Sales Report:Supplement No. 11 dated Sep 24, 2012 to Prospectus dated Jul 19, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 19, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 19, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
601794
This series of Notes was issued and sold upon the funding of the borrower loan #74551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 620-639 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 15
/
6 | Length of status: | 17y 4m |
|
Amount delinquent:
| $596 |
Total credit lines:
| 69 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,658 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| george5o |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2010)
560-579
(Jul-2008)
560-579
(Jun-2008)
|
|
Principal balance:
| $332.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...This loan will be used to pay off 2 high interest credit cards and 2 loans.
My financial situation:
I am a good candidate for this loan because...I am a good candidate for this loan because I have a very stable job working at IBM. I pay all my bills on time as you can see, I have had 2 loans with prosper that I was never late and paid off early.
Monthly net income: $4100
Monthly expenses: $2350
Housing: $1000
Insurance: $100
Car expenses: $450
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $100.42 | 9/13/2012 5:01:11 PM |
| exchange-squirrel | $0.58 | 9/13/2012 5:02:32 PM |
| trumpeter5 | $25.00 | 9/13/2012 5:00:47 PM |
| handy-justice | $100.00 | 9/13/2012 5:01:10 PM |
| worth-blanket2 | $3,600.00 | 9/13/2012 5:01:29 PM |
| calmfunds | $174.00 | 9/13/2012 5:02:16 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
607296
This series of Notes was issued and sold upon the funding of the borrower loan #74824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $102.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $776 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-reward-gravity |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2012)
640-659
(Feb-2012)
600-619
(Apr-2011)
640-659
(Aug-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
need alittle help again please
Purpose of loan:
This loan will be used to...for car repairs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $1500
Housing: $520
Insurance: $
Car expenses: $100
Utilities: $100
Phone, cable, internet: $185
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/18/2012 5:01:13 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:13 PM |
| sweety075 | $25.00 | 9/18/2012 5:01:03 PM |
| gadget7 | $25.00 | 9/18/2012 5:08:01 PM |
| beakybird | $25.00 | 9/18/2012 5:09:42 PM |
| Cobradude1 | $25.00 | 9/18/2012 5:03:29 PM |
| mrladybug101 | $25.00 | 9/18/2012 5:03:47 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:39 PM |
| MadHun | $200.00 | 9/18/2012 5:12:10 PM |
| bid-catalyst0 | $100.00 | 9/18/2012 5:09:47 PM |
| worth-blanket2 | $3,600.00 | 9/18/2012 5:12:16 PM |
| steady-dime | $25.00 | 9/18/2012 5:02:48 PM |
| first-careful-currency | $300.00 | 9/18/2012 5:03:32 PM |
| enchanted-note14 | $25.00 | 9/18/2012 5:05:43 PM |
| listing-vista | $50.00 | 9/18/2012 5:07:14 PM |
| IP | $25.00 | 9/18/2012 5:07:53 PM |
| LendGuy | $25.00 | 9/18/2012 5:08:56 PM |
| Med-Tech-Here | $28.00 | 9/18/2012 5:10:41 PM |
| E_G | $27.00 | 9/18/2012 5:12:00 PM |
| orange-liberty-oyster | $100.00 | 9/18/2012 5:03:56 PM |
| jamiee73 | $25.00 | 9/18/2012 5:06:30 PM |
| bid-banjo3 | $100.00 | 9/18/2012 5:08:45 PM |
| 100units | $200.00 | 9/18/2012 5:08:57 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:27 PM |
| rescue | $100.00 | 9/18/2012 5:05:23 PM |
| economy-structure9 | $25.00 | 9/18/2012 5:06:26 PM |
| slobrewtx | $25.00 | 9/18/2012 5:08:09 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:23 PM |
| newest-bid-britches | $100.00 | 9/18/2012 5:00:57 PM |
| the-laudable-peso | $40.00 | 9/18/2012 5:01:20 PM |
| hanuman77 | $25.00 | 9/18/2012 5:04:41 PM |
| point653 | $25.00 | 9/18/2012 5:05:57 PM |
| epic-value6 | $50.00 | 9/18/2012 5:09:15 PM |
| topher515 | $25.00 | 9/18/2012 5:11:01 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
609758
This series of Notes was issued and sold upon the funding of the borrower loan #74768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,132 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspiring-bill963 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...fence
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $49.00 | 9/7/2012 9:01:59 AM |
| riveting-credit5 | $25.00 | 9/7/2012 9:04:18 AM |
| handy-justice | $100.00 | 9/7/2012 9:09:03 AM |
| DasMula | $25.00 | 9/7/2012 9:12:23 AM |
| bellaquito | $500.00 | 9/7/2012 11:21:58 AM |
| 52digital | $75.00 | 9/7/2012 10:37:18 AM |
| reduce_US_govt_debt | $35.00 | 9/7/2012 10:50:37 AM |
| mrxtravis | $25.00 | 9/7/2012 10:37:03 AM |
| dudebrah | $25.00 | 9/7/2012 1:01:32 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:15 PM |
| natural-affluence6 | $25.00 | 9/7/2012 1:04:48 PM |
| InChicago | $80.03 | 9/7/2012 9:00:44 AM |
| Bad_Debt | $28.71 | 9/7/2012 9:03:32 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:43 AM |
| scholarly-order6 | $50.00 | 9/7/2012 9:28:20 AM |
| Zingaro | $25.00 | 9/7/2012 10:01:05 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:30 AM |
| money-baron | $50.00 | 9/7/2012 10:53:17 AM |
| Silver_Rupee | $25.01 | 9/7/2012 10:48:51 AM |
| transparency-position | $27.00 | 9/7/2012 11:18:31 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:52 PM |
| let_me_retire | $75.00 | 9/7/2012 1:29:36 PM |
| graceful-investment | $80.25 | 9/7/2012 2:09:44 PM |
| pdub | $250.00 | 9/7/2012 12:42:41 PM |
| irrelevant | $50.00 | 9/7/2012 1:05:13 PM |
| a-helping-hand | $150.00 | 9/7/2012 2:02:45 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
614034
This series of Notes was issued and sold upon the funding of the borrower loan #74674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $65.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tornado850 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some small debts to lower payments and help me while I finish my degree.
My financial situation:
I am a good candidate for this loan because I have a secure job and I am committed to paying down my bills the proper way.
Monthly net income: $1400
Monthly expenses: $
Housing: $599
Insurance: $
Car expenses: $40
Utilities: $
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:21 PM |
| handy-justice | $25.00 | 9/10/2012 5:15:44 PM |
| money-baron | $50.00 | 9/10/2012 5:10:47 PM |
| worth-blanket2 | $1,800.00 | 9/10/2012 5:13:39 PM |
| newest-bid-britches | $100.00 | 9/10/2012 5:14:11 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
615392
This series of Notes was issued and sold upon the funding of the borrower loan #74476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $427.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 6 |
Revolving credit balance:
| $767 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| radiant-loyalty7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvement
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...I have the financial ability to pay for the loan and because we have on time / no lates for years.
Monthly net income: $9,979
Monthly expenses: $400
Housing: $2355
Insurance: $105
Car expenses: $1100
Utilities: $200
Phone, cable, internet: $179
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dariop | $25.01 | 9/11/2012 5:07:47 PM |
| 52digital | $75.00 | 9/11/2012 5:09:43 PM |
| CA-Lender | $25.00 | 9/11/2012 5:11:12 PM |
| worth-blanket2 | $9,900.00 | 9/11/2012 5:06:42 PM |
| pdli_dude | $25.00 | 9/11/2012 5:12:37 PM |
| goat0 | $100.00 | 9/11/2012 5:27:45 PM |
| asset-professor | $25.00 | 9/11/2012 5:15:57 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:46 PM |
| bazaar-tulip | $279.99 | 9/11/2012 5:57:05 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:57 PM |
| irrelevant | $50.00 | 9/11/2012 5:05:15 PM |
| handy-justice | $50.00 | 9/11/2012 5:09:32 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:02 PM |
| sgt-schultz | $45.00 | 9/11/2012 5:38:27 PM |
| selector568 | $300.00 | 9/11/2012 5:31:58 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
616494
This series of Notes was issued and sold upon the funding of the borrower loan #74963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,803 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| herewegoagain777 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Jan-2008)
600-619
(Sep-2007)
680-699
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 37 | | |
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards
My financial situation: good, just want to pay off credit cards,
I am a good candidate for this loan because...always pay on time and responsible
Monthly net income: $2900
Monthly expenses: $400
Housing: $550.00
Insurance: $130.00
Car expenses: $970
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/17/2012 9:01:33 AM |
| order-tamale | $100.00 | 9/17/2012 9:01:35 AM |
| trumpeter5 | $25.00 | 9/17/2012 9:01:16 AM |
| Fitiwalt7 | $25.00 | 9/17/2012 9:01:20 AM |
| yield-lion2 | $50.00 | 9/17/2012 9:01:05 AM |
| worth-blanket2 | $1,800.00 | 9/17/2012 9:01:28 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
616912
This series of Notes was issued and sold upon the funding of the borrower loan #74205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $323.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 5m |
|
Amount delinquent:
| $28 |
Total credit lines:
| 41 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $136 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-monster |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business
Purpose of loan:
This loan will be used to lower my monthly overhead and fix and maintain equipment.
My financial situation:
I am a good candidate for this loan because the money I make is extra money, not money i need for bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dynadave | $1,000.00 | 9/10/2012 8:03:06 AM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:51 PM |
| ready-bid9 | $50.00 | 9/5/2012 5:02:59 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:09 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:25 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:18 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:16 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:54 PM |
| networks4ever | $25.00 | 9/5/2012 6:20:02 PM |
| LeReve | $500.00 | 9/5/2012 6:35:52 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:40 PM |
| power-cell | $35.00 | 9/5/2012 9:04:40 PM |
| bold-phenomenal-funds | $75.00 | 9/6/2012 7:23:12 AM |
| treasure-hunter270 | $50.00 | 9/6/2012 8:10:53 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:38 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:46 PM |
| spark548 | $25.00 | 9/6/2012 5:08:49 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:54 PM |
| seabass123 | $25.00 | 9/6/2012 6:11:34 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:12 PM |
| abundant-euro0 | $40.00 | 9/7/2012 4:51:01 AM |
| helvet | $28.56 | 9/7/2012 5:20:17 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:40:46 AM |
| HermanstadtKid | $25.00 | 9/7/2012 8:48:33 AM |
| Cromag | $25.00 | 9/7/2012 8:47:50 AM |
| UstedEsElHombre | $100.00 | 9/7/2012 9:23:45 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:51 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:51 AM |
| blue-laudable-dinero | $50.00 | 9/7/2012 9:51:07 AM |
| fishman42 | $25.00 | 9/7/2012 9:57:27 AM |
| Investoman | $25.00 | 9/7/2012 10:21:13 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:04 AM |
| ddog0224 | $100.46 | 9/7/2012 11:51:57 AM |
| dime-vista2 | $25.00 | 9/7/2012 3:45:09 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:36 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:48 PM |
| john0720 | $25.00 | 9/7/2012 3:44:45 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:35 PM |
| 100units | $200.00 | 9/7/2012 5:11:29 PM |
| bxsquad | $25.00 | 9/7/2012 5:43:11 PM |
| emergencyMD | $25.00 | 9/7/2012 6:22:58 PM |
| magical-credit523 | $25.00 | 9/7/2012 6:18:57 PM |
| liberty-point | $50.00 | 9/7/2012 9:26:37 PM |
| deal-hickory5 | $250.00 | 9/7/2012 6:53:31 PM |
| CO80487 | $50.00 | 9/7/2012 7:32:22 PM |
| enchanted-truth264 | $30.00 | 9/7/2012 8:36:07 PM |
| birchbark86 | $25.00 | 9/8/2012 6:03:38 AM |
| goodcents | $25.00 | 9/8/2012 9:29:54 AM |
| organized-dedication9 | $75.00 | 9/8/2012 10:09:20 AM |
| versatile-treasure6 | $25.00 | 9/8/2012 7:29:08 AM |
| Brisket_Bob | $25.00 | 9/8/2012 7:57:49 AM |
| iidemosthenesii | $25.00 | 9/8/2012 8:38:16 AM |
| sturdy-fairness0 | $100.00 | 9/8/2012 12:08:33 PM |
| musososeki | $25.00 | 9/8/2012 10:43:37 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:04 AM |
| BeaufortBill | $25.00 | 9/8/2012 12:24:34 PM |
| fantastic-investment9 | $25.00 | 9/8/2012 12:25:23 PM |
| skillful-auction | $25.00 | 9/8/2012 1:20:51 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:28 PM |
| KryptonWare-com | $25.00 | 9/8/2012 12:46:39 PM |
| Castellan | $50.00 | 9/8/2012 12:46:57 PM |
| w3alter | $50.00 | 9/8/2012 1:33:22 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:10 PM |
| the-profit-oracle | $25.00 | 9/8/2012 12:58:14 PM |
| Wilcat77 | $25.00 | 9/8/2012 12:59:55 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:44 PM |
| ChrisTJ | $25.00 | 9/8/2012 1:18:50 PM |
| chillware | $25.00 | 9/8/2012 1:07:51 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:40 PM |
| metro457 | $100.00 | 9/8/2012 1:19:45 PM |
| meenan | $25.00 | 9/8/2012 1:36:34 PM |
| martinatime | $25.00 | 9/8/2012 1:27:51 PM |
| antlr | $25.00 | 9/8/2012 8:49:09 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:06 PM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:00 PM |
| be_wise | $25.00 | 9/8/2012 8:33:48 PM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:14 AM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:05 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:38 AM |
| SRK_FROM_WA | $25.00 | 9/9/2012 12:58:14 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:33 AM |
| citizenX | $125.00 | 9/9/2012 11:11:19 AM |
| natural-greenback6 | $25.00 | 9/9/2012 4:27:34 PM |
| hl8428 | $25.00 | 9/9/2012 7:33:28 PM |
| well-mannered-income3 | $80.00 | 9/9/2012 2:14:25 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:19 PM |
| fuzed | $50.00 | 9/10/2012 8:07:34 AM |
| power-persimmon5 | $25.00 | 9/10/2012 8:53:15 AM |
| TheDorito | $100.00 | 9/10/2012 6:47:11 AM |
| johngaltline | $25.00 | 9/10/2012 2:45:06 AM |
| joey1011 | $25.00 | 9/10/2012 7:40:41 AM |
| greentomato | $7.72 | 9/10/2012 9:21:10 AM |
| aztec | $50.00 | 9/5/2012 5:03:51 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:59 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:20 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 5:26:11 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:22 PM |
| Kessler | $26.00 | 9/5/2012 6:03:07 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:42 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:11 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:00:46 PM |
| yield-hut | $25.00 | 9/6/2012 4:28:47 AM |
| gilbrear | $25.00 | 9/6/2012 4:17:43 AM |
| LaBamba | $100.00 | 9/6/2012 4:52:04 AM |
| refined-return922 | $25.00 | 9/6/2012 5:59:55 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:21 AM |
| britgsb | $50.00 | 9/6/2012 9:50:55 AM |
| SomebodysMom | $40.00 | 9/6/2012 9:35:36 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:41 AM |
| bassman46 | $100.00 | 9/6/2012 2:52:54 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:40 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:31 PM |
| squarebob | $25.00 | 9/6/2012 2:50:04 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:25 PM |
| Aaron_Oz | $25.00 | 9/6/2012 5:30:45 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:31 PM |
| urbane-deal152 | $50.00 | 9/6/2012 5:21:18 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:06 PM |
| logical-economy158 | $25.00 | 9/6/2012 5:35:26 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:28 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:38 PM |
| will489136 | $26.40 | 9/6/2012 7:07:16 PM |
| kenji4861 | $25.00 | 9/6/2012 6:11:37 PM |
| fund-tom-tom6 | $25.00 | 9/7/2012 7:52:34 AM |
| greenback-loyalist8 | $26.50 | 9/7/2012 6:11:43 AM |
| payout-thinker7 | $25.00 | 9/7/2012 6:39:06 AM |
| Science7124 | $25.00 | 9/7/2012 9:08:58 AM |
| Cai8899 | $25.00 | 9/7/2012 9:09:42 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:44 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:26:12 AM |
| american6 | $45.00 | 9/7/2012 9:34:19 AM |
| intrepid-compassion29 | $25.00 | 9/7/2012 9:49:02 AM |
| kevin314 | $25.00 | 9/7/2012 10:03:56 AM |
| Theofficer_roth_ira | $175.00 | 9/7/2012 11:15:43 AM |
| indomitable-coin | $25.00 | 9/7/2012 10:26:56 AM |
| DadWarbucks | $25.00 | 9/7/2012 10:26:22 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:05 AM |
| dollardave | $100.00 | 9/7/2012 12:26:56 PM |
| cynthiathegreat | $35.18 | 9/7/2012 2:14:11 PM |
| pdub | $500.00 | 9/7/2012 12:40:27 PM |
| kind-currency-cargo | $50.00 | 9/7/2012 1:06:33 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:43 PM |
| mbf2234 | $28.68 | 9/7/2012 2:27:47 PM |
| affluence-vault2 | $500.00 | 9/7/2012 2:58:34 PM |
| loan-oasis4 | $25.00 | 9/7/2012 4:13:24 PM |
| IP | $25.00 | 9/7/2012 5:09:50 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:23:47 PM |
| deal-hickory5 | $250.00 | 9/7/2012 6:54:21 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:12 PM |
| Leshan | $100.00 | 9/8/2012 6:50:52 AM |
| nalaari | $30.00 | 9/8/2012 7:19:22 AM |
| orange-coin-walnut | $75.00 | 9/8/2012 6:00:28 AM |
| astute-benjamins | $125.00 | 9/8/2012 6:13:11 AM |
| Lender1521 | $50.00 | 9/8/2012 6:32:28 AM |
| KDW08 | $25.00 | 9/8/2012 8:32:49 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:35 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:29:59 AM |
| mvalley | $25.00 | 9/8/2012 12:06:25 PM |
| Clambake | $25.00 | 9/8/2012 12:03:20 PM |
| mennleo | $50.00 | 9/8/2012 12:34:14 PM |
| dpfl55 | $25.00 | 9/8/2012 12:39:01 PM |
| dedicated-diversification5 | $125.00 | 9/8/2012 12:19:45 PM |
| rhodylend | $25.00 | 9/8/2012 12:18:59 PM |
| likeable-money4 | $25.00 | 9/8/2012 12:20:42 PM |
| Koomarbit | $30.00 | 9/8/2012 12:29:35 PM |
| ti22ring | $25.00 | 9/8/2012 1:01:07 PM |
| hopethisworks | $25.00 | 9/8/2012 1:21:52 PM |
| ivy-league-MBA | $25.00 | 9/8/2012 12:51:15 PM |
| HamachiMan | $50.00 | 9/8/2012 1:29:52 PM |
| dignified-finance | $25.00 | 9/8/2012 1:42:30 PM |
| authentic-liberty7 | $25.00 | 9/8/2012 1:46:01 PM |
| ItsJustMe79 | $25.00 | 9/8/2012 1:11:00 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:33 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:33 PM |
| AEH_Now | $25.00 | 9/8/2012 2:02:48 PM |
| cablenews | $82.00 | 9/8/2012 1:32:13 PM |
| nex | $25.00 | 9/8/2012 1:55:33 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:30 PM |
| jaxrealtor | $124.49 | 9/9/2012 2:13:40 AM |
| luminous-finance9 | $26.00 | 9/9/2012 6:58:50 AM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:44 AM |
| dogbait | $65.00 | 9/8/2012 4:17:02 PM |
| benefit-banshee | $25.00 | 9/9/2012 9:19:21 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:47 AM |
| banker34 | $25.00 | 9/8/2012 9:00:13 PM |
| cozy-ore516 | $25.00 | 9/8/2012 9:46:24 PM |
| cbrucia | $25.00 | 9/9/2012 7:46:50 AM |
| zoozka | $25.00 | 9/9/2012 1:00:48 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 7:08:17 PM |
| Paragon13 | $50.00 | 9/9/2012 9:28:30 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:37 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:08 PM |
| green-glowing-gain | $25.00 | 9/9/2012 8:16:09 PM |
| attentive-coin4 | $50.00 | 9/9/2012 8:39:45 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:12:56 AM |
| benefit-position | $25.00 | 9/10/2012 6:43:47 AM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:11 AM |
| brainy-credit1 | $90.00 | 9/10/2012 9:17:20 AM |
| 198 Investments
|
Borrower Payment Dependent Notes Series
618596
This series of Notes was issued and sold upon the funding of the borrower loan #74852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $385.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 69% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,075 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-benefit-genetics |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Dec-2011)
|
|
Principal balance:
| $8,282.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
I'm working to improve my monthly household cash-flow. I'll be using this new Prosper loan to consolidate debt, including my existing Prosper loan. I have an excellent credit rating/history and I've made all of my past loan payments on time without trouble.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| unflappable-pound3 | $100.00 | 9/16/2012 12:37:46 PM |
| gold-commander0 | $25.00 | 9/16/2012 2:20:29 PM |
| power-bluebird2 | $25.00 | 9/16/2012 12:17:16 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:59 PM |
| Mopedcouple | $25.00 | 9/16/2012 2:26:47 PM |
| coin-kin | $30.00 | 9/16/2012 12:52:33 PM |
| chestnut4 | $25.00 | 9/16/2012 2:36:03 PM |
| drummer427 | $25.00 | 9/16/2012 2:38:14 PM |
| kfi805 | $25.00 | 9/16/2012 2:41:06 PM |
| spark548 | $25.00 | 9/16/2012 2:45:36 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:53:31 PM |
| HamachiMan | $50.00 | 9/16/2012 2:47:58 PM |
| ladybird1 | $50.00 | 9/16/2012 2:51:22 PM |
| KeepOnRunning | $100.00 | 9/16/2012 2:20:43 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:53 PM |
| dcmotorcyclemayhem | $50.00 | 9/16/2012 2:27:33 PM |
| benjamin67 | $25.00 | 9/16/2012 2:28:26 PM |
| nosualcneas | $25.00 | 9/16/2012 2:29:13 PM |
| sunnydaize516 | $25.00 | 9/16/2012 2:30:52 PM |
| drkosh | $25.00 | 9/16/2012 12:20:58 PM |
| cvrick | $25.00 | 9/16/2012 12:38:29 PM |
| valiant-money | $50.00 | 9/16/2012 1:00:48 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:12 PM |
| Proactive-Financial-Lending | $25.00 | 9/16/2012 2:25:52 PM |
| natecam | $25.00 | 9/16/2012 2:29:58 PM |
| geemel | $25.00 | 9/16/2012 2:30:54 PM |
| mariah8641 | $30.00 | 9/16/2012 2:34:04 PM |
| FFStar | $25.00 | 9/16/2012 2:40:57 PM |
| Yogidog | $25.00 | 9/16/2012 2:44:25 PM |
| mastermvp | $25.00 | 9/16/2012 12:03:16 PM |
| Investoman | $25.00 | 9/16/2012 2:36:01 PM |
| SpareChangeHero | $25.00 | 9/16/2012 2:42:59 PM |
| best-heavenly-justice | $25.00 | 9/16/2012 2:45:06 PM |
| worth-blanket2 | $15,030.00 | 9/16/2012 12:04:46 PM |
| DirtyJenga | $25.00 | 9/16/2012 2:35:32 PM |
| friendly-money | $100.00 | 9/16/2012 2:42:17 PM |
| dinero-speaker | $25.00 | 9/16/2012 2:50:46 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:42 PM |
| mtquan | $25.00 | 9/16/2012 2:30:32 PM |
| FWF-kinetic | $25.00 | 9/16/2012 2:34:04 PM |
| mvalley | $25.00 | 9/16/2012 2:36:47 PM |
| hopethisworks | $25.00 | 9/16/2012 2:46:57 PM |
| kid8549 | $100.00 | 9/16/2012 2:47:15 PM |
| mooselegs19 | $25.00 | 9/16/2012 2:49:21 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
622076
This series of Notes was issued and sold upon the funding of the borrower loan #74388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $116.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,189 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-blackberry |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2011)
|
|
Principal balance:
| $1,362.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off 2 credit cards and extra will be on car repair.
My financial situation:
I am a good candidate for this loan because...I have a current Prosper. com loan and I always pay on time for 13 months straight now.
Monthly net income: $2200.00
Monthly expenses:
Housing: $450.00
Insurance: $60.00
Car expenses: $100.00
Utilities: $70.00
Phone, cable, internet: $55.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $300.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:21 PM |
| moneylender25 | $25.00 | 9/10/2012 5:13:47 PM |
| Zingaro | $25.00 | 9/10/2012 5:07:35 PM |
| 52digital | $75.00 | 9/10/2012 5:17:54 PM |
| community-burrito9 | $40.00 | 9/10/2012 5:37:20 PM |
| intelligent-yield | $50.00 | 9/10/2012 5:45:19 PM |
| diplomatic-wealth7 | $25.00 | 9/10/2012 5:50:21 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:36 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:54 PM |
| compassion-charmer7 | $50.00 | 9/10/2012 5:42:55 PM |
| well-rounded-payout0 | $25.00 | 9/10/2012 5:57:17 PM |
| RGlad | $200.00 | 9/10/2012 6:07:01 PM |
| CA-Lender | $25.00 | 9/10/2012 6:27:53 PM |
| first-genuine-bid | $30.00 | 9/10/2012 6:30:29 PM |
| handy-justice | $50.00 | 9/10/2012 5:03:57 PM |
| Hedge-Fund | $25.00 | 9/10/2012 5:12:04 PM |
| felicity-contributor3 | $25.00 | 9/10/2012 5:08:45 PM |
| MFBank | $50.00 | 9/10/2012 5:11:35 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:03 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:08 PM |
| subtle-bill727 | $25.00 | 9/10/2012 5:19:16 PM |
| bid-banjo3 | $100.00 | 9/10/2012 5:21:06 PM |
| LeReve | $500.00 | 9/10/2012 5:30:38 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:28 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:37 PM |
| john0720 | $25.00 | 9/10/2012 6:05:47 PM |
| Ballybay | $100.00 | 9/10/2012 5:48:53 PM |
| thankful-nickel2 | $25.00 | 9/10/2012 6:22:19 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:44 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:40 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:04 PM |
| TheHillsAreAlive | $25.00 | 9/10/2012 6:07:09 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
623864
This series of Notes was issued and sold upon the funding of the borrower loan #74794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $182.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,157 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bedangerous |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some of my current outstanding debt to help lower my monthly payments and finally get to a situation where I'm not living check to check so I can better support my family (wife and 4 kids).
My financial situation: Stable! I just reached my 8 year mark this past August at my job and my boss got me an amazing Batman bust statue as a gift for my hard work with the company.
I am a good candidate for this loan because the payment will be setup for auto pay from day one, I bring in plenty of money to afford it and the amount of the loan that I'd like to borrow will cancel out more in monthly debt than this loan payment will be. Considering I'm already paying for my current debt, this will make it a little easier on our family month to month.
Monthly net income: $4100
Monthly expenses: BELOW
Housing: $1042/month
Insurance: $250/month
Car expenses: $1175/month
Utilities: $200/month
Phone, cable, internet: $57/month
Food, entertainment: $400/month
Clothing, household expenses: $100/month
Credit cards and other loans: $350/month
Other expenses: $220/month (dance class for my girls)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $120.03 | 9/18/2012 5:00:37 PM |
| sweety075 | $25.00 | 9/18/2012 5:01:48 PM |
| social-aspen097 | $300.00 | 9/18/2012 5:04:08 PM |
| vutah | $55.00 | 9/18/2012 5:01:29 PM |
| MI2 | $5,000.00 | 9/18/2012 5:02:25 PM |
| Mountain-Lion-IRA1 | $50.00 | 9/18/2012 5:03:43 PM |
| historic-value7 | $400.00 | 9/18/2012 5:04:06 PM |
| handy-justice | $100.00 | 9/18/2012 5:01:32 PM |
| tnjohnso | $25.00 | 9/18/2012 5:02:35 PM |
| azazle | $50.00 | 9/18/2012 5:03:58 PM |
| felicity-contributor3 | $25.00 | 9/18/2012 5:01:33 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
624244
This series of Notes was issued and sold upon the funding of the borrower loan #74424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $235.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 23y 0m |
|
Amount delinquent:
| $423 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,934 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exciting-funds1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
|
Principal balance:
| $3,180.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home improvement
My financial situation:
I am a good candidate for this loan because...I will pay-off first loan,buy new furnance,finish windows on house.I am current on all bills amd mortgage to Chase.
Monthly net income: $4200
Monthly expenses: $3300
Housing: $1182 includes taxes and insurance
Insurance: $120 car insurance
Car expenses: $650 car payment and gas
Utilities: $205 monthly budget plan
Phone, cable, internet: $200
Food, entertainment: $575
Clothing, household expenses: $100
Credit cards and other loans: $235
Other expenses: $35 persciptions
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/9/2012 12:02:48 PM |
| tolerant-responsibility051 | $425.00 | 9/9/2012 12:13:27 PM |
| vutah | $65.00 | 9/9/2012 12:08:25 PM |
| worth-blanket2 | $7,650.00 | 9/9/2012 12:05:20 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:35 PM |
| DoctorJoe | $25.00 | 9/9/2012 12:06:54 PM |
| money-bauble | $69.00 | 9/9/2012 12:12:06 PM |
| scholarly-order6 | $25.00 | 9/9/2012 12:02:41 PM |
| DasMula | $25.00 | 9/9/2012 12:04:10 PM |
| networks4ever | $25.00 | 9/9/2012 12:06:18 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
624302
This series of Notes was issued and sold upon the funding of the borrower loan #74385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 3m |
|
Amount delinquent:
| $1,536 |
Total credit lines:
| 42 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $121,390 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-kin8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2011)
|
|
Principal balance:
| $4,517.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...Up grade aging appliancesg
My financial situation:
I am a good candidate for this loan because...steady job, good track record paying my prosper account
Monthly net income: $3990.00
Monthly expenses: $
Housing: $700.00
Insurance: $100.00
Car expenses: $120.00
Utilities: $175.00
Phone, cable, internet: $25.00
Food, entertainment: $25.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/12/2012 5:13:26 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:14:29 PM |
| DasMula | $25.00 | 9/12/2012 5:01:15 PM |
| handy-justice | $25.00 | 9/12/2012 5:01:31 PM |
| respectful-dough429 | $25.00 | 9/12/2012 5:17:07 PM |
| 52digital | $75.00 | 9/12/2012 5:04:59 PM |
| BankofRon_IRA | $100.00 | 9/12/2012 5:07:05 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:49 PM |
| wwwUniversal | $25.00 | 9/12/2012 5:18:12 PM |
| orearella3 | $25.00 | 9/12/2012 5:25:10 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:42 PM |
| compounding21 | $25.00 | 9/12/2012 5:37:15 PM |
| Dubbs360 | $296.00 | 9/12/2012 6:10:54 PM |
| proper-exchange8 | $50.00 | 9/12/2012 5:43:57 PM |
| elegant-hope578 | $50.00 | 9/12/2012 5:53:21 PM |
| return-pioneer221 | $200.00 | 9/12/2012 5:01:35 PM |
| careful-vigilance4 | $25.00 | 9/12/2012 5:19:26 PM |
| brainy-return234 | $25.00 | 9/12/2012 5:27:00 PM |
| AF-Chief | $25.00 | 9/12/2012 5:40:43 PM |
| tolerant-responsibility051 | $2,000.00 | 9/12/2012 5:15:40 PM |
| joyous-peace443 | $25.00 | 9/12/2012 5:18:44 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:52 PM |
| IIP77 | $25.00 | 9/12/2012 5:28:49 PM |
| Feyenoord | $30.00 | 9/12/2012 5:24:18 PM |
| professional-vigilance9 | $44.00 | 9/12/2012 5:26:22 PM |
| money-baron-Roth401k | $25.00 | 9/12/2012 6:00:20 PM |
| JeremyLinFan | $50.00 | 9/12/2012 5:51:08 PM |
| the-credit-maker | $100.00 | 9/12/2012 5:44:33 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:53 PM |
| interstellar | $75.00 | 9/12/2012 6:00:12 PM |
| productive-ore | $25.00 | 9/12/2012 6:06:35 PM |
| halothane_logic | $25.00 | 9/12/2012 5:59:25 PM |
| Investor_DP | $200.00 | 9/12/2012 6:09:50 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
626354
This series of Notes was issued and sold upon the funding of the borrower loan #74208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elixir716 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to...
My financial situation: Capitol one
I am a good candidate for this loan because... Over the years I have successfully paid off every debt I have owed in a timely manner and made sure that I do not remain heavily in debt
Monthly net income: $1,200.00
Monthly expenses: $600.00
Housing: $100.00
Insurance: $85.00
Car expenses: $0.00
Utilities: $100.00
Phone, cable, internet: $157.00
Food, entertainment: $100.00
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:43 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:31 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:16 PM |
| let_me_retire | $50.00 | 9/7/2012 1:31:15 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:00 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:10 PM |
| cerebral-income5 | $25.00 | 9/8/2012 1:25:51 PM |
| brilliant-balance | $31.00 | 9/8/2012 1:48:36 PM |
| rate-sceptre | $25.00 | 9/9/2012 7:00:30 AM |
| funds-harbor6 | $25.00 | 9/10/2012 6:58:04 AM |
| mikelance7 | $25.00 | 9/10/2012 7:40:52 AM |
| Land_on_your_feet | $25.00 | 9/10/2012 7:04:52 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:57 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:18 PM |
| natural-point1 | $25.00 | 9/10/2012 8:51:44 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:35 PM |
| Leshan | $50.00 | 9/11/2012 7:22:49 AM |
| bob450-roth | $25.00 | 9/11/2012 8:30:49 AM |
| joey1011 | $50.00 | 9/11/2012 9:33:25 AM |
| determined-economy460 | $38.86 | 9/11/2012 10:07:17 AM |
| pdub | $250.00 | 9/7/2012 12:42:41 PM |
| PrimeFunding | $25.00 | 9/7/2012 10:38:27 PM |
| irrelevant | $50.00 | 9/7/2012 11:07:26 PM |
| patriot0 | $50.00 | 9/8/2012 6:00:46 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:15 PM |
| jebber007 | $43.64 | 9/9/2012 9:17:34 AM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:03 PM |
| whitegold24k | $50.00 | 9/9/2012 10:27:44 AM |
| whirlingdervish | $25.00 | 9/10/2012 12:56:37 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:17 PM |
| rate-advocator7 | $200.00 | 9/10/2012 3:54:03 PM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:22 PM |
| LaGrangeLender | $25.00 | 9/11/2012 6:44:53 AM |
| Bob450 | $25.00 | 9/11/2012 8:20:03 AM |
| wise-deal-panda | $100.00 | 9/11/2012 9:34:44 AM |
| trade-cactus8 | $36.50 | 9/11/2012 10:24:08 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
626864
This series of Notes was issued and sold upon the funding of the borrower loan #74716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 32y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,389 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| value-officer9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/11/2012 5:01:01 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:02 PM |
| scholarly-order6 | $75.00 | 9/11/2012 5:12:38 PM |
| kk-gp | $100.00 | 9/11/2012 5:18:06 PM |
| vutah | $25.00 | 9/11/2012 5:17:43 PM |
| moneyforthehoney | $25.00 | 9/11/2012 5:20:48 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:55 PM |
| finance-ecstasy7 | $25.00 | 9/11/2012 5:25:01 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 5:37:52 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:06 PM |
| squarebob | $30.00 | 9/11/2012 6:20:09 PM |
| prudent-bid3 | $25.00 | 9/11/2012 6:51:01 PM |
| income-buffalo1 | $50.00 | 9/11/2012 6:35:05 PM |
| agreement-oracle0 | $0.60 | 9/11/2012 7:07:50 PM |
| RGlad | $50.00 | 9/11/2012 6:47:40 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:36 PM |
| pdli_dude | $25.00 | 9/11/2012 5:13:07 PM |
| worth-blanket2 | $13,500.00 | 9/11/2012 5:11:03 PM |
| lowrater | $75.40 | 9/11/2012 5:18:47 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:47 PM |
| RocketSurgeon | $25.00 | 9/11/2012 5:37:25 PM |
| the-silver-blaster | $47.00 | 9/11/2012 5:49:43 PM |
| a-finance-nirvana | $25.00 | 9/11/2012 6:21:32 PM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:24 PM |
| martinatime | $25.00 | 9/11/2012 6:07:11 PM |
| RGlad | $150.00 | 9/11/2012 6:46:59 PM |
| toblerone | $25.00 | 9/11/2012 6:00:15 PM |
| janeybooboo | $75.00 | 9/11/2012 6:47:21 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:10 PM |
| all_of_that_one | $72.00 | 9/11/2012 7:05:50 PM |
| thankful-nickel2 | $50.00 | 9/11/2012 6:35:26 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
627514
This series of Notes was issued and sold upon the funding of the borrower loan #74514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $372.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
5 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,282 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| castanets231 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: Taking a vacation before reporting to next assignment.
This loan will be used to travel Europe.
My financial situation: I have an excellent credit history and very few bills.
I am a good candidate for this loan because I am guaranteed to have a steady and stable income regardless of economic state of the country.
Monthly net income: $5500
Monthly expenses:
Housing: $0
Insurance: $40
Car expenses: $260
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/7/2012 9:02:06 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:08 AM |
| worth-blanket2 | $12,700.00 | 9/7/2012 9:09:53 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
628396
This series of Notes was issued and sold upon the funding of the borrower loan #74650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $333.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,703 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| direct-loot0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/14/2012 5:02:46 PM |
| EnglishGeekInNYC | $25.00 | 9/14/2012 5:03:41 PM |
| historic-value7 | $300.00 | 9/14/2012 5:08:14 PM |
| worth-blanket2 | $11,250.00 | 9/14/2012 5:03:04 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:48 PM |
| azazle | $50.00 | 9/14/2012 5:11:30 PM |
| theloanfiller | $25.00 | 9/14/2012 5:15:25 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:26:46 PM |
| tranquil-note5 | $50.00 | 9/14/2012 5:06:14 PM |
| community-burrito9 | $35.00 | 9/14/2012 5:17:34 PM |
| cash-mad-scientist3 | $25.00 | 9/14/2012 5:20:39 PM |
| Cai8899 | $25.00 | 9/14/2012 5:32:20 PM |
| tech310 | $50.00 | 9/14/2012 5:24:36 PM |
| profitable-fairness1 | $42.00 | 9/14/2012 5:39:55 PM |
| orange-liberty-oyster | $100.00 | 9/14/2012 5:09:17 PM |
| urbane-income7 | $25.00 | 9/14/2012 5:09:11 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:11 PM |
| LendingPimp_2 | $26.00 | 9/14/2012 5:04:07 PM |
| ready-justice7 | $50.00 | 9/14/2012 5:38:40 PM |
| mikrolown | $25.00 | 9/14/2012 5:19:32 PM |
| money-bauble | $100.00 | 9/14/2012 5:35:52 PM |
| bewitching-dollar5 | $100.00 | 9/14/2012 5:37:38 PM |
| mercuriant | $25.00 | 9/14/2012 5:35:02 PM |
| thepillowsack | $25.00 | 9/14/2012 5:36:12 PM |
| commerce-venture1 | $25.00 | 9/14/2012 5:38:59 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
628528
This series of Notes was issued and sold upon the funding of the borrower loan #74822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,235.04 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 14y 8m |
|
Amount delinquent:
| $1,055 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $177,274 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-maestro4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate cc debt
My financial situation:
I am a good candidate for this loan because...i'm a professional who has been employeed for the past 15 years with the same employer; i have always repaid my debts; i'm just looking to consolidate and eliminate my debt quicker.
Monthly net income: $11,000
Monthly expenses: $
Housing: $2,200
Insurance: $500.00
Car expenses: $0
Utilities: $Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 8/29/2012 10:09:08 AM |
| WriteTheLegend | $100.00 | 8/29/2012 11:07:06 AM |
| money-baron | $50.00 | 8/29/2012 10:32:09 AM |
| laudable-payout6 | $25.00 | 8/29/2012 8:59:25 PM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:38 AM |
| commerce-gargantuan2 | $100.00 | 8/31/2012 10:41:59 AM |
| adamdroker | $25.00 | 8/31/2012 8:45:58 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:13 PM |
| roux | $25.00 | 9/3/2012 8:35:16 AM |
| fund-bauble | $25.00 | 9/3/2012 1:26:53 PM |
| vutah | $95.00 | 9/4/2012 8:29:42 AM |
| HammerSmith | $25.00 | 9/5/2012 1:30:01 PM |
| frogperson | $200.00 | 9/6/2012 4:24:02 PM |
| irrelevant | $50.00 | 9/7/2012 5:05:50 AM |
| global-invest-group | $50.00 | 9/7/2012 8:54:11 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:13 PM |
| pdub | $250.00 | 9/7/2012 12:42:14 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:03:57 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:52 PM |
| SudianX | $25.00 | 9/7/2012 7:28:54 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 10:15:44 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:39 PM |
| OLYVRC | $50.00 | 9/9/2012 10:48:43 PM |
| global-invest-group | $25.00 | 9/10/2012 11:01:17 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:39 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:27 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:02:17 AM |
| rookiecrd1 | $25.00 | 9/11/2012 2:59:29 PM |
| prominence8 | $35.00 | 9/11/2012 4:28:36 PM |
| equitable-peace9 | $25.04 | 9/11/2012 9:39:06 PM |
| trade-cactus8 | $50.00 | 9/12/2012 6:56:42 AM |
| open-minded-p2p1 | $25.00 | 8/29/2012 10:24:00 AM |
| cr8on | $100.00 | 8/29/2012 10:30:25 AM |
| CA-Lender | $25.00 | 8/29/2012 5:03:40 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:41 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:22 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:01 PM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:49 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:48 PM |
| preventivepestcontrol | $75.00 | 9/11/2012 2:26:10 PM |
| freedomlender | $25.00 | 9/12/2012 4:03:33 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
629180
This series of Notes was issued and sold upon the funding of the borrower loan #74527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $334.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 620-639 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,000 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-hercules5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 80% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 2
( 20% )
| 640-659
(Sep-2011)
|
|
Principal balance:
| $9,327.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Other
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...have made payments on time with prosper.
Monthly net income: $5100
Monthly expenses: $3969
Housing: $2100
Insurance: $300
Car expenses: $499
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AF-Chief | $25.00 | 9/7/2012 9:01:21 AM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 9:01:27 AM |
| nex | $25.00 | 9/7/2012 9:03:44 AM |
| handy-justice | $100.00 | 9/7/2012 9:01:34 AM |
| postalwhiz | $25.00 | 9/7/2012 9:02:02 AM |
| DasMula | $25.00 | 9/7/2012 9:01:52 AM |
| et28 | $75.00 | 9/7/2012 9:05:48 AM |
| worth-blanket2 | $11,000.00 | 9/7/2012 9:06:21 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
629930
This series of Notes was issued and sold upon the funding of the borrower loan #74532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,693 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-pine3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 12000
Monthly expenses: $ 9000
Housing: $4400
Insurance: $ 150
Car expenses: $ 670
Utilities: $150
Phone, cable, internet: $ 240
Food, entertainment: $ 500
Clothing, household expenses: $300
Credit cards and other loans: $ 2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/10/2012 9:02:03 AM |
| heavenly-interest9 | $1,000.00 | 9/10/2012 9:10:20 AM |
| handy-justice | $50.00 | 9/10/2012 9:05:20 AM |
| finance-investor3 | $25.00 | 9/10/2012 9:08:17 AM |
| ferocious-kindness8 | $30.00 | 9/10/2012 9:17:04 AM |
| Something-Corporate | $25.00 | 9/10/2012 9:43:38 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:05 AM |
| vutah | $25.00 | 9/10/2012 11:03:56 AM |
| dynrep | $25.00 | 9/10/2012 12:11:49 PM |
| kk-gp | $100.00 | 9/10/2012 2:27:35 PM |
| BigHorizon | $250.00 | 9/10/2012 10:36:01 AM |
| payment-halo | $25.00 | 9/10/2012 12:11:36 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 10:40:45 AM |
| Kash2010lu | $30.00 | 9/10/2012 5:05:08 PM |
| first-serene-credit | $25.00 | 9/10/2012 12:23:15 PM |
| sensible-fund | $25.00 | 9/10/2012 4:56:54 PM |
| best-bonafide-p2p | $50.00 | 9/10/2012 5:53:07 PM |
| redwraith | $100.00 | 9/10/2012 6:22:09 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:47 PM |
| green-unrivaled-felicity | $25.38 | 9/10/2012 7:10:24 PM |
| shawnb777 | $50.00 | 9/10/2012 7:00:38 PM |
| payment-halo | $4.18 | 9/10/2012 7:20:40 PM |
| lowrater | $75.40 | 9/10/2012 9:20:05 AM |
| riveting-credit5 | $25.00 | 9/10/2012 9:39:00 AM |
| Grandmahoneybee | $30.00 | 9/10/2012 9:49:14 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:32:26 AM |
| scholarly-order6 | $75.00 | 9/10/2012 9:19:06 AM |
| global-invest-group | $50.00 | 9/10/2012 9:25:29 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:41 AM |
| first-class-gold0 | $100.00 | 9/10/2012 9:57:44 AM |
| openness-antioxidant | $75.00 | 9/10/2012 9:42:39 AM |
| let_me_retire | $75.00 | 9/10/2012 11:24:10 AM |
| tranquil-gain1 | $75.00 | 9/10/2012 9:58:36 AM |
| julijask | $25.00 | 9/10/2012 10:19:55 AM |
| Silver_Rupee | $25.01 | 9/10/2012 10:28:20 AM |
| gotjack-IRA | $25.00 | 9/10/2012 11:10:11 AM |
| dudebrah | $25.00 | 9/10/2012 3:03:01 PM |
| CA-Lender | $25.00 | 9/10/2012 3:16:37 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:24 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:33 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:22 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:16:03 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
629936
This series of Notes was issued and sold upon the funding of the borrower loan #74568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $154.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
12 | Length of status: | 25y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $6,474 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| flexible-commitment4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $3,179.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Other
Purpose of loan:
This loan will be used to...is to pay off last loan and get a smaller interest and to pay for a truck to move things from dallas tx to lorain ohio
My financial situation:
I am a good candidate for this loan because... I have a full time job with Nasa and have been employed for 25 yrs
Monthly net income: $ 5400
Monthly expenses: $
Housing: $630
Insurance: $45
Car expenses: $475
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| velocityasaurus-rex4 | $100.00 | 9/7/2012 5:00:50 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 5:06:42 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:12 PM |
| susurrus | $100.00 | 9/7/2012 5:04:19 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:13 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:03 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:37 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:21 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:23 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:19 PM |
| porter512S | $200.00 | 9/7/2012 5:21:55 PM |
| BlueRockInvestor | $25.00 | 9/7/2012 6:00:59 PM |
| JeremyLinFan | $50.00 | 9/7/2012 5:25:16 PM |
| LeReve | $500.00 | 9/7/2012 5:25:23 PM |
| q4golf | $26.00 | 9/7/2012 5:45:00 PM |
| credit-birch | $33.00 | 9/7/2012 5:59:50 PM |
| CO80487 | $100.00 | 9/7/2012 7:35:14 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:38 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:29 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:09 PM |
| sthomasg | $25.00 | 9/7/2012 5:09:48 PM |
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:46 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:22 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:07 PM |
| j2ee | $50.00 | 9/7/2012 5:05:27 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:57 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:04 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:25 PM |
| loyalty-meadow | $25.00 | 9/7/2012 5:33:48 PM |
| sudeep104 | $25.00 | 9/7/2012 5:35:43 PM |
| BostonCapital | $100.00 | 9/7/2012 5:14:01 PM |
| intelligent-yield | $25.00 | 9/7/2012 5:50:26 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:59 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:07 PM |
| WxChem | $30.00 | 9/7/2012 5:58:30 PM |
| liberty-viola | $30.00 | 9/7/2012 5:25:43 PM |
| finder072 | $25.00 | 9/7/2012 5:27:57 PM |
| john0720 | $25.00 | 9/7/2012 6:07:47 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:52 PM |
| officer_moneyMaker | $27.13 | 9/7/2012 6:32:56 PM |
| attentive-compassion1 | $50.00 | 9/7/2012 6:03:03 PM |
| finance-coyote3 | $305.87 | 9/7/2012 8:27:47 PM |
| keynaples | $50.00 | 9/7/2012 6:19:48 PM |
| thrifty-capital | $30.00 | 9/7/2012 6:42:03 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
630164
This series of Notes was issued and sold upon the funding of the borrower loan #74746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $312.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2009 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,439 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| EthanColeInvestingGroup |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... Payoff American Express Platinum, which charges 15.29% rate.
My financial situation: My financial situation is very stable. I have various investments, savings, and CDs. My revolving debt is extremely low.
I am a good candidate for this loan because... I am extremely responsible and pay my bills well before they are due.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| britgsb | $50.00 | 8/28/2012 5:10:11 PM |
| bazaar-tulip | $25.00 | 8/28/2012 5:18:29 PM |
| Aberdeen | $100.00 | 8/28/2012 6:26:54 PM |
| adventurer447 | $300.00 | 8/28/2012 6:28:56 PM |
| new-return-faire | $100.00 | 8/28/2012 5:38:51 PM |
| blot44 | $25.00 | 8/28/2012 7:34:04 PM |
| commerce-gargantuan2 | $100.00 | 8/28/2012 6:28:03 PM |
| ready-interest9 | $25.00 | 8/28/2012 6:29:05 PM |
| jcornehlsen | $25.00 | 8/28/2012 6:36:50 PM |
| Plutis | $25.00 | 8/28/2012 7:20:14 PM |
| axl163 | $25.00 | 8/29/2012 10:17:15 AM |
| penny-finder | $25.88 | 8/29/2012 12:03:15 PM |
| Castellan | $50.00 | 8/30/2012 9:25:38 AM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:59:56 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:55 PM |
| BobRand | $25.00 | 8/31/2012 7:47:46 AM |
| blindtaxidriver | $25.00 | 8/30/2012 9:09:29 PM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:35 AM |
| crw1950 | $65.45 | 9/1/2012 6:22:17 AM |
| lendersf | $25.00 | 9/1/2012 10:09:37 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:02 AM |
| loan-mongoose1 | $25.00 | 9/1/2012 6:12:38 PM |
| ingenious-deal6 | $25.00 | 9/2/2012 12:55:29 PM |
| revenue-carnation043 | $25.00 | 9/3/2012 8:01:01 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:45 PM |
| green28 | $200.00 | 9/4/2012 9:36:01 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:49 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:24 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:37 AM |
| giftgold | $25.00 | 9/4/2012 1:31:43 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:29 PM |
| awesome-dollar6 | $200.00 | 9/5/2012 2:31:41 AM |
| bold-sensible-basis | $25.00 | 9/5/2012 6:19:38 AM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:03 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:34 AM |
| credit-coach118 | $35.00 | 9/6/2012 8:44:45 AM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 9:20:22 AM |
| FmrEngr2Phd | $25.00 | 9/6/2012 9:25:53 AM |
| repayment-pudding | $28.13 | 9/6/2012 9:26:13 AM |
| SunsetCoastCapital | $25.00 | 9/6/2012 9:36:03 AM |
| whipone | $25.00 | 9/6/2012 9:35:25 AM |
| indomitable-coin | $25.00 | 9/6/2012 9:43:08 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:30 AM |
| NYCLAIMSGUY | $25.00 | 9/6/2012 11:48:29 AM |
| tommyb34 | $25.00 | 9/6/2012 12:47:06 PM |
| Ripsaw4U | $50.00 | 9/6/2012 5:46:30 PM |
| BlessedEveryDay | $25.00 | 9/6/2012 6:22:25 PM |
| MissionMicroFinance | $50.00 | 9/6/2012 7:20:39 PM |
| Digger85 | $100.00 | 9/7/2012 4:05:53 AM |
| glimmering-credit4 | $25.00 | 9/6/2012 9:08:19 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:20 AM |
| SC2TX | $100.00 | 9/7/2012 9:24:37 AM |
| skillful-diversification2 | $25.00 | 9/7/2012 9:30:26 AM |
| cardminger | $25.00 | 9/7/2012 10:03:37 AM |
| skillful-finance | $25.00 | 9/7/2012 10:13:53 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:30 AM |
| green-trade-dolphin2 | $34.02 | 8/28/2012 5:05:26 PM |
| Phryne | $100.00 | 8/28/2012 5:15:39 PM |
| bowdish1 | $100.00 | 8/28/2012 5:52:59 PM |
| fragonardlives | $25.00 | 8/28/2012 6:18:24 PM |
| GoldenKoi | $100.00 | 8/29/2012 2:16:46 AM |
| kenji4861 | $25.00 | 8/28/2012 6:09:44 PM |
| arlingtonderek | $50.00 | 8/29/2012 9:21:01 AM |
| loyalty-delight6 | $25.00 | 8/29/2012 9:27:20 AM |
| credible-responsibility022 | $25.00 | 8/30/2012 5:51:38 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:09 AM |
| LongTail | $40.00 | 8/30/2012 4:36:39 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:25 PM |
| trade-solo | $25.00 | 8/30/2012 5:32:16 PM |
| paladin510 | $25.00 | 8/31/2012 8:40:39 AM |
| KCEnterprises | $25.00 | 8/30/2012 9:42:20 PM |
| zerocreativity1 | $50.00 | 8/31/2012 11:37:06 AM |
| powerful-return1 | $200.00 | 9/1/2012 10:12:00 AM |
| heroic-payout9 | $26.44 | 9/1/2012 10:43:36 AM |
| prudent-deal662 | $25.00 | 9/1/2012 1:41:37 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:53 PM |
| shellstar | $25.00 | 9/2/2012 8:30:38 AM |
| engrossing-community0 | $25.00 | 9/2/2012 4:12:13 PM |
| MathProfessor | $25.00 | 9/3/2012 2:06:55 PM |
| billnsc | $25.00 | 9/3/2012 4:25:47 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:05 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:05 PM |
| marshallmanhattan | $25.01 | 9/5/2012 7:17:58 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:01 PM |
| freetolive | $25.00 | 9/5/2012 2:04:48 PM |
| newest-return-wind | $35.00 | 9/6/2012 8:09:08 AM |
| availableloan | $25.00 | 9/6/2012 9:20:26 AM |
| BrLender | $50.00 | 9/6/2012 10:02:53 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:40 AM |
| first-funds-palace | $25.00 | 9/6/2012 10:20:40 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:19 AM |
| refined-velocity5 | $25.00 | 9/6/2012 1:07:28 PM |
| rpdelray | $25.00 | 9/7/2012 8:26:27 AM |
| themoneydoctor | $50.00 | 9/7/2012 8:56:05 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:48 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:18 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:10 AM |
| Index_Plus | $4,415.07 | 9/7/2012 12:52:23 PM |
| pdub | $500.00 | 9/7/2012 12:40:13 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
630796
This series of Notes was issued and sold upon the funding of the borrower loan #74699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $27,537 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-shaker221 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 8/29/2012 9:20:43 AM |
| zenyatta | $25.00 | 8/29/2012 10:33:15 AM |
| ultimate-peace | $250.00 | 8/30/2012 6:02:55 AM |
| let_me_retire | $60.00 | 8/31/2012 1:46:24 PM |
| eboomer2611 | $25.00 | 9/1/2012 6:52:59 AM |
| CalBear08 | $25.00 | 9/1/2012 1:35:09 AM |
| bellaquito | $500.00 | 9/2/2012 1:58:00 PM |
| painterflipper | $25.00 | 9/5/2012 12:03:18 AM |
| fervent-commerce | $36.00 | 9/5/2012 8:35:51 AM |
| investment-happiness | $100.00 | 9/5/2012 5:25:17 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:38 AM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:04 PM |
| Digger85 | $50.00 | 9/7/2012 4:06:48 AM |
| Bob450 | $25.00 | 9/7/2012 9:19:58 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:23 AM |
| IIP77 | $25.00 | 9/7/2012 9:43:23 AM |
| durability-ace9 | $30.00 | 8/29/2012 10:09:11 AM |
| Something-Corporate | $25.00 | 8/29/2012 9:57:06 AM |
| obduro_1 | $25.00 | 8/29/2012 10:28:19 AM |
| Silver_Rupee | $25.01 | 8/29/2012 10:19:34 AM |
| cr8on | $100.00 | 8/29/2012 10:30:27 AM |
| money-baron | $50.00 | 8/29/2012 10:32:11 AM |
| Perdita_II | $25.00 | 8/29/2012 11:22:12 AM |
| greencat | $50.00 | 8/30/2012 11:38:26 AM |
| worthy-bid8 | $100.00 | 8/30/2012 5:43:18 PM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:39 AM |
| tolerant-responsibility051 | $500.00 | 8/31/2012 11:34:32 AM |
| kulender | $50.00 | 9/2/2012 11:36:55 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:14 PM |
| enchanted-note | $25.00 | 9/4/2012 9:35:14 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:04 PM |
| HammerSmith | $25.00 | 9/5/2012 1:30:36 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:07 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:42 PM |
| KEOLEND | $25.00 | 9/7/2012 9:03:47 AM |
| reordan | $25.00 | 9/7/2012 9:05:28 AM |
| Numbat77 | $25.00 | 9/7/2012 12:00:02 PM |
| Persuasion | $25.00 | 9/7/2012 10:52:41 AM |
| pdub | $148.99 | 9/7/2012 12:42:14 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
630970
This series of Notes was issued and sold upon the funding of the borrower loan #74866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,058 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-nebula1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Debt
Purpose of loan:
This loan will be used to...make payment for my mother's funeral expenses
My financial situation:
I am a good candidate for this loan because...I have a secure income, and I can make monthly payments
Monthly net income: $4727
Monthly expenses: $2483
Housing: $900
Insurance: $220
Car expenses: $125
Utilities: $288
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $50
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| YeoLenderSource | $25.00 | 9/15/2012 12:12:19 PM |
| economy-coup | $50.00 | 9/15/2012 12:20:34 PM |
| Hedge-Fund | $50.00 | 9/15/2012 12:44:40 PM |
| Rogelio48 | $25.00 | 9/15/2012 12:53:37 PM |
| deal-galleon | $25.00 | 9/15/2012 12:43:20 PM |
| BankofRon_IRA | $100.00 | 9/15/2012 12:38:59 PM |
| DasMula | $25.00 | 9/15/2012 12:41:20 PM |
| power-chihuahua | $25.00 | 9/15/2012 12:56:58 PM |
| xantex | $25.00 | 9/15/2012 1:00:20 PM |
| moola-buddy | $25.00 | 9/15/2012 1:53:14 PM |
| let_me_retire | $26.17 | 9/15/2012 2:13:53 PM |
| 108-IRA | $50.00 | 9/15/2012 1:45:19 PM |
| community-burrito9 | $25.00 | 9/15/2012 2:30:18 PM |
| ethical-truth211 | $75.00 | 9/15/2012 4:58:03 PM |
| nex | $25.00 | 9/15/2012 1:36:37 PM |
| goal-benefit2 | $30.00 | 9/15/2012 10:41:03 PM |
| interest-splendor | $30.00 | 9/15/2012 6:10:24 PM |
| economy-coup | $150.00 | 9/16/2012 2:12:34 AM |
| green-trade-wildcat | $34.11 | 9/16/2012 6:13:04 AM |
| Bad_Debt | $25.00 | 9/15/2012 7:22:37 PM |
| rate-advocator7 | $200.00 | 9/15/2012 8:10:50 PM |
| Bob450 | $25.00 | 9/15/2012 8:58:14 PM |
| best-tenacious-revenue | $25.00 | 9/16/2012 7:39:57 AM |
| Investing-in-you-2 | $26.28 | 9/15/2012 5:01:46 PM |
| Theofficer_roth_ira | $25.00 | 9/15/2012 6:14:02 PM |
| appetizing-loyalty354 | $200.00 | 9/15/2012 8:44:06 PM |
| money-fort | $33.14 | 9/15/2012 9:49:59 PM |
| capital-renewal | $25.00 | 9/16/2012 2:25:41 PM |
| green-lively-bill | $25.00 | 9/16/2012 12:38:42 PM |
| scholarly-order6 | $50.00 | 9/16/2012 12:51:36 PM |
| zxr | $25.00 | 9/16/2012 10:06:51 AM |
| loot-hyperdrive7 | $38.00 | 9/16/2012 10:24:43 AM |
| penny-surgeon | $25.00 | 9/16/2012 2:02:45 PM |
| paradise-foothill | $50.00 | 9/16/2012 11:28:16 AM |
| DreDub | $25.00 | 9/16/2012 11:30:27 AM |
| dough-kitten5 | $25.00 | 9/16/2012 1:52:48 PM |
| vutah | $25.00 | 9/16/2012 2:46:01 PM |
| DSFinancial | $25.00 | 9/15/2012 12:29:57 PM |
| asset-professor | $25.00 | 9/15/2012 12:23:04 PM |
| rzlender | $25.00 | 9/15/2012 12:36:09 PM |
| bubb_hans | $25.00 | 9/15/2012 12:29:10 PM |
| careful-vigilance4 | $25.00 | 9/15/2012 12:37:22 PM |
| IIP77 | $25.00 | 9/15/2012 12:43:56 PM |
| kulender | $100.00 | 9/15/2012 12:39:37 PM |
| michaelray703 | $25.00 | 9/15/2012 12:40:43 PM |
| finance-prescription | $100.00 | 9/15/2012 1:11:58 PM |
| Hedge-Fund | $50.00 | 9/15/2012 12:52:17 PM |
| money-surge1 | $25.00 | 9/15/2012 12:52:25 PM |
| networks4ever | $25.00 | 9/15/2012 1:48:19 PM |
| 52digital | $75.00 | 9/15/2012 1:05:18 PM |
| dinero-launcher | $34.00 | 9/15/2012 2:56:21 PM |
| Hummer-Guy | $27.44 | 9/15/2012 3:03:54 PM |
| blackstar | $25.00 | 9/15/2012 4:57:57 PM |
| historic-value7 | $50.00 | 9/15/2012 5:44:21 PM |
| spirited-camaraderi | $25.00 | 9/15/2012 8:36:08 PM |
| Investor_DP | $200.00 | 9/15/2012 1:38:11 PM |
| a-dough-plato | $25.00 | 9/16/2012 6:18:03 AM |
| authentic-finance194 | $75.00 | 9/16/2012 6:20:06 AM |
| Jimthemoo | $25.00 | 9/16/2012 7:01:59 AM |
| diplomatic-wealth7 | $25.00 | 9/15/2012 1:57:33 PM |
| flexible-return297 | $25.00 | 9/15/2012 8:40:19 PM |
| matthewa | $25.00 | 9/16/2012 8:08:04 AM |
| boo_hoo | $50.00 | 9/16/2012 9:00:58 AM |
| lovely-order7 | $25.00 | 9/16/2012 9:16:26 AM |
| LendingPimp_2 | $100.00 | 9/16/2012 12:04:21 AM |
| melodious-openness | $200.00 | 9/16/2012 6:27:24 AM |
| LuckyMacFunding | $25.00 | 9/16/2012 7:31:48 AM |
| social-cocktail1 | $200.00 | 9/16/2012 10:14:22 AM |
| impala6464 | $57.20 | 9/16/2012 12:59:34 PM |
| bob450-roth | $25.00 | 9/15/2012 9:26:15 PM |
| Navy_Wife_Retired | $92.46 | 9/16/2012 12:06:03 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:59 PM |
| dmunySF | $50.00 | 9/16/2012 2:25:49 PM |
| CA-Lender | $25.00 | 9/16/2012 8:26:20 AM |
| social-zebra | $30.00 | 9/16/2012 8:46:22 AM |
| alluring-order2 | $25.00 | 9/16/2012 1:32:39 PM |
| designer_10 | $25.00 | 9/16/2012 11:08:12 AM |
| DevinHill | $25.00 | 9/16/2012 12:10:31 PM |
| RGlad | $100.00 | 9/16/2012 12:16:04 PM |
| wwwUniversal | $25.00 | 9/16/2012 2:22:31 PM |
| paytonbrigadier | $16.20 | 9/16/2012 2:55:09 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
631138
This series of Notes was issued and sold upon the funding of the borrower loan #74686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $228.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 2m |
|
Amount delinquent:
| $83 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,471 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-bee6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan: pay off debt
This loan will be used to...Pay credit cards off
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $200
Housing: $650
Insurance: $80
Car expenses: $50
Utilities: $45
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $50.00 | 9/13/2012 5:02:13 PM |
| LittleMingo | $25.00 | 9/13/2012 5:49:36 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:20 PM |
| et28 | $75.00 | 9/13/2012 5:15:37 PM |
| compassion-expert | $25.00 | 9/13/2012 5:03:30 PM |
| the-credit-maker | $100.00 | 9/13/2012 5:17:27 PM |
| Military_Money_Wise | $25.00 | 9/13/2012 5:19:33 PM |
| djh47a | $25.00 | 9/13/2012 5:36:05 PM |
| daniel5075 | $26.00 | 9/13/2012 5:25:09 PM |
| money-baron-Roth401k | $25.00 | 9/13/2012 5:31:33 PM |
| marcomnzs | $25.00 | 9/13/2012 5:58:53 PM |
| wwwUniversal | $25.00 | 9/13/2012 5:38:37 PM |
| shrewd-peace7 | $25.00 | 9/13/2012 6:00:58 PM |
| Wellman | $25.00 | 9/13/2012 6:01:20 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:33 PM |
| miked8303 | $50.00 | 9/13/2012 6:05:48 PM |
| economy-coup | $50.00 | 9/13/2012 5:35:41 PM |
| Miklot | $30.00 | 9/13/2012 6:06:16 PM |
| worldly-community3 | $50.00 | 9/13/2012 5:49:19 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 6:21:47 PM |
| the-healthy-commitment | $25.00 | 9/13/2012 5:57:35 PM |
| aldeed | $135.03 | 9/13/2012 6:30:39 PM |
| BigSkyFinancial | $60.22 | 9/13/2012 6:05:05 PM |
| finance-collider4 | $25.00 | 9/13/2012 6:50:24 PM |
| MrJDL1971 | $50.00 | 9/13/2012 6:17:55 PM |
| mark5337 | $65.00 | 9/13/2012 6:00:49 PM |
| the-laudable-peso | $40.00 | 9/13/2012 6:03:16 PM |
| VIPLLC | $25.00 | 9/13/2012 6:53:33 PM |
| alpha15 | $27.75 | 9/13/2012 7:11:00 PM |
| roux | $25.00 | 9/13/2012 6:40:15 PM |
| Peacepower | $30.00 | 9/13/2012 7:05:18 PM |
| yield-lion2 | $50.00 | 9/13/2012 6:12:13 PM |
| supreme-treasure8 | $100.00 | 9/13/2012 5:00:53 PM |
| money-bauble | $100.00 | 9/13/2012 5:01:54 PM |
| handy-justice | $50.00 | 9/13/2012 5:03:11 PM |
| 52digital | $75.00 | 9/13/2012 5:03:54 PM |
| careful-vigilance4 | $25.00 | 9/13/2012 5:22:06 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:58 PM |
| orchestra960 | $300.00 | 9/13/2012 5:23:48 PM |
| fcrick | $50.00 | 9/13/2012 5:05:08 PM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 5:24:48 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:12 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:34 PM |
| AF-Chief | $25.00 | 9/13/2012 5:15:50 PM |
| Bank42 | $25.00 | 9/13/2012 5:14:00 PM |
| cash-delight1 | $47.00 | 9/13/2012 5:16:26 PM |
| return-pioneer221 | $200.00 | 9/13/2012 5:24:28 PM |
| enriching-dollar1 | $100.00 | 9/13/2012 5:25:26 PM |
| ekmendenhall | $50.00 | 9/13/2012 5:36:51 PM |
| bewitching-dollar5 | $100.00 | 9/13/2012 5:21:50 PM |
| kindest-credit-bear | $250.00 | 9/13/2012 5:37:32 PM |
| thrilling-fund427 | $50.00 | 9/13/2012 5:23:38 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:00 PM |
| peso-lyrics7 | $50.00 | 9/13/2012 5:30:21 PM |
| subtle-bill727 | $25.00 | 9/13/2012 5:29:33 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:34 PM |
| UstedEsElHombre | $100.00 | 9/13/2012 5:49:47 PM |
| rcn723 | $25.00 | 9/13/2012 5:50:17 PM |
| LeReve | $500.00 | 9/13/2012 5:36:01 PM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 5:37:46 PM |
| networks4ever | $25.00 | 9/13/2012 6:01:43 PM |
| smoothmoniker | $25.00 | 9/13/2012 5:49:17 PM |
| valiant-liberty4 | $25.00 | 9/13/2012 6:28:20 PM |
| mikeandcat | $50.00 | 9/13/2012 5:57:33 PM |
| Zane314 | $50.00 | 9/13/2012 5:59:34 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:49 PM |
| money-baron-roth-IRA | $50.00 | 9/13/2012 6:39:26 PM |
| Scrooge_McDuck2 | $59.00 | 9/13/2012 6:23:09 PM |
| Lubava | $25.00 | 9/13/2012 6:26:01 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:10 PM |
| Investor_DP | $200.00 | 9/13/2012 6:43:38 PM |
| Leshan | $100.00 | 9/13/2012 6:55:41 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
631684
This series of Notes was issued and sold upon the funding of the borrower loan #74867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $615.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 6m |
|
Amount delinquent:
| $39 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,235 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forthright-loyalty1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/13/2012 5:20:36 PM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:49 AM |
| bazaar-elvis | $50.00 | 9/10/2012 9:34:52 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:05 AM |
| toblerone | $25.00 | 9/10/2012 10:27:36 AM |
| Sagamore | $200.00 | 9/10/2012 10:02:45 AM |
| urbane-income7 | $25.00 | 9/10/2012 10:09:31 AM |
| Nipper99 | $100.00 | 9/10/2012 2:45:42 PM |
| Roman_1 | $25.00 | 9/10/2012 2:49:56 PM |
| MI2 | $5,000.00 | 9/10/2012 5:47:12 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:48 PM |
| Munnie | $50.00 | 9/11/2012 6:09:06 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:04 AM |
| B2152 | $25.00 | 9/11/2012 8:41:17 AM |
| mercuriant | $25.00 | 9/11/2012 9:18:56 AM |
| kevin314 | $25.00 | 9/11/2012 9:58:25 AM |
| tech310 | $50.00 | 9/11/2012 10:21:54 AM |
| bent300 | $50.00 | 9/11/2012 10:42:18 AM |
| kind-asset-circuit | $33.00 | 9/11/2012 11:01:29 AM |
| squeebie | $50.00 | 9/11/2012 10:54:44 AM |
| respectful-fairness069 | $27.00 | 9/11/2012 10:54:52 AM |
| resolute-justice413 | $100.00 | 9/11/2012 11:17:52 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:18 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:06 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:44 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:18 PM |
| Cambalache | $40.00 | 9/11/2012 4:53:05 PM |
| justreturns | $25.00 | 9/11/2012 5:04:39 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:30 PM |
| martinatime | $25.00 | 9/11/2012 6:07:04 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:34:57 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:03 PM |
| icydog | $25.00 | 9/11/2012 11:12:40 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:46 PM |
| anacent | $25.00 | 9/11/2012 9:41:06 PM |
| leverage-galleon | $30.00 | 9/11/2012 10:41:54 PM |
| chief_wo | $50.00 | 9/12/2012 7:57:06 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:13 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:54 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:40 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:44:40 AM |
| Reddress4u | $25.00 | 9/12/2012 1:20:41 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:01 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:58:26 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:10 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:13 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:41 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:21 AM |
| cr8on | $50.00 | 9/12/2012 9:28:35 PM |
| LODenterprises | $25.00 | 9/13/2012 12:47:26 AM |
| ruralgold | $25.00 | 9/13/2012 2:41:31 AM |
| fantastic-openness | $50.00 | 9/13/2012 8:59:17 AM |
| dollardave | $50.00 | 9/13/2012 9:08:14 AM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 9:02:33 AM |
| coin-popcorn | $25.00 | 9/13/2012 10:29:03 AM |
| benevolent-ore329 | $50.00 | 9/13/2012 1:14:24 PM |
| independent-diversification7 | $30.00 | 9/13/2012 12:43:32 PM |
| gold-maestro6 | $50.00 | 9/13/2012 12:49:30 PM |
| admirable-return6 | $100.00 | 9/13/2012 3:56:43 PM |
| blue-laudable-dinero | $50.00 | 9/13/2012 2:00:48 PM |
| spiritual-greenback | $25.00 | 9/13/2012 4:38:07 PM |
| order-taco-bell | $25.00 | 9/13/2012 4:56:40 PM |
| CalBear08 | $33.33 | 9/13/2012 2:57:19 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:12:59 PM |
| the-profit-oracle | $25.00 | 9/13/2012 5:13:09 PM |
| pleasant-loan7 | $25.00 | 9/13/2012 4:26:16 PM |
| indomitable-dedication | $25.00 | 9/13/2012 5:19:15 PM |
| SummitAdvisors | $25.00 | 9/13/2012 5:21:48 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:38 PM |
| currency-secret-agent | $25.00 | 9/13/2012 5:23:02 PM |
| josuae | $25.00 | 9/13/2012 5:25:49 PM |
| enticing-note | $25.00 | 9/13/2012 5:14:20 PM |
| unrelenting-auction7 | $25.00 | 9/13/2012 5:15:35 PM |
| RocketSurgeon | $25.00 | 9/13/2012 5:11:15 PM |
| compoundinterest | $25.00 | 9/13/2012 5:18:28 PM |
| social-trumpet | $25.00 | 9/13/2012 5:20:55 PM |
| social-aspen097 | $300.00 | 9/13/2012 5:21:03 PM |
| five-star-euro3 | $25.00 | 9/13/2012 5:15:30 PM |
| topher515 | $25.00 | 9/13/2012 5:18:02 PM |
| sharpchicago | $50.00 | 9/13/2012 5:25:30 PM |
| coin-trumpet | $26.00 | 9/13/2012 5:19:54 PM |
| the-dollar-topper | $150.00 | 9/13/2012 5:25:52 PM |
| j2ee | $50.00 | 9/13/2012 5:22:08 PM |
| new-truth-chuckler | $25.00 | 9/13/2012 5:22:34 PM |
| zeelender | $25.00 | 9/13/2012 5:24:17 PM |
| investisure | $50.00 | 9/13/2012 5:24:56 PM |
| principal-cooker2 | $50.00 | 9/13/2012 5:25:39 PM |
| global-invest-group | $25.00 | 9/10/2012 9:25:09 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:43 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:58 AM |
| houli123 | $250.00 | 9/10/2012 10:54:36 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:41 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:06 PM |
| HereToHelp305 | $100.00 | 9/10/2012 3:02:27 PM |
| prudent-deal662 | $25.00 | 9/10/2012 10:15:52 AM |
| wise-charming-reward | $500.00 | 9/10/2012 2:47:34 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:43 PM |
| enriching-trade2 | $31.00 | 9/10/2012 5:19:47 PM |
| britgsb | $50.00 | 9/10/2012 5:49:41 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:22 PM |
| RGlad | $200.00 | 9/10/2012 6:09:17 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:03 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:40 PM |
| radforj22 | $50.00 | 9/11/2012 5:19:12 AM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:05 PM |
| jamiee73 | $25.00 | 9/11/2012 9:38:45 AM |
| Investoman | $25.00 | 9/11/2012 9:52:21 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:40 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:00 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:05 AM |
| melodious-rupee3 | $25.00 | 9/11/2012 12:28:40 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:42 PM |
| duckbill_1972 | $30.00 | 9/11/2012 12:44:51 PM |
| Infowriter | $1,000.00 | 9/11/2012 12:27:17 PM |
| consciouscapital | $50.00 | 9/11/2012 3:05:09 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:11 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:14 PM |
| wise-direct-community | $25.00 | 9/11/2012 5:15:23 PM |
| banker334 | $25.00 | 9/11/2012 8:27:24 PM |
| langdonx | $50.00 | 9/11/2012 9:40:42 PM |
| universal71 | $25.00 | 9/12/2012 6:43:03 AM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:36 AM |
| american6 | $50.00 | 9/12/2012 9:54:00 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:22 AM |
| brightest-precious-dollar | $25.00 | 9/12/2012 10:26:33 AM |
| oneness | $25.00 | 9/12/2012 9:59:05 AM |
| integrity-doctor | $100.00 | 9/12/2012 4:21:58 PM |
| HawaiianHelper | $100.00 | 9/12/2012 7:32:39 PM |
| Darts | $50.00 | 9/12/2012 7:45:57 PM |
| Nazbuster | $100.00 | 9/12/2012 9:38:35 PM |
| azazle | $25.00 | 9/12/2012 8:14:33 PM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:29:16 AM |
| azazle | $25.00 | 9/13/2012 12:29:21 AM |
| bold-sunny-generosity | $25.00 | 9/13/2012 5:41:59 AM |
| apple757 | $30.72 | 9/13/2012 9:13:29 AM |
| reflective-cash0 | $50.00 | 9/13/2012 10:08:50 AM |
| pdub | $750.00 | 9/13/2012 10:33:05 AM |
| fairness-symphony2 | $52.97 | 9/13/2012 11:24:13 AM |
| Kravcorp | $25.00 | 9/13/2012 12:43:40 PM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:31 AM |
| silver-breeze3 | $27.00 | 9/13/2012 3:36:14 PM |
| compatible-deal9 | $25.00 | 9/13/2012 11:34:09 AM |
| kulender | $100.00 | 9/13/2012 12:12:27 PM |
| benefit-position | $25.00 | 9/13/2012 2:05:22 PM |
| KCEnterprises | $25.00 | 9/13/2012 12:38:24 PM |
| sacopt | $25.00 | 9/13/2012 3:50:26 PM |
| reverent-finance79 | $27.00 | 9/13/2012 1:29:03 PM |
| URBANCAPITAL | $25.00 | 9/13/2012 3:13:11 PM |
| historic-value7 | $100.00 | 9/13/2012 4:38:42 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:33 PM |
| gizzywump | $25.00 | 9/13/2012 5:19:12 PM |
| intrepid-payment7 | $25.00 | 9/13/2012 5:06:13 PM |
| fair-pound5 | $50.00 | 9/13/2012 5:02:02 PM |
| heart514 | $25.00 | 9/13/2012 5:20:14 PM |
| mstebnicki | $25.00 | 9/13/2012 5:22:28 PM |
| GoCougs | $50.00 | 9/13/2012 5:23:11 PM |
| forthright-wampum2 | $25.00 | 9/13/2012 5:24:25 PM |
| prudent-hope7 | $25.00 | 9/13/2012 5:25:10 PM |
| community-prophesy | $15.98 | 9/13/2012 5:26:31 PM |
| durability-solstice8 | $41.00 | 9/13/2012 5:17:22 PM |
| arkayem | $50.00 | 9/13/2012 5:17:48 PM |
| commerce-viking1 | $50.00 | 9/13/2012 5:22:24 PM |
| BostonCapital | $100.00 | 9/13/2012 5:16:22 PM |
| hc90474 | $25.00 | 9/13/2012 5:22:48 PM |
| wise-balanced-moola | $25.00 | 9/13/2012 5:23:46 PM |
| BB-ptoploan | $50.00 | 9/13/2012 5:17:36 PM |
| bnlforever | $25.00 | 9/13/2012 5:25:01 PM |
| cnovak | $25.00 | 9/13/2012 5:24:12 PM |
| WxChem | $30.00 | 9/13/2012 5:26:00 PM |
| bid-banjo3 | $100.00 | 9/13/2012 5:26:06 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
631754
This series of Notes was issued and sold upon the funding of the borrower loan #74708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2009 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| feanormastercrafter |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to purchase a used car (2005 Ford Crown Victoria for 3799.00) for my girlfriend to use to get to and from work while I am working in Alaska.
My financial situation:
I am a good candidate for this loan because I work in Alaska onboard a fishing vessel and have no bills while there, so I can pay back this loan in very good time.
Monthly net income: $6500.00
Monthly expenses: $500.00
Housing: $0.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $100.00
Food, entertainment: $0.00
Clothing, household expenses: $0.00
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/11/2012 9:04:12 AM |
| houli123 | $25.00 | 9/11/2012 9:06:12 AM |
| Rockymtnhi | $25.00 | 9/11/2012 9:10:23 AM |
| tolerant-responsibility051 | $2,000.00 | 9/11/2012 9:30:11 AM |
| pierrelasvegas | $25.00 | 9/11/2012 9:20:46 AM |
| Bob450 | $25.00 | 9/11/2012 9:32:48 AM |
| joey1011 | $50.00 | 9/11/2012 9:36:12 AM |
| dukeiyer | $25.00 | 9/11/2012 9:41:46 AM |
| BankofRon_IRA | $100.00 | 9/11/2012 9:33:44 AM |
| 52digital | $75.00 | 9/11/2012 9:31:11 AM |
| compassionate-auction6 | $150.00 | 9/11/2012 9:36:14 AM |
| samdog079 | $100.00 | 9/11/2012 9:45:27 AM |
| deal-galleon | $25.00 | 9/11/2012 9:33:26 AM |
| whitegold24k | $50.00 | 9/11/2012 9:37:34 AM |
| joyous-peace443 | $25.00 | 9/11/2012 9:35:03 AM |
| big-mac-50 | $200.00 | 9/11/2012 9:38:29 AM |
| economy-shrubbery6 | $25.00 | 9/11/2012 9:35:53 AM |
| melodious-openness | $125.00 | 9/11/2012 9:48:41 AM |
| dedicated-transaction796 | $25.00 | 9/11/2012 9:37:16 AM |
| toblerone | $25.00 | 9/11/2012 9:48:25 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:37 AM |
| pound-mushroom3 | $25.00 | 9/11/2012 9:14:31 AM |
| finance-investor3 | $25.00 | 9/11/2012 9:05:57 AM |
| handy-justice | $50.00 | 9/11/2012 9:03:41 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:07 AM |
| finance-prescription | $100.00 | 9/11/2012 9:10:00 AM |
| DSFinancial | $25.00 | 9/11/2012 9:15:04 AM |
| IIP77 | $25.00 | 9/11/2012 9:31:16 AM |
| worldly-community3 | $46.00 | 9/11/2012 9:34:34 AM |
| wise-deal-panda | $100.00 | 9/11/2012 9:34:46 AM |
| mikbos | $25.00 | 9/11/2012 9:35:15 AM |
| the-credit-maker | $52.00 | 9/11/2012 9:22:11 AM |
| transaction-circuit | $52.00 | 9/11/2012 9:25:16 AM |
| fortytwo | $150.00 | 9/11/2012 9:29:21 AM |
| felicity-contributor3 | $25.00 | 9/11/2012 9:27:52 AM |
| bewitching-dollar5 | $100.00 | 9/11/2012 9:45:57 AM |
| bob450-roth | $25.00 | 9/11/2012 9:39:30 AM |
| zipemdown | $25.00 | 9/11/2012 9:48:19 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
632034
This series of Notes was issued and sold upon the funding of the borrower loan #74978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,667 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-enrichment2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate unsecured debts and lower monthly payments.
My financial situation:
I am a good candidate for this loan because I have a full-time job in a respected company with over 100 years of outstanding customer service.
Monthly net income: $6833
Monthly expenses: $
Housing: $585
Insurance: $130
Car expenses: $150
Utilities: $185
Phone, cable, internet: $222
Food, entertainment: $160
Clothing, household expenses: $100
Credit cards and other loans: $1851
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/14/2012 9:01:16 AM |
| handy-justice | $50.00 | 9/14/2012 9:07:10 AM |
| greencat | $50.00 | 9/14/2012 9:04:22 AM |
| refresher211 | $25.00 | 9/14/2012 9:12:14 AM |
| income-triangulation1 | $25.00 | 9/14/2012 9:27:22 AM |
| community-burrito9 | $35.00 | 9/14/2012 9:31:16 AM |
| EarlyRiser | $250.00 | 9/14/2012 9:22:54 AM |
| buffalobills | $25.00 | 9/14/2012 9:38:42 AM |
| VirginiaBuckeye | $250.00 | 9/14/2012 9:48:32 AM |
| Silver_Rupee | $25.01 | 9/14/2012 10:53:33 AM |
| CA-Lender | $25.00 | 9/14/2012 2:53:57 PM |
| VirginiaBuckeye | $200.00 | 9/14/2012 12:08:18 PM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:35 PM |
| payment-halo | $25.00 | 9/14/2012 4:21:46 PM |
| Vector | $25.00 | 9/14/2012 2:36:47 PM |
| bonus-seahorse | $25.00 | 9/14/2012 7:01:37 PM |
| capital-heaven5 | $100.00 | 9/14/2012 6:15:51 PM |
| favorite-commerce | $30.00 | 9/14/2012 6:16:26 PM |
| melodious-openness | $124.96 | 9/14/2012 7:17:13 PM |
| InChicago | $80.03 | 9/14/2012 9:00:39 AM |
| heavenly-interest9 | $1,000.00 | 9/14/2012 2:14:12 PM |
| Nerdster1 | $25.00 | 9/14/2012 9:11:00 AM |
| lovely-currency3 | $50.00 | 9/14/2012 9:08:57 AM |
| vutah | $65.00 | 9/14/2012 9:19:38 AM |
| liberty-tostada7 | $50.00 | 9/14/2012 9:35:11 AM |
| NickelSteamroller | $35.00 | 9/14/2012 9:28:23 AM |
| Something-Corporate | $25.00 | 9/14/2012 9:18:22 AM |
| enriched-return057 | $300.00 | 9/14/2012 9:46:07 AM |
| Fitiwalt7 | $25.00 | 9/14/2012 9:50:54 AM |
| duty-viola | $25.00 | 9/14/2012 9:39:07 AM |
| Starica | $150.00 | 9/14/2012 9:43:53 AM |
| money-baron | $50.00 | 9/14/2012 10:11:07 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:41 AM |
| srsock | $30.00 | 9/14/2012 2:41:34 PM |
| pembull | $25.00 | 9/14/2012 11:21:20 AM |
| WriteTheLegend | $100.00 | 9/14/2012 11:30:31 AM |
| let_me_retire | $50.00 | 9/14/2012 11:34:03 AM |
| irrelevant | $50.00 | 9/14/2012 1:05:14 PM |
| rabbidlender | $25.00 | 9/14/2012 3:58:00 PM |
| cajunguy | $25.00 | 9/14/2012 4:06:15 PM |
| ethical-truth211 | $50.00 | 9/14/2012 1:02:33 PM |
| ddimports | $100.00 | 9/14/2012 2:29:18 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:06:53 PM |
| amlu1988 | $25.00 | 9/14/2012 4:46:56 PM |
| worthy-bid8 | $100.00 | 9/14/2012 5:12:19 PM |
| berniemadeoff | $25.00 | 9/14/2012 6:18:04 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
632494
This series of Notes was issued and sold upon the funding of the borrower loan #74229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $310.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,175 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-diversification-explorer |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
1) Pay off Credit Card Balances (2) : $1280.00
2) Repay loan from my Father : 5000.00
This loan was obtained in May 2005 to pay off a large sum of Medical bills accumulated over the first 5 years after my accident.
3) ACS Student Loans : 1000.00
My financial situation:
I am a good candidate for this loan because...
I have worked extremely hard to recover financially and have devoted continuous effort to improving my credit score and rating. I just recently paid off my vehicle one month early, from the original loan duration. I also just recently paid off a Credit Card Consolidation Loan early, over a year early, 95% of all of my Credit Card Cards were directly, and in some cases, indirectly, related to my Medical cost. I have always had great credit scores and ratings prior to my accident in May 1997; resulting in the loss of my job, wife, home, and career resulting in my disability status, at least for now as I am continuously trying to find a resolution to my injuries and ongoing issues. I had 15 surgeries over a 12 year period and currently waiting for more healing to take place before I have any more surgeries.
I really appreciate the format and approach of this application; I realize the scores and ratings are vital but to get a personalized view of an individuals situation is also very important. I would be happy to review my entire medical history with you if you so desired, this of course is the only reason for my financial situation. I previously held a position with AMOCO Chemical and was fortunate to receive a very good salary and looked forward to a long career. Thank you in advance for your time and consideration.
Sincere regards
Monthly net income: $2246.00
Monthly expenses: $1855.26
Housing: $585.00 (Rent from Bentree Apartments)
Insurance: $118.00
Car expenses: $50.00
Utilities: $115.00
Phone, cable, internet: $187.26
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 9/5/2012 5:10:22 PM |
| MFBank | $50.00 | 9/5/2012 5:10:05 PM |
| selector568 | $300.00 | 9/5/2012 5:25:21 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:03 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:23 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:04 PM |
| houli123 | $25.00 | 9/5/2012 5:53:10 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:13 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:30 PM |
| Investor_DP | $100.00 | 9/5/2012 6:12:05 PM |
| lowrater | $50.40 | 9/5/2012 6:46:09 PM |
| Nazbuster | $200.00 | 9/5/2012 8:00:45 PM |
| loyalist1 | $100.00 | 9/6/2012 8:17:32 AM |
| Nipper99 | $100.00 | 9/6/2012 5:43:47 AM |
| wise-charming-reward | $200.00 | 9/6/2012 5:37:10 AM |
| evergreen16 | $50.00 | 9/6/2012 8:07:53 AM |
| RLaumeyer | $28.69 | 9/6/2012 8:51:22 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:22 AM |
| jybank | $49.00 | 9/6/2012 10:31:52 AM |
| brainy-return234 | $50.00 | 9/6/2012 10:01:22 AM |
| finder072 | $25.00 | 9/6/2012 10:50:45 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:34 AM |
| HLender | $40.00 | 9/6/2012 11:27:25 AM |
| stock106 | $25.00 | 9/6/2012 1:04:36 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:31 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:39 PM |
| dudebrah | $25.00 | 9/6/2012 3:25:27 PM |
| 6515Wheat | $25.00 | 9/6/2012 3:58:26 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:22 PM |
| promise2 | $49.03 | 9/6/2012 4:46:16 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:08 PM |
| red-power-pecan | $50.00 | 9/6/2012 5:15:44 PM |
| subtle-bill727 | $25.00 | 9/6/2012 5:04:26 PM |
| gold-sushi | $25.00 | 9/6/2012 5:05:28 PM |
| pedroballgame | $50.00 | 9/6/2012 5:03:46 PM |
| moola-wildebeest3 | $32.00 | 9/6/2012 5:06:37 PM |
| bubb_hans | $25.00 | 9/6/2012 5:08:16 PM |
| income-rocker2 | $37.00 | 9/6/2012 5:25:08 PM |
| terrific-dough6 | $50.00 | 9/6/2012 5:11:09 PM |
| postalwhiz | $25.00 | 9/6/2012 5:17:27 PM |
| compassionate-auction6 | $150.00 | 9/6/2012 5:22:18 PM |
| etraboulay | $50.00 | 9/6/2012 5:20:36 PM |
| WalnutCreekguy | $50.00 | 9/6/2012 5:25:14 PM |
| dedicated-transaction796 | $25.00 | 9/6/2012 5:25:24 PM |
| 1st_Florida_Lender | $25.00 | 9/6/2012 5:37:29 PM |
| the-credit-maker | $100.00 | 9/6/2012 5:38:55 PM |
| Bookophile | $31.00 | 9/6/2012 5:41:16 PM |
| WxChem | $30.00 | 9/6/2012 5:41:59 PM |
| orearella3 | $25.00 | 9/6/2012 5:48:05 PM |
| TronMedici | $25.00 | 9/6/2012 6:22:11 PM |
| genius520 | $48.00 | 9/6/2012 5:55:56 PM |
| the-laudable-peso | $40.00 | 9/6/2012 5:56:08 PM |
| VitaminFunk | $29.88 | 9/6/2012 6:59:25 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:04:22 PM |
| tomoe | $25.00 | 9/6/2012 6:48:48 PM |
| handy-justice | $100.00 | 9/5/2012 5:19:01 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:23 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:11 PM |
| BostonCapital | $69.00 | 9/5/2012 5:28:44 PM |
| cash-mad-scientist3 | $25.00 | 9/5/2012 5:32:45 PM |
| jgar_O | $30.00 | 9/5/2012 5:43:29 PM |
| kulender | $100.00 | 9/5/2012 5:59:24 PM |
| Astyanax | $50.00 | 9/5/2012 6:36:49 PM |
| 1stPlace | $50.00 | 9/5/2012 6:51:37 PM |
| LeReve | $500.00 | 9/5/2012 6:36:20 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:33:20 PM |
| callmebryan | $25.00 | 9/5/2012 7:52:40 PM |
| skillful-asset5 | $30.00 | 9/5/2012 7:54:36 PM |
| derwiki | $25.00 | 9/5/2012 10:01:57 PM |
| nourishing-interest0 | $25.00 | 9/6/2012 8:15:29 AM |
| exciting-fairness | $200.00 | 9/6/2012 6:56:49 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:25 AM |
| fantastic-wampum1 | $40.00 | 9/6/2012 9:32:09 AM |
| JABevan | $25.00 | 9/6/2012 9:22:51 AM |
| pious-openness | $25.00 | 9/6/2012 9:36:29 AM |
| careful-vigilance4 | $25.00 | 9/6/2012 10:06:11 AM |
| Elefunt | $25.00 | 9/6/2012 9:58:29 AM |
| moola-buddy | $25.00 | 9/6/2012 10:33:09 AM |
| platinum-attraction | $25.00 | 9/6/2012 2:05:09 PM |
| DJSco | $50.00 | 9/6/2012 3:54:31 PM |
| mmeyer_jr | $30.00 | 9/6/2012 5:06:40 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:47 PM |
| favorite-commerce | $30.00 | 9/6/2012 4:25:45 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:41 PM |
| COCHINOBOY | $60.00 | 9/6/2012 5:01:01 PM |
| Malkial | $50.00 | 9/6/2012 4:59:57 PM |
| ttnk62918 | $25.00 | 9/6/2012 5:00:38 PM |
| mercuriant | $25.00 | 9/6/2012 5:16:08 PM |
| orange-preeminant-bill | $25.00 | 9/6/2012 5:04:45 PM |
| Scoote2912 | $25.00 | 9/6/2012 5:09:17 PM |
| daniel5075 | $100.00 | 9/6/2012 5:37:32 PM |
| life-is-great | $25.00 | 9/6/2012 5:17:19 PM |
| bonus-seahorse | $50.00 | 9/6/2012 5:40:05 PM |
| Forlio | $25.00 | 9/6/2012 5:39:08 PM |
| fareast_man | $25.00 | 9/6/2012 5:42:53 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:54 PM |
| Petiza | $41.00 | 9/6/2012 5:44:44 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:35 PM |
| Theofficer_roth_ira | $50.00 | 9/6/2012 6:02:49 PM |
| jazzlender | $25.00 | 9/6/2012 5:52:39 PM |
| Sutpen55 | $25.00 | 9/6/2012 6:24:30 PM |
| gold-persimmon2 | $25.00 | 9/6/2012 5:53:59 PM |
| 1randyp | $25.00 | 9/6/2012 6:03:59 PM |
| marketplace-hut9 | $25.00 | 9/6/2012 6:11:55 PM |
| bkm214 | $100.00 | 9/6/2012 6:16:07 PM |
| john0720 | $25.00 | 9/6/2012 6:16:20 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
632750
This series of Notes was issued and sold upon the funding of the borrower loan #74786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,065 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-dominator278 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some smaller credit cards.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.
Monthly net income: $ 6400
Monthly expenses: $ 4160
Housing: $ 2000
Insurance: $
Car expenses: $ 442
Utilities: $ 163
Phone, cable, internet: $ 155
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Silver_Rupee | $25.01 | 9/3/2012 5:56:04 PM |
| community-burrito9 | $35.00 | 9/3/2012 5:16:00 PM |
| vutah | $95.00 | 9/4/2012 9:11:53 AM |
| let_me_retire | $25.00 | 9/4/2012 12:29:59 PM |
| frogperson | $200.00 | 9/6/2012 4:27:22 PM |
| enchanted-note | $25.00 | 9/6/2012 5:03:15 PM |
| jwsun90 | $200.00 | 9/7/2012 7:56:48 AM |
| global-invest-group | $25.00 | 9/7/2012 8:45:44 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:31 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:04 PM |
| pdub | $250.00 | 9/7/2012 12:42:22 PM |
| graceful-D4Sinvestment | $99.82 | 9/7/2012 2:30:50 PM |
| augi_enterprises | $25.00 | 9/7/2012 3:33:57 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:14:44 PM |
| favorite-commerce | $50.00 | 9/7/2012 8:16:28 PM |
| jpac1066 | $50.00 | 9/7/2012 6:59:18 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:58 PM |
| yurison | $25.00 | 9/8/2012 7:00:58 AM |
| hopeful_lender | $159.08 | 9/8/2012 7:24:44 AM |
| stock106 | $50.00 | 9/4/2012 7:01:19 AM |
| Star_Witness | $25.00 | 9/4/2012 9:01:22 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:24:56 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:28 PM |
| graceful-investment | $106.00 | 9/6/2012 10:55:20 AM |
| worthy-bid8 | $100.00 | 9/6/2012 5:36:13 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:57:08 PM |
| money-baron | $50.00 | 9/6/2012 6:01:45 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:45 PM |
| greencat | $50.00 | 9/7/2012 8:12:38 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:22 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:47:40 PM |
| income-triangulation1 | $25.00 | 9/7/2012 4:57:18 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:54 PM |
| pfh | $25.00 | 9/8/2012 5:18:17 AM |
| ethical-truth211 | $50.00 | 9/8/2012 6:34:13 AM |
| 168RichCapital | $25.09 | 9/8/2012 6:38:52 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
633032
This series of Notes was issued and sold upon the funding of the borrower loan #74606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $357.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,871 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knowledgeable-integrity2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
680-699
(Dec-2010)
|
|
Principal balance:
| $11,914.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan: is to combine smaller debts into one for lower montly payment and continue to payoff loans and establish better credit score and credit history.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have proven twice now that I can payoff the loans I've taken perviously and in doing so continue to increase my credit scores and credit worthiness.
Monthly net income: $3200
Monthly expenses: $
Housing: $1600
Insurance: $150
Car expenses: $100
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.19 | 9/10/2012 9:02:41 AM |
| lnuss25 | $25.00 | 9/10/2012 9:10:42 AM |
| scholarly-order6 | $100.00 | 9/10/2012 9:03:29 AM |
| MG_Holdings | $25.00 | 9/10/2012 9:04:50 AM |
| mikeandcat | $200.00 | 9/10/2012 9:05:02 AM |
| pdli_dude | $25.00 | 9/10/2012 9:10:17 AM |
| MyPFBlog | $25.00 | 9/10/2012 9:24:52 AM |
| Money__Tree | $200.00 | 9/10/2012 9:29:08 AM |
| LittleMingo | $30.00 | 9/10/2012 9:04:53 AM |
| money-genome84 | $250.00 | 9/10/2012 9:16:10 AM |
| Investor_DP | $100.00 | 9/10/2012 9:24:44 AM |
| worth-blanket2 | $11,700.00 | 9/10/2012 9:08:36 AM |
| EFS | $200.00 | 9/10/2012 9:12:53 AM |
| networks4ever | $25.00 | 9/10/2012 9:20:25 AM |
| dariop | $25.01 | 9/10/2012 9:21:24 AM |
| JonDough | $25.00 | 9/10/2012 9:23:57 AM |
| TheHillsAreAlive | $25.00 | 9/10/2012 9:28:35 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
633052
This series of Notes was issued and sold upon the funding of the borrower loan #74723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1975 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
22 | Length of status: | 30y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $201,569 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hard-working-dime3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business-dental lab
Purpose of loan: working capital
This loan will be used to...marketing completion
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 11000.00
Monthly expenses: $6000.00
Housing: $2500
Insurance: $100
Car expenses: $200
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 9/3/2012 9:05:40 AM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:44 AM |
| community-burrito9 | $25.00 | 9/3/2012 11:16:57 AM |
| open-minded-p2p1 | $25.00 | 9/3/2012 9:56:51 AM |
| cattlebaron | $25.00 | 9/3/2012 4:31:19 PM |
| vutah | $95.00 | 9/4/2012 8:30:48 AM |
| favorite-commerce | $50.00 | 9/4/2012 9:02:03 AM |
| refresher211 | $25.00 | 9/4/2012 5:13:19 PM |
| Kash2010lu | $30.00 | 9/5/2012 9:04:29 AM |
| kendigme | $39.39 | 9/6/2012 3:38:38 AM |
| money-fort | $25.00 | 9/6/2012 10:38:18 PM |
| chrisb1414 | $25.00 | 9/7/2012 5:47:20 AM |
| money-baron | $50.00 | 9/7/2012 10:53:13 AM |
| pdub | $250.00 | 9/7/2012 12:42:21 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:04 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:06:58 PM |
| lunareclipse | $79.73 | 9/7/2012 4:52:29 PM |
| mtm1 | $25.00 | 9/7/2012 8:46:22 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:57 PM |
| generous-peace4 | $33.00 | 9/7/2012 8:38:49 PM |
| fountain355 | $50.00 | 9/8/2012 4:35:02 AM |
| Core-Marketing | $25.00 | 9/8/2012 4:40:12 AM |
| MSCG | $88.43 | 9/8/2012 5:30:24 AM |
| reward-adventure | $50.00 | 9/3/2012 9:06:16 AM |
| duty-viola | $25.00 | 9/3/2012 9:14:53 AM |
| heavenly-interest9 | $1,000.00 | 9/3/2012 2:20:45 PM |
| lowrater | $50.40 | 9/3/2012 11:25:19 AM |
| roux | $25.00 | 9/3/2012 7:02:51 PM |
| let_me_retire | $25.00 | 9/4/2012 5:46:34 AM |
| stock106 | $25.00 | 9/4/2012 7:04:13 AM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:24 PM |
| dudebrah | $25.00 | 9/4/2012 6:35:48 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:27 PM |
| rockhound84 | $25.00 | 9/7/2012 5:31:39 AM |
| glroark | $50.00 | 9/7/2012 6:11:21 AM |
| gimincorp | $25.00 | 9/7/2012 7:43:14 PM |
| Binan | $25.00 | 9/7/2012 7:18:04 PM |
| mtm1 | $25.00 | 9/7/2012 8:45:40 PM |
| kendigme | $29.05 | 9/8/2012 4:25:11 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
633120
This series of Notes was issued and sold upon the funding of the borrower loan #74900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $588.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,762 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| den073 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$19K for Debt Consolidation
Purpose of loan:
This loan will be used to pay off a credit card.
My financial situation:
I am a good candidate for this loan because I have an excellent credit rating, payment history, debt-to-income ratio.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $25.00 | 9/6/2012 5:16:06 PM |
| top-community-voyage | $50.00 | 9/6/2012 5:27:10 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:10 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:40 PM |
| jcornehlsen | $25.00 | 9/6/2012 6:17:32 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:00 PM |
| ready-interest9 | $25.00 | 9/6/2012 6:02:10 PM |
| kfrench | $75.00 | 9/6/2012 6:20:42 PM |
| hopeful_lender | $100.00 | 9/6/2012 7:04:42 PM |
| GoldenKoi | $100.00 | 9/6/2012 11:36:52 PM |
| cerebral-dollar773 | $50.00 | 9/7/2012 6:43:25 AM |
| blue-useful-auction | $25.00 | 9/7/2012 6:28:44 AM |
| tommyb34 | $25.00 | 9/7/2012 6:43:49 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:18 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:34 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:43 PM |
| tigercat | $50.00 | 9/7/2012 4:37:10 PM |
| britgsb | $50.00 | 9/8/2012 12:14:38 PM |
| lendersf | $50.00 | 9/8/2012 4:31:13 PM |
| samurai2 | $25.00 | 9/9/2012 5:40:05 AM |
| Castellan | $50.00 | 9/9/2012 12:39:40 PM |
| thorough-marketplace441 | $45.00 | 9/9/2012 7:51:12 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:54 PM |
| msb-emba | $25.00 | 9/10/2012 5:01:16 PM |
| principal-bull | $25.00 | 9/10/2012 6:50:35 PM |
| spartacusiam | $25.00 | 9/11/2012 9:57:31 AM |
| martinatime | $50.00 | 9/11/2012 5:13:24 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:16 PM |
| anacent | $25.00 | 9/11/2012 9:40:59 PM |
| atlacatl | $25.00 | 9/11/2012 8:30:36 PM |
| freedomlender | $25.00 | 9/12/2012 4:04:42 AM |
| AKrad | $25.00 | 9/12/2012 7:08:27 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:06 AM |
| themoneydoctor | $50.22 | 9/12/2012 10:50:17 AM |
| bowdish1 | $100.00 | 9/12/2012 5:06:27 PM |
| new-return-faire | $100.00 | 9/12/2012 5:07:08 PM |
| Investoman | $25.00 | 9/12/2012 5:32:52 PM |
| enterprising-exchange6 | $50.00 | 9/12/2012 5:14:49 PM |
| diversification-infusion1 | $25.00 | 9/12/2012 5:19:52 PM |
| wonderful-rupee | $25.00 | 9/12/2012 5:21:17 PM |
| syounker | $25.00 | 9/12/2012 5:23:45 PM |
| kdsmaclean | $25.00 | 9/12/2012 5:32:36 PM |
| AmericanCredit | $100.00 | 9/12/2012 5:24:45 PM |
| wonderous-principal083 | $25.00 | 9/12/2012 5:51:27 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:18 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:42 PM |
| BB-ptoploan | $50.00 | 9/12/2012 5:29:38 PM |
| cardminger | $25.00 | 9/12/2012 5:32:14 PM |
| Sothenwhat | $100.00 | 9/12/2012 5:47:05 PM |
| loyalty-delight6 | $25.00 | 9/12/2012 5:43:03 PM |
| rmachi | $25.00 | 9/12/2012 5:54:58 PM |
| intrepid-payment7 | $25.00 | 9/12/2012 6:02:41 PM |
| wwwUniversal | $25.00 | 9/12/2012 5:58:36 PM |
| payout-paladin3 | $500.00 | 9/12/2012 6:28:19 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 6:35:25 PM |
| worth-victor6 | $25.00 | 9/12/2012 6:37:20 PM |
| booyah | $80.00 | 9/12/2012 7:31:42 PM |
| neighborly-hope6 | $100.00 | 9/12/2012 6:37:29 PM |
| spirit07a | $100.00 | 9/12/2012 6:12:28 PM |
| Darts | $50.00 | 9/12/2012 7:45:50 PM |
| bellaquito | $500.00 | 9/12/2012 6:30:03 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:49:28 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:15 PM |
| villagecoconut | $25.00 | 9/12/2012 9:26:36 PM |
| radforj22 | $115.98 | 9/12/2012 10:47:13 PM |
| azazle | $25.00 | 9/12/2012 11:02:34 PM |
| kegs | $150.00 | 9/12/2012 7:27:44 PM |
| Lender404 | $25.00 | 9/12/2012 7:57:41 PM |
| credit-prodigy4 | $40.00 | 9/12/2012 7:59:43 PM |
| best-income-fertilizer | $50.00 | 9/12/2012 7:33:54 PM |
| finder61 | $25.00 | 9/12/2012 9:18:26 PM |
| hml | $60.63 | 9/12/2012 11:35:24 PM |
| ccclaireee333 | $25.00 | 9/12/2012 11:28:08 PM |
| Dollars4Rent | $50.00 | 9/6/2012 5:24:25 PM |
| penny-finder | $25.00 | 9/6/2012 5:48:59 PM |
| ForMyFamily | $50.00 | 9/6/2012 6:01:58 PM |
| Plutis | $25.00 | 9/6/2012 6:59:03 PM |
| blot44 | $25.00 | 9/6/2012 8:43:12 PM |
| bold-sensible-basis | $25.00 | 9/7/2012 5:34:15 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:34 AM |
| LongTail | $40.00 | 9/7/2012 10:04:08 AM |
| historic-value7 | $250.00 | 9/7/2012 10:32:45 AM |
| pdub | $500.00 | 9/7/2012 12:40:31 PM |
| primetime | $31.89 | 9/7/2012 12:47:28 PM |
| floridahelper | $25.00 | 9/7/2012 8:25:48 PM |
| availableloan | $25.00 | 9/9/2012 12:16:26 PM |
| citizenX | $125.00 | 9/9/2012 11:11:20 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:23 PM |
| paladin510 | $30.00 | 9/10/2012 5:40:07 AM |
| LenderByDay | $25.00 | 9/10/2012 6:23:11 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:51 AM |
| established-hope5 | $100.00 | 9/10/2012 2:05:58 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:50 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:12 PM |
| revenue-carnation043 | $25.00 | 9/10/2012 7:18:54 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:55 AM |
| squeebie | $50.00 | 9/11/2012 10:54:35 AM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:36 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:06 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:31 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:29 PM |
| banker334 | $40.00 | 9/11/2012 8:15:24 PM |
| creative-dime2 | $28.39 | 9/12/2012 5:59:45 AM |
| balance316 | $25.00 | 9/12/2012 6:05:07 AM |
| universal71 | $25.00 | 9/12/2012 6:43:02 AM |
| auction-sage | $50.00 | 9/12/2012 10:33:55 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:02:45 PM |
| Dave0 | $25.00 | 9/12/2012 5:10:38 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:44 PM |
| gold-igniter372 | $50.00 | 9/12/2012 5:23:44 PM |
| worthy-dinero8 | $25.00 | 9/12/2012 5:24:16 PM |
| prudent-dough458 | $25.00 | 9/12/2012 5:26:44 PM |
| trade-solo | $25.00 | 9/12/2012 5:10:14 PM |
| djs81 | $75.00 | 9/12/2012 5:20:13 PM |
| dharma1 | $25.00 | 9/12/2012 5:39:16 PM |
| enticing-note | $25.00 | 9/12/2012 5:13:49 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:51 PM |
| hope-kingdom | $125.00 | 9/12/2012 5:48:53 PM |
| Loan_Stranger | $25.00 | 9/12/2012 5:24:29 PM |
| spiff666 | $26.66 | 9/12/2012 5:25:26 PM |
| aggresive-commerce8 | $50.00 | 9/12/2012 5:35:21 PM |
| kevin314 | $25.00 | 9/12/2012 5:29:42 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:40 PM |
| indomitable-coin | $25.00 | 9/12/2012 5:35:31 PM |
| loyalty-meadow | $25.00 | 9/12/2012 5:43:08 PM |
| jazz619 | $25.00 | 9/12/2012 6:08:04 PM |
| mrladybug101 | $25.00 | 9/12/2012 5:48:17 PM |
| proper-exchange8 | $50.00 | 9/12/2012 5:43:57 PM |
| nuclearmoose | $50.00 | 9/12/2012 5:52:18 PM |
| azazle | $25.00 | 9/12/2012 6:59:15 PM |
| icanhelpyouout | $25.00 | 9/12/2012 6:07:40 PM |
| designer_10 | $25.00 | 9/12/2012 7:41:30 PM |
| power-kin | $50.00 | 9/12/2012 6:30:11 PM |
| loan-keeper9 | $250.00 | 9/12/2012 6:49:44 PM |
| senior1 | $25.00 | 9/12/2012 8:12:36 PM |
| credit-socrates648 | $1,000.00 | 9/12/2012 7:20:38 PM |
| flexible-peso05 | $50.00 | 9/12/2012 9:11:39 PM |
| Nazbuster | $200.00 | 9/12/2012 9:14:32 PM |
| blue-laudable-dinero | $50.00 | 9/12/2012 9:34:39 PM |
| aldenrains | $25.00 | 9/12/2012 10:12:04 PM |
| bb575 | $50.00 | 9/12/2012 10:33:27 PM |
| brightest-gain-investor | $1,000.00 | 9/12/2012 7:18:08 PM |
| nelie150 | $30.23 | 9/12/2012 8:27:04 PM |
| luminous-finance9 | $26.00 | 9/12/2012 7:41:58 PM |
| Blue_Devil | $50.00 | 9/12/2012 8:18:13 PM |
| ozlem | $25.00 | 9/12/2012 11:06:01 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
633176
This series of Notes was issued and sold upon the funding of the borrower loan #74695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
3 | Length of status: | 10y 2m |
|
Amount delinquent:
| $1,016 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TwinkieMoney |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation and home improvement
This loan will be used to...consilidate Toledo Finance 800.00 and Austin Finance 1300.00 the rest on a garage door and instalation.
My financial situation: good
I am a good candidate for this loan because... I will pay it off
Monthly net income: $2900.00
Monthly expenses: $
Housing: $415.00
Insurance: $85.00
Car expenses: $50.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/4/2012 5:39:36 PM |
| dudebrah | $25.00 | 9/5/2012 12:12:37 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:29:39 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:19 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:46 PM |
| pdub | $250.00 | 9/7/2012 12:42:25 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:07 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:55 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:55:54 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:06 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:22:59 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 3:08:20 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:05 PM |
| whirlingdervish | $25.00 | 9/10/2012 12:58:50 AM |
| glroark | $50.00 | 9/10/2012 8:06:32 AM |
| prescription354 | $50.00 | 9/10/2012 11:26:51 AM |
| basis-launcher3 | $25.00 | 9/10/2012 11:36:09 AM |
| WonderPup | $25.02 | 9/10/2012 10:47:00 AM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:21 PM |
| kulender | $100.00 | 9/10/2012 8:24:28 PM |
| yield-hut | $25.00 | 9/11/2012 3:57:42 AM |
| Rip128 | $80.00 | 9/11/2012 6:45:33 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:30 AM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:15:58 PM |
| wealth-multiplier | $25.00 | 9/11/2012 3:31:29 PM |
| mammalian4 | $25.00 | 9/11/2012 6:13:53 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:04:23 PM |
| vutah | $75.01 | 9/4/2012 6:35:28 PM |
| SolarMoonshine | $25.00 | 9/4/2012 7:44:29 PM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:56:54 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:24:58 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:44 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:40 PM |
| frogperson | $300.00 | 9/6/2012 4:28:12 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:33 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:31 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:01 PM |
| reward-adventure | $50.00 | 9/8/2012 12:08:27 PM |
| Land_on_your_feet | $25.00 | 9/10/2012 7:02:57 AM |
| LesPaul1 | $25.00 | 9/10/2012 3:08:58 PM |
| tolerant-responsibility051 | $281.00 | 9/10/2012 3:35:27 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:58 PM |
| joey1011 | $25.00 | 9/11/2012 9:32:20 AM |
| the-credit-maker | $25.00 | 9/11/2012 10:22:04 AM |
| squeebie | $50.00 | 9/11/2012 10:54:32 AM |
| 1313mark1313 | $28.17 | 9/11/2012 11:14:43 AM |
| martinatime | $25.00 | 9/11/2012 12:31:05 PM |
| priceless-capital0 | $25.00 | 9/11/2012 1:35:48 PM |
| SecondChanceLendingSERV | $27.00 | 9/11/2012 4:27:43 PM |
| CA-Lender | $25.00 | 9/11/2012 5:08:06 PM |
| TravisMcGee | $25.00 | 9/11/2012 8:15:44 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:11:52 PM |
| Vaanolo | $25.00 | 9/11/2012 9:22:49 PM |
| isuperwang | $50.00 | 9/11/2012 9:45:38 PM |
| KB-IRA | $43.80 | 9/11/2012 10:17:45 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
633192
This series of Notes was issued and sold upon the funding of the borrower loan #74578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,975 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-sophisticated-repayment |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 9/10/2012 5:14:39 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:37 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:22 PM |
| natural-point1 | $25.00 | 9/10/2012 9:14:45 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:42 AM |
| natural-point1 | $25.00 | 9/10/2012 8:44:51 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:42 PM |
| let_me_retire | $50.00 | 9/11/2012 4:35:20 AM |
| Rogelio48 | $25.00 | 9/11/2012 11:43:27 AM |
| bold-wampum-compadre | $35.00 | 9/11/2012 1:39:07 PM |
| 111TaxMan | $25.00 | 9/11/2012 4:02:02 PM |
| dudebrah | $25.00 | 9/12/2012 12:54:46 AM |
| freedomlender | $25.00 | 9/12/2012 4:03:51 AM |
| graceful-investment | $106.00 | 9/12/2012 6:31:15 AM |
| MI2 | $334.00 | 9/12/2012 4:34:22 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:41 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:51 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:07 PM |
| finance-investor3 | $25.00 | 9/10/2012 10:21:06 PM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:56 AM |
| loan-hawk9 | $25.00 | 9/11/2012 9:44:41 AM |
| squeebie | $50.00 | 9/11/2012 10:54:51 AM |
| ore-accord | $25.00 | 9/11/2012 8:01:05 PM |
| bob450-roth | $25.00 | 9/12/2012 7:27:52 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:35 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:55 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
633414
This series of Notes was issued and sold upon the funding of the borrower loan #74583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $534.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,954 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| persistent-dinero356 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off all my debt so that can start fresh before my daughter goes to college
My financial situation:
I am a good candidate for this loan because...I always pay everything on time, and I am very responsible.
Monthly net income: $3600
Monthly expenses: $3200
Housing: $1271.92
Insurance: $307.62
Car expenses: $413.80
Utilities: $
Phone, cable, internet: $198
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $19,000.00
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/17/2012 5:04:44 PM |
| vutah | $25.00 | 9/17/2012 5:12:59 PM |
| worth-blanket2 | $18,000.00 | 9/17/2012 5:14:18 PM |
| decisive-income7 | $2,500.00 | 9/17/2012 5:04:53 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
633774
This series of Notes was issued and sold upon the funding of the borrower loan #74749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $564.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,893 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ptarias1 |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Please Help my Business Succeed!
Thank you for reviewing my listing!
I previously borrowed through Prosper in 2007 for debt consolidation and I am proud to say that I paid on time and fulfilled my commitments to all of you.
Fortunately I have been self-employed as a corporate trainer (help corporations and sometimes individuals improve leadership, team building and sales results). However, I am not a major supplier to my clients and therefore my payment terms have been very hard to negotiate. I usually have working capital requirements ranging from $15,000 to $35,000 and I have been funding them by delaying payments to partners (sub-contractors) and delaying my paycheck.
I considered other funding sources but the interest rate is too high! In fact one option was offering 30%+ per year which is not sustainable or feasible for a small business.
Purpose of loan:
This loan will be used to ease my working capital needs. Since the loan is not a line of credit, during the first year I will use most of the principal to fulfill my customer backlog by hiring additional partners (contractors). This way I can increase sales and profits and be able to keep the working capital (principal received), while still paying off the funds I borrowed.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. Once I make a commitment I follow through. This capital will be used to grow my business, which has been doing well for some time and it will help me capitalize the revenue that is tied up with my customers.
In addition, I have proven myself to the Prosper community that I am a reliable borrower. In the past loan, even-though it was for debt consolidation, I paid on time every single monthly payment.
Thank you for reviewing my listing and send me any questions you may have!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loan-mammal | $100.00 | 9/6/2012 5:01:10 PM |
| green-trade-dolphin2 | $111.06 | 9/6/2012 5:02:46 PM |
| spark548 | $25.00 | 9/6/2012 5:08:54 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:31 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:08 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:20 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:01 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:11 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:49 PM |
| prudent-deal662 | $25.00 | 9/6/2012 6:12:03 PM |
| whitegold24k | $100.00 | 9/6/2012 5:57:49 PM |
| Slapshot | $25.00 | 9/6/2012 6:01:23 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:52 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:14 PM |
| cashhelp | $30.00 | 9/6/2012 6:58:13 PM |
| porter512S | $200.00 | 9/7/2012 3:24:21 AM |
| samurai2 | $25.00 | 9/6/2012 8:03:34 PM |
| goodcents | $25.00 | 9/6/2012 8:47:58 PM |
| jubilant-agreement0 | $25.00 | 9/7/2012 5:05:35 AM |
| CIC | $25.00 | 9/7/2012 2:49:00 AM |
| lnuss25 | $25.00 | 9/7/2012 4:39:20 AM |
| CincyTex | $25.00 | 9/7/2012 6:01:00 AM |
| vertigo2x | $25.00 | 9/7/2012 6:07:34 AM |
| investment-comet | $25.00 | 9/7/2012 7:13:41 AM |
| justinology | $34.00 | 9/7/2012 8:31:07 AM |
| ptjg | $64.00 | 9/7/2012 9:01:00 AM |
| 108lender | $200.00 | 9/7/2012 9:26:30 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:36:01 AM |
| blue-laudable-dinero | $50.00 | 9/7/2012 9:54:37 AM |
| sunny-listing5 | $25.00 | 9/7/2012 10:12:34 AM |
| tlstar14 | $37.04 | 9/7/2012 10:38:08 AM |
| mtb_investing | $25.00 | 9/7/2012 11:22:20 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:19 AM |
| pdub | $500.00 | 9/7/2012 12:40:32 PM |
| liberty-viola | $30.00 | 9/7/2012 10:54:20 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:06 AM |
| promise2 | $25.00 | 9/7/2012 2:11:10 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:06 PM |
| j2ee | $50.00 | 9/7/2012 5:05:10 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:40 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:38 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:14 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:19:42 PM |
| liberty-point | $25.00 | 9/7/2012 9:28:36 PM |
| Gandalf0001 | $50.00 | 9/7/2012 6:45:00 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:13 PM |
| YampaQuant | $25.00 | 9/7/2012 9:18:51 PM |
| iidemosthenesii | $27.83 | 9/8/2012 8:41:38 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:56 AM |
| crippledcircus | $50.00 | 9/8/2012 7:33:15 AM |
| worthy-commitment7 | $25.00 | 9/8/2012 7:39:31 AM |
| valiant-money | $75.00 | 9/8/2012 11:23:06 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:34:55 AM |
| USMC0311 | $25.00 | 9/8/2012 10:38:08 AM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:35 PM |
| Investoman | $25.00 | 9/8/2012 1:22:41 PM |
| octoberfresh | $25.00 | 9/8/2012 12:59:57 PM |
| innovator10 | $500.00 | 9/8/2012 12:58:27 PM |
| bowdish1 | $100.00 | 9/8/2012 1:07:21 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:10 PM |
| Only_Money | $25.00 | 9/8/2012 1:21:24 PM |
| supersarah61 | $25.00 | 9/8/2012 5:44:57 PM |
| banker34 | $25.00 | 9/8/2012 9:00:14 PM |
| enlighter | $60.00 | 9/8/2012 3:01:20 PM |
| wildebeest014 | $25.00 | 9/8/2012 4:04:29 PM |
| hopeful-bonus976 | $100.00 | 9/8/2012 5:16:34 PM |
| trade-surge3 | $75.00 | 9/8/2012 8:41:26 PM |
| museic1 | $100.00 | 9/9/2012 9:06:30 AM |
| citizenX | $125.00 | 9/9/2012 11:11:20 AM |
| penny-firestarter | $25.00 | 9/9/2012 8:09:39 AM |
| goldenskye | $50.77 | 9/9/2012 9:40:21 AM |
| amc3 | $52.72 | 9/9/2012 11:31:13 AM |
| compassionate-dedication6 | $100.00 | 9/10/2012 7:54:03 AM |
| thorough-marketplace441 | $35.00 | 9/9/2012 7:57:49 PM |
| sympathetic-wampum5 | $70.00 | 9/9/2012 10:25:22 PM |
| OzGuy609 | $25.00 | 9/9/2012 10:27:56 PM |
| treasure-coyote3 | $25.00 | 9/9/2012 10:33:00 PM |
| dukeiyer | $25.00 | 9/10/2012 7:17:10 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:30:57 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:12:57 AM |
| averagefore | $25.00 | 9/10/2012 6:06:23 AM |
| MLMarine | $25.00 | 9/10/2012 8:50:15 AM |
| sacopt | $25.00 | 9/10/2012 10:31:40 AM |
| 4DreamsGroup | $100.00 | 9/10/2012 9:38:40 AM |
| value-wind0 | $25.00 | 9/10/2012 11:07:56 AM |
| frankdelraza | $25.00 | 9/10/2012 9:45:35 AM |
| roadster199 | $25.00 | 9/10/2012 2:22:32 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:51 AM |
| luminous-finance9 | $25.00 | 9/10/2012 10:50:07 AM |
| pposFUNDing | $29.08 | 9/10/2012 11:06:16 AM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:04 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:54 PM |
| misit | $25.00 | 9/10/2012 12:00:13 PM |
| Green_Bay_Packers | $31.51 | 9/10/2012 4:04:15 PM |
| Spinnaker | $50.00 | 9/10/2012 3:22:28 PM |
| enticing-capital6 | $50.00 | 9/10/2012 5:23:02 PM |
| ThirdWorldHoldings | $37.95 | 9/10/2012 6:27:32 PM |
| kindness-pizza | $35.45 | 9/10/2012 6:30:29 PM |
| IP | $25.00 | 9/10/2012 6:31:28 PM |
| booyah | $100.00 | 9/10/2012 6:33:04 PM |
| b1geasy | $95.94 | 9/10/2012 7:05:18 PM |
| sst36 | $25.00 | 9/11/2012 3:26:09 AM |
| kind-bazaar-kitten | $25.00 | 9/10/2012 7:40:44 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:03 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:39 PM |
| Reputation1 | $25.00 | 9/11/2012 6:48:33 AM |
| GrowthAspirations | $30.00 | 9/10/2012 11:52:58 PM |
| reward-excellency1 | $25.00 | 9/11/2012 5:22:03 AM |
| Munnie | $50.00 | 9/11/2012 6:09:04 AM |
| Dont_Worry_Be_Happy | $25.00 | 9/11/2012 5:09:09 AM |
| hl8428 | $28.83 | 9/11/2012 6:36:22 AM |
| Soulphoniks-Holdings | $46.12 | 9/11/2012 8:54:00 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:56 AM |
| fireboss | $39.42 | 9/11/2012 7:58:57 AM |
| mvalley | $25.00 | 9/11/2012 9:14:19 AM |
| 888GoldIngots | $25.00 | 9/11/2012 9:15:56 AM |
| reinforced-reward | $25.00 | 9/11/2012 9:30:59 AM |
| riproaringrapids | $50.00 | 9/11/2012 9:16:24 AM |
| surge9 | $300.00 | 9/11/2012 9:38:46 AM |
| Science7124 | $25.00 | 9/11/2012 9:35:55 AM |
| ivy-league-MBA | $25.00 | 9/11/2012 9:56:40 AM |
| american6 | $50.00 | 9/11/2012 9:44:11 AM |
| axelducheck | $25.00 | 9/11/2012 10:02:01 AM |
| villagers | $200.00 | 9/11/2012 10:07:44 AM |
| scholarly-benefit5 | $25.00 | 9/11/2012 9:57:05 AM |
| AFairDeal | $25.00 | 9/11/2012 9:57:59 AM |
| Plee-Spaymebak | $30.00 | 9/11/2012 10:16:50 AM |
| ChrisJB | $25.00 | 9/11/2012 10:17:40 AM |
| chemistry220 | $25.00 | 9/11/2012 10:11:29 AM |
| doomsday18 | $25.00 | 9/11/2012 10:12:33 AM |
| powerful-return1 | $100.00 | 9/11/2012 10:18:14 AM |
| wigglesworth4 | $42.00 | 9/11/2012 10:21:42 AM |
| he-shoots-he-scores | $25.00 | 9/11/2012 10:39:01 AM |
| loan-escalator3 | $25.00 | 9/11/2012 10:47:21 AM |
| promise2 | $25.00 | 9/11/2012 10:48:29 AM |
| fantastic-investment9 | $25.00 | 9/11/2012 10:41:11 AM |
| mrsasman | $25.00 | 9/11/2012 11:01:02 AM |
| kind-asset-circuit | $37.13 | 9/11/2012 11:01:25 AM |
| new-mystical-dime | $25.00 | 9/11/2012 10:57:03 AM |
| finder072 | $25.00 | 9/6/2012 5:01:55 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:11 PM |
| lowrater | $100.60 | 9/6/2012 5:01:50 PM |
| thankful-nickel2 | $55.55 | 9/6/2012 5:14:20 PM |
| DreisersFinancier | $36.00 | 9/6/2012 5:26:21 PM |
| ready-bid9 | $50.00 | 9/6/2012 5:55:20 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:39 PM |
| supertux | $25.00 | 9/6/2012 6:14:49 PM |
| RGlad | $65.00 | 9/6/2012 5:53:44 PM |
| hopeful_lender | $100.00 | 9/6/2012 7:02:18 PM |
| janeybooboo | $25.25 | 9/6/2012 6:11:04 PM |
| witty-compassion | $25.00 | 9/6/2012 11:17:39 PM |
| Tscheddar | $25.00 | 9/7/2012 3:52:12 AM |
| Hexnut | $100.00 | 9/6/2012 10:23:17 PM |
| Mrs-Honeydew | $30.00 | 9/7/2012 5:36:49 AM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:59 PM |
| grammaspurse | $25.00 | 9/6/2012 9:27:24 PM |
| ferpeiks | $400.00 | 9/7/2012 6:20:36 AM |
| irishalaskan | $25.00 | 9/7/2012 7:26:37 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:35 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:53 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:54 AM |
| credit-maple | $25.00 | 9/7/2012 9:52:05 AM |
| respectful-fairness069 | $27.00 | 9/7/2012 11:45:11 AM |
| courteous-trade229 | $25.00 | 9/7/2012 11:54:22 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:00 AM |
| euro-deployment | $25.00 | 9/7/2012 12:04:45 PM |
| Pickmar | $25.00 | 9/7/2012 12:19:43 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:44 PM |
| jcw3rd | $25.00 | 9/7/2012 12:49:10 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:57 PM |
| dime-vista2 | $25.00 | 9/7/2012 3:46:47 PM |
| DirtyJenga | $25.00 | 9/7/2012 5:24:56 PM |
| LeReve | $500.00 | 9/7/2012 5:25:07 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:46 PM |
| VIPLLC | $25.00 | 9/7/2012 7:23:57 PM |
| urbane-deal152 | $50.00 | 9/7/2012 6:14:58 PM |
| AdmiralKirk | $25.00 | 9/7/2012 7:25:50 PM |
| well-rounded-finance924 | $25.00 | 9/8/2012 6:02:25 AM |
| tolerant-penny159 | $25.00 | 9/7/2012 11:11:44 PM |
| buddy486 | $25.00 | 9/8/2012 6:48:18 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:36 AM |
| USFoundation | $25.00 | 9/8/2012 12:01:19 PM |
| durability-warmth | $50.00 | 9/8/2012 11:28:06 AM |
| adorable-asset9 | $100.00 | 9/8/2012 12:43:15 PM |
| virtuous-repayment | $25.00 | 9/8/2012 12:48:18 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:11 PM |
| djs81 | $75.00 | 9/8/2012 1:03:28 PM |
| foldingbenny2 | $40.00 | 9/8/2012 2:35:57 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:42 PM |
| Fiimg | $75.00 | 9/8/2012 9:54:26 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:34 PM |
| cashasaurus0 | $200.00 | 9/8/2012 2:08:28 PM |
| lostperception | $25.00 | 9/8/2012 2:09:29 PM |
| affluence-promise | $25.00 | 9/8/2012 3:04:28 PM |
| Nazbuster | $100.00 | 9/8/2012 9:24:51 PM |
| sflash | $25.00 | 9/8/2012 5:59:55 PM |
| jasonj72 | $25.00 | 9/8/2012 7:22:40 PM |
| trade-surge3 | $25.00 | 9/8/2012 8:41:40 PM |
| Dragon4021 | $40.00 | 9/9/2012 1:27:03 AM |
| cimbaman | $51.75 | 9/9/2012 7:04:12 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:39 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:01 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:06 AM |
| investmentgroup | $50.00 | 9/9/2012 6:24:11 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:48 AM |
| skeptikos | $100.00 | 9/9/2012 12:13:04 PM |
| Castellan | $50.00 | 9/9/2012 12:39:41 PM |
| dime-selector | $25.00 | 9/9/2012 3:16:29 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:24 PM |
| Kentrader14 | $230.17 | 9/9/2012 5:07:18 PM |
| antlr | $25.00 | 9/9/2012 7:13:22 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:37 PM |
| xlnt-loans | $25.00 | 9/10/2012 5:43:13 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:12 PM |
| aldeed | $250.00 | 9/10/2012 7:27:15 AM |
| helpwithoutbanks | $25.00 | 9/10/2012 7:30:57 AM |
| sublime-liberty6 | $50.00 | 9/10/2012 5:40:07 AM |
| richboy56 | $25.00 | 9/10/2012 10:01:47 AM |
| atlas100 | $25.00 | 9/10/2012 10:05:02 AM |
| Tradesmanlender | $25.00 | 9/10/2012 9:15:56 AM |
| NR | $25.00 | 9/10/2012 9:31:09 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:40 AM |
| UstedEsElHombre | $100.00 | 9/10/2012 9:40:52 AM |
| discrete-asset | $25.00 | 9/10/2012 10:32:41 AM |
| actl | $25.00 | 9/10/2012 9:33:39 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:17 AM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:27 PM |
| annieem | $50.00 | 9/10/2012 12:18:25 PM |
| jonn834 | $100.00 | 9/10/2012 4:25:46 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:27 PM |
| wise-virtuous-vigilance | $100.00 | 9/10/2012 5:25:34 PM |
| determined-revenue1 | $35.00 | 9/10/2012 5:28:20 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:23 PM |
| deal-pioneer1 | $36.33 | 9/10/2012 5:48:51 PM |
| trade-solo | $25.00 | 9/10/2012 6:00:15 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:13 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:18 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:42 PM |
| lendersf | $100.00 | 9/10/2012 7:40:25 PM |
| sgt-schultz | $35.00 | 9/11/2012 5:51:26 AM |
| Astyanax | $75.00 | 9/11/2012 3:04:03 AM |
| yield-hut | $25.00 | 9/11/2012 3:52:34 AM |
| SurfaceTension | $50.00 | 9/11/2012 5:18:27 AM |
| BigBag | $25.00 | 9/11/2012 5:37:37 AM |
| bid-stockpiler1 | $166.49 | 9/11/2012 8:24:20 AM |
| radforj22 | $50.00 | 9/11/2012 5:21:27 AM |
| beaufuture | $25.00 | 9/11/2012 5:55:16 AM |
| Rulea72 | $25.00 | 9/11/2012 6:55:30 AM |
| Leshan | $100.00 | 9/11/2012 7:27:20 AM |
| BankofPete | $25.00 | 9/11/2012 7:07:42 AM |
| strombo27 | $25.00 | 9/11/2012 9:08:56 AM |
| bold-steady-peso | $100.00 | 9/11/2012 9:09:46 AM |
| dedicated-loan782 | $25.00 | 9/11/2012 8:42:05 AM |
| magical-credit523 | $25.00 | 9/11/2012 9:13:29 AM |
| indomitable-coin | $25.00 | 9/11/2012 9:01:04 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:53 AM |
| kwan | $25.00 | 9/11/2012 9:34:42 AM |
| fairness-carrier | $25.00 | 9/11/2012 9:23:52 AM |
| influential-benjamins0 | $100.00 | 9/11/2012 9:54:32 AM |
| Demigod | $25.00 | 9/11/2012 9:53:49 AM |
| loyalty-paradise1 | $25.00 | 9/11/2012 9:49:15 AM |
| gold-commander0 | $25.00 | 9/11/2012 10:04:50 AM |
| rate-mogul | $37.00 | 9/11/2012 10:06:05 AM |
| Spooky_Action | $25.00 | 9/11/2012 10:06:29 AM |
| ChrisTJ | $25.00 | 9/11/2012 10:39:40 AM |
| DadWarbucks | $25.00 | 9/11/2012 10:23:37 AM |
| dadalou | $25.00 | 9/11/2012 10:29:16 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:03 AM |
| squeebie | $50.00 | 9/11/2012 10:54:35 AM |
| bent300 | $50.00 | 9/11/2012 10:42:16 AM |
| kaykarun | $25.00 | 9/11/2012 10:49:45 AM |
| 271 Investments
|
Borrower Payment Dependent Notes Series
633806
This series of Notes was issued and sold upon the funding of the borrower loan #74777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $473.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 8m |
|
Amount delinquent:
| $357 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,344 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credible-repayment3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/10/2012 5:08:50 PM |
| 84928429 | $50.00 | 9/10/2012 5:23:36 PM |
| 52digital | $75.00 | 9/10/2012 5:17:55 PM |
| vutah | $25.00 | 9/10/2012 5:49:55 PM |
| handy-justice | $50.00 | 9/10/2012 5:28:48 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:44 PM |
| economy-coup | $50.00 | 9/10/2012 5:48:51 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:42 PM |
| benevolent1 | $25.00 | 9/10/2012 7:14:22 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:07 PM |
| SLN-10 | $30.00 | 9/10/2012 7:19:32 PM |
| Bob450 | $25.00 | 9/10/2012 7:21:36 PM |
| MFBank | $50.00 | 9/10/2012 5:10:43 PM |
| open-minded-p2p1 | $25.00 | 9/10/2012 5:27:32 PM |
| first-class-gold0 | $122.00 | 9/10/2012 5:30:36 PM |
| receptive-affluence035 | $25.00 | 9/10/2012 5:38:00 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:32 PM |
| a-credit-rotation | $25.00 | 9/10/2012 6:31:32 PM |
| networks4ever | $25.00 | 9/10/2012 6:32:58 PM |
| Index_Plus | $198.00 | 9/10/2012 7:35:30 PM |
| toblerone | $25.00 | 9/10/2012 6:42:24 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
633828
This series of Notes was issued and sold upon the funding of the borrower loan #74656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $442.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,145 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worthy-truth087 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $4,494.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Refinance and revitalize
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:43 PM |
| worth-blanket2 | $10,800.00 | 9/10/2012 5:07:47 PM |
| scholarly-order6 | $50.00 | 9/10/2012 5:12:45 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:54 PM |
| cropdust3r | $25.00 | 9/10/2012 5:24:17 PM |
| order-tamale | $400.00 | 9/10/2012 5:15:15 PM |
| j2ee | $50.00 | 9/10/2012 5:16:13 PM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:11:55 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:27:05 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:44 PM |
| mercuriant | $25.00 | 9/10/2012 5:22:50 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:33 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:25:03 PM |
| best-bonafide-p2p | $25.00 | 9/10/2012 5:24:12 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
633848
This series of Notes was issued and sold upon the funding of the borrower loan #74605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $451.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 4m |
|
Amount delinquent:
| $2,786 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,771 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-pagoda2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
700-719
(Oct-2011)
|
|
Principal balance:
| $3,318.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Business
Purpose of loan:
This loan will be used to...
I need digital photography equipment to leverage my past experience in commercial photography. Adding this to my services for scripting and setting up databases, and web servers will increase my income per client and broaden my customer base.
My financial situation:
I am a good candidate for this loan because...
I took over a low margin labor-intensive family business when a relative passed away, and incurred some personal debt because of an economic slowdown in my area. Prior to becoming involved in the business and since closing it, nearly six years ago, my repayment of credit extended to me has been 100% on time in all cases. I have no legal obligation to any of the vendors, etc. from the debts that I incurred before closing my business. I do feel a moral obligation and expect that after securing some necessary personal requirements I will attend to them.
I am living with and sharing rent and some expenses with my father, the list of expenses below reflect this.
Monthly net income: $3700.00
Monthly expenses: $
Housing: $ 175.00
Insurance: $50.00
Car expenses: $375.00
Utilities: $125.00
Phone, cable, internet: $108.00
Food, entertainment: $395.00
Clothing, household expenses: $145.00
Credit cards and other loans: $920.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/17/2012 9:07:50 AM |
| thrilling-fund427 | $50.00 | 9/17/2012 9:04:16 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:27 AM |
| truth-seeker8 | $100.00 | 9/17/2012 9:03:55 AM |
| Beld | $50.00 | 9/17/2012 9:12:34 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:53 AM |
| versatile-dime442 | $250.00 | 9/17/2012 9:15:44 AM |
| tostada88 | $25.00 | 9/17/2012 9:45:40 AM |
| capital-renewal | $25.00 | 9/17/2012 9:18:35 AM |
| diplomatic-wealth7 | $25.00 | 9/17/2012 9:01:07 AM |
| gold-pudding6 | $60.00 | 9/17/2012 9:37:34 AM |
| SDC | $25.00 | 9/17/2012 9:38:58 AM |
| durability-seahorse7 | $50.00 | 9/17/2012 9:40:27 AM |
| 52digital | $75.00 | 9/17/2012 9:11:59 AM |
| blue-laudable-dinero | $25.00 | 9/17/2012 11:26:43 AM |
| truth-companion | $25.00 | 9/17/2012 9:58:25 AM |
| careful-vigilance4 | $25.00 | 9/17/2012 9:18:01 AM |
| professional-vigilance9 | $100.00 | 9/17/2012 9:24:18 AM |
| Theofficer_roth_ira | $75.00 | 9/17/2012 4:38:16 PM |
| vstarostenko | $25.00 | 9/17/2012 9:40:52 AM |
| ready-loot0 | $25.00 | 9/17/2012 12:57:19 PM |
| Comoparklender | $25.00 | 9/17/2012 9:43:13 AM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:30 PM |
| p2p-czar3 | $25.00 | 9/17/2012 9:53:37 AM |
| networks4ever | $25.00 | 9/17/2012 9:55:00 AM |
| desertoasis | $25.00 | 9/17/2012 10:29:05 AM |
| dmunySF | $50.00 | 9/17/2012 5:15:03 PM |
| just-finance2 | $25.00 | 9/17/2012 12:51:43 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:55 PM |
| Zane314 | $50.00 | 9/17/2012 5:28:34 PM |
| the-credit-maker | $100.00 | 9/17/2012 5:44:15 PM |
| NewOrleans2012 | $25.00 | 9/17/2012 5:48:30 PM |
| ChefATL | $25.00 | 9/17/2012 5:52:17 PM |
| postalwhiz | $25.00 | 9/17/2012 5:53:19 PM |
| Sunbase | $25.00 | 9/17/2012 5:45:26 PM |
| Sibelius2 | $25.00 | 9/17/2012 6:04:21 PM |
| morpholog | $27.00 | 9/17/2012 5:33:03 PM |
| Diamond_Jim | $25.00 | 9/17/2012 5:39:12 PM |
| phaques | $400.00 | 9/17/2012 6:57:18 PM |
| musegaze | $50.00 | 9/17/2012 5:42:45 PM |
| utmom | $25.00 | 9/17/2012 5:44:29 PM |
| money-baron-roth-IRA | $50.00 | 9/17/2012 6:10:15 PM |
| dedicated-transaction796 | $25.00 | 9/17/2012 5:46:34 PM |
| Loanstou | $86.26 | 9/17/2012 6:24:51 PM |
| valen1239 | $25.00 | 9/17/2012 6:32:49 PM |
| newest-currency-vibrato | $25.00 | 9/17/2012 8:16:08 PM |
| the_spook | $37.21 | 9/17/2012 6:46:01 PM |
| a-dough-plato | $25.00 | 9/17/2012 10:07:18 PM |
| deal-gazer | $50.00 | 9/17/2012 10:26:09 PM |
| social-cocktail1 | $200.00 | 9/17/2012 5:59:01 PM |
| PrimeFunding | $25.00 | 9/17/2012 11:26:52 PM |
| thrifty-generosity222 | $50.00 | 9/17/2012 7:43:16 PM |
| whatknows | $25.00 | 9/17/2012 6:03:58 PM |
| vibraphone3 | $25.00 | 9/17/2012 6:07:17 PM |
| yield-trader | $25.00 | 9/17/2012 6:08:36 PM |
| deal-hickory5 | $100.00 | 9/17/2012 6:11:10 PM |
| rf7949 | $25.00 | 9/18/2012 5:05:18 AM |
| DownHomeLender | $25.00 | 9/18/2012 12:19:36 AM |
| thebiggestnagger | $34.84 | 9/18/2012 4:41:57 AM |
| irrelevant | $50.00 | 9/18/2012 5:05:11 AM |
| Bob450 | $25.00 | 9/18/2012 8:02:21 AM |
| MI2 | $5,000.00 | 9/18/2012 9:01:57 AM |
| enthralling-balance4 | $25.00 | 9/18/2012 8:45:41 AM |
| finance-prescription | $100.00 | 9/18/2012 9:00:41 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:44 AM |
| master648 | $50.00 | 9/18/2012 6:48:29 AM |
| ferdberfel | $25.00 | 9/18/2012 7:24:16 AM |
| vision2seavt | $75.00 | 9/18/2012 8:07:03 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:38 AM |
| USMC0311 | $25.00 | 9/18/2012 8:36:46 AM |
| supreme-treasure8 | $100.00 | 9/17/2012 9:16:30 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:31 AM |
| LeReve | $500.00 | 9/17/2012 9:18:38 AM |
| WalnutCreekguy | $50.00 | 9/17/2012 9:03:51 AM |
| economy-coup | $100.00 | 9/17/2012 9:03:57 AM |
| et28 | $75.00 | 9/17/2012 9:30:29 AM |
| jamiee73 | $25.00 | 9/17/2012 9:39:11 AM |
| krisran | $50.00 | 9/17/2012 9:47:35 AM |
| mikeandcat | $194.92 | 9/17/2012 9:02:46 AM |
| orchestra960 | $300.00 | 9/17/2012 9:04:39 AM |
| first-pragmatic-power | $25.00 | 9/17/2012 10:30:09 AM |
| money-baron-Roth401k | $25.00 | 9/17/2012 9:35:06 AM |
| Weaverville | $25.00 | 9/17/2012 10:41:29 AM |
| TronMedici | $50.00 | 9/17/2012 9:09:31 AM |
| pierrelasvegas | $25.00 | 9/17/2012 9:11:20 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:36 AM |
| Investor_DP | $200.00 | 9/17/2012 9:51:32 AM |
| PoliticinandNegotiatin | $500.00 | 9/17/2012 12:27:31 PM |
| best-elevated-social | $25.00 | 9/17/2012 9:22:49 AM |
| Jack-Sparrow | $25.00 | 9/17/2012 9:45:34 AM |
| red-ethical-duty6 | $30.00 | 9/17/2012 5:04:42 PM |
| rvfbroker | $25.00 | 9/17/2012 9:46:36 AM |
| keiphers | $25.00 | 9/17/2012 1:53:02 PM |
| capital-investor8 | $30.00 | 9/17/2012 2:48:07 PM |
| receptive-affluence035 | $40.00 | 9/17/2012 2:51:53 PM |
| a-community-aficionado | $50.00 | 9/17/2012 3:13:36 PM |
| competent-credit9 | $29.76 | 9/17/2012 9:56:51 AM |
| integrity-reactor4 | $100.00 | 9/17/2012 10:06:12 AM |
| Efinvestors | $25.00 | 9/17/2012 10:56:13 AM |
| paytonbrigadier | $250.00 | 9/17/2012 5:07:26 PM |
| dukeiyer | $25.00 | 9/17/2012 12:33:15 PM |
| handy-justice | $25.00 | 9/17/2012 4:49:10 PM |
| tolerant-responsibility051 | $2,000.00 | 9/17/2012 5:38:39 PM |
| proper-exchange8 | $50.00 | 9/17/2012 5:27:08 PM |
| DirtyJenga | $25.00 | 9/17/2012 5:48:00 PM |
| Forlio | $25.00 | 9/17/2012 5:48:54 PM |
| intelligent-benefit657 | $50.00 | 9/17/2012 5:34:48 PM |
| money-bauble | $100.00 | 9/17/2012 5:35:01 PM |
| oreyedoc | $40.00 | 9/17/2012 5:35:48 PM |
| silver-wonder278 | $25.00 | 9/17/2012 5:37:56 PM |
| Katburg | $25.00 | 9/17/2012 5:43:13 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:51 PM |
| income-rocker2 | $50.00 | 9/17/2012 5:51:30 PM |
| jmcdon7230 | $25.00 | 9/17/2012 5:54:09 PM |
| hope-base | $25.00 | 9/17/2012 5:44:39 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:31 PM |
| marketplace-hut9 | $25.00 | 9/17/2012 6:40:46 PM |
| Astyanax | $30.00 | 9/17/2012 5:53:22 PM |
| papaloha | $111.00 | 9/17/2012 8:51:46 PM |
| Rulea72 | $25.00 | 9/17/2012 9:16:02 PM |
| sublime-liberty6 | $50.00 | 9/17/2012 10:28:28 PM |
| nimble-revenue5 | $93.00 | 9/17/2012 5:59:12 PM |
| peaceful-greenback719 | $28.91 | 9/18/2012 5:22:56 AM |
| Hardlyskiing01 | $50.00 | 9/17/2012 10:26:12 PM |
| return-buddy | $25.00 | 9/18/2012 6:55:54 AM |
| B2152 | $25.00 | 9/18/2012 5:07:44 AM |
| five-star-justice | $25.00 | 9/18/2012 6:28:15 AM |
| bid-prometheus | $30.01 | 9/17/2012 8:42:37 PM |
| alaskan1 | $25.00 | 9/17/2012 10:20:04 PM |
| gnar | $25.00 | 9/18/2012 8:58:23 AM |
| Bank42 | $25.00 | 9/18/2012 3:30:56 AM |
| BizAnalyst | $50.00 | 9/18/2012 5:28:27 AM |
| tranquil-loyalty465 | $50.00 | 9/18/2012 5:56:23 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:12 AM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
633858
This series of Notes was issued and sold upon the funding of the borrower loan #74678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $342.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,707 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exact-benefit5 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,850.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
|
Principal balance:
| $2,485.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because I have steady work at an employee I have worked for over 5 years and my situation is improving.
Monthly net income: $ 5800
Monthly expenses: $ 5050
Housing: $ 1500
Insurance: $ 175
Car expenses: $400
Utilities: $ 275
Phone, cable, internet: $100
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses:$
1050
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jimmiert1148 | $25.00 | 9/10/2012 9:04:36 AM |
| Shingu | $48.00 | 9/10/2012 9:11:47 AM |
| durability-ace9 | $30.00 | 9/10/2012 9:12:32 AM |
| Grandmahoneybee | $45.00 | 9/10/2012 9:37:25 AM |
| Brain_m | $25.00 | 9/10/2012 9:03:27 AM |
| greentomato | $25.00 | 9/10/2012 9:21:12 AM |
| TelegramSam | $25.00 | 9/10/2012 9:58:16 AM |
| AF-Chief | $25.00 | 9/10/2012 9:58:38 AM |
| community-burrito9 | $35.00 | 9/10/2012 9:22:53 AM |
| opportunity85 | $25.00 | 9/10/2012 10:05:08 AM |
| roland1 | $25.00 | 9/10/2012 9:29:33 AM |
| liberty-viola | $30.00 | 9/10/2012 9:34:09 AM |
| managedfund | $1,333.00 | 9/10/2012 10:11:48 AM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 9:36:19 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:49 AM |
| mydogissocute | $25.00 | 9/10/2012 9:38:33 AM |
| TheHillsAreAlive | $25.00 | 9/10/2012 9:28:35 AM |
| NR | $25.00 | 9/10/2012 9:31:10 AM |
| well-rounded-dinero | $25.00 | 9/10/2012 10:24:50 AM |
| sacopt | $25.00 | 9/10/2012 10:27:36 AM |
| john0720 | $25.00 | 9/10/2012 9:58:13 AM |
| randsenterprise | $25.00 | 9/10/2012 10:00:33 AM |
| UstedEsElHombre | $100.00 | 9/10/2012 9:40:52 AM |
| matthart | $25.00 | 9/10/2012 9:53:05 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:54 AM |
| tomdooley12520 | $25.00 | 9/10/2012 11:51:31 AM |
| extraordinary-velocity6 | $25.00 | 9/10/2012 12:22:54 PM |
| investment-accruer4 | $64.00 | 9/10/2012 10:04:37 AM |
| urbane-income7 | $25.00 | 9/10/2012 10:09:31 AM |
| unassailable-fund | $30.00 | 9/10/2012 10:16:10 AM |
| currency-persimmon | $25.00 | 9/10/2012 1:39:38 PM |
| jubilant-agreement0 | $25.00 | 9/10/2012 2:39:38 PM |
| GL464 | $51.43 | 9/10/2012 4:37:03 PM |
| wesleys | $30.00 | 9/10/2012 4:53:17 PM |
| Chief3394 | $25.00 | 9/10/2012 1:39:05 PM |
| global-invest-group | $25.00 | 9/10/2012 11:02:07 AM |
| OldColumbiaRoad | $25.00 | 9/10/2012 11:13:38 AM |
| dukeiyer | $25.00 | 9/10/2012 2:22:48 PM |
| marketplace-singularity3 | $35.00 | 9/10/2012 1:25:34 PM |
| mausolfe | $25.00 | 9/10/2012 2:18:44 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:07 PM |
| HereToHelp305 | $100.00 | 9/10/2012 3:02:27 PM |
| unrelenting-auction7 | $25.00 | 9/10/2012 5:04:49 PM |
| casserole9 | $35.00 | 9/10/2012 5:03:23 PM |
| delectable-point5 | $50.00 | 9/10/2012 5:16:40 PM |
| bill-artisan7 | $25.00 | 9/10/2012 5:04:22 PM |
| durability-solstice8 | $50.00 | 9/10/2012 5:06:05 PM |
| ItsJustMe79 | $25.00 | 9/10/2012 5:14:15 PM |
| breathtaking-funds6 | $50.00 | 9/10/2012 5:21:27 PM |
| SMU_ponies | $25.00 | 9/10/2012 5:15:57 PM |
| duty-powerplant0 | $25.00 | 9/10/2012 5:22:09 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:43 PM |
| pencreek | $25.00 | 9/10/2012 5:15:41 PM |
| bazaar-flow6 | $150.00 | 9/10/2012 5:24:12 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:44 PM |
| HamachiMan | $42.00 | 9/10/2012 5:18:11 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:15 PM |
| gold-sushi | $46.00 | 9/10/2012 5:20:22 PM |
| bid-banjo3 | $100.00 | 9/10/2012 5:20:46 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:13 PM |
| hope-percolator8 | $50.00 | 9/10/2012 5:21:44 PM |
| versatile-dime442 | $174.57 | 9/10/2012 5:27:45 PM |
| order-tamale | $400.00 | 9/10/2012 5:15:02 PM |
| lnuss25 | $35.00 | 9/10/2012 9:11:43 AM |
| jamiee73 | $25.00 | 9/10/2012 9:16:30 AM |
| gjm6d | $25.00 | 9/10/2012 9:24:28 AM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 9:27:25 AM |
| entertaining-rate9 | $25.00 | 9/10/2012 9:04:55 AM |
| rogue_monster | $50.00 | 9/10/2012 9:37:01 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:05 AM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:13 AM |
| finder072 | $25.00 | 9/10/2012 9:19:21 AM |
| loan-mammal | $100.00 | 9/10/2012 9:55:22 AM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 9:06:28 AM |
| JonDough | $25.00 | 9/10/2012 9:22:40 AM |
| value-wind0 | $25.00 | 9/10/2012 9:14:07 AM |
| hope-motor1 | $25.00 | 9/10/2012 10:09:22 AM |
| helpinghand63 | $25.00 | 9/10/2012 9:32:07 AM |
| attentive-compassion1 | $50.00 | 9/10/2012 9:32:34 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:44 AM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:23:39 AM |
| wise-intelligent-duty | $25.00 | 9/10/2012 9:24:44 AM |
| heroic-platinum | $25.00 | 9/10/2012 9:40:08 AM |
| justreturns | $25.00 | 9/10/2012 9:29:19 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:58 AM |
| bellaquito | $500.00 | 9/10/2012 10:24:31 AM |
| thrifty-capital | $30.00 | 9/10/2012 10:25:47 AM |
| payout-paladin3 | $250.00 | 9/10/2012 10:26:23 AM |
| dynamic-money271 | $100.00 | 9/10/2012 9:56:32 AM |
| orange-market-amigo | $200.00 | 9/10/2012 9:34:04 AM |
| plentiful-note6 | $25.00 | 9/10/2012 10:40:30 AM |
| sfmdg | $25.00 | 9/10/2012 9:37:42 AM |
| NickelSteamroller | $35.00 | 9/10/2012 10:03:07 AM |
| mindful-exchange2 | $25.00 | 9/10/2012 11:46:29 AM |
| payout-paradise5 | $25.00 | 9/10/2012 9:59:37 AM |
| hebergee | $25.00 | 9/10/2012 10:01:34 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:41 AM |
| tirelighter778552 | $25.00 | 9/10/2012 1:09:24 PM |
| samurai2 | $25.00 | 9/10/2012 1:15:20 PM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:18 AM |
| arampata | $225.00 | 9/10/2012 3:41:48 PM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:28 PM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:45 AM |
| bartb | $25.00 | 9/10/2012 4:18:39 PM |
| dynamic-platinum | $25.00 | 9/10/2012 4:20:58 PM |
| value-wind0 | $50.00 | 9/10/2012 10:54:50 AM |
| MasonGrad2003 | $25.00 | 9/10/2012 11:15:07 AM |
| ddog0224 | $50.00 | 9/10/2012 2:44:14 PM |
| topher515 | $25.00 | 9/10/2012 5:03:52 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:17 PM |
| compatible-deal9 | $25.00 | 9/10/2012 12:35:25 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:52 PM |
| gold-disk | $25.00 | 9/10/2012 1:34:51 PM |
| Fitiwalt7 | $25.00 | 9/10/2012 2:14:13 PM |
| mrack | $25.00 | 9/10/2012 4:24:54 PM |
| lionheart722 | $100.00 | 9/10/2012 2:47:06 PM |
| Roman_1 | $25.00 | 9/10/2012 2:49:56 PM |
| charming-exchange7 | $25.00 | 9/10/2012 5:01:04 PM |
| Johnab | $25.00 | 9/10/2012 4:21:17 PM |
| tech310 | $50.00 | 9/10/2012 5:16:26 PM |
| ultimate-payment | $25.00 | 9/10/2012 5:10:22 PM |
| elegant-income3 | $48.00 | 9/10/2012 5:15:22 PM |
| j2ee | $50.00 | 9/10/2012 5:16:07 PM |
| Investoman | $25.00 | 9/10/2012 5:13:18 PM |
| mercuriant | $25.00 | 9/10/2012 5:22:50 PM |
| well-mannered-power8 | $25.00 | 9/10/2012 5:25:58 PM |
| truth-seeker8 | $100.00 | 9/10/2012 5:17:50 PM |
| DirtyJenga | $25.00 | 9/10/2012 5:18:06 PM |
| MadHun | $173.00 | 9/10/2012 5:23:08 PM |
| 100units | $200.00 | 9/10/2012 5:21:14 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:49 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:53 PM |
| american6 | $50.00 | 9/10/2012 5:25:19 PM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
634074
This series of Notes was issued and sold upon the funding of the borrower loan #74906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $417.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,896 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| doobieq |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HOME FACELIFT
Purpose of loan: Home Improvement
This loan will be used to...
My financial situation: Stable
I am a good candidate for this loan because...I have a very good job as a nurse and a lawncare business that is now doing over 30K a year part time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| liberty-viola | $30.00 | 9/6/2012 9:07:34 AM |
| ingenious-deal6 | $25.00 | 9/6/2012 9:13:38 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:34 AM |
| SBT | $25.00 | 9/6/2012 10:03:51 AM |
| ready-bid9 | $50.00 | 9/6/2012 10:14:18 AM |
| kfrench | $75.00 | 9/6/2012 10:34:28 AM |
| aztec | $50.00 | 9/6/2012 10:01:32 AM |
| finder072 | $25.00 | 9/6/2012 10:50:49 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:35 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:47 AM |
| hopeful_lender | $100.00 | 9/6/2012 3:46:32 PM |
| HikeMoab | $25.00 | 9/6/2012 12:46:19 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:26 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:52 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:08 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:48 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:58 PM |
| radforj22 | $100.00 | 9/7/2012 8:18:00 AM |
| lendersf | $50.00 | 9/7/2012 9:30:04 AM |
| heeeley | $25.00 | 9/7/2012 10:55:42 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:10 AM |
| kenji4861 | $25.00 | 9/7/2012 10:32:59 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:42 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:55 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:45 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:38 PM |
| LeReve | $500.00 | 9/7/2012 5:25:06 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:36 AM |
| museic1 | $100.00 | 9/9/2012 9:06:29 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:22 PM |
| unflappable-pound3 | $100.00 | 9/9/2012 7:25:16 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:18 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:12 PM |
| impartial-economy1 | $25.00 | 9/11/2012 6:03:11 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:33 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:33:49 AM |
| botfolio | $300.00 | 9/11/2012 11:05:33 AM |
| Rivermaverick | $25.00 | 9/11/2012 12:35:22 PM |
| note-goblin0 | $25.00 | 9/11/2012 2:24:50 PM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:05:07 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:09 PM |
| Dano007 | $100.00 | 9/11/2012 3:40:28 PM |
| RedantFinance | $25.00 | 9/11/2012 3:42:20 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:06 PM |
| martinatime | $25.00 | 9/11/2012 6:07:01 PM |
| Littlepeng | $25.00 | 9/11/2012 5:58:21 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:26:24 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:44 PM |
| crafty | $25.00 | 9/11/2012 7:43:31 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:29 PM |
| Q9-X3 | $50.00 | 9/11/2012 9:01:22 PM |
| blissful-penny | $25.00 | 9/12/2012 1:33:38 AM |
| pure-silver | $25.00 | 9/12/2012 8:13:18 AM |
| revenue-youngster | $25.00 | 9/12/2012 3:28:14 AM |
| nalaari | $25.00 | 9/12/2012 3:59:52 AM |
| universal71 | $25.00 | 9/12/2012 6:43:02 AM |
| Dutch66 | $310.25 | 9/12/2012 9:51:15 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:32 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:36 AM |
| newest-listing-pear | $25.00 | 9/12/2012 11:25:48 AM |
| TheDorito | $100.00 | 9/12/2012 2:11:52 PM |
| BigGuyBank | $27.77 | 9/12/2012 3:19:46 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:50 PM |
| Med-Tech-Here | $25.86 | 9/12/2012 4:42:55 PM |
| proper-commitment5 | $25.00 | 9/12/2012 5:35:47 PM |
| important-diversification620 | $25.00 | 9/12/2012 5:34:45 PM |
| Index_Plus | $2,096.71 | 9/12/2012 7:39:49 PM |
| unbelievable-exchange | $25.00 | 9/11/2012 2:04:50 PM |
| LoanerPrincipal | $25.00 | 9/6/2012 9:41:57 AM |
| prudent-deal662 | $25.00 | 9/6/2012 10:16:31 AM |
| community-burrito9 | $25.00 | 9/6/2012 10:53:45 AM |
| bellaquito | $500.00 | 9/6/2012 11:07:49 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:46 PM |
| lowrater | $50.40 | 9/6/2012 4:59:44 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:38 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:14 PM |
| porter512S | $200.00 | 9/7/2012 3:24:21 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:33 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:53 AM |
| justreturns | $25.00 | 9/7/2012 10:01:12 AM |
| respectful-fairness069 | $27.00 | 9/7/2012 11:46:04 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:19 AM |
| Pickmar | $25.00 | 9/7/2012 12:18:20 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:44 PM |
| pdub | $500.00 | 9/7/2012 12:40:30 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:05 PM |
| j2ee | $50.00 | 9/7/2012 5:05:10 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:14 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:40 PM |
| samurai2 | $25.00 | 9/8/2012 6:23:27 AM |
| Aaron_Oz | $25.00 | 9/8/2012 12:29:39 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:09 PM |
| income-encore1 | $25.00 | 9/8/2012 8:23:30 PM |
| marwadi-62 | $100.00 | 9/8/2012 2:06:26 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:33 PM |
| Castellan | $50.00 | 9/9/2012 12:39:40 PM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:06 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:11 PM |
| funds-harbor6 | $50.00 | 9/9/2012 7:14:53 PM |
| blue-laudable-dinero | $25.00 | 9/10/2012 8:12:46 AM |
| djh47a | $25.00 | 9/10/2012 8:34:39 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:33:42 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:54 PM |
| iamdoug | $25.00 | 9/10/2012 4:20:23 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:55 AM |
| blooming-kindness | $25.00 | 9/11/2012 6:47:38 AM |
| squeebie | $50.00 | 9/11/2012 10:54:34 AM |
| Infowriter | $500.00 | 9/11/2012 11:51:14 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:35 PM |
| Socar360 | $25.00 | 9/11/2012 3:35:20 PM |
| AlexWalex57 | $50.00 | 9/11/2012 7:36:29 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:31 PM |
| langdonx | $50.00 | 9/11/2012 9:40:39 PM |
| heerzaquestion | $35.00 | 9/12/2012 4:38:10 AM |
| anacent | $25.00 | 9/11/2012 9:40:59 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:54 AM |
| Scoreman | $25.00 | 9/12/2012 6:08:05 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:02 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:06 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:20 AM |
| market-assembler | $34.00 | 9/12/2012 9:41:21 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:37 AM |
| auction-sage | $50.00 | 9/12/2012 10:33:55 AM |
| Rivervale_Westwood | $25.00 | 9/12/2012 11:13:23 AM |
| coin-spilunker | $25.00 | 9/12/2012 12:57:34 PM |
| saj454 | $100.00 | 9/12/2012 4:19:56 PM |
| circuitfive | $25.00 | 9/12/2012 5:15:25 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 6:34:10 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:39 PM |
| booyah | $80.00 | 9/12/2012 7:31:41 PM |
| kegs | $150.00 | 9/12/2012 7:27:43 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
634246
This series of Notes was issued and sold upon the funding of the borrower loan #74328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,663 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-return-hugger |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/7/2012 5:03:46 PM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 5:00:50 PM |
| unequaled-truth9 | $100.00 | 9/7/2012 5:07:09 PM |
| wonder3 | $30.00 | 9/7/2012 5:01:49 PM |
| credit-adventurer313 | $25.00 | 9/7/2012 5:12:29 PM |
| calm-platinum957 | $35.00 | 9/7/2012 5:03:12 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:12:55 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:38 PM |
| commerce-venture1 | $25.00 | 9/7/2012 5:15:28 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:16 PM |
| Bank_Of_XL | $25.00 | 9/7/2012 5:09:01 PM |
| Cliffie83 | $25.00 | 9/7/2012 5:13:45 PM |
| houli123 | $25.00 | 9/7/2012 5:08:00 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:13 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:30 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:17 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:21 PM |
| j2ee | $50.00 | 9/7/2012 5:05:36 PM |
| radiant-dollar9 | $109.60 | 9/7/2012 5:19:24 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:15 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:10:00 PM |
| lowrater | $100.40 | 9/7/2012 5:14:35 PM |
| wise-direct-community | $25.00 | 9/7/2012 5:18:36 PM |
| courteous-kindness1 | $25.00 | 9/7/2012 5:15:03 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
634296
This series of Notes was issued and sold upon the funding of the borrower loan #74681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Batman93737 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Home improvements and upgrages
My financial situation: checking and savings
I am a good candidate for this loan because...I have established myself as an individual who pays back his debts.
Monthly net income: $9000
Monthly expenses: $
Housing: $1900
Insurance: $181
Car expenses: $200
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/7/2012 5:03:46 PM |
| RGlad | $200.00 | 9/6/2012 9:06:44 AM |
| Vegasjim | $25.00 | 9/6/2012 9:11:20 AM |
| superb-funds335 | $25.00 | 9/6/2012 9:13:17 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:31 AM |
| mikrolown | $25.00 | 9/6/2012 9:28:51 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:35 AM |
| return-pioneer221 | $200.00 | 9/6/2012 9:40:49 AM |
| thankful-nickel2 | $50.00 | 9/6/2012 9:45:13 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:38 AM |
| houli123 | $250.00 | 9/6/2012 11:09:15 AM |
| 01a_MrsUSC | $50.00 | 9/6/2012 10:58:11 AM |
| gaiusceasar | $25.00 | 9/6/2012 12:41:13 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:26 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:52 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:44 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:08 PM |
| SBT | $25.00 | 9/6/2012 6:08:56 PM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:07 AM |
| SC2TX | $50.00 | 9/7/2012 9:24:39 AM |
| top-courteous-peso | $46.00 | 9/7/2012 9:55:58 AM |
| keynaples | $100.00 | 9/7/2012 10:17:58 AM |
| sonicpluto | $25.00 | 9/7/2012 10:23:03 AM |
| sunny-listing5 | $50.00 | 9/7/2012 10:23:47 AM |
| global-invest-group | $50.00 | 9/7/2012 10:37:28 AM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:50:14 AM |
| genius520 | $100.00 | 9/7/2012 5:01:35 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:42 PM |
| the-inspired-justice | $35.00 | 9/7/2012 4:42:31 PM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 5:00:49 PM |
| wizard750 | $28.00 | 9/7/2012 5:03:31 PM |
| valiant-liberty4 | $25.00 | 9/7/2012 5:01:59 PM |
| j2ee | $50.00 | 9/7/2012 5:05:36 PM |
| worthy-compassion878 | $25.00 | 9/7/2012 5:14:48 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:21 PM |
| Gladglide | $25.00 | 9/7/2012 5:08:53 PM |
| porter512S | $200.00 | 9/7/2012 5:21:54 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:33 PM |
| 100units | $200.00 | 9/7/2012 5:11:55 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:34 PM |
| newest-bid-britches | $100.00 | 9/7/2012 5:15:09 PM |
| lakshmilila | $25.00 | 9/7/2012 5:33:45 PM |
| DreisersFinancier | $50.00 | 9/7/2012 5:16:43 PM |
| HenryS | $30.00 | 9/7/2012 5:37:40 PM |
| progressive-gold6 | $100.00 | 9/7/2012 5:15:47 PM |
| micko | $25.00 | 9/7/2012 5:17:19 PM |
| WalnutCreekguy | $50.00 | 9/7/2012 5:54:44 PM |
| first-friendly-listing | $50.00 | 9/7/2012 5:56:25 PM |
| unrelenting-auction7 | $25.00 | 9/7/2012 5:56:53 PM |
| geuvera-capital | $25.00 | 9/7/2012 5:57:45 PM |
| LeReve | $500.00 | 9/7/2012 5:25:34 PM |
| compassionate-auction6 | $150.00 | 9/7/2012 6:04:50 PM |
| Educatedmike | $25.00 | 9/7/2012 6:06:04 PM |
| adaboy65 | $53.00 | 9/7/2012 5:27:33 PM |
| fair-pound5 | $45.00 | 9/7/2012 5:28:17 PM |
| BB-ptoploan | $50.00 | 9/7/2012 5:31:24 PM |
| MrBailey | $25.00 | 9/7/2012 5:33:03 PM |
| terrific-dough6 | $41.00 | 9/7/2012 5:27:49 PM |
| superb-fund9 | $25.00 | 9/7/2012 5:41:54 PM |
| Supersasha | $25.00 | 9/7/2012 5:31:54 PM |
| Aliso-Viejo | $50.00 | 9/7/2012 5:46:10 PM |
| Mathon | $25.00 | 9/7/2012 5:35:26 PM |
| 1randyp | $25.00 | 9/7/2012 5:35:34 PM |
| Bank_Menry | $25.00 | 9/7/2012 5:49:37 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:51 PM |
| BansirOfBabylon | $25.00 | 9/7/2012 5:54:52 PM |
| delicious-cash | $50.00 | 9/7/2012 5:40:13 PM |
| IIP77 | $25.00 | 9/7/2012 5:43:33 PM |
| handshake5 | $100.00 | 9/7/2012 6:01:04 PM |
| Mark-7 | $50.00 | 9/7/2012 5:47:15 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:48 PM |
| mwl | $25.00 | 9/7/2012 6:05:49 PM |
| Sixmil | $100.00 | 9/7/2012 6:06:28 PM |
| subtle-bill727 | $25.00 | 9/7/2012 6:16:59 PM |
| interstellar | $75.00 | 9/7/2012 6:34:28 PM |
| DaGoldenchild | $25.00 | 9/7/2012 7:08:48 PM |
| blackstar | $25.00 | 9/8/2012 2:53:27 AM |
| frooogal | $25.00 | 9/7/2012 8:00:28 PM |
| eljobe | $45.00 | 9/7/2012 8:32:29 PM |
| MG_Holdings | $25.00 | 9/7/2012 8:39:00 PM |
| thebiggestnagger | $34.68 | 9/7/2012 9:08:21 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:37 PM |
| economy-popcorn | $25.00 | 9/8/2012 5:55:00 AM |
| credit-adventurer313 | $35.00 | 9/8/2012 5:19:42 AM |
| dudebrah | $25.00 | 9/8/2012 8:00:52 AM |
| mammalian4 | $50.00 | 9/8/2012 9:06:33 AM |
| BSIGnow | $27.00 | 9/8/2012 9:15:11 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:06 AM |
| p40thawk | $25.00 | 9/8/2012 11:30:12 AM |
| tombomb | $25.37 | 9/8/2012 8:34:15 AM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:45 AM |
| influential-cash7 | $25.00 | 9/8/2012 12:05:36 PM |
| dime-sprout | $25.00 | 9/8/2012 12:07:04 PM |
| psycardis | $33.37 | 9/8/2012 9:46:34 AM |
| Reinadog9 | $25.00 | 9/8/2012 12:01:02 PM |
| yield-trader | $25.00 | 9/8/2012 12:14:12 PM |
| EBITDA | $25.00 | 9/8/2012 12:15:40 PM |
| cash-reaction2 | $25.00 | 9/8/2012 12:04:53 PM |
| first-wampum-trapper | $25.00 | 9/8/2012 12:18:38 PM |
| bid-czar8 | $100.00 | 9/8/2012 12:04:55 PM |
| durability-mad-scientist4 | $100.00 | 9/8/2012 12:01:20 PM |
| awern | $46.61 | 9/8/2012 12:24:05 PM |
| Bookophile | $50.00 | 9/8/2012 12:25:59 PM |
| best-witty-income | $25.00 | 9/8/2012 12:06:03 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:12 PM |
| ASR3 | $50.00 | 9/8/2012 12:08:55 PM |
| zipemdown | $25.00 | 9/8/2012 12:09:24 PM |
| lakehavasu88 | $25.00 | 9/8/2012 12:09:37 PM |
| cognizant-truth0 | $25.00 | 9/8/2012 12:18:35 PM |
| TheDorito | $100.00 | 9/8/2012 12:13:02 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:54 PM |
| arkayem | $45.00 | 9/8/2012 12:20:59 PM |
| nanda | $25.00 | 9/8/2012 12:23:03 PM |
| benevolent-bonus | $25.00 | 9/8/2012 12:49:15 PM |
| money-surge1 | $25.00 | 9/8/2012 12:52:09 PM |
| Ironlock | $25.00 | 9/8/2012 12:30:06 PM |
| red-power-pecan | $50.00 | 9/8/2012 12:31:59 PM |
| shiny-dollar9 | $25.00 | 9/8/2012 12:32:05 PM |
| income-buddy7 | $50.00 | 9/8/2012 12:54:37 PM |
| unforgettable-wealth4 | $50.00 | 9/8/2012 12:24:55 PM |
| payout-paradise5 | $25.00 | 9/8/2012 12:59:34 PM |
| loan-wasp | $28.00 | 9/8/2012 12:43:00 PM |
| rebelduke | $25.00 | 9/8/2012 12:35:01 PM |
| haplender | $50.00 | 9/8/2012 1:05:36 PM |
| productive-ore | $25.00 | 9/8/2012 12:51:02 PM |
| Beld | $50.00 | 9/8/2012 12:51:55 PM |
| Hambone1111 | $25.00 | 9/8/2012 12:54:39 PM |
| gamp | $25.00 | 9/8/2012 12:46:30 PM |
| wise-rupee-sanctuary | $39.00 | 9/8/2012 1:02:45 PM |
| nimble-revenue5 | $100.00 | 9/8/2012 1:04:11 PM |
| BXA | $32.00 | 9/8/2012 1:05:29 PM |
| logical-investment4 | $25.00 | 9/8/2012 1:00:18 PM |
| cgorry | $25.00 | 9/8/2012 1:03:40 PM |
| ursus | $200.00 | 9/6/2012 9:23:36 AM |
| commerce-venture1 | $25.00 | 9/6/2012 9:27:49 AM |
| commerce-venture1 | $25.00 | 9/6/2012 9:32:37 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:57 AM |
| kfrench | $75.00 | 9/6/2012 10:48:29 AM |
| toblerone | $25.00 | 9/6/2012 10:24:13 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:38 AM |
| Fitiwalt7 | $25.00 | 9/6/2012 10:46:13 AM |
| 01a_MrUSC_IRA | $25.00 | 9/6/2012 11:24:31 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:48 AM |
| spark548 | $25.00 | 9/6/2012 5:08:53 PM |
| goat0 | $100.00 | 9/6/2012 5:36:45 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:38 PM |
| _NaLNaBB | $250.00 | 9/6/2012 9:20:26 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:12 PM |
| kk-gp | $100.00 | 9/7/2012 7:58:02 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:33 AM |
| pdub | $500.00 | 9/7/2012 12:40:30 PM |
| diversification-taco1 | $25.00 | 9/7/2012 4:38:38 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:21 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:06 PM |
| Kaj | $25.00 | 9/7/2012 5:02:55 PM |
| economy-producer | $25.00 | 9/7/2012 5:11:52 PM |
| dough-arrow0 | $200.00 | 9/7/2012 5:14:56 PM |
| truth-seeker8 | $100.00 | 9/7/2012 5:07:13 PM |
| worth-poblano9 | $200.00 | 9/7/2012 5:07:44 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:36 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:17 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:16 PM |
| wise-virtuous-vigilance | $100.00 | 9/7/2012 5:17:27 PM |
| 87Marc | $25.00 | 9/7/2012 5:50:56 PM |
| focused-yield4 | $100.00 | 9/7/2012 5:18:27 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:53 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:23 PM |
| orange-preeminant-bill | $25.00 | 9/7/2012 5:58:55 PM |
| CAGE-Investments | $25.00 | 9/7/2012 5:25:19 PM |
| Thunderswan | $100.00 | 9/7/2012 5:23:10 PM |
| money-vista | $25.00 | 9/7/2012 6:05:12 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:09 PM |
| billi | $25.00 | 9/7/2012 6:13:38 PM |
| finder072 | $25.00 | 9/7/2012 5:27:57 PM |
| casserole9 | $25.00 | 9/7/2012 5:32:38 PM |
| bid-catalyst0 | $100.00 | 9/7/2012 5:33:02 PM |
| p2p-czar3 | $25.00 | 9/7/2012 5:49:37 PM |
| wise-deal-panda | $100.00 | 9/7/2012 5:52:54 PM |
| moviedaze | $25.00 | 9/7/2012 5:41:08 PM |
| panther757 | $25.00 | 9/7/2012 6:00:29 PM |
| pragmatic-auction8 | $50.00 | 9/7/2012 6:00:59 PM |
| enticing-note | $25.00 | 9/7/2012 5:47:49 PM |
| mikbos | $25.00 | 9/7/2012 5:49:42 PM |
| manfromMaine | $25.00 | 9/7/2012 6:11:15 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:25:25 PM |
| jo2y | $25.00 | 9/7/2012 6:07:17 PM |
| jebber007 | $30.00 | 9/7/2012 6:21:57 PM |
| treasure-coyote3 | $25.00 | 9/8/2012 1:28:22 AM |
| bonus-seahorse | $30.00 | 9/8/2012 2:39:56 AM |
| unger | $355.00 | 9/7/2012 7:26:12 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:56:55 PM |
| order-taco-bell | $25.00 | 9/7/2012 8:33:12 PM |
| ejcunc | $25.00 | 9/8/2012 4:12:13 AM |
| graceful-investment | $53.00 | 9/8/2012 6:19:29 AM |
| quest0 | $50.00 | 9/8/2012 9:24:40 AM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:07 AM |
| purposeful-gold | $25.00 | 9/8/2012 10:40:06 AM |
| ASG_NECO | $25.47 | 9/8/2012 6:55:08 AM |
| moola-accelerator6 | $32.00 | 9/8/2012 8:01:02 AM |
| dcfinancial | $25.00 | 9/8/2012 10:47:13 AM |
| bnlforever | $25.00 | 9/8/2012 12:08:03 PM |
| kind-magnificent-bid | $50.00 | 9/8/2012 12:10:19 PM |
| euro-catalyst | $25.00 | 9/8/2012 11:10:22 AM |
| tender-commerce8 | $50.00 | 9/8/2012 12:20:00 PM |
| orearella3 | $25.00 | 9/8/2012 12:10:41 PM |
| silver-enlightenment0 | $25.00 | 9/8/2012 12:05:29 PM |
| musegaze | $50.00 | 9/8/2012 12:06:04 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:41 PM |
| Toby1montana | $50.00 | 9/8/2012 12:09:11 PM |
| moola-wildebeest3 | $50.00 | 9/8/2012 12:15:13 PM |
| cahjoon | $25.00 | 9/8/2012 12:36:14 PM |
| principal-cooker2 | $50.00 | 9/8/2012 12:16:06 PM |
| heavenly-bazaar3 | $81.00 | 9/8/2012 12:22:36 PM |
| a-finance-nirvana | $25.00 | 9/8/2012 12:43:25 PM |
| extraordinary-interest1 | $50.00 | 9/8/2012 12:14:33 PM |
| finance-prescription | $100.00 | 9/8/2012 12:29:29 PM |
| magnitude787 | $30.00 | 9/8/2012 12:23:44 PM |
| lacolo | $50.00 | 9/8/2012 12:54:18 PM |
| kind-lovely-marketplace | $25.00 | 9/8/2012 12:25:06 PM |
| financial-frenzy | $50.00 | 9/8/2012 12:35:17 PM |
| rate-mogul | $50.00 | 9/8/2012 12:35:22 PM |
| hard-working-rate3 | $25.00 | 9/8/2012 12:26:53 PM |
| life-is-great | $25.00 | 9/8/2012 12:57:59 PM |
| industrious-transparency6 | $25.00 | 9/8/2012 12:33:07 PM |
| JayIsABear | $35.00 | 9/8/2012 12:33:17 PM |
| SkepticalBen | $25.00 | 9/8/2012 12:44:05 PM |
| ryanplays311 | $25.00 | 9/8/2012 12:49:58 PM |
| MadHun | $200.00 | 9/8/2012 12:50:20 PM |
| fantastic-wampum1 | $100.00 | 9/8/2012 12:42:16 PM |
| ineba | $25.00 | 9/8/2012 12:43:20 PM |
| hard-working-loot | $50.00 | 9/8/2012 12:54:20 PM |
| shmb6508 | $50.00 | 9/8/2012 12:47:05 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:45 PM |
| the-profit-oracle | $25.00 | 9/8/2012 12:58:14 PM |
| 234 Investments
|
Borrower Payment Dependent Notes Series
634344
This series of Notes was issued and sold upon the funding of the borrower loan #74538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $388.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 47y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,536 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-abundant-leverage |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...waterproof the basement in my home. I care for my 2 year old grandson who plays there and I want it to be a healthy environment.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2790
Monthly expenses: $100
Housing: $500/mo
Insurance: $in escrow
Car expenses: $own car
Utilities: $75
Phone, cable, internet: $110
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/7/2012 5:01:22 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:23 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:31 PM |
| worth-blanket2 | $13,500.00 | 9/7/2012 5:13:17 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:22 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:14 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 5:06:42 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:15 PM |
| repayment-pagoda8 | $100.00 | 9/7/2012 5:09:59 PM |
| 100units | $200.00 | 9/7/2012 5:11:44 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:08 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
634414
This series of Notes was issued and sold upon the funding of the borrower loan #74382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $118.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
23 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,017 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BeanCounter97116 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $1,547.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off other high interest credit cards. My daughter just started high school and my goal is to get my debt as far down as I can in the next four years so when she graduates I can help her further her education.
My financial situation:
I am a good candidate for this loan because I have a good stable job and pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/13/2012 5:07:31 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:51 PM |
| lnuss25 | $25.00 | 9/13/2012 5:19:52 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:08 PM |
| Perdita_II | $25.00 | 9/13/2012 5:20:31 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:34 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:16 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:39 PM |
| djh47a | $25.00 | 9/13/2012 5:36:06 PM |
| timmsc | $25.00 | 9/13/2012 5:30:37 PM |
| thrifty-transaction578 | $25.00 | 9/13/2012 5:26:56 PM |
| important-ore | $150.00 | 9/13/2012 5:27:02 PM |
| skro | $25.00 | 9/13/2012 5:46:26 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:28:06 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:15 PM |
| chlebie | $50.00 | 9/13/2012 5:49:12 PM |
| gravbox | $25.00 | 9/13/2012 5:38:18 PM |
| nbah123 | $50.00 | 9/13/2012 6:17:56 PM |
| knowledgeable-silver6 | $25.00 | 9/13/2012 5:58:26 PM |
| Sneezie | $100.00 | 9/13/2012 6:00:16 PM |
| LoanerPrincipal | $25.00 | 9/13/2012 6:39:56 PM |
| blue-laudable-dinero | $25.00 | 9/13/2012 7:18:02 PM |
| Mad_Scientist | $77.00 | 9/13/2012 7:35:31 PM |
| BxRealtor | $25.00 | 9/13/2012 6:09:17 PM |
| bellaquito | $500.00 | 9/13/2012 6:37:06 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:40 PM |
| 1SteelerFan | $30.00 | 9/13/2012 7:07:47 PM |
| woodslip | $25.00 | 9/13/2012 7:13:13 PM |
| first-serene-credit | $25.00 | 9/13/2012 7:17:56 PM |
| sentimental-cash0 | $25.00 | 9/13/2012 7:19:57 PM |
| momsgirls | $25.00 | 9/13/2012 6:44:03 PM |
| reinforced-gain7 | $147.66 | 9/13/2012 7:42:03 PM |
| historic-value7 | $200.00 | 9/13/2012 6:56:47 PM |
| newest-thrilling-income | $35.00 | 9/13/2012 7:14:11 PM |
| mariah8641 | $30.00 | 9/13/2012 5:07:01 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:20 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:19:13 PM |
| Science7124 | $25.00 | 9/13/2012 5:36:23 PM |
| MichaelProsper | $40.00 | 9/13/2012 5:40:26 PM |
| ready-bid9 | $30.00 | 9/13/2012 5:30:35 PM |
| john0720 | $25.00 | 9/13/2012 5:27:13 PM |
| CreditBuilder2 | $25.01 | 9/13/2012 5:27:29 PM |
| brazzier-cluster | $25.00 | 9/13/2012 5:34:56 PM |
| wetlands | $200.00 | 9/13/2012 5:31:00 PM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 5:31:05 PM |
| LeReve | $500.00 | 9/13/2012 5:35:34 PM |
| Cory79 | $25.33 | 9/13/2012 6:10:27 PM |
| peso-tostada | $200.00 | 9/13/2012 5:54:43 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:48 PM |
| liberty-viola | $30.00 | 9/13/2012 6:00:02 PM |
| networks4ever | $25.00 | 9/13/2012 6:01:43 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:10 PM |
| Castellan | $50.00 | 9/13/2012 6:05:41 PM |
| charming-exchange7 | $25.00 | 9/13/2012 6:11:27 PM |
| capital-blueberry | $25.00 | 9/13/2012 5:59:02 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:03 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:49 PM |
| prudent-bid3 | $35.00 | 9/13/2012 7:00:59 PM |
| availableloan | $25.00 | 9/13/2012 6:28:56 PM |
| rokman | $70.00 | 9/13/2012 6:45:36 PM |
| antlr | $25.00 | 9/13/2012 7:14:18 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
634578
This series of Notes was issued and sold upon the funding of the borrower loan #74765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,934 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SrtaYenni |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay for unexpected medical expenses for myself. My insurance will not cover it and I need to proceed anyway.
My financial situation:
I am a good candidate for this loan because I have great credit history, I pay my bills on time, and I have worked for my current employer for seven years, although if you include my active duty military time, I have held the same job within the US Federal Government for 15 years. My job (security clearance) requires me to be fiscally responsible. I currently live overseas in housing provided to me at no cost (including utilities).
Monthly net income: $8404
Monthly expenses: $3830
Housing: $0
Insurance: $80
Car expenses: $100 (gas only; government car and personal vehicle is paid for)
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $1000
Credit cards and other loans: $1000
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MI2 | $5,000.00 | 9/12/2012 5:02:25 PM |
| Bank_Of_XL | $25.00 | 9/12/2012 5:02:27 PM |
| Jloaner | $100.00 | 9/12/2012 5:08:19 PM |
| commerce-venture1 | $25.00 | 9/12/2012 5:05:27 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:05:59 PM |
| Wangchuk | $25.00 | 9/12/2012 5:05:12 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:56 PM |
| worth-blanket2 | $13,500.00 | 9/12/2012 5:09:20 PM |
| InChicago | $80.03 | 9/12/2012 5:04:45 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
634620
This series of Notes was issued and sold upon the funding of the borrower loan #74596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| justice-telescope7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2600
Monthly expenses: $ 1300
Housing: $ 0
Insurance: $ 10
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $ 120
Clothing, household expenses: $ 0
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SweatyBalls | $30.00 | 9/6/2012 5:17:34 PM |
| creditjunky | $50.00 | 9/6/2012 5:21:34 PM |
| glimmering-liberty616 | $25.00 | 9/6/2012 5:37:13 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:41:40 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:40 PM |
| reflective-rupee | $25.00 | 9/6/2012 7:00:57 PM |
| Rogelio48 | $30.00 | 9/6/2012 7:57:50 PM |
| blitzen40 | $25.00 | 9/6/2012 8:08:48 PM |
| commerce-venture1 | $25.00 | 9/7/2012 6:09:45 AM |
| let_me_retire | $50.00 | 9/7/2012 3:58:08 AM |
| foothillender | $25.00 | 9/7/2012 8:20:41 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:39 AM |
| d2vid | $100.00 | 9/7/2012 10:17:39 AM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:18:31 PM |
| marwadi-62 | $100.00 | 9/7/2012 3:59:21 PM |
| Stockpicker | $105.00 | 9/7/2012 4:35:33 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:45 PM |
| LendingPimp | $26.00 | 9/7/2012 6:00:57 PM |
| goodhearted-finance2 | $25.00 | 9/7/2012 7:27:51 PM |
| skillful-asset5 | $25.00 | 9/7/2012 7:56:18 PM |
| dickfore | $25.00 | 9/7/2012 8:45:15 PM |
| herschelw | $69.02 | 9/8/2012 1:34:30 AM |
| Bob450 | $25.00 | 9/8/2012 7:55:18 AM |
| rockhound84 | $37.00 | 9/8/2012 8:59:18 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:33:52 AM |
| Legally_Blonde | $28.72 | 9/8/2012 8:28:33 AM |
| hopheadmike | $26.00 | 9/8/2012 11:25:18 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:13 PM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:55:00 PM |
| Steveo64 | $30.00 | 9/8/2012 5:35:12 PM |
| ore-dojo | $21.53 | 9/8/2012 9:49:51 PM |
| return-rocket9 | $50.00 | 9/8/2012 6:23:31 PM |
| favorite-commerce | $50.00 | 9/8/2012 8:59:12 PM |
| CA-Lender | $25.00 | 9/8/2012 9:35:41 PM |
| blue111 | $25.00 | 9/6/2012 5:11:29 PM |
| worthy-bid8 | $100.00 | 9/6/2012 5:36:14 PM |
| MFBank | $50.00 | 9/6/2012 6:02:07 PM |
| riveting-credit5 | $25.00 | 9/6/2012 5:53:23 PM |
| CreditBuilder2 | $25.02 | 9/6/2012 6:24:28 PM |
| money-baron | $50.00 | 9/6/2012 6:01:45 PM |
| julijask | $25.00 | 9/6/2012 6:10:45 PM |
| whirlingdervish | $100.00 | 9/6/2012 9:19:02 PM |
| market-bearer0 | $25.00 | 9/7/2012 6:58:46 AM |
| majestic-bill8 | $25.00 | 9/7/2012 8:23:11 AM |
| zone6 | $100.00 | 9/7/2012 9:38:25 AM |
| pdub | $250.00 | 9/7/2012 12:42:35 PM |
| dudebrah | $25.00 | 9/7/2012 12:59:56 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:12 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:02:17 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:54 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:59 PM |
| creditologist281 | $50.70 | 9/7/2012 5:36:30 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:07 PM |
| appetizing-loyalty354 | $200.00 | 9/7/2012 7:08:14 PM |
| goal-platinum7 | $255.01 | 9/7/2012 8:02:10 PM |
| LendingPimp | $50.00 | 9/8/2012 1:55:45 AM |
| Kapitaal | $25.00 | 9/8/2012 6:10:16 AM |
| CO80487 | $100.00 | 9/7/2012 7:36:42 PM |
| orange-pound-party | $36.00 | 9/7/2012 9:02:57 PM |
| buffalobills | $25.00 | 9/8/2012 8:47:05 AM |
| payout-hammock1 | $50.00 | 9/8/2012 1:17:43 AM |
| jmvingeorgia | $25.00 | 9/8/2012 7:50:36 AM |
| brilliant-balance | $50.00 | 9/8/2012 1:48:36 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:02 PM |
| stock106 | $25.00 | 9/8/2012 3:29:07 PM |
| Iwillhuntyoudown | $25.00 | 9/8/2012 6:50:15 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
634644
This series of Notes was issued and sold upon the funding of the borrower loan #74274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $95.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 2m |
|
Amount delinquent:
| $368 |
Total credit lines:
| 37 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,923 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hopeful-finance |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 37 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2011)
640-659
(Sep-2010)
680-699
(Jul-2009)
|
|
Principal balance:
| $1,685.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 37 | | |
Description
A Little Help From My Friends...
Purpose of loan: Debt consolidation
This loan will be used to...Pay off credit cards/"unauthorized" charges to bank account
I am a good candidate for this loan because...I'm a responsible person with a fulll time job and my credit score is higher than it has ever been! I have 3 small credit cards that gnawl at me every month and would LOVE to have just one payment to make through Prosper. I recently made an online purchase for my son's birthday, and the amount was taken out of my bank account eleven times. Yes, eleven! I will eventually get my money back from them, but I've incurred many fees through my bank due to the overdrawal, and some of this money would help out with everyday costs until I get reimbursed! I will also be paying off my existing Prosper loan with this money. This loan will be my third loan :)
Monthly net income: $2,200
Monthly expenses: $2,297
Housing: $450
Insurance: $88
Car expenses: $170
Utilities: $135
Phone, cable, internet: $104
Food, entertainment: $525
Clothing, household expenses: $300
Credit cards and other loans: $225
Other: Bank account currently negative almost $300 due to issue described above!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/13/2012 5:20:36 PM |
| mondial4 | $100.00 | 9/13/2012 5:00:59 PM |
| trumpeter5 | $25.00 | 9/13/2012 5:03:20 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:51 PM |
| MoneyForNothing | $37.37 | 9/13/2012 5:03:42 PM |
| Perdita_II | $25.00 | 9/13/2012 5:20:32 PM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 5:08:59 PM |
| fcrick | $50.00 | 9/13/2012 5:05:09 PM |
| Auburnmist | $25.00 | 9/13/2012 5:26:38 PM |
| hope-percolator8 | $50.00 | 9/13/2012 5:26:54 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:24 PM |
| worthy-compassion878 | $25.00 | 9/13/2012 5:28:47 PM |
| resolute-worth4 | $50.00 | 9/13/2012 5:09:35 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:17 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:28:16 PM |
| market-dancer8 | $25.00 | 9/13/2012 5:28:54 PM |
| IP | $25.00 | 9/13/2012 5:29:11 PM |
| bid-banjo3 | $100.00 | 9/13/2012 5:26:06 PM |
| runner262 | $25.00 | 9/13/2012 5:27:22 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:20 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:00 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:34 PM |
| AF-Chief | $25.00 | 9/13/2012 5:15:50 PM |
| j2ee | $50.00 | 9/13/2012 5:22:08 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:38 PM |
| felicity-contributor3 | $35.00 | 9/13/2012 5:08:02 PM |
| red-luminous-gain | $25.00 | 9/13/2012 5:29:14 PM |
| bullwink27 | $25.00 | 9/13/2012 5:17:03 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:18:11 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:49 PM |
| jazz619 | $25.00 | 9/13/2012 5:21:43 PM |
| Investoman | $25.00 | 9/13/2012 5:22:04 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:54 PM |
| sweety075 | $25.00 | 9/13/2012 5:28:30 PM |
| MoneyForNothing | $34.51 | 9/13/2012 5:22:54 PM |
| thrifty-capital | $25.00 | 9/13/2012 5:23:43 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
634700
This series of Notes was issued and sold upon the funding of the borrower loan #74675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,529 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Quinn10914 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... combine 7 plus credit cards into one monthly payment
My financial situation: Very good
I am a good candidate for this loan because... all of my accounts are current and paid on time. I am looking to consolidate credit card payments to reduce annual percentage rates into a lower monthly payment and eliminate debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/6/2012 5:10:13 PM |
| kenji4861 | $25.00 | 9/6/2012 5:16:06 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:40 PM |
| ready-interest9 | $25.00 | 9/6/2012 6:02:10 PM |
| thankful-nickel2 | $50.00 | 9/6/2012 6:36:29 PM |
| blot44 | $25.00 | 9/6/2012 8:43:45 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:37 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:34 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:46 PM |
| samurai2 | $25.00 | 9/9/2012 5:46:52 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:24 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:52 AM |
| misit | $25.00 | 9/10/2012 11:53:21 AM |
| j2ee | $50.00 | 9/10/2012 5:16:02 PM |
| wonderful-rupee | $25.00 | 9/10/2012 5:13:27 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:15 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:27 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:00 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:23 PM |
| top-community-voyage | $50.00 | 9/10/2012 6:09:58 PM |
| trade-solo | $25.00 | 9/10/2012 6:00:15 PM |
| booyah | $100.00 | 9/10/2012 6:33:05 PM |
| proper-commitment5 | $25.00 | 9/10/2012 6:08:43 PM |
| phenomenal-gain5 | $25.00 | 9/10/2012 6:40:55 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:38 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:14 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:51 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:42 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:40 PM |
| Tradesmanlender | $25.00 | 9/11/2012 9:20:43 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:53 AM |
| Investoman | $25.00 | 9/11/2012 9:52:19 AM |
| AFairDeal | $25.00 | 9/11/2012 9:57:59 AM |
| AmericanCredit | $100.00 | 9/11/2012 10:06:31 AM |
| compoundinterest | $25.00 | 9/11/2012 10:03:43 AM |
| bds9646 | $26.00 | 9/11/2012 10:03:49 AM |
| octoberfresh | $25.00 | 9/11/2012 10:08:48 AM |
| enticing-note | $25.00 | 9/11/2012 10:13:37 AM |
| nuclearmoose | $50.00 | 9/11/2012 10:21:11 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:04 AM |
| dharma1 | $25.00 | 9/11/2012 10:36:15 AM |
| jazz619 | $25.00 | 9/11/2012 10:53:39 AM |
| RocketSurgeon | $25.00 | 9/11/2012 10:45:22 AM |
| pthighs | $100.00 | 9/11/2012 12:15:57 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:12 PM |
| martinnc | $50.00 | 9/11/2012 1:31:09 PM |
| the-gentle-dinero9 | $25.00 | 9/11/2012 3:17:03 PM |
| GrooveBiz | $50.00 | 9/11/2012 1:40:26 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:09 PM |
| BigSkyMontana | $25.00 | 9/11/2012 4:00:25 PM |
| broc78 | $50.00 | 9/11/2012 2:35:53 PM |
| Dano007 | $50.00 | 9/11/2012 3:24:59 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:06 PM |
| mjjjrj | $25.00 | 9/11/2012 4:29:57 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:26 PM |
| LovinMe | $25.00 | 9/11/2012 5:48:07 PM |
| dineroasaurus | $25.00 | 9/11/2012 6:36:10 PM |
| BOBCH | $50.00 | 9/11/2012 7:01:39 PM |
| proper-exchange8 | $50.00 | 9/11/2012 6:15:40 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:31 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:27:19 PM |
| hope-kingdom | $125.00 | 9/11/2012 6:15:59 PM |
| banker334 | $40.00 | 9/11/2012 8:15:24 PM |
| blue-laudable-dinero | $50.00 | 9/11/2012 9:15:58 PM |
| langdonx | $50.00 | 9/11/2012 9:40:40 PM |
| lively-exchange | $25.00 | 9/11/2012 8:56:42 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:45 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:29 PM |
| cadiju | $30.00 | 9/12/2012 12:53:56 AM |
| markdental | $25.00 | 9/12/2012 8:25:04 AM |
| mortikai | $50.00 | 9/12/2012 5:24:35 AM |
| YampaQuant | $25.00 | 9/12/2012 6:58:50 AM |
| universal71 | $25.00 | 9/12/2012 6:43:02 AM |
| csakhil | $50.00 | 9/12/2012 9:07:39 AM |
| proper-funds8 | $100.00 | 9/12/2012 8:44:35 AM |
| syounker | $25.00 | 9/12/2012 9:10:25 AM |
| power-amusement | $25.00 | 9/12/2012 9:00:51 AM |
| shaker348 | $25.00 | 9/12/2012 8:12:55 AM |
| Aimvest | $25.00 | 9/12/2012 9:02:55 AM |
| selfmademan | $25.00 | 9/12/2012 9:07:59 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:37 AM |
| american6 | $50.00 | 9/12/2012 9:53:57 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:56 AM |
| Jofga | $25.00 | 9/12/2012 2:58:42 PM |
| azazle | $25.00 | 9/12/2012 7:18:00 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:08 AM |
| Darts | $50.00 | 9/12/2012 7:45:50 PM |
| MCDXLIV | $25.00 | 9/13/2012 7:19:50 AM |
| azazle | $25.00 | 9/12/2012 11:02:55 PM |
| sgt-schultz | $30.00 | 9/13/2012 6:04:23 AM |
| apple757 | $29.00 | 9/13/2012 9:16:17 AM |
| fantastic-openness | $250.00 | 9/13/2012 8:59:17 AM |
| Future-Await21 | $50.00 | 9/13/2012 9:18:12 AM |
| the-bright-velocity | $25.00 | 9/13/2012 9:26:18 AM |
| johntims | $25.00 | 9/13/2012 1:22:19 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:18 AM |
| SBT | $25.00 | 9/13/2012 11:12:02 AM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:09 PM |
| wetlands | $200.00 | 9/13/2012 5:31:10 PM |
| BxRealtor | $25.00 | 9/13/2012 6:09:14 PM |
| new-return-faire | $25.00 | 9/13/2012 5:50:03 PM |
| fearless-wampum2 | $25.00 | 9/13/2012 5:57:06 PM |
| student17354 | $35.00 | 9/13/2012 6:50:28 PM |
| dough-hammock | $50.00 | 9/13/2012 9:35:58 PM |
| antlr | $25.00 | 9/13/2012 7:14:11 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:00 PM |
| chesterCFO | $25.00 | 9/14/2012 3:58:32 AM |
| dollar-chestnut8 | $25.00 | 9/13/2012 7:42:55 PM |
| nhm | $33.00 | 9/13/2012 9:49:20 PM |
| chekat | $25.00 | 9/14/2012 5:57:03 AM |
| the-magnetic-transaction | $34.00 | 9/14/2012 9:02:40 AM |
| kdsmaclean | $25.00 | 9/14/2012 9:00:58 AM |
| sappy02 | $50.00 | 9/14/2012 9:11:42 AM |
| EvalCrux | $50.00 | 9/14/2012 9:59:31 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:09 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:37 AM |
| jhussey | $100.00 | 9/14/2012 10:42:58 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:24 AM |
| azazle | $50.00 | 9/14/2012 1:47:07 PM |
| adaboy65 | $100.00 | 9/14/2012 5:54:50 PM |
| kleinbrak | $25.00 | 9/15/2012 7:28:15 AM |
| payout-magician | $25.00 | 9/15/2012 6:43:57 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:16:53 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:43 PM |
| RothySkynx | $25.00 | 9/15/2012 7:15:51 PM |
| dpile | $50.00 | 9/15/2012 2:30:33 PM |
| power-secret-agent | $25.00 | 9/16/2012 12:52:55 AM |
| BlueProteus | $25.00 | 9/16/2012 1:29:18 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:15 AM |
| greatwhiteninja | $25.00 | 9/16/2012 8:03:59 AM |
| elfincove | $57.48 | 9/15/2012 3:56:36 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:04 PM |
| Planecourage | $25.00 | 9/16/2012 11:25:36 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:44 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:52:36 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:53 PM |
| jinx1016 | $56.46 | 9/16/2012 9:46:43 AM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:26 PM |
| smart-kindness8 | $25.00 | 9/16/2012 5:59:23 PM |
| Svigel | $50.00 | 9/16/2012 2:55:33 PM |
| capital-blueberry | $1.98 | 9/16/2012 8:59:20 PM |
| jcornehlsen | $25.00 | 9/6/2012 6:35:38 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:03 PM |
| kfrench | $75.00 | 9/6/2012 6:20:43 PM |
| Plutis | $25.00 | 9/6/2012 6:59:04 PM |
| cerebral-dollar773 | $25.00 | 9/7/2012 6:42:47 AM |
| ingenious-order783 | $49.00 | 9/7/2012 7:46:26 AM |
| pdub | $500.00 | 9/7/2012 12:40:33 PM |
| historic-value7 | $250.00 | 9/7/2012 10:42:43 AM |
| radforj22 | $25.00 | 9/8/2012 6:34:07 AM |
| lendersf | $50.00 | 9/8/2012 4:31:14 PM |
| Castellan | $50.00 | 9/9/2012 12:39:41 PM |
| evergreen759 | $50.00 | 9/9/2012 10:09:34 AM |
| deal-confidant7 | $100.00 | 9/10/2012 9:57:48 AM |
| bellaquito | $500.00 | 9/10/2012 10:42:02 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:55 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:05 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:31 PM |
| bowdish1 | $100.00 | 9/10/2012 5:23:53 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:40 PM |
| emphatic-responsibility | $50.00 | 9/10/2012 5:28:39 PM |
| neighborly-hope6 | $100.00 | 9/10/2012 5:44:34 PM |
| payout-paladin3 | $500.00 | 9/10/2012 6:29:21 PM |
| prudent-payment316 | $25.00 | 9/10/2012 6:07:39 PM |
| revenue-carnation043 | $50.00 | 9/10/2012 7:22:22 PM |
| network08 | $25.00 | 9/10/2012 7:34:14 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:50 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:45 PM |
| impartial-economy1 | $25.00 | 9/11/2012 6:03:11 AM |
| indomitable-coin | $25.00 | 9/11/2012 9:01:05 AM |
| moola-man | $25.00 | 9/11/2012 7:57:16 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:56 AM |
| profitable-commerce822 | $25.00 | 9/11/2012 8:41:20 AM |
| TheTimeIsNow | $25.00 | 9/11/2012 9:34:25 AM |
| djs81 | $75.00 | 9/11/2012 9:50:06 AM |
| scholarly-benefit5 | $25.00 | 9/11/2012 9:57:05 AM |
| chemistry220 | $25.00 | 9/11/2012 10:11:29 AM |
| mrladybug101 | $25.00 | 9/11/2012 10:28:13 AM |
| bent300 | $50.00 | 9/11/2012 10:42:16 AM |
| Emgolda | $25.00 | 9/11/2012 10:23:36 AM |
| Searlzy | $25.00 | 9/11/2012 10:27:52 AM |
| botfolio | $300.00 | 9/11/2012 11:05:34 AM |
| Frankieb21 | $25.00 | 9/11/2012 10:38:12 AM |
| newyork6264 | $25.00 | 9/11/2012 10:39:11 AM |
| cardminger | $25.00 | 9/11/2012 10:42:12 AM |
| squeebie | $50.00 | 9/11/2012 10:54:35 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:26 AM |
| heavenly-bazaar3 | $100.00 | 9/11/2012 11:10:47 AM |
| payout-harmony4 | $50.00 | 9/11/2012 12:44:49 PM |
| Infowriter | $675.00 | 9/11/2012 12:50:37 PM |
| AcProb5 | $25.00 | 9/11/2012 12:30:10 PM |
| bold-wampum-compadre | $35.00 | 9/11/2012 1:09:11 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:42 PM |
| ore-widget7 | $30.00 | 9/11/2012 2:38:40 PM |
| surfcash | $25.00 | 9/11/2012 12:56:37 PM |
| Sanford-N-Sons | $25.00 | 9/11/2012 3:01:57 PM |
| creature2 | $25.00 | 9/11/2012 2:29:17 PM |
| red-fervent-deal | $50.00 | 9/11/2012 2:52:17 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:25 PM |
| martinatime | $50.00 | 9/11/2012 5:13:24 PM |
| privatebanker | $25.00 | 9/11/2012 5:20:54 PM |
| Sothenwhat | $100.00 | 9/11/2012 5:32:40 PM |
| lender987654321 | $50.00 | 9/11/2012 5:37:34 PM |
| aggresive-commerce8 | $50.00 | 9/11/2012 5:45:24 PM |
| bb575 | $50.00 | 9/11/2012 5:59:55 PM |
| anacent | $25.00 | 9/11/2012 9:40:59 PM |
| SnakeEater | $50.00 | 9/11/2012 7:11:29 PM |
| trade-wingding5 | $50.00 | 9/11/2012 8:43:36 PM |
| bourgy420 | $40.00 | 9/12/2012 4:10:07 AM |
| blissful-penny | $25.00 | 9/12/2012 1:35:01 AM |
| fortress767 | $25.00 | 9/12/2012 5:48:54 AM |
| bold-sensible-basis | $25.00 | 9/12/2012 8:41:52 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:06 AM |
| noble-moola0 | $30.00 | 9/12/2012 9:22:44 AM |
| wuscjim | $25.00 | 9/12/2012 9:06:01 AM |
| a-balance-surgeon | $50.00 | 9/12/2012 9:18:00 AM |
| eeyore101 | $25.00 | 9/12/2012 9:25:02 AM |
| rmachi | $25.00 | 9/12/2012 10:01:40 AM |
| respectful-fairness069 | $27.00 | 9/12/2012 9:52:31 AM |
| auction-sage | $50.00 | 9/12/2012 10:33:55 AM |
| Rivervale_Westwood | $25.00 | 9/12/2012 11:15:45 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:00:45 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:49 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:51 PM |
| dsnybnd | $25.00 | 9/12/2012 5:07:25 PM |
| kegs | $150.00 | 9/12/2012 7:27:44 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:15 PM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:13 AM |
| wigglesworth4 | $26.00 | 9/13/2012 10:38:39 AM |
| fairness-symphony2 | $50.00 | 9/13/2012 11:35:24 AM |
| studious-peso | $25.00 | 9/13/2012 1:43:47 PM |
| ironman84 | $50.00 | 9/13/2012 4:33:11 PM |
| thrilling-listing51 | $64.00 | 9/13/2012 5:34:04 PM |
| return-financier517 | $38.00 | 9/13/2012 5:50:44 PM |
| Boxhead | $25.00 | 9/13/2012 6:36:39 PM |
| lion445 | $35.20 | 9/14/2012 3:34:19 AM |
| magnetic-integrity7 | $25.00 | 9/13/2012 8:49:03 PM |
| csak13 | $50.00 | 9/14/2012 3:45:39 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:17 AM |
| trail5 | $100.00 | 9/14/2012 7:35:16 AM |
| pwkpwk | $25.00 | 9/14/2012 7:21:38 AM |
| rchapee | $25.00 | 9/14/2012 7:51:40 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:34 AM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:53 AM |
| responsive-worth5 | $25.00 | 9/14/2012 8:21:45 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:27 AM |
| JBBank | $50.00 | 9/14/2012 10:12:38 AM |
| Solid-Platinum | $25.00 | 9/14/2012 11:18:44 AM |
| wealth-safehouse9 | $25.00 | 9/14/2012 11:23:45 AM |
| Batman2u | $25.00 | 9/14/2012 2:06:12 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 4:39:12 PM |
| capital-heaven5 | $500.00 | 9/15/2012 7:03:17 AM |
| currency-persimmon | $35.00 | 9/15/2012 9:14:29 AM |
| dordee | $71.03 | 9/15/2012 10:24:22 AM |
| wampum-journey4 | $200.00 | 9/15/2012 8:23:15 AM |
| Roundhouse | $200.00 | 9/15/2012 10:07:48 AM |
| cogent | $50.00 | 9/15/2012 10:23:54 AM |
| the-sunny-loot | $25.00 | 9/15/2012 12:09:59 PM |
| chilandman | $50.00 | 9/15/2012 1:30:00 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:47 PM |
| malicea | $50.00 | 9/15/2012 8:38:07 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:48 AM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:39 AM |
| GoldenRule01 | $50.00 | 9/16/2012 1:39:21 PM |
| BOZO88 | $25.00 | 9/16/2012 1:56:56 PM |
| FWF-kinetic | $25.00 | 9/16/2012 2:48:55 PM |
| yogi1975 | $25.00 | 9/16/2012 5:34:16 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:10 PM |
| Isotope | $25.00 | 9/16/2012 4:29:44 PM |
| green28 | $100.00 | 9/16/2012 2:38:05 PM |
| otherwisedisposed | $750.00 | 9/16/2012 7:36:36 PM |
| ferocious-benefit7 | $25.00 | 9/16/2012 8:31:17 PM |
| abundant-power | $50.00 | 9/16/2012 4:45:01 PM |
| Leopoldine | $36.85 | 9/16/2012 7:06:19 PM |
| 274 Investments
|
Borrower Payment Dependent Notes Series
634796
This series of Notes was issued and sold upon the funding of the borrower loan #74574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,338 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-flexible-moola5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/7/2012 5:15:15 PM |
| MFBank | $50.00 | 9/7/2012 5:05:29 PM |
| money-baron | $50.00 | 9/7/2012 6:25:11 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:12 PM |
| one-midas | $25.00 | 9/7/2012 7:24:35 PM |
| COCHINOBOY | $44.63 | 9/7/2012 8:18:18 PM |
| payout-hammock1 | $25.00 | 9/8/2012 1:15:06 AM |
| PrimeFunding | $25.00 | 9/7/2012 10:38:27 PM |
| dudebrah | $25.00 | 9/8/2012 7:56:32 AM |
| payment-halo | $30.00 | 9/8/2012 10:49:06 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:23:20 AM |
| dynrep | $30.00 | 9/8/2012 10:50:51 AM |
| CA-Lender | $25.00 | 9/8/2012 7:14:22 PM |
| dime-umbrella6 | $25.00 | 9/9/2012 5:41:57 AM |
| transparency-position | $25.00 | 9/9/2012 5:30:31 PM |
| Kunakiku | $25.00 | 9/9/2012 8:12:20 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:04 AM |
| LendingPimp | $26.00 | 9/10/2012 6:30:34 PM |
| YsoSLO | $40.00 | 9/11/2012 12:39:42 AM |
| Infowriter | $500.00 | 9/11/2012 12:20:42 PM |
| enriched-return057 | $100.00 | 9/11/2012 11:39:39 PM |
| fountain355 | $25.00 | 9/12/2012 4:53:00 AM |
| social-comet7 | $25.00 | 9/11/2012 9:08:03 PM |
| buffalobills | $25.00 | 9/12/2012 7:08:00 AM |
| MoneyBadger | $25.00 | 9/12/2012 6:44:35 AM |
| Bob450 | $25.00 | 9/12/2012 9:35:05 AM |
| 1NiceLender | $25.00 | 9/12/2012 10:57:26 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:43:07 PM |
| zydeco337 | $25.00 | 9/12/2012 7:13:59 PM |
| credit-socrates648 | $599.69 | 9/12/2012 7:24:09 PM |
| mad-scientist418 | $25.00 | 9/12/2012 6:41:08 PM |
| lowrater | $75.40 | 9/7/2012 5:16:55 PM |
| handy-justice | $50.00 | 9/7/2012 5:17:27 PM |
| dariop | $25.01 | 9/7/2012 5:58:24 PM |
| riveting-credit5 | $25.00 | 9/7/2012 5:27:43 PM |
| let_me_retire | $64.27 | 9/8/2012 3:57:33 AM |
| marwadi-62 | $100.00 | 9/8/2012 2:04:36 PM |
| reflective-rupee | $25.00 | 9/9/2012 8:43:29 AM |
| transformer855 | $25.00 | 9/9/2012 10:10:04 AM |
| simplelender80 | $500.00 | 9/10/2012 6:05:58 PM |
| SweatyBalls | $25.00 | 9/10/2012 6:17:27 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:27 PM |
| liberty-magnate | $25.00 | 9/11/2012 11:02:29 AM |
| global-invest-group | $25.00 | 9/11/2012 11:09:58 AM |
| big-mac-50 | $200.00 | 9/11/2012 5:18:51 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 5:40:31 PM |
| orange-pound-party | $50.00 | 9/11/2012 8:41:59 PM |
| Core-Marketing | $25.00 | 9/12/2012 5:05:58 AM |
| jtwildcat713 | $25.00 | 9/12/2012 7:36:09 AM |
| reduce_US_govt_debt | $35.00 | 9/12/2012 10:19:46 AM |
| quickstep | $75.00 | 9/12/2012 10:14:21 AM |
| favorite-commerce | $30.00 | 9/12/2012 3:25:44 PM |
| glimmering-point | $25.00 | 9/12/2012 6:43:06 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
634924
This series of Notes was issued and sold upon the funding of the borrower loan #74475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 2m |
|
Amount delinquent:
| $68,587 |
Total credit lines:
| 40 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,908 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| useful-dime19 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: home improvements
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I repay my loans and am re-establishing credit on my own after being widowed in 2008
Monthly net income: $4000
Monthly expenses: $2100
Housing: $235
Insurance: $110
Car expenses: $409
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/6/2012 5:36:14 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:46 PM |
| marwadi-62 | $25.00 | 9/7/2012 3:58:24 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:59 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:13 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:02 PM |
| managedfund | $113.00 | 9/8/2012 2:08:01 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:53 AM |
| WonderPup | $25.02 | 9/10/2012 10:47:39 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:15 PM |
| the-credit-maker | $25.00 | 9/11/2012 10:22:05 AM |
| pembull | $25.00 | 9/11/2012 10:46:26 AM |
| lincny2 | $49.40 | 9/12/2012 7:18:31 AM |
| Rulea72 | $25.00 | 9/12/2012 6:42:35 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:41:35 PM |
| glimmering-point | $25.00 | 9/12/2012 6:39:38 PM |
| mammalian4 | $25.00 | 9/12/2012 6:06:23 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:39 AM |
| pdub | $250.00 | 9/7/2012 12:42:35 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:12 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:11:55 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:07 PM |
| vutah | $75.01 | 9/8/2012 1:36:37 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:48 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:13 PM |
| 168RichCapital | $25.09 | 9/10/2012 7:30:45 AM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:22 PM |
| reward-adventure | $50.00 | 9/11/2012 9:41:14 AM |
| squeebie | $50.00 | 9/11/2012 10:54:35 AM |
| martinatime | $25.00 | 9/11/2012 12:31:06 PM |
| zippy-market5 | $25.00 | 9/11/2012 5:31:58 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:35:58 PM |
| Rip128 | $60.00 | 9/12/2012 6:15:09 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:00 AM |
| lunareclipse | $50.00 | 9/12/2012 3:45:43 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:34:22 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:43 PM |
| loan-keeper9 | $147.48 | 9/12/2012 6:44:29 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
635014
This series of Notes was issued and sold upon the funding of the borrower loan #74508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $347.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 138% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,031 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Njerseygirl |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2009)
820-839
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit cards
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and My Husband and I have had two loans with Prosper and one is paid and the other will be
paid in full in October.
Monthly net income: $996.00 plus income from internet sales (100 to 1000)
Monthly expenses: $
Housing: $Husbands Expense
Insurance: $Husbands Expense
Car expenses: $0
Utilities: $Husbands Expense
Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/12/2012 9:12:08 AM |
| green-trade-dolphin2 | $42.30 | 9/12/2012 9:02:49 AM |
| trumpeter5 | $25.00 | 9/12/2012 9:01:28 AM |
| fcrick | $50.00 | 9/12/2012 9:18:33 AM |
| rescue | $100.00 | 9/12/2012 9:20:39 AM |
| urbane-income7 | $25.00 | 9/12/2012 9:02:58 AM |
| green-trade-dolphin2 | $54.31 | 9/12/2012 9:07:20 AM |
| money-bauble | $100.00 | 9/12/2012 9:08:54 AM |
| commitment-tom-tom | $25.00 | 9/12/2012 9:13:11 AM |
| mvalley | $25.00 | 9/12/2012 9:13:33 AM |
| Feyenoord | $30.00 | 9/12/2012 9:17:12 AM |
| JJYossarian | $50.00 | 9/12/2012 9:18:06 AM |
| rogue_monster | $50.00 | 9/12/2012 9:19:38 AM |
| helpinghand63 | $25.00 | 9/12/2012 9:23:31 AM |
| unassassinable | $25.00 | 9/12/2012 9:29:41 AM |
| green-high-five7 | $25.00 | 9/12/2012 9:26:31 AM |
| orange-liberty-oyster | $100.00 | 9/12/2012 9:13:01 AM |
| transparency-sapling | $25.00 | 9/12/2012 9:09:58 AM |
| Investoman | $25.00 | 9/12/2012 9:13:28 AM |
| mikeandcat | $70.56 | 9/12/2012 9:14:09 AM |
| worth-blanket2 | $11,700.00 | 9/12/2012 9:14:24 AM |
| jamiee73 | $25.00 | 9/12/2012 9:06:45 AM |
| puifais | $42.00 | 9/12/2012 9:10:09 AM |
| ItsJustMe79 | $25.00 | 9/12/2012 9:11:04 AM |
| heavenly-treasure542 | $25.00 | 9/12/2012 9:25:11 AM |
| bid-czar8 | $30.00 | 9/12/2012 9:16:35 AM |
| green-high-five7 | $25.00 | 9/12/2012 9:26:14 AM |
| pdli_dude | $25.00 | 9/12/2012 9:27:24 AM |
| Preferred-Lender | $25.00 | 9/12/2012 9:27:34 AM |
| adventurer447 | $250.83 | 9/12/2012 9:30:02 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
635082
This series of Notes was issued and sold upon the funding of the borrower loan #74647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $199.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,378 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 120% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-spectacle0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
|
|
Principal balance:
| $2,629.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to Pay off high APR credit card
My financial situation:
I am a good candidate for this loan because I have a great job with great perspectives and I'm planning to pay off all of my credit cards. I like prosper because of lower rates and fixed payment amount.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/7/2012 5:03:29 PM |
| lnuss25 | $75.00 | 9/7/2012 9:07:38 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:03 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:10 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 9:22:57 AM |
| entertaining-revenue4 | $50.00 | 9/7/2012 9:23:27 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:44:48 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:54 AM |
| zotzot | $50.00 | 9/7/2012 9:34:32 AM |
| porter512S | $200.00 | 9/7/2012 9:36:52 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:21 AM |
| thrifty-transaction578 | $25.00 | 9/7/2012 9:56:30 AM |
| attentive-compassion1 | $50.00 | 9/7/2012 9:53:42 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 10:02:34 AM |
| courteous-trade229 | $40.00 | 9/7/2012 11:47:39 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:33 AM |
| Bank42 | $25.00 | 9/7/2012 11:57:31 AM |
| tolerant-dinero2 | $25.00 | 9/7/2012 10:29:28 AM |
| spiff666 | $26.66 | 9/7/2012 12:12:59 PM |
| dsv | $41.31 | 9/7/2012 12:56:07 PM |
| designer_10 | $25.00 | 9/7/2012 3:24:21 PM |
| Long-term2040 | $25.00 | 9/7/2012 4:04:55 PM |
| tigercat | $50.00 | 9/7/2012 4:32:45 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:46 PM |
| promise2 | $49.68 | 9/7/2012 2:14:21 PM |
| gold-miser9 | $80.00 | 9/7/2012 3:17:30 PM |
| j2ee | $50.00 | 9/7/2012 5:05:11 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:39 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:15 PM |
| sthomasg | $25.00 | 9/7/2012 5:07:49 PM |
| Leshan | $75.00 | 9/7/2012 5:16:56 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:41 PM |
| finance-coyote3 | $758.71 | 9/7/2012 8:24:38 PM |
| green-trade-dolphin2 | $28.26 | 9/7/2012 9:04:17 AM |
| CreditBuilder2 | $25.01 | 9/7/2012 9:03:34 AM |
| helpful-loan245 | $25.00 | 9/7/2012 9:13:11 AM |
| finder072 | $25.00 | 9/7/2012 9:27:54 AM |
| lendersf | $50.00 | 9/7/2012 9:30:07 AM |
| lowrater | $50.40 | 9/7/2012 9:39:31 AM |
| justreturns | $25.00 | 9/7/2012 10:01:13 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:57 AM |
| ddog0224 | $50.00 | 9/7/2012 11:55:39 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:02 AM |
| currency-persimmon | $25.00 | 9/7/2012 12:01:57 PM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:13 AM |
| zchamilton | $100.00 | 9/7/2012 12:15:48 PM |
| pdub | $250.00 | 9/7/2012 12:42:43 PM |
| agrosmet | $25.00 | 9/7/2012 11:54:34 AM |
| Astyanax | $36.97 | 9/7/2012 2:34:11 PM |
| gilbrear | $25.00 | 9/7/2012 3:34:13 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:08 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:53 PM |
| hope-magnitude8 | $25.00 | 9/7/2012 3:57:14 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:59 PM |
| Plutis | $25.00 | 9/7/2012 5:09:13 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:48 PM |
| LeReve | $500.00 | 9/7/2012 5:25:08 PM |
| SOP_Bank | $25.00 | 9/7/2012 5:22:46 PM |
| ready-bid9 | $50.00 | 9/7/2012 5:53:25 PM |
| rokman | $80.00 | 9/7/2012 7:59:28 PM |
| thankful-nickel2 | $50.00 | 9/7/2012 6:24:04 PM |
| charming-exchange7 | $25.00 | 9/7/2012 6:04:22 PM |
| jpac1066 | $50.00 | 9/7/2012 6:57:51 PM |
| Johnab | $25.00 | 9/7/2012 8:21:41 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
635134
This series of Notes was issued and sold upon the funding of the borrower loan #74666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $722 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-sapling9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat
Purpose of loan:
This loan will be used to...
buy a boat
My financial situation:
I am a good candidate for this loan because...
My credit score is 741 and I pay my bills on time.
Monthly net income: $10500.000
Monthly expenses:
Housing: $2290.00
Insurance: $155
Car expenses: $747.0
Utilities: $200.00
Phone, cable, internet: $235.00
Food, entertainment: $1500.00
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.70 | 9/6/2012 5:08:14 PM |
| decisive-income7 | $2,500.00 | 9/6/2012 5:10:13 PM |
| mikrolown | $25.00 | 9/6/2012 5:15:11 PM |
| intrepid-loot | $25.00 | 9/6/2012 5:24:38 PM |
| spark548 | $25.00 | 9/6/2012 5:08:57 PM |
| LendingPimp | $51.00 | 9/6/2012 5:29:30 PM |
| Bank_Of_XL | $25.00 | 9/6/2012 5:11:04 PM |
| EngineersAlliance | $50.00 | 9/6/2012 5:22:52 PM |
| I_Like_to_Invest | $25.00 | 9/6/2012 5:25:47 PM |
| houli123 | $25.00 | 9/6/2012 5:26:24 PM |
| reduce_US_govt_debt | $35.00 | 9/6/2012 5:41:32 PM |
| the-silver-blaster | $50.00 | 9/6/2012 5:47:05 PM |
| unequaled-truth9 | $100.00 | 9/6/2012 6:02:33 PM |
| one-midas | $50.00 | 9/6/2012 8:06:09 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:13 PM |
| scoobiedoo | $70.00 | 9/6/2012 9:40:26 PM |
| hopeful_lender | $100.00 | 9/6/2012 6:56:59 PM |
| DasMula | $25.00 | 9/6/2012 7:00:10 PM |
| transparency-position | $27.00 | 9/6/2012 7:03:57 PM |
| RGlad | $250.00 | 9/6/2012 10:46:14 PM |
| SLN-10 | $30.00 | 9/6/2012 6:37:21 PM |
| gotjack-IRA | $25.02 | 9/6/2012 6:43:39 PM |
| income-triangulation1 | $25.00 | 9/7/2012 12:04:42 AM |
| euro-eagle1 | $26.00 | 9/6/2012 8:33:05 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:51 PM |
| Nerdster1 | $25.00 | 9/7/2012 5:13:24 AM |
| Interloper | $50.00 | 9/7/2012 6:23:02 AM |
| encore06 | $29.09 | 9/7/2012 6:58:57 AM |
| dsgfl1 | $201.00 | 9/7/2012 8:35:15 AM |
| Plow_n_Sow | $25.00 | 9/7/2012 8:51:08 AM |
| Rockymtnhi | $50.00 | 9/7/2012 9:06:23 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:39 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:08 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:32 AM |
| dariop | $25.01 | 9/7/2012 9:42:41 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:31 AM |
| ingenious-deal6 | $25.00 | 9/7/2012 10:09:58 AM |
| heeeley | $25.00 | 9/7/2012 10:59:54 AM |
| helpful-fund7 | $45.15 | 9/7/2012 12:23:20 PM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:54:10 AM |
| helpbestican | $25.00 | 9/7/2012 1:08:02 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:46 PM |
| pdub | $500.00 | 9/7/2012 12:40:33 PM |
| a-helping-hand | $112.29 | 9/7/2012 2:24:42 PM |
| itsmaj | $47.57 | 9/7/2012 2:34:01 PM |
| please-repay | $100.00 | 9/7/2012 4:25:26 PM |
| Bob450 | $25.00 | 9/7/2012 4:36:46 PM |
| lovely-order7 | $25.00 | 9/7/2012 3:49:32 PM |
| Hummer-Guy | $25.00 | 9/7/2012 8:02:31 PM |
| LendingPimp | $50.00 | 9/8/2012 1:57:25 AM |
| bonus-seahorse | $50.00 | 9/8/2012 2:26:13 AM |
| vutah | $65.00 | 9/8/2012 9:23:55 AM |
| integrity-broker | $25.00 | 9/8/2012 7:01:29 AM |
| pjl | $25.00 | 9/8/2012 8:40:51 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:07 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:32 PM |
| CalBear08 | $33.33 | 9/8/2012 11:21:16 AM |
| payment-halo | $65.00 | 9/8/2012 1:17:16 PM |
| Iwillhuntyoudown | $25.00 | 9/8/2012 6:50:43 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:52 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:48 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:25 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:20 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:13 PM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:13:16 AM |
| receptive-affluence035 | $40.00 | 9/10/2012 6:27:52 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:53 AM |
| genelinist | $400.00 | 9/10/2012 12:33:06 PM |
| dudebrah | $25.00 | 9/10/2012 3:06:08 PM |
| friendinmoney | $30.00 | 9/10/2012 3:31:56 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:15 PM |
| Index_Plus | $2,206.80 | 9/10/2012 7:35:18 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:06 PM |
| Vector | $25.00 | 9/6/2012 5:09:33 PM |
| InChicago | $80.03 | 9/6/2012 5:01:21 PM |
| credit-coach118 | $40.01 | 9/6/2012 5:28:08 PM |
| heavenly-interest9 | $1,000.00 | 9/6/2012 5:09:51 PM |
| 1stPlace | $50.00 | 9/6/2012 5:11:39 PM |
| penny-surgeon | $25.00 | 9/6/2012 5:10:54 PM |
| methodical-interest039 | $26.00 | 9/6/2012 5:11:58 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:46 PM |
| 84928429 | $50.00 | 9/6/2012 5:31:25 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:04 PM |
| 113121 | $35.00 | 9/6/2012 5:58:51 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:16 PM |
| Aberdeen | $100.00 | 9/6/2012 6:21:50 PM |
| reflective-rupee | $200.00 | 9/6/2012 7:00:41 PM |
| irrelevant | $50.00 | 9/7/2012 5:05:08 AM |
| chrisb1414 | $25.00 | 9/7/2012 5:47:58 AM |
| blue-laudable-dinero | $25.00 | 9/6/2012 10:19:57 PM |
| BBsapphire-2-loan | $100.00 | 9/7/2012 12:15:19 AM |
| credit-adventurer313 | $25.00 | 9/7/2012 2:58:44 AM |
| rockhound84 | $25.00 | 9/7/2012 5:37:34 AM |
| orange-liberty-oyster | $50.00 | 9/7/2012 6:27:30 AM |
| bob450-roth | $30.00 | 9/7/2012 8:50:24 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:37 AM |
| return-enthusiast1 | $50.00 | 9/7/2012 7:29:08 AM |
| global-invest-group | $50.00 | 9/7/2012 8:50:52 AM |
| scholarly-order6 | $100.00 | 9/7/2012 9:30:30 AM |
| leverage-monger | $44.00 | 9/7/2012 9:32:05 AM |
| money-bauble | $100.00 | 9/7/2012 10:02:04 AM |
| commerce-venture1 | $25.00 | 9/7/2012 10:01:39 AM |
| mckhbnpc | $50.00 | 9/7/2012 10:25:26 AM |
| tech310 | $50.00 | 9/7/2012 10:05:09 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:23 AM |
| MyPFBlog | $25.00 | 9/7/2012 10:53:55 AM |
| keynaples | $100.00 | 9/7/2012 10:17:58 AM |
| money-baron | $50.00 | 9/7/2012 11:04:52 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:12 AM |
| Relient-K | $25.00 | 9/7/2012 2:55:57 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:45 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:16:41 PM |
| bold-pound-statuette | $100.00 | 9/7/2012 4:23:39 PM |
| Scrooge_McDuck2 | $100.00 | 9/7/2012 6:26:10 PM |
| drg6289 | $25.00 | 9/7/2012 6:02:22 PM |
| Galdis | $25.00 | 9/7/2012 8:07:08 PM |
| MG_Holdings | $25.00 | 9/7/2012 8:38:51 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:55:41 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:37 PM |
| _NaLNaBB | $300.00 | 9/8/2012 8:22:33 AM |
| EL_Papin | $25.00 | 9/8/2012 12:13:30 PM |
| JTHarris | $25.00 | 9/8/2012 1:48:35 PM |
| RedmondMan | $25.00 | 9/8/2012 1:00:33 PM |
| dynrep | $65.00 | 9/8/2012 1:17:39 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:11 PM |
| museic1 | $100.00 | 9/9/2012 9:05:05 AM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:35 PM |
| silver-cloud | $30.00 | 9/9/2012 2:58:43 AM |
| BearMan1975 | $25.00 | 9/9/2012 11:09:39 AM |
| Batman2u | $25.00 | 9/9/2012 11:20:12 AM |
| BansirOfBabylon | $25.00 | 9/9/2012 7:52:27 PM |
| Eminent_Endeavors | $25.00 | 9/10/2012 4:23:00 AM |
| glroark | $50.00 | 9/10/2012 8:05:23 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:28 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:23 AM |
| bold-direct-asset | $50.00 | 9/10/2012 5:27:09 PM |
| kila-designer | $200.00 | 9/10/2012 5:49:34 PM |
| enchanted-note | $25.00 | 9/10/2012 6:02:11 PM |
| SweatyBalls | $30.00 | 9/10/2012 6:12:31 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
635136
This series of Notes was issued and sold upon the funding of the borrower loan #74557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 12 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 6m |
|
Amount delinquent:
| $1,235 |
Total credit lines:
| 58 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,036 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ShadowX |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Rebuilding
Purpose of loan:
This loan is to help increase my credit score. I'm currently at a 645-675 depending upon the credit report, but I'm hoping to get that up to a consistent 675-700+ over the next year before I try to get a home loan.
My financial situation:
I'm currently making a lot more money than I've ever made in my life. I've been through a bankruptcy (Chap. 13) due to a long-story with an ex-wife and I'm trying to re-establish my credit before making some major credit commitments in the year to come. Both of my cars are paid in full (2006 & 2007 so still fairly reliable). I have only one small credit card (also for credit rebuilding purposes) which can only be used for medical / dental bills.
Monthly net income: $17,000
Monthly expenses: $6,308
Housing: $2700
Insurance: $190 (auto, rental policies, medical through employer)
Car expenses: $500 (gas, maintenance)
Utilities: $500 (gas, electric, water)
Phone, cable, internet: $300 (cell phone family plan, cable, internet)
Food, entertainment: $850 (food, netflix, other online services for entertainment/work)
Clothing, household expenses: $100
Credit cards and other loans: $68 (medical/dental card mentioned above)
Other expenses: $1100 (Pre-K for daughter, gym, business expenses such as website hosting)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/10/2012 5:17:37 PM |
| vutah | $25.00 | 9/10/2012 5:50:51 PM |
| SolarMoonshine | $25.00 | 9/10/2012 6:51:56 PM |
| ultimate-peace | $25.00 | 9/11/2012 4:59:42 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:56 AM |
| squeebie | $50.00 | 9/11/2012 10:54:51 AM |
| global-invest-group | $25.00 | 9/11/2012 1:28:56 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:35 AM |
| Zoomzoom22 | $50.00 | 9/12/2012 8:39:17 PM |
| open-minded-p2p1 | $25.00 | 9/12/2012 6:42:55 PM |
| green-high-five7 | $25.00 | 9/12/2012 7:36:05 PM |
| green28 | $100.00 | 9/13/2012 5:15:37 AM |
| azazle | $25.00 | 9/13/2012 12:38:22 AM |
| organized-dough5 | $27.25 | 9/13/2012 5:30:47 AM |
| planetibet | $32.41 | 9/13/2012 6:20:57 AM |
| SouthernRemarketing | $25.00 | 9/13/2012 6:41:00 AM |
| DreDub | $25.00 | 9/13/2012 7:20:43 AM |
| justice-hawk | $25.00 | 9/13/2012 9:16:41 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:14:45 AM |
| reward-adventure | $50.00 | 9/13/2012 5:36:48 PM |
| palex | $29.00 | 9/13/2012 7:01:26 PM |
| JohnWS | $50.00 | 9/13/2012 8:13:26 PM |
| Mehungry | $25.00 | 9/13/2012 7:06:19 PM |
| IIP77 | $25.00 | 9/14/2012 3:09:38 AM |
| klend4 | $25.00 | 9/14/2012 3:41:01 AM |
| CalBear08 | $33.33 | 9/13/2012 11:27:03 PM |
| melodious-openness | $500.00 | 9/14/2012 4:41:57 AM |
| dinero-launcher | $30.50 | 9/14/2012 5:16:51 AM |
| SV-AZ | $25.00 | 9/14/2012 8:27:07 AM |
| Credit4Talent | $25.00 | 9/14/2012 10:24:29 AM |
| CA-Lender | $25.00 | 9/10/2012 6:29:05 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:09 PM |
| 01a_MrUSC_IRA | $25.00 | 9/10/2012 6:56:36 PM |
| newest-generous-income | $25.00 | 9/11/2012 3:46:09 AM |
| ChoiceInvestments | $28.00 | 9/10/2012 9:16:41 PM |
| CapricornLending | $30.00 | 9/10/2012 8:31:10 PM |
| Land_on_your_feet | $42.01 | 9/11/2012 6:01:02 AM |
| DevinHill | $25.00 | 9/11/2012 11:08:54 AM |
| bspar | $38.63 | 9/11/2012 5:52:36 PM |
| dudebrah | $25.00 | 9/12/2012 12:55:26 AM |
| Rancid | $25.00 | 9/12/2012 6:16:09 AM |
| roux | $25.00 | 9/12/2012 6:49:49 PM |
| brightest-organized-balance | $25.00 | 9/12/2012 7:16:08 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:22 AM |
| majestic-principal1 | $25.00 | 9/13/2012 6:21:53 AM |
| fairgirl | $25.00 | 9/13/2012 10:14:32 AM |
| syrus | $25.00 | 9/13/2012 10:25:39 AM |
| kulender | $100.00 | 9/13/2012 12:12:28 PM |
| first-serene-credit | $25.00 | 9/13/2012 11:38:39 AM |
| jybank | $75.00 | 9/13/2012 4:22:45 PM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:40 PM |
| diversification-pilot | $25.00 | 9/13/2012 2:09:07 PM |
| the-credit-maker | $25.00 | 9/13/2012 6:24:01 PM |
| Lubava | $50.00 | 9/13/2012 6:29:42 PM |
| newest-thrilling-income | $25.00 | 9/13/2012 7:18:36 PM |
| Runegeld | $50.00 | 9/14/2012 3:49:02 AM |
| glroark | $100.00 | 9/14/2012 6:18:13 AM |
| 907 | $25.00 | 9/13/2012 10:07:25 PM |
| crw1950 | $25.00 | 9/14/2012 5:12:32 AM |
| brondero | $48.00 | 9/14/2012 8:12:54 AM |
| interest-splendor | $40.00 | 9/14/2012 8:32:33 AM |
| sgt-schultz | $50.00 | 9/14/2012 8:45:45 AM |
| tmdmf | $25.00 | 9/14/2012 9:00:28 AM |
| Bob450 | $25.00 | 9/14/2012 8:05:01 AM |
| appetizing-gold4 | $30.00 | 9/14/2012 9:36:02 AM |
| worth-shower8 | $100.00 | 9/14/2012 10:21:53 AM |
| platinum-waterfall | $65.87 | 9/14/2012 11:03:39 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
635184
This series of Notes was issued and sold upon the funding of the borrower loan #74767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,618 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonafide-value3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to...help pay for my daughter's wedding
My financial situation:
I am a good candidate for this loan because...I always pay every bill in full.
Monthly net income: $7500.00
Monthly expenses: $
Housing: $1660.00
Insurance: $350.00
Car expenses: $380.00
Utilities: $300.00
Phone, cable, internet: $170.00
Food, entertainment: $800.00
Clothing, household expenses: $300.00
Credit cards and other loans: $800.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/15/2012 12:11:43 PM |
| SolarMoonshine | $25.00 | 9/15/2012 12:10:39 PM |
| Rogelio48 | $25.00 | 9/15/2012 12:52:35 PM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:34 PM |
| payment-halo | $25.00 | 9/15/2012 6:17:13 PM |
| stock106 | $25.00 | 9/15/2012 4:04:33 PM |
| Navy-Retired | $100.00 | 9/16/2012 12:17:15 PM |
| useful-money715 | $25.00 | 9/15/2012 10:12:02 PM |
| fervent-power | $25.00 | 9/16/2012 1:45:50 PM |
| dudebrah | $25.00 | 9/16/2012 8:34:27 PM |
| Land_on_your_feet | $25.00 | 9/17/2012 7:54:53 AM |
| newest-generous-income | $25.00 | 9/17/2012 2:36:59 AM |
| majestic-note6 | $150.00 | 9/17/2012 9:16:25 AM |
| liberty-magnate | $25.00 | 9/17/2012 10:21:31 AM |
| dukeiyer | $25.00 | 9/17/2012 10:52:25 AM |
| LuvToLend | $25.00 | 9/17/2012 11:24:10 AM |
| rate-advocator7 | $100.00 | 9/17/2012 11:30:18 AM |
| MI2 | $1,240.00 | 9/17/2012 12:25:08 PM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:26 AM |
| felicity-contributor3 | $25.00 | 9/15/2012 12:07:10 PM |
| handy-justice | $50.00 | 9/15/2012 12:13:38 PM |
| DasMula | $25.00 | 9/15/2012 12:41:55 PM |
| Zingaro | $25.00 | 9/15/2012 1:03:14 PM |
| historic-value7 | $100.00 | 9/15/2012 5:48:20 PM |
| jebber007 | $35.00 | 9/15/2012 1:59:05 PM |
| Kyileo | $25.00 | 9/16/2012 8:59:52 AM |
| drkosh | $25.00 | 9/16/2012 12:58:43 PM |
| PrimeFunding | $25.00 | 9/16/2012 5:47:21 PM |
| papaloha | $25.00 | 9/16/2012 8:21:43 PM |
| newest-currency-vibrato | $25.00 | 9/17/2012 8:55:57 AM |
| DevinHill | $25.00 | 9/16/2012 4:06:11 PM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:34:58 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:25 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
635208
This series of Notes was issued and sold upon the funding of the borrower loan #74707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,967 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| natural-fund7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
640-659
(Aug-2011)
780-799
(Apr-2010)
|
|
Principal balance:
| $13,649.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan: Credit card consolidation
I am a great candidate for this loan because I have a steady job and I have never missed a single payment on any bill. I also fully own my own house. I am utilizing this funding to consolidate credit card debt. My main expenses are:
Monthly car payment w/ gas : $440
Monthly utilities: $200
Monthly Prosper loan: $348
Monthly Student loans: $300
Thank you and I appreciate your kind consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/10/2012 5:05:54 PM |
| worthy-bid8 | $100.00 | 9/10/2012 5:12:29 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:26 PM |
| deal-hickory5 | $100.00 | 9/10/2012 5:31:08 PM |
| euro-spark | $25.00 | 9/10/2012 5:41:45 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:42 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:42 PM |
| intrepid-compassion29 | $25.00 | 9/11/2012 6:39:31 AM |
| DoctorJoe | $25.00 | 9/11/2012 4:27:49 AM |
| sgt-schultz | $49.00 | 9/11/2012 5:51:53 AM |
| 1NiceLender | $25.00 | 9/11/2012 8:56:27 AM |
| Jack-Sparrow | $50.00 | 9/11/2012 7:10:56 AM |
| best-bonafide-p2p | $25.00 | 9/11/2012 8:33:20 AM |
| compassionate-power6 | $30.00 | 9/11/2012 9:01:07 AM |
| 108lender | $138.00 | 9/11/2012 9:19:01 AM |
| jetavana | $25.00 | 9/11/2012 9:29:15 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:37 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:05 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:09 PM |
| ssqr | $150.00 | 9/10/2012 7:42:46 PM |
| officer_moneyMaker | $50.00 | 9/10/2012 6:41:25 PM |
| Contra_Capital_LLC | $25.00 | 9/10/2012 8:44:51 PM |
| sturdy-peace9 | $112.00 | 9/10/2012 9:31:09 PM |
| b1geasy | $200.00 | 9/10/2012 7:06:07 PM |
| kulender | $100.00 | 9/10/2012 8:24:35 PM |
| mikeandcat | $109.25 | 9/11/2012 4:55:56 AM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:23 PM |
| yield-hut | $25.00 | 9/11/2012 3:57:43 AM |
| 168RichCapital | $25.09 | 9/11/2012 6:36:26 AM |
| FinanceEngine | $50.00 | 9/11/2012 8:41:46 AM |
| impala6464 | $25.00 | 9/11/2012 6:52:22 AM |
| chameleon125 | $25.00 | 9/11/2012 6:57:46 AM |
| Bob450 | $25.00 | 9/11/2012 8:22:18 AM |
| papaloha | $44.00 | 9/11/2012 9:05:25 AM |
| secureincome | $162.66 | 9/11/2012 9:40:27 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
635312
This series of Notes was issued and sold upon the funding of the borrower loan #74722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 21.53% |
Borrower rate/APR:
| 22.53% / 25.04% |
Monthly payment:
| $600.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.02% | | |
| |
Estimated return*:
| 14.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,234 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dynamic-vigilance9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off my credit card debt
This loan will be used to...
My financial situation: I am able to make all of my payments on time however, this loan would allow me to pay off the debt at a lower interest rate and I can cut my cards up finally!
I am a good candidate for this loan because...I'm financially responsible, make all of my payments on time, and I have been employed at the same company for almost 15 years.
Monthly net income: $ 6216
Monthly expenses: $5172.00
Housing: Two mortgages: $590 second condo empty /$1255.00 primary residence
Insurance: $125.00
Car expenses: $933
Utilities: $259.42
Phone, cable, internet: $368.69
Food, entertainment: variable
Clothing, household expenses: variable
Credit cards and other loans: $1080.00
Other expenses: additional condo fees: $319.00 (insurance, fees, and utilities)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:32 PM |
| worth-blanket2 | $19,350.00 | 9/7/2012 5:02:29 PM |
| Whipster | $65.00 | 9/7/2012 5:05:22 PM |
| Investor_DP | $100.00 | 9/7/2012 5:01:22 PM |
| 84928429 | $50.00 | 9/7/2012 5:03:14 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:04:05 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:07:56 PM |
| thepillowsack | $25.00 | 9/7/2012 5:15:28 PM |
| LeReve | $129.27 | 9/7/2012 5:25:35 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:06:04 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:17 PM |
| wonder3 | $25.00 | 9/7/2012 5:04:00 PM |
| InChicago | $40.03 | 9/7/2012 5:04:06 PM |
| RedmondMan | $25.00 | 9/7/2012 5:06:44 PM |
| NickelSteamroller | $35.00 | 9/7/2012 5:16:25 PM |
| Endeavour | $30.00 | 9/7/2012 5:07:16 PM |
| HeroSupport | $45.00 | 9/7/2012 5:06:09 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:23 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:22 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:22 PM |
| lowrater | $50.70 | 9/7/2012 5:07:00 PM |
| moneyforthehoney | $30.00 | 9/7/2012 5:10:49 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:39 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:26 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:29 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:16 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
635416
This series of Notes was issued and sold upon the funding of the borrower loan #74618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,959.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $301.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,889 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| integrity-sculpture9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2012)
|
|
Principal balance:
| $14,039.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DirtyJenga | $25.00 | 9/11/2012 5:00:57 PM |
| networks4ever | $25.00 | 9/11/2012 5:01:26 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:37 PM |
| 1randyp | $25.00 | 9/11/2012 5:02:12 PM |
| scholarly-order6 | $25.00 | 9/11/2012 5:03:52 PM |
| WisconsinFinance | $25.00 | 9/11/2012 5:04:02 PM |
| pdli_dude | $25.00 | 9/11/2012 5:04:58 PM |
| TheSituation | $25.00 | 9/11/2012 5:04:02 PM |
| commerce-venture1 | $25.00 | 9/11/2012 5:04:35 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:57 PM |
| orange-liberty-oyster | $100.00 | 9/11/2012 5:10:00 PM |
| paytonbrigadier | $234.00 | 9/11/2012 5:12:19 PM |
| duty-viola | $25.00 | 9/11/2012 5:01:01 PM |
| first-class-gold0 | $122.00 | 9/11/2012 5:07:56 PM |
| vutah | $65.00 | 9/11/2012 5:09:05 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:01 PM |
| income-triangulation1 | $25.00 | 9/11/2012 5:01:52 PM |
| worth-blanket2 | $9,863.00 | 9/11/2012 5:01:56 PM |
| jazzlender | $25.00 | 9/11/2012 5:05:43 PM |
| thepillowsack | $25.00 | 9/11/2012 5:07:38 PM |
| Investor_DP | $200.00 | 9/11/2012 5:08:05 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
635454
This series of Notes was issued and sold upon the funding of the borrower loan #74517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,635 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-keeper3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...for working capital especially marketing expenses
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/7/2012 5:07:03 PM |
| worthy-bid8 | $100.00 | 9/7/2012 6:01:35 PM |
| Gregger | $26.21 | 9/7/2012 7:41:58 PM |
| skillful-asset5 | $25.00 | 9/7/2012 7:48:10 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:13 PM |
| ultimate-peace | $250.00 | 9/8/2012 5:46:26 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:19 PM |
| berniemadeoff | $25.00 | 9/8/2012 1:35:41 PM |
| stock106 | $25.00 | 9/9/2012 3:25:10 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:06 AM |
| credit-fox3 | $25.00 | 9/10/2012 8:06:06 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:39:35 AM |
| first-serene-credit | $25.00 | 9/10/2012 9:25:32 PM |
| 168RichCapital | $25.09 | 9/11/2012 6:37:03 AM |
| Leshan | $50.00 | 9/11/2012 7:22:13 AM |
| EretzCapital | $50.00 | 9/11/2012 8:58:34 AM |
| compassionate-power6 | $30.00 | 9/11/2012 8:59:56 AM |
| moola-monger9 | $75.00 | 9/11/2012 8:41:13 AM |
| loan-hawk9 | $35.00 | 9/11/2012 10:07:00 AM |
| squeebie | $50.00 | 9/11/2012 10:54:38 AM |
| bellaquito | $500.00 | 9/7/2012 7:12:57 PM |
| 52digital | $75.00 | 9/7/2012 6:51:43 PM |
| vutah | $75.00 | 9/7/2012 7:12:32 PM |
| Legally_Blonde | $25.00 | 9/8/2012 8:54:25 AM |
| dudebrah | $25.00 | 9/8/2012 7:56:52 AM |
| lowrater | $50.80 | 9/8/2012 12:23:13 PM |
| commerce-venture1 | $25.00 | 9/9/2012 5:06:26 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:50 PM |
| CA-Lender | $25.00 | 9/10/2012 3:19:32 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:27 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:35 PM |
| q4golf | $26.00 | 9/11/2012 3:28:08 AM |
| blue-laudable-dinero | $25.00 | 9/11/2012 7:10:09 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:35:43 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
635486
This series of Notes was issued and sold upon the funding of the borrower loan #74193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $179.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 14y 4m |
|
Amount delinquent:
| $6 |
Total credit lines:
| 18 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,568 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rufus976 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 56 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
640-659
(Aug-2010)
640-659
(Aug-2009)
620-639
(Jan-2008)
|
|
Principal balance:
| $3,051.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... payoff my other prosper loan and payoff a few medical and dental bills
My financial situation:
I am a good candidate for this loan because... i have a steady income and i've had other prosper loans in the past and have always paid them off
Monthly net income: $ 5000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/7/2012 5:03:47 PM |
| MoneyForNothing | $50.56 | 9/7/2012 5:01:50 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:15 PM |
| susurrus | $100.00 | 9/7/2012 5:04:19 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:33 PM |
| green-trade-dolphin | $70.02 | 9/7/2012 5:01:21 PM |
| justreturns | $25.00 | 9/7/2012 5:03:17 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:37 PM |
| ILoveBearHats | $25.00 | 9/7/2012 5:02:34 PM |
| lowrater | $50.40 | 9/7/2012 5:12:11 PM |
| sweety075 | $25.00 | 9/7/2012 5:02:42 PM |
| XP | $25.00 | 9/7/2012 5:03:04 PM |
| trumpeter5 | $25.00 | 9/7/2012 5:06:05 PM |
| janeybooboo | $74.74 | 9/7/2012 5:15:24 PM |
| Miami | $25.00 | 9/7/2012 5:05:13 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:24 PM |
| lnuss25 | $65.00 | 9/7/2012 5:09:12 PM |
| green-principal-maniac | $25.00 | 9/7/2012 5:23:26 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:34 PM |
| BostonCapital | $100.00 | 9/7/2012 5:14:01 PM |
| 100units | $105.00 | 9/7/2012 5:11:56 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:17 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:34 PM |
| pembull | $25.00 | 9/7/2012 5:34:43 PM |
| Mathon | $25.00 | 9/7/2012 5:35:26 PM |
| porter512S | $200.00 | 9/7/2012 5:21:56 PM |
| finder072 | $25.00 | 9/7/2012 5:27:58 PM |
| JeremyLinFan | $50.00 | 9/7/2012 5:25:17 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:10 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:22 PM |
| scholarly-order6 | $25.00 | 9/7/2012 5:03:39 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:07 PM |
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:47 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:20 PM |
| five-star-note | $200.00 | 9/7/2012 5:05:06 PM |
| j2ee | $50.00 | 9/7/2012 5:05:37 PM |
| wise-virtuous-vigilance | $100.00 | 9/7/2012 5:17:27 PM |
| return-pioneer221 | $200.00 | 9/7/2012 5:07:19 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:22 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:22 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:15 PM |
| first-balance-neutron | $50.00 | 9/7/2012 5:09:19 PM |
| bullwink27 | $25.00 | 9/7/2012 5:22:32 PM |
| emphatic-responsibility | $49.00 | 9/7/2012 5:22:54 PM |
| worth-poblano9 | $89.00 | 9/7/2012 5:07:44 PM |
| thankful-nickel2 | $50.00 | 9/7/2012 5:25:19 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:18 PM |
| keynaples | $100.00 | 9/7/2012 5:28:25 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:39 PM |
| Astyanax | $45.00 | 9/7/2012 5:14:56 PM |
| creditologist281 | $25.00 | 9/7/2012 5:35:06 PM |
| methodical-interest039 | $28.00 | 9/7/2012 5:17:22 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:17 PM |
| focused-yield4 | $100.00 | 9/7/2012 5:18:28 PM |
| Thunderswan | $100.00 | 9/7/2012 5:23:10 PM |
| LeReve | $500.00 | 9/7/2012 5:25:36 PM |
| DasMula | $50.00 | 9/7/2012 5:33:09 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
635512
This series of Notes was issued and sold upon the funding of the borrower loan #74795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,723 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| momentous-value3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Debt Consolidation
My financial situation:
I am a good candidate for this loan because... I have an excellent credit
Monthly net income: $2200
Monthly expenses: $1300
Housing: $500
Insurance: $100
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:11 AM |
| scholarly-order6 | $50.00 | 9/7/2012 9:16:29 AM |
| lovely-currency3 | $50.00 | 9/7/2012 9:12:57 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:37 AM |
| Bob450 | $25.00 | 9/7/2012 9:14:25 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:12 AM |
| obduro_1 | $25.00 | 9/7/2012 9:29:32 AM |
| keynaples | $50.00 | 9/7/2012 10:22:03 AM |
| houli123 | $25.00 | 9/7/2012 10:18:40 AM |
| NickelSteamroller | $35.00 | 9/7/2012 10:24:48 AM |
| EnglishGeekInNYC | $50.00 | 9/7/2012 10:41:46 AM |
| corndog4000 | $45.00 | 9/7/2012 10:34:37 AM |
| money-baron | $50.00 | 9/7/2012 10:53:18 AM |
| sdcc72 | $25.00 | 9/7/2012 11:14:33 AM |
| dudebrah | $25.00 | 9/7/2012 1:05:39 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:49 PM |
| pdub | $250.00 | 9/7/2012 12:42:44 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:20:34 PM |
| paradise-foothill | $50.00 | 9/7/2012 4:11:42 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:18 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:55 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:05:57 PM |
| Nipper99 | $100.00 | 9/7/2012 3:00:36 PM |
| squarebob | $25.00 | 9/7/2012 3:32:11 PM |
| LARRY4NY | $25.00 | 9/7/2012 4:38:18 PM |
| lowrater | $100.40 | 9/7/2012 9:08:54 AM |
| decisive-income7 | $1,000.00 | 9/7/2012 9:02:16 AM |
| handy-justice | $100.00 | 9/7/2012 9:05:34 AM |
| duty-viola | $25.00 | 9/7/2012 9:18:03 AM |
| transaction-circuit | $75.00 | 9/7/2012 9:33:35 AM |
| 52digital | $75.00 | 9/7/2012 9:40:15 AM |
| gokart83 | $25.00 | 9/7/2012 9:33:39 AM |
| selector568 | $162.00 | 9/7/2012 9:47:55 AM |
| cash-mad-scientist3 | $25.00 | 9/7/2012 9:55:22 AM |
| justreturns | $25.00 | 9/7/2012 10:01:13 AM |
| income-triangulation1 | $25.00 | 9/7/2012 10:40:33 AM |
| favorite-commerce | $30.00 | 9/7/2012 11:39:52 AM |
| wise-charming-reward | $200.00 | 9/7/2012 2:47:22 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:50:10 PM |
| MasterTech33 | $27.60 | 9/7/2012 5:02:35 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
635520
This series of Notes was issued and sold upon the funding of the borrower loan #74810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 21.53% |
Borrower rate/APR:
| 22.53% / 25.04% |
Monthly payment:
| $418.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.02% | | |
| |
Estimated return*:
| 14.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,770 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-renewal7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:Debt Consolidation
This loan will be used to..Remove unsecured debt.
My financial situation: Stable
I am a good candidate for this loan because I have stable employment through a financially established community hospital. I have been working wih this company for over four years and now attending college to expand my education for the needs of this hospital. I plan on continuing my employment with this hospital for many more years.
Monthly net income: $2400
Monthly expenses: $
Housing: $459
Insurance: $160
Car expenses: $300
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/10/2012 5:08:02 PM |
| MFBank | $50.00 | 9/10/2012 5:09:01 PM |
| worth-blanket2 | $13,500.00 | 9/10/2012 5:10:59 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
635616
This series of Notes was issued and sold upon the funding of the borrower loan #74482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $817.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,658 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sincere-liberty821 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I have a steady work history and ability to pay.
Monthly net income: $4000.00
Monthly expenses: $3000.00
Housing: $900.00
Insurance: $150.00
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses: $250.00
Credit cards and other loans: $1100.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/14/2012 5:49:53 PM |
| green-trade-dolphin | $35.85 | 9/14/2012 9:01:21 AM |
| first-careful-currency | $300.00 | 9/14/2012 9:01:36 AM |
| urbane-income7 | $25.00 | 9/14/2012 9:29:38 AM |
| MI2 | $5,000.00 | 9/14/2012 10:02:27 AM |
| buffalobills | $25.00 | 9/14/2012 10:04:02 AM |
| tranquil-note5 | $50.00 | 9/14/2012 10:04:46 AM |
| melodious-fairness | $50.00 | 9/14/2012 1:03:48 PM |
| EnglishGeekInNYC | $50.00 | 9/14/2012 10:41:23 AM |
| fund-medalist171 | $50.00 | 9/14/2012 12:12:36 PM |
| wise-charming-reward | $200.00 | 9/14/2012 1:05:52 PM |
| UltimateWill | $25.00 | 9/14/2012 12:22:54 PM |
| fairness-symphony2 | $50.00 | 9/14/2012 2:32:48 PM |
| bonus-seahorse | $25.00 | 9/14/2012 2:04:30 PM |
| respectful-fairness069 | $27.00 | 9/14/2012 2:50:41 PM |
| Weaverville | $25.00 | 9/14/2012 2:54:34 PM |
| callmebryan | $25.00 | 9/14/2012 5:00:38 PM |
| theloanfiller | $25.53 | 9/14/2012 5:10:25 PM |
| cajunguy | $30.00 | 9/14/2012 4:10:53 PM |
| vigilance-frontier | $50.00 | 9/14/2012 4:19:26 PM |
| cutter21 | $25.00 | 9/14/2012 5:01:36 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:25 PM |
| bazaar-tulip | $25.00 | 9/14/2012 5:26:20 PM |
| NR | $25.00 | 9/14/2012 5:06:12 PM |
| Zane314 | $50.00 | 9/14/2012 5:24:26 PM |
| melodious-rupee3 | $25.00 | 9/14/2012 5:25:59 PM |
| truth-silo | $50.00 | 9/14/2012 5:44:54 PM |
| heavenly-bazaar3 | $100.00 | 9/14/2012 5:46:38 PM |
| dubois31 | $25.00 | 9/14/2012 5:33:56 PM |
| j2ee | $50.00 | 9/14/2012 5:50:50 PM |
| BostonCapital | $100.00 | 9/14/2012 5:50:52 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:03 PM |
| bid-banjo3 | $100.00 | 9/14/2012 5:54:04 PM |
| Ducatiman1978 | $25.00 | 9/14/2012 5:39:08 PM |
| profitable-fairness1 | $50.00 | 9/14/2012 5:39:54 PM |
| important-ore | $150.00 | 9/14/2012 5:26:13 PM |
| oneness | $25.00 | 9/14/2012 5:42:08 PM |
| income-buddy7 | $50.00 | 9/14/2012 5:55:49 PM |
| All_Wins | $50.00 | 9/14/2012 5:46:15 PM |
| ready-agreement5 | $25.00 | 9/14/2012 5:41:55 PM |
| momentous-velocity5 | $50.00 | 9/14/2012 5:53:51 PM |
| benevolent-loot5 | $200.00 | 9/14/2012 5:55:24 PM |
| gold-pudding6 | $57.00 | 9/14/2012 6:18:47 PM |
| intrepid-transaction5 | $100.00 | 9/14/2012 5:50:34 PM |
| newest-peace-surgeon | $51.00 | 9/14/2012 6:19:49 PM |
| paradigm_shift | $100.00 | 9/14/2012 6:25:34 PM |
| sassybaskets | $27.55 | 9/14/2012 6:32:06 PM |
| geemoney29 | $50.00 | 9/14/2012 6:34:26 PM |
| CasaDeTomas | $50.00 | 9/14/2012 5:53:15 PM |
| hope-percolator8 | $50.00 | 9/14/2012 5:54:23 PM |
| LeReve | $500.00 | 9/14/2012 6:03:16 PM |
| FWF-kinetic | $25.00 | 9/14/2012 8:38:10 PM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 6:16:10 PM |
| cathmorcorvus | $50.00 | 9/15/2012 1:00:17 AM |
| Young_Buffet | $125.97 | 9/14/2012 6:27:55 PM |
| keen-credit6 | $27.00 | 9/14/2012 7:10:30 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:15 PM |
| interest-pudding4 | $25.00 | 9/14/2012 6:04:32 PM |
| a-dough-plato | $25.00 | 9/14/2012 6:05:43 PM |
| Cronos | $50.00 | 9/14/2012 6:11:02 PM |
| wwwUniversal | $25.00 | 9/14/2012 6:11:11 PM |
| azazle | $50.00 | 9/15/2012 2:15:01 AM |
| 1-HARD-HEAD | $45.16 | 9/15/2012 2:26:45 AM |
| houli123 | $175.00 | 9/14/2012 6:57:52 PM |
| Green_Bay_Packers | $25.00 | 9/14/2012 11:34:38 PM |
| satisfying-reward1 | $27.40 | 9/14/2012 11:49:16 PM |
| hml | $50.00 | 9/15/2012 1:47:54 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:26 AM |
| tranquil-gain1 | $75.00 | 9/14/2012 9:20:10 AM |
| openness-antioxidant | $75.00 | 9/14/2012 9:42:06 AM |
| supreme-exchange547 | $25.00 | 9/14/2012 9:31:29 AM |
| Fitiwalt7 | $25.00 | 9/14/2012 9:51:12 AM |
| JeremyLinFan | $40.00 | 9/14/2012 10:10:44 AM |
| JBBank | $50.00 | 9/14/2012 10:12:46 AM |
| thankful-nickel2 | $25.00 | 9/14/2012 9:56:19 AM |
| tech310 | $50.00 | 9/14/2012 9:59:51 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:13 AM |
| best-bonafide-p2p | $50.00 | 9/14/2012 9:59:04 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:41 AM |
| magnificent-dime4 | $25.00 | 9/14/2012 10:36:24 AM |
| dreammachine | $50.00 | 9/14/2012 10:46:41 AM |
| systematic-value343 | $50.00 | 9/14/2012 2:01:18 PM |
| jhussey | $100.00 | 9/14/2012 10:43:08 AM |
| Nipper99 | $100.00 | 9/14/2012 1:10:13 PM |
| historic-value7 | $100.00 | 9/14/2012 1:00:16 PM |
| clean-income2 | $25.00 | 9/14/2012 2:36:24 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:55 PM |
| pound-mushroom3 | $25.00 | 9/14/2012 5:02:29 PM |
| graceful-durability246 | $25.00 | 9/14/2012 5:05:13 PM |
| squarebob | $25.00 | 9/14/2012 3:19:34 PM |
| bazaar-festivity | $25.00 | 9/14/2012 5:10:50 PM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:16:23 PM |
| chlebie | $50.00 | 9/14/2012 5:27:20 PM |
| dynamic-money271 | $100.00 | 9/14/2012 5:08:10 PM |
| reward-gala | $25.00 | 9/14/2012 5:35:34 PM |
| BDL-Roth | $25.00 | 9/14/2012 5:21:57 PM |
| UstedEsElHombre | $43.00 | 9/14/2012 5:37:48 PM |
| spark548 | $25.00 | 9/14/2012 5:44:34 PM |
| wise-direct-community | $25.00 | 9/14/2012 5:20:43 PM |
| the-precious-bid | $25.00 | 9/14/2012 5:48:51 PM |
| All_Wins | $75.00 | 9/14/2012 5:52:12 PM |
| transaction-hugger4 | $100.00 | 9/14/2012 5:36:35 PM |
| orange-market-amigo | $200.00 | 9/14/2012 5:40:37 PM |
| enthusiastic-point | $25.00 | 9/14/2012 5:41:52 PM |
| value-wind0 | $25.00 | 9/14/2012 5:29:15 PM |
| vigorous-velocity | $200.00 | 9/14/2012 5:44:56 PM |
| affluence-microscope2 | $200.00 | 9/14/2012 5:55:36 PM |
| ADIDASNO | $25.00 | 9/14/2012 5:31:12 PM |
| entertaining-revenue4 | $25.00 | 9/14/2012 5:48:25 PM |
| flexible-treasure480 | $25.00 | 9/14/2012 5:49:24 PM |
| orderandprogress | $50.00 | 9/14/2012 5:58:31 PM |
| auction-sage | $100.00 | 9/14/2012 6:00:04 PM |
| prudent-payment316 | $25.00 | 9/14/2012 5:41:41 PM |
| transparency-sapling | $25.00 | 9/14/2012 6:01:56 PM |
| resolute-worth4 | $50.00 | 9/14/2012 5:42:21 PM |
| enthusiastic-cash599 | $50.00 | 9/14/2012 6:02:38 PM |
| 1313mark1313 | $25.09 | 9/14/2012 5:44:06 PM |
| Lacimae | $100.00 | 9/14/2012 6:12:38 PM |
| abundanceforever | $52.50 | 9/14/2012 5:56:35 PM |
| contract-lotus | $50.00 | 9/14/2012 5:59:33 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:20 PM |
| kind-lovely-marketplace | $25.00 | 9/14/2012 6:00:01 PM |
| bellaquito | $500.00 | 9/14/2012 6:50:58 PM |
| adventurer447 | $300.00 | 9/14/2012 6:00:23 PM |
| radiant-dollar9 | $200.00 | 9/14/2012 6:00:40 PM |
| Alun | $50.00 | 9/14/2012 7:05:55 PM |
| unger | $170.00 | 9/14/2012 7:12:45 PM |
| newest-currency-vibrato | $28.95 | 9/14/2012 6:02:12 PM |
| kind-bazaar-kitten | $25.00 | 9/14/2012 7:19:46 PM |
| repayment-pagoda8 | $100.00 | 9/14/2012 5:53:36 PM |
| eoppy | $50.00 | 9/14/2012 8:25:03 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:16 PM |
| scottndesign | $50.00 | 9/14/2012 11:47:45 PM |
| nickel-ferret | $25.00 | 9/14/2012 5:58:25 PM |
| point653 | $25.00 | 9/14/2012 5:58:44 PM |
| paytonbrigadier | $250.00 | 9/14/2012 5:59:04 PM |
| dime-sprout | $25.00 | 9/14/2012 6:44:24 PM |
| wetlands | $200.00 | 9/14/2012 5:59:20 PM |
| green-order-captain | $50.00 | 9/14/2012 6:00:40 PM |
| mello137 | $25.00 | 9/14/2012 7:37:54 PM |
| john0720 | $25.00 | 9/14/2012 6:03:10 PM |
| vibrant-dollar0 | $25.00 | 9/14/2012 7:52:52 PM |
| benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:17 PM |
| Index_Plus | $5,000.00 | 9/14/2012 6:12:12 PM |
| green-lovely-finance | $25.00 | 9/14/2012 6:13:27 PM |
| lender2611 | $50.00 | 9/14/2012 6:15:26 PM |
| progressive-durability2 | $25.00 | 9/15/2012 12:40:11 AM |
| LenderByDay | $25.00 | 9/15/2012 1:55:37 AM |
| basis-hero8 | $25.00 | 9/14/2012 6:29:27 PM |
| mammalian4 | $25.00 | 9/14/2012 7:23:41 PM |
| just-loyalty643 | $50.00 | 9/14/2012 7:37:42 PM |
| thoughtful-contract984 | $25.00 | 9/14/2012 7:53:16 PM |
| RuleOf70 | $30.00 | 9/14/2012 8:12:58 PM |
| kindness-festivity | $25.00 | 9/14/2012 8:27:56 PM |
| order-taco-bell | $25.00 | 9/14/2012 11:39:12 PM |
| radiant-cash0 | $26.00 | 9/15/2012 12:56:15 AM |
| 156 Investments
|
Borrower Payment Dependent Notes Series
635634
This series of Notes was issued and sold upon the funding of the borrower loan #74626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,422 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| b4b42day |
Borrower's state:
| Maryland |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan- Grow Existing Biz
Purpose of loan:
This loan will be used to expand my small business.
My financial situation:
I am a good candidate for this loan. I have consistently paid my bills and have not been late on my bills. I pay on time consistently as well as my personal debts. Gross sales for my company for the past 3 years has been increasing steadily as the economy improves. I sincerely believe I am a good risk because I am expanding an existing business with over 10 years of expertise.
Thank you for reviewing my listing!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/10/2012 5:04:06 PM |
| Kash2010lu | $30.00 | 9/10/2012 5:04:19 PM |
| scholarly-order6 | $50.00 | 9/10/2012 5:05:36 PM |
| 52digital | $75.00 | 9/10/2012 5:17:56 PM |
| lowrater | $50.40 | 9/10/2012 5:15:34 PM |
| thrilling-fund427 | $50.00 | 9/10/2012 5:18:22 PM |
| vutah | $9.60 | 9/10/2012 5:49:24 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:10 PM |
| best-bonafide-p2p | $50.00 | 9/10/2012 5:31:58 PM |
| MFBank | $50.00 | 9/10/2012 5:08:24 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:05 PM |
| first-class-gold0 | $250.00 | 9/10/2012 5:05:33 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:23:20 PM |
| LeReve | $500.00 | 9/10/2012 5:30:39 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
635666
This series of Notes was issued and sold upon the funding of the borrower loan #74630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $396.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 24y 0m |
|
Amount delinquent:
| $320 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,064 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| industrious-bid0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...payoff some debt
My financial situation:
I am a good candidate for this loan because...I am a hardworker and dedicated
Monthly net income: $1600-1700-- I have 2 jobs
Monthly expenses: $1650
Housing: $560 per month
Insurance: $250 per month
Car expenses: $440 per month
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/11/2012 5:03:03 PM |
| duty-viola | $25.00 | 9/11/2012 5:01:02 PM |
| worth-blanket2 | $12,150.00 | 9/11/2012 5:03:30 PM |
| networks4ever | $25.00 | 9/11/2012 5:01:26 PM |
| InChicago | $40.03 | 9/11/2012 5:00:30 PM |
| decisive-income7 | $1,154.97 | 9/11/2012 5:04:30 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:03 PM |
| Plow_n_Sow | $30.00 | 9/11/2012 5:02:18 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
635700
This series of Notes was issued and sold upon the funding of the borrower loan #74500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,495.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $401.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,355 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| persistent-bazaar550 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
|
|
Principal balance:
| $12,504.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt Consolidation
Purpose of loan: is to consolidate my payments into one payment
This loan will be used to...To pay off a few unfortunate expenditures to help my fathers business
My financial situation: is in great standing with an excellent credit score.
I am a good candidate for this loan because...I have a perfect track record for paying off all money I have borrowed in the past. I just finished paying off a 38, 000 car loan as well as a 20,000 car loan without missing any payments ever. All my credit cards have always been paid in full. I would like to pay in full the charges I have recently accrued on the credit cards and have one consolidated payment with a lower interest rate from Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:16 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:00 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:46 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:27 PM |
| LeReve | $500.00 | 9/10/2012 5:30:07 PM |
| starry2001 | $25.00 | 9/10/2012 5:28:34 PM |
| phaded | $25.00 | 9/10/2012 5:53:29 PM |
| community-burrito9 | $30.00 | 9/10/2012 5:34:29 PM |
| Rockymtnhi | $100.00 | 9/10/2012 5:55:19 PM |
| member_98419 | $25.00 | 9/10/2012 5:38:14 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:39 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:44 PM |
| principal-bull | $25.00 | 9/10/2012 6:53:41 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:10 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:35 PM |
| bellaquito | $500.00 | 9/10/2012 6:49:18 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:53 PM |
| awesome-generosity4 | $46.00 | 9/11/2012 7:10:28 AM |
| jubilant-agreement0 | $25.00 | 9/11/2012 5:23:53 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:13 AM |
| truth-poplar | $25.00 | 9/11/2012 8:55:17 AM |
| btrfly11 | $25.00 | 9/11/2012 9:17:14 AM |
| green-tree-shake | $45.00 | 9/11/2012 9:45:42 AM |
| objective-investor | $68.00 | 9/11/2012 9:40:58 AM |
| USMC0311 | $25.00 | 9/11/2012 9:45:50 AM |
| ingenious-deal6 | $25.00 | 9/11/2012 10:41:34 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:32 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:44:53 AM |
| botfolio | $300.00 | 9/11/2012 11:05:39 AM |
| diligent-kindness9 | $25.00 | 9/11/2012 2:42:54 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:16 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:13 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:44 PM |
| GlobalVisionary | $50.00 | 9/11/2012 3:56:24 PM |
| vonbondie3000 | $34.00 | 9/11/2012 4:59:14 PM |
| currency-persimmon | $25.00 | 9/11/2012 4:07:08 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:27 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:29 PM |
| cognizant-rupee7 | $25.00 | 9/11/2012 5:54:33 PM |
| platinum-zoo4 | $25.00 | 9/11/2012 5:42:04 PM |
| dashseven | $55.00 | 9/11/2012 6:29:23 PM |
| SugarMommy | $25.00 | 9/11/2012 7:19:41 PM |
| CougarRoar | $25.00 | 9/11/2012 10:40:33 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:48 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:56 AM |
| SonomaHills | $35.00 | 9/11/2012 11:32:07 PM |
| laughmotel | $51.16 | 9/11/2012 10:06:44 PM |
| I_Like_to_Invest | $25.00 | 9/12/2012 6:44:47 AM |
| brycemcd | $25.00 | 9/11/2012 10:47:13 PM |
| elfincove | $25.00 | 9/12/2012 7:33:39 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:02 AM |
| TigerForce | $25.00 | 9/12/2012 4:33:46 AM |
| mortikai | $50.00 | 9/12/2012 5:27:49 AM |
| entertaining-rate9 | $25.00 | 9/12/2012 9:07:02 AM |
| duty-monger | $50.00 | 9/12/2012 8:59:57 AM |
| upc_tnt | $25.00 | 9/12/2012 9:13:37 AM |
| smallbizrule | $25.00 | 9/12/2012 8:13:17 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:22 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:17 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:45 AM |
| Nazbuster | $100.00 | 9/12/2012 9:43:01 AM |
| american6 | $50.00 | 9/12/2012 9:54:02 AM |
| 108lender | $200.00 | 9/12/2012 9:47:59 AM |
| green-order-captain | $50.00 | 9/12/2012 10:29:56 AM |
| gjm6d | $25.00 | 9/12/2012 10:03:58 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:37 AM |
| hidavehi | $33.00 | 9/12/2012 10:31:19 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:30 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:37:59 AM |
| coin-spilunker | $25.00 | 9/12/2012 12:47:54 PM |
| Plutis | $25.00 | 9/12/2012 10:52:20 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:35 AM |
| heavy_ax | $50.00 | 9/12/2012 11:48:30 AM |
| hml | $50.00 | 9/12/2012 12:19:27 PM |
| mlpinz | $25.00 | 9/12/2012 1:26:01 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:03 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:51 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 4:01:03 PM |
| graceful-durability246 | $30.00 | 9/12/2012 4:53:02 PM |
| bowdish1 | $100.00 | 9/12/2012 5:06:28 PM |
| Dcrave06 | $25.00 | 9/12/2012 5:06:45 PM |
| credit-maple | $25.00 | 9/12/2012 5:25:54 PM |
| BB-ptoploan | $50.00 | 9/12/2012 5:29:39 PM |
| RocketSurgeon | $25.00 | 9/12/2012 5:10:44 PM |
| Science7124 | $25.00 | 9/12/2012 5:49:31 PM |
| dank-of-america | $27.17 | 9/12/2012 5:56:21 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:16 PM |
| dough-souffle | $25.00 | 9/12/2012 5:56:15 PM |
| NR | $25.00 | 9/12/2012 5:59:51 PM |
| loan-keeper9 | $971.40 | 9/12/2012 6:33:29 PM |
| liberty-viola | $30.00 | 9/12/2012 6:17:35 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:57 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:44 PM |
| lnuss25 | $25.00 | 9/10/2012 5:17:02 PM |
| tranquil-gain1 | $75.00 | 9/10/2012 5:05:02 PM |
| j2ee | $50.00 | 9/10/2012 5:15:50 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:44 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:20 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:26 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:02:09 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:55 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:54 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:43 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:15 PM |
| cordial-bonus | $25.00 | 9/10/2012 6:05:26 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:22 PM |
| a-brainy-gain | $25.00 | 9/10/2012 7:00:49 PM |
| Castellan | $50.00 | 9/10/2012 6:35:37 PM |
| lendersf | $100.00 | 9/10/2012 7:40:28 PM |
| Barky52 | $25.00 | 9/10/2012 6:58:29 PM |
| rkhrdjp | $25.00 | 9/11/2012 4:35:02 AM |
| yield-hut | $25.00 | 9/11/2012 3:52:35 AM |
| friendinmoney | $25.00 | 9/11/2012 8:03:22 AM |
| DonaldColorado | $100.00 | 9/11/2012 8:36:51 AM |
| fairness-carrier | $25.00 | 9/11/2012 9:18:22 AM |
| tolerant-dinero2 | $25.00 | 9/11/2012 9:58:52 AM |
| payout-reaction740 | $25.00 | 9/11/2012 10:05:28 AM |
| availableloan | $25.00 | 9/11/2012 10:28:03 AM |
| compatible-deal9 | $50.00 | 9/11/2012 10:44:50 AM |
| squeebie | $50.00 | 9/11/2012 10:54:52 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:46 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:18 PM |
| Cash4U2also | $50.27 | 9/11/2012 2:26:33 PM |
| charming-contract3 | $25.00 | 9/11/2012 2:28:51 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:18 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:44:36 PM |
| martinatime | $25.00 | 9/11/2012 6:07:07 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:05 PM |
| banker334 | $40.00 | 9/11/2012 8:15:37 PM |
| LimaGuy | $66.39 | 9/11/2012 9:17:21 PM |
| reinforced-velocity158 | $100.00 | 9/11/2012 9:25:31 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:45 PM |
| MrCoffee | $25.00 | 9/11/2012 8:22:08 PM |
| langdonx | $50.00 | 9/11/2012 9:40:46 PM |
| anacent | $25.00 | 9/11/2012 9:41:09 PM |
| bonus-poplar2 | $25.00 | 9/12/2012 7:47:31 AM |
| blissful-penny | $50.00 | 9/12/2012 1:29:27 AM |
| RussiaAC5M | $25.40 | 9/12/2012 5:28:12 AM |
| Scoreman | $25.00 | 9/12/2012 6:08:06 AM |
| PaulW | $40.00 | 9/12/2012 5:09:48 AM |
| new-wampum-clarinet | $100.00 | 9/12/2012 6:32:20 AM |
| ready-bid9 | $50.00 | 9/12/2012 9:02:26 AM |
| Leshan | $100.00 | 9/12/2012 8:00:06 AM |
| CE88 | $51.90 | 9/12/2012 8:21:04 AM |
| Investoman | $25.00 | 9/12/2012 9:13:27 AM |
| enriching-trade2 | $42.00 | 9/12/2012 9:08:51 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:57 AM |
| britgsb | $50.00 | 9/12/2012 9:22:50 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:24 AM |
| AFairDeal | $25.00 | 9/12/2012 9:54:48 AM |
| prudent-payment316 | $25.00 | 9/12/2012 9:42:39 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:55 AM |
| value-wind0 | $25.00 | 9/12/2012 10:16:45 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:07 AM |
| mennleo | $50.00 | 9/12/2012 10:04:10 AM |
| first-careful-currency | $300.00 | 9/12/2012 10:46:28 AM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:26 PM |
| Rivervale_Westwood | $50.00 | 9/12/2012 11:14:07 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:29:39 PM |
| snowyowl | $50.00 | 9/12/2012 11:58:40 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:57 PM |
| cash-cymbal3 | $75.00 | 9/12/2012 1:14:06 PM |
| greenfuzz | $25.00 | 9/12/2012 4:35:34 PM |
| MonkeyB | $25.00 | 9/12/2012 3:22:01 PM |
| basejump0 | $25.00 | 9/12/2012 3:35:01 PM |
| promise2 | $25.00 | 9/12/2012 4:20:25 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:05 PM |
| saj454 | $100.00 | 9/12/2012 4:19:56 PM |
| Binan | $38.30 | 9/12/2012 5:09:15 PM |
| WxChem | $30.00 | 9/12/2012 5:29:23 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:41 PM |
| knowledgeable-silver6 | $25.00 | 9/12/2012 5:22:30 PM |
| chestnut4 | $25.00 | 9/12/2012 5:41:27 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:49 PM |
| top-emphatic-generosity | $50.00 | 9/12/2012 6:14:52 PM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
635770
This series of Notes was issued and sold upon the funding of the borrower loan #74211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $141.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,187 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| happy-truth2 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation: good
I am a good candidate for this loan because...I believe in paying my bills on time
Monthly net income: $3200.
Monthly expenses: $
Housing: $836.94
Insurance: $337.00
Car expenses: $306.00
Utilities: $325
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $714.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:34 PM |
| RedmondMan | $25.00 | 9/7/2012 5:04:59 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:08:48 PM |
| commerce-venture1 | $24.97 | 9/7/2012 5:12:29 PM |
| worth-blanket2 | $4,500.00 | 9/7/2012 5:08:18 PM |
| InChicago | $80.03 | 9/7/2012 5:02:48 PM |
| 84928429 | $50.00 | 9/7/2012 5:03:15 PM |
| houli123 | $25.00 | 9/7/2012 5:08:01 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:24 PM |
| scholarly-order6 | $70.00 | 9/7/2012 5:11:17 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
635786
This series of Notes was issued and sold upon the funding of the borrower loan #74250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $766.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82,948 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-chooser6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off my credit cards and consolidate my debt
My financial situation:
I am a good candidate for this loan because...I have very steady income and I am very determined to pay off my debt and save money for my daughter.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $75.40 | 9/8/2012 12:06:20 PM |
| jcornehlsen | $25.00 | 9/8/2012 2:01:08 PM |
| Castellan | $50.00 | 9/9/2012 12:39:51 PM |
| lionheart722 | $100.00 | 9/10/2012 2:47:01 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:54 PM |
| squeebie | $50.00 | 9/11/2012 10:54:41 AM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:10 PM |
| martinatime | $50.00 | 9/11/2012 5:13:27 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:18 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:17 PM |
| anacent | $25.00 | 9/11/2012 9:41:03 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:09 AM |
| auction-sage | $50.00 | 9/12/2012 10:33:58 AM |
| Darts | $50.00 | 9/12/2012 7:45:54 PM |
| pdub | $750.00 | 9/13/2012 10:33:04 AM |
| rchapee | $25.00 | 9/14/2012 7:51:45 AM |
| Syzygy | $25.00 | 9/14/2012 9:13:40 AM |
| benevolent-loot5 | $200.00 | 9/14/2012 9:07:18 AM |
| indomitable-coin | $25.00 | 9/14/2012 9:18:49 AM |
| BxRealtor | $25.00 | 9/14/2012 9:31:39 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:03 AM |
| JBBank | $50.00 | 9/14/2012 10:12:38 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:37 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:10 AM |
| finance-symphony7 | $200.00 | 9/14/2012 3:42:50 PM |
| bowdish1 | $100.00 | 9/14/2012 5:11:07 PM |
| compassion-twister2 | $50.00 | 9/14/2012 5:20:33 PM |
| BDL-Roth | $25.00 | 9/14/2012 5:21:57 PM |
| dharma1 | $25.00 | 9/14/2012 5:23:35 PM |
| graceful-durability246 | $50.00 | 9/14/2012 5:05:11 PM |
| american6 | $50.00 | 9/14/2012 5:18:19 PM |
| gain-nucleus | $25.00 | 9/14/2012 5:18:33 PM |
| proper-exchange8 | $50.00 | 9/14/2012 5:06:17 PM |
| enticing-note | $25.00 | 9/14/2012 5:20:25 PM |
| alaskanone | $25.00 | 9/14/2012 5:37:17 PM |
| top-community-voyage | $50.00 | 9/14/2012 5:16:59 PM |
| important-ore | $150.00 | 9/14/2012 5:26:10 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:11 PM |
| studious-peso | $25.00 | 9/14/2012 5:38:20 PM |
| return-tower4 | $25.00 | 9/14/2012 5:53:33 PM |
| djs81 | $75.00 | 9/14/2012 5:43:04 PM |
| bellaquito | $500.00 | 9/14/2012 7:07:41 PM |
| power-kin | $50.00 | 9/14/2012 6:05:42 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 12:04:21 AM |
| palmetto933 | $25.00 | 9/15/2012 5:58:06 AM |
| northphoto | $25.00 | 9/15/2012 7:28:10 AM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:18 AM |
| responsive-worth5 | $25.00 | 9/15/2012 8:14:19 AM |
| MrMoney0622 | $25.00 | 9/15/2012 12:00:47 PM |
| exchange-pledge | $50.00 | 9/15/2012 12:01:44 PM |
| appastk | $25.00 | 9/15/2012 9:50:22 AM |
| Tylerh | $250.00 | 9/15/2012 12:04:25 PM |
| MicroL | $25.00 | 9/15/2012 12:05:43 PM |
| MiniBank998 | $25.00 | 9/15/2012 12:06:19 PM |
| jts | $25.00 | 9/15/2012 12:07:19 PM |
| finance-explosion6 | $25.00 | 9/15/2012 12:00:28 PM |
| helpu88 | $25.00 | 9/15/2012 12:08:04 PM |
| tenacious-affluence | $25.00 | 9/15/2012 12:01:12 PM |
| RodBlizz42 | $29.00 | 9/15/2012 12:08:33 PM |
| fiddlerzvi | $50.00 | 9/15/2012 12:01:50 PM |
| BaltimoreLender | $25.00 | 9/15/2012 12:10:40 PM |
| JAVEHE | $25.00 | 9/15/2012 12:13:16 PM |
| jeffc92 | $50.00 | 9/15/2012 12:04:05 PM |
| Steveoo1 | $100.00 | 9/15/2012 9:40:34 AM |
| prosha | $25.00 | 9/15/2012 9:44:27 AM |
| orange-courageous-dedication | $25.00 | 9/15/2012 12:04:31 PM |
| best-active-listing | $25.00 | 9/15/2012 9:57:28 AM |
| gracej | $25.00 | 9/15/2012 12:04:45 PM |
| helpishere777 | $25.00 | 9/15/2012 12:05:24 PM |
| methodical-basis822 | $25.00 | 9/15/2012 11:01:16 AM |
| mason13a | $25.00 | 9/15/2012 12:10:14 PM |
| mistertao | $25.00 | 9/15/2012 12:17:24 PM |
| community-pipeline | $25.00 | 9/15/2012 12:17:28 PM |
| thoughtful-fairness2 | $25.00 | 9/15/2012 12:17:36 PM |
| diggs | $25.00 | 9/15/2012 12:11:17 PM |
| pawsitive | $30.00 | 9/15/2012 12:12:25 PM |
| thomkozik | $25.00 | 9/15/2012 12:00:56 PM |
| selfmademan | $25.00 | 9/15/2012 12:01:06 PM |
| Emgolda | $25.00 | 9/15/2012 12:01:15 PM |
| LR_Biker | $50.00 | 9/15/2012 12:01:30 PM |
| moneynmotion | $25.00 | 9/15/2012 12:13:58 PM |
| the_winning_ticket | $250.00 | 9/15/2012 12:02:49 PM |
| bokonon | $50.00 | 9/15/2012 12:21:10 PM |
| krisran | $50.00 | 9/15/2012 12:03:46 PM |
| greenback-pear | $50.00 | 9/15/2012 12:16:23 PM |
| velocity-solo | $25.00 | 9/15/2012 12:22:28 PM |
| BuffetRocks | $50.00 | 9/15/2012 12:04:18 PM |
| unforgettable-wealth4 | $50.00 | 9/15/2012 12:16:44 PM |
| ManyBlessings | $25.00 | 9/15/2012 12:24:25 PM |
| eker1170 | $25.00 | 9/15/2012 12:05:48 PM |
| shawndw | $25.00 | 9/15/2012 12:06:10 PM |
| orange-resolute-platinum | $25.00 | 9/15/2012 12:24:58 PM |
| LoanU | $25.00 | 9/15/2012 12:25:38 PM |
| RedGranite | $40.00 | 9/15/2012 12:17:19 PM |
| Jmatt33 | $25.00 | 9/15/2012 12:18:14 PM |
| mg6619 | $25.00 | 9/15/2012 12:09:41 PM |
| plentiful-note6 | $25.00 | 9/15/2012 12:27:37 PM |
| Duchdad | $25.00 | 9/15/2012 12:18:53 PM |
| educationfirst | $50.00 | 9/15/2012 12:28:41 PM |
| repayment-launcher | $25.00 | 9/15/2012 12:19:21 PM |
| silverloan | $50.00 | 9/15/2012 12:12:03 PM |
| MoneyMoon | $25.00 | 9/15/2012 12:19:45 PM |
| lounges | $25.00 | 9/15/2012 12:29:35 PM |
| Cheburashka | $30.00 | 9/15/2012 12:19:48 PM |
| ualf | $50.00 | 9/15/2012 12:20:18 PM |
| Mantis75 | $25.00 | 9/15/2012 12:30:11 PM |
| gojackgo | $100.00 | 9/15/2012 12:20:31 PM |
| credit-statuette8 | $25.00 | 9/15/2012 12:30:27 PM |
| Oupa-George | $25.00 | 9/15/2012 12:30:55 PM |
| duckadoo | $25.00 | 9/15/2012 12:15:26 PM |
| narblark | $50.00 | 9/15/2012 12:33:11 PM |
| best-heavenly-justice | $25.00 | 9/15/2012 12:24:04 PM |
| basis-ferret8 | $50.00 | 9/15/2012 12:33:37 PM |
| exchange-saver8 | $25.00 | 9/15/2012 12:34:36 PM |
| srosa29 | $25.00 | 9/15/2012 12:34:49 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:55 PM |
| graceful-fairness4 | $100.00 | 9/15/2012 12:26:45 PM |
| marketplace-cello5 | $25.00 | 9/15/2012 12:27:14 PM |
| credit-scout7 | $50.00 | 9/15/2012 12:19:08 PM |
| jamschmidt | $25.00 | 9/15/2012 12:29:15 PM |
| diversification-surge | $25.00 | 9/15/2012 12:19:36 PM |
| NR | $25.00 | 9/15/2012 12:37:11 PM |
| rcr549 | $25.00 | 9/15/2012 12:37:27 PM |
| ianakacg | $25.00 | 9/15/2012 12:30:25 PM |
| tenchi2777 | $25.00 | 9/15/2012 12:31:01 PM |
| worth-web5 | $50.00 | 9/15/2012 12:38:50 PM |
| MrDavid | $75.00 | 9/15/2012 12:21:04 PM |
| LordKinbote | $25.00 | 9/15/2012 12:31:52 PM |
| illustrado | $25.00 | 9/15/2012 12:39:28 PM |
| bill-igloo | $25.00 | 9/15/2012 12:21:48 PM |
| tdswellington | $25.00 | 9/15/2012 12:32:12 PM |
| happy-yield | $25.00 | 9/15/2012 12:39:53 PM |
| hostbank | $100.00 | 9/15/2012 12:22:46 PM |
| Poohcho | $25.00 | 9/15/2012 12:40:28 PM |
| nickel-circuitry | $25.00 | 9/15/2012 12:23:07 PM |
| andymax | $50.00 | 9/15/2012 12:23:21 PM |
| Clambake | $25.00 | 9/15/2012 12:23:43 PM |
| keeks | $25.00 | 9/15/2012 12:34:00 PM |
| joyful-worth486 | $25.00 | 9/15/2012 12:34:34 PM |
| GATrust | $25.00 | 9/15/2012 12:24:33 PM |
| fishintime | $100.00 | 9/15/2012 12:44:32 PM |
| TCayce | $25.00 | 9/15/2012 12:44:36 PM |
| dthompso | $50.00 | 9/15/2012 12:26:16 PM |
| MONEYLENDER101 | $50.00 | 9/15/2012 12:45:18 PM |
| freesia54 | $50.00 | 9/15/2012 12:27:17 PM |
| b2006 | $25.00 | 9/15/2012 12:47:07 PM |
| stuy1998 | $25.00 | 9/15/2012 12:47:19 PM |
| RichDadPoorDad | $25.00 | 9/15/2012 12:48:41 PM |
| elasermd | $50.00 | 9/15/2012 12:49:33 PM |
| MoneyMA | $25.00 | 9/15/2012 12:49:45 PM |
| kinetic-openness0 | $25.00 | 9/15/2012 12:49:57 PM |
| pipopirate | $25.00 | 9/15/2012 12:38:09 PM |
| TheGoodSamaritan | $26.40 | 9/15/2012 12:50:49 PM |
| biobulator | $25.00 | 9/15/2012 12:50:54 PM |
| Cre8iveCash | $25.00 | 9/15/2012 12:51:01 PM |
| lobster | $25.00 | 9/15/2012 12:39:01 PM |
| jjb3 | $25.00 | 9/15/2012 12:31:45 PM |
| chucke | $25.00 | 9/15/2012 12:32:18 PM |
| CapeDollars | $25.00 | 9/15/2012 12:51:34 PM |
| Namrok | $25.00 | 9/15/2012 12:51:55 PM |
| money-explorer3 | $25.00 | 9/15/2012 12:39:55 PM |
| chih2han | $25.00 | 9/15/2012 12:34:18 PM |
| QuincyCapital | $25.00 | 9/15/2012 12:40:29 PM |
| Relevance | $25.00 | 9/15/2012 12:34:31 PM |
| Zolton | $300.00 | 9/15/2012 12:52:59 PM |
| donloah | $25.00 | 9/15/2012 12:53:12 PM |
| ckatak | $50.00 | 9/15/2012 12:53:20 PM |
| building-america | $25.00 | 9/15/2012 12:41:27 PM |
| ProjectVenture | $25.00 | 9/15/2012 12:41:35 PM |
| ChicoBob | $25.00 | 9/15/2012 12:35:26 PM |
| wealth-influencer | $25.00 | 9/15/2012 12:42:05 PM |
| Avala | $100.00 | 9/15/2012 12:42:21 PM |
| investor7257 | $25.00 | 9/15/2012 12:44:18 PM |
| planningforsuccess86 | $25.00 | 9/15/2012 12:45:00 PM |
| extraordinary-exchange4 | $50.00 | 9/15/2012 12:45:23 PM |
| steiglends | $100.00 | 9/15/2012 12:45:38 PM |
| larrybird | $1,000.00 | 9/15/2012 12:48:00 PM |
| Eastern | $50.00 | 9/15/2012 1:00:02 PM |
| pious-currency875 | $100.00 | 9/15/2012 12:48:02 PM |
| market-enthusiast | $25.00 | 9/15/2012 12:48:24 PM |
| faithey | $50.00 | 9/15/2012 12:48:32 PM |
| nerdbomber | $25.00 | 9/15/2012 1:01:01 PM |
| minista | $25.00 | 9/15/2012 12:48:46 PM |
| SkiNZ | $25.00 | 9/15/2012 12:37:09 PM |
| Mostyle | $25.00 | 9/15/2012 12:49:09 PM |
| cotito | $25.00 | 9/15/2012 1:01:49 PM |
| ThomasC | $50.00 | 9/15/2012 12:49:50 PM |
| gzeo | $25.00 | 9/15/2012 12:38:10 PM |
| Willylump | $25.00 | 9/15/2012 1:05:09 PM |
| tntbuzz | $50.00 | 9/15/2012 12:51:59 PM |
| macgeek | $50.00 | 9/15/2012 1:05:30 PM |
| SeaLoans | $25.00 | 9/15/2012 1:05:55 PM |
| sdloanhelper | $50.00 | 9/15/2012 12:52:56 PM |
| kalex752 | $25.00 | 9/15/2012 1:06:20 PM |
| bvzm | $25.00 | 9/15/2012 12:53:04 PM |
| preeminant-hope7 | $25.00 | 9/15/2012 12:40:34 PM |
| financelover | $50.00 | 9/15/2012 1:07:00 PM |
| Kame | $25.00 | 9/15/2012 1:08:01 PM |
| cebgop | $25.00 | 9/15/2012 12:41:25 PM |
| hawaiiangirl76 | $25.00 | 9/15/2012 12:54:42 PM |
| famous-ore2 | $50.00 | 9/15/2012 1:09:26 PM |
| brightest-repayment-patriot | $75.00 | 9/15/2012 12:55:50 PM |
| get30inc | $50.00 | 9/15/2012 12:42:26 PM |
| jakesworld | $25.00 | 9/15/2012 12:56:34 PM |
| ktfritz | $25.00 | 9/15/2012 12:43:11 PM |
| macotra4 | $36.00 | 9/15/2012 1:12:02 PM |
| turbostar666 | $25.00 | 9/15/2012 1:12:50 PM |
| intuitive-integrity9 | $50.00 | 9/15/2012 12:57:36 PM |
| noble-moola0 | $30.00 | 9/15/2012 12:44:48 PM |
| designs626 | $50.00 | 9/15/2012 12:45:16 PM |
| value-pole | $25.00 | 9/15/2012 12:58:43 PM |
| Auditman | $50.00 | 9/15/2012 12:47:09 PM |
| excellent-funds649 | $50.00 | 9/15/2012 1:00:49 PM |
| larslfe | $25.00 | 9/15/2012 1:03:07 PM |
| trade-watcher | $25.00 | 9/15/2012 1:03:16 PM |
| LendDoc | $25.00 | 9/15/2012 12:49:19 PM |
| Imageloan | $25.00 | 9/15/2012 1:04:18 PM |
| acropiloterau2002 | $25.00 | 9/15/2012 12:50:15 PM |
| g314 | $25.00 | 9/15/2012 12:50:18 PM |
| Tasteslikechicken | $50.00 | 9/15/2012 1:05:51 PM |
| downtownfarm | $25.00 | 9/15/2012 12:51:36 PM |
| csakhil | $50.00 | 9/15/2012 1:06:15 PM |
| Blends | $45.00 | 9/15/2012 1:07:17 PM |
| fairness-transporter6 | $25.00 | 9/15/2012 12:52:52 PM |
| tdinmanhattan | $25.00 | 9/15/2012 1:08:15 PM |
| benevolent-moola291 | $50.00 | 9/15/2012 12:53:52 PM |
| brazilofmux | $100.00 | 9/15/2012 12:54:47 PM |
| loot-prescription3 | $50.00 | 9/15/2012 12:56:25 PM |
| CaptainTW | $25.00 | 9/15/2012 12:57:41 PM |
| PhalanxBulldog | $50.00 | 9/15/2012 12:58:32 PM |
| Preteur | $25.00 | 9/15/2012 1:00:23 PM |
| penny-leader416 | $25.00 | 9/15/2012 1:03:24 PM |
| taz007 | $25.00 | 9/15/2012 1:04:49 PM |
| bss97603 | $25.00 | 9/15/2012 1:07:21 PM |
| a-transparency-prodigy | $25.00 | 9/15/2012 1:07:59 PM |
| Patrician | $50.00 | 9/15/2012 1:08:46 PM |
| invincible-deal82 | $25.00 | 9/15/2012 1:10:08 PM |
| mrladybug101 | $25.00 | 9/15/2012 1:10:24 PM |
| Natronpee | $25.00 | 9/15/2012 1:10:28 PM |
| JebkaClan | $25.00 | 9/15/2012 1:00:19 PM |
| Plutis | $25.00 | 9/8/2012 12:46:06 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:56 PM |
| kenji4861 | $25.00 | 9/8/2012 1:16:51 PM |
| ready-interest9 | $25.00 | 9/8/2012 1:29:07 PM |
| EnglishGeekInNYC | $50.00 | 9/8/2012 1:45:01 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:54 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:36 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:26 AM |
| simplelender80 | $500.00 | 9/10/2012 6:06:07 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:35 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:01 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:36 AM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:36 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:31 PM |
| banker334 | $40.00 | 9/11/2012 8:15:28 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:54 PM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:36 AM |
| prudent-payment316 | $25.00 | 9/14/2012 9:15:17 AM |
| scholarly-benefit5 | $25.00 | 9/14/2012 9:25:39 AM |
| repayment-pagoda8 | $100.00 | 9/14/2012 9:05:52 AM |
| wetlands | $200.00 | 9/14/2012 9:13:00 AM |
| Investoman | $25.00 | 9/14/2012 9:14:02 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:28 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:50 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:36 AM |
| jhussey | $100.00 | 9/14/2012 10:42:59 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:25 AM |
| Solid-Platinum | $25.00 | 9/14/2012 11:18:45 AM |
| compatible-deal9 | $25.00 | 9/14/2012 12:06:26 PM |
| currency-balancer | $50.00 | 9/14/2012 12:20:44 PM |
| fuzed | $50.00 | 9/14/2012 12:53:01 PM |
| receptive-benjamins815 | $250.00 | 9/14/2012 1:26:42 PM |
| dough-tsunami2 | $25.00 | 9/14/2012 1:42:49 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:37 PM |
| Weaverville | $100.00 | 9/14/2012 2:54:57 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:21 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 4:40:04 PM |
| mtquan | $25.00 | 9/14/2012 5:10:06 PM |
| AmericanCredit | $100.00 | 9/14/2012 5:31:33 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:00 PM |
| wonderful-rupee | $25.00 | 9/14/2012 5:26:03 PM |
| j2ee | $50.00 | 9/14/2012 5:50:39 PM |
| responsibility-fortress | $25.00 | 9/14/2012 5:38:19 PM |
| loyalty-delight6 | $25.00 | 9/14/2012 5:26:55 PM |
| sjlender | $100.00 | 9/14/2012 5:46:17 PM |
| zone6 | $100.00 | 9/14/2012 5:52:04 PM |
| bosco44 | $25.00 | 9/14/2012 5:41:43 PM |
| adaboy65 | $100.00 | 9/14/2012 5:54:56 PM |
| fortytwo | $150.00 | 9/14/2012 5:47:40 PM |
| neighborly-hope6 | $100.00 | 9/14/2012 5:52:23 PM |
| mjjjrj | $25.00 | 9/14/2012 5:53:25 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:09 AM |
| fly99 | $25.00 | 9/15/2012 6:50:41 AM |
| azazle | $50.00 | 9/15/2012 2:35:31 AM |
| Culebra1930 | $75.00 | 9/14/2012 8:27:28 PM |
| bb575 | $50.00 | 9/15/2012 7:08:51 AM |
| britgsb | $25.00 | 9/15/2012 8:03:36 AM |
| kleinbrak | $25.00 | 9/15/2012 7:31:29 AM |
| michaelwong | $50.00 | 9/15/2012 12:03:04 PM |
| p1k4blu | $25.00 | 9/15/2012 12:03:23 PM |
| xxyls | $50.00 | 9/15/2012 8:15:35 AM |
| syrepsorp | $50.00 | 9/15/2012 12:05:15 PM |
| nimble-money0 | $25.00 | 9/15/2012 12:05:51 PM |
| KB4UF | $25.00 | 9/15/2012 12:06:37 PM |
| money-floret | $50.00 | 9/15/2012 12:00:54 PM |
| tj2010 | $25.00 | 9/15/2012 12:01:10 PM |
| VicSpi | $100.00 | 9/15/2012 12:09:29 PM |
| x-lender | $25.00 | 9/15/2012 12:09:48 PM |
| SJM10011a | $25.00 | 9/15/2012 12:10:49 PM |
| bmbanzai | $25.00 | 9/15/2012 12:11:06 PM |
| benjamins-utopia | $100.00 | 9/15/2012 12:03:13 PM |
| reflective-deal8 | $50.00 | 9/15/2012 12:04:38 PM |
| speyer | $25.00 | 9/15/2012 12:14:52 PM |
| cingular | $25.00 | 9/15/2012 12:16:10 PM |
| aasx1108 | $25.00 | 9/15/2012 12:06:13 PM |
| nerdfactor | $25.00 | 9/15/2012 12:06:50 PM |
| Orringo | $50.00 | 9/15/2012 12:08:11 PM |
| lrr34 | $25.00 | 9/15/2012 12:09:50 PM |
| kyomoon | $50.00 | 9/15/2012 12:10:45 PM |
| blue-calm-commitment | $25.00 | 9/15/2012 12:17:34 PM |
| principal-trident | $25.00 | 9/15/2012 12:11:18 PM |
| natural-affluence4 | $25.00 | 9/15/2012 12:11:25 PM |
| reaction5 | $25.00 | 9/15/2012 12:17:55 PM |
| bonus-tent | $25.00 | 9/15/2012 12:01:17 PM |
| capital-futurist | $25.00 | 9/15/2012 12:14:28 PM |
| avocadodogs | $25.00 | 9/15/2012 12:02:31 PM |
| whistledicksmith | $25.00 | 9/15/2012 12:20:43 PM |
| girlwithglasses | $50.00 | 9/15/2012 12:02:51 PM |
| investment-network | $50.00 | 9/15/2012 12:02:55 PM |
| integrity-saver | $25.00 | 9/15/2012 12:15:59 PM |
| dsav607 | $36.00 | 9/15/2012 12:22:22 PM |
| Zuzu | $25.00 | 9/15/2012 12:22:32 PM |
| Carpetkid | $100.00 | 9/15/2012 12:23:36 PM |
| roadtruck | $100.00 | 9/15/2012 12:04:42 PM |
| slowpig | $50.00 | 9/15/2012 12:05:10 PM |
| gemoscar | $25.00 | 9/15/2012 12:23:47 PM |
| lend_to_you | $25.00 | 9/15/2012 12:24:46 PM |
| JohnW12 | $25.00 | 9/15/2012 12:24:52 PM |
| C_Mark | $50.00 | 9/15/2012 12:17:17 PM |
| finance-lion8 | $25.00 | 9/15/2012 12:07:38 PM |
| majestic-dedication | $50.00 | 9/15/2012 12:26:09 PM |
| abkennedy | $25.00 | 9/15/2012 12:08:38 PM |
| power-trophy7 | $25.00 | 9/15/2012 12:09:22 PM |
| timbob | $100.00 | 9/15/2012 12:29:52 PM |
| realtormoises | $25.00 | 9/15/2012 12:30:07 PM |
| skuba | $75.00 | 9/15/2012 12:30:22 PM |
| Headhunter14 | $50.00 | 9/15/2012 12:20:50 PM |
| Logan7 | $25.00 | 9/15/2012 12:30:57 PM |
| jfd287 | $25.00 | 9/15/2012 12:31:28 PM |
| yukongin | $50.00 | 9/15/2012 12:31:50 PM |
| atope | $25.00 | 9/15/2012 12:22:15 PM |
| super100 | $25.00 | 9/15/2012 12:32:00 PM |
| medman | $25.00 | 9/15/2012 12:32:07 PM |
| attentive-kindness641 | $100.00 | 9/15/2012 12:16:07 PM |
| passbook | $25.00 | 9/15/2012 12:23:08 PM |
| ski bum | $100.00 | 9/15/2012 12:33:29 PM |
| afotherg | $25.00 | 9/15/2012 12:33:33 PM |
| Edwin_Rae | $25.00 | 9/15/2012 12:24:05 PM |
| Gabriel02 | $25.00 | 9/15/2012 12:24:36 PM |
| adventurous-cash | $25.00 | 9/15/2012 12:25:42 PM |
| Frankieb21 | $25.00 | 9/15/2012 12:35:17 PM |
| orloan | $25.00 | 9/15/2012 12:17:15 PM |
| ITS-A-WONDERFUL-LIFE | $25.00 | 9/15/2012 12:27:12 PM |
| fcb202 | $50.00 | 9/15/2012 12:27:28 PM |
| jbaum | $40.00 | 9/15/2012 12:27:46 PM |
| inspired-investment8 | $100.00 | 9/15/2012 12:36:14 PM |
| Ragnar | $25.00 | 9/15/2012 12:36:16 PM |
| tenacious-peace954 | $100.00 | 9/15/2012 12:28:43 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:47 PM |
| velocity-javelin8 | $25.00 | 9/15/2012 12:18:46 PM |
| dfealk | $25.00 | 9/15/2012 12:28:56 PM |
| jeffpac | $50.00 | 9/15/2012 12:19:01 PM |
| Savings_EQ_Dignity | $50.00 | 9/15/2012 12:29:06 PM |
| Quiz18 | $25.00 | 9/15/2012 12:19:18 PM |
| RusRobo | $25.00 | 9/15/2012 12:29:32 PM |
| clandrummer | $25.00 | 9/15/2012 12:29:46 PM |
| happyskippy0208 | $25.00 | 9/15/2012 12:37:29 PM |
| stensonb | $25.00 | 9/15/2012 12:31:04 PM |
| DrMoneyBags | $50.00 | 9/15/2012 12:21:01 PM |
| pubnat | $25.00 | 9/15/2012 12:21:30 PM |
| nuclearmoose | $50.00 | 9/15/2012 12:32:05 PM |
| courteous-wealth6 | $60.00 | 9/15/2012 12:32:14 PM |
| BB-ptoploan | $50.00 | 9/15/2012 12:22:36 PM |
| bazaar-utensil7 | $50.00 | 9/15/2012 12:40:54 PM |
| efficient-marketplace | $25.00 | 9/15/2012 12:34:05 PM |
| worklessmakemore | $50.00 | 9/15/2012 12:42:10 PM |
| rulender | $25.00 | 9/15/2012 12:34:21 PM |
| calessabay | $25.00 | 9/15/2012 12:24:34 PM |
| revenue-pipeline | $25.00 | 9/15/2012 12:34:53 PM |
| mosby | $25.00 | 9/15/2012 12:42:37 PM |
| Mr_Marcus | $25.00 | 9/15/2012 12:43:00 PM |
| meux99 | $25.00 | 9/15/2012 12:24:54 PM |
| paramjit | $50.00 | 9/15/2012 12:43:26 PM |
| Medops911 | $25.00 | 9/15/2012 12:24:56 PM |
| wiseindian | $25.00 | 9/15/2012 12:44:50 PM |
| jvp | $25.00 | 9/15/2012 12:47:00 PM |
| bid-papyrus | $25.00 | 9/15/2012 12:47:39 PM |
| finance-assembler | $50.00 | 9/15/2012 12:28:02 PM |
| peripatetic | $25.00 | 9/15/2012 12:48:21 PM |
| peace-flower9 | $50.00 | 9/15/2012 12:49:29 PM |
| RSB-VA | $50.00 | 9/15/2012 12:37:17 PM |
| don8ter | $50.00 | 9/15/2012 12:37:42 PM |
| QuinMccoy | $50.00 | 9/15/2012 12:50:37 PM |
| MVP2008 | $25.00 | 9/15/2012 12:30:21 PM |
| Wilvara | $25.00 | 9/15/2012 12:38:12 PM |
| SoCalRancher | $25.00 | 9/15/2012 12:50:39 PM |
| shaps | $25.00 | 9/15/2012 12:51:10 PM |
| sb0453 | $25.00 | 9/15/2012 12:31:22 PM |
| bixorama | $25.00 | 9/15/2012 12:39:23 PM |
| fearless-wampum2 | $25.00 | 9/15/2012 12:31:34 PM |
| actuarial_investor | $25.00 | 9/15/2012 12:32:16 PM |
| soheagle | $25.00 | 9/15/2012 12:39:30 PM |
| dunox | $25.00 | 9/15/2012 12:51:56 PM |
| mdf | $50.00 | 9/15/2012 12:34:07 PM |
| banker727 | $25.00 | 9/15/2012 12:40:09 PM |
| webwesen | $25.00 | 9/15/2012 12:52:32 PM |
| emo13 | $100.00 | 9/15/2012 12:40:49 PM |
| profit33r | $50.00 | 9/15/2012 12:35:22 PM |
| capital-dynamo0 | $25.00 | 9/15/2012 12:35:30 PM |
| Viamin | $25.00 | 9/15/2012 12:53:42 PM |
| lifegrowth | $25.00 | 9/15/2012 12:53:57 PM |
| stolan | $50.00 | 9/15/2012 12:54:20 PM |
| payout-harmony4 | $50.00 | 9/15/2012 12:42:53 PM |
| euro-speaker8 | $100.00 | 9/15/2012 12:55:01 PM |
| economy-molecule3 | $500.00 | 9/15/2012 12:55:41 PM |
| ujiba | $50.00 | 9/15/2012 12:56:12 PM |
| PK_USMC | $25.00 | 9/15/2012 12:36:17 PM |
| figs4u2 | $100.00 | 9/15/2012 12:58:12 PM |
| logical-reward8 | $25.00 | 9/15/2012 12:47:32 PM |
| Graces | $25.00 | 9/15/2012 12:59:42 PM |
| jps888 | $25.00 | 9/15/2012 12:48:13 PM |
| point-sitar6 | $25.00 | 9/15/2012 1:01:48 PM |
| trucklawyer | $25.00 | 9/15/2012 1:02:12 PM |
| Marfloogan | $25.00 | 9/15/2012 12:38:25 PM |
| lendermender | $25.00 | 9/15/2012 1:03:31 PM |
| orindalender | $50.00 | 9/15/2012 12:38:30 PM |
| knowledgeable-currency6 | $25.00 | 9/15/2012 12:50:33 PM |
| leeball | $50.00 | 9/15/2012 12:38:54 PM |
| corvettejrw | $25.00 | 9/15/2012 12:51:14 PM |
| kewgdns | $30.00 | 9/15/2012 1:04:21 PM |
| realinvestora | $25.00 | 9/15/2012 1:05:06 PM |
| GMPK_TLAS | $50.00 | 9/15/2012 12:52:10 PM |
| analogman | $25.00 | 9/15/2012 1:05:27 PM |
| wtrboy | $25.00 | 9/15/2012 12:52:21 PM |
| orange-penny-shooter | $25.00 | 9/15/2012 1:05:57 PM |
| Quiddity | $25.00 | 9/15/2012 1:06:51 PM |
| wadeveloper | $25.00 | 9/15/2012 12:40:35 PM |
| 1phantom | $25.00 | 9/15/2012 12:53:23 PM |
| csarradio | $25.00 | 9/15/2012 12:53:51 PM |
| ryreesado | $25.00 | 9/15/2012 12:54:16 PM |
| Tradesmanlender | $25.00 | 9/15/2012 1:08:16 PM |
| loot-heaven4 | $50.00 | 9/15/2012 1:08:20 PM |
| TSC | $50.00 | 9/15/2012 1:08:36 PM |
| stable-euro1 | $25.00 | 9/15/2012 1:08:52 PM |
| first-favorite-bonus9 | $25.00 | 9/15/2012 12:42:32 PM |
| Raetha | $25.00 | 9/15/2012 12:43:47 PM |
| johannesfactotum | $30.00 | 9/15/2012 12:57:07 PM |
| littlemonkey | $25.00 | 9/15/2012 1:12:56 PM |
| justice-disk7 | $25.00 | 9/15/2012 12:44:16 PM |
| Warwick | $50.00 | 9/15/2012 12:59:03 PM |
| obedient-dollar3 | $25.00 | 9/15/2012 12:46:42 PM |
| a-truth-upholder | $25.00 | 9/15/2012 12:47:03 PM |
| credit-human8 | $50.00 | 9/15/2012 1:01:10 PM |
| best-deal-banker | $50.00 | 9/15/2012 12:49:14 PM |
| iolaire | $25.00 | 9/15/2012 12:49:20 PM |
| srilm | $25.00 | 9/15/2012 12:50:16 PM |
| kloan | $25.00 | 9/15/2012 1:04:59 PM |
| Maccs55 | $50.00 | 9/15/2012 12:50:41 PM |
| rose88 | $25.00 | 9/15/2012 12:52:34 PM |
| power-haven459 | $25.00 | 9/15/2012 12:52:57 PM |
| revmax | $25.00 | 9/15/2012 1:08:06 PM |
| economy-voyage9 | $25.00 | 9/15/2012 12:54:15 PM |
| SanJoser | $25.00 | 9/15/2012 1:09:08 PM |
| proper-commitment5 | $25.00 | 9/15/2012 1:09:19 PM |
| kid8549 | $100.00 | 9/15/2012 12:54:50 PM |
| TrustPlus | $50.00 | 9/15/2012 1:09:40 PM |
| FadSaolAgat | $50.00 | 9/15/2012 12:54:57 PM |
| brightest-fearless-payout | $50.00 | 9/15/2012 12:55:37 PM |
| kubien | $25.00 | 9/15/2012 12:56:26 PM |
| green-tree-shake | $35.00 | 9/15/2012 1:11:39 PM |
| priceless-currency090 | $25.00 | 9/15/2012 12:56:56 PM |
| cptproton | $50.00 | 9/15/2012 12:59:24 PM |
| jenkris | $25.00 | 9/15/2012 12:59:30 PM |
| important-penny3 | $25.00 | 9/15/2012 12:59:44 PM |
| Arg3998 | $50.00 | 9/15/2012 1:00:22 PM |
| mtp | $100.00 | 9/15/2012 1:00:56 PM |
| Tasmir | $25.00 | 9/15/2012 1:03:10 PM |
| market-vault | $25.00 | 9/15/2012 1:03:21 PM |
| wealthstar | $25.00 | 9/15/2012 1:05:28 PM |
| capital-arboretum | $80.00 | 9/15/2012 1:05:59 PM |
| Aimvest | $25.00 | 9/15/2012 1:07:08 PM |
| ctgscott | $25.00 | 9/15/2012 1:07:30 PM |
| well-mannered-power8 | $25.00 | 9/15/2012 1:09:17 PM |
| compassion-pagoda3 | $25.00 | 9/15/2012 1:09:32 PM |
| shrewd-balance2 | $100.00 | 9/15/2012 1:09:57 PM |
| asset-conqueror6 | $25.00 | 9/15/2012 1:12:04 PM |
| icontender | $50.00 | 9/15/2012 1:12:18 PM |
| sweet-loan8 | $25.00 | 9/15/2012 1:12:43 PM |
| 498 Investments
|
Borrower Payment Dependent Notes Series
635832
This series of Notes was issued and sold upon the funding of the borrower loan #74481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,057 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| precious-revenue4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 700
Monthly expenses: $300
Housing: $0
Insurance: $128
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $47
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/8/2012 12:25:55 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:24 PM |
| money-baron | $50.00 | 9/8/2012 1:38:50 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:31 PM |
| CreditBuilder2 | $25.02 | 9/10/2012 6:22:03 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:36 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:38:40 AM |
| martinatime | $25.00 | 9/11/2012 12:31:13 PM |
| LenderRob07 | $30.00 | 9/11/2012 12:51:40 PM |
| Farm-Money-4-U | $25.00 | 9/11/2012 2:19:13 PM |
| justhelpinout | $68.20 | 9/11/2012 7:37:53 PM |
| kurtb57 | $53.02 | 9/11/2012 10:14:43 PM |
| orchestra960 | $55.00 | 9/12/2012 10:51:39 AM |
| versatile-dime442 | $100.00 | 9/12/2012 11:00:21 AM |
| techs | $25.00 | 9/12/2012 10:50:15 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:32 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:51 PM |
| MI2 | $509.76 | 9/12/2012 4:34:20 PM |
| stock106 | $25.00 | 9/9/2012 3:13:56 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:27 AM |
| refresher211 | $25.00 | 9/10/2012 5:25:23 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:37 PM |
| keeminn | $25.00 | 9/11/2012 10:33:01 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:36:44 AM |
| squeebie | $50.00 | 9/11/2012 10:54:42 AM |
| rate-advocator7 | $50.00 | 9/11/2012 11:46:04 AM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:53 PM |
| reward-adventure | $50.00 | 9/12/2012 9:30:13 AM |
| deal-hickory5 | $32.00 | 9/12/2012 9:59:28 AM |
| ethical-truth211 | $27.00 | 9/12/2012 11:35:59 AM |
| reflective-rupee | $25.00 | 9/12/2012 12:33:03 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
635920
This series of Notes was issued and sold upon the funding of the borrower loan #74421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $286.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,201 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-dynamic-euro |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2012)
740-759
(Sep-2011)
|
|
Principal balance:
| $1,825.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate ALL of my debt
My financial situation: Excellent
I am a good candidate for this loan because...I have been a good prosper customer for over a year now, and i feel confident that i can not only make the payments, but exceed them!
Monthly net income: $2000
Monthly expenses: $800
Housing: $100
Insurance: $100
Car expenses: $0
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:48 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:23 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:38 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:40 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:34 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:18 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:34 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:18 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:23 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:18 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:25 PM |
| drcoop | $25.00 | 9/7/2012 5:49:17 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:22 PM |
| porter512S | $200.00 | 9/7/2012 5:21:56 PM |
| jazzlender | $25.00 | 9/7/2012 5:24:47 PM |
| JeremyLinFan | $50.00 | 9/7/2012 5:25:17 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:10 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:53 PM |
| transparency-position | $29.00 | 9/7/2012 6:59:17 PM |
| orange-stable-gain | $50.00 | 9/7/2012 5:52:22 PM |
| Icyicicle | $25.00 | 9/7/2012 7:15:17 PM |
| managedfund | $1,333.00 | 9/7/2012 6:07:06 PM |
| mikrolown | $25.00 | 9/7/2012 6:09:52 PM |
| billi | $25.00 | 9/7/2012 6:13:39 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:49 PM |
| fabulous-bazaar4 | $25.00 | 9/7/2012 6:01:27 PM |
| accruer89 | $100.00 | 9/7/2012 6:04:01 PM |
| bellaquito | $500.00 | 9/7/2012 6:35:02 PM |
| hopeful_lender | $100.00 | 9/7/2012 11:32:28 PM |
| Colorado2006 | $27.96 | 9/8/2012 5:13:35 AM |
| greenback-drummer9 | $50.00 | 9/7/2012 8:36:08 PM |
| callmebryan | $25.00 | 9/7/2012 7:48:17 PM |
| bid-stockpiler1 | $100.00 | 9/8/2012 6:53:46 AM |
| lowink | $25.00 | 9/7/2012 9:24:14 PM |
| Tscheddar | $25.00 | 9/8/2012 5:50:43 AM |
| rockhound84 | $25.00 | 9/8/2012 8:59:41 AM |
| quantum_leap | $46.90 | 9/8/2012 9:17:57 AM |
| jpac1066 | $100.00 | 9/8/2012 5:26:44 AM |
| donnajoy | $25.00 | 9/8/2012 5:40:35 AM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:08 AM |
| Brisket_Bob | $25.00 | 9/8/2012 8:02:13 AM |
| sensible-fund | $25.00 | 9/8/2012 8:16:09 AM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:46 AM |
| theloanfiller | $50.00 | 9/8/2012 10:43:37 AM |
| contract-student2 | $39.06 | 9/8/2012 10:58:35 AM |
| mammalian4 | $50.00 | 9/8/2012 9:02:54 AM |
| Astyanax | $50.00 | 9/8/2012 11:04:21 AM |
| gothampark | $25.00 | 9/8/2012 9:52:42 AM |
| oskizzle | $25.00 | 9/8/2012 9:16:48 AM |
| first-dinero-paladin | $40.00 | 9/8/2012 10:33:37 AM |
| elegant-commerce17 | $50.00 | 9/8/2012 9:20:30 AM |
| BainCapital-2point0 | $25.00 | 9/8/2012 9:23:45 AM |
| psycardis | $25.00 | 9/8/2012 9:45:36 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:11 AM |
| Johnab | $25.00 | 9/8/2012 10:38:15 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:38 PM |
| lnuss25 | $25.00 | 9/7/2012 5:08:20 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:15 PM |
| j2ee | $50.00 | 9/7/2012 5:05:38 PM |
| SOP_Bank | $25.00 | 9/7/2012 5:20:15 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:16 PM |
| Thunderswan | $100.00 | 9/7/2012 5:23:10 PM |
| keynaples | $100.00 | 9/7/2012 5:28:26 PM |
| missing-link | $25.00 | 9/7/2012 5:11:54 PM |
| wise-virtuous-vigilance | $53.00 | 9/7/2012 5:17:27 PM |
| Assets-Up | $25.00 | 9/7/2012 6:01:29 PM |
| LeReve | $500.00 | 9/7/2012 5:25:36 PM |
| adventurer447 | $300.00 | 9/7/2012 6:05:59 PM |
| finder072 | $25.00 | 9/7/2012 5:27:58 PM |
| money-baron-roth-IRA | $50.00 | 9/7/2012 6:36:42 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:20 PM |
| unrelenting-auction7 | $25.00 | 9/7/2012 5:56:54 PM |
| money-baron | $50.00 | 9/7/2012 6:35:40 PM |
| RGlad | $200.00 | 9/8/2012 3:48:54 AM |
| finance-coyote3 | $360.00 | 9/7/2012 8:29:42 PM |
| tenacious-gold59 | $35.00 | 9/8/2012 6:23:24 AM |
| Leshan | $100.00 | 9/8/2012 6:55:32 AM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:42 PM |
| matthewa | $25.00 | 9/7/2012 10:08:59 PM |
| Cambalache | $40.00 | 9/8/2012 5:59:38 AM |
| corporatejim | $36.71 | 9/8/2012 6:14:23 AM |
| jc33148 | $25.00 | 9/8/2012 5:59:38 AM |
| dudebrah | $25.00 | 9/8/2012 8:02:46 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:19:39 AM |
| DoctorJoe | $25.00 | 9/8/2012 6:47:38 AM |
| smallbizrule | $25.00 | 9/8/2012 8:57:17 AM |
| p40thawk | $25.00 | 9/8/2012 11:19:39 AM |
| travels536 | $25.00 | 9/8/2012 8:22:42 AM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:48 PM |
| quest0 | $50.00 | 9/8/2012 9:26:05 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:29:08 AM |
| euro-catalyst | $25.00 | 9/8/2012 10:52:13 AM |
| Rollshaft | $25.00 | 9/8/2012 11:26:27 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:09 AM |
| sgt-schultz | $35.03 | 9/8/2012 11:52:13 AM |
| wizard750 | $28.00 | 9/8/2012 12:00:57 PM |
| Reinadog9 | $25.00 | 9/8/2012 12:01:02 PM |
| durability-mad-scientist4 | $47.00 | 9/8/2012 12:01:21 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
635926
This series of Notes was issued and sold upon the funding of the borrower loan #74412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $996 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-benjamins-enlistment |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidation
This loan will be used to...combine bills
My financial situation:
I am a good candidate for this loan because...I have never been out of work and can pay money back.
Monthly net income: $4000.00
Monthly expenses: $3000.00
Housing: $1155.00
Insurance: $283.00
Car expenses: $245.00
Utilities: $76.00
Phone, cable, internet: $137.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/7/2012 5:01:28 PM |
| Something-Corporate | $25.00 | 9/7/2012 5:44:17 PM |
| mrxtravis | $25.00 | 9/7/2012 6:08:51 PM |
| MG_Holdings | $25.00 | 9/7/2012 8:33:53 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:20:08 PM |
| community-burrito9 | $25.00 | 9/8/2012 10:18:42 AM |
| bjak | $25.00 | 9/8/2012 1:30:03 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:50 PM |
| stock106 | $25.00 | 9/9/2012 3:29:33 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:10 AM |
| simplelender80 | $500.00 | 9/10/2012 6:06:00 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:28 PM |
| campingdad11 | $33.33 | 9/10/2012 10:02:36 PM |
| bob450-roth | $25.00 | 9/11/2012 8:32:37 AM |
| global-invest-group | $25.00 | 9/11/2012 1:25:21 PM |
| Zipcut | $26.00 | 9/11/2012 2:50:30 PM |
| rookiecrd1 | $164.64 | 9/11/2012 2:57:55 PM |
| natural-affluence6 | $25.00 | 9/8/2012 5:02:15 AM |
| Zingaro | $25.00 | 9/7/2012 5:07:40 PM |
| handy-justice | $50.00 | 9/7/2012 5:11:42 PM |
| Hedge-Fund | $25.00 | 9/7/2012 8:31:26 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:13 PM |
| dudebrah | $25.00 | 9/8/2012 7:57:14 AM |
| DevinHill | $25.00 | 9/8/2012 11:16:11 PM |
| vutah | $25.00 | 9/9/2012 2:55:59 PM |
| CA-Lender | $25.00 | 9/11/2012 11:44:31 AM |
| malomar66 | $45.00 | 9/11/2012 11:03:09 AM |
| leverage-boomer0 | $25.00 | 9/11/2012 10:55:02 AM |
| FundMaker | $26.00 | 9/11/2012 2:03:10 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
635974
This series of Notes was issued and sold upon the funding of the borrower loan #74454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $267.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,395 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-loan-hugger |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate and pay off credit cards
My financial situation: stable
I am a good candidate for this loan because..I am an employed professioanl who has
been with the same employer for almost 10 years. i am honest and reliable
Monthly net income: $11,866
Monthly expenses: $8,860
Housing: $3350
Insurance: $200
Car expenses: $200-$300 gas
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: 200
Credit cards and other loans: $2,000
Other expenses: $1,200 child care
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 9/7/2012 5:02:19 PM |
| social-aspen097 | $101.00 | 9/7/2012 5:04:23 PM |
| commerce-venture1 | $25.00 | 9/7/2012 5:06:11 PM |
| vutah | $25.00 | 9/7/2012 5:06:45 PM |
| unequaled-truth9 | $100.00 | 9/7/2012 5:07:10 PM |
| justreturns | $25.00 | 9/7/2012 5:03:17 PM |
| handy-justice | $100.00 | 9/7/2012 5:13:43 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:33 PM |
| orchestra960 | $159.00 | 9/7/2012 5:08:18 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:07 PM |
| lowrater | $100.70 | 9/7/2012 5:09:31 PM |
| selector568 | $300.00 | 9/7/2012 5:09:37 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:54 PM |
| Katburg | $25.00 | 9/7/2012 5:46:49 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:38 PM |
| SOP_Bank | $25.00 | 9/7/2012 5:18:54 PM |
| Thunderswan | $100.00 | 9/7/2012 5:23:24 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:50 PM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 5:25:51 PM |
| bellaquito | $500.00 | 9/7/2012 6:08:35 PM |
| jebber007 | $40.00 | 9/7/2012 6:21:35 PM |
| Mathon | $25.00 | 9/7/2012 5:35:27 PM |
| 1randyp | $25.00 | 9/7/2012 5:35:34 PM |
| Forlio | $25.00 | 9/7/2012 5:36:35 PM |
| rvfbroker | $25.00 | 9/7/2012 5:39:32 PM |
| britgsb | $25.00 | 9/7/2012 6:42:46 PM |
| nowits10 | $25.00 | 9/7/2012 5:31:22 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:39 PM |
| goat0 | $100.00 | 9/7/2012 5:59:36 PM |
| commerce-gargantuan2 | $100.00 | 9/7/2012 5:47:52 PM |
| charming-exchange7 | $25.00 | 9/7/2012 6:04:24 PM |
| bold-unique-benjamins | $100.00 | 9/7/2012 5:52:24 PM |
| first-integrity-gravity | $50.00 | 9/7/2012 6:13:18 PM |
| billi | $25.00 | 9/7/2012 6:13:39 PM |
| Investor_DP | $100.00 | 9/7/2012 6:16:14 PM |
| evilkats | $50.00 | 9/7/2012 6:35:47 PM |
| bold-social-widget | $25.00 | 9/7/2012 6:53:44 PM |
| rate-advocator7 | $200.00 | 9/7/2012 6:55:38 PM |
| open-minded-p2p1 | $25.00 | 9/7/2012 6:21:43 PM |
| hopeful_lender | $100.00 | 9/7/2012 11:31:36 PM |
| liberty-tostada7 | $25.00 | 9/7/2012 7:06:33 PM |
| julijask | $25.00 | 9/7/2012 6:51:03 PM |
| callmebryan | $25.00 | 9/7/2012 7:47:54 PM |
| Iowa65 | $25.00 | 9/8/2012 4:57:45 AM |
| visionary-generosity0 | $25.00 | 9/8/2012 5:13:32 AM |
| Gobsek | $25.00 | 9/7/2012 8:47:23 PM |
| blackstar | $25.00 | 9/8/2012 2:49:10 AM |
| MissionMicroFinance | $25.00 | 9/8/2012 4:04:58 AM |
| draggon77 | $25.00 | 9/8/2012 4:07:30 AM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:43 PM |
| ChoiceInvestments | $28.00 | 9/7/2012 11:00:08 PM |
| pfh | $25.00 | 9/8/2012 5:18:02 AM |
| credible-balance0 | $25.00 | 9/8/2012 4:36:21 AM |
| credit-adventurer313 | $35.00 | 9/8/2012 5:21:02 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:16 PM |
| the-silver-blaster | $50.00 | 9/7/2012 5:10:01 PM |
| MFBank | $50.00 | 9/7/2012 5:02:32 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:12:34 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:15 PM |
| investment-visionary | $25.00 | 9/7/2012 5:07:42 PM |
| LeReve | $500.00 | 9/7/2012 5:25:56 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:10 PM |
| BostonCapital | $100.00 | 9/7/2012 5:14:02 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:15:45 PM |
| shrewd-peace7 | $25.00 | 9/7/2012 5:36:20 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:41 PM |
| the-credit-maker | $100.00 | 9/7/2012 5:20:31 PM |
| cash-mad-scientist3 | $25.00 | 9/7/2012 6:03:26 PM |
| finder072 | $25.00 | 9/7/2012 5:27:58 PM |
| openness-antioxidant | $75.00 | 9/7/2012 6:07:42 PM |
| 52digital | $75.00 | 9/7/2012 6:12:22 PM |
| riveting-credit5 | $25.00 | 9/7/2012 5:27:44 PM |
| truth-magician1 | $25.00 | 9/7/2012 5:36:47 PM |
| thrifty-capital | $35.00 | 9/7/2012 6:32:04 PM |
| toblerone | $25.00 | 9/7/2012 5:28:46 PM |
| community-burrito9 | $35.00 | 9/7/2012 5:38:28 PM |
| interstellar | $54.00 | 9/7/2012 6:34:28 PM |
| thankful-nickel2 | $50.00 | 9/7/2012 5:29:54 PM |
| jpac1066 | $50.00 | 9/7/2012 7:00:27 PM |
| DaGoldenchild | $25.00 | 9/7/2012 7:03:23 PM |
| appetizing-loyalty354 | $200.00 | 9/7/2012 7:06:39 PM |
| orange-preeminant-bill | $25.00 | 9/7/2012 5:58:56 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:50 PM |
| SweetSerenityInvest | $25.50 | 9/7/2012 7:32:36 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:47:12 PM |
| accruer89 | $100.00 | 9/7/2012 6:04:01 PM |
| unrelenting-auction7 | $25.00 | 9/7/2012 5:56:54 PM |
| Elefunt | $25.00 | 9/7/2012 5:58:07 PM |
| favorite-commerce | $50.00 | 9/7/2012 8:16:10 PM |
| tranquil-gain1 | $75.00 | 9/7/2012 6:02:36 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:19:47 PM |
| order-taco-bell | $25.00 | 9/7/2012 8:33:12 PM |
| orange-useful-revenue | $35.81 | 9/7/2012 8:37:58 PM |
| Gaius | $130.23 | 9/7/2012 9:11:50 PM |
| money-baron | $50.00 | 9/7/2012 6:35:40 PM |
| Lie-On-Lion | $66.41 | 9/7/2012 9:46:54 PM |
| hillerod | $25.08 | 9/8/2012 1:24:50 AM |
| best-bonafide-p2p | $25.00 | 9/8/2012 4:59:39 AM |
| transparency-universe8 | $4.27 | 9/8/2012 5:28:11 AM |
| green-order-captain | $50.00 | 9/7/2012 7:29:25 PM |
| MoneyTree79 | $55.00 | 9/7/2012 7:32:37 PM |
| Megaton | $25.00 | 9/7/2012 7:56:52 PM |
| RGlad | $300.00 | 9/8/2012 3:48:12 AM |
| brightest-trade-breeze | $25.00 | 9/7/2012 10:27:44 PM |
| helpful-loan245 | $25.00 | 9/8/2012 3:02:01 AM |
| Bubba-doggie-dog | $25.00 | 9/8/2012 4:37:07 AM |
| pythia | $50.00 | 9/8/2012 4:54:25 AM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
635984
This series of Notes was issued and sold upon the funding of the borrower loan #74265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $249.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,686 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| poem839963 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2011)
|
|
Principal balance:
| $14,160.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit cards into one lower payment with one interest rate in order to pay them off quicker.
My financial situation:
I am a good candidate for this loan because I currently have a home improvement loan with prosper and have made all payments on time. I am also one month ahead on all my monthly bills. I was brought up to meet my obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phenomenal-gain5 | $30.00 | 9/8/2012 12:06:38 PM |
| creditjunky | $50.00 | 9/8/2012 12:07:07 PM |
| aztec | $50.00 | 9/8/2012 12:02:33 PM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:43 PM |
| lnuss25 | $25.00 | 9/8/2012 12:10:11 PM |
| networks4ever | $25.00 | 9/8/2012 12:27:29 PM |
| thrifty-transaction578 | $25.00 | 9/8/2012 12:35:06 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:59 PM |
| ready-interest9 | $25.00 | 9/8/2012 1:05:11 PM |
| p2pelstiltskin8 | $25.00 | 9/8/2012 12:47:07 PM |
| calm-platinum957 | $35.00 | 9/8/2012 12:55:02 PM |
| Peacepower | $30.00 | 9/8/2012 1:22:54 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:57:28 PM |
| djs81 | $75.00 | 9/8/2012 1:03:30 PM |
| payout-paladin3 | $250.00 | 9/8/2012 1:33:10 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:44 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:07 PM |
| hidavehi | $33.00 | 9/8/2012 1:43:28 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:24 PM |
| cash-cymbal3 | $50.00 | 9/8/2012 6:00:37 PM |
| cimbaman | $60.00 | 9/9/2012 7:00:14 AM |
| income-triangulation1 | $25.00 | 9/8/2012 4:30:19 PM |
| lendersf | $50.00 | 9/8/2012 4:31:17 PM |
| global-invest-group | $25.00 | 9/9/2012 9:21:51 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:15:02 PM |
| autonomous-basis | $30.00 | 9/9/2012 8:37:42 AM |
| AKK1980 | $50.00 | 9/9/2012 12:02:53 AM |
| museic1 | $100.00 | 9/9/2012 9:06:34 AM |
| entertaining-revenue4 | $50.00 | 9/9/2012 12:20:05 PM |
| Castellan | $50.00 | 9/9/2012 12:39:52 PM |
| zenyatta | $25.00 | 9/10/2012 5:50:31 AM |
| Index_Plus | $4,000.00 | 9/9/2012 7:13:07 PM |
| zippy-greenback231 | $25.00 | 9/9/2012 7:18:26 PM |
| marketplace-singularity3 | $75.00 | 9/10/2012 7:02:44 AM |
| Kunakiku | $25.00 | 9/9/2012 8:12:21 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:48:04 AM |
| Digs | $25.00 | 9/10/2012 5:31:53 AM |
| JonDough | $25.00 | 9/10/2012 9:23:19 AM |
| gjm6d | $25.00 | 9/10/2012 9:24:27 AM |
| designer_10 | $25.00 | 9/10/2012 9:52:31 AM |
| dynadave | $1,000.00 | 9/10/2012 8:03:07 AM |
| RGlad | $250.00 | 9/8/2012 12:03:40 PM |
| 108lender | $200.00 | 9/8/2012 12:17:51 PM |
| lowrater | $50.40 | 9/8/2012 12:05:27 PM |
| HappyToLoan | $35.00 | 9/8/2012 12:21:47 PM |
| LoanerPrincipal | $25.00 | 9/8/2012 12:22:13 PM |
| glimmering-liberty616 | $25.00 | 9/8/2012 12:08:45 PM |
| peace-flower9 | $50.00 | 9/8/2012 12:11:36 PM |
| phaded | $25.00 | 9/8/2012 12:29:33 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:03 PM |
| payout-paladin3 | $500.00 | 9/8/2012 1:28:47 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:32 PM |
| ChoiceInvestments | $26.50 | 9/8/2012 3:17:39 PM |
| community-burrito9 | $40.00 | 9/8/2012 1:17:31 PM |
| fund-medalist171 | $50.00 | 9/8/2012 5:32:05 PM |
| trade-surge3 | $25.00 | 9/8/2012 8:40:40 PM |
| bellaquito | $500.00 | 9/8/2012 1:50:51 PM |
| marwadi-62 | $300.00 | 9/8/2012 2:03:28 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:51 PM |
| cocopuffs | $25.00 | 9/8/2012 11:21:46 PM |
| CalBear08 | $33.33 | 9/9/2012 1:10:20 AM |
| hopeful-bonus976 | $100.00 | 9/8/2012 5:10:37 PM |
| Interloper | $75.00 | 9/8/2012 9:01:34 PM |
| whitegold24k | $116.17 | 9/9/2012 10:18:09 AM |
| tranquil-diversification8 | $100.04 | 9/9/2012 10:31:08 AM |
| creative-worth2 | $25.00 | 9/9/2012 2:39:42 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:37 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:54 PM |
| Steveoo1 | $300.00 | 9/9/2012 8:23:26 PM |
| Solid-Platinum | $25.00 | 9/9/2012 1:54:21 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:25 PM |
| investment-comet | $25.00 | 9/10/2012 8:06:09 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 8:15:08 AM |
| prossperous01 | $50.00 | 9/10/2012 9:37:04 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:46 AM |
| justreturns | $25.00 | 9/10/2012 9:29:18 AM |
| greentomato | $25.00 | 9/10/2012 9:21:12 AM |
| Dubbs360 | $300.55 | 9/10/2012 10:15:27 AM |
| the-enthralling-coin | $25.00 | 9/10/2012 9:37:16 AM |
| astute-benjamins | $125.00 | 9/10/2012 9:38:14 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
636236
This series of Notes was issued and sold upon the funding of the borrower loan #74719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $707.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,792 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| towering-velocity0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter wedding
Purpose of loan:
This loan will be used to help in the wedding expences of my daughter.
My financial situation:
I am a good candidate for this loan because ,I can assure that I will be paying my monthly
payments through direct withdrawal from my checking A/C with Citizens Bank.I am having
a perminant working position as Assistant Manager.I own my house, married for 30 years.
I have 3 daughters ,all of them has finished their college education. I have an additional
income of about $600.00 / month that can help me in this loan payment.
I can also provide all source of income needed.
hopefully this will help in your approval of the loan.
Best Regards &THANKS.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/10/2012 5:15:51 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:45 PM |
| LeReve | $500.00 | 9/10/2012 5:30:08 PM |
| aztec | $50.00 | 9/10/2012 5:23:46 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:55 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:20 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:26 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:40 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:45 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:22 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:12 PM |
| Castellan | $50.00 | 9/10/2012 6:35:37 PM |
| hopeful_lender | $100.00 | 9/10/2012 7:57:03 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:13 AM |
| botfolio | $300.00 | 9/11/2012 11:05:39 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:47 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:46 PM |
| banker334 | $100.00 | 9/11/2012 8:23:22 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:34 PM |
| Dave0 | $25.00 | 9/12/2012 9:50:46 AM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:03 PM |
| kegs | $150.00 | 9/12/2012 7:27:48 PM |
| Darts | $50.00 | 9/12/2012 7:46:02 PM |
| Nazbuster | $100.00 | 9/12/2012 9:25:15 PM |
| respectful-fairness069 | $27.00 | 9/13/2012 8:28:31 AM |
| azazle | $25.00 | 9/13/2012 8:48:46 AM |
| green28 | $100.00 | 9/13/2012 5:14:30 AM |
| mariah8641 | $30.00 | 9/13/2012 8:43:36 AM |
| DadWarbucks | $25.00 | 9/13/2012 10:12:50 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:42:58 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:20 AM |
| cash-cymbal3 | $100.00 | 9/13/2012 11:19:19 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:16:41 AM |
| wetlands | $200.00 | 9/13/2012 5:30:58 PM |
| chlebie | $50.00 | 9/13/2012 5:49:07 PM |
| first-reward-bliss | $250.00 | 9/13/2012 8:18:24 PM |
| rchapee | $25.00 | 9/14/2012 7:51:52 AM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:55 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:06 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:26 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:13 AM |
| jhussey | $100.00 | 9/14/2012 10:43:01 AM |
| newest-currency-vibrato | $40.00 | 9/14/2012 4:13:39 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:10 AM |
| uagrad | $150.00 | 9/15/2012 11:05:09 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:37 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:16:59 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:51 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:23 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:39 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:48 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:50 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:45 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:15 AM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:54 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:09 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:49 AM |
| bold-direct-social9 | $50.00 | 9/16/2012 11:32:41 AM |
| income-buffalo1 | $50.00 | 9/16/2012 11:46:56 AM |
| Lender722 | $36.00 | 9/16/2012 8:51:35 PM |
| Erogan5877 | $25.00 | 9/17/2012 12:59:26 AM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:44 AM |
| helping-out | $40.00 | 9/17/2012 7:58:30 AM |
| rcj1411 | $50.00 | 9/16/2012 6:49:06 PM |
| unafraid-loan5 | $25.00 | 9/17/2012 8:44:29 AM |
| Isanpankki | $67.05 | 9/17/2012 9:02:40 AM |
| ready-loot0 | $25.00 | 9/17/2012 1:17:07 PM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:27 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:45 AM |
| stollcm | $25.00 | 9/17/2012 3:27:05 PM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:22 AM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:27 PM |
| loot-knickers5 | $200.00 | 9/17/2012 9:09:44 PM |
| bicyclebear | $50.00 | 9/18/2012 4:00:02 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:34 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:45 AM |
| dajen1 | $40.00 | 9/18/2012 9:21:08 AM |
| zzztimbo | $25.00 | 9/18/2012 9:22:27 AM |
| taylor883 | $50.00 | 9/18/2012 9:22:47 AM |
| ohnezweck | $50.00 | 9/18/2012 9:24:10 AM |
| 1redfish | $41.00 | 9/18/2012 9:21:01 AM |
| power-kin | $25.00 | 9/18/2012 9:22:23 AM |
| enthralling-investment | $25.00 | 9/18/2012 9:22:53 AM |
| Kravcorp | $25.00 | 9/18/2012 9:30:35 AM |
| Avala | $100.00 | 9/18/2012 9:31:59 AM |
| takarlstad | $25.00 | 9/18/2012 9:26:47 AM |
| dspmn | $25.00 | 9/18/2012 9:28:04 AM |
| funds-captain4 | $30.00 | 9/18/2012 9:32:41 AM |
| 1phantom | $25.00 | 9/18/2012 9:28:22 AM |
| blissful-ore5 | $25.00 | 9/18/2012 9:33:40 AM |
| successful-agreement7 | $100.00 | 9/18/2012 9:30:55 AM |
| riskadverse44 | $25.00 | 9/18/2012 9:31:01 AM |
| Rick21 | $25.00 | 9/18/2012 9:34:59 AM |
| misterhobbs | $25.00 | 9/18/2012 9:36:34 AM |
| allotment464 | $65.00 | 9/18/2012 9:38:39 AM |
| Anonymous_Guy | $25.00 | 9/18/2012 9:32:40 AM |
| progressive-asset | $56.00 | 9/18/2012 9:42:19 AM |
| Herluftrolle | $25.00 | 9/18/2012 9:42:29 AM |
| brazilofmux | $100.00 | 9/18/2012 9:33:26 AM |
| jeewrx | $50.00 | 9/18/2012 9:44:37 AM |
| durability-officer | $200.00 | 9/18/2012 9:19:59 AM |
| HamachiMan | $50.00 | 9/18/2012 9:34:55 AM |
| top-sensible-yield | $25.00 | 9/18/2012 9:20:23 AM |
| KinderGentlerLender | $100.00 | 9/18/2012 9:45:42 AM |
| caliguian | $25.00 | 9/18/2012 9:45:44 AM |
| flexible-value | $50.00 | 9/18/2012 9:35:13 AM |
| SRK_FROM_WA | $25.00 | 9/18/2012 9:45:58 AM |
| csakhil | $50.00 | 9/18/2012 9:21:35 AM |
| janasek | $25.00 | 9/18/2012 9:46:15 AM |
| Sothenwhat | $100.00 | 9/18/2012 9:36:32 AM |
| responsibility-cherry6 | $25.00 | 9/18/2012 9:22:54 AM |
| victorcab | $25.00 | 9/18/2012 9:48:02 AM |
| bigballer105 | $67.00 | 9/18/2012 9:48:27 AM |
| Nikelaos | $25.00 | 9/18/2012 9:39:22 AM |
| leeball | $50.00 | 9/18/2012 9:42:53 AM |
| intuitive-benefit3 | $100.00 | 9/18/2012 9:42:56 AM |
| peace-cadence | $25.00 | 9/18/2012 9:26:03 AM |
| ninjazx10rida | $25.00 | 9/18/2012 9:26:34 AM |
| happy-asset | $25.00 | 9/18/2012 9:27:16 AM |
| brainy-dedication | $26.00 | 9/18/2012 9:44:53 AM |
| minista | $25.00 | 9/18/2012 9:53:06 AM |
| exact-loan5 | $50.00 | 9/18/2012 9:28:27 AM |
| commerce-web5 | $25.00 | 9/18/2012 9:29:08 AM |
| 6moonbeams | $50.00 | 9/18/2012 9:46:11 AM |
| faultlinejohnny | $100.00 | 9/18/2012 9:46:28 AM |
| farbav | $25.00 | 9/18/2012 9:29:42 AM |
| unforgettable-wealth4 | $50.00 | 9/18/2012 9:54:47 AM |
| pragmatic-camaraderi | $25.00 | 9/18/2012 9:47:21 AM |
| realtormoises | $25.00 | 9/18/2012 9:55:12 AM |
| ready-bid9 | $50.00 | 9/18/2012 9:30:26 AM |
| rate-mogul | $50.00 | 9/18/2012 9:30:46 AM |
| delivery | $25.00 | 9/18/2012 9:57:19 AM |
| Purple11 | $100.00 | 9/18/2012 9:30:52 AM |
| wtrboy | $25.00 | 9/18/2012 9:49:41 AM |
| principal-trombone | $50.00 | 9/18/2012 9:58:34 AM |
| Ivan2007 | $50.00 | 9/18/2012 9:52:18 AM |
| jms1983 | $25.00 | 9/18/2012 10:03:16 AM |
| asset-conqueror6 | $25.00 | 9/18/2012 10:04:26 AM |
| nimble-penny1 | $25.00 | 9/18/2012 9:54:44 AM |
| urbane-deal152 | $50.00 | 9/18/2012 10:04:55 AM |
| silver-innovator8 | $25.00 | 9/18/2012 10:05:56 AM |
| microfunder | $25.00 | 9/18/2012 9:55:34 AM |
| mittio | $25.00 | 9/18/2012 10:07:20 AM |
| ski bum | $100.00 | 9/18/2012 9:35:50 AM |
| point653 | $25.00 | 9/18/2012 9:38:32 AM |
| lDewey | $25.00 | 9/18/2012 9:57:58 AM |
| MasterKey | $25.00 | 9/18/2012 10:10:21 AM |
| magical-credit523 | $25.00 | 9/18/2012 10:10:44 AM |
| don8ter | $50.00 | 9/18/2012 9:59:10 AM |
| stilleto8 | $25.00 | 9/18/2012 10:11:38 AM |
| andlifegoeson | $25.00 | 9/18/2012 9:59:33 AM |
| ibay17 | $25.00 | 9/18/2012 9:41:37 AM |
| Robin_Hood | $50.00 | 9/18/2012 10:13:12 AM |
| larrybird | $958.00 | 9/18/2012 10:02:18 AM |
| spark548 | $25.00 | 9/18/2012 10:15:00 AM |
| loan-rider7 | $25.00 | 9/18/2012 9:44:42 AM |
| sharpey | $25.00 | 9/18/2012 10:04:35 AM |
| grlscz | $25.00 | 9/18/2012 10:05:14 AM |
| MoneyMA | $25.00 | 9/18/2012 10:06:12 AM |
| loan-mammal | $77.00 | 9/18/2012 9:46:31 AM |
| scholarly-velocity6 | $30.00 | 9/18/2012 10:06:43 AM |
| a-unflappable-finance | $100.00 | 9/18/2012 9:47:36 AM |
| awe-inspiring-commitment972 | $50.00 | 9/18/2012 10:08:55 AM |
| investment-kingdom | $25.00 | 9/18/2012 9:48:49 AM |
| hopethisworks | $25.00 | 9/18/2012 10:13:37 AM |
| innocent-income4 | $25.00 | 9/18/2012 9:52:51 AM |
| gold-commander0 | $25.00 | 9/18/2012 9:54:20 AM |
| attentive-compassion1 | $50.00 | 9/18/2012 9:54:42 AM |
| macjp123 | $50.00 | 9/18/2012 9:56:28 AM |
| SacramentoChad | $25.00 | 9/18/2012 9:57:54 AM |
| MoonMama | $25.00 | 9/18/2012 9:59:01 AM |
| profitable-benefit952 | $200.00 | 9/18/2012 10:00:06 AM |
| american6 | $50.00 | 9/18/2012 10:01:15 AM |
| WorldlyWorker | $25.00 | 9/18/2012 10:02:02 AM |
| icchok | $50.00 | 9/18/2012 10:04:24 AM |
| igloo268 | $25.00 | 9/18/2012 10:04:44 AM |
| ALVO | $50.00 | 9/18/2012 10:05:21 AM |
| inspired-investment8 | $100.00 | 9/18/2012 10:08:27 AM |
| hostbank | $77.00 | 9/18/2012 10:09:13 AM |
| Investoman | $25.00 | 9/18/2012 10:11:04 AM |
| Kodak-Midas | $25.00 | 9/18/2012 10:12:39 AM |
| _kyle | $34.00 | 9/18/2012 10:13:40 AM |
| Cash-Flow | $1,358.92 | 9/18/2012 10:15:22 AM |
| order-tamale | $400.00 | 9/10/2012 5:14:57 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:28 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:00 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:46 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:02:09 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:36 PM |
| cerebral-dollar773 | $35.00 | 9/11/2012 6:26:52 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:35 AM |
| SBT | $25.00 | 9/11/2012 9:43:10 AM |
| squeebie | $50.00 | 9/11/2012 10:54:52 AM |
| scrappy-penny6 | $52.60 | 9/11/2012 2:13:00 PM |
| self-reliant-loyalty4 | $250.00 | 9/11/2012 3:00:28 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:27 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:18 PM |
| granddaddy | $50.00 | 9/11/2012 5:44:22 PM |
| martinatime | $25.00 | 9/11/2012 6:07:07 PM |
| anacent | $25.00 | 9/11/2012 9:41:09 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:49 PM |
| universal71 | $25.00 | 9/12/2012 6:43:05 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:18 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:07 AM |
| balance-bliss | $50.00 | 9/12/2012 12:03:07 PM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:27 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:57 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:05 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:43 PM |
| justreturns | $25.00 | 9/13/2012 9:04:09 AM |
| loan-genie88 | $25.00 | 9/13/2012 8:27:01 AM |
| important-ore | $150.00 | 9/13/2012 9:05:38 AM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:15 AM |
| kenji4861 | $25.00 | 9/13/2012 10:30:14 AM |
| pdub | $750.00 | 9/13/2012 10:33:07 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:39 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:30 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:38 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:04 AM |
| JBBank | $50.00 | 9/14/2012 10:12:39 AM |
| jamesriles | $25.00 | 9/14/2012 1:07:38 PM |
| UltimateWill | $25.00 | 9/14/2012 12:22:50 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:50 PM |
| wild_carrot | $25.00 | 9/14/2012 4:09:54 PM |
| Mowine4me | $40.00 | 9/14/2012 3:50:14 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:02 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:03 PM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:11 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:16 AM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:56 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:52 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:09 PM |
| StPong | $25.00 | 9/15/2012 6:56:59 PM |
| Ambassador | $34.00 | 9/16/2012 5:08:38 AM |
| 280Z | $25.00 | 9/16/2012 10:45:43 AM |
| visionary-generosity0 | $25.00 | 9/16/2012 7:22:49 AM |
| RothySkynx | $25.00 | 9/15/2012 7:15:56 PM |
| diggingupward | $25.00 | 9/16/2012 10:24:15 AM |
| daisuke | $25.00 | 9/16/2012 11:03:32 AM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:24 PM |
| best-entertaining-peace | $95.00 | 9/16/2012 10:16:51 PM |
| friendly-money | $100.00 | 9/16/2012 2:42:15 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:05 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:13 PM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:42 AM |
| dukeiyer | $25.00 | 9/17/2012 8:23:51 AM |
| otherwisedisposed | $200.00 | 9/16/2012 7:36:39 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:36 PM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:07 AM |
| imdave4me | $50.00 | 9/17/2012 2:43:09 PM |
| dollardave | $50.00 | 9/17/2012 1:33:22 PM |
| deal-mover | $25.00 | 9/17/2012 3:28:34 PM |
| keiphers | $25.00 | 9/17/2012 4:55:02 PM |
| discrete-exchange9 | $25.00 | 9/17/2012 4:43:18 PM |
| cardminger | $25.00 | 9/17/2012 5:57:20 PM |
| phaques | $225.00 | 9/17/2012 7:03:19 PM |
| invincible-agreement8 | $100.00 | 9/17/2012 7:05:13 PM |
| klinebarger | $25.00 | 9/18/2012 7:37:05 AM |
| gustavholstopus32 | $25.00 | 9/18/2012 3:48:29 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:39 AM |
| friendinmoney | $28.92 | 9/18/2012 7:23:14 AM |
| bchbum | $25.00 | 9/18/2012 9:19:48 AM |
| jrbill1998 | $50.00 | 9/18/2012 9:20:42 AM |
| logical-repayment1 | $25.00 | 9/18/2012 9:22:28 AM |
| sparkmeister | $25.00 | 9/18/2012 9:22:42 AM |
| CorporateT00l | $29.00 | 9/18/2012 9:22:51 AM |
| otalon | $25.00 | 9/18/2012 9:24:50 AM |
| Cheburashka | $30.00 | 9/18/2012 9:20:16 AM |
| hayhelp | $25.00 | 9/18/2012 9:23:39 AM |
| ijspence | $25.00 | 9/18/2012 9:25:05 AM |
| DaveG56313 | $25.00 | 9/18/2012 9:31:41 AM |
| trade-solo | $25.00 | 9/18/2012 9:32:54 AM |
| marketplace-cello5 | $25.00 | 9/18/2012 9:30:30 AM |
| siesta100 | $25.00 | 9/18/2012 9:33:39 AM |
| fervent-revenue7 | $25.00 | 9/18/2012 9:33:52 AM |
| loney_mender | $25.00 | 9/18/2012 9:33:54 AM |
| value-microscope | $25.00 | 9/18/2012 9:31:26 AM |
| potatoepicker | $50.00 | 9/18/2012 9:37:36 AM |
| benjamins-utopia | $100.00 | 9/18/2012 9:39:16 AM |
| worth-web5 | $50.00 | 9/18/2012 9:40:03 AM |
| dochelp | $50.00 | 9/18/2012 9:40:11 AM |
| financelover | $39.00 | 9/18/2012 9:45:03 AM |
| orange-courageous-dedication | $25.00 | 9/18/2012 9:46:13 AM |
| Banker7371 | $25.00 | 9/18/2012 9:36:04 AM |
| buraky | $50.00 | 9/18/2012 9:36:36 AM |
| gulfstream1 | $25.00 | 9/18/2012 9:22:40 AM |
| figs4u2 | $100.00 | 9/18/2012 9:47:24 AM |
| downtownfarm | $25.00 | 9/18/2012 9:38:15 AM |
| burgeoning-silver | $25.00 | 9/18/2012 9:49:05 AM |
| studious-bonus7 | $100.00 | 9/18/2012 9:24:22 AM |
| aasx1108 | $25.00 | 9/18/2012 9:24:35 AM |
| redalert99 | $46.00 | 9/18/2012 9:25:25 AM |
| debt-fuse158 | $25.00 | 9/18/2012 9:25:39 AM |
| Kame | $25.00 | 9/18/2012 9:26:38 AM |
| nail19027 | $25.00 | 9/18/2012 9:27:30 AM |
| basis-gazer0 | $25.00 | 9/18/2012 9:28:25 AM |
| bigbryan98 | $25.00 | 9/18/2012 9:28:36 AM |
| timbob | $35.00 | 9/18/2012 9:53:36 AM |
| bankerboy22 | $25.00 | 9/18/2012 9:29:12 AM |
| Pennywize | $25.00 | 9/18/2012 9:53:59 AM |
| Preteur | $25.00 | 9/18/2012 9:54:15 AM |
| GrommetPosse | $50.00 | 9/18/2012 9:54:54 AM |
| flowerbear | $100.00 | 9/18/2012 9:49:15 AM |
| ranstlin | $25.00 | 9/18/2012 9:58:36 AM |
| euro-speaker8 | $35.00 | 9/18/2012 9:59:46 AM |
| the-bid-sorcerer | $50.00 | 9/18/2012 10:00:02 AM |
| dinero-speaker | $25.00 | 9/18/2012 9:33:11 AM |
| DirtyJenga | $25.00 | 9/18/2012 9:33:20 AM |
| benjamins-nest | $70.00 | 9/18/2012 9:34:18 AM |
| rcm87 | $50.00 | 9/18/2012 10:06:58 AM |
| sail120 | $25.00 | 9/18/2012 9:56:40 AM |
| BankofBrandon | $25.00 | 9/18/2012 9:35:15 AM |
| top-courteous-peso | $75.00 | 9/18/2012 9:56:59 AM |
| lounges | $25.00 | 9/18/2012 9:57:01 AM |
| mtquan | $25.00 | 9/18/2012 9:38:00 AM |
| flypenguin | $25.00 | 9/18/2012 10:10:37 AM |
| babokd | $100.00 | 9/18/2012 10:10:54 AM |
| dschaaf | $25.00 | 9/18/2012 9:39:18 AM |
| Chervianne | $50.00 | 9/18/2012 10:12:02 AM |
| gallant-economy9 | $50.00 | 9/18/2012 10:00:30 AM |
| steamboatgal | $50.00 | 9/18/2012 10:12:47 AM |
| Koomarbit | $30.00 | 9/18/2012 10:13:12 AM |
| joshua18 | $25.00 | 9/18/2012 10:01:10 AM |
| mighty-fairness5 | $25.00 | 9/18/2012 10:14:10 AM |
| loyalty-sherpa | $25.00 | 9/18/2012 9:44:44 AM |
| Clambake | $25.00 | 9/18/2012 10:03:25 AM |
| commanding-treasure2 | $44.00 | 9/18/2012 10:03:41 AM |
| dood2112 | $25.00 | 9/18/2012 10:06:07 AM |
| skuba | $71.00 | 9/18/2012 10:06:17 AM |
| w3alter | $50.00 | 9/18/2012 9:47:18 AM |
| tasmsrax | $25.00 | 9/18/2012 9:47:39 AM |
| ddamenace | $75.00 | 9/18/2012 10:11:07 AM |
| GetItRight | $25.00 | 9/18/2012 9:50:19 AM |
| kinetic-openness0 | $25.00 | 9/18/2012 10:12:32 AM |
| Redmond | $25.00 | 9/18/2012 9:50:51 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:23 AM |
| benefit-zoo | $50.00 | 9/18/2012 9:50:58 AM |
| restech | $25.00 | 9/18/2012 9:52:04 AM |
| Elbanko | $30.00 | 9/18/2012 9:54:32 AM |
| BB-ptoploan | $50.00 | 9/18/2012 9:58:15 AM |
| cash-sensai2 | $25.00 | 9/18/2012 9:58:55 AM |
| bonanza1973 | $25.00 | 9/18/2012 9:59:35 AM |
| lending_well | $25.00 | 9/18/2012 10:01:41 AM |
| bold-organic-yield | $500.00 | 9/18/2012 10:02:40 AM |
| velocity-blossom161 | $100.00 | 9/18/2012 10:03:11 AM |
| Insuredcash | $25.00 | 9/18/2012 10:05:11 AM |
| Medic05 | $25.00 | 9/18/2012 10:10:08 AM |
| fcukciti | $35.00 | 9/18/2012 10:11:26 AM |
| fishtale | $50.00 | 9/18/2012 10:11:28 AM |
| Green_Bean | $25.00 | 9/18/2012 10:14:21 AM |
| 350 Investments
|
Borrower Payment Dependent Notes Series
636260
This series of Notes was issued and sold upon the funding of the borrower loan #74530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $230.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 22y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,988 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-seagull7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan: vacation
This loan will be used to...have a good time
My financial situation: on time paying
I am a good candidate for this loan because...credit is good work is good
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrifty-transaction578 | $25.00 | 9/9/2012 12:11:42 PM |
| squarebob | $25.00 | 9/9/2012 12:25:34 PM |
| CreditBuilder2 | $25.01 | 9/9/2012 12:43:52 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:37 PM |
| liberty-viola | $30.00 | 9/9/2012 12:32:59 PM |
| worth-blanket2 | $9,000.00 | 9/9/2012 12:08:18 PM |
| damage | $25.00 | 9/9/2012 12:37:26 PM |
| SBT | $25.00 | 9/9/2012 12:42:37 PM |
| networks4ever | $25.00 | 9/9/2012 12:06:19 PM |
| Castellan | $50.00 | 9/9/2012 12:39:53 PM |
| superb-funds335 | $25.00 | 9/9/2012 12:28:48 PM |
| peace-flower9 | $50.00 | 9/9/2012 12:52:37 PM |
| peaceful-social7 | $25.00 | 9/9/2012 12:55:24 PM |
| first-wampum-gazer | $394.99 | 9/9/2012 1:02:19 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
636332
This series of Notes was issued and sold upon the funding of the borrower loan #74789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $301.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,043 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-pure-vigilance |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 90% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 3
( 10% )
| 700-719
(Apr-2011)
720-739
(Mar-2010)
|
|
Principal balance:
| $1,084.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Debt consolidation
Purpose of loan: Consolidate Debt
This loan will be used to pay off all my consumer debt and to just pay one payment a month.
My financial situation: I work for At&t as a Retail Sales Consultant. I made $43,000 last year and my bills are very low monthly. My hourly wage goes up every six months so I will make more each year.
I am a good candidate for this loan because I already have a loan with prosper that I have never missed a payment on. I live very well within my means and just want to get a bunch of little debt into one Lump Sum.
Monthly net income: $2600
Monthly expenses: $1500
Housing: $380
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $230
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scholarly-order6 | $50.00 | 9/9/2012 12:01:57 PM |
| worth-blanket2 | $9,000.00 | 9/9/2012 12:02:54 PM |
| networks4ever | $25.00 | 9/9/2012 12:06:19 PM |
| DoctorJoe | $25.00 | 9/9/2012 12:09:30 PM |
| lowrater | $50.80 | 9/9/2012 12:11:18 PM |
| handy-justice | $50.00 | 9/9/2012 12:07:58 PM |
| miked8303 | $50.00 | 9/9/2012 12:04:53 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:38 PM |
| 1313mark1313 | $55.38 | 9/9/2012 12:12:21 PM |
| tolerant-responsibility051 | $424.20 | 9/9/2012 12:13:28 PM |
| trumpeter5 | $25.00 | 9/9/2012 12:01:10 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
636336
This series of Notes was issued and sold upon the funding of the borrower loan #74864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $179.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,631 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mighty-transparency547 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/12/2012 5:04:59 PM |
| open-minded-p2p1 | $25.00 | 9/12/2012 5:22:33 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:09:15 PM |
| vutah | $65.00 | 9/12/2012 5:16:43 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:52 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:47 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:56 PM |
| bazaar-tulip | $500.00 | 9/12/2012 5:57:05 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:31 PM |
| robust-trade | $25.00 | 9/12/2012 5:52:53 PM |
| scrappy-diversification7 | $2,000.00 | 9/12/2012 6:09:09 PM |
| money-baron | $50.00 | 9/12/2012 6:20:08 PM |
| janeybooboo | $75.00 | 9/12/2012 6:51:27 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:34 PM |
| bullwink27 | $25.00 | 9/12/2012 5:28:57 PM |
| superb-funds335 | $25.00 | 9/12/2012 5:47:17 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 6:18:32 PM |
| the-silver-blaster | $50.00 | 9/12/2012 5:50:55 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:12 PM |
| EnglishGeekInNYC | $50.00 | 9/12/2012 6:03:02 PM |
| toblerone | $25.00 | 9/12/2012 6:03:48 PM |
| SolarMoonshine | $25.00 | 9/12/2012 6:34:30 PM |
| thrifty-capital | $35.00 | 9/12/2012 6:47:10 PM |
| help4u | $25.00 | 9/12/2012 6:51:31 PM |
| RGlad | $250.00 | 9/12/2012 6:51:47 PM |
| Rogelio48 | $31.00 | 9/12/2012 7:03:49 PM |
| MI2 | $819.00 | 9/12/2012 7:11:28 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
636338
This series of Notes was issued and sold upon the funding of the borrower loan #74322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
18 | Length of status: | 24y 4m |
|
Amount delinquent:
| $85 |
Total credit lines:
| 38 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,382 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| charmer336 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrifty-capital | $35.00 | 9/13/2012 9:03:00 AM |
| HeroSupport | $50.00 | 9/13/2012 9:04:33 AM |
| Whipster | $60.00 | 9/13/2012 9:03:36 AM |
| greencat | $50.00 | 9/13/2012 9:04:16 AM |
| intrepid-loot | $25.00 | 9/13/2012 9:08:02 AM |
| BankofRon_IRA | $100.00 | 9/13/2012 9:42:41 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:10 AM |
| return-enforcer5 | $25.00 | 9/13/2012 9:53:22 AM |
| orearella3 | $25.00 | 9/13/2012 9:48:50 AM |
| thankful-nickel2 | $50.00 | 9/13/2012 9:36:31 AM |
| bubb_hans | $25.00 | 9/13/2012 9:39:35 AM |
| Joshua_E | $25.00 | 9/13/2012 9:56:42 AM |
| KEOLEND | $25.00 | 9/13/2012 9:57:58 AM |
| money-baron | $30.00 | 9/13/2012 10:11:47 AM |
| heavenly-interest9 | $1,000.00 | 9/13/2012 9:07:57 AM |
| WisconsinFinance | $25.00 | 9/13/2012 9:04:33 AM |
| dollardave | $50.00 | 9/13/2012 9:08:16 AM |
| vutah | $75.00 | 9/13/2012 9:03:43 AM |
| TheSituation | $25.00 | 9/13/2012 9:04:33 AM |
| Endeavour | $65.00 | 9/13/2012 9:05:23 AM |
| handy-justice | $50.00 | 9/13/2012 9:04:02 AM |
| felicity-contributor3 | $35.00 | 9/13/2012 9:34:45 AM |
| power-chihuahua | $25.00 | 9/13/2012 9:20:39 AM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 9:35:35 AM |
| joyous-peace443 | $25.00 | 9/13/2012 9:46:55 AM |
| CA-Lender | $25.00 | 9/13/2012 9:53:04 AM |
| careful-vigilance4 | $25.00 | 9/13/2012 9:49:43 AM |
| payment-halo | $25.00 | 9/13/2012 9:50:18 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
636434
This series of Notes was issued and sold upon the funding of the borrower loan #74828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 19
/
16 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,365 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| engrossing-payment4 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $1500
Housing: $100
Insurance: $150
Car expenses: $0
Utilities: $35
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benevolent-loot5 | $200.00 | 9/14/2012 9:07:38 AM |
| enriching-dollar1 | $100.00 | 9/14/2012 9:06:30 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:50 AM |
| historic-value7 | $50.00 | 9/14/2012 9:08:54 AM |
| madisonboy123 | $25.00 | 9/14/2012 9:30:45 AM |
| handy-justice | $50.00 | 9/14/2012 9:09:13 AM |
| miggy5 | $25.00 | 9/14/2012 9:20:59 AM |
| green-inspiring-peace | $25.00 | 9/14/2012 9:13:18 AM |
| money-surge1 | $25.00 | 9/14/2012 9:36:05 AM |
| supreme-exchange547 | $25.00 | 9/14/2012 9:37:54 AM |
| brmar | $25.00 | 9/14/2012 10:22:33 AM |
| asset-professor | $25.00 | 9/14/2012 9:52:51 AM |
| Money__Tree | $200.00 | 9/14/2012 9:52:55 AM |
| mikbos | $25.00 | 9/14/2012 10:05:21 AM |
| the-credit-maker | $25.00 | 9/14/2012 10:05:46 AM |
| careful-vigilance4 | $25.00 | 9/14/2012 10:02:41 AM |
| genius520 | $100.00 | 9/14/2012 10:11:01 AM |
| eljobe | $45.00 | 9/14/2012 11:24:29 AM |
| 108-IRA | $50.00 | 9/14/2012 10:27:27 AM |
| money-baron-Roth401k | $33.00 | 9/14/2012 10:42:26 AM |
| let_me_retire | $50.00 | 9/14/2012 11:36:49 AM |
| ddimports | $100.00 | 9/14/2012 2:25:16 PM |
| pednatjr | $25.00 | 9/14/2012 10:55:30 AM |
| StLME | $27.82 | 9/14/2012 3:01:46 PM |
| simeonthewhale | $35.00 | 9/14/2012 2:43:07 PM |
| bill-igloo | $25.00 | 9/14/2012 2:47:10 PM |
| credit-adventurer313 | $25.00 | 9/14/2012 1:54:18 PM |
| fervent-commerce | $28.32 | 9/14/2012 3:54:31 PM |
| orange-liberty-oyster | $100.00 | 9/14/2012 9:17:47 AM |
| CA-Lender | $25.00 | 9/14/2012 9:03:53 AM |
| bob450-roth | $25.00 | 9/14/2012 9:17:28 AM |
| felicity-contributor3 | $25.00 | 9/14/2012 9:07:39 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:25 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:11:07 AM |
| top-benefit-sequoia | $25.00 | 9/14/2012 9:13:50 AM |
| dedicated-transaction796 | $25.00 | 9/14/2012 9:14:32 AM |
| power-chihuahua | $25.00 | 9/14/2012 9:28:10 AM |
| moola-buddy | $25.00 | 9/14/2012 9:30:54 AM |
| musegaze | $45.00 | 9/14/2012 9:42:42 AM |
| nex | $25.00 | 9/14/2012 9:38:12 AM |
| 52digital | $75.00 | 9/14/2012 9:29:45 AM |
| finance-prescription | $100.00 | 9/14/2012 9:38:41 AM |
| life-is-great | $25.00 | 9/14/2012 9:34:38 AM |
| bubb_hans | $25.00 | 9/14/2012 9:46:03 AM |
| cash-reaction2 | $25.00 | 9/14/2012 9:47:29 AM |
| wwwUniversal | $25.00 | 9/14/2012 10:06:45 AM |
| euro-banker | $25.00 | 9/14/2012 9:42:47 AM |
| fervent-repayment | $100.00 | 9/14/2012 9:43:16 AM |
| new-intuitive-dime | $25.00 | 9/14/2012 9:43:26 AM |
| ItsJustMe79 | $25.00 | 9/14/2012 9:56:43 AM |
| fortytwo | $136.00 | 9/14/2012 9:43:58 AM |
| money-genome84 | $250.00 | 9/14/2012 9:52:05 AM |
| diversification-infusion1 | $25.00 | 9/14/2012 9:53:17 AM |
| economy-coup | $50.00 | 9/14/2012 9:54:36 AM |
| social-cocktail1 | $200.00 | 9/14/2012 9:56:07 AM |
| Investor_DP | $200.00 | 9/14/2012 10:11:50 AM |
| desertoasis | $25.00 | 9/14/2012 10:12:08 AM |
| money-baron | $50.00 | 9/14/2012 10:11:07 AM |
| melodious-openness | $200.00 | 9/14/2012 10:24:56 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:42 AM |
| cash-delight1 | $32.00 | 9/14/2012 11:01:50 AM |
| authoritative-capital | $25.00 | 9/14/2012 10:38:48 AM |
| first-pragmatic-power | $25.00 | 9/14/2012 1:36:28 PM |
| KindCharmingReflective-affluence | $25.00 | 9/14/2012 1:00:56 PM |
| ethical-truth211 | $25.00 | 9/14/2012 1:18:50 PM |
| URBANCAPITAL | $42.86 | 9/14/2012 3:34:28 PM |
| ethical-truth211 | $25.00 | 9/14/2012 12:49:04 PM |
| benefit-hunter5 | $25.00 | 9/14/2012 3:36:10 PM |
| yield-hut | $25.00 | 9/14/2012 3:52:47 PM |
| clean-income2 | $25.00 | 9/14/2012 2:27:47 PM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
636470
This series of Notes was issued and sold upon the funding of the borrower loan #74560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,085 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-duty-piccolo |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to...buy A used motorcycle
My financial situation:
I am a good candidate for this loan because...I have a good stable job and I have always tried to repay my loans
Monthly net income: $ 35.00
Monthly expenses: $ 100.00
Housing: $499.99
Insurance: $ 200.00
Car expenses: $ paid off
Utilities: $ 200.00
Phone, cable, internet: $ 75.00
Food, entertainment: $ 300
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jloaner | $68.00 | 9/13/2012 9:02:16 AM |
| restless-currency | $40.00 | 9/13/2012 9:16:37 AM |
| well-rounded-payout0 | $25.00 | 9/13/2012 9:20:01 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 9:27:40 AM |
| a-finance-nirvana | $25.00 | 9/13/2012 9:15:08 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:10 AM |
| bazaar-tulip | $25.00 | 9/13/2012 9:44:36 AM |
| toblerone | $25.00 | 9/13/2012 9:31:28 AM |
| titancash4u | $25.00 | 9/13/2012 9:52:20 AM |
| wealth-renaissance5 | $30.00 | 9/13/2012 11:30:48 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:27 AM |
| Comoparklender | $25.00 | 9/13/2012 10:32:53 AM |
| mpatrick | $75.00 | 9/13/2012 11:15:53 AM |
| cash-cymbal3 | $50.00 | 9/13/2012 11:17:25 AM |
| Brisket_Bob | $25.00 | 9/13/2012 12:27:18 PM |
| green-high-five7 | $25.00 | 9/13/2012 12:33:36 PM |
| independent-diversification7 | $29.00 | 9/13/2012 12:43:32 PM |
| integrity-cowbell | $9.13 | 9/13/2012 12:49:19 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:40 AM |
| tender-commerce8 | $40.00 | 9/13/2012 9:19:58 AM |
| CK1 | $25.00 | 9/13/2012 9:19:49 AM |
| new-sharp-leverage | $25.00 | 9/13/2012 9:36:30 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:08 AM |
| paradise-foothill | $50.00 | 9/13/2012 9:25:39 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:48 AM |
| truth-explorer | $25.00 | 9/13/2012 9:28:54 AM |
| payout-paradise5 | $25.00 | 9/13/2012 10:04:43 AM |
| Vegasjim | $25.00 | 9/13/2012 10:00:07 AM |
| dynamic-money271 | $100.00 | 9/13/2012 10:09:42 AM |
| InvestingEngineer | $48.00 | 9/13/2012 10:49:12 AM |
| vutah | $25.00 | 9/13/2012 11:03:26 AM |
| dpries123 | $25.00 | 9/13/2012 10:22:51 AM |
| luminous-fund | $30.87 | 9/13/2012 12:10:22 PM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:41 AM |
| newest-generous-income | $30.00 | 9/13/2012 11:27:43 AM |
| kulender | $100.00 | 9/13/2012 12:12:42 PM |
| first-serene-credit | $25.00 | 9/13/2012 11:32:44 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
636660
This series of Notes was issued and sold upon the funding of the borrower loan #74909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $853.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $145,085 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-cerebral-integrity |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate higher interest
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dynadave | $1,000.00 | 9/14/2012 9:49:18 AM |
| community-burrito9 | $35.00 | 9/11/2012 5:08:12 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:37 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:10 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:56 PM |
| martinatime | $25.00 | 9/11/2012 6:07:12 PM |
| anacent | $25.00 | 9/11/2012 9:41:13 PM |
| banker334 | $25.00 | 9/11/2012 8:27:26 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:01 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:23 AM |
| first-careful-currency | $300.00 | 9/12/2012 10:46:40 AM |
| tech310 | $50.00 | 9/12/2012 10:26:44 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:55 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:24 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:59:28 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:21 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:46 PM |
| RGlad | $200.00 | 9/12/2012 6:52:44 PM |
| blue-order-comet | $25.00 | 9/12/2012 8:11:37 PM |
| janeybooboo | $75.00 | 9/12/2012 6:52:27 PM |
| Khanbob | $25.00 | 9/13/2012 6:44:55 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:24 AM |
| ruralgold | $25.00 | 9/13/2012 2:41:32 AM |
| credible-responsibility022 | $25.00 | 9/13/2012 6:36:58 AM |
| squarebob | $25.00 | 9/13/2012 5:23:22 AM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 9:02:34 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:21 AM |
| Plutis | $25.00 | 9/13/2012 3:56:25 PM |
| fairness-symphony2 | $55.00 | 9/13/2012 11:23:37 AM |
| ethical-truth211 | $200.00 | 9/13/2012 4:27:17 PM |
| value-finder1 | $50.00 | 9/13/2012 1:55:28 PM |
| Kravcorp | $25.00 | 9/13/2012 12:43:41 PM |
| benevolent-ore329 | $50.00 | 9/13/2012 1:14:24 PM |
| adventurer447 | $300.00 | 9/13/2012 6:12:18 PM |
| chlebie | $50.00 | 9/13/2012 5:49:08 PM |
| Peacepower | $30.00 | 9/13/2012 7:05:18 PM |
| Robato | $25.00 | 9/14/2012 2:33:00 AM |
| dough-hammock | $50.00 | 9/13/2012 9:36:02 PM |
| systematic-loan | $25.00 | 9/14/2012 5:32:03 AM |
| chekat | $25.00 | 9/14/2012 5:57:05 AM |
| samurai2 | $25.00 | 9/14/2012 8:11:44 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/14/2012 5:29:18 AM |
| ready-vigilance3 | $50.00 | 9/14/2012 8:54:55 AM |
| luann199 | $25.00 | 9/14/2012 9:09:43 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:06 AM |
| jhussey | $100.00 | 9/14/2012 10:43:02 AM |
| magnificent-dime4 | $25.00 | 9/14/2012 10:36:23 AM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:52 PM |
| dough-tsunami2 | $25.00 | 9/14/2012 1:42:51 PM |
| SkyHighTigers | $31.66 | 9/14/2012 2:42:08 PM |
| China-man | $138.87 | 9/14/2012 11:59:13 AM |
| systematic-value343 | $50.00 | 9/14/2012 2:01:17 PM |
| All_Wins | $50.00 | 9/14/2012 4:57:10 PM |
| terrific-dough6 | $50.00 | 9/14/2012 5:45:44 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:14 PM |
| Badgworth | $38.48 | 9/15/2012 6:09:53 AM |
| palmetto933 | $50.00 | 9/15/2012 6:09:24 AM |
| xxyls | $50.00 | 9/15/2012 8:15:36 AM |
| wampum-journey4 | $200.00 | 9/15/2012 8:43:01 AM |
| pleasant-listing712 | $25.00 | 9/15/2012 7:32:59 AM |
| MakoF16 | $50.00 | 9/15/2012 7:46:53 AM |
| desertoasis | $25.00 | 9/15/2012 10:20:52 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:18 AM |
| community-bee | $32.00 | 9/15/2012 12:00:51 PM |
| best-active-listing | $25.00 | 9/15/2012 9:57:29 AM |
| bonafide-cash | $100.00 | 9/15/2012 11:54:10 AM |
| OregonDane | $25.00 | 9/15/2012 8:38:59 AM |
| samo102us | $25.00 | 9/15/2012 12:13:14 PM |
| cmliii | $50.00 | 9/15/2012 9:55:15 AM |
| dordee | $60.00 | 9/15/2012 10:25:58 AM |
| TommyTucker | $50.00 | 9/15/2012 10:58:06 AM |
| Atlanta-Buyer | $25.00 | 9/15/2012 12:18:16 PM |
| hanuman77 | $25.00 | 9/15/2012 12:21:33 PM |
| unforgettable-wealth4 | $50.00 | 9/15/2012 12:16:45 PM |
| bid-czar8 | $42.00 | 9/15/2012 12:25:35 PM |
| wise-balanced-moola | $25.00 | 9/15/2012 12:19:47 PM |
| streak269 | $25.00 | 9/15/2012 12:22:35 PM |
| bazaar-festivity | $25.00 | 9/15/2012 12:26:05 PM |
| josuae | $25.00 | 9/15/2012 12:30:51 PM |
| E_G | $50.00 | 9/15/2012 12:31:18 PM |
| scrappy-leverage6 | $25.00 | 9/15/2012 12:28:07 PM |
| the-dollar-topper | $150.00 | 9/15/2012 12:29:49 PM |
| timbob | $100.00 | 9/15/2012 12:29:53 PM |
| skuba | $75.00 | 9/15/2012 12:30:24 PM |
| lending_well | $25.00 | 9/15/2012 12:30:42 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:22 PM |
| urbane-income7 | $25.00 | 9/11/2012 5:48:14 PM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:25 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:54 PM |
| langdonx | $50.00 | 9/11/2012 9:41:29 PM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:59 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:55 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:44:37 AM |
| courteous-trade229 | $40.00 | 9/12/2012 10:53:16 AM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:08 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:15 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:45 PM |
| Darts | $50.00 | 9/12/2012 7:46:04 PM |
| azazle | $25.00 | 9/13/2012 12:34:33 AM |
| order-bee1 | $100.00 | 9/13/2012 1:04:36 AM |
| justreturns | $25.00 | 9/13/2012 9:04:09 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:29:20 AM |
| Harry | $46.00 | 9/13/2012 9:54:34 AM |
| zchamilton | $50.00 | 9/13/2012 10:14:56 AM |
| pdub | $750.00 | 9/13/2012 10:33:09 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:03 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:35 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:54 AM |
| RoyFauntleroy | $50.00 | 9/13/2012 2:59:25 PM |
| admirable-return6 | $100.00 | 9/13/2012 3:57:24 PM |
| kulender | $100.00 | 9/13/2012 12:12:32 PM |
| bonus-seahorse | $45.00 | 9/13/2012 4:08:01 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:06 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:12 PM |
| Zane314 | $50.00 | 9/13/2012 5:59:32 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:32 PM |
| historic-value7 | $250.00 | 9/13/2012 6:29:28 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:48 PM |
| courteous-dedication7 | $25.00 | 9/13/2012 8:57:13 PM |
| nhm | $25.00 | 9/13/2012 9:51:30 PM |
| revenue-serenity | $25.00 | 9/14/2012 6:42:55 AM |
| rchapee | $25.00 | 9/14/2012 7:51:56 AM |
| rootcanaler | $100.00 | 9/14/2012 7:14:58 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:40 AM |
| mercuriant | $25.00 | 9/14/2012 9:23:14 AM |
| structure9 | $25.00 | 9/14/2012 9:22:20 AM |
| integrity-doctor | $100.00 | 9/14/2012 9:55:03 AM |
| JBBank | $50.00 | 9/14/2012 10:12:40 AM |
| reverent-finance79 | $36.00 | 9/14/2012 11:04:24 AM |
| dreammachine | $50.00 | 9/14/2012 10:46:41 AM |
| Cambalache | $39.00 | 9/14/2012 11:48:28 AM |
| UltimateWill | $25.00 | 9/14/2012 12:22:52 PM |
| melodious-fairness | $50.00 | 9/14/2012 1:03:46 PM |
| Liam227 | $32.11 | 9/14/2012 1:35:38 PM |
| Weaverville | $25.00 | 9/14/2012 2:54:31 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:04:50 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:05 PM |
| InvestorPartners | $25.00 | 9/14/2012 6:14:20 PM |
| FWF-kinetic | $25.00 | 9/14/2012 8:50:54 PM |
| market-trooper3 | $30.00 | 9/14/2012 6:55:47 PM |
| gustavholstopus32 | $25.00 | 9/15/2012 5:31:34 AM |
| capital-heaven5 | $250.00 | 9/15/2012 7:02:37 AM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:13 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:38 AM |
| MateCocido | $36.00 | 9/15/2012 6:55:14 AM |
| rockhound84 | $25.00 | 9/15/2012 5:31:52 AM |
| payout-magician | $25.00 | 9/15/2012 6:43:33 AM |
| credit-commander1 | $25.00 | 9/15/2012 8:21:26 AM |
| healthy-worth5 | $25.00 | 9/15/2012 9:24:13 AM |
| methodical-basis822 | $25.00 | 9/15/2012 11:01:20 AM |
| cash-reaction2 | $25.00 | 9/15/2012 12:18:02 PM |
| IP | $25.00 | 9/15/2012 12:20:45 PM |
| finance-assembler | $50.00 | 9/15/2012 12:28:03 PM |
| Investoman | $25.00 | 9/15/2012 12:16:36 PM |
| silktea | $25.00 | 9/15/2012 12:29:02 PM |
| resolute-basis9 | $25.00 | 9/15/2012 12:19:26 PM |
| restech | $25.00 | 9/15/2012 12:27:25 PM |
| gold-commander0 | $25.00 | 9/15/2012 12:28:01 PM |
| successful-agreement7 | $100.00 | 9/15/2012 12:28:29 PM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
636668
This series of Notes was issued and sold upon the funding of the borrower loan #74497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,550.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $341.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,126 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| engaging-agreement0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off debt
My financial situation:
I am a good candidate for this loan because...I am starting an online business and want to clean up my debt to invest more into my startup.
Monthly net income: $2500.00
Monthly expenses: $1340.00
Housing: $
Insurance: $98.00
Car expenses: $333.00
Utilities: $
Phone, cable, internet: $109.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $350.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 9/10/2012 9:03:24 AM |
| worth-blanket2 | $7,695.00 | 9/10/2012 9:07:18 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
636678
This series of Notes was issued and sold upon the funding of the borrower loan #74509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 25.01% |
Monthly payment:
| $377.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.77% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,738 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-blackberry |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/12/2012 9:04:29 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:27 AM |
| supreme-treasure8 | $100.00 | 9/12/2012 9:41:44 AM |
| compassion-expert | $25.00 | 9/12/2012 9:37:08 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:00 AM |
| Kaj | $25.00 | 9/12/2012 9:41:36 AM |
| magnitude787 | $30.00 | 9/12/2012 9:44:45 AM |
| Tylerh | $181.00 | 9/12/2012 10:05:11 AM |
| rebelduke | $25.00 | 9/12/2012 10:13:12 AM |
| truth-companion | $25.00 | 9/12/2012 10:13:40 AM |
| panther757 | $25.00 | 9/12/2012 10:16:12 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:49 AM |
| subtle-bill727 | $25.00 | 9/12/2012 9:51:19 AM |
| dynamic-money271 | $100.00 | 9/12/2012 10:24:03 AM |
| houli123 | $25.00 | 9/12/2012 10:00:17 AM |
| prohelper | $25.00 | 9/12/2012 10:06:08 AM |
| industrious-kindness152 | $100.00 | 9/12/2012 10:06:58 AM |
| listing-vista | $50.00 | 9/12/2012 10:09:20 AM |
| vestratech | $25.00 | 9/12/2012 10:10:28 AM |
| svandgts | $25.00 | 9/12/2012 10:04:05 AM |
| dsnybnd | $25.00 | 9/12/2012 10:13:09 AM |
| durability-ace9 | $30.00 | 9/12/2012 10:07:21 AM |
| brightest-trustworthy-star | $50.00 | 9/12/2012 10:15:38 AM |
| gentle-generosity822 | $25.00 | 9/12/2012 10:16:44 AM |
| j2ee | $50.00 | 9/12/2012 10:49:14 AM |
| social-cocktail1 | $200.00 | 9/12/2012 10:10:47 AM |
| ASR3 | $50.00 | 9/12/2012 10:13:06 AM |
| MAYBROOK | $25.00 | 9/12/2012 10:23:01 AM |
| formula842 | $25.00 | 9/12/2012 10:24:01 AM |
| Bookophile | $50.00 | 9/12/2012 10:20:05 AM |
| velocity-solo | $25.00 | 9/12/2012 10:21:44 AM |
| nickel-ferret | $25.00 | 9/12/2012 10:57:30 AM |
| tech310 | $50.00 | 9/12/2012 10:26:46 AM |
| LeReve | $500.00 | 9/12/2012 11:02:11 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:02 AM |
| courteous-integrity8 | $25.00 | 9/12/2012 1:15:42 PM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:47 AM |
| orange-spiritual-contract | $100.00 | 9/12/2012 10:56:43 AM |
| bid-banjo3 | $100.00 | 9/12/2012 10:54:29 AM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:56:04 AM |
| wise-virtuous-vigilance | $100.00 | 9/12/2012 10:58:08 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:33 AM |
| warde43502 | $25.00 | 9/12/2012 2:10:35 PM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:18 AM |
| snowyowl | $50.00 | 9/12/2012 11:59:59 AM |
| Reddress4u | $25.00 | 9/12/2012 1:20:42 PM |
| receptive-affluence035 | $25.00 | 9/12/2012 2:19:14 PM |
| bassman46 | $100.00 | 9/12/2012 3:27:07 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:25 PM |
| top-investment-american | $50.00 | 9/12/2012 3:32:07 PM |
| lunareclipse | $50.00 | 9/12/2012 3:41:03 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:08 PM |
| promise2 | $25.00 | 9/12/2012 4:26:38 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:11 PM |
| dime-sprout | $25.00 | 9/12/2012 5:01:05 PM |
| MI2 | $3,166.52 | 9/12/2012 5:02:23 PM |
| mikrolown | $25.00 | 9/12/2012 9:24:09 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:19 AM |
| finance-prescription | $66.00 | 9/12/2012 9:48:45 AM |
| WalnutCreekguy | $50.00 | 9/12/2012 9:47:24 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:20 AM |
| keynaples | $100.00 | 9/12/2012 10:07:29 AM |
| jwesleym | $25.00 | 9/12/2012 10:15:07 AM |
| adventurer447 | $75.00 | 9/12/2012 10:15:53 AM |
| money-surge1 | $25.00 | 9/12/2012 9:51:30 AM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 9:56:55 AM |
| cash-delight1 | $50.00 | 9/12/2012 10:25:29 AM |
| life-is-great | $25.00 | 9/12/2012 9:53:00 AM |
| truth-chooser1 | $25.00 | 9/12/2012 10:29:32 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:25 AM |
| fervent-repayment | $100.00 | 9/12/2012 10:12:06 AM |
| micko | $25.00 | 9/12/2012 10:06:00 AM |
| wowlender | $25.00 | 9/12/2012 10:46:43 AM |
| social-aspen097 | $300.00 | 9/12/2012 10:47:55 AM |
| pragmatic-auction8 | $25.00 | 9/12/2012 10:17:02 AM |
| hildo99 | $25.00 | 9/12/2012 10:50:18 AM |
| dudebrah | $25.00 | 9/12/2012 10:51:28 AM |
| extraordinary-interest1 | $50.00 | 9/12/2012 10:18:23 AM |
| worthy-compassion878 | $25.00 | 9/12/2012 10:56:24 AM |
| versatile-dime442 | $250.00 | 9/12/2012 10:59:50 AM |
| frooglejoe | $50.00 | 9/12/2012 10:30:50 AM |
| bellaquito | $500.00 | 9/12/2012 10:36:48 AM |
| unforgettable-order9 | $25.00 | 9/12/2012 10:38:07 AM |
| missing-link | $25.00 | 9/12/2012 10:40:36 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:16 AM |
| compatible-deal9 | $25.00 | 9/12/2012 1:15:55 PM |
| renaissance168 | $25.68 | 9/12/2012 1:37:03 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 11:08:37 AM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:59:23 AM |
| payment-associate5 | $50.00 | 9/12/2012 2:59:43 PM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:19 PM |
| Xarach | $25.00 | 9/12/2012 11:48:33 AM |
| the-profit-oracle | $25.00 | 9/12/2012 4:08:52 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:08 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:22:46 PM |
| Brisket_Bob | $25.80 | 9/12/2012 4:44:38 PM |
| return-pioneer221 | $200.00 | 9/12/2012 5:01:32 PM |
| Dream-Maker06 | $25.00 | 9/12/2012 3:34:18 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:53 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:54:27 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
636692
This series of Notes was issued and sold upon the funding of the borrower loan #74202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,575 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scholarly-point4 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2012)
|
|
Principal balance:
| $9,585.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/10/2012 5:14:55 PM |
| payout-paladin3 | $750.00 | 9/10/2012 9:03:06 AM |
| Castellan | $50.00 | 9/10/2012 9:13:33 AM |
| attentive-compassion1 | $50.00 | 9/10/2012 9:32:35 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:06 AM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 9:06:29 AM |
| lnuss25 | $50.00 | 9/10/2012 9:12:04 AM |
| finder072 | $25.00 | 9/10/2012 9:19:22 AM |
| ready-interest9 | $25.00 | 9/10/2012 9:20:21 AM |
| enterprising-exchange6 | $50.00 | 9/10/2012 9:31:07 AM |
| loan-mammal | $100.00 | 9/10/2012 9:55:22 AM |
| liberty-viola | $30.00 | 9/10/2012 9:34:09 AM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 9:36:20 AM |
| prossperous01 | $50.00 | 9/10/2012 9:38:20 AM |
| kfrench | $75.00 | 9/10/2012 10:04:23 AM |
| entertaining-revenue4 | $50.00 | 9/10/2012 9:45:21 AM |
| lochinvar | $75.00 | 9/10/2012 10:12:44 AM |
| aztec | $50.00 | 9/10/2012 10:01:19 AM |
| samurai2 | $25.00 | 9/10/2012 1:15:49 PM |
| jcornehlsen | $25.00 | 9/10/2012 10:22:30 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:07 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:45 AM |
| bellaquito | $500.00 | 9/10/2012 10:39:14 AM |
| gjm6d | $25.00 | 9/10/2012 5:02:37 PM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:28 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:22 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:29 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:58 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:43 PM |
| djs81 | $50.00 | 9/10/2012 5:56:09 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:26 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:44 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:19 PM |
| exchange-cub | $150.00 | 9/10/2012 10:29:32 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:52 PM |
| economy-prophesy0 | $25.00 | 9/10/2012 11:52:18 PM |
| awesome-generosity4 | $50.00 | 9/11/2012 7:09:01 AM |
| bonus-tsunami916 | $25.00 | 9/11/2012 7:46:03 AM |
| gentle-gain235 | $50.00 | 9/11/2012 8:28:05 AM |
| brazzier-cluster | $25.00 | 9/11/2012 6:48:42 AM |
| Quiza12 | $50.00 | 9/11/2012 6:37:10 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:05 AM |
| Ripsaw4U | $50.00 | 9/11/2012 9:25:02 AM |
| upc_tnt | $25.00 | 9/11/2012 9:51:17 AM |
| Income-Scout | $100.00 | 9/11/2012 10:06:33 AM |
| AFairDeal | $25.00 | 9/11/2012 9:58:01 AM |
| proud-pound4 | $25.00 | 9/11/2012 10:09:20 AM |
| compatible-deal9 | $50.00 | 9/11/2012 10:37:33 AM |
| botfolio | $300.00 | 9/11/2012 11:05:37 AM |
| Bank42 | $25.00 | 9/11/2012 12:12:41 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:42 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:17 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:45 PM |
| diligent-kindness9 | $25.00 | 9/11/2012 2:42:44 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:26 PM |
| GlobalVisionary | $50.00 | 9/11/2012 3:56:23 PM |
| mjjjrj | $25.00 | 9/11/2012 4:30:00 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:02 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:44 PM |
| bb575 | $50.00 | 9/11/2012 5:59:55 PM |
| value-wind0 | $25.00 | 9/11/2012 6:01:55 PM |
| martinatime | $25.00 | 9/11/2012 6:07:04 PM |
| bowdish1 | $100.00 | 9/11/2012 5:55:42 PM |
| hidavehi | $33.00 | 9/11/2012 6:40:13 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:41:09 PM |
| SugarMommy | $25.00 | 9/11/2012 7:19:40 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:03 PM |
| diazepam | $25.00 | 9/11/2012 7:17:17 PM |
| smitty1959 | $100.00 | 9/11/2012 8:02:55 PM |
| reinforced-velocity158 | $100.00 | 9/11/2012 9:24:54 PM |
| langdonx | $50.00 | 9/11/2012 9:40:42 PM |
| ElChupacabra | $75.00 | 9/11/2012 11:02:27 PM |
| anacent | $25.00 | 9/11/2012 9:41:06 PM |
| icydog | $25.00 | 9/11/2012 11:12:41 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:55 AM |
| Leshan | $100.00 | 9/12/2012 8:09:12 AM |
| Gyroman | $100.00 | 9/12/2012 8:24:57 AM |
| TigerForce | $25.00 | 9/12/2012 4:32:42 AM |
| mrladybug101 | $25.00 | 9/12/2012 9:14:17 AM |
| hickeyjosp | $50.00 | 9/12/2012 9:31:16 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:14 AM |
| sjlender | $100.00 | 9/12/2012 9:34:04 AM |
| aabadabadoo | $25.00 | 9/12/2012 9:36:33 AM |
| compoundinterest | $25.00 | 9/12/2012 9:42:23 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:21 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:23 AM |
| neighborly-velocity4 | $25.00 | 9/12/2012 9:34:54 AM |
| indomitable-coin | $25.00 | 9/12/2012 9:48:06 AM |
| subtle-revenue0 | $25.00 | 9/12/2012 9:44:39 AM |
| transparent-principal679 | $42.00 | 9/12/2012 10:04:42 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:41 AM |
| power-kin | $25.00 | 9/12/2012 10:17:33 AM |
| visionary-generosity0 | $25.00 | 9/12/2012 10:32:28 AM |
| rmachi | $25.00 | 9/12/2012 10:01:41 AM |
| Tylerh | $250.00 | 9/12/2012 10:05:10 AM |
| Tradesmanlender | $25.00 | 9/12/2012 10:08:41 AM |
| first-careful-currency | $300.00 | 9/12/2012 10:46:28 AM |
| social-aspen097 | $300.00 | 9/12/2012 10:47:38 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:33 AM |
| newest-payment-trapper | $62.50 | 9/12/2012 10:51:49 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:37 AM |
| dough-souffle | $25.00 | 9/12/2012 10:19:28 AM |
| Thunderswan | $100.00 | 9/12/2012 11:00:57 AM |
| awern | $25.00 | 9/12/2012 12:28:35 PM |
| wetlands | $200.00 | 9/12/2012 10:58:19 AM |
| Headhunter14 | $25.00 | 9/12/2012 10:53:56 AM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:34 AM |
| heavy_ax | $50.00 | 9/12/2012 11:48:30 AM |
| thrilling-exchange36 | $100.00 | 9/12/2012 3:53:35 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:50 PM |
| integrity-cowbell | $25.00 | 9/12/2012 1:08:08 PM |
| Jofga | $25.00 | 9/12/2012 2:55:13 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 2:56:35 PM |
| top-investment-american | $25.00 | 9/12/2012 3:36:06 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:02 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 9:09:42 AM |
| calm-platinum957 | $35.00 | 9/10/2012 9:15:31 AM |
| adventurer447 | $300.00 | 9/10/2012 9:31:02 AM |
| Letsboogiedown | $50.00 | 9/10/2012 9:09:29 AM |
| entertaining-rate9 | $25.00 | 9/10/2012 9:04:55 AM |
| thrifty-transaction578 | $25.00 | 9/10/2012 9:05:21 AM |
| 108lender | $200.00 | 9/10/2012 9:57:37 AM |
| Plutis | $25.00 | 9/10/2012 9:37:41 AM |
| prudent-dough458 | $25.00 | 9/10/2012 9:26:41 AM |
| peace-flower9 | $50.00 | 9/10/2012 9:30:20 AM |
| zenyatta | $25.00 | 9/10/2012 9:36:47 AM |
| Perdita_II | $25.00 | 9/10/2012 9:55:19 AM |
| jubilant-agreement0 | $25.00 | 9/10/2012 2:41:38 PM |
| justreturns | $25.00 | 9/10/2012 5:05:47 PM |
| j2ee | $50.00 | 9/10/2012 5:15:47 PM |
| ready-bid9 | $50.00 | 9/10/2012 5:18:26 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:54 PM |
| elegant-income3 | $50.00 | 9/10/2012 5:15:22 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:26 PM |
| LeReve | $500.00 | 9/10/2012 5:30:05 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:22 PM |
| britgsb | $50.00 | 9/10/2012 5:49:41 PM |
| bazaar-tulip | $25.00 | 9/10/2012 5:48:49 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:14 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:51 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:41 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:05 PM |
| principal-bull | $30.00 | 9/10/2012 6:52:26 PM |
| DonaldColorado | $100.00 | 9/11/2012 8:34:49 AM |
| AceNow | $50.00 | 9/11/2012 9:14:52 AM |
| loot-heart | $25.00 | 9/11/2012 9:57:20 AM |
| Investoman | $25.00 | 9/11/2012 9:52:21 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:41 AM |
| payout-reaction740 | $25.00 | 9/11/2012 10:05:28 AM |
| vinayski | $25.00 | 9/11/2012 10:22:35 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:31 AM |
| squeebie | $50.00 | 9/11/2012 10:54:45 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:43:04 AM |
| kind-durability-battalion | $50.00 | 9/11/2012 12:32:06 PM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:23:40 AM |
| GrooveBiz | $25.00 | 9/11/2012 12:52:51 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:15 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:12 PM |
| currency-persimmon | $25.00 | 9/11/2012 4:06:34 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:14 PM |
| noodles932 | $50.00 | 9/11/2012 5:07:34 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:28 PM |
| NR | $25.00 | 9/11/2012 5:45:53 PM |
| p2p-paradise | $25.00 | 9/11/2012 5:56:25 PM |
| unrivaled-deal676 | $50.00 | 9/11/2012 5:55:03 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:42 PM |
| unforgettable-wealth4 | $50.00 | 9/11/2012 6:06:32 PM |
| hopeful_lender | $100.00 | 9/11/2012 6:33:16 PM |
| BGILlender | $40.00 | 9/11/2012 7:34:51 PM |
| banker334 | $40.00 | 9/11/2012 8:15:32 PM |
| isuperwang | $100.00 | 9/11/2012 9:43:09 PM |
| IDGT | $25.00 | 9/11/2012 10:10:54 PM |
| Anonymous_Guy | $25.00 | 9/11/2012 8:04:17 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:46 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:33 PM |
| Codextreme07 | $34.52 | 9/11/2012 9:17:06 PM |
| agreement-welder | $25.00 | 9/11/2012 10:25:06 PM |
| Scoreman | $25.00 | 9/12/2012 6:08:06 AM |
| brycemcd | $25.00 | 9/11/2012 10:46:11 PM |
| universal71 | $25.00 | 9/12/2012 6:43:04 AM |
| a-currency-magnate | $25.00 | 9/11/2012 10:25:11 PM |
| elfincove | $25.00 | 9/12/2012 7:33:39 AM |
| starry2001 | $25.00 | 9/12/2012 4:24:42 AM |
| Win_With_P2P | $50.00 | 9/12/2012 5:16:14 AM |
| vibrant-penny7 | $25.00 | 9/12/2012 7:18:08 AM |
| contract-bopper | $25.00 | 9/12/2012 9:00:48 AM |
| kevin314 | $25.00 | 9/12/2012 9:08:06 AM |
| romario | $25.00 | 9/12/2012 9:12:47 AM |
| a-balance-surgeon | $50.00 | 9/12/2012 9:18:01 AM |
| JonDough | $25.00 | 9/12/2012 9:39:45 AM |
| ivy-league-MBA | $25.00 | 9/12/2012 9:32:51 AM |
| nri22 | $25.00 | 9/12/2012 9:47:48 AM |
| urbane-deal152 | $50.00 | 9/12/2012 10:07:00 AM |
| fantastic-investment9 | $25.00 | 9/12/2012 10:11:59 AM |
| best-bonafide-p2p | $25.00 | 9/12/2012 9:53:26 AM |
| american6 | $50.00 | 9/12/2012 9:54:00 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:37:59 AM |
| w3alter | $30.00 | 9/12/2012 10:17:39 AM |
| kaykarun | $25.00 | 9/12/2012 10:20:07 AM |
| hildo99 | $25.00 | 9/12/2012 10:50:17 AM |
| DadWarbucks | $25.00 | 9/12/2012 10:13:34 AM |
| dospapalotes | $25.00 | 9/12/2012 10:51:24 AM |
| kingryan | $250.00 | 9/12/2012 10:58:38 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:02 AM |
| Rivervale_Westwood | $30.62 | 9/12/2012 11:04:06 AM |
| listing-reformation8 | $50.00 | 9/12/2012 11:53:40 AM |
| zone6 | $50.00 | 9/12/2012 10:49:39 AM |
| a-brainy-gain | $25.00 | 9/12/2012 1:10:04 PM |
| truth-seeker8 | $100.00 | 9/12/2012 10:50:19 AM |
| bid-banjo3 | $100.00 | 9/12/2012 10:54:13 AM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:25 PM |
| goodhearted-gold3 | $25.00 | 9/12/2012 2:58:41 PM |
| lostontheedge | $25.00 | 9/12/2012 11:15:30 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:27:30 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:52 PM |
| trade-cactus8 | $50.00 | 9/12/2012 1:06:12 PM |
| profitable-commerce822 | $25.00 | 9/12/2012 1:25:03 PM |
| jcttjg | $25.00 | 9/12/2012 3:30:12 PM |
| 218 Investments
|
Borrower Payment Dependent Notes Series
636776
This series of Notes was issued and sold upon the funding of the borrower loan #74830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $360.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,944 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| chomper943 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to...Purchase Engagement Ring
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6005
Monthly expenses: $1840
Housing: $755
Insurance: $109
Car expenses: $none
Utilities: $155
Phone, cable, internet: $220
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 9/10/2012 5:10:19 PM |
| ferocious-kindness8 | $30.00 | 9/10/2012 6:02:34 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:57 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:35 PM |
| RGlad | $300.00 | 9/10/2012 6:12:11 PM |
| mikrolown | $25.00 | 9/10/2012 6:17:03 PM |
| houli123 | $25.00 | 9/10/2012 6:08:12 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:42 AM |
| euro-eagle1 | $25.00 | 9/11/2012 7:17:50 AM |
| wildanne | $45.00 | 9/11/2012 10:11:51 AM |
| ericgassercom | $25.00 | 9/11/2012 10:16:53 AM |
| a-finance-nirvana | $25.00 | 9/11/2012 10:17:19 AM |
| A4 | $25.00 | 9/11/2012 10:01:36 AM |
| famous-bill | $100.00 | 9/11/2012 11:31:05 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:11 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:21 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:47 PM |
| martinatime | $25.00 | 9/11/2012 12:31:15 PM |
| global-invest-group | $25.00 | 9/11/2012 1:34:04 PM |
| deal-banker | $39.00 | 9/11/2012 2:31:07 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:14 PM |
| neuroshred | $25.00 | 9/11/2012 5:04:06 PM |
| SimpleChoice | $25.00 | 9/11/2012 5:25:18 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:46 PM |
| RYNO-THE-GYNO | $70.36 | 9/11/2012 8:02:18 PM |
| banker334 | $55.00 | 9/11/2012 8:24:57 PM |
| Robato | $25.00 | 9/12/2012 7:00:33 AM |
| helping-out | $56.93 | 9/12/2012 6:47:00 AM |
| ingenious-truth0 | $88.00 | 9/12/2012 7:15:37 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:18 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:46 AM |
| selector568 | $300.00 | 9/12/2012 10:36:16 AM |
| cropdust3r | $25.00 | 9/12/2012 10:08:28 AM |
| snowyowl | $50.00 | 9/12/2012 12:01:42 PM |
| Jloaner | $100.00 | 9/12/2012 10:43:13 AM |
| friendinmoney | $25.00 | 9/12/2012 3:09:29 PM |
| BigGuyBank | $27.77 | 9/12/2012 3:12:45 PM |
| gallant-market5 | $100.00 | 9/12/2012 12:22:46 PM |
| heavy_ax | $50.00 | 9/12/2012 11:48:31 AM |
| top-investment-american | $25.00 | 9/12/2012 3:35:19 PM |
| lunareclipse | $100.00 | 9/12/2012 3:41:51 PM |
| compatible-deal9 | $25.00 | 9/12/2012 1:04:04 PM |
| ferdberfel | $25.00 | 9/12/2012 2:17:33 PM |
| receptive-affluence035 | $25.00 | 9/12/2012 2:19:13 PM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:18 PM |
| EngineersAlliance | $75.00 | 9/10/2012 5:26:13 PM |
| vutah | $25.00 | 9/10/2012 5:47:46 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:47 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:23 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:46 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:13 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 6:26:22 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:32 PM |
| toblerone | $25.00 | 9/10/2012 6:42:25 PM |
| scrappy-fairness639 | $25.00 | 9/10/2012 8:25:12 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:09 PM |
| squeebie | $50.00 | 9/11/2012 10:54:53 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:30 AM |
| nimble-felicity6 | $25.00 | 9/11/2012 11:18:53 AM |
| BIGWILL-SEXYSWOLL-8891 | $50.00 | 9/11/2012 1:16:42 PM |
| soleowner | $25.00 | 9/11/2012 2:17:02 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:20 PM |
| bonus-seahorse | $25.00 | 9/11/2012 4:25:53 PM |
| Imaginos1892 | $100.00 | 9/11/2012 5:00:31 PM |
| benefit-javelin | $36.02 | 9/11/2012 3:25:54 PM |
| unbeatable-integrity822 | $25.00 | 9/11/2012 3:42:23 PM |
| courteous-fund9 | $25.00 | 9/11/2012 4:59:16 PM |
| market-trooper3 | $30.00 | 9/11/2012 4:58:32 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:53 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:27 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:32 PM |
| terrific-dough6 | $50.00 | 9/11/2012 5:37:03 PM |
| squarebob | $30.00 | 9/11/2012 6:23:23 PM |
| janeybooboo | $100.00 | 9/11/2012 7:10:28 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:05:49 PM |
| langdonx | $50.00 | 9/11/2012 9:41:26 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:30:19 PM |
| indomitable-deal0 | $25.00 | 9/11/2012 8:12:48 PM |
| rockhound84 | $25.00 | 9/11/2012 8:44:23 PM |
| freedomlender | $25.00 | 9/12/2012 4:03:10 AM |
| itsmaj | $50.00 | 9/12/2012 3:53:10 AM |
| chrisb1414 | $25.00 | 9/12/2012 5:17:14 AM |
| orange-preeminant-bill | $50.00 | 9/12/2012 6:32:26 AM |
| tpleus | $25.00 | 9/12/2012 7:19:34 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:37 AM |
| econgineer | $100.00 | 9/12/2012 12:01:43 PM |
| greenback-chairman5 | $25.00 | 9/12/2012 12:16:56 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:36 AM |
| courteous-integrity8 | $25.00 | 9/12/2012 1:15:42 PM |
| engrossing-community0 | $25.00 | 9/12/2012 2:00:28 PM |
| Astyanax | $55.00 | 9/12/2012 3:07:23 PM |
| Dream-Maker06 | $25.00 | 9/12/2012 3:36:20 PM |
| hml | $50.00 | 9/12/2012 12:25:35 PM |
| bigt98 | $49.92 | 9/12/2012 3:57:58 PM |
| Reddress4u | $25.00 | 9/12/2012 1:20:41 PM |
| keen-credit6 | $27.00 | 9/12/2012 2:48:02 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
636822
This series of Notes was issued and sold upon the funding of the borrower loan #74761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $104,861 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| favorite-wealth096 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay some debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400.00
Monthly expenses: $2000.00
Housing: $1232.00
Insurance: $
Car expenses: $
Utilities: $300.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/10/2012 5:17:38 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:26 PM |
| riveting-credit5 | $25.00 | 9/10/2012 5:36:00 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:16 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:43 PM |
| squeebie | $50.00 | 9/11/2012 10:54:54 AM |
| CA-Lender | $25.00 | 9/11/2012 5:14:08 PM |
| healthy-coin4 | $30.28 | 9/11/2012 6:30:44 PM |
| steven3333 | $25.00 | 9/12/2012 12:00:42 AM |
| appetizing-loyalty354 | $50.00 | 9/12/2012 10:25:59 AM |
| compatible-deal9 | $25.00 | 9/12/2012 1:05:15 PM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:32 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:24 PM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:57 AM |
| KB-IRA | $100.00 | 9/11/2012 10:16:22 PM |
| wealth-pizza | $25.00 | 9/12/2012 3:52:20 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:37 AM |
| GourmetPizzaGuy | $75.00 | 9/12/2012 1:44:00 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:58 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:26 PM |
| Binan | $25.00 | 9/12/2012 5:18:02 PM |
| credit-socrates648 | $119.72 | 9/12/2012 7:24:10 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
636880
This series of Notes was issued and sold upon the funding of the borrower loan #74581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,257 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| witty-moola936 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 84928429 | $50.00 | 9/9/2012 12:04:55 PM |
| Money__Tree | $200.00 | 9/9/2012 12:06:21 PM |
| ferocious-kindness8 | $30.00 | 9/9/2012 12:06:54 PM |
| lowrater | $100.80 | 9/9/2012 12:08:03 PM |
| houli123 | $25.00 | 9/9/2012 12:11:17 PM |
| vutah | $25.00 | 9/9/2012 12:12:11 PM |
| bold-direct-asset | $34.19 | 9/9/2012 12:13:20 PM |
| handy-justice | $50.00 | 9/9/2012 12:11:12 PM |
| scholarly-order6 | $100.00 | 9/9/2012 12:08:18 PM |
| Wangchuk | $25.00 | 9/9/2012 12:05:56 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:38 PM |
| DasMula | $25.00 | 9/9/2012 12:07:02 PM |
| dariop | $25.01 | 9/9/2012 12:01:42 PM |
| worth-blanket2 | $9,000.00 | 9/9/2012 12:06:26 PM |
| community-burrito9 | $35.00 | 9/9/2012 12:08:30 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
636930
This series of Notes was issued and sold upon the funding of the borrower loan #74232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $388.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 37y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,043 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| authentic-dime7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5500
Monthly expenses: $
Housing: $16000
Insurance: $500
Car expenses: $0
Utilities: $200
Phone, cable, internet: $105
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: 0 $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-gain1 | $75.00 | 9/10/2012 5:05:02 PM |
| lowrater | $50.60 | 9/10/2012 5:16:35 PM |
| 52digital | $75.00 | 9/10/2012 5:17:58 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:31:19 PM |
| MFBank | $50.00 | 9/10/2012 5:05:46 PM |
| worth-blanket2 | $9,000.00 | 9/10/2012 5:14:40 PM |
| scholarly-order6 | $75.00 | 9/10/2012 5:18:07 PM |
| openness-antioxidant | $75.00 | 9/10/2012 5:25:41 PM |
| handy-justice | $50.00 | 9/10/2012 5:21:29 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:38 PM |
| vutah | $25.00 | 9/10/2012 5:40:53 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:50 PM |
| first-integrity-gravity | $50.00 | 9/10/2012 6:00:17 PM |
| simplelender80 | $289.40 | 9/10/2012 6:06:50 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
636972
This series of Notes was issued and sold upon the funding of the borrower loan #74570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,233.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $530.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 69% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,283 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-goodhearted-credit |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2011)
|
|
Principal balance:
| $8,766.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to.consonidate debt.
My financial situation:
I am a good candidate for this loan because I have a solid work history and good credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/10/2012 5:15:51 PM |
| lnuss25 | $25.00 | 9/10/2012 5:13:25 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:46 PM |
| LeReve | $500.00 | 9/10/2012 5:30:08 PM |
| aztec | $50.00 | 9/10/2012 5:23:46 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:27 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:43 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:51 PM |
| bellaquito | $500.00 | 9/10/2012 6:49:19 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:19 PM |
| principal-bull | $25.00 | 9/10/2012 6:55:56 PM |
| DreDub | $50.00 | 9/11/2012 5:11:08 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:14 AM |
| botfolio | $300.00 | 9/11/2012 11:05:40 AM |
| squeebie | $50.00 | 9/11/2012 10:54:56 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:48 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:22 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:15 PM |
| GlobalVisionary | $50.00 | 9/11/2012 3:56:24 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:19 PM |
| loan-escalator3 | $25.00 | 9/11/2012 5:41:01 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:47 PM |
| anacent | $25.00 | 9/11/2012 9:41:10 PM |
| brycemcd | $25.00 | 9/11/2012 10:47:48 PM |
| payout-thinker7 | $25.00 | 9/12/2012 6:48:41 AM |
| universal71 | $25.00 | 9/12/2012 6:43:05 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:23 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:24 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:32 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:08 AM |
| agrosmet | $25.00 | 9/12/2012 12:04:15 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:38 AM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:51 PM |
| hml | $50.00 | 9/12/2012 12:58:06 PM |
| bbt210 | $25.05 | 9/12/2012 1:11:26 PM |
| saj454 | $100.00 | 9/12/2012 4:19:56 PM |
| Jofga | $25.00 | 9/12/2012 2:57:51 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:58 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:04 PM |
| Science7124 | $25.00 | 9/12/2012 5:49:31 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:17 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:52:04 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:52 PM |
| loot-motivator7 | $25.00 | 9/12/2012 6:58:21 PM |
| TennSquire | $25.00 | 9/12/2012 6:06:25 PM |
| booyah | $80.00 | 9/12/2012 7:31:43 PM |
| Leshan | $100.00 | 9/12/2012 7:29:55 PM |
| azazle | $25.00 | 9/12/2012 11:30:40 PM |
| Darts | $50.00 | 9/12/2012 7:46:03 PM |
| wise-repayment-seeker | $25.00 | 9/12/2012 8:41:05 PM |
| sgt-schultz | $30.35 | 9/13/2012 6:01:33 AM |
| cladius67 | $25.00 | 9/12/2012 8:24:17 PM |
| starry2001 | $25.00 | 9/13/2012 4:39:12 AM |
| green28 | $84.50 | 9/13/2012 5:18:51 AM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:28 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:25:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:46 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:01 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:57 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:20 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:59 PM |
| phaded | $25.00 | 9/10/2012 6:19:49 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:22 PM |
| Castellan | $50.00 | 9/10/2012 6:35:38 PM |
| attentive-compassion1 | $50.00 | 9/11/2012 9:06:25 AM |
| fairness-carrier | $56.84 | 9/11/2012 9:17:10 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:33 AM |
| compatible-deal9 | $50.00 | 9/11/2012 10:49:26 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:25:26 AM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:18 PM |
| GrooveBiz | $25.00 | 9/11/2012 12:53:58 PM |
| work4me | $25.00 | 9/11/2012 3:48:52 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:28 PM |
| martinatime | $25.00 | 9/11/2012 6:07:08 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:05 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:34 PM |
| langdonx | $50.00 | 9/11/2012 9:40:47 PM |
| bonus-poplar2 | $25.00 | 9/12/2012 7:50:40 AM |
| Scoreman | $25.00 | 9/12/2012 6:08:07 AM |
| elfincove | $25.00 | 9/12/2012 7:33:39 AM |
| judo150 | $400.17 | 9/12/2012 9:20:20 AM |
| Investoman | $25.00 | 9/12/2012 9:13:28 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:19 AM |
| punctual-worth263 | $52.08 | 9/12/2012 9:38:16 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:55 AM |
| american6 | $50.00 | 9/12/2012 9:54:03 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:47 AM |
| the-fund-mussel | $150.00 | 9/12/2012 9:55:04 AM |
| mennleo | $39.00 | 9/12/2012 10:04:11 AM |
| atomantic | $25.00 | 9/12/2012 11:03:28 AM |
| first-careful-currency | $300.00 | 9/12/2012 10:46:29 AM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:05 PM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:27 PM |
| promise2 | $25.00 | 9/12/2012 4:21:19 PM |
| bowdish1 | $100.00 | 9/12/2012 5:06:29 PM |
| entertaining-rate9 | $25.00 | 9/12/2012 5:34:58 PM |
| ready-bid9 | $50.00 | 9/12/2012 5:43:51 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:44 PM |
| credit-socrates648 | $1,000.00 | 9/12/2012 7:24:11 PM |
| kegs | $150.00 | 9/12/2012 7:27:48 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:49 PM |
| autonomous-finance4 | $25.00 | 9/12/2012 7:17:48 PM |
| green-high-five7 | $25.00 | 9/12/2012 7:31:06 PM |
| og5221 | $25.00 | 9/12/2012 7:27:59 PM |
| Nazbuster | $100.00 | 9/12/2012 9:13:38 PM |
| villagecoconut | $25.00 | 9/12/2012 9:26:22 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:11 AM |
| azazle | $25.00 | 9/12/2012 10:15:29 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
637016
This series of Notes was issued and sold upon the funding of the borrower loan #74887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,363 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-nucleus1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/11/2012 5:01:04 PM |
| lowrater | $75.60 | 9/11/2012 5:16:25 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:05 PM |
| worthy-bid8 | $100.00 | 9/12/2012 5:53:10 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:45 PM |
| joelnet | $25.00 | 9/12/2012 8:14:28 PM |
| order-bee1 | $1,000.00 | 9/13/2012 12:33:34 AM |
| 168RichCapital | $25.09 | 9/13/2012 6:14:26 AM |
| KB-IRA | $128.64 | 9/12/2012 10:01:29 PM |
| handy-justice | $50.00 | 9/11/2012 5:26:40 PM |
| let_me_retire | $50.00 | 9/11/2012 11:29:01 PM |
| dudebrah | $25.00 | 9/12/2012 12:59:28 AM |
| refresher211 | $25.00 | 9/12/2012 10:57:51 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:55 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:29 PM |
| HawaiianHelper | $100.00 | 9/12/2012 7:25:43 PM |
| azazle | $25.00 | 9/13/2012 12:17:57 AM |
| credit-prodigy4 | $40.00 | 9/12/2012 8:00:21 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:32 PM |
| transparency-universe8 | $5.67 | 9/13/2012 6:32:57 AM |
| yons88 | $25.00 | 9/12/2012 9:40:12 PM |
| Robato | $25.00 | 9/13/2012 2:54:52 AM |
| favorite-commerce | $50.00 | 9/13/2012 6:04:28 AM |
| sgt-schultz | $50.00 | 9/13/2012 6:02:14 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
637052
This series of Notes was issued and sold upon the funding of the borrower loan #74915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,614 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-numero-uno6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MI2 | $5,000.00 | 9/12/2012 5:02:26 PM |
| first-integrity-gravity | $50.00 | 9/12/2012 5:07:29 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:10:42 PM |
| 52digital | $75.00 | 9/12/2012 5:05:00 PM |
| WxChem | $30.00 | 9/12/2012 5:29:23 PM |
| selector568 | $300.00 | 9/12/2012 5:20:28 PM |
| dariop | $25.01 | 9/12/2012 5:28:41 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:52 PM |
| smear87 | $26.00 | 9/12/2012 5:39:08 PM |
| terrific-dough6 | $22.99 | 9/12/2012 6:02:19 PM |
| commerce-venture1 | $25.00 | 9/12/2012 5:10:50 PM |
| ingenious-deal6 | $25.00 | 9/12/2012 5:05:48 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:48 PM |
| scholarly-order6 | $50.00 | 9/12/2012 5:12:23 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:35 PM |
| I_Like_to_Invest | $25.00 | 9/12/2012 5:21:21 PM |
| first-friendly-listing | $46.00 | 9/12/2012 5:15:35 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:56 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:31 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 5:53:11 PM |
| bazaar-tulip | $500.00 | 9/12/2012 5:57:05 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
637060
This series of Notes was issued and sold upon the funding of the borrower loan #74565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $139.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 16y 5m |
|
Amount delinquent:
| $8,889 |
Total credit lines:
| 32 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,650 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-payment-surfer |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...Purchase a car
My financial situation: steady
I am a good candidate for this loan : yes
Monthly net income: $2850.00
Monthly expenses: $0
Housing: $700.00
Insurance: $250.00
Car expenses: $0
Utilities: $350.00
Phone, cable $30.00
, internet: $80.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/10/2012 9:32:40 AM |
| finder072 | $25.00 | 9/10/2012 9:19:22 AM |
| 52digital | $75.00 | 9/10/2012 10:03:26 AM |
| Investor_DP | $100.00 | 9/10/2012 10:03:51 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:46 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:45 AM |
| toblerone | $25.00 | 9/10/2012 9:49:39 AM |
| adventurer447 | $300.00 | 9/10/2012 9:31:03 AM |
| Miami | $25.00 | 9/10/2012 9:57:42 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:56:03 AM |
| citytreker | $25.00 | 9/10/2012 10:30:41 AM |
| LeReve | $500.00 | 9/10/2012 5:30:38 PM |
| simplelender80 | $375.00 | 9/10/2012 6:06:26 PM |
| decisive-income7 | $500.00 | 9/10/2012 9:03:37 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:02:01 AM |
| first-serene-credit | $25.00 | 9/10/2012 12:27:20 PM |
| mmckune | $25.00 | 9/10/2012 5:01:54 PM |
| justreturns | $25.00 | 9/10/2012 5:05:48 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:03 PM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:18:05 PM |
| open-minded-p2p1 | $25.00 | 9/10/2012 5:27:31 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:07 PM |
| first-integrity-gravity | $50.00 | 9/10/2012 6:00:17 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
637070
This series of Notes was issued and sold upon the funding of the borrower loan #74857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,300.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $135.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,713 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jonser |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
This loan will be used to consolidate and pay-off balances on higher interest credit cards.
My financial situation:
I am a good candidate for this loan because I have a good credit score and have an excellent history of paying debts on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| knowledgeable-silver6 | $25.00 | 9/11/2012 9:06:16 AM |
| fabulous-bazaar4 | $25.00 | 9/11/2012 9:14:38 AM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 9:18:50 AM |
| powerful-return1 | $200.00 | 9/11/2012 9:30:56 AM |
| britgsb | $50.00 | 9/11/2012 9:22:21 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:44 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:40 AM |
| Perdita_II | $25.00 | 9/11/2012 9:59:44 AM |
| D911ave | $50.00 | 9/11/2012 10:07:50 AM |
| adventurer447 | $300.00 | 9/11/2012 10:17:01 AM |
| jcornehlsen | $25.00 | 9/11/2012 10:55:09 AM |
| investment-equation | $27.10 | 9/11/2012 12:42:08 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:46 PM |
| Planecourage | $30.00 | 9/11/2012 12:27:49 PM |
| blue-useful-auction | $25.00 | 9/11/2012 12:23:25 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:11 PM |
| GrooveBiz | $25.00 | 9/11/2012 1:41:46 PM |
| ddog0224 | $50.00 | 9/11/2012 3:18:20 PM |
| currency-persimmon | $25.00 | 9/11/2012 3:58:32 PM |
| martinatime | $50.00 | 9/11/2012 5:13:48 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:20 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:30 PM |
| bfn311 | $25.00 | 9/11/2012 5:35:45 PM |
| trade-solo | $25.00 | 9/11/2012 6:01:25 PM |
| MrAirport | $50.00 | 9/11/2012 6:09:09 PM |
| availableloan | $25.00 | 9/11/2012 5:50:42 PM |
| Techne_Funds_LLC | $25.00 | 9/11/2012 7:13:37 PM |
| Breken6 | $25.00 | 9/11/2012 7:38:47 PM |
| reflective-rupee | $25.00 | 9/11/2012 6:17:55 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:29:52 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:51 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 7:47:50 PM |
| anacent | $25.00 | 9/11/2012 9:41:11 PM |
| HomerdohNY | $25.00 | 9/11/2012 8:21:30 PM |
| jdadverb | $26.63 | 9/11/2012 10:40:30 PM |
| MSTCOURTJESTER | $50.00 | 9/12/2012 4:53:01 AM |
| langdonx | $50.00 | 9/11/2012 9:40:48 PM |
| JerryB96 | $100.00 | 9/12/2012 6:09:41 AM |
| Madtownwriter | $25.00 | 9/12/2012 12:08:11 AM |
| 168RichCapital | $5.90 | 9/12/2012 6:30:48 AM |
| kenji4861 | $25.00 | 9/11/2012 9:29:40 AM |
| Plutis | $25.00 | 9/11/2012 9:43:28 AM |
| Castellan | $50.00 | 9/11/2012 9:36:17 AM |
| gravbox | $25.00 | 9/11/2012 9:48:40 AM |
| enterprising-exchange6 | $50.00 | 9/11/2012 10:07:34 AM |
| jazz619 | $25.00 | 9/11/2012 10:18:27 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:03 AM |
| kfrench | $75.00 | 9/11/2012 10:40:22 AM |
| lowrater | $50.70 | 9/11/2012 12:28:54 PM |
| squeebie | $50.00 | 9/11/2012 10:54:57 AM |
| bellaquito | $500.00 | 9/11/2012 11:25:31 AM |
| botfolio | $300.00 | 9/11/2012 11:05:41 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:12 PM |
| skorpious | $25.00 | 9/11/2012 3:00:49 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:23 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:46 PM |
| sweet-social2 | $25.00 | 9/11/2012 5:16:50 PM |
| mozzarella | $43.00 | 9/11/2012 5:20:25 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:44:03 PM |
| hopeful_lender | $100.00 | 9/11/2012 6:33:18 PM |
| AlexWalex57 | $50.00 | 9/11/2012 7:34:54 PM |
| thankful-nickel2 | $25.00 | 9/11/2012 6:42:09 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:48 PM |
| fairness-amplifier | $110.00 | 9/11/2012 7:09:54 PM |
| reinforced-marketplace3 | $150.00 | 9/12/2012 5:50:07 AM |
| radforj22 | $81.67 | 9/12/2012 5:19:29 AM |
| BankofPete | $25.00 | 9/12/2012 6:19:16 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
637078
This series of Notes was issued and sold upon the funding of the borrower loan #74660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 30y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| caldreamer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 5 |
On-time:
| 110 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $40,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
660-679
(Oct-2010)
600-619
(Oct-2009)
560-579
(Oct-2007)
|
|
Principal balance:
| $13,672.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 110 | | |
Description
Proven Member
Proceeds of this small loan to be used for personal use...Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $500.00 | 9/16/2012 12:00:21 PM |
| benjaminsky | $25.00 | 9/16/2012 12:00:45 PM |
| LittleMingo | $25.00 | 9/16/2012 12:09:40 PM |
| marinbb | $25.00 | 9/16/2012 12:21:47 PM |
| fascinating-generosity3 | $100.00 | 9/16/2012 12:00:21 PM |
| LittleMingo | $75.00 | 9/16/2012 12:02:28 PM |
| Dusigrosz | $611.00 | 9/16/2012 12:01:06 PM |
| MoneyForNothing | $100.08 | 9/16/2012 12:01:32 PM |
| green-lively-bill | $25.00 | 9/16/2012 12:38:42 PM |
| adaptable-return21 | $50.00 | 9/16/2012 12:22:45 PM |
| scholarly-order6 | $50.00 | 9/16/2012 12:41:04 PM |
| Bob450 | $25.00 | 9/16/2012 12:49:15 PM |
| crippledcircus | $50.00 | 9/16/2012 12:55:01 PM |
| tender-ore | $25.00 | 9/16/2012 12:29:50 PM |
| RecoveryLender | $29.25 | 9/16/2012 12:40:17 PM |
| Wangchuk | $25.01 | 9/16/2012 2:11:07 PM |
| marinbb | $100.00 | 9/16/2012 12:15:56 PM |
| RGlad | $200.00 | 9/16/2012 12:01:12 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:00 PM |
| forthright-trade | $50.00 | 9/16/2012 1:08:58 PM |
| appetizing-loyalty354 | $300.00 | 9/16/2012 2:00:23 PM |
| graceful-investment | $60.00 | 9/16/2012 2:01:30 PM |
| historic-value7 | $200.00 | 9/16/2012 12:05:12 PM |
| bid-stockpiler1 | $36.54 | 9/16/2012 2:18:27 PM |
| gotjack-IRA | $25.03 | 9/16/2012 12:39:10 PM |
| drkosh | $25.00 | 9/16/2012 12:43:28 PM |
| azazle | $25.00 | 9/16/2012 1:02:19 PM |
| credit-guard5 | $25.00 | 9/16/2012 1:18:30 PM |
| hope-fortress753 | $25.00 | 9/16/2012 1:25:46 PM |
| rate-advocator7 | $300.00 | 9/16/2012 1:46:11 PM |
| dough-kitten5 | $50.00 | 9/16/2012 1:54:38 PM |
| frantic-retirement | $100.00 | 9/16/2012 12:00:22 PM |
| trumpeter5 | $25.00 | 9/16/2012 12:00:48 PM |
| fantastic-contract1 | $300.00 | 9/16/2012 12:01:39 PM |
| janeybooboo | $75.00 | 9/16/2012 12:02:48 PM |
| MoneyForNothing | $28.09 | 9/16/2012 12:15:12 PM |
| Gregger | $25.00 | 9/16/2012 12:19:01 PM |
| vutah | $35.00 | 9/16/2012 12:22:44 PM |
| scholarly-order6 | $150.00 | 9/16/2012 12:40:46 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
637104
This series of Notes was issued and sold upon the funding of the borrower loan #74839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $293.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 27y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,843 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-kayak9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases - Vehicle Repair
Purpose of loan:
This loan will be used to purchase a new engine for a 2009 Mazda 6.
My financial situation:
I am a good candidate for this loan because I have a steady employment with the Federal Government and will be getting a promotion next month, ensuring that the loan will be repaid with extremely low risk.
Monthly net income: $6,700.00
Monthly expenses: $
Housing: $1611.58
Insurance: $50.00
Car expenses: $316.16
Utilities: $400.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $2500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $50.00 | 9/17/2012 5:05:30 PM |
| InChicago | $40.03 | 9/17/2012 5:04:21 PM |
| worth-blanket2 | $9,000.00 | 9/17/2012 5:08:26 PM |
| Bank_Of_XL | $25.00 | 9/17/2012 5:04:16 PM |
| commerce-venture1 | $25.00 | 9/17/2012 5:05:10 PM |
| heavenly-interest9 | $1,000.00 | 9/17/2012 5:06:47 PM |
| income-triangulation1 | $25.00 | 9/17/2012 5:02:08 PM |
| MFBank | $50.00 | 9/17/2012 5:04:46 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:49 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
637106
This series of Notes was issued and sold upon the funding of the borrower loan #74588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $192.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,155 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inderrus |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to consolidate $3,500 in medical and dental expenses as well as to consolidate 2 credit cards with a total balance of $2,500. No sob stories here. We simply want to pay the doctors and hospitals what is owed them (and have the cash on hand to negotiate).
My financial situation:
I am a good candidate for this loan because these are the only debts I have remaining other than my house and around $12,000 in student loan debt. I have not missed a mortgage payment or a student loan payment in the 10 years that I've had either.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/12/2012 10:46:50 AM |
| loot-baton | $25.00 | 9/11/2012 5:05:49 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:39 PM |
| Plutis | $25.00 | 9/11/2012 5:22:28 PM |
| CreditBuilder2 | $25.01 | 9/11/2012 5:41:37 PM |
| LoanerPrincipal | $25.00 | 9/11/2012 5:28:58 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:56 PM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 6:00:26 PM |
| superb-funds335 | $25.00 | 9/11/2012 6:09:16 PM |
| lochinvar | $75.00 | 9/11/2012 6:17:46 PM |
| a-finance-nirvana | $25.00 | 9/11/2012 6:21:32 PM |
| prudent-deal662 | $25.00 | 9/11/2012 6:44:07 PM |
| jcornehlsen | $25.00 | 9/11/2012 6:25:51 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:51 PM |
| martinatime | $25.00 | 9/11/2012 6:07:13 PM |
| bellaquito | $500.00 | 9/11/2012 7:18:40 PM |
| banker334 | $40.00 | 9/11/2012 8:15:39 PM |
| goldsun | $25.00 | 9/11/2012 8:26:59 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:59 AM |
| CE88 | $50.00 | 9/12/2012 8:36:34 AM |
| Win_With_P2P | $64.00 | 9/12/2012 5:32:32 AM |
| JedClampett | $125.00 | 9/12/2012 8:15:57 AM |
| nikkiesgrandma | $25.00 | 9/12/2012 9:12:46 AM |
| Catalina_Enterprises | $85.00 | 9/12/2012 9:20:40 AM |
| CaptainBL | $25.00 | 9/12/2012 9:42:34 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:10 AM |
| nickel-ferret | $25.00 | 9/12/2012 10:57:15 AM |
| Rivervale_Westwood | $50.00 | 9/12/2012 11:09:49 AM |
| j2ee | $50.00 | 9/12/2012 10:48:42 AM |
| LeReve | $500.00 | 9/12/2012 11:01:53 AM |
| schnatty | $50.00 | 9/12/2012 12:00:09 PM |
| cello1 | $25.00 | 9/12/2012 3:14:21 PM |
| compatible-deal9 | $50.00 | 9/12/2012 1:21:23 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:56 PM |
| blue-laudable-dinero | $25.00 | 9/12/2012 3:29:34 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:09 PM |
| djh47a | $25.00 | 9/12/2012 5:30:04 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:35:55 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 6:10:53 PM |
| credit-socrates648 | $765.99 | 9/12/2012 7:24:12 PM |
| azazle | $25.00 | 9/12/2012 7:04:35 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:22 PM |
| Castellan | $50.00 | 9/11/2012 5:08:38 PM |
| Phryne | $100.00 | 9/11/2012 5:32:22 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:07 PM |
| thrifty-transaction578 | $25.00 | 9/11/2012 5:59:22 PM |
| SBT | $25.00 | 9/11/2012 5:58:31 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:11 PM |
| anacent | $25.00 | 9/11/2012 9:41:13 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:55 PM |
| britches613 | $25.00 | 9/12/2012 6:49:55 AM |
| Montiesholdings | $25.00 | 9/12/2012 7:11:17 AM |
| pure-silver | $25.00 | 9/12/2012 8:18:51 AM |
| income-lion | $30.00 | 9/12/2012 6:19:30 AM |
| blue-lively-platinum | $25.00 | 9/12/2012 9:09:04 AM |
| Sneezie | $100.00 | 9/12/2012 9:27:24 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:23 AM |
| availableloan | $25.00 | 9/12/2012 10:31:40 AM |
| heavy_ax | $50.00 | 9/12/2012 11:48:31 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:38 AM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:55:35 AM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:58:53 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:05 PM |
| engrossing-community0 | $25.00 | 9/12/2012 1:58:07 PM |
| shellstar | $25.00 | 9/12/2012 3:32:23 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:07 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:46 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
637304
This series of Notes was issued and sold upon the funding of the borrower loan #74415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 16y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,687 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-armada9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...DEBT CONSOLIDATION
My financial situation:
I am a good candidate for this loan because...I MAKE GOOD MONEY--JUST NEED TO GET MY BILLS DOWN
Monthly net income: $5000Monthly expenses: $
Housing: $2300
Insurance: $150Car expenses: $300Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $15000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/11/2012 9:01:58 AM |
| worth-blanket2 | $3,600.00 | 9/11/2012 9:03:06 AM |
| pdli_dude | $25.00 | 9/11/2012 9:05:16 AM |
| handy-justice | $50.00 | 9/11/2012 9:02:47 AM |
| withering-flounder | $50.00 | 9/11/2012 9:01:23 AM |
| vutah | $75.00 | 9/11/2012 9:05:06 AM |
| RGlad | $124.60 | 9/11/2012 9:07:32 AM |
| felicity-contributor3 | $25.00 | 9/11/2012 9:05:40 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
637322
This series of Notes was issued and sold upon the funding of the borrower loan #74701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,245 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| methodical-point9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 1stPlace | $125.00 | 9/12/2012 9:05:46 AM |
| worth-blanket2 | $13,500.00 | 9/12/2012 9:09:14 AM |
| 13nd3r | $25.00 | 9/12/2012 9:02:49 AM |
| pdli_dude | $25.00 | 9/12/2012 9:09:48 AM |
| BigHorizon | $426.57 | 9/12/2012 9:14:57 AM |
| money-genome84 | $250.00 | 9/12/2012 9:23:08 AM |
| justreturns | $25.00 | 9/12/2012 9:26:05 AM |
| orange-liberty-oyster | $100.00 | 9/12/2012 9:11:39 AM |
| tolerant-responsibility051 | $523.43 | 9/12/2012 9:30:17 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
637354
This series of Notes was issued and sold upon the funding of the borrower loan #74735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,002 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| towering-cash925 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay off credt cards and hospital bill
My financial situation: HSBC
I am a good candidate for this loan because...I will pay this loan back and have less bills because of this loan and I have a full time job
Monthly net income: $3300
Monthly expenses: $3029
Housing: $1475
Insurance: $
Car expenses: $
Utilities: $80
Phone, cable, internet: $350
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $584
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/10/2012 5:05:13 PM |
| wonder3 | $25.00 | 9/10/2012 5:05:47 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:40 PM |
| agreement-mesh9 | $35.00 | 9/10/2012 6:08:02 PM |
| 52digital | $75.00 | 9/10/2012 6:32:35 PM |
| payment-halo | $25.00 | 9/10/2012 7:23:18 PM |
| graceful-D4Sinvestment | $106.00 | 9/11/2012 8:02:04 AM |
| Whipster | $30.00 | 9/11/2012 9:16:14 AM |
| loan-hawk9 | $25.00 | 9/11/2012 9:44:41 AM |
| LendingPimp | $26.00 | 9/11/2012 10:55:53 AM |
| benefit-javelin | $25.00 | 9/11/2012 3:25:17 PM |
| GourmetPizzaGuy | $50.00 | 9/11/2012 4:32:56 PM |
| tmdmf | $25.00 | 9/11/2012 7:26:18 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:06:15 PM |
| dudebrah | $25.00 | 9/12/2012 12:57:12 AM |
| InChicago | $80.03 | 9/10/2012 5:04:05 PM |
| natural-affluence6 | $25.00 | 9/11/2012 5:01:48 PM |
| Something-Corporate | $25.00 | 9/10/2012 5:14:40 PM |
| handy-justice | $50.00 | 9/10/2012 5:22:32 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:51 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:20 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:52 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:46 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:44 AM |
| let_me_retire | $25.00 | 9/11/2012 4:45:28 AM |
| greencat | $50.00 | 9/11/2012 7:23:17 AM |
| Christophe | $25.00 | 9/11/2012 7:10:16 AM |
| Bob450 | $25.00 | 9/11/2012 8:24:05 AM |
| Endeavour | $30.00 | 9/11/2012 9:17:57 AM |
| HeroSupport | $30.00 | 9/11/2012 9:17:02 AM |
| CA-Lender | $25.00 | 9/11/2012 11:43:24 AM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:20:13 PM |
| worthy-bid8 | $72.00 | 9/11/2012 5:28:22 PM |
| mammalian4 | $25.00 | 9/11/2012 6:15:04 PM |
| KB-IRA | $100.00 | 9/11/2012 10:18:39 PM |
| glowing-transparency6 | $120.97 | 9/12/2012 6:50:01 AM |
| eljobe | $45.00 | 9/12/2012 6:06:16 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
637370
This series of Notes was issued and sold upon the funding of the borrower loan #74370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 2m |
|
Amount delinquent:
| $60,310 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $501 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-class-transaction680 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
finance my trip to phillippines to do christian mission work
My financial situation: in good standing..
I am a good candidate for this loan because...
I beleive i am a honest person and that i have a calling to do this work
Monthly net income: $2875.00
Monthly expenses: $1000.00
Housing: $in monthly expenses
Insurance: $in monthly expenses
Car expenses: $in monthly expenses
Utilities: $in monthly expenses
Phone, cable, internet: $in monthly expenses
Food, entertainment: $in monthly expenses
Clothing, household expenses: $in monthly expenses
Credit cards and other loans: $in monthly expenses
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/13/2012 9:43:34 AM |
| principal-cooker2 | $50.00 | 9/14/2012 9:02:35 AM |
| reward-adventure | $50.00 | 9/14/2012 9:19:24 AM |
| bubb_hans | $25.00 | 9/14/2012 9:46:02 AM |
| engrossing-responsibility0 | $50.00 | 9/14/2012 9:59:13 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:24 AM |
| truth-chooser1 | $25.00 | 9/14/2012 10:12:04 AM |
| UltimateWill | $25.00 | 9/14/2012 12:30:06 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:03 PM |
| paytonbrigadier | $126.00 | 9/14/2012 5:59:04 PM |
| the-credit-maker | $100.00 | 9/14/2012 5:53:16 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:13 AM |
| bid-lightning9 | $25.00 | 9/14/2012 8:15:41 PM |
| nalaari | $25.00 | 9/15/2012 6:46:36 AM |
| ERJ | $25.00 | 9/15/2012 8:16:01 AM |
| tolerant-responsibility051 | $500.00 | 9/15/2012 10:20:33 AM |
| xxyls | $50.00 | 9/15/2012 8:15:38 AM |
| sassman2833 | $25.00 | 9/15/2012 12:07:40 PM |
| IIP77 | $25.00 | 9/15/2012 12:43:55 PM |
| affluence-broker | $25.00 | 9/15/2012 12:45:32 PM |
| silver-enlightenment0 | $25.00 | 9/15/2012 12:46:46 PM |
| dedicated-transaction796 | $25.00 | 9/15/2012 1:23:59 PM |
| the-laudable-peso | $40.00 | 9/15/2012 1:04:45 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:40 PM |
| tech310 | $50.00 | 9/15/2012 2:06:45 PM |
| nex | $25.00 | 9/15/2012 2:09:49 PM |
| Jimthemoo | $25.00 | 9/16/2012 7:01:40 AM |
| Boiler7777 | $25.00 | 9/15/2012 7:59:11 PM |
| gdbls | $25.00 | 9/15/2012 2:54:14 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:56 PM |
| saver266 | $35.00 | 9/17/2012 8:25:48 AM |
| jonnysixgun | $28.67 | 9/17/2012 6:27:34 AM |
| Miami | $25.00 | 9/17/2012 9:05:20 AM |
| wealth-renaissance5 | $25.00 | 9/17/2012 2:55:17 AM |
| just-benefit | $25.00 | 9/17/2012 8:03:17 AM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:53 PM |
| trimwork99 | $25.00 | 9/17/2012 5:38:37 PM |
| bewitching-dollar5 | $100.00 | 9/17/2012 5:34:17 PM |
| elegant-hope578 | $50.00 | 9/17/2012 5:50:02 PM |
| phaques | $225.00 | 9/17/2012 7:06:17 PM |
| klinebarger | $25.00 | 9/18/2012 7:37:07 AM |
| ecstatic-money064 | $25.00 | 9/18/2012 9:09:11 AM |
| jiggaman7 | $25.00 | 9/18/2012 10:08:45 AM |
| bold-gold-pilot | $25.00 | 9/18/2012 10:46:35 AM |
| Canidae | $100.00 | 9/18/2012 10:32:14 AM |
| fides-cx | $43.09 | 9/18/2012 11:04:45 AM |
| Cybercusp | $25.00 | 9/14/2012 9:31:03 AM |
| copper | $50.00 | 9/14/2012 9:18:47 AM |
| life-is-great | $25.00 | 9/14/2012 9:34:37 AM |
| TheCount | $25.00 | 9/14/2012 9:36:09 AM |
| cash-reaction2 | $25.00 | 9/14/2012 9:47:29 AM |
| wizbiz717 | $25.00 | 9/14/2012 10:12:49 AM |
| economy-shrubbery6 | $25.00 | 9/14/2012 5:37:31 PM |
| green-principal-maniac | $25.00 | 9/14/2012 5:56:47 PM |
| svandgts | $25.00 | 9/14/2012 5:34:30 PM |
| deal-hickory5 | $100.00 | 9/14/2012 5:51:08 PM |
| attractive-rate | $25.00 | 9/15/2012 4:24:03 AM |
| power-snowdome3 | $27.00 | 9/15/2012 9:51:34 AM |
| heart514 | $25.00 | 9/15/2012 12:25:52 PM |
| Caed-Aldwych | $25.00 | 9/15/2012 12:07:24 PM |
| income-rocker2 | $39.00 | 9/15/2012 12:39:15 PM |
| csakhil | $50.00 | 9/15/2012 1:06:15 PM |
| UstedEsElHombre | $100.00 | 9/15/2012 1:55:42 PM |
| thorough-capital799 | $100.00 | 9/15/2012 2:42:58 PM |
| gallant-economy9 | $41.00 | 9/15/2012 1:49:54 PM |
| tolerant-truth2 | $25.00 | 9/15/2012 2:15:01 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:54 PM |
| Tg-Dynasty | $25.00 | 9/15/2012 3:27:10 PM |
| deal-violin | $30.24 | 9/16/2012 1:58:53 PM |
| power-bluebird2 | $25.00 | 9/16/2012 12:18:45 PM |
| papaloha | $25.00 | 9/16/2012 8:21:34 PM |
| djh47a | $25.00 | 9/17/2012 9:05:52 AM |
| HoyaHeel | $25.00 | 9/16/2012 6:10:48 PM |
| plato22 | $25.00 | 9/17/2012 6:39:23 AM |
| HenryS | $30.00 | 9/17/2012 9:35:03 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:29 AM |
| trajectory8 | $25.00 | 9/17/2012 11:03:54 AM |
| vstarostenko | $25.00 | 9/17/2012 9:40:50 AM |
| trade-boots1 | $100.00 | 9/17/2012 5:17:04 PM |
| Hardlyskiing01 | $50.00 | 9/17/2012 10:26:10 PM |
| irrelevant | $50.00 | 9/18/2012 5:07:54 AM |
| desertoasis | $25.00 | 9/17/2012 11:15:04 PM |
| sgt-schultz | $30.00 | 9/18/2012 6:35:21 AM |
| red-reasonable-trade | $25.00 | 9/18/2012 9:28:00 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:34 AM |
| euro-banker | $25.00 | 9/18/2012 10:09:11 AM |
| pfh | $25.00 | 9/18/2012 10:10:00 AM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
637398
This series of Notes was issued and sold upon the funding of the borrower loan #74572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 8m |
|
Amount delinquent:
| $32 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,468 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-walnut4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to repair a roof.
My financial situation:
I am a good candidate for this loan because I have solid employment. I am in Sales, however I have a guarantee of 65,000 a year plus bonus. I haven't included bonus. I have put a plan in place to pay off all my credit cards.
Monthly net income: $65,000 (+)
Monthly expenses: $
Housing: $800 - I split my mortgage with my significant other
Insurance: $home included in mortgage / car 200/month
Car expenses: $300
Utilities: $100 ( I split utilities)- I don't pay water bill
Phone, cable, internet: $180- I split cable and internet
Food, entertainment: $ many expenses covered by work- $100
Clothing, household expenses: $75 bare minimum right now
Credit cards and other loans: $200
Other expenses: $150 estimate for other incidentals
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/11/2012 5:00:57 PM |
| duty-viola | $25.00 | 9/11/2012 5:01:04 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:04 PM |
| handy-justice | $50.00 | 9/11/2012 5:16:36 PM |
| mrxtravis | $25.00 | 9/11/2012 6:01:52 PM |
| icydog | $25.00 | 9/11/2012 11:12:45 PM |
| wealth-renaissance5 | $25.00 | 9/12/2012 4:39:44 AM |
| greencat | $50.00 | 9/12/2012 7:09:34 AM |
| ultimate-peace | $55.00 | 9/12/2012 8:22:01 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:56 PM |
| Jeffro123456 | $31.23 | 9/12/2012 7:13:58 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:46 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:48:41 PM |
| money-fort | $25.00 | 9/12/2012 8:52:13 PM |
| KB-IRA | $9.77 | 9/12/2012 10:01:17 PM |
| newequity | $25.00 | 9/12/2012 8:05:11 PM |
| azazle | $25.00 | 9/12/2012 8:19:45 PM |
| takingachance | $39.00 | 9/12/2012 9:12:52 PM |
| Something-Corporate | $25.00 | 9/11/2012 6:17:16 PM |
| stock106 | $25.00 | 9/11/2012 6:21:46 PM |
| let_me_retire | $50.00 | 9/11/2012 11:29:45 PM |
| dudebrah | $25.00 | 9/12/2012 12:59:43 AM |
| generous-agreement | $25.00 | 9/12/2012 7:06:01 AM |
| scoobiedoo | $25.00 | 9/12/2012 6:45:24 AM |
| Happyhourcomics | $25.00 | 9/12/2012 2:30:10 PM |
| worthy-bid8 | $100.00 | 9/12/2012 5:53:10 PM |
| melodious-openness | $500.00 | 9/12/2012 6:34:41 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:32 PM |
| jebber007 | $40.00 | 9/12/2012 7:49:40 PM |
| kaceymalone | $25.00 | 9/12/2012 8:27:19 PM |
| best-income-fertilizer | $50.00 | 9/12/2012 7:34:11 PM |
| Nazbuster | $25.00 | 9/12/2012 9:41:40 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
637446
This series of Notes was issued and sold upon the funding of the borrower loan #74316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $223.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.60% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,986 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courteous-transparency667 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,370.00 | 9/11/2012 5:03:43 PM |
| Plow_n_Sow | $80.00 | 9/11/2012 5:01:26 PM |
| ace230 | $25.00 | 9/11/2012 5:02:33 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:05 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
637468
This series of Notes was issued and sold upon the funding of the borrower loan #74367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 5.43% |
Borrower rate/APR:
| 6.43% / 7.37% |
Monthly payment:
| $690.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.43% | | |
| |
Estimated return*:
| 3.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,208 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ideal-borrower |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off two high-interest credit card balances. Consolidating at this lower interest rate will save me approximately $600 in interest payments.
My financial situation:
Given my current income and expenses, the monthly payments on this loan are comfortably within my budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/10/2012 6:16:50 PM |
| Gold-bug | $50.00 | 9/10/2012 5:18:09 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:24:29 PM |
| boston_mass | $25.00 | 9/10/2012 5:47:10 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:31 PM |
| Bendistraw | $25.00 | 9/10/2012 5:36:36 PM |
| perfume956 | $50.00 | 9/10/2012 6:03:46 PM |
| SCD | $25.00 | 9/10/2012 6:05:59 PM |
| kfrench | $75.00 | 9/10/2012 6:21:08 PM |
| TGGGGGGGGGGGGGGG | $25.00 | 9/10/2012 6:07:17 PM |
| jcornehlsen | $25.00 | 9/10/2012 6:27:40 PM |
| durable-deal2 | $35.00 | 9/10/2012 7:32:44 PM |
| und | $25.00 | 9/10/2012 8:01:04 PM |
| AllanBK | $35.82 | 9/10/2012 6:54:48 PM |
| Shomee_dmoney | $25.00 | 9/10/2012 7:34:41 PM |
| Tbone49 | $25.00 | 9/10/2012 10:05:06 PM |
| Hogan55 | $79.19 | 9/10/2012 8:04:51 PM |
| Bubba-doggie-dog | $25.00 | 9/11/2012 3:38:26 AM |
| revenue-carnation043 | $25.00 | 9/10/2012 8:49:09 PM |
| _NaLNaBB | $400.00 | 9/10/2012 9:46:11 PM |
| UncleBuffett | $50.00 | 9/10/2012 7:40:48 PM |
| imdave4me | $25.00 | 9/11/2012 5:14:54 AM |
| p2p-wizard0 | $25.00 | 9/10/2012 11:20:23 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:15 AM |
| optostar | $25.00 | 9/11/2012 9:07:47 AM |
| InvestorATL | $25.00 | 9/11/2012 9:07:52 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:45 AM |
| petera650 | $25.00 | 9/11/2012 9:51:48 AM |
| FAsAreDUMB | $76.98 | 9/11/2012 9:52:59 AM |
| adventurer447 | $300.00 | 9/11/2012 10:17:00 AM |
| rakem777 | $25.00 | 9/11/2012 10:21:31 AM |
| squeebie | $50.00 | 9/11/2012 10:54:56 AM |
| britgsb | $50.00 | 9/11/2012 10:46:17 AM |
| botfolio | $300.00 | 9/11/2012 11:05:40 AM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:23 PM |
| HikeMoab | $25.00 | 9/11/2012 12:33:28 PM |
| commonsenselending | $300.00 | 9/11/2012 1:29:10 PM |
| peace-samaritan4 | $40.00 | 9/11/2012 2:33:59 PM |
| MathProfessor | $25.00 | 9/11/2012 5:05:16 PM |
| mjjjrj | $25.00 | 9/11/2012 4:30:02 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:19 PM |
| hillbilly40 | $35.00 | 9/11/2012 5:18:14 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:06 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:04 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:07 PM |
| capital-blueberry | $25.00 | 9/11/2012 5:53:12 PM |
| availableloan | $25.00 | 9/11/2012 5:50:41 PM |
| lbv0r41 | $25.00 | 9/11/2012 7:17:39 PM |
| banker334 | $40.00 | 9/11/2012 8:15:37 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:47 PM |
| langdonx | $50.00 | 9/11/2012 9:40:47 PM |
| lchapman299 | $25.00 | 9/11/2012 8:50:27 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:50 PM |
| Good-times | $50.00 | 9/11/2012 9:46:17 PM |
| agbullet55443 | $300.00 | 9/11/2012 10:02:59 PM |
| ElChupacabra | $50.00 | 9/11/2012 10:57:47 PM |
| anacent | $25.00 | 9/11/2012 9:41:10 PM |
| transaction-marauder | $25.00 | 9/12/2012 6:38:38 AM |
| profitable-payment8 | $47.69 | 9/12/2012 8:40:34 AM |
| punctual-kindness3 | $25.00 | 9/12/2012 7:25:21 AM |
| indomitable-coin | $25.00 | 9/12/2012 9:48:07 AM |
| Nickle-Back | $30.00 | 9/12/2012 9:32:58 AM |
| point-bandit | $50.00 | 9/12/2012 10:00:09 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:08 AM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:01 AM |
| focused-agreement481 | $100.00 | 9/12/2012 11:03:46 AM |
| Rivervale_Westwood | $125.00 | 9/12/2012 11:07:01 AM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:45 AM |
| peaceful-treasure1 | $25.00 | 9/12/2012 2:18:15 PM |
| snowyowl | $50.00 | 9/12/2012 12:04:04 PM |
| hunterMG | $100.00 | 9/12/2012 12:50:57 PM |
| guild221 | $25.00 | 9/12/2012 1:08:36 PM |
| engrossing-community0 | $25.00 | 9/12/2012 2:04:49 PM |
| MoneyM | $21.82 | 9/12/2012 2:24:26 PM |
| Zach842 | $25.00 | 9/10/2012 5:26:22 PM |
| Plutis | $25.00 | 9/10/2012 5:43:12 PM |
| lionheart722 | $100.00 | 9/10/2012 5:50:00 PM |
| thankful-nickel2 | $25.00 | 9/10/2012 6:25:25 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:21 PM |
| Castellan | $50.00 | 9/10/2012 6:35:38 PM |
| blot44 | $25.00 | 9/10/2012 7:52:25 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:37 PM |
| ams294 | $50.00 | 9/11/2012 3:53:34 AM |
| money-ballet6 | $25.00 | 9/10/2012 10:00:17 PM |
| hardatwork1 | $25.00 | 9/11/2012 3:34:36 AM |
| CIC | $25.00 | 9/11/2012 2:31:10 AM |
| fairness-sundae2 | $100.00 | 9/11/2012 6:21:13 AM |
| blue-useful-auction | $25.00 | 9/11/2012 6:37:51 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:36 AM |
| D100 | $25.00 | 9/11/2012 8:02:16 AM |
| Tonusb0 | $25.00 | 9/11/2012 7:57:33 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:54 AM |
| note-willow8 | $25.00 | 9/11/2012 9:15:54 AM |
| kenji4861 | $25.00 | 9/11/2012 9:29:39 AM |
| Rockymtnhi | $100.00 | 9/11/2012 9:31:07 AM |
| antomi | $25.00 | 9/11/2012 9:43:39 AM |
| theogeer | $25.00 | 9/11/2012 9:48:59 AM |
| jennifer55126 | $25.00 | 9/11/2012 9:37:18 AM |
| Ols744 | $50.00 | 9/11/2012 9:52:03 AM |
| coin-flow541 | $33.88 | 9/11/2012 10:03:26 AM |
| kevin314 | $25.00 | 9/11/2012 9:58:25 AM |
| supernova719 | $75.00 | 9/11/2012 10:24:13 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:03 AM |
| bellaquito | $500.00 | 9/11/2012 11:25:31 AM |
| Prowess_in_Babylon | $25.00 | 9/11/2012 12:12:05 PM |
| investment-equation | $25.00 | 9/11/2012 12:47:18 PM |
| whybsad | $25.00 | 9/11/2012 12:52:12 PM |
| inspired-ore6 | $50.00 | 9/11/2012 1:39:39 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:45 PM |
| HoweMoney | $43.86 | 9/11/2012 2:30:52 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:11 PM |
| Loan_Some_Money | $25.00 | 9/11/2012 3:33:01 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/11/2012 4:38:49 PM |
| martinatime | $50.00 | 9/11/2012 5:13:43 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:29 PM |
| hopeful_lender | $100.00 | 9/11/2012 6:33:17 PM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 6:00:25 PM |
| dsdmoney | $25.00 | 9/11/2012 6:25:31 PM |
| elfincove | $50.00 | 9/11/2012 6:27:56 PM |
| atlacatl | $25.00 | 9/11/2012 8:28:28 PM |
| Reddy_Capital | $25.00 | 9/11/2012 8:18:23 PM |
| velocity-motivator6 | $25.00 | 9/12/2012 3:25:32 AM |
| seadogs | $25.00 | 9/12/2012 2:02:18 AM |
| the-loyalty-wildebeest | $30.00 | 9/12/2012 7:41:51 AM |
| Bank42 | $25.00 | 9/12/2012 3:19:10 AM |
| radforj22 | $50.00 | 9/12/2012 5:20:14 AM |
| shellstar | $25.00 | 9/12/2012 8:46:40 AM |
| gentle-gain235 | $50.00 | 9/12/2012 7:28:04 AM |
| Syzygy | $25.00 | 9/12/2012 9:04:03 AM |
| Sneezie | $100.00 | 9/12/2012 9:27:24 AM |
| Investoman | $25.00 | 9/12/2012 9:13:28 AM |
| thrifty-greenback5 | $40.00 | 9/12/2012 9:23:54 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:48 AM |
| american6 | $50.00 | 9/12/2012 9:54:03 AM |
| NYCLAIMSGUY | $25.00 | 9/12/2012 10:33:55 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:38:00 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:27 AM |
| bold-pious-loot | $50.00 | 9/12/2012 12:51:43 PM |
| ore-dojo | $50.00 | 9/12/2012 1:26:04 PM |
| keen-wealth5 | $31.00 | 9/12/2012 10:50:51 AM |
| indomart | $45.23 | 9/12/2012 2:05:26 PM |
| tender-fund1 | $91.66 | 9/12/2012 2:11:09 PM |
| preeminant-moola6 | $42.87 | 9/12/2012 2:12:17 PM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
637520
This series of Notes was issued and sold upon the funding of the borrower loan #74223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $1,300.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.34% | | |
| |
Estimated return*:
| 4.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 860-879 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,708 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-channel1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used for home improvement for buying furniture.
My financial situation:
I am a good candidate for this loan because I have a steady income and excellent credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| aztec | $50.00 | 9/11/2012 5:08:23 PM |
| Castellan | $50.00 | 9/11/2012 5:08:38 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:39 PM |
| tranquil-gain1 | $75.00 | 9/11/2012 5:09:30 PM |
| boston_mass | $25.00 | 9/11/2012 5:16:36 PM |
| Gold-bug | $50.00 | 9/11/2012 5:17:51 PM |
| Bendistraw | $25.00 | 9/11/2012 5:28:41 PM |
| _NaLNaBB | $500.00 | 9/11/2012 5:52:13 PM |
| Zach842 | $25.00 | 9/11/2012 6:08:29 PM |
| thrifty-transaction578 | $25.00 | 9/11/2012 5:59:22 PM |
| kfrench | $75.00 | 9/11/2012 6:28:38 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:11 PM |
| banker334 | $40.00 | 9/11/2012 8:15:39 PM |
| Shomee_dmoney | $25.00 | 9/11/2012 8:24:26 PM |
| prudent-deal662 | $25.00 | 9/11/2012 6:44:08 PM |
| goldsun | $25.00 | 9/11/2012 8:27:39 PM |
| SCD | $25.00 | 9/11/2012 7:47:41 PM |
| UncleBuffett | $50.00 | 9/12/2012 3:44:50 AM |
| I_Like_to_Invest | $25.00 | 9/12/2012 6:44:48 AM |
| jennifer55126 | $25.00 | 9/12/2012 10:05:41 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:11 AM |
| balance-bliss | $50.00 | 9/12/2012 11:53:14 AM |
| HikeMoab | $25.00 | 9/12/2012 3:49:00 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:46 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:46 PM |
| johnyv40 | $25.00 | 9/12/2012 9:28:06 PM |
| imdave4me | $25.00 | 9/13/2012 9:16:52 AM |
| SBT | $25.00 | 9/13/2012 9:35:24 AM |
| Vegasjim | $25.00 | 9/13/2012 10:00:06 AM |
| pdub | $750.00 | 9/13/2012 10:33:09 AM |
| wealth-funkmaster8 | $50.00 | 9/13/2012 10:29:16 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:04 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:54 AM |
| rchapee | $25.00 | 9/14/2012 7:51:56 AM |
| powerful-return1 | $107.54 | 9/14/2012 9:32:15 AM |
| deloise | $50.00 | 9/14/2012 9:40:43 AM |
| enterprising-exchange6 | $50.00 | 9/14/2012 10:01:46 AM |
| JBBank | $50.00 | 9/14/2012 10:12:40 AM |
| jhussey | $100.00 | 9/14/2012 10:43:03 AM |
| benefit-thunder0 | $25.00 | 9/14/2012 10:34:06 AM |
| availableloan | $25.00 | 9/14/2012 10:37:44 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:26 AM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:52 PM |
| Quietlady | $100.00 | 9/14/2012 2:00:32 PM |
| Helping_1_at_a_time | $40.73 | 9/14/2012 4:41:31 PM |
| felicity-taxi4 | $30.00 | 9/14/2012 4:50:36 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:22 PM |
| finance_mba | $25.00 | 9/14/2012 5:18:17 PM |
| hillbilly40 | $25.00 | 9/14/2012 5:22:58 PM |
| vkorichkov | $30.00 | 9/14/2012 5:35:29 PM |
| knowledgeable-silver6 | $25.00 | 9/14/2012 5:30:18 PM |
| calm-platinum957 | $35.00 | 9/14/2012 5:47:26 PM |
| Corlei | $50.00 | 9/14/2012 7:12:03 PM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:13 AM |
| economy-popcorn | $25.00 | 9/15/2012 6:53:54 AM |
| BainCapital-2point0 | $75.00 | 9/14/2012 6:26:10 PM |
| Barky52 | $25.00 | 9/15/2012 7:32:28 AM |
| radforj22 | $100.00 | 9/15/2012 7:36:21 AM |
| coin-flow541 | $35.13 | 9/15/2012 6:19:42 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:39 AM |
| kindness-festivity | $25.00 | 9/14/2012 8:27:55 PM |
| capital-heaven5 | $500.00 | 9/15/2012 7:07:11 AM |
| justanothersushieater | $25.00 | 9/15/2012 8:22:14 AM |
| corphippie | $25.00 | 9/15/2012 7:18:08 AM |
| top-p2p-jubilee | $57.76 | 9/15/2012 9:05:07 AM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:20 AM |
| samurai2 | $25.00 | 9/15/2012 8:19:57 AM |
| McLaren231 | $25.00 | 9/15/2012 6:59:53 AM |
| Freddy57 | $25.69 | 9/15/2012 11:03:41 AM |
| tkenn1s | $75.00 | 9/15/2012 8:45:04 AM |
| friendinmoney | $25.00 | 9/15/2012 11:30:36 AM |
| thg0703 | $25.00 | 9/15/2012 9:33:14 AM |
| dordee | $50.00 | 9/15/2012 10:26:31 AM |
| w3alter | $50.00 | 9/15/2012 12:03:29 PM |
| Tylerh | $250.00 | 9/15/2012 12:04:26 PM |
| methodical-basis822 | $25.00 | 9/15/2012 11:01:21 AM |
| BigBag | $25.00 | 9/15/2012 9:21:46 AM |
| dough-souffle | $25.00 | 9/15/2012 12:06:33 PM |
| Saint2 | $85.00 | 9/15/2012 12:07:36 PM |
| vigilance-revolutionary | $49.00 | 9/15/2012 12:08:36 PM |
| Plutis | $25.00 | 9/11/2012 5:22:28 PM |
| boston_mass | $25.00 | 9/11/2012 5:16:56 PM |
| LoanerPrincipal | $25.00 | 9/11/2012 5:28:58 PM |
| note-willow8 | $25.00 | 9/11/2012 5:28:50 PM |
| economy-tuba7 | $50.00 | 9/11/2012 5:29:41 PM |
| ready-interest9 | $25.00 | 9/11/2012 6:11:51 PM |
| CreditBuilder2 | $25.01 | 9/11/2012 5:41:38 PM |
| jcornehlsen | $25.00 | 9/11/2012 5:58:40 PM |
| Rockymtnhi | $100.00 | 9/11/2012 6:20:20 PM |
| enchanted-note | $50.00 | 9/11/2012 6:19:27 PM |
| elfincove | $58.56 | 9/11/2012 6:28:33 PM |
| lbv0r41 | $25.00 | 9/11/2012 7:17:39 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:52 PM |
| money-ballet6 | $25.00 | 9/11/2012 9:58:13 PM |
| seadogs | $25.00 | 9/12/2012 2:05:46 AM |
| velocity-motivator6 | $25.00 | 9/12/2012 3:25:45 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:00 AM |
| Pickmar | $25.00 | 9/12/2012 6:31:10 AM |
| the-loyalty-wildebeest | $29.00 | 9/12/2012 7:42:21 AM |
| urbane-moola4 | $25.00 | 9/12/2012 9:50:21 AM |
| MicroLender357 | $25.00 | 9/12/2012 10:19:15 AM |
| focused-agreement481 | $50.00 | 9/12/2012 11:04:41 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:56 PM |
| MikeMann | $100.00 | 9/12/2012 2:32:59 PM |
| secureincome | $500.00 | 9/12/2012 11:22:33 AM |
| Tonusb0 | $25.00 | 9/12/2012 4:03:51 PM |
| ams294 | $50.00 | 9/12/2012 2:36:45 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:09 PM |
| Darts | $50.00 | 9/12/2012 7:46:05 PM |
| azazle | $25.00 | 9/12/2012 10:26:29 PM |
| spirited-camaraderi | $50.00 | 9/13/2012 7:47:00 AM |
| mariah8641 | $30.00 | 9/13/2012 8:43:37 AM |
| petera650 | $25.00 | 9/13/2012 10:02:54 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:35 AM |
| und | $31.00 | 9/13/2012 1:17:11 PM |
| MonkeyHero | $50.00 | 9/13/2012 1:56:23 PM |
| Bobyny | $25.00 | 9/13/2012 5:31:24 PM |
| chlebie | $50.00 | 9/13/2012 5:49:08 PM |
| Razor129 | $25.00 | 9/13/2012 9:16:25 PM |
| VegasJay | $25.00 | 9/14/2012 7:14:44 AM |
| runbix7 | $25.00 | 9/14/2012 4:29:30 AM |
| rpdelray | $25.00 | 9/14/2012 4:48:48 AM |
| CIC | $25.00 | 9/14/2012 9:00:08 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:06 AM |
| principal-exec | $25.00 | 9/14/2012 9:50:01 AM |
| ingenious-deal6 | $25.00 | 9/14/2012 10:15:06 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:38 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:50 AM |
| Middleman06 | $27.20 | 9/14/2012 11:02:21 AM |
| marwadi-62 | $400.00 | 9/14/2012 10:21:59 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:14 AM |
| blue-laudable-dinero | $50.00 | 9/14/2012 10:40:56 AM |
| frankdelraza | $25.00 | 9/14/2012 11:28:22 AM |
| atlvalet | $25.00 | 9/14/2012 2:43:54 PM |
| compatible-deal9 | $50.00 | 9/14/2012 12:08:08 PM |
| UltimateWill | $25.00 | 9/14/2012 12:22:52 PM |
| proud-wealth2 | $26.00 | 9/14/2012 4:13:27 PM |
| azazle | $25.00 | 9/14/2012 1:48:33 PM |
| mjjjrj | $100.00 | 9/14/2012 5:03:06 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:03 PM |
| gjm6d | $25.00 | 9/14/2012 5:08:02 PM |
| justreturns | $25.00 | 9/14/2012 5:30:53 PM |
| important-ore | $150.00 | 9/14/2012 5:26:11 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:05 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:58:09 PM |
| adventurer447 | $212.00 | 9/14/2012 6:00:22 PM |
| bellaquito | $500.00 | 9/14/2012 7:04:53 PM |
| LeReve | $500.00 | 9/14/2012 6:03:06 PM |
| wetlands | $200.00 | 9/14/2012 5:59:01 PM |
| wwwUniversal | $25.00 | 9/14/2012 6:11:08 PM |
| Culebra1930 | $75.00 | 9/14/2012 8:27:29 PM |
| NoFate | $25.00 | 9/15/2012 6:27:30 AM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:10 AM |
| wildgillis | $30.58 | 9/15/2012 6:59:59 AM |
| Captmac2110 | $50.00 | 9/15/2012 3:09:33 AM |
| ferocious-benefit7 | $50.00 | 9/15/2012 7:17:59 AM |
| britgsb | $25.00 | 9/15/2012 8:03:40 AM |
| Spaceman838 | $25.00 | 9/15/2012 8:13:55 AM |
| kushka | $30.00 | 9/15/2012 10:28:32 AM |
| xxyls | $50.00 | 9/15/2012 8:15:37 AM |
| thequeenofe | $50.00 | 9/15/2012 8:27:01 AM |
| benjamins-party4 | $25.00 | 9/15/2012 10:53:37 AM |
| bb575 | $50.00 | 9/15/2012 7:08:52 AM |
| weatherman89 | $45.00 | 9/15/2012 11:28:04 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:18 AM |
| aabadabadoo | $25.00 | 9/15/2012 12:05:53 PM |
| macjp123 | $33.00 | 9/15/2012 12:06:53 PM |
| pure-cash9 | $25.00 | 9/15/2012 9:58:33 AM |
| ready-bid9 | $46.80 | 9/15/2012 12:14:35 PM |
| gavinsp | $25.00 | 9/15/2012 10:35:28 AM |
| Bank42 | $25.00 | 9/15/2012 10:41:55 AM |
| 6moonbeams | $50.00 | 9/15/2012 12:03:21 PM |
| profitable-benefit952 | $200.00 | 9/15/2012 12:14:25 PM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
637544
This series of Notes was issued and sold upon the funding of the borrower loan #74633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $446.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,241 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mindful-generosity4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
|
Principal balance:
| $5,741.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan: Consolidating my debt
This loan will be used to...pay off credit cards and school loans.
My financial situation:
I am a good candidate for this loan because...I am already a full time employee at Intermarine USA Inc and I am graduating in December 2012 so I am preparing my self to pay off everything at once. I do not want to have to worry about 4 or 5 different monthly payments.
Monthly net income: 2800$
My expenses are very low as I still live at home with my parents and own a used car that has already been paid off. My parents help me with my insurance so I only pay gas which is about 150$-200$ a month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/12/2012 9:13:11 AM |
| green-trade-dolphin | $45.40 | 9/12/2012 9:01:17 AM |
| handy-justice | $50.00 | 9/12/2012 9:02:00 AM |
| kind-credit-bear | $50.00 | 9/12/2012 9:04:56 AM |
| Assets-Up | $25.00 | 9/12/2012 9:08:04 AM |
| respectful-dough429 | $25.00 | 9/12/2012 9:02:54 AM |
| Wellman | $25.00 | 9/12/2012 9:16:57 AM |
| market-jam | $25.00 | 9/12/2012 9:03:28 AM |
| asiaratt | $28.00 | 9/12/2012 9:29:03 AM |
| witty-openness | $25.00 | 9/12/2012 9:30:00 AM |
| jetavana | $25.00 | 9/12/2012 9:12:59 AM |
| rescue | $37.00 | 9/12/2012 9:20:39 AM |
| brilliant-market680 | $25.00 | 9/12/2012 9:14:00 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:19 AM |
| first-pragmatic-power | $25.00 | 9/12/2012 9:35:51 AM |
| debt-force | $25.00 | 9/12/2012 9:32:48 AM |
| productive-note2 | $50.00 | 9/12/2012 9:35:01 AM |
| oreyedoc | $48.00 | 9/12/2012 9:33:32 AM |
| the-credit-maker | $100.00 | 9/12/2012 9:34:01 AM |
| supreme-treasure8 | $100.00 | 9/12/2012 9:41:44 AM |
| melodious-fairness | $25.00 | 9/12/2012 9:43:21 AM |
| whatknows | $25.00 | 9/12/2012 9:56:17 AM |
| top-goodhearted-liberty | $25.00 | 9/12/2012 9:46:13 AM |
| Caine1974 | $100.00 | 9/12/2012 9:58:48 AM |
| diplomatic-wealth7 | $25.00 | 9/12/2012 9:48:03 AM |
| authoritative-platinum7 | $37.00 | 9/12/2012 10:02:13 AM |
| shrewd-peace7 | $25.00 | 9/12/2012 9:48:38 AM |
| money-surge1 | $25.00 | 9/12/2012 9:51:30 AM |
| life-is-great | $25.00 | 9/12/2012 9:53:00 AM |
| integrity-parsec | $27.38 | 9/12/2012 9:53:31 AM |
| loan-mammal | $100.00 | 9/12/2012 9:53:48 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:01 AM |
| Dubbly | $25.00 | 9/12/2012 9:56:35 AM |
| lucrative-deal5 | $25.00 | 9/12/2012 10:25:47 AM |
| bullish2bearish | $35.00 | 9/12/2012 10:28:02 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:38:01 AM |
| Investor_DP | $200.00 | 9/12/2012 10:38:12 AM |
| ronin4sale | $25.00 | 9/12/2012 10:40:49 AM |
| careful-vigilance4 | $25.00 | 9/12/2012 10:05:18 AM |
| GGreg799 | $25.00 | 9/12/2012 10:07:49 AM |
| Elefunt | $25.00 | 9/12/2012 10:23:21 AM |
| delectable-order532 | $68.00 | 9/12/2012 10:50:43 AM |
| kinder-credit-bear | $250.00 | 9/12/2012 10:15:27 AM |
| dudebrah | $25.00 | 9/12/2012 10:51:03 AM |
| orchestra960 | $183.00 | 9/12/2012 10:51:12 AM |
| cmg891 | $25.00 | 9/12/2012 10:19:48 AM |
| enriching-dollar1 | $76.00 | 9/12/2012 10:53:41 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:50 AM |
| bazaar-tulip | $500.00 | 9/12/2012 10:32:25 AM |
| EFS | $200.00 | 9/12/2012 10:24:46 AM |
| Thunderswan | $100.00 | 9/12/2012 11:01:23 AM |
| ImNotSoDumb | $33.01 | 9/12/2012 10:26:55 AM |
| tolerant-dinero2 | $25.00 | 9/12/2012 10:32:44 AM |
| wealth-equilibrium0 | $37.29 | 9/12/2012 11:24:52 AM |
| roux | $25.00 | 9/12/2012 10:41:35 AM |
| FinanceEngine | $65.00 | 9/12/2012 10:42:24 AM |
| skockie | $100.00 | 9/12/2012 12:23:47 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:02 AM |
| compatible-deal9 | $25.00 | 9/12/2012 1:17:09 PM |
| laudable-payout6 | $25.00 | 9/12/2012 1:24:40 PM |
| rkt88edmo | $27.45 | 9/12/2012 1:31:29 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:08 PM |
| nimble-dedication1 | $50.00 | 9/12/2012 10:54:29 AM |
| peaceful-greenback719 | $25.00 | 9/12/2012 10:55:23 AM |
| money-baron-roth-IRA | $50.00 | 9/12/2012 11:21:36 AM |
| jhernand17 | $25.00 | 9/12/2012 11:31:08 AM |
| pfh | $25.00 | 9/12/2012 2:24:15 PM |
| LeReve | $500.00 | 9/12/2012 11:02:19 AM |
| atomantic | $31.94 | 9/12/2012 11:03:47 AM |
| Astyanax | $50.00 | 9/12/2012 3:03:56 PM |
| well-rounded-dinero | $25.00 | 9/12/2012 11:22:52 AM |
| hml | $50.00 | 9/12/2012 12:02:28 PM |
| gallant-market5 | $110.00 | 9/12/2012 12:23:25 PM |
| currency-persimmon | $25.00 | 9/12/2012 3:41:45 PM |
| snowyowl | $50.00 | 9/12/2012 12:17:27 PM |
| bullwink27 | $25.00 | 9/12/2012 1:09:19 PM |
| melodious-capital3 | $47.17 | 9/12/2012 1:13:59 PM |
| jpac1066 | $50.00 | 9/12/2012 1:48:44 PM |
| investment-cluster | $50.00 | 9/12/2012 4:06:10 PM |
| Fitiwalt7 | $25.00 | 9/12/2012 2:06:40 PM |
| engrossing-community0 | $25.00 | 9/12/2012 2:09:22 PM |
| leverage-boomer0 | $25.00 | 9/12/2012 2:37:43 PM |
| DoctorJoe | $30.00 | 9/12/2012 3:31:02 PM |
| direct-transaction0 | $31.00 | 9/12/2012 3:16:00 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:26 PM |
| BainCapital-2point0 | $25.00 | 9/12/2012 4:05:48 PM |
| Vector | $25.00 | 9/12/2012 4:13:31 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:08 PM |
| Zion-CIF | $25.00 | 9/12/2012 4:06:05 PM |
| promise2 | $50.00 | 9/12/2012 4:19:15 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:49:08 PM |
| Brisket_Bob | $25.00 | 9/12/2012 4:48:52 PM |
| DasMula | $25.00 | 9/12/2012 4:58:09 PM |
| benjaminsky | $25.00 | 9/12/2012 10:00:26 AM |
| 52digital | $75.00 | 9/12/2012 9:06:49 AM |
| sweetsassymolassy | $25.00 | 9/12/2012 9:09:18 AM |
| JeremyLinFan | $50.00 | 9/12/2012 9:02:30 AM |
| miked8303 | $50.00 | 9/12/2012 9:16:18 AM |
| mikbos | $25.00 | 9/12/2012 9:16:54 AM |
| fcrick | $50.00 | 9/12/2012 9:18:34 AM |
| CA-Lender | $25.00 | 9/12/2012 9:03:49 AM |
| trajectory8 | $25.00 | 9/12/2012 9:24:35 AM |
| postalwhiz | $25.00 | 9/12/2012 9:08:26 AM |
| best-charming-leverage | $30.00 | 9/12/2012 9:09:54 AM |
| graceful-investment | $60.00 | 9/12/2012 9:29:26 AM |
| Feyenoord | $30.00 | 9/12/2012 9:17:12 AM |
| hope-eagle6 | $25.00 | 9/12/2012 9:33:30 AM |
| forceful-note8 | $94.00 | 9/12/2012 9:16:20 AM |
| DeltaGambler | $42.00 | 9/12/2012 9:21:31 AM |
| punctual-worth263 | $50.00 | 9/12/2012 9:37:28 AM |
| green-high-five7 | $25.00 | 9/12/2012 9:38:24 AM |
| tornandfrayed | $25.00 | 9/12/2012 9:42:16 AM |
| graceful-IRAinvestment | $60.00 | 9/12/2012 9:28:44 AM |
| tnjohnso | $25.00 | 9/12/2012 9:22:17 AM |
| jazzlender | $25.00 | 9/12/2012 9:44:58 AM |
| Katburg | $25.00 | 9/12/2012 9:31:22 AM |
| money-baron-Roth401k | $25.00 | 9/12/2012 9:35:32 AM |
| finance-prescription | $100.00 | 9/12/2012 9:48:45 AM |
| susurrus | $93.00 | 9/12/2012 9:41:02 AM |
| MrBailey | $25.00 | 9/12/2012 9:41:28 AM |
| Miklot | $30.00 | 9/12/2012 9:51:08 AM |
| economy-shrubbery6 | $25.00 | 9/12/2012 9:46:12 AM |
| genius520 | $100.00 | 9/12/2012 9:46:20 AM |
| WalnutCreekguy | $50.00 | 9/12/2012 9:47:24 AM |
| Kaj | $25.00 | 9/12/2012 9:41:36 AM |
| AF-Chief | $25.00 | 9/12/2012 10:04:38 AM |
| artisan369 | $300.00 | 9/12/2012 9:44:43 AM |
| Comoparklender | $25.00 | 9/12/2012 9:49:26 AM |
| NoCal | $25.00 | 9/12/2012 9:46:01 AM |
| fortytwo | $150.00 | 9/12/2012 9:51:14 AM |
| morpholog | $36.00 | 9/12/2012 10:15:36 AM |
| fareast_man | $25.00 | 9/12/2012 10:22:54 AM |
| Military_Money_Wise | $25.00 | 9/12/2012 9:55:42 AM |
| vontuse | $25.00 | 9/12/2012 9:56:57 AM |
| berniemadeoff | $50.00 | 9/12/2012 9:52:07 AM |
| persist_in_doing | $25.00 | 9/12/2012 9:53:45 AM |
| CreditBuilder2 | $25.02 | 9/12/2012 10:30:06 AM |
| forthright-trade | $35.00 | 9/12/2012 9:57:21 AM |
| john0720 | $25.00 | 9/12/2012 10:34:24 AM |
| DER | $25.00 | 9/12/2012 10:06:35 AM |
| managedfund | $1,333.00 | 9/12/2012 10:04:45 AM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 10:06:23 AM |
| thrifty-capital | $25.00 | 9/12/2012 10:18:08 AM |
| vigilance-searcher | $25.00 | 9/12/2012 10:19:46 AM |
| kindest-credit-bear | $250.00 | 9/12/2012 10:11:07 AM |
| wise-felicity-blossom | $100.00 | 9/12/2012 10:52:06 AM |
| red-power-pecan | $50.00 | 9/12/2012 10:20:51 AM |
| versatile-dime442 | $250.00 | 9/12/2012 11:00:00 AM |
| stylish-revenue4 | $25.00 | 9/12/2012 10:25:28 AM |
| best-bonafide-p2p | $25.00 | 9/12/2012 11:02:03 AM |
| ethical-truth211 | $27.00 | 9/12/2012 11:23:19 AM |
| Xarach | $25.00 | 9/12/2012 11:48:33 AM |
| OCedHrt | $100.00 | 9/12/2012 11:57:28 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:58 AM |
| worth-poblano9 | $82.00 | 9/12/2012 10:50:45 AM |
| WriteTheLegend | $100.00 | 9/12/2012 10:57:32 AM |
| HammerKnuckleLending | $25.00 | 9/12/2012 10:57:42 AM |
| receptive-affluence035 | $25.00 | 9/12/2012 2:19:14 PM |
| halothane_logic | $25.00 | 9/12/2012 11:03:43 AM |
| gilbrear | $25.00 | 9/12/2012 2:48:26 PM |
| amc3 | $50.00 | 9/12/2012 3:01:37 PM |
| snowyowl | $25.00 | 9/12/2012 11:58:03 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:25:09 PM |
| listing-reformation8 | $60.00 | 9/12/2012 11:47:37 AM |
| aquariano | $25.00 | 9/12/2012 12:25:38 PM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:19 PM |
| reflective-rupee | $25.00 | 9/12/2012 12:31:27 PM |
| awern | $25.56 | 9/12/2012 12:30:09 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:53 PM |
| geophreigh | $43.69 | 9/12/2012 12:58:35 PM |
| cash-cymbal3 | $50.00 | 9/12/2012 1:12:12 PM |
| bbt28 | $25.05 | 9/12/2012 1:13:44 PM |
| Reddress4u | $25.00 | 9/12/2012 1:20:42 PM |
| charming-contract3 | $25.00 | 9/12/2012 1:31:09 PM |
| the-profit-oracle | $25.00 | 9/12/2012 4:08:52 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:17:31 PM |
| infomas | $40.00 | 9/12/2012 4:44:08 PM |
| warde43502 | $25.00 | 9/12/2012 2:10:35 PM |
| return-pioneer221 | $51.04 | 9/12/2012 5:01:33 PM |
| dukeiyer | $25.00 | 9/12/2012 3:24:43 PM |
| C2Banking | $25.00 | 9/12/2012 4:30:32 PM |
| BlessedEveryDay | $25.00 | 9/12/2012 5:00:32 PM |
| 182 Investments
|
Borrower Payment Dependent Notes Series
637612
This series of Notes was issued and sold upon the funding of the borrower loan #74728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $436.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,167 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-money3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...purchase inventory
My financial situation:
I am a good candidate for this loan because...I have little overhead and a great deal of experience in the field.
Monthly net income: $6000
Monthly expenses: $2050
Housing: $675
Insurance: $125
Car expenses: $0
Utilities: $100
Phone, cable, internet: $215
Food, entertainment: $300
Clothing, household expenses: $120
Credit cards and other loans: $250
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 1stPlace | $75.00 | 9/11/2012 9:07:48 AM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 9:20:17 AM |
| pdli_dude | $25.00 | 9/11/2012 9:10:15 AM |
| RGlad | $100.00 | 9/11/2012 9:10:22 AM |
| squarebob | $25.00 | 9/11/2012 9:11:54 AM |
| a-credit-rotation | $25.00 | 9/11/2012 9:17:09 AM |
| Bob450 | $25.00 | 9/11/2012 9:31:58 AM |
| money-bauble | $100.00 | 9/11/2012 9:24:49 AM |
| 52digital | $75.00 | 9/11/2012 9:31:12 AM |
| durability-seahorse7 | $50.00 | 9/11/2012 9:48:08 AM |
| reduce_US_govt_debt | $28.00 | 9/11/2012 10:13:41 AM |
| worth-blanket2 | $12,600.00 | 9/11/2012 9:08:18 AM |
| economy-coup | $50.00 | 9/11/2012 9:09:00 AM |
| first-class-gold0 | $222.00 | 9/11/2012 9:11:20 AM |
| selector568 | $300.00 | 9/11/2012 9:22:29 AM |
| handy-justice | $50.00 | 9/11/2012 9:11:14 AM |
| superb-funds335 | $25.00 | 9/11/2012 9:31:21 AM |
| WalnutCreekguy | $50.00 | 9/11/2012 9:39:54 AM |
| supreme-treasure8 | $100.00 | 9/11/2012 9:47:38 AM |
| the-silver-blaster | $50.00 | 9/11/2012 10:10:16 AM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 10:13:19 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
637654
This series of Notes was issued and sold upon the funding of the borrower loan #74485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $371.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,259 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-likeable-transparency9 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a standard income, we bought a house a year back and finished setting it up, and so wanted to consolidate everything and clear it out as soon as possible
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/11/2012 9:35:40 AM |
| kenji4861 | $25.00 | 9/11/2012 9:29:41 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:46 AM |
| jcornehlsen | $25.00 | 9/11/2012 11:11:28 AM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:46 PM |
| martinatime | $50.00 | 9/11/2012 5:13:49 PM |
| banker334 | $40.00 | 9/11/2012 8:15:38 PM |
| neighborly-hope6 | $100.00 | 9/12/2012 5:01:07 PM |
| Batman2u | $50.00 | 9/12/2012 3:49:00 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:52 PM |
| HikeMoab | $25.00 | 9/12/2012 4:36:54 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:22 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:46 PM |
| knowledgeable-silver6 | $25.00 | 9/12/2012 5:22:31 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:53 PM |
| MI2 | $5,000.00 | 9/12/2012 6:02:00 PM |
| Castellan | $50.00 | 9/11/2012 9:36:18 AM |
| Plutis | $25.00 | 9/11/2012 9:43:29 AM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 10:47:58 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:13 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:31 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:19 PM |
| blot44 | $25.00 | 9/11/2012 8:58:27 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:20 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:09 AM |
| bankojerry | $25.00 | 9/12/2012 4:11:20 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:00 PM |
| liberty-viola | $30.00 | 9/12/2012 5:21:02 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:19 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:52 PM |
| Ripsaw4U | $50.00 | 9/12/2012 5:54:45 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:50 PM |
| bellaquito | $500.00 | 9/12/2012 6:30:03 PM |
| Index_Plus | $3,880.00 | 9/12/2012 6:52:06 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
637704
This series of Notes was issued and sold upon the funding of the borrower loan #74750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $264.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,355 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-commitment-refuge |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby Loan/Debt Consolidation
Purpose of loan:
This loan will be used to...to pay off medical bills for my son's birth and consolidate a few other bills.
My financial situation:
I am a good candidate for this loan because...although I make some poor decisions regarding my credit when I was a teenager and in my early 20's I am more responsible now. I have been at my job for almost 9 years and have a family now, so I am motivated to be financially responsible.
Monthly net income: $4000.00
Monthly expenses: $
Housing: $1050.00
Insurance: $60.00
Car expenses: $0.00
Utilities: $175.00
Phone, cable, internet: $175.00
Food, entertainment: $250.00
Clothing, household expenses: $200.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jloaner | $100.00 | 9/12/2012 5:08:20 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:47 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:26 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:48 PM |
| 1stPlace | $100.00 | 9/12/2012 5:07:21 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:57 PM |
| mikrolown | $25.00 | 9/12/2012 5:42:40 PM |
| money-bauble | $100.00 | 9/12/2012 5:28:11 PM |
| networks4ever | $25.00 | 9/12/2012 6:03:55 PM |
| superb-funds335 | $25.00 | 9/12/2012 5:47:17 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:12 PM |
| paradise-foothill | $50.00 | 9/12/2012 7:19:39 PM |
| EnglishGeekInNYC | $50.00 | 9/12/2012 6:03:02 PM |
| Bob450 | $25.00 | 9/12/2012 5:17:06 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:32 PM |
| toblerone | $25.00 | 9/12/2012 6:03:48 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 6:09:05 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:52 PM |
| Rogelio48 | $25.00 | 9/12/2012 6:44:57 PM |
| cattlebaron | $25.00 | 9/12/2012 6:31:46 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:59 PM |
| Index_Plus | $2,650.00 | 9/12/2012 7:39:58 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
637718
This series of Notes was issued and sold upon the funding of the borrower loan #74523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,150.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $149.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,983 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Disney2010 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay some unexpected medical expenses.
My financial situation:
I am a good candidate for this loan because I always make sure to pay my bills on time I don't want to ruin my credit, thanks and feel free to contact me with any question.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/11/2012 6:35:58 PM |
| green-trade-dolphin | $32.52 | 9/11/2012 5:01:52 PM |
| bullwink27 | $25.00 | 9/11/2012 5:07:41 PM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 5:16:47 PM |
| lowrater | $50.70 | 9/11/2012 5:16:00 PM |
| riveting-credit5 | $25.00 | 9/11/2012 5:29:43 PM |
| commerce-gargantuan2 | $50.00 | 9/11/2012 6:04:48 PM |
| martinatime | $25.00 | 9/11/2012 6:07:14 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:58 PM |
| kfrench | $75.00 | 9/11/2012 6:16:31 PM |
| SoldiersMom | $60.00 | 9/11/2012 7:06:42 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:12 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:52 PM |
| julijask | $25.00 | 9/11/2012 7:19:33 PM |
| scarlet-velvet | $50.08 | 9/11/2012 7:31:32 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:05:51 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:56 PM |
| taltman | $25.00 | 9/11/2012 7:19:48 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:01 AM |
| Thought | $50.00 | 9/11/2012 10:33:31 PM |
| the-silver-blaster | $50.00 | 9/12/2012 9:03:36 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:17 AM |
| missing-link | $25.00 | 9/12/2012 10:40:36 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:40 AM |
| tolerant-dinero2 | $25.00 | 9/12/2012 10:30:23 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:47 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:14 AM |
| Credit4Talent | $25.00 | 9/12/2012 12:29:00 PM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:38 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:58 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:21:54 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:24 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:23:35 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:09 PM |
| djh47a | $25.00 | 9/12/2012 5:30:04 PM |
| ericb674 | $25.00 | 9/12/2012 5:41:06 PM |
| MI2 | $1,280.59 | 9/12/2012 7:16:45 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:41 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:25 PM |
| Plutis | $25.00 | 9/11/2012 5:22:29 PM |
| courteous-kindness1 | $25.00 | 9/11/2012 5:30:34 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:49 PM |
| toblerone | $25.00 | 9/11/2012 6:00:16 PM |
| openness-antioxidant | $75.00 | 9/11/2012 5:33:35 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:07 PM |
| superb-funds335 | $25.00 | 9/11/2012 6:09:17 PM |
| reflective-rupee | $25.00 | 9/11/2012 6:17:20 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:03 PM |
| witty-compassion | $25.00 | 9/11/2012 11:33:55 PM |
| BBsapphire-2-loan | $100.00 | 9/12/2012 12:32:16 AM |
| Tscheddar | $25.00 | 9/12/2012 3:30:04 AM |
| fishcreek | $25.00 | 9/12/2012 1:16:54 AM |
| RJN | $40.00 | 9/12/2012 7:57:58 AM |
| shellstar | $25.00 | 9/12/2012 8:47:59 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:24 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:56 AM |
| JeremyLinFan | $40.00 | 9/12/2012 10:33:11 AM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:17 AM |
| money-baron | $50.00 | 9/12/2012 10:46:00 AM |
| Astyanax | $34.11 | 9/12/2012 3:11:39 PM |
| bonus-seahorse | $27.00 | 9/12/2012 1:53:09 PM |
| Miami | $25.00 | 9/12/2012 5:54:16 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
637762
This series of Notes was issued and sold upon the funding of the borrower loan #74554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $709.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,222 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2ploan-ambrosia4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To consolidate my debt into a single payment.
This loan will be used to relieve my stress and make it easier to manage my debt. A single large payment to one company gets rid of debt much faster than small payments to 7 companies.
My financial situation: I work full-time and am going to school part-time. I also support my fiance who has only been able to find part-time work. I have had the same job for 16 years and lived in the same house for 9 years. I'm not flighty.
I am a good candidate for this loan because I always pay my bills on time and always try to pay extra. By being able to make a single large payment every month, I know I can pay off my debt in 3 years or less.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $28.00 | 9/11/2012 5:03:49 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:23 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:08 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:08 PM |
| Plutis | $25.00 | 9/11/2012 5:22:29 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:13 PM |
| jcornehlsen | $25.00 | 9/11/2012 6:19:41 PM |
| enterprising-exchange6 | $50.00 | 9/11/2012 6:20:17 PM |
| bellaquito | $500.00 | 9/11/2012 7:22:18 PM |
| blot44 | $25.00 | 9/11/2012 9:00:03 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:56 PM |
| anacent | $25.00 | 9/11/2012 9:41:14 PM |
| j2ee | $50.00 | 9/12/2012 10:48:57 AM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:03 AM |
| finder61 | $25.00 | 9/12/2012 9:31:16 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:48 PM |
| compoundinterest | $25.00 | 9/13/2012 9:32:48 AM |
| djs81 | $75.00 | 9/13/2012 9:40:45 AM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:13 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:02 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:02 PM |
| atlacatl | $25.00 | 9/13/2012 7:57:56 PM |
| retiresecure | $25.00 | 9/14/2012 5:43:31 AM |
| chesterCFO | $25.00 | 9/14/2012 3:57:04 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:18 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:41 AM |
| JBBank | $50.00 | 9/14/2012 10:12:41 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:15 AM |
| currency-balancer | $38.00 | 9/14/2012 12:20:45 PM |
| dreammachine | $100.00 | 9/14/2012 10:45:27 AM |
| fuzed | $50.00 | 9/14/2012 12:53:02 PM |
| finance-symphony7 | $100.00 | 9/14/2012 3:41:53 PM |
| important-ore | $150.00 | 9/14/2012 5:26:11 PM |
| aabadabadoo | $25.00 | 9/14/2012 5:43:51 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:00:21 PM |
| mjjjrj | $25.00 | 9/14/2012 5:53:26 PM |
| enriching-trade2 | $25.00 | 9/14/2012 5:53:29 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:06 PM |
| Culebra1930 | $75.00 | 9/14/2012 8:27:30 PM |
| bb575 | $50.00 | 9/15/2012 7:08:52 AM |
| palmetto933 | $50.00 | 9/15/2012 5:57:56 AM |
| azazle | $50.00 | 9/15/2012 2:37:09 AM |
| awe-inspiring-payment | $31.27 | 9/15/2012 6:50:59 AM |
| ManhattanLender | $25.00 | 9/15/2012 12:02:06 PM |
| scholarly-benefit5 | $25.00 | 9/15/2012 12:06:59 PM |
| girlwithglasses | $50.00 | 9/15/2012 12:02:51 PM |
| Empower-personal-responsibility | $25.00 | 9/15/2012 12:25:14 PM |
| mtquan | $25.00 | 9/15/2012 12:16:15 PM |
| knowledgeable-silver6 | $25.00 | 9/15/2012 12:26:41 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:52 PM |
| Nazbuster | $200.00 | 9/15/2012 12:30:40 PM |
| first-favorite-bonus9 | $25.00 | 9/15/2012 12:42:33 PM |
| dharma1 | $25.00 | 9/15/2012 12:38:07 PM |
| bixorama | $25.00 | 9/15/2012 12:39:23 PM |
| x32248 | $25.00 | 9/15/2012 12:52:05 PM |
| ujiba | $50.00 | 9/15/2012 12:56:15 PM |
| whipone | $25.00 | 9/15/2012 12:45:50 PM |
| lender987654321 | $50.00 | 9/15/2012 1:17:18 PM |
| minista | $25.00 | 9/15/2012 12:48:47 PM |
| Seafirst | $39.00 | 9/15/2012 1:22:41 PM |
| Tradesmanlender | $25.00 | 9/15/2012 1:08:17 PM |
| puifais | $100.00 | 9/15/2012 1:28:38 PM |
| gethsemane4 | $25.00 | 9/15/2012 1:19:48 PM |
| brutusbone | $25.00 | 9/15/2012 1:38:47 PM |
| platinum-sorcerer6 | $50.00 | 9/15/2012 1:45:22 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:40 PM |
| Pasagam | $50.00 | 9/15/2012 1:27:02 PM |
| hardwareman | $50.00 | 9/15/2012 1:55:37 PM |
| thedoctor | $66.00 | 9/15/2012 1:33:26 PM |
| rmachi | $25.00 | 9/15/2012 1:10:22 PM |
| jmb_lending | $25.00 | 9/15/2012 1:13:55 PM |
| hrubinst | $34.00 | 9/15/2012 1:16:58 PM |
| gallant-economy9 | $50.00 | 9/15/2012 1:49:54 PM |
| vigorous-payment6 | $25.00 | 9/15/2012 1:18:22 PM |
| PRGuyinVA | $25.00 | 9/15/2012 1:23:21 PM |
| riproaringrapids | $50.00 | 9/15/2012 1:39:23 PM |
| neighborly-hope6 | $100.00 | 9/15/2012 1:40:51 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:49 PM |
| Atlanta-Buyer | $25.00 | 9/15/2012 1:49:17 PM |
| meenan | $100.00 | 9/15/2012 1:50:11 PM |
| bebeshor | $25.00 | 9/16/2012 7:53:16 AM |
| mrsasman | $25.00 | 9/15/2012 2:10:25 PM |
| blue-laudable-dinero | $25.00 | 9/15/2012 9:56:41 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:50 AM |
| loyalty-circuitry | $100.00 | 9/16/2012 10:16:45 AM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:21 AM |
| mkell43 | $25.00 | 9/16/2012 8:02:05 AM |
| first-reward-bliss | $400.00 | 9/15/2012 10:21:02 PM |
| Tasteslikechicken | $50.00 | 9/16/2012 2:23:49 PM |
| figs4u2 | $100.00 | 9/16/2012 2:25:11 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:55 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:31 PM |
| loot-hyperdrive7 | $54.00 | 9/16/2012 10:24:42 AM |
| velocity-javelin8 | $25.00 | 9/16/2012 2:52:38 PM |
| availableloan | $25.00 | 9/16/2012 2:54:05 PM |
| lowestghost | $50.00 | 9/16/2012 2:21:38 PM |
| Planecourage | $200.00 | 9/16/2012 11:28:55 AM |
| dthompso | $50.00 | 9/16/2012 2:55:31 PM |
| well-mannered-power8 | $25.00 | 9/16/2012 2:27:06 PM |
| cunning-worth5 | $25.00 | 9/16/2012 3:07:24 PM |
| sb0453 | $25.00 | 9/16/2012 3:11:13 PM |
| csakhil | $50.00 | 9/16/2012 3:14:09 PM |
| TrustPlus | $50.00 | 9/16/2012 2:35:50 PM |
| FFStar | $25.00 | 9/16/2012 2:40:56 PM |
| organic-responsibility60 | $25.01 | 9/16/2012 3:34:00 PM |
| Yogidog | $25.00 | 9/16/2012 2:44:23 PM |
| velocity-solo | $25.00 | 9/16/2012 2:46:34 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:14 PM |
| jhernand17 | $25.00 | 9/16/2012 7:15:30 PM |
| damanq | $25.00 | 9/16/2012 8:29:19 PM |
| theloanteacher | $25.00 | 9/16/2012 8:47:08 PM |
| lowrate | $50.00 | 9/16/2012 2:38:12 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:14 PM |
| xduke2500 | $500.00 | 9/16/2012 6:38:05 PM |
| blazing-silver524 | $50.00 | 9/16/2012 6:39:22 PM |
| the-gold-quark | $25.00 | 9/16/2012 8:21:31 PM |
| Lender722 | $25.00 | 9/16/2012 8:51:35 PM |
| cash-merry-maker | $25.00 | 9/16/2012 3:09:13 PM |
| phenomenal-gain5 | $30.00 | 9/17/2012 8:25:19 AM |
| wwwUniversal | $25.00 | 9/16/2012 3:26:31 PM |
| ICHITECH | $25.00 | 9/17/2012 5:03:44 AM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:45 AM |
| invincible-deal82 | $25.00 | 9/17/2012 9:07:45 AM |
| moola-man | $25.00 | 9/17/2012 7:50:06 AM |
| just-benefit | $25.00 | 9/17/2012 8:03:17 AM |
| trade-wildcat2 | $50.00 | 9/17/2012 8:45:55 AM |
| sngndnc | $25.00 | 9/17/2012 9:01:15 AM |
| asset-conqueror6 | $25.00 | 9/17/2012 9:16:35 AM |
| ScottW | $25.00 | 9/17/2012 9:17:04 AM |
| green-glowing-gain | $25.00 | 9/16/2012 9:17:21 PM |
| enticing-note | $25.00 | 9/17/2012 9:21:15 AM |
| riskadverse44 | $25.00 | 9/17/2012 9:06:14 AM |
| imagenki | $25.00 | 9/17/2012 9:08:04 AM |
| gracej | $25.00 | 9/17/2012 9:27:30 AM |
| diversification-surge | $25.00 | 9/17/2012 9:32:13 AM |
| math1973 | $50.00 | 9/17/2012 9:11:43 AM |
| YampaQuant | $25.00 | 9/17/2012 6:19:01 AM |
| elasermd | $50.00 | 9/17/2012 9:34:38 AM |
| Strato | $25.02 | 9/17/2012 9:35:40 AM |
| mindful-generosity1 | $25.00 | 9/17/2012 9:40:35 AM |
| brilliant-loyalty7 | $25.00 | 9/17/2012 9:15:42 AM |
| Zuzu | $25.00 | 9/17/2012 9:45:42 AM |
| arcangel72 | $25.00 | 9/17/2012 9:17:29 AM |
| top-community-voyage | $50.00 | 9/17/2012 9:17:59 AM |
| unrivaled-silver | $25.00 | 9/17/2012 9:18:09 AM |
| sturzstrom | $25.00 | 9/17/2012 8:05:06 AM |
| slartibardfast | $25.00 | 9/17/2012 9:48:46 AM |
| tsui517 | $50.00 | 9/17/2012 9:50:54 AM |
| LargoRick | $25.00 | 9/17/2012 8:37:05 AM |
| mommyhelper | $25.00 | 9/17/2012 9:02:14 AM |
| tedsrfdude | $25.00 | 9/17/2012 10:05:04 AM |
| hawaiiangirl76 | $25.00 | 9/17/2012 10:05:54 AM |
| SBT | $25.00 | 9/17/2012 10:34:38 AM |
| ribrosu | $25.00 | 9/17/2012 9:06:13 AM |
| currency-scientist7 | $25.00 | 9/17/2012 9:06:53 AM |
| ultimatepaintball | $25.00 | 9/17/2012 9:10:47 AM |
| wise-alluring-penny | $50.00 | 9/17/2012 9:49:28 AM |
| sentry256 | $25.00 | 9/17/2012 9:50:06 AM |
| MI2 | $2,770.44 | 9/17/2012 12:26:01 PM |
| thoughtful-fairness2 | $25.00 | 9/17/2012 9:20:42 AM |
| helick | $25.00 | 9/17/2012 10:16:50 AM |
| fair_rates | $25.00 | 9/17/2012 9:25:04 AM |
| balance-voyager | $75.00 | 9/17/2012 9:26:21 AM |
| texrob20 | $25.00 | 9/17/2012 9:35:36 AM |
| gain-nucleus | $25.00 | 9/17/2012 9:36:59 AM |
| krisran | $50.00 | 9/17/2012 9:47:34 AM |
| baker3s | $40.00 | 9/17/2012 9:48:30 AM |
| syounker | $25.00 | 9/17/2012 9:48:47 AM |
| lionsrock | $25.00 | 9/17/2012 9:50:21 AM |
| zone6 | $100.00 | 9/17/2012 9:52:35 AM |
| jasonblings | $25.00 | 9/17/2012 9:54:04 AM |
| BorthersKeeper | $25.00 | 9/17/2012 9:54:30 AM |
| soulful-p2p432 | $25.00 | 9/17/2012 9:58:07 AM |
| sharpey | $25.00 | 9/17/2012 10:00:43 AM |
| chilandman | $50.00 | 9/17/2012 10:01:39 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:23 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:28 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:45 AM |
| Castellan | $50.00 | 9/11/2012 5:08:39 PM |
| martinatime | $50.00 | 9/11/2012 5:13:53 PM |
| kenji4861 | $25.00 | 9/11/2012 5:19:10 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:41 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:53 PM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:25 PM |
| langdonx | $50.00 | 9/11/2012 9:40:50 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:24 AM |
| britgsb | $50.00 | 9/12/2012 9:22:50 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:57 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:11 AM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:46 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:27 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:58 PM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:58 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:06 PM |
| ingenious-deal6 | $25.00 | 9/12/2012 5:05:47 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:55 PM |
| kegs | $150.00 | 9/12/2012 7:27:51 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:24 AM |
| Darts | $50.00 | 9/12/2012 7:46:05 PM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:16 AM |
| indomitable-coin | $25.00 | 9/13/2012 10:16:26 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:22 AM |
| pdub | $750.00 | 9/13/2012 10:33:10 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:05 AM |
| studious-peso | $25.00 | 9/13/2012 1:43:49 PM |
| wetlands | $200.00 | 9/13/2012 5:31:11 PM |
| BxRealtor | $25.00 | 9/13/2012 6:09:16 PM |
| antlr | $25.00 | 9/13/2012 7:14:14 PM |
| Mailmon | $25.00 | 9/13/2012 9:25:02 PM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:56 AM |
| responsive-worth5 | $25.00 | 9/14/2012 8:21:46 AM |
| rchapee | $25.00 | 9/14/2012 7:51:57 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:30 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:06 AM |
| jhussey | $100.00 | 9/14/2012 10:43:03 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:38 AM |
| compatible-deal9 | $25.00 | 9/14/2012 12:09:09 PM |
| GoldenKoi | $100.00 | 9/14/2012 11:38:10 AM |
| atlvalet | $25.00 | 9/14/2012 2:48:21 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:38 PM |
| dough-tsunami2 | $25.00 | 9/14/2012 1:42:51 PM |
| Weaverville | $100.00 | 9/14/2012 2:54:57 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:22 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:03 PM |
| peso-trailblazer0 | $25.00 | 9/14/2012 7:12:12 PM |
| xxyls | $50.00 | 9/15/2012 8:15:37 AM |
| ingenious-order783 | $30.00 | 9/15/2012 10:08:50 AM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:20 AM |
| fly99 | $25.00 | 9/15/2012 6:50:42 AM |
| methodical-basis822 | $25.00 | 9/15/2012 11:01:21 AM |
| CornerKetch | $25.03 | 9/15/2012 12:03:19 PM |
| Tylerh | $190.00 | 9/15/2012 12:04:27 PM |
| LendingSingularity | $50.00 | 9/15/2012 12:11:37 PM |
| fortytwo | $150.00 | 9/15/2012 12:13:26 PM |
| Investoman | $25.00 | 9/15/2012 12:16:36 PM |
| ArkoshKovash | $25.00 | 9/15/2012 12:05:21 PM |
| nuclearmoose | $50.00 | 9/15/2012 12:32:05 PM |
| Clambake | $25.00 | 9/15/2012 12:23:44 PM |
| ski bum | $78.00 | 9/15/2012 12:33:29 PM |
| meux99 | $25.00 | 9/15/2012 12:24:54 PM |
| C_Mark | $50.00 | 9/15/2012 12:17:17 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:57 PM |
| vibrant-trade8 | $35.00 | 9/15/2012 1:04:26 PM |
| Avala | $50.00 | 9/15/2012 12:42:22 PM |
| bowdish1 | $100.00 | 9/15/2012 1:10:35 PM |
| AmericanCredit | $100.00 | 9/15/2012 1:15:32 PM |
| mizon291 | $30.00 | 9/15/2012 12:50:58 PM |
| american6 | $50.00 | 9/15/2012 1:22:27 PM |
| Aimvest | $25.00 | 9/15/2012 1:07:09 PM |
| fairness-palm | $50.00 | 9/15/2012 1:24:42 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:53 PM |
| the-capital-multiplier | $100.00 | 9/15/2012 1:28:05 PM |
| loot-heart | $25.00 | 9/15/2012 1:32:51 PM |
| subtle-revenue0 | $25.00 | 9/15/2012 12:58:15 PM |
| Ben_Graham | $25.00 | 9/15/2012 1:20:01 PM |
| a-unflappable-finance | $100.00 | 9/15/2012 1:39:05 PM |
| firelender | $25.00 | 9/15/2012 1:44:58 PM |
| 247Hustler | $25.00 | 9/15/2012 1:48:57 PM |
| dough-cherry4 | $25.00 | 9/15/2012 1:56:23 PM |
| Leading-Lender | $25.00 | 9/15/2012 1:30:16 PM |
| commanding-treasure2 | $75.00 | 9/15/2012 1:34:22 PM |
| jstefans | $25.00 | 9/15/2012 1:42:09 PM |
| red-unequivocal-finance | $25.00 | 9/15/2012 1:45:56 PM |
| CoolHelp | $50.00 | 9/15/2012 1:48:28 PM |
| Sothenwhat | $100.00 | 9/15/2012 1:19:06 PM |
| jazz619 | $25.00 | 9/15/2012 1:55:01 PM |
| -------Loaner | $25.00 | 9/15/2012 2:18:15 PM |
| the-bright-velocity | $25.00 | 9/15/2012 1:27:27 PM |
| chicagobanker | $50.00 | 9/15/2012 7:19:43 PM |
| discrete-gold579 | $50.00 | 9/15/2012 9:25:10 PM |
| thg0703 | $25.00 | 9/15/2012 5:24:13 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:10 PM |
| prudent-credit4 | $50.00 | 9/16/2012 5:07:42 AM |
| Vegasjim | $25.00 | 9/15/2012 1:48:12 PM |
| Chutney | $25.00 | 9/15/2012 1:53:52 PM |
| peace-aspen5 | $25.00 | 9/15/2012 2:01:23 PM |
| rogue_monster | $50.00 | 9/15/2012 2:05:53 PM |
| natural-greenback6 | $25.00 | 9/15/2012 9:08:05 PM |
| hopeful_lender | $100.00 | 9/16/2012 6:18:22 AM |
| hcalum | $25.00 | 9/16/2012 11:54:06 AM |
| RothySkynx | $25.00 | 9/15/2012 7:15:56 PM |
| just21andy | $25.00 | 9/16/2012 12:30:37 PM |
| malicea | $50.00 | 9/15/2012 8:38:08 PM |
| trade-wingding5 | $25.00 | 9/16/2012 1:00:12 PM |
| Drager | $27.18 | 9/16/2012 1:28:37 PM |
| stable-penny27 | $25.00 | 9/16/2012 11:45:13 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:52 PM |
| GoldenRule01 | $100.00 | 9/16/2012 1:52:13 PM |
| dfealk | $25.00 | 9/16/2012 2:22:25 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:46 AM |
| kid8549 | $100.00 | 9/16/2012 2:47:15 PM |
| downtownfarm | $25.00 | 9/16/2012 2:57:14 PM |
| donloah | $25.00 | 9/16/2012 2:25:26 PM |
| littlemonkey | $25.00 | 9/16/2012 2:27:30 PM |
| BB-ptoploan | $50.00 | 9/16/2012 2:30:00 PM |
| abkennedy | $25.00 | 9/16/2012 3:15:16 PM |
| unforgettable-wealth4 | $50.00 | 9/16/2012 2:39:12 PM |
| Graces | $25.00 | 9/16/2012 2:46:12 PM |
| note-goblin0 | $25.00 | 9/16/2012 5:16:39 PM |
| worthy-dinero8 | $25.00 | 9/16/2012 2:59:03 PM |
| Earnest_Money | $25.00 | 9/16/2012 7:04:26 PM |
| mrladybug101 | $25.00 | 9/16/2012 3:12:56 PM |
| otherwisedisposed | $800.00 | 9/16/2012 7:36:40 PM |
| platinum-genetics | $25.00 | 9/16/2012 3:19:52 PM |
| green28 | $100.00 | 9/16/2012 2:30:35 PM |
| best-heavenly-justice | $25.00 | 9/16/2012 2:45:06 PM |
| Leshan | $50.00 | 9/17/2012 7:24:27 AM |
| Rdodson11 | $25.00 | 9/16/2012 3:13:35 PM |
| beeper2 | $25.00 | 9/16/2012 9:33:53 PM |
| industrious-dedication2 | $26.55 | 9/17/2012 8:58:24 AM |
| cebgop | $25.00 | 9/17/2012 9:03:10 AM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:42 AM |
| urbny | $25.00 | 9/17/2012 6:17:50 AM |
| adamnash | $25.00 | 9/17/2012 9:07:02 AM |
| bss97603 | $25.00 | 9/17/2012 9:08:50 AM |
| rcj1411 | $50.00 | 9/16/2012 6:31:00 PM |
| dwilson443 | $50.00 | 9/17/2012 9:10:30 AM |
| saver266 | $50.00 | 9/17/2012 8:25:11 AM |
| peripatetic | $25.00 | 9/17/2012 9:12:51 AM |
| Stollewood | $25.00 | 9/17/2012 9:14:32 AM |
| leeball | $50.00 | 9/17/2012 9:02:00 AM |
| 850 | $50.00 | 9/16/2012 9:02:13 PM |
| Amsie614 | $25.00 | 9/17/2012 9:19:10 AM |
| paymentologist | $50.00 | 9/17/2012 9:20:48 AM |
| newest-payment-trapper | $62.50 | 9/17/2012 9:04:52 AM |
| transparency-baton | $25.00 | 9/17/2012 9:23:05 AM |
| finance-assembler | $50.00 | 9/17/2012 9:05:59 AM |
| proud-pound4 | $25.00 | 9/17/2012 9:25:08 AM |
| enriching-dollar1 | $100.00 | 9/17/2012 9:06:16 AM |
| Cheburashka | $30.00 | 9/17/2012 9:07:27 AM |
| dpfl55 | $25.00 | 9/17/2012 9:29:05 AM |
| influential-responsibility9 | $25.00 | 9/17/2012 9:34:44 AM |
| keyfig | $25.00 | 9/17/2012 9:35:15 AM |
| sgt-schultz | $30.00 | 9/17/2012 6:31:26 AM |
| unknowable | $25.00 | 9/17/2012 9:15:25 AM |
| magical-greenback | $25.00 | 9/17/2012 9:42:49 AM |
| point-zebra | $25.00 | 9/17/2012 9:43:36 AM |
| skuba | $75.00 | 9/17/2012 9:44:08 AM |
| adevadeh | $25.00 | 9/17/2012 9:47:14 AM |
| wtrboy | $25.00 | 9/17/2012 9:47:45 AM |
| mtp | $100.00 | 9/17/2012 9:49:43 AM |
| Iamthewalrus | $25.00 | 9/17/2012 9:19:24 AM |
| NR | $25.00 | 9/17/2012 9:59:39 AM |
| LAKESPRING | $25.00 | 9/17/2012 10:01:54 AM |
| productive-principal7 | $25.00 | 9/17/2012 9:31:39 AM |
| virtuous-yield | $25.00 | 9/17/2012 10:23:44 AM |
| Sevron | $100.00 | 9/17/2012 9:43:56 AM |
| L-vex | $25.00 | 9/17/2012 9:50:04 AM |
| SnakeV | $25.00 | 9/17/2012 11:24:24 AM |
| Lokinar | $25.00 | 9/17/2012 9:14:53 AM |
| meow8705 | $50.00 | 9/17/2012 9:15:29 AM |
| EvalCrux | $50.00 | 9/17/2012 9:20:38 AM |
| whistledicksmith | $25.00 | 9/17/2012 9:21:06 AM |
| caring-investment692 | $25.00 | 9/17/2012 9:22:44 AM |
| exciting-finance288 | $30.00 | 9/17/2012 10:46:20 AM |
| transparency-game-changer0 | $50.00 | 9/17/2012 9:33:16 AM |
| LahnDi | $25.00 | 9/17/2012 9:38:14 AM |
| Mark-O-Polo | $25.00 | 9/17/2012 9:39:14 AM |
| Preteur | $25.00 | 9/17/2012 9:41:58 AM |
| gsand11 | $50.00 | 9/17/2012 9:46:37 AM |
| Pizza-man | $50.00 | 9/17/2012 9:48:05 AM |
| walkerp | $25.00 | 9/17/2012 9:52:41 AM |
| revmax | $25.00 | 9/17/2012 9:53:03 AM |
| blLending | $50.00 | 9/17/2012 10:24:01 AM |
| hope-kingdom | $25.00 | 9/17/2012 10:36:12 AM |
| 365 Investments
|
Borrower Payment Dependent Notes Series
637766
This series of Notes was issued and sold upon the funding of the borrower loan #74610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 10.47% |
Borrower rate/APR:
| 11.47% / 17.19% |
Monthly payment:
| $620.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.30% | | |
| |
Estimated return*:
| 5.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,556 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enterprising-rupee1 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off two credit cards in my name. I have been making more than the minimum payments but getting a personal loan will help eliminate the higher interest charges. I have plans to pay this off in less than a year.
My financial situation:
I am a good candidate for this loan because I have been working the same full-time job over the last three years and will be going into my fourth year on staff. I have been promoted twice during the three year span. I don't have any loans or other financial challenges. The reason for the build-up on my cards was due to a personal loan I gave my brother who needed assistance. I thought I could help but spread myself just a little to thin. I plan to use the money to pay off my credit cards. I have a budget which allows me to put 600-900 a month to put towards repaying the loan I am requesting. My goal and financial plan will have me paying this loan off before May 2013. My budget hits all important financial obligations such as cell phone, rent, utilities, food, gas, groceries, etc.
I really appreciate your help and time!
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $50.00 | 9/12/2012 5:12:35 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:48 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:26 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:25:25 PM |
| hardatwork1 | $25.00 | 9/12/2012 5:18:30 PM |
| urbane-income7 | $25.00 | 9/12/2012 5:22:01 PM |
| slxvq | $27.00 | 9/12/2012 5:25:55 PM |
| Gold-bug | $50.00 | 9/12/2012 5:27:54 PM |
| prudent-deal662 | $25.00 | 9/12/2012 5:59:49 PM |
| dynamic-money271 | $100.00 | 9/12/2012 6:02:29 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 5:51:47 PM |
| zotzot | $50.00 | 9/12/2012 5:47:32 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:15 PM |
| hillbilly40 | $25.00 | 9/12/2012 5:50:06 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:57 PM |
| influential-peso9 | $25.00 | 9/12/2012 6:00:39 PM |
| Supervark | $38.44 | 9/12/2012 6:08:47 PM |
| bellaquito | $373.86 | 9/12/2012 6:12:11 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:47 PM |
| lowrater | $50.70 | 9/12/2012 5:16:30 PM |
| Bendistraw | $25.00 | 9/12/2012 5:02:42 PM |
| boston_mass | $25.00 | 9/12/2012 5:01:55 PM |
| rakem777 | $25.00 | 9/12/2012 5:05:12 PM |
| mmckune | $25.00 | 9/12/2012 5:03:58 PM |
| lionheart722 | $100.00 | 9/12/2012 5:20:58 PM |
| mikrolown | $25.00 | 9/12/2012 5:42:40 PM |
| note-willow8 | $25.00 | 9/12/2012 5:22:54 PM |
| nourishing-interest0 | $25.00 | 9/12/2012 5:49:04 PM |
| HogLeg | $25.00 | 9/12/2012 5:35:06 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/12/2012 5:58:20 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:11 PM |
| adventurer447 | $280.00 | 9/12/2012 6:01:37 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:49 PM |
| terrific-dough6 | $50.00 | 9/12/2012 6:02:21 PM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 5:44:00 PM |
| entertaining-revenue4 | $50.00 | 9/12/2012 5:36:37 PM |
| one-midas | $50.00 | 9/12/2012 5:45:39 PM |
| skillful-market6 | $25.00 | 9/12/2012 5:46:38 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
637888
This series of Notes was issued and sold upon the funding of the borrower loan #74948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,156 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-venus0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pierrelasvegas | $25.00 | 9/18/2012 5:13:41 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:38 PM |
| handy-justice | $25.00 | 9/18/2012 5:13:19 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:12 PM |
| worth-blanket2 | $3,600.00 | 9/18/2012 5:13:56 PM |
| elegant-hope578 | $50.00 | 9/18/2012 5:14:42 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
637910
This series of Notes was issued and sold upon the funding of the borrower loan #74638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 134% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
14 | Length of status: | 10y 3m |
|
Amount delinquent:
| $407 |
Total credit lines:
| 32 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,343 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exchange-revelry6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
740-759
(Jan-2012)
|
|
Principal balance:
| $3,570.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reward-adventure | $50.00 | 9/12/2012 9:30:14 AM |
| 108lender | $189.00 | 9/12/2012 9:48:00 AM |
| money-baron-Roth401k | $25.00 | 9/12/2012 9:35:32 AM |
| AF-Chief | $25.00 | 9/12/2012 10:04:39 AM |
| kindest-credit-bear | $250.00 | 9/12/2012 10:11:07 AM |
| dudebrah | $25.00 | 9/12/2012 10:48:33 AM |
| money-baron | $50.00 | 9/12/2012 10:46:01 AM |
| enriching-dollar1 | $100.00 | 9/12/2012 10:54:04 AM |
| melodious-capital3 | $25.00 | 9/12/2012 1:13:07 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:10 PM |
| Binan | $25.50 | 9/12/2012 5:11:32 PM |
| ekmendenhall | $50.00 | 9/12/2012 5:27:18 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:55 PM |
| HawaiianHelper | $100.00 | 9/12/2012 7:18:25 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:52 PM |
| life-is-great | $25.00 | 9/12/2012 9:53:00 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:25 AM |
| worthy-bid8 | $100.00 | 9/12/2012 10:00:25 AM |
| secureincome | $777.00 | 9/12/2012 10:16:47 AM |
| peso-lyrics7 | $50.00 | 9/12/2012 10:22:55 AM |
| deal-hickory5 | $100.00 | 9/12/2012 9:59:28 AM |
| orchestra960 | $300.00 | 9/12/2012 10:51:39 AM |
| versatile-dime442 | $100.00 | 9/12/2012 11:00:22 AM |
| snowyowl | $25.00 | 9/12/2012 12:17:56 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:03 AM |
| money-baron-roth-IRA | $50.00 | 9/12/2012 11:21:36 AM |
| tech310 | $50.00 | 9/12/2012 11:23:23 AM |
| atomantic | $25.00 | 9/12/2012 11:03:21 AM |
| mpatrick | $75.00 | 9/12/2012 11:04:11 AM |
| lunareclipse | $25.00 | 9/12/2012 3:43:24 PM |
| compatible-deal9 | $25.00 | 9/12/2012 1:18:15 PM |
| value-travels | $25.00 | 9/12/2012 3:45:41 PM |
| thrilling-exchange36 | $50.00 | 9/12/2012 3:58:12 PM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:19 PM |
| VAMUSIC | $26.44 | 9/12/2012 3:59:55 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:49 PM |
| Bob450 | $25.00 | 9/12/2012 5:18:48 PM |
| compounding21 | $25.00 | 9/12/2012 5:37:14 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:53 PM |
| roux | $25.00 | 9/12/2012 6:43:40 PM |
| KileNSmyth4 | $25.00 | 9/12/2012 7:52:26 PM |
| Zoomzoom22 | $2.06 | 9/12/2012 8:30:07 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
637916
This series of Notes was issued and sold upon the funding of the borrower loan #74319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $518.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| FreddyB |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household and moving expenses
Purpose of loan:
I want to offset some of my moving and household expenses, as well as help my living partner pay down her debt.
My financial situation:
I am a good candidate for this loan because my credit rating is excellent (790), and I possess over $25,000 in savings. I?m sure you?re wondering as to why I don?t use my savings, but I like to keep a nice stash for emergency purposes only, and I don?t deem these expenses as such.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| JebkaClan | $25.00 | 9/13/2012 5:34:11 PM |
| decisive-income7 | $4,000.00 | 9/12/2012 9:04:40 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:21 AM |
| Dollars4Rent | $50.00 | 9/12/2012 10:26:01 AM |
| jcornehlsen | $25.00 | 9/12/2012 10:25:39 AM |
| fund-medalist171 | $35.00 | 9/12/2012 12:43:22 PM |
| blot44 | $25.00 | 9/12/2012 3:01:38 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 6:33:21 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:53 PM |
| SpreadsheetSolutions | $50.00 | 9/13/2012 1:30:23 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:35:04 AM |
| Rockymtnhi | $100.00 | 9/13/2012 9:14:59 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:09 AM |
| payment-halo | $25.00 | 9/13/2012 11:39:24 AM |
| worth-excellence4 | $25.00 | 9/13/2012 4:45:39 PM |
| enriching-trade2 | $50.00 | 9/13/2012 5:04:32 PM |
| Ninjago | $100.00 | 9/13/2012 5:01:36 PM |
| astute-benjamins | $125.00 | 9/13/2012 3:35:07 PM |
| deal-blossom595 | $25.00 | 9/13/2012 5:02:31 PM |
| peace-banjo518 | $25.00 | 9/13/2012 5:20:34 PM |
| asset-upholder2 | $25.00 | 9/13/2012 5:22:45 PM |
| rlrcstr | $25.00 | 9/13/2012 5:23:07 PM |
| lend2end | $25.00 | 9/13/2012 5:24:37 PM |
| enticing-note | $25.00 | 9/13/2012 5:14:20 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:18 PM |
| Natronpee | $25.00 | 9/13/2012 5:19:29 PM |
| moola-computer | $50.00 | 9/13/2012 5:30:54 PM |
| standanddeliver | $50.00 | 9/13/2012 5:31:08 PM |
| caring-truth9 | $50.00 | 9/13/2012 5:15:40 PM |
| Ellisdee | $50.00 | 9/13/2012 5:32:25 PM |
| apetrock | $25.00 | 9/13/2012 5:32:31 PM |
| benevolent-moola291 | $50.00 | 9/13/2012 5:32:55 PM |
| medman | $25.00 | 9/13/2012 5:23:04 PM |
| graceful-durability246 | $50.00 | 9/13/2012 5:34:35 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:59 PM |
| MoneyMA | $25.00 | 9/13/2012 5:34:38 PM |
| red-robust-rupee | $25.00 | 9/13/2012 5:19:17 PM |
| math1973 | $50.00 | 9/13/2012 5:25:36 PM |
| intuitive-integrity9 | $50.00 | 9/13/2012 5:36:11 PM |
| reaction5 | $25.00 | 9/13/2012 5:36:21 PM |
| bradomino | $25.00 | 9/13/2012 5:21:37 PM |
| peso-raccoon6 | $25.00 | 9/13/2012 5:37:10 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:29 PM |
| invincible-deal82 | $25.00 | 9/13/2012 5:28:13 PM |
| magical-greenback | $25.00 | 9/13/2012 5:28:36 PM |
| pulmdoc | $25.00 | 9/13/2012 5:29:18 PM |
| gallant-economy9 | $50.00 | 9/13/2012 5:39:01 PM |
| 9boag | $25.00 | 9/13/2012 5:39:19 PM |
| martinatime | $50.00 | 9/13/2012 5:24:19 PM |
| active-reward7 | $50.00 | 9/13/2012 5:24:54 PM |
| Gabriel02 | $25.00 | 9/13/2012 5:30:24 PM |
| jfd287 | $25.00 | 9/13/2012 5:26:12 PM |
| Avala | $100.00 | 9/13/2012 5:43:59 PM |
| secobarbital | $100.00 | 9/13/2012 5:44:20 PM |
| economy-molecule3 | $500.00 | 9/13/2012 5:45:15 PM |
| matthart | $100.00 | 9/13/2012 5:46:12 PM |
| marketplace-cello5 | $25.00 | 9/13/2012 5:27:51 PM |
| Relevance | $25.00 | 9/13/2012 5:47:33 PM |
| aggresive-commerce8 | $50.00 | 9/13/2012 5:48:07 PM |
| greenbacchus | $25.00 | 9/13/2012 5:32:04 PM |
| afotherg | $25.00 | 9/13/2012 5:33:16 PM |
| figs4u2 | $100.00 | 9/13/2012 5:34:00 PM |
| transparency-baton | $25.00 | 9/13/2012 5:30:55 PM |
| kbodendorf | $25.00 | 9/13/2012 5:52:39 PM |
| moola-liberator1 | $25.00 | 9/13/2012 5:53:08 PM |
| wetlands | $200.00 | 9/13/2012 5:31:12 PM |
| Au-Ag-Pt | $25.00 | 9/13/2012 5:31:22 PM |
| NR | $25.00 | 9/13/2012 5:58:01 PM |
| selfmademan | $25.00 | 9/13/2012 5:31:51 PM |
| wealth-influencer | $25.00 | 9/13/2012 5:58:21 PM |
| indomitable-coin | $25.00 | 9/13/2012 5:58:46 PM |
| exchange-pledge | $50.00 | 9/13/2012 5:33:19 PM |
| hurricaneditka | $100.00 | 9/13/2012 6:00:07 PM |
| helpishere777 | $25.00 | 9/13/2012 5:38:54 PM |
| jstefans | $25.00 | 9/13/2012 6:02:57 PM |
| lender987654321 | $50.00 | 9/13/2012 5:35:01 PM |
| riproaringrapids | $50.00 | 9/13/2012 5:35:31 PM |
| pound-idol543 | $100.00 | 9/13/2012 5:42:45 PM |
| efficient-marketplace | $25.00 | 9/13/2012 6:07:20 PM |
| cingular | $25.00 | 9/13/2012 5:45:04 PM |
| nuclearmoose | $50.00 | 9/13/2012 5:45:34 PM |
| determined-deal7 | $25.00 | 9/13/2012 5:46:32 PM |
| bold-witty-p2ploan | $25.00 | 9/13/2012 5:47:09 PM |
| proper-exchange8 | $50.00 | 9/13/2012 5:37:08 PM |
| Cai8899 | $25.00 | 9/13/2012 5:48:27 PM |
| Tradesmanlender | $25.00 | 9/13/2012 5:53:04 PM |
| RocketSurgeon | $25.00 | 9/13/2012 5:57:33 PM |
| PRGuyinVA | $25.00 | 9/13/2012 5:58:28 PM |
| hard-working-rate3 | $25.00 | 9/13/2012 5:59:17 PM |
| a-unflappable-finance | $100.00 | 9/13/2012 5:59:58 PM |
| Aimvest | $25.00 | 9/13/2012 5:48:52 PM |
| riskadverse44 | $25.00 | 9/13/2012 6:01:31 PM |
| mulberry4 | $50.00 | 9/13/2012 6:01:40 PM |
| hope-kingdom | $125.00 | 9/13/2012 6:02:37 PM |
| skuba | $75.00 | 9/13/2012 6:03:02 PM |
| new-return-faire | $100.00 | 9/13/2012 5:50:03 PM |
| velocity-solo | $25.00 | 9/13/2012 6:05:09 PM |
| fair-rate | $25.00 | 9/13/2012 5:50:25 PM |
| larrybird | $1,000.00 | 9/13/2012 5:51:07 PM |
| adevadeh | $25.00 | 9/13/2012 5:52:12 PM |
| SJM10011a | $25.00 | 9/13/2012 5:52:31 PM |
| bonus-tent | $25.00 | 9/13/2012 6:10:32 PM |
| HavenZone | $25.00 | 9/13/2012 6:13:00 PM |
| Maccs55 | $25.00 | 9/13/2012 6:13:21 PM |
| integrity-saver | $25.00 | 9/13/2012 5:59:06 PM |
| american6 | $50.00 | 9/13/2012 5:59:13 PM |
| helick | $25.00 | 9/13/2012 6:00:45 PM |
| aabadabadoo | $25.00 | 9/13/2012 6:02:08 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:02 PM |
| Castellan | $50.00 | 9/13/2012 6:05:41 PM |
| wtrboy | $25.00 | 9/13/2012 6:07:10 PM |
| BxRealtor | $25.00 | 9/13/2012 6:09:16 PM |
| bvzm | $25.00 | 9/13/2012 6:09:43 PM |
| emprestador | $25.00 | 9/13/2012 6:15:49 PM |
| siege01 | $25.00 | 9/13/2012 6:22:06 PM |
| Pasagam | $50.00 | 9/13/2012 6:27:23 PM |
| profitable-commerce822 | $25.00 | 9/13/2012 11:01:07 PM |
| silver-acrobat5 | $25.00 | 9/13/2012 8:20:21 PM |
| magnetic-integrity7 | $50.00 | 9/13/2012 8:20:43 PM |
| ecstatic-platinum7 | $25.00 | 9/14/2012 3:31:50 AM |
| blue-laudable-dinero | $50.00 | 9/13/2012 7:22:35 PM |
| joplinoz | $54.90 | 9/14/2012 4:23:13 AM |
| MKKBucks | $25.00 | 9/13/2012 9:38:15 PM |
| draggon77 | $50.00 | 9/14/2012 4:26:11 AM |
| blue-historic-loot | $85.00 | 9/14/2012 4:59:14 AM |
| dough-hammock | $25.00 | 9/13/2012 9:36:03 PM |
| discrete-exchange9 | $50.00 | 9/14/2012 6:48:32 AM |
| Great-Mom | $25.00 | 9/14/2012 6:54:26 AM |
| pleasant-dime | $25.00 | 9/14/2012 6:55:45 AM |
| ICHITECH | $25.00 | 9/14/2012 5:11:23 AM |
| CSAworker | $25.00 | 9/14/2012 5:14:50 AM |
| RainyDayCash | $100.00 | 9/13/2012 11:43:36 PM |
| pwkpwk | $25.00 | 9/14/2012 7:21:39 AM |
| Svigel | $35.78 | 9/14/2012 7:23:00 AM |
| payout-thinker7 | $25.00 | 9/14/2012 7:39:52 AM |
| Bodhi_drip | $50.00 | 9/14/2012 5:50:58 AM |
| Myrm | $25.00 | 9/14/2012 4:32:02 AM |
| economy-popcorn | $25.00 | 9/14/2012 4:45:45 AM |
| Leshan | $50.00 | 9/14/2012 7:01:23 AM |
| organic-responsibility60 | $50.00 | 9/14/2012 8:21:29 AM |
| sturzstrom | $25.00 | 9/14/2012 6:53:15 AM |
| masonn | $50.00 | 9/14/2012 9:01:11 AM |
| Tasteslikechicken | $50.00 | 9/14/2012 9:01:55 AM |
| loot-heart | $25.00 | 9/14/2012 9:02:14 AM |
| Keebs | $25.00 | 9/14/2012 9:06:51 AM |
| brightest-fund-base | $25.00 | 9/14/2012 8:10:04 AM |
| sympathetic-asset | $25.00 | 9/14/2012 9:02:52 AM |
| social-zebra | $33.00 | 9/14/2012 8:46:01 AM |
| ready-vigilance3 | $50.00 | 9/14/2012 8:51:39 AM |
| worth-web5 | $50.00 | 9/14/2012 9:13:02 AM |
| rupee-lotus5 | $50.00 | 9/14/2012 9:01:43 AM |
| attentive-kindness641 | $100.00 | 9/14/2012 9:01:47 AM |
| diligent-leverage | $25.00 | 9/14/2012 9:02:30 AM |
| mnbud | $25.00 | 9/14/2012 9:17:33 AM |
| new-nourishing-trade | $25.00 | 9/14/2012 9:08:03 AM |
| stensonb | $25.00 | 9/14/2012 9:09:16 AM |
| CWA_Financial | $50.00 | 9/14/2012 9:19:51 AM |
| lendacity | $25.00 | 9/14/2012 9:26:46 AM |
| rangers94 | $25.00 | 9/14/2012 9:27:59 AM |
| Timchenko_LLC | $25.00 | 9/14/2012 9:28:51 AM |
| eadamson | $25.00 | 9/14/2012 9:15:57 AM |
| peso-oyster1 | $25.00 | 9/14/2012 9:17:16 AM |
| important-penny3 | $25.00 | 9/14/2012 9:19:58 AM |
| funds-captain4 | $50.00 | 9/14/2012 9:10:14 AM |
| tenacious-affluence | $25.00 | 9/14/2012 9:10:27 AM |
| realtormoises | $25.00 | 9/14/2012 9:21:07 AM |
| larslfe | $25.00 | 9/14/2012 9:22:26 AM |
| LiquidLender | $25.00 | 9/14/2012 9:35:43 AM |
| yukongin | $50.00 | 9/14/2012 9:24:59 AM |
| Peer-to-PeerFunding | $25.00 | 9/14/2012 9:29:41 AM |
| webclimber | $95.00 | 9/14/2012 9:18:02 AM |
| Asgardian | $25.00 | 9/14/2012 9:30:28 AM |
| QuincyCapital | $25.00 | 9/14/2012 9:19:41 AM |
| holstj | $25.00 | 9/14/2012 9:21:04 AM |
| riveting-community | $100.00 | 9/14/2012 9:21:55 AM |
| dedicated-diversification5 | $125.00 | 9/14/2012 9:22:48 AM |
| iflyforfun | $25.00 | 9/14/2012 9:24:56 AM |
| the-magnificent-loan | $100.00 | 9/14/2012 9:27:50 AM |
| Zoomie | $25.00 | 9/14/2012 9:35:02 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:31 AM |
| B1-Lancer | $25.75 | 9/14/2012 10:10:30 AM |
| platinum-attraction | $30.00 | 9/14/2012 10:26:51 AM |
| mizon291 | $30.00 | 9/14/2012 10:08:26 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:27 AM |
| nethawk00 | $25.00 | 9/14/2012 10:19:26 AM |
| contract-sunshine5 | $43.00 | 9/14/2012 10:12:16 AM |
| JBBank | $50.00 | 9/14/2012 10:12:41 AM |
| China-man | $191.08 | 9/14/2012 11:57:47 AM |
| jhussey | $100.00 | 9/14/2012 10:43:03 AM |
| pdub | $750.00 | 9/14/2012 10:28:58 AM |
| radforj22 | $100.00 | 9/14/2012 11:12:04 AM |
| Henrylin | $25.00 | 9/14/2012 11:16:42 AM |
| Aberdeen | $100.00 | 9/12/2012 10:32:44 AM |
| kenji4861 | $25.00 | 9/12/2012 9:48:12 AM |
| economy-tuba7 | $50.00 | 9/12/2012 9:56:23 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:13 AM |
| themoneydoctor | $50.00 | 9/12/2012 10:52:33 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:10 PM |
| HikeMoab | $25.00 | 9/12/2012 3:47:19 PM |
| GradEcon | $27.41 | 9/13/2012 8:04:06 AM |
| promise2 | $50.00 | 9/13/2012 3:34:21 PM |
| admirable-return6 | $100.00 | 9/13/2012 3:52:03 PM |
| sacopt | $25.00 | 9/13/2012 3:59:59 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:59 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:33 PM |
| Investoman | $25.00 | 9/13/2012 5:22:04 PM |
| fox798 | $25.00 | 9/13/2012 5:14:13 PM |
| important-ore | $150.00 | 9/13/2012 5:27:01 PM |
| passbook | $25.00 | 9/13/2012 5:17:17 PM |
| dharma1 | $25.00 | 9/13/2012 5:29:47 PM |
| mtquan | $25.00 | 9/13/2012 5:14:42 PM |
| ultimatepaintball | $25.00 | 9/13/2012 5:32:28 PM |
| thedoctor | $100.00 | 9/13/2012 5:16:48 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:03 PM |
| leeball | $50.00 | 9/13/2012 5:23:36 PM |
| blooming-market | $25.00 | 9/13/2012 5:33:37 PM |
| investment-pro4 | $100.00 | 9/13/2012 5:23:51 PM |
| emphatic-responsibility | $50.00 | 9/13/2012 5:34:15 PM |
| BB-ptoploan | $50.00 | 9/13/2012 5:17:37 PM |
| compoundinterest | $25.00 | 9/13/2012 5:18:29 PM |
| MONEYLENDER101 | $50.00 | 9/13/2012 5:18:35 PM |
| theemhdoctor | $25.00 | 9/13/2012 5:25:02 PM |
| alaskanone | $25.00 | 9/13/2012 5:21:00 PM |
| empire051 | $25.00 | 9/13/2012 5:21:13 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:15 PM |
| meux99 | $25.00 | 9/13/2012 5:28:10 PM |
| ore-jalapeno4 | $50.00 | 9/13/2012 5:39:10 PM |
| bombay56 | $50.00 | 9/13/2012 5:40:09 PM |
| ianakacg | $25.00 | 9/13/2012 5:42:15 PM |
| revmax | $25.00 | 9/13/2012 5:43:05 PM |
| kcole10 | $25.00 | 9/13/2012 5:43:40 PM |
| Dave0 | $25.00 | 9/13/2012 5:44:52 PM |
| graduatey2k | $25.00 | 9/13/2012 5:46:58 PM |
| tenacious-liberty1 | $25.00 | 9/13/2012 5:27:48 PM |
| influential-responsibility9 | $25.00 | 9/13/2012 5:47:16 PM |
| fortytwo | $150.00 | 9/13/2012 5:32:14 PM |
| hostbank | $100.00 | 9/13/2012 5:32:35 PM |
| Cheburashka | $30.00 | 9/13/2012 5:49:42 PM |
| UstedEsElHombre | $100.00 | 9/13/2012 5:49:47 PM |
| currency-chihuahua3 | $50.00 | 9/13/2012 5:30:32 PM |
| proud-pound4 | $25.00 | 9/13/2012 5:50:43 PM |
| Woodworker57 | $25.00 | 9/13/2012 5:52:49 PM |
| EvalCrux | $50.00 | 9/13/2012 5:35:11 PM |
| fearless-wampum2 | $25.00 | 9/13/2012 5:57:07 PM |
| nimble-money0 | $25.00 | 9/13/2012 5:58:11 PM |
| worthy-dinero8 | $25.00 | 9/13/2012 5:32:11 PM |
| kind-genuine-dough | $25.00 | 9/13/2012 5:59:29 PM |
| power-trophy7 | $25.00 | 9/13/2012 6:00:13 PM |
| happy-yield | $25.00 | 9/13/2012 5:41:12 PM |
| priceless-currency090 | $25.00 | 9/13/2012 5:34:55 PM |
| csakhil | $50.00 | 9/13/2012 6:07:17 PM |
| CPAMAN | $25.00 | 9/13/2012 6:09:20 PM |
| diversification-surge | $25.00 | 9/13/2012 6:09:41 PM |
| BuffetRocks | $50.00 | 9/13/2012 6:10:59 PM |
| AmericanCredit | $100.00 | 9/13/2012 5:37:30 PM |
| adaboy65 | $100.00 | 9/13/2012 5:37:52 PM |
| kriegs | $75.00 | 9/13/2012 6:13:13 PM |
| wigglesworth4 | $100.00 | 9/13/2012 6:14:00 PM |
| ingenious-deal6 | $25.00 | 9/13/2012 5:38:17 PM |
| bss97603 | $25.00 | 9/13/2012 6:14:57 PM |
| don8ter | $50.00 | 9/13/2012 5:38:49 PM |
| newest-bid-britches | $100.00 | 9/13/2012 5:49:31 PM |
| atlacatl | $25.00 | 9/13/2012 5:49:55 PM |
| peace-flower9 | $50.00 | 9/13/2012 5:53:06 PM |
| neighborly-hope6 | $100.00 | 9/13/2012 5:53:40 PM |
| selvamfinance | $25.00 | 9/13/2012 5:41:13 PM |
| cebgop | $25.00 | 9/13/2012 5:41:31 PM |
| abundant-velocity5 | $100.00 | 9/13/2012 5:42:04 PM |
| nav1elt | $25.00 | 9/13/2012 5:56:35 PM |
| mommyhelper | $25.00 | 9/13/2012 6:23:49 PM |
| building-america | $25.00 | 9/13/2012 5:43:07 PM |
| educationfirst | $50.00 | 9/13/2012 5:43:21 PM |
| bowdish1 | $100.00 | 9/13/2012 5:45:36 PM |
| meenan | $25.00 | 9/13/2012 6:31:23 PM |
| AgentCash | $25.00 | 9/13/2012 5:47:06 PM |
| downtownfarm | $25.00 | 9/13/2012 5:59:56 PM |
| top-community-voyage | $50.00 | 9/13/2012 5:48:10 PM |
| wise-alluring-penny | $50.00 | 9/13/2012 6:00:49 PM |
| velocity-javelin8 | $25.00 | 9/13/2012 6:02:30 PM |
| wonderful-rupee | $25.00 | 9/13/2012 6:03:32 PM |
| cunning-worth5 | $25.00 | 9/13/2012 6:12:37 PM |
| gemoscar | $25.00 | 9/13/2012 6:12:43 PM |
| bb575 | $50.00 | 9/13/2012 5:58:55 PM |
| tlp43 | $25.00 | 9/13/2012 6:16:04 PM |
| be_wise | $25.00 | 9/13/2012 7:07:46 PM |
| investment-kingdom | $25.00 | 9/13/2012 6:02:34 PM |
| availableloan | $25.00 | 9/13/2012 6:03:30 PM |
| ujiba | $50.00 | 9/13/2012 6:04:41 PM |
| Mad_Scientist | $30.00 | 9/13/2012 7:36:59 PM |
| dollar-chestnut8 | $25.00 | 9/13/2012 7:42:55 PM |
| topher515 | $25.00 | 9/13/2012 6:14:14 PM |
| vibrant-trade8 | $35.00 | 9/13/2012 6:21:29 PM |
| antlr | $25.00 | 9/13/2012 7:14:15 PM |
| sushi537 | $25.00 | 9/14/2012 1:18:16 AM |
| 1SteelerFan | $25.00 | 9/13/2012 7:13:12 PM |
| scrappy-fairness639 | $25.00 | 9/13/2012 9:42:30 PM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:37 AM |
| enriching-capital | $25.85 | 9/13/2012 10:53:08 PM |
| MilitaryMTP | $100.00 | 9/14/2012 3:06:32 AM |
| rutzebach1 | $72.58 | 9/14/2012 7:57:55 AM |
| cerebral-dollar773 | $35.00 | 9/14/2012 5:19:21 AM |
| rchapee | $25.00 | 9/14/2012 7:51:59 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:19 AM |
| x27 | $25.00 | 9/14/2012 9:01:13 AM |
| MoneyBadger | $25.00 | 9/14/2012 7:14:21 AM |
| superb-transparency799 | $50.00 | 9/14/2012 8:29:46 AM |
| Plow_n_Sow | $25.00 | 9/14/2012 9:04:15 AM |
| geekguy | $25.00 | 9/14/2012 9:04:18 AM |
| accord131 | $25.00 | 9/14/2012 9:06:20 AM |
| anyoi | $25.00 | 9/14/2012 9:06:22 AM |
| Quaven | $25.00 | 9/14/2012 9:01:22 AM |
| mdreiss | $50.00 | 9/14/2012 9:07:00 AM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:57 AM |
| asset-guitar5 | $25.92 | 9/14/2012 8:06:10 AM |
| responsive-worth5 | $25.00 | 9/14/2012 8:21:47 AM |
| Kame | $25.00 | 9/14/2012 9:04:48 AM |
| awe-inspiring-nickel2 | $25.00 | 9/14/2012 9:05:57 AM |
| Veridic | $25.00 | 9/14/2012 9:16:25 AM |
| thevogelfamily | $30.00 | 9/14/2012 9:02:33 AM |
| mar97 | $25.00 | 9/14/2012 9:16:55 AM |
| natural-affluence4 | $25.00 | 9/14/2012 9:07:47 AM |
| larry2003 | $25.00 | 9/14/2012 9:18:34 AM |
| truth-futurist | $50.00 | 9/14/2012 9:03:36 AM |
| Tylerh | $250.00 | 9/14/2012 9:24:49 AM |
| slartibardfast | $25.00 | 9/14/2012 9:25:50 AM |
| TSC | $50.00 | 9/14/2012 9:27:12 AM |
| purvike | $25.00 | 9/14/2012 9:15:08 AM |
| cticemomof3 | $25.00 | 9/14/2012 9:29:50 AM |
| value-pole | $25.00 | 9/14/2012 9:16:15 AM |
| primetime | $28.31 | 9/14/2012 9:17:16 AM |
| dtrain5 | $50.00 | 9/14/2012 9:20:52 AM |
| benjamins-utopia | $100.00 | 9/14/2012 9:22:16 AM |
| jn_tiger | $34.51 | 9/14/2012 9:22:32 AM |
| macotra4 | $36.00 | 9/14/2012 9:11:44 AM |
| green-agreement-animal | $25.00 | 9/14/2012 9:11:57 AM |
| venture30 | $25.00 | 9/14/2012 9:23:30 AM |
| transparency-halo | $25.00 | 9/14/2012 9:13:24 AM |
| Panna | $25.00 | 9/14/2012 9:25:30 AM |
| fxtrader | $25.00 | 9/14/2012 9:13:35 AM |
| haven001 | $25.00 | 9/14/2012 9:14:45 AM |
| peso-voyage2 | $100.00 | 9/14/2012 9:15:54 AM |
| loantigger | $25.00 | 9/14/2012 9:28:44 AM |
| flexible1 | $25.00 | 9/14/2012 9:19:45 AM |
| JazzFranchise | $25.00 | 9/14/2012 9:42:58 AM |
| lounges | $25.00 | 9/14/2012 9:19:56 AM |
| spenrod | $25.00 | 9/14/2012 9:21:02 AM |
| income-fortress | $25.00 | 9/14/2012 9:24:10 AM |
| red-unequivocal-finance | $25.00 | 9/14/2012 9:24:25 AM |
| gracej | $25.00 | 9/14/2012 9:24:36 AM |
| currency-scientist7 | $25.00 | 9/14/2012 9:29:37 AM |
| WellMaker | $500.00 | 9/14/2012 9:48:41 AM |
| blue-entertaining-dinero | $50.00 | 9/14/2012 10:11:42 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:07 AM |
| wwwUniversal | $25.00 | 9/14/2012 10:06:45 AM |
| income-galaxy1 | $393.62 | 9/14/2012 10:55:42 AM |
| Leopoldine | $33.35 | 9/14/2012 11:40:34 AM |
| GoldenKoi | $100.00 | 9/14/2012 11:45:13 AM |
| orange-liberty-oyster | $100.00 | 9/14/2012 10:22:12 AM |
| dime-advantage4 | $25.00 | 9/14/2012 11:11:21 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:15 AM |
| platinum-waterfall | $48.94 | 9/14/2012 11:19:20 AM |
| ddog0224 | $150.00 | 9/14/2012 11:30:10 AM |
| 362 Investments
|
Borrower Payment Dependent Notes Series
637924
This series of Notes was issued and sold upon the funding of the borrower loan #74493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,332 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enterprising-dime6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cash-mad-scientist3 | $25.00 | 9/11/2012 5:16:47 PM |
| income-triangulation1 | $25.00 | 9/11/2012 5:06:22 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:42 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:49 PM |
| wise-direct-community | $25.00 | 9/11/2012 5:15:23 PM |
| UstedEsElHombre | $65.00 | 9/11/2012 5:47:48 PM |
| red-rate-whistle | $35.00 | 9/11/2012 6:01:13 PM |
| peso-raccoon6 | $25.00 | 9/11/2012 6:27:42 PM |
| kfrench | $75.00 | 9/11/2012 6:16:31 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:53 PM |
| martinatime | $25.00 | 9/11/2012 6:07:14 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:03 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:01 AM |
| langdonx | $50.00 | 9/11/2012 9:41:30 PM |
| stocker | $26.00 | 9/12/2012 1:17:32 AM |
| chief_wo | $50.00 | 9/12/2012 7:57:21 AM |
| kendigme | $27.84 | 9/12/2012 3:15:20 AM |
| Gladglide | $25.00 | 9/12/2012 9:00:50 AM |
| payout-paradise5 | $25.00 | 9/12/2012 9:04:09 AM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:39 AM |
| commerce-web5 | $25.00 | 9/12/2012 9:12:20 AM |
| transparency-trust | $35.00 | 9/12/2012 9:13:35 AM |
| red-power-pecan | $50.00 | 9/12/2012 9:13:53 AM |
| shrewd-truth1 | $25.00 | 9/12/2012 9:15:13 AM |
| VictoryPM | $25.00 | 9/12/2012 9:19:05 AM |
| tkr2 | $25.00 | 9/12/2012 9:19:20 AM |
| silver-enlightenment0 | $25.00 | 9/12/2012 9:24:19 AM |
| JLChamberlain | $25.00 | 9/12/2012 9:25:15 AM |
| successful-agreement7 | $100.00 | 9/12/2012 9:12:57 AM |
| gristle | $29.00 | 9/12/2012 9:15:10 AM |
| best-charming-leverage | $50.00 | 9/12/2012 9:09:53 AM |
| CAGE-Investments | $25.00 | 9/12/2012 9:15:35 AM |
| 6moonbeams | $50.00 | 9/12/2012 9:17:55 AM |
| Track-Layer | $100.00 | 9/12/2012 9:12:37 AM |
| sensible-trade | $100.00 | 9/12/2012 9:32:38 AM |
| Vreet | $25.00 | 9/12/2012 9:15:34 AM |
| shmb6508 | $50.00 | 9/12/2012 9:33:56 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:25 AM |
| sjc224 | $25.00 | 9/12/2012 9:18:13 AM |
| trade-beeper4 | $25.00 | 9/12/2012 9:21:33 AM |
| kind-p2p-legend | $25.00 | 9/12/2012 9:23:44 AM |
| Kaj | $25.00 | 9/12/2012 9:41:35 AM |
| persevering | $25.00 | 9/12/2012 9:41:49 AM |
| iLend-weGrow | $50.00 | 9/12/2012 9:21:54 AM |
| trade-birch9 | $25.00 | 9/12/2012 9:28:49 AM |
| adventurer447 | $244.00 | 9/12/2012 9:30:02 AM |
| income-rocker2 | $50.00 | 9/12/2012 9:25:05 AM |
| hard-working-loot | $50.00 | 9/12/2012 9:26:39 AM |
| elegant-hope578 | $50.00 | 9/12/2012 9:46:38 AM |
| HamachiMan | $50.00 | 9/12/2012 9:29:34 AM |
| return-pioneer221 | $200.00 | 9/12/2012 9:36:09 AM |
| money-vista | $25.00 | 9/12/2012 9:38:41 AM |
| bnlforever | $25.00 | 9/12/2012 9:33:00 AM |
| cnovak | $25.00 | 9/12/2012 9:51:10 AM |
| cognizant-truth0 | $25.00 | 9/12/2012 9:51:22 AM |
| traice | $25.00 | 9/12/2012 9:37:14 AM |
| Kjw19044 | $32.00 | 9/12/2012 9:38:05 AM |
| proper-exchange8 | $50.00 | 9/12/2012 9:38:15 AM |
| Hambone1111 | $25.00 | 9/12/2012 9:44:56 AM |
| fund-jedi3 | $25.00 | 9/12/2012 9:55:56 AM |
| jades2000 | $25.00 | 9/12/2012 9:38:53 AM |
| impressive-return173 | $50.00 | 9/12/2012 9:47:16 AM |
| andrewrobison | $30.00 | 9/12/2012 10:00:51 AM |
| lakehavasu88 | $25.00 | 9/12/2012 10:01:43 AM |
| magnitude787 | $30.00 | 9/12/2012 9:44:45 AM |
| hope-equation | $25.00 | 9/12/2012 9:45:34 AM |
| justice-economist | $25.00 | 9/12/2012 9:46:18 AM |
| nri22 | $25.00 | 9/12/2012 9:47:48 AM |
| riproaringrapids | $50.00 | 9/12/2012 10:10:59 AM |
| awe-inspiring-commitment972 | $39.00 | 9/12/2012 9:48:16 AM |
| life-is-great | $25.00 | 9/12/2012 9:52:59 AM |
| cash-reaction2 | $25.00 | 9/12/2012 9:56:43 AM |
| the-profit-oracle | $25.00 | 9/12/2012 9:52:55 AM |
| tech310 | $50.00 | 9/12/2012 10:26:45 AM |
| yield-victor837 | $50.00 | 9/12/2012 9:59:22 AM |
| wealth-pal3 | $28.00 | 9/12/2012 10:01:02 AM |
| octoberfresh | $25.00 | 9/12/2012 10:00:01 AM |
| social-cocktail1 | $200.00 | 9/12/2012 10:10:47 AM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:56:03 AM |
| nickel-ferret | $25.00 | 9/12/2012 10:57:30 AM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:59:23 AM |
| selector568 | $300.00 | 9/12/2012 10:36:17 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:38:00 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:47 AM |
| social-aspen097 | $157.00 | 9/12/2012 10:47:55 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:01 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:59 PM |
| versatile-dime442 | $250.00 | 9/12/2012 10:59:50 AM |
| LeReve | $500.00 | 9/12/2012 11:02:10 AM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:17 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:32 AM |
| lunareclipse | $50.00 | 9/12/2012 3:44:15 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:07 PM |
| engrossing-community0 | $25.00 | 9/12/2012 2:01:10 PM |
| receptive-affluence035 | $25.00 | 9/12/2012 2:19:14 PM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:19 PM |
| MI2 | $2,490.08 | 9/12/2012 5:02:21 PM |
| order-tamale | $400.00 | 9/12/2012 10:47:14 AM |
| compassion-expert | $25.00 | 9/11/2012 5:08:00 PM |
| houli123 | $25.00 | 9/11/2012 5:11:42 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:01 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:34 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:08 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:07 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:25 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:58 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:21 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:06 PM |
| missing-link | $25.00 | 9/11/2012 5:49:23 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:05:51 PM |
| help4u | $25.00 | 9/11/2012 6:36:27 PM |
| dynamic-money271 | $100.00 | 9/11/2012 6:12:37 PM |
| scarlet-velvet | $50.08 | 9/11/2012 7:34:05 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:13 PM |
| bellaquito | $500.00 | 9/11/2012 6:27:05 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:32 PM |
| Mailmon | $25.00 | 9/12/2012 2:16:11 AM |
| orange-preeminant-bill | $50.00 | 9/12/2012 6:32:27 AM |
| tender-contract8 | $25.00 | 9/12/2012 6:50:20 AM |
| brilliant-market680 | $25.00 | 9/12/2012 9:13:59 AM |
| bid-czar8 | $100.00 | 9/12/2012 9:16:35 AM |
| profitable-fairness1 | $50.00 | 9/12/2012 9:16:42 AM |
| new-gold-wrangler | $1,000.00 | 9/12/2012 9:04:11 AM |
| top-payout-fixer | $25.00 | 9/12/2012 9:00:43 AM |
| principal-cooker2 | $50.00 | 9/12/2012 9:01:15 AM |
| rolltide09 | $50.00 | 9/12/2012 9:01:33 AM |
| rescue | $100.00 | 9/12/2012 9:20:38 AM |
| cash-hyperdrive0 | $62.00 | 9/12/2012 9:06:34 AM |
| worth-web5 | $35.00 | 9/12/2012 9:23:29 AM |
| pound-mushroom3 | $25.00 | 9/12/2012 9:06:18 AM |
| loan-fate | $50.00 | 9/12/2012 9:07:54 AM |
| commitment-tom-tom | $25.00 | 9/12/2012 9:13:10 AM |
| TrekTune | $25.00 | 9/12/2012 9:14:02 AM |
| FirstBank | $50.00 | 9/12/2012 9:16:10 AM |
| tender-commerce8 | $50.00 | 9/12/2012 9:29:10 AM |
| enthralling-deal53 | $100.00 | 9/12/2012 9:17:21 AM |
| BostonCapital | $32.00 | 9/12/2012 9:18:31 AM |
| Maetryx | $25.00 | 9/12/2012 9:30:49 AM |
| deal-contributor8 | $25.00 | 9/12/2012 9:34:06 AM |
| treasure-widget | $25.00 | 9/12/2012 9:35:18 AM |
| the-dollar-topper | $107.00 | 9/12/2012 9:19:35 AM |
| musegaze | $50.00 | 9/12/2012 9:24:24 AM |
| NR | $25.00 | 9/12/2012 9:38:17 AM |
| foxtrot12 | $75.00 | 9/12/2012 9:25:01 AM |
| enthusiastic-point | $25.00 | 9/12/2012 9:39:42 AM |
| green-fund-sitar | $50.00 | 9/12/2012 9:41:32 AM |
| yield-lion | $25.00 | 9/12/2012 9:27:27 AM |
| commerce-viking1 | $50.00 | 9/12/2012 9:27:29 AM |
| moviedaze | $25.00 | 9/12/2012 9:21:39 AM |
| riskadverse44 | $25.00 | 9/12/2012 9:42:57 AM |
| MadHun | $200.00 | 9/12/2012 9:29:29 AM |
| impressive-dough4 | $25.00 | 9/12/2012 9:44:21 AM |
| treasure-pipeline | $25.00 | 9/12/2012 9:45:13 AM |
| Reinadog9 | $25.00 | 9/12/2012 9:25:19 AM |
| finance-prescription | $100.00 | 9/12/2012 9:48:44 AM |
| madpaddy | $25.00 | 9/12/2012 9:30:43 AM |
| bonFire8 | $28.00 | 9/12/2012 9:40:52 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:17 AM |
| money-surge1 | $25.00 | 9/12/2012 9:51:29 AM |
| nanda | $25.00 | 9/12/2012 9:42:21 AM |
| imoutdoorsy | $25.00 | 9/12/2012 9:43:19 AM |
| washboard1 | $25.00 | 9/12/2012 9:38:13 AM |
| economy-producer | $25.00 | 9/12/2012 9:45:16 AM |
| fair-pound5 | $50.00 | 9/12/2012 9:58:16 AM |
| rupee-master6 | $25.00 | 9/12/2012 9:58:55 AM |
| Beld | $50.00 | 9/12/2012 9:44:01 AM |
| haplender | $50.00 | 9/12/2012 9:49:22 AM |
| bazaar-festivity | $25.00 | 9/12/2012 10:04:43 AM |
| wayman | $25.00 | 9/12/2012 9:45:21 AM |
| simplyonce | $25.00 | 9/12/2012 9:46:15 AM |
| Greenbak | $50.00 | 9/12/2012 9:52:38 AM |
| kind-bill-supporter | $25.00 | 9/12/2012 9:48:52 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:57 AM |
| cognizant-bazaar5 | $25.00 | 9/12/2012 9:56:00 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:47 AM |
| fortytwo | $150.00 | 9/12/2012 9:51:13 AM |
| SkepticalBen | $25.00 | 9/12/2012 9:58:20 AM |
| valiant-liberty4 | $25.00 | 9/12/2012 9:58:43 AM |
| EBITDA | $25.00 | 9/12/2012 9:57:41 AM |
| integrity-scout | $25.00 | 9/12/2012 9:57:59 AM |
| ferocious-camaraderi1 | $29.00 | 9/12/2012 10:03:00 AM |
| webappersn | $25.00 | 9/12/2012 9:58:36 AM |
| point653 | $25.00 | 9/12/2012 9:59:10 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:24 AM |
| Tradesmanlender | $25.00 | 9/12/2012 10:08:42 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:14 AM |
| wise-deal-panda | $100.00 | 9/12/2012 10:21:10 AM |
| bid-banjo3 | $35.00 | 9/12/2012 10:54:29 AM |
| orange-spiritual-contract | $49.00 | 9/12/2012 10:56:43 AM |
| wise-virtuous-vigilance | $100.00 | 9/12/2012 10:58:08 AM |
| tolerant-truth2 | $25.00 | 9/12/2012 10:45:00 AM |
| compatible-deal9 | $25.00 | 9/12/2012 1:12:48 PM |
| j2ee | $50.00 | 9/12/2012 10:49:14 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:38 PM |
| Money_Working | $25.00 | 9/12/2012 4:52:02 PM |
| top-investment-american | $25.00 | 9/12/2012 3:35:19 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:53 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:24 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:10 PM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
637974
This series of Notes was issued and sold upon the funding of the borrower loan #74780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $114.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $212 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thankful-duty2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I just went thorough a slow perisod at work, my work picks up in the Fall/Winter months, I am trying to not fall behind on my bills.
Monthly net income: $3,500
Monthly expenses: $2,500
Housing: $500
Insurance: $200
Car expenses: $400
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $500.00 | 9/12/2012 9:01:43 AM |
| worth-blanket2 | $2,700.00 | 9/12/2012 9:02:45 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
637992
This series of Notes was issued and sold upon the funding of the borrower loan #74544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,312 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nourishing-note2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $75.00 | 9/12/2012 9:02:20 AM |
| 52digital | $75.00 | 9/12/2012 9:06:49 AM |
| lowrater | $50.30 | 9/12/2012 9:02:56 AM |
| EarlyRiser | $250.00 | 9/12/2012 9:06:39 AM |
| worth-blanket2 | $3,600.00 | 9/12/2012 9:12:23 AM |
| handy-justice | $50.00 | 9/12/2012 9:09:59 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
638078
This series of Notes was issued and sold upon the funding of the borrower loan #74448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $378.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 15y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,282 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| understanding-dime88 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate/Home Improvement
This loan will be used to... Pay off credit card balance/Home improvement
My financial situation: looking to consolidate to save money.
I am a good candidate for this loan because...I have stable employment and get paid weekly.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $1,250.00 | 9/12/2012 5:00:23 PM |
| Wangchuk | $25.12 | 9/12/2012 5:01:07 PM |
| worth-blanket2 | $8,250.00 | 9/12/2012 5:01:31 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
638094
This series of Notes was issued and sold upon the funding of the borrower loan #74639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,783 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| urbane-income |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
640-659
(Nov-2010)
|
|
Principal balance:
| $5,101.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
MAKING IT RIGHT
Purpose of loan:
This loan will be used to...pay off a few small credit cards and a very high interest personel loan
My financial situation:
I am a good candidate for this loan because...
payments are made on time and have worked hard to keep up my credit
Monthly net income: $48000
Monthly expenses: $
Housing: $00 own my home
Insurance:
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/13/2012 5:01:03 PM |
| exchange-squirrel | $100.00 | 9/13/2012 5:03:50 PM |
| felicity-contributor3 | $35.00 | 9/13/2012 5:07:06 PM |
| Dusigrosz | $500.00 | 9/13/2012 5:01:32 PM |
| Dusigrosz | $500.00 | 9/13/2012 5:02:54 PM |
| exchange-squirrel | $100.00 | 9/13/2012 5:03:38 PM |
| worth-blanket2 | $3,450.00 | 9/13/2012 5:07:20 PM |
| deal-enthusiast | $50.00 | 9/13/2012 5:03:15 PM |
| 52digital | $75.00 | 9/13/2012 5:03:55 PM |
| school-loan-gambler | $500.00 | 9/13/2012 5:00:22 PM |
| handy-justice | $100.00 | 9/13/2012 5:01:48 PM |
| worldly-gold | $37.00 | 9/13/2012 5:05:02 PM |
| SweetSerenityInvest | $25.34 | 9/13/2012 5:03:45 PM |
| MoneyForNothing | $25.18 | 9/13/2012 5:04:22 PM |
| adaptable-return21 | $50.00 | 9/13/2012 5:00:40 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
638130
This series of Notes was issued and sold upon the funding of the borrower loan #74878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $213.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,897 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-goat7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...Have some dental work done that is much needed, and for new brakes and tires on my truck. Also a chance to see my children who live in NC.
My financial situation: Is a little tight
I am a good candidate for this loan because...I have not faulted on a loan that someone has co-signed for me before. I want to ensure that my credit rating gets better, so I would ensure that all payments are made on time. Also I will be getting a settlement from Workmens Comp in a few months. I just can't wait for that to happen at this point in time.
Monthly net income: $2200
Monthly expenses: $1640
Housing: $0 - live with GF
Insurance: $106
Car expenses: $740
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/12/2012 5:19:35 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:35 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:27 PM |
| 52digital | $75.00 | 9/12/2012 5:05:00 PM |
| dariop | $25.00 | 9/12/2012 5:28:41 PM |
| selector568 | $300.00 | 9/12/2012 5:20:29 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
638144
This series of Notes was issued and sold upon the funding of the borrower loan #74882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,220 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| virtuous-hope0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan:
This bridge loan will stabilize my income until my Social Security Retirement Benefit income starts in December while I rebuild my practice as I transition back to full-time sales after being a part-time care-giver and part-time insurance agent.
My financial situation:
I am a good candidate for this loan because I have been a commissioned salesman for over 30 years and for most of that time I earned an income that ranged from $50,000 to $132,000 per year.
Over the last eight years, I have been a part-time care-giver for my mom and then my dad. My mom passed in 2005. For the last year, I lived with dad until he had to go to a nursing home and we sold the house in February, 2012. He passed away on July 30th, 2012 and I am back to work full-time but it will take a few months to get my income back up to where I have a cushion. This money will help me pay expenses for the next three months.
In December, my income situation will stabilize dramatically, regardless of my earnings, as my first Social Security Retirement Check is scheduled for December 19th, 2012. My plan is to continue working full-time and use the overage to reduce debt first. Once my debts are paid, I will switch from a borrower to a lender.
In the meantime, between my pension and Social Security, I will have a guaranteed monthly income of $2,850 before my first commission dollar is earned. Commissions above $1,217 each month will reduce the Social Security Retirement Benefit by $1 of SSRB for every $2 of commission I earn over $1,217 that month. However, the amount not paid now will further increase my benefits at my full retirement age 66.
In summary, though my budget currently uses all of my current income, my income will jump in three months by about 50%. Though I did have a bankruptcy from a failed business in 2005, you will note that my credit is back up to 747, which shows that I have managed my budget very well since then.
Monthly net income: $2392
Monthly expenses: $2392
Housing: $725
Insurance: $497
Car expenses: $285
Utilities: $155
Phone, cable, internet: $184
Food, entertainment: $220
Clothing, household expenses: $40
Credit cards and other loans: $185
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-enthusiast | $75.00 | 9/12/2012 5:04:10 PM |
| economy-coup | $200.00 | 9/12/2012 5:05:30 PM |
| felicity-contributor3 | $25.00 | 9/12/2012 5:10:57 PM |
| MI2 | $2,500.00 | 9/12/2012 5:03:53 PM |
| BankofRon_IRA | $100.00 | 9/12/2012 5:07:05 PM |
| Bad_Debt | $25.54 | 9/12/2012 5:07:44 PM |
| Bob450 | $25.00 | 9/12/2012 5:15:36 PM |
| houli123 | $25.00 | 9/12/2012 5:41:02 PM |
| networks4ever | $25.00 | 9/12/2012 6:03:55 PM |
| power-chihuahua | $25.00 | 9/12/2012 6:19:10 PM |
| money-baron | $50.00 | 9/12/2012 6:20:08 PM |
| 108-IRA | $50.00 | 9/12/2012 6:21:40 PM |
| 52digital | $75.00 | 9/12/2012 5:05:01 PM |
| brainy-return234 | $25.00 | 9/12/2012 5:27:01 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:57 PM |
| greenback-buckeye | $25.00 | 9/12/2012 5:11:20 PM |
| scholarly-order6 | $25.00 | 9/12/2012 5:15:16 PM |
| joyous-peace443 | $25.00 | 9/12/2012 5:18:44 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:49 PM |
| the-credit-maker | $100.00 | 9/12/2012 5:44:33 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:53 PM |
| loan-keeper9 | $494.46 | 9/12/2012 6:48:05 PM |
| BankofRon | $25.00 | 9/12/2012 6:13:47 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
638182
This series of Notes was issued and sold upon the funding of the borrower loan #74705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $378.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 16y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,550 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ferocious-payment3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Lower monthly payment and to pay off existing credit loans with American Express, Brandsmart, and GE Credit
My financial situation:
I am a good candidate for this loan because...
I have excellent monthly income and have been employed 16 years by the same employer, with excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/11/2012 5:02:06 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:42 PM |
| jcornehlsen | $25.00 | 9/11/2012 6:19:41 PM |
| ready-interest9 | $25.00 | 9/11/2012 6:11:51 PM |
| icydog | $25.00 | 9/11/2012 11:12:45 PM |
| blot44 | $25.00 | 9/11/2012 9:01:22 PM |
| marketplace-singularity3 | $75.00 | 9/12/2012 6:49:23 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:11 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:00 PM |
| market-maximizer472 | $100.00 | 9/12/2012 3:21:46 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:11:09 PM |
| friendinmoney | $30.84 | 9/13/2012 6:14:06 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:35:03 AM |
| OregonDane | $25.00 | 9/13/2012 10:11:59 AM |
| best-bonafide-p2p | $50.00 | 9/13/2012 10:42:32 AM |
| KCEnterprises | $25.00 | 9/13/2012 1:15:13 PM |
| value-finder1 | $100.00 | 9/13/2012 1:51:33 PM |
| payment-halo | $25.00 | 9/13/2012 7:15:31 PM |
| Occhy | $25.00 | 9/13/2012 9:12:14 PM |
| rudy510s | $100.00 | 9/13/2012 10:11:03 PM |
| angrenost | $25.00 | 9/14/2012 2:02:53 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:07 PM |
| britgsb | $25.00 | 9/15/2012 8:03:40 AM |
| Cai8899 | $25.00 | 9/15/2012 12:18:11 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:00 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:53 PM |
| JeffGeorge | $200.00 | 9/15/2012 6:54:16 PM |
| nevee | $30.00 | 9/15/2012 8:20:53 PM |
| smart-note9 | $25.00 | 9/15/2012 9:37:18 PM |
| Machiavelli1 | $35.04 | 9/16/2012 9:28:30 PM |
| liberty-magnate | $25.00 | 9/17/2012 10:24:59 AM |
| new-return-faire | $100.00 | 9/17/2012 5:01:11 PM |
| jcn12321 | $25.00 | 9/17/2012 5:02:29 PM |
| Dave0 | $25.00 | 9/17/2012 5:02:40 PM |
| trump9 | $25.00 | 9/17/2012 5:02:45 PM |
| caring-truth9 | $50.00 | 9/17/2012 5:05:23 PM |
| cash-cymbal3 | $100.00 | 9/17/2012 2:08:12 PM |
| responsive-worth5 | $25.00 | 9/17/2012 2:54:07 PM |
| vennp | $50.00 | 9/17/2012 3:34:00 PM |
| helping-out | $25.00 | 9/17/2012 3:52:52 PM |
| Marssoft | $28.73 | 9/17/2012 3:59:22 PM |
| awwaww | $25.00 | 9/17/2012 5:11:00 PM |
| keen-credit6 | $27.00 | 9/17/2012 4:30:52 PM |
| larslfe | $25.00 | 9/17/2012 5:12:00 PM |
| leeball | $50.00 | 9/17/2012 5:03:08 PM |
| Efinvestors | $50.00 | 9/17/2012 10:35:18 AM |
| unforgettable-pound574 | $50.00 | 9/17/2012 5:14:21 PM |
| Relevance | $25.00 | 9/17/2012 5:14:34 PM |
| hard-working-rate3 | $25.00 | 9/17/2012 5:14:45 PM |
| sanjubab | $100.00 | 9/17/2012 5:04:53 PM |
| moola-berserker | $50.00 | 9/17/2012 5:09:45 PM |
| dlenz | $25.00 | 9/17/2012 12:37:01 PM |
| liberty-thinker | $25.00 | 9/17/2012 5:12:24 PM |
| malicea | $50.00 | 9/17/2012 5:23:04 PM |
| logical-reward8 | $25.00 | 9/17/2012 5:23:42 PM |
| bmbanzai | $25.00 | 9/17/2012 5:24:12 PM |
| kevin314 | $25.00 | 9/17/2012 5:14:04 PM |
| income-excellence1 | $25.00 | 9/17/2012 5:14:52 PM |
| deal-mover | $25.00 | 9/17/2012 3:28:35 PM |
| graceful-durability246 | $50.00 | 9/17/2012 5:26:46 PM |
| lifegrowth | $25.00 | 9/17/2012 5:15:45 PM |
| compoundinterest | $25.00 | 9/17/2012 5:16:14 PM |
| Aimvest | $25.00 | 9/17/2012 5:16:27 PM |
| influential-responsibility9 | $25.00 | 9/17/2012 5:16:49 PM |
| order-viking8 | $100.00 | 9/17/2012 5:01:40 PM |
| KindCharmingReflective-affluence | $25.00 | 9/17/2012 5:29:24 PM |
| benevolent-loot5 | $200.00 | 9/17/2012 5:19:48 PM |
| investment-network | $50.00 | 9/17/2012 5:31:58 PM |
| unforgettable-order9 | $100.00 | 9/17/2012 5:32:10 PM |
| JBBank | $50.00 | 9/17/2012 5:04:40 PM |
| liberty-viola | $30.00 | 9/17/2012 5:34:22 PM |
| wetlands | $200.00 | 9/17/2012 5:24:35 PM |
| wonderful-rupee | $25.00 | 9/17/2012 5:24:47 PM |
| bds9646 | $26.00 | 9/17/2012 5:36:49 PM |
| slimof37 | $25.00 | 9/17/2012 5:26:21 PM |
| girlwithglasses | $50.00 | 9/17/2012 5:27:05 PM |
| enriching-trade2 | $50.00 | 9/17/2012 5:41:52 PM |
| Arg3998 | $50.00 | 9/17/2012 5:42:09 PM |
| marketplace-cello5 | $25.00 | 9/17/2012 5:14:29 PM |
| nuclearmoose | $50.00 | 9/17/2012 5:45:45 PM |
| silver-acrobat5 | $25.00 | 9/17/2012 5:30:26 PM |
| methodical-basis822 | $25.00 | 9/17/2012 5:15:06 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:43 PM |
| alaskanone | $25.00 | 9/17/2012 5:31:34 PM |
| investment-genetics90 | $25.00 | 9/17/2012 5:31:56 PM |
| lendacity | $25.00 | 9/17/2012 5:15:22 PM |
| sunny-listing5 | $25.00 | 9/17/2012 5:15:48 PM |
| income-fortress | $25.00 | 9/17/2012 5:47:48 PM |
| jstefans | $25.00 | 9/17/2012 5:34:13 PM |
| geekguy | $25.00 | 9/17/2012 5:49:48 PM |
| bonus-tent | $25.00 | 9/17/2012 5:17:40 PM |
| matthart | $100.00 | 9/17/2012 5:50:44 PM |
| unforgettable-wealth4 | $50.00 | 9/17/2012 5:51:33 PM |
| tharmon | $25.00 | 9/17/2012 5:19:32 PM |
| BB-ptoploan | $50.00 | 9/17/2012 5:20:56 PM |
| minista | $25.00 | 9/17/2012 5:39:38 PM |
| Prairie-MN | $30.00 | 9/17/2012 5:40:54 PM |
| JLMGroupFunds | $25.00 | 9/17/2012 5:54:25 PM |
| 9boag | $25.00 | 9/17/2012 5:55:05 PM |
| puifais | $50.00 | 9/17/2012 5:43:22 PM |
| auction-iris9 | $120.00 | 9/17/2012 5:43:52 PM |
| Kunakiku | $25.00 | 9/17/2012 5:45:16 PM |
| nickel-companion5 | $25.00 | 9/17/2012 5:46:00 PM |
| top-community-voyage | $50.00 | 9/17/2012 6:00:04 PM |
| versatile-dime442 | $250.00 | 9/17/2012 5:26:53 PM |
| AFairDeal | $25.00 | 9/17/2012 6:01:33 PM |
| maj0508 | $100.00 | 9/17/2012 5:28:51 PM |
| xduke2500 | $500.00 | 9/17/2012 5:48:24 PM |
| stable-penny27 | $25.00 | 9/17/2012 6:04:02 PM |
| BxRealtor | $25.00 | 9/17/2012 5:49:27 PM |
| ILoveSydney | $25.00 | 9/17/2012 5:51:26 PM |
| gold-igniter372 | $150.00 | 9/17/2012 5:30:46 PM |
| american6 | $50.00 | 9/17/2012 6:08:07 PM |
| Tradesmanlender | $25.00 | 9/17/2012 5:53:32 PM |
| well-mannered-power8 | $25.00 | 9/17/2012 5:54:35 PM |
| bowdish1 | $100.00 | 9/17/2012 6:10:56 PM |
| ingenious-deal6 | $25.00 | 9/17/2012 5:33:53 PM |
| wigglesworth4 | $100.00 | 9/17/2012 5:56:07 PM |
| Unclejohn | $25.00 | 9/17/2012 6:16:11 PM |
| wwwUniversal | $25.00 | 9/17/2012 6:27:24 PM |
| logical-economy158 | $25.00 | 9/17/2012 5:59:48 PM |
| AmericanCredit | $100.00 | 9/17/2012 6:00:12 PM |
| AgentCash | $25.00 | 9/17/2012 5:35:52 PM |
| meux99 | $25.00 | 9/17/2012 5:36:52 PM |
| wtrboy | $25.00 | 9/17/2012 5:37:07 PM |
| honker425 | $100.00 | 9/17/2012 5:37:51 PM |
| power-kin | $50.00 | 9/17/2012 6:53:57 PM |
| durability-warmth | $50.00 | 9/17/2012 5:40:11 PM |
| dharma1 | $25.00 | 9/17/2012 5:40:14 PM |
| Tylerh | $250.00 | 9/17/2012 5:41:37 PM |
| dreammachine | $100.00 | 9/17/2012 6:07:01 PM |
| worth-web5 | $50.00 | 9/17/2012 5:43:57 PM |
| fortytwo | $150.00 | 9/17/2012 6:12:46 PM |
| mtquan | $25.00 | 9/17/2012 5:47:37 PM |
| velocity-solo | $25.00 | 9/17/2012 5:47:54 PM |
| wise-interest-wildebeest | $25.00 | 9/17/2012 6:29:17 PM |
| moola-liberator1 | $25.00 | 9/17/2012 5:48:03 PM |
| MI2 | $1,294.45 | 9/17/2012 7:43:29 PM |
| liberty-berserker | $50.00 | 9/17/2012 5:51:28 PM |
| Warwick | $25.00 | 9/17/2012 6:04:40 PM |
| tough-principal4 | $25.00 | 9/17/2012 6:10:40 PM |
| durability-seahorse7 | $50.00 | 9/17/2012 6:13:08 PM |
| loyalty-czar | $150.00 | 9/17/2012 6:19:27 PM |
| Bank_Of_XL | $25.00 | 9/11/2012 5:07:11 PM |
| Castellan | $50.00 | 9/11/2012 5:08:40 PM |
| economy-tuba7 | $50.00 | 9/11/2012 5:29:41 PM |
| martinatime | $50.00 | 9/11/2012 5:13:54 PM |
| kenji4861 | $25.00 | 9/11/2012 5:19:10 PM |
| community-burrito9 | $35.00 | 9/11/2012 5:30:50 PM |
| fund-medalist171 | $50.00 | 9/11/2012 6:03:31 PM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:25 PM |
| banker334 | $40.00 | 9/11/2012 8:15:40 PM |
| enriched-return057 | $114.40 | 9/11/2012 11:40:19 PM |
| JustMee | $25.00 | 9/11/2012 8:29:40 PM |
| I_Like_to_Invest | $50.00 | 9/12/2012 6:46:14 AM |
| themoneydoctor | $80.00 | 9/12/2012 10:55:07 AM |
| simplelender80 | $500.00 | 9/12/2012 7:30:48 PM |
| Darts | $50.00 | 9/12/2012 7:46:06 PM |
| Rockymtnhi | $100.00 | 9/13/2012 9:13:15 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:06 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:28:32 AM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:58 PM |
| vutah | $25.00 | 9/13/2012 12:12:25 PM |
| Moneypenny6 | $25.00 | 9/13/2012 1:50:54 PM |
| dynrep | $25.00 | 9/13/2012 7:15:48 PM |
| atlacatl | $25.00 | 9/13/2012 8:03:49 PM |
| rchapee | $25.00 | 9/14/2012 7:51:57 AM |
| pdub | $750.00 | 9/14/2012 10:28:57 AM |
| GoldenKoi | $100.00 | 9/14/2012 11:38:47 AM |
| jdrez | $50.00 | 9/14/2012 5:48:02 PM |
| dollar-idol7 | $50.00 | 9/15/2012 2:28:28 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:10 PM |
| RothySkynx | $25.00 | 9/15/2012 7:15:57 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:31 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:46 AM |
| spy0 | $25.00 | 9/17/2012 8:10:11 AM |
| heavy_ax | $25.00 | 9/17/2012 10:13:00 AM |
| darknesscrown | $25.00 | 9/17/2012 2:24:20 PM |
| best-tenacious-revenue | $50.00 | 9/17/2012 3:26:14 PM |
| dukeiyer | $25.00 | 9/17/2012 3:22:59 PM |
| openness-prospector | $25.00 | 9/17/2012 5:08:45 PM |
| Rivervale_Westwood | $50.00 | 9/17/2012 4:02:19 PM |
| chicagoprosper | $50.00 | 9/17/2012 4:43:21 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:52 PM |
| Proactive-Financial-Lending | $25.00 | 9/17/2012 5:01:01 PM |
| jonesboyz | $25.00 | 9/17/2012 5:13:32 PM |
| UstedEsElHombre | $100.00 | 9/17/2012 5:18:09 PM |
| inspiring-marketplace | $25.00 | 9/17/2012 5:09:05 PM |
| enriching-dollar1 | $100.00 | 9/17/2012 5:19:01 PM |
| helpu88 | $25.00 | 9/17/2012 5:10:55 PM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 5:23:48 PM |
| bold-witty-p2ploan | $25.00 | 9/17/2012 5:24:04 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 5:13:59 PM |
| roadster199 | $25.00 | 9/17/2012 3:12:05 PM |
| organic-responsibility60 | $25.20 | 9/17/2012 4:11:33 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:09 PM |
| promise2 | $25.00 | 9/17/2012 4:41:24 PM |
| 1phantom | $25.00 | 9/17/2012 5:27:46 PM |
| djs81 | $75.00 | 9/17/2012 5:28:54 PM |
| ore-jalapeno4 | $50.00 | 9/17/2012 5:01:30 PM |
| economy-molecule3 | $500.00 | 9/17/2012 5:01:42 PM |
| green-courageous | $25.00 | 9/17/2012 5:20:54 PM |
| Kame | $25.00 | 9/17/2012 5:05:47 PM |
| vivacious-truth3 | $25.00 | 9/17/2012 5:23:16 PM |
| ctgscott | $25.00 | 9/17/2012 5:35:41 PM |
| slartibardfast | $25.00 | 9/17/2012 5:36:50 PM |
| intrepid-payment7 | $25.00 | 9/17/2012 5:26:26 PM |
| proper-exchange8 | $50.00 | 9/17/2012 5:27:07 PM |
| hope-kingdom | $125.00 | 9/17/2012 5:39:30 PM |
| riproaringrapids | $50.00 | 9/17/2012 5:28:14 PM |
| semdoc1 | $25.00 | 9/17/2012 5:41:53 PM |
| gracej | $25.00 | 9/17/2012 5:44:22 PM |
| MoneySiles | $25.00 | 9/17/2012 5:29:51 PM |
| atmosphere750 | $50.00 | 9/17/2012 5:46:22 PM |
| the-magnetic-transaction | $200.00 | 9/17/2012 5:15:12 PM |
| unrivaled-silver | $25.00 | 9/17/2012 5:47:42 PM |
| BDL-Roth | $25.00 | 9/17/2012 5:16:22 PM |
| krisran | $50.00 | 9/17/2012 5:35:09 PM |
| peace-flower9 | $50.00 | 9/17/2012 5:36:06 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:38 PM |
| pound-idol543 | $100.00 | 9/17/2012 5:53:11 PM |
| sjlender | $100.00 | 9/17/2012 5:40:08 PM |
| NR | $25.00 | 9/17/2012 5:21:59 PM |
| flexiboy35 | $25.00 | 9/17/2012 5:54:04 PM |
| nimble-economy863 | $25.00 | 9/17/2012 5:42:27 PM |
| the-lean-affluence1 | $25.00 | 9/17/2012 5:42:51 PM |
| enticing-note | $25.00 | 9/17/2012 5:24:17 PM |
| invincible-deal82 | $25.00 | 9/17/2012 5:57:25 PM |
| studious-peso | $25.00 | 9/17/2012 5:26:13 PM |
| Maccs55 | $25.00 | 9/17/2012 6:01:52 PM |
| emphatic-responsibility | $50.00 | 9/17/2012 5:28:25 PM |
| keyfig | $25.00 | 9/17/2012 6:04:06 PM |
| spirit07a | $100.00 | 9/17/2012 5:50:29 PM |
| active-reward7 | $50.00 | 9/17/2012 6:07:51 PM |
| useful-money715 | $25.00 | 9/17/2012 5:53:41 PM |
| minatoku | $25.00 | 9/17/2012 5:32:58 PM |
| aggresive-commerce8 | $50.00 | 9/17/2012 5:54:42 PM |
| jhussey | $100.00 | 9/17/2012 5:34:07 PM |
| Namrok | $25.00 | 9/17/2012 5:55:48 PM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 6:12:05 PM |
| fox798 | $25.00 | 9/17/2012 5:56:56 PM |
| Mantis75 | $25.00 | 9/17/2012 5:57:33 PM |
| blue-order-comet | $100.00 | 9/17/2012 6:22:18 PM |
| first-favorite-bonus9 | $25.00 | 9/17/2012 5:34:54 PM |
| a-balance-surgeon | $50.00 | 9/17/2012 5:36:14 PM |
| Clambake | $25.00 | 9/17/2012 5:37:58 PM |
| lionsrock | $25.00 | 9/17/2012 6:03:32 PM |
| damage | $25.00 | 9/17/2012 6:04:14 PM |
| overflowinglife | $50.00 | 9/17/2012 6:54:16 PM |
| Investoman | $25.00 | 9/17/2012 5:40:50 PM |
| neighborly-hope6 | $100.00 | 9/17/2012 6:07:07 PM |
| Avala | $100.00 | 9/17/2012 5:42:14 PM |
| cognizant-responsibility9 | $25.00 | 9/17/2012 5:43:56 PM |
| miked8303 | $50.00 | 9/17/2012 6:09:39 PM |
| Madtownwriter | $44.14 | 9/17/2012 7:29:29 PM |
| ualf | $50.00 | 9/17/2012 5:46:57 PM |
| CallMeDaddy | $64.20 | 9/17/2012 6:29:09 PM |
| sympathetic-funds818 | $25.00 | 9/17/2012 5:48:05 PM |
| emprestador | $25.00 | 9/17/2012 5:54:07 PM |
| mtp | $100.00 | 9/17/2012 5:59:10 PM |
| bellaquito | $500.00 | 9/17/2012 7:14:48 PM |
| worthy-dinero8 | $25.00 | 9/17/2012 6:06:51 PM |
| jcw3rd | $25.00 | 9/17/2012 7:11:44 PM |
| 263 Investments
|
Borrower Payment Dependent Notes Series
638192
This series of Notes was issued and sold upon the funding of the borrower loan #74591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $163.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,463 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-value-sceptre |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,775.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
740-759
(Aug-2009)
|
|
Principal balance:
| $1,321.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
Home Improvement - Vinyl Siding
Purpose of loan:
This loan will be used to pay for half of the vinyl siding that I am having added to my home. I will be using savings for the other half.
My financial situation:
I have had two Prosper loans over the past 3 years that have never been paid late. I recently paid off one loan and have less than one year left on the remaining loan.
I have been employed by a highly successful aerospace company for over 14 years. In addition, I have owned my current home for over 15 years. I have not been late on any payments for over 7 years. I utilize mainly cash or savings for all of my household and personal purchases. I maintain low balances on my credit cards and regularly pay outstanding balances in full.
Please feel free to send me note if you have any questions.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/12/2012 5:40:01 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:49 PM |
| DreisersFinancier | $50.00 | 9/12/2012 5:02:35 PM |
| fuse136 | $25.00 | 9/12/2012 5:09:55 PM |
| MathProfessor | $25.00 | 9/12/2012 5:01:10 PM |
| elephantparty | $50.00 | 9/12/2012 5:01:17 PM |
| Plutis | $25.00 | 9/12/2012 5:23:25 PM |
| Vegasjim | $25.00 | 9/12/2012 5:28:43 PM |
| lowrater | $75.60 | 9/12/2012 5:18:05 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:53 PM |
| superb-funds335 | $25.00 | 9/12/2012 5:47:18 PM |
| penny-finder | $100.00 | 9/12/2012 5:56:50 PM |
| LoanerPrincipal | $25.00 | 9/12/2012 5:37:37 PM |
| lochinvar | $75.00 | 9/12/2012 6:00:42 PM |
| Sneezie | $100.00 | 9/12/2012 5:37:25 PM |
| CreditBuilder2 | $25.01 | 9/12/2012 5:38:12 PM |
| lnuss25 | $70.00 | 9/12/2012 5:48:30 PM |
| baroo | $25.00 | 9/12/2012 5:52:33 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:12 PM |
| RGlad | $49.00 | 9/12/2012 6:32:14 PM |
| phaded | $25.00 | 9/12/2012 6:03:43 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/12/2012 6:06:13 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:57 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:55 PM |
| calm-platinum957 | $35.00 | 9/12/2012 6:13:24 PM |
| stylish-revenue4 | $25.00 | 9/12/2012 6:38:43 PM |
| prudent-deal662 | $25.00 | 9/12/2012 6:23:40 PM |
| bellaquito | $500.00 | 9/12/2012 6:26:54 PM |
| Index_Plus | $1,633.70 | 9/12/2012 6:52:13 PM |
| CoolPlexer | $25.00 | 9/12/2012 6:43:30 PM |
| kinetic-yield4 | $25.00 | 9/12/2012 5:04:36 PM |
| green-trade-dolphin2 | $56.69 | 9/12/2012 5:02:13 PM |
| lionheart722 | $100.00 | 9/12/2012 5:20:58 PM |
| Letsboogiedown | $50.00 | 9/12/2012 5:28:45 PM |
| GoGalt | $50.00 | 9/12/2012 5:08:29 PM |
| justreturns | $25.00 | 9/12/2012 5:36:09 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:48 PM |
| TryingToHelpUsBoth | $25.00 | 9/12/2012 5:42:37 PM |
| fragonardlives | $25.00 | 9/12/2012 5:24:25 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:20 PM |
| community-burrito9 | $35.00 | 9/12/2012 5:40:55 PM |
| bizzzond | $100.00 | 9/12/2012 6:08:58 PM |
| CaptainBL | $25.00 | 9/12/2012 5:37:35 PM |
| thrifty-transaction578 | $25.00 | 9/12/2012 6:10:01 PM |
| peace-adventurer3 | $25.00 | 9/12/2012 5:46:26 PM |
| aztec | $50.00 | 9/12/2012 5:48:31 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:49 PM |
| auction-sage | $50.00 | 9/12/2012 6:44:42 PM |
| economy-tuba7 | $50.00 | 9/12/2012 6:00:45 PM |
| janeybooboo | $74.74 | 9/12/2012 5:59:19 PM |
| jcornehlsen | $25.00 | 9/12/2012 6:03:40 PM |
| feb217 | $30.00 | 9/12/2012 6:35:41 PM |
| availableloan | $25.00 | 9/12/2012 6:39:22 PM |
| RGlad | $101.00 | 9/12/2012 6:17:29 PM |
| a-brainy-gain | $25.00 | 9/12/2012 6:28:57 PM |
| Barrayaran | $25.00 | 9/12/2012 6:31:03 PM |
| janeybooboo | $25.26 | 9/12/2012 6:32:53 PM |
| peso-trailblazer0 | $25.00 | 9/12/2012 6:50:06 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
638226
This series of Notes was issued and sold upon the funding of the borrower loan #74502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $155.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,023 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vintage_rose_petal |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to pay household bills during our transition out of the military.
My financial situation:
I am a good candidate for this loan because I make it a personal priority to make sure that all of my bills and debts are being paid. In January, I will be attending college using my G.I. bill, which will double my income, and I will have ample money to pay my debts. Thank you for you consideration!
Monthly net income: $ 2,300.00
Monthly expenses: $ 2180.00
Housing: $ 800.00
Insurance: $ 100.00
Car expenses: $ 250.00
Utilities: $ 30.00
Phone, cable, internet: $ 300.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 350.00
Other expenses: $ 100.00 (misc)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/12/2012 5:05:01 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:57 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:35 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:12:46 PM |
| cash-mad-scientist3 | $25.00 | 9/12/2012 5:29:32 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:48 PM |
| jgar_O | $30.00 | 9/12/2012 5:45:36 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:53 PM |
| scrappy-diversification7 | $730.00 | 9/12/2012 6:09:09 PM |
| MI2 | $2,130.98 | 9/12/2012 7:16:47 PM |
| selector568 | $184.00 | 9/12/2012 5:20:29 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:32 PM |
| houli123 | $25.00 | 9/12/2012 5:41:02 PM |
| bazaar-tulip | $500.00 | 9/12/2012 5:57:05 PM |
| CreditBuilder2 | $25.02 | 9/12/2012 6:01:32 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
638272
This series of Notes was issued and sold upon the funding of the borrower loan #74460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $388.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,634 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| decisive-return3 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
Purpose of loan:
This loan will be used to remodel the basement of the home I live in. It is a walk out basement which I want to finish wiht teh possibility of renting it out.
My financial situation:
I am a good candidate for this loan because I have a good credit rating with solid employment and payment history
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/11/2012 5:04:36 PM |
| income-triangulation1 | $25.00 | 9/11/2012 5:03:34 PM |
| decisive-income7 | $1,475.00 | 9/11/2012 5:06:15 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
638338
This series of Notes was issued and sold upon the funding of the borrower loan #74669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 7 |
Revolving credit balance:
| $44 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heroic-credit5 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dudebrah | $25.00 | 9/12/2012 10:48:53 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:07 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:29 PM |
| money-fort | $25.00 | 9/12/2012 8:53:28 PM |
| Glory_Honor_Orange | $50.00 | 9/13/2012 11:32:22 AM |
| safe-dinero6 | $30.00 | 9/13/2012 12:44:48 PM |
| unforgettable-market7 | $100.00 | 9/13/2012 3:02:47 PM |
| historic-value7 | $50.00 | 9/13/2012 6:26:54 PM |
| truelumen | $25.00 | 9/13/2012 6:19:43 PM |
| the-credit-maker | $25.00 | 9/13/2012 6:24:03 PM |
| Razor129 | $25.00 | 9/13/2012 9:12:06 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 8:55:35 PM |
| pfh | $25.00 | 9/14/2012 5:10:53 AM |
| xthread | $25.00 | 9/14/2012 7:00:36 AM |
| Leshan | $50.00 | 9/14/2012 6:59:05 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:43 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:11 PM |
| azazle | $25.00 | 9/13/2012 8:47:42 AM |
| Iloanyoumoney | $50.00 | 9/13/2012 7:24:16 AM |
| worthy-bid8 | $100.00 | 9/13/2012 9:43:32 AM |
| Bob450 | $25.00 | 9/13/2012 10:49:41 AM |
| pdub | $250.00 | 9/13/2012 10:39:27 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:10 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:19:30 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:36:33 AM |
| URBANCAPITAL | $50.00 | 9/13/2012 3:03:49 PM |
| appetizing-loyalty354 | $200.00 | 9/13/2012 5:59:37 PM |
| rate-advocator7 | $200.00 | 9/13/2012 5:55:11 PM |
| extraordinary-dollar7 | $25.00 | 9/13/2012 6:16:12 PM |
| JohnWS | $25.00 | 9/13/2012 8:11:36 PM |
| geophreigh | $25.00 | 9/14/2012 4:18:23 AM |
| trade-meridian9 | $109.96 | 9/14/2012 5:22:30 AM |
| engrossing-community0 | $25.00 | 9/13/2012 8:53:26 PM |
| 168RichCapital | $25.09 | 9/14/2012 7:50:07 AM |
| lean-dedication | $25.00 | 9/14/2012 5:55:25 AM |
| rootcanaler | $25.00 | 9/14/2012 6:48:20 AM |
| DreDub | $25.00 | 9/14/2012 7:43:44 AM |
| djmgd790 | $59.95 | 9/14/2012 7:51:16 AM |
| dank-of-america | $25.00 | 9/14/2012 7:18:06 AM |
| llequire1 | $25.00 | 9/14/2012 7:42:19 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
638370
This series of Notes was issued and sold upon the funding of the borrower loan #74463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 6m |
|
Amount delinquent:
| $3,435 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,296 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-burk |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff a couple of small exisiting 401k loans which will enable me to take a larger 401k loan to payoff many of my outstanding debts.
My financial situation:
I currently have quite a few outstanding debts which have become hard to keep up with...with a larger 401k loan this will allow me to payoff MANY of my outstanding debts and result in an increase cash flow of ~$1,650/month!!!
I have continued to meet my payment obligations on outstanding debts, but this will significantly help my monthly position to furture help in my pursuit to reduce all debts.
Thanks!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TheSituation | $25.00 | 9/13/2012 5:04:02 PM |
| WisconsinFinance | $25.00 | 9/13/2012 5:04:02 PM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:33 AM |
| bold-social-widget | $25.00 | 9/15/2012 2:55:05 PM |
| vutah | $25.00 | 9/16/2012 1:33:03 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:50 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:05 AM |
| Plow_n_Sow | $25.00 | 9/17/2012 12:58:14 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:42 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:21 AM |
| mariok | $50.00 | 9/18/2012 7:47:45 AM |
| credible-responsibility022 | $25.00 | 9/18/2012 7:37:41 AM |
| first-serene-credit | $25.00 | 9/18/2012 8:53:33 AM |
| reward-adventure | $50.00 | 9/18/2012 10:08:40 AM |
| WMY-Investor | $100.00 | 9/18/2012 12:06:07 PM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:00 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:31 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:04 AM |
| Canidae | $100.00 | 9/18/2012 10:33:04 AM |
| ore-genius2 | $200.00 | 9/18/2012 2:50:48 PM |
| moneytolend72 | $25.00 | 9/18/2012 12:35:28 PM |
| WeshaTheLeopard | $25.00 | 9/18/2012 4:48:33 PM |
| unforgettable-market7 | $200.00 | 9/18/2012 1:40:28 PM |
| funds-rotation1 | $25.00 | 9/18/2012 1:52:25 PM |
| euro-spark | $25.00 | 9/18/2012 4:21:56 PM |
| bonus-genius | $30.00 | 9/18/2012 1:21:54 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:18 PM |
| Joyflyer | $30.73 | 9/18/2012 2:52:24 PM |
| winegeek | $250.00 | 9/18/2012 4:33:12 PM |
| unbeatable-credit1 | $50.00 | 9/18/2012 4:43:36 PM |
| ets2011 | $25.00 | 9/18/2012 5:23:29 PM |
| the-credit-maker | $69.00 | 9/18/2012 5:23:46 PM |
| 907 | $25.00 | 9/18/2012 5:28:44 PM |
| hopeful-deal7 | $25.00 | 9/18/2012 6:19:41 PM |
| Lubava | $50.54 | 9/18/2012 6:25:10 PM |
| TeachMeSS | $25.00 | 9/18/2012 5:50:07 PM |
| VIPLLC | $7.63 | 9/18/2012 7:26:26 PM |
| irrelevant | $50.00 | 9/13/2012 5:06:30 PM |
| CA-Lender | $25.00 | 9/13/2012 5:54:17 PM |
| 01a_MrsUSC | $50.00 | 9/13/2012 6:42:09 PM |
| open-minded-p2p1 | $25.00 | 9/13/2012 6:18:43 PM |
| 01a_MrUSC_IRA | $25.00 | 9/13/2012 7:00:42 PM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:37 AM |
| courteous-platinum7 | $25.00 | 9/14/2012 4:51:17 AM |
| WriteTheLegend | $100.00 | 9/14/2012 11:33:06 AM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:34 PM |
| Sunbase | $25.00 | 9/15/2012 10:39:19 AM |
| roux | $25.00 | 9/15/2012 1:58:36 PM |
| papaloha | $25.00 | 9/16/2012 8:21:36 PM |
| rabbidlender | $25.00 | 9/17/2012 6:05:15 PM |
| global-invest-group | $25.00 | 9/17/2012 7:15:08 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:52 PM |
| cardminger | $25.00 | 9/17/2012 5:57:21 PM |
| The_Collector | $40.00 | 9/18/2012 1:31:33 PM |
| wendyhop | $50.00 | 9/18/2012 4:26:05 PM |
| SecondChanceLendingSERV | $28.35 | 9/18/2012 1:39:37 PM |
| durability-ace9 | $30.00 | 9/18/2012 5:21:43 PM |
| elegant-hope578 | $50.00 | 9/18/2012 5:14:41 PM |
| TheCount | $25.00 | 9/18/2012 5:04:38 PM |
| bewitching-dollar5 | $100.00 | 9/18/2012 5:29:00 PM |
| SkepticalBen | $25.00 | 9/18/2012 5:29:12 PM |
| NoxLux | $30.00 | 9/18/2012 5:48:18 PM |
| pdub | $250.00 | 9/18/2012 5:58:24 PM |
| prudent-payment316 | $25.00 | 9/18/2012 6:02:26 PM |
| Iceman1347 | $25.00 | 9/18/2012 6:39:19 PM |
| gristle_mcthornbody | $25.00 | 9/18/2012 6:46:40 PM |
| golfman1 | $58.75 | 9/18/2012 7:09:29 PM |
| dough-kitten5 | $25.00 | 9/18/2012 6:26:27 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
638384
This series of Notes was issued and sold upon the funding of the borrower loan #74924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $466.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,121 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| homebuyer123 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$15k short term
Purpose of loan:
This loan will be used to purchase a house while I sell a current house.
My financial situation:
I am a good candidate for this loan because I have more than enough equity in the house I am selling to purchase the new house. I only need this loan because I have a deadline to close on the new house of 10-8-2012, and I will not have the current house sold by that deadline.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/12/2012 5:12:48 PM |
| auction-sage | $50.00 | 9/12/2012 6:44:43 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:00 PM |
| rchapee | $25.00 | 9/14/2012 7:52:02 AM |
| powerful-return1 | $25.00 | 9/14/2012 8:01:17 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:25 AM |
| jhussey | $100.00 | 9/14/2012 10:43:05 AM |
| adaboy65 | $100.00 | 9/14/2012 5:55:10 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:03 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:12 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:09 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:33 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:49 AM |
| wilkenm | $25.00 | 9/16/2012 10:01:16 PM |
| Investoman | $25.00 | 9/17/2012 9:36:52 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:29 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:46 AM |
| liberty-viola | $30.00 | 9/17/2012 5:34:23 PM |
| Castellan | $50.00 | 9/17/2012 6:11:35 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:44 PM |
| britgsb | $50.00 | 9/17/2012 5:53:23 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:49 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:04 AM |
| Avala | $100.00 | 9/18/2012 9:32:04 AM |
| cablenews | $100.00 | 9/18/2012 9:41:20 AM |
| green28 | $100.00 | 9/18/2012 10:06:32 AM |
| Robin_Hood | $50.00 | 9/18/2012 10:09:38 AM |
| ATOHokie | $100.00 | 9/18/2012 10:17:07 AM |
| enthusiastic-p2ploan0 | $100.00 | 9/18/2012 10:23:20 AM |
| imogen22 | $25.00 | 9/18/2012 12:43:27 PM |
| Cash4U2also | $25.00 | 9/18/2012 3:14:35 PM |
| simiray | $40.00 | 9/18/2012 3:43:51 PM |
| ready-loot0 | $25.00 | 9/18/2012 1:57:29 PM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:15 AM |
| first-charming-fund | $25.00 | 9/18/2012 9:44:25 PM |
| hurricaneb | $100.00 | 9/19/2012 1:23:36 AM |
| community-stream9 | $25.00 | 9/18/2012 8:39:34 PM |
| witty-compassion | $25.00 | 9/18/2012 11:13:52 PM |
| transparency-baton | $25.00 | 9/19/2012 8:33:28 AM |
| responsive-worth5 | $25.00 | 9/19/2012 9:17:47 AM |
| porter22 | $25.00 | 9/19/2012 9:40:08 AM |
| Leopoldine | $25.00 | 9/19/2012 9:15:19 AM |
| proper-exchange8 | $50.00 | 9/19/2012 10:05:46 AM |
| GrayStudio | $25.00 | 9/19/2012 12:22:15 PM |
| burgeoning-greenback0 | $50.00 | 9/19/2012 3:19:08 PM |
| nickel-karate5 | $100.00 | 9/19/2012 4:55:19 PM |
| miked8303 | $50.00 | 9/19/2012 5:03:28 PM |
| benevolent-interest219 | $75.00 | 9/19/2012 1:28:20 PM |
| finance-refresher3 | $50.00 | 9/19/2012 1:59:16 PM |
| loan-mammal | $100.00 | 9/19/2012 5:12:52 PM |
| agrosmet | $51.00 | 9/19/2012 1:30:04 PM |
| blue-laudable-dinero | $50.00 | 9/19/2012 3:11:06 PM |
| compatible-deal9 | $50.00 | 9/19/2012 3:53:13 PM |
| alaskanone | $25.00 | 9/19/2012 5:24:13 PM |
| priceless-currency090 | $25.00 | 9/19/2012 5:07:50 PM |
| johntims | $25.00 | 9/19/2012 5:29:47 PM |
| silver-acrobat5 | $25.00 | 9/19/2012 5:32:26 PM |
| payout-harmony4 | $50.00 | 9/19/2012 5:14:21 PM |
| brightest-repayment-patriot | $75.00 | 9/19/2012 5:14:59 PM |
| building-america | $25.00 | 9/19/2012 5:40:29 PM |
| minista | $25.00 | 9/19/2012 5:40:48 PM |
| martinatime | $50.00 | 9/19/2012 5:41:02 PM |
| diversification-infusion1 | $25.00 | 9/19/2012 5:41:21 PM |
| Cheburashka | $30.00 | 9/19/2012 5:18:06 PM |
| enterprising-integrity | $50.00 | 9/19/2012 5:21:22 PM |
| knowledgeable-silver6 | $25.00 | 9/19/2012 5:48:15 PM |
| fenderxes | $25.00 | 9/19/2012 5:23:09 PM |
| attentive-compassion1 | $50.00 | 9/19/2012 5:50:00 PM |
| hope-kingdom | $125.00 | 9/19/2012 5:50:34 PM |
| velocity-solo | $25.00 | 9/19/2012 5:28:27 PM |
| Sothenwhat | $100.00 | 9/19/2012 5:20:02 PM |
| SkyHighTigers | $43.51 | 9/19/2012 6:05:10 PM |
| MoneySiles | $25.00 | 9/19/2012 5:32:09 PM |
| transparency-silo2 | $25.00 | 9/19/2012 5:32:15 PM |
| PRGuyinVA | $25.00 | 9/19/2012 5:23:33 PM |
| kdsmaclean | $25.00 | 9/19/2012 5:24:50 PM |
| well-mannered-power8 | $25.00 | 9/19/2012 5:26:08 PM |
| prudent-payment316 | $25.00 | 9/19/2012 5:39:32 PM |
| green-tree-shake | $35.00 | 9/19/2012 5:41:50 PM |
| educationfirst | $50.00 | 9/19/2012 5:42:00 PM |
| leveragedlender | $50.00 | 9/19/2012 5:46:46 PM |
| HavenZone | $25.00 | 9/19/2012 6:05:33 PM |
| andyb9 | $25.00 | 9/19/2012 8:12:42 PM |
| gain-nucleus | $25.00 | 9/19/2012 5:44:09 PM |
| gallant-economy9 | $50.00 | 9/19/2012 6:08:09 PM |
| intrepid-payment7 | $25.00 | 9/19/2012 5:44:42 PM |
| BB-ptoploan | $50.00 | 9/19/2012 5:47:11 PM |
| wwwUniversal | $25.00 | 9/19/2012 6:19:25 PM |
| TSC | $50.00 | 9/19/2012 5:57:51 PM |
| mtquan | $25.00 | 9/19/2012 6:04:01 PM |
| workwithchrisDOTbiz | $50.00 | 9/20/2012 2:12:47 AM |
| discrete-gold579 | $50.00 | 9/19/2012 7:54:23 PM |
| coin-architect | $25.96 | 9/20/2012 6:37:18 AM |
| bonus-poplar2 | $25.00 | 9/20/2012 6:42:09 AM |
| p2p-blossom938 | $75.00 | 9/19/2012 6:35:41 PM |
| IlliniFanDan | $25.00 | 9/20/2012 6:59:14 AM |
| tastytitan | $50.00 | 9/19/2012 11:32:58 PM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:23 PM |
| coin-magnitude | $50.00 | 9/20/2012 7:22:45 AM |
| healthy-rate3 | $50.00 | 9/20/2012 8:00:00 AM |
| Suit | $2,300.00 | 9/20/2012 8:20:11 AM |
| dollars4debts | $25.00 | 9/20/2012 4:33:34 AM |
| reaction5 | $25.00 | 9/20/2012 9:01:28 AM |
| timbob | $100.00 | 9/20/2012 9:02:45 AM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:04 AM |
| socrates520 | $50.00 | 9/19/2012 11:33:56 PM |
| newest-payment-trapper | $62.50 | 9/20/2012 9:06:31 AM |
| commanding-bid973 | $50.00 | 9/20/2012 8:26:16 AM |
| fiddlerzvi | $50.00 | 9/20/2012 9:02:33 AM |
| ualf | $50.00 | 9/20/2012 9:04:50 AM |
| transparency-halo | $25.00 | 9/20/2012 9:05:06 AM |
| encouraging-listing268 | $25.00 | 9/20/2012 9:00:14 AM |
| RankPaid | $25.00 | 9/20/2012 9:01:01 AM |
| larslfe | $25.00 | 9/20/2012 9:03:00 AM |
| -Me | $25.00 | 9/20/2012 9:03:07 AM |
| Retired_Senior | $250.00 | 9/20/2012 9:03:27 AM |
| truck51 | $135.48 | 9/20/2012 9:06:53 AM |
| lionheart722 | $100.00 | 9/12/2012 5:20:58 PM |
| kenji4861 | $25.00 | 9/12/2012 5:19:29 PM |
| jcornehlsen | $25.00 | 9/12/2012 6:12:00 PM |
| pdub | $750.00 | 9/13/2012 10:33:14 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:43 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:40 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:17 AM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:11:34 PM |
| j2ee | $50.00 | 9/14/2012 5:50:39 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:11 PM |
| wetlands | $200.00 | 9/14/2012 5:59:12 PM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 6:16:09 PM |
| ferocious-benefit7 | $100.00 | 9/15/2012 7:11:25 AM |
| Taxman44 | $25.00 | 9/15/2012 12:36:55 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:24 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:51 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:47 AM |
| stable-penny27 | $25.00 | 9/17/2012 9:28:34 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:17 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:24 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:41 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:36 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:07 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:29:40 AM |
| azazle | $50.00 | 9/18/2012 9:03:44 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:34 AM |
| emphatic-responsibility | $41.00 | 9/18/2012 9:15:23 AM |
| sharpey | $25.00 | 9/18/2012 10:04:36 AM |
| neighborly-hope6 | $100.00 | 9/18/2012 9:45:34 AM |
| Weaverville | $50.00 | 9/18/2012 10:45:46 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:08 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:03 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:04 AM |
| sajitk | $25.00 | 9/18/2012 3:51:14 PM |
| unrelenting-power5 | $25.00 | 9/18/2012 4:03:12 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:10 PM |
| citizenX | $50.00 | 9/18/2012 4:33:03 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:36 PM |
| american6 | $50.00 | 9/19/2012 9:08:33 AM |
| shaker348 | $50.00 | 9/19/2012 9:14:06 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:06 AM |
| fervent-revenue7 | $25.00 | 9/19/2012 5:04:13 PM |
| bonus-seahorse | $250.00 | 9/19/2012 12:39:55 PM |
| AmericanCredit | $100.00 | 9/19/2012 5:09:31 PM |
| JimmyJimJim_SanDiego | $75.55 | 9/19/2012 12:22:47 PM |
| SugarMommy | $25.00 | 9/19/2012 5:14:31 PM |
| bent300 | $50.00 | 9/19/2012 1:56:19 PM |
| hard-working-rate3 | $25.00 | 9/19/2012 5:16:06 PM |
| dharma1 | $25.00 | 9/19/2012 5:22:19 PM |
| mrladybug101 | $25.00 | 9/19/2012 5:07:20 PM |
| bowdish1 | $100.00 | 9/19/2012 5:10:09 PM |
| durability-warmth | $50.00 | 9/19/2012 5:15:10 PM |
| useful-money715 | $25.00 | 9/19/2012 5:18:49 PM |
| benevolent-loot5 | $200.00 | 9/19/2012 5:10:12 PM |
| influential-responsibility9 | $25.00 | 9/19/2012 5:23:28 PM |
| encore06 | $50.00 | 9/19/2012 5:16:02 PM |
| porter512S | $200.00 | 9/19/2012 5:55:10 PM |
| wonderful-rupee | $25.00 | 9/19/2012 5:20:10 PM |
| empire051 | $25.00 | 9/19/2012 5:30:45 PM |
| truth-explorer | $25.00 | 9/19/2012 5:32:19 PM |
| Dave0 | $25.00 | 9/19/2012 6:08:14 PM |
| riproaringrapids | $50.00 | 9/19/2012 5:24:51 PM |
| enticing-note | $25.00 | 9/19/2012 5:27:33 PM |
| illustrado | $25.00 | 9/19/2012 5:28:03 PM |
| worthy-dinero8 | $25.00 | 9/19/2012 5:33:41 PM |
| active-reward7 | $50.00 | 9/19/2012 5:49:29 PM |
| studious-peso | $25.00 | 9/19/2012 5:59:26 PM |
| top-community-voyage | $50.00 | 9/19/2012 5:41:57 PM |
| prudent-dough458 | $25.00 | 9/19/2012 5:42:19 PM |
| platinum-genetics | $25.00 | 9/19/2012 6:05:29 PM |
| UstedEsElHombre | $100.00 | 9/19/2012 5:44:00 PM |
| Vegasjim | $25.00 | 9/19/2012 6:07:51 PM |
| dreammachine | $100.00 | 9/19/2012 5:47:46 PM |
| zone6 | $100.00 | 9/19/2012 6:14:09 PM |
| Ninjago | $100.00 | 9/19/2012 5:48:27 PM |
| speedy-point | $25.00 | 9/19/2012 11:46:51 PM |
| Aimvest | $25.00 | 9/19/2012 6:09:19 PM |
| frooogal | $25.00 | 9/19/2012 7:39:52 PM |
| comtnlover | $25.00 | 9/19/2012 9:46:08 PM |
| Simple3 | $30.00 | 9/19/2012 9:52:05 PM |
| sisley626 | $25.00 | 9/20/2012 7:04:50 AM |
| coin-magnitude | $25.00 | 9/20/2012 7:15:18 AM |
| broosky2 | $100.00 | 9/20/2012 7:44:34 AM |
| dough-kitten5 | $50.00 | 9/20/2012 4:31:09 AM |
| smart-kindness8 | $50.00 | 9/20/2012 4:34:02 AM |
| lounges | $25.00 | 9/20/2012 9:03:23 AM |
| cash-merry-maker | $25.00 | 9/20/2012 9:04:23 AM |
| preeminant-hope7 | $25.00 | 9/20/2012 9:04:28 AM |
| marketplace-cello5 | $25.00 | 9/20/2012 9:05:33 AM |
| Hogpilot | $50.00 | 9/20/2012 9:06:10 AM |
| Hexnut | $100.00 | 9/20/2012 7:29:17 AM |
| universal71 | $25.00 | 9/20/2012 5:32:37 AM |
| treasure-promiser1 | $50.00 | 9/20/2012 7:50:43 AM |
| kind-currency-cargo | $25.00 | 9/20/2012 6:06:13 AM |
| Dash1111 | $25.00 | 9/20/2012 9:00:35 AM |
| MARSTUN | $100.00 | 9/20/2012 9:01:47 AM |
| chibear34 | $25.00 | 9/20/2012 7:01:54 AM |
| money-explorer3 | $25.00 | 9/20/2012 9:02:54 AM |
| fuzed | $25.00 | 9/20/2012 7:24:42 AM |
| RocketSurgeon | $25.00 | 9/20/2012 9:06:34 AM |
| 217 Investments
|
Borrower Payment Dependent Notes Series
638462
This series of Notes was issued and sold upon the funding of the borrower loan #74590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 4.86% |
Borrower rate/APR:
| 5.86% / 6.80% |
Monthly payment:
| $387.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.87% | | |
| |
Estimated return*:
| 3.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,480 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-director332 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay credit card debt at a lower interest rate. I am taking control of my finances in order to pay off debt aggressively (1 year).
My financial situation:
I am a good candidate for this loan because I pay bills on time, use autopay with my bank, and have had a stable job for over 15 years. I own my home, and I am working on my master's degree. I have already budgeted this amount (while still putting money into savings each month), and this will let me clear the debt in a year instead of 2 or 3.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/13/2012 6:28:48 PM |
| Phryne | $100.00 | 9/13/2012 5:04:32 PM |
| pirahna125 | $25.00 | 9/13/2012 5:07:54 PM |
| theogeer | $25.00 | 9/13/2012 5:02:04 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:01 PM |
| kenji4861 | $25.00 | 9/13/2012 5:27:34 PM |
| jennifer55126 | $25.00 | 9/13/2012 5:19:59 PM |
| rakem777 | $25.00 | 9/13/2012 5:19:48 PM |
| gravbox | $25.00 | 9/13/2012 5:38:18 PM |
| supernova719 | $75.00 | 9/13/2012 5:29:28 PM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 5:31:05 PM |
| blot44 | $25.00 | 9/13/2012 5:32:08 PM |
| economy-tuba7 | $50.00 | 9/13/2012 5:46:07 PM |
| bellaquito | $500.00 | 9/13/2012 6:39:58 PM |
| TGGGGGGGGGGGGGGG | $25.00 | 9/13/2012 5:52:04 PM |
| magical-kindness888888 | $50.00 | 9/13/2012 7:00:08 PM |
| Sneezie | $100.00 | 9/13/2012 6:00:16 PM |
| prudent-deal662 | $25.00 | 9/13/2012 6:01:15 PM |
| proper-commitment5 | $25.00 | 9/13/2012 6:03:14 PM |
| Blue_Devil | $25.00 | 9/13/2012 8:23:10 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:11 PM |
| rokman | $60.00 | 9/13/2012 6:43:51 PM |
| 1SteelerFan | $50.00 | 9/13/2012 7:09:28 PM |
| droryikra | $25.00 | 9/13/2012 7:47:03 PM |
| UncleBuffett | $50.00 | 9/13/2012 6:53:10 PM |
| chorus731 | $25.00 | 9/14/2012 12:02:10 AM |
| engrossing-community0 | $25.00 | 9/13/2012 8:55:31 PM |
| magnetic-integrity7 | $50.00 | 9/13/2012 8:57:23 PM |
| moola-economist | $594.00 | 9/14/2012 12:08:30 AM |
| azazle | $25.00 | 9/13/2012 10:14:50 PM |
| enterprising-exchange6 | $50.00 | 9/13/2012 5:07:21 PM |
| note-willow8 | $25.00 | 9/13/2012 5:08:54 PM |
| Gold-bug | $50.00 | 9/13/2012 5:10:49 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:51 PM |
| capital-blueberry | $25.00 | 9/13/2012 5:02:51 PM |
| Perdita_II | $25.00 | 9/13/2012 5:20:32 PM |
| jazz619 | $25.00 | 9/13/2012 5:21:44 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:55 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:31 PM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 5:39:36 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:17 PM |
| wetlands | $200.00 | 9/13/2012 5:31:14 PM |
| Zach842 | $25.00 | 9/13/2012 5:49:34 PM |
| engaging-worth | $25.00 | 9/13/2012 5:46:30 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:50 PM |
| kfrench | $75.00 | 9/13/2012 6:16:49 PM |
| boston_mass | $25.00 | 9/13/2012 5:59:51 PM |
| jcornehlsen | $25.00 | 9/13/2012 6:17:25 PM |
| atlacatl | $30.00 | 9/13/2012 7:59:07 PM |
| cloud8 | $55.00 | 9/13/2012 8:10:04 PM |
| ready-interest9 | $25.00 | 9/13/2012 6:12:39 PM |
| hopeful_lender | $100.00 | 9/13/2012 6:34:55 PM |
| money-ballet6 | $25.00 | 9/13/2012 9:49:21 PM |
| _NaLNaBB | $300.00 | 9/13/2012 10:10:50 PM |
| Reddy_Capital | $36.00 | 9/13/2012 10:10:09 PM |
| Shomee_dmoney | $25.00 | 9/13/2012 10:20:33 PM |
| established-hope5 | $50.00 | 9/13/2012 10:43:39 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
638470
This series of Notes was issued and sold upon the funding of the borrower loan #74436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,999.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,023 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lgeuther |
Borrower's state:
| Illinois |
Borrower's group:
| Debt Consolidators Unite! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 4 |
On-time:
| 58 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $24,498.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
680-699
(Feb-2011)
700-719
(Apr-2010)
680-699
(Feb-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 58 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off a higher interest personal loan
My financial situation:
I am a good candidate for this loan because... this will be my 5th prosper loan and they have all been paid off early without a late payment. I have also been promoted since my last loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $101.00 | 9/12/2012 9:02:06 AM |
| john0720 | $25.00 | 9/12/2012 9:07:16 AM |
| thrifty-transaction578 | $25.00 | 9/12/2012 9:02:10 AM |
| lionheart722 | $100.00 | 9/12/2012 9:04:30 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:28 AM |
| Nazbuster | $200.00 | 9/12/2012 9:44:03 AM |
| adventurer447 | $300.00 | 9/12/2012 9:30:03 AM |
| ingenious-deal6 | $25.00 | 9/12/2012 9:24:56 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:56 AM |
| cognizant-rupee7 | $25.00 | 9/12/2012 9:46:06 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:27:00 AM |
| peace-adventurer3 | $25.00 | 9/12/2012 9:37:40 AM |
| loan-mammal | $100.00 | 9/12/2012 9:53:48 AM |
| LoanerPrincipal | $25.00 | 9/12/2012 9:36:51 AM |
| SBT | $25.00 | 9/12/2012 9:46:46 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:22 AM |
| Castellan | $43.00 | 9/12/2012 10:12:41 AM |
| american6 | $50.00 | 9/12/2012 9:54:04 AM |
| historic-reward468 | $100.00 | 9/12/2012 10:19:42 AM |
| best-bonafide-p2p | $25.00 | 9/12/2012 9:56:31 AM |
| thankful-nickel2 | $55.55 | 9/12/2012 10:09:42 AM |
| supertux | $25.00 | 9/12/2012 10:19:41 AM |
| stylish-revenue4 | $25.00 | 9/12/2012 10:26:15 AM |
| EnglishGeekInNYC | $50.00 | 9/12/2012 10:28:48 AM |
| kenji4861 | $25.00 | 9/12/2012 10:26:06 AM |
| tolerant-dinero2 | $25.00 | 9/12/2012 10:33:07 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:14 AM |
| prudent-deal662 | $25.00 | 9/12/2012 10:37:06 AM |
| compatible-deal9 | $50.00 | 9/12/2012 1:19:11 PM |
| nickel-ferret | $25.00 | 9/12/2012 10:57:16 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:11 PM |
| LeReve | $500.00 | 9/12/2012 11:01:54 AM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:55:35 AM |
| cash-cymbal3 | $100.00 | 9/12/2012 1:07:31 PM |
| lnuss25 | $25.00 | 9/12/2012 1:14:02 PM |
| frankdelraza | $25.00 | 9/12/2012 1:35:23 PM |
| capital-blueberry | $25.00 | 9/12/2012 1:55:43 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:11 PM |
| member_98419 | $25.00 | 9/12/2012 5:17:28 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:47 PM |
| Science7124 | $25.00 | 9/12/2012 5:49:32 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:52:12 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:55 PM |
| kegs | $150.00 | 9/12/2012 7:27:52 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:54 PM |
| Speedracer12 | $50.00 | 9/12/2012 6:28:28 PM |
| melodious-capital3 | $104.31 | 9/12/2012 10:09:02 PM |
| azazle | $100.00 | 9/12/2012 6:57:32 PM |
| RB_Double-A_Bravo | $37.97 | 9/12/2012 7:27:24 PM |
| BigBag | $25.00 | 9/12/2012 8:26:05 PM |
| brightest-friendly-interest | $50.00 | 9/12/2012 7:35:54 PM |
| balance316 | $25.00 | 9/12/2012 9:19:18 PM |
| jubilant-agreement0 | $25.00 | 9/13/2012 4:52:17 AM |
| green28 | $100.00 | 9/13/2012 4:59:32 AM |
| continental2 | $100.00 | 9/12/2012 9:33:50 PM |
| Darts | $50.00 | 9/12/2012 7:46:07 PM |
| enchanted-truth264 | $29.41 | 9/12/2012 8:07:30 PM |
| Chief3394 | $25.00 | 9/13/2012 6:19:42 AM |
| chicagobanker | $50.00 | 9/12/2012 8:25:40 PM |
| seadrg | $25.00 | 9/13/2012 7:08:50 AM |
| dreamhope | $25.00 | 9/13/2012 7:12:29 AM |
| kind-bazaar-kitten | $25.00 | 9/12/2012 10:25:25 PM |
| courteous-trade229 | $42.43 | 9/13/2012 7:45:47 AM |
| bbt210 | $25.05 | 9/13/2012 8:17:15 AM |
| bbt28 | $25.05 | 9/13/2012 8:18:44 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:13 AM |
| honeybee11 | $75.00 | 9/13/2012 2:58:58 AM |
| 108lender | $200.00 | 9/13/2012 9:01:42 AM |
| fenderxes | $25.00 | 9/13/2012 6:40:51 AM |
| aquariano | $25.00 | 9/13/2012 7:58:56 AM |
| tough-cash4 | $29.58 | 9/13/2012 5:41:39 AM |
| MoneyBadger | $30.00 | 9/13/2012 6:06:20 AM |
| Earn_money | $45.00 | 9/13/2012 6:43:02 AM |
| HenlopenCapital | $25.00 | 9/13/2012 7:24:50 AM |
| ivy-league-MBA | $25.00 | 9/13/2012 9:02:11 AM |
| credit-maple | $25.00 | 9/13/2012 9:12:22 AM |
| listing-trapper3 | $50.00 | 9/13/2012 9:15:34 AM |
| magical-credit523 | $25.00 | 9/13/2012 9:19:42 AM |
| entertaining-rate9 | $25.00 | 9/13/2012 9:22:25 AM |
| sjlnn | $25.00 | 9/13/2012 9:27:22 AM |
| AFairDeal | $25.00 | 9/13/2012 9:43:17 AM |
| successful-agreement7 | $100.00 | 9/13/2012 9:24:50 AM |
| urbane-deal152 | $50.00 | 9/13/2012 9:25:01 AM |
| skro | $25.00 | 9/13/2012 9:40:24 AM |
| reinforced-reward | $25.00 | 9/13/2012 9:43:12 AM |
| objective-investor | $118.00 | 9/13/2012 10:01:51 AM |
| 4est | $25.00 | 9/13/2012 9:49:56 AM |
| bold-steady-peso | $53.00 | 9/13/2012 10:11:21 AM |
| indomitable-coin | $25.00 | 9/13/2012 10:16:27 AM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:16 AM |
| wwwUniversal | $25.00 | 9/13/2012 10:11:31 AM |
| syrus | $25.00 | 9/13/2012 10:27:08 AM |
| hope-kingdom | $25.00 | 9/13/2012 10:28:32 AM |
| pdub | $750.00 | 9/13/2012 10:33:12 AM |
| rich329 | $25.00 | 9/13/2012 12:08:04 PM |
| Soulphoniks-Holdings | $39.00 | 9/13/2012 10:35:07 AM |
| kwan | $25.00 | 9/13/2012 12:22:28 PM |
| dollar-vibraphone4 | $102.81 | 9/13/2012 2:02:24 PM |
| powerful-return1 | $25.00 | 9/13/2012 12:04:46 PM |
| mchoreography | $26.00 | 9/13/2012 11:24:29 AM |
| spiritual-greenback | $25.00 | 9/13/2012 4:38:08 PM |
| fairness-symphony2 | $50.00 | 9/13/2012 11:34:21 AM |
| misit | $25.00 | 9/13/2012 11:48:21 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:23 AM |
| The-Lighthouse-Group | $25.00 | 9/13/2012 12:55:02 PM |
| i3urtonair | $25.00 | 9/13/2012 3:10:43 PM |
| silver-breeze3 | $27.47 | 9/13/2012 3:37:06 PM |
| Plutis | $25.00 | 9/13/2012 3:53:32 PM |
| WeshaTheLeopard | $45.33 | 9/13/2012 3:38:28 PM |
| admirable-return6 | $100.00 | 9/13/2012 3:51:30 PM |
| RocketSurgeon | $25.00 | 9/13/2012 5:11:16 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:07 PM |
| eoppy | $50.00 | 9/13/2012 5:28:31 PM |
| AmericanCowboy | $1,000.00 | 9/13/2012 5:30:08 PM |
| lamsabuy | $50.39 | 9/13/2012 5:36:08 PM |
| Aberdeen | $99.00 | 9/12/2012 9:50:34 AM |
| order-tamale | $400.00 | 9/12/2012 10:46:51 AM |
| investmentgroup | $50.00 | 9/12/2012 10:27:21 AM |
| green-trade-dolphin2 | $68.02 | 9/12/2012 9:02:18 AM |
| janeybooboo | $74.74 | 9/12/2012 9:11:06 AM |
| Rockymtnhi | $200.00 | 9/12/2012 9:49:01 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:23 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:25 AM |
| WeedPatch | $50.00 | 9/12/2012 9:43:58 AM |
| fuse136 | $25.00 | 9/12/2012 10:00:22 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:02 AM |
| enticing-capital6 | $50.00 | 9/12/2012 9:48:40 AM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 9:56:55 AM |
| determined-revenue1 | $35.00 | 9/12/2012 9:58:27 AM |
| CreditBuilder2 | $25.01 | 9/12/2012 10:01:12 AM |
| attentive-compassion1 | $50.00 | 9/12/2012 10:15:25 AM |
| cashhelp | $30.00 | 9/12/2012 10:50:24 AM |
| Vegasjim | $25.00 | 9/12/2012 10:16:27 AM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:58:54 AM |
| bellaquito | $500.00 | 9/12/2012 11:35:23 AM |
| j2ee | $50.00 | 9/12/2012 10:48:43 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:38 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:40 AM |
| Cash4U2also | $38.98 | 9/12/2012 1:48:21 PM |
| scottndesign | $50.00 | 9/12/2012 10:59:50 AM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:28 PM |
| Rivervale_Westwood | $25.00 | 9/12/2012 11:15:18 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:33 AM |
| wesleyan | $50.00 | 9/12/2012 12:49:32 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:08 PM |
| organic-responsibility60 | $25.00 | 9/12/2012 3:00:48 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:53 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:09 PM |
| peso-trailblazer0 | $25.99 | 9/12/2012 6:57:29 PM |
| bizzzond | $100.00 | 9/12/2012 6:10:54 PM |
| green-high-five7 | $25.00 | 9/12/2012 7:13:40 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:53 PM |
| Lender404 | $25.00 | 9/12/2012 7:55:21 PM |
| doopers | $50.00 | 9/12/2012 8:18:52 PM |
| aldenrains | $25.00 | 9/12/2012 10:19:10 PM |
| finance-symphony7 | $105.84 | 9/12/2012 7:33:17 PM |
| UncleScroogeDMD | $200.00 | 9/13/2012 4:20:45 AM |
| Jordan1123 | $25.00 | 9/12/2012 9:13:08 PM |
| felicity-fertilizer6 | $25.00 | 9/12/2012 11:31:43 PM |
| hml | $50.00 | 9/12/2012 11:46:22 PM |
| blue-laudable-dinero | $26.12 | 9/12/2012 9:37:55 PM |
| youngster50 | $25.00 | 9/13/2012 7:08:28 AM |
| Sturgee | $25.00 | 9/13/2012 7:49:03 AM |
| DarkInvestor | $27.00 | 9/13/2012 8:25:09 AM |
| dynamic-platinum | $25.00 | 9/13/2012 5:44:41 AM |
| petsheep | $25.00 | 9/13/2012 8:36:34 AM |
| crw1950 | $50.00 | 9/13/2012 4:24:00 AM |
| unassailable-fund | $25.00 | 9/13/2012 6:19:16 AM |
| tirelighter778552 | $25.00 | 9/13/2012 8:40:40 AM |
| important-ore | $150.00 | 9/13/2012 9:05:40 AM |
| mariah8641 | $30.00 | 9/13/2012 8:43:37 AM |
| justice-hawk | $30.00 | 9/13/2012 9:03:22 AM |
| fair-transaction | $25.00 | 9/13/2012 9:07:58 AM |
| ready-bid9 | $50.00 | 9/13/2012 9:18:54 AM |
| gold-position | $25.00 | 9/13/2012 9:11:06 AM |
| dinero-speaker | $25.00 | 9/13/2012 9:22:49 AM |
| PRGuyinVA | $25.00 | 9/13/2012 9:23:44 AM |
| dollardave | $50.00 | 9/13/2012 9:08:15 AM |
| compoundinterest | $25.00 | 9/13/2012 9:32:49 AM |
| rider350 | $135.00 | 9/13/2012 9:19:24 AM |
| Leshan | $100.00 | 9/13/2012 9:11:51 AM |
| IP | $25.00 | 9/13/2012 9:14:36 AM |
| virtuous-repayment | $25.00 | 9/13/2012 9:30:04 AM |
| mennleo | $50.00 | 9/13/2012 9:34:35 AM |
| Clambake | $25.00 | 9/13/2012 9:35:41 AM |
| djs81 | $75.00 | 9/13/2012 9:40:46 AM |
| enticing-note | $25.00 | 9/13/2012 9:26:59 AM |
| mr55262 | $25.00 | 9/13/2012 9:27:15 AM |
| oracle3 | $25.00 | 9/13/2012 9:45:36 AM |
| Koomarbit | $27.00 | 9/13/2012 9:51:11 AM |
| USMC0311 | $25.00 | 9/13/2012 9:52:42 AM |
| DadWarbucks | $25.00 | 9/13/2012 10:12:51 AM |
| safe-dinero6 | $30.00 | 9/13/2012 9:44:47 AM |
| Slapshot | $25.00 | 9/13/2012 10:12:07 AM |
| neighborly-velocity4 | $25.00 | 9/13/2012 10:13:22 AM |
| equitable-capital758 | $750.00 | 9/13/2012 10:02:21 AM |
| lunch_money040112 | $25.00 | 9/13/2012 10:18:01 AM |
| jtc26 | $114.88 | 9/13/2012 11:57:31 AM |
| 420limo | $25.00 | 9/13/2012 10:50:31 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:55 AM |
| five-star-investment8 | $27.02 | 9/13/2012 10:53:47 AM |
| MonkeyHero | $35.00 | 9/13/2012 1:54:00 PM |
| Gandalf0001 | $50.00 | 9/13/2012 3:04:49 PM |
| heroic-payout9 | $27.89 | 9/13/2012 12:16:05 PM |
| benevolent-ore329 | $50.00 | 9/13/2012 1:14:25 PM |
| help4u | $25.00 | 9/13/2012 11:58:32 AM |
| indomitable-dedication790 | $100.00 | 9/13/2012 1:55:22 PM |
| Educatedmike | $25.00 | 9/13/2012 2:26:40 PM |
| hl8428 | $25.00 | 9/13/2012 3:10:39 PM |
| Stoli | $136.16 | 9/13/2012 3:43:22 PM |
| WxChem | $30.00 | 9/13/2012 5:26:03 PM |
| timmsc | $25.00 | 9/13/2012 5:31:06 PM |
| cates48 | $25.00 | 9/13/2012 5:29:25 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:13 PM |
| wetlands | $200.00 | 9/13/2012 5:30:59 PM |
| 215 Investments
|
Borrower Payment Dependent Notes Series
638490
This series of Notes was issued and sold upon the funding of the borrower loan #74603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 10.20% |
Borrower rate/APR:
| 11.20% / 13.44% |
Monthly payment:
| $109.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.19% | | |
| |
Estimated return*:
| 8.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,224 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-note-dessert |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off revolving credit card debt and store credit balance.
My financial situation:
I am a good candidate for this loan because I attended a Tier 1 Business School as a career switcher from IT to Finance. I am studying for an industry standard and recognized certification that should hopefully translate to higher earning prospects. Prior to business school I had no debt and over $25K in savings. As I am trying to pay off all of my debt, I live a very Spartan life. Rent, utilities, internet (no cable), cell phone (no land line), car insurance, gas, and food come to no more than $1200-$1300/month. Over half of the monthly expense is basics needs such as rent and utilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Perdita_II | $25.00 | 9/13/2012 5:20:32 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:59 PM |
| wetlands | $200.00 | 9/13/2012 5:31:14 PM |
| gravbox | $25.00 | 9/13/2012 5:38:19 PM |
| TLW314 | $100.00 | 9/13/2012 6:51:27 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:50 PM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:21 AM |
| cerebral-dollar773 | $25.00 | 9/14/2012 5:13:50 AM |
| 4gotn1 | $100.00 | 9/14/2012 8:25:50 AM |
| availableloan | $25.00 | 9/14/2012 9:22:35 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:54 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:09 AM |
| MoneyTree79 | $50.00 | 9/14/2012 10:14:53 AM |
| GoldenKoi | $100.00 | 9/14/2012 11:47:40 AM |
| ethical-truth211 | $200.00 | 9/14/2012 1:00:35 PM |
| jhussey | $100.00 | 9/14/2012 10:43:07 AM |
| best-bonafide-p2p | $25.00 | 9/14/2012 2:43:23 PM |
| generous-deal6 | $25.00 | 9/14/2012 2:06:40 PM |
| auctionator1 | $25.00 | 9/14/2012 1:53:56 PM |
| vigilance-frontier | $50.00 | 9/14/2012 4:16:45 PM |
| Newfoundcash | $25.00 | 9/14/2012 4:58:49 PM |
| azazle | $50.00 | 9/15/2012 12:25:40 AM |
| nalaari | $25.61 | 9/15/2012 6:48:56 AM |
| blue-laudable-dinero | $50.00 | 9/15/2012 7:02:17 AM |
| Rulea72 | $25.00 | 9/15/2012 7:06:02 AM |
| OregonDane | $25.00 | 9/15/2012 8:28:07 AM |
| cordial-affluence2 | $25.00 | 9/15/2012 8:35:07 AM |
| tkenn1s | $100.00 | 9/15/2012 8:45:34 AM |
| wadkuzma | $25.00 | 9/15/2012 9:33:17 AM |
| Roundhouse | $200.00 | 9/15/2012 10:01:31 AM |
| omegamon1 | $25.00 | 9/15/2012 9:46:54 AM |
| hopeful-bonus976 | $150.00 | 9/15/2012 7:47:51 AM |
| theaterguy | $25.00 | 9/15/2012 10:28:54 AM |
| jc33148 | $25.00 | 9/15/2012 10:45:02 AM |
| Interloper | $70.00 | 9/15/2012 8:16:28 AM |
| Sniper312 | $25.00 | 9/15/2012 11:46:00 AM |
| Quid-Pro-Quo | $29.79 | 9/15/2012 12:13:36 PM |
| friendinmoney | $25.00 | 9/15/2012 11:32:23 AM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:31 PM |
| kenji4861 | $25.00 | 9/13/2012 5:27:35 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:52 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:17 PM |
| blot44 | $25.00 | 9/13/2012 5:33:36 PM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 5:31:06 PM |
| Sneezie | $100.00 | 9/13/2012 6:00:17 PM |
| community-burrito9 | $30.00 | 9/13/2012 5:42:57 PM |
| hopeful_lender | $100.00 | 9/13/2012 6:34:24 PM |
| bellaquito | $500.00 | 9/13/2012 6:39:58 PM |
| ChoiceInvestments | $28.50 | 9/13/2012 9:04:22 PM |
| droryikra | $25.00 | 9/13/2012 7:48:05 PM |
| order-bee1 | $100.00 | 9/13/2012 10:30:52 PM |
| discrete-exchange9 | $25.00 | 9/14/2012 6:59:37 AM |
| MONEY-1957 | $25.00 | 9/14/2012 12:15:21 AM |
| basejump0 | $25.00 | 9/14/2012 4:17:44 AM |
| rchapee | $25.00 | 9/14/2012 7:52:06 AM |
| ach | $50.00 | 9/14/2012 7:27:19 AM |
| powerful-return1 | $33.00 | 9/14/2012 8:03:49 AM |
| ptclender | $100.00 | 9/14/2012 8:57:56 AM |
| powerful-return1 | $33.00 | 9/14/2012 9:28:22 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:10:23 AM |
| tolerant-dinero2 | $25.00 | 9/14/2012 9:40:21 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:33 AM |
| fairness-symphony2 | $50.00 | 9/14/2012 2:29:39 PM |
| tigercat | $50.00 | 9/14/2012 4:50:35 PM |
| WxChem | $30.00 | 9/14/2012 5:01:03 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:13 PM |
| Robato | $25.00 | 9/15/2012 5:33:27 AM |
| britgsb | $25.00 | 9/15/2012 8:03:43 AM |
| leverage-monger | $25.00 | 9/15/2012 8:17:37 AM |
| capital-heaven5 | $200.00 | 9/15/2012 7:10:21 AM |
| maal99 | $25.00 | 9/15/2012 7:34:32 AM |
| greenventures | $25.00 | 9/15/2012 9:56:02 AM |
| Brisket_Bob | $50.00 | 9/15/2012 6:41:08 AM |
| JedClampett | $125.00 | 9/15/2012 10:30:45 AM |
| keen-credit6 | $27.00 | 9/15/2012 8:04:18 AM |
| DaveTheWave | $25.00 | 9/15/2012 11:37:36 AM |
| RGlad | $150.00 | 9/15/2012 12:13:42 PM |
| janeybooboo | $63.10 | 9/15/2012 12:14:00 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
638512
This series of Notes was issued and sold upon the funding of the borrower loan #74394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 68% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 9m |
|
Amount delinquent:
| $89 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,720 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| receptive-principal4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
|
|
Principal balance:
| $3,005.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $65.00 | 9/12/2012 5:14:39 PM |
| pdli_dude | $25.00 | 9/12/2012 5:04:56 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:03:50 PM |
| Silver_Rupee | $25.01 | 9/12/2012 5:05:24 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:27 PM |
| worth-blanket2 | $13,500.00 | 9/12/2012 5:02:43 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:48 PM |
| tolerant-responsibility051 | $1,099.99 | 9/12/2012 5:15:40 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
638526
This series of Notes was issued and sold upon the funding of the borrower loan #74582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $9,667 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-recorder029 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay down high interest card ...
My financial situation: first citizen federal credit union
I am a good candidate for this loan because... i make sure my bills are paid . havent missed payment in 8 years..
Monthly net income: $ 2100
Monthly expenses: $100
Housing: $400
Insurance: $200
Car expenses: $270
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/13/2012 5:06:02 PM |
| houli123 | $25.00 | 9/13/2012 6:05:00 PM |
| historic-value7 | $50.00 | 9/13/2012 6:46:03 PM |
| 52digital | $75.00 | 9/13/2012 6:34:43 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:11 PM |
| money-baron | $50.00 | 9/13/2012 6:23:44 PM |
| jebber007 | $40.00 | 9/13/2012 8:15:07 PM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:38 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:34 AM |
| KindCharmingReflective-affluence | $25.00 | 9/14/2012 12:55:43 PM |
| Debt-Reduction-Plus | $55.72 | 9/14/2012 10:57:00 AM |
| ltschetter | $25.00 | 9/14/2012 1:57:49 PM |
| revenue-magnolia | $41.48 | 9/14/2012 11:13:42 AM |
| open-minded-market99 | $200.00 | 9/14/2012 4:07:42 PM |
| dontbrnme | $100.00 | 9/14/2012 4:11:17 PM |
| mschoenf | $50.00 | 9/14/2012 1:03:25 PM |
| tirelighter778552 | $25.00 | 9/14/2012 1:17:41 PM |
| hereyugo | $25.91 | 9/14/2012 1:21:19 PM |
| Imperativity | $25.10 | 9/14/2012 2:03:49 PM |
| yield-hut | $25.00 | 9/14/2012 3:52:46 PM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:34 PM |
| yield-cougar0 | $25.00 | 9/14/2012 4:16:59 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:07:20 PM |
| terrific-dough6 | $50.00 | 9/14/2012 5:45:45 PM |
| kind-credit-bear | $32.99 | 9/14/2012 5:51:14 PM |
| ultimate-peace | $102.50 | 9/13/2012 5:52:27 PM |
| bellaquito | $500.00 | 9/13/2012 6:42:39 PM |
| skillful-asset5 | $30.00 | 9/13/2012 6:58:51 PM |
| natural-point1 | $25.00 | 9/13/2012 11:21:58 PM |
| ChoiceInvestments | $25.00 | 9/13/2012 9:02:19 PM |
| CA-Lender | $25.00 | 9/13/2012 9:13:12 PM |
| whirlingdervish | $25.00 | 9/13/2012 11:43:09 PM |
| let_me_retire | $50.00 | 9/14/2012 4:12:08 AM |
| boss520 | $50.00 | 9/14/2012 8:28:08 AM |
| worthy-bid8 | $100.00 | 9/14/2012 10:20:37 AM |
| LendingPimp | $26.00 | 9/14/2012 10:22:36 AM |
| intrepid-compassion29 | $25.00 | 9/14/2012 12:00:05 PM |
| range2 | $25.00 | 9/14/2012 11:01:31 AM |
| bonus-seahorse | $25.00 | 9/14/2012 2:08:19 PM |
| UltimateWill | $25.00 | 9/14/2012 12:30:07 PM |
| preeminant-greenback024 | $25.00 | 9/14/2012 1:14:56 PM |
| DreamIsReal | $57.53 | 9/14/2012 3:44:00 PM |
| Mowine4me | $35.00 | 9/14/2012 3:47:40 PM |
| fervent-commerce | $72.00 | 9/14/2012 3:51:51 PM |
| continental2 | $78.90 | 9/14/2012 4:17:09 PM |
| fuzed | $50.00 | 9/14/2012 12:53:03 PM |
| cassperr | $25.00 | 9/14/2012 4:29:47 PM |
| preeminant-moola6 | $25.00 | 9/14/2012 4:47:42 PM |
| ddimports | $100.00 | 9/14/2012 2:23:27 PM |
| skockie | $100.00 | 9/14/2012 1:22:41 PM |
| SummitAdvisors | $46.15 | 9/14/2012 1:45:58 PM |
| clean-income2 | $25.00 | 9/14/2012 2:23:54 PM |
| loot-chemistry2 | $51.00 | 9/14/2012 4:33:33 PM |
| green-rapid-openness | $300.00 | 9/14/2012 5:10:21 PM |
| rabbidlender | $25.00 | 9/14/2012 3:52:19 PM |
| open-minded-market99 | $149.72 | 9/14/2012 4:06:07 PM |
| eoppy | $50.00 | 9/14/2012 4:19:04 PM |
| shamantha | $30.00 | 9/14/2012 5:42:41 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
638572
This series of Notes was issued and sold upon the funding of the borrower loan #74247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,167 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| visionary-trade135 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $25.70 | 9/15/2012 12:01:13 PM |
| riveting-credit5 | $25.00 | 9/15/2012 12:26:11 PM |
| DSFinancial | $25.00 | 9/15/2012 12:29:57 PM |
| nethosters | $25.00 | 9/15/2012 12:44:11 PM |
| impressive-loan | $58.00 | 9/15/2012 12:52:30 PM |
| kulender | $100.00 | 9/15/2012 12:39:38 PM |
| cnovak | $25.00 | 9/15/2012 12:48:52 PM |
| fascinating-money236 | $25.00 | 9/15/2012 12:55:05 PM |
| let_me_retire | $45.00 | 9/15/2012 2:53:22 PM |
| 108-IRA | $35.00 | 9/15/2012 1:45:20 PM |
| diplomatic-wealth7 | $25.00 | 9/15/2012 1:57:34 PM |
| tech310 | $50.00 | 9/15/2012 2:06:47 PM |
| historic-value7 | $50.00 | 9/15/2012 5:44:56 PM |
| BGILlender | $25.00 | 9/15/2012 7:59:19 PM |
| jgar_O | $25.00 | 9/15/2012 1:36:48 PM |
| Investor_DP | $200.00 | 9/15/2012 1:38:11 PM |
| graceful-investment | $106.00 | 9/15/2012 8:45:20 PM |
| useful-money715 | $50.00 | 9/15/2012 10:12:03 PM |
| phenomenal-asset4 | $25.00 | 9/16/2012 11:44:13 AM |
| green-lively-bill | $25.00 | 9/16/2012 12:38:42 PM |
| pitbullt | $25.00 | 9/16/2012 11:14:50 AM |
| DreDub | $25.00 | 9/16/2012 11:29:50 AM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:53 AM |
| killdare | $25.00 | 9/16/2012 2:04:47 PM |
| loyalty-dragster7 | $43.00 | 9/16/2012 2:23:50 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:59 PM |
| generosity-poem2 | $40.00 | 9/16/2012 12:28:08 PM |
| reverent-hope5 | $25.00 | 9/16/2012 5:29:05 PM |
| wwwUniversal | $25.00 | 9/16/2012 2:22:31 PM |
| 850 | $50.00 | 9/16/2012 9:03:36 PM |
| credible-responsibility022 | $25.00 | 9/16/2012 5:42:56 PM |
| CACO_Lender | $25.00 | 9/16/2012 6:16:30 PM |
| Fund-2032 | $50.00 | 9/16/2012 6:25:32 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:17 PM |
| LaGrangeLender | $3.66 | 9/17/2012 6:08:46 AM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:10 PM |
| nashibaksi | $30.00 | 9/16/2012 7:39:07 PM |
| the-gold-quark | $25.00 | 9/16/2012 8:21:07 PM |
| statuesque-affluence058 | $25.00 | 9/16/2012 3:09:08 PM |
| Soothsayer | $25.94 | 9/17/2012 4:18:41 AM |
| skaught | $40.00 | 9/17/2012 5:43:52 AM |
| PrimeFunding | $25.00 | 9/16/2012 5:47:22 PM |
| Zion-CIF | $25.00 | 9/16/2012 6:22:47 PM |
| majestic-currency3 | $50.00 | 9/16/2012 8:11:05 PM |
| ddog0224 | $32.27 | 9/16/2012 11:24:55 PM |
| hml | $25.00 | 9/17/2012 12:27:44 AM |
| tomdooley12520 | $25.00 | 9/17/2012 5:11:12 AM |
| bank_of_beila | $25.00 | 9/17/2012 5:14:26 AM |
| janeybooboo | $50.00 | 9/15/2012 12:37:10 PM |
| RGlad | $100.00 | 9/15/2012 12:36:54 PM |
| careful-vigilance4 | $25.00 | 9/15/2012 12:37:22 PM |
| BankofRon_IRA | $100.00 | 9/15/2012 12:38:59 PM |
| EL_Papin | $25.00 | 9/15/2012 12:53:26 PM |
| 52digital | $75.00 | 9/15/2012 1:05:19 PM |
| power-chihuahua | $25.00 | 9/15/2012 12:56:58 PM |
| nex | $25.00 | 9/15/2012 2:09:49 PM |
| money-baron | $50.00 | 9/15/2012 1:22:22 PM |
| Silver_Rupee | $25.01 | 9/15/2012 2:11:11 PM |
| social-cocktail1 | $200.00 | 9/16/2012 10:14:23 AM |
| ethical-truth211 | $100.00 | 9/15/2012 5:12:56 PM |
| CA-Lender | $25.00 | 9/15/2012 7:02:06 PM |
| drkosh | $25.00 | 9/16/2012 12:38:09 PM |
| KaChingInvestments | $25.00 | 9/16/2012 2:31:42 PM |
| jubilant-benjamins567 | $25.00 | 9/16/2012 8:27:34 AM |
| FFStar | $25.00 | 9/16/2012 2:40:56 PM |
| interstellar | $75.00 | 9/16/2012 3:41:12 PM |
| wealth-grasshopper0 | $38.24 | 9/16/2012 7:51:38 PM |
| Razors_Edge | $25.00 | 9/16/2012 3:18:29 PM |
| capital-renewal | $25.00 | 9/16/2012 2:25:41 PM |
| dmunySF | $50.00 | 9/16/2012 2:25:49 PM |
| productive-note2 | $50.00 | 9/16/2012 2:29:25 PM |
| felicity-fertilizer6 | $29.48 | 9/16/2012 4:32:58 PM |
| padewy | $58.89 | 9/16/2012 5:11:57 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:39 PM |
| order-pony8 | $50.00 | 9/16/2012 11:25:35 PM |
| five-star-principal0 | $25.00 | 9/16/2012 2:44:38 PM |
| ethical-truth211 | $50.00 | 9/17/2012 3:28:57 AM |
| faithfulartist | $100.00 | 9/16/2012 6:58:48 PM |
| smart-loyalty498 | $25.00 | 9/17/2012 5:22:01 AM |
| darcyw1 | $29.40 | 9/17/2012 5:53:15 AM |
| blue-order-comet | $25.00 | 9/16/2012 10:18:10 PM |
| the-credit-bauble | $30.00 | 9/16/2012 6:34:32 PM |
| blazing-silver524 | $25.00 | 9/16/2012 6:40:52 PM |
| papaloha | $25.00 | 9/16/2012 8:21:43 PM |
| damanq | $25.00 | 9/16/2012 8:29:33 PM |
| punctual-worth263 | $26.68 | 9/16/2012 9:54:59 PM |
| Hotrod52 | $26.65 | 9/17/2012 12:35:11 AM |
| scarlet-velvet | $50.08 | 9/17/2012 3:02:40 AM |
| q4golf | $26.00 | 9/17/2012 4:19:39 AM |
| Digs | $25.00 | 9/17/2012 4:56:17 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
638622
This series of Notes was issued and sold upon the funding of the borrower loan #74894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $648.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,245 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-sensation0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt and consolidate my payments
My financial situation:
I am a good candidate for this loan because I have never missed a payment on anything before. I pay bills. I have a steady job in a strong industry. I have worked here 7 years.
Monthly net income: $2500
Monthly expenses: $
Housing: $685
Insurance: $156
Car expenses: $239
Utilities: $100
Phone, cable, internet: $143
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/13/2012 9:02:09 AM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 9:02:35 AM |
| worth-blanket2 | $22,500.00 | 9/13/2012 9:03:20 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
638628
This series of Notes was issued and sold upon the funding of the borrower loan #74840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $489.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,848 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-achievement1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Medical payment
This loan will be used to consolidate my debt, and to pay a medical bill from my son's procedure.
I am a good candidate for this loan because I have a steady work in a company that is growing, and I do have a surplus that will help to pay every month my commitment to you.
Monthly net income: $ 5,200.00
Monthly expenses: $ 5,070.00
Housing: $ 1,215.00
Insurance: $ 580.00
Car expenses: $ 400.00
Utilities: $ 330.00
Phone, cable, internet: $ 80.00
Food, entertainment: $ 1,000.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 800.00
Other expenses: $ 465.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,750.00 | 9/17/2012 5:04:27 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:49 PM |
| worth-blanket2 | $16,200.00 | 9/17/2012 5:11:16 PM |
| Plow_n_Sow | $25.00 | 9/17/2012 5:08:34 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
638650
This series of Notes was issued and sold upon the funding of the borrower loan #74214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,291 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| prjoy98 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Finally eliminate all revolving debt
My financial situation: My husband and I are both full time government employees that unfortunately have been struggling to make ends meet due to a relocation from overseas and a continuing custody battle between my husband and his ex-wife. We recently enrolled in credit counseling in order to minimize interest owed to creditors and believe that this loan would make a nice dent to the amount we owe.
FYI...I am only using my salary for this application
I am a good candidate for this loan because...I am a dedicated federal employee with a stable income and desire to become debt free
Monthly net income: $94268
Monthly expenses: $
Housing: $2600
Insurance: $175
Car expenses: $435
Utilities: $200
Phone, cable, internet: $175
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/12/2012 5:02:48 PM |
| InChicago | $160.03 | 9/12/2012 5:01:30 PM |
| Bad_Debt | $26.00 | 9/12/2012 5:10:52 PM |
| vutah | $65.00 | 9/12/2012 5:15:07 PM |
| bid-stockpiler1 | $50.00 | 9/12/2012 5:37:39 PM |
| scholarly-order6 | $100.00 | 9/12/2012 5:20:09 PM |
| lowrater | $50.70 | 9/12/2012 5:13:17 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:24:08 PM |
| ferocious-kindness8 | $30.00 | 9/12/2012 5:40:07 PM |
| community-burrito9 | $35.00 | 9/12/2012 5:43:06 PM |
| finance-ecstasy7 | $25.00 | 9/12/2012 5:49:35 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 6:07:39 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:58 PM |
| wonder3 | $25.00 | 9/12/2012 5:02:26 PM |
| enriched-return057 | $150.00 | 9/12/2012 5:10:22 PM |
| handy-justice | $50.00 | 9/12/2012 5:18:27 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:13:35 PM |
| Something-Corporate | $25.00 | 9/12/2012 5:58:50 PM |
| bellaquito | $500.00 | 9/12/2012 6:32:43 PM |
| melodious-openness | $500.00 | 9/12/2012 6:39:58 PM |
| Silver_Rupee | $25.01 | 9/12/2012 6:38:24 PM |
| CACO_Lender | $0.26 | 9/12/2012 7:08:56 PM |
| calmfunds | $1,083.00 | 9/12/2012 6:53:06 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
638676
This series of Notes was issued and sold upon the funding of the borrower loan #74295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $141.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,968 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-bonaza9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hurt by scam / Loan needed!!!
Purpose of loan:
This loan will be used to...pay off my bills in order to be back on track financially. I was affected by a scam and a substantial amount of money was taken from my personal bank account.
My financial situation: My financial situation is fair I would say. I have held a position at Prudential for the last 7 years. I haven't been in any major financial troubles to date.This is my first time I have ever felt I am in an uncomfortable place financially. This loan will help out significantly.
I am a good candidate for this loan because...first and foremost the money will be paid back under the term length given. Secondly, the sole reason I am in dire need of this loan is simply because I was affected by a scam.
Monthly net income: $ 2700
Monthly expenses: $ 0
Housing: $ 500
Insurance: $0
Car expenses: (Car Insurance: $340.00)
Utilities: $40
Phone, cable, internet: $ 60
Food, entertainment: $ 150
Clothing, household expenses: $0
Credit cards and other loans: $ (Car monthly loan payment: $370.00, TOTAL credit card: $3500)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wonder3 | $25.00 | 9/13/2012 5:04:17 PM |
| supreme-treasure8 | $100.00 | 9/13/2012 5:00:55 PM |
| money-bauble | $100.00 | 9/13/2012 5:01:57 PM |
| first-class-gold0 | $84.97 | 9/13/2012 5:06:28 PM |
| InChicago | $40.03 | 9/13/2012 5:03:45 PM |
| 52digital | $75.00 | 9/13/2012 5:03:56 PM |
| receptive-affluence035 | $25.00 | 9/13/2012 5:04:26 PM |
| worth-blanket2 | $4,050.00 | 9/13/2012 5:02:41 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
638680
This series of Notes was issued and sold upon the funding of the borrower loan #74849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,169 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| capital-poblano5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 9/12/2012 9:02:33 AM |
| 52digital | $75.00 | 9/12/2012 9:06:51 AM |
| joyous-peace443 | $25.00 | 9/12/2012 9:18:43 AM |
| silver-enlightenment0 | $25.00 | 9/12/2012 9:24:20 AM |
| worth-blanket2 | $3,600.00 | 9/12/2012 9:11:07 AM |
| tolerant-responsibility051 | $74.60 | 9/12/2012 9:30:18 AM |
| lowrater | $25.40 | 9/12/2012 9:05:02 AM |
| intelligent-yield | $50.00 | 9/12/2012 9:26:09 AM |
| pdli_dude | $25.00 | 9/12/2012 9:26:37 AM |
| toblerone | $25.00 | 9/12/2012 9:28:54 AM |
| BankofRon_IRA | $100.00 | 9/12/2012 9:21:57 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
638702
This series of Notes was issued and sold upon the funding of the borrower loan #74891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $355.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
4 | Length of status: | 35y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,814 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spartan79 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off some credit cards because I am saving to buy a house.
My financial situation: is stable.
I am a good candidate for this loan because.I am a permanent employee in the federal government.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mariah8641 | $30.00 | 9/13/2012 5:07:01 PM |
| income-triangulation1 | $25.00 | 9/13/2012 5:04:15 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:52 PM |
| thrifty-transaction578 | $25.00 | 9/13/2012 5:26:56 PM |
| dough-souffle | $25.00 | 9/13/2012 5:08:57 PM |
| wetlands | $55.99 | 9/13/2012 5:31:01 PM |
| WxChem | $30.00 | 9/13/2012 5:26:04 PM |
| historic-value7 | $250.00 | 9/13/2012 5:26:58 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:28:06 PM |
| CreditBuilder2 | $25.01 | 9/13/2012 5:27:30 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:21 PM |
| enriching-trade2 | $50.00 | 9/13/2012 5:04:33 PM |
| worth-blanket2 | $13,500.00 | 9/13/2012 5:03:42 PM |
| first-class-gold0 | $100.00 | 9/13/2012 5:06:48 PM |
| important-ore | $150.00 | 9/13/2012 5:27:03 PM |
| cablenews | $84.00 | 9/13/2012 5:15:07 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:40 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:16 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
638710
This series of Notes was issued and sold upon the funding of the borrower loan #74687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 30
/
16 | Length of status: | 30y 7m |
|
Amount delinquent:
| $80 |
Total credit lines:
| 77 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,801 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| auctionologist82 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000.00
Monthly expenses: $5600.00
Housing: $1680
Insurance: $
Car expenses: $240.00
Utilities: $165.00
Phone, cable, internet: $ 120
Food, entertainment: $ 360
Clothing, household expenses: $ 60
Credit cards and other loans: $ 400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 9/12/2012 5:02:52 PM |
| natural-affluence6 | $25.00 | 9/13/2012 9:02:16 PM |
| commerce-venture1 | $25.00 | 9/12/2012 5:10:01 PM |
| ultimate-peace | $250.00 | 9/13/2012 5:31:47 AM |
| money-fort | $25.00 | 9/12/2012 8:53:53 PM |
| revenue-appraiser | $25.00 | 9/13/2012 6:52:05 AM |
| greencat | $50.00 | 9/13/2012 9:11:36 AM |
| worthy-bid8 | $100.00 | 9/13/2012 9:43:35 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:37:22 AM |
| open-minded-p2p1 | $25.00 | 9/13/2012 6:18:42 PM |
| Lubava | $50.00 | 9/13/2012 6:27:35 PM |
| blackstar | $25.00 | 9/14/2012 5:25:55 AM |
| ChoiceInvestments | $27.00 | 9/13/2012 8:54:06 PM |
| CalBear08 | $33.33 | 9/13/2012 11:28:59 PM |
| graceful-investment | $80.00 | 9/13/2012 11:45:38 PM |
| brady830 | $26.40 | 9/14/2012 5:25:04 AM |
| pragmatic-peace017 | $35.00 | 9/14/2012 8:42:01 AM |
| glroark | $50.00 | 9/14/2012 6:18:37 AM |
| lendhouse2008 | $250.00 | 9/14/2012 10:02:01 AM |
| worth-shower8 | $100.00 | 9/14/2012 10:21:47 AM |
| BigHorizon | $32.22 | 9/14/2012 11:02:12 AM |
| WisconsinFinance | $25.00 | 9/12/2012 5:05:04 PM |
| TheSituation | $25.00 | 9/12/2012 5:05:05 PM |
| scoobiedoo | $40.02 | 9/12/2012 6:52:47 PM |
| Something-Corporate | $25.00 | 9/12/2012 5:58:50 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:00 PM |
| WriteTheLegend | $100.00 | 9/12/2012 6:48:32 PM |
| vutah | $25.00 | 9/13/2012 8:33:31 AM |
| wise-bonus-orchid | $50.00 | 9/13/2012 4:43:53 AM |
| payment-halo | $25.00 | 9/13/2012 10:26:05 AM |
| roux | $25.00 | 9/13/2012 10:31:53 AM |
| pdub | $250.00 | 9/13/2012 10:39:30 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:16 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:23:32 AM |
| CA-Lender | $25.00 | 9/13/2012 5:54:36 PM |
| JohnWS | $25.00 | 9/13/2012 8:14:11 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 9:25:58 PM |
| sparkling-funds | $25.00 | 9/13/2012 10:05:42 PM |
| melodious-openness | $100.00 | 9/14/2012 4:47:57 AM |
| newest-generous-income | $25.00 | 9/14/2012 2:16:28 AM |
| courteous-platinum7 | $25.00 | 9/14/2012 4:48:06 AM |
| Bob450 | $25.00 | 9/14/2012 8:07:00 AM |
| nalaari | $26.00 | 9/14/2012 5:22:32 AM |
| sgt-schultz | $40.00 | 9/14/2012 8:47:11 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:25 AM |
| BigHorizon | $100.00 | 9/14/2012 11:02:06 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
638744
This series of Notes was issued and sold upon the funding of the borrower loan #74595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $543.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,730 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smart-fairness6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
760-779
(Dec-2010)
|
|
Principal balance:
| $7,494.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my current Prosper Loan as well as a few of my other accounts and just pay one bill
My financial situation:
I am a good candidate for this loan because I have never missed or been late on any prosper payments nor looking at my credit any bill for that matter in some years and i am gainfully employed with years of track records
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/18/2012 5:04:33 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:07:29 PM |
| abundanceforever | $52.50 | 9/18/2012 5:12:16 PM |
| wetlands | $200.00 | 9/18/2012 5:14:54 PM |
| entertaining-revenue4 | $50.00 | 9/18/2012 5:10:54 PM |
| MoneyForNothing | $25.20 | 9/18/2012 5:15:12 PM |
| Hippo-IRA1 | $25.00 | 9/18/2012 5:05:35 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:16 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:56 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:09:55 PM |
| whitegold24k | $150.00 | 9/18/2012 5:24:39 PM |
| determined-revenue1 | $35.00 | 9/18/2012 5:43:16 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:09 PM |
| nickel-ferret | $25.00 | 9/18/2012 5:14:03 PM |
| thrifty-transaction578 | $25.00 | 9/18/2012 5:16:07 PM |
| Castellan | $50.00 | 9/18/2012 5:32:49 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:34 PM |
| Taxman44 | $25.00 | 9/18/2012 5:17:28 PM |
| CreditBuilder2 | $25.01 | 9/18/2012 5:35:44 PM |
| Jayson85 | $100.00 | 9/18/2012 5:18:26 PM |
| bewitching-commitment421 | $50.00 | 9/18/2012 5:23:59 PM |
| mtquan | $25.00 | 9/18/2012 5:24:02 PM |
| payout-reaction740 | $50.00 | 9/18/2012 5:47:57 PM |
| 907 | $25.00 | 9/18/2012 5:29:47 PM |
| TeachMeSS | $89.87 | 9/18/2012 5:53:07 PM |
| payment-chief9 | $25.00 | 9/18/2012 5:53:38 PM |
| EnglishGeekInNYC | $25.00 | 9/18/2012 6:11:32 PM |
| secret-santa | $30.00 | 9/18/2012 6:24:45 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:16 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:06:00 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:15 PM |
| tolerant-dinero2 | $25.00 | 9/18/2012 8:17:42 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:46 PM |
| silver-breeze3 | $33.46 | 9/18/2012 6:04:43 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:52 PM |
| ajst1 | $25.00 | 9/18/2012 7:58:10 PM |
| heroic-platinum | $25.00 | 9/18/2012 8:07:09 PM |
| Daveinthecorn | $50.00 | 9/19/2012 5:23:04 AM |
| Interloper | $40.00 | 9/18/2012 8:49:44 PM |
| student17354 | $25.00 | 9/19/2012 6:16:18 AM |
| calbertrand | $25.00 | 9/19/2012 6:31:21 AM |
| Malkial | $50.00 | 9/18/2012 9:40:26 PM |
| active-wealth3 | $50.00 | 9/18/2012 10:54:39 PM |
| SamyFromRI | $25.00 | 9/18/2012 7:49:41 PM |
| Altitude-Transport | $35.00 | 9/18/2012 11:59:49 PM |
| TPDODGER | $35.00 | 9/19/2012 8:18:44 AM |
| gold-position343 | $50.00 | 9/19/2012 4:03:45 AM |
| Zion-CIF | $25.00 | 9/19/2012 4:40:10 AM |
| ready-vigilance3 | $50.00 | 9/19/2012 8:56:36 AM |
| scottharr27 | $100.00 | 9/18/2012 9:04:26 PM |
| giantfan19 | $47.33 | 9/18/2012 10:27:34 PM |
| organic-treasure | $25.00 | 9/19/2012 6:32:34 AM |
| treasure-singularity | $25.00 | 9/18/2012 11:37:18 PM |
| onecooldrink | $25.00 | 9/18/2012 11:37:34 PM |
| zanglish101 | $30.00 | 9/19/2012 7:09:04 AM |
| _NaLNaBB | $200.00 | 9/19/2012 9:07:53 AM |
| blue-laudable-dinero | $50.00 | 9/19/2012 9:10:32 AM |
| kulender | $100.00 | 9/19/2012 4:58:51 AM |
| Socorro_Capital_Partners | $25.01 | 9/19/2012 9:11:06 AM |
| imdave4me | $25.00 | 9/19/2012 8:12:44 AM |
| Science7124 | $25.00 | 9/19/2012 9:12:14 AM |
| Leshan | $100.00 | 9/19/2012 7:04:33 AM |
| funds-rotation1 | $25.00 | 9/19/2012 7:12:10 AM |
| foofightee | $25.00 | 9/19/2012 7:38:11 AM |
| IP | $25.00 | 9/19/2012 9:19:52 AM |
| wonderous-power | $25.00 | 9/19/2012 8:05:47 AM |
| grammaspurse | $25.00 | 9/19/2012 8:22:18 AM |
| rhodylend | $25.00 | 9/19/2012 9:05:33 AM |
| american6 | $50.00 | 9/19/2012 9:08:38 AM |
| mvalley | $25.00 | 9/19/2012 9:10:06 AM |
| WxChem | $25.00 | 9/19/2012 9:28:54 AM |
| richboy56 | $25.00 | 9/19/2012 9:32:53 AM |
| innovator10 | $500.00 | 9/19/2012 9:33:40 AM |
| influential-benjamins0 | $100.00 | 9/19/2012 9:17:33 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:25 AM |
| Cash-Flow | $1,500.00 | 9/19/2012 9:19:02 AM |
| gold-pudding6 | $60.00 | 9/19/2012 9:48:02 AM |
| KEOLEND | $0.59 | 9/19/2012 9:54:07 AM |
| affluence-tycoon | $25.00 | 9/19/2012 9:23:18 AM |
| britgsb | $50.00 | 9/19/2012 9:39:14 AM |
| hml | $50.00 | 9/19/2012 9:30:26 AM |
| enthusiastic-bid5 | $25.00 | 9/19/2012 9:46:34 AM |
| Investoman | $25.00 | 9/19/2012 9:48:56 AM |
| dynadave | $1,000.00 | 9/18/2012 9:37:47 PM |
| best-bonafide-p2p | $50.00 | 9/18/2012 5:02:48 PM |
| noodles932 | $46.20 | 9/18/2012 5:09:13 PM |
| azazle | $50.00 | 9/18/2012 5:14:39 PM |
| imogen22 | $25.00 | 9/18/2012 5:10:58 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:15:58 PM |
| lionheart722 | $100.00 | 9/18/2012 5:24:50 PM |
| LeReve | $500.00 | 9/18/2012 5:19:56 PM |
| enticing-capital6 | $50.00 | 9/18/2012 5:35:32 PM |
| calm-platinum957 | $35.00 | 9/18/2012 5:28:12 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:28 PM |
| windguy | $50.00 | 9/18/2012 5:18:43 PM |
| Feyenoord | $30.00 | 9/18/2012 5:59:28 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 6:06:42 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:11 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:50 PM |
| mariah8641 | $30.00 | 9/18/2012 5:39:55 PM |
| auction-chomper4 | $50.00 | 9/18/2012 5:44:47 PM |
| rubylender | $25.00 | 9/18/2012 6:42:44 PM |
| bellaquito | $500.00 | 9/18/2012 6:52:13 PM |
| justreturns | $25.00 | 9/18/2012 6:14:57 PM |
| income-buffalo1 | $50.00 | 9/18/2012 7:01:20 PM |
| discrete-gold579 | $50.00 | 9/18/2012 6:17:28 PM |
| pdub | $750.00 | 9/18/2012 5:56:19 PM |
| credit-guard5 | $25.00 | 9/18/2012 7:23:06 PM |
| Earnest_Money | $25.00 | 9/18/2012 8:02:48 PM |
| ready-interest9 | $25.00 | 9/18/2012 6:03:46 PM |
| RGlad | $65.00 | 9/18/2012 6:16:30 PM |
| Attract | $25.00 | 9/18/2012 7:55:14 PM |
| hope-hickory8 | $25.00 | 9/19/2012 4:26:21 AM |
| moola-accelerator6 | $30.00 | 9/18/2012 8:20:34 PM |
| equitable-camaraderi | $25.00 | 9/19/2012 5:33:01 AM |
| newest-thrilling-income | $25.00 | 9/19/2012 6:16:00 AM |
| benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:51 PM |
| agalt | $50.00 | 9/19/2012 6:24:06 AM |
| P2P4me | $400.00 | 9/19/2012 6:56:07 AM |
| worldly-auction870 | $25.87 | 9/19/2012 7:13:02 AM |
| s270 | $100.00 | 9/18/2012 7:12:04 PM |
| heerzaquestion | $40.00 | 9/19/2012 7:17:24 AM |
| Brisket_Bob | $25.00 | 9/19/2012 8:08:58 AM |
| CougarRoar | $25.00 | 9/19/2012 12:18:53 AM |
| donnajoy | $25.00 | 9/19/2012 2:41:23 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:37 AM |
| starry2001 | $25.00 | 9/19/2012 4:50:11 AM |
| awesome-generosity4 | $35.00 | 9/19/2012 5:05:44 AM |
| aquariano | $25.00 | 9/18/2012 9:01:31 PM |
| eljobe | $30.00 | 9/19/2012 5:41:49 AM |
| TennSquire | $25.00 | 9/19/2012 9:02:52 AM |
| contract-victor5 | $50.00 | 9/19/2012 6:51:46 AM |
| Loan-trust25 | $25.00 | 9/19/2012 9:05:05 AM |
| bbt210 | $25.05 | 9/19/2012 7:26:01 AM |
| bbt28 | $25.05 | 9/19/2012 7:29:29 AM |
| Hexnut | $100.00 | 9/19/2012 7:31:02 AM |
| 1stBankAndHal | $25.05 | 9/19/2012 4:43:50 AM |
| ivy-league-MBA | $25.00 | 9/19/2012 9:10:36 AM |
| greenback-sage433 | $25.00 | 9/19/2012 8:13:40 AM |
| magical-credit523 | $25.00 | 9/19/2012 9:12:49 AM |
| miked8303 | $50.00 | 9/19/2012 9:13:52 AM |
| valiant-money | $30.68 | 9/19/2012 8:36:46 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:27 AM |
| lovely-bid3 | $100.00 | 9/19/2012 7:21:10 AM |
| JayKae | $30.00 | 9/19/2012 9:17:17 AM |
| ericsb | $39.04 | 9/19/2012 7:43:08 AM |
| jborer | $44.09 | 9/19/2012 9:22:22 AM |
| skro | $25.00 | 9/19/2012 9:06:15 AM |
| excellent-funds649 | $50.00 | 9/19/2012 9:23:50 AM |
| reflective-greenback1 | $25.00 | 9/19/2012 8:34:53 AM |
| phenomenal-rate1 | $500.00 | 9/19/2012 8:52:30 AM |
| attentive-compassion1 | $50.00 | 9/19/2012 9:29:42 AM |
| jcyjwj | $100.00 | 9/19/2012 9:33:30 AM |
| Avala | $100.00 | 9/19/2012 9:35:39 AM |
| worth21 | $25.00 | 9/19/2012 9:15:31 AM |
| hard-working-rate3 | $25.00 | 9/19/2012 9:46:21 AM |
| entertaining-rate9 | $25.00 | 9/19/2012 9:24:25 AM |
| prudent-payment316 | $25.00 | 9/19/2012 9:27:04 AM |
| kls4560 | $25.00 | 9/19/2012 9:18:19 AM |
| Zeist | $25.00 | 9/19/2012 9:30:15 AM |
| chestnut4 | $25.00 | 9/19/2012 9:32:42 AM |
| chlebie | $50.00 | 9/19/2012 9:34:13 AM |
| unrivaled-deal676 | $50.00 | 9/19/2012 9:37:02 AM |
| reinforced-reward | $25.00 | 9/19/2012 9:28:56 AM |
| crdcteng | $25.00 | 9/19/2012 9:41:03 AM |
| friendly-money | $100.00 | 9/19/2012 9:35:30 AM |
| the-careful-fund | $25.00 | 9/19/2012 9:41:08 AM |
| fairness-sundae2 | $100.00 | 9/19/2012 9:41:48 AM |
| Worldskiboy | $50.00 | 9/19/2012 9:48:05 AM |
| sturdy-fairness0 | $100.00 | 9/19/2012 9:49:19 AM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
638758
This series of Notes was issued and sold upon the funding of the borrower loan #74184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $126.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,565 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-sensational-generosity4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GAP
Purpose of loan:
This loan will be used to...catch up bills
My financial situation:
I am a good candidate for this loan because... I can pay it back on time.
Monthly net income: $4000
Monthly expenses:Housing: $ 1058
Insurance: $300
Car expenses: $457
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/12/2012 5:05:03 PM |
| greenback-buckeye | $25.00 | 9/12/2012 5:09:37 PM |
| lowrater | $75.80 | 9/12/2012 5:02:14 PM |
| tolerant-responsibility051 | $287.20 | 9/12/2012 5:15:41 PM |
| MI2 | $2,000.00 | 9/12/2012 5:03:53 PM |
| BankofRon_IRA | $100.00 | 9/12/2012 5:07:06 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:36 PM |
| handy-justice | $50.00 | 9/12/2012 5:12:37 PM |
| adventurer447 | $187.00 | 9/12/2012 5:13:27 PM |
| Bob450 | $25.00 | 9/12/2012 5:13:47 PM |
| scholarly-order6 | $25.00 | 9/12/2012 5:11:10 PM |
| openness-antioxidant | $75.00 | 9/12/2012 5:04:14 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:59 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:06:31 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
638768
This series of Notes was issued and sold upon the funding of the borrower loan #74515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $256.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,083 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| msymsed |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $13,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2011)
680-699
(May-2008)
|
|
Principal balance:
| $3,791.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Need good used car
Purpose of loan:
This loan will be used to...a decent used car. I am not looking for anything new, just new to me. I have a current Prosper loan and I would like to borrow enough to pay that one off so I only have one loan.
My financial situation:
I am a good candidate for this loan because...I consistently pay my bills, I have paid off a previous Prosper loan.
Yearly Salary: $44,116 per 2011 W2 form
Housing: $n/a (paid off)
Insurance: $75.00 per month
Car expenses: $94 (every 6 months)
Utilities: $160 for water, gas, electricity, and garbage
Phone, cable, internet: $250
Food, entertainment: $100 (at most...I'm single and had gastric bypass, so I don't spend a lot on groceries!)
Clothing, household expenses: $50 (not a big shopper)
Credit cards and other loans: $600
Other expenses: $ none at present
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $56.69 | 9/13/2012 5:02:20 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:15 PM |
| fabulous-bazaar4 | $25.00 | 9/13/2012 5:01:02 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:02 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:21 PM |
| thrifty-capital | $30.00 | 9/13/2012 5:22:40 PM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 5:09:00 PM |
| janeybooboo | $74.74 | 9/13/2012 5:18:11 PM |
| fuse136 | $25.00 | 9/13/2012 5:12:18 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:20:46 PM |
| phaded | $25.00 | 9/13/2012 5:14:16 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:35 PM |
| j2ee | $50.00 | 9/13/2012 5:22:09 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:55 PM |
| JeremyLinFan | $50.00 | 9/13/2012 5:17:19 PM |
| lnuss25 | $70.00 | 9/13/2012 5:19:01 PM |
| bid-banjo3 | $100.00 | 9/13/2012 5:26:07 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:18 PM |
| spirit07a | $25.00 | 9/13/2012 5:20:54 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:25:12 PM |
| order-tamale | $400.00 | 9/13/2012 5:20:36 PM |
| lowrater | $50.80 | 9/13/2012 5:07:15 PM |
| MoneyForNothing | $49.49 | 9/13/2012 5:02:46 PM |
| jubilant-agreement0 | $25.00 | 9/13/2012 5:05:44 PM |
| susurrus | $100.00 | 9/13/2012 5:23:44 PM |
| CaptainBL | $25.00 | 9/13/2012 5:26:20 PM |
| AF-Chief | $25.00 | 9/13/2012 5:15:51 PM |
| JaceSpade | $25.00 | 9/13/2012 5:24:04 PM |
| thankful-nickel2 | $55.55 | 9/13/2012 5:19:35 PM |
| important-ore | $150.00 | 9/13/2012 5:27:03 PM |
| OnceUponAPenny | $25.00 | 9/13/2012 5:22:13 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:38 PM |
| hope-percolator8 | $50.00 | 9/13/2012 5:26:54 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
638798
This series of Notes was issued and sold upon the funding of the borrower loan #74355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 13.68% |
Borrower rate/APR:
| 14.68% / 22.45% |
Monthly payment:
| $225.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.38% | | |
| |
Estimated return*:
| 5.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $870 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funtoon |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2600
Monthly expenses: $
Housing: $1,016
Insurance: $68
Car expenses: $200
Utilities: $160
Phone, cable, internet: $105
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-treasure8 | $100.00 | 9/13/2012 5:00:56 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:13 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:56 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:00 PM |
| mikrolown | $25.00 | 9/13/2012 5:38:14 PM |
| chlebie | $50.00 | 9/13/2012 5:49:12 PM |
| nourishing-interest0 | $25.00 | 9/13/2012 5:53:42 PM |
| Good-times | $25.00 | 9/13/2012 9:46:00 PM |
| SkynxhuntIRA | $25.00 | 9/13/2012 9:46:28 PM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:38 AM |
| treasure-bliss | $43.00 | 9/14/2012 5:37:42 AM |
| newest-generous-income | $30.00 | 9/14/2012 1:43:24 AM |
| co98senior | $25.00 | 9/14/2012 5:01:30 AM |
| RoyFauntleroy | $50.00 | 9/14/2012 8:00:10 AM |
| paradise-foothill | $50.00 | 9/14/2012 8:56:53 AM |
| rchapee | $25.00 | 9/14/2012 7:52:06 AM |
| bazaar-tulip | $25.00 | 9/14/2012 9:42:24 AM |
| wizardii | $25.00 | 9/14/2012 9:57:41 AM |
| compassion-expert | $25.00 | 9/14/2012 9:56:10 AM |
| durable-lender79 | $25.00 | 9/13/2012 5:03:17 PM |
| well-rounded-payout0 | $25.00 | 9/13/2012 5:12:03 PM |
| money-exchanger4 | $25.00 | 9/13/2012 5:12:42 PM |
| boston_mass | $25.00 | 9/13/2012 5:59:51 PM |
| IPG1 | $25.00 | 9/13/2012 6:35:35 PM |
| punctual-contract256 | $25.00 | 9/13/2012 6:05:23 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:40 PM |
| PoliticinandNegotiatin | $50.00 | 9/13/2012 7:38:48 PM |
| pious-openness | $25.00 | 9/14/2012 6:07:23 AM |
| discrete-exchange9 | $25.00 | 9/14/2012 6:57:37 AM |
| powerful-return1 | $25.00 | 9/14/2012 8:08:28 AM |
| aganippe | $25.00 | 9/14/2012 8:45:15 AM |
| restless-currency | $40.00 | 9/14/2012 9:32:36 AM |
| bazaar-paladin7 | $35.49 | 9/14/2012 9:34:42 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:10 AM |
| MI2 | $1,276.51 | 9/14/2012 10:02:23 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
638852
This series of Notes was issued and sold upon the funding of the borrower loan #74625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $371.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,887 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dinero-stockpiler9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to reduce the interest on an outstanding credit card debt, as part of an overall plan to save money and to expedite the resolution of this financial obligation, to meet a financial goal of being debt-free within 5 years.
My financial situation:
I am a good candidate for this loan because I am extremely reliable with all of my financial obligations. This loan is part of an overall financial plan to become debt-free in the next 5 years by consolidating debts to lower interest rate loans and expediting payoff. I have a strong work history and ethic, and a long-standing credit history with no late payments. The purpose of this loan is to accelerate the payoff of this obligation, which I have been working to reduce for several years. I believe this loan provides a mutually beneficial arrangement to provide a peer lender with an extremely safe investment with a great return, and allows me to save money and reduce my financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Phryne | $50.00 | 9/17/2012 5:08:10 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:46 PM |
| Dollars4Rent | $50.00 | 9/17/2012 5:02:34 PM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 5:52:45 PM |
| mayumi0213 | $25.00 | 9/17/2012 6:50:02 PM |
| LongTail | $50.00 | 9/17/2012 10:49:58 PM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:44 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:45 AM |
| Castellan | $50.00 | 9/18/2012 9:19:28 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:32 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:17 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:23 AM |
| samurai2 | $25.00 | 9/18/2012 2:46:47 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:46 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:41 PM |
| Leopoldine | $25.00 | 9/19/2012 9:15:25 AM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:22 AM |
| azazle | $50.00 | 9/19/2012 11:49:02 AM |
| bent300 | $50.00 | 9/19/2012 1:56:21 PM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:18 AM |
| enriching-trade2 | $50.00 | 9/19/2012 5:01:31 PM |
| repayment-pagoda8 | $100.00 | 9/19/2012 5:08:30 PM |
| jayh888 | $30.00 | 9/19/2012 12:18:21 PM |
| velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:48 PM |
| jpblan11 | $25.00 | 9/19/2012 4:14:46 PM |
| j2ee | $50.00 | 9/19/2012 5:04:04 PM |
| BDL-Roth | $25.00 | 9/19/2012 5:22:11 PM |
| enterprising-exchange6 | $50.00 | 9/19/2012 5:58:36 PM |
| adventurer447 | $300.00 | 9/19/2012 5:29:33 PM |
| Howaboutsomemoney | $31.35 | 9/19/2012 6:58:37 PM |
| liberty-viola | $30.00 | 9/19/2012 5:37:09 PM |
| discrete-gold579 | $50.00 | 9/19/2012 7:56:26 PM |
| mtquan | $25.00 | 9/19/2012 6:04:02 PM |
| radforj22 | $100.00 | 9/19/2012 8:05:29 PM |
| proper-exchange8 | $50.00 | 9/19/2012 5:46:29 PM |
| Hexnut | $100.00 | 9/19/2012 11:02:31 PM |
| CPA-Banker | $25.00 | 9/20/2012 6:06:17 AM |
| prainvestment | $25.00 | 9/20/2012 6:08:24 AM |
| bellaquito | $500.00 | 9/19/2012 6:28:38 PM |
| compoundinterest | $25.00 | 9/20/2012 9:01:10 AM |
| Salvy | $25.00 | 9/19/2012 9:21:54 PM |
| dashseven | $25.00 | 9/19/2012 10:10:30 PM |
| Great-Mom | $25.00 | 9/20/2012 6:53:21 AM |
| fuzed | $25.00 | 9/20/2012 7:24:43 AM |
| broosky2 | $100.00 | 9/20/2012 7:44:38 AM |
| liberty-genetics | $89.61 | 9/20/2012 7:56:10 AM |
| 78 | $27.65 | 9/20/2012 8:15:15 AM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:07 AM |
| devoider | $25.00 | 9/20/2012 7:11:05 AM |
| BenR | $100.00 | 9/20/2012 9:24:31 AM |
| Investoman | $25.00 | 9/20/2012 9:10:41 AM |
| reaction5 | $25.00 | 9/20/2012 9:01:29 AM |
| girlwithglasses | $50.00 | 9/20/2012 9:38:56 AM |
| netg | $25.00 | 9/20/2012 9:49:11 AM |
| doncm | $25.00 | 9/20/2012 9:07:28 AM |
| romario | $25.00 | 9/20/2012 9:13:16 AM |
| pay_day | $50.00 | 9/20/2012 10:12:56 AM |
| progressive-wampum0 | $25.00 | 9/20/2012 10:19:30 AM |
| BzJ108 | $25.00 | 9/20/2012 10:23:41 AM |
| agile-diversification2 | $25.00 | 9/20/2012 9:31:19 AM |
| Money_Hog | $25.00 | 9/20/2012 10:51:36 AM |
| tenacious-affluence | $25.00 | 9/20/2012 10:01:26 AM |
| djs81 | $75.00 | 9/20/2012 9:55:54 AM |
| ferpeiks | $150.00 | 9/20/2012 1:43:55 PM |
| a-finance-director | $50.00 | 9/20/2012 10:16:04 AM |
| SunsetCoastCapital | $25.00 | 9/20/2012 10:00:16 AM |
| scottssmcom | $80.00 | 9/20/2012 4:42:56 PM |
| loan-mammal | $100.00 | 9/20/2012 5:04:12 PM |
| compatible-deal9 | $50.00 | 9/20/2012 11:27:56 AM |
| agalt | $100.00 | 9/20/2012 10:49:53 AM |
| malcolmreynolds | $25.00 | 9/20/2012 4:40:30 PM |
| Lender0010 | $50.00 | 9/20/2012 2:20:29 PM |
| attentive-compassion1 | $50.00 | 9/20/2012 5:08:49 PM |
| hard-working-rate3 | $25.00 | 9/20/2012 5:35:46 PM |
| YLlama | $25.00 | 9/20/2012 5:19:14 PM |
| bowdish1 | $100.00 | 9/20/2012 5:45:16 PM |
| impartial-economy1 | $25.00 | 9/20/2012 5:57:07 PM |
| bonus-poplar2 | $25.00 | 9/20/2012 5:35:24 PM |
| platinum-lightning | $50.00 | 9/20/2012 6:04:08 PM |
| admscr108 | $25.00 | 9/20/2012 9:01:09 PM |
| california111 | $150.00 | 9/20/2012 10:40:47 PM |
| proud-pound4 | $25.00 | 9/20/2012 5:44:57 PM |
| neighborly-hope6 | $100.00 | 9/20/2012 5:50:36 PM |
| proud-money9 | $50.00 | 9/20/2012 7:02:07 PM |
| transparency-silo2 | $25.00 | 9/20/2012 5:52:37 PM |
| cloud8 | $40.00 | 9/20/2012 7:27:26 PM |
| friendinmoney | $25.00 | 9/21/2012 6:11:19 AM |
| Aeroman32 | $25.00 | 9/20/2012 10:16:05 PM |
| dawg25 | $50.00 | 9/21/2012 2:32:43 AM |
| lendersf | $50.00 | 9/21/2012 8:43:25 AM |
| aldeed | $500.00 | 9/21/2012 6:24:20 AM |
| tommyb34 | $25.00 | 9/21/2012 7:23:19 AM |
| green-trade-firestarter | $25.00 | 9/20/2012 10:34:42 PM |
| Felici_Finance | $25.00 | 9/21/2012 3:19:55 AM |
| PaulW | $40.00 | 9/21/2012 4:00:15 AM |
| TigerForce | $25.00 | 9/21/2012 4:27:00 AM |
| boilermaker63 | $25.00 | 9/21/2012 9:20:51 AM |
| coin-amigo | $33.50 | 9/21/2012 8:43:38 AM |
| newest-bountiful-basis | $25.00 | 9/21/2012 9:22:10 AM |
| nimble-nickel | $25.00 | 9/21/2012 9:53:49 AM |
| Income-Scout | $100.00 | 9/21/2012 9:54:32 AM |
| jonandmeg21 | $25.00 | 9/21/2012 9:46:21 AM |
| EretzCapital | $47.94 | 9/21/2012 10:16:38 AM |
| nourishing-order8 | $25.00 | 9/21/2012 10:20:34 AM |
| awern | $28.35 | 9/21/2012 9:38:13 AM |
| important-diversification620 | $25.00 | 9/21/2012 9:45:08 AM |
| Taxman44 | $25.00 | 9/17/2012 5:48:21 PM |
| compassion-twister2 | $50.00 | 9/17/2012 5:30:53 PM |
| ready-interest9 | $25.00 | 9/17/2012 5:58:56 PM |
| hopeful_lender | $300.00 | 9/17/2012 5:38:24 PM |
| kfrench | $75.00 | 9/17/2012 6:02:58 PM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:06:41 PM |
| durability-seahorse7 | $100.00 | 9/18/2012 8:39:16 AM |
| blot44 | $25.00 | 9/17/2012 10:24:28 PM |
| cerebral-dollar773 | $50.00 | 9/18/2012 5:04:29 AM |
| blue-useful-auction | $25.00 | 9/18/2012 6:23:00 AM |
| kenji4861 | $25.00 | 9/18/2012 9:03:30 AM |
| spartacusiam | $25.00 | 9/18/2012 9:57:36 AM |
| GoldenKoi | $100.00 | 9/18/2012 10:10:34 AM |
| giftgold | $25.00 | 9/18/2012 11:13:12 AM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:22 AM |
| imogen22 | $25.00 | 9/18/2012 12:43:33 PM |
| windguy | $50.00 | 9/18/2012 12:47:37 PM |
| pdub | $500.00 | 9/18/2012 5:57:11 PM |
| revenue-carnation043 | $25.00 | 9/18/2012 6:16:38 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:47 PM |
| awesome-dollar6 | $100.00 | 9/19/2012 3:39:21 AM |
| jcornehlsen | $25.00 | 9/19/2012 10:35:08 AM |
| studious-revenue7 | $25.00 | 9/19/2012 4:46:46 PM |
| bicyclist2270 | $25.00 | 9/19/2012 4:01:58 PM |
| GrayStudio | $25.00 | 9/19/2012 12:22:19 PM |
| Solid-Platinum | $25.00 | 9/19/2012 1:49:26 PM |
| BlessedEveryDay | $25.00 | 9/19/2012 3:02:31 PM |
| gold-mate1 | $25.00 | 9/19/2012 4:37:40 PM |
| Ripsaw4U | $50.00 | 9/19/2012 5:31:55 PM |
| generous-deal6 | $25.00 | 9/19/2012 5:17:35 PM |
| martinatime | $50.00 | 9/19/2012 5:41:04 PM |
| Nicedad72 | $25.00 | 9/19/2012 5:21:07 PM |
| transaction-keeper5 | $25.00 | 9/19/2012 5:22:56 PM |
| auction-sage | $100.00 | 9/19/2012 5:16:33 PM |
| member_98419 | $25.00 | 9/19/2012 5:23:32 PM |
| kevin314 | $25.00 | 9/19/2012 5:38:22 PM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:29 PM |
| Blue_Devil | $50.00 | 9/19/2012 7:49:21 PM |
| rmachi | $25.00 | 9/19/2012 6:07:16 PM |
| BobRand | $25.00 | 9/19/2012 6:26:18 PM |
| universal71 | $25.00 | 9/20/2012 5:32:38 AM |
| tranquil-diversification8 | $150.00 | 9/20/2012 6:15:15 AM |
| bonafide-economy | $25.00 | 9/20/2012 6:54:09 AM |
| socrates520 | $50.00 | 9/19/2012 11:34:03 PM |
| speedy-point | $25.00 | 9/19/2012 11:46:55 PM |
| Suit | $150.00 | 9/20/2012 7:43:42 AM |
| exciting-finance288 | $30.00 | 9/20/2012 8:31:48 AM |
| CFOGO | $25.00 | 9/20/2012 5:20:26 AM |
| availableloan | $25.00 | 9/20/2012 9:02:26 AM |
| Plutis | $25.00 | 9/20/2012 9:07:08 AM |
| bold-sensible-basis | $25.00 | 9/20/2012 5:12:04 AM |
| kind-currency-cargo | $25.00 | 9/20/2012 6:06:16 AM |
| gentle-gain235 | $50.00 | 9/20/2012 8:06:34 AM |
| market-trooper3 | $30.00 | 9/20/2012 7:01:52 AM |
| miked8303 | $50.00 | 9/20/2012 9:23:51 AM |
| commanding-bid973 | $25.00 | 9/20/2012 8:26:17 AM |
| syounker | $25.00 | 9/20/2012 9:15:02 AM |
| britgsb | $50.00 | 9/20/2012 9:19:11 AM |
| Searlzy | $25.00 | 9/20/2012 9:50:09 AM |
| american6 | $50.00 | 9/20/2012 9:21:44 AM |
| cablenews | $100.00 | 9/20/2012 9:23:09 AM |
| HikeMoab | $25.00 | 9/20/2012 9:34:47 AM |
| dime-sycamore3 | $50.00 | 9/20/2012 9:36:16 AM |
| currency-fan9 | $50.00 | 9/20/2012 10:04:43 AM |
| damage | $25.00 | 9/20/2012 10:21:00 AM |
| wwwUniversal | $25.00 | 9/20/2012 10:44:22 AM |
| Planecourage | $25.00 | 9/20/2012 11:35:39 AM |
| penny-finder | $30.00 | 9/20/2012 11:45:26 AM |
| smbau06 | $70.00 | 9/20/2012 12:15:12 PM |
| sturdy-fairness0 | $50.00 | 9/20/2012 10:15:35 AM |
| brightest-bonafide-deal | $25.00 | 9/20/2012 2:18:36 PM |
| sugnal | $50.00 | 9/20/2012 3:14:08 PM |
| AFairDeal | $25.00 | 9/20/2012 10:04:32 AM |
| shaker348 | $50.00 | 9/20/2012 10:36:52 AM |
| atlacatl | $25.00 | 9/20/2012 5:02:08 PM |
| rhino-investing-eagle | $40.00 | 9/20/2012 11:43:25 AM |
| brightest-durability-chomper | $25.00 | 9/20/2012 1:18:01 PM |
| lostontheedge | $25.00 | 9/20/2012 12:34:04 PM |
| donnajoy | $25.00 | 9/20/2012 12:50:19 PM |
| prudent-payment316 | $25.00 | 9/20/2012 5:54:52 PM |
| wealthstar | $25.00 | 9/20/2012 5:40:03 PM |
| order-gondola | $50.00 | 9/20/2012 10:37:17 PM |
| tranquil-economy4 | $50.00 | 9/20/2012 11:53:58 PM |
| primetime | $25.00 | 9/20/2012 6:53:23 PM |
| Trondheim_Norway | $100.00 | 9/20/2012 7:43:37 PM |
| self-reliant-dinero234 | $25.00 | 9/20/2012 10:39:55 PM |
| Druidsoft | $25.00 | 9/21/2012 12:53:46 AM |
| shrewd-dedication2 | $30.00 | 9/21/2012 3:25:41 AM |
| blue-laudable-dinero | $25.00 | 9/21/2012 7:45:53 AM |
| BOZO88 | $25.00 | 9/20/2012 7:12:46 PM |
| leverage-grove6 | $25.00 | 9/20/2012 7:18:03 PM |
| magnetic-integrity7 | $50.00 | 9/20/2012 9:08:58 PM |
| spry-income | $100.00 | 9/20/2012 10:19:48 PM |
| lagnisiruk | $25.00 | 9/21/2012 9:06:10 AM |
| Tylerh | $250.00 | 9/21/2012 9:07:13 AM |
| order-supernova6 | $50.00 | 9/21/2012 9:12:03 AM |
| revenue-appraiser | $25.00 | 9/21/2012 6:37:57 AM |
| currency-scientist7 | $25.00 | 9/21/2012 9:12:08 AM |
| unforgettable-wealth4 | $50.00 | 9/21/2012 9:24:02 AM |
| forthright-euro8 | $25.00 | 9/21/2012 9:15:21 AM |
| adaboy65 | $100.00 | 9/21/2012 9:07:53 AM |
| transparency-baton | $25.00 | 9/21/2012 9:31:31 AM |
| commitment-antioxidant8 | $25.00 | 9/21/2012 9:11:03 AM |
| emphatic-responsibility | $50.00 | 9/21/2012 9:27:06 AM |
| Tradesmanlender | $25.00 | 9/21/2012 9:42:20 AM |
| trade-boots1 | $100.00 | 9/21/2012 9:15:10 AM |
| the-determined-value | $50.00 | 9/21/2012 9:49:28 AM |
| market-maximizer472 | $100.00 | 9/21/2012 9:20:27 AM |
| extraordinary-platinum727 | $25.00 | 9/21/2012 9:45:29 AM |
| mrladybug101 | $25.00 | 9/21/2012 10:00:08 AM |
| Clambake | $25.00 | 9/21/2012 9:50:53 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:44 AM |
| dough-souffle | $25.00 | 9/21/2012 10:01:29 AM |
| Willylump | $25.00 | 9/21/2012 10:04:30 AM |
| benevolent-transaction090 | $96.60 | 9/21/2012 10:47:26 AM |
| thankful-nickel2 | $25.00 | 9/21/2012 10:36:59 AM |
| Aimvest | $25.00 | 9/21/2012 9:53:50 AM |
| fortytwo | $150.00 | 9/21/2012 9:54:56 AM |
| minista | $25.00 | 9/21/2012 10:01:05 AM |
| loot-heart | $25.00 | 9/21/2012 10:19:12 AM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
638892
This series of Notes was issued and sold upon the funding of the borrower loan #74897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,089 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sv3912 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Bill consolidation
This loan will be used to consolidate a few smaller bills into one fixed rate payment.
I am a good candidate for this loan because I have a solid record of repayment on past obligations. In addition to being employed, I am in my second year of a professional doctorate program. I am disciplined and hard working.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/13/2012 5:06:02 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:29 PM |
| historic-value7 | $50.00 | 9/13/2012 6:49:34 PM |
| reflective-rupee | $25.00 | 9/13/2012 10:43:46 PM |
| green-high-five7 | $25.00 | 9/13/2012 6:52:04 PM |
| natural-point1 | $25.00 | 9/13/2012 11:23:33 PM |
| skillful-asset5 | $30.00 | 9/13/2012 6:58:28 PM |
| courteous-platinum7 | $30.00 | 9/14/2012 4:48:39 AM |
| order-bee1 | $1,000.00 | 9/13/2012 10:03:17 PM |
| melodious-openness | $500.00 | 9/14/2012 4:56:30 AM |
| gladly_payu_tuesday | $25.00 | 9/13/2012 10:44:13 PM |
| bluehen00 | $25.00 | 9/14/2012 5:59:57 AM |
| market-trooper3 | $30.00 | 9/14/2012 6:57:51 AM |
| graceful-investment | $106.00 | 9/13/2012 11:47:20 PM |
| greencat | $50.00 | 9/14/2012 7:24:30 AM |
| geophreigh | $27.00 | 9/14/2012 4:22:53 AM |
| Bob450 | $25.00 | 9/14/2012 8:07:35 AM |
| boss520 | $50.00 | 9/14/2012 8:19:23 AM |
| KB-IRA | $100.00 | 9/14/2012 8:02:02 AM |
| foothillender | $25.00 | 9/14/2012 8:53:28 AM |
| enchanted-note | $25.00 | 9/14/2012 9:35:21 AM |
| worthy-bid8 | $100.00 | 9/14/2012 10:20:37 AM |
| determined-economy460 | $30.01 | 9/14/2012 12:10:31 PM |
| reduce_US_govt_debt | $35.00 | 9/14/2012 10:37:27 AM |
| sgt-schultz | $45.13 | 9/14/2012 12:40:08 PM |
| ethical-truth211 | $26.76 | 9/14/2012 12:45:56 PM |
| truth-poplar | $29.41 | 9/14/2012 11:30:19 AM |
| NickelSteamroller | $35.00 | 9/13/2012 5:45:26 PM |
| dynrep | $25.00 | 9/13/2012 7:14:26 PM |
| bellaquito | $500.00 | 9/13/2012 6:42:40 PM |
| money-baron | $50.00 | 9/13/2012 6:23:44 PM |
| scoobiedoo | $25.02 | 9/13/2012 9:28:55 PM |
| payment-halo | $25.00 | 9/13/2012 7:14:14 PM |
| CA-Lender | $25.00 | 9/13/2012 9:12:52 PM |
| let_me_retire | $75.00 | 9/14/2012 4:10:50 AM |
| glroark | $100.00 | 9/14/2012 6:19:21 AM |
| thehousewife | $25.00 | 9/14/2012 6:02:13 AM |
| EretzCapital | $102.12 | 9/14/2012 8:48:26 AM |
| ultimate-peace | $250.00 | 9/14/2012 7:57:27 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:13:17 AM |
| I-Believe-In-You | $39.53 | 9/14/2012 9:21:05 AM |
| worth-shower8 | $100.00 | 9/14/2012 10:21:27 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:34 AM |
| transformer855 | $25.00 | 9/14/2012 10:49:07 AM |
| compatible-deal9 | $25.00 | 9/14/2012 12:12:03 PM |
| gain-expert | $34.02 | 9/14/2012 11:37:11 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
638894
This series of Notes was issued and sold upon the funding of the borrower loan #74331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $359.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,766 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-voyager838 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
|
Principal balance:
| $4,312.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation from A/C repair
Purpose of loan:
This loan will be used to payoff an existing 5000 prosper loan with a 5000 credit card balance from an A/C repair. I did not borrow this much before because my interest rate was much lower. However, with rising rates prosper is becoming the better choice to pay this off sooner.
My financial situation:
I am a good candidate for this loan because I have proven I pay all my loans on time and I have never been late to any payment weather it be a credit card or loan and on top of that my payments will actually decrease by almost 300$/month so there is no reason to feel I could not meet the payments.
Debt Information:
My original prosper loan for 5000 was for me wedding. The credit debt currently was for A/C work done on my house. Neither of these were frivolous/irresponsible spending.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mariah8641 | $30.00 | 9/13/2012 5:07:01 PM |
| payout-paladin3 | $750.00 | 9/13/2012 5:04:44 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:21 PM |
| pay_day | $34.00 | 9/13/2012 5:28:31 PM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 5:31:06 PM |
| LeReve | $500.00 | 9/13/2012 5:35:34 PM |
| thrifty-transaction578 | $25.00 | 9/13/2012 5:26:57 PM |
| important-ore | $150.00 | 9/13/2012 5:27:04 PM |
| CreditBuilder2 | $25.01 | 9/13/2012 5:27:30 PM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 5:39:36 PM |
| community-burrito9 | $25.00 | 9/13/2012 5:40:58 PM |
| Science7124 | $25.00 | 9/13/2012 5:36:23 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:02 PM |
| kfrench | $75.00 | 9/13/2012 6:16:49 PM |
| tranquil-gain1 | $75.00 | 9/13/2012 5:39:44 PM |
| MrJDL1971 | $220.00 | 9/13/2012 6:18:48 PM |
| prudent-deal662 | $25.00 | 9/13/2012 6:01:15 PM |
| LoanerPrincipal | $25.00 | 9/13/2012 6:39:56 PM |
| unrivaled-deal676 | $50.00 | 9/13/2012 6:04:51 PM |
| SamyFromRI | $25.00 | 9/13/2012 6:17:07 PM |
| vigilance-accruer | $25.00 | 9/13/2012 10:22:18 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:03 PM |
| green-order-captain | $50.00 | 9/13/2012 7:52:41 PM |
| UBOtto186 | $50.00 | 9/14/2012 12:29:47 AM |
| gilbrear | $25.00 | 9/14/2012 4:19:40 AM |
| etnies451 | $51.93 | 9/14/2012 4:39:42 AM |
| 907 | $50.00 | 9/13/2012 10:08:50 PM |
| sc5 | $25.00 | 9/14/2012 4:58:49 AM |
| engrossing-community0 | $25.00 | 9/13/2012 8:47:25 PM |
| igniter584 | $100.00 | 9/13/2012 11:34:49 PM |
| horseshoelake | $100.00 | 9/14/2012 6:13:29 AM |
| jc33148 | $25.00 | 9/14/2012 6:18:58 AM |
| LaGrangeLender | $60.00 | 9/14/2012 6:35:20 AM |
| friendinmoney | $25.00 | 9/14/2012 6:37:29 AM |
| revenue-serenity | $25.00 | 9/14/2012 6:42:56 AM |
| azazle | $25.00 | 9/13/2012 10:12:19 PM |
| discrete-exchange9 | $25.00 | 9/14/2012 6:55:58 AM |
| Suit | $25.00 | 9/14/2012 7:10:18 AM |
| Rider | $162.63 | 9/14/2012 7:19:52 AM |
| payout-thinker7 | $25.00 | 9/14/2012 7:39:03 AM |
| trustworthy-money2 | $25.00 | 9/14/2012 5:47:28 AM |
| Investing-in-you-2 | $27.42 | 9/14/2012 3:41:46 AM |
| dukeiyer | $25.00 | 9/14/2012 5:57:38 AM |
| compassionate-dedication6 | $75.00 | 9/14/2012 6:19:52 AM |
| marwadi-62 | $500.00 | 9/14/2012 6:20:54 AM |
| BorthersKeeper | $25.00 | 9/14/2012 4:44:35 AM |
| B2152 | $25.00 | 9/14/2012 4:54:54 AM |
| samurai2 | $25.00 | 9/14/2012 8:11:21 AM |
| appcoder | $40.00 | 9/14/2012 8:21:31 AM |
| social-zebra | $33.00 | 9/14/2012 8:47:21 AM |
| bonus-tsunami916 | $25.00 | 9/14/2012 8:26:22 AM |
| SV-AZ | $25.00 | 9/14/2012 8:31:36 AM |
| pwkpwk | $25.00 | 9/14/2012 7:21:40 AM |
| revenue-appraiser | $30.00 | 9/14/2012 8:40:31 AM |
| Eminent_Endeavors | $26.68 | 9/14/2012 7:45:51 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:08 AM |
| prudent-payment316 | $25.00 | 9/14/2012 9:15:17 AM |
| skro | $25.00 | 9/14/2012 9:25:24 AM |
| Investoman | $25.00 | 9/14/2012 9:14:02 AM |
| indomitable-coin | $25.00 | 9/14/2012 9:18:49 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:31 AM |
| tolerant-dinero2 | $25.00 | 9/14/2012 9:36:13 AM |
| ore-dojo | $30.00 | 9/14/2012 9:28:19 AM |
| compatible-power8 | $25.00 | 9/14/2012 9:56:15 AM |
| hard-working-rate3 | $25.00 | 9/14/2012 9:59:02 AM |
| JBBank | $107.16 | 9/14/2012 10:03:00 AM |
| lionheart722 | $100.00 | 9/13/2012 5:16:56 PM |
| j2ee | $50.00 | 9/13/2012 5:21:54 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:33 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:02 PM |
| phaded | $25.00 | 9/13/2012 5:14:16 PM |
| lnuss25 | $25.00 | 9/13/2012 5:20:15 PM |
| john0720 | $25.00 | 9/13/2012 5:27:13 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:27:57 PM |
| attentive-compassion1 | $50.00 | 9/13/2012 5:38:10 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:39 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:16 PM |
| chlebie | $50.00 | 9/13/2012 5:49:12 PM |
| wetlands | $200.00 | 9/13/2012 5:31:01 PM |
| capital-blueberry | $25.00 | 9/13/2012 5:57:54 PM |
| AmericanCowboy | $1,000.00 | 9/13/2012 5:32:06 PM |
| aabadabadoo | $25.00 | 9/13/2012 6:05:05 PM |
| transparency-silo2 | $25.00 | 9/13/2012 5:42:08 PM |
| bellaquito | $500.00 | 9/13/2012 6:37:06 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:12 PM |
| supreme-point895 | $100.00 | 9/13/2012 6:08:14 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:50 PM |
| best-bonafide-p2p | $50.00 | 9/13/2012 6:36:23 PM |
| cloud8 | $35.00 | 9/13/2012 8:14:19 PM |
| availableloan | $25.00 | 9/13/2012 6:28:56 PM |
| 1SteelerFan | $35.00 | 9/13/2012 7:10:40 PM |
| truth-poplar | $25.85 | 9/13/2012 10:12:58 PM |
| RuleOf70 | $31.00 | 9/13/2012 10:23:32 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:41 PM |
| igniter584 | $150.00 | 9/13/2012 11:39:43 PM |
| antlr | $25.00 | 9/13/2012 7:14:18 PM |
| autonomous-basis | $27.96 | 9/13/2012 9:10:57 PM |
| gold-maestro6 | $50.00 | 9/13/2012 9:11:51 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:05 PM |
| oceanside | $25.00 | 9/14/2012 5:00:19 AM |
| magnetic-integrity7 | $25.00 | 9/13/2012 8:47:26 PM |
| Rulea72 | $25.00 | 9/13/2012 8:56:46 PM |
| heroic-platinum | $25.00 | 9/14/2012 6:07:41 AM |
| Tscheddar | $25.00 | 9/14/2012 3:14:14 AM |
| PaulW | $40.00 | 9/14/2012 4:06:31 AM |
| 1willray | $28.09 | 9/14/2012 4:17:09 AM |
| economy-popcorn | $25.00 | 9/14/2012 4:42:50 AM |
| 420limo | $25.00 | 9/13/2012 10:27:00 PM |
| RebuildingAmerica | $25.00 | 9/14/2012 4:56:30 AM |
| awesome-generosity4 | $25.00 | 9/14/2012 5:05:06 AM |
| investment-comet | $25.00 | 9/14/2012 7:10:32 AM |
| chekat | $25.00 | 9/14/2012 5:57:07 AM |
| csak13 | $50.00 | 9/14/2012 3:47:10 AM |
| responsibility-orchestra1 | $25.00 | 9/14/2012 6:20:11 AM |
| MonkeyHero | $26.03 | 9/14/2012 8:01:31 AM |
| co98senior | $40.83 | 9/14/2012 5:05:27 AM |
| crw1950 | $50.00 | 9/14/2012 5:06:45 AM |
| fr0gpil0t | $25.00 | 9/14/2012 8:10:55 AM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:39 AM |
| unafraid-loan5 | $25.00 | 9/14/2012 7:17:21 AM |
| TMBank | $31.73 | 9/14/2012 7:33:38 AM |
| superb-transparency799 | $50.00 | 9/14/2012 8:29:46 AM |
| fireboss | $32.78 | 9/14/2012 7:40:55 AM |
| ptclender | $100.00 | 9/14/2012 8:45:37 AM |
| orange-ferocious-loyalty | $50.00 | 9/14/2012 6:53:55 AM |
| brondero | $55.00 | 9/14/2012 8:07:35 AM |
| Leshan | $100.00 | 9/14/2012 6:56:45 AM |
| deal-pal | $25.00 | 9/14/2012 7:08:48 AM |
| loan-upholder4 | $25.00 | 9/14/2012 8:29:17 AM |
| Mindful7 | $25.00 | 9/14/2012 7:34:45 AM |
| doomsday18 | $25.00 | 9/14/2012 8:42:41 AM |
| Pitufo | $25.00 | 9/14/2012 8:57:50 AM |
| rchapee | $25.00 | 9/14/2012 7:52:07 AM |
| pure-treasure7 | $50.00 | 9/14/2012 9:06:48 AM |
| ericsb | $204.42 | 9/14/2012 8:05:51 AM |
| NR | $25.00 | 9/14/2012 9:07:44 AM |
| cablenews | $31.00 | 9/14/2012 9:03:31 AM |
| sgt-schultz | $35.00 | 9/14/2012 8:46:41 AM |
| ready-vigilance3 | $100.00 | 9/14/2012 8:50:34 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:43 AM |
| ideomorph | $25.00 | 9/14/2012 9:02:55 AM |
| mvalley | $25.00 | 9/14/2012 9:05:09 AM |
| Plutis | $25.00 | 9/14/2012 9:05:28 AM |
| Sunshine2222 | $25.00 | 9/14/2012 9:30:08 AM |
| DirtyJenga | $25.00 | 9/14/2012 9:26:57 AM |
| AFairDeal | $25.00 | 9/14/2012 9:39:34 AM |
| community-piccolo0 | $50.00 | 9/14/2012 9:43:00 AM |
| WellMaker | $200.00 | 9/14/2012 9:45:46 AM |
| CMJ-Partners | $100.00 | 9/14/2012 9:35:39 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:10 AM |
| EvalCrux | $50.00 | 9/14/2012 9:59:32 AM |
| loyalty-tuba0 | $28.31 | 9/14/2012 10:00:25 AM |
| p2ploan-aggregator4 | $25.00 | 9/14/2012 9:51:15 AM |
| penny-finder | $36.67 | 9/14/2012 10:00:07 AM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
638950
This series of Notes was issued and sold upon the funding of the borrower loan #74268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $283.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,743 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jayhawk9929 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Looking to get a decent APR and pay off some high intrest credit cards. I have had them since college and cant seem to get caught up.
I am a good candidate for this loan as I never miss payments and have been employed with the same company for over 4 years. My career prospects are good and I intend to pay the loan off faster then the terms set forth.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/13/2012 9:04:24 AM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 9:44:32 AM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 9:22:19 AM |
| enterprising-exchange6 | $50.00 | 9/13/2012 10:04:10 AM |
| ingenious-order783 | $35.00 | 9/13/2012 2:29:04 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:27 AM |
| emphatic-responsibility | $41.00 | 9/13/2012 5:34:16 PM |
| community-burrito9 | $25.00 | 9/13/2012 5:44:26 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:48 PM |
| kevin314 | $25.00 | 9/13/2012 5:45:33 PM |
| prudent-deal662 | $25.00 | 9/13/2012 6:01:15 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:10 PM |
| first-reward-bliss | $400.00 | 9/13/2012 7:59:50 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 9:02:04 PM |
| PaulW | $40.00 | 9/14/2012 4:08:46 AM |
| economy-popcorn | $25.00 | 9/14/2012 4:56:15 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:21 AM |
| rpdelray | $25.00 | 9/14/2012 4:44:52 AM |
| cerebral-dollar773 | $25.00 | 9/14/2012 5:15:50 AM |
| organic-responsibility60 | $25.00 | 9/14/2012 8:24:36 AM |
| important-ore | $150.00 | 9/14/2012 9:20:35 AM |
| availableloan | $25.00 | 9/14/2012 9:22:34 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:09 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:40 AM |
| benefit-thunder0 | $25.00 | 9/14/2012 10:37:32 AM |
| jhussey | $100.00 | 9/14/2012 10:43:06 AM |
| azazle | $50.00 | 9/14/2012 1:49:02 PM |
| unbeatable-integrity822 | $32.32 | 9/14/2012 2:43:49 PM |
| generous-deal6 | $25.00 | 9/14/2012 2:06:40 PM |
| supersarah61 | $25.00 | 9/14/2012 4:47:51 PM |
| friendly-helper100 | $50.00 | 9/14/2012 3:20:34 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:05 PM |
| compassion-twister2 | $50.00 | 9/14/2012 5:20:34 PM |
| dreammachine | $100.00 | 9/14/2012 5:31:59 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:12 PM |
| freedomlender | $25.00 | 9/14/2012 5:47:07 PM |
| adventurer447 | $300.00 | 9/14/2012 6:00:23 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:59:47 PM |
| terrific-return | $40.31 | 9/15/2012 7:30:33 AM |
| britgsb | $25.00 | 9/15/2012 8:03:42 AM |
| Wishmaker | $100.00 | 9/14/2012 8:46:43 PM |
| palmetto933 | $25.00 | 9/15/2012 5:55:45 AM |
| dordee | $75.00 | 9/15/2012 10:28:33 AM |
| blue-laudable-dinero | $50.00 | 9/15/2012 6:58:03 AM |
| agrosmet | $50.00 | 9/15/2012 7:36:02 AM |
| cogent | $50.00 | 9/15/2012 10:23:25 AM |
| visionary-dedication5 | $50.00 | 9/15/2012 8:21:03 AM |
| Rockymtnhi | $100.00 | 9/15/2012 11:12:54 AM |
| bonafide-cash | $42.17 | 9/15/2012 11:52:42 AM |
| silver-dogwood4 | $25.00 | 9/15/2012 8:59:02 AM |
| Aberdeen | $100.00 | 9/13/2012 10:32:07 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:49 AM |
| Sneezie | $100.00 | 9/13/2012 9:18:59 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 9:27:41 AM |
| Phryne | $100.00 | 9/13/2012 9:40:48 AM |
| Plutis | $25.00 | 9/13/2012 9:31:19 AM |
| kfrench | $75.00 | 9/13/2012 10:17:16 AM |
| kenji4861 | $25.00 | 9/13/2012 9:52:32 AM |
| OregonDane | $25.00 | 9/13/2012 10:10:48 AM |
| auction-sage | $50.00 | 9/13/2012 10:18:57 AM |
| pdub | $250.00 | 9/13/2012 10:39:37 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:27 AM |
| bellaquito | $500.00 | 9/13/2012 11:14:38 AM |
| studious-peso | $25.00 | 9/13/2012 1:43:51 PM |
| brightest-dignified-penny | $25.00 | 9/13/2012 4:40:59 PM |
| radforj22 | $100.00 | 9/13/2012 2:32:56 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:54:01 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:52 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:17 PM |
| blot44 | $25.00 | 9/13/2012 5:31:17 PM |
| j2ee | $50.00 | 9/13/2012 5:22:01 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:31 PM |
| wetlands | $200.00 | 9/13/2012 5:31:13 PM |
| Ripsaw4U | $50.00 | 9/13/2012 5:40:30 PM |
| hopeful_lender | $100.00 | 9/13/2012 6:35:54 PM |
| rokman | $40.00 | 9/13/2012 6:48:42 PM |
| antlr | $25.00 | 9/13/2012 7:14:17 PM |
| Mailmon | $25.00 | 9/13/2012 9:25:02 PM |
| atlacatl | $25.00 | 9/13/2012 7:58:28 PM |
| market-maximizer472 | $100.00 | 9/14/2012 6:56:49 AM |
| Money_Hog | $25.00 | 9/14/2012 8:03:45 AM |
| rchapee | $25.00 | 9/14/2012 7:52:05 AM |
| powerful-return1 | $100.00 | 9/14/2012 8:03:16 AM |
| dist | $40.59 | 9/14/2012 8:15:22 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:44 AM |
| ptclender | $100.00 | 9/14/2012 8:56:46 AM |
| peace-fiesta7 | $25.00 | 9/14/2012 9:32:25 AM |
| JBBank | $50.00 | 9/14/2012 10:12:43 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:18 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:32 AM |
| Batman2u | $50.00 | 9/14/2012 2:10:47 PM |
| starry2001 | $25.00 | 9/14/2012 2:23:41 PM |
| trade-wildcat2 | $69.15 | 9/14/2012 2:52:20 PM |
| GoldenKoi | $100.00 | 9/14/2012 11:47:11 AM |
| Weaverville | $100.00 | 9/14/2012 2:54:58 PM |
| tigercat | $50.00 | 9/14/2012 4:52:43 PM |
| geekguy | $25.00 | 9/14/2012 5:01:46 PM |
| spiff666 | $66.69 | 9/14/2012 2:54:26 PM |
| finance-symphony7 | $200.00 | 9/14/2012 3:40:35 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:24 PM |
| martinatime | $50.00 | 9/14/2012 5:47:38 PM |
| flopcat | $50.00 | 9/14/2012 5:50:42 PM |
| jpblan11 | $25.00 | 9/14/2012 6:00:11 PM |
| peso-trailblazer0 | $25.00 | 9/14/2012 7:07:41 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:14 AM |
| liberty-point | $75.00 | 9/15/2012 7:15:10 AM |
| KileNSmyth4 | $31.75 | 9/15/2012 7:43:24 AM |
| Culebra1930 | $75.00 | 9/14/2012 8:27:31 PM |
| capital-heaven5 | $200.00 | 9/15/2012 7:04:00 AM |
| treasure-serrano729 | $34.20 | 9/15/2012 8:31:21 AM |
| LendToCause | $25.00 | 9/15/2012 7:42:04 AM |
| HomerdohNY | $25.00 | 9/15/2012 6:28:28 AM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:22 AM |
| walkinsky | $300.00 | 9/15/2012 9:10:02 AM |
| accelerator96 | $25.00 | 9/15/2012 9:37:39 AM |
| a-dough-plato | $30.00 | 9/15/2012 9:44:11 AM |
| heavensfx | $25.00 | 9/15/2012 10:58:34 AM |
| Roundhouse | $100.00 | 9/15/2012 10:00:57 AM |
| dime-vista2 | $25.00 | 9/15/2012 11:07:37 AM |
| HRVRfunding | $51.82 | 9/15/2012 11:10:10 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
638956
This series of Notes was issued and sold upon the funding of the borrower loan #74244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $239 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velocity-master176 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Caught Up On Bills
Purpose of loan: Getting caught and paying off bills, getting rid of personal loans.
This loan will be used to...Getting caught and paying off bills, getting rid of personal loans
My financial situation:
I am a good candidate for this loan because...I have steady income, and excellent payment history.
Monthly net income: $4000
Monthly expenses: $3000
Housing: $975
Insurance: $
Car expenses: $265
Utilities: $200
Phone, cable, internet: $118
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rogelio48 | $25.00 | 9/12/2012 5:39:17 PM |
| goat0 | $100.00 | 9/12/2012 6:21:18 PM |
| jebber007 | $40.00 | 9/12/2012 7:49:55 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:01 PM |
| let_me_retire | $50.00 | 9/13/2012 4:58:51 AM |
| credit-adventurer313 | $26.99 | 9/13/2012 3:58:14 AM |
| foothillender | $25.00 | 9/13/2012 8:35:45 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:18 AM |
| brilliant-balance | $50.00 | 9/13/2012 10:46:58 AM |
| pdub | $250.00 | 9/13/2012 10:39:31 AM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:54:00 PM |
| versatile-dime442 | $100.00 | 9/13/2012 5:33:53 PM |
| rate-advocator7 | $200.00 | 9/13/2012 5:46:33 PM |
| newest-bid-britches | $100.00 | 9/13/2012 5:49:32 PM |
| Pogo5 | $34.57 | 9/13/2012 5:58:37 PM |
| creditologist281 | $51.61 | 9/13/2012 7:14:09 PM |
| LendingPimp | $26.00 | 9/13/2012 6:28:06 PM |
| historic-value7 | $50.00 | 9/13/2012 6:38:21 PM |
| azazle | $50.00 | 9/13/2012 10:11:53 PM |
| bold-shrewd-duty | $30.00 | 9/13/2012 8:33:33 PM |
| Binan | $25.00 | 9/14/2012 3:33:33 AM |
| trumpeter391 | $26.25 | 9/13/2012 7:21:23 PM |
| orange-pound-party | $50.00 | 9/13/2012 8:50:33 PM |
| newest-generous-income | $25.00 | 9/14/2012 2:12:39 AM |
| progressive-durability2 | $25.00 | 9/14/2012 2:50:55 AM |
| SweetSerenityInvest | $25.43 | 9/14/2012 3:22:53 AM |
| joplinoz | $21.41 | 9/14/2012 4:22:04 AM |
| asset-breeze5 | $25.00 | 9/14/2012 12:02:38 AM |
| TryingToHelpUsBoth | $25.00 | 9/14/2012 2:17:41 AM |
| bonus-seahorse | $25.00 | 9/14/2012 2:33:58 AM |
| 340 | $25.00 | 9/14/2012 3:01:05 AM |
| justasoldier | $75.00 | 9/12/2012 7:53:18 PM |
| green-high-five7 | $25.00 | 9/12/2012 9:47:32 PM |
| CA-Lender | $25.00 | 9/13/2012 9:55:46 AM |
| dariop | $25.01 | 9/13/2012 5:35:22 PM |
| DreisersFinancier | $41.00 | 9/13/2012 5:31:54 PM |
| integrity-reactor4 | $50.00 | 9/13/2012 5:58:57 PM |
| worthy-bid8 | $100.00 | 9/13/2012 5:34:20 PM |
| mark5337 | $58.99 | 9/13/2012 6:02:11 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:32 PM |
| reward-adventure | $50.00 | 9/13/2012 5:36:49 PM |
| appetizing-loyalty354 | $200.00 | 9/13/2012 5:57:56 PM |
| direct-social3 | $50.00 | 9/13/2012 6:02:06 PM |
| Mehungry | $25.00 | 9/13/2012 7:05:17 PM |
| the-credit-maker | $25.00 | 9/13/2012 6:24:03 PM |
| youngtmlender | $27.73 | 9/13/2012 7:55:22 PM |
| productive-note2 | $50.00 | 9/13/2012 6:10:08 PM |
| MrJDL1971 | $110.00 | 9/13/2012 6:16:32 PM |
| Malkial | $50.00 | 9/14/2012 12:57:35 AM |
| mebowl300 | $95.01 | 9/13/2012 9:54:44 PM |
| continental2 | $100.00 | 9/13/2012 8:12:22 PM |
| point-doughnut | $30.00 | 9/13/2012 8:13:17 PM |
| MilitaryMTP | $100.00 | 9/14/2012 3:04:34 AM |
| 907 | $25.00 | 9/13/2012 10:07:00 PM |
| gladly_payu_tuesday | $25.00 | 9/13/2012 10:40:56 PM |
| ethical-income2 | $25.00 | 9/14/2012 3:05:47 AM |
| IIP77 | $25.00 | 9/14/2012 3:09:39 AM |
| graduatey2k | $25.00 | 9/14/2012 3:43:58 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
639116
This series of Notes was issued and sold upon the funding of the borrower loan #74283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
11 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,711 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adorable-wampum9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate some debt on high interest rate credit cards and a loan on a ring from my wedding.
My financial situation: All my bills are paid on time, I just need to pay off these credit cards and have one fixed-rate loan.
I am a good candidate for this loan because... I always pay my bills on time and I have a stable career and good credit. I will easily be able to afford the loan payments over the 3 year period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CA-Lender | $25.00 | 9/14/2012 9:03:21 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:43 AM |
| let_me_retire | $75.00 | 9/14/2012 11:35:01 AM |
| worthy-bid8 | $100.00 | 9/14/2012 5:12:19 PM |
| bellaquito | $500.00 | 9/14/2012 7:10:23 PM |
| deepblue34 | $45.00 | 9/14/2012 7:03:03 PM |
| Sunbase | $25.00 | 9/15/2012 10:39:21 AM |
| best-deal-forte | $50.00 | 9/15/2012 6:15:43 PM |
| P2P_Investor | $232.00 | 9/15/2012 2:20:38 PM |
| wise-charming-reward | $200.00 | 9/15/2012 2:28:45 PM |
| Nipper99 | $100.00 | 9/15/2012 2:39:58 PM |
| ResQDoc | $25.00 | 9/15/2012 4:08:43 PM |
| azazle | $25.00 | 9/15/2012 11:34:37 PM |
| ethical-truth211 | $100.00 | 9/16/2012 6:17:29 AM |
| Leshan | $50.00 | 9/16/2012 7:35:33 AM |
| money-fort | $25.00 | 9/15/2012 9:51:39 PM |
| droopie1 | $25.00 | 9/16/2012 9:02:33 AM |
| Bad_Debt | $26.80 | 9/16/2012 9:28:03 AM |
| fair-interest6 | $25.00 | 9/15/2012 3:00:53 PM |
| stock106 | $25.00 | 9/15/2012 4:05:46 PM |
| ethical-truth211 | $100.00 | 9/15/2012 4:55:53 PM |
| ultimate-peace | $250.00 | 9/15/2012 5:00:29 PM |
| melodious-openness | $200.00 | 9/16/2012 6:26:47 AM |
| Navy-Retired | $100.00 | 9/16/2012 12:14:15 PM |
| red-contract-lionheart | $25.00 | 9/16/2012 9:39:06 AM |
| MBBinthBK | $27.04 | 9/16/2012 9:48:14 AM |
| Reddy_Capital | $25.00 | 9/15/2012 10:02:33 PM |
| quirky1981 | $25.00 | 9/16/2012 12:24:40 PM |
| greencat | $50.00 | 9/14/2012 9:04:04 AM |
| lovely-currency3 | $50.00 | 9/14/2012 9:08:58 AM |
| liberty-tostada7 | $50.00 | 9/14/2012 9:35:11 AM |
| SolarMoonshine | $25.00 | 9/14/2012 5:59:07 PM |
| ChoiceInvestments | $25.00 | 9/14/2012 8:05:26 PM |
| blitzen40 | $25.00 | 9/14/2012 8:45:38 PM |
| courteous-platinum7 | $30.00 | 9/15/2012 10:32:10 AM |
| berniemadeoff | $25.00 | 9/15/2012 1:56:08 PM |
| kila-designer | $200.00 | 9/15/2012 3:41:22 PM |
| boss520 | $50.00 | 9/16/2012 12:09:56 AM |
| interest-splendor | $30.00 | 9/15/2012 6:11:28 PM |
| ethical-truth211 | $100.00 | 9/16/2012 6:16:44 AM |
| Bob450 | $25.00 | 9/15/2012 9:08:12 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:57 PM |
| yons88 | $25.00 | 9/15/2012 10:49:32 PM |
| designer_10 | $25.00 | 9/16/2012 11:06:23 AM |
| glowing-transparency6 | $100.00 | 9/15/2012 6:19:52 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:51 AM |
| boo_hoo | $50.00 | 9/16/2012 8:58:42 AM |
| ibano | $25.00 | 9/16/2012 8:09:18 AM |
| CharliesHobbies | $25.00 | 9/16/2012 11:15:56 AM |
| DreDub | $25.00 | 9/16/2012 11:30:43 AM |
| MoneyM | $9.16 | 9/16/2012 12:32:54 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
639134
This series of Notes was issued and sold upon the funding of the borrower loan #74685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $85.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $49 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SAG |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 26 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2011)
600-619
(Aug-2010)
760-779
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Auto
Purpose of loan:
Purchase a Toyota Truck
My financial situation:
Have financial stability.
Monthly net income: $5750
Monthly expenses: $2550
Housing: $1260
Insurance: $86
Car expenses: $0
Utilities: $wife pays
Phone, cable, internet: $wife pays
Food, entertainment: $120
Clothing, household expenses: $140
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sweety075 | $25.00 | 9/14/2012 5:01:33 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:27 PM |
| gravbox | $25.00 | 9/14/2012 5:05:06 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:12 PM |
| tranquil-note5 | $50.00 | 9/14/2012 5:06:15 PM |
| mikrolown | $25.00 | 9/14/2012 5:19:33 PM |
| important-ore | $150.00 | 9/14/2012 5:26:15 PM |
| urbane-income7 | $25.00 | 9/14/2012 5:09:12 PM |
| Laxa | $25.00 | 9/14/2012 5:25:09 PM |
| melodious-rupee3 | $25.00 | 9/14/2012 5:26:00 PM |
| benevolent-loot5 | $200.00 | 9/14/2012 5:55:25 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:21 PM |
| power-maple122 | $50.00 | 9/14/2012 5:53:30 PM |
| hope-percolator8 | $50.00 | 9/14/2012 5:54:24 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:21 PM |
| first-careful-currency | $300.00 | 9/14/2012 5:49:41 PM |
| j2ee | $50.00 | 9/14/2012 5:50:50 PM |
| affluence-microscope2 | $70.30 | 9/14/2012 5:55:37 PM |
| order-tamale | $400.00 | 9/14/2012 5:49:54 PM |
| dynamic-money271 | $100.00 | 9/14/2012 5:08:11 PM |
| MoneyForNothing | $30.26 | 9/14/2012 5:01:41 PM |
| Milonguero | $100.00 | 9/14/2012 5:02:58 PM |
| cash-delight1 | $50.00 | 9/14/2012 5:21:17 PM |
| AF-Chief | $25.00 | 9/14/2012 5:21:28 PM |
| credit-guard5 | $25.00 | 9/14/2012 5:17:23 PM |
| newest-bid-britches | $100.00 | 9/14/2012 5:39:03 PM |
| thankful-nickel2 | $55.55 | 9/14/2012 5:25:22 PM |
| a-finance-nirvana | $25.00 | 9/14/2012 5:42:48 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:50 PM |
| citytreker | $38.89 | 9/14/2012 5:47:51 PM |
| vutah | $25.00 | 9/14/2012 5:52:25 PM |
| djkaiser | $25.00 | 9/14/2012 5:55:26 PM |
| toblerone | $25.00 | 9/14/2012 5:37:15 PM |
| ready-justice7 | $50.00 | 9/14/2012 5:38:41 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:05 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
639138
This series of Notes was issued and sold upon the funding of the borrower loan #74756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $77.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
5 | Length of status: | 6y 4m |
|
Amount delinquent:
| $23,423 |
Total credit lines:
| 31 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,727 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| barclay191 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-victor837 | $31.00 | 9/14/2012 9:01:41 AM |
| CA-Lender | $25.00 | 9/14/2012 9:01:57 AM |
| handshake5 | $100.00 | 9/14/2012 9:04:05 AM |
| handy-justice | $50.00 | 9/14/2012 9:02:08 AM |
| best-charming-leverage | $50.00 | 9/14/2012 9:02:18 AM |
| melodious-capital3 | $50.00 | 9/14/2012 9:07:23 AM |
| Katburg | $25.00 | 9/14/2012 9:02:42 AM |
| stylish-revenue4 | $25.00 | 9/14/2012 9:01:39 AM |
| american-investor | $25.00 | 9/14/2012 9:02:21 AM |
| trumpeter5 | $25.00 | 9/14/2012 9:02:57 AM |
| worth-blanket2 | $1,800.00 | 9/14/2012 9:09:24 AM |
| compassionate-auction6 | $150.00 | 9/14/2012 9:07:29 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:16 AM |
| jml3482 | $25.00 | 9/14/2012 9:04:40 AM |
| red-power-pecan | $50.00 | 9/14/2012 9:05:43 AM |
| historic-value7 | $200.00 | 9/14/2012 9:06:30 AM |
| clemclan | $100.00 | 9/14/2012 9:02:16 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:04:16 AM |
| ITExec | $100.00 | 9/14/2012 9:04:43 AM |
| principal-cooker2 | $50.00 | 9/14/2012 9:02:35 AM |
| hard-working-loot | $25.00 | 9/14/2012 9:08:53 AM |
| nimble-revenue5 | $100.00 | 9/14/2012 9:04:28 AM |
| halothane_logic | $26.00 | 9/14/2012 9:06:33 AM |
| _nfx-ira_ | $35.01 | 9/14/2012 9:09:23 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
639190
This series of Notes was issued and sold upon the funding of the borrower loan #74567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $119.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,849 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mystical-hope699 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3166.00
Monthly expenses: $
Housing: $725.00
Insurance: $85.00
Car expenses: $40.00
Utilities: $150.00
Phone, cable, internet: $31.00
Food, entertainment: $450.00
Clothing, household expenses: $50.00
Credit cards and other loans: $150.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:41 AM |
| well-rounded-payout0 | $25.00 | 9/13/2012 9:20:01 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:11 AM |
| Zingaro | $25.00 | 9/13/2012 9:41:31 AM |
| BostonCapital | $100.00 | 9/13/2012 9:39:06 AM |
| pdub | $250.00 | 9/13/2012 10:39:37 AM |
| duty-viola | $25.00 | 9/13/2012 10:12:57 AM |
| leverage-boomer0 | $25.00 | 9/13/2012 10:43:21 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:09 AM |
| Evolver | $50.00 | 9/13/2012 9:39:20 AM |
| houli123 | $25.00 | 9/13/2012 9:35:52 AM |
| paradise-foothill | $50.00 | 9/13/2012 9:26:35 AM |
| paradise-foothill | $50.00 | 9/13/2012 9:30:27 AM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 9:45:57 AM |
| 52digital | $75.00 | 9/13/2012 10:12:29 AM |
| Investor_DP | $200.00 | 9/13/2012 10:23:50 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:28 AM |
| benevolent-marketplace4 | $1,925.00 | 9/13/2012 10:51:00 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:42 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
639236
This series of Notes was issued and sold upon the funding of the borrower loan #74292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $133.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,146 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worlds-best-dollar1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...credit card debt consolidation.
My financial situation:
I am a good candidate for this loan because...i am pretty good about paying my loans and pay my credit cards on time. I have a steady source of income and pay all my dues on time.
Monthly net income: $4500.00
Monthly expenses: $1000.00
Housing: $1500.00
Insurance: $200.00
Car expenses: $200.00
Utilities: $50.00
Phone, cable, internet: $50.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-careful-currency | $300.00 | 9/14/2012 9:01:39 AM |
| 1stPlace | $75.00 | 9/14/2012 9:02:12 AM |
| anonymousAE | $50.00 | 9/14/2012 9:04:01 AM |
| ideomorph | $25.00 | 9/14/2012 9:03:45 AM |
| credit-adventurer313 | $50.00 | 9/14/2012 9:05:21 AM |
| worth-blanket2 | $4,500.00 | 9/14/2012 9:02:40 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
639298
This series of Notes was issued and sold upon the funding of the borrower loan #74238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $124.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 30y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,156 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| asset-thriller3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay back Mother for Daughter's House Downpayment
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and usually pay more than due.
Monthly net income: $4600
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/14/2012 5:01:17 PM |
| EnglishGeekInNYC | $25.00 | 9/14/2012 5:03:41 PM |
| lowrater | $50.70 | 9/14/2012 5:09:21 PM |
| Endeavour | $60.00 | 9/14/2012 5:07:26 PM |
| spartacusiam | $25.00 | 9/14/2012 5:10:44 PM |
| income-triangulation1 | $25.00 | 9/14/2012 5:01:52 PM |
| rzlender | $25.00 | 9/14/2012 5:24:52 PM |
| historic-value7 | $250.00 | 9/14/2012 5:05:04 PM |
| 52digital | $75.00 | 9/14/2012 5:22:23 PM |
| penny-surgeon | $25.00 | 9/14/2012 5:18:25 PM |
| Elefunt | $25.00 | 9/14/2012 5:22:38 PM |
| money-baron | $50.00 | 9/14/2012 5:52:21 PM |
| toblerone | $25.00 | 9/14/2012 5:37:16 PM |
| WalnutCreekguy | $50.00 | 9/14/2012 5:25:26 PM |
| bellaquito | $500.00 | 9/14/2012 5:48:54 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:39 PM |
| integrity-reactor4 | $100.00 | 9/14/2012 6:09:10 PM |
| money-genome84 | $250.00 | 9/14/2012 5:59:56 PM |
| thrilling-fund427 | $50.00 | 9/14/2012 5:52:12 PM |
| LeReve | $500.00 | 9/14/2012 6:03:37 PM |
| pierrelasvegas | $25.00 | 9/14/2012 5:57:53 PM |
| commerce-venture1 | $25.00 | 9/14/2012 5:58:25 PM |
| profit-powerplant | $25.00 | 9/14/2012 6:00:27 PM |
| LoanerPrincipal | $25.00 | 9/14/2012 6:07:45 PM |
| Whipster | $30.00 | 9/14/2012 5:02:28 PM |
| economy-coup | $50.00 | 9/14/2012 5:03:21 PM |
| Money__Tree | $200.00 | 9/14/2012 5:15:27 PM |
| community-burrito9 | $25.00 | 9/14/2012 5:16:37 PM |
| HeroSupport | $60.00 | 9/14/2012 5:04:08 PM |
| careful-vigilance4 | $25.00 | 9/14/2012 5:24:42 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2012 5:05:39 PM |
| cash-mad-scientist3 | $25.00 | 9/14/2012 5:20:40 PM |
| open-minded-p2p1 | $25.00 | 9/14/2012 5:43:23 PM |
| generous-deal6 | $25.00 | 9/14/2012 5:45:33 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:50 PM |
| receptive-affluence035 | $25.00 | 9/14/2012 5:28:13 PM |
| supreme-treasure8 | $100.00 | 9/14/2012 5:45:23 PM |
| impressive-loan | $100.00 | 9/14/2012 5:58:11 PM |
| enchanted-note | $25.00 | 9/14/2012 5:54:35 PM |
| intrepid-loot | $25.00 | 9/14/2012 6:08:01 PM |
| selector568 | $300.00 | 9/14/2012 5:48:29 PM |
| trade-boots1 | $35.00 | 9/14/2012 5:51:41 PM |
| Silver_Rupee | $25.01 | 9/14/2012 5:52:06 PM |
| benevolent-marketplace4 | $449.26 | 9/14/2012 6:11:27 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
639340
This series of Notes was issued and sold upon the funding of the borrower loan #74187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,056 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clean-trade817 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1,882.70
Monthly expenses: $1,156.00
Housing: $460.00
Insurance: $68.83
Car expenses: $70.00
Utilities: $50.00
Phone, cable, internet: $65.44
Food, entertainment: $50.00
Clothing, household expenses: $20.00
Credit cards and other loans: $7,000
Other expenses: $245.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BostonCapital | $100.00 | 9/13/2012 5:16:22 PM |
| fantastic-wampum1 | $100.00 | 9/13/2012 5:02:42 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:16 PM |
| return-pioneer221 | $200.00 | 9/13/2012 5:24:28 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:56 PM |
| Jloaner | $100.00 | 9/13/2012 5:20:09 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:03 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:50 PM |
| j2ee | $50.00 | 9/13/2012 5:22:18 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:16 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:34 PM |
| worthy-dinero8 | $25.00 | 9/13/2012 5:32:12 PM |
| wise-virtuous-vigilance | $100.00 | 9/13/2012 5:30:44 PM |
| pound-mushroom3 | $25.00 | 9/13/2012 5:58:04 PM |
| compoundinterest | $25.00 | 9/13/2012 5:58:39 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:23 PM |
| rate-hawk | $25.00 | 9/13/2012 6:08:27 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:51 PM |
| NR | $25.00 | 9/13/2012 5:58:02 PM |
| red-rate-whistle | $35.00 | 9/13/2012 6:01:28 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:50 PM |
| Lacimae | $46.00 | 9/13/2012 5:55:04 PM |
| Zane314 | $50.00 | 9/13/2012 5:59:34 PM |
| benazafa | $50.00 | 9/13/2012 6:12:00 PM |
| tech310 | $50.00 | 9/13/2012 6:13:52 PM |
| MrJDL1971 | $120.00 | 9/13/2012 6:16:59 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:04 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:22 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:14 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:35 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:28:33 PM |
| wetlands | $200.00 | 9/13/2012 5:31:25 PM |
| focused-yield4 | $46.00 | 9/13/2012 5:31:50 PM |
| LeReve | $500.00 | 9/13/2012 5:35:50 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:55 PM |
| subtle-bill727 | $25.00 | 9/13/2012 5:29:33 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:58 PM |
| orange-stable-gain | $50.00 | 9/13/2012 5:44:32 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:02 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:37 PM |
| fearless-wampum2 | $25.00 | 9/13/2012 5:57:08 PM |
| mikrolown | $25.00 | 9/13/2012 5:38:14 PM |
| yield-trader | $25.00 | 9/13/2012 6:01:30 PM |
| hope-kingdom | $125.00 | 9/13/2012 6:02:37 PM |
| social-cocktail1 | $200.00 | 9/13/2012 6:03:39 PM |
| 1randyp | $25.00 | 9/13/2012 6:06:11 PM |
| LoanMonkey | $42.00 | 9/13/2012 6:13:56 PM |
| chlebie | $50.00 | 9/13/2012 5:49:13 PM |
| kfrench | $75.00 | 9/13/2012 6:16:49 PM |
| wealth-performer054 | $100.00 | 9/13/2012 5:53:19 PM |
| worthy-return516 | $100.00 | 9/13/2012 6:19:00 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 5:49:42 PM |
| bellaquito | $500.00 | 9/13/2012 6:11:23 PM |
| historic-value7 | $31.00 | 9/13/2012 6:22:05 PM |
| dynamic-money271 | $100.00 | 9/13/2012 6:04:00 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
639352
This series of Notes was issued and sold upon the funding of the borrower loan #74286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $373.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,560 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Tech_for_life |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information Technology Loan
Purpose of loan:
This loan will be used to build a small data center for web and technology projects. A single server is already in place and is currently operational. I would like to add 5 additional servers for current expansion needs.
This loan is for hardware acquisition only. Rack space, cooling and power are already taken into account.
My financial situation:
I am a good candidate for this loan because I already have a stable job in Information Technology and will be maintaining my current job while expanding the data center after hours.
The servers require very little daily maintenance. Any maintenance that is required will be done after hours with no additional cost.
The servers will not be running mission critical applications so any downtime has little to no effect on daily business.
There is already an existing need for the additional servers, once acquired they will go into production immediately and begin generating revenue as soon as they are in place.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loot-baton | $25.00 | 9/14/2012 5:07:46 PM |
| j2ee | $50.00 | 9/14/2012 5:50:40 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:21 PM |
| LiveNow | $25.00 | 9/14/2012 5:37:00 PM |
| repayment-pagoda8 | $100.00 | 9/14/2012 5:53:19 PM |
| kfrench | $75.00 | 9/14/2012 6:01:44 PM |
| auction-sage | $100.00 | 9/14/2012 5:59:59 PM |
| luminous-finance9 | $26.00 | 9/15/2012 5:32:40 AM |
| SCD | $25.00 | 9/15/2012 8:46:35 AM |
| responsibility-butterfly | $25.00 | 9/15/2012 8:56:13 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:08 PM |
| Taxman44 | $25.00 | 9/15/2012 12:37:01 PM |
| Businessincubator | $50.00 | 9/15/2012 1:13:19 PM |
| skillful-diversification2 | $25.00 | 9/15/2012 1:20:13 PM |
| agbullet55443 | $200.00 | 9/15/2012 9:24:40 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:19 PM |
| jcornehlsen | $25.00 | 9/15/2012 1:56:33 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:18 PM |
| green28 | $100.00 | 9/16/2012 2:29:29 PM |
| Maverick158 | $50.00 | 9/16/2012 11:24:41 AM |
| azazle | $25.00 | 9/16/2012 1:39:08 PM |
| AFairDeal | $25.00 | 9/16/2012 3:09:35 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:52 AM |
| prainvestment | $25.00 | 9/17/2012 6:50:49 AM |
| organic-responsibility60 | $100.01 | 9/16/2012 3:30:52 PM |
| benevolent-loot5 | $200.00 | 9/17/2012 9:07:20 AM |
| majestic-income1 | $25.00 | 9/16/2012 6:50:55 PM |
| availableloan | $25.00 | 9/17/2012 9:03:19 AM |
| miked8303 | $50.00 | 9/17/2012 9:04:34 AM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:43 AM |
| YampaQuant | $25.00 | 9/17/2012 6:19:54 AM |
| stable-penny27 | $25.00 | 9/17/2012 9:28:35 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:25 AM |
| Balraug | $150.00 | 9/17/2012 10:51:20 AM |
| rmachi | $25.00 | 9/17/2012 9:40:56 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:48 AM |
| unforgettable-pound574 | $50.00 | 9/17/2012 9:27:32 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:25 AM |
| justinology | $36.82 | 9/17/2012 11:50:11 AM |
| MI2 | $4,431.31 | 9/17/2012 12:26:12 PM |
| damage | $25.00 | 9/17/2012 9:50:37 AM |
| compassion-twister2 | $50.00 | 9/14/2012 5:20:36 PM |
| fragonardlives | $25.00 | 9/14/2012 5:38:50 PM |
| generous-deal6 | $25.00 | 9/14/2012 5:45:33 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:12 PM |
| wetlands | $200.00 | 9/14/2012 5:59:13 PM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 6:16:14 PM |
| bellaquito | $500.00 | 9/14/2012 7:07:43 PM |
| lionheart722 | $100.00 | 9/15/2012 12:05:57 AM |
| Reddy_Capital | $36.00 | 9/15/2012 2:15:08 AM |
| Rockymtnhi | $100.00 | 9/14/2012 6:45:20 PM |
| blot44 | $25.00 | 9/14/2012 6:03:57 PM |
| GoldenKoi | $100.00 | 9/14/2012 11:51:34 PM |
| CIC | $25.00 | 9/15/2012 4:37:18 AM |
| market-maximizer472 | $100.00 | 9/15/2012 8:22:03 AM |
| hopeful_lender | $100.00 | 9/15/2012 7:42:58 AM |
| progressive-wampum0 | $25.00 | 9/15/2012 8:36:33 AM |
| pathcrx | $25.00 | 9/15/2012 8:56:41 AM |
| green-truth-mermaid | $30.00 | 9/15/2012 12:14:29 PM |
| kenji4861 | $25.00 | 9/15/2012 12:07:03 PM |
| djs81 | $75.00 | 9/15/2012 12:18:42 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:27 PM |
| bazaar-tulip | $25.00 | 9/15/2012 1:27:49 PM |
| ferpeiks | $230.00 | 9/15/2012 2:11:46 PM |
| useful-money715 | $25.00 | 9/15/2012 10:12:01 PM |
| merciful-auction1 | $29.86 | 9/15/2012 1:52:39 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:55 AM |
| discrete-gold579 | $100.00 | 9/15/2012 9:05:46 PM |
| 4palmtrees | $100.00 | 9/15/2012 11:09:04 PM |
| Trapman13 | $50.00 | 9/16/2012 6:37:23 AM |
| mtquan | $25.00 | 9/16/2012 2:30:32 PM |
| transparency-silo2 | $25.00 | 9/16/2012 3:16:12 PM |
| attentive-compassion1 | $50.00 | 9/16/2012 2:55:57 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:37 PM |
| hard-working-rate3 | $25.00 | 9/16/2012 2:59:43 PM |
| otherwisedisposed | $600.00 | 9/16/2012 7:36:45 PM |
| Guiren | $100.00 | 9/16/2012 8:36:59 PM |
| Investoman | $25.00 | 9/16/2012 2:36:01 PM |
| reverent-hope5 | $25.00 | 9/16/2012 5:22:48 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:18 PM |
| Syzygy | $25.00 | 9/16/2012 2:41:27 PM |
| blue-laudable-dinero | $50.00 | 9/17/2012 7:07:54 AM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:17 PM |
| simplelender80 | $500.00 | 9/17/2012 9:27:14 AM |
| starry2001 | $25.00 | 9/17/2012 4:33:27 AM |
| thorough-marketplace441 | $30.00 | 9/17/2012 7:47:08 AM |
| important-ore | $150.00 | 9/17/2012 9:21:39 AM |
| adventurer447 | $300.00 | 9/17/2012 9:53:06 AM |
| heartpounding-loyalty7 | $25.00 | 9/17/2012 9:53:27 AM |
| trade-wildcat2 | $25.00 | 9/17/2012 8:39:53 AM |
| Tradesmanlender | $25.00 | 9/17/2012 9:23:20 AM |
| durability-seahorse7 | $50.00 | 9/17/2012 10:09:42 AM |
| exciting-finance288 | $30.00 | 9/17/2012 10:46:21 AM |
| dreammachine | $100.00 | 9/17/2012 9:55:34 AM |
| agalt | $50.00 | 9/17/2012 10:00:55 AM |
| Castellan | $50.00 | 9/17/2012 9:25:53 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:32 AM |
| prudent-deal662 | $25.00 | 9/17/2012 9:50:58 AM |
| dukeiyer | $25.00 | 9/17/2012 11:22:37 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
639372
This series of Notes was issued and sold upon the funding of the borrower loan #74491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $286.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,348 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-microscope868 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to pay to replace a fence around my house.
My financial situation:
I am a good candidate for this loan because I pay my debts -- my credit is very good.
I will also be receiving a >$30k bonus, and will be selling restricted stock shares (valued at ~$30k) in December.
Monthly net income: $9500 (net paycheck from wages only. not including bonus / stock)
Monthly expenses: $6600
Housing: $2200
Insurance: $130
Car expenses: $1050
Utilities: $300
Phone, cable, internet: $225
Food, entertainment: $1500
Clothing, household expenses: $500
Credit cards and other loans: $300
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TheSituation | $25.00 | 9/14/2012 5:04:03 PM |
| historic-value7 | $250.00 | 9/14/2012 5:04:11 PM |
| duty-viola | $25.00 | 9/14/2012 5:13:59 PM |
| WisconsinFinance | $25.00 | 9/14/2012 5:04:03 PM |
| 52digital | $75.00 | 9/14/2012 5:22:23 PM |
| newest-currency-vibrato | $19.60 | 9/14/2012 5:24:47 PM |
| riveting-credit5 | $25.00 | 9/14/2012 5:17:53 PM |
| CA-Lender | $25.00 | 9/14/2012 5:24:23 PM |
| income-triangulation1 | $25.00 | 9/14/2012 5:04:43 PM |
| lowrater | $75.40 | 9/14/2012 5:07:34 PM |
| worth-blanket2 | $6,750.00 | 9/14/2012 5:06:03 PM |
| ferocious-kindness8 | $30.00 | 9/14/2012 5:03:32 PM |
| azazle | $25.00 | 9/14/2012 5:14:09 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:51 PM |
| compassion-twister2 | $50.00 | 9/14/2012 5:22:14 PM |
| spartacusiam | $25.00 | 9/14/2012 5:10:44 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
639380
This series of Notes was issued and sold upon the funding of the borrower loan #74773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 18y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,205 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-fixer3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/14/2012 5:03:56 PM |
| ferocious-kindness8 | $30.00 | 9/14/2012 5:03:32 PM |
| money-baron | $50.00 | 9/14/2012 5:52:21 PM |
| stock106 | $50.00 | 9/14/2012 6:22:36 PM |
| SolarMoonshine | $25.00 | 9/14/2012 5:51:33 PM |
| commerce-venture1 | $25.00 | 9/14/2012 6:06:05 PM |
| refresher211 | $25.00 | 9/14/2012 5:58:51 PM |
| buffalobills | $25.00 | 9/14/2012 8:29:36 PM |
| capital-heaven5 | $250.00 | 9/15/2012 6:52:18 AM |
| lowrater | $50.70 | 9/15/2012 6:59:01 AM |
| jhouman | $25.00 | 9/15/2012 6:51:28 AM |
| econgineer | $100.00 | 9/15/2012 8:09:13 AM |
| Quest4euphoria | $25.00 | 9/15/2012 7:32:21 AM |
| winmals | $25.00 | 9/15/2012 9:26:26 AM |
| wise-bonus-orchid | $50.00 | 9/15/2012 8:01:59 AM |
| Roundhouse | $50.00 | 9/15/2012 10:03:14 AM |
| sympathetic-greenback5 | $50.00 | 9/15/2012 10:36:43 AM |
| responsibility-butterfly | $25.00 | 9/15/2012 8:56:13 AM |
| zone6 | $100.00 | 9/15/2012 12:23:25 PM |
| enriched-return057 | $200.00 | 9/15/2012 12:50:04 PM |
| Rancid | $25.00 | 9/15/2012 1:38:36 PM |
| MKKBucks | $25.00 | 9/15/2012 1:10:39 PM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:34 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:14:37 PM |
| Zingaro | $25.00 | 9/14/2012 5:30:27 PM |
| Something-Corporate | $25.00 | 9/14/2012 5:27:27 PM |
| reduce_US_govt_debt | $35.00 | 9/14/2012 6:13:42 PM |
| Silver_Rupee | $25.01 | 9/14/2012 5:52:07 PM |
| gotjack-IRA | $25.00 | 9/14/2012 7:17:19 PM |
| favorite-commerce | $30.00 | 9/14/2012 6:15:58 PM |
| majestic-note6 | $150.00 | 9/14/2012 6:02:28 PM |
| hidavehi | $25.01 | 9/15/2012 7:07:22 AM |
| let_me_retire | $75.00 | 9/15/2012 4:13:01 AM |
| bellaquito | $500.00 | 9/14/2012 7:10:24 PM |
| Bad_Debt | $25.00 | 9/14/2012 7:28:55 PM |
| foothillender | $25.00 | 9/15/2012 7:52:56 AM |
| Gregger | $25.00 | 9/14/2012 8:45:08 PM |
| High-flyer | $25.00 | 9/15/2012 8:03:46 AM |
| vutah | $25.00 | 9/15/2012 7:49:05 AM |
| Bob450 | $25.00 | 9/15/2012 7:32:18 AM |
| BankofRon | $25.00 | 9/15/2012 8:09:35 AM |
| scholarly-order6 | $50.00 | 9/15/2012 12:08:36 PM |
| Free-the-usa-1776 | $25.00 | 9/15/2012 9:04:39 AM |
| kmg751 | $25.00 | 9/15/2012 9:23:15 AM |
| RGlad | $100.00 | 9/15/2012 12:32:29 PM |
| janeybooboo | $75.00 | 9/15/2012 12:32:43 PM |
| azazle | $25.00 | 9/15/2012 12:57:26 PM |
| payment-halo | $25.00 | 9/15/2012 12:53:00 PM |
| melmelbamagal | $100.00 | 9/15/2012 12:43:05 PM |
| BHopkins | $25.00 | 9/15/2012 1:25:16 PM |
| seeyouontv | $40.00 | 9/15/2012 1:49:56 PM |
| CA-Lender | $25.00 | 9/15/2012 1:08:46 PM |
| jebber007 | $14.28 | 9/15/2012 2:01:10 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
639436
This series of Notes was issued and sold upon the funding of the borrower loan #74594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $147.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
4 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $792 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pure-silver6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2012)
660-679
(Aug-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to improve our current home to help sell it. My husband's new job is in another city so we need to update our house to get more money for it.
My financial situation:
I am a good candidate for this loan because I have repaid 2 prosper loans already and always pay back my loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 9/13/2012 6:21:45 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:57 PM |
| blue-lively-platinum | $25.00 | 9/13/2012 5:03:34 PM |
| j2ee | $50.00 | 9/13/2012 5:21:54 PM |
| fragonardlives | $25.00 | 9/13/2012 5:10:56 PM |
| thrifty-transaction578 | $25.00 | 9/13/2012 5:26:57 PM |
| mariah8641 | $30.00 | 9/13/2012 5:07:01 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:52 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:17 PM |
| important-ore | $150.00 | 9/13/2012 5:27:04 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:27:57 PM |
| sensible-interest2 | $25.00 | 9/13/2012 5:47:51 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:39 PM |
| wetlands | $200.00 | 9/13/2012 5:31:03 PM |
| attentive-compassion1 | $50.00 | 9/13/2012 5:38:11 PM |
| SBT | $25.00 | 9/13/2012 5:48:34 PM |
| gravbox | $25.00 | 9/13/2012 5:38:19 PM |
| capital-blueberry | $25.00 | 9/13/2012 5:58:22 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:41 PM |
| first-reward-bliss | $400.00 | 9/13/2012 7:58:52 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:12 PM |
| gold-maestro6 | $50.00 | 9/13/2012 9:06:37 PM |
| Mehungry | $47.92 | 9/13/2012 7:04:17 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:05 PM |
| blue-laudable-dinero | $50.00 | 9/13/2012 7:16:52 PM |
| atlas100 | $25.00 | 9/13/2012 7:28:54 PM |
| neptuno | $25.00 | 9/13/2012 8:17:15 PM |
| sentimental-cash0 | $25.00 | 9/13/2012 7:19:18 PM |
| Mad_Scientist | $25.00 | 9/13/2012 7:33:53 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 8:22:52 PM |
| Cessna172 | $25.00 | 9/13/2012 8:39:57 PM |
| StanTheMan | $28.03 | 9/13/2012 8:46:23 PM |
| finance-piccolo8 | $36.87 | 9/13/2012 9:46:39 PM |
| john0720 | $25.00 | 9/13/2012 5:27:14 PM |
| justinology | $31.05 | 9/13/2012 5:16:36 PM |
| peace-adventurer3 | $25.00 | 9/13/2012 5:12:05 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:04 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:02 PM |
| mad-scientist0 | $50.00 | 9/13/2012 5:18:54 PM |
| LeReve | $500.00 | 9/13/2012 5:35:35 PM |
| Perdita_II | $25.00 | 9/13/2012 5:20:32 PM |
| lnuss25 | $50.00 | 9/13/2012 5:21:03 PM |
| CreditBuilder2 | $25.01 | 9/13/2012 5:27:30 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:29:44 PM |
| bxsquad | $25.00 | 9/13/2012 5:47:14 PM |
| Vegasjim | $25.00 | 9/13/2012 5:30:40 PM |
| Science7124 | $25.00 | 9/13/2012 5:36:23 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:51 PM |
| hidavehi | $33.00 | 9/13/2012 6:27:09 PM |
| chlebie | $50.00 | 9/13/2012 5:49:13 PM |
| LoanerPrincipal | $25.00 | 9/13/2012 6:39:56 PM |
| Sneezie | $100.00 | 9/13/2012 6:00:17 PM |
| loot-baton | $25.00 | 9/13/2012 6:18:52 PM |
| MrJDL1971 | $100.00 | 9/13/2012 6:15:59 PM |
| cello1 | $25.00 | 9/13/2012 8:33:27 PM |
| cashhelp | $30.00 | 9/13/2012 6:53:19 PM |
| 1SteelerFan | $35.00 | 9/13/2012 7:07:11 PM |
| antlr | $25.00 | 9/13/2012 7:14:18 PM |
| Jayson85 | $100.00 | 9/13/2012 6:50:21 PM |
| Leshan | $100.00 | 9/13/2012 6:56:21 PM |
| engrossing-community0 | $25.00 | 9/13/2012 8:50:33 PM |
| silver-promise2 | $27.12 | 9/13/2012 9:23:30 PM |
| brightest-income-hunter | $75.00 | 9/13/2012 9:41:30 PM |
| autonomous-basis | $26.00 | 9/13/2012 7:52:55 PM |
| theskippy | $25.00 | 9/13/2012 9:44:00 PM |
| cloud8 | $50.00 | 9/13/2012 8:06:11 PM |
| kind-bazaar-kitten | $25.00 | 9/13/2012 8:54:06 PM |
| OzGuy609 | $25.00 | 9/13/2012 9:02:24 PM |
| strutter | $25.00 | 9/13/2012 9:45:13 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
639458
This series of Notes was issued and sold upon the funding of the borrower loan #74529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1977 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $62,941 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-glowing-commerce |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I pay my bills and I have never been intentially delequent in paying my bills or repaying any loan. I have had, to my knowlege always had a credit rating at least or over 710
Monthly net income: $4835.00
Monthly expenses: $
Housing: $1100.00
Insurance: $100.00
Car expenses: $590.00
Utilities: $50.00
Phone, cable, internet: $190.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $63000.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $35.00 | 9/15/2012 12:04:35 PM |
| janeybooboo | $75.00 | 9/15/2012 12:14:44 PM |
| bazaar-festivity | $25.00 | 9/15/2012 12:26:05 PM |
| the-enthralling-coin | $25.00 | 9/15/2012 12:17:11 PM |
| 84928429 | $50.00 | 9/15/2012 12:19:04 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:52 PM |
| justreturns | $25.00 | 9/15/2012 12:26:22 PM |
| enriched-return057 | $205.00 | 9/15/2012 12:52:03 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:32 PM |
| vutah | $25.00 | 9/15/2012 12:15:50 PM |
| worth-blanket2 | $13,500.00 | 9/15/2012 12:08:26 PM |
| ferocious-kindness8 | $30.00 | 9/15/2012 12:12:21 PM |
| money-genome84 | $250.00 | 9/15/2012 12:15:12 PM |
| orearella3 | $25.00 | 9/15/2012 12:28:32 PM |
| houli123 | $25.00 | 9/15/2012 12:13:23 PM |
| RGlad | $250.00 | 9/15/2012 12:14:31 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:59 PM |
| integrity-reactor4 | $100.00 | 9/15/2012 12:26:27 PM |
| coin-architect2 | $80.00 | 9/15/2012 12:39:15 PM |
| cash-mad-scientist3 | $25.00 | 9/15/2012 12:48:58 PM |
| SimpleChoice | $25.00 | 9/15/2012 12:51:12 PM |
| kulender | $100.00 | 9/15/2012 12:39:39 PM |
| fund-ambrosia0 | $25.00 | 9/15/2012 12:39:45 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
639480
This series of Notes was issued and sold upon the funding of the borrower loan #74379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $99,173 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| paulpk |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 67 ( 96% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 3
( 4% )
| 720-739
(May-2011)
680-699
(Apr-2011)
700-719
(Jun-2010)
700-719
(Feb-2008)
|
|
Principal balance:
| $5,154.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...pay for some home improvements I've been planning for some time.
My financial situation:
I am a good candidate for this loan because...I'm on solid ground job-wise, and feeling good about work. This is my fourth loan through Prosper - all of the others have been repaid on time as promised. I take very seriously my commitment to lenders on here. I'm a lend too (which makes me a Blender here) and I know what it means to risk your money on a borrower.
Monthly net income: $ 9250
Monthly expenses: $
Housing: $ 3300
Insurance: $400
Car expenses: $600
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $500
Credit cards and other loans: $2000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 9/16/2012 12:03:02 PM |
| RGlad | $150.00 | 9/16/2012 12:06:30 PM |
| Bob450 | $25.00 | 9/16/2012 12:50:44 PM |
| lowrater | $50.40 | 9/16/2012 12:03:03 PM |
| killdare | $25.00 | 9/16/2012 2:07:18 PM |
| LikesToLend | $25.00 | 9/16/2012 2:08:03 PM |
| Bad_Debt | $25.00 | 9/16/2012 2:10:46 PM |
| bid-stockpiler1 | $100.00 | 9/16/2012 2:19:44 PM |
| fantastic-contract1 | $300.00 | 9/16/2012 12:07:44 PM |
| helick | $25.00 | 9/16/2012 2:19:52 PM |
| Gregger | $25.00 | 9/16/2012 12:18:45 PM |
| important-trade094 | $104.02 | 9/16/2012 2:29:15 PM |
| jetavana | $25.00 | 9/16/2012 2:34:02 PM |
| wise-platinum-companion | $50.00 | 9/16/2012 1:03:33 PM |
| DasMula | $1,009.62 | 9/16/2012 1:12:24 PM |
| hope-fortress753 | $25.00 | 9/16/2012 1:27:38 PM |
| cash-daisy | $33.57 | 9/16/2012 1:37:56 PM |
| capital-renewal | $25.00 | 9/16/2012 2:25:42 PM |
| green-trade-dolphin | $70.32 | 9/16/2012 12:00:27 PM |
| Navy-Retired | $81.16 | 9/16/2012 12:09:52 PM |
| CA-Lender | $50.00 | 9/16/2012 12:17:21 PM |
| vutah | $25.00 | 9/16/2012 12:23:02 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:00 PM |
| dmunySF | $50.00 | 9/16/2012 2:25:49 PM |
| marinbb | $125.03 | 9/16/2012 12:00:27 PM |
| MoneyForNothing | $32.04 | 9/16/2012 12:16:39 PM |
| scholarly-order6 | $125.00 | 9/16/2012 12:39:26 PM |
| economy-coup | $200.00 | 9/16/2012 12:41:57 PM |
| trumpeter5 | $25.00 | 9/16/2012 12:01:05 PM |
| MoneyForNothing | $67.67 | 9/16/2012 12:03:57 PM |
| Wangchuk | $25.01 | 9/16/2012 2:11:27 PM |
| myutmost | $60.00 | 9/16/2012 2:20:38 PM |
| AKhusky | $25.00 | 9/16/2012 2:22:50 PM |
| contract-student2 | $80.00 | 9/16/2012 2:25:33 PM |
| gain-equator | $50.00 | 9/16/2012 2:32:13 PM |
| impala6464 | $40.00 | 9/16/2012 12:56:23 PM |
| KaChingInvestments | $25.00 | 9/16/2012 2:36:38 PM |
| ImNotSoDumb | $33.01 | 9/16/2012 2:38:39 PM |
| alluring-order2 | $25.00 | 9/16/2012 1:31:48 PM |
| wwwUniversal | $25.00 | 9/16/2012 2:22:32 PM |
| 52digital | $75.00 | 9/16/2012 2:27:51 PM |
| elegant-return3 | $27.00 | 9/16/2012 12:06:13 PM |
| janeybooboo | $75.00 | 9/16/2012 12:06:42 PM |
| adaptable-return21 | $50.00 | 9/16/2012 12:23:06 PM |
| green-lively-bill | $25.00 | 9/16/2012 12:38:43 PM |
| gotjack-IRA | $25.03 | 9/16/2012 12:39:44 PM |
| crippledcircus | $50.00 | 9/16/2012 12:44:35 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:56:31 PM |
| cashasaurus0 | $200.00 | 9/16/2012 2:38:47 PM |
| luv4cycling | $36.12 | 9/16/2012 2:39:06 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
639524
This series of Notes was issued and sold upon the funding of the borrower loan #74609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 23y 3m |
|
Amount delinquent:
| $15 |
Total credit lines:
| 38 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sublime-exchange2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 3800
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sassman2833 | $25.00 | 9/15/2012 12:07:41 PM |
| handy-justice | $50.00 | 9/15/2012 12:17:10 PM |
| svandgts | $25.00 | 9/15/2012 12:22:57 PM |
| IIP77 | $25.00 | 9/15/2012 12:43:56 PM |
| principal-cooker2 | $50.00 | 9/15/2012 1:03:45 PM |
| truth-chooser1 | $25.00 | 9/15/2012 1:20:51 PM |
| the-laudable-peso | $40.00 | 9/15/2012 1:04:45 PM |
| TheCount | $25.00 | 9/15/2012 1:35:38 PM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:35 PM |
| tolerant-truth2 | $25.00 | 9/15/2012 2:15:01 PM |
| rce1964 | $25.00 | 9/15/2012 2:21:02 PM |
| Stingray8a | $25.00 | 9/15/2012 3:24:45 PM |
| stock106 | $25.00 | 9/15/2012 4:17:19 PM |
| dinero-launcher | $30.00 | 9/15/2012 2:29:23 PM |
| mrxtravis | $25.00 | 9/15/2012 1:34:13 PM |
| Malkial | $25.00 | 9/15/2012 11:55:15 PM |
| Jimthemoo | $25.00 | 9/16/2012 7:01:27 AM |
| Boiler7777 | $25.00 | 9/15/2012 8:01:51 PM |
| newest-currency-vibrato | $25.00 | 9/15/2012 10:09:11 PM |
| useful-money715 | $25.00 | 9/15/2012 10:12:03 PM |
| gdbls | $25.00 | 9/15/2012 2:53:54 PM |
| newest-generous-income | $30.00 | 9/16/2012 12:47:31 AM |
| cell8 | $32.00 | 9/16/2012 7:01:53 AM |
| peopletrust | $32.00 | 9/15/2012 10:04:52 PM |
| melodious-openness | $200.00 | 9/16/2012 6:25:56 AM |
| felicity-contributor3 | $25.00 | 9/15/2012 12:05:17 PM |
| cash-reaction2 | $25.00 | 9/15/2012 12:18:02 PM |
| rzlender | $25.00 | 9/15/2012 12:36:10 PM |
| reward-adventure | $50.00 | 9/15/2012 12:31:56 PM |
| alliancecapital1 | $25.00 | 9/15/2012 12:32:34 PM |
| economy-shrubbery6 | $25.00 | 9/15/2012 12:40:13 PM |
| life-is-great | $25.00 | 9/15/2012 12:58:09 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:42 PM |
| copper | $50.00 | 9/15/2012 1:08:08 PM |
| nex | $25.00 | 9/15/2012 2:09:50 PM |
| Rancid | $25.00 | 9/15/2012 1:37:55 PM |
| order-pony8 | $37.10 | 9/15/2012 3:12:51 PM |
| powderbumps | $25.00 | 9/15/2012 3:52:56 PM |
| first-principal-panda | $25.00 | 9/15/2012 4:23:27 PM |
| p2p-mover0 | $25.00 | 9/15/2012 2:41:08 PM |
| helpful-silver7 | $25.00 | 9/15/2012 3:56:47 PM |
| appetizing-loyalty354 | $200.00 | 9/15/2012 8:38:34 PM |
| LendingPimp_2 | $100.00 | 9/16/2012 12:08:59 AM |
| ethical-truth211 | $300.00 | 9/16/2012 6:19:09 AM |
| compassionate-finance9 | $26.82 | 9/16/2012 8:06:02 AM |
| regahj99 | $25.00 | 9/15/2012 9:55:14 PM |
| first-serene-credit | $25.00 | 9/15/2012 5:19:47 PM |
| PositiveCarry | $25.00 | 9/16/2012 7:31:37 AM |
| greatwhiteninja | $25.00 | 9/16/2012 8:01:15 AM |
| ibano | $22.08 | 9/16/2012 8:08:16 AM |
| rate-advocator7 | $200.00 | 9/15/2012 8:06:18 PM |
| RogueCFO | $50.00 | 9/15/2012 8:20:21 PM |
| 340 | $25.00 | 9/15/2012 10:27:33 PM |
| euro-spark | $25.00 | 9/16/2012 6:20:32 AM |
| preeminant-generosity2 | $25.00 | 9/16/2012 6:24:34 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
639528
This series of Notes was issued and sold upon the funding of the borrower loan #74280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,548 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jubilant-gold389 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| felicity-contributor3 | $25.00 | 9/15/2012 12:08:09 PM |
| SolarMoonshine | $25.00 | 9/15/2012 12:09:59 PM |
| dariop | $25.01 | 9/15/2012 12:20:52 PM |
| riveting-credit5 | $25.00 | 9/15/2012 12:26:12 PM |
| finance-investor3 | $25.00 | 9/15/2012 12:17:42 PM |
| generous-deal6 | $25.00 | 9/15/2012 12:44:14 PM |
| creditjunky | $25.00 | 9/15/2012 1:04:47 PM |
| SweatyBalls | $30.00 | 9/15/2012 12:41:29 PM |
| buffalobills | $25.00 | 9/15/2012 1:13:03 PM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:35 PM |
| julijask | $25.00 | 9/15/2012 2:02:51 PM |
| cajunguy | $30.00 | 9/15/2012 2:20:42 PM |
| ultimate-peace | $25.00 | 9/15/2012 4:57:53 PM |
| money-baron | $50.00 | 9/15/2012 1:22:23 PM |
| let_me_retire | $30.00 | 9/15/2012 2:14:50 PM |
| rate-advocator7 | $100.00 | 9/15/2012 8:09:15 PM |
| CA_Lender | $25.00 | 9/15/2012 9:17:52 PM |
| Scottyd911 | $50.00 | 9/15/2012 4:39:35 PM |
| Rancid | $25.00 | 9/15/2012 1:37:34 PM |
| Malkial | $25.00 | 9/15/2012 11:55:55 PM |
| BlueProteus | $25.00 | 9/16/2012 1:25:54 AM |
| SkinnyFish | $25.00 | 9/15/2012 2:01:48 PM |
| skillful-market6 | $25.00 | 9/16/2012 8:06:42 AM |
| yons88 | $25.00 | 9/15/2012 10:50:39 PM |
| LendingPimp_2 | $100.00 | 9/16/2012 12:09:25 AM |
| transformer855 | $25.00 | 9/15/2012 3:36:25 PM |
| favorite-commerce | $50.00 | 9/16/2012 5:47:04 AM |
| bluehen00 | $25.00 | 9/16/2012 6:27:48 AM |
| graceful-investment | $106.00 | 9/15/2012 8:42:37 PM |
| azazle | $50.00 | 9/15/2012 11:34:17 PM |
| matthewa | $25.00 | 9/16/2012 8:05:44 AM |
| Leopoldine | $25.00 | 9/16/2012 8:42:15 AM |
| commerce-gargantuan2 | $50.00 | 9/15/2012 12:14:58 PM |
| tranquil-gain1 | $75.00 | 9/15/2012 12:36:28 PM |
| RJN | $30.00 | 9/15/2012 12:29:17 PM |
| 1NiceLender | $25.00 | 9/15/2012 12:38:04 PM |
| openness-antioxidant | $75.00 | 9/15/2012 12:53:18 PM |
| glimmering-liberty616 | $25.00 | 9/15/2012 1:12:44 PM |
| enriched-return057 | $200.00 | 9/15/2012 12:50:25 PM |
| Rogelio48 | $30.00 | 9/15/2012 12:51:13 PM |
| CA-Lender | $25.00 | 9/15/2012 1:08:58 PM |
| 52digital | $75.00 | 9/15/2012 1:45:35 PM |
| income-triangulation1 | $25.00 | 9/15/2012 4:51:58 PM |
| bellaquito | $500.00 | 9/15/2012 2:37:06 PM |
| ethical-truth211 | $75.00 | 9/15/2012 4:56:26 PM |
| useful-money715 | $25.00 | 9/15/2012 10:12:03 PM |
| appetizing-loyalty354 | $200.00 | 9/15/2012 8:43:19 PM |
| Leshan | $50.00 | 9/16/2012 7:34:35 AM |
| community-burrito9 | $25.00 | 9/15/2012 2:28:07 PM |
| order-bee1 | $1,000.00 | 9/15/2012 11:03:45 PM |
| ResQDoc | $25.00 | 9/15/2012 4:07:34 PM |
| rjcoutur2001 | $78.54 | 9/16/2012 3:56:52 AM |
| ibano | $25.00 | 9/16/2012 8:08:41 AM |
| social-zebra | $15.45 | 9/16/2012 8:46:46 AM |
| Bob450 | $25.00 | 9/15/2012 9:04:41 PM |
| ethical-truth211 | $25.00 | 9/16/2012 6:11:11 AM |
| greatwhiteninja | $25.00 | 9/16/2012 8:03:38 AM |
| Kyileo | $25.00 | 9/16/2012 8:15:31 AM |
| attractive-value | $25.00 | 9/16/2012 8:39:30 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
639568
This series of Notes was issued and sold upon the funding of the borrower loan #74684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $388.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,376 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| immaculate-silver4 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/13/2012 5:03:57 PM |
| EarlyRiser | $250.00 | 9/13/2012 5:04:40 PM |
| income-triangulation1 | $25.00 | 9/13/2012 5:05:15 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:04 PM |
| EngineersAlliance | $100.00 | 9/13/2012 5:07:09 PM |
| lowrater | $75.60 | 9/13/2012 5:11:45 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:17 PM |
| commerce-venture1 | $25.00 | 9/13/2012 5:21:47 PM |
| openness-antioxidant | $75.00 | 9/13/2012 5:12:22 PM |
| thrifty-capital | $38.00 | 9/13/2012 5:20:57 PM |
| community-burrito9 | $35.00 | 9/13/2012 5:23:22 PM |
| NickelSteamroller | $35.00 | 9/13/2012 5:45:27 PM |
| historic-value7 | $200.00 | 9/13/2012 5:34:04 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:56 PM |
| bold-social-widget | $25.00 | 9/13/2012 6:31:52 PM |
| Sid-K | $25.00 | 9/13/2012 5:58:42 PM |
| COCHINOBOY | $50.00 | 9/13/2012 7:11:41 PM |
| reduce_US_govt_debt | $35.00 | 9/13/2012 6:23:51 PM |
| julijask | $25.00 | 9/13/2012 6:31:25 PM |
| InvestorJunkie | $25.00 | 9/13/2012 8:47:11 PM |
| best-bonafide-p2p | $50.00 | 9/13/2012 6:27:59 PM |
| scholarly-order6 | $30.00 | 9/13/2012 6:33:38 PM |
| reflective-rupee | $25.00 | 9/13/2012 10:43:17 PM |
| WriteTheLegend | $100.00 | 9/13/2012 6:54:10 PM |
| revenue-statesperson4 | $100.00 | 9/14/2012 1:39:25 AM |
| engrossing-community0 | $25.00 | 9/13/2012 9:04:20 PM |
| progressive-durability2 | $25.00 | 9/14/2012 2:49:38 AM |
| jebber007 | $25.00 | 9/13/2012 8:15:49 PM |
| CA-Lender | $25.00 | 9/13/2012 9:12:38 PM |
| marketplace-singularity3 | $25.00 | 9/14/2012 7:13:42 AM |
| blueshound | $25.00 | 9/14/2012 5:38:10 AM |
| klend4 | $25.00 | 9/14/2012 3:34:37 AM |
| dsnybnd | $25.00 | 9/14/2012 7:45:13 AM |
| LaGrangeLender | $50.00 | 9/14/2012 6:32:07 AM |
| market-trooper3 | $30.00 | 9/14/2012 7:09:22 AM |
| buffalobills | $25.00 | 9/14/2012 7:38:52 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:45 AM |
| EretzCapital | $50.00 | 9/14/2012 8:47:40 AM |
| luann199 | $25.00 | 9/14/2012 9:09:44 AM |
| wildanne | $50.00 | 9/14/2012 9:32:19 AM |
| supreme-exchange547 | $25.00 | 9/14/2012 9:33:25 AM |
| mercuriant | $25.00 | 9/14/2012 9:23:15 AM |
| impeccable-ore3 | $25.00 | 9/14/2012 9:29:09 AM |
| Starica | $150.00 | 9/13/2012 5:07:03 PM |
| ferocious-kindness8 | $30.00 | 9/13/2012 5:08:04 PM |
| blue-shiny-revenue | $25.00 | 9/13/2012 5:10:26 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:15 PM |
| bullwink27 | $25.00 | 9/13/2012 5:17:03 PM |
| tolerant-dime2 | $45.00 | 9/13/2012 5:17:35 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 5:39:27 PM |
| the-silver-blaster | $50.00 | 9/13/2012 5:29:41 PM |
| lovely-currency3 | $50.00 | 9/13/2012 5:31:57 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:02 PM |
| finance-ecstasy7 | $25.00 | 9/13/2012 5:33:45 PM |
| VirginiaBuckeye | $250.00 | 9/13/2012 5:54:32 PM |
| VirginiaBuckeye | $200.00 | 9/13/2012 5:59:46 PM |
| liberty-tostada7 | $25.00 | 9/13/2012 6:54:49 PM |
| skillful-asset5 | $30.00 | 9/13/2012 6:57:30 PM |
| payment-halo | $25.00 | 9/13/2012 6:14:18 PM |
| RMI_Babylon | $25.00 | 9/13/2012 7:46:41 PM |
| well-mannered-income3 | $50.00 | 9/13/2012 8:02:52 PM |
| cloud8 | $25.00 | 9/13/2012 8:09:19 PM |
| money-baron | $50.00 | 9/13/2012 6:36:28 PM |
| EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:52 PM |
| sonicpluto | $25.00 | 9/13/2012 6:31:01 PM |
| gotjack-IRA | $25.00 | 9/13/2012 7:26:31 PM |
| order-bee1 | $200.00 | 9/13/2012 10:33:21 PM |
| SLN-10 | $50.00 | 9/13/2012 6:51:19 PM |
| scoobiedoo | $40.01 | 9/13/2012 9:32:28 PM |
| Hardlyskiing01 | $25.00 | 9/13/2012 10:31:46 PM |
| Astyanax | $25.00 | 9/14/2012 4:37:18 AM |
| Christophe | $25.00 | 9/14/2012 7:03:39 AM |
| worth-quark7 | $25.00 | 9/14/2012 5:30:42 AM |
| rootcanaler | $25.00 | 9/14/2012 7:32:43 AM |
| bluehen00 | $25.00 | 9/14/2012 5:59:16 AM |
| glroark | $50.00 | 9/14/2012 6:17:40 AM |
| supreme-treasure8 | $100.00 | 9/14/2012 9:36:21 AM |
| decisive-income7 | $1,000.00 | 9/14/2012 9:38:50 AM |
| docdekay | $26.39 | 9/14/2012 9:49:20 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
639588
This series of Notes was issued and sold upon the funding of the borrower loan #74635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $337.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,483 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unique-nickel1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Replace the bathrooms, mold damage on ceilings add ventilation fan, replace surround around tub.
My financial situation:
I am a good candidate for this loan because...I am in good standing with payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $35.00 | 9/15/2012 12:04:35 PM |
| penny-surgeon | $25.00 | 9/15/2012 12:03:07 PM |
| LendingPimp_2 | $26.00 | 9/15/2012 12:14:11 PM |
| scholarly-order6 | $150.00 | 9/15/2012 12:07:51 PM |
| janeybooboo | $100.00 | 9/15/2012 12:10:29 PM |
| dariop | $25.01 | 9/15/2012 12:20:52 PM |
| 84928429 | $50.00 | 9/15/2012 12:19:05 PM |
| pound-mushroom3 | $25.00 | 9/15/2012 12:24:49 PM |
| kila-designer | $249.00 | 9/15/2012 12:27:09 PM |
| InChicago | $80.03 | 9/15/2012 12:02:21 PM |
| the-enthralling-coin | $25.00 | 9/15/2012 12:17:12 PM |
| RGlad | $250.00 | 9/15/2012 12:10:16 PM |
| worth-blanket2 | $10,350.00 | 9/15/2012 12:04:38 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:32 PM |
| bazaar-festivity | $25.00 | 9/15/2012 12:26:06 PM |
| vutah | $25.00 | 9/15/2012 12:11:01 PM |
| integrity-reactor4 | $100.00 | 9/15/2012 12:26:27 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
639610
This series of Notes was issued and sold upon the funding of the borrower loan #74256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $332.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 0m |
|
Amount delinquent:
| $6,926 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,122 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fantastic-yield7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: repair roof and deck per my home owner's insurance. I have just a few months to get this done or they will cancel my insurance
This loan will be used to...purchase supplies, pay laborers to repair roof and deck
My financial situation: 1 year out of bankruptcy discharge in good standing. Difficult to get finances to repair my house as stated above.
I am a good candidate for this loan because...I have a steady income with a job that is pretty stable. I have been on time with my house notes and other monthly notes and will be on time with this note as well. I just need someone to give me a chance to prove that.
Monthly net income: $2520
Monthly expenses: $2000
Housing: $555
Insurance: $180
Car expenses: $50
Utilities: $150
Phone, cable, internet: $240
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tolerant-responsibility051 | $1,994.00 | 9/14/2012 9:03:10 AM |
| integrity-reactor4 | $100.00 | 9/14/2012 9:04:36 AM |
| worth-blanket2 | $10,800.00 | 9/14/2012 9:11:48 AM |
| thrilling-fund427 | $50.00 | 9/14/2012 9:04:50 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:09:00 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:09 AM |
| handshake5 | $39.00 | 9/14/2012 9:04:05 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:48 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
639750
This series of Notes was issued and sold upon the funding of the borrower loan #74623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 9m |
|
Amount delinquent:
| $628 |
Total credit lines:
| 17 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $485 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 45cali |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 43 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
640-659
(Aug-2009)
660-679
(Sep-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because
My debt to income ratio is very low and the payment is easily affordable since I am already paying this on my credit cards.
Also, I have three paid prosper loans, all paid on time and I have the payments directly taken out of my checking.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TryingToHelpUsBoth | $25.00 | 9/16/2012 12:21:15 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:42 PM |
| IPG1 | $25.00 | 9/16/2012 2:31:38 PM |
| KaChingInvestments | $25.00 | 9/16/2012 2:33:29 PM |
| gold-commander0 | $25.00 | 9/16/2012 2:20:29 PM |
| transparency-galleon | $25.00 | 9/16/2012 2:54:00 PM |
| gravbox | $25.00 | 9/16/2012 2:26:48 PM |
| EnglishGeekInNYC | $25.00 | 9/16/2012 2:29:18 PM |
| green28 | $100.00 | 9/16/2012 2:33:28 PM |
| Nipper99 | $100.00 | 9/16/2012 2:41:44 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:00 PM |
| wise-charming-reward | $500.00 | 9/16/2012 2:50:11 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:13 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:53 PM |
| lionheart722 | $100.00 | 9/16/2012 2:26:00 PM |
| generosity-poem2 | $50.00 | 9/16/2012 12:26:24 PM |
| azazle | $50.00 | 9/16/2012 2:38:41 PM |
| Perdita_II | $25.00 | 9/16/2012 2:47:36 PM |
| mtquan | $25.00 | 9/16/2012 2:30:32 PM |
| mariah8641 | $30.00 | 9/16/2012 2:34:04 PM |
| vutah | $25.00 | 9/16/2012 12:23:23 PM |
| unforgettable-wealth4 | $50.00 | 9/16/2012 2:39:12 PM |
| friendly-money | $100.00 | 9/16/2012 2:42:18 PM |
| drkosh | $25.00 | 9/16/2012 12:30:42 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:11 PM |
| undaunted-fairness0 | $25.00 | 9/16/2012 2:18:47 PM |
| velocityasaurus-rex4 | $100.00 | 9/16/2012 2:37:45 PM |
| munnu | $25.00 | 9/16/2012 2:48:58 PM |
| entertaining-rate9 | $25.00 | 9/16/2012 2:51:45 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
639762
This series of Notes was issued and sold upon the funding of the borrower loan #74863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $295.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,263 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| starter830 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $4,707.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I pay my bills on time. I will pay more on my loan to pay it off quicker. And I have a steady job . I take pride in paying my loans off.
Monthly net income: $3000
Monthly expenses: $200
Housing: $1025.00
Insurance: $182.00
Car expenses: $100
Utilities: $100
Phone, cable, internet: $88
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reaction5 | $25.00 | 9/20/2012 9:01:33 AM |
| und-alum | $25.00 | 9/20/2012 9:02:09 AM |
| extraordinary-return995 | $50.00 | 9/20/2012 9:03:13 AM |
| worth-blanket2 | $10,350.00 | 9/20/2012 9:03:48 AM |
| compoundinterest | $25.00 | 9/20/2012 9:01:12 AM |
| larslfe | $25.00 | 9/20/2012 9:03:01 AM |
| phenomenal-rate1 | $500.00 | 9/20/2012 9:04:52 AM |
| cash-reaction2 | $25.00 | 9/20/2012 9:01:51 AM |
| 1stPlace | $50.00 | 9/20/2012 9:03:14 AM |
| sfmdg | $25.00 | 9/20/2012 9:01:17 AM |
| intuitive-benefit3 | $100.00 | 9/20/2012 9:02:47 AM |
| affluence-microscope2 | $200.00 | 9/20/2012 9:02:56 AM |
| Cai8899 | $25.00 | 9/20/2012 9:04:44 AM |
| RGlad | $200.00 | 9/20/2012 9:03:24 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
639768
This series of Notes was issued and sold upon the funding of the borrower loan #74535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $362.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,149 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| systematic-currency7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off existing credit card debt.
My financial situation:
I am a good candidate for this loan because I have steady employment and more than adequate income to pay back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hopeful_lender | $200.00 | 9/16/2012 12:21:28 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:38 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:53 PM |
| compassion-twister2 | $50.00 | 9/16/2012 2:22:44 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:42 PM |
| spartacusiam | $25.00 | 9/16/2012 3:16:24 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 3:17:50 PM |
| ready-interest9 | $25.00 | 9/16/2012 3:24:18 PM |
| Bank_Of_XL | $25.00 | 9/16/2012 5:22:24 PM |
| blue-useful-auction | $25.00 | 9/16/2012 6:19:18 PM |
| compassionate-payment218 | $100.00 | 9/16/2012 6:24:45 PM |
| generous-deal6 | $25.00 | 9/17/2012 9:43:16 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:30 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:18 AM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 9:35:18 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:39 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:40 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:26 AM |
| GoldenKoi | $100.00 | 9/18/2012 9:47:44 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:12 AM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:19 AM |
| Cherrypicker | $50.00 | 9/18/2012 3:12:16 PM |
| unrelenting-power5 | $25.00 | 9/18/2012 4:03:14 PM |
| windguy | $50.00 | 9/18/2012 12:47:35 PM |
| imogen22 | $25.00 | 9/18/2012 12:43:31 PM |
| hawaiitechnical | $25.00 | 9/18/2012 1:29:01 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:11 PM |
| citizenX | $50.00 | 9/18/2012 4:33:05 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:55 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:07:48 PM |
| liberty-viola | $30.00 | 9/18/2012 5:37:14 PM |
| miked8303 | $50.00 | 9/18/2012 5:37:44 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:32 PM |
| britgsb | $50.00 | 9/18/2012 5:55:19 PM |
| fairness-cell6 | $25.00 | 9/18/2012 6:19:42 PM |
| Ripsaw4U | $50.00 | 9/18/2012 5:44:52 PM |
| discrete-gold579 | $50.00 | 9/18/2012 6:13:50 PM |
| prudent-deal662 | $25.00 | 9/18/2012 6:21:16 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:45 PM |
| powerful-return1 | $88.00 | 9/18/2012 10:03:59 PM |
| revenue-carnation043 | $50.00 | 9/18/2012 6:07:43 PM |
| EJPiper | $25.00 | 9/18/2012 7:32:00 PM |
| radareye2 | $25.00 | 9/19/2012 1:34:16 AM |
| enticing-finance758 | $25.00 | 9/19/2012 6:09:49 AM |
| radforj22 | $50.00 | 9/18/2012 8:12:59 PM |
| 12Knocksinna | $25.00 | 9/19/2012 1:57:20 AM |
| JRhino | $25.00 | 9/19/2012 4:52:24 AM |
| kulender | $100.00 | 9/19/2012 4:58:46 AM |
| ExtraIncome | $25.00 | 9/18/2012 8:41:02 PM |
| wise-coin-balance | $25.00 | 9/18/2012 8:45:42 PM |
| profitable-commerce822 | $25.00 | 9/18/2012 9:43:12 PM |
| reward-excellency1 | $25.00 | 9/19/2012 6:28:12 AM |
| P2P4me | $200.00 | 9/19/2012 6:52:06 AM |
| sgt-schultz | $35.00 | 9/19/2012 7:08:10 AM |
| starry2001 | $25.00 | 9/19/2012 4:47:05 AM |
| nelie150 | $44.02 | 9/19/2012 8:40:20 AM |
| Leshan | $50.00 | 9/19/2012 7:02:56 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:26 AM |
| Imperativity | $25.77 | 9/19/2012 8:27:46 AM |
| Avala | $100.00 | 9/19/2012 9:35:38 AM |
| Leopoldine | $25.00 | 9/19/2012 9:15:22 AM |
| BDL-Roth | $25.00 | 9/19/2012 9:20:08 AM |
| Syzygy | $25.00 | 9/19/2012 9:55:50 AM |
| availableloan | $25.00 | 9/19/2012 10:00:13 AM |
| prudent-payment316 | $25.00 | 9/19/2012 9:27:03 AM |
| compoundinterest | $25.00 | 9/19/2012 10:02:03 AM |
| Yogidog | $25.00 | 9/19/2012 10:17:14 AM |
| Plutis | $25.00 | 9/19/2012 10:51:40 AM |
| subtle-revenue0 | $25.00 | 9/19/2012 9:59:51 AM |
| a-leverage-investor | $25.21 | 9/19/2012 12:47:50 PM |
| Snoopylover | $25.00 | 9/19/2012 1:37:20 PM |
| motor5 | $25.00 | 9/19/2012 1:57:48 PM |
| finance-refresher3 | $50.00 | 9/19/2012 1:59:16 PM |
| dough-souffle | $25.00 | 9/19/2012 10:32:04 AM |
| inphri | $245.00 | 9/19/2012 2:47:08 PM |
| AKVG_Lending | $50.00 | 9/19/2012 11:34:52 AM |
| xynny | $26.69 | 9/19/2012 12:45:39 PM |
| promise2 | $25.00 | 9/19/2012 1:50:27 PM |
| red-fervent-deal | $100.00 | 9/19/2012 1:25:59 PM |
| Solid-Platinum | $30.00 | 9/19/2012 1:47:06 PM |
| vutah | $25.00 | 9/16/2012 12:23:37 PM |
| lionheart722 | $100.00 | 9/16/2012 2:26:00 PM |
| kfrench | $75.00 | 9/16/2012 3:07:09 PM |
| market-maximizer472 | $100.00 | 9/16/2012 2:56:49 PM |
| kenji4861 | $25.00 | 9/16/2012 2:22:39 PM |
| blot44 | $25.00 | 9/16/2012 10:39:57 PM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:28 AM |
| paladin510 | $30.00 | 9/17/2012 10:35:48 AM |
| jcornehlsen | $25.00 | 9/17/2012 6:22:46 PM |
| durability-seahorse7 | $100.00 | 9/18/2012 8:39:14 AM |
| Castellan | $50.00 | 9/18/2012 9:19:24 AM |
| neighborly-hope6 | $100.00 | 9/18/2012 9:45:37 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:14 AM |
| samurai2 | $25.00 | 9/18/2012 11:49:52 AM |
| beeguy | $25.00 | 9/18/2012 12:42:58 PM |
| five-star-investment8 | $28.82 | 9/18/2012 1:09:58 PM |
| giftgold | $25.00 | 9/18/2012 11:13:10 AM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:25 PM |
| adaboy65 | $100.00 | 9/18/2012 5:04:20 PM |
| j2ee | $50.00 | 9/18/2012 5:04:45 PM |
| mtquan | $25.00 | 9/18/2012 5:24:01 PM |
| Income-Scout | $100.00 | 9/18/2012 5:05:41 PM |
| chac | $100.00 | 9/18/2012 5:27:16 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:40 PM |
| mozzarella | $34.00 | 9/18/2012 5:49:04 PM |
| enterprising-exchange6 | $50.00 | 9/18/2012 5:31:50 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:26 PM |
| attentive-compassion1 | $50.00 | 9/18/2012 6:00:57 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:38 PM |
| UncleSafety | $212.83 | 9/18/2012 7:04:26 PM |
| pdub | $500.00 | 9/18/2012 5:57:11 PM |
| orange-mindful-bazaar | $50.00 | 9/18/2012 6:54:53 PM |
| bughead | $25.00 | 9/19/2012 2:57:52 AM |
| skaught | $30.00 | 9/19/2012 3:32:32 AM |
| azazle | $50.00 | 9/18/2012 6:31:19 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:38 PM |
| bellaquito | $500.00 | 9/18/2012 6:55:30 PM |
| blue-laudable-dinero | $50.00 | 9/18/2012 10:22:40 PM |
| halfcr83 | $50.00 | 9/18/2012 10:32:27 PM |
| EddiesMoney | $25.00 | 9/19/2012 7:41:12 AM |
| onecooldrink | $25.00 | 9/18/2012 11:38:32 PM |
| Loan-A-Ranger | $100.00 | 9/19/2012 8:39:57 AM |
| CFOGO | $25.00 | 9/19/2012 4:39:02 AM |
| rubylender | $25.00 | 9/19/2012 8:45:42 AM |
| Daveinthecorn | $50.00 | 9/19/2012 5:23:03 AM |
| GTFreeFlyer | $25.00 | 9/19/2012 9:01:16 AM |
| scottharr27 | $100.00 | 9/18/2012 9:04:22 PM |
| Silverling6 | $57.22 | 9/19/2012 6:15:37 AM |
| agalt | $125.00 | 9/19/2012 6:22:09 AM |
| zanglish101 | $30.00 | 9/19/2012 7:09:02 AM |
| agile-diversification2 | $25.00 | 9/19/2012 9:06:56 AM |
| american6 | $50.00 | 9/19/2012 9:08:35 AM |
| BlessedEveryDay | $25.00 | 9/19/2012 4:38:52 AM |
| justinology | $40.00 | 9/19/2012 8:32:32 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:32 AM |
| rcj1411 | $50.00 | 9/19/2012 8:50:53 AM |
| Clambake | $25.00 | 9/19/2012 9:04:31 AM |
| friendinmoney | $25.00 | 9/19/2012 8:22:54 AM |
| loan-mammal | $100.00 | 9/19/2012 9:03:09 AM |
| hope-kingdom | $125.00 | 9/19/2012 9:16:04 AM |
| responsive-worth5 | $25.00 | 9/19/2012 9:17:49 AM |
| leverage-reaction | $25.00 | 9/19/2012 9:11:45 AM |
| shaker348 | $50.00 | 9/19/2012 9:14:09 AM |
| nuclearmoose | $50.00 | 9/19/2012 9:15:06 AM |
| cardminger | $25.00 | 9/19/2012 9:20:33 AM |
| DesiKuber | $25.00 | 9/19/2012 9:27:34 AM |
| AFairDeal | $25.00 | 9/19/2012 10:04:49 AM |
| JoyfulVegetarian | $25.00 | 9/19/2012 9:31:27 AM |
| gentle-gain235 | $50.00 | 9/19/2012 9:35:52 AM |
| Investoman | $25.00 | 9/19/2012 9:48:54 AM |
| repayment-pudding | $25.00 | 9/19/2012 9:41:26 AM |
| VBAces | $250.00 | 9/19/2012 10:44:05 AM |
| hard-working-rate3 | $25.00 | 9/19/2012 9:46:20 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:13 AM |
| GrayStudio | $25.00 | 9/19/2012 12:22:17 PM |
| Georgous | $322.18 | 9/19/2012 1:41:56 PM |
| bent300 | $50.00 | 9/19/2012 1:56:20 PM |
| currency-persimmon | $50.00 | 9/19/2012 2:08:00 PM |
| helping-out | $25.00 | 9/19/2012 2:26:14 PM |
| compatible-deal9 | $50.00 | 9/19/2012 2:44:27 PM |
| wwwUniversal | $25.00 | 9/19/2012 10:36:54 AM |
| transparency-silo2 | $25.00 | 9/19/2012 10:10:37 AM |
| emphatic-responsibility | $50.00 | 9/19/2012 11:05:12 AM |
| themoneydoctor | $50.00 | 9/19/2012 11:22:13 AM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:22 AM |
| blLending | $50.00 | 9/19/2012 12:11:56 PM |
| LovinMe | $25.00 | 9/19/2012 12:15:58 PM |
| db0973 | $25.00 | 9/19/2012 12:53:07 PM |
| note-pursuit | $25.00 | 9/19/2012 2:31:17 PM |
| Money_Working | $45.26 | 9/19/2012 11:57:41 AM |
| Cash4U2also | $25.00 | 9/19/2012 11:59:52 AM |
| dough-dreams8 | $500.00 | 9/19/2012 12:42:20 PM |
| mmabel | $25.00 | 9/19/2012 2:44:31 PM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
639830
This series of Notes was issued and sold upon the funding of the borrower loan #74313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $249.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $112,627 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| admirable-responsibility810 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to cover medical and dental expenses and additional bill we currently have
My financial situation:
I am a good candidate for this loan because I do have secure and constant income with enough excess each month to ensure I can make the monthly payments on time. I just do not have the bulk cash needed at the moment
Monthly net income: $13900
Monthly expenses: $
Housing: $2788
Insurance: $190
Car expenses: $500
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $550
Clothing, household expenses: $175
Credit cards and other loans: $2997
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| historic-value7 | $200.00 | 9/16/2012 12:14:28 PM |
| CA-Lender | $25.00 | 9/16/2012 12:18:20 PM |
| RGlad | $300.00 | 9/16/2012 12:15:46 PM |
| vutah | $65.00 | 9/16/2012 12:16:43 PM |
| hopeful_lender | $210.00 | 9/16/2012 12:22:28 PM |
| worth-blanket2 | $7,200.00 | 9/16/2012 12:05:49 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
639842
This series of Notes was issued and sold upon the funding of the borrower loan #74661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,780 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankful-money |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to...to pay off credit card with a higher interest rate
My financial situation:
I am a good candidate for this loan because...I recently paid off a loan through Prosper and I have a credit rating of 781 and I never miss a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hopeful_lender | $250.00 | 9/16/2012 12:24:10 PM |
| payout-reaction740 | $25.00 | 9/16/2012 2:20:27 PM |
| lionheart722 | $100.00 | 9/16/2012 2:26:01 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:43 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:13 PM |
| payout-motivator0 | $25.00 | 9/16/2012 2:46:21 PM |
| killdare | $25.00 | 9/16/2012 2:01:37 PM |
| hard-working-rate3 | $25.00 | 9/16/2012 2:59:43 PM |
| friendly-gold | $25.00 | 9/16/2012 3:02:02 PM |
| Ivan2007 | $50.00 | 9/16/2012 3:03:09 PM |
| cycle198 | $25.00 | 9/16/2012 3:05:22 PM |
| RGlad | $101.00 | 9/16/2012 3:14:59 PM |
| velocityasaurus-rex4 | $100.00 | 9/16/2012 2:37:45 PM |
| papaman | $25.00 | 9/16/2012 3:16:52 PM |
| thankful-nickel2 | $55.55 | 9/16/2012 2:42:49 PM |
| FrugalForLife2 | $25.00 | 9/16/2012 3:36:35 PM |
| y2kman9 | $25.00 | 9/16/2012 4:39:21 PM |
| jubilant-agreement0 | $25.00 | 9/16/2012 12:45:02 PM |
| thrifty-transaction578 | $25.00 | 9/16/2012 2:59:46 PM |
| Reddy_Capital | $36.00 | 9/16/2012 6:15:40 PM |
| Gambino | $50.00 | 9/16/2012 6:32:54 PM |
| kfrench | $75.00 | 9/16/2012 3:07:09 PM |
| tranquil-gain1 | $75.00 | 9/16/2012 2:21:12 PM |
| loyalty-dragster7 | $100.00 | 9/16/2012 8:09:48 PM |
| luminous-finance9 | $26.00 | 9/16/2012 8:19:36 PM |
| janeybooboo | $25.25 | 9/16/2012 3:22:45 PM |
| mtquan | $25.00 | 9/16/2012 2:30:32 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:18 PM |
| db0973 | $25.00 | 9/16/2012 5:58:36 PM |
| Hotrod52 | $25.00 | 9/17/2012 12:36:01 AM |
| HenlopenCapital | $25.00 | 9/17/2012 12:57:05 AM |
| rcj1411 | $50.00 | 9/16/2012 6:36:45 PM |
| producer455 | $30.43 | 9/17/2012 2:13:35 AM |
| income-lion | $35.00 | 9/17/2012 6:15:41 AM |
| otherwisedisposed | $200.00 | 9/16/2012 7:36:45 PM |
| attentive-compassion1 | $50.00 | 9/16/2012 2:55:57 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:53 AM |
| prossperous01 | $50.00 | 9/17/2012 7:02:50 AM |
| kenji4861 | $25.00 | 9/16/2012 3:03:58 PM |
| commerce-web5 | $25.00 | 9/16/2012 3:06:40 PM |
| Guiren | $100.00 | 9/16/2012 8:33:22 PM |
| NVSTRKOBALT | $25.00 | 9/17/2012 7:42:59 AM |
| investment-party | $100.00 | 9/17/2012 7:53:02 AM |
| sturzstrom | $25.00 | 9/17/2012 8:05:06 AM |
| cwegert | $25.00 | 9/16/2012 9:22:30 PM |
| beeper2 | $25.00 | 9/16/2012 9:33:53 PM |
| fundstream | $25.00 | 9/16/2012 3:16:29 PM |
| friendinmoney | $25.00 | 9/17/2012 8:37:22 AM |
| trade-wildcat2 | $25.00 | 9/17/2012 8:38:27 AM |
| discrete-gold579 | $100.00 | 9/16/2012 3:25:08 PM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:44 AM |
| jcyjwj | $100.00 | 9/16/2012 3:50:38 PM |
| cashhelp | $30.00 | 9/16/2012 4:03:58 PM |
| thehousewife | $25.00 | 9/17/2012 7:20:31 AM |
| zwx1997 | $25.00 | 9/17/2012 7:42:48 AM |
| capital-blueberry | $25.00 | 9/16/2012 6:03:27 PM |
| stylish-benjamins6 | $27.00 | 9/17/2012 8:06:41 AM |
| best-shiny-hope | $63.45 | 9/16/2012 6:32:33 PM |
| VonKeebler | $46.70 | 9/17/2012 8:18:52 AM |
| dukeiyer | $25.00 | 9/17/2012 8:19:45 AM |
| atlas100 | $25.00 | 9/16/2012 7:33:08 PM |
| LargoRick | $25.00 | 9/17/2012 8:37:05 AM |
| 850 | $50.00 | 9/16/2012 9:06:21 PM |
| CFOGO | $25.00 | 9/17/2012 5:07:03 AM |
| elvisloans | $25.00 | 9/17/2012 5:47:30 AM |
| investment-comet | $25.00 | 9/17/2012 7:07:06 AM |
| blue-laudable-dinero | $50.00 | 9/17/2012 7:09:49 AM |
| northwoodsguy | $50.00 | 9/17/2012 7:11:38 AM |
| blue-intuitive-order | $55.50 | 9/17/2012 8:14:00 AM |
| asaurus0 | $25.00 | 9/17/2012 8:15:19 AM |
| peaceful-justice3 | $25.00 | 9/17/2012 8:18:48 AM |
| deal-pal | $25.00 | 9/17/2012 8:22:16 AM |
| HoweMoney | $25.00 | 9/17/2012 8:24:49 AM |
| DS84 | $26.50 | 9/17/2012 8:39:36 AM |
| Aberdeen | $99.00 | 9/16/2012 2:47:34 PM |
| green-trade-dolphin2 | $40.70 | 9/16/2012 12:02:49 PM |
| feiandasun | $25.00 | 9/16/2012 2:03:57 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:01 PM |
| generosity-poem2 | $150.00 | 9/16/2012 12:33:18 PM |
| bonus-rotation1 | $150.00 | 9/16/2012 1:05:05 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:54 PM |
| pharmkid21 | $25.00 | 9/16/2012 2:55:39 PM |
| ready-interest9 | $25.00 | 9/16/2012 3:05:27 PM |
| ready-justice7 | $50.00 | 9/16/2012 3:08:42 PM |
| lizard_lips | $25.00 | 9/16/2012 3:12:25 PM |
| mariah8641 | $30.00 | 9/16/2012 2:34:05 PM |
| Tylerh | $75.00 | 9/16/2012 3:14:50 PM |
| S_McK04 | $50.00 | 9/16/2012 3:18:25 PM |
| Feyenoord | $30.00 | 9/16/2012 3:20:49 PM |
| Slapshot | $25.00 | 9/16/2012 3:27:29 PM |
| capital-heaven5 | $100.00 | 9/16/2012 3:29:57 PM |
| friendly-money | $100.00 | 9/16/2012 2:42:18 PM |
| dkjl | $32.00 | 9/16/2012 3:35:04 PM |
| Lender_1972 | $49.15 | 9/16/2012 4:39:38 PM |
| shellstar | $25.00 | 9/16/2012 5:39:07 PM |
| GoGalt | $50.00 | 9/16/2012 2:58:39 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:28 PM |
| E_G | $50.00 | 9/16/2012 3:17:31 PM |
| lucrative-durability | $25.00 | 9/16/2012 8:39:11 PM |
| efficient-truth | $25.00 | 9/16/2012 3:47:14 PM |
| green28 | $100.00 | 9/16/2012 2:32:22 PM |
| superb-funds335 | $25.00 | 9/16/2012 2:34:33 PM |
| azazle | $50.00 | 9/16/2012 2:38:17 PM |
| five-star-order1 | $50.00 | 9/16/2012 10:47:51 PM |
| munnu | $50.00 | 9/16/2012 7:22:42 PM |
| betterthanstock | $42.86 | 9/16/2012 7:33:43 PM |
| urbny | $28.88 | 9/17/2012 6:20:35 AM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:12 PM |
| kchen486 | $50.00 | 9/16/2012 2:56:50 PM |
| brginhuntr | $32.67 | 9/17/2012 7:10:38 AM |
| loot-caper | $25.00 | 9/16/2012 3:04:06 PM |
| L-Dogg | $40.00 | 9/16/2012 3:06:10 PM |
| green-glowing-gain | $25.00 | 9/16/2012 9:17:21 PM |
| abkennedy | $25.00 | 9/16/2012 3:15:17 PM |
| BrooklynJim | $25.00 | 9/16/2012 3:18:28 PM |
| newest-currency-vibrato | $5.01 | 9/17/2012 8:49:11 AM |
| ramsba | $50.00 | 9/16/2012 3:20:52 PM |
| upsata | $25.00 | 9/16/2012 3:27:10 PM |
| organic-responsibility60 | $25.00 | 9/16/2012 3:34:57 PM |
| bellaquito | $500.00 | 9/16/2012 3:45:58 PM |
| sgt-schultz | $35.00 | 9/17/2012 6:30:36 AM |
| kind-bazaar-kitten | $25.00 | 9/16/2012 5:52:21 PM |
| zchickan | $69.61 | 9/17/2012 8:05:45 AM |
| StrugglingDCFederalEmployee | $74.34 | 9/17/2012 8:08:54 AM |
| oskizzle | $25.00 | 9/17/2012 8:18:05 AM |
| saver266 | $50.45 | 9/17/2012 8:24:11 AM |
| USAFVET2010 | $31.95 | 9/16/2012 6:51:07 PM |
| ferocious-benefit7 | $50.00 | 9/16/2012 8:30:18 PM |
| CirC | $25.00 | 9/16/2012 10:12:50 PM |
| glenium | $25.00 | 9/17/2012 3:39:29 AM |
| CFOGO | $25.00 | 9/17/2012 5:05:36 AM |
| Lo0se_mo0se | $25.00 | 9/17/2012 6:14:47 AM |
| awesome-generosity4 | $40.00 | 9/17/2012 7:00:56 AM |
| Leshan | $100.00 | 9/17/2012 7:19:32 AM |
| abundance923 | $50.00 | 9/17/2012 7:58:56 AM |
| greenback-sage433 | $25.00 | 9/17/2012 8:33:15 AM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
639844
This series of Notes was issued and sold upon the funding of the borrower loan #74524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $249.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,008 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Stanley04 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
620-639
(Jul-2008)
|
|
Principal balance:
| $1,095.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Wedding Loan!!
Purpose of loan: To pay for our upcoming wedding/honeymoon.
This loan will be used to... pay for the wedding reception and parts of our honeymoon. We fully intend on receiving a large portion of money in return as well.
My financial situation:
I am a good candidate for this loan because...I have already successfully received two previous loans from Prosper. I believe in this system and I have always paid each loan on time.
I have a great career and my future bride does as well. She works for a large medical device company and our combined incomes will more than cover this payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/14/2012 9:03:00 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:14:25 AM |
| pure-treasure7 | $50.00 | 9/14/2012 9:06:49 AM |
| LeReve | $500.00 | 9/14/2012 9:17:07 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:10 AM |
| charming-return031 | $25.00 | 9/14/2012 9:22:09 AM |
| wetlands | $200.00 | 9/14/2012 9:12:50 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:08 AM |
| Sneezie | $100.00 | 9/14/2012 9:34:43 AM |
| kenji4861 | $25.00 | 9/14/2012 10:05:18 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:38 AM |
| bazaar-tulip | $25.00 | 9/14/2012 9:42:25 AM |
| RGlad | $65.00 | 9/14/2012 10:12:52 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:43 AM |
| contract-sunshine5 | $25.00 | 9/14/2012 10:12:17 AM |
| bg26892 | $42.00 | 9/14/2012 11:30:23 AM |
| ddog0224 | $50.00 | 9/14/2012 11:32:17 AM |
| currency-persimmon | $34.00 | 9/14/2012 11:46:26 AM |
| bughead | $25.00 | 9/14/2012 12:29:30 PM |
| AmericanCowboy | $75.00 | 9/14/2012 12:52:15 PM |
| jhussey | $100.00 | 9/14/2012 10:43:09 AM |
| Astyanax | $50.00 | 9/14/2012 1:58:50 PM |
| currency-balancer | $50.00 | 9/14/2012 12:20:46 PM |
| The-Helper | $30.00 | 9/14/2012 12:25:35 PM |
| Mad_Scientist | $40.00 | 9/14/2012 11:34:26 AM |
| magical-fairness4 | $25.00 | 9/14/2012 3:50:39 PM |
| wealth-pipeline | $25.00 | 9/14/2012 2:09:53 PM |
| income-buffalo1 | $44.78 | 9/14/2012 2:52:38 PM |
| systematic-value343 | $50.00 | 9/14/2012 2:01:18 PM |
| wild_carrot | $25.00 | 9/14/2012 4:06:43 PM |
| newest-currency-vibrato | $100.00 | 9/14/2012 4:28:37 PM |
| unrivaled-deal676 | $50.00 | 9/14/2012 5:36:57 PM |
| 1313mark1313 | $59.99 | 9/14/2012 5:48:14 PM |
| Plutis | $25.00 | 9/14/2012 5:52:40 PM |
| mammalian4 | $25.00 | 9/14/2012 7:30:55 PM |
| scottndesign | $50.00 | 9/14/2012 11:48:43 PM |
| azazle | $50.00 | 9/15/2012 12:21:42 AM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:17 AM |
| Slapshot | $104.33 | 9/15/2012 1:30:44 AM |
| Alun | $49.06 | 9/14/2012 7:07:17 PM |
| svjeller | $100.00 | 9/14/2012 6:43:39 PM |
| Feyenoord | $30.00 | 9/14/2012 8:35:34 PM |
| simiray | $25.00 | 9/14/2012 8:43:23 PM |
| Wishmaker | $100.00 | 9/14/2012 8:50:42 PM |
| Socorro_Capital_Partners | $25.01 | 9/15/2012 12:31:31 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:08:42 AM |
| felicity-contributor3 | $50.00 | 9/14/2012 9:14:24 AM |
| john0720 | $25.00 | 9/14/2012 9:15:27 AM |
| CaptainBL | $25.00 | 9/14/2012 9:02:47 AM |
| innovator10 | $500.00 | 9/14/2012 9:18:32 AM |
| attentive-compassion1 | $50.00 | 9/14/2012 9:25:04 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:27 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:44 AM |
| mariah8641 | $30.00 | 9/14/2012 9:26:51 AM |
| nickel-ferret | $25.00 | 9/14/2012 9:11:40 AM |
| powerful-return1 | $44.00 | 9/14/2012 9:25:15 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:32 AM |
| fabulous-wealth921 | $50.00 | 9/14/2012 9:42:07 AM |
| janeybooboo | $74.74 | 9/14/2012 9:34:00 AM |
| CMJ-Partners | $100.00 | 9/14/2012 9:34:40 AM |
| tolerant-dinero2 | $50.00 | 9/14/2012 9:36:55 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:15 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:50 AM |
| CreditBuilder2 | $25.01 | 9/14/2012 10:21:33 AM |
| credit-guard5 | $25.00 | 9/14/2012 10:02:57 AM |
| thankful-nickel2 | $25.00 | 9/14/2012 9:53:57 AM |
| gold-maestro6 | $50.00 | 9/14/2012 10:05:19 AM |
| moola-accelerator6 | $29.14 | 9/14/2012 10:06:40 AM |
| range2 | $25.00 | 9/14/2012 11:02:07 AM |
| TomDalonajay | $25.00 | 9/14/2012 10:28:11 AM |
| compatible-deal9 | $50.00 | 9/14/2012 12:19:39 PM |
| loyalist1 | $250.00 | 9/14/2012 12:29:56 PM |
| MasterTech33 | $28.30 | 9/14/2012 12:33:33 PM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:44 AM |
| preeminant-greenback024 | $25.00 | 9/14/2012 1:16:06 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:55 PM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:19 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:28 AM |
| UltimateWill | $25.00 | 9/14/2012 12:22:55 PM |
| graceful-durability246 | $200.00 | 9/14/2012 12:14:56 PM |
| Mowine4me | $40.00 | 9/14/2012 3:48:52 PM |
| LKN2RTR | $43.35 | 9/14/2012 1:00:04 PM |
| bazaar-neptune2 | $25.00 | 9/14/2012 4:33:45 PM |
| mschoenf | $25.00 | 9/14/2012 1:04:30 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:39 PM |
| trade-wildcat2 | $25.00 | 9/14/2012 2:51:30 PM |
| finance-symphony7 | $200.00 | 9/14/2012 3:36:09 PM |
| serene-capital | $25.00 | 9/14/2012 3:39:57 PM |
| point-doughnut | $84.81 | 9/14/2012 3:51:33 PM |
| proud-wealth2 | $29.00 | 9/14/2012 4:15:46 PM |
| booOST | $37.98 | 9/14/2012 4:25:03 PM |
| supersarah61 | $25.00 | 9/14/2012 4:44:54 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:08 PM |
| chlebie | $50.00 | 9/14/2012 5:27:20 PM |
| thrifty-transaction578 | $25.00 | 9/14/2012 5:33:02 PM |
| djh47a | $25.00 | 9/14/2012 5:34:38 PM |
| vkorichkov | $30.00 | 9/14/2012 5:35:30 PM |
| Leshan | $100.00 | 9/14/2012 5:40:51 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:17 PM |
| bellaquito | $500.00 | 9/14/2012 7:04:54 PM |
| feb217 | $25.00 | 9/14/2012 8:27:23 PM |
| Culebra1930 | $75.00 | 9/14/2012 8:27:31 PM |
| bowler252 | $25.00 | 9/14/2012 8:32:19 PM |
| crdcteng | $25.00 | 9/14/2012 6:22:31 PM |
| SergRoosterDu | $27.00 | 9/14/2012 8:23:18 PM |
| order-taco-bell | $25.00 | 9/14/2012 11:38:29 PM |
| geemoney29 | $50.00 | 9/14/2012 6:27:54 PM |
| jaxrealtor | $75.00 | 9/14/2012 6:31:18 PM |
| felicity-czar6 | $25.00 | 9/14/2012 7:35:47 PM |
| loyaltyologist | $25.00 | 9/14/2012 8:11:42 PM |
| dainova | $100.00 | 9/14/2012 11:30:37 PM |
| Theodon | $25.00 | 9/15/2012 1:11:29 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
639886
This series of Notes was issued and sold upon the funding of the borrower loan #74676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 2
/
1 | Length of status: | 1y 3m |
|
Amount delinquent:
| $17,209 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CottonMcKnight |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $20,121.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
680-699
(Jul-2011)
720-739
(Oct-2008)
680-699
(Jan-2008)
|
|
Principal balance:
| $7,661.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Debt consolidation/payoff
Purpose of loan: Debt consolidation and to get current on some obligations that I fell behind on in between the end of one job and start of new one. Was previously working for a company owned by a professional athlete that was put on hiatus when athlete was traded to another team in another state. Now working for a commercial real estate development firm.
My financial situation:
I am a good candidate for this loan because I paid in full and on time a previous Prosper loan several years ago, I am current on an existing Prosper loan that was used to purchase an equity stake in previous company. Low credit score is due to previous financial troubles, but no longer have any credit card debt, and scores don't accurately reflect updated financial situation. This loan will allow me to improve credit history/score.
Monthly net income: $5000
Housing: $1800
Insurance: $124
Car expenses: $300
Utilities: $250 (Hot summer in Houston)
Phone, cable, internet: $308
Food: $600
Entertainment: $13 (Netflix)
Clothing, household expenses: $50
Credit cards and other loans: $393 (no credit cards, Prosper loan)
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $250.00 | 9/14/2012 5:07:34 PM |
| exchange-squirrel | $50.00 | 9/14/2012 5:02:13 PM |
| worthy-bid8 | $100.00 | 9/14/2012 5:12:20 PM |
| MoneyForNothing | $32.32 | 9/14/2012 5:02:13 PM |
| duty-viola | $25.00 | 9/14/2012 5:14:00 PM |
| handy-justice | $50.00 | 9/14/2012 5:04:45 PM |
| jhouman | $50.00 | 9/14/2012 5:22:08 PM |
| ekmendenhall | $32.00 | 9/14/2012 5:09:52 PM |
| CA-Lender | $25.00 | 9/14/2012 5:23:58 PM |
| CMJ-Partners | $100.00 | 9/14/2012 5:57:43 PM |
| SolarMoonshine | $25.00 | 9/14/2012 5:50:59 PM |
| money-baron | $50.00 | 9/14/2012 5:52:22 PM |
| wise-deal-panda | $200.00 | 9/14/2012 5:55:40 PM |
| the-credit-maker | $25.00 | 9/14/2012 6:20:27 PM |
| janeybooboo | $25.25 | 9/14/2012 5:59:54 PM |
| kinder-credit-bear | $250.00 | 9/14/2012 6:01:08 PM |
| impala6464 | $43.04 | 9/14/2012 6:14:03 PM |
| azazle | $25.00 | 9/15/2012 2:29:57 AM |
| gotjack-IRA | $25.03 | 9/14/2012 6:45:50 PM |
| lordnecron | $25.00 | 9/14/2012 7:04:04 PM |
| melodious-openness | $200.00 | 9/14/2012 7:16:11 PM |
| reflective-rupee | $25.00 | 9/14/2012 7:20:32 PM |
| jtc26 | $69.25 | 9/14/2012 7:34:24 PM |
| ChoiceInvestments | $29.00 | 9/14/2012 7:54:30 PM |
| NekHoldings | $25.00 | 9/14/2012 8:16:05 PM |
| courteous-note1 | $48.72 | 9/15/2012 6:10:58 AM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:14:03 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:20 AM |
| mikeandcat | $89.75 | 9/14/2012 7:04:13 PM |
| ethical-truth211 | $50.00 | 9/15/2012 5:47:15 AM |
| p2p-mushroom1 | $25.00 | 9/14/2012 7:40:39 PM |
| blitzen40 | $35.00 | 9/14/2012 8:41:52 PM |
| newest-generous-income | $25.00 | 9/15/2012 12:07:40 AM |
| Mikale360 | $25.00 | 9/15/2012 2:15:58 AM |
| peaceful-farmer | $50.00 | 9/15/2012 5:21:07 AM |
| eod_man | $75.00 | 9/15/2012 6:17:42 AM |
| crw1950 | $25.00 | 9/15/2012 6:28:13 AM |
| brondero | $45.26 | 9/15/2012 7:07:51 AM |
| return-grizzly | $100.00 | 9/14/2012 5:11:53 PM |
| AF-Chief | $25.00 | 9/14/2012 5:21:30 PM |
| trumpeter5 | $25.00 | 9/14/2012 5:01:57 PM |
| Dont_Worry_Be_Happy | $25.00 | 9/14/2012 5:07:32 PM |
| money-baron-roth-IRA | $50.00 | 9/14/2012 6:24:51 PM |
| reward-adventure | $50.00 | 9/14/2012 5:57:29 PM |
| myutmost | $35.00 | 9/14/2012 6:52:49 PM |
| p2p-mushroom1 | $25.00 | 9/14/2012 7:32:52 PM |
| s_man1 | $25.00 | 9/14/2012 7:47:08 PM |
| dollar-vibraphone4 | $75.00 | 9/14/2012 8:27:42 PM |
| Feyenoord | $30.00 | 9/14/2012 8:37:09 PM |
| Socorro_Capital_Partners | $25.01 | 9/15/2012 12:34:39 AM |
| melodious-openness | $240.27 | 9/14/2012 7:19:36 PM |
| bid-lightning9 | $25.00 | 9/14/2012 8:15:43 PM |
| Wangchuk | $25.01 | 9/15/2012 1:39:42 AM |
| servnyou | $25.00 | 9/14/2012 6:36:05 PM |
| chererat | $25.00 | 9/14/2012 6:53:23 PM |
| deepblue34 | $35.00 | 9/14/2012 6:56:16 PM |
| MilitaryMTP | $125.00 | 9/15/2012 4:34:29 AM |
| principal-laser | $73.36 | 9/15/2012 5:24:02 AM |
| palmetto933 | $50.00 | 9/15/2012 5:55:06 AM |
| corporatejim | $35.08 | 9/15/2012 5:56:38 AM |
| Bad_Debt | $25.00 | 9/14/2012 7:29:52 PM |
| rate-advocator7 | $200.00 | 9/15/2012 6:08:17 AM |
| point-doughnut | $26.40 | 9/15/2012 6:18:38 AM |
| DoctorJoe | $25.00 | 9/15/2012 6:51:08 AM |
| scottndesign | $25.00 | 9/14/2012 11:50:21 PM |
| 340 | $25.00 | 9/15/2012 12:15:22 AM |
| Slapshot | $25.00 | 9/15/2012 1:31:12 AM |
| Engineer44 | $25.00 | 9/15/2012 2:39:47 AM |
| draggon77 | $25.00 | 9/15/2012 5:41:40 AM |
| bancoroyal | $25.16 | 9/15/2012 6:17:12 AM |
| 168RichCapital | $25.09 | 9/15/2012 6:46:21 AM |
| Rulea72 | $25.00 | 9/15/2012 7:01:55 AM |
| weezy22 | $25.00 | 9/15/2012 7:04:54 AM |
| Plow_n_Sow | $25.00 | 9/15/2012 7:05:46 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
639888
This series of Notes was issued and sold upon the funding of the borrower loan #74670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $135.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 10 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 8m |
|
Amount delinquent:
| $11,960 |
Total credit lines:
| 39 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $734 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| steady-yield9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
|
|
Principal balance:
| $1,190.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...new siding
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3599
Monthly expenses: $ 2800 home payment
Housing: $ 1300
Insurance: $ 90 month
Car expenses: $ gas 100 month
Utilities: $ 125
Phone, cable, internet: $ 40
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transparency-sapling | $25.00 | 9/19/2012 9:01:02 AM |
| TennSquire | $25.00 | 9/19/2012 9:02:52 AM |
| agreement-guild | $50.00 | 9/19/2012 9:03:43 AM |
| fcukciti | $35.00 | 9/19/2012 9:10:13 AM |
| ivy-league-MBA | $25.00 | 9/19/2012 9:10:36 AM |
| friendly-gold | $25.00 | 9/19/2012 9:11:04 AM |
| exxondude | $25.00 | 9/19/2012 9:13:57 AM |
| fulfilling-market2 | $44.00 | 9/19/2012 9:16:26 AM |
| bazaar-tulip | $25.00 | 9/19/2012 9:02:15 AM |
| Fitiwalt7 | $25.00 | 9/19/2012 9:04:32 AM |
| sassykatty | $43.00 | 9/19/2012 9:10:59 AM |
| magical-credit523 | $25.00 | 9/19/2012 9:12:49 AM |
| benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:33 AM |
| sunnyboy_7478 | $50.00 | 9/19/2012 9:05:52 AM |
| wigglesworth4 | $490.00 | 9/19/2012 9:16:28 AM |
| flexible-return297 | $25.00 | 9/19/2012 9:13:11 AM |
| KHU2-B | $29.00 | 9/19/2012 9:15:30 AM |
| dynamic-money271 | $100.00 | 9/19/2012 9:05:35 AM |
| MoneyForNothing | $25.17 | 9/19/2012 9:06:31 AM |
| worth-web5 | $30.00 | 9/19/2012 9:07:01 AM |
| successful-agreement7 | $32.00 | 9/19/2012 9:09:15 AM |
| larslfe | $25.00 | 9/19/2012 9:13:47 AM |
| transparency-trust | $100.00 | 9/19/2012 9:08:18 AM |
| mvalley | $25.00 | 9/19/2012 9:10:06 AM |
| miked8303 | $50.00 | 9/19/2012 9:13:53 AM |
| hste_llc | $25.00 | 9/19/2012 9:02:40 AM |
| no_agenda_lender | $25.00 | 9/19/2012 9:07:26 AM |
| american6 | $50.00 | 9/19/2012 9:08:39 AM |
| Socorro_Capital_Partners | $25.01 | 9/19/2012 9:10:20 AM |
| AF-Chief | $25.00 | 9/19/2012 9:11:10 AM |
| CPAMAN | $25.00 | 9/19/2012 9:13:07 AM |
| marketplace-buckeye | $50.00 | 9/19/2012 9:14:49 AM |
| vestratech | $25.00 | 9/19/2012 9:15:14 AM |
| dansarkis | $25.00 | 9/19/2012 9:16:24 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
639892
This series of Notes was issued and sold upon the funding of the borrower loan #74930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 4m |
|
Amount delinquent:
| $2,334 |
Total credit lines:
| 35 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,804 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bloom794 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off smaller credit card loans and pay down my larger balances
My financial situation:
I am a good candidate for this loan because...I pay my bills on time
Monthly net income: $ 3477.54
Monthly expenses: $ 2127
Housing: $ 1000
Insurance: $42
Car expenses: $535
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/14/2012 5:10:45 PM |
| jhouman | $25.00 | 9/15/2012 6:51:28 AM |
| wise-bonus-orchid | $50.00 | 9/15/2012 8:01:37 AM |
| PrimeFunding | $25.00 | 9/16/2012 5:47:20 PM |
| papaloha | $25.00 | 9/16/2012 8:21:42 PM |
| Numbat77 | $25.00 | 9/17/2012 10:47:22 AM |
| natural-point1 | $25.00 | 9/17/2012 6:56:32 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:24 AM |
| Canidae | $100.00 | 9/18/2012 10:34:10 AM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:01 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:33 AM |
| SecondChanceLendingSERV | $28.35 | 9/18/2012 1:40:17 PM |
| undergroundmike | $44.73 | 9/18/2012 3:39:57 PM |
| deepblue34 | $35.00 | 9/18/2012 4:10:49 PM |
| kindest-credit-bear | $50.00 | 9/18/2012 5:20:14 PM |
| reward-adventure | $50.00 | 9/18/2012 5:26:21 PM |
| TeachMeSS | $50.00 | 9/18/2012 5:54:29 PM |
| xxyls | $25.00 | 9/18/2012 8:32:38 PM |
| justasoldier | $50.00 | 9/18/2012 9:14:51 PM |
| KB-IRA | $30.00 | 9/18/2012 9:31:53 PM |
| 312-Lender | $25.00 | 9/18/2012 6:52:03 PM |
| Lubava | $50.00 | 9/18/2012 6:25:38 PM |
| melodious-openness | $200.00 | 9/18/2012 8:19:48 PM |
| tolerant-dinero2 | $25.00 | 9/18/2012 8:25:22 PM |
| herefishy | $70.89 | 9/19/2012 6:13:19 AM |
| 168RichCapital | $25.09 | 9/19/2012 6:28:25 AM |
| glroark | $50.00 | 9/19/2012 7:36:11 AM |
| rpd1211 | $25.00 | 9/19/2012 8:46:32 AM |
| kulender | $100.00 | 9/19/2012 4:58:46 AM |
| sgt-schultz | $50.00 | 9/19/2012 7:06:07 AM |
| desertoasis | $25.00 | 9/19/2012 8:44:37 AM |
| businessbroker101 | $25.00 | 9/19/2012 7:47:04 AM |
| economy-shrubbery6 | $25.00 | 9/19/2012 9:19:17 AM |
| YeoLenderSource | $25.00 | 9/19/2012 9:03:22 AM |
| foothillender | $25.00 | 9/19/2012 8:33:02 AM |
| larslfe | $25.00 | 9/19/2012 9:13:46 AM |
| prudent-payment316 | $25.00 | 9/19/2012 9:27:02 AM |
| majestic-note6 | $150.00 | 9/14/2012 6:02:28 PM |
| Sunbase | $25.00 | 9/15/2012 10:39:24 AM |
| responsibility-butterfly | $25.00 | 9/15/2012 8:56:14 AM |
| ultimate-peace | $250.00 | 9/15/2012 5:01:02 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:53 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:15 AM |
| wise-peaceful-p2ploan | $25.00 | 9/17/2012 5:25:24 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:54 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:42 PM |
| first-serene-credit | $25.00 | 9/18/2012 8:53:59 AM |
| NobisEst | $25.00 | 9/18/2012 10:01:26 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:06 AM |
| FundMaker | $25.00 | 9/18/2012 2:48:32 PM |
| unbeatable-credit1 | $50.00 | 9/18/2012 4:42:46 PM |
| global-invest-group | $25.00 | 9/18/2012 1:54:09 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:19 PM |
| CalBear08 | $33.33 | 9/18/2012 4:50:33 PM |
| real-return2 | $26.00 | 9/18/2012 5:03:01 PM |
| the-credit-maker | $25.00 | 9/18/2012 6:24:07 PM |
| Bob450 | $25.00 | 9/18/2012 7:01:38 PM |
| pdub | $250.00 | 9/18/2012 5:58:26 PM |
| coyote363 | $25.00 | 9/18/2012 10:01:26 PM |
| active-wealth3 | $25.00 | 9/18/2012 10:55:28 PM |
| sensible-interest2 | $25.00 | 9/18/2012 6:30:26 PM |
| impala6464 | $25.00 | 9/18/2012 8:09:53 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:21 PM |
| Wordsmth | $25.00 | 9/19/2012 9:02:06 AM |
| CA-Lender | $25.00 | 9/19/2012 6:01:48 AM |
| Lastavatar | $25.00 | 9/19/2012 8:55:29 AM |
| skockie | $100.00 | 9/19/2012 7:19:06 AM |
| joey1011 | $25.00 | 9/19/2012 7:53:51 AM |
| bubb_hans | $25.00 | 9/19/2012 9:20:30 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:31 AM |
| blue-laudable-dinero | $25.00 | 9/19/2012 9:11:48 AM |
| bazaar-paladin7 | $56.61 | 9/19/2012 9:33:38 AM |
| life-is-great | $25.00 | 9/19/2012 9:32:28 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
639906
This series of Notes was issued and sold upon the funding of the borrower loan #74615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $333.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $33,527 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| omahahusker |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 19 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2011)
720-739
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
We have $100,000 in equity in our home, but are at 80% LTV and do not want to go above this amount. Also, with my new job I will receive around a $20,000 bonus each year. I have had two previous loans with Prosper and paid the first off in 18 months and the second in 6 months. I expect to have this loan paid off in no more than 24 months.
Monthly net income: $6930
Monthly expenses: $750
Housing: $3200
Insurance: $250
Car expenses: $325
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| historic-value7 | $300.00 | 9/16/2012 12:03:36 PM |
| janeybooboo | $100.00 | 9/16/2012 12:06:09 PM |
| CA-Lender | $25.00 | 9/16/2012 12:16:37 PM |
| MoneyForNothing | $25.19 | 9/16/2012 12:04:57 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:01 PM |
| methodical-interest039 | $40.00 | 9/16/2012 12:01:59 PM |
| cattlebaron | $25.00 | 9/16/2012 12:04:09 PM |
| RGlad | $250.00 | 9/16/2012 12:05:59 PM |
| hopeful_lender | $100.00 | 9/16/2012 12:25:05 PM |
| generosity-poem2 | $200.00 | 9/16/2012 12:25:34 PM |
| worth-blanket2 | $11,700.00 | 9/16/2012 12:01:44 PM |
| trumpeter5 | $25.00 | 9/16/2012 12:02:10 PM |
| vutah | $45.00 | 9/16/2012 12:13:02 PM |
| green-trade-dolphin2 | $46.72 | 9/16/2012 12:02:18 PM |
| Danylostefan | $100.00 | 9/16/2012 12:13:12 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
639942
This series of Notes was issued and sold upon the funding of the borrower loan #74556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $210.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,886 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exec664 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2011)
|
|
Principal balance:
| $8,162.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Business reimbursement & buy equip
Purpose of loan:
This loan will be used to...reimburse personal finances used to expand and grow the gym prior to applying for another prosper loan. Enrollment has doubled beyond expected growth. This is a good thing but was unexpected by small business advisors, 30
% growth was expected from June to August and closer to 62% actually occurred. We could not turn away students so we had to use our own personal finances, which put us in a bind. With this loan we will pay our contributions back and still have $3,500 left over to purchase the extra equipment needed.
My financial situation: Stable more the moment but in need of reimbursement.
I am a good candidate for this loan because...the original loan was just for start up and we have made good on that loan while still managing to pay off a vehicle purchased for the gym.
Monthly net income: $5780
Monthly expenses: $
Housing: $0/homestead
Insurance: $750
Car expenses: $550
Utilities: $750
Phone, cable, internet: $100
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $750
Other expenses: $ gym rent is traded for property improvements and maintenance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| et28 | $75.00 | 9/17/2012 5:11:10 PM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:34 PM |
| thrilling-fund427 | $50.00 | 9/17/2012 5:17:24 PM |
| first-class-gold0 | $45.00 | 9/17/2012 5:18:42 PM |
| economy-coup | $200.00 | 9/17/2012 5:15:29 PM |
| abundant-power | $25.00 | 9/17/2012 5:14:24 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:45 PM |
| careful-vigilance4 | $25.00 | 9/17/2012 5:04:09 PM |
| worth-blanket2 | $6,300.00 | 9/17/2012 5:07:52 PM |
| handy-justice | $50.00 | 9/17/2012 5:17:54 PM |
| 52digital | $75.00 | 9/17/2012 5:09:23 PM |
| tnjohnso | $25.00 | 9/17/2012 5:16:06 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
639972
This series of Notes was issued and sold upon the funding of the borrower loan #74696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 22.62% |
Borrower rate/APR:
| 23.62% / 26.16% |
Monthly payment:
| $228.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.08% | | |
| |
Estimated return*:
| 14.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,654 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| marketplace-booster0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
700-719
(Apr-2010)
640-659
(Feb-2010)
|
|
Principal balance:
| $5,551.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Business Server
Purpose of loan:
This loan will be used to buy a server for co-location to support my hobby business (web/email/db hosting). It will allow me to build my own virtualized platform and migrate away from VPS providers.
My financial situation:
I am a good candidate for this loan because I have existing paying customers and I am breaking even in this side business. I just don't have enough credit to get a server all at once.
Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.13 | 9/16/2012 12:06:17 PM |
| historic-value7 | $245.61 | 9/16/2012 12:07:27 PM |
| lowrater | $50.40 | 9/16/2012 12:04:38 PM |
| RGlad | $300.00 | 9/16/2012 12:03:06 PM |
| LittleMingo | $30.00 | 9/16/2012 12:01:27 PM |
| green-trade-dolphin | $48.86 | 9/16/2012 12:00:58 PM |
| worth-blanket2 | $7,200.00 | 9/16/2012 12:05:17 PM |
| janeybooboo | $100.00 | 9/16/2012 12:03:52 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
640042
This series of Notes was issued and sold upon the funding of the borrower loan #74815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $342.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 3m |
|
Amount delinquent:
| $367 |
Total credit lines:
| 16 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,614 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| delicious-investment5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-justice7 | $50.00 | 9/15/2012 12:05:33 PM |
| janeybooboo | $75.00 | 9/15/2012 12:31:54 PM |
| WalnutCreekguy | $50.00 | 9/15/2012 1:01:59 PM |
| a-finance-nirvana | $25.00 | 9/15/2012 12:22:11 PM |
| worth-blanket2 | $8,550.00 | 9/15/2012 12:06:04 PM |
| bazaar-festivity | $25.00 | 9/15/2012 12:26:06 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:53 PM |
| Harry | $50.00 | 9/15/2012 12:20:22 PM |
| RGlad | $150.00 | 9/15/2012 12:31:30 PM |
| kulender | $100.00 | 9/15/2012 12:39:40 PM |
| RocketSurgeon | $25.00 | 9/15/2012 12:41:54 PM |
| first-pragmatic-power | $25.00 | 9/15/2012 1:15:44 PM |
| natejx | $25.00 | 9/15/2012 1:25:39 PM |
| supreme-treasure8 | $100.00 | 9/15/2012 1:26:06 PM |
| thankful-nickel2 | $25.00 | 9/15/2012 1:30:14 PM |
| selector568 | $200.00 | 9/15/2012 1:37:47 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
640066
This series of Notes was issued and sold upon the funding of the borrower loan #74912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $293.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $948 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-burrito |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/14/2012 5:01:59 PM |
| dariop | $25.01 | 9/14/2012 5:09:05 PM |
| mikrolown | $25.00 | 9/14/2012 5:19:35 PM |
| LendingPimp_2 | $26.00 | 9/14/2012 5:04:09 PM |
| important-camaraderi584 | $25.00 | 9/14/2012 5:19:25 PM |
| restless-currency | $40.00 | 9/14/2012 5:45:26 PM |
| mckhbnpc | $50.00 | 9/14/2012 5:49:45 PM |
| JABevan | $25.00 | 9/14/2012 5:24:14 PM |
| supreme-treasure8 | $100.00 | 9/14/2012 5:45:24 PM |
| 52digital | $75.00 | 9/14/2012 5:57:47 PM |
| money-bauble | $100.00 | 9/14/2012 5:35:53 PM |
| BankofRon_IRA | $100.00 | 9/14/2012 5:58:47 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:05 PM |
| bewitching-dollar5 | $62.00 | 9/14/2012 5:37:38 PM |
| whitegold24k | $200.00 | 9/14/2012 5:59:41 PM |
| thrilling-fund427 | $50.00 | 9/14/2012 5:52:02 PM |
| auction-sage | $100.00 | 9/14/2012 6:00:19 PM |
| radiant-dollar9 | $200.00 | 9/14/2012 6:01:04 PM |
| LeReve | $500.00 | 9/14/2012 6:03:26 PM |
| networks4ever | $25.00 | 9/14/2012 6:11:33 PM |
| green-principal-maniac | $25.00 | 9/14/2012 5:56:48 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:25 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:22 PM |
| benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:30 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:52 PM |
| bazaar-tulip | $25.00 | 9/14/2012 5:26:22 PM |
| kindness-warmth3 | $50.00 | 9/14/2012 5:38:35 PM |
| ready-justice7 | $50.00 | 9/14/2012 5:38:42 PM |
| WalnutCreekguy | $50.00 | 9/14/2012 5:25:27 PM |
| kila-designer | $249.00 | 9/14/2012 5:43:54 PM |
| CA-Lender | $25.00 | 9/14/2012 5:25:31 PM |
| Investor_DP | $200.00 | 9/14/2012 5:40:39 PM |
| Jloaner | $100.00 | 9/14/2012 5:41:13 PM |
| chlebie | $50.00 | 9/14/2012 5:27:21 PM |
| affluence-microscope2 | $200.00 | 9/14/2012 5:56:02 PM |
| pierrelasvegas | $25.00 | 9/14/2012 5:57:43 PM |
| wetlands | $200.00 | 9/14/2012 5:59:31 PM |
| tolerant-responsibility051 | $1,006.00 | 9/14/2012 5:51:28 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:30 PM |
| commerce-venture1 | $25.00 | 9/14/2012 6:02:43 PM |
| Index_Plus | $2,836.99 | 9/14/2012 6:12:20 PM |
| credit-wheel7 | $25.00 | 9/14/2012 6:02:09 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
640074
This series of Notes was issued and sold upon the funding of the borrower loan #74809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,205 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-visionary |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 1 ( 10% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 9
( 90% )
| 660-679
(Sep-2011)
720-739
(Jun-2011)
|
|
Principal balance:
| $8,086.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to fund my small business - advertising and marketing, equipment, and supplies.
My financial situation:
I am a good candidate for this loan because I take pride in paying my bills on time. And I have never had delinquent debt.
Monthly net income: $ 3600
Monthly expenses: $ 0
Housing: $ 687
Insurance: $ 120 (every 6 mths)
Car expenses: $ 0
Utilities: $ 90
Phone, cable, internet: $ 85
Food, entertainment: $ 150
Clothing, household expenses: $ 100
Credit cards and other loans: $ 600
Other expenses: $ 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/16/2012 12:07:03 PM |
| economy-coup | $200.00 | 9/16/2012 12:43:29 PM |
| Kaj | $25.00 | 9/16/2012 2:18:44 PM |
| dmunySF | $50.00 | 9/16/2012 2:25:50 PM |
| structure9 | $25.00 | 9/16/2012 2:27:04 PM |
| mtquan | $25.00 | 9/16/2012 2:30:33 PM |
| abundant-power | $25.00 | 9/16/2012 2:32:25 PM |
| FWF-kinetic | $25.00 | 9/16/2012 2:33:17 PM |
| blazing-capital2 | $68.00 | 9/16/2012 2:34:51 PM |
| wwwUniversal | $25.00 | 9/16/2012 2:22:32 PM |
| justreturns | $25.00 | 9/16/2012 2:25:24 PM |
| Investor_DP | $200.00 | 9/16/2012 2:33:01 PM |
| historic-value7 | $100.00 | 9/16/2012 12:11:43 PM |
| generosity-poem2 | $30.00 | 9/16/2012 12:30:44 PM |
| scholarly-order6 | $50.00 | 9/16/2012 12:38:04 PM |
| Bob450 | $25.00 | 9/16/2012 12:48:30 PM |
| transaction-hugger4 | $100.00 | 9/16/2012 2:23:06 PM |
| best-charming-leverage | $50.00 | 9/16/2012 2:26:25 PM |
| cathybiz | $25.00 | 9/16/2012 2:29:27 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:01 PM |
| just21andy | $25.00 | 9/16/2012 12:30:37 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:53:21 PM |
| wizard750 | $28.00 | 9/16/2012 2:19:36 PM |
| dime-sprout | $25.00 | 9/16/2012 2:20:36 PM |
| kila-designer | $249.00 | 9/16/2012 2:25:15 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
640092
This series of Notes was issued and sold upon the funding of the borrower loan #74469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $388.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,656 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cerebral-fund635 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay debts
My financial situation:
I am a good candidate for this loan because...I have a good credit score
Monthly net income: $5,000
Monthly expenses: $3,300.00
Housing: $ 944.00 Insurance: $85.00
Car expenses: $130.00
Utilities: $90.00
Phone, cable, internet: $173.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1,500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| creditjunky | $125.00 | 9/17/2012 9:01:45 AM |
| decisive-income7 | $2,500.00 | 9/17/2012 9:01:10 AM |
| worth-blanket2 | $13,500.00 | 9/17/2012 9:02:03 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
640098
This series of Notes was issued and sold upon the funding of the borrower loan #74770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $115.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $993 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| phenomenal-generosity8 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay off auto loan and catch up on some household bills.
My financial situation:
I am a good candidate for this loan because...I rarely have late bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LoanerPrincipal | $25.00 | 9/17/2012 9:03:33 AM |
| radiant-dollar9 | $200.00 | 9/17/2012 9:14:39 AM |
| gravbox | $25.00 | 9/17/2012 9:03:49 AM |
| auction-sage | $100.00 | 9/17/2012 9:13:48 AM |
| sturdy-fairness0 | $100.00 | 9/17/2012 9:26:01 AM |
| obduro_1 | $25.00 | 9/17/2012 9:05:31 AM |
| transparency-position | $39.00 | 9/17/2012 10:39:37 AM |
| affluence-microscope2 | $200.00 | 9/17/2012 9:08:09 AM |
| Balraug | $25.00 | 9/17/2012 10:57:19 AM |
| wetlands | $200.00 | 9/17/2012 9:13:01 AM |
| agalt | $75.00 | 9/17/2012 10:03:10 AM |
| dukeiyer | $25.00 | 9/17/2012 12:31:32 PM |
| leverage-monger | $25.00 | 9/17/2012 12:37:41 PM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:08 AM |
| networks4ever | $25.00 | 9/17/2012 10:20:02 AM |
| Taxman44 | $25.00 | 9/17/2012 9:21:36 AM |
| compatible-deal9 | $50.00 | 9/17/2012 1:23:04 PM |
| best-tenacious-revenue | $25.00 | 9/17/2012 3:27:50 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 9:30:55 AM |
| discrete-exchange9 | $25.00 | 9/17/2012 4:39:00 PM |
| dlenz | $25.00 | 9/17/2012 12:55:13 PM |
| undaunted-fairness0 | $25.00 | 9/17/2012 9:58:58 AM |
| spiritual-fairness5 | $35.00 | 9/17/2012 4:47:49 PM |
| bellaquito | $500.00 | 9/17/2012 10:22:29 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:25 AM |
| keiphers | $25.00 | 9/17/2012 4:55:04 PM |
| RocketSurgeon | $25.00 | 9/17/2012 5:34:57 PM |
| phaques | $225.00 | 9/17/2012 7:03:21 PM |
| Madtownwriter | $25.00 | 9/17/2012 7:27:50 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 9:05:28 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:53 AM |
| peso-tostada | $200.00 | 9/17/2012 9:24:04 AM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:51 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:30 AM |
| gold-pudding6 | $60.00 | 9/17/2012 9:37:35 AM |
| LeReve | $500.00 | 9/17/2012 9:18:07 AM |
| thrifty-transaction578 | $25.00 | 9/17/2012 9:42:12 AM |
| Culebra1930 | $75.00 | 9/17/2012 9:12:32 AM |
| mariah8641 | $30.00 | 9/17/2012 9:51:25 AM |
| ready-justice7 | $50.00 | 9/17/2012 9:59:16 AM |
| steven3333 | $25.00 | 9/17/2012 12:38:34 PM |
| deal-blossom595 | $25.00 | 9/17/2012 1:01:56 PM |
| kenji4861 | $25.00 | 9/17/2012 10:27:01 AM |
| astute-benjamins | $150.00 | 9/17/2012 1:52:08 PM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:36 AM |
| keen-credit6 | $25.00 | 9/17/2012 12:08:22 PM |
| munnu | $25.00 | 9/17/2012 2:50:18 PM |
| gilbrear | $25.00 | 9/17/2012 3:43:38 PM |
| bonus-seahorse | $35.00 | 9/17/2012 5:23:48 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:31:23 PM |
| Brisket_Bob | $25.00 | 9/17/2012 7:22:35 PM |
| loyalty-czar | $96.78 | 9/17/2012 6:18:28 PM |
| bill-expert | $25.00 | 9/17/2012 7:13:02 PM |
| newest-currency-vibrato | $9.21 | 9/17/2012 8:19:21 PM |
| invincible-agreement8 | $100.00 | 9/17/2012 7:04:25 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
640118
This series of Notes was issued and sold upon the funding of the borrower loan #74665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $147.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| plane239 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my auto loan, I am very close to paying it off and have never been late once. My payment is just under $455 a month, and only have 3 payments remaining. I will also use it to pay off an escrow account in which I pay $466 a month, this account has 5 payments remaining and a balance of around 2100.
My financial situation:
I am a good candidate for this loan because I have a stable job in a stable company which I have been with for 8 years now. I purchased a homes recently and the cost of it has set me back quite a bit. My priority every month is to pay my mortgage and I am now at the point where this loan will help me avoid in being late on some of my other payments. I pay around $900 a month for my auto and escrow accounts combined. If I am funded with this loan I will pay these off now, and this would allow me to pay it back in a more manageable time frame and help me out with some of my other expenses.
Monthly net income: $3455
Monthly expenses: $3362
Housing: $1414
Insurance: $125
Car expenses: $650
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $466 (escrow)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-gain1 | $75.00 | 9/17/2012 9:01:36 AM |
| BankofRon_IRA | $100.00 | 9/17/2012 9:02:41 AM |
| income-triangulation1 | $25.00 | 9/17/2012 9:01:17 AM |
| worth-blanket2 | $3,150.00 | 9/17/2012 9:05:31 AM |
| vutah | $65.00 | 9/17/2012 9:01:01 AM |
| handy-justice | $50.00 | 9/17/2012 9:03:18 AM |
| compassion-twister2 | $50.00 | 9/17/2012 9:06:10 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
640220
This series of Notes was issued and sold upon the funding of the borrower loan #74622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $324.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,985 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| extraordinary-dollar7 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fathers Debt Consolidation
Purpose of loan: To pay off Father 24% interest credit card and loans.
This loan will be used to...Pay off higher interest credit cards and loans
My financial situation: I run two Chicago Style restaurants full time, I have a part-time night time cleaning business that was started 6 months ago.
I am a good candidate for this loan because... Because I am very good handling money. I haven't been late on anything in over 3 years. I would love to be able to help my Dad get better with his money. Right now he pays over $650 in cards in loans at 24%. This will help him pay down the debt 50% quicker.
I will have my father pay this off but for any reason he can not I will make sure all payment are made on time. After all my obligations I am left with a surplus of $1000 a month that I save or invest.
Monthly net income: $2882
Monthly expenses: $200
Housing: $350
Insurance: $75
Car expenses: $345
Utilities: $55
Phone, cable, internet: $220
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $250
Total: 1695
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| transparency-sapling | $25.00 | 9/17/2012 9:09:46 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:54 AM |
| duty-viola | $25.00 | 9/17/2012 9:14:03 AM |
| Rockymtnhi | $100.00 | 9/17/2012 9:31:20 AM |
| best-bonafide-p2p | $25.00 | 9/17/2012 9:11:06 AM |
| Beld | $50.00 | 9/17/2012 9:12:35 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:27 AM |
| EngineersAlliance | $100.00 | 9/17/2012 9:27:41 AM |
| janeybooboo | $75.00 | 9/17/2012 9:04:00 AM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:52 AM |
| bold-marketplace-awakening | $150.00 | 9/17/2012 9:52:38 AM |
| bonus-seahorse | $45.00 | 9/17/2012 12:00:04 PM |
| ready-justice7 | $50.00 | 9/17/2012 9:59:16 AM |
| JeremyLinFan | $30.00 | 9/17/2012 10:10:55 AM |
| Weaverville | $25.00 | 9/17/2012 10:41:30 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:34 AM |
| cash-mad-scientist3 | $25.00 | 9/17/2012 9:34:23 AM |
| gold-pudding6 | $60.00 | 9/17/2012 9:37:35 AM |
| p2p-czar3 | $25.00 | 9/17/2012 9:53:37 AM |
| Comoparklender | $25.00 | 9/17/2012 9:58:29 AM |
| LoanerPrincipal | $25.00 | 9/17/2012 10:26:59 AM |
| Nazbuster | $200.00 | 9/17/2012 10:31:32 AM |
| thrifty-capital | $25.00 | 9/17/2012 10:52:19 AM |
| malomar66 | $60.00 | 9/17/2012 10:53:58 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:37 AM |
| MI2 | $2,141.87 | 9/17/2012 12:22:13 PM |
| 113121 | $30.00 | 9/17/2012 9:15:47 AM |
| mikrolown | $25.00 | 9/17/2012 9:12:21 AM |
| green-trade-dolphin | $42.52 | 9/17/2012 9:01:16 AM |
| vutah | $25.00 | 9/17/2012 9:15:57 AM |
| majestic-note6 | $200.00 | 9/17/2012 9:16:06 AM |
| supreme-treasure8 | $100.00 | 9/17/2012 9:16:31 AM |
| RGlad | $200.00 | 9/17/2012 9:03:47 AM |
| benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:22:57 AM |
| missing-link | $25.00 | 9/17/2012 9:40:21 AM |
| cognizant-rupee7 | $25.00 | 9/17/2012 9:03:14 AM |
| heavy_ax | $50.00 | 9/17/2012 10:10:40 AM |
| money-baron | $50.00 | 9/17/2012 10:22:24 AM |
| first-pragmatic-power | $25.00 | 9/17/2012 10:30:09 AM |
| loan-keeper9 | $890.61 | 9/17/2012 11:54:14 AM |
| azazle | $50.00 | 9/17/2012 10:03:30 AM |
| professional-vigilance9 | $100.00 | 9/17/2012 9:24:19 AM |
| paladin510 | $25.00 | 9/17/2012 10:37:59 AM |
| JRS | $25.00 | 9/17/2012 11:41:09 AM |
| _NaLNaBB | $200.00 | 9/17/2012 9:41:02 AM |
| houli123 | $25.00 | 9/17/2012 9:45:54 AM |
| colospgs | $25.00 | 9/17/2012 9:52:04 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
640312
This series of Notes was issued and sold upon the funding of the borrower loan #74427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,461 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lean-transaction171 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/15/2012 12:01:13 PM |
| handy-justice | $50.00 | 9/15/2012 12:06:20 PM |
| SolarMoonshine | $25.00 | 9/15/2012 12:09:18 PM |
| vutah | $25.00 | 9/15/2012 12:13:05 PM |
| janeybooboo | $50.00 | 9/15/2012 12:36:30 PM |
| social-zebra | $30.00 | 9/16/2012 8:47:17 AM |
| Iwillhuntyoudown | $25.00 | 9/16/2012 11:45:01 AM |
| 850 | $41.53 | 9/16/2012 9:20:55 PM |
| papaloha | $25.00 | 9/16/2012 8:21:44 PM |
| global-invest-group | $35.00 | 9/17/2012 7:25:36 AM |
| benefit-javelin | $25.00 | 9/17/2012 7:16:58 AM |
| greencat | $50.00 | 9/17/2012 7:22:46 AM |
| tranquil-economy4 | $25.00 | 9/17/2012 8:03:25 AM |
| rate-advocator7 | $100.00 | 9/17/2012 11:28:59 AM |
| john0720 | $25.00 | 9/17/2012 10:06:22 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:16 AM |
| LendingPimp | $26.00 | 9/17/2012 9:53:44 AM |
| InChicago | $80.03 | 9/15/2012 12:00:38 PM |
| community-burrito9 | $35.00 | 9/15/2012 12:04:35 PM |
| Something-Corporate | $25.00 | 9/15/2012 12:15:22 PM |
| DasMula | $25.00 | 9/15/2012 12:45:02 PM |
| RGlad | $100.00 | 9/15/2012 12:36:14 PM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:36 PM |
| 52digital | $75.00 | 9/15/2012 1:45:36 PM |
| community-burrito9 | $25.00 | 9/15/2012 2:27:28 PM |
| bellaquito | $500.00 | 9/15/2012 2:37:06 PM |
| let_me_retire | $30.00 | 9/15/2012 2:51:26 PM |
| historic-value7 | $50.00 | 9/15/2012 5:47:03 PM |
| commerce-venture1 | $25.00 | 9/15/2012 5:49:58 PM |
| useful-money715 | $25.00 | 9/15/2012 10:12:04 PM |
| CA-Lender | $25.00 | 9/16/2012 8:26:30 AM |
| JoePaNation | $60.00 | 9/16/2012 9:36:39 AM |
| Navy-Retired | $100.00 | 9/16/2012 12:18:09 PM |
| dudebrah | $25.00 | 9/16/2012 8:34:50 PM |
| scoobiedoo | $25.00 | 9/17/2012 8:33:20 AM |
| the-inspired-justice | $25.00 | 9/17/2012 12:02:43 AM |
| DevinHill | $25.00 | 9/16/2012 3:59:30 PM |
| seabassx | $25.00 | 9/17/2012 7:14:01 AM |
| majestic-note6 | $150.00 | 9/17/2012 9:16:25 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:26 AM |
| MI2 | $699.33 | 9/17/2012 12:25:09 PM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:27 AM |
| melodious-openness | $138.11 | 9/17/2012 11:15:15 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
640374
This series of Notes was issued and sold upon the funding of the borrower loan #74825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $203.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,804 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-revenue-jaunt |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off credit card and unsecured bank loan.
My financial situation:
I am a good candidate for this loan because I have a stable employment history and the income to repay the loan. I am applying for the loan personally, however, I am married and my spouse and I split household bills even though we maintain seperate checking and savings accounts.
Monthly net income: $2,470.00
Monthly expenses: $2,171.00
Housing: $1,070.00
Insurance: $176.00
Car expenses: $paid by spouse
Utilities: $paid by spouse
Phone, cable, internet: $250.00
Food, entertainment: $200.00/remaining paid by spouse
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $225.00 - Student Loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| toblerone | $25.00 | 9/18/2012 9:04:41 AM |
| income-champion | $25.00 | 9/18/2012 9:00:48 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 9:01:02 AM |
| commerce-venture1 | $25.00 | 9/18/2012 9:02:39 AM |
| trade-boots1 | $100.00 | 9/18/2012 9:04:38 AM |
| fund-blackberry6 | $25.00 | 9/18/2012 9:05:08 AM |
| craig1050 | $25.00 | 9/18/2012 9:14:15 AM |
| majestic-note6 | $200.00 | 9/18/2012 9:14:46 AM |
| Midwestvalues | $100.00 | 9/18/2012 9:09:59 AM |
| pierrelasvegas | $25.00 | 9/18/2012 9:10:27 AM |
| yield-victor837 | $50.00 | 9/18/2012 9:17:33 AM |
| Rogelio48 | $25.00 | 9/18/2012 9:17:41 AM |
| durability-ace9 | $30.00 | 9/18/2012 9:17:58 AM |
| 1randyp | $25.00 | 9/18/2012 9:18:23 AM |
| bdiddy1268 | $31.00 | 9/18/2012 9:18:46 AM |
| radiant-dollar9 | $200.00 | 9/18/2012 9:13:42 AM |
| duty-viola | $25.00 | 9/18/2012 9:14:50 AM |
| BostonCapital | $100.00 | 9/18/2012 9:15:14 AM |
| ursus | $200.00 | 9/18/2012 9:02:59 AM |
| brilliant-market680 | $25.00 | 9/18/2012 9:15:50 AM |
| WalnutCreekguy | $50.00 | 9/18/2012 9:18:58 AM |
| scholarly-order6 | $25.00 | 9/18/2012 9:23:56 AM |
| income-triangulation1 | $25.00 | 9/18/2012 9:04:20 AM |
| MilitaryMTP | $100.00 | 9/18/2012 9:19:17 AM |
| desertoasis | $25.00 | 9/18/2012 9:26:40 AM |
| superb-funds335 | $25.00 | 9/18/2012 9:28:58 AM |
| cognizant-bazaar5 | $25.00 | 9/18/2012 9:29:28 AM |
| Beld | $50.00 | 9/18/2012 9:23:24 AM |
| keen-credit6 | $25.00 | 9/18/2012 9:24:22 AM |
| receptive-affluence035 | $25.00 | 9/18/2012 9:06:56 AM |
| nickel-ferret | $25.00 | 9/18/2012 9:11:22 AM |
| life-is-great | $25.00 | 9/18/2012 9:12:12 AM |
| LeReve | $500.00 | 9/18/2012 9:16:37 AM |
| bazaar-festivity | $25.00 | 9/18/2012 9:19:35 AM |
| mikrolown | $25.00 | 9/18/2012 9:20:18 AM |
| csakhil | $50.00 | 9/18/2012 9:21:36 AM |
| moviedaze | $25.00 | 9/18/2012 9:21:49 AM |
| silver-enlightenment0 | $25.00 | 9/18/2012 9:23:59 AM |
| supreme-treasure8 | $100.00 | 9/18/2012 9:24:52 AM |
| EBITDA | $25.00 | 9/18/2012 9:29:02 AM |
| order-tamale | $400.00 | 9/18/2012 9:03:00 AM |
| wonder3 | $25.00 | 9/18/2012 9:02:10 AM |
| musegaze | $50.00 | 9/18/2012 9:07:05 AM |
| j2ee | $50.00 | 9/18/2012 9:04:04 AM |
| abundanceforever | $52.50 | 9/18/2012 9:09:39 AM |
| Aliso-Viejo | $50.00 | 9/18/2012 9:06:18 AM |
| dynamic-money271 | $100.00 | 9/18/2012 9:06:52 AM |
| CaptainBL | $25.00 | 9/18/2012 9:07:24 AM |
| bid-banjo3 | $72.00 | 9/18/2012 9:07:26 AM |
| versatile-dime442 | $250.00 | 9/18/2012 9:14:24 AM |
| magnitude787 | $30.00 | 9/18/2012 9:10:51 AM |
| Takeover22 | $100.00 | 9/18/2012 9:17:46 AM |
| worth-eclipse9 | $100.00 | 9/18/2012 9:01:13 AM |
| papaloha | $25.00 | 9/18/2012 9:19:01 AM |
| micko | $25.00 | 9/18/2012 9:01:45 AM |
| leverage-sensai6 | $25.00 | 9/18/2012 9:17:53 AM |
| point | $50.00 | 9/18/2012 9:19:16 AM |
| melodious-fairness | $50.00 | 9/18/2012 9:28:11 AM |
| IIP77 | $25.00 | 9/18/2012 9:25:01 AM |
| affluence-microscope2 | $200.00 | 9/18/2012 9:08:41 AM |
| zeeexsixare | $200.00 | 9/18/2012 9:26:52 AM |
| cash-recruiter7 | $400.00 | 9/18/2012 9:09:15 AM |
| Toby1montana | $50.00 | 9/18/2012 9:28:48 AM |
| rescue | $100.00 | 9/18/2012 9:11:12 AM |
| wise-virtuous-vigilance | $100.00 | 9/18/2012 9:12:09 AM |
| avenger028 | $25.00 | 9/18/2012 9:14:08 AM |
| wwwUniversal | $25.00 | 9/18/2012 9:15:56 AM |
| Bookophile | $50.00 | 9/18/2012 9:19:09 AM |
| prudent-payment316 | $25.00 | 9/18/2012 9:19:14 AM |
| exact-p2p2 | $25.00 | 9/18/2012 9:19:51 AM |
| suk200 | $25.00 | 9/18/2012 9:20:57 AM |
| Rollshaft | $25.00 | 9/18/2012 9:24:12 AM |
| treasure-generator | $25.00 | 9/18/2012 9:26:42 AM |
| RJN | $35.00 | 9/18/2012 9:27:08 AM |
| Debt-Reduction-Plus | $73.00 | 9/18/2012 9:29:15 AM |
| industrious-transparency6 | $25.00 | 9/18/2012 9:29:46 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
640454
This series of Notes was issued and sold upon the funding of the borrower loan #74680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $403.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,272 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Heartwood |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Dec-2011)
680-699
(Sep-2009)
680-699
(May-2008)
|
|
Principal balance:
| $6,531.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Business
Purpose of loan:
This loan will be used to increase inventory and advertise my home delivery service.
My financial situation:
I am a good candidate for this loan because I have already paid off one loan from Prosper and now I am ready for another.
Monthly net income: $3000
Monthly expenses: $1000
Housing:
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/17/2012 5:04:57 PM |
| Dubbly | $25.00 | 9/17/2012 5:02:10 PM |
| tcpfan | $25.00 | 9/17/2012 5:04:26 PM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:34 PM |
| Milonguero | $100.00 | 9/17/2012 5:03:22 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:26:20 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:32 PM |
| MI2 | $5,000.00 | 9/17/2012 5:34:38 PM |
| sensible-order2 | $200.00 | 9/17/2012 5:35:20 PM |
| dynamic-money271 | $100.00 | 9/17/2012 5:27:32 PM |
| tech310 | $50.00 | 9/17/2012 5:35:35 PM |
| SimpleChoice | $25.00 | 9/17/2012 5:51:43 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:03 PM |
| payout-paradise5 | $25.00 | 9/17/2012 5:21:02 PM |
| vegibenz | $25.00 | 9/17/2012 5:39:28 PM |
| useful-money715 | $25.00 | 9/17/2012 5:53:42 PM |
| azazle | $50.00 | 9/17/2012 5:40:28 PM |
| Beld | $50.00 | 9/17/2012 5:54:27 PM |
| first-pragmatic-power | $25.00 | 9/17/2012 6:00:02 PM |
| interstellar | $75.00 | 9/17/2012 6:01:29 PM |
| accruer89 | $100.00 | 9/17/2012 5:31:00 PM |
| bold-marketplace-awakening | $150.00 | 9/17/2012 6:07:45 PM |
| well-rounded-dinero | $25.00 | 9/17/2012 6:09:08 PM |
| american-investor | $25.00 | 9/17/2012 5:56:09 PM |
| janeybooboo | $74.74 | 9/17/2012 6:15:53 PM |
| one-midas | $25.00 | 9/17/2012 6:35:09 PM |
| tidy-fairness3 | $25.00 | 9/17/2012 6:00:48 PM |
| supreme-treasure8 | $100.00 | 9/17/2012 5:37:32 PM |
| SamyFromRI | $25.00 | 9/17/2012 5:38:19 PM |
| mercuriant | $25.00 | 9/17/2012 5:38:20 PM |
| ccclaireee333 | $25.00 | 9/17/2012 6:14:05 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:51 PM |
| mtquan | $25.00 | 9/17/2012 5:47:40 PM |
| RGlad | $35.00 | 9/17/2012 6:31:30 PM |
| social-cocktail1 | $200.00 | 9/17/2012 5:59:01 PM |
| first-class-wampum | $30.00 | 9/17/2012 6:00:05 PM |
| orange-sensational-peace | $100.00 | 9/17/2012 6:05:02 PM |
| miked8303 | $50.00 | 9/17/2012 6:09:45 PM |
| bid-catalyst0 | $100.00 | 9/17/2012 6:39:41 PM |
| bellaquito | $359.63 | 9/17/2012 6:41:09 PM |
| five-star-note | $200.00 | 9/17/2012 5:11:28 PM |
| pierrelasvegas | $25.00 | 9/17/2012 5:22:50 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:52 PM |
| wetlands | $200.00 | 9/17/2012 5:24:52 PM |
| thankful-nickel2 | $55.55 | 9/17/2012 5:16:19 PM |
| susurrus | $100.00 | 9/17/2012 5:27:57 PM |
| Banker2OO7 | $75.00 | 9/17/2012 5:20:25 PM |
| wesleyan | $50.00 | 9/17/2012 5:04:42 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:52 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:55 PM |
| transparency-sapling | $25.00 | 9/17/2012 5:33:35 PM |
| Zane314 | $50.00 | 9/17/2012 5:28:35 PM |
| FrugalForLife2 | $25.00 | 9/17/2012 5:13:16 PM |
| LeReve | $500.00 | 9/17/2012 5:29:30 PM |
| j2ee | $50.00 | 9/17/2012 5:15:57 PM |
| Jerrys1951 | $25.00 | 9/17/2012 5:49:35 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:21:04 PM |
| AF-Chief | $25.00 | 9/17/2012 5:40:45 PM |
| well-mannered-power8 | $25.00 | 9/17/2012 5:54:39 PM |
| TheHillsAreAlive | $25.00 | 9/17/2012 5:45:23 PM |
| duty-viola | $25.00 | 9/17/2012 5:57:40 PM |
| Comoparklender | $25.00 | 9/17/2012 5:46:04 PM |
| Feyenoord | $30.00 | 9/17/2012 5:46:29 PM |
| WalnutCreekguy | $50.00 | 9/17/2012 5:26:51 PM |
| versatile-dime442 | $250.00 | 9/17/2012 5:27:11 PM |
| loyalty-dragster7 | $51.00 | 9/17/2012 5:47:17 PM |
| keen-credit6 | $26.00 | 9/17/2012 6:04:29 PM |
| elegant-hope578 | $50.00 | 9/17/2012 5:50:07 PM |
| money-baron-roth-IRA | $50.00 | 9/17/2012 6:10:15 PM |
| missing-link | $25.00 | 9/17/2012 6:13:07 PM |
| LoanerPrincipal | $25.00 | 9/17/2012 6:26:50 PM |
| valen1239 | $50.00 | 9/17/2012 6:31:42 PM |
| trumpeter5 | $25.00 | 9/17/2012 6:00:15 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:30 PM |
| bdiddy1268 | $31.00 | 9/17/2012 6:07:55 PM |
| keynaples | $100.00 | 9/17/2012 5:45:11 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:54 PM |
| benefit-awakening9 | $44.58 | 9/17/2012 6:29:32 PM |
| DirtyJenga | $25.00 | 9/17/2012 5:48:02 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:36 PM |
| transaction-hugger4 | $100.00 | 9/17/2012 6:14:41 PM |
| RGlad | $65.00 | 9/17/2012 6:20:46 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
640468
This series of Notes was issued and sold upon the funding of the borrower loan #74921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $124.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,733 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriched-yield7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Wanting to Buy My First Home
I have good credit, but too much debt. So now, I am working very hard to pay off my debt, in order to buy my first house, in the next couple of years.
This loan will be used to...
pay off credit card debt that has a higher interest rate.
My financial situation:
I am a good candidate for this loan because...
I have a steady income and I have made no late payments, because it bothers me to have a bill go unpaid. So, I have no negative information on my credit report. In addition, this will be my second prosper loan. The first was used for school.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $29.42 | 9/17/2012 5:03:55 PM |
| dukeiyer | $25.00 | 9/17/2012 5:12:06 PM |
| tranquil-gain1 | $75.00 | 9/17/2012 5:05:45 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:31 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:29 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:09 PM |
| j2ee | $50.00 | 9/17/2012 5:15:27 PM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 5:31:28 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:48 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:46 PM |
| Perdita_II | $25.00 | 9/17/2012 5:39:27 PM |
| LeReve | $500.00 | 9/17/2012 5:29:12 PM |
| gravbox | $25.00 | 9/17/2012 5:29:16 PM |
| BDL-Roth | $25.00 | 9/17/2012 5:16:24 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:02 PM |
| Astyanax | $40.00 | 9/17/2012 5:51:17 PM |
| palpbert | $25.00 | 9/17/2012 5:52:51 PM |
| generous-deal6 | $25.00 | 9/17/2012 5:45:30 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:51 PM |
| compassion-twister2 | $50.00 | 9/17/2012 6:06:14 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:04 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:52 PM |
| Castellan | $50.00 | 9/17/2012 6:11:37 PM |
| unrivaled-deal676 | $50.00 | 9/17/2012 6:05:41 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:55 PM |
| john0720 | $25.00 | 9/17/2012 5:58:46 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:37 PM |
| sweet-social2 | $25.00 | 9/17/2012 6:02:19 PM |
| benefit-awakening9 | $72.07 | 9/17/2012 6:27:53 PM |
| order-tamale | $253.00 | 9/17/2012 5:14:31 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:16 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:43 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:33 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:47 PM |
| attentive-compassion1 | $50.00 | 9/17/2012 5:31:37 PM |
| hopeful_lender | $286.00 | 9/17/2012 5:37:31 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:23 PM |
| mtquan | $25.00 | 9/17/2012 5:47:40 PM |
| azazle | $50.00 | 9/17/2012 5:38:00 PM |
| djh47a | $25.00 | 9/17/2012 5:55:40 PM |
| wetlands | $200.00 | 9/17/2012 5:24:24 PM |
| CoolPlexer | $25.00 | 9/17/2012 5:58:10 PM |
| bonus-seahorse | $100.00 | 9/17/2012 5:28:50 PM |
| keen-credit6 | $27.00 | 9/17/2012 6:09:34 PM |
| britgsb | $50.00 | 9/17/2012 5:53:30 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:22 PM |
| Science7124 | $25.00 | 9/17/2012 5:48:46 PM |
| SOP_Bank | $25.00 | 9/17/2012 6:19:39 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
640530
This series of Notes was issued and sold upon the funding of the borrower loan #74842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $223.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,610 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reactor837 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I will have no problem once my loans are consolidated.I also pay my obilgation when due. They always come frist.
Monthly net income: 17400.00
Monthly expenses: $
Housing: $592.00
Insurance: 58.09
Car expenses: $125.00
Utilities: $100.00
Phone, cable, internet: 0
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $5800.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/17/2012 5:14:51 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:55 PM |
| cash-mad-scientist3 | $25.00 | 9/17/2012 5:13:02 PM |
| WalnutCreekguy | $50.00 | 9/17/2012 5:26:51 PM |
| j2ee | $50.00 | 9/17/2012 5:15:58 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:32 PM |
| BostonCapital | $100.00 | 9/17/2012 5:21:39 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:52 PM |
| majestic-note6 | $200.00 | 9/17/2012 5:27:51 PM |
| Miami | $25.00 | 9/17/2012 5:18:16 PM |
| LeReve | $500.00 | 9/17/2012 5:29:31 PM |
| URBANCAPITAL | $25.00 | 9/17/2012 5:04:53 PM |
| dynamic-money271 | $100.00 | 9/17/2012 5:27:33 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:53 PM |
| MI2 | $4,272.50 | 9/17/2012 5:34:39 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:21:04 PM |
| pierrelasvegas | $25.00 | 9/17/2012 5:22:50 PM |
| wetlands | $200.00 | 9/17/2012 5:24:52 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:26:20 PM |
| versatile-dime442 | $250.00 | 9/17/2012 5:27:11 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:29:01 PM |
| transparency-sapling | $25.00 | 9/17/2012 5:33:35 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
640542
This series of Notes was issued and sold upon the funding of the borrower loan #74640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,049 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exponential-repayment9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
|
Principal balance:
| $3,061.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
home improvements
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjaminsky | $25.00 | 9/17/2012 6:00:21 PM |
| handy-justice | $50.00 | 9/17/2012 5:06:44 PM |
| 108lender | $49.00 | 9/17/2012 5:14:36 PM |
| dariop | $25.01 | 9/17/2012 5:04:32 PM |
| MoneyForNothing | $25.12 | 9/17/2012 5:08:38 PM |
| reward-adventure | $50.00 | 9/17/2012 5:46:20 PM |
| refresher211 | $25.00 | 9/17/2012 5:24:08 PM |
| DevinHill | $25.00 | 9/17/2012 5:44:01 PM |
| Feyenoord | $30.00 | 9/17/2012 5:46:29 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:46 PM |
| janeybooboo | $50.00 | 9/17/2012 6:38:29 PM |
| Silver_Rupee | $25.01 | 9/17/2012 6:01:12 PM |
| ssqr | $25.00 | 9/17/2012 6:02:31 PM |
| AF-Chief | $25.00 | 9/17/2012 5:40:45 PM |
| larryboy10 | $25.00 | 9/17/2012 7:11:11 PM |
| MI2 | $1,250.00 | 9/17/2012 7:40:58 PM |
| Bad_Debt | $30.00 | 9/17/2012 8:30:42 PM |
| global-invest-group | $25.00 | 9/17/2012 7:10:43 PM |
| majestic-currency3 | $25.00 | 9/17/2012 8:42:15 PM |
| fair-dollar | $25.00 | 9/17/2012 8:45:58 PM |
| RGlad | $100.00 | 9/17/2012 6:38:14 PM |
| sensible-fund | $28.00 | 9/17/2012 6:45:29 PM |
| Jasmel | $400.00 | 9/17/2012 6:57:40 PM |
| phaques | $225.00 | 9/17/2012 7:06:20 PM |
| dukeiyer | $25.00 | 9/17/2012 7:11:50 PM |
| MFBank | $50.00 | 9/17/2012 5:03:10 PM |
| nuetron | $25.00 | 9/17/2012 5:21:28 PM |
| kindest-credit-bear | $50.00 | 9/17/2012 5:41:20 PM |
| CMJ-Partners | $100.00 | 9/17/2012 5:28:27 PM |
| community-burrito9 | $35.00 | 9/17/2012 5:43:00 PM |
| EFS | $200.00 | 9/17/2012 5:44:46 PM |
| money-baron | $50.00 | 9/17/2012 5:58:13 PM |
| majestic-note6 | $150.00 | 9/17/2012 5:28:12 PM |
| money-baron-Roth401k | $25.00 | 9/17/2012 6:07:28 PM |
| bullish2bearish | $35.00 | 9/17/2012 5:32:42 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:55 PM |
| skillful-asset5 | $30.00 | 9/17/2012 6:44:05 PM |
| promise2 | $25.00 | 9/17/2012 6:51:35 PM |
| historic-value7 | $50.00 | 9/17/2012 7:54:51 PM |
| Fitiwalt7 | $25.00 | 9/17/2012 8:42:38 PM |
| papaloha | $172.86 | 9/17/2012 8:50:25 PM |
| buffalobills | $25.00 | 9/17/2012 7:54:31 PM |
| bold-pound-statuette | $125.00 | 9/17/2012 7:59:23 PM |
| newest-currency-vibrato | $40.00 | 9/17/2012 8:17:34 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
640544
This series of Notes was issued and sold upon the funding of the borrower loan #74607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,949 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-greenback-channel |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off credit cards
This loan will be used to...pay off credit cards
My financial situation: stable
I am a good candidate for this loan because...i will pay this loan off before three years
Monthly net income: $4,000
Monthly expenses: $2500
Housing: $1800
Insurance: $80
Car expenses: $310
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 9/17/2012 5:06:57 PM |
| majestic-note6 | $150.00 | 9/17/2012 5:28:13 PM |
| KindCharmingReflective-affluence | $25.00 | 9/17/2012 6:01:33 PM |
| worthy-bid8 | $73.00 | 9/17/2012 6:00:46 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:29 AM |
| Land_on_your_feet | $29.53 | 9/18/2012 6:13:54 AM |
| MI2 | $1,250.00 | 9/17/2012 7:40:59 PM |
| papaloha | $25.00 | 9/17/2012 8:53:27 PM |
| stock106 | $25.00 | 9/18/2012 6:56:17 AM |
| Index_Plus | $1,250.00 | 9/18/2012 8:47:20 AM |
| first-serene-credit | $25.00 | 9/18/2012 8:50:51 AM |
| brady830 | $25.00 | 9/18/2012 9:18:56 AM |
| scholarly-order6 | $25.00 | 9/18/2012 9:26:39 AM |
| mcs99 | $100.00 | 9/18/2012 10:11:18 AM |
| DreDub | $25.00 | 9/18/2012 10:49:19 AM |
| dudebrah | $25.00 | 9/18/2012 11:20:41 AM |
| SecondChanceLendingSERV | $28.36 | 9/18/2012 1:40:58 PM |
| compatible-deal9 | $25.00 | 9/18/2012 12:34:38 PM |
| Canidae | $100.00 | 9/18/2012 10:35:16 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:35 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:08 AM |
| myduck | $25.00 | 9/18/2012 4:40:21 PM |
| rabbidlender | $25.00 | 9/17/2012 6:06:25 PM |
| hardatwork1 | $25.00 | 9/18/2012 3:03:51 AM |
| econgineer | $100.00 | 9/18/2012 4:41:39 AM |
| NobisEst | $50.00 | 9/18/2012 9:41:31 AM |
| plentiful-platinum5 | $50.00 | 9/18/2012 10:24:46 AM |
| Rivervale_Westwood | $26.49 | 9/18/2012 10:29:39 AM |
| mpatrick | $50.00 | 9/18/2012 10:32:28 AM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:01 AM |
| J1mS | $117.64 | 9/18/2012 1:24:35 PM |
| wealth-multiplier | $25.00 | 9/18/2012 3:38:00 PM |
| ultimate-peace | $70.24 | 9/18/2012 4:58:41 PM |
| The_Collector | $29.74 | 9/18/2012 2:06:43 PM |
| deal-hickory5 | $25.00 | 9/18/2012 4:10:57 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
640586
This series of Notes was issued and sold upon the funding of the borrower loan #74854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $95.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.22% | | |
| |
Estimated return*:
| 5.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 26y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,587 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Tango1235 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to...
Buy my wife a motorcycle. She has been wanting to upgrade from her Honda Rebel 250 and I want to surprise her with a new bike.
My financial situation:
I am a good candidate for this loan because...
I am going to pay it back and make somebody some money in the process.
I am a very responsible individual. I have a good income and have been at my job for 26 years. I haven't been late on any of my payments or obligations and I take pride in that.
If you need anything else, please don't hesitate to contact me.
Thank You
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:50 PM |
| best-bonafide-p2p | $50.00 | 9/19/2012 5:10:41 PM |
| affluence-microscope2 | $200.00 | 9/19/2012 5:02:43 PM |
| phenomenal-rate1 | $500.00 | 9/19/2012 5:04:40 PM |
| LoanerPrincipal | $25.00 | 9/19/2012 5:21:50 PM |
| calm-platinum957 | $35.00 | 9/19/2012 5:08:04 PM |
| cwegert | $25.00 | 9/19/2012 5:08:54 PM |
| xrycac | $25.00 | 9/19/2012 5:45:00 PM |
| LeReve | $500.00 | 9/19/2012 5:22:07 PM |
| payout-motivator0 | $25.00 | 9/19/2012 5:13:55 PM |
| BDL-Roth | $25.00 | 9/19/2012 5:22:12 PM |
| wetlands | $200.00 | 9/19/2012 5:16:00 PM |
| commerce-gargantuan2 | $50.00 | 9/19/2012 5:27:30 PM |
| RocketSurgeon | $25.00 | 9/19/2012 5:34:29 PM |
| friendly-gold | $25.00 | 9/19/2012 5:37:53 PM |
| gravbox | $25.00 | 9/19/2012 5:38:08 PM |
| justreturns | $25.00 | 9/19/2012 5:03:59 PM |
| a-finance-nirvana | $25.00 | 9/19/2012 5:07:29 PM |
| durability-seahorse7 | $50.00 | 9/19/2012 5:24:47 PM |
| Castellan | $50.00 | 9/19/2012 5:04:51 PM |
| CaptainBL | $25.00 | 9/19/2012 5:35:26 PM |
| Perdita_II | $25.00 | 9/19/2012 5:14:40 PM |
| tranquil-gain1 | $75.00 | 9/19/2012 5:14:50 PM |
| compassion-twister2 | $50.00 | 9/19/2012 5:39:07 PM |
| lionheart722 | $100.00 | 9/19/2012 5:39:40 PM |
| repayment-pagoda8 | $100.00 | 9/19/2012 5:08:09 PM |
| EnglishGeekInNYC | $25.00 | 9/19/2012 5:45:05 PM |
| imogen22 | $50.00 | 9/19/2012 5:10:59 PM |
| azazle | $44.40 | 9/19/2012 5:21:54 PM |
| nickel-ferret | $25.00 | 9/19/2012 5:14:53 PM |
| auction-sage | $100.00 | 9/19/2012 5:16:23 PM |
| radiant-dollar9 | $200.00 | 9/19/2012 5:17:00 PM |
| ready-justice7 | $50.00 | 9/19/2012 5:27:22 PM |
| SBT | $25.00 | 9/19/2012 5:35:40 PM |
| fabulous-bazaar4 | $25.00 | 9/19/2012 5:25:16 PM |
| Robin_Hood | $50.00 | 9/19/2012 5:44:23 PM |
| engaging-worth | $25.00 | 9/19/2012 5:33:50 PM |
| bazaar-tulip | $25.00 | 9/19/2012 5:41:28 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
640672
This series of Notes was issued and sold upon the funding of the borrower loan #74632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $243.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 0m |
|
Amount delinquent:
| $748 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,770 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DavEmsDaddio |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 59 ( 92% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $18,998.00 | < 31 days late:
| 5
( 8% )
| 760-779
(Aug-2011)
680-699
(May-2011)
700-719
(Oct-2009)
660-679
(Mar-2008)
|
|
Principal balance:
| $6,612.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Finally Got A Job; Now to Pay Debts
Purpose of loan:
This loan will be used to pay off personal and higher interest loans that were taken out over the past year of unemployment.
My financial situation:
I am a good candidate for this loan because I have a history of paying my debts in full and on time (up until this past year when I found myself unemployed for the first time in over 22 years) to include 2 prior Prosper Loans paid in full. I take my debt very seriously.
I decided to retire from the Army after over 22 years, with the understanding that I had a job lined up. Unfortunately, that fell through, but only after my retirement orders were issued. I spent over 9 months trying to be an insurance salesman (which is NOT a job that I am particularly good at). I have spent nearly a year juggling my bills, and had to take out high interest loans and borrow money from family just to stay afloat. All the while, I was applying for jobs.
Now that I finally have a job, (had 3 offers within 2 weeks?where were they a year ago?), I would like to pay my family back, and pay off the higher interest loans.
THIS WILL SAVE ME $110 PER MONTH IN PAYMENTS AND PAY MY FAMILY BACK IMMEDIATELY.
Monthly net income: $6,419
Monthly expenses: $5,009
Housing: $1,984
Insurance: $153
Car expenses: $369
Utilities: $450
Phone, cable, internet: $157
Food, entertainment: $700
Credit cards/other loans: $1,046
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 9/16/2012 12:03:36 PM |
| MoneyForNothing | $25.59 | 9/16/2012 12:10:01 PM |
| hanuman77 | $25.00 | 9/16/2012 2:19:19 PM |
| RGlad | $200.00 | 9/16/2012 12:07:29 PM |
| hc90474 | $25.00 | 9/16/2012 2:23:23 PM |
| breathtaking-durability6 | $25.00 | 9/16/2012 2:24:32 PM |
| HalfDayz | $25.00 | 9/16/2012 2:28:34 PM |
| urbane-duty560 | $25.00 | 9/16/2012 2:30:36 PM |
| Cobradude1 | $25.00 | 9/16/2012 2:33:35 PM |
| gold-gazelle | $25.00 | 9/16/2012 2:35:20 PM |
| community-prophesy | $25.00 | 9/16/2012 2:35:47 PM |
| trustworthy-money2 | $25.00 | 9/16/2012 1:25:24 PM |
| useful-p2ploan | $25.00 | 9/16/2012 2:38:10 PM |
| gizzywump | $25.00 | 9/16/2012 2:43:58 PM |
| sturdy-fairness0 | $50.00 | 9/16/2012 1:35:28 PM |
| the-laudable-peso | $40.00 | 9/16/2012 2:48:22 PM |
| smart-gain | $50.00 | 9/16/2012 2:24:53 PM |
| justreturns | $25.00 | 9/16/2012 2:25:24 PM |
| trumpeter5 | $25.00 | 9/16/2012 12:01:37 PM |
| hope-eagle6 | $25.00 | 9/16/2012 2:29:46 PM |
| gadget7 | $25.00 | 9/16/2012 2:30:12 PM |
| Investor_DP | $200.00 | 9/16/2012 2:33:01 PM |
| networks4ever | $25.00 | 9/16/2012 3:10:25 PM |
| Jonb6919 | $25.00 | 9/16/2012 2:33:27 PM |
| vutah | $25.00 | 9/16/2012 12:21:41 PM |
| tranquil-note5 | $50.00 | 9/16/2012 2:38:43 PM |
| tolerant-responsibility051 | $2,000.00 | 9/16/2012 2:41:08 PM |
| gulch | $25.00 | 9/16/2012 2:52:09 PM |
| economy-equilibrium7 | $25.00 | 9/16/2012 5:41:49 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:14 PM |
| PrimeFunding | $50.00 | 9/16/2012 5:53:17 PM |
| best-shiny-hope | $25.00 | 9/16/2012 6:30:48 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:29 PM |
| spa5 | $25.00 | 9/16/2012 3:06:08 PM |
| MicroPod | $25.00 | 9/16/2012 3:07:58 PM |
| transparency-sapling | $25.00 | 9/16/2012 3:08:10 PM |
| agreement-guild | $50.00 | 9/16/2012 2:19:48 PM |
| ready-justice7 | $50.00 | 9/16/2012 3:08:42 PM |
| top-impressive-dinero | $25.00 | 9/16/2012 3:08:53 PM |
| tirelighter778552 | $25.00 | 9/16/2012 7:35:57 PM |
| Sefotonga | $25.00 | 9/16/2012 3:15:45 PM |
| transaction-hugger4 | $100.00 | 9/16/2012 2:23:06 PM |
| gold-blanket | $25.00 | 9/16/2012 2:23:29 PM |
| credit-meteor7 | $250.00 | 9/16/2012 2:24:04 PM |
| proud-gold9 | $25.00 | 9/16/2012 3:27:10 PM |
| compassion-bauble4 | $25.00 | 9/16/2012 3:31:12 PM |
| harmonious-asset9 | $25.00 | 9/16/2012 2:27:09 PM |
| note-goblin0 | $25.00 | 9/16/2012 5:20:10 PM |
| leverage-boomer0 | $25.00 | 9/16/2012 5:23:03 PM |
| profitable-fairness1 | $50.00 | 9/16/2012 2:38:23 PM |
| Feyenoord | $30.00 | 9/16/2012 2:39:33 PM |
| transaction-surge0 | $25.00 | 9/16/2012 2:42:28 PM |
| unassassinable | $25.00 | 9/16/2012 2:42:35 PM |
| samo102us | $25.00 | 9/16/2012 2:43:53 PM |
| bid-czar8 | $100.00 | 9/16/2012 2:44:35 PM |
| DarthContinent | $25.00 | 9/16/2012 2:44:46 PM |
| agreement-network | $25.00 | 9/16/2012 2:45:52 PM |
| derauma | $30.00 | 9/16/2012 2:46:19 PM |
| urbane-income7 | $25.00 | 9/16/2012 2:46:43 PM |
| community-burrito9 | $45.00 | 9/16/2012 2:47:59 PM |
| atlas100 | $125.00 | 9/16/2012 7:32:06 PM |
| cxl9 | $50.00 | 9/16/2012 2:51:29 PM |
| fcrick | $50.00 | 9/16/2012 2:52:33 PM |
| ferdberfel | $25.00 | 9/16/2012 2:54:09 PM |
| wealth-multiplier | $25.00 | 9/16/2012 7:48:49 PM |
| melodious-fairness | $50.00 | 9/16/2012 2:56:15 PM |
| papaloha | $111.00 | 9/16/2012 8:19:10 PM |
| courteous-trade229 | $34.45 | 9/16/2012 2:56:53 PM |
| Contra_Capital_LLC | $25.00 | 9/16/2012 8:29:18 PM |
| damanq | $25.00 | 9/16/2012 8:29:57 PM |
| collider048 | $25.00 | 9/16/2012 3:05:08 PM |
| Maetryx | $25.00 | 9/16/2012 3:07:04 PM |
| cnovak | $25.00 | 9/16/2012 3:07:18 PM |
| blue-friendly-velocity | $25.00 | 9/16/2012 3:13:17 PM |
| integrity-reactor4 | $100.00 | 9/16/2012 3:14:12 PM |
| kenji4861 | $25.00 | 9/16/2012 3:16:54 PM |
| durability-ace9 | $30.00 | 9/16/2012 3:17:19 PM |
| E_G | $37.00 | 9/16/2012 3:17:31 PM |
| new-truth-chuckler | $25.00 | 9/16/2012 3:18:18 PM |
| efficient-truth | $25.00 | 9/16/2012 3:47:14 PM |
| commerce-venture1 | $25.00 | 9/16/2012 3:54:07 PM |
| 312-Lender | $25.00 | 9/16/2012 4:07:13 PM |
| New-Truck-Savings | $25.00 | 9/16/2012 4:49:30 PM |
| payment-halo | $25.00 | 9/16/2012 5:27:00 PM |
| Earnest_Money | $25.00 | 9/16/2012 7:07:31 PM |
| loyalty-dragster7 | $100.00 | 9/16/2012 8:09:48 PM |
| coldfuzion | $88.01 | 9/16/2012 8:41:17 PM |
| janeybooboo | $100.00 | 9/16/2012 12:07:38 PM |
| gold-commander0 | $25.00 | 9/16/2012 2:20:30 PM |
| bid-stockpiler1 | $25.00 | 9/16/2012 2:24:14 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:02 PM |
| contract-student2 | $34.86 | 9/16/2012 2:28:17 PM |
| coin-kin | $25.00 | 9/16/2012 12:54:24 PM |
| Tideman | $25.00 | 9/16/2012 2:36:13 PM |
| jamiee73 | $25.00 | 9/16/2012 2:43:38 PM |
| LBOregon | $25.00 | 9/16/2012 2:46:03 PM |
| chererat | $25.00 | 9/16/2012 2:47:37 PM |
| orange-stable-gain | $50.00 | 9/16/2012 2:19:42 PM |
| heart514 | $25.00 | 9/16/2012 2:21:22 PM |
| piter-to-la-investment | $25.00 | 9/16/2012 2:58:55 PM |
| mckhbnpc | $50.00 | 9/16/2012 2:24:48 PM |
| sqdrew | $25.00 | 9/16/2012 2:24:58 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:43 PM |
| dinero-ecstasy3 | $25.00 | 9/16/2012 3:03:33 PM |
| the-yield-surfer | $25.00 | 9/16/2012 3:05:23 PM |
| und-alum | $25.00 | 9/16/2012 2:28:00 PM |
| mtquan | $25.00 | 9/16/2012 2:30:33 PM |
| maharaja | $25.00 | 9/16/2012 3:09:50 PM |
| Lacimae | $100.00 | 9/16/2012 3:26:35 PM |
| drkosh | $25.00 | 9/16/2012 12:31:52 PM |
| generosity-poem2 | $25.00 | 9/16/2012 12:32:42 PM |
| five-star-principal0 | $25.00 | 9/16/2012 2:44:39 PM |
| y2kman9 | $25.00 | 9/16/2012 4:37:44 PM |
| kind-bazaar-kitten | $25.00 | 9/16/2012 5:51:49 PM |
| smart-kindness8 | $25.00 | 9/16/2012 5:59:50 PM |
| capital-blueberry | $25.00 | 9/16/2012 6:02:54 PM |
| best-phenomenal-treasure | $25.00 | 9/16/2012 3:00:35 PM |
| poeman | $25.00 | 9/16/2012 2:21:11 PM |
| wise-deal-panda | $200.00 | 9/16/2012 3:15:25 PM |
| leverage-ectasy | $28.60 | 9/16/2012 7:37:25 PM |
| husley | $50.00 | 9/16/2012 2:25:25 PM |
| reasonable-greenback | $25.00 | 9/16/2012 3:27:45 PM |
| dkjl | $25.00 | 9/16/2012 3:36:09 PM |
| power-maple122 | $50.00 | 9/16/2012 8:29:36 PM |
| cash-reaction2 | $25.00 | 9/16/2012 2:29:55 PM |
| J-Rott | $200.00 | 9/16/2012 2:30:13 PM |
| red-eloquent-rupee | $50.00 | 9/16/2012 2:30:56 PM |
| F16Pilot | $25.00 | 9/16/2012 2:31:26 PM |
| well-mannered-income3 | $120.00 | 9/16/2012 4:38:48 PM |
| bonus-birch4 | $25.00 | 9/16/2012 2:32:55 PM |
| Jerrys1951 | $35.00 | 9/16/2012 4:56:31 PM |
| BocaYogi50 | $25.00 | 9/16/2012 5:17:20 PM |
| FFStar | $25.00 | 9/16/2012 2:40:57 PM |
| ivadood | $50.00 | 9/16/2012 2:42:09 PM |
| enthralling-deal53 | $100.00 | 9/16/2012 2:43:47 PM |
| CashGuardian | $26.00 | 9/16/2012 2:45:34 PM |
| no_agenda_lender | $25.00 | 9/16/2012 2:46:54 PM |
| intrepid-loot | $25.00 | 9/16/2012 7:04:44 PM |
| keen-credit6 | $25.00 | 9/16/2012 7:06:48 PM |
| truth-poplar | $32.26 | 9/16/2012 7:08:28 PM |
| munnu | $25.00 | 9/16/2012 2:48:58 PM |
| TheoProf | $25.00 | 9/16/2012 2:51:00 PM |
| ge0bab | $25.00 | 9/16/2012 2:52:59 PM |
| otherwisedisposed | $600.00 | 9/16/2012 7:36:46 PM |
| Astyanax | $50.00 | 9/16/2012 7:48:47 PM |
| JCM_MN | $40.00 | 9/16/2012 2:55:56 PM |
| Melrosian | $100.00 | 9/16/2012 8:02:05 PM |
| kind-lovely-marketplace | $25.00 | 9/16/2012 2:59:30 PM |
| friendly-gold | $25.00 | 9/16/2012 3:02:03 PM |
| courteous-dedication7 | $25.00 | 9/16/2012 8:21:52 PM |
| point-oyster5 | $25.00 | 9/16/2012 3:03:11 PM |
| ferocious-benefit7 | $50.00 | 9/16/2012 8:29:35 PM |
| durability-caravan4 | $25.00 | 9/16/2012 3:07:56 PM |
| Fama | $27.23 | 9/16/2012 3:14:10 PM |
| 52digital | $75.00 | 9/16/2012 3:17:25 PM |
| overflowinglife | $25.00 | 9/16/2012 3:17:58 PM |
| financial-frenzy | $50.00 | 9/16/2012 3:20:17 PM |
| moneylender25 | $25.00 | 9/16/2012 4:14:01 PM |
| Oakland | $100.00 | 9/16/2012 5:59:41 PM |
| Economicus | $25.00 | 9/16/2012 7:23:20 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
640700
This series of Notes was issued and sold upon the funding of the borrower loan #74911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,242 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| famous-funds242 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation &amp; Home Furniture
Purpose of loan:
This loan will be used to...Vacation & Home Furniture
My financial situation:
I am a good candidate for this loan because... My Credit payment history is A+
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/19/2012 9:02:18 AM |
| friendly-gold | $25.00 | 9/19/2012 9:11:04 AM |
| Castellan | $50.00 | 9/19/2012 9:13:04 AM |
| lionheart722 | $100.00 | 9/19/2012 9:21:41 AM |
| contract-bopper | $25.00 | 9/19/2012 9:44:24 AM |
| fairness-kayak | $50.00 | 9/19/2012 9:58:50 AM |
| worth21 | $25.00 | 9/19/2012 9:23:33 AM |
| intuitive-benefit3 | $100.00 | 9/19/2012 9:32:55 AM |
| RJN | $35.00 | 9/19/2012 9:33:51 AM |
| gravbox | $25.00 | 9/19/2012 9:47:33 AM |
| tranquil-gain1 | $75.00 | 9/19/2012 9:48:51 AM |
| marwadi-62 | $400.00 | 9/19/2012 10:30:22 AM |
| kenji4861 | $25.00 | 9/19/2012 10:31:26 AM |
| Quiza12 | $50.00 | 9/19/2012 10:39:53 AM |
| imogen22 | $25.00 | 9/19/2012 10:56:17 AM |
| ready-justice7 | $50.00 | 9/19/2012 10:02:36 AM |
| Robin_Hood | $25.00 | 9/19/2012 9:54:37 AM |
| prudent-deal662 | $25.00 | 9/19/2012 10:19:49 AM |
| gmoney37 | $50.00 | 9/19/2012 10:19:56 AM |
| GoGators01 | $25.00 | 9/19/2012 10:24:29 AM |
| durability-seahorse7 | $50.00 | 9/19/2012 10:27:45 AM |
| kind-clean-community | $25.00 | 9/19/2012 10:35:27 AM |
| Taxman44 | $25.00 | 9/19/2012 10:03:03 AM |
| LeReve | $500.00 | 9/19/2012 11:07:06 AM |
| phenomenal-rate1 | $500.00 | 9/19/2012 10:48:09 AM |
| repayment-pagoda8 | $100.00 | 9/19/2012 10:51:51 AM |
| nickel-ferret | $25.00 | 9/19/2012 11:00:18 AM |
| Solid-Platinum | $25.00 | 9/19/2012 1:49:26 PM |
| GrayStudio | $25.00 | 9/19/2012 12:22:22 PM |
| britches613 | $25.00 | 9/19/2012 1:23:00 PM |
| dynamic-contract944 | $25.00 | 9/19/2012 2:21:07 PM |
| MonkeyHero | $23.99 | 9/19/2012 3:19:13 PM |
| thrifty-transaction578 | $25.00 | 9/19/2012 9:04:34 AM |
| Perdita_II | $25.00 | 9/19/2012 9:04:57 AM |
| ToloUSN | $50.00 | 9/19/2012 9:05:11 AM |
| cash-vault | $25.00 | 9/19/2012 9:01:59 AM |
| commerce-gargantuan2 | $50.00 | 9/19/2012 9:19:57 AM |
| american6 | $50.00 | 9/19/2012 9:08:40 AM |
| enriching-trade2 | $50.00 | 9/19/2012 9:26:58 AM |
| CreditBuilder2 | $25.01 | 9/19/2012 9:39:32 AM |
| porter22 | $25.00 | 9/19/2012 9:40:08 AM |
| engaging-worth | $25.00 | 9/19/2012 9:56:50 AM |
| mariah8641 | $30.00 | 9/19/2012 9:29:09 AM |
| superb-funds335 | $25.00 | 9/19/2012 9:29:17 AM |
| generous-deal6 | $25.00 | 9/19/2012 9:43:24 AM |
| velocityasaurus-rex4 | $100.00 | 9/19/2012 9:43:27 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:27 AM |
| compassion-twister2 | $50.00 | 9/19/2012 9:53:46 AM |
| wetlands | $200.00 | 9/19/2012 11:01:50 AM |
| auction-sage | $100.00 | 9/19/2012 11:02:14 AM |
| LoanerPrincipal | $25.00 | 9/19/2012 9:50:26 AM |
| best-bonafide-p2p | $50.00 | 9/19/2012 12:58:12 PM |
| vigorous-moola | $36.00 | 9/19/2012 10:18:48 AM |
| bent300 | $50.00 | 9/19/2012 1:56:23 PM |
| Napoli_Lending | $100.00 | 9/19/2012 2:20:37 PM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:27 AM |
| market-pudding | $25.00 | 9/19/2012 2:28:14 PM |
| JustMee | $25.00 | 9/19/2012 2:37:31 PM |
| Plutis | $25.00 | 9/19/2012 10:51:29 AM |
| azazle | $50.00 | 9/19/2012 11:19:48 AM |
| bellaquito | $500.00 | 9/19/2012 11:27:21 AM |
| affluence-microscope2 | $200.00 | 9/19/2012 10:55:17 AM |
| radiant-dollar9 | $200.00 | 9/19/2012 11:02:53 AM |
| Dan4703 | $25.00 | 9/19/2012 1:26:14 PM |
| enriched-return057 | $100.00 | 9/19/2012 1:59:08 PM |
| Pickmar | $25.00 | 9/19/2012 11:20:15 AM |
| db0973 | $25.00 | 9/19/2012 11:27:21 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
640704
This series of Notes was issued and sold upon the funding of the borrower loan #74349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,298 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 113% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-lyrics |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,600.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2010)
|
|
Principal balance:
| $0.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate my student loans and credit cards.
My financial situation:
I am a good candidate for this loan because...I have previously borrowed and paid back well in advance on this site. I make good money and just want to end long standing debt dating back to college. My identification, address, 2011 W2 were verified with Prosper, however since my company's direct deposit method is different than they were used to, they did not accept my pay stub and took down my previous listing and had me re-list.
Monthly net income: $4,500
Monthly expenses: $4,000
Housing: $1,000
Insurance: $200
Car expenses: $1,000
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $120.03 | 9/18/2012 9:00:30 AM |
| LittleMingo | $30.00 | 9/18/2012 9:04:59 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 9:01:03 AM |
| loan-fate | $50.00 | 9/18/2012 9:02:32 AM |
| janeybooboo | $75.00 | 9/18/2012 9:03:20 AM |
| papaloha | $222.00 | 9/18/2012 9:05:43 AM |
| AF-Chief | $25.00 | 9/18/2012 9:03:36 AM |
| 6_kids_college_fund | $25.00 | 9/18/2012 9:09:22 AM |
| pierrelasvegas | $25.00 | 9/18/2012 9:10:36 AM |
| rescue | $100.00 | 9/18/2012 9:11:12 AM |
| thrilling-fund427 | $50.00 | 9/18/2012 9:05:18 AM |
| Blessed1950 | $50.00 | 9/18/2012 9:08:46 AM |
| Silver_Rupee | $25.01 | 9/18/2012 9:16:15 AM |
| Bob450 | $25.00 | 9/18/2012 9:10:39 AM |
| Fitiwalt7 | $25.00 | 9/18/2012 9:16:48 AM |
| duty-viola | $25.00 | 9/18/2012 9:14:50 AM |
| CA-Lender | $25.00 | 9/18/2012 9:02:50 AM |
| penny-surgeon | $25.00 | 9/18/2012 9:20:44 AM |
| money-surge1 | $25.00 | 9/18/2012 9:03:04 AM |
| Assets-Up | $25.00 | 9/18/2012 9:16:05 AM |
| nex | $25.00 | 9/18/2012 9:21:51 AM |
| azazle | $25.00 | 9/18/2012 9:22:24 AM |
| durability-ace9 | $30.00 | 9/18/2012 9:17:58 AM |
| Beld | $50.00 | 9/18/2012 9:23:25 AM |
| 1randyp | $25.00 | 9/18/2012 9:18:23 AM |
| WalnutCreekguy | $50.00 | 9/18/2012 9:18:58 AM |
| nodrivelpls | $25.00 | 9/18/2012 9:24:40 AM |
| handshake5 | $100.00 | 9/18/2012 9:25:13 AM |
| Preferred-Lender | $25.00 | 9/18/2012 9:23:37 AM |
| new-intuitive-dime | $25.00 | 9/18/2012 9:23:42 AM |
| lucrative-dollar | $25.00 | 9/18/2012 9:30:19 AM |
| successful-agreement7 | $27.00 | 9/18/2012 9:30:55 AM |
| riskadverse44 | $25.00 | 9/18/2012 9:31:02 AM |
| postalwhiz | $25.00 | 9/18/2012 9:08:16 AM |
| hershey88 | $25.00 | 9/18/2012 9:30:25 AM |
| life-is-great | $25.00 | 9/18/2012 9:12:12 AM |
| CMJ-Partners | $100.00 | 9/18/2012 9:16:05 AM |
| ah-long | $25.00 | 9/18/2012 9:16:56 AM |
| csakhil | $49.00 | 9/18/2012 9:21:36 AM |
| Learning2Lend | $25.00 | 9/18/2012 9:21:59 AM |
| washboard1 | $25.00 | 9/18/2012 9:23:17 AM |
| supreme-treasure8 | $100.00 | 9/18/2012 9:24:53 AM |
| elegant-return3 | $25.00 | 9/18/2012 9:25:39 AM |
| desertoasis | $25.00 | 9/18/2012 9:26:40 AM |
| best-charming-leverage | $47.00 | 9/18/2012 9:27:12 AM |
| transamerican | $25.00 | 9/18/2012 9:28:02 AM |
| melodious-fairness | $50.00 | 9/18/2012 9:28:12 AM |
| persist_in_doing | $25.00 | 9/18/2012 9:28:34 AM |
| bob450-roth | $25.00 | 9/18/2012 9:29:01 AM |
| green-trade-dolphin | $40.23 | 9/18/2012 9:01:21 AM |
| gimmeopenroad | $50.00 | 9/18/2012 9:02:49 AM |
| RGlad | $150.00 | 9/18/2012 9:03:08 AM |
| social-aspen097 | $300.00 | 9/18/2012 9:03:25 AM |
| Hedge-Fund | $25.00 | 9/18/2012 9:04:00 AM |
| MoneyForNothing | $25.13 | 9/18/2012 9:04:47 AM |
| money-bauble | $100.00 | 9/18/2012 9:05:15 AM |
| orchestra960 | $52.00 | 9/18/2012 9:05:30 AM |
| Zane314 | $37.00 | 9/18/2012 9:01:18 AM |
| quantum_leap | $26.07 | 9/18/2012 9:01:44 AM |
| handy-justice | $50.00 | 9/18/2012 9:02:07 AM |
| MI2 | $5,000.00 | 9/18/2012 9:02:19 AM |
| musegaze | $25.00 | 9/18/2012 9:07:06 AM |
| vutah | $35.00 | 9/18/2012 9:07:24 AM |
| helpinghand63 | $25.00 | 9/18/2012 9:04:14 AM |
| vontuse | $25.00 | 9/18/2012 9:12:25 AM |
| Katburg | $25.00 | 9/18/2012 9:12:40 AM |
| LeReve | $500.00 | 9/18/2012 9:16:48 AM |
| jpaulnyc | $100.00 | 9/18/2012 9:12:51 AM |
| mikeandcat | $362.39 | 9/18/2012 9:01:23 AM |
| networks4ever | $25.00 | 9/18/2012 9:15:11 AM |
| Champion_Lending | $35.00 | 9/18/2012 9:21:35 AM |
| scholarly-order6 | $125.00 | 9/18/2012 9:16:08 AM |
| point-didgeridoo | $25.00 | 9/18/2012 9:22:10 AM |
| prudent-payment316 | $25.00 | 9/18/2012 9:19:15 AM |
| davisfl | $25.00 | 9/18/2012 9:04:31 AM |
| rutzebach | $98.78 | 9/18/2012 9:27:44 AM |
| receptive-affluence035 | $25.00 | 9/18/2012 9:05:52 AM |
| tremendous-payment | $25.00 | 9/18/2012 9:29:55 AM |
| prudent-hope7 | $25.00 | 9/18/2012 9:23:29 AM |
| dmunySF | $50.00 | 9/18/2012 9:30:07 AM |
| 52digital | $75.00 | 9/18/2012 9:26:05 AM |
| capital-investor8 | $30.00 | 9/18/2012 9:26:49 AM |
| contract-lionheart | $50.00 | 9/18/2012 9:28:05 AM |
| berniemadeoff | $50.00 | 9/18/2012 9:31:07 AM |
| invincible-deal82 | $25.00 | 9/18/2012 9:21:20 AM |
| KarlMarx | $25.00 | 9/18/2012 9:21:40 AM |
| ImNotSoDumb | $33.01 | 9/18/2012 9:22:03 AM |
| mikbos | $25.00 | 9/18/2012 9:24:18 AM |
| bid-czar8 | $100.00 | 9/18/2012 9:26:00 AM |
| diplomatic-wealth7 | $25.00 | 9/18/2012 9:26:15 AM |
| debt-force | $25.00 | 9/18/2012 9:26:18 AM |
| SubmergedPilot | $25.00 | 9/18/2012 9:29:20 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
640716
This series of Notes was issued and sold upon the funding of the borrower loan #74343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $150.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 77% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,311 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kbadow |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 96 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $19,100.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
700-719
(Jan-2011)
680-699
(Jul-2009)
660-679
(Nov-2007)
|
|
Principal balance:
| $4,183.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 96 | | |
Description
New Place, New Job
Purpose of loan:
I recently moved to San Antonio to start a new position with the Air Force. I am in need of purchasing some new furniture for my home as I decided not to try to trek that across country. I also have had great success with Prosper with past loan repayments. So this would not be my first loan.
My financial situation:
I am a good candidate for this loan because I have a steady job with the U.S. Air Force and budget exceptionally well. I am factoring in the potential loan payment into my budget as we speak. I have no issues paying back my bills and I like to pay them off EARLY.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:44 PM |
| RJN | $35.00 | 9/17/2012 5:08:28 PM |
| lowrater | $50.40 | 9/17/2012 5:06:53 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:31 PM |
| MoneyForNothing | $25.96 | 9/17/2012 5:11:10 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:49 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:09 PM |
| RainyDayFunds | $25.00 | 9/17/2012 5:20:00 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:29 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:46 PM |
| Nipper99 | $100.00 | 9/17/2012 5:37:35 PM |
| MattLic | $25.00 | 9/17/2012 5:27:27 PM |
| LeReve | $500.00 | 9/17/2012 5:29:12 PM |
| gravbox | $25.00 | 9/17/2012 5:29:17 PM |
| attentive-compassion1 | $50.00 | 9/17/2012 5:31:38 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:53 PM |
| Science7124 | $25.00 | 9/17/2012 5:48:46 PM |
| XP | $25.00 | 9/17/2012 5:44:36 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:51 PM |
| kfrench | $75.00 | 9/17/2012 6:02:58 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:22 PM |
| phaded | $25.00 | 9/17/2012 6:01:50 PM |
| hardatwork1 | $25.00 | 9/17/2012 6:04:53 PM |
| prudent-deal662 | $25.00 | 9/17/2012 6:08:34 PM |
| mtquan | $25.00 | 9/17/2012 5:47:40 PM |
| enlighter | $45.00 | 9/17/2012 5:50:36 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:04 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:37 PM |
| keen-credit6 | $27.00 | 9/17/2012 6:05:59 PM |
| _NaLNaBB | $246.65 | 9/17/2012 6:13:54 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:16 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:48 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:02 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:28:25 PM |
| zchamilton | $50.00 | 9/17/2012 5:17:47 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:23 PM |
| fairness-boomer6 | $25.00 | 9/17/2012 5:41:23 PM |
| obduro_1 | $25.00 | 9/17/2012 5:29:21 PM |
| j2ee | $50.00 | 9/17/2012 5:15:27 PM |
| thankful-nickel2 | $52.00 | 9/17/2012 5:16:19 PM |
| SamyFromRI | $25.00 | 9/17/2012 5:35:30 PM |
| azazle | $50.00 | 9/17/2012 5:36:12 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:33 PM |
| wise-charming-reward | $500.00 | 9/17/2012 5:43:03 PM |
| wetlands | $200.00 | 9/17/2012 5:24:24 PM |
| zone6 | $100.00 | 9/17/2012 5:24:31 PM |
| RuleOf70 | $32.00 | 9/17/2012 5:57:34 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:55 PM |
| penny-finder | $42.62 | 9/17/2012 5:29:46 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/17/2012 6:09:33 PM |
| ccclaireee333 | $25.00 | 9/17/2012 6:13:31 PM |
| benjamin67 | $25.00 | 9/17/2012 5:58:37 PM |
| Maverick158 | $50.00 | 9/17/2012 5:35:25 PM |
| WeedPatch | $50.00 | 9/17/2012 5:42:35 PM |
| ethicalhumanist | $100.00 | 9/17/2012 6:08:34 PM |
| KindCharmingReflective-affluence | $25.00 | 9/17/2012 5:48:09 PM |
| moola-accelerator6 | $50.86 | 9/17/2012 6:00:31 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
640734
This series of Notes was issued and sold upon the funding of the borrower loan #74872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1970 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,190 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reasonable-money1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/17/2012 6:02:00 PM |
| historic-value7 | $100.00 | 9/17/2012 7:50:44 PM |
| 52digital | $75.00 | 9/17/2012 6:57:31 PM |
| global-invest-group | $25.00 | 9/17/2012 7:11:53 PM |
| bellaquito | $500.00 | 9/17/2012 7:17:23 PM |
| capital-investor8 | $25.00 | 9/18/2012 6:40:57 AM |
| MI2 | $1,250.00 | 9/17/2012 7:40:59 PM |
| papaloha | $25.00 | 9/17/2012 8:53:28 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:30 AM |
| Index_Plus | $719.25 | 9/18/2012 8:47:20 AM |
| yons88 | $25.00 | 9/17/2012 9:35:21 PM |
| Navy-Retired | $55.75 | 9/18/2012 7:34:39 AM |
| money-fort | $25.00 | 9/17/2012 10:23:38 PM |
| let_me_retire | $50.00 | 9/18/2012 3:30:12 AM |
| stock106 | $25.00 | 9/18/2012 6:55:16 AM |
| CA-Lender | $25.00 | 9/18/2012 8:32:12 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
640824
This series of Notes was issued and sold upon the funding of the borrower loan #74972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,434 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worlds-best-duty8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
720-739
(Aug-2009)
|
|
Principal balance:
| $3,321.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Goodbye HFC LOC
Purpose of loan:
This loan will be used to pay off a very high interest line of credit with HFC. I currently pay over $350 of interest monthly and very little goes to the principle.
My financial situation:
I am a good candidate for this loan because the projected payment is slightly lower than the amount that I am currently paying on the HFC LOC, plus this allows my to pay the loan off instead of the never ending open end credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rescue | $100.00 | 9/18/2012 5:05:23 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:49 PM |
| thrilling-fund427 | $50.00 | 9/18/2012 5:06:33 PM |
| pembull | $25.00 | 9/18/2012 5:02:29 PM |
| epic-value6 | $27.00 | 9/18/2012 5:09:15 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:45 PM |
| TheSituation | $25.00 | 9/18/2012 5:04:02 PM |
| jkeller4000 | $100.00 | 9/18/2012 5:12:22 PM |
| community-burrito9 | $35.00 | 9/18/2012 5:14:38 PM |
| tnjohnso | $25.00 | 9/18/2012 5:02:35 PM |
| Mountain-Lion-IRA1 | $25.00 | 9/18/2012 5:03:22 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:19 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:21 PM |
| jamiee73 | $25.00 | 9/18/2012 5:06:30 PM |
| washboard1 | $25.00 | 9/18/2012 5:00:40 PM |
| MI2 | $5,000.00 | 9/18/2012 5:02:27 PM |
| daisuke | $25.00 | 9/18/2012 5:03:45 PM |
| topher515 | $25.00 | 9/18/2012 5:11:01 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:25 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:14 PM |
| enchanted-note14 | $25.00 | 9/18/2012 5:05:43 PM |
| historic-value7 | $100.00 | 9/18/2012 5:14:02 PM |
| metro457 | $36.00 | 9/18/2012 5:13:39 PM |
| point653 | $25.00 | 9/18/2012 5:05:57 PM |
| unequaled-truth9 | $100.00 | 9/18/2012 5:08:04 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:02 PM |
| azazle | $25.00 | 9/18/2012 5:12:07 PM |
| worth-blanket2 | $13,500.00 | 9/18/2012 5:15:08 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
640842
This series of Notes was issued and sold upon the funding of the borrower loan #74741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $188.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,147 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-income-champion |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2012)
720-739
(Nov-2011)
|
|
Principal balance:
| $3,982.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/18/2012 9:04:24 AM |
| handy-justice | $50.00 | 9/18/2012 9:01:33 AM |
| MStax | $25.00 | 9/18/2012 9:03:49 AM |
| papaloha | $222.00 | 9/18/2012 9:04:34 AM |
| enriching-dollar1 | $100.00 | 9/18/2012 9:07:16 AM |
| money-surge1 | $25.00 | 9/18/2012 9:03:04 AM |
| greencat | $50.00 | 9/18/2012 9:06:20 AM |
| life-is-great | $25.00 | 9/18/2012 9:12:13 AM |
| versatile-dime442 | $250.00 | 9/18/2012 9:14:35 AM |
| MoneyForNothing | $25.12 | 9/18/2012 9:02:07 AM |
| scholarly-order6 | $25.00 | 9/18/2012 9:16:37 AM |
| CMJ-Partners | $100.00 | 9/18/2012 9:17:40 AM |
| RGlad | $200.00 | 9/18/2012 9:03:32 AM |
| janeybooboo | $75.00 | 9/18/2012 9:03:42 AM |
| mikeandcat | $100.00 | 9/18/2012 9:05:17 AM |
| revolutionary082 | $27.27 | 9/18/2012 9:05:45 AM |
| deal-banker | $33.00 | 9/18/2012 9:28:56 AM |
| handshake5 | $100.00 | 9/18/2012 9:25:13 AM |
| bid-czar8 | $100.00 | 9/18/2012 9:26:00 AM |
| 52digital | $75.00 | 9/18/2012 9:26:05 AM |
| benevolent-loot5 | $200.00 | 9/18/2012 9:08:02 AM |
| 6_kids_college_fund | $25.00 | 9/18/2012 9:10:26 AM |
| botfolio | $300.00 | 9/18/2012 9:33:04 AM |
| berniemadeoff | $50.00 | 9/18/2012 9:31:13 AM |
| 312-Lender | $250.00 | 9/18/2012 9:39:03 AM |
| durability-ace9 | $30.00 | 9/18/2012 9:17:59 AM |
| d2vid | $71.66 | 9/18/2012 9:34:18 AM |
| Champion_Lending | $30.00 | 9/18/2012 9:21:12 AM |
| fcrick | $25.00 | 9/18/2012 9:36:09 AM |
| dedicated-transaction796 | $25.00 | 9/18/2012 9:37:16 AM |
| BankofRon_IRA | $100.00 | 9/18/2012 9:37:41 AM |
| IIP77 | $25.00 | 9/18/2012 9:25:02 AM |
| robust-trade | $25.00 | 9/18/2012 9:30:28 AM |
| HamachiMan | $41.00 | 9/18/2012 9:34:56 AM |
| 113121 | $25.00 | 9/18/2012 9:34:37 AM |
| quantum_leap | $25.00 | 9/18/2012 9:02:32 AM |
| Hedge-Fund | $50.00 | 9/18/2012 9:04:25 AM |
| Hedge-Fund | $50.00 | 9/18/2012 9:05:09 AM |
| MadHun | $129.00 | 9/18/2012 9:07:30 AM |
| AF-Chief | $25.00 | 9/18/2012 9:03:37 AM |
| trade-boots1 | $100.00 | 9/18/2012 9:04:47 AM |
| Jasmel | $500.00 | 9/18/2012 9:04:55 AM |
| corporatejim | $42.27 | 9/18/2012 9:11:13 AM |
| MG_Holdings | $50.00 | 9/18/2012 9:06:18 AM |
| Bob450 | $25.00 | 9/18/2012 9:07:39 AM |
| Military_Money_Wise | $25.00 | 9/18/2012 9:15:13 AM |
| pierrelasvegas | $25.00 | 9/18/2012 9:10:47 AM |
| vutah | $45.00 | 9/18/2012 9:02:04 AM |
| gimmeopenroad | $43.00 | 9/18/2012 9:02:49 AM |
| reasonable-nickel6 | $25.00 | 9/18/2012 9:22:25 AM |
| nuetron | $25.00 | 9/18/2012 9:23:34 AM |
| top-wealth-grasshopper | $25.00 | 9/18/2012 9:07:53 AM |
| dime-lotus | $25.94 | 9/18/2012 9:29:40 AM |
| JauaFlash | $25.00 | 9/18/2012 9:12:24 AM |
| Fitiwalt7 | $25.00 | 9/18/2012 9:17:10 AM |
| adaptable-return21 | $50.00 | 9/18/2012 9:45:49 AM |
| power-chihuahua | $25.00 | 9/18/2012 9:43:30 AM |
| contract-lionheart | $26.79 | 9/18/2012 9:28:29 AM |
| dmunySF | $50.00 | 9/18/2012 9:30:07 AM |
| Charlie010 | $25.00 | 9/18/2012 9:34:33 AM |
| adventurer447 | $182.95 | 9/18/2012 9:48:14 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
640886
This series of Notes was issued and sold upon the funding of the borrower loan #74598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 10 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 7y 4m |
|
Amount delinquent:
| $144 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,490 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tucker211 |
Borrower's state:
| Kansas |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
|
Principal balance:
| $1,148.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Business
Purpose of loan:
This loan will be used to purchase inventory.
My financial situation:
I am a good candidate for this loan because of the high margin I can make on the product I purchase. Like my previous Prosper loan, it will be paid off early.
Monthly net income: $5000
Monthly expenses: $
Housing: $1055
Insurance: $150
Car expenses: $300
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-seahorse7 | $50.00 | 9/18/2012 9:01:04 AM |
| RGlad | $100.00 | 9/18/2012 9:02:51 AM |
| papaloha | $333.00 | 9/18/2012 9:05:00 AM |
| Katburg | $25.00 | 9/18/2012 9:12:41 AM |
| silver-enlightenment0 | $25.00 | 9/18/2012 9:23:59 AM |
| tcpfan | $25.00 | 9/18/2012 9:04:51 AM |
| Beld | $50.00 | 9/18/2012 9:23:26 AM |
| Smartgrowth40 | $35.00 | 9/18/2012 9:32:46 AM |
| purposeful-durability8 | $100.00 | 9/18/2012 9:29:14 AM |
| shmb6508 | $50.00 | 9/18/2012 9:41:08 AM |
| azazle | $50.00 | 9/18/2012 9:35:18 AM |
| 6moonbeams | $50.00 | 9/18/2012 9:46:11 AM |
| Tensleep | $50.00 | 9/18/2012 9:22:40 AM |
| p2p-czar3 | $25.00 | 9/18/2012 9:40:10 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:50:01 AM |
| gethsemane4 | $25.00 | 9/18/2012 9:43:03 AM |
| Palacios | $25.00 | 9/18/2012 9:51:19 AM |
| market-jam | $25.00 | 9/18/2012 9:52:32 AM |
| cash-reaction2 | $25.00 | 9/18/2012 9:53:54 AM |
| Dantis | $25.00 | 9/18/2012 9:58:53 AM |
| Canidae | $25.00 | 9/18/2012 9:50:49 AM |
| jwesleym | $25.00 | 9/18/2012 9:51:21 AM |
| miamibeachloaner | $25.00 | 9/18/2012 10:01:43 AM |
| principal-cooker2 | $50.00 | 9/18/2012 9:52:16 AM |
| transaction-hugger4 | $100.00 | 9/18/2012 9:33:24 AM |
| yield-trader | $25.00 | 9/18/2012 9:33:35 AM |
| unforgettable-wealth4 | $50.00 | 9/18/2012 9:54:48 AM |
| elegant-hope578 | $50.00 | 9/18/2012 9:55:10 AM |
| jamiee73 | $25.00 | 9/18/2012 9:34:44 AM |
| RiderIRA | $276.62 | 9/18/2012 9:55:43 AM |
| careful-vigilance4 | $25.00 | 9/18/2012 10:07:37 AM |
| ChrisTJ | $25.00 | 9/18/2012 10:07:43 AM |
| indomitable-economy8 | $25.00 | 9/18/2012 9:37:55 AM |
| SacramentoChad | $25.00 | 9/18/2012 9:57:55 AM |
| BizAnalyst | $50.00 | 9/18/2012 9:58:10 AM |
| rogue_monster | $50.00 | 9/18/2012 10:11:57 AM |
| nimble-revenue5 | $100.00 | 9/18/2012 10:12:19 AM |
| DER | $25.00 | 9/18/2012 9:42:25 AM |
| money-baron-employer401k | $25.00 | 9/18/2012 10:15:55 AM |
| cnovak | $25.00 | 9/18/2012 10:03:00 AM |
| wwwUniversal | $25.00 | 9/18/2012 10:16:47 AM |
| paytonbrigadier | $250.00 | 9/18/2012 10:03:38 AM |
| imoutdoorsy | $25.00 | 9/18/2012 10:19:35 AM |
| jazzlender | $25.00 | 9/18/2012 10:22:39 AM |
| justreturns | $25.00 | 9/18/2012 9:46:26 AM |
| return-pioneer221 | $200.00 | 9/18/2012 10:08:12 AM |
| kind-truth-circuit | $50.00 | 9/18/2012 10:08:57 AM |
| marketplace-hut9 | $25.00 | 9/18/2012 10:35:23 AM |
| Investor_DP | $200.00 | 9/18/2012 10:36:27 AM |
| peso-lyrics7 | $50.00 | 9/18/2012 10:18:06 AM |
| melodious-fairness | $25.00 | 9/18/2012 10:19:33 AM |
| fighter122 | $25.00 | 9/18/2012 10:41:14 AM |
| money-baron | $50.00 | 9/18/2012 10:42:24 AM |
| Lacimae | $100.00 | 9/18/2012 10:44:46 AM |
| jmeasn | $25.00 | 9/18/2012 10:26:59 AM |
| lcole32 | $25.00 | 9/18/2012 9:57:17 AM |
| Comoparklender | $25.00 | 9/18/2012 10:28:07 AM |
| payment-pursuit3 | $25.00 | 9/18/2012 10:31:34 AM |
| cash-delight1 | $50.00 | 9/18/2012 10:59:12 AM |
| jstefans | $25.00 | 9/18/2012 10:00:42 AM |
| social-cocktail1 | $200.00 | 9/18/2012 10:03:20 AM |
| trajectory8 | $25.00 | 9/18/2012 10:03:39 AM |
| truth-companion | $25.00 | 9/18/2012 10:42:59 AM |
| down-with-big-banks-2 | $25.00 | 9/18/2012 10:05:06 AM |
| dukeiyer | $25.00 | 9/18/2012 10:45:35 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:26 AM |
| azafranke | $200.00 | 9/18/2012 11:34:50 AM |
| keiphers | $25.00 | 9/18/2012 12:10:33 PM |
| helpful-silver7 | $75.00 | 9/18/2012 12:14:18 PM |
| hillerod | $26.18 | 9/18/2012 12:34:09 PM |
| Astyanax | $50.00 | 9/18/2012 10:28:23 AM |
| deal-hickory5 | $38.00 | 9/18/2012 10:31:46 AM |
| dime-sprout | $25.00 | 9/18/2012 10:33:52 AM |
| Mr_Katana | $25.00 | 9/18/2012 12:13:57 PM |
| Track-Layer | $100.00 | 9/18/2012 10:34:42 AM |
| bonus-seahorse | $25.00 | 9/18/2012 12:36:47 PM |
| Elefunt | $25.00 | 9/18/2012 10:40:26 AM |
| Weaverville | $25.00 | 9/18/2012 10:45:21 AM |
| inspired-fund8 | $25.00 | 9/18/2012 12:39:26 PM |
| purposeful-integrity | $15.69 | 9/18/2012 12:42:46 PM |
| MI2 | $5,000.00 | 9/18/2012 9:02:20 AM |
| AF-Chief | $25.00 | 9/18/2012 9:03:37 AM |
| MoneyForNothing | $25.08 | 9/18/2012 9:05:51 AM |
| handy-justice | $25.00 | 9/18/2012 9:03:36 AM |
| receptive-affluence035 | $25.00 | 9/18/2012 9:06:57 AM |
| Blessed1950 | $50.00 | 9/18/2012 9:08:46 AM |
| Thunderswan | $100.00 | 9/18/2012 9:15:55 AM |
| pierrelasvegas | $25.00 | 9/18/2012 9:10:37 AM |
| rescue | $85.00 | 9/18/2012 9:11:13 AM |
| leverage-sensai6 | $25.00 | 9/18/2012 9:17:54 AM |
| micko | $25.00 | 9/18/2012 9:01:45 AM |
| LeReve | $500.00 | 9/18/2012 9:16:48 AM |
| WalnutCreekguy | $50.00 | 9/18/2012 9:18:59 AM |
| mikeandcat | $50.00 | 9/18/2012 9:06:21 AM |
| dmunySF | $50.00 | 9/18/2012 9:30:08 AM |
| supreme-treasure8 | $100.00 | 9/18/2012 9:24:54 AM |
| 52digital | $75.00 | 9/18/2012 9:26:06 AM |
| diplomatic-wealth7 | $25.00 | 9/18/2012 9:26:16 AM |
| YellowJacket | $25.00 | 9/18/2012 9:34:35 AM |
| life-is-great | $25.00 | 9/18/2012 9:12:13 AM |
| fortytwo | $150.00 | 9/18/2012 9:41:18 AM |
| jhernand17 | $25.00 | 9/18/2012 9:34:26 AM |
| nowits10 | $25.00 | 9/18/2012 9:45:47 AM |
| dedicated-transaction796 | $25.00 | 9/18/2012 9:37:16 AM |
| Sunbase | $25.00 | 9/18/2012 9:37:21 AM |
| burrito6 | $50.00 | 9/18/2012 9:40:08 AM |
| red-power-pecan | $50.00 | 9/18/2012 9:49:29 AM |
| SDC | $25.00 | 9/18/2012 9:51:58 AM |
| friendly-gold | $25.00 | 9/18/2012 9:53:30 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:37 AM |
| unassailable-fund | $40.00 | 9/18/2012 9:46:34 AM |
| penny-bearer3 | $25.00 | 9/18/2012 9:56:03 AM |
| adventurer447 | $300.00 | 9/18/2012 9:48:21 AM |
| asiaratt | $50.00 | 9/18/2012 9:50:13 AM |
| Wellman | $25.00 | 9/18/2012 9:51:15 AM |
| leverage-booster | $25.00 | 9/18/2012 10:00:34 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:50 AM |
| money-baron-Roth401k | $25.00 | 9/18/2012 10:02:29 AM |
| upright-commitment5 | $25.00 | 9/18/2012 9:52:38 AM |
| botfolio | $300.00 | 9/18/2012 9:33:04 AM |
| Ballybay | $100.00 | 9/18/2012 10:06:36 AM |
| HamachiMan | $50.00 | 9/18/2012 9:34:56 AM |
| vigorous-velocity | $200.00 | 9/18/2012 9:56:24 AM |
| kind-lovely-marketplace | $25.00 | 9/18/2012 10:07:47 AM |
| jiggaman7 | $100.00 | 9/18/2012 10:08:46 AM |
| professional-vigilance9 | $100.00 | 9/18/2012 10:12:13 AM |
| bold-marketplace-awakening | $150.00 | 9/18/2012 10:01:02 AM |
| smoothmoniker | $25.00 | 9/18/2012 10:02:16 AM |
| Kaj | $25.00 | 9/18/2012 10:14:05 AM |
| ASR3 | $50.00 | 9/18/2012 9:43:55 AM |
| note-oboe | $25.00 | 9/18/2012 10:02:37 AM |
| JohnSmallberries | $25.00 | 9/18/2012 9:45:26 AM |
| capital-renewal | $25.00 | 9/18/2012 10:03:47 AM |
| generous-peace4 | $26.87 | 9/18/2012 10:20:04 AM |
| igloo268 | $25.00 | 9/18/2012 10:04:44 AM |
| shrewd-peace7 | $25.00 | 9/18/2012 10:05:28 AM |
| 87Marc | $25.00 | 9/18/2012 10:24:11 AM |
| zipemdown | $25.00 | 9/18/2012 10:25:43 AM |
| economy-shrubbery6 | $25.00 | 9/18/2012 10:07:50 AM |
| compassionate-auction6 | $150.00 | 9/18/2012 9:48:48 AM |
| finance-prescription | $100.00 | 9/18/2012 10:31:15 AM |
| aader | $25.00 | 9/18/2012 10:11:02 AM |
| the-profit-oracle | $25.00 | 9/18/2012 10:16:12 AM |
| phaded | $25.00 | 9/18/2012 10:18:14 AM |
| valiant-liberty4 | $25.00 | 9/18/2012 10:41:46 AM |
| VmIE | $25.00 | 9/18/2012 10:25:47 AM |
| moola-wildebeest3 | $50.00 | 9/18/2012 9:58:05 AM |
| Jim33 | $25.00 | 9/18/2012 10:59:24 AM |
| proper-exchange8 | $50.00 | 9/18/2012 10:02:24 AM |
| gentle-social0 | $25.00 | 9/18/2012 10:41:43 AM |
| first-pragmatic-power | $25.00 | 9/18/2012 10:43:30 AM |
| FarmersBank | $50.00 | 9/18/2012 11:20:31 AM |
| loyalty-tuba0 | $36.56 | 9/18/2012 12:21:42 PM |
| wishihadmore | $25.00 | 9/18/2012 11:10:49 AM |
| moneytolend72 | $25.00 | 9/18/2012 12:31:49 PM |
| mercuriant | $25.00 | 9/18/2012 10:14:39 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:19:57 AM |
| interstellar | $75.00 | 9/18/2012 10:21:29 AM |
| rvfbroker | $25.00 | 9/18/2012 10:22:18 AM |
| dudebrah | $25.00 | 9/18/2012 11:22:35 AM |
| rine354 | $100.00 | 9/18/2012 12:01:57 PM |
| compatible-deal9 | $25.00 | 9/18/2012 12:22:52 PM |
| KEOLEND | $25.00 | 9/18/2012 10:41:45 AM |
| riveting-community | $26.00 | 9/18/2012 10:51:16 AM |
| money-baron-roth-IRA | $50.00 | 9/18/2012 11:04:48 AM |
| MateCocido | $36.00 | 9/18/2012 11:08:14 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:11 AM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
640962
This series of Notes was issued and sold upon the funding of the borrower loan #74634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $113.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,033 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| keen-loan7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| melodious-fairness | $50.00 | 9/18/2012 5:05:15 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:49 PM |
| j2ee | $50.00 | 9/18/2012 5:05:05 PM |
| missing-link | $25.00 | 9/18/2012 5:13:05 PM |
| Kjw19044 | $50.00 | 9/18/2012 5:06:02 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:26 PM |
| leverage-sensai6 | $25.00 | 9/18/2012 5:17:22 PM |
| fantastic-wampum1 | $100.00 | 9/18/2012 5:12:43 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:21 PM |
| elegant-hope578 | $50.00 | 9/18/2012 5:14:42 PM |
| LeReve | $500.00 | 9/18/2012 5:20:16 PM |
| BostonCapital | $100.00 | 9/18/2012 5:09:45 PM |
| accruer89 | $100.00 | 9/18/2012 5:35:34 PM |
| whitegold24k | $100.00 | 9/18/2012 5:25:51 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:20 PM |
| Miami | $25.00 | 9/18/2012 5:29:58 PM |
| houli123 | $25.00 | 9/18/2012 5:15:48 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:16:23 PM |
| keynaples | $100.00 | 9/18/2012 5:37:29 PM |
| credit-adventurer313 | $25.00 | 9/18/2012 5:39:42 PM |
| real-return2 | $26.00 | 9/18/2012 5:01:18 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:35 PM |
| zotzot | $50.00 | 9/18/2012 5:11:02 PM |
| well-rounded-payout0 | $25.00 | 9/18/2012 5:05:55 PM |
| nickel-ferret | $25.00 | 9/18/2012 5:14:28 PM |
| historic-value7 | $100.00 | 9/18/2012 5:11:44 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:56 PM |
| Drewkeeper | $25.00 | 9/18/2012 5:26:02 PM |
| prudent-bid3 | $25.00 | 9/18/2012 5:37:12 PM |
| jstefans | $25.00 | 9/18/2012 5:23:53 PM |
| genuine-asset240 | $21.50 | 9/18/2012 5:45:01 PM |
| abundanceforever | $52.50 | 9/18/2012 5:12:36 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:17:07 PM |
| dmunySF | $50.00 | 9/18/2012 5:35:17 PM |
| riveting-credit5 | $25.00 | 9/18/2012 5:40:49 PM |
| Beld | $50.00 | 9/18/2012 5:30:06 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:21 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:27 PM |
| important-camaraderi584 | $25.00 | 9/18/2012 5:40:57 PM |
| wwwUniversal | $25.00 | 9/18/2012 5:43:08 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
641084
This series of Notes was issued and sold upon the funding of the borrower loan #74586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $155.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,975 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pinkeelee76 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5500
Monthly expenses: $ 2662
Housing: $ 1150
Insurance: $ 120
Car expenses: $ 567
Utilities: $ 150
Phone, cable, internet: $ 125
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| melodious-fairness | $50.00 | 9/18/2012 5:05:15 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:22 PM |
| wonder3 | $25.00 | 9/18/2012 5:09:23 PM |
| houli123 | $25.00 | 9/18/2012 5:15:48 PM |
| vutah | $35.00 | 9/18/2012 5:04:46 PM |
| goat0 | $100.00 | 9/18/2012 5:22:24 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:03 PM |
| kila-designer | $249.00 | 9/18/2012 5:26:25 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:10 PM |
| decisive-income7 | $1,000.00 | 9/18/2012 5:24:15 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:17 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 5:54:16 PM |
| pdub | $250.00 | 9/18/2012 5:58:30 PM |
| NickelSteamroller | $35.00 | 9/18/2012 5:37:11 PM |
| bold-marketplace-awakening | $150.00 | 9/18/2012 5:39:35 PM |
| riveting-credit5 | $25.00 | 9/18/2012 5:40:50 PM |
| prudent-bid3 | $25.00 | 9/18/2012 5:46:17 PM |
| shellstar | $25.00 | 9/18/2012 6:06:55 PM |
| first-pragmatic-power | $25.00 | 9/18/2012 5:53:32 PM |
| scrappy-diversification7 | $51.00 | 9/18/2012 6:07:17 PM |
| income-triangulation1 | $25.00 | 9/18/2012 5:05:23 PM |
| ferocious-kindness8 | $30.00 | 9/18/2012 5:08:13 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:35 PM |
| openness-antioxidant | $75.00 | 9/18/2012 5:13:48 PM |
| brainy-return234 | $25.00 | 9/18/2012 5:22:57 PM |
| majestic-note6 | $200.00 | 9/18/2012 5:17:51 PM |
| commerce-venture1 | $25.00 | 9/18/2012 5:29:52 PM |
| lovely-currency3 | $50.00 | 9/18/2012 5:43:35 PM |
| EngineersAlliance | $100.00 | 9/18/2012 5:13:12 PM |
| Beld | $50.00 | 9/18/2012 5:30:07 PM |
| 52digital | $75.00 | 9/18/2012 5:48:25 PM |
| leverage-sensai6 | $25.00 | 9/18/2012 5:17:22 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:27 PM |
| mindful-generosity1 | $25.00 | 9/18/2012 5:27:53 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:48:51 PM |
| Miami | $25.00 | 9/18/2012 5:29:58 PM |
| bold-direct-asset | $50.00 | 9/18/2012 5:54:07 PM |
| asset-professor | $25.00 | 9/18/2012 5:55:11 PM |
| _NaLNaBB | $300.00 | 9/18/2012 5:33:25 PM |
| intelligent-yield | $50.00 | 9/18/2012 5:37:31 PM |
| jcw3rd | $25.00 | 9/18/2012 6:06:57 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
641132
This series of Notes was issued and sold upon the funding of the borrower loan #74649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,483 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-framework8 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3200
Monthly expenses: $ 100
Housing: $ 750
Insurance: $ 95
Car expenses: $ 200
Utilities: $ 75
Phone, cable, internet: $ 150
Food, entertainment: $ 50
Clothing, household expenses: $100
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,800.00 | 9/19/2012 9:01:27 AM |
| historic-value7 | $75.00 | 9/19/2012 9:01:57 AM |
| transparency-sapling | $25.00 | 9/19/2012 9:01:02 AM |
| musegaze | $50.00 | 9/19/2012 9:01:10 AM |
| vutah | $25.00 | 9/19/2012 9:01:40 AM |
| careful-compassion | $25.00 | 9/19/2012 9:00:59 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
641240
This series of Notes was issued and sold upon the funding of the borrower loan #74851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
7 | Length of status: | 8y 3m |
|
Amount delinquent:
| $8,257 |
Total credit lines:
| 38 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,703 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 80 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| joeysmom |
Borrower's state:
| Tennessee |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 2
( 22% )
| 680-699
(Nov-2011)
600-619
(Feb-2007)
|
|
Principal balance:
| $3,370.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:?
This loan will be used to consolidate five smaller balance, high-interest credit cards.
My financial situation:?
I am a good candidate for this loan because I have had the same steady job and income for 8.5 yrs as an employed optometrist (not self-employed).
Monthly net income: $5500
Monthly expenses: $5350
Housing: $1450
Insurance: $600
Car expenses: $300
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1600
Student Loans: $450
Monthly income is barely enough to cover monthly expenses, esp. with anything unforeseen (car repairs, broken hot water heater, broken washing machine). It has created a stress in paying other credit bills on time making it impossible to catch up. By consolidating five credit cards, the monthly payments will decrease by $200/mo. That savings will be dedicated to debt and emergencies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/18/2012 5:02:25 PM |
| historic-value7 | $200.00 | 9/18/2012 5:03:14 PM |
| handy-justice | $50.00 | 9/18/2012 5:02:38 PM |
| TheSituation | $25.00 | 9/18/2012 5:04:33 PM |
| attractive-rate | $25.00 | 9/18/2012 5:05:31 PM |
| trade-boots1 | $60.00 | 9/18/2012 5:06:13 PM |
| vutah | $65.00 | 9/18/2012 5:04:17 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
641280
This series of Notes was issued and sold upon the funding of the borrower loan #74879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $598.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Arliebobob |
Borrower's state:
| Georgia |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 91% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $22,000.00 | < 31 days late:
| 3
( 7% )
| 660-679
(Sep-2011)
660-679
(Jul-2007)
660-679
(Jun-2007)
|
|
Principal balance:
| $7,663.81 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 46 | | |
Description
Payoff Loan and Business Funding
Purpose of loan: Payoff existing loan and fund new business "Dinner4U
My financial situation:
I am a good candidate for this loan because...low or no existing debt...stable income...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/18/2012 5:01:29 PM |
| productive-note2 | $50.00 | 9/18/2012 5:08:25 PM |
| promise2 | $25.00 | 9/18/2012 5:11:04 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:04 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:30 PM |
| silver-wonder278 | $25.00 | 9/18/2012 5:13:37 PM |
| AF-Chief | $25.00 | 9/18/2012 5:16:37 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:23 PM |
| UstedEsElHombre | $100.00 | 9/18/2012 5:22:45 PM |
| the-credit-maker | $100.00 | 9/18/2012 5:23:46 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:15 PM |
| leverage-sensai6 | $25.00 | 9/18/2012 5:17:23 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:01 PM |
| jamiee73 | $25.00 | 9/18/2012 5:06:30 PM |
| Feyenoord | $30.00 | 9/18/2012 5:21:07 PM |
| diplomatic-wealth7 | $25.00 | 9/18/2012 5:21:32 PM |
| dmunySF | $50.00 | 9/18/2012 5:35:17 PM |
| marwadi-62 | $1,000.00 | 9/18/2012 5:25:44 PM |
| jkeller4000 | $100.00 | 9/18/2012 5:12:22 PM |
| fantastic-wampum1 | $35.00 | 9/18/2012 5:12:43 PM |
| principal-cooker2 | $50.00 | 9/18/2012 5:46:38 PM |
| skillful-asset5 | $30.00 | 9/18/2012 5:47:31 PM |
| 52digital | $75.00 | 9/18/2012 5:48:26 PM |
| thelovebug | $100.00 | 9/18/2012 5:48:29 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:48:52 PM |
| phaded | $25.00 | 9/18/2012 5:31:52 PM |
| payment-chief9 | $25.00 | 9/18/2012 5:50:46 PM |
| compassionate-auction6 | $47.00 | 9/18/2012 5:33:15 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:17:19 PM |
| Cory79 | $30.05 | 9/18/2012 5:53:50 PM |
| mikeandcat | $250.00 | 9/18/2012 5:35:17 PM |
| value-wind0 | $25.00 | 9/18/2012 5:17:59 PM |
| poetic-reward0 | $75.00 | 9/18/2012 5:37:34 PM |
| the-respectful-transaction | $25.00 | 9/18/2012 5:55:46 PM |
| best-elevated-social | $25.00 | 9/18/2012 5:39:01 PM |
| worldly-community3 | $50.00 | 9/18/2012 5:19:32 PM |
| pdub | $750.00 | 9/18/2012 5:56:22 PM |
| bubb_hans | $25.00 | 9/18/2012 5:20:08 PM |
| jstefans | $25.00 | 9/18/2012 5:23:53 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:11 PM |
| five-star-note | $200.00 | 9/18/2012 5:24:36 PM |
| TronMedici | $50.00 | 9/18/2012 5:27:15 PM |
| a-dough-plato | $25.00 | 9/18/2012 5:28:25 PM |
| SirJev | $50.00 | 9/18/2012 5:54:57 PM |
| mikbos | $25.00 | 9/18/2012 5:35:22 PM |
| payout-paradise5 | $25.00 | 9/18/2012 6:22:56 PM |
| bold-marketplace-awakening | $150.00 | 9/18/2012 5:39:35 PM |
| dough-kitten5 | $25.00 | 9/18/2012 6:27:33 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:19 PM |
| fcrick | $25.00 | 9/18/2012 5:44:14 PM |
| Lubava | $30.00 | 9/18/2012 6:32:59 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 6:06:44 PM |
| dollar-vibraphone4 | $75.75 | 9/18/2012 6:07:40 PM |
| transaction-hugger4 | $100.00 | 9/18/2012 5:50:06 PM |
| enchanted-diversification496 | $50.00 | 9/18/2012 5:54:37 PM |
| Bank_of_the_Galaxy | $25.00 | 9/18/2012 5:55:58 PM |
| mercuriant | $25.00 | 9/18/2012 5:56:43 PM |
| WeedPatch | $50.00 | 9/18/2012 5:57:39 PM |
| dough-souffle | $25.00 | 9/18/2012 5:57:52 PM |
| rubylender | $25.00 | 9/18/2012 6:39:34 PM |
| well-rounded-dinero | $25.00 | 9/18/2012 6:25:26 PM |
| money-bauble | $200.00 | 9/18/2012 6:31:33 PM |
| MI2 | $5,000.00 | 9/18/2012 5:02:27 PM |
| handy-justice | $50.00 | 9/18/2012 5:04:15 PM |
| enriching-dollar1 | $98.00 | 9/18/2012 5:08:22 PM |
| enchanted-note14 | $25.00 | 9/18/2012 5:05:43 PM |
| JeremyLinFan | $40.00 | 9/18/2012 5:06:36 PM |
| thankful-nickel2 | $55.55 | 9/18/2012 5:15:00 PM |
| profit-powerplant | $25.00 | 9/18/2012 5:17:35 PM |
| MoneyForNothing | $25.42 | 9/18/2012 5:18:26 PM |
| cash-reaction2 | $25.00 | 9/18/2012 5:20:34 PM |
| durability-ace9 | $30.00 | 9/18/2012 5:21:44 PM |
| return-grizzly | $100.00 | 9/18/2012 5:23:12 PM |
| Dubbly | $25.00 | 9/18/2012 5:03:19 PM |
| SkepticalBen | $25.00 | 9/18/2012 5:29:12 PM |
| historic-value7 | $100.00 | 9/18/2012 5:17:58 PM |
| top-historic-peso | $25.00 | 9/18/2012 5:30:28 PM |
| wise-felicity-blossom | $54.00 | 9/18/2012 5:06:55 PM |
| LeReve | $500.00 | 9/18/2012 5:20:25 PM |
| whitegold24k | $150.00 | 9/18/2012 5:22:03 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:27 PM |
| azazle | $25.00 | 9/18/2012 5:11:35 PM |
| Zane314 | $50.00 | 9/18/2012 5:41:30 PM |
| wwwUniversal | $25.00 | 9/18/2012 5:43:08 PM |
| prudent-bid3 | $25.00 | 9/18/2012 5:43:27 PM |
| halothane_logic | $25.27 | 9/18/2012 5:12:46 PM |
| the_spook | $29.21 | 9/18/2012 5:47:40 PM |
| Beld | $50.00 | 9/18/2012 5:30:08 PM |
| genius520 | $100.00 | 9/18/2012 5:30:51 PM |
| elegant-hope578 | $50.00 | 9/18/2012 5:14:43 PM |
| witty-openness | $25.00 | 9/18/2012 5:48:31 PM |
| FASTIZIO_P | $27.00 | 9/18/2012 5:50:14 PM |
| money-baron-Roth401k | $25.00 | 9/18/2012 5:51:18 PM |
| finance-prescription | $100.00 | 9/18/2012 5:33:00 PM |
| social-cocktail1 | $200.00 | 9/18/2012 5:34:46 PM |
| Miklot | $30.00 | 9/18/2012 5:53:46 PM |
| gotjack-IRA | $100.03 | 9/18/2012 5:36:02 PM |
| Comoparklender | $25.00 | 9/18/2012 5:57:05 PM |
| asiaratt | $50.00 | 9/18/2012 5:20:32 PM |
| janeybooboo | $74.74 | 9/18/2012 5:44:57 PM |
| unfixer | $25.00 | 9/18/2012 5:23:50 PM |
| nourishing-wampum7 | $25.00 | 9/18/2012 5:47:49 PM |
| first-pragmatic-power | $25.00 | 9/18/2012 5:53:32 PM |
| careful-vigilance4 | $25.00 | 9/18/2012 5:31:16 PM |
| return-pioneer221 | $200.00 | 9/18/2012 5:55:03 PM |
| RGlad | $65.00 | 9/18/2012 6:16:30 PM |
| jazzlender | $25.00 | 9/18/2012 5:34:26 PM |
| kinetic-loot436 | $30.00 | 9/18/2012 5:59:12 PM |
| sflash | $25.00 | 9/18/2012 6:26:57 PM |
| WalnutCreekguy | $50.00 | 9/18/2012 6:07:23 PM |
| the-healthy-commitment | $25.00 | 9/18/2012 5:47:41 PM |
| DirtyJenga | $25.00 | 9/18/2012 5:48:02 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:34 PM |
| bazaar-tulip | $500.00 | 9/18/2012 6:17:11 PM |
| deal-hickory5 | $100.00 | 9/18/2012 6:23:10 PM |
| red-power-pecan | $50.00 | 9/18/2012 6:23:28 PM |
| prudent-payment316 | $25.00 | 9/18/2012 6:02:26 PM |
| valiant-liberty4 | $25.00 | 9/18/2012 6:19:23 PM |
| Investor_DP | $200.00 | 9/18/2012 6:25:52 PM |
| Iceman1347 | $75.00 | 9/18/2012 6:40:47 PM |
| WriteTheLegend | $112.98 | 9/18/2012 6:42:03 PM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
641356
This series of Notes was issued and sold upon the funding of the borrower loan #74801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $450.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,796 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wndrtigres |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 54 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $29,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
700-719
(Dec-2009)
700-719
(Apr-2008)
660-679
(Mar-2007)
|
|
Principal balance:
| $5,205.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to help me consolidate my debt and pay off some of my other consumer loan debt. I have developed a strict budget and am using this money to allow me to better balance my budget. In addition, my debt to income ratio is ~37%
My financial situation:
I am a good candidate for this loan because I have been a Prosper investor and borrower. With my previous loans, I have never missed a payment, pay all of my other bills on time. I have a strong credit report except for my credit-card ratio. I would like to continue to build a strong credit history!
If you have questions, please feel free to ask away. Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:44 PM |
| income-triangulation1 | $25.00 | 9/17/2012 5:08:45 PM |
| LoanerPrincipal | $25.00 | 9/17/2012 5:09:02 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:17 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:49 PM |
| investment-artist | $89.10 | 9/17/2012 5:18:56 PM |
| MoneyForNothing | $54.54 | 9/17/2012 5:06:29 PM |
| credit-maple | $25.00 | 9/17/2012 5:07:00 PM |
| best-bonafide-p2p | $50.00 | 9/17/2012 5:08:17 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:56 PM |
| mtquan | $25.00 | 9/17/2012 5:47:41 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:55 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:14 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:09 PM |
| supertux | $25.00 | 9/17/2012 6:02:47 PM |
| djs81 | $75.00 | 9/17/2012 5:28:54 PM |
| payout-paladin3 | $500.00 | 9/17/2012 6:10:13 PM |
| payout-paladin3 | $500.00 | 9/17/2012 6:27:06 PM |
| networks4ever | $25.00 | 9/17/2012 5:34:52 PM |
| RGlad | $185.00 | 9/17/2012 6:32:48 PM |
| justreturns | $25.00 | 9/17/2012 6:04:49 PM |
| azazle | $50.00 | 9/17/2012 5:42:09 PM |
| marketplace-singularity3 | $50.00 | 9/17/2012 7:15:27 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:31 PM |
| one-midas | $50.00 | 9/17/2012 6:33:25 PM |
| thankful-nickel2 | $50.00 | 9/17/2012 7:45:28 PM |
| community-burrito9 | $75.00 | 9/17/2012 6:42:42 PM |
| Sixmil | $100.00 | 9/17/2012 8:51:22 PM |
| overflowinglife | $50.00 | 9/17/2012 6:54:17 PM |
| invincible-agreement8 | $200.00 | 9/17/2012 7:03:11 PM |
| Rulea72 | $25.00 | 9/17/2012 9:19:24 PM |
| dime-selector | $30.79 | 9/17/2012 9:32:30 PM |
| FWF-kinetic | $25.00 | 9/17/2012 9:37:18 PM |
| fate-amenable-to-change | $40.00 | 9/17/2012 9:49:26 PM |
| payout-thinker7 | $25.00 | 9/17/2012 9:52:05 PM |
| bellaquito | $500.00 | 9/17/2012 7:11:40 PM |
| forceful-wealth244 | $25.00 | 9/17/2012 5:59:51 PM |
| helpful-loan245 | $25.00 | 9/17/2012 7:17:29 PM |
| superb-transparency799 | $50.00 | 9/18/2012 12:29:33 AM |
| friendly-gold | $25.00 | 9/17/2012 6:00:37 PM |
| MI2 | $5,000.00 | 9/17/2012 7:43:47 PM |
| HenlopenCapital | $25.00 | 9/18/2012 1:01:48 AM |
| ponch12 | $50.00 | 9/18/2012 4:10:20 AM |
| magical-fairness4 | $25.00 | 9/17/2012 8:52:37 PM |
| keen-credit6 | $27.00 | 9/17/2012 6:13:41 PM |
| DrNano | $50.00 | 9/17/2012 8:59:07 PM |
| Hippo-IRA1 | $40.00 | 9/18/2012 5:11:46 AM |
| donnajoy | $25.00 | 9/18/2012 5:35:28 AM |
| BizAnalyst | $50.00 | 9/18/2012 5:39:21 AM |
| Asgardian | $25.00 | 9/18/2012 6:06:38 AM |
| dukeiyer | $25.00 | 9/17/2012 11:38:29 PM |
| CalBear08 | $33.33 | 9/17/2012 11:55:04 PM |
| dough-hammock | $25.00 | 9/18/2012 6:32:45 AM |
| balance316 | $26.00 | 9/18/2012 6:33:17 AM |
| newest-thrilling-income | $25.00 | 9/18/2012 6:34:12 AM |
| Epiphanic | $25.00 | 9/18/2012 7:11:35 AM |
| brondero | $66.00 | 9/18/2012 7:28:04 AM |
| p2p-gala | $25.00 | 9/18/2012 7:36:01 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:07 AM |
| MoneyTree79 | $110.71 | 9/18/2012 5:10:58 AM |
| krafty01 | $25.00 | 9/18/2012 5:35:48 AM |
| cash-cymbal3 | $100.00 | 9/18/2012 8:14:38 AM |
| wojo | $25.00 | 9/18/2012 6:07:23 AM |
| chicagobanker | $50.00 | 9/17/2012 7:53:04 PM |
| encore06 | $25.00 | 9/18/2012 6:18:29 AM |
| bid-stockpiler1 | $100.00 | 9/18/2012 8:29:49 AM |
| Anamorph | $25.00 | 9/17/2012 8:16:09 PM |
| USMC0311 | $50.00 | 9/18/2012 8:35:10 AM |
| first-serene-credit | $25.00 | 9/17/2012 9:50:42 PM |
| serene-capital | $100.00 | 9/17/2012 10:12:36 PM |
| responsive-value4 | $25.00 | 9/17/2012 10:53:22 PM |
| rlaboy | $25.00 | 9/18/2012 7:33:43 AM |
| 340 | $50.54 | 9/18/2012 12:35:38 AM |
| cozy-principal883 | $46.81 | 9/18/2012 8:02:34 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:54 AM |
| Rollshaft | $25.00 | 9/18/2012 3:31:58 AM |
| Leshan | $100.00 | 9/18/2012 8:34:07 AM |
| valiant-money | $70.00 | 9/18/2012 8:42:28 AM |
| 888GoldIngots | $37.75 | 9/18/2012 4:08:11 AM |
| LaBamba | $100.00 | 9/18/2012 4:46:21 AM |
| XP | $25.00 | 9/18/2012 5:08:30 AM |
| 1willray | $29.78 | 9/18/2012 5:23:33 AM |
| Manvel | $25.00 | 9/18/2012 6:04:23 AM |
| Mrs-Honeydew | $30.00 | 9/18/2012 7:12:38 AM |
| damage | $25.00 | 9/18/2012 9:12:22 AM |
| promise2 | $25.00 | 9/18/2012 8:12:11 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:47 AM |
| planetibet | $25.00 | 9/18/2012 8:27:55 AM |
| atlas100 | $100.00 | 9/18/2012 8:31:26 AM |
| decisive-income7 | $1,000.00 | 9/18/2012 9:12:30 AM |
| qwknick57 | $25.00 | 9/18/2012 9:05:12 AM |
| decisive-income7 | $296.06 | 9/18/2012 9:12:40 AM |
| dynadave | $1,500.00 | 9/18/2012 9:12:05 AM |
| Bank_Of_XL | $25.00 | 9/17/2012 5:11:21 PM |
| BDL-Roth | $25.00 | 9/17/2012 5:16:24 PM |
| Eminent_Endeavors | $34.17 | 9/17/2012 5:08:15 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:40 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:24 PM |
| LeReve | $500.00 | 9/17/2012 5:29:12 PM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 5:31:28 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:22:55 PM |
| ready-interest9 | $25.00 | 9/17/2012 5:37:11 PM |
| intrepid-compassion29 | $25.00 | 9/17/2012 5:42:33 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:52 PM |
| CMJ-Partners | $100.00 | 9/17/2012 5:31:32 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:23 PM |
| wetlands | $200.00 | 9/17/2012 5:24:24 PM |
| john0720 | $25.00 | 9/17/2012 5:58:47 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:55 PM |
| Science7124 | $25.00 | 9/17/2012 5:48:46 PM |
| __A1B2 | $25.07 | 9/17/2012 6:11:37 PM |
| RGlad | $65.00 | 9/17/2012 6:20:47 PM |
| green-high-five7 | $25.00 | 9/17/2012 6:01:17 PM |
| phaques | $225.00 | 9/17/2012 7:03:22 PM |
| janeybooboo | $74.74 | 9/17/2012 6:15:54 PM |
| janeybooboo | $25.26 | 9/17/2012 6:33:01 PM |
| papaloha | $333.00 | 9/17/2012 8:52:25 PM |
| rcs2003 | $25.00 | 9/17/2012 7:02:41 PM |
| Fire2 | $25.00 | 9/17/2012 9:20:12 PM |
| blue-laudable-dinero | $75.00 | 9/17/2012 9:32:06 PM |
| vutah | $25.00 | 9/17/2012 9:37:49 PM |
| DownHomeLender | $25.00 | 9/18/2012 12:15:33 AM |
| integrity-american | $29.00 | 9/17/2012 8:01:36 PM |
| newest-currency-vibrato | $25.00 | 9/17/2012 8:18:21 PM |
| handy-affluence9 | $41.00 | 9/18/2012 5:03:36 AM |
| Feyenoord | $30.00 | 9/17/2012 6:17:21 PM |
| awesome-generosity4 | $30.00 | 9/18/2012 5:39:35 AM |
| hokee | $25.00 | 9/18/2012 5:43:31 AM |
| TigerForce | $27.45 | 9/18/2012 5:46:51 AM |
| EverettFinancial | $25.00 | 9/17/2012 10:46:25 PM |
| new-ore-venture | $150.00 | 9/18/2012 12:08:41 AM |
| EODCAP | $25.00 | 9/18/2012 6:30:55 AM |
| 340IRA | $64.72 | 9/18/2012 12:36:24 AM |
| phaded | $25.00 | 9/17/2012 6:45:33 PM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:16 AM |
| s270 | $100.00 | 9/17/2012 7:23:37 PM |
| Digs | $25.00 | 9/18/2012 4:55:04 AM |
| economy-popcorn | $50.00 | 9/18/2012 5:50:53 AM |
| dissector56958 | $44.75 | 9/18/2012 8:26:53 AM |
| prudent-bid3 | $60.00 | 9/18/2012 6:21:03 AM |
| MoneyBadger | $25.00 | 9/18/2012 6:22:37 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:40 AM |
| TheArtOfLogic | $25.00 | 9/17/2012 8:44:50 PM |
| cesade | $76.34 | 9/18/2012 8:37:26 AM |
| KristenHorseLuv | $29.07 | 9/18/2012 6:56:13 AM |
| loot-knickers5 | $500.00 | 9/17/2012 9:24:38 PM |
| calbertrand | $25.00 | 9/18/2012 7:08:26 AM |
| JonDough | $25.00 | 9/18/2012 8:51:34 AM |
| deal-gazer | $50.00 | 9/17/2012 10:25:56 PM |
| sublime-liberty6 | $50.00 | 9/17/2012 10:28:09 PM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:45 AM |
| dinero-wizard9 | $100.00 | 9/18/2012 7:28:12 AM |
| red-investment-ranch | $110.13 | 9/17/2012 11:49:26 PM |
| power-leader1 | $25.00 | 9/18/2012 8:11:48 AM |
| viennese | $25.00 | 9/18/2012 3:01:16 AM |
| BxRealtor | $25.00 | 9/18/2012 9:03:47 AM |
| Ambassador | $121.00 | 9/18/2012 3:52:46 AM |
| horseshoelake | $100.00 | 9/18/2012 8:44:33 AM |
| gold-fluffy-bunny4 | $52.22 | 9/18/2012 4:28:33 AM |
| Socorro_Capital_Partners | $25.01 | 9/18/2012 8:49:29 AM |
| lnuss25 | $50.00 | 9/18/2012 5:13:53 AM |
| peaceful-greenback719 | $50.00 | 9/18/2012 5:22:13 AM |
| enticing-note | $25.00 | 9/18/2012 9:06:02 AM |
| wojo | $25.00 | 9/18/2012 5:59:17 AM |
| i3urtonair | $25.00 | 9/18/2012 6:30:46 AM |
| flexible-rate1 | $25.00 | 9/18/2012 9:07:19 AM |
| Yogidog | $25.00 | 9/18/2012 9:08:11 AM |
| fuse136 | $25.00 | 9/18/2012 6:47:21 AM |
| birchbark86 | $25.00 | 9/18/2012 6:50:08 AM |
| satisfying-reward1 | $27.65 | 9/18/2012 7:00:06 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:14 AM |
| TC_12June12 | $25.00 | 9/18/2012 9:12:16 AM |
| ore-hero231 | $200.00 | 9/18/2012 9:07:06 AM |
| Natronpee | $25.00 | 9/18/2012 9:09:08 AM |
| miked8303 | $44.00 | 9/18/2012 9:09:19 AM |
| peso-dancer3 | $25.00 | 9/18/2012 8:59:06 AM |
| Retired_Senior | $27.00 | 9/18/2012 9:03:09 AM |
| the-enthralling-coin | $25.00 | 9/18/2012 9:04:30 AM |
| Mint_Man | $25.00 | 9/18/2012 9:06:14 AM |
| mvalley | $25.00 | 9/18/2012 9:10:55 AM |
| Bob450 | $25.00 | 9/18/2012 9:11:05 AM |
| Plow_n_Sow | $75.00 | 9/18/2012 9:11:11 AM |
| finance-kayak30 | $100.00 | 9/18/2012 9:12:28 AM |
| 183 Investments
|
Borrower Payment Dependent Notes Series
641406
This series of Notes was issued and sold upon the funding of the borrower loan #74604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 15.74% |
Borrower rate/APR:
| 16.74% / 19.11% |
Monthly payment:
| $247.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.68% | | |
| |
Estimated return*:
| 11.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $210 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| authoritative-point7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
|
|
Principal balance:
| $3,745.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
debt consolidation
Purpose of loan:
I am looking to pay off a current loan I have for $3700 and to buy a newer vehicle with the remainging balance.
My financial situation:
I am a good candidate for this loan because I have a stable management position in a strong auto parts company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-liberty-oyster | $100.00 | 9/18/2012 5:04:47 PM |
| spartacusiam | $25.00 | 9/18/2012 5:16:02 PM |
| thrifty-transaction578 | $25.00 | 9/18/2012 5:16:08 PM |
| windguy | $50.00 | 9/18/2012 5:18:51 PM |
| mtquan | $25.00 | 9/18/2012 5:24:02 PM |
| LeReve | $500.00 | 9/18/2012 5:19:56 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:04 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:12 PM |
| TeachMeSS | $50.00 | 9/18/2012 5:51:46 PM |
| stylish-revenue4 | $25.00 | 9/18/2012 6:06:23 PM |
| whitegoldira | $150.00 | 9/18/2012 6:24:17 PM |
| justice-trajectory7 | $25.00 | 9/18/2012 5:38:32 PM |
| income-buffalo1 | $50.70 | 9/18/2012 6:58:50 PM |
| s270 | $50.00 | 9/18/2012 7:08:13 PM |
| Astyanax | $39.61 | 9/18/2012 7:42:01 PM |
| bonafide-yield351 | $25.00 | 9/18/2012 9:28:37 PM |
| bellaquito | $500.00 | 9/18/2012 6:52:13 PM |
| davidc314 | $50.00 | 9/18/2012 9:47:29 PM |
| KindCharmingReflective-affluence | $25.00 | 9/18/2012 10:36:51 PM |
| jubilant-fund6 | $40.00 | 9/18/2012 7:22:38 PM |
| fate-amenable-to-change | $35.00 | 9/18/2012 11:55:24 PM |
| ChoiceInvestments | $26.00 | 9/18/2012 9:10:03 PM |
| napmanger | $100.00 | 9/18/2012 9:12:25 PM |
| moola-cell3 | $49.00 | 9/19/2012 6:37:08 AM |
| Sanford-N-Sons | $25.00 | 9/18/2012 6:59:11 PM |
| Malkial | $25.00 | 9/18/2012 9:37:48 PM |
| Bob450 | $25.00 | 9/18/2012 7:02:58 PM |
| ukawuba | $25.00 | 9/19/2012 7:30:30 AM |
| thehousewife | $25.00 | 9/19/2012 7:57:58 AM |
| BuzzyBee336 | $50.00 | 9/18/2012 7:37:47 PM |
| Altitude-Transport | $25.00 | 9/18/2012 11:52:29 PM |
| valiant-pound8 | $47.99 | 9/18/2012 7:43:38 PM |
| tolerant-dinero2 | $25.00 | 9/18/2012 8:17:56 PM |
| 1willray | $32.18 | 9/19/2012 4:55:27 AM |
| equitable-camaraderi | $25.00 | 9/19/2012 5:33:01 AM |
| zanglish101 | $30.00 | 9/19/2012 7:09:04 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:27 AM |
| Altitude-Transport | $25.00 | 9/19/2012 12:14:16 AM |
| ferdberfel | $25.00 | 9/19/2012 7:19:53 AM |
| youthful-currency9 | $94.54 | 9/19/2012 7:20:52 AM |
| businessbroker101 | $100.99 | 9/19/2012 7:51:44 AM |
| kulender | $100.00 | 9/19/2012 4:58:52 AM |
| peaceful-greenback719 | $25.00 | 9/19/2012 5:21:03 AM |
| sgt-schultz | $45.00 | 9/19/2012 7:07:05 AM |
| FinanceEngine | $60.00 | 9/19/2012 7:09:49 AM |
| mikeandcat | $159.67 | 9/19/2012 8:02:13 AM |
| Brisket_Bob | $25.00 | 9/19/2012 8:06:36 AM |
| Archaeologist | $29.76 | 9/19/2012 8:09:52 AM |
| imdave4me | $75.00 | 9/19/2012 8:14:51 AM |
| helping-out | $34.28 | 9/19/2012 8:17:38 AM |
| Taxman44 | $25.00 | 9/18/2012 5:17:30 PM |
| john0720 | $25.00 | 9/18/2012 5:12:40 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:28 PM |
| agreement-mesh9 | $35.00 | 9/18/2012 5:28:20 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:23 PM |
| Castellan | $50.00 | 9/18/2012 5:32:51 PM |
| CreditBuilder2 | $25.01 | 9/18/2012 5:35:46 PM |
| DoctorJoe | $25.00 | 9/18/2012 5:44:02 PM |
| Cai8899 | $25.00 | 9/18/2012 5:30:04 PM |
| wetlands | $200.00 | 9/18/2012 5:14:55 PM |
| azazle | $50.00 | 9/18/2012 5:17:42 PM |
| MoneyForNothing | $25.11 | 9/18/2012 5:20:45 PM |
| networks4ever | $25.00 | 9/18/2012 5:58:10 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:12 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:52 PM |
| mariah8641 | $30.00 | 9/18/2012 5:39:56 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:21 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:06:02 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:54 PM |
| pdub | $500.00 | 9/18/2012 5:57:12 PM |
| Fitiwalt7 | $25.00 | 9/18/2012 8:08:37 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:48 PM |
| CMJ-Partners | $100.00 | 9/18/2012 6:03:42 PM |
| benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:53 PM |
| active-wealth3 | $25.00 | 9/18/2012 10:41:10 PM |
| D100 | $31.00 | 9/18/2012 8:01:19 PM |
| Digs | $25.00 | 9/19/2012 4:55:48 AM |
| Jerrys1951 | $43.41 | 9/18/2012 8:27:20 PM |
| 111TaxMan | $25.00 | 9/19/2012 5:22:14 AM |
| eljobe | $45.00 | 9/19/2012 5:36:29 AM |
| YosemiteSam | $25.00 | 9/19/2012 5:40:42 AM |
| RGlad | $200.00 | 9/18/2012 8:48:33 PM |
| reward-excellency1 | $25.00 | 9/19/2012 6:24:51 AM |
| Mindful7 | $25.00 | 9/19/2012 6:55:32 AM |
| larryboy10 | $25.00 | 9/18/2012 10:29:44 PM |
| bbt210 | $25.05 | 9/19/2012 7:23:17 AM |
| buckeyebucks | $50.00 | 9/19/2012 7:31:02 AM |
| AngusFarmer | $25.00 | 9/19/2012 7:58:51 AM |
| credit-coach118 | $25.16 | 9/19/2012 8:25:40 AM |
| credit-adventurer313 | $26.00 | 9/19/2012 2:51:02 AM |
| bilecibank | $25.00 | 9/19/2012 8:36:33 AM |
| phenomenal-rate1 | $216.48 | 9/19/2012 8:52:37 AM |
| quest0 | $50.00 | 9/19/2012 5:06:24 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 5:22:20 AM |
| cash-cymbal3 | $100.00 | 9/19/2012 5:58:45 AM |
| nalaari | $25.00 | 9/19/2012 6:10:22 AM |
| Leshan | $100.00 | 9/19/2012 7:03:49 AM |
| Altitude-Transport | $31.19 | 9/19/2012 12:15:08 AM |
| EretzCapital | $150.00 | 9/19/2012 7:23:03 AM |
| skockie | $100.00 | 9/19/2012 7:23:20 AM |
| wise-intelligent-duty | $25.00 | 9/19/2012 7:24:25 AM |
| bbt28 | $25.05 | 9/19/2012 7:28:53 AM |
| the-cash-allotment | $59.55 | 9/19/2012 7:37:00 AM |
| OGS_Capital | $25.00 | 9/19/2012 7:43:39 AM |
| Hobson | $30.00 | 9/19/2012 7:51:55 AM |
| sassybaskets | $30.88 | 9/19/2012 7:57:03 AM |
| birchbark86 | $25.00 | 9/19/2012 7:59:42 AM |
| bonafide-loan214 | $172.25 | 9/19/2012 8:02:43 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:38 AM |
| newest-thrilling-income | $25.00 | 9/19/2012 6:17:41 AM |
| master648 | $35.00 | 9/19/2012 7:11:24 AM |
| investment-comet | $25.00 | 9/19/2012 7:12:36 AM |
| BaxterSandy | $29.14 | 9/19/2012 7:24:23 AM |
| TPDODGER | $35.00 | 9/19/2012 8:16:46 AM |
| bridgedoctor | $93.12 | 9/19/2012 8:47:44 AM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
641544
This series of Notes was issued and sold upon the funding of the borrower loan #74954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,446 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-plum3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a few credit card bills...
My financial situation:
I am a good candidate for this loan because I take repaying my just debts very seriously...
Monthly net income: 5684.00
Monthly expenses: $4600.00
Housing: $835.00
Insurance: $138.00
Car expenses: $578.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1800.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| PrimeFunding | $25.00 | 9/19/2012 9:10:02 AM |
| duty-viola | $25.00 | 9/19/2012 9:42:44 AM |
| riveting-credit5 | $25.00 | 9/19/2012 9:21:05 AM |
| EarlyRiser | $250.00 | 9/19/2012 9:43:39 AM |
| liberty-tostada7 | $50.00 | 9/19/2012 9:46:46 AM |
| samurai2 | $26.64 | 9/19/2012 1:33:38 PM |
| money-baron | $50.00 | 9/19/2012 10:40:32 AM |
| bold-social-widget | $25.00 | 9/19/2012 10:48:33 AM |
| let_me_retire | $75.00 | 9/19/2012 10:12:12 AM |
| refresher211 | $25.00 | 9/19/2012 11:01:03 AM |
| ore-accord | $25.00 | 9/19/2012 7:06:38 PM |
| deal-hickory5 | $100.00 | 9/19/2012 5:54:47 PM |
| adamdroker | $25.00 | 9/19/2012 9:16:13 PM |
| trade-boots1 | $100.00 | 9/20/2012 9:05:39 AM |
| quest0 | $50.00 | 9/20/2012 4:19:52 AM |
| dudebrah | $25.00 | 9/20/2012 7:56:58 AM |
| durability-ace9 | $30.00 | 9/20/2012 9:27:26 AM |
| vivid-return426 | $25.00 | 9/20/2012 9:13:01 AM |
| IIP77 | $25.00 | 9/20/2012 9:05:25 AM |
| djh47a | $25.00 | 9/20/2012 9:54:31 AM |
| bubb_hans | $25.00 | 9/20/2012 9:43:00 AM |
| the-credit-maker | $25.00 | 9/20/2012 10:24:53 AM |
| apostle901 | $25.00 | 9/20/2012 10:24:56 AM |
| yons88 | $25.00 | 9/20/2012 2:07:45 PM |
| blue-goal-deal | $25.00 | 9/20/2012 2:21:06 PM |
| preeminant-greenback024 | $35.00 | 9/20/2012 3:06:56 PM |
| gain-expert | $35.00 | 9/20/2012 3:37:23 PM |
| benefit-hunter5 | $25.00 | 9/20/2012 10:04:56 AM |
| compatible-deal9 | $25.00 | 9/20/2012 11:31:15 AM |
| pro337 | $35.00 | 9/20/2012 1:25:18 PM |
| geophreigh | $25.00 | 9/20/2012 1:26:26 PM |
| newest-peace-surgeon | $50.00 | 9/20/2012 10:42:00 AM |
| greenback-sage433 | $25.00 | 9/20/2012 10:46:00 AM |
| youngtmlender | $30.79 | 9/20/2012 4:13:20 PM |
| enriched-return057 | $300.00 | 9/20/2012 12:04:10 PM |
| credit-adventurer313 | $25.00 | 9/20/2012 12:08:10 PM |
| CA_Lender | $25.00 | 9/20/2012 3:35:27 PM |
| graceful-balance3 | $200.00 | 9/20/2012 4:04:14 PM |
| durability-seahorse7 | $100.00 | 9/19/2012 9:24:13 AM |
| businessbroker101 | $25.00 | 9/19/2012 9:10:32 AM |
| papaloha | $25.00 | 9/19/2012 9:31:01 AM |
| worthy-bid8 | $100.00 | 9/19/2012 9:34:17 AM |
| lovely-currency3 | $50.00 | 9/19/2012 9:32:40 AM |
| berniemadeoff | $25.00 | 9/19/2012 10:31:22 AM |
| jkeller4000 | $25.00 | 9/19/2012 10:42:11 AM |
| imogen22 | $25.00 | 9/19/2012 10:57:30 AM |
| favorite-commerce | $50.00 | 9/19/2012 11:41:26 AM |
| squeebie | $50.00 | 9/19/2012 11:03:36 AM |
| CA-Lender | $25.00 | 9/19/2012 3:10:49 PM |
| reward-adventure | $50.00 | 9/19/2012 5:01:11 PM |
| melodious-openness | $200.00 | 9/19/2012 5:21:24 PM |
| top-responsibility-sage | $50.00 | 9/19/2012 7:44:06 PM |
| money-fort | $25.00 | 9/19/2012 7:50:51 PM |
| responsibility-butterfly | $25.00 | 9/19/2012 6:28:12 PM |
| speedy-point | $25.00 | 9/19/2012 11:46:58 PM |
| bewitching-dollar5 | $100.00 | 9/19/2012 6:10:07 PM |
| bid-stockpiler1 | $51.00 | 9/19/2012 6:57:59 PM |
| RSV | $25.00 | 9/20/2012 4:30:07 AM |
| fountain355 | $50.00 | 9/20/2012 5:08:53 AM |
| Ronnieboy888 | $25.00 | 9/20/2012 9:05:50 AM |
| zadok | $50.00 | 9/20/2012 9:08:43 AM |
| booyakashaa | $25.00 | 9/20/2012 9:00:25 AM |
| copper | $50.00 | 9/20/2012 9:03:20 AM |
| life-is-great | $25.00 | 9/20/2012 10:00:13 AM |
| whitegold24k | $100.00 | 9/20/2012 9:51:20 AM |
| desertoasis | $25.00 | 9/20/2012 12:30:53 PM |
| Starica | $150.00 | 9/20/2012 9:54:56 AM |
| saver266 | $26.26 | 9/20/2012 3:26:35 PM |
| UstedEsElHombre | $100.00 | 9/20/2012 10:08:00 AM |
| sweetsassymolassy | $25.00 | 9/20/2012 11:14:23 AM |
| Caed-Aldwych | $25.00 | 9/20/2012 10:15:56 AM |
| whitegoldira | $50.00 | 9/20/2012 12:10:05 PM |
| Bob450 | $25.00 | 9/20/2012 10:40:10 AM |
| peso-trailblazer0 | $25.00 | 9/20/2012 3:34:17 PM |
| mpatrick | $100.00 | 9/20/2012 3:44:33 PM |
| point-doughnut | $33.92 | 9/20/2012 3:54:07 PM |
| equallender | $25.00 | 9/20/2012 2:35:10 PM |
| courteous-auction748 | $25.00 | 9/20/2012 3:13:31 PM |
| MoneyM | $21.39 | 9/20/2012 4:19:19 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
641646
This series of Notes was issued and sold upon the funding of the borrower loan #74987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 22y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,699 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-wasp4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $75.00 | 9/19/2012 9:00:53 AM |
| Whipster | $60.00 | 9/19/2012 9:01:29 AM |
| Bad_Debt | $25.86 | 9/19/2012 9:05:25 AM |
| enriched-return057 | $300.00 | 9/19/2012 9:13:15 AM |
| RGlad | $100.00 | 9/19/2012 9:01:23 AM |
| mindful-generosity1 | $25.00 | 9/19/2012 9:18:26 AM |
| Jabez | $50.00 | 9/19/2012 9:04:57 AM |
| Hedge-Fund | $25.00 | 9/19/2012 9:33:39 AM |
| worthy-bid8 | $100.00 | 9/19/2012 9:34:18 AM |
| community-burrito9 | $35.00 | 9/19/2012 9:06:01 AM |
| golffish2 | $50.00 | 9/19/2012 9:16:13 AM |
| graceful-investment | $106.00 | 9/19/2012 9:26:57 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 9:24:14 AM |
| bob450-roth | $25.00 | 9/19/2012 9:24:58 AM |
| open-minded-p2p1 | $25.00 | 9/19/2012 10:10:39 AM |
| DevinHill | $25.00 | 9/19/2012 10:28:21 AM |
| majestic-note6 | $150.00 | 9/19/2012 11:04:57 AM |
| tranquil-gain1 | $75.00 | 9/19/2012 9:48:52 AM |
| Silver_Rupee | $25.01 | 9/19/2012 10:36:58 AM |
| imogen22 | $25.00 | 9/19/2012 10:57:30 AM |
| refresher211 | $25.00 | 9/19/2012 11:01:03 AM |
| bellaquito | $500.00 | 9/19/2012 11:32:41 AM |
| CA-Lender | $50.00 | 9/19/2012 3:10:37 PM |
| thoughtful-integrity | $25.00 | 9/19/2012 1:27:14 PM |
| CA_Lender | $25.00 | 9/19/2012 2:53:37 PM |
| finance-amusement4 | $200.00 | 9/19/2012 3:05:20 PM |
| Bob450 | $25.00 | 9/19/2012 4:01:14 PM |
| docdekay | $50.00 | 9/19/2012 5:05:44 PM |
| buffalobills | $25.00 | 9/19/2012 4:21:48 PM |
| yield-hut | $25.00 | 9/19/2012 4:39:06 PM |
| Laissez-faire | $50.00 | 9/19/2012 4:57:20 PM |
| reward-adventure | $50.00 | 9/19/2012 5:01:13 PM |
| JoePaNation | $150.00 | 9/19/2012 5:28:55 PM |
| melodious-openness | $200.00 | 9/19/2012 5:18:32 PM |
| loan-hawk9 | $25.00 | 9/19/2012 5:28:16 PM |
| MFBank | $50.00 | 9/19/2012 5:19:50 PM |
| knowledgeable-silver6 | $16.73 | 9/19/2012 5:48:15 PM |
| new-impeccable-coin | $31.00 | 9/19/2012 9:15:15 AM |
| income-triangulation1 | $25.00 | 9/19/2012 9:01:16 AM |
| HeroSupport | $60.00 | 9/19/2012 9:03:23 AM |
| handy-justice | $50.00 | 9/19/2012 9:07:50 AM |
| papaloha | $25.00 | 9/19/2012 9:31:01 AM |
| PrimeFunding | $25.00 | 9/19/2012 9:10:02 AM |
| openness-antioxidant | $75.00 | 9/19/2012 9:48:27 AM |
| riveting-credit5 | $25.00 | 9/19/2012 9:21:06 AM |
| best-bonafide-p2p | $25.00 | 9/19/2012 9:25:39 AM |
| let_me_retire | $75.00 | 9/19/2012 10:10:42 AM |
| liberty-tostada7 | $25.00 | 9/19/2012 10:58:30 AM |
| reflective-rupee | $25.00 | 9/19/2012 11:04:36 AM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:26 AM |
| greencat | $50.00 | 9/19/2012 9:55:41 AM |
| bold-social-widget | $25.00 | 9/19/2012 10:27:02 AM |
| order-banshee3 | $25.00 | 9/19/2012 3:21:01 PM |
| money-baron | $50.00 | 9/19/2012 10:40:32 AM |
| transaction-keeper5 | $25.00 | 9/19/2012 4:57:10 PM |
| squeebie | $50.00 | 9/19/2012 11:03:36 AM |
| EnglishGeekInNYC | $50.00 | 9/19/2012 11:12:50 AM |
| julijask | $25.00 | 9/19/2012 10:28:15 AM |
| favorite-commerce | $50.00 | 9/19/2012 11:40:37 AM |
| Cawse | $25.00 | 9/19/2012 11:56:48 AM |
| jaxth83 | $25.00 | 9/19/2012 2:50:16 PM |
| a-community-aficionado | $50.00 | 9/19/2012 3:49:22 PM |
| lowrater | $50.40 | 9/19/2012 5:11:07 PM |
| impeccable-ore3 | $25.00 | 9/19/2012 5:26:06 PM |
| new-justice-entrepreneur | $25.00 | 9/19/2012 5:23:26 PM |
| felicity-contributor3 | $25.00 | 9/19/2012 5:47:01 PM |
| money-to-bless | $25.00 | 9/19/2012 5:40:12 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
641766
This series of Notes was issued and sold upon the funding of the borrower loan #74966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $62,027 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knowledgeable-credit9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... Paydown my American express and other bills.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| PrimeFunding | $25.00 | 9/19/2012 9:10:02 AM |
| papaloha | $25.00 | 9/19/2012 9:31:02 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 9:24:15 AM |
| mindful-generosity1 | $25.00 | 9/19/2012 9:18:27 AM |
| greencat | $50.00 | 9/19/2012 9:58:53 AM |
| duty-viola | $25.00 | 9/19/2012 9:42:45 AM |
| let_me_retire | $75.00 | 9/19/2012 10:09:23 AM |
| Silver_Rupee | $25.01 | 9/19/2012 10:36:59 AM |
| favorite-commerce | $50.00 | 9/19/2012 11:41:40 AM |
| deal-hickory5 | $100.00 | 9/19/2012 5:54:48 PM |
| ultimate-peace | $250.00 | 9/20/2012 4:48:25 AM |
| responsibility-butterfly | $25.00 | 9/19/2012 6:28:13 PM |
| top-responsibility-sage | $50.00 | 9/19/2012 7:44:06 PM |
| point-doughnut | $25.00 | 9/20/2012 3:55:04 PM |
| silver-stacker | $25.00 | 9/20/2012 4:08:06 PM |
| jkeller4000 | $25.00 | 9/20/2012 10:17:45 AM |
| new-transparent-bazaar | $25.00 | 9/20/2012 11:45:12 AM |
| silver-trident5 | $382.00 | 9/20/2012 5:06:52 PM |
| husley | $25.00 | 9/20/2012 4:33:47 PM |
| whitegoldira | $48.51 | 9/20/2012 12:14:25 PM |
| Bank42 | $25.00 | 9/20/2012 4:42:29 PM |
| cp-family | $50.00 | 9/20/2012 5:20:13 PM |
| BIGWILL-SEXYSWOLL-8891 | $50.00 | 9/20/2012 5:40:17 PM |
| wonderous-velocity1 | $100.00 | 9/20/2012 5:19:56 PM |
| newest-currency-vibrato | $25.00 | 9/20/2012 9:31:33 PM |
| tremendous-dough2 | $68.66 | 9/20/2012 7:04:56 PM |
| Soothsayer | $25.00 | 9/21/2012 4:20:11 AM |
| KaleoGroup | $25.00 | 9/21/2012 5:06:18 AM |
| nalaari | $25.00 | 9/21/2012 6:06:39 AM |
| euro-spark | $25.00 | 9/20/2012 8:31:07 PM |
| fairness-booster9 | $25.00 | 9/20/2012 8:39:30 PM |
| hml | $25.00 | 9/20/2012 9:01:32 PM |
| env | $25.00 | 9/21/2012 1:44:08 AM |
| draggon77 | $25.00 | 9/21/2012 7:26:20 AM |
| mammalian4 | $25.00 | 9/20/2012 6:56:54 PM |
| enthusiast758 | $25.00 | 9/20/2012 7:25:23 PM |
| pfh | $25.00 | 9/21/2012 5:12:53 AM |
| mindful-deal289 | $25.00 | 9/21/2012 5:51:19 AM |
| YampaQuant | $25.00 | 9/21/2012 6:43:57 AM |
| ibano | $25.00 | 9/21/2012 4:52:22 AM |
| cwe424 | $25.00 | 9/21/2012 6:27:08 AM |
| jonnysixgun | $27.81 | 9/21/2012 6:53:09 AM |
| value-burrito | $25.24 | 9/21/2012 7:32:26 AM |
| worthy-bid8 | $100.00 | 9/19/2012 9:34:18 AM |
| money-baron | $50.00 | 9/19/2012 10:40:32 AM |
| imogen22 | $25.00 | 9/19/2012 10:57:31 AM |
| refresher211 | $25.00 | 9/19/2012 11:01:03 AM |
| CA-Lender | $25.00 | 9/19/2012 3:12:38 PM |
| bewitching-dollar5 | $100.00 | 9/19/2012 6:10:07 PM |
| dudebrah | $25.00 | 9/20/2012 7:59:26 AM |
| speedy-point | $25.00 | 9/19/2012 11:46:59 PM |
| reward-adventure | $50.00 | 9/20/2012 9:54:34 AM |
| gtrplayer | $25.00 | 9/20/2012 4:40:26 PM |
| the-credit-maker | $25.00 | 9/20/2012 10:24:54 AM |
| yons88 | $25.00 | 9/20/2012 2:10:56 PM |
| gain-expert | $35.58 | 9/20/2012 3:38:25 PM |
| continental2 | $114.53 | 9/20/2012 5:22:16 PM |
| chitownguy27 | $25.00 | 9/20/2012 6:18:39 PM |
| red-benefit-ruler | $25.00 | 9/20/2012 8:26:59 PM |
| ore-accord | $25.00 | 9/21/2012 1:39:52 AM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:09 AM |
| TxAgInATL | $68.22 | 9/20/2012 7:33:40 PM |
| rate-sceptre | $25.00 | 9/21/2012 6:38:44 AM |
| listing-dreams1 | $200.00 | 9/21/2012 6:57:17 AM |
| capital-investor8 | $25.00 | 9/21/2012 7:01:07 AM |
| sgt-schultz | $49.76 | 9/21/2012 7:28:53 AM |
| 168RichCapital | $25.09 | 9/21/2012 6:25:26 AM |
| principal-laser | $54.59 | 9/21/2012 7:26:57 AM |
| california111 | $250.00 | 9/20/2012 10:36:52 PM |
| yield-hut | $25.00 | 9/21/2012 3:54:45 AM |
| aldeed | $300.00 | 9/21/2012 6:11:19 AM |
| marimari | $25.00 | 9/21/2012 6:38:57 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
641792
This series of Notes was issued and sold upon the funding of the borrower loan #74559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $116.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $126,424 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| miser218 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to... The company I work for has week long shut downs once a month
from Oct. till January. This loan will fill the gaps in my income during this period.
My financial situation: Stable. I current on all my bills.
I am a good candidate for this loan because...I am a responsible adult with good credit and
on long history of paying my bills on time.
Monthly net income: $1900.00
Monthly expenses: $1791.00
Housing: $1090.00
Insurance: $140.00
Car expenses: $353
Utilities: $80.00
Phone, cable, internet: $108.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $50.00 | 9/19/2012 5:19:14 PM |
| income-triangulation1 | $25.00 | 9/19/2012 5:02:16 PM |
| handy-justice | $25.00 | 9/19/2012 5:04:04 PM |
| imogen22 | $50.00 | 9/19/2012 5:11:53 PM |
| money-baron-roth-IRA | $50.00 | 9/19/2012 5:02:18 PM |
| LeReve | $500.00 | 9/19/2012 5:22:45 PM |
| return-pioneer221 | $49.00 | 9/19/2012 5:10:27 PM |
| profit-powerplant | $25.00 | 9/19/2012 5:13:04 PM |
| Zane314 | $50.00 | 9/19/2012 5:17:21 PM |
| 52digital | $75.00 | 9/19/2012 5:20:53 PM |
| NewOrleans2012 | $25.00 | 9/19/2012 5:20:59 PM |
| loan-mammal | $100.00 | 9/19/2012 5:12:53 PM |
| RGlad | $200.00 | 9/19/2012 5:21:56 PM |
| AF-Chief | $25.00 | 9/19/2012 5:16:39 PM |
| davisfl | $25.00 | 9/19/2012 5:19:38 PM |
| fabulous-community4 | $50.00 | 9/19/2012 5:22:27 PM |
| lowrater | $75.40 | 9/19/2012 5:08:04 PM |
| historic-value7 | $300.00 | 9/19/2012 5:11:10 PM |
| shmb6508 | $44.00 | 9/19/2012 5:15:29 PM |
| transaction-hugger4 | $100.00 | 9/19/2012 5:17:49 PM |
| ASR3 | $50.00 | 9/19/2012 5:19:09 PM |
| majestic-note6 | $200.00 | 9/19/2012 5:19:20 PM |
| diplomatic-wealth7 | $25.00 | 9/19/2012 5:20:35 PM |
| favorite-commerce | $30.00 | 9/19/2012 5:02:28 PM |
| justreturns | $25.00 | 9/19/2012 5:04:00 PM |
| productive-note2 | $50.00 | 9/19/2012 5:04:10 PM |
| phenomenal-rate1 | $500.00 | 9/19/2012 5:05:28 PM |
| pleasant-listing712 | $25.00 | 9/19/2012 5:13:59 PM |
| pierrelasvegas | $25.00 | 9/19/2012 5:14:19 PM |
| first-pragmatic-power | $25.00 | 9/19/2012 5:17:43 PM |
| nodrivelpls | $25.00 | 9/19/2012 5:19:49 PM |
| drcoop | $25.00 | 9/19/2012 5:20:24 PM |
| bold-marketplace-awakening | $150.00 | 9/19/2012 5:20:44 PM |
| tornandfrayed | $25.00 | 9/19/2012 5:16:41 PM |
| durability-seahorse7 | $100.00 | 9/19/2012 5:20:31 PM |
| Sunbase | $25.00 | 9/19/2012 5:21:57 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
641824
This series of Notes was issued and sold upon the funding of the borrower loan #74984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $146.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,455 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-cocktail0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debts
My financial situation:
I am a good candidate for this loan because I never had a bankruptcy or serious delinquency and I do care about my credit score. I have good condition to repay for my loan as proposed with automatic debit from my bank checking account.
Monthly net income: $5,660
Monthly expenses: $ as shown below...
Housing: $1500
Insurance: $202 (for three cars)
Car expenses: $312
Utilities: $250
Phone, cable, internet: $180
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $700
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/18/2012 5:01:13 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:51 PM |
| thrilling-fund427 | $50.00 | 9/18/2012 5:06:33 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:46 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:24 PM |
| tolerant-responsibility051 | $1,531.00 | 9/18/2012 5:22:50 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:21 PM |
| LeReve | $500.00 | 9/18/2012 5:20:17 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:17:09 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:16:34 PM |
| decisive-income7 | $1,963.97 | 9/18/2012 5:23:48 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
641878
This series of Notes was issued and sold upon the funding of the borrower loan #75014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $123.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,089 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| workerbee1056 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 56% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 16
( 44% )
| 660-679
(Jun-2012)
660-679
(Nov-2010)
720-739
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Debt Free in 5 - Consolidate
Purpose of loan:
Consolidate a few bills (medical) and have reserve set aside for emergency fund
My financial situation:
I am a good candidate for this loan because...I have managed to stay gainfully employed by the same employer for 16 years and have been responsibly paying my bills on time. I need to make sure I am set up to be debt free in 5 years, so need some breathing room. Would like to consolidate high interest credit card and set aside a rainy day fund.
Thanks for the consideration.
Monthly net income: $4500
Monthly expenses: $3380.00
Housing: $550
Insurance: $150
Car expenses: $580
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/18/2012 5:01:51 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:15 PM |
| 84928429 | $50.00 | 9/18/2012 5:10:11 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:51 PM |
| jamiee73 | $25.00 | 9/18/2012 5:06:31 PM |
| thrilling-fund427 | $50.00 | 9/18/2012 5:06:34 PM |
| enchanted-note14 | $25.00 | 9/18/2012 5:05:44 PM |
| worth-blanket2 | $4,050.00 | 9/18/2012 5:08:47 PM |
| 312-Lender | $100.00 | 9/18/2012 5:10:41 PM |
| sweety075 | $25.00 | 9/18/2012 5:02:28 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
641988
This series of Notes was issued and sold upon the funding of the borrower loan #74589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $126.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 2y 9m |
|
Amount delinquent:
| $1,267 |
Total credit lines:
| 30 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,227 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commitment-pal3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...catch up household bills and to make repairs, maintenance on home.
My financial situation:
I am a good candidate for this loan because I have the ability to pay the money back in a timely manner.
Monthly net income: $3200.00
Monthly expenses: $
Housing: $1,300.00
Insurance: $60.00
Car expenses: $350.00
Utilities: $195.00
Phone, cable, internet: $285.00
Food, entertainment: $600.00
Clothing, household expenses: $
Credit cards and other loans: $40.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,700.00 | 9/19/2012 5:08:08 PM |
| durability-ace9 | $30.00 | 9/19/2012 5:08:55 PM |
| historic-value7 | $145.00 | 9/19/2012 5:09:35 PM |
| trade-boots1 | $100.00 | 9/19/2012 5:06:38 PM |
| pdli_dude | $25.00 | 9/19/2012 5:08:46 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
642156
This series of Notes was issued and sold upon the funding of the borrower loan #74682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $110.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 94% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,106 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mystical-economy1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2011)
|
|
Principal balance:
| $3,320.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto
Purpose of loan:
This loan will be used to...Needed repairs to my car and to keep my car in excellent condition
My financial situation: excellent
I am a good candidate for this loan because...I have a great job which I love, and I am responsible when paying my bills and debts, and I am a very responisble individual...
Monthly net income: $1304.
Monthly expenses: $100.
Housing: $0
Insurance: $100.
Car expenses: $400.
Utilities: $0
Phone, cable, internet: $50.
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $200.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jetavana | $25.00 | 9/20/2012 9:00:58 AM |
| worth-blanket2 | $3,600.00 | 9/20/2012 9:05:10 AM |
| best-charming-leverage | $50.00 | 9/20/2012 9:02:53 AM |
| et28 | $75.00 | 9/20/2012 9:03:52 AM |
| euro-mirth | $25.00 | 9/20/2012 9:04:40 AM |
| RGlad | $100.00 | 9/20/2012 9:01:21 AM |
| duty-viola | $25.00 | 9/20/2012 9:03:41 AM |
| Assets-Up | $25.00 | 9/20/2012 9:01:29 AM |
| reaction5 | $25.00 | 9/20/2012 9:01:33 AM |
| shrewd-truth1 | $25.00 | 9/20/2012 9:01:41 AM |
| affluence-microscope2 | $200.00 | 9/20/2012 9:03:17 AM |
| income-rocker2 | $50.00 | 9/20/2012 9:03:25 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
642228
This series of Notes was issued and sold upon the funding of the borrower loan #74951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,986 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-beaker4 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some bills into one easy payment.
My financial situation:
I am a good candidate for this loan because I have a great employment history and always make payments on time with a good credit score. I will be using the automatic debit option to pay each month.
Monthly net income: $ 2600
Monthly expenses: $
Housing: $ 650
Insurance: $ 120
Car expenses: $ 280
Utilities: $ 100
Phone, cable, internet: $ 80
Food, entertainment: $ 80
Clothing, household expenses: $ 50
Credit cards and other loans: $ 500
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/20/2012 9:01:55 AM |
| EnglishGeekInNYC | $25.00 | 9/20/2012 9:05:21 AM |
| azazle | $50.00 | 9/20/2012 9:05:24 AM |
| intrepid-loot | $25.00 | 9/20/2012 9:06:49 AM |
| historic-value7 | $300.00 | 9/20/2012 9:03:26 AM |
| handy-justice | $40.00 | 9/20/2012 9:07:58 AM |
| first-class-gold0 | $100.00 | 9/20/2012 9:07:47 AM |
| kila-designer | $249.00 | 9/20/2012 9:08:02 AM |
| duty-viola | $25.00 | 9/20/2012 9:03:41 AM |
| pdli_dude | $25.00 | 9/20/2012 9:02:22 AM |
| Bob450 | $25.00 | 9/20/2012 9:03:49 AM |
| 52digital | $75.00 | 9/20/2012 9:04:55 AM |
| phenomenal-rate1 | $500.00 | 9/20/2012 9:05:11 AM |
| thrilling-fund427 | $50.00 | 9/20/2012 9:06:12 AM |
| bob450-roth | $25.00 | 9/20/2012 9:07:12 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
642490
This series of Notes was issued and sold upon the funding of the borrower loan #74580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $124.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,302 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsible-camaraderi |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a credit card
My financial situation:
I am a good candidate for this loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $200.00 | 9/19/2012 9:07:29 AM |
| income-triangulation1 | $25.00 | 9/19/2012 9:03:01 AM |
| worth-blanket2 | $2,880.00 | 9/19/2012 9:07:38 AM |
| businessbroker101 | $20.00 | 9/19/2012 9:10:34 AM |
| handy-justice | $50.00 | 9/19/2012 9:09:56 AM |
| new-impeccable-coin | $25.00 | 9/19/2012 9:09:22 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
642698
This series of Notes was issued and sold upon the funding of the borrower loan #75017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $589 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-tom-tom7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $2,760.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
payoff high interest loans
Purpose of loan:
This loan will be used to...pay off two high interest loans and consolidate debt
My financial situation:
I am a good candidate for this loan because...I am gainfully employed, very responsible, and desperately want lower interest rate to save money
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phaded | $25.00 | 9/21/2012 9:11:07 AM |
| velocityasaurus-rex4 | $100.00 | 9/21/2012 9:00:43 AM |
| miamibeachloaner | $100.00 | 9/21/2012 9:13:52 AM |
| bazaar-tulip | $25.00 | 9/21/2012 9:14:18 AM |
| careful-penny | $25.00 | 9/21/2012 9:11:51 AM |
| special-dinero553 | $25.00 | 9/21/2012 9:21:31 AM |
| Perdita_II | $25.00 | 9/21/2012 9:22:56 AM |
| tenacious-affluence | $25.00 | 9/21/2012 9:14:11 AM |
| auction-sage | $100.00 | 9/21/2012 9:24:22 AM |
| excellent-funds649 | $50.00 | 9/21/2012 9:11:25 AM |
| wildguy | $100.00 | 9/21/2012 9:40:00 AM |
| phenomenal-rate1 | $500.00 | 9/21/2012 9:14:05 AM |
| forthright-euro8 | $25.00 | 9/21/2012 9:15:24 AM |
| compassion-twister2 | $50.00 | 9/21/2012 9:49:19 AM |
| commerce-gargantuan2 | $50.00 | 9/21/2012 9:21:53 AM |
| nickel-ferret | $25.00 | 9/21/2012 9:23:01 AM |
| friendly-gold | $25.00 | 9/21/2012 9:45:20 AM |
| NJournalist | $25.00 | 9/21/2012 9:59:41 AM |
| Taxman44 | $25.00 | 9/21/2012 9:47:55 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:54 AM |
| lionheart722 | $100.00 | 9/21/2012 9:52:41 AM |
| CaptainBL | $25.00 | 9/21/2012 9:32:50 AM |
| ready-justice7 | $50.00 | 9/21/2012 9:33:13 AM |
| Tradesmanlender | $25.00 | 9/21/2012 9:42:21 AM |
| green-tree-shake | $50.00 | 9/21/2012 10:51:42 AM |
| RocketSurgeon | $25.00 | 9/21/2012 9:58:18 AM |
| CreditBuilder2 | $25.01 | 9/21/2012 10:08:56 AM |
| gravbox | $25.00 | 9/21/2012 10:11:35 AM |
| sweet-social2 | $25.00 | 9/21/2012 10:31:02 AM |
| goodhearted-basis4 | $25.00 | 9/21/2012 9:02:10 AM |
| velocity-scrutinzer6 | $50.00 | 9/21/2012 9:08:18 AM |
| seineil | $75.00 | 9/21/2012 9:14:03 AM |
| market-maximizer472 | $100.00 | 9/21/2012 9:26:08 AM |
| thehousewife | $25.00 | 9/21/2012 9:17:12 AM |
| intuitive-benefit3 | $100.00 | 9/21/2012 9:27:54 AM |
| LeReve | $500.00 | 9/21/2012 9:29:17 AM |
| gmoney37 | $50.00 | 9/21/2012 9:23:43 AM |
| wetlands | $200.00 | 9/21/2012 9:23:58 AM |
| Castellan | $50.00 | 9/21/2012 9:32:45 AM |
| mtquan | $25.00 | 9/21/2012 9:40:42 AM |
| windguy | $50.00 | 9/21/2012 9:27:41 AM |
| aztec | $50.00 | 9/21/2012 9:51:53 AM |
| a-finance-nirvana | $25.00 | 9/21/2012 9:26:48 AM |
| john0720 | $25.00 | 9/21/2012 10:01:40 AM |
| thrifty-transaction578 | $25.00 | 9/21/2012 10:08:18 AM |
| neighborly-velocity4 | $25.00 | 9/21/2012 9:29:27 AM |
| progressive-economy261 | $500.00 | 9/21/2012 9:32:36 AM |
| CFOGO | $25.00 | 9/21/2012 9:45:18 AM |
| tolerant-dinero2 | $25.00 | 9/21/2012 10:26:37 AM |
| EnglishGeekInNYC | $50.00 | 9/21/2012 10:35:48 AM |
| bellaquito | $324.99 | 9/21/2012 10:55:54 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
642878
This series of Notes was issued and sold upon the funding of the borrower loan #74667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-21-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,476 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Maxxie2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 38 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 1
( 3% )
| 760-779
(Sep-2011)
700-719
(Oct-2009)
680-699
(May-2008)
|
|
Principal balance:
| $2,256.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to repair paint on trim and shutters, repair some rotten wood, replace rear door, buy another shed, and to replace steps in front of home. These repairs must be completed prior to obtaining home insurance.
My financial situation:
I am a good candidate for this loan because I have a good credit history with Prosper and with other creditors. Additionally, I am a disabled veteran who is awarded $1800 monthly disability compensation check, so I am able and willing to repay this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| velocity-scrutinzer6 | $50.00 | 9/21/2012 9:08:18 AM |
| forthright-euro8 | $25.00 | 9/21/2012 9:15:24 AM |
| repayment-pagoda8 | $100.00 | 9/21/2012 9:17:22 AM |
| justreturns | $25.00 | 9/21/2012 9:09:09 AM |
| dkjl | $25.00 | 9/21/2012 9:21:35 AM |
| auction-sage | $100.00 | 9/21/2012 9:24:22 AM |
| calm-platinum957 | $35.00 | 9/21/2012 9:01:10 AM |
| RJN | $35.00 | 9/21/2012 9:02:29 AM |
| thehousewife | $25.00 | 9/21/2012 9:17:36 AM |
| neighborly-velocity4 | $25.00 | 9/21/2012 9:29:27 AM |
| RGlad | $101.00 | 9/21/2012 9:30:13 AM |
| excellent-funds649 | $50.00 | 9/21/2012 9:11:26 AM |
| ingenious-deal6 | $25.00 | 9/21/2012 9:50:17 AM |
| payout-motivator0 | $25.00 | 9/21/2012 9:50:29 AM |
| peace-adventurer3 | $25.00 | 9/21/2012 9:52:16 AM |
| MattLic | $25.00 | 9/21/2012 9:38:13 AM |
| lionheart722 | $100.00 | 9/21/2012 9:52:41 AM |
| nickel-ferret | $25.00 | 9/21/2012 9:23:01 AM |
| market-cougar3 | $50.00 | 9/21/2012 9:58:06 AM |
| friendly-gold | $25.00 | 9/21/2012 9:45:21 AM |
| CFOGO | $25.00 | 9/21/2012 9:45:57 AM |
| Taxman44 | $25.00 | 9/21/2012 9:47:55 AM |
| thankful-nickel2 | $55.55 | 9/21/2012 10:06:00 AM |
| LeReve | $500.00 | 9/21/2012 9:29:17 AM |
| kfrench | $75.00 | 9/21/2012 10:24:16 AM |
| ready-justice7 | $50.00 | 9/21/2012 9:33:14 AM |
| CreditBuilder2 | $25.01 | 9/21/2012 10:08:56 AM |
| mtquan | $25.00 | 9/21/2012 9:40:43 AM |
| cclady | $100.00 | 9/21/2012 11:05:15 AM |
| asset-breeze5 | $25.00 | 9/21/2012 11:09:58 AM |
| brightest-income-hunter | $75.00 | 9/21/2012 10:25:13 AM |
| investment-artist | $89.10 | 9/21/2012 9:50:51 AM |
| 108lender | $200.00 | 9/21/2012 9:54:04 AM |
| tolerant-dinero2 | $25.00 | 9/21/2012 10:26:12 AM |
| sweet-social2 | $25.00 | 9/21/2012 10:31:02 AM |
| shadowfax | $25.00 | 9/21/2012 12:11:41 PM |
| green-trade-dolphin2 | $58.31 | 9/21/2012 9:01:56 AM |
| imogen22 | $50.00 | 9/21/2012 9:19:48 AM |
| miamibeachloaner | $100.00 | 9/21/2012 9:13:53 AM |
| phenomenal-rate1 | $500.00 | 9/21/2012 9:14:05 AM |
| intuitive-benefit3 | $100.00 | 9/21/2012 9:27:54 AM |
| Perdita_II | $25.00 | 9/21/2012 9:22:56 AM |
| wetlands | $200.00 | 9/21/2012 9:23:58 AM |
| Castellan | $50.00 | 9/21/2012 9:32:45 AM |
| payout-reaction740 | $50.00 | 9/21/2012 9:34:17 AM |
| tenacious-affluence | $25.00 | 9/21/2012 9:14:11 AM |
| Approved | $50.00 | 9/21/2012 9:43:34 AM |
| ready-interest9 | $25.00 | 9/21/2012 9:44:28 AM |
| progressive-economy261 | $500.00 | 9/21/2012 9:32:38 AM |
| virtuous-repayment | $25.00 | 9/21/2012 9:19:16 AM |
| aztec | $50.00 | 9/21/2012 9:51:54 AM |
| LoanerPrincipal | $25.00 | 9/21/2012 9:39:12 AM |
| special-dinero553 | $25.00 | 9/21/2012 9:21:31 AM |
| thrifty-transaction578 | $25.00 | 9/21/2012 10:08:18 AM |
| gravbox | $25.00 | 9/21/2012 10:11:35 AM |
| agalt | $100.00 | 9/21/2012 10:14:37 AM |
| bellaquito | $500.00 | 9/21/2012 10:55:55 AM |
| nimble-nickel | $25.00 | 9/21/2012 9:45:57 AM |
| market-pudding | $25.00 | 9/21/2012 10:54:33 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:55 AM |
| CalCollegeFund19 | $50.00 | 9/21/2012 10:26:54 AM |
| janeybooboo | $25.25 | 9/21/2012 10:27:57 AM |
| 1stBankAndHal | $25.07 | 9/21/2012 10:54:09 AM |
| WeshaTheLeopard | $25.00 | 9/21/2012 11:03:43 AM |
| helynn | $25.00 | 9/21/2012 11:12:06 AM |
| MoneyForNothing | $0.71 | 9/21/2012 12:11:58 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
643312
This series of Notes was issued and sold upon the funding of the borrower loan #74960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $126.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,834 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forthright-credit560 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 17% )
| 740-759
(Feb-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay medical bills and payy off credit cards
My financial situation:
I am a good candidate for this loan because... i would payoff medical bills and all credit cards to get out of debt and help my credit score.
i had an operation and was off work for the last three weeks but i still get unemployement,this money will help with hospital bills.
Monthly net income: $1650
Monthly expenses: $50
Housing: $600
Insurance: $pd
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $food stamps 300 mth
Clothing, household expenses: $25
Credit cards and other loans: $7000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| elegant-hope578 | $50.00 | 9/20/2012 5:05:02 PM |
| supreme-treasure8 | $100.00 | 9/20/2012 5:10:23 PM |
| tylerfd | $50.00 | 9/20/2012 5:19:05 PM |
| RJN | $35.00 | 9/20/2012 5:01:21 PM |
| friendly-gold | $25.00 | 9/20/2012 5:01:47 PM |
| jojofrankie | $25.00 | 9/20/2012 5:27:21 PM |
| RGlad | $150.00 | 9/20/2012 5:04:29 PM |
| JRS | $25.00 | 9/20/2012 5:37:06 PM |
| transaction-hugger4 | $100.00 | 9/20/2012 5:37:40 PM |
| historic-value7 | $400.00 | 9/20/2012 5:14:07 PM |
| brilliant-market680 | $25.00 | 9/20/2012 5:22:04 PM |
| silver-stacker | $25.00 | 9/20/2012 5:22:37 PM |
| missing-link | $25.00 | 9/20/2012 5:23:27 PM |
| courteous-kindness1 | $25.00 | 9/20/2012 5:08:10 PM |
| dynamic-money271 | $100.00 | 9/20/2012 5:28:19 PM |
| first-pragmatic-power | $25.00 | 9/20/2012 5:58:07 PM |
| ready-agreement5 | $25.00 | 9/20/2012 6:03:46 PM |
| WalnutCreekguy | $50.00 | 9/20/2012 6:06:14 PM |
| 1stBankAndHal | $25.04 | 9/20/2012 6:10:50 PM |
| wildguy | $50.00 | 9/20/2012 5:18:03 PM |
| interstellar | $75.00 | 9/20/2012 6:26:45 PM |
| Accountant83 | $25.00 | 9/20/2012 6:35:01 PM |
| velocityasaurus-rex4 | $100.00 | 9/20/2012 5:22:00 PM |
| adventurer447 | $300.00 | 9/20/2012 5:48:01 PM |
| engaging-worth | $25.00 | 9/20/2012 5:48:59 PM |
| compassion-expert | $25.00 | 9/20/2012 5:24:59 PM |
| loan-fate | $50.00 | 9/20/2012 5:50:28 PM |
| brainy-credit1 | $40.00 | 9/20/2012 5:48:25 PM |
| leverage-sensai6 | $25.00 | 9/20/2012 5:48:52 PM |
| britches613 | $25.00 | 9/20/2012 5:49:45 PM |
| Comoparklender | $25.00 | 9/20/2012 5:52:42 PM |
| platinum-lightning | $50.00 | 9/20/2012 6:04:23 PM |
| a-noble-coin | $25.00 | 9/20/2012 6:10:43 PM |
| bonus-seahorse | $30.00 | 9/20/2012 6:25:04 PM |
| jessica9432 | $25.00 | 9/20/2012 7:01:51 PM |
| MoneyForNothing | $4.50 | 9/20/2012 7:03:16 PM |
| durability-seahorse7 | $50.00 | 9/20/2012 5:11:55 PM |
| elation074 | $25.00 | 9/20/2012 5:22:54 PM |
| sensible-fund | $25.00 | 9/20/2012 5:25:34 PM |
| mtquan | $25.00 | 9/20/2012 5:27:43 PM |
| MoneyForNothing | $25.06 | 9/20/2012 5:04:28 PM |
| lowrater | $75.40 | 9/20/2012 5:05:06 PM |
| Loan_shark718 | $40.00 | 9/20/2012 5:31:34 PM |
| bazaar-tulip | $25.00 | 9/20/2012 5:34:33 PM |
| ingenious-deal6 | $25.00 | 9/20/2012 5:34:58 PM |
| jamiee73 | $25.00 | 9/20/2012 5:15:30 PM |
| wizardii | $25.00 | 9/20/2012 5:02:33 PM |
| silver-enlightenment0 | $25.00 | 9/20/2012 5:48:55 PM |
| AF-Chief | $25.00 | 9/20/2012 6:00:00 PM |
| ready-justice7 | $50.00 | 9/20/2012 5:32:19 PM |
| Drewkeeper | $25.00 | 9/20/2012 5:32:23 PM |
| mindful-generosity1 | $50.00 | 9/20/2012 6:09:33 PM |
| doncm | $25.00 | 9/20/2012 5:36:22 PM |
| kind-magical-investment | $25.00 | 9/20/2012 5:18:46 PM |
| Beld | $50.00 | 9/20/2012 5:44:51 PM |
| the-silver-blaster | $50.00 | 9/20/2012 5:47:08 PM |
| money-baron | $50.00 | 9/20/2012 5:23:55 PM |
| orange-market-amigo | $200.00 | 9/20/2012 5:50:25 PM |
| dmunySF | $50.00 | 9/20/2012 5:52:11 PM |
| justreturns | $25.00 | 9/20/2012 5:54:22 PM |
| mikrolown | $25.00 | 9/20/2012 5:37:43 PM |
| snm2001 | $25.00 | 9/20/2012 6:28:52 PM |
| friendly-credit2 | $25.00 | 9/20/2012 6:31:28 PM |
| blue-order-comet | $25.00 | 9/20/2012 6:34:35 PM |
| dollar-idol7 | $25.00 | 9/20/2012 6:36:39 PM |
| velocity-solo | $25.00 | 9/20/2012 5:51:41 PM |
| proper-exchange8 | $50.00 | 9/20/2012 5:56:08 PM |
| bonus-raker0 | $25.00 | 9/20/2012 6:08:17 PM |
| Winged_Inspirations | $25.00 | 9/20/2012 6:12:16 PM |
| pleasant-commerce934 | $25.00 | 9/20/2012 6:26:26 PM |
| LoanerPrincipal | $25.00 | 9/20/2012 6:54:24 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
612581
This series of Notes was issued and sold upon the funding of the borrower loan #74613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 31y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $27,598 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caper777 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...consolidate debt
My financial situation: Have worked at GE Healthcare for 31 yrs in sales
I am a good candidate for this loan because... I have a well paying job and opportunities to increase income year to year and pay off this loan early best case or at very least pay off within the terms of the loan
Monthly net income: $6000
Monthly expenses: $200.00
Housing: $2.400
Insurance: $125.00
Car expenses: $0
Utilities: $60.00
Phone, cable, internet: $150.
Food, entertainment: $195.00
Clothing, household expenses: $100.00
Credit cards and other loans: $730.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/17/2012 9:02:45 PM |
| pembull | $25.00 | 9/17/2012 5:01:11 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:44 PM |
| commerce-venture1 | $25.00 | 9/17/2012 5:03:54 PM |
| 52digital | $75.00 | 9/17/2012 5:09:20 PM |
| community-burrito9 | $35.00 | 9/17/2012 5:42:59 PM |
| adventurer447 | $268.00 | 9/17/2012 5:46:52 PM |
| DevinHill | $25.00 | 9/17/2012 5:48:01 PM |
| diplomatic-wealth7 | $25.00 | 9/17/2012 5:51:49 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:45 PM |
| Beld | $50.00 | 9/17/2012 5:54:26 PM |
| bewitching-dollar5 | $100.00 | 9/17/2012 5:34:18 PM |
| money-baron-Roth401k | $50.00 | 9/17/2012 7:05:07 PM |
| natural-point1 | $50.00 | 9/17/2012 7:14:49 PM |
| bold-social-widget | $25.00 | 9/17/2012 6:22:15 PM |
| duty-viola | $25.00 | 9/17/2012 5:57:38 PM |
| roux | $25.00 | 9/17/2012 7:12:02 PM |
| desertoasis | $25.00 | 9/17/2012 11:15:06 PM |
| Comoparklender | $25.00 | 9/17/2012 6:03:20 PM |
| wale-ld | $42.50 | 9/18/2012 2:27:25 AM |
| econgineer | $100.00 | 9/18/2012 4:42:29 AM |
| integrity-reactor4 | $100.00 | 9/17/2012 6:16:24 PM |
| newest-phenomenal-dinero | $45.00 | 9/17/2012 10:17:19 PM |
| LoanerPrincipal | $25.00 | 9/17/2012 6:33:53 PM |
| bob450-roth | $25.00 | 9/17/2012 6:43:30 PM |
| WriteTheLegend | $250.00 | 9/17/2012 6:46:49 PM |
| skillful-asset5 | $30.00 | 9/17/2012 6:48:16 PM |
| bonus-seahorse | $39.00 | 9/18/2012 2:33:29 AM |
| five-star-justice | $25.00 | 9/18/2012 6:28:15 AM |
| azazle | $25.00 | 9/17/2012 8:12:57 PM |
| 168RichCapital | $25.09 | 9/18/2012 6:30:34 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:44 AM |
| PrimeFunding | $50.00 | 9/17/2012 11:23:42 PM |
| CA-Lender | $25.00 | 9/18/2012 12:26:35 AM |
| s2k4ojobr | $25.00 | 9/18/2012 3:43:51 AM |
| rockhound84 | $75.00 | 9/18/2012 4:03:48 AM |
| BizAnalyst | $50.00 | 9/18/2012 5:28:27 AM |
| freedomlender | $25.00 | 9/18/2012 6:00:22 AM |
| prudent-bid3 | $25.00 | 9/18/2012 6:25:34 AM |
| InChicago | $40.03 | 9/17/2012 5:03:38 PM |
| income-triangulation1 | $25.00 | 9/17/2012 5:01:19 PM |
| economy-coup | $100.00 | 9/17/2012 5:14:28 PM |
| MFBank | $50.00 | 9/17/2012 5:07:54 PM |
| vutah | $65.00 | 9/17/2012 5:10:46 PM |
| handy-justice | $50.00 | 9/17/2012 5:22:16 PM |
| best-bonafide-p2p | $25.00 | 9/17/2012 5:16:12 PM |
| irrelevant | $50.00 | 9/17/2012 5:05:48 PM |
| MI2 | $5,000.00 | 9/17/2012 5:34:31 PM |
| supreme-treasure8 | $100.00 | 9/17/2012 5:37:30 PM |
| networks4ever | $25.00 | 9/17/2012 6:01:01 PM |
| the-silver-blaster | $50.00 | 9/17/2012 5:31:09 PM |
| penny-surgeon | $25.00 | 9/17/2012 5:34:59 PM |
| first-pragmatic-power | $25.00 | 9/17/2012 6:00:02 PM |
| gain-equator | $25.00 | 9/17/2012 5:36:47 PM |
| RGlad | $300.00 | 9/17/2012 6:39:52 PM |
| open-minded-p2p1 | $25.00 | 9/17/2012 6:02:06 PM |
| UBOtto186 | $50.00 | 9/17/2012 6:50:43 PM |
| phaques | $400.00 | 9/17/2012 6:57:18 PM |
| money-baron | $50.00 | 9/17/2012 6:10:44 PM |
| Index_Plus | $5,000.00 | 9/17/2012 7:47:33 PM |
| janeybooboo | $100.00 | 9/17/2012 6:40:10 PM |
| historic-value7 | $400.00 | 9/17/2012 7:59:33 PM |
| community-burrito9 | $25.00 | 9/17/2012 6:47:05 PM |
| papaloha | $25.00 | 9/17/2012 8:53:23 PM |
| cattlebaron | $25.00 | 9/17/2012 6:59:12 PM |
| SLN-10 | $30.00 | 9/17/2012 7:04:51 PM |
| global-invest-group | $50.00 | 9/17/2012 7:06:24 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:32 PM |
| toblerone | $25.00 | 9/17/2012 6:01:30 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:26 AM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:06:37 PM |
| mtnguy_24 | $125.00 | 9/17/2012 8:09:38 PM |
| rockhound84 | $25.00 | 9/18/2012 4:09:40 AM |
| revenue-appraiser | $25.00 | 9/18/2012 5:36:31 AM |
| liberty-tostada7 | $25.00 | 9/17/2012 6:35:56 PM |
| LJRR85 | $25.00 | 9/18/2012 6:25:31 AM |
| capital-investor8 | $30.00 | 9/18/2012 6:30:48 AM |
| sgt-schultz | $35.33 | 9/18/2012 6:34:02 AM |
| intrepid-loot | $25.00 | 9/17/2012 6:54:09 PM |
| revenue-statesperson4 | $100.00 | 9/18/2012 1:34:53 AM |
| dough-kitten5 | $25.00 | 9/18/2012 3:57:28 AM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:31 PM |
| thrifty-generosity222 | $50.00 | 9/17/2012 7:43:16 PM |
| worth-quark7 | $25.00 | 9/18/2012 5:34:28 AM |
| credit-adventurer313 | $25.00 | 9/18/2012 2:58:37 AM |
| reflective-rupee | $25.00 | 9/18/2012 3:11:16 AM |
| dragon_tamer | $25.05 | 9/18/2012 3:16:53 AM |
| let_me_retire | $30.00 | 9/18/2012 3:19:02 AM |
| chrisb1414 | $25.00 | 9/18/2012 4:22:58 AM |
| jc33148 | $25.00 | 9/18/2012 6:02:24 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
613357
This series of Notes was issued and sold upon the funding of the borrower loan #74816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $126,001 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bright-justice323 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/13/2012 5:06:04 PM |
| Something-Corporate | $25.00 | 9/13/2012 5:53:52 PM |
| greencat | $50.00 | 9/14/2012 9:07:38 AM |
| worthy-bid8 | $100.00 | 9/14/2012 10:20:37 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:35 AM |
| cmliii | $30.00 | 9/15/2012 9:51:41 AM |
| Sunbase | $25.00 | 9/15/2012 10:39:20 AM |
| capital-heaven5 | $25.00 | 9/15/2012 6:59:34 AM |
| stock106 | $25.00 | 9/15/2012 4:19:04 PM |
| yons88 | $25.00 | 9/15/2012 10:54:00 PM |
| papaloha | $25.00 | 9/16/2012 8:21:37 PM |
| compatible-deal9 | $25.00 | 9/17/2012 1:13:08 PM |
| dukeiyer | $25.00 | 9/17/2012 1:23:58 PM |
| income-vault6 | $25.00 | 9/17/2012 2:34:11 PM |
| a-community-aficionado | $64.52 | 9/17/2012 3:14:40 PM |
| enriched-return057 | $50.00 | 9/17/2012 3:22:55 PM |
| treasure-hunter270 | $25.00 | 9/17/2012 3:52:00 PM |
| Bob450 | $25.00 | 9/17/2012 6:34:38 PM |
| TruTaing | $25.00 | 9/17/2012 8:11:21 PM |
| jebber007 | $30.00 | 9/17/2012 7:18:54 PM |
| irrelevant | $50.00 | 9/13/2012 5:05:15 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:29 PM |
| money-baron | $50.00 | 9/13/2012 6:23:45 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:13 PM |
| historic-value7 | $100.00 | 9/13/2012 6:49:09 PM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:38 AM |
| buffalobills | $25.00 | 9/14/2012 9:39:06 AM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:34 PM |
| palmetto933 | $50.00 | 9/15/2012 6:01:43 AM |
| nri22 | $25.00 | 9/15/2012 1:16:05 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:56 PM |
| drkosh | $25.00 | 9/16/2012 12:51:16 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:51 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:18 AM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:34:57 AM |
| MI2 | $1,250.00 | 9/17/2012 12:25:07 PM |
| URBANCAPITAL | $25.00 | 9/17/2012 4:52:43 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:53 PM |
| grf1945 | $25.00 | 9/17/2012 7:28:18 PM |
| phaques | $225.00 | 9/17/2012 7:06:18 PM |
| brightest-funds-spruce | $50.48 | 9/17/2012 9:34:31 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
615869
This series of Notes was issued and sold upon the funding of the borrower loan #74821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $46.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,917 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-electron7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Research Project --> Self Help Co.
Purpose of loan:
This loan will be used to...
I had OCD pretty severely in the past. I've gotten over it and written a book/ created a multi-media information product to sell. I've researched the market using Google Adwords and there are roughly 150,000 monthly searches for relevant keywords. I can get clicks for $0.40 each, and with roughly 2% click through rate on my Google ads can generate traffic of 3,000 visitors per month for a cost of $1,200. The Website overhead consists of domain registration, hosting, shopping cart and payment processor and comes to slightly less than $100/month. My business expenses are:
$100 overhead
Up to (can be scaled down) $1,200 advertising
Extra $$ for hiring contractors to help me with specific projects.
Once the 3,000 visitors are at my site, if I can convert 2% of them into purchasers I've made 60 sales. To cover my baseline situation of $1,300 in monthly costs I need to charge just a few dollars over $20 for the product. Considering the product contains a step by step self help system to overcoming OCD without using therapy or medication (therapy alone costing more than $100/hr for an hour a week for several months) I feel like there is a sufficient value proposition to charge significantly more than $20 for the product. Pricing is expected to fall within $47-$97 depending on testing and sales data.
The money I am asking you to loan me will be for hiring a web design specialist to make my site look a lot more professional, and hiring a salescopy writer to hit the 2% and 2% goals that I've defined. Using a professional copywriter, with a strong value proposition I do not feel like 2% and 2% conversions are unreasonable. The site person has been Elance'd (www.elance.com) for roughly $1,000 and the copywriter (also on elance) for roughly $500.
The remaining $500 will serve as a capital cushion for cost overruns, or to account for errors in my estimates and forecasts.
My financial situation:
I am a good candidate for this loan because...
I have consistent paychecks from my jobs in excess of $2,500 each month. My personal expenses are stabilized below $1,000 each month giving me ample free cash flow to service this debt while funding the business. I also have an 801 credit score.
In summary:
Realistic business opportunity
Strong personal free cash flow
800+ credit score.
Thank you for considering my listing.
Ryan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LoanerPrincipal | $25.00 | 9/17/2012 5:09:00 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:19 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:55 PM |
| LeReve | $500.00 | 9/17/2012 5:29:08 PM |
| gravbox | $25.00 | 9/17/2012 5:29:15 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:17 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:43 PM |
| azazle | $25.00 | 9/17/2012 5:55:30 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:32 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:12 PM |
| SBT | $25.00 | 9/17/2012 5:12:05 PM |
| BDL-Roth | $25.00 | 9/17/2012 5:16:23 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:36 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:13 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:38 PM |
| wetlands | $200.00 | 9/17/2012 5:24:21 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:04 PM |
| IPG1 | $25.00 | 9/17/2012 5:18:04 PM |
| peso-tostada | $200.00 | 9/17/2012 5:41:00 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:45 PM |
| networks4ever | $25.00 | 9/17/2012 6:01:01 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:47 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
620791
This series of Notes was issued and sold upon the funding of the borrower loan #74298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1974 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
13 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,688 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-excellence3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to update Kitchen and Bath
My financial situation:
I am a good candidate for this loan because I have a good payment history, have never defaulted on a loan, pay on time and have sufficient monthly income to cover loan payment. In all likelihood the loan will be paid in less than 18 months.
Monthly net income: $ 5200 salary + 2250 social security
Monthly expenses: $ 2950
Housing: $ included above
Insurance: $ included above
Car expenses: $ included above
Utilities: $ included above
Phone, cable, internet: $ included above
Food, entertainment: $ included above
Clothing, household expenses: $ included above
Credit cards and other loans: $ 1500
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/16/2012 12:09:21 PM |
| historic-value7 | $300.00 | 9/16/2012 12:11:08 PM |
| vutah | $35.00 | 9/16/2012 12:14:31 PM |
| hopeful_lender | $100.00 | 9/16/2012 12:28:51 PM |
| RGlad | $300.00 | 9/16/2012 12:12:41 PM |
| mercuriant | $25.00 | 9/16/2012 2:43:29 PM |
| Beld | $50.00 | 9/16/2012 2:48:55 PM |
| supreme-treasure8 | $100.00 | 9/16/2012 2:40:16 PM |
| bold-direct-asset | $50.00 | 9/16/2012 2:44:28 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:52:26 PM |
| first-pragmatic-power | $25.00 | 9/16/2012 3:08:33 PM |
| friendly-gold | $25.00 | 9/16/2012 3:02:03 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:29 PM |
| ready-justice7 | $30.00 | 9/16/2012 3:08:42 PM |
| scholarly-order6 | $150.00 | 9/16/2012 12:45:43 PM |
| bonus-demon | $50.00 | 9/16/2012 2:26:55 PM |
| transparency-sapling | $25.00 | 9/16/2012 3:08:10 PM |
| janeybooboo | $100.00 | 9/16/2012 12:10:07 PM |
| p2p-czar3 | $25.00 | 9/16/2012 2:45:30 PM |
| FWF-kinetic | $25.00 | 9/16/2012 2:48:24 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
622573
This series of Notes was issued and sold upon the funding of the borrower loan #74800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $248.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,375 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| riveting-p2p |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time.
Monthly net income: $5,500
Housing: $1,300
Car expenses: $300
Utilities: $200
Phone, cable, internet: $100
Food, groceries, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $100.70 | 9/11/2012 5:12:27 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:43 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:24 PM |
| penny-finder | $27.00 | 9/11/2012 5:29:48 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:25 PM |
| dedicated-contract755 | $25.00 | 9/11/2012 5:35:54 PM |
| finance-ecstasy7 | $25.00 | 9/11/2012 5:25:01 PM |
| openness-antioxidant | $75.00 | 9/11/2012 5:33:35 PM |
| finance-relaxation3 | $25.00 | 9/11/2012 6:07:07 PM |
| Bank-of-Oof | $25.00 | 9/11/2012 6:17:56 PM |
| Rockymtnhi | $100.00 | 9/11/2012 6:19:01 PM |
| 6_kids_college_fund | $25.00 | 9/11/2012 6:30:28 PM |
| hopeful_lender | $100.00 | 9/11/2012 6:33:20 PM |
| RGlad | $300.00 | 9/11/2012 6:40:28 PM |
| martinatime | $25.00 | 9/11/2012 6:07:14 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:20 PM |
| creditjunky | $100.00 | 9/11/2012 7:01:57 PM |
| kfrench | $75.00 | 9/11/2012 6:16:32 PM |
| squarebob | $30.00 | 9/11/2012 6:24:04 PM |
| houli123 | $200.00 | 9/11/2012 6:29:07 PM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:26 PM |
| JeremyLinFan | $40.00 | 9/11/2012 6:13:11 PM |
| callmebryan | $25.00 | 9/11/2012 7:47:22 PM |
| thankful-nickel2 | $50.00 | 9/11/2012 6:39:57 PM |
| janeybooboo | $100.00 | 9/11/2012 6:40:43 PM |
| Nipper99 | $100.00 | 9/11/2012 7:40:48 PM |
| wise-charming-reward | $500.00 | 9/11/2012 7:51:45 PM |
| axl163 | $25.00 | 9/12/2012 12:22:36 AM |
| Pickmar | $25.00 | 9/12/2012 6:30:10 AM |
| anacent | $25.00 | 9/11/2012 9:41:14 PM |
| fishcreek | $25.00 | 9/12/2012 3:50:33 AM |
| BBsapphire-2-loan | $100.00 | 9/12/2012 12:27:51 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:04 AM |
| radforj22 | $50.00 | 9/12/2012 7:58:18 AM |
| lm75 | $30.00 | 9/12/2012 8:09:12 AM |
| helpful-fund7 | $28.71 | 9/12/2012 5:38:46 AM |
| djh47a | $25.00 | 9/12/2012 7:43:28 AM |
| pietro_torna_indietro | $50.00 | 9/12/2012 7:06:16 AM |
| shellstar | $25.00 | 9/12/2012 8:47:19 AM |
| thehousewife | $25.00 | 9/12/2012 8:56:01 AM |
| boredlv | $25.00 | 9/12/2012 9:10:08 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:59 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:26 AM |
| respectful-fairness069 | $27.00 | 9/12/2012 9:50:41 AM |
| zotzot | $50.00 | 9/12/2012 9:49:44 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:57 AM |
| Poker_Grandpa | $25.00 | 9/12/2012 10:45:04 AM |
| first-careful-currency | $300.00 | 9/12/2012 10:46:40 AM |
| first-wampum-gazer | $500.00 | 9/12/2012 12:29:06 PM |
| Aberdeen | $100.00 | 9/11/2012 6:35:59 PM |
| Plutis | $25.00 | 9/11/2012 5:22:30 PM |
| tranquil-gain1 | $75.00 | 9/11/2012 5:09:31 PM |
| community-burrito9 | $45.00 | 9/11/2012 5:29:02 PM |
| p2pelstiltskin8 | $25.00 | 9/11/2012 5:14:01 PM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 5:16:48 PM |
| vutah | $25.00 | 9/11/2012 5:24:38 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:59 PM |
| intelligent-yield | $50.00 | 9/11/2012 5:44:20 PM |
| bullwink27 | $25.00 | 9/11/2012 5:51:42 PM |
| urbane-income7 | $25.00 | 9/11/2012 5:48:15 PM |
| fund-medalist171 | $50.00 | 9/11/2012 6:04:12 PM |
| glimmering-liberty616 | $25.00 | 9/11/2012 7:02:46 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:14 PM |
| ready-interest9 | $25.00 | 9/11/2012 6:11:52 PM |
| engaging-worth | $25.00 | 9/11/2012 6:18:31 PM |
| prudent-deal662 | $25.00 | 9/11/2012 6:44:09 PM |
| ore-frontier | $50.00 | 9/11/2012 9:40:36 PM |
| langdonx | $50.00 | 9/11/2012 9:41:30 PM |
| JustMee | $25.00 | 9/11/2012 8:29:16 PM |
| CougarRoar | $25.00 | 9/11/2012 10:42:25 PM |
| icydog | $25.00 | 9/11/2012 11:12:46 PM |
| banker334 | $25.00 | 9/11/2012 8:27:27 PM |
| glenium | $25.00 | 9/12/2012 2:53:13 AM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:03 PM |
| heerzaquestion | $35.00 | 9/12/2012 4:37:03 AM |
| Interloper | $50.00 | 9/11/2012 8:44:08 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:57 PM |
| eljobe | $45.00 | 9/12/2012 6:14:26 AM |
| 1traveler | $25.00 | 9/11/2012 10:47:30 PM |
| marketplace-singularity3 | $100.00 | 9/12/2012 6:49:48 AM |
| dudebrah | $25.00 | 9/12/2012 1:06:53 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:01 AM |
| Agonbiew | $50.00 | 9/12/2012 8:47:06 AM |
| omegamon1 | $25.00 | 9/12/2012 8:56:26 AM |
| passivesf | $50.00 | 9/12/2012 6:52:43 AM |
| _NaLNaBB | $250.00 | 9/12/2012 7:08:33 AM |
| friendinmoney | $25.19 | 9/12/2012 6:32:43 AM |
| crippledcircus | $47.87 | 9/12/2012 7:36:37 AM |
| duty-monger | $50.00 | 9/12/2012 8:58:30 AM |
| new-impeccable-coin | $28.00 | 9/12/2012 9:32:37 AM |
| TackingWindward | $25.00 | 9/12/2012 9:27:06 AM |
| hidavehi | $41.00 | 9/12/2012 9:42:17 AM |
| gjm6d | $25.00 | 9/12/2012 10:03:59 AM |
| availableloan | $25.00 | 9/12/2012 10:31:40 AM |
| tech310 | $50.00 | 9/12/2012 10:26:45 AM |
| heroic-hope3 | $25.00 | 9/12/2012 10:24:51 AM |
| global-invest-group | $25.00 | 9/12/2012 11:45:43 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:44:39 AM |
| listing-reformation8 | $80.00 | 9/12/2012 11:54:44 AM |
| courteous-trade229 | $40.00 | 9/12/2012 10:53:02 AM |
| unrelenting-euro7 | $50.00 | 9/12/2012 11:04:29 AM |
| ethical-truth211 | $200.00 | 9/12/2012 11:29:52 AM |
| first-wampum-gazer | $500.00 | 9/12/2012 12:29:22 PM |
| trade-cactus8 | $50.00 | 9/12/2012 12:58:02 PM |
| historic-value7 | $54.53 | 9/12/2012 1:01:51 PM |
| Eminent_Endeavors | $25.00 | 9/12/2012 1:01:14 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
623637
This series of Notes was issued and sold upon the funding of the borrower loan #74337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $166.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,466 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-diligent-coin |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $17,100.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2012)
620-639
(Jul-2012)
700-719
(Jun-2011)
660-679
(Jun-2010)
|
|
Principal balance:
| $10,163.61 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Home Improvement Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $500.00 | 9/17/2012 5:00:17 PM |
| LittleMingo | $35.00 | 9/17/2012 5:02:01 PM |
| marinbb | $125.03 | 9/17/2012 5:00:16 PM |
| Milonguero | $100.00 | 9/17/2012 5:02:00 PM |
| marinbb | $25.00 | 9/17/2012 5:02:21 PM |
| fantastic-contract1 | $300.00 | 9/17/2012 5:00:18 PM |
| handy-justice | $100.00 | 9/17/2012 5:01:43 PM |
| berniemadeoff | $50.00 | 9/17/2012 5:02:19 PM |
| worth-blanket2 | $2,725.00 | 9/17/2012 5:02:27 PM |
| Dusigrosz | $300.00 | 9/17/2012 5:00:17 PM |
| wesleyan | $50.00 | 9/17/2012 5:00:56 PM |
| MoneyForNothing | $30.30 | 9/17/2012 5:02:03 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
623705
This series of Notes was issued and sold upon the funding of the borrower loan #74642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,300.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $440.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,969 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-jalapeno6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
|
Principal balance:
| $7,860.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to... consolidate all my debt in one place
My financial situation:
I am a good candidate for this loan because... I pay my bills on time and would rather pay interest here than to some large corp.
Monthly net income: $2617.00
Monthly expenses: $
Housing: $1100.00
Insurance: $88.00
Car expenses: $150.00
Utilities: $67.00
Phone, cable, internet: $86.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dime-sprout | $25.00 | 9/16/2012 2:20:37 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:02 PM |
| five-star-principal0 | $25.00 | 9/16/2012 2:44:39 PM |
| BostonCapital | $100.00 | 9/16/2012 2:46:52 PM |
| investmentgeek | $25.00 | 9/16/2012 2:06:45 PM |
| Kaj | $25.00 | 9/16/2012 2:18:45 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:29 PM |
| missing-link | $25.00 | 9/16/2012 3:05:28 PM |
| transparency-sapling | $25.00 | 9/16/2012 3:08:11 PM |
| velocity-solo | $25.00 | 9/16/2012 3:09:00 PM |
| oldmora | $50.00 | 9/16/2012 3:18:52 PM |
| Lacimae | $52.00 | 9/16/2012 3:26:35 PM |
| money-baron-roth-IRA | $50.00 | 9/16/2012 3:46:32 PM |
| p2p-czar3 | $25.00 | 9/16/2012 2:45:31 PM |
| Beld | $50.00 | 9/16/2012 2:48:56 PM |
| top-courageous-payment3 | $30.00 | 9/16/2012 5:38:35 PM |
| durability-ace9 | $30.00 | 9/16/2012 3:17:19 PM |
| majestic-currency3 | $58.08 | 9/16/2012 8:16:33 PM |
| EnglishGeekInNYC | $25.00 | 9/16/2012 2:29:18 PM |
| persist_in_doing | $25.00 | 9/16/2012 2:41:44 PM |
| 420limo | $50.00 | 9/16/2012 11:53:56 PM |
| bonus-seahorse | $25.00 | 9/17/2012 1:49:52 AM |
| first-silver-bridge | $25.00 | 9/17/2012 5:58:26 AM |
| cospilot | $25.00 | 9/16/2012 2:59:19 PM |
| first-pragmatic-power | $25.00 | 9/16/2012 3:08:33 PM |
| Budson_Group | $82.00 | 9/16/2012 8:49:03 PM |
| Contact911 | $25.00 | 9/16/2012 3:13:48 PM |
| extraordinary-velocity6 | $25.00 | 9/17/2012 8:49:10 AM |
| bellaquito | $500.00 | 9/16/2012 3:21:26 PM |
| hml | $25.00 | 9/17/2012 12:32:38 AM |
| fortytwo | $150.00 | 9/17/2012 9:03:08 AM |
| berniemadeoff | $25.00 | 9/16/2012 4:14:02 PM |
| visionary-generosity0 | $25.00 | 9/17/2012 7:01:08 AM |
| lhpd | $25.00 | 9/16/2012 5:42:05 PM |
| fairness-atmosphere | $25.00 | 9/17/2012 7:35:43 AM |
| orange-spiritual-contract | $100.00 | 9/17/2012 9:09:24 AM |
| dukeiyer | $25.00 | 9/17/2012 8:22:05 AM |
| mikrolown | $25.00 | 9/17/2012 9:12:21 AM |
| trade-wildcat2 | $25.00 | 9/17/2012 8:38:58 AM |
| FinanceEngine | $60.00 | 9/17/2012 8:40:37 AM |
| papaloha | $55.00 | 9/16/2012 8:19:37 PM |
| versatile-dime442 | $250.00 | 9/17/2012 9:15:33 AM |
| j2ee | $50.00 | 9/17/2012 9:02:49 AM |
| wwwUniversal | $25.00 | 9/17/2012 9:16:37 AM |
| gjm6d | $25.00 | 9/17/2012 9:17:57 AM |
| musegaze | $50.00 | 9/17/2012 9:18:16 AM |
| LeReve | $500.00 | 9/17/2012 9:18:26 AM |
| Fitiwalt7 | $25.00 | 9/16/2012 9:11:50 PM |
| fitiwalt | $25.00 | 9/16/2012 9:13:18 PM |
| DadWarbucks | $25.00 | 9/17/2012 9:20:26 AM |
| BBsapphire-2-loan | $100.00 | 9/16/2012 10:13:07 PM |
| DoctorJoe | $25.00 | 9/17/2012 5:09:49 AM |
| 108lender | $117.00 | 9/17/2012 9:10:40 AM |
| auction-sage | $100.00 | 9/17/2012 9:14:19 AM |
| durability-seahorse7 | $50.00 | 9/17/2012 9:40:26 AM |
| Comoparklender | $25.00 | 9/17/2012 9:43:12 AM |
| Zion-CIF | $25.00 | 9/17/2012 9:43:51 AM |
| promise2 | $25.00 | 9/17/2012 9:51:23 AM |
| Railbird | $50.00 | 9/17/2012 9:21:34 AM |
| adventurer447 | $170.00 | 9/17/2012 9:53:06 AM |
| benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:22:53 AM |
| agalt | $35.00 | 9/17/2012 9:59:30 AM |
| mikeandcat | $26.42 | 9/17/2012 10:09:33 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:20 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:21 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:26 AM |
| cberthiaume | $50.00 | 9/17/2012 9:05:10 AM |
| Latinun | $25.00 | 9/17/2012 9:07:11 AM |
| dynamic-money271 | $100.00 | 9/17/2012 9:39:59 AM |
| geemoney29 | $25.00 | 9/17/2012 9:42:01 AM |
| green-fund-sitar | $50.00 | 9/17/2012 9:15:00 AM |
| radiant-dollar9 | $200.00 | 9/17/2012 9:15:04 AM |
| truth-companion | $25.00 | 9/17/2012 9:58:25 AM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:50 AM |
| velocity-warrior | $25.00 | 9/17/2012 9:33:06 AM |
| listing-escalator9 | $25.00 | 9/17/2012 9:38:16 AM |
| theboat | $30.00 | 9/17/2012 9:56:09 AM |
| transaction-hugger4 | $100.00 | 9/16/2012 2:23:06 PM |
| tnjohnso | $25.00 | 9/16/2012 2:29:39 PM |
| dmunySF | $50.00 | 9/16/2012 2:32:47 PM |
| handshake5 | $100.00 | 9/16/2012 2:44:26 PM |
| fcrick | $50.00 | 9/16/2012 2:52:33 PM |
| green28 | $100.00 | 9/16/2012 2:31:45 PM |
| FFStar | $25.00 | 9/16/2012 2:40:57 PM |
| wormdc | $25.00 | 9/16/2012 2:42:55 PM |
| jamiee73 | $25.00 | 9/16/2012 2:43:38 PM |
| shiny-dollar9 | $25.00 | 9/16/2012 2:44:05 PM |
| FWF-kinetic | $25.00 | 9/16/2012 3:36:40 PM |
| flexible-funds3 | $25.00 | 9/16/2012 2:50:59 PM |
| duty-viola | $25.00 | 9/16/2012 2:51:41 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:14 PM |
| friendly-gold | $25.00 | 9/16/2012 3:02:03 PM |
| trade-beeper4 | $25.00 | 9/16/2012 3:02:07 PM |
| Purposeful | $50.00 | 9/16/2012 3:14:46 PM |
| bold-marketplace-awakening | $100.00 | 9/16/2012 3:18:15 PM |
| money-baron | $50.00 | 9/16/2012 3:30:29 PM |
| mtquan | $25.00 | 9/16/2012 2:30:33 PM |
| blazing-capital2 | $182.00 | 9/16/2012 2:34:51 PM |
| velocityasaurus-rex4 | $100.00 | 9/16/2012 2:37:46 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:44 PM |
| punctual-worth263 | $50.00 | 9/16/2012 9:55:56 PM |
| supreme-treasure8 | $100.00 | 9/16/2012 2:40:16 PM |
| Jloaner | $100.00 | 9/16/2012 2:42:00 PM |
| vegibenz | $25.00 | 9/16/2012 2:43:07 PM |
| bid-czar8 | $100.00 | 9/16/2012 2:44:35 PM |
| auction-seeker | $25.00 | 9/16/2012 6:58:36 PM |
| a-enticing-reward | $25.00 | 9/16/2012 2:50:07 PM |
| yield-lion | $25.00 | 9/16/2012 2:51:44 PM |
| valiant-liberty4 | $25.00 | 9/16/2012 2:54:23 PM |
| melodious-fairness | $50.00 | 9/16/2012 2:56:15 PM |
| goodhearted-gold3 | $25.00 | 9/17/2012 7:03:18 AM |
| just-finance2 | $25.00 | 9/17/2012 7:15:50 AM |
| ready-justice7 | $50.00 | 9/16/2012 3:08:43 PM |
| 850 | $50.00 | 9/16/2012 9:04:56 PM |
| statuesque-affluence058 | $25.00 | 9/16/2012 3:09:09 PM |
| beeper2 | $25.00 | 9/16/2012 9:33:54 PM |
| WalnutCreekguy | $50.00 | 9/17/2012 9:03:51 AM |
| investment-comet | $25.00 | 9/17/2012 7:05:53 AM |
| affluence-microscope2 | $200.00 | 9/17/2012 9:08:35 AM |
| mmills1220 | $25.00 | 9/17/2012 9:09:40 AM |
| zchickan | $25.00 | 9/17/2012 8:12:43 AM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:18 PM |
| marcopolo10 | $25.00 | 9/17/2012 8:26:37 AM |
| wetlands | $200.00 | 9/17/2012 9:13:33 AM |
| loyalty-dragster7 | $100.00 | 9/16/2012 8:09:49 PM |
| the-gold-quark | $25.00 | 9/16/2012 8:22:09 PM |
| ferocious-benefit7 | $50.00 | 9/16/2012 8:26:38 PM |
| enthusiastic-cash599 | $50.00 | 9/17/2012 9:17:55 AM |
| pms31421 | $25.00 | 9/16/2012 9:06:43 PM |
| abundanceforever | $52.50 | 9/17/2012 9:10:13 AM |
| orange-market-amigo | $200.00 | 9/17/2012 9:32:11 AM |
| LaGrangeLender | $50.00 | 9/17/2012 6:09:24 AM |
| urbny | $25.00 | 9/17/2012 6:19:52 AM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:53 AM |
| HammerKnuckleLending | $25.00 | 9/17/2012 9:41:17 AM |
| panther757 | $25.00 | 9/17/2012 9:43:11 AM |
| Schlawinzer | $25.00 | 9/17/2012 7:23:37 AM |
| brightest-interest-plasma | $50.00 | 9/17/2012 9:43:20 AM |
| Jack-Sparrow | $25.00 | 9/17/2012 9:44:45 AM |
| reverent-bazaar284 | $25.00 | 9/17/2012 8:13:01 AM |
| soulful-p2p432 | $25.00 | 9/17/2012 9:58:07 AM |
| RuleOf70 | $30.00 | 9/17/2012 9:32:45 AM |
| hope-percolator8 | $50.00 | 9/17/2012 9:07:07 AM |
| nickel-ferret | $25.00 | 9/17/2012 9:12:15 AM |
| tostada88 | $25.00 | 9/17/2012 9:45:40 AM |
| ready-agreement5 | $25.00 | 9/17/2012 9:13:30 AM |
| Stollewood | $25.00 | 9/17/2012 9:14:33 AM |
| Thunderswan | $100.00 | 9/17/2012 9:17:15 AM |
| interstellar | $75.00 | 9/17/2012 10:01:35 AM |
| professional-vigilance9 | $100.00 | 9/17/2012 9:24:16 AM |
| randsenterprise | $25.00 | 9/17/2012 9:28:07 AM |
| HenryS | $30.00 | 9/17/2012 9:35:04 AM |
| new_beginnings | $50.00 | 9/17/2012 9:45:05 AM |
| Bank42 | $25.00 | 9/17/2012 9:50:16 AM |
| palmetto933 | $25.00 | 9/17/2012 9:52:02 AM |
| dough-souffle | $25.00 | 9/17/2012 9:56:08 AM |
| abundant-power | $25.00 | 9/17/2012 9:57:55 AM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
624063
This series of Notes was issued and sold upon the funding of the borrower loan #75020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
16 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,924 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| natural-rate9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 60% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 4
( 40% )
| 760-779
(Oct-2011)
|
|
Principal balance:
| $8,828.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Smart consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate my credit cards and a small loan. It makes financial sense for me to consolidate to save money on interest and lower my monthly bills. Plus, having one monthly payment is much easier than several.
My financial situation: Strong and current
I am a good candidate for this loan because I have never missed a payment in over 12 years. I budget my expenses responsibility and will cut back in spending to ensure bills are paid. I believe in financial responsibility and demonstrate these traits regularly.
Monthly net income: $ 3400
Monthly expenses: $ 100
Housing: $ 1050
Insurance: $ 70
Car expenses: $
Utilities: $ 200
Phone, cable, internet: $ 70
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 525
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| miked8303 | $50.00 | 9/19/2012 5:03:30 PM |
| affluence-microscope2 | $200.00 | 9/19/2012 5:03:36 PM |
| trade-boots1 | $100.00 | 9/19/2012 5:06:15 PM |
| tolerant-responsibility051 | $389.00 | 9/19/2012 5:06:45 PM |
| unrelenting-auction7 | $25.00 | 9/19/2012 5:07:12 PM |
| pdli_dude | $25.00 | 9/19/2012 5:09:20 PM |
| justreturns | $25.00 | 9/19/2012 5:03:57 PM |
| jamiee73 | $25.00 | 9/19/2012 5:04:37 PM |
| economy-coup | $100.00 | 9/19/2012 5:07:04 PM |
| worth-blanket2 | $13,500.00 | 9/19/2012 5:07:31 PM |
| irrelevant | $50.00 | 9/19/2012 5:05:48 PM |
| mondial4 | $100.00 | 9/19/2012 5:05:50 PM |
| Jloaner | $100.00 | 9/19/2012 5:08:21 PM |
| return-pioneer221 | $56.00 | 9/19/2012 5:10:26 PM |
| income-triangulation1 | $25.00 | 9/19/2012 5:01:06 PM |
| mckhbnpc | $40.00 | 9/19/2012 5:04:55 PM |
| thrilling-fund427 | $50.00 | 9/19/2012 5:07:15 PM |
| Bob450 | $25.00 | 9/19/2012 5:08:30 PM |
| durability-ace9 | $30.00 | 9/19/2012 5:08:53 PM |
| duty-viola | $25.00 | 9/19/2012 5:09:44 PM |
| economy-producer | $25.00 | 9/19/2012 5:03:55 PM |
| lowlite6647 | $25.00 | 9/19/2012 5:06:21 PM |
| mikrolown | $25.00 | 9/19/2012 5:07:07 PM |
| calm-platinum957 | $35.00 | 9/19/2012 5:08:03 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
624377
This series of Notes was issued and sold upon the funding of the borrower loan #74831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $230.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,744 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| viewpoint1381 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 36 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,775.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Sep-2011)
660-679
(Sep-2009)
580-599
(Aug-2008)
580-599
(Jun-2008)
|
|
Principal balance:
| $2,298.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 37 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay off my medical bills as I had ovarian cancer and had 9 weeks of chemo, surgery, and 9 more weeks of chemo. As of today, no sign of cancer! But a lot of medical bills!
My financial situation:
I am a good candidate for this loan because...I always pay my bills and pay them on time.
Monthly net income: $3550.00
Monthly expenses: $2000
Housing: $765
Insurance: $123
Car expenses: $458
Utilities: $85
Phone, cable, internet: $200
Food, entertainment: $0
Clothing, household expenses: $40
Credit cards and other loans: $317.68
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjaminsky | $25.00 | 9/8/2012 12:00:31 PM |
| green-trade-dolphin | $67.45 | 9/8/2012 12:00:17 PM |
| bellaquito | $500.00 | 9/8/2012 12:01:07 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:51 PM |
| Canidae | $25.00 | 9/8/2012 12:02:00 PM |
| silver-enlightenment0 | $25.00 | 9/8/2012 12:05:29 PM |
| GGreg799 | $25.00 | 9/8/2012 12:05:38 PM |
| DreisersFinancier | $50.00 | 9/8/2012 12:09:31 PM |
| MoneyForNothing | $38.37 | 9/8/2012 12:01:17 PM |
| authoritative-platinum7 | $50.00 | 9/8/2012 12:12:05 PM |
| productive-note2 | $50.00 | 9/8/2012 12:12:34 PM |
| loot-geyser1 | $25.00 | 9/8/2012 12:16:23 PM |
| vegibenz | $25.00 | 9/8/2012 12:05:21 PM |
| RGlad | $200.00 | 9/8/2012 12:02:05 PM |
| trumpeter5 | $25.00 | 9/8/2012 12:03:08 PM |
| leverage-baker | $25.00 | 9/8/2012 12:26:01 PM |
| Alpha-AssistU | $25.00 | 9/8/2012 12:12:00 PM |
| cash-reaction2 | $25.00 | 9/8/2012 12:04:53 PM |
| 1randyp | $25.00 | 9/8/2012 12:30:46 PM |
| idastmerchants | $25.00 | 9/8/2012 12:15:25 PM |
| NoCal | $25.00 | 9/8/2012 12:16:28 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:49 PM |
| Kaj | $25.00 | 9/8/2012 12:42:23 PM |
| transaction-hugger4 | $32.00 | 9/8/2012 12:23:55 PM |
| ore-healer6 | $100.00 | 9/8/2012 12:18:48 PM |
| MADAOO7 | $50.00 | 9/8/2012 12:49:45 PM |
| witty-openness | $25.00 | 9/8/2012 12:50:16 PM |
| Beld | $30.00 | 9/8/2012 12:51:55 PM |
| vontuse | $25.00 | 9/8/2012 12:21:59 PM |
| money-surge1 | $25.00 | 9/8/2012 12:52:09 PM |
| chererat | $25.00 | 9/8/2012 12:30:01 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:56 PM |
| berniemadeoff | $50.00 | 9/8/2012 12:53:26 PM |
| five-star-note | $200.00 | 9/8/2012 12:24:32 PM |
| top-historic-peso | $25.00 | 9/8/2012 12:24:43 PM |
| income-buddy7 | $26.00 | 9/8/2012 12:54:37 PM |
| Comoparklender | $25.00 | 9/8/2012 12:33:16 PM |
| Wellman | $25.00 | 9/8/2012 12:54:47 PM |
| AAAInvestments | $25.00 | 9/8/2012 12:56:20 PM |
| powerplant62 | $25.00 | 9/8/2012 12:27:10 PM |
| thankful-nickel2 | $55.55 | 9/8/2012 12:27:31 PM |
| organic-order | $25.00 | 9/8/2012 12:38:04 PM |
| TronMedici | $50.00 | 9/8/2012 12:31:25 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:42 PM |
| handy-justice | $50.00 | 9/8/2012 12:32:21 PM |
| zone8 | $100.00 | 9/8/2012 12:42:19 PM |
| Mathon | $25.00 | 9/8/2012 12:35:02 PM |
| bubb_hans | $25.00 | 9/8/2012 12:46:44 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:11 PM |
| kindest-credit-bear | $250.00 | 9/8/2012 12:51:58 PM |
| best-elevated-social | $25.00 | 9/8/2012 12:44:32 PM |
| marwadi-62 | $702.00 | 9/8/2012 12:48:31 PM |
| handshake5 | $11.23 | 9/8/2012 12:56:42 PM |
| miked8303 | $50.00 | 9/8/2012 12:52:25 PM |
| kind-truth-circuit | $50.00 | 9/8/2012 12:52:59 PM |
| exchange-pledge | $50.00 | 9/8/2012 12:04:41 PM |
| the-respectful-transaction | $25.00 | 9/8/2012 12:05:39 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:39 PM |
| jiggaman7 | $100.00 | 9/8/2012 12:03:01 PM |
| LittleMingo | $30.00 | 9/8/2012 12:02:36 PM |
| JeremyLinFan | $50.00 | 9/8/2012 12:09:42 PM |
| Banker2OO7 | $75.00 | 9/8/2012 12:10:37 PM |
| bid-czar8 | $90.00 | 9/8/2012 12:04:56 PM |
| tolerant-dinero2 | $25.00 | 9/8/2012 12:27:47 PM |
| bassman2 | $25.00 | 9/8/2012 12:28:52 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:21 PM |
| market-jam | $25.00 | 9/8/2012 12:07:32 PM |
| red-power-pecan | $50.00 | 9/8/2012 12:32:00 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:33 PM |
| principal-cooker2 | $50.00 | 9/8/2012 12:16:07 PM |
| intelligent-yield | $25.00 | 9/8/2012 12:18:02 PM |
| sweety075 | $25.00 | 9/8/2012 12:19:49 PM |
| Sonic_Squirrel | $75.00 | 9/8/2012 12:41:17 PM |
| kinder-credit-bear | $250.00 | 9/8/2012 12:17:34 PM |
| lowrater | $100.40 | 9/8/2012 12:19:08 PM |
| economy-shrubbery6 | $25.00 | 9/8/2012 12:32:42 PM |
| dough-bear | $25.00 | 9/8/2012 12:33:08 PM |
| kind-lovely-marketplace | $25.00 | 9/8/2012 12:25:07 PM |
| community-gyration7 | $25.00 | 9/8/2012 12:56:04 PM |
| finance-prescription | $100.00 | 9/8/2012 12:29:30 PM |
| Miklot | $30.00 | 9/8/2012 12:30:53 PM |
| money-baron-Roth401k | $25.00 | 9/8/2012 12:42:00 PM |
| fortytwo | $129.00 | 9/8/2012 12:46:34 PM |
| poetic-money611 | $41.00 | 9/8/2012 12:47:20 PM |
| MadHun | $97.00 | 9/8/2012 12:50:20 PM |
| fantastic-wampum1 | $100.00 | 9/8/2012 12:42:16 PM |
| the-laudable-peso | $40.00 | 9/8/2012 12:42:38 PM |
| durability-ace9 | $30.00 | 9/8/2012 12:43:08 PM |
| shmb6508 | $50.00 | 9/8/2012 12:47:05 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
624725
This series of Notes was issued and sold upon the funding of the borrower loan #74592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,393 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jldus |
Borrower's state:
| Oklahoma |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 63 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
740-759
(Dec-2009)
760-779
(Oct-2009)
760-779
(May-2008)
|
|
Principal balance:
| $1,064.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Vacation
Purpose of loan:
This loan will be used to go on vacation in the philippines
My financial situation:
I am a good candidate for this loan because i am never late on any payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/18/2012 9:38:11 AM |
| Mint_Man | $25.00 | 9/18/2012 9:06:14 AM |
| fabulous-bazaar4 | $25.00 | 9/18/2012 9:03:23 AM |
| nickel-ferret | $25.00 | 9/18/2012 9:11:07 AM |
| janeybooboo | $74.74 | 9/18/2012 9:07:17 AM |
| enriching-trade2 | $50.00 | 9/18/2012 9:09:46 AM |
| spaldorpv | $71.00 | 9/18/2012 9:17:31 AM |
| invincible-deal82 | $25.00 | 9/18/2012 9:21:20 AM |
| djs81 | $64.00 | 9/18/2012 9:04:36 AM |
| mariah8641 | $30.00 | 9/18/2012 9:26:11 AM |
| RJN | $35.00 | 9/18/2012 9:27:08 AM |
| payout-reaction740 | $50.00 | 9/18/2012 9:19:49 AM |
| repayment-pagoda8 | $100.00 | 9/18/2012 9:06:21 AM |
| gjm6d | $25.00 | 9/18/2012 9:24:38 AM |
| brainy-credit1 | $40.00 | 9/18/2012 9:06:33 AM |
| redalert99 | $46.00 | 9/18/2012 9:25:26 AM |
| 108lender | $200.00 | 9/18/2012 9:07:33 AM |
| L-Dogg | $40.00 | 9/18/2012 9:25:28 AM |
| abundanceforever | $52.50 | 9/18/2012 9:09:22 AM |
| prudent-deal662 | $25.00 | 9/18/2012 9:27:31 AM |
| azazle | $50.00 | 9/18/2012 9:34:38 AM |
| radiant-dollar9 | $200.00 | 9/18/2012 9:13:11 AM |
| dough-souffle | $25.00 | 9/18/2012 9:40:32 AM |
| influential-benjamins0 | $100.00 | 9/18/2012 9:43:15 AM |
| gmoney37 | $22.64 | 9/18/2012 9:43:36 AM |
| GoGalt | $50.00 | 9/18/2012 9:20:09 AM |
| proud-pound4 | $25.00 | 9/18/2012 9:39:01 AM |
| cablenews | $92.00 | 9/18/2012 9:41:21 AM |
| generous-deal6 | $25.00 | 9/18/2012 9:31:30 AM |
| sturdy-fairness0 | $50.00 | 9/18/2012 9:32:56 AM |
| green-trade-dolphin2 | $70.02 | 9/18/2012 9:02:17 AM |
| Rockymtnhi | $100.00 | 9/18/2012 9:03:26 AM |
| CaptainBL | $25.00 | 9/18/2012 9:07:24 AM |
| virtuous-repayment | $25.00 | 9/18/2012 9:13:02 AM |
| affluence-microscope2 | $200.00 | 9/18/2012 9:08:20 AM |
| LeReve | $500.00 | 9/18/2012 9:16:21 AM |
| j2ee | $50.00 | 9/18/2012 9:03:40 AM |
| Queueball1 | $25.00 | 9/18/2012 9:24:04 AM |
| ingenious-deal6 | $25.00 | 9/18/2012 9:25:31 AM |
| Sneezie | $49.00 | 9/18/2012 9:25:34 AM |
| Avala | $100.00 | 9/18/2012 9:32:11 AM |
| engaging-worth | $25.00 | 9/18/2012 9:08:30 AM |
| WeedPatch | $50.00 | 9/18/2012 9:32:43 AM |
| wetlands | $200.00 | 9/18/2012 9:12:18 AM |
| auction-sage | $100.00 | 9/18/2012 9:12:49 AM |
| mtquan | $25.00 | 9/18/2012 9:38:01 AM |
| NR | $25.00 | 9/18/2012 9:16:03 AM |
| LoanerPrincipal | $25.00 | 9/18/2012 9:39:45 AM |
| missoula | $25.00 | 9/18/2012 9:17:01 AM |
| lagnisiruk | $25.00 | 9/18/2012 9:40:41 AM |
| compoundinterest | $25.00 | 9/18/2012 9:18:03 AM |
| tranquil-gain1 | $75.00 | 9/18/2012 9:42:22 AM |
| ready-justice7 | $50.00 | 9/18/2012 9:33:16 AM |
| Castellan | $50.00 | 9/18/2012 9:19:30 AM |
| bold-steady-peso | $100.00 | 9/18/2012 9:20:07 AM |
| Tai | $25.00 | 9/18/2012 9:27:40 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:36 AM |
| Taxman44 | $25.00 | 9/18/2012 9:35:10 AM |
| AFairDeal | $25.00 | 9/18/2012 9:38:58 AM |
| radiobuda | $40.00 | 9/18/2012 9:40:02 AM |
| investment-artist | $89.10 | 9/18/2012 9:40:50 AM |
| Iwillhuntyoudown | $25.00 | 9/18/2012 9:41:40 AM |
| leeball | $35.00 | 9/18/2012 9:42:54 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
625871
This series of Notes was issued and sold upon the funding of the borrower loan #74631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $263 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reflective-order5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Complete credit rebuild
Purpose of loan:
This loan will be used to pay off some IRS taxes, some outstanding collection debts, and increase our overall creditworthiness to purchase a home for our family.
My financial situation:
I am a good candidate for this loan because I have completely turned around my credit position in less than two years since my bankruptcy.
Monthly net income: $5500
Monthly expenses: 0
Housing: $1650
Insurance: $123
Car expenses: $560
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $240 (to be paid off)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/16/2012 12:01:19 PM |
| 52digital | $75.00 | 9/16/2012 2:27:51 PM |
| supreme-treasure8 | $100.00 | 9/16/2012 2:40:16 PM |
| p2p-czar3 | $25.00 | 9/16/2012 2:45:31 PM |
| friendly-gold | $25.00 | 9/16/2012 3:02:04 PM |
| statuesque-affluence058 | $25.00 | 9/16/2012 3:09:09 PM |
| husley | $25.00 | 9/16/2012 2:22:39 PM |
| CalBear08 | $33.33 | 9/16/2012 3:37:10 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:45 PM |
| MI2 | $5,000.00 | 9/17/2012 12:22:11 PM |
| Comoparklender | $25.00 | 9/17/2012 9:58:28 AM |
| leverage-monger | $44.00 | 9/17/2012 12:43:03 PM |
| irrelevant | $50.00 | 9/17/2012 5:06:20 PM |
| Weaverville | $25.00 | 9/17/2012 10:41:29 AM |
| bonus-seahorse | $35.00 | 9/17/2012 11:59:06 AM |
| keiphers | $25.00 | 9/17/2012 1:53:01 PM |
| awesome-yield7 | $25.00 | 9/17/2012 2:42:08 PM |
| WxChem | $25.00 | 9/17/2012 5:29:27 PM |
| thelovebug | $48.00 | 9/17/2012 5:34:10 PM |
| Astyanax | $50.00 | 9/17/2012 5:57:22 PM |
| rinyt | $25.00 | 9/17/2012 6:35:23 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:51 PM |
| diplomatic-wealth7 | $25.00 | 9/17/2012 5:51:45 PM |
| digitaldan | $25.00 | 9/17/2012 8:24:41 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:31 PM |
| selector568 | $300.00 | 9/17/2012 6:05:13 PM |
| Index_Plus | $3,000.00 | 9/17/2012 7:47:33 PM |
| dinero-journey9 | $50.00 | 9/17/2012 11:15:12 PM |
| PrimeFunding | $50.00 | 9/17/2012 11:32:27 PM |
| desertoasis | $25.00 | 9/17/2012 11:15:06 PM |
| LendingPimp_2 | $70.17 | 9/18/2012 2:44:49 AM |
| natural-affluence6 | $25.00 | 9/17/2012 9:02:14 PM |
| economy-coup | $100.00 | 9/16/2012 12:42:58 PM |
| capital-renewal | $25.00 | 9/16/2012 2:25:43 PM |
| toblerone | $25.00 | 9/16/2012 3:08:55 PM |
| integrity-reactor4 | $100.00 | 9/16/2012 3:24:37 PM |
| Beld | $50.00 | 9/16/2012 2:48:56 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:30 PM |
| papaloha | $25.00 | 9/16/2012 8:21:48 PM |
| LendingPimp_2 | $26.00 | 9/16/2012 2:34:15 PM |
| interest-walnut | $25.00 | 9/16/2012 9:22:50 PM |
| first-pragmatic-power | $25.00 | 9/16/2012 3:25:16 PM |
| networks4ever | $25.00 | 9/16/2012 3:26:03 PM |
| authentic-finance194 | $50.00 | 9/17/2012 8:09:35 AM |
| benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:22:54 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:20 AM |
| heavy_ax | $50.00 | 9/17/2012 10:10:39 AM |
| jybank | $49.00 | 9/17/2012 12:32:02 PM |
| historic-value7 | $100.00 | 9/17/2012 1:28:15 PM |
| capital-investor8 | $30.00 | 9/17/2012 2:48:06 PM |
| enriched-return057 | $50.00 | 9/17/2012 3:25:38 PM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:50 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:32 AM |
| receptive-affluence035 | $33.00 | 9/17/2012 2:51:52 PM |
| bewitching-dollar5 | $100.00 | 9/17/2012 5:34:17 PM |
| DreisersFinancier | $35.00 | 9/17/2012 5:12:53 PM |
| asset-professor | $25.00 | 9/17/2012 5:43:59 PM |
| azazle | $25.00 | 9/17/2012 6:57:04 PM |
| Bob450 | $25.00 | 9/17/2012 6:32:02 PM |
| phaques | $400.00 | 9/17/2012 6:57:17 PM |
| durability-seahorse7 | $50.75 | 9/18/2012 12:48:24 AM |
| bonafide-yield351 | $25.00 | 9/17/2012 9:55:51 PM |
| bob450-roth | $25.00 | 9/17/2012 6:42:39 PM |
| thrifty-generosity222 | $50.00 | 9/17/2012 7:43:15 PM |
| brightest-funds-spruce | $170.72 | 9/17/2012 9:35:05 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
628221
This series of Notes was issued and sold upon the funding of the borrower loan #74755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $207.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,887 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| COguy |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2011)
720-739
(Mar-2008)
|
|
Principal balance:
| $5,503.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate higher interest debts for savings and convenience.
My financial situation:
I am a good candidate for this loan because... I am in an executive management position at an organization with which I've worked for nearly 15 years. I am a homeowner, with a full-time employed spouse (her income is not included in my own). Our cars are paid off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| creditjunky | $100.00 | 9/18/2012 5:05:05 PM |
| azazle | $50.00 | 9/18/2012 5:07:14 PM |
| historic-value7 | $251.03 | 9/18/2012 5:08:28 PM |
| fuse136 | $25.00 | 9/18/2012 5:08:16 PM |
| lowrater | $50.40 | 9/18/2012 5:02:32 PM |
| glimmering-liberty616 | $25.00 | 9/18/2012 5:05:50 PM |
| vutah | $35.00 | 9/18/2012 5:05:58 PM |
| nimble-money086 | $25.00 | 9/18/2012 5:07:42 PM |
| orange-liberty-oyster | $100.00 | 9/18/2012 5:04:47 PM |
| income-triangulation1 | $25.00 | 9/18/2012 5:05:05 PM |
| sweety075 | $25.00 | 9/18/2012 5:05:23 PM |
| Bank_Of_XL | $25.00 | 9/18/2012 5:06:50 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:07:38 PM |
| dogbait | $63.57 | 9/18/2012 5:08:06 PM |
| worth-blanket2 | $8,100.00 | 9/18/2012 5:04:01 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
629355
This series of Notes was issued and sold upon the funding of the borrower loan #74521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $311.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,526 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diligent-wampum |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
680-699
(Mar-2011)
|
|
Principal balance:
| $4,769.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to reduce APR on existing Prosper Loan and Credit Card paydown.
My financial situation:
I am a good candidate for this loan because recent payment history is excellent.
Monthly net income: $4,038.00
Monthly expenses: $
Housing: $1000.00
Insurance: $100.00
Car expenses: $150.00
Utilities: $300.00
Phone, cable, internet: $250.00
Food, entertainment: $250.00
Clothing, household expenses: $300
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjaminsky | $25.00 | 9/8/2012 10:00:35 AM |
| Hippo-IRA1 | $25.00 | 9/7/2012 5:05:15 PM |
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:48 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:38 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:35 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:16 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:41 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:07 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:19 PM |
| thankful-nickel2 | $50.00 | 9/7/2012 5:30:52 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:18 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:25 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:34 PM |
| LeReve | $500.00 | 9/7/2012 5:25:36 PM |
| commerce-venture1 | $25.00 | 9/7/2012 5:26:14 PM |
| evilkats | $50.00 | 9/7/2012 6:34:11 PM |
| proud-gold9 | $25.00 | 9/7/2012 7:00:16 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:20 PM |
| kindest-credit-bear | $250.00 | 9/7/2012 5:43:01 PM |
| one-midas | $25.00 | 9/7/2012 7:26:51 PM |
| adventurer447 | $300.00 | 9/7/2012 6:06:00 PM |
| keen-credit6 | $29.24 | 9/7/2012 6:08:48 PM |
| justinology | $30.00 | 9/7/2012 9:07:38 PM |
| april26 | $25.00 | 9/7/2012 6:50:00 PM |
| debt-system880 | $25.00 | 9/7/2012 10:56:42 PM |
| emergencyMD | $25.00 | 9/7/2012 6:23:28 PM |
| Gandalf0001 | $50.00 | 9/7/2012 6:42:39 PM |
| deal-hickory5 | $250.00 | 9/7/2012 6:55:34 PM |
| CO80487 | $25.00 | 9/7/2012 7:32:50 PM |
| blackstar | $25.00 | 9/7/2012 7:11:42 PM |
| enchanted-truth264 | $29.53 | 9/7/2012 8:36:38 PM |
| FinanceEngine | $60.00 | 9/8/2012 6:57:52 AM |
| punctual-worth263 | $50.00 | 9/8/2012 7:31:07 AM |
| buddycat | $25.00 | 9/7/2012 9:34:43 PM |
| Middleschoolmathteacher | $50.00 | 9/8/2012 2:25:56 AM |
| power-bluebird2 | $25.00 | 9/8/2012 3:58:32 AM |
| deal-pal | $25.00 | 9/8/2012 6:24:23 AM |
| oskizzle | $25.00 | 9/8/2012 9:16:37 AM |
| CPAecs | $25.00 | 9/8/2012 9:44:23 AM |
| flexible-duty3 | $25.00 | 9/8/2012 5:08:19 AM |
| sensible-order2 | $250.00 | 9/8/2012 5:37:21 AM |
| tirelighter778552 | $25.00 | 9/8/2012 5:40:49 AM |
| Sturgee | $25.00 | 9/8/2012 7:37:35 AM |
| nimble-money086 | $25.00 | 9/8/2012 9:46:12 AM |
| community-burrito9 | $35.00 | 9/8/2012 10:17:36 AM |
| C_M | $27.88 | 9/8/2012 8:06:01 AM |
| brondero | $85.00 | 9/8/2012 8:08:04 AM |
| travels536 | $25.00 | 9/8/2012 8:23:37 AM |
| McLaren231 | $25.00 | 9/8/2012 7:10:07 AM |
| booster73 | $25.00 | 9/8/2012 8:28:30 AM |
| first-dinero-paladin | $50.00 | 9/8/2012 10:32:47 AM |
| stylish-revenue4 | $25.00 | 9/8/2012 9:39:58 AM |
| vegibenz | $25.00 | 9/8/2012 12:05:21 PM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:47 AM |
| theloanfiller | $25.00 | 9/8/2012 10:47:25 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:11:36 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:20 PM |
| phersjm | $25.00 | 9/8/2012 12:14:58 PM |
| alexander-hamilton | $31.00 | 9/8/2012 12:04:45 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:00 PM |
| richboy56 | $25.00 | 9/8/2012 12:35:58 PM |
| awern | $25.00 | 9/8/2012 12:22:53 PM |
| magnitude787 | $30.00 | 9/8/2012 12:23:45 PM |
| IIP77 | $25.00 | 9/8/2012 12:18:55 PM |
| red-power-pecan | $50.00 | 9/8/2012 12:32:00 PM |
| handshake5 | $100.00 | 9/8/2012 12:56:41 PM |
| phaded | $25.00 | 9/8/2012 12:29:32 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:45 PM |
| mikbos | $25.00 | 9/8/2012 12:48:02 PM |
| purposeful-durability8 | $100.00 | 9/8/2012 1:02:07 PM |
| economy-producer | $25.00 | 9/8/2012 12:57:06 PM |
| nimble-revenue5 | $61.00 | 9/8/2012 1:04:11 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:47 PM |
| credit-missile | $25.00 | 9/8/2012 9:29:51 AM |
| credit-missile | $135.00 | 9/8/2012 9:29:03 AM |
| j2ee | $50.00 | 9/7/2012 5:05:38 PM |
| lnuss25 | $50.00 | 9/7/2012 5:07:38 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:23 PM |
| Astyanax | $25.00 | 9/7/2012 5:18:00 PM |
| toblerone | $25.00 | 9/7/2012 5:28:47 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:54 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:22 PM |
| jazzlender | $25.00 | 9/7/2012 5:24:48 PM |
| Thunderswan | $100.00 | 9/7/2012 5:23:10 PM |
| keynaples | $100.00 | 9/7/2012 5:28:26 PM |
| finder072 | $25.00 | 9/7/2012 5:27:59 PM |
| DasMula | $124.00 | 9/7/2012 5:38:02 PM |
| kind-credit-bear | $50.00 | 9/7/2012 6:00:38 PM |
| 1313mark1313 | $25.08 | 9/7/2012 6:02:21 PM |
| Astyanax | $25.00 | 9/7/2012 8:29:46 PM |
| sc5 | $25.00 | 9/7/2012 7:15:41 PM |
| rokman | $40.00 | 9/7/2012 8:02:10 PM |
| gilbrear | $25.00 | 9/8/2012 5:48:56 AM |
| Military_Money_Wise | $25.00 | 9/8/2012 5:54:03 AM |
| plato22 | $25.00 | 9/8/2012 5:58:48 AM |
| Rollshaft | $25.00 | 9/8/2012 6:10:10 AM |
| 111TaxMan | $25.00 | 9/7/2012 7:44:18 PM |
| kinder-credit-bear | $100.00 | 9/7/2012 8:36:46 PM |
| Johnab | $25.00 | 9/7/2012 8:20:13 PM |
| commitment-farm | $30.00 | 9/8/2012 7:23:40 AM |
| Scombs | $30.75 | 9/7/2012 8:40:31 PM |
| Razors_Edge | $25.00 | 9/7/2012 11:35:21 PM |
| RGlad | $200.00 | 9/8/2012 3:51:05 AM |
| munnu | $25.00 | 9/7/2012 10:23:05 PM |
| dudebrah | $50.00 | 9/8/2012 8:01:44 AM |
| auction-seeker4 | $25.00 | 9/8/2012 8:06:00 AM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:43 PM |
| sensible-fund | $25.00 | 9/8/2012 8:16:43 AM |
| gustavholstopus32 | $25.00 | 9/8/2012 5:48:59 AM |
| point-doughnut | $25.00 | 9/7/2012 11:35:58 PM |
| DoctorJoe | $25.00 | 9/8/2012 6:48:34 AM |
| VGitane25 | $75.13 | 9/8/2012 6:53:08 AM |
| benefit-trident | $25.00 | 9/8/2012 7:35:57 AM |
| silver-ectasy1 | $25.00 | 9/8/2012 7:45:21 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:11 AM |
| bid-stockpiler1 | $165.16 | 9/8/2012 6:55:31 AM |
| Rulea72 | $25.00 | 9/8/2012 7:07:39 AM |
| crippledcircus | $25.00 | 9/8/2012 7:31:46 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:29:29 AM |
| moola-accelerator6 | $40.00 | 9/8/2012 7:57:45 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:38 PM |
| quest0 | $50.00 | 9/8/2012 9:27:34 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:10 AM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:50 PM |
| journey517 | $25.00 | 9/8/2012 12:03:57 PM |
| noble-return0 | $50.00 | 9/8/2012 12:12:28 PM |
| 1randyp | $25.00 | 9/8/2012 12:30:45 PM |
| kind-lovely-marketplace | $25.00 | 9/8/2012 12:25:06 PM |
| HenryS | $30.00 | 9/8/2012 12:27:20 PM |
| finance-prescription | $100.00 | 9/8/2012 12:29:29 PM |
| orange-stable-gain | $31.00 | 9/8/2012 12:53:43 PM |
| Mathon | $25.00 | 9/8/2012 12:35:02 PM |
| ericgassercom | $25.00 | 9/8/2012 1:00:05 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:41 PM |
| orange-preeminant-bill | $25.00 | 9/8/2012 1:06:33 PM |
| ryanplays311 | $25.00 | 9/8/2012 12:49:59 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:55 PM |
| Kaj | $25.00 | 9/8/2012 12:42:22 PM |
| casserole9 | $25.00 | 9/8/2012 12:53:19 PM |
| enticing-note | $25.00 | 9/8/2012 12:46:17 PM |
| cosmof16 | $25.00 | 9/8/2012 12:56:34 PM |
| life-is-great | $25.00 | 9/8/2012 12:57:59 PM |
| forthright-cash596 | $25.00 | 9/8/2012 1:08:25 PM |
| AF-Chief | $25.00 | 9/8/2012 1:06:25 PM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
629737
This series of Notes was issued and sold upon the funding of the borrower loan #74726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,054 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-bumblebee767 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gym Fit
Purpose of loan:
I am looking to expand my personal training business into a Crossfit program and need capital for a larger building, equipment, and for operating expenses.
My financial situation:
I am a good candidate for this loan because I am motivated to succeed. I want to build a community of fitness minded people within my community.
Monthly net income: $2,000
Monthly expenses: $560
Housing: $0
Insurance: $60
Car expenses: $200
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finder072 | $25.00 | 9/10/2012 9:19:20 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:36 AM |
| redaddict | $25.00 | 9/10/2012 2:28:34 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:06 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:52 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:25:02 PM |
| the-money-maker | $25.00 | 9/10/2012 6:49:02 PM |
| kulender | $100.00 | 9/10/2012 8:24:31 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:40 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:52 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:17 PM |
| yield-hut | $25.00 | 9/11/2012 3:55:00 AM |
| goat361 | $25.00 | 9/11/2012 7:06:29 AM |
| nalaari | $46.95 | 9/11/2012 7:35:01 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:40 AM |
| genius520 | $100.00 | 9/11/2012 9:01:19 AM |
| Midwestvalues | $100.00 | 9/11/2012 9:19:20 AM |
| pierrelasvegas | $25.00 | 9/11/2012 9:20:46 AM |
| Comoparklender | $25.00 | 9/11/2012 9:14:05 AM |
| micko | $25.00 | 9/11/2012 9:18:11 AM |
| treasure-generator | $25.00 | 9/11/2012 9:15:37 AM |
| mercuriant | $25.00 | 9/11/2012 9:18:56 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:55 AM |
| P2P_Investor | $1,000.00 | 9/11/2012 9:24:13 AM |
| 1randyp | $25.00 | 9/11/2012 9:26:11 AM |
| tender-commerce8 | $37.00 | 9/11/2012 9:37:04 AM |
| yield-trader | $25.00 | 9/11/2012 9:31:58 AM |
| Aliso-Viejo | $50.00 | 9/11/2012 9:42:00 AM |
| wise-deal-panda | $100.00 | 9/11/2012 9:34:45 AM |
| return-pioneer221 | $200.00 | 9/11/2012 9:31:41 AM |
| g5g | $25.00 | 9/11/2012 9:44:27 AM |
| Kaj | $25.00 | 9/11/2012 9:36:33 AM |
| DirtyJenga | $25.00 | 9/11/2012 9:45:49 AM |
| wise-rupee-sanctuary | $50.00 | 9/11/2012 9:48:02 AM |
| economy-producer | $25.00 | 9/11/2012 9:37:07 AM |
| top-payout-fixer | $25.00 | 9/11/2012 9:43:05 AM |
| shrewd-truth1 | $25.00 | 9/11/2012 9:53:47 AM |
| spark548 | $25.00 | 9/11/2012 9:41:47 AM |
| Mark-7 | $50.00 | 9/11/2012 9:47:59 AM |
| payment-silo | $25.00 | 9/11/2012 9:48:11 AM |
| zipemdown | $25.00 | 9/11/2012 9:48:19 AM |
| independent-silver9 | $25.00 | 9/11/2012 9:50:17 AM |
| p2p-czar3 | $25.00 | 9/11/2012 9:52:13 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:36 AM |
| 792FICO | $25.00 | 9/11/2012 9:48:43 AM |
| jst1 | $25.00 | 9/11/2012 10:00:41 AM |
| heart514 | $25.00 | 9/11/2012 10:00:43 AM |
| best-charming-leverage | $50.00 | 9/11/2012 9:54:39 AM |
| gentle-generosity822 | $25.00 | 9/11/2012 9:55:17 AM |
| BR2006007 | $25.00 | 9/11/2012 9:49:51 AM |
| lowlite6647 | $25.00 | 9/11/2012 10:01:54 AM |
| GatorBux | $34.00 | 9/11/2012 9:57:53 AM |
| EconomicRecovery1 | $25.00 | 9/11/2012 9:56:12 AM |
| 6moonbeams | $50.00 | 9/11/2012 10:00:46 AM |
| hope-gadget | $25.00 | 9/11/2012 9:58:08 AM |
| social-cocktail1 | $200.00 | 9/11/2012 9:59:00 AM |
| paytonbrigadier | $28.00 | 9/11/2012 9:59:11 AM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 9:06:26 AM |
| dynamic-money271 | $100.00 | 9/10/2012 9:56:30 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:52 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:55:58 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:01:57 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:35 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:39 AM |
| bellaquito | $500.00 | 9/10/2012 10:11:52 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:04 PM |
| HereToHelp305 | $75.00 | 9/10/2012 3:03:01 PM |
| j2ee | $50.00 | 9/10/2012 5:16:11 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:27:04 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:55 PM |
| LeReve | $500.00 | 9/10/2012 5:30:25 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:32 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:19 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:03 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:22 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:42 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:41 PM |
| BullTrojan | $25.00 | 9/11/2012 5:16:38 AM |
| payout-paradise5 | $25.00 | 9/11/2012 9:04:23 AM |
| finance-prescription | $100.00 | 9/11/2012 9:09:58 AM |
| bold-shrewd-duty | $112.16 | 9/11/2012 8:13:50 AM |
| principal-cooker2 | $50.00 | 9/11/2012 9:10:24 AM |
| fervent-repayment | $100.00 | 9/11/2012 9:16:35 AM |
| rolltide09 | $50.00 | 9/11/2012 9:33:00 AM |
| MrBailey | $25.00 | 9/11/2012 9:22:02 AM |
| realtormoises | $25.00 | 9/11/2012 9:41:26 AM |
| Caerus | $50.00 | 9/11/2012 9:41:33 AM |
| IIP77 | $25.00 | 9/11/2012 9:31:15 AM |
| geuvera-capital | $25.00 | 9/11/2012 9:42:57 AM |
| EndRunFunding | $25.00 | 9/11/2012 9:31:42 AM |
| compassionate-auction6 | $150.00 | 9/11/2012 9:36:14 AM |
| financial-frenzy | $50.00 | 9/11/2012 9:45:51 AM |
| svandgts | $25.00 | 9/11/2012 9:37:09 AM |
| statuesque-affluence058 | $25.00 | 9/11/2012 9:38:00 AM |
| resolute-basis9 | $25.00 | 9/11/2012 9:38:50 AM |
| cospilot | $25.00 | 9/11/2012 9:48:24 AM |
| the-profit-oracle | $25.00 | 9/11/2012 9:41:39 AM |
| cnovak | $25.00 | 9/11/2012 9:42:43 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:44 AM |
| new-gold-wrangler | $1,000.00 | 9/11/2012 9:40:08 AM |
| figs4u2 | $100.00 | 9/11/2012 9:52:48 AM |
| wormdc | $25.00 | 9/11/2012 9:46:35 AM |
| upright-commitment5 | $25.00 | 9/11/2012 9:54:09 AM |
| Argbargle | $25.00 | 9/11/2012 9:55:16 AM |
| studious-bonus7 | $100.00 | 9/11/2012 9:43:17 AM |
| red-eloquent-rupee | $50.00 | 9/11/2012 9:45:00 AM |
| stable-euro1 | $25.00 | 9/11/2012 9:47:28 AM |
| haplender | $50.00 | 9/11/2012 9:48:47 AM |
| HamachiMan | $50.00 | 9/11/2012 9:54:57 AM |
| SimpleChoice | $25.00 | 9/11/2012 10:00:51 AM |
| CapitalismRocks | $25.00 | 9/11/2012 10:01:16 AM |
| foxtrot12 | $75.00 | 9/11/2012 9:49:58 AM |
| mad4wknds | $25.00 | 9/11/2012 9:50:57 AM |
| orearella3 | $25.00 | 9/11/2012 9:57:57 AM |
| abstone53 | $50.00 | 9/11/2012 9:54:08 AM |
| Hambone1111 | $25.00 | 9/11/2012 9:54:17 AM |
| bid-czar8 | $100.00 | 9/11/2012 9:59:07 AM |
| brilliant-market680 | $25.00 | 9/11/2012 9:59:40 AM |
| restless-fund5 | $25.00 | 9/11/2012 10:01:52 AM |
| MadHun | $200.00 | 9/11/2012 10:01:57 AM |
| prohelper | $25.00 | 9/11/2012 9:59:04 AM |
| Webpreneur | $46.00 | 9/11/2012 10:00:48 AM |
| rcflick | $25.00 | 9/11/2012 10:01:41 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
630173
This series of Notes was issued and sold upon the funding of the borrower loan #74512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,962 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-transformer952 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off credit cards
My financial situation:
I am a good candidate for this loan because...
I own my house and have a steady job.
Monthly net income: $3,401.68, which includes child support
Monthly expenses: $3400
Housing: $1286.87
Insurance: $118.30
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $332.00
Food, entertainment: $300.00
Clothing, household expenses: $300.0
Credit cards and other loans: $288.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/10/2012 9:34:47 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:35 AM |
| xantex | $25.00 | 9/10/2012 9:46:34 AM |
| Silver_Rupee | $25.01 | 9/10/2012 10:28:19 AM |
| Rogelio48 | $44.00 | 9/10/2012 10:29:36 AM |
| lowrater | $50.40 | 9/10/2012 5:01:04 PM |
| dudebrah | $25.00 | 9/10/2012 3:01:12 PM |
| payment-halo | $25.00 | 9/10/2012 1:59:14 PM |
| MFBank | $50.00 | 9/10/2012 5:18:03 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:18 PM |
| scoobiedoo | $40.02 | 9/10/2012 6:24:57 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:37 PM |
| Onlyhappycustomers | $25.00 | 9/11/2012 6:08:23 AM |
| YsoSLO | $50.00 | 9/11/2012 12:49:24 AM |
| Land_on_your_feet | $25.00 | 9/11/2012 5:51:41 AM |
| ResQDoc | $25.00 | 9/11/2012 6:14:26 AM |
| LaGrangeLender | $50.00 | 9/11/2012 6:44:14 AM |
| 168RichCapital | $25.09 | 9/11/2012 6:39:03 AM |
| Requiem | $25.00 | 9/11/2012 6:50:25 AM |
| return-enforcer5 | $15.48 | 9/11/2012 6:52:45 AM |
| worthy-bid8 | $100.00 | 9/10/2012 9:42:18 AM |
| openness-antioxidant | $75.00 | 9/10/2012 9:42:38 AM |
| tranquil-gain1 | $75.00 | 9/10/2012 9:58:35 AM |
| dynrep | $25.00 | 9/10/2012 1:59:28 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:32 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:23 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:14:47 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:42 PM |
| bold-gold-relaxation | $200.00 | 9/10/2012 8:52:45 PM |
| newest-generous-income | $25.00 | 9/11/2012 3:42:47 AM |
| sensational-worth7 | $100.00 | 9/10/2012 8:53:46 PM |
| sgt-schultz | $50.00 | 9/11/2012 5:52:45 AM |
| irrelevant | $50.00 | 9/11/2012 5:07:22 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
630647
This series of Notes was issued and sold upon the funding of the borrower loan #74624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $357.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,808 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-glider |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Wedding Loans
Purpose of loan:
This loan will be used to pay for my wedding next October.
My financial situation:
I am a good candidate for this loan because she graduates in May, and I graduate in 2 years time which will boost our earnings. I currently collect GI bill payments for rent.
Monthly net income: $2312
Monthly expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/10/2012 5:02:06 PM |
| trumpeter5 | $25.00 | 9/10/2012 5:01:03 PM |
| worth-blanket2 | $11,700.00 | 9/10/2012 5:02:26 PM |
| red-power-pecan | $50.00 | 9/10/2012 5:07:08 PM |
| kind-magnificent-bid | $50.00 | 9/10/2012 5:11:41 PM |
| unrelenting-auction7 | $25.00 | 9/10/2012 5:04:49 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:17 PM |
| MoneyForNothing | $25.20 | 9/10/2012 5:05:36 PM |
| pragmatic-auction8 | $50.00 | 9/10/2012 5:15:38 PM |
| entertaining-rate9 | $25.00 | 9/10/2012 5:01:27 PM |
| handshake5 | $100.00 | 9/10/2012 5:10:33 PM |
| thrilling-fund427 | $50.00 | 9/10/2012 5:18:15 PM |
| 1randyp | $25.00 | 9/10/2012 5:14:35 PM |
| lnuss25 | $25.00 | 9/10/2012 5:14:41 PM |
| delectable-point5 | $50.00 | 9/10/2012 5:16:40 PM |
| DreisersFinancier | $50.00 | 9/10/2012 5:18:32 PM |
| valiant-liberty4 | $25.00 | 9/10/2012 5:02:14 PM |
| felicity-contributor3 | $25.00 | 9/10/2012 5:02:50 PM |
| bill-artisan7 | $25.00 | 9/10/2012 5:04:22 PM |
| vutah | $25.00 | 9/10/2012 5:04:53 PM |
| pencreek | $25.00 | 9/10/2012 5:15:41 PM |
| scholarly-order6 | $75.00 | 9/10/2012 5:01:38 PM |
| nimble-revenue5 | $100.00 | 9/10/2012 5:16:15 PM |
| benefit-admirer8 | $25.00 | 9/10/2012 5:03:28 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:52 PM |
| Kaj | $25.00 | 9/10/2012 5:17:08 PM |
| Aliso-Viejo | $50.00 | 9/10/2012 5:10:02 PM |
| first-class-gold0 | $122.00 | 9/10/2012 5:10:19 PM |
| DirtyJenga | $25.00 | 9/10/2012 5:18:07 PM |
| wise-felicity-blossom | $37.77 | 9/10/2012 5:19:11 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
630993
This series of Notes was issued and sold upon the funding of the borrower loan #74957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $878.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1983 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,189 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-careful-integrity |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600.00
Monthly expenses: $
Housing: $920.00
Insurance: $300.00
Car expenses: $190.00
Utilities: $450.00
Phone, cable, internet: $90.00
Food, entertainment: $600.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1000.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 8/30/2012 9:27:38 AM |
| justreturns | $25.00 | 8/30/2012 9:18:13 AM |
| durability-ace9 | $30.00 | 8/30/2012 9:10:25 AM |
| enthusiastic-cash599 | $50.00 | 8/30/2012 9:39:02 AM |
| 100units | $200.00 | 8/30/2012 9:31:12 AM |
| LeReve | $500.00 | 8/30/2012 9:39:42 AM |
| hope-percolator8 | $50.00 | 8/30/2012 9:31:53 AM |
| BostonCapital | $100.00 | 8/30/2012 9:14:59 AM |
| versatile-dime442 | $250.00 | 8/30/2012 9:37:01 AM |
| tech310 | $50.00 | 8/30/2012 9:47:09 AM |
| bid-banjo3 | $100.00 | 8/30/2012 9:30:45 AM |
| ready-interest9 | $25.00 | 8/30/2012 10:19:59 AM |
| red-heroic-peace | $30.00 | 8/30/2012 10:06:15 AM |
| orange-market-amigo | $200.00 | 8/30/2012 10:10:48 AM |
| Investoman | $25.00 | 8/30/2012 10:10:59 AM |
| frankdelraza | $25.00 | 8/30/2012 10:38:52 AM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:57:05 PM |
| new-bid-boomarang | $25.00 | 8/30/2012 1:42:05 PM |
| lakshmilila | $25.00 | 8/30/2012 2:40:01 PM |
| goat361 | $35.00 | 8/30/2012 3:58:31 PM |
| bazaar-tulip | $25.00 | 8/30/2012 5:12:52 PM |
| generous-aloha2 | $25.00 | 8/30/2012 10:55:36 AM |
| jstefans | $25.00 | 8/30/2012 5:17:12 PM |
| rchapee | $25.00 | 8/30/2012 11:57:06 AM |
| Attainable | $65.00 | 8/30/2012 1:18:09 PM |
| trade-solo | $25.00 | 8/30/2012 5:32:17 PM |
| JanLal | $50.00 | 8/30/2012 4:53:52 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:33 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:29 PM |
| Quid-Pro-Quo | $25.00 | 8/30/2012 9:31:25 PM |
| britgsb | $50.00 | 8/30/2012 7:23:56 PM |
| silver-trident5 | $500.00 | 8/31/2012 9:01:07 AM |
| universal71 | $25.00 | 8/31/2012 9:29:07 AM |
| brightest-precious-dollar | $25.00 | 8/31/2012 8:50:59 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:31 AM |
| ctgscott | $25.00 | 8/31/2012 9:57:06 AM |
| leverage-galleon | $30.00 | 8/31/2012 12:35:35 PM |
| paytonbrigadier | $250.00 | 8/31/2012 4:33:46 PM |
| bellaquito | $500.00 | 8/31/2012 6:18:14 PM |
| new-marketplace-lyrics | $25.00 | 9/1/2012 4:56:56 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:44 AM |
| the-money-maker | $25.00 | 8/31/2012 11:49:02 PM |
| adaptable-benefit6 | $25.00 | 9/1/2012 8:47:15 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:04 AM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:42 PM |
| principal-cooker2 | $50.00 | 9/1/2012 1:09:43 PM |
| bazaar-festivity | $25.00 | 9/1/2012 1:21:12 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 12:59:57 PM |
| awe-inspiring-commitment972 | $50.00 | 9/1/2012 1:24:06 PM |
| kenji4861 | $25.00 | 9/1/2012 2:17:55 PM |
| wise-charming-reward | $500.00 | 9/2/2012 7:18:02 AM |
| westcoastsun | $25.00 | 9/2/2012 10:27:32 AM |
| compassionenstein0 | $25.00 | 9/2/2012 8:24:29 AM |
| the-dollar-topper | $150.00 | 9/2/2012 12:18:42 PM |
| andyb9 | $25.00 | 9/2/2012 2:31:45 PM |
| trajectory8 | $25.00 | 9/2/2012 1:37:58 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:11:03 PM |
| kdsmaclean | $25.00 | 9/2/2012 7:54:46 PM |
| blue-laudable-dinero | $25.00 | 9/2/2012 9:10:58 PM |
| banjot | $25.00 | 9/2/2012 11:56:57 PM |
| akesef | $25.00 | 9/3/2012 4:22:31 AM |
| deal-upholder360 | $25.00 | 9/3/2012 3:53:06 AM |
| melodious-rupee3 | $50.00 | 9/3/2012 5:13:52 AM |
| fair-pound5 | $50.00 | 9/3/2012 9:24:10 AM |
| Kame | $25.00 | 9/3/2012 9:37:27 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:33 PM |
| active-reward7 | $50.00 | 9/3/2012 10:44:08 AM |
| visionary-generosity0 | $25.00 | 9/3/2012 2:02:57 PM |
| colonel165 | $25.00 | 9/3/2012 3:30:26 PM |
| bdiddy1268 | $30.00 | 9/4/2012 5:56:46 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:43 AM |
| giftgold | $25.00 | 9/4/2012 1:31:44 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:29 AM |
| treasure-expert | $25.00 | 9/4/2012 5:03:13 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:33 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:37 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:29 PM |
| unrivaled-deal676 | $50.00 | 9/5/2012 9:19:05 AM |
| impressive-loan | $100.00 | 9/5/2012 9:41:14 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:06 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:37 AM |
| Spinache | $100.00 | 9/5/2012 12:02:31 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:02 PM |
| UltimateWill | $50.00 | 9/5/2012 11:26:57 AM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:00 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:00 PM |
| sympathetic-funds818 | $25.00 | 9/5/2012 5:28:32 PM |
| mlm_invests | $25.00 | 9/5/2012 5:31:16 PM |
| Plutis | $25.00 | 9/5/2012 6:36:31 PM |
| cognizant-transparency519 | $25.00 | 9/6/2012 6:13:06 AM |
| systematic-value343 | $50.00 | 9/6/2012 8:45:49 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:21 AM |
| reasonable-loan6 | $500.00 | 9/6/2012 4:53:19 PM |
| spark548 | $25.00 | 9/6/2012 5:08:44 PM |
| mercuriant | $25.00 | 9/7/2012 9:56:01 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:19 AM |
| pdub | $500.00 | 9/7/2012 12:40:15 PM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:30 AM |
| first-graceful-contract | $25.00 | 9/7/2012 5:13:03 PM |
| tmdmf | $25.00 | 9/8/2012 12:47:22 AM |
| eljobe | $25.00 | 9/7/2012 8:29:50 PM |
| quickstep | $150.00 | 9/8/2012 3:25:39 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:30 AM |
| urbane-income7 | $100.00 | 9/8/2012 7:46:05 AM |
| ethical-truth211 | $100.00 | 9/8/2012 10:21:58 AM |
| miked8303 | $40.00 | 9/8/2012 1:25:39 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:48 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:24 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:37 AM |
| samurai2 | $25.00 | 9/9/2012 5:38:14 AM |
| ConcreteOne | $25.00 | 9/9/2012 6:46:08 AM |
| theaterguy | $25.00 | 9/9/2012 10:00:30 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:10 PM |
| brosco2323 | $25.00 | 9/9/2012 7:18:09 PM |
| entertaining-revenue4 | $50.00 | 8/30/2012 9:01:15 AM |
| wise-direct-community | $25.00 | 8/30/2012 9:20:26 AM |
| worthy-compassion878 | $25.00 | 8/30/2012 9:33:28 AM |
| octoberfresh | $25.00 | 8/30/2012 9:39:23 AM |
| nickel-ferret | $25.00 | 8/30/2012 9:34:29 AM |
| green-lively-bill | $25.00 | 8/30/2012 9:58:45 AM |
| orange-stable-gain | $50.00 | 8/30/2012 9:54:23 AM |
| relentless-social631 | $25.00 | 8/30/2012 11:45:26 AM |
| ready-agreement5 | $25.00 | 8/30/2012 10:05:40 AM |
| accruer89 | $100.00 | 8/30/2012 10:06:42 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:26 AM |
| JeremyLinFan | $30.00 | 8/30/2012 10:31:53 AM |
| cutter21 | $25.00 | 8/30/2012 5:28:35 PM |
| magical-credit523 | $25.00 | 8/30/2012 5:18:59 PM |
| adventurer447 | $300.00 | 8/30/2012 5:32:41 PM |
| HLender | $40.00 | 8/31/2012 1:27:33 AM |
| Kravcorp | $25.00 | 8/30/2012 11:06:16 PM |
| fund-blackberry6 | $25.00 | 8/31/2012 9:03:17 AM |
| visionary-dedication5 | $50.00 | 8/31/2012 7:54:29 AM |
| capital_gains | $50.00 | 8/31/2012 8:35:39 AM |
| top-courteous-peso | $75.00 | 8/31/2012 9:48:07 AM |
| first-balance-neutron | $25.00 | 8/31/2012 10:48:35 AM |
| luann199 | $25.00 | 8/31/2012 9:46:35 AM |
| scholarly-benefit5 | $25.00 | 8/31/2012 10:01:53 AM |
| hope-motor1 | $25.00 | 8/31/2012 10:38:52 AM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:55 PM |
| HereToHelp305 | $100.00 | 8/31/2012 6:13:15 PM |
| credit-adventurer313 | $25.00 | 9/1/2012 5:05:24 AM |
| supreme-exchange547 | $25.00 | 9/1/2012 9:06:23 AM |
| Investor509 | $25.00 | 9/1/2012 12:59:21 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:18 PM |
| american6 | $50.00 | 9/1/2012 1:32:13 PM |
| rescue | $51.00 | 9/1/2012 1:41:10 PM |
| whitegold24k | $100.00 | 9/1/2012 1:53:13 PM |
| red-rate-whistle | $35.00 | 9/1/2012 9:14:52 PM |
| Nipper99 | $100.00 | 9/2/2012 7:09:17 AM |
| Jloaner | $100.00 | 9/2/2012 8:10:11 AM |
| und-alum | $25.00 | 9/2/2012 12:09:30 PM |
| riproaringrapids | $50.00 | 9/2/2012 12:14:52 PM |
| biglender5 | $25.00 | 9/2/2012 12:22:19 PM |
| red-luminous-gain | $25.00 | 9/2/2012 12:26:07 PM |
| balance-solo0 | $75.00 | 9/2/2012 6:18:50 PM |
| topher515 | $25.00 | 9/2/2012 5:47:33 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:16 PM |
| TommyTucker | $113.00 | 9/3/2012 6:35:34 AM |
| efficient-truth | $25.00 | 9/2/2012 10:23:05 PM |
| top-independent-nickel | $25.00 | 9/3/2012 8:40:16 AM |
| Ducatiman1978 | $25.00 | 9/3/2012 9:25:23 AM |
| KMSB | $25.00 | 9/3/2012 12:41:39 PM |
| Desa_Miwu | $25.00 | 9/3/2012 4:22:53 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:09 PM |
| nourishing-wampum7 | $25.00 | 9/3/2012 8:05:53 PM |
| rapid-currency | $25.00 | 9/3/2012 9:28:14 PM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:18 AM |
| SPB | $50.00 | 9/4/2012 8:24:30 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:47 AM |
| collider048 | $25.00 | 9/4/2012 11:45:55 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:54 AM |
| stollcm | $25.00 | 9/4/2012 2:21:53 PM |
| Nazbuster | $100.00 | 9/4/2012 11:42:20 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:39 PM |
| IP | $25.00 | 9/4/2012 5:34:11 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:33 PM |
| liberty-prometheus6 | $25.00 | 9/4/2012 7:31:02 PM |
| Lender722 | $25.00 | 9/5/2012 12:04:30 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:31 AM |
| HikeMoab | $25.00 | 9/5/2012 10:36:53 AM |
| transparency-sapling | $25.00 | 9/5/2012 10:11:02 AM |
| MI2 | $5,000.00 | 9/5/2012 12:50:29 PM |
| five-star-euro3 | $25.00 | 9/5/2012 4:34:01 PM |
| joey1011 | $25.00 | 9/5/2012 1:01:47 PM |
| terrific-dough6 | $50.00 | 9/5/2012 5:25:33 PM |
| WxChem | $30.00 | 9/5/2012 5:31:18 PM |
| loyalty-dragster7 | $125.00 | 9/5/2012 5:48:08 PM |
| RMirish | $50.00 | 9/5/2012 6:19:51 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:01 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:29 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:26:54 PM |
| derwiki | $25.00 | 9/5/2012 10:01:43 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:27 PM |
| credit-coach118 | $25.27 | 9/6/2012 8:37:50 AM |
| NickelSteamroller | $35.00 | 9/6/2012 5:51:32 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:16 AM |
| nri22 | $25.00 | 9/6/2012 10:16:06 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:55 AM |
| respectful-fairness069 | $27.00 | 9/6/2012 2:58:23 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:35 PM |
| buffalobills | $25.00 | 9/7/2012 6:40:15 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:49:49 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:46 AM |
| historic-value7 | $200.00 | 9/7/2012 10:28:44 AM |
| keynaples | $50.00 | 9/7/2012 10:18:26 AM |
| reverent-finance79 | $50.00 | 9/7/2012 11:19:51 AM |
| new-transparent-bazaar | $25.00 | 9/7/2012 11:40:35 AM |
| global-invest-group | $25.00 | 9/7/2012 12:59:09 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:14 PM |
| radforj22 | $25.00 | 9/8/2012 6:36:54 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:02 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:06 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:54 AM |
| orange-spiritual-cash | $36.56 | 9/8/2012 4:05:24 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:00 PM |
| cash-cymbal3 | $100.00 | 9/8/2012 6:34:17 PM |
| philantist | $25.00 | 9/8/2012 9:31:43 PM |
| banker34 | $40.98 | 9/8/2012 9:02:08 PM |
| CalBear08 | $33.33 | 9/9/2012 1:11:43 AM |
| citizenX | $125.00 | 9/9/2012 11:11:17 AM |
| jamiee73 | $25.00 | 9/9/2012 1:59:17 PM |
| Watersports | $50.00 | 9/9/2012 10:56:34 AM |
| Index_Plus | $2,364.86 | 9/9/2012 7:22:09 PM |
| NR | $25.00 | 9/9/2012 6:55:41 PM |
| 225 Investments
|
Borrower Payment Dependent Notes Series
631085
This series of Notes was issued and sold upon the funding of the borrower loan #74310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $440.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-safehouse6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2011)
|
|
Principal balance:
| $7,751.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off an existing Prosper loan, pay off other debt
My financial situation:
I am a good candidate for this loan because...I am in good standing with Prosper and can guarantee the loans commitment
Monthly net income: $4800
Monthly expenses: $
Housing: $1400
Insurance: $100
Car expenses: $50
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $25.00 | 9/11/2012 5:05:01 PM |
| MFBank | $50.00 | 9/11/2012 5:07:27 PM |
| Investor_DP | $200.00 | 9/11/2012 5:08:06 PM |
| vutah | $25.00 | 9/11/2012 5:10:16 PM |
| Colorado2006 | $25.00 | 9/11/2012 5:06:09 PM |
| smart-gain | $50.00 | 9/11/2012 5:06:49 PM |
| resolute-worth4 | $50.00 | 9/11/2012 5:23:51 PM |
| TheHillsAreAlive | $25.00 | 9/11/2012 5:24:02 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:34 PM |
| musegaze | $50.00 | 9/11/2012 5:18:38 PM |
| worthy-dinero8 | $25.00 | 9/11/2012 5:20:51 PM |
| Money__Tree | $200.00 | 9/11/2012 5:33:48 PM |
| AF-Chief | $25.00 | 9/11/2012 5:35:15 PM |
| ryanplays311 | $25.00 | 9/11/2012 5:15:26 PM |
| EFS | $200.00 | 9/11/2012 5:25:03 PM |
| rate-hawk | $25.00 | 9/11/2012 5:37:07 PM |
| Comoparklender | $25.00 | 9/11/2012 5:27:37 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:07 PM |
| MrBailey | $25.00 | 9/11/2012 5:46:10 PM |
| Beld | $50.00 | 9/11/2012 5:25:15 PM |
| kindest-credit-bear | $250.00 | 9/11/2012 5:48:53 PM |
| life-is-great | $25.00 | 9/11/2012 5:33:17 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:25 PM |
| ahalls | $25.00 | 9/11/2012 5:36:04 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:08 PM |
| velocity-solo | $25.00 | 9/11/2012 5:56:27 PM |
| Kame | $25.00 | 9/11/2012 6:00:06 PM |
| dime-sprout | $25.00 | 9/11/2012 5:40:58 PM |
| phaded | $25.00 | 9/11/2012 6:05:22 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:49 PM |
| fcrick | $50.00 | 9/11/2012 5:37:46 PM |
| CAGE-Investments | $25.00 | 9/11/2012 5:42:50 PM |
| hope-kingdom | $125.00 | 9/11/2012 6:16:01 PM |
| metro457 | $100.00 | 9/11/2012 5:46:33 PM |
| red-rate-whistle | $35.00 | 9/11/2012 6:01:13 PM |
| peso-raccoon6 | $25.00 | 9/11/2012 6:27:42 PM |
| income-buffalo1 | $50.00 | 9/11/2012 6:30:55 PM |
| Myrick | $25.00 | 9/11/2012 6:43:14 PM |
| EastBayCapital | $25.00 | 9/11/2012 5:59:49 PM |
| networks4ever | $25.00 | 9/11/2012 6:14:16 PM |
| proper-exchange8 | $50.00 | 9/11/2012 6:15:40 PM |
| reverent-finance79 | $61.00 | 9/11/2012 7:06:11 PM |
| reflective-rupee | $25.00 | 9/11/2012 6:16:44 PM |
| wwwUniversal | $25.00 | 9/11/2012 6:06:50 PM |
| SnakeEater | $200.00 | 9/11/2012 7:09:20 PM |
| credible-benjamins724 | $25.00 | 9/11/2012 7:12:27 PM |
| nex | $25.00 | 9/11/2012 6:08:54 PM |
| intrepid-loot | $25.00 | 9/11/2012 7:24:23 PM |
| janeybooboo | $100.00 | 9/11/2012 6:39:51 PM |
| Wyatte | $25.00 | 9/11/2012 7:43:31 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:22:53 PM |
| newest-phenomenal-dinero | $100.00 | 9/11/2012 6:23:38 PM |
| money-baron-roth-IRA | $50.00 | 9/11/2012 6:31:16 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:54 PM |
| JCM_MN | $34.00 | 9/11/2012 7:13:15 PM |
| JHC_DJ | $24.98 | 9/11/2012 8:50:09 PM |
| SoldiersMom | $50.00 | 9/11/2012 7:05:18 PM |
| regahj99 | $25.00 | 9/11/2012 8:08:24 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:33 PM |
| stylish-revenue4 | $25.00 | 9/11/2012 7:29:27 PM |
| MG_Holdings | $100.00 | 9/11/2012 8:13:15 PM |
| burgeoning-marketplace4 | $25.00 | 9/11/2012 8:26:19 PM |
| scholarly-order6 | $50.00 | 9/11/2012 5:06:32 PM |
| income-triangulation1 | $25.00 | 9/11/2012 5:02:33 PM |
| transparency-sapling | $25.00 | 9/11/2012 5:19:01 PM |
| compassion-expert | $25.00 | 9/11/2012 5:08:02 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:43 PM |
| productive-ore | $25.00 | 9/11/2012 5:20:15 PM |
| genius520 | $100.00 | 9/11/2012 5:24:29 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:02 PM |
| vigorous-velocity | $76.00 | 9/11/2012 5:14:19 PM |
| Mathon | $25.00 | 9/11/2012 5:15:55 PM |
| tender-commerce8 | $50.00 | 9/11/2012 5:17:46 PM |
| strive2 | $25.00 | 9/11/2012 5:26:20 PM |
| ekmendenhall | $50.00 | 9/11/2012 5:18:47 PM |
| jamiee73 | $25.00 | 9/11/2012 5:21:05 PM |
| lakshmilila | $25.00 | 9/11/2012 5:45:37 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:08 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:50 PM |
| tolerant-responsibility051 | $2,000.00 | 9/11/2012 5:32:25 PM |
| money-genome84 | $250.00 | 9/11/2012 5:26:02 PM |
| Latinun | $25.00 | 9/11/2012 5:26:41 PM |
| fair-pound5 | $50.00 | 9/11/2012 5:35:08 PM |
| return-pioneer221 | $200.00 | 9/11/2012 5:52:42 PM |
| unrelenting-auction7 | $25.00 | 9/11/2012 5:53:10 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:02 PM |
| bullish2bearish | $40.00 | 9/11/2012 5:36:03 PM |
| Kaj | $25.00 | 9/11/2012 5:29:23 PM |
| ore-holly | $25.00 | 9/11/2012 5:29:36 PM |
| persist_in_doing | $25.00 | 9/11/2012 5:29:53 PM |
| sohuge1234 | $25.00 | 9/11/2012 5:31:24 PM |
| ursus | $200.00 | 9/11/2012 5:39:20 PM |
| HenryS | $30.00 | 9/11/2012 5:40:44 PM |
| money-bauble | $100.00 | 9/11/2012 5:31:54 PM |
| et28 | $75.00 | 9/11/2012 5:42:54 PM |
| value-wind0 | $25.00 | 9/11/2012 6:01:56 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:08 PM |
| unequaled-truth9 | $100.00 | 9/11/2012 5:33:40 PM |
| newest-bid-britches | $100.00 | 9/11/2012 5:46:02 PM |
| martinatime | $25.00 | 9/11/2012 6:07:14 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:59 PM |
| rogue_monster | $50.00 | 9/11/2012 5:48:36 PM |
| helpinghand63 | $25.00 | 9/11/2012 5:49:29 PM |
| hard-working-loot | $50.00 | 9/11/2012 5:43:23 PM |
| Silver_Rupee | $25.01 | 9/11/2012 5:53:53 PM |
| cognizant-rupee7 | $25.00 | 9/11/2012 5:54:33 PM |
| ferris2484 | $25.00 | 9/11/2012 5:56:57 PM |
| best-witty-income | $25.00 | 9/11/2012 5:57:42 PM |
| SLN-10 | $30.00 | 9/11/2012 6:19:24 PM |
| roux | $25.00 | 9/11/2012 6:20:33 PM |
| IIP77 | $25.00 | 9/11/2012 6:01:41 PM |
| professional-vigilance9 | $100.00 | 9/11/2012 5:49:21 PM |
| melodious-fairness | $25.00 | 9/11/2012 5:50:31 PM |
| bzlbub | $25.00 | 9/11/2012 5:52:10 PM |
| capital-blueberry | $25.00 | 9/11/2012 5:54:27 PM |
| 52digital | $75.00 | 9/11/2012 5:55:10 PM |
| help4u | $25.00 | 9/11/2012 6:36:27 PM |
| managedfund | $1,333.00 | 9/11/2012 5:58:17 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:22 PM |
| RGlad | $300.00 | 9/11/2012 6:39:32 PM |
| prudent-bid3 | $25.00 | 9/11/2012 6:47:29 PM |
| Jerrys1951 | $30.00 | 9/11/2012 6:19:06 PM |
| Kentrader14 | $300.00 | 9/11/2012 6:28:52 PM |
| Index_Plus | $5,000.00 | 9/11/2012 6:43:19 PM |
| gotjack-IRA | $100.01 | 9/11/2012 6:46:22 PM |
| mtm1 | $25.00 | 9/11/2012 7:25:12 PM |
| orange-liberty-oyster | $100.00 | 9/11/2012 7:39:00 PM |
| global-invest-group | $25.00 | 9/11/2012 7:48:49 PM |
| jybank | $49.00 | 9/11/2012 7:58:35 PM |
| top-courageous-payment3 | $120.00 | 9/11/2012 7:12:08 PM |
| jpollar | $25.00 | 9/11/2012 8:03:12 PM |
| Contra_Capital_LLC | $25.00 | 9/11/2012 8:07:41 PM |
| LesErin600 | $25.00 | 9/11/2012 8:33:55 PM |
| rockhound84 | $32.00 | 9/11/2012 8:42:34 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
631363
This series of Notes was issued and sold upon the funding of the borrower loan #74621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $507.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,800 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| poetic-treasure96 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...lower and reduce my debt to income ratio; which enables me to contribute to my grandchild's future education.
My financial situation:
I am a good candidate for this loan because...I have paid off previous loan balances for real estate properties and auto loans. I continue to pay down my revolving credit card debt by adding extra payments to the required minimum.
Monthly net income: $3,380.00
Monthly expenses: $
Housing: $1722.55
Insurance: $45.00
Car expenses: $
Utilities: $300.00
Phone, cable, internet: $480.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-class-gold0 | $55.00 | 9/10/2012 5:09:54 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:18 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:44 PM |
| vutah | $25.00 | 9/10/2012 5:03:47 PM |
| scholarly-order6 | $25.00 | 9/10/2012 5:10:22 PM |
| repayment-pagoda8 | $100.00 | 9/10/2012 5:20:01 PM |
| versatile-dime442 | $195.00 | 9/10/2012 5:27:46 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:15 PM |
| orange-liberty-oyster | $100.00 | 9/10/2012 5:22:37 PM |
| worth-blanket2 | $17,100.00 | 9/10/2012 5:03:34 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:44 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:54 PM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:19:09 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:02 PM |
| 100units | $200.00 | 9/10/2012 5:21:24 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:21 PM |
| mmills1220 | $25.00 | 9/10/2012 5:24:02 PM |
| best-bonafide-p2p | $50.00 | 9/10/2012 5:27:46 PM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:43 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
631533
This series of Notes was issued and sold upon the funding of the borrower loan #74190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,396 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worthy-greenback8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
|
|
Principal balance:
| $6,537.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off existing debts
My financial situation:
I am a good candidate for this loan because I thrive to make my payments on time and up to date.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/13/2012 9:01:19 AM |
| top-payout-fixer | $25.00 | 9/13/2012 9:03:37 AM |
| WisconsinFinance | $25.00 | 9/13/2012 9:04:02 AM |
| justreturns | $25.00 | 9/13/2012 9:04:10 AM |
| gjm6d | $25.00 | 9/13/2012 9:04:45 AM |
| quantum_leap | $30.94 | 9/13/2012 9:05:27 AM |
| structure9 | $25.00 | 9/13/2012 9:06:51 AM |
| pdli_dude | $25.00 | 9/13/2012 9:07:14 AM |
| punctual-worth263 | $50.00 | 9/13/2012 9:07:21 AM |
| Charlie010 | $10.13 | 9/13/2012 9:07:30 AM |
| p2ploan-lion | $25.00 | 9/13/2012 9:02:58 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:03:28 AM |
| TheSituation | $25.00 | 9/13/2012 9:04:02 AM |
| auction-turtle0 | $25.00 | 9/13/2012 9:07:04 AM |
| scholarly-order6 | $25.00 | 9/13/2012 9:01:20 AM |
| Sid-K | $25.00 | 9/13/2012 9:03:41 AM |
| LittleMingo | $30.00 | 9/13/2012 9:03:41 AM |
| credit-missile | $125.00 | 9/13/2012 9:05:07 AM |
| Assets-Up | $25.00 | 9/13/2012 9:01:44 AM |
| new-intuitive-dime | $25.00 | 9/13/2012 9:03:46 AM |
| red-power-pecan | $50.00 | 9/13/2012 9:05:28 AM |
| important-ore | $150.00 | 9/13/2012 9:05:41 AM |
| mikeandcat | $100.00 | 9/13/2012 9:06:50 AM |
| SummitAdvisors | $25.00 | 9/13/2012 9:01:15 AM |
| Tennyson | $53.53 | 9/13/2012 9:01:54 AM |
| repayment-genius7 | $25.00 | 9/13/2012 9:01:59 AM |
| Jloaner | $100.00 | 9/13/2012 9:02:15 AM |
| DL-JL | $25.00 | 9/13/2012 9:03:09 AM |
| lowrater | $50.40 | 9/13/2012 9:01:27 AM |
| return-pioneer221 | $200.00 | 9/13/2012 9:02:44 AM |
| worth-blanket2 | $13,500.00 | 9/13/2012 9:04:45 AM |
| transaction-hugger4 | $100.00 | 9/13/2012 9:04:53 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
631909
This series of Notes was issued and sold upon the funding of the borrower loan #74672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $302.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,700 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fantastic-order438 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to refinance my credit card debt at a lower interest rate and boost my credit score in the hopes of home ownership.
My financial situation:
I am a good candidate for this loan because This loan will not cause my monthly payments, which i am sucessfully paying, to increase, but will decrease the interest I am paying.
Monthly net income: $4200
Monthly expenses: $
Housing: $1100
Insurance: $65
Car expenses: $0
Utilities: $0
Phone, cable, internet: $165
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $31.59 | 9/5/2012 9:01:14 AM |
| IP | $25.00 | 9/5/2012 9:02:42 AM |
| bazaar-tulip | $25.00 | 9/5/2012 9:16:20 AM |
| durability-ace9 | $30.00 | 9/5/2012 9:18:15 AM |
| cash-mad-scientist3 | $25.00 | 9/5/2012 9:28:59 AM |
| zenyatta | $25.00 | 9/5/2012 9:30:27 AM |
| dedicated-contract755 | $25.00 | 9/5/2012 9:33:56 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:31 AM |
| Aberdeen | $100.00 | 9/5/2012 10:15:31 AM |
| JeremyLinFan | $50.00 | 9/5/2012 10:19:54 AM |
| beans53 | $25.00 | 9/5/2012 11:32:52 AM |
| payment-halo | $50.00 | 9/5/2012 11:44:27 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:53 AM |
| mad-scientist418 | $25.00 | 9/5/2012 12:27:02 PM |
| penny-finder | $25.00 | 9/5/2012 10:56:32 AM |
| Interloper | $75.00 | 9/5/2012 11:26:44 AM |
| SOP_Bank | $25.00 | 9/5/2012 12:03:04 PM |
| MI2 | $5,000.00 | 9/5/2012 12:50:37 PM |
| munnu | $25.00 | 9/5/2012 3:49:04 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:11 PM |
| one-midas | $50.00 | 9/5/2012 1:44:55 PM |
| wise-direct-community | $25.00 | 9/5/2012 5:24:45 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:05 PM |
| entertaining-revenue4 | $50.00 | 9/5/2012 5:24:53 PM |
| WxChem | $30.00 | 9/5/2012 5:31:22 PM |
| mikrolown | $25.00 | 9/5/2012 5:37:48 PM |
| Nazbuster | $100.00 | 9/5/2012 6:15:40 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:54 PM |
| best-bonafide-p2p | $25.00 | 9/5/2012 7:22:19 PM |
| Plutis | $25.00 | 9/5/2012 6:36:31 PM |
| Astyanax | $41.73 | 9/5/2012 6:39:20 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:37 PM |
| axl163 | $25.00 | 9/5/2012 11:01:05 PM |
| atbright | $25.00 | 9/5/2012 9:06:58 PM |
| HikeMoab | $25.00 | 9/5/2012 9:10:38 PM |
| Iwillhuntyoudown | $25.00 | 9/5/2012 9:46:40 PM |
| Nusk | $25.00 | 9/5/2012 10:49:58 PM |
| ResQDoc | $25.00 | 9/6/2012 2:00:04 AM |
| squarebob | $11.86 | 9/6/2012 5:14:57 AM |
| member_98419 | $25.00 | 9/5/2012 9:08:57 AM |
| golffish2 | $25.00 | 9/5/2012 9:12:33 AM |
| coin-trumpet | $40.00 | 9/5/2012 9:29:23 AM |
| obduro_1 | $25.00 | 9/5/2012 9:43:45 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:15 AM |
| britgsb | $50.00 | 9/5/2012 10:02:20 AM |
| p2pelstiltskin8 | $25.00 | 9/5/2012 10:07:48 AM |
| LongTail | $50.00 | 9/5/2012 10:48:06 AM |
| new-impeccable-coin | $28.00 | 9/5/2012 11:00:43 AM |
| deal-kung-fu | $200.00 | 9/5/2012 10:11:51 AM |
| dynrep | $50.00 | 9/5/2012 11:44:43 AM |
| houli123 | $200.00 | 9/5/2012 10:46:23 AM |
| lowrater | $50.70 | 9/5/2012 1:06:26 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:07 PM |
| community-burrito9 | $40.00 | 9/5/2012 12:17:49 PM |
| Perdita_II | $25.00 | 9/5/2012 11:48:03 AM |
| TackingWindward | $25.00 | 9/5/2012 1:12:03 PM |
| compatible-deal9 | $50.00 | 9/5/2012 1:12:49 PM |
| ironman84 | $50.00 | 9/5/2012 4:32:14 PM |
| Cambalache | $40.00 | 9/5/2012 5:11:35 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:53 PM |
| hidavehi | $41.00 | 9/5/2012 5:53:02 PM |
| kfrench | $75.00 | 9/5/2012 6:14:32 PM |
| availableloan | $25.00 | 9/5/2012 6:28:30 PM |
| derwiki | $25.00 | 9/5/2012 10:01:52 PM |
| SamyFromRI | $25.00 | 9/5/2012 7:19:48 PM |
| moonpi78 | $38.12 | 9/5/2012 10:43:18 PM |
| avm-the-investor | $100.00 | 9/5/2012 11:37:13 PM |
| DENARA | $37.00 | 9/6/2012 5:14:03 AM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:35 PM |
| cashtolendyou | $60.00 | 9/6/2012 1:37:38 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
632297
This series of Notes was issued and sold upon the funding of the borrower loan #74779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $679.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,681 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-adventure |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card bills.
My financial situation:
I am a good candidate for this loan because I have a stable and pay all my bills promptly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-liberty-oyster | $100.00 | 9/4/2012 5:09:53 PM |
| money-genome84 | $250.00 | 9/2/2012 12:08:24 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:19 PM |
| gotjack-IRA | $100.00 | 9/2/2012 2:04:17 PM |
| decisive-income7 | $1,725.00 | 9/2/2012 3:15:24 PM |
| houli123 | $150.00 | 9/2/2012 2:06:45 PM |
| JTHarris | $25.00 | 9/3/2012 5:29:04 AM |
| melodious-rupee3 | $50.00 | 9/3/2012 5:13:54 AM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:29 PM |
| supreme-exchange547 | $25.00 | 9/3/2012 5:19:34 PM |
| herbyman | $50.00 | 9/4/2012 7:56:01 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:50 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:17 AM |
| green-lively-bill | $25.00 | 9/4/2012 11:10:07 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:02 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:02 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:46 PM |
| giftgold | $25.00 | 9/4/2012 1:31:47 PM |
| decisive-income7 | $1,275.00 | 9/4/2012 2:59:20 PM |
| IP | $25.00 | 9/4/2012 5:34:17 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:40 PM |
| Sagamore | $200.00 | 9/4/2012 6:42:36 PM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 8:19:48 AM |
| riproaringrapids | $50.00 | 9/5/2012 9:14:38 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:10 AM |
| MI2 | $5,000.00 | 9/5/2012 12:50:32 PM |
| tooflets | $25.00 | 9/5/2012 1:29:10 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:03 PM |
| husley | $25.00 | 9/5/2012 3:40:36 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:01 PM |
| WxChem | $30.00 | 9/5/2012 5:31:20 PM |
| genuine-asset240 | $25.00 | 9/5/2012 5:52:29 PM |
| networks4ever | $25.00 | 9/5/2012 6:50:29 PM |
| Nazbuster | $100.00 | 9/5/2012 9:24:43 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:00 PM |
| fairness-leader3 | $400.00 | 9/5/2012 8:05:11 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/6/2012 6:47:26 AM |
| 77dowplace | $37.88 | 9/5/2012 11:29:05 PM |
| Bob450 | $30.00 | 9/6/2012 7:50:19 AM |
| MyPFBlog | $25.00 | 9/6/2012 9:48:30 AM |
| worth-blanket2 | $7,132.00 | 9/6/2012 2:55:00 PM |
| community-burrito9 | $25.00 | 9/2/2012 12:10:11 PM |
| BB-ptoploan | $50.00 | 9/2/2012 12:58:12 PM |
| 1stPlace | $75.00 | 9/2/2012 1:08:51 PM |
| receptive-affluence035 | $25.00 | 9/2/2012 1:13:22 PM |
| credit-adventurer313 | $50.00 | 9/2/2012 2:19:25 PM |
| RGlad | $200.00 | 9/3/2012 9:17:35 AM |
| CalBear08 | $33.33 | 9/4/2012 12:31:14 AM |
| Plow_n_Sow | $25.00 | 9/4/2012 2:26:50 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:44 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:38 PM |
| money-bauble | $100.00 | 9/4/2012 5:58:19 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:59 PM |
| bob450-roth | $25.00 | 9/5/2012 9:05:34 AM |
| american6 | $50.00 | 9/5/2012 9:37:21 AM |
| enchanted-note | $25.00 | 9/5/2012 9:37:43 AM |
| tech310 | $50.00 | 9/5/2012 9:18:06 AM |
| bazaar-festivity | $25.00 | 9/5/2012 9:28:49 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:03 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:44 AM |
| joey1011 | $25.00 | 9/5/2012 1:01:49 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:05 PM |
| real-return2 | $26.00 | 9/5/2012 5:04:24 PM |
| bewitching-dollar5 | $98.00 | 9/5/2012 5:57:57 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:32 PM |
| reverent-finance79 | $36.00 | 9/6/2012 8:00:12 AM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:30 PM |
| NickelSteamroller | $35.00 | 9/6/2012 5:51:18 AM |
| encore06 | $26.39 | 9/6/2012 6:49:29 AM |
| systematic-value343 | $50.00 | 9/6/2012 8:45:49 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:18 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:27 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:55 AM |
| colonel165 | $25.00 | 9/6/2012 11:19:33 AM |
| orange-liberty-oyster | $0.40 | 9/6/2012 3:08:25 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
632315
This series of Notes was issued and sold upon the funding of the borrower loan #74834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,957 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-promise2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...fix home to accommadate limited mobility issues
My financial situation:
I am a good candidate for this loan because:All Disability Income and I will use funds to help make my life just a little bit better
Monthly net income: $3,552.00
Monthly expenses: $2000.00
Housing: $1034.00
Insurance: $120.00
Car expenses: 50.00
Utilities: 220.00
Phone, cable, internet: $120.00
Food, entertainment:$275.00
Clothing, household expenses: $30.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/2/2012 12:14:41 PM |
| tolerant-dinero2 | $25.00 | 9/2/2012 2:01:00 PM |
| open-minded-p2p1 | $25.00 | 9/2/2012 1:44:12 PM |
| SweatyBalls | $25.00 | 9/2/2012 2:34:39 PM |
| Star_Witness | $25.00 | 9/3/2012 5:51:25 PM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:20 PM |
| LendingPimp | $26.00 | 9/6/2012 10:22:18 AM |
| 52digital | $75.00 | 9/6/2012 4:40:38 PM |
| pmj453 | $25.00 | 9/6/2012 7:23:09 PM |
| big-mac-50 | $200.00 | 9/6/2012 8:14:37 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:29 AM |
| Cambalache | $25.00 | 9/7/2012 12:41:18 PM |
| pdub | $250.00 | 9/7/2012 12:42:20 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:10:46 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:47:00 PM |
| Rogelio48 | $31.00 | 9/2/2012 1:36:21 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:20 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:26 PM |
| let_me_retire | $50.00 | 9/4/2012 5:43:30 AM |
| bellaquito | $500.00 | 9/3/2012 6:23:53 PM |
| dudebrah | $25.00 | 9/4/2012 6:34:22 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:14 PM |
| money-baron | $50.00 | 9/5/2012 6:17:25 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:26 PM |
| graceful-investment | $53.00 | 9/6/2012 10:54:00 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:16 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:44 PM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:00 AM |
| benefit-javelin | $25.00 | 9/7/2012 11:50:55 AM |
| Rip128 | $80.00 | 9/7/2012 11:55:01 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:02 PM |
| I-Believe-In-You | $60.00 | 9/7/2012 1:32:33 PM |
| income-triangulation1 | $25.00 | 9/7/2012 4:55:38 PM |
| trade-boots1 | $70.00 | 9/7/2012 5:06:53 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
632319
This series of Notes was issued and sold upon the funding of the borrower loan #74691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
28 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,944 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| well-rounded-wealth924 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to debt consolidation
My financial situation:
I am a good candidate for this loan because I'm financial responsible and have excellent credit rating.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $35.00 | 9/2/2012 12:09:11 PM |
| BB-ptoploan | $50.00 | 9/2/2012 12:58:12 PM |
| neighborly-hope6 | $100.00 | 9/2/2012 12:22:40 PM |
| dynrep | $25.00 | 9/2/2012 1:36:49 PM |
| bowdish1 | $100.00 | 9/2/2012 12:41:34 PM |
| payment-halo | $25.00 | 9/2/2012 1:36:35 PM |
| JTHarris | $25.00 | 9/3/2012 5:06:20 AM |
| marketplace-singularity3 | $100.00 | 9/3/2012 6:50:43 AM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:29 PM |
| blot44 | $25.00 | 9/3/2012 6:08:14 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:18 AM |
| kenji4861 | $25.00 | 9/4/2012 9:39:07 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:03 AM |
| bellaquito | $500.00 | 9/4/2012 10:49:32 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:02 AM |
| giftgold | $25.00 | 9/4/2012 1:31:48 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:30 PM |
| ingenious-deal6 | $25.00 | 9/4/2012 5:59:09 PM |
| britgsb | $50.00 | 9/4/2012 5:37:31 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:59 PM |
| heavy_ax | $50.00 | 9/5/2012 12:42:06 PM |
| Rivervale_Westwood | $25.00 | 9/5/2012 12:36:44 PM |
| enticing-note | $25.00 | 9/5/2012 5:15:44 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:44 PM |
| UstedEsElHombre | $100.00 | 9/5/2012 5:56:54 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:31 PM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:45 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:39 AM |
| repayment-pudding | $28.00 | 9/6/2012 9:25:06 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:41 AM |
| proper-commitment5 | $25.00 | 9/6/2012 9:47:15 AM |
| american6 | $50.00 | 9/6/2012 9:52:34 AM |
| AFairDeal | $25.00 | 9/6/2012 10:26:17 AM |
| octoberfresh | $25.00 | 9/6/2012 10:09:04 AM |
| Cai8899 | $25.00 | 9/6/2012 10:25:55 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:33 AM |
| nuclearmoose | $50.00 | 9/6/2012 6:04:30 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:13 PM |
| RocketSurgeon | $25.00 | 9/6/2012 6:18:35 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:42:17 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:49 AM |
| Searlzy | $25.00 | 9/7/2012 9:36:35 AM |
| sunny-listing5 | $50.00 | 9/7/2012 10:23:47 AM |
| openness-molecule2 | $25.00 | 9/7/2012 10:31:49 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:20 AM |
| FlexFunding | $100.00 | 9/7/2012 1:07:34 PM |
| pdub | $500.00 | 9/7/2012 12:40:20 PM |
| KBank | $25.00 | 9/7/2012 3:04:59 PM |
| bold-unique-benjamins | $100.00 | 9/7/2012 5:53:14 PM |
| sodems | $100.00 | 9/7/2012 6:58:59 PM |
| Brisket_Bob | $50.00 | 9/8/2012 7:52:43 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:32 AM |
| market-maximizer472 | $100.00 | 9/8/2012 7:19:12 AM |
| hl8428 | $25.00 | 9/8/2012 10:34:17 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:02 AM |
| leverage-galleon | $30.00 | 9/8/2012 11:18:29 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:23:57 AM |
| jthomps4 | $25.00 | 9/8/2012 12:38:51 PM |
| herbyman | $50.00 | 9/8/2012 4:49:15 PM |
| awwaaww | $98.00 | 9/8/2012 7:23:17 PM |
| SkyLoan | $27.79 | 9/8/2012 7:51:38 PM |
| overflowinglife | $50.00 | 9/8/2012 2:08:42 PM |
| antlr | $25.00 | 9/8/2012 8:49:08 PM |
| bankisopen | $200.00 | 9/8/2012 9:08:42 PM |
| primed | $25.00 | 9/8/2012 8:01:24 PM |
| income-encore1 | $50.00 | 9/8/2012 8:24:43 PM |
| dsnybnd | $25.00 | 9/9/2012 10:47:00 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:32 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:17:35 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:05 AM |
| zoozka | $25.00 | 9/9/2012 1:00:48 PM |
| velocity-solo | $25.00 | 9/9/2012 12:07:00 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:14 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:42 PM |
| Solid-Platinum | $30.00 | 9/9/2012 1:55:16 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 2:05:09 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:31:24 AM |
| dukeiyer | $25.00 | 9/10/2012 7:17:42 AM |
| MoneyBadger | $25.00 | 9/10/2012 7:49:40 AM |
| NR | $25.00 | 9/9/2012 6:55:41 PM |
| tough-repayment4 | $50.00 | 9/9/2012 7:01:27 PM |
| angelinvestor01 | $50.00 | 9/10/2012 9:19:11 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:41 AM |
| contract-victor5 | $30.00 | 9/10/2012 3:07:28 PM |
| wampum-taiko4 | $25.00 | 9/10/2012 10:22:13 AM |
| auctionator1 | $25.00 | 9/10/2012 4:04:35 PM |
| rcldesign | $25.00 | 9/10/2012 5:39:28 PM |
| lendacity | $25.00 | 9/10/2012 5:34:14 PM |
| WxChem | $30.00 | 9/10/2012 5:34:20 PM |
| puifais | $50.00 | 9/10/2012 6:00:39 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:54 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:40 PM |
| best-bonafide-p2p | $100.00 | 9/10/2012 7:18:26 PM |
| network08 | $25.00 | 9/10/2012 7:32:15 PM |
| impartial-economy1 | $25.00 | 9/11/2012 6:03:10 AM |
| creative-dime2 | $25.00 | 9/11/2012 7:55:28 AM |
| moola-man | $25.00 | 9/11/2012 7:57:15 AM |
| riproaringrapids | $50.00 | 9/11/2012 9:16:24 AM |
| JLMGroupFunds | $25.00 | 9/11/2012 9:16:45 AM |
| fortytwo | $150.00 | 9/11/2012 9:29:19 AM |
| Avala | $100.00 | 9/11/2012 9:43:42 AM |
| ussugm | $61.28 | 9/11/2012 9:41:36 AM |
| mason13a | $25.00 | 9/11/2012 9:58:22 AM |
| JohnGalt94 | $25.00 | 9/11/2012 10:00:09 AM |
| unforgettable-wealth4 | $50.00 | 9/11/2012 9:53:07 AM |
| agreement-surgeon6 | $100.00 | 9/11/2012 10:04:24 AM |
| C_Mark | $45.00 | 9/11/2012 9:53:31 AM |
| wildsf | $25.00 | 9/11/2012 10:06:18 AM |
| inspired-investment8 | $100.00 | 9/11/2012 9:58:18 AM |
| choss02 | $100.00 | 9/11/2012 10:08:53 AM |
| peso-fortress | $25.00 | 9/11/2012 9:56:24 AM |
| Clambake | $25.00 | 9/11/2012 9:56:33 AM |
| Trinkaloki | $25.00 | 9/11/2012 10:09:35 AM |
| onlyinchicago | $50.00 | 9/11/2012 10:10:36 AM |
| hardwareman | $100.00 | 9/11/2012 10:02:14 AM |
| the-enterprising-leverage | $50.00 | 9/11/2012 10:02:31 AM |
| gallant-economy9 | $50.00 | 9/11/2012 10:11:35 AM |
| Preteur | $25.00 | 9/11/2012 10:12:06 AM |
| TQLender | $25.00 | 9/11/2012 10:12:12 AM |
| littlemonkey | $25.00 | 9/11/2012 10:04:56 AM |
| pete_rows | $25.00 | 9/11/2012 10:05:35 AM |
| special-wealth2 | $50.00 | 9/11/2012 10:15:20 AM |
| Crusader88 | $25.00 | 9/11/2012 10:05:57 AM |
| intrepid-payment7 | $25.00 | 9/11/2012 10:16:13 AM |
| scottburger | $100.00 | 9/11/2012 10:07:02 AM |
| Panna | $25.00 | 9/11/2012 10:07:56 AM |
| speyer | $25.00 | 9/11/2012 10:08:00 AM |
| thevogelfamily | $30.00 | 9/11/2012 10:18:40 AM |
| point-leather9 | $25.00 | 9/11/2012 10:19:03 AM |
| power-haven459 | $25.00 | 9/11/2012 10:20:08 AM |
| marketplace-cello5 | $25.00 | 9/11/2012 10:22:11 AM |
| Scrabble | $25.00 | 9/11/2012 10:04:58 AM |
| feedpaulyfaster | $25.00 | 9/11/2012 10:05:30 AM |
| LAKESPRING | $25.00 | 9/11/2012 10:23:53 AM |
| Trentsteel_98 | $25.00 | 9/11/2012 10:24:06 AM |
| The_Lending_Muscle | $25.00 | 9/11/2012 10:06:51 AM |
| income-fortress | $25.00 | 9/11/2012 10:14:03 AM |
| natural-affluence4 | $25.00 | 9/11/2012 10:15:08 AM |
| kanewna | $50.00 | 9/11/2012 10:25:17 AM |
| Tylerh | $250.00 | 9/11/2012 10:15:27 AM |
| serene-credit4 | $25.00 | 9/11/2012 10:07:39 AM |
| create42xn | $25.00 | 9/11/2012 10:08:37 AM |
| virtualbank | $25.00 | 9/11/2012 10:10:48 AM |
| gemoscar | $25.00 | 9/11/2012 10:11:06 AM |
| exuberant-dime | $25.00 | 9/11/2012 10:29:52 AM |
| workinghardoregon | $25.00 | 9/11/2012 10:21:00 AM |
| LargoRick | $25.00 | 9/11/2012 10:12:43 AM |
| silverloan | $50.00 | 9/11/2012 10:12:56 AM |
| medman | $25.00 | 9/11/2012 10:13:15 AM |
| wealthstar | $25.00 | 9/11/2012 10:21:27 AM |
| bigballer105 | $100.00 | 9/11/2012 10:13:39 AM |
| Savings_EQ_Dignity | $50.00 | 9/11/2012 10:14:22 AM |
| Stollewood | $25.00 | 9/11/2012 10:15:25 AM |
| investment-kingdom | $25.00 | 9/11/2012 10:16:24 AM |
| larslfe | $25.00 | 9/11/2012 10:17:15 AM |
| peso-windmill | $25.00 | 9/11/2012 10:17:24 AM |
| locomotive7 | $25.00 | 9/11/2012 10:25:21 AM |
| slartibardfast | $25.00 | 9/11/2012 10:26:19 AM |
| benjamins-nest | $45.06 | 9/11/2012 10:30:48 AM |
| lancetc | $25.00 | 9/11/2012 10:21:20 AM |
| shawndw | $25.00 | 9/11/2012 10:22:24 AM |
| newest-trade-spruce | $25.00 | 9/11/2012 10:24:08 AM |
| codingbuddy | $25.00 | 9/11/2012 10:25:35 AM |
| ocho | $25.00 | 9/11/2012 10:27:35 AM |
| larrybird | $543.67 | 9/11/2012 10:34:29 AM |
| dharma1 | $25.00 | 9/2/2012 12:50:05 PM |
| jcornehlsen | $25.00 | 9/2/2012 1:14:44 PM |
| ready-interest9 | $25.00 | 9/2/2012 1:25:11 PM |
| fund-medalist171 | $50.00 | 9/2/2012 3:03:08 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:19 PM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:38 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:51 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:39 PM |
| heerzaquestion | $60.00 | 9/5/2012 7:54:52 AM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:05 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:04 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:45 AM |
| indomitable-coin | $25.00 | 9/5/2012 5:32:47 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/5/2012 6:10:34 PM |
| fox798 | $25.00 | 9/5/2012 6:03:25 PM |
| Index_Plus | $7,500.00 | 9/5/2012 6:59:02 PM |
| DalawaFunds | $50.00 | 9/5/2012 8:17:51 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:00 PM |
| blue-laudable-dinero | $25.00 | 9/6/2012 7:36:53 AM |
| Investoman | $25.00 | 9/6/2012 9:25:02 AM |
| minista | $25.00 | 9/6/2012 10:13:21 AM |
| Castellan | $50.00 | 9/6/2012 9:50:04 AM |
| djs81 | $75.00 | 9/6/2012 10:16:43 AM |
| roadredwood | $197.00 | 9/6/2012 10:54:21 AM |
| bds9646 | $26.00 | 9/6/2012 10:10:07 AM |
| camaraderi-catapult | $25.00 | 9/6/2012 10:51:57 AM |
| pujols8996 | $25.00 | 9/6/2012 11:00:37 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:27 AM |
| HikeMoab | $25.00 | 9/6/2012 12:47:06 PM |
| gaiusceasar | $25.00 | 9/6/2012 12:49:08 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:21 PM |
| loyalty-czar | $50.00 | 9/6/2012 6:06:00 PM |
| Quid-Pro-Quo | $38.43 | 9/6/2012 8:02:24 PM |
| Peterman | $25.00 | 9/6/2012 10:07:02 PM |
| Hwornke | $25.00 | 9/7/2012 7:44:54 AM |
| themoneydoctor | $100.00 | 9/7/2012 8:53:26 AM |
| compatible-deal9 | $50.00 | 9/7/2012 9:16:06 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:08 AM |
| global-invest-group | $25.00 | 9/7/2012 10:43:34 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:03 AM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:35 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:07 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:10 PM |
| enterprising-exchange6 | $50.00 | 9/8/2012 6:46:28 AM |
| grotheik | $25.00 | 9/8/2012 6:32:34 AM |
| phenomenal-gain5 | $25.00 | 9/8/2012 6:36:23 AM |
| power-kin | $50.00 | 9/8/2012 8:04:17 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:42:18 AM |
| meux99 | $25.00 | 9/8/2012 12:03:22 PM |
| investment-genetics90 | $25.00 | 9/8/2012 12:33:40 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:09 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:39 PM |
| bomdel | $25.00 | 9/8/2012 1:04:03 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:32 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:33 PM |
| lendersf | $50.00 | 9/8/2012 4:31:10 PM |
| availableloan | $25.00 | 9/8/2012 3:57:06 PM |
| supersarah61 | $25.00 | 9/8/2012 5:46:45 PM |
| banker34 | $25.00 | 9/8/2012 9:00:12 PM |
| citizenX | $125.00 | 9/9/2012 11:11:17 AM |
| value-trophy8 | $100.00 | 9/9/2012 6:00:15 AM |
| USMC06 | $500.00 | 9/9/2012 7:29:10 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:46 AM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:14 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:28 AM |
| SkinnyFish | $50.00 | 9/9/2012 2:14:50 PM |
| Pogo5 | $35.00 | 9/9/2012 9:41:11 PM |
| Bodyboard | $40.38 | 9/9/2012 10:02:17 PM |
| dynadave | $1,000.00 | 9/10/2012 8:08:56 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:02 PM |
| CARedBull | $100.00 | 9/9/2012 8:43:53 PM |
| blue-dollar-viking | $50.00 | 9/10/2012 6:14:00 AM |
| CheapDolo22 | $25.00 | 9/10/2012 6:33:08 AM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:36 AM |
| Tradesmanlender | $25.00 | 9/10/2012 9:15:55 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:38 AM |
| friendinmoney | $25.00 | 9/10/2012 3:31:37 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:48 PM |
| kind-bazaar-kitten | $25.00 | 9/10/2012 7:38:19 PM |
| lender416 | $50.00 | 9/11/2012 5:40:59 AM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:43 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:38 PM |
| CSAworker | $25.00 | 9/11/2012 4:45:14 AM |
| edsmoney | $100.00 | 9/11/2012 5:59:20 AM |
| worldly-marketplace | $30.00 | 9/11/2012 5:38:07 AM |
| Basset_Hound_Investments | $34.45 | 9/11/2012 7:23:52 AM |
| Moneypenny6 | $25.00 | 9/11/2012 8:09:45 AM |
| Plow_n_Sow | $75.00 | 9/11/2012 8:30:10 AM |
| Machiavelli1 | $25.00 | 9/11/2012 8:44:26 AM |
| passbook | $25.00 | 9/11/2012 9:38:20 AM |
| first-favorite-bonus9 | $25.00 | 9/11/2012 9:43:35 AM |
| beleza | $25.00 | 9/11/2012 10:00:29 AM |
| Natronpee | $25.00 | 9/11/2012 10:00:33 AM |
| durability-bandit1 | $25.00 | 9/11/2012 10:01:02 AM |
| CWA_Financial | $50.00 | 9/11/2012 10:03:06 AM |
| fishintime | $100.00 | 9/11/2012 10:03:28 AM |
| afotherg | $25.00 | 9/11/2012 10:04:22 AM |
| durability-seahorse7 | $50.00 | 9/11/2012 10:05:53 AM |
| Aimvest | $25.00 | 9/11/2012 9:58:30 AM |
| kubien | $25.00 | 9/11/2012 10:07:41 AM |
| lgs83 | $30.00 | 9/11/2012 10:08:02 AM |
| jbaum | $40.00 | 9/11/2012 10:09:52 AM |
| lifegrowth | $25.00 | 9/11/2012 10:01:17 AM |
| happy-yield | $25.00 | 9/11/2012 10:02:18 AM |
| GMOD026 | $25.00 | 9/11/2012 10:02:52 AM |
| meenan | $100.00 | 9/11/2012 10:03:40 AM |
| fireheart | $25.00 | 9/11/2012 10:12:53 AM |
| speedy-point4 | $50.00 | 9/11/2012 10:14:38 AM |
| cant-dance | $25.00 | 9/11/2012 10:06:28 AM |
| Win-Win_situation | $50.00 | 9/11/2012 10:06:46 AM |
| Marfloogan | $25.00 | 9/11/2012 10:08:32 AM |
| cordial-affluence2 | $25.00 | 9/11/2012 10:17:57 AM |
| Darrkblu | $50.00 | 9/11/2012 10:02:47 AM |
| ChitownLender | $25.00 | 9/11/2012 10:19:09 AM |
| jeffpac | $50.00 | 9/11/2012 10:09:50 AM |
| moneynmotion | $25.00 | 9/11/2012 10:10:37 AM |
| MoneySiles | $25.00 | 9/11/2012 10:20:53 AM |
| wigglesworth4 | $100.00 | 9/11/2012 10:21:41 AM |
| TheReaderRabbit | $25.00 | 9/11/2012 10:11:17 AM |
| fotep-financial | $25.00 | 9/11/2012 10:03:55 AM |
| lend_to_you | $25.00 | 9/11/2012 10:22:12 AM |
| gigabit | $50.00 | 9/11/2012 10:05:05 AM |
| ujiba | $50.00 | 9/11/2012 10:11:38 AM |
| kia777 | $25.00 | 9/11/2012 10:05:53 AM |
| RockCrown | $25.00 | 9/11/2012 10:06:16 AM |
| excellent-funds649 | $50.00 | 9/11/2012 10:06:53 AM |
| diverjoq | $25.00 | 9/11/2012 10:16:40 AM |
| bid-papyrus | $25.00 | 9/11/2012 10:09:40 AM |
| kewgdns | $30.00 | 9/11/2012 10:11:15 AM |
| kingdom323 | $50.00 | 9/11/2012 10:18:50 AM |
| BuffetRocks | $50.00 | 9/11/2012 10:32:02 AM |
| anyoi | $25.00 | 9/11/2012 10:19:27 AM |
| downtownfarm | $25.00 | 9/11/2012 10:12:59 AM |
| new-return-faire | $100.00 | 9/11/2012 10:22:01 AM |
| boogles72 | $25.00 | 9/11/2012 10:14:12 AM |
| active-reward7 | $50.00 | 9/11/2012 10:14:41 AM |
| mg6619 | $25.00 | 9/11/2012 10:22:26 AM |
| 2k1Toaster | $25.00 | 9/11/2012 10:15:59 AM |
| koinonea | $25.00 | 9/11/2012 10:30:19 AM |
| Duchdad | $25.00 | 9/11/2012 10:20:48 AM |
| Beverly_Hills_Lender | $25.00 | 9/11/2012 10:21:47 AM |
| bobby5832708 | $25.00 | 9/11/2012 10:23:03 AM |
| partnerinflight | $25.00 | 9/11/2012 10:24:24 AM |
| Chutney | $25.00 | 9/11/2012 10:24:52 AM |
| bradania | $25.00 | 9/11/2012 10:25:08 AM |
| Chuck9802 | $25.00 | 9/11/2012 10:26:39 AM |
| harty | $50.00 | 9/11/2012 10:26:57 AM |
| social-pizza5 | $25.00 | 9/11/2012 10:27:42 AM |
| MicroL | $25.00 | 9/11/2012 10:28:09 AM |
| zone6 | $100.00 | 9/11/2012 10:29:28 AM |
| 315 Investments
|
Borrower Payment Dependent Notes Series
632321
This series of Notes was issued and sold upon the funding of the borrower loan #74262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,603.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $292.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 7m |
|
Amount delinquent:
| $17,459 |
Total credit lines:
| 9 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,808 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loyalty-destiny |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $7,976.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gold-commander0 | $25.00 | 9/6/2012 9:01:36 AM |
| transparency-sapling | $25.00 | 9/6/2012 9:06:16 AM |
| liberty-viola | $30.00 | 9/6/2012 9:07:32 AM |
| gallant-economy9 | $50.00 | 9/6/2012 9:08:09 AM |
| agreement-fluffy-bunny | $25.00 | 9/6/2012 9:13:48 AM |
| gold-pudding6 | $32.00 | 9/6/2012 9:19:28 AM |
| randsenterprise | $25.00 | 9/6/2012 9:01:08 AM |
| famous-bid9 | $25.00 | 9/6/2012 9:19:52 AM |
| AF-Chief | $25.00 | 9/6/2012 9:20:38 AM |
| tylerfd | $50.00 | 9/6/2012 9:24:23 AM |
| sensible-trade | $100.00 | 9/6/2012 9:26:12 AM |
| aasx1108 | $25.00 | 9/6/2012 9:18:06 AM |
| Railbird | $50.00 | 9/6/2012 9:19:15 AM |
| integrity-saver | $25.00 | 9/6/2012 9:19:55 AM |
| haplender | $50.00 | 9/6/2012 9:40:44 AM |
| BostonCapital | $100.00 | 9/6/2012 9:25:51 AM |
| skro | $25.00 | 9/6/2012 9:46:47 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:25 AM |
| Preferred-Lender | $25.00 | 9/6/2012 9:27:41 AM |
| britgsb | $50.00 | 9/6/2012 9:50:56 AM |
| MadHun | $200.00 | 9/6/2012 9:51:21 AM |
| american6 | $50.00 | 9/6/2012 9:52:36 AM |
| compoundinterest | $25.00 | 9/6/2012 9:58:35 AM |
| cash-reaction2 | $25.00 | 9/6/2012 9:36:10 AM |
| the-dollar-topper | $64.00 | 9/6/2012 9:59:52 AM |
| standanddeliver | $50.00 | 9/6/2012 9:35:47 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:28 AM |
| mvalley | $25.00 | 9/6/2012 9:39:02 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:36 AM |
| magical-credit523 | $25.00 | 9/6/2012 9:50:28 AM |
| Aimvest | $25.00 | 9/6/2012 9:50:30 AM |
| treasure-medalist0 | $25.00 | 9/6/2012 9:49:49 AM |
| chief64 | $184.00 | 9/6/2012 9:52:16 AM |
| revenue-serenity | $25.00 | 9/6/2012 10:22:36 AM |
| empire051 | $25.00 | 9/6/2012 9:55:17 AM |
| laudable-balance568 | $25.00 | 9/6/2012 9:58:55 AM |
| toblerone | $25.00 | 9/6/2012 9:59:28 AM |
| mennleo | $25.00 | 9/6/2012 10:00:36 AM |
| peace-adventurer3 | $25.00 | 9/6/2012 10:37:19 AM |
| Cronos | $100.00 | 9/6/2012 10:02:40 AM |
| jwesleym | $25.00 | 9/6/2012 10:46:38 AM |
| adventurous-credit466 | $25.00 | 9/6/2012 10:07:03 AM |
| finder072 | $25.00 | 9/6/2012 10:50:47 AM |
| kevin314 | $25.00 | 9/6/2012 10:12:48 AM |
| 907 | $50.00 | 9/6/2012 10:35:48 AM |
| dsaboo10 | $25.00 | 9/6/2012 11:24:13 AM |
| Nummus | $25.00 | 9/6/2012 12:00:56 PM |
| cozy-principal883 | $28.62 | 9/6/2012 12:55:50 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:49 PM |
| Shockem923 | $25.00 | 9/6/2012 1:27:49 PM |
| inspired-coin4 | $25.00 | 9/6/2012 1:57:20 PM |
| hidavehi | $25.01 | 9/6/2012 2:17:01 PM |
| persistent-social223 | $25.00 | 9/6/2012 3:54:28 PM |
| sjo1984111 | $35.00 | 9/6/2012 4:10:24 PM |
| melodious-capital3 | $25.00 | 9/6/2012 4:18:26 PM |
| GrossBuddha | $200.00 | 9/6/2012 4:34:35 PM |
| intrepid-payment7 | $25.00 | 9/6/2012 5:13:45 PM |
| paladin847 | $50.00 | 9/6/2012 5:24:55 PM |
| WxChem | $30.00 | 9/6/2012 5:42:00 PM |
| RocketSurgeon | $25.00 | 9/6/2012 6:18:35 PM |
| graceful-durability246 | $50.00 | 9/6/2012 5:54:35 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:35 PM |
| frooogal | $25.00 | 9/6/2012 7:26:49 PM |
| bkm214 | $50.00 | 9/6/2012 6:20:46 PM |
| pleasant-listing712 | $25.00 | 9/6/2012 6:34:03 PM |
| natural-return0 | $25.00 | 9/6/2012 7:57:50 PM |
| peekr | $25.00 | 9/6/2012 11:01:36 PM |
| porter512S | $200.00 | 9/7/2012 3:24:19 AM |
| Earn_money | $25.00 | 9/7/2012 7:05:44 AM |
| enthralling-deal53 | $100.00 | 9/7/2012 9:01:43 AM |
| BroncoNaug | $25.00 | 9/7/2012 9:04:29 AM |
| E_G | $41.00 | 9/7/2012 9:06:51 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:31 AM |
| Webpreneur | $50.00 | 9/7/2012 9:07:35 AM |
| Frankieb21 | $25.00 | 9/7/2012 9:10:46 AM |
| fund-washboard2 | $25.00 | 9/7/2012 9:14:26 AM |
| revolutionary082 | $27.27 | 9/7/2012 9:02:48 AM |
| a-natural-capital | $25.00 | 9/7/2012 9:16:03 AM |
| helpinghand63 | $25.00 | 9/7/2012 9:17:23 AM |
| contract-paloverde1 | $25.00 | 9/7/2012 9:04:05 AM |
| income-buddy7 | $50.00 | 9/7/2012 9:05:55 AM |
| investment-kingdom | $25.00 | 9/7/2012 9:08:04 AM |
| cbllender | $25.00 | 9/7/2012 9:17:16 AM |
| rogue_monster | $50.00 | 9/7/2012 9:17:50 AM |
| delectable-point5 | $50.00 | 9/6/2012 9:02:09 AM |
| wayman | $25.00 | 9/6/2012 9:07:25 AM |
| CasaDeTomas | $50.00 | 9/6/2012 9:11:04 AM |
| Adam_00 | $50.00 | 9/6/2012 9:12:32 AM |
| melodious-fairness | $25.00 | 9/6/2012 9:18:43 AM |
| figs4u2 | $65.00 | 9/6/2012 9:18:50 AM |
| zeelender | $25.00 | 9/6/2012 9:02:43 AM |
| entertaining-rate9 | $25.00 | 9/6/2012 9:21:51 AM |
| successful-agreement7 | $100.00 | 9/6/2012 9:04:56 AM |
| commerce-viking1 | $50.00 | 9/6/2012 9:25:23 AM |
| commerce-web5 | $25.00 | 9/6/2012 9:25:55 AM |
| useful-p2ploan | $25.00 | 9/6/2012 9:29:02 AM |
| samo102us | $25.00 | 9/6/2012 9:11:22 AM |
| Vegasjim | $25.00 | 9/6/2012 9:11:19 AM |
| loan-mammal | $100.00 | 9/6/2012 9:12:39 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:27 AM |
| indomitable-dedication | $25.00 | 9/6/2012 9:17:12 AM |
| treasure-brigade | $25.00 | 9/6/2012 9:39:16 AM |
| attentive-compassion1 | $50.00 | 9/6/2012 9:41:51 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:54 AM |
| Investoman | $25.00 | 9/6/2012 9:25:04 AM |
| the-profit-oracle | $25.00 | 9/6/2012 9:26:10 AM |
| TennSquire | $25.00 | 9/6/2012 9:51:56 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:43 AM |
| loyalty-sherpa | $25.00 | 9/6/2012 9:57:00 AM |
| rescue | $100.00 | 9/6/2012 9:34:24 AM |
| dynamic-money271 | $50.00 | 9/6/2012 9:36:06 AM |
| vigilance-revolutionary | $50.00 | 9/6/2012 9:36:02 AM |
| listing-vista | $50.00 | 9/6/2012 10:01:34 AM |
| gizzywump | $25.00 | 9/6/2012 9:39:37 AM |
| JeremyLinFan | $50.00 | 9/6/2012 9:40:35 AM |
| TheCount | $25.00 | 9/6/2012 9:44:34 AM |
| runner262 | $25.00 | 9/6/2012 10:08:31 AM |
| misit | $25.00 | 9/6/2012 10:10:41 AM |
| lamsabuy | $200.00 | 9/6/2012 9:47:57 AM |
| bid-czar8 | $100.00 | 9/6/2012 9:48:57 AM |
| bnlforever | $25.00 | 9/6/2012 10:03:59 AM |
| TigerForce | $30.00 | 9/6/2012 10:47:20 AM |
| principal-cooker2 | $50.00 | 9/6/2012 10:09:13 AM |
| pujols8996 | $25.00 | 9/6/2012 11:00:39 AM |
| bazaar-tulip | $25.00 | 9/6/2012 10:19:23 AM |
| colonel165 | $25.00 | 9/6/2012 11:19:33 AM |
| Cai8899 | $25.00 | 9/6/2012 11:20:53 AM |
| unassailable-fund | $30.00 | 9/6/2012 10:31:50 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:35 AM |
| rovo | $25.00 | 9/6/2012 10:44:21 AM |
| Headhunter14 | $30.00 | 9/6/2012 10:46:26 AM |
| SBT | $25.00 | 9/6/2012 10:49:44 AM |
| mrbelvue | $25.00 | 9/6/2012 12:51:21 PM |
| camaraderi-catapult | $25.00 | 9/6/2012 10:51:58 AM |
| currency-persimmon | $25.00 | 9/6/2012 11:12:20 AM |
| lender2611 | $25.00 | 9/6/2012 11:15:54 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:43 AM |
| punctual-worth263 | $50.00 | 9/6/2012 11:39:59 AM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:49 PM |
| green-tree-shake | $30.00 | 9/6/2012 1:35:44 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:33 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:43 PM |
| BDL-Roth | $50.00 | 9/6/2012 3:16:50 PM |
| DJSco | $50.00 | 9/6/2012 3:54:32 PM |
| spark548 | $25.00 | 9/6/2012 5:08:50 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:06 PM |
| stable-euro1 | $25.00 | 9/6/2012 5:13:16 PM |
| lakshmilila | $25.00 | 9/6/2012 5:23:06 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:37 PM |
| adaboy65 | $100.00 | 9/6/2012 5:29:44 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:39 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:36 PM |
| gold-persimmon2 | $25.00 | 9/6/2012 5:54:00 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:13 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:08:49 PM |
| SouthFloridaLender | $60.00 | 9/7/2012 4:16:22 AM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:56 PM |
| credit-orca | $25.00 | 9/7/2012 4:47:05 AM |
| hl8428 | $25.00 | 9/7/2012 6:00:20 AM |
| prudent-bid3 | $25.00 | 9/7/2012 6:18:07 AM |
| Elbanko | $30.00 | 9/7/2012 9:02:10 AM |
| JRELoan | $25.00 | 9/7/2012 7:56:08 AM |
| ranstlin | $25.00 | 9/7/2012 9:05:02 AM |
| CJMC | $25.00 | 9/7/2012 8:44:59 AM |
| unafraid-cash2 | $50.00 | 9/7/2012 9:07:29 AM |
| honker425 | $100.00 | 9/7/2012 9:01:25 AM |
| Skiph | $25.00 | 9/7/2012 9:11:36 AM |
| asset-sequoia | $25.00 | 9/7/2012 9:12:12 AM |
| lawrence_bacchus | $25.00 | 9/7/2012 9:16:48 AM |
| productive-principal7 | $25.00 | 9/7/2012 9:16:59 AM |
| fcukciti | $35.00 | 9/7/2012 9:03:55 AM |
| collider048 | $25.00 | 9/7/2012 9:05:37 AM |
| awern | $50.88 | 9/7/2012 9:10:30 AM |
| unassassinable | $25.00 | 9/7/2012 9:12:45 AM |
| IP | $25.00 | 9/7/2012 9:13:00 AM |
| economy-molecule3 | $40.22 | 9/7/2012 9:18:59 AM |
| exact-p2p2 | $25.00 | 9/7/2012 9:18:15 AM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
632453
This series of Notes was issued and sold upon the funding of the borrower loan #74807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $38 |
Total credit lines:
| 15 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $415 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wealth-clarinet |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/5/2012 5:25:01 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:34 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:40 PM |
| a-helping-hand | $50.00 | 9/7/2012 2:20:39 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:32 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:56 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 10:10:04 AM |
| jonn834 | $25.00 | 9/10/2012 4:22:50 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:59 PM |
| Piitb08 | $150.00 | 9/11/2012 4:18:46 AM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:21 PM |
| investment-equation | $25.00 | 9/11/2012 12:45:54 PM |
| martinatime | $25.00 | 9/11/2012 12:31:05 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:45 PM |
| money-baron | $50.00 | 9/5/2012 6:17:27 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:20 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:47 PM |
| pdub | $250.00 | 9/7/2012 12:42:26 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:07 PM |
| DrWill | $25.00 | 9/7/2012 4:23:25 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:02 PM |
| reward-adventure | $27.00 | 9/8/2012 12:08:28 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:07 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:58:00 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:00 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:07 PM |
| rjcoutur2001 | $40.22 | 9/10/2012 3:41:05 PM |
| joey1011 | $25.00 | 9/11/2012 9:32:34 AM |
| the-credit-maker | $25.00 | 9/11/2012 10:22:05 AM |
| squeebie | $50.00 | 9/11/2012 10:54:32 AM |
| red-openness-willow | $177.78 | 9/11/2012 2:07:48 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
632463
This series of Notes was issued and sold upon the funding of the borrower loan #74881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $658.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 18y 5m |
|
Amount delinquent:
| $170 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $209 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-snowdome7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/21/2012 9:11:22 AM |
| j2ee | $50.00 | 9/14/2012 9:03:00 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:10 AM |
| LeReve | $500.00 | 9/14/2012 9:17:08 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:08 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:44 AM |
| JBBank | $50.00 | 9/14/2012 10:12:46 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:19 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:43 AM |
| pdub | $750.00 | 9/14/2012 10:29:00 AM |
| UltimateWill | $25.00 | 9/14/2012 12:28:56 PM |
| jhussey | $100.00 | 9/14/2012 10:43:09 AM |
| thrifty-transaction578 | $25.00 | 9/14/2012 5:33:02 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:17 PM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:16 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:22 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:40 AM |
| friendly-gold | $25.00 | 9/15/2012 12:35:47 PM |
| kenji4861 | $25.00 | 9/15/2012 1:30:04 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:15 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:14 PM |
| Nazbuster | $100.00 | 9/16/2012 10:24:01 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:57 PM |
| daisuke | $25.00 | 9/16/2012 11:03:35 AM |
| friendly-money | $100.00 | 9/16/2012 2:42:17 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:17 PM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:08 AM |
| evergreen759 | $26.61 | 9/17/2012 7:41:08 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:09 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:31 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:47 AM |
| brainy-credit1 | $70.00 | 9/18/2012 3:57:41 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:05 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:47 AM |
| Weaverville | $50.00 | 9/18/2012 10:45:47 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:24 AM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:18:52 AM |
| fairness-sundae2 | $100.00 | 9/18/2012 4:28:54 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:08 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:40 PM |
| phenomenal-rate1 | $500.00 | 9/19/2012 8:52:28 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:10 AM |
| bent300 | $50.00 | 9/19/2012 1:56:20 PM |
| compatible-deal9 | $50.00 | 9/19/2012 3:55:56 PM |
| GrayStudio | $25.00 | 9/19/2012 12:22:16 PM |
| p2ploan-hunter4 | $25.00 | 9/19/2012 8:08:56 PM |
| socrates520 | $50.00 | 9/19/2012 11:33:57 PM |
| universal71 | $25.00 | 9/20/2012 5:32:37 AM |
| tenacious-affluence | $25.00 | 9/20/2012 10:01:19 AM |
| exxondude | $25.00 | 9/20/2012 5:00:32 PM |
| scrappy-leverage6 | $25.00 | 9/20/2012 5:01:55 PM |
| Dave0 | $25.00 | 9/20/2012 5:02:46 PM |
| ranstlin | $25.00 | 9/20/2012 5:07:46 PM |
| DondeEstaMiDinero | $25.00 | 9/20/2012 5:13:40 PM |
| BB-ptoploan | $50.00 | 9/20/2012 5:15:35 PM |
| enthralling-wampum | $25.00 | 9/20/2012 5:16:18 PM |
| burgeoning-silver | $25.00 | 9/20/2012 5:26:12 PM |
| onetuxllc | $25.00 | 9/20/2012 5:04:01 PM |
| market-assembler | $50.00 | 9/20/2012 5:06:08 PM |
| takarlstad | $25.00 | 9/20/2012 5:31:47 PM |
| ready-bid9 | $50.00 | 9/20/2012 5:33:58 PM |
| JJ9876 | $25.00 | 9/20/2012 5:37:58 PM |
| dparkhom | $50.00 | 9/20/2012 5:39:38 PM |
| Science7124 | $25.00 | 9/20/2012 5:13:25 PM |
| dinero-speaker | $25.00 | 9/20/2012 5:14:37 PM |
| durability-solstice8 | $50.00 | 9/20/2012 5:43:16 PM |
| commerce-web5 | $25.00 | 9/20/2012 5:16:26 PM |
| laudable-balance568 | $25.00 | 9/20/2012 5:43:59 PM |
| five-star-asset2 | $25.00 | 9/20/2012 5:18:08 PM |
| Banker7371 | $25.00 | 9/20/2012 5:18:31 PM |
| mvalley | $25.00 | 9/20/2012 5:45:18 PM |
| resolute-basis9 | $25.00 | 9/20/2012 5:46:24 PM |
| sunnyboy_7478 | $50.00 | 9/20/2012 5:47:04 PM |
| successful-agreement7 | $100.00 | 9/20/2012 5:23:24 PM |
| immaculate-compassion8 | $25.00 | 9/20/2012 5:26:11 PM |
| Koomarbit | $30.00 | 9/20/2012 5:55:30 PM |
| Redmond | $25.00 | 9/20/2012 5:08:18 PM |
| DirtyJenga | $25.00 | 9/20/2012 5:56:38 PM |
| wealth-empire7 | $25.00 | 9/20/2012 5:09:33 PM |
| Ninjago | $100.00 | 9/20/2012 5:27:58 PM |
| velocity-blossom161 | $100.00 | 9/20/2012 5:38:17 PM |
| point653 | $25.00 | 9/20/2012 5:39:01 PM |
| figs4u2 | $100.00 | 9/20/2012 5:17:52 PM |
| UstedEsElHombre | $100.00 | 9/20/2012 5:43:29 PM |
| Headhunter14 | $25.00 | 9/20/2012 6:28:13 PM |
| GrommetPosse | $50.00 | 9/20/2012 5:44:47 PM |
| bowdish1 | $100.00 | 9/20/2012 5:45:15 PM |
| enticing-note | $25.00 | 9/20/2012 5:48:03 PM |
| credit-maple5 | $25.00 | 9/20/2012 5:28:17 PM |
| fishintime | $50.00 | 9/20/2012 5:53:05 PM |
| GlobalVisionary | $50.00 | 9/20/2012 5:28:55 PM |
| SpareChangeHero | $25.00 | 9/20/2012 5:29:32 PM |
| MoonMama | $25.00 | 9/20/2012 5:54:45 PM |
| rainorshine47 | $25.00 | 9/20/2012 6:01:51 PM |
| Herluftrolle | $25.00 | 9/20/2012 5:35:37 PM |
| hard-working-rate3 | $25.00 | 9/20/2012 5:35:46 PM |
| rate-mogul | $50.00 | 9/20/2012 5:36:32 PM |
| loyalty-sherpa | $25.00 | 9/20/2012 5:39:46 PM |
| chakra | $25.00 | 9/20/2012 5:41:49 PM |
| california111 | $150.00 | 9/20/2012 10:40:46 PM |
| E_G | $50.00 | 9/20/2012 5:45:20 PM |
| mlender | $25.00 | 9/21/2012 12:55:16 AM |
| paytonbrigadier | $250.00 | 9/20/2012 5:50:31 PM |
| KVEER | $25.00 | 9/20/2012 5:51:04 PM |
| bashar | $25.00 | 9/20/2012 5:53:32 PM |
| deal-blossom595 | $25.00 | 9/20/2012 7:34:28 PM |
| jga516 | $25.00 | 9/20/2012 8:19:59 PM |
| dough-driver7 | $25.00 | 9/21/2012 5:18:26 AM |
| sgt-schultz | $25.00 | 9/21/2012 7:30:39 AM |
| krisran | $50.00 | 9/21/2012 9:06:25 AM |
| lendme2 | $50.00 | 9/21/2012 9:00:56 AM |
| LaveenFinancial | $25.00 | 9/21/2012 9:15:28 AM |
| duty-gusto6 | $75.00 | 9/21/2012 9:06:00 AM |
| Justbiz | $50.00 | 9/21/2012 9:16:07 AM |
| wildguy | $100.00 | 9/21/2012 6:28:01 AM |
| lagnisiruk | $25.00 | 9/21/2012 9:06:10 AM |
| checkuto | $25.00 | 9/21/2012 9:18:50 AM |
| a-transparency-prodigy | $25.00 | 9/21/2012 9:21:50 AM |
| happy-yield | $25.00 | 9/21/2012 9:22:12 AM |
| progressive-gold6 | $100.00 | 9/21/2012 9:22:44 AM |
| youngster50 | $25.00 | 9/21/2012 8:20:23 AM |
| affluence-tycoon | $25.00 | 9/21/2012 9:01:19 AM |
| inspired-investment8 | $82.00 | 9/21/2012 9:26:10 AM |
| Cpay2Me | $25.00 | 9/21/2012 9:17:01 AM |
| Zolton | $31.00 | 9/21/2012 9:27:31 AM |
| skiberdad | $50.00 | 9/21/2012 9:28:30 AM |
| Refugee | $25.00 | 9/21/2012 9:21:12 AM |
| C_Mark | $50.00 | 9/21/2012 9:30:24 AM |
| dustman | $25.00 | 9/21/2012 9:08:06 AM |
| kind-unassuming-fund | $25.00 | 9/21/2012 9:22:39 AM |
| benjamin67 | $25.00 | 9/21/2012 9:23:19 AM |
| first-careful-currency | $300.00 | 9/21/2012 9:11:00 AM |
| Relevance | $25.00 | 9/21/2012 9:33:04 AM |
| building-america | $25.00 | 9/21/2012 9:25:59 AM |
| investment-kingdom | $25.00 | 9/21/2012 9:26:23 AM |
| lost-money-so-far-on-these | $25.00 | 9/21/2012 9:27:50 AM |
| ladybird1 | $50.00 | 9/21/2012 9:16:31 AM |
| compoundinterest | $25.00 | 9/21/2012 9:31:13 AM |
| golden-responsibility189 | $100.00 | 9/21/2012 9:17:46 AM |
| PCGeekWI | $25.00 | 9/21/2012 9:18:30 AM |
| glider537 | $25.00 | 9/21/2012 9:21:41 AM |
| awe-inspiring-commitment972 | $50.00 | 9/21/2012 9:25:49 AM |
| egw | $50.00 | 9/21/2012 9:31:09 AM |
| elasermd | $31.00 | 9/21/2012 9:32:43 AM |
| transparency-halo | $25.00 | 9/21/2012 9:34:02 AM |
| wetlands | $200.00 | 9/14/2012 9:12:50 AM |
| a-finance-nirvana | $25.00 | 9/14/2012 9:15:47 AM |
| aztec | $50.00 | 9/14/2012 9:20:16 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:14:26 AM |
| nickel-ferret | $25.00 | 9/14/2012 9:11:40 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:27 AM |
| mariah8641 | $30.00 | 9/14/2012 9:26:51 AM |
| Vegasjim | $25.00 | 9/14/2012 9:44:25 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:51 AM |
| CreditBuilder2 | $25.01 | 9/14/2012 10:21:33 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:15 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:45 AM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:55 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:06 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:59 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:53 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:53 AM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:53 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:19 AM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:11 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:38 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:26 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:51 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:25 AM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:29 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:50 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:44 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:43 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:09 AM |
| Castellan | $50.00 | 9/18/2012 9:19:22 AM |
| Avala | $100.00 | 9/18/2012 9:32:05 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:08 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:11 AM |
| sharpey | $25.00 | 9/18/2012 10:04:38 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:05 AM |
| Blucruz | $100.00 | 9/18/2012 1:35:11 PM |
| kind-currency-cargo | $25.00 | 9/18/2012 3:44:14 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:13 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:05:56 PM |
| transparency-baton | $25.00 | 9/19/2012 8:33:31 AM |
| community-stream9 | $25.00 | 9/18/2012 8:39:36 PM |
| american6 | $50.00 | 9/19/2012 9:08:34 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:25 AM |
| squeebie | $50.00 | 9/19/2012 11:03:33 AM |
| cfarther | $50.00 | 9/19/2012 10:23:00 AM |
| pleasant-listing712 | $25.00 | 9/19/2012 5:14:36 PM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:25 PM |
| fboba | $75.00 | 9/20/2012 5:46:49 AM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:05 AM |
| speedy-point | $25.00 | 9/19/2012 11:46:52 PM |
| Dubbs360 | $500.00 | 9/20/2012 8:26:30 AM |
| a-finance-director | $100.00 | 9/20/2012 10:14:45 AM |
| Preteur | $25.00 | 9/20/2012 5:03:20 PM |
| helpinghand63 | $25.00 | 9/20/2012 5:03:48 PM |
| banjot | $25.00 | 9/20/2012 5:05:08 PM |
| MadHun | $200.00 | 9/20/2012 5:09:56 PM |
| spark548 | $25.00 | 9/20/2012 5:10:59 PM |
| shaker348 | $50.00 | 9/20/2012 10:36:51 AM |
| Med-Tech-Here | $28.00 | 9/20/2012 5:13:03 PM |
| LandoC1 | $25.00 | 9/20/2012 5:14:01 PM |
| mondial4 | $100.00 | 9/20/2012 5:17:33 PM |
| velocity-scrutinzer6 | $50.00 | 9/20/2012 11:23:08 AM |
| ijspence | $25.00 | 9/20/2012 5:27:19 PM |
| mtquan | $25.00 | 9/20/2012 5:27:41 PM |
| delectable-point5 | $50.00 | 9/20/2012 5:02:35 PM |
| Soxxes | $25.00 | 9/20/2012 5:05:54 PM |
| Sothenwhat | $100.00 | 9/20/2012 5:07:19 PM |
| DadWarbucks | $25.00 | 9/20/2012 5:07:35 PM |
| doncm | $25.00 | 9/20/2012 5:36:22 PM |
| pkp121 | $25.00 | 9/20/2012 5:11:03 PM |
| wealthstar | $25.00 | 9/20/2012 5:40:02 PM |
| chlebie | $50.00 | 9/20/2012 5:13:11 PM |
| jmurray40 | $29.00 | 9/20/2012 5:42:11 PM |
| Franchiseguy | $25.00 | 9/20/2012 5:15:09 PM |
| brightest-affluence-motivator | $50.00 | 9/20/2012 5:16:57 PM |
| kind-magical-investment | $25.00 | 9/20/2012 5:18:45 PM |
| treasure-pipeline | $25.00 | 9/20/2012 5:19:48 PM |
| adventurer447 | $300.00 | 9/20/2012 5:48:00 PM |
| KeepOnRunning | $100.00 | 9/20/2012 5:48:43 PM |
| jrbill1998 | $50.00 | 9/20/2012 5:20:27 PM |
| shred123 | $25.00 | 9/20/2012 5:49:24 PM |
| larrybird | $693.00 | 9/20/2012 5:06:57 PM |
| Kodak-Midas | $25.00 | 9/20/2012 5:25:32 PM |
| capital-zoo | $25.00 | 9/20/2012 5:55:01 PM |
| the-bill-gatherer | $25.00 | 9/20/2012 5:26:42 PM |
| Danfromnapa | $25.00 | 9/20/2012 5:55:50 PM |
| metro457 | $100.00 | 9/20/2012 5:09:17 PM |
| rcm87 | $50.00 | 9/20/2012 5:34:11 PM |
| AJIPrivateNotes | $25.00 | 9/20/2012 5:35:13 PM |
| funds-twister3 | $25.00 | 9/20/2012 5:12:56 PM |
| dajen1 | $40.00 | 9/20/2012 5:14:19 PM |
| urbane-deal152 | $50.00 | 9/20/2012 5:39:08 PM |
| cozy-note | $25.00 | 9/20/2012 5:16:10 PM |
| justiceelstiltskin898 | $25.00 | 9/20/2012 5:41:06 PM |
| Investoman | $25.00 | 9/20/2012 5:41:24 PM |
| jst1 | $25.00 | 9/20/2012 5:45:54 PM |
| the-brilliant-currency | $75.00 | 9/20/2012 5:20:51 PM |
| bdpres1 | $25.00 | 9/20/2012 5:22:16 PM |
| elfincove | $25.00 | 9/20/2012 7:06:58 PM |
| finder072 | $25.00 | 9/20/2012 5:25:15 PM |
| ItsJustMe79 | $25.00 | 9/20/2012 5:26:19 PM |
| derwiki | $25.00 | 9/20/2012 5:53:15 PM |
| prudent-payment316 | $25.00 | 9/20/2012 5:54:51 PM |
| IP | $25.00 | 9/20/2012 6:01:16 PM |
| 6moonbeams | $50.00 | 9/20/2012 5:38:36 PM |
| historic-balance5 | $50.00 | 9/20/2012 6:09:09 PM |
| blue-laudable-dinero | $50.00 | 9/20/2012 9:09:57 PM |
| Kame | $25.00 | 9/20/2012 5:40:49 PM |
| top-courteous-peso | $75.00 | 9/20/2012 5:44:31 PM |
| basis-gazer0 | $25.00 | 9/20/2012 5:45:43 PM |
| Cash-Flow | $1,500.00 | 9/20/2012 5:46:18 PM |
| bonanza1973 | $25.00 | 9/20/2012 5:46:55 PM |
| the-profit-oracle | $25.00 | 9/20/2012 5:50:33 PM |
| igloo268 | $25.00 | 9/20/2012 5:51:02 PM |
| Rick21 | $25.00 | 9/20/2012 5:53:25 PM |
| wwwUniversal | $25.00 | 9/20/2012 5:55:33 PM |
| platinum-lightning | $50.00 | 9/20/2012 6:04:06 PM |
| yield-seeker | $50.00 | 9/20/2012 8:25:10 PM |
| magical-credit523 | $25.00 | 9/20/2012 6:04:28 PM |
| magnetic-integrity7 | $25.00 | 9/20/2012 9:11:00 PM |
| authentic-liberty7 | $25.00 | 9/20/2012 6:13:27 PM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:05 AM |
| soulwork | $50.00 | 9/20/2012 6:56:58 PM |
| Leshan | $50.00 | 9/21/2012 6:22:17 AM |
| wigglesworth4 | $500.00 | 9/21/2012 9:02:39 AM |
| golden-cat | $25.00 | 9/21/2012 9:03:01 AM |
| Gyroman | $25.00 | 9/21/2012 7:00:40 AM |
| amijo | $25.00 | 9/21/2012 9:04:31 AM |
| safe-dinero6 | $30.00 | 9/21/2012 7:47:38 AM |
| deal-vibrato | $25.00 | 9/21/2012 9:06:56 AM |
| loan-rider7 | $25.00 | 9/21/2012 9:09:55 AM |
| riproaringrapids | $50.00 | 9/21/2012 9:04:06 AM |
| chapman18 | $25.00 | 9/21/2012 9:04:16 AM |
| forthright-euro8 | $25.00 | 9/21/2012 9:15:20 AM |
| victorcab | $25.00 | 9/21/2012 9:15:29 AM |
| benjamins-utopia | $100.00 | 9/21/2012 9:09:04 AM |
| natecam | $25.00 | 9/21/2012 9:20:01 AM |
| currency-scientist7 | $25.00 | 9/21/2012 9:12:07 AM |
| sensational-yield833 | $25.00 | 9/21/2012 9:12:33 AM |
| ski bum | $42.00 | 9/21/2012 9:13:59 AM |
| gracej | $25.00 | 9/21/2012 9:24:05 AM |
| Pman | $25.00 | 9/21/2012 9:15:45 AM |
| p2p-bauble | $25.00 | 9/21/2012 9:25:55 AM |
| engaging-transaction5 | $50.00 | 9/21/2012 9:27:04 AM |
| benevolent-loot5 | $200.00 | 9/21/2012 9:18:48 AM |
| a-unflappable-finance | $100.00 | 9/21/2012 9:28:15 AM |
| enthusiastic-cash599 | $50.00 | 9/21/2012 9:28:39 AM |
| benevolent-moola291 | $42.00 | 9/21/2012 9:05:52 AM |
| currency-solo | $25.00 | 9/21/2012 9:07:19 AM |
| jmb_lending | $25.00 | 9/21/2012 9:21:37 AM |
| wise-deal-gravitas | $25.00 | 9/21/2012 9:22:17 AM |
| nycloan | $25.00 | 9/21/2012 9:31:48 AM |
| moola-gondola1 | $25.00 | 9/21/2012 9:32:04 AM |
| selfmademan | $25.00 | 9/21/2012 9:23:39 AM |
| gcf325 | $25.00 | 9/21/2012 9:10:46 AM |
| Alpha-AssistU | $25.00 | 9/21/2012 9:12:03 AM |
| basis-mate7 | $25.00 | 9/21/2012 9:14:58 AM |
| trade-boots1 | $100.00 | 9/21/2012 9:15:01 AM |
| syounker | $25.00 | 9/21/2012 9:28:37 AM |
| xphile | $25.00 | 9/21/2012 9:19:35 AM |
| gallant-economy9 | $7.88 | 9/21/2012 9:34:21 AM |
| boilermaker63 | $25.00 | 9/21/2012 9:20:51 AM |
| joshua18 | $25.00 | 9/21/2012 9:24:58 AM |
| versatile-dime442 | $250.00 | 9/21/2012 9:25:46 AM |
| riskadverse44 | $25.00 | 9/21/2012 9:27:52 AM |
| 310 Investments
|
Borrower Payment Dependent Notes Series
632669
This series of Notes was issued and sold upon the funding of the borrower loan #74690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $297.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $104 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transaction-mongoose3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment/Build Credit
Purpose of loan:
This loan will be used to...
Invest and build my credit to eventually be able to get a business loan for a restaurant
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $16800
Monthly expenses: $250
Housing: $100
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:40 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:51 PM |
| journey517 | $25.00 | 9/8/2012 12:03:58 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:49 PM |
| Katburg | $25.00 | 9/8/2012 1:11:50 PM |
| money-bauble | $100.00 | 9/8/2012 12:53:55 PM |
| bewitching-dollar5 | $100.00 | 9/8/2012 1:22:07 PM |
| Elefunt | $25.00 | 9/8/2012 1:26:35 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:57 PM |
| 52digital | $75.00 | 9/8/2012 1:03:34 PM |
| transparency-position | $27.00 | 9/8/2012 2:14:17 PM |
| asiaratt | $50.00 | 9/8/2012 1:14:50 PM |
| Investor_DP | $100.00 | 9/8/2012 1:29:25 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:29 PM |
| diplomatic-wealth7 | $25.00 | 9/8/2012 1:23:42 PM |
| CreditBuilder2 | $25.02 | 9/8/2012 1:37:42 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:20 PM |
| SBT | $25.00 | 9/8/2012 1:55:09 PM |
| PrimeFunding | $25.00 | 9/9/2012 12:39:01 AM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:58 PM |
| Weaverville | $25.00 | 9/9/2012 9:43:44 AM |
| community-engine750 | $25.00 | 9/9/2012 8:51:43 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:58:39 AM |
| jamiee73 | $25.00 | 9/9/2012 1:59:25 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:23 PM |
| well-mannered-income3 | $50.00 | 9/9/2012 2:18:01 PM |
| Index_Plus | $4,000.00 | 9/9/2012 7:17:06 PM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:41 AM |
| receptive-affluence035 | $40.00 | 9/10/2012 6:27:53 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:28:07 AM |
| CheapDolo22 | $25.00 | 9/10/2012 6:34:08 AM |
| burgeoning-generosity9 | $25.00 | 9/10/2012 8:55:22 AM |
| MyPFBlog | $25.00 | 9/10/2012 7:44:11 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:04 AM |
| Grandmahoneybee | $25.00 | 9/10/2012 9:40:02 AM |
| supersdf | $25.00 | 9/10/2012 9:02:45 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:51 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:34 AM |
| desertoasis | $25.00 | 9/10/2012 9:42:54 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:15 AM |
| blue-laudable-dinero | $25.00 | 9/10/2012 10:25:57 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:43 AM |
| nex | $25.00 | 9/8/2012 12:36:25 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:07 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:12 PM |
| shrewd-peace7 | $25.00 | 9/8/2012 1:12:15 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:36 PM |
| silver-wonder278 | $25.00 | 9/8/2012 1:12:42 PM |
| miked8303 | $50.00 | 9/8/2012 12:52:26 PM |
| networks4ever | $25.00 | 9/8/2012 1:40:48 PM |
| money-baron | $50.00 | 9/8/2012 1:53:17 PM |
| tolerant-responsibility051 | $2,000.00 | 9/8/2012 1:00:43 PM |
| pierrelasvegas | $25.00 | 9/8/2012 1:28:08 PM |
| CalBear08 | $33.33 | 9/9/2012 1:08:27 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:36 AM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:47 PM |
| five-star-justice | $25.00 | 9/10/2012 6:24:24 AM |
| Kqwik | $38.74 | 9/10/2012 12:18:39 AM |
| awesome-benefit1 | $25.00 | 9/9/2012 10:11:18 PM |
| TheDorito | $50.00 | 9/10/2012 6:50:40 AM |
| dukeiyer | $25.00 | 9/10/2012 7:14:49 AM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:25:12 AM |
| BigHorizon | $30.91 | 9/10/2012 10:38:45 AM |
| bold-direct-asset | $50.00 | 9/10/2012 10:06:34 AM |
| red-power-pecan | $50.00 | 9/10/2012 10:24:18 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
632937
This series of Notes was issued and sold upon the funding of the borrower loan #74711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 30y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $14,483 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unforgettable-funds756 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...cash flow for business
My financial situation:
I am a good candidate for this loan because...small dollar amount. Income good.
Monthly net income: $15,000
Monthly expenses: $6000
Housing: $2100
Insurance: $75
Car expenses: $125
Utilities: $65
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $650
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dudebrah | $25.00 | 9/12/2012 10:49:21 AM |
| MI2 | $1,250.00 | 9/12/2012 4:34:30 PM |
| azazle | $25.00 | 9/12/2012 10:12:09 PM |
| painterflipper | $25.00 | 9/13/2012 3:00:57 AM |
| Zoomzoom22 | $25.00 | 9/12/2012 8:34:46 PM |
| glroark | $50.00 | 9/13/2012 6:37:40 AM |
| paperbuyers | $25.00 | 9/13/2012 4:00:10 AM |
| worthy-bid8 | $100.00 | 9/13/2012 9:43:32 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:10 AM |
| CA-Lender | $25.00 | 9/13/2012 12:28:32 PM |
| compatible-deal9 | $25.00 | 9/13/2012 11:21:26 AM |
| GourmetPizzaGuy | $125.00 | 9/13/2012 11:16:20 AM |
| blackstar | $25.00 | 9/13/2012 12:38:07 PM |
| kulender | $100.00 | 9/13/2012 12:12:35 PM |
| benefit-position | $25.00 | 9/13/2012 2:06:23 PM |
| 52digital | $75.00 | 9/12/2012 10:27:27 AM |
| bellaquito | $500.00 | 9/12/2012 11:41:06 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:09 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:12 PM |
| wise-bonus-orchid | $50.00 | 9/13/2012 4:47:31 AM |
| P2P_CARE | $30.15 | 9/13/2012 7:51:51 AM |
| undergroundmike | $26.45 | 9/13/2012 4:35:45 AM |
| foothillender | $25.00 | 9/13/2012 8:33:02 AM |
| SecondChanceLendingSERV | $25.81 | 9/13/2012 9:17:23 AM |
| pdub | $250.00 | 9/13/2012 10:39:27 AM |
| worthy-bid4 | $42.59 | 9/13/2012 11:41:12 AM |
| safe-dinero6 | $30.00 | 9/13/2012 12:43:49 PM |
| first-serene-credit | $25.00 | 9/13/2012 11:34:21 AM |
| unforgettable-market7 | $100.00 | 9/13/2012 2:44:23 PM |
| integrity-cowbell | $25.00 | 9/13/2012 12:48:02 PM |
| historic-value7 | $70.00 | 9/13/2012 2:45:53 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
632967
This series of Notes was issued and sold upon the funding of the borrower loan #74993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $878.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,076 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| avfd149 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate revolving credit.
My financial situation:
I am a good candidate for this loan because I have secure stable employment as a municipal firefighter. I am both a career and paid-on-call firefighter. I have been with each department 13 years and 16 1/2 years respectively. Medical insurance and life insurance is covered by my employer. I currently have a health care saving plan that contains 2+ years of maximum out of pocket expenses, and my employer contributes 50% of maximum out of pocket per year. I am hoping to consolidate my current bills with the plan of clearing out all revolving debt in 3 years.
Monthly net income: $4500.00
Monthly expenses: $3700.00 - $3850.00
Housing: $1325.00
Insurance: $116.00
Car expenses: $340.00
Utilities: $120.00
Phone, cable, internet: $300.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $ 1100.00 (paying extra per month) $ 825.00 minimums
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-careful-currency | $300.00 | 9/10/2012 5:14:44 PM |
| MI2 | $5,000.00 | 9/10/2012 5:47:14 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:25 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:54 PM |
| Munnie | $50.00 | 9/11/2012 6:09:06 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:05 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:01 AM |
| payment-halo | $25.00 | 9/11/2012 11:03:54 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:19 PM |
| euro-berserker457 | $25.00 | 9/11/2012 12:09:44 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:19 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:15 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:31 PM |
| Nipper99 | $100.00 | 9/11/2012 7:23:41 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:30:18 PM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:37 AM |
| credible-responsibility022 | $25.00 | 9/12/2012 7:17:49 AM |
| universal71 | $25.00 | 9/12/2012 6:43:04 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:23 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:42 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:55 AM |
| american6 | $50.00 | 9/12/2012 9:54:01 AM |
| oneness | $25.00 | 9/12/2012 9:59:05 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:44:42 AM |
| ouyangers | $25.00 | 9/12/2012 4:18:37 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:01 PM |
| cassius84 | $25.00 | 9/12/2012 5:01:11 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:19 PM |
| ethical-durability7 | $25.00 | 9/12/2012 5:08:08 PM |
| the-profit-oracle | $25.00 | 9/12/2012 4:08:51 PM |
| green-high-five7 | $25.00 | 9/12/2012 4:48:58 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:53:33 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:46 PM |
| Ducatiman1978 | $25.00 | 9/12/2012 5:19:24 PM |
| duty-gusto6 | $38.00 | 9/12/2012 5:20:35 PM |
| transparency-sapling | $25.00 | 9/12/2012 5:04:46 PM |
| Attainable | $65.00 | 9/12/2012 5:05:10 PM |
| wayman | $25.00 | 9/12/2012 5:31:32 PM |
| jthomps4 | $25.00 | 9/12/2012 5:34:55 PM |
| cash-reaction2 | $25.00 | 9/12/2012 5:40:18 PM |
| prohelper | $25.00 | 9/12/2012 5:25:31 PM |
| investisure | $50.00 | 9/12/2012 5:25:42 PM |
| tkr2 | $25.00 | 9/12/2012 5:26:54 PM |
| flexible-value | $36.00 | 9/12/2012 5:35:10 PM |
| reinforced-deal8 | $25.00 | 9/12/2012 5:55:37 PM |
| Kame | $25.00 | 9/12/2012 5:36:21 PM |
| profitable-benefit952 | $100.00 | 9/12/2012 5:55:49 PM |
| orange-market-amigo | $200.00 | 9/12/2012 5:37:01 PM |
| deal-contributor8 | $25.00 | 9/12/2012 5:39:33 PM |
| active-reward7 | $50.00 | 9/12/2012 5:30:57 PM |
| principal-cooker2 | $50.00 | 9/12/2012 5:58:32 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:10 PM |
| vestratech | $25.00 | 9/12/2012 5:49:39 PM |
| Msbutterfly | $35.00 | 9/12/2012 5:44:52 PM |
| bazaar-festivity | $25.00 | 9/12/2012 5:56:13 PM |
| Sothenwhat | $100.00 | 9/12/2012 5:47:06 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:13 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:51 PM |
| fair-pound5 | $50.00 | 9/12/2012 5:57:02 PM |
| unrelenting-auction7 | $25.00 | 9/12/2012 6:14:41 PM |
| kegs | $150.00 | 9/12/2012 7:27:46 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:17 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:41 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:51:51 PM |
| dime-hot-rod7 | $50.00 | 9/12/2012 6:53:04 PM |
| best-income-fertilizer | $46.00 | 9/12/2012 7:34:31 PM |
| Iowa65 | $25.00 | 9/12/2012 7:24:52 PM |
| doopers | $25.00 | 9/12/2012 8:21:38 PM |
| paperbuyers | $25.00 | 9/13/2012 3:52:29 AM |
| B2152 | $25.00 | 9/13/2012 5:37:10 AM |
| vertigo2x | $25.00 | 9/13/2012 5:50:14 AM |
| KileNSmyth4 | $47.25 | 9/12/2012 7:53:13 PM |
| sgt-schultz | $40.00 | 9/13/2012 6:02:26 AM |
| goodhearted-gold3 | $33.05 | 9/13/2012 6:08:46 AM |
| azazle | $25.00 | 9/12/2012 8:15:55 PM |
| investment-comet | $25.00 | 9/13/2012 7:12:36 AM |
| JBF_Investments | $25.00 | 9/12/2012 10:04:02 PM |
| klend4 | $25.00 | 9/13/2012 3:54:00 AM |
| ponch12 | $50.00 | 9/13/2012 3:55:23 AM |
| aldenrains | $25.00 | 9/12/2012 10:41:23 PM |
| felicity-fertilizer6 | $25.00 | 9/12/2012 11:26:58 PM |
| reward-processor | $25.00 | 9/13/2012 5:24:34 AM |
| flyboy84529 | $72.00 | 9/13/2012 12:27:46 AM |
| circulatingdollars | $28.25 | 9/13/2012 6:51:15 AM |
| Ambassador | $29.00 | 9/13/2012 3:44:08 AM |
| gold-miser9 | $220.21 | 9/13/2012 7:03:31 AM |
| WeAlNe | $25.00 | 9/13/2012 4:23:02 AM |
| squarebob | $40.00 | 9/13/2012 5:25:24 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:29:17 AM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:43 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:46 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:30 PM |
| RGlad | $250.00 | 9/10/2012 6:23:46 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:41 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:06 PM |
| Investoman | $25.00 | 9/11/2012 9:52:21 AM |
| Harry | $50.00 | 9/11/2012 9:50:32 AM |
| alexander-hamilton | $250.00 | 9/11/2012 10:07:13 AM |
| A4 | $25.00 | 9/11/2012 10:02:52 AM |
| respectful-fairness069 | $27.00 | 9/11/2012 10:54:12 AM |
| squeebie | $50.00 | 9/11/2012 10:54:46 AM |
| nimble-felicity6 | $25.00 | 9/11/2012 11:18:53 AM |
| melodious-rupee3 | $25.00 | 9/11/2012 12:28:40 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:43 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:07 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:12 PM |
| consciouscapital | $50.00 | 9/11/2012 3:05:09 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:35:58 PM |
| martinatime | $25.00 | 9/11/2012 6:07:04 PM |
| banker334 | $25.00 | 9/11/2012 8:27:24 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:04 PM |
| wise-charming-reward | $500.00 | 9/11/2012 7:46:29 PM |
| langdonx | $50.00 | 9/11/2012 9:40:43 PM |
| anacent | $25.00 | 9/11/2012 9:41:06 PM |
| icydog | $25.00 | 9/11/2012 11:12:41 PM |
| Win_With_P2P | $25.00 | 9/12/2012 5:24:15 AM |
| Agonbiew | $50.00 | 9/12/2012 8:47:04 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:14 AM |
| ferocious-camaraderi1 | $100.00 | 9/12/2012 5:07:11 PM |
| gustavholstopus32 | $25.00 | 9/12/2012 4:38:02 PM |
| yamahaRider | $150.00 | 9/12/2012 4:51:54 PM |
| topher515 | $25.00 | 9/12/2012 5:02:51 PM |
| gizzywump | $25.00 | 9/12/2012 5:18:23 PM |
| five-star-euro3 | $25.00 | 9/12/2012 5:03:25 PM |
| BB-ptoploan | $50.00 | 9/12/2012 5:29:38 PM |
| delectable-point5 | $50.00 | 9/12/2012 5:06:25 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:41 PM |
| enticing-note | $25.00 | 9/12/2012 5:13:50 PM |
| ItsJustMe79 | $25.00 | 9/12/2012 5:39:06 PM |
| value-wind0 | $25.00 | 9/12/2012 5:40:45 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:18 PM |
| worthy-dinero8 | $25.00 | 9/12/2012 5:24:16 PM |
| EatWiCheese | $28.00 | 9/12/2012 5:40:47 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:16 PM |
| intrepid-payment7 | $25.00 | 9/12/2012 6:02:41 PM |
| heart514 | $25.00 | 9/12/2012 5:36:31 PM |
| revolutionary082 | $27.27 | 9/12/2012 6:06:53 PM |
| lakshmilila | $25.00 | 9/12/2012 5:45:56 PM |
| paytonbrigadier | $250.00 | 9/12/2012 5:39:53 PM |
| Adam_00 | $50.00 | 9/12/2012 6:19:30 PM |
| metro457 | $100.00 | 9/12/2012 5:50:50 PM |
| no_agenda_lender | $25.00 | 9/12/2012 5:51:22 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:52 PM |
| wealth-grasshopper0 | $50.00 | 9/12/2012 5:47:34 PM |
| melodious-fairness | $25.00 | 9/12/2012 5:48:08 PM |
| IP | $25.00 | 9/12/2012 5:58:48 PM |
| hope-kingdom | $125.00 | 9/12/2012 5:48:54 PM |
| credible-compassion6 | $25.00 | 9/12/2012 6:00:17 PM |
| dynamic-money271 | $100.00 | 9/12/2012 6:02:29 PM |
| money-bauble | $200.00 | 9/12/2012 6:04:14 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:47 PM |
| HawaiianHelper | $100.00 | 9/12/2012 7:19:49 PM |
| wise-interest-wildebeest | $25.00 | 9/12/2012 7:23:11 PM |
| booyah | $80.00 | 9/12/2012 7:31:42 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:49:05 PM |
| credit-socrates648 | $1,000.00 | 9/12/2012 7:24:10 PM |
| blue-laudable-dinero | $50.00 | 9/12/2012 9:32:46 PM |
| enchanted-truth264 | $29.00 | 9/12/2012 8:06:53 PM |
| brightest-friendly-interest | $50.00 | 9/12/2012 7:36:47 PM |
| Nazbuster | $200.00 | 9/12/2012 9:15:43 PM |
| crw1950 | $50.00 | 9/13/2012 4:27:42 AM |
| green28 | $100.00 | 9/13/2012 5:02:18 AM |
| Darts | $50.00 | 9/12/2012 7:45:58 PM |
| Pitufo | $25.00 | 9/12/2012 9:41:16 PM |
| bold-sunny-generosity | $25.00 | 9/13/2012 5:42:00 AM |
| income-buffalo1 | $50.00 | 9/13/2012 5:45:09 AM |
| awesome-generosity4 | $33.00 | 9/13/2012 5:53:41 AM |
| top-visionary-truth | $25.00 | 9/13/2012 6:01:10 AM |
| Lea1791 | $116.61 | 9/12/2012 8:27:06 PM |
| BorthersKeeper | $25.00 | 9/12/2012 11:58:29 PM |
| gothampark | $25.00 | 9/12/2012 9:25:21 PM |
| KindCharmingReflective-affluence | $25.00 | 9/13/2012 7:06:34 AM |
| gilbrear | $25.00 | 9/13/2012 4:24:47 AM |
| bullwink27 | $25.00 | 9/13/2012 5:15:40 AM |
| Astyanax | $40.00 | 9/12/2012 11:27:25 PM |
| azazle | $25.00 | 9/12/2012 11:30:55 PM |
| MateCocido | $35.00 | 9/13/2012 5:59:49 AM |
| worth-firestarter0 | $26.11 | 9/13/2012 12:26:54 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:10 AM |
| ruralgold | $25.00 | 9/13/2012 2:41:31 AM |
| Navy-Retired | $103.39 | 9/13/2012 3:19:36 AM |
| youngster50 | $25.00 | 9/13/2012 6:59:48 AM |
| BeanCownter | $32.81 | 9/13/2012 4:59:13 AM |
| greenback-loyalist8 | $27.15 | 9/13/2012 5:53:43 AM |
| planetibet | $30.00 | 9/13/2012 6:18:42 AM |
| fenderxes | $25.00 | 9/13/2012 6:40:50 AM |
| USAFVET2010 | $50.00 | 9/13/2012 7:09:16 AM |
| Benny-factor | $1,339.90 | 9/13/2012 7:12:39 AM |
| 188 Investments
|
Borrower Payment Dependent Notes Series
632969
This series of Notes was issued and sold upon the funding of the borrower loan #74397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $102.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,984 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| niles |
Borrower's state:
| NewYork |
Borrower's group:
| OGS Capital |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,950.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation 2nd Loan
Purpose of loan:
This loan will be used to...
Consolidate a few bills.
My financial situation:
I am a good candidate for this loan because...
I can make the payment!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $40.70 | 9/8/2012 12:03:14 PM |
| lowrater | $100.60 | 9/8/2012 12:03:53 PM |
| zotzot | $50.00 | 9/8/2012 12:11:55 PM |
| lnuss25 | $50.00 | 9/8/2012 12:07:50 PM |
| bazaar-tulip | $25.00 | 9/8/2012 12:24:13 PM |
| Aberdeen | $99.00 | 9/8/2012 12:26:03 PM |
| XP | $25.00 | 9/8/2012 12:05:51 PM |
| prudent-dough458 | $25.00 | 9/8/2012 12:13:32 PM |
| dkjl | $33.52 | 9/8/2012 12:23:55 PM |
| thankful-nickel2 | $55.55 | 9/8/2012 12:27:31 PM |
| tolerant-dinero2 | $50.00 | 9/8/2012 12:28:03 PM |
| commerce-gargantuan2 | $100.00 | 9/8/2012 12:34:24 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:49 PM |
| thrifty-transaction578 | $25.00 | 9/8/2012 12:35:05 PM |
| CA_Lender | $25.00 | 9/8/2012 12:47:50 PM |
| Perdita_II | $25.00 | 9/8/2012 12:59:01 PM |
| WeshaTheLeopard | $25.00 | 9/8/2012 1:27:51 PM |
| supertux | $25.00 | 9/8/2012 1:47:18 PM |
| fabulous-bazaar4 | $25.00 | 9/8/2012 1:10:09 PM |
| marwadi-62 | $100.00 | 9/8/2012 2:06:27 PM |
| attentive-compassion1 | $50.00 | 9/8/2012 1:10:35 PM |
| Approved | $50.00 | 9/8/2012 1:02:44 PM |
| prudent-deal662 | $25.00 | 9/8/2012 1:19:16 PM |
| CoolPlexer | $25.00 | 9/8/2012 1:20:17 PM |
| Sneezie | $100.00 | 9/8/2012 1:07:12 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:43 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:05 PM |
| bonafide-economy | $59.89 | 9/8/2012 2:28:20 PM |
| kfrench | $75.00 | 9/8/2012 1:48:48 PM |
| neptuno | $25.00 | 9/8/2012 2:03:09 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:01 PM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:43 PM |
| GoGalt | $50.00 | 9/8/2012 12:02:10 PM |
| entertaining-revenue4 | $50.00 | 9/8/2012 12:11:57 PM |
| phenomenal-gain5 | $30.00 | 9/8/2012 12:06:38 PM |
| tranquil-gain1 | $75.00 | 9/8/2012 12:32:29 PM |
| peace-flower9 | $50.00 | 9/8/2012 12:11:35 PM |
| clemclan | $100.00 | 9/8/2012 12:20:23 PM |
| LoanerPrincipal | $25.00 | 9/8/2012 12:22:12 PM |
| OnePoorDude | $25.00 | 9/8/2012 12:33:57 PM |
| OGS_Capital | $25.48 | 9/8/2012 12:58:14 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:02 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:34 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:30 PM |
| superb-funds335 | $25.00 | 9/8/2012 12:53:02 PM |
| fuse136 | $25.00 | 9/8/2012 1:25:24 PM |
| cashhelp | $30.00 | 9/8/2012 2:03:22 PM |
| seineil | $75.00 | 9/8/2012 1:00:48 PM |
| finder072 | $25.00 | 9/8/2012 1:05:20 PM |
| JustMee | $25.00 | 9/8/2012 1:25:17 PM |
| bellaquito | $500.00 | 9/8/2012 1:50:51 PM |
| community-burrito9 | $30.00 | 9/8/2012 1:25:51 PM |
| RGlad | $65.00 | 9/8/2012 1:31:05 PM |
| janeybooboo | $25.25 | 9/8/2012 1:58:44 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
633221
This series of Notes was issued and sold upon the funding of the borrower loan #74547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $157.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,349 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderous-bonus4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
I recently purchased my first home, and I'm looking to consolidate my debt, and to take care of some home improvement expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $50.00 | 9/6/2012 5:02:23 PM |
| penny-surgeon | $25.00 | 9/6/2012 5:10:54 PM |
| DasMula | $25.00 | 9/6/2012 5:13:43 PM |
| 1stPlace | $50.00 | 9/6/2012 5:05:18 PM |
| worth-blanket2 | $4,950.00 | 9/6/2012 5:14:15 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633327
This series of Notes was issued and sold upon the funding of the borrower loan #74505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,206 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forthright-economy1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvment
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $100.00 | 9/5/2012 9:13:25 AM |
| let_me_retire | $50.00 | 9/5/2012 9:43:53 AM |
| community-burrito9 | $25.00 | 9/5/2012 12:16:57 PM |
| SolarMoonshine | $25.00 | 9/5/2012 6:36:03 PM |
| skillful-asset5 | $25.00 | 9/5/2012 8:04:03 PM |
| bold-pound-statuette | $125.00 | 9/6/2012 3:10:32 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:01 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:34 AM |
| global-invest-group | $25.00 | 9/7/2012 1:02:43 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:56:51 AM |
| bob450-roth | $25.00 | 9/8/2012 8:14:44 AM |
| CA-Lender | $25.00 | 9/8/2012 9:44:48 PM |
| reflective-rupee | $25.00 | 9/9/2012 8:46:22 AM |
| Kunakiku | $25.00 | 9/9/2012 8:12:18 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:44 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:00 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 6:56:14 PM |
| the-inspired-justice | $25.00 | 9/11/2012 11:29:53 PM |
| Core-Marketing | $25.00 | 9/12/2012 5:04:41 AM |
| bid-stockpiler1 | $100.00 | 9/12/2012 5:29:44 PM |
| riveting-credit5 | $25.00 | 9/5/2012 9:55:26 AM |
| MI2 | $1,250.00 | 9/5/2012 7:08:34 PM |
| transformer855 | $25.00 | 9/6/2012 1:19:03 PM |
| dudebrah | $25.00 | 9/6/2012 3:16:28 PM |
| money-baron | $50.00 | 9/7/2012 10:53:14 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:08 PM |
| pdub | $250.00 | 9/7/2012 12:42:26 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:02 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:07 PM |
| historic-nickel | $25.00 | 9/11/2012 11:08:41 AM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:09:29 PM |
| orange-pound-party | $45.00 | 9/11/2012 8:35:15 PM |
| fountain355 | $25.00 | 9/12/2012 4:51:02 AM |
| cd3333 | $25.00 | 9/12/2012 12:11:12 AM |
| income-triangulation1 | $25.00 | 9/12/2012 5:13:41 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:37:47 PM |
| glimmering-point | $25.00 | 9/12/2012 6:34:03 PM |
| credit-socrates648 | $605.00 | 9/12/2012 7:24:08 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
633339
This series of Notes was issued and sold upon the funding of the borrower loan #74981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,352 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-cash-advantage |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to eliminate credit card debt.
My financial situation: I make good money, just credit card payments that never seem to cease takes away from that.
I am a good candidate for this loan because I always pay bills on time and would work towards paying the loan early.
Monthly net income: $2,070.00
Monthly expenses: $
Housing: $500.00
Insurance: $70.00
Car expenses: $580.00
Utilities: $116.00
Phone, cable, internet: $170.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 9/15/2012 12:04:43 PM |
| scholarly-order6 | $25.00 | 9/15/2012 12:16:18 PM |
| money-baron | $50.00 | 9/15/2012 1:22:23 PM |
| dynrep | $25.00 | 9/15/2012 5:57:47 PM |
| community-burrito9 | $35.00 | 9/15/2012 2:27:02 PM |
| historic-value7 | $50.00 | 9/15/2012 8:31:19 PM |
| Gaius | $100.00 | 9/15/2012 2:42:08 PM |
| BBsapphire-2-loan | $100.00 | 9/16/2012 12:17:51 AM |
| sensible-fund | $25.00 | 9/15/2012 4:24:56 PM |
| income-triangulation1 | $25.00 | 9/15/2012 4:52:33 PM |
| melodious-openness | $132.49 | 9/16/2012 6:27:58 AM |
| enriched-return057 | $100.00 | 9/16/2012 7:30:58 AM |
| glowing-transparency6 | $100.00 | 9/15/2012 6:13:53 PM |
| thinker089 | $42.02 | 9/16/2012 9:45:17 AM |
| useful-money715 | $25.00 | 9/15/2012 10:12:04 PM |
| favorite-commerce | $50.00 | 9/16/2012 5:46:35 AM |
| wise-charming-reward | $500.00 | 9/16/2012 2:47:34 PM |
| drkosh | $25.00 | 9/16/2012 12:42:24 PM |
| equallender | $25.00 | 9/16/2012 9:17:50 PM |
| felicity-contributor3 | $25.00 | 9/16/2012 6:14:40 PM |
| blue-order-comet | $25.00 | 9/16/2012 10:36:39 PM |
| Reddy_Capital | $25.00 | 9/16/2012 6:42:35 PM |
| Free-the-usa-1776 | $25.00 | 9/16/2012 9:16:53 PM |
| abundant-power | $50.00 | 9/16/2012 4:45:02 PM |
| PrimeFunding | $25.00 | 9/16/2012 5:47:22 PM |
| smart-kindness8 | $25.00 | 9/16/2012 6:00:03 PM |
| Erogan5877 | $26.35 | 9/17/2012 12:58:14 AM |
| HeroSupport | $60.00 | 9/15/2012 12:05:50 PM |
| handy-justice | $50.00 | 9/15/2012 12:14:56 PM |
| riveting-credit5 | $25.00 | 9/15/2012 12:26:13 PM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:36 PM |
| payment-halo | $25.00 | 9/15/2012 5:57:26 PM |
| let_me_retire | $75.00 | 9/15/2012 2:26:55 PM |
| Gregger | $30.63 | 9/15/2012 4:02:38 PM |
| order-bee1 | $800.00 | 9/15/2012 11:05:50 PM |
| CA-Lender | $25.00 | 9/15/2012 7:01:44 PM |
| graceful-investment | $106.00 | 9/15/2012 8:43:43 PM |
| transformer855 | $25.00 | 9/15/2012 3:36:44 PM |
| ethical-truth211 | $100.00 | 9/15/2012 5:12:15 PM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:24 AM |
| bluehen00 | $25.00 | 9/16/2012 6:27:19 AM |
| Nipper99 | $100.00 | 9/16/2012 2:37:51 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:53 AM |
| social-zebra | $30.00 | 9/16/2012 8:47:38 AM |
| boo_hoo | $50.00 | 9/16/2012 9:01:45 AM |
| buffalobills | $25.00 | 9/16/2012 9:26:10 AM |
| exciting-fairness | $200.00 | 9/16/2012 4:31:27 PM |
| Ronnieboy888 | $25.00 | 9/16/2012 8:46:30 PM |
| compassionate-payment218 | $100.00 | 9/16/2012 6:15:05 PM |
| five-star-principal0 | $25.00 | 9/16/2012 2:44:38 PM |
| dudebrah | $25.00 | 9/16/2012 8:35:21 PM |
| Hotrod52 | $25.00 | 9/17/2012 12:39:42 AM |
| DevinHill | $25.00 | 9/16/2012 3:49:14 PM |
| papaloha | $25.00 | 9/16/2012 8:21:45 PM |
| hml | $25.00 | 9/17/2012 12:36:01 AM |
| hml | $25.00 | 9/17/2012 12:44:02 AM |
| ethical-truth211 | $52.51 | 9/17/2012 3:27:54 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
633353
This series of Notes was issued and sold upon the funding of the borrower loan #74587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $63 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-enlistment151 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: to fix vechile and help pay some medical bills
This loan will be used to...fix my vechile front end and pay my medical bills that has currently occurred
My financial situation: temporary cut back on hours
I am a good candidate for this loan because...i pay my bills on time
Monthly net income: $1300
Monthly expenses: $0
Housing: $400
Insurance: $0
Car expenses: $150
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $80
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| houli123 | $25.00 | 9/7/2012 5:08:01 PM |
| Zingaro | $25.00 | 9/7/2012 5:07:41 PM |
| blue111 | $25.00 | 9/7/2012 5:32:56 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:14 PM |
| SudianX | $26.00 | 9/7/2012 7:24:13 PM |
| dudebrah | $25.00 | 9/8/2012 7:57:48 AM |
| let_me_retire | $75.00 | 9/8/2012 4:01:38 AM |
| hopeful_lender | $100.00 | 9/7/2012 11:30:19 PM |
| payout-hammock1 | $50.00 | 9/8/2012 1:13:39 AM |
| marwadi-62 | $25.00 | 9/8/2012 2:05:55 PM |
| bewitching-dollar5 | $35.00 | 9/8/2012 1:22:07 PM |
| EretzCapital | $91.99 | 9/10/2012 8:52:31 AM |
| Grandmahoneybee | $40.00 | 9/10/2012 9:52:42 AM |
| managedfund | $333.00 | 9/10/2012 10:24:13 AM |
| Grandmahoneybee | $25.00 | 9/10/2012 9:50:59 AM |
| rate-advocator7 | $200.00 | 9/10/2012 3:52:59 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:01 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:29 PM |
| Bob450 | $25.00 | 9/10/2012 7:27:39 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:04 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:18 PM |
| worthy-bid8 | $60.00 | 9/7/2012 6:01:36 PM |
| jebber007 | $41.47 | 9/7/2012 6:22:20 PM |
| money-baron | $50.00 | 9/7/2012 6:25:12 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:20 PM |
| stock106 | $25.00 | 9/8/2012 3:30:08 PM |
| wealth-renaissance5 | $25.00 | 9/10/2012 3:29:27 AM |
| first-serene-credit | $25.00 | 9/10/2012 12:25:55 PM |
| ddog0224 | $25.00 | 9/10/2012 2:43:43 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:12 AM |
| compatible-deal9 | $25.00 | 9/10/2012 12:26:14 PM |
| Index_Plus | $297.54 | 9/10/2012 7:36:35 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
633459
This series of Notes was issued and sold upon the funding of the borrower loan #74457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 31y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $334 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| zippy-camaraderi6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...make some improvements to a Fort Lauderdale Beach home that I am purchasing. The sale price of the property is $840,000...the appraised value of the property is $975,000 and the mortgage loan for the purchase is $630,000.
My financial situation:
I am a good candidate for this loan because...I have worked for the same employer for thirty-one years...my debt ratio is minimal and my credit is good.
Monthly net income: $6643,07
Monthly expenses: $938.87
Housing: $3099.01
Insurance: $325.00
Car expenses: $100.00
Utilities: $434.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/5/2012 9:12:47 AM |
| roux | $25.00 | 9/5/2012 10:47:28 AM |
| vutah | $75.00 | 9/5/2012 11:28:00 AM |
| commerce-venture1 | $25.00 | 9/5/2012 5:30:02 PM |
| scoobiedoo | $40.02 | 9/5/2012 6:11:27 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:18:46 PM |
| ultimate-peace | $50.00 | 9/6/2012 7:20:51 AM |
| dudebrah | $25.00 | 9/6/2012 3:16:44 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:35 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:33 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:02 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:08 PM |
| market-bearer0 | $30.00 | 9/8/2012 6:36:23 PM |
| CA-Lender | $25.00 | 9/8/2012 7:17:45 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:44 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:04 PM |
| Bob450 | $25.00 | 9/11/2012 8:21:09 AM |
| duty-ninja0 | $25.00 | 9/11/2012 7:38:24 AM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:18:37 PM |
| sharkstank | $40.00 | 9/11/2012 4:48:07 PM |
| screendor | $100.00 | 9/11/2012 3:06:40 PM |
| Astyanax | $30.00 | 9/11/2012 3:26:46 PM |
| SecondChanceLendingSERV | $25.00 | 9/11/2012 4:26:10 PM |
| droopie1 | $25.00 | 9/11/2012 4:29:41 PM |
| DreisersFinancier | $50.00 | 9/11/2012 5:23:18 PM |
| worthy-bid8 | $39.98 | 9/11/2012 5:28:21 PM |
| MG_Holdings | $25.00 | 9/5/2012 5:12:08 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:34 PM |
| Rogelio48 | $25.00 | 9/6/2012 8:02:47 AM |
| global-invest-group | $25.00 | 9/7/2012 10:35:53 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:08 PM |
| pdub | $250.00 | 9/7/2012 12:42:27 PM |
| goat0 | $100.00 | 9/7/2012 5:59:36 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 10:14:01 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:44 AM |
| boss520 | $50.00 | 9/10/2012 10:57:18 PM |
| malomar66 | $45.00 | 9/11/2012 11:03:58 AM |
| GourmetPizzaGuy | $75.00 | 9/11/2012 4:29:10 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
633559
This series of Notes was issued and sold upon the funding of the borrower loan #74652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $93,381 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-shrine9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because I pay my bills on time. I just need to lower the interest rate charged so I can be debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $25.00 | 9/5/2012 5:19:19 PM |
| kfrench | $75.00 | 9/5/2012 6:27:51 PM |
| Plutis | $25.00 | 9/5/2012 6:48:09 PM |
| credible-responsibility022 | $25.00 | 9/6/2012 7:13:37 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:36 AM |
| trade-solo | $25.00 | 9/6/2012 5:05:42 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:27 PM |
| JeffHoll | $100.00 | 9/7/2012 8:21:05 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:34 PM |
| AmericanCredit | $65.00 | 9/7/2012 5:07:37 PM |
| floridahelper | $25.00 | 9/7/2012 8:29:45 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:35 AM |
| power-kin | $50.00 | 9/8/2012 8:04:19 AM |
| djs81 | $75.00 | 9/8/2012 1:03:27 PM |
| samurai2 | $25.00 | 9/9/2012 5:43:16 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:08 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:45 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:52 PM |
| msb-emba | $25.00 | 9/10/2012 5:08:14 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:49 PM |
| greenback-sage433 | $25.00 | 9/11/2012 10:14:46 AM |
| squeebie | $50.00 | 9/11/2012 10:54:33 AM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:04 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:28 PM |
| anacent | $25.00 | 9/11/2012 9:40:57 PM |
| universal71 | $25.00 | 9/12/2012 6:43:01 AM |
| CE88 | $25.00 | 9/12/2012 8:40:26 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:04 AM |
| auction-sage | $50.00 | 9/12/2012 10:33:52 AM |
| Darts | $50.00 | 9/12/2012 7:45:48 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:16 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:33 AM |
| cash-pie | $25.00 | 9/14/2012 9:43:20 AM |
| fortytwo | $150.00 | 9/14/2012 9:43:55 AM |
| asset-equilibrium0 | $25.00 | 9/14/2012 9:46:21 AM |
| SojournerMobile | $25.00 | 9/14/2012 9:47:50 AM |
| funds-promiser | $50.00 | 9/14/2012 9:34:10 AM |
| enticing-note | $25.00 | 9/14/2012 9:51:35 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:27 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:50 AM |
| the-enterprising-leverage | $50.00 | 9/14/2012 9:30:57 AM |
| systematic-loyalty9 | $25.00 | 9/14/2012 9:39:26 AM |
| AFairDeal | $25.00 | 9/14/2012 9:39:33 AM |
| power-trophy7 | $25.00 | 9/14/2012 9:39:36 AM |
| transaction-squirrel734 | $25.00 | 9/14/2012 9:57:02 AM |
| mtp | $100.00 | 9/14/2012 9:39:38 AM |
| bss97603 | $25.00 | 9/14/2012 9:32:24 AM |
| dunox | $25.00 | 9/14/2012 9:34:08 AM |
| truck51 | $200.00 | 9/14/2012 9:34:26 AM |
| harty | $50.00 | 9/14/2012 9:42:13 AM |
| Tradesmanlender | $25.00 | 9/14/2012 9:34:47 AM |
| wtrboy | $25.00 | 9/14/2012 10:00:11 AM |
| KarmaBum77 | $25.00 | 9/14/2012 9:43:39 AM |
| Hogpilot | $50.00 | 9/14/2012 9:36:12 AM |
| MTLoans | $25.00 | 9/14/2012 9:45:25 AM |
| integrity-saver | $25.00 | 9/14/2012 10:03:01 AM |
| platinum-genetics | $25.00 | 9/14/2012 9:37:07 AM |
| brazilofmux | $100.00 | 9/14/2012 9:37:08 AM |
| girlwithglasses | $50.00 | 9/14/2012 10:04:29 AM |
| bigballer105 | $100.00 | 9/14/2012 10:06:39 AM |
| honker425 | $100.00 | 9/14/2012 10:06:47 AM |
| jeffpac | $50.00 | 9/14/2012 10:08:02 AM |
| pumped130 | $35.00 | 9/14/2012 9:39:12 AM |
| Zuzu | $25.00 | 9/14/2012 10:09:16 AM |
| stable-transaction145 | $30.00 | 9/14/2012 9:50:06 AM |
| rokdim | $50.00 | 9/14/2012 10:10:02 AM |
| marketplace-cello5 | $25.00 | 9/14/2012 9:40:14 AM |
| marketplace-achievement | $25.00 | 9/14/2012 10:11:14 AM |
| Contour | $25.00 | 9/14/2012 9:51:57 AM |
| Daneistes | $50.00 | 9/14/2012 9:53:13 AM |
| diversification-infusion1 | $25.00 | 9/14/2012 9:53:15 AM |
| cmw65 | $25.00 | 9/14/2012 9:41:16 AM |
| prudent-dough458 | $25.00 | 9/14/2012 9:56:09 AM |
| figs4u2 | $100.00 | 9/14/2012 10:13:51 AM |
| cp-family | $250.00 | 9/14/2012 9:43:18 AM |
| bid-carrier0 | $25.00 | 9/14/2012 10:14:19 AM |
| orange-courageous-dedication | $25.00 | 9/14/2012 9:56:53 AM |
| Ben_Graham | $25.00 | 9/14/2012 10:14:59 AM |
| tflood1967 | $100.00 | 9/14/2012 9:44:02 AM |
| dharma1 | $25.00 | 9/14/2012 9:45:11 AM |
| gallant-economy9 | $50.00 | 9/14/2012 9:45:28 AM |
| mjjjrj | $25.00 | 9/14/2012 9:46:46 AM |
| capital-arboretum | $80.00 | 9/14/2012 10:01:32 AM |
| hostbank | $100.00 | 9/14/2012 10:01:50 AM |
| chicagobear23 | $25.00 | 9/14/2012 10:23:52 AM |
| jbaum | $40.00 | 9/14/2012 10:05:25 AM |
| platinum-attraction | $30.00 | 9/14/2012 10:26:51 AM |
| AgTiPinisher | $25.00 | 9/14/2012 10:06:16 AM |
| hardwareman | $50.00 | 9/14/2012 10:26:54 AM |
| TelegramSam | $25.00 | 9/14/2012 10:06:36 AM |
| wonderous-principal083 | $25.00 | 9/14/2012 9:55:57 AM |
| gain-nucleus | $25.00 | 9/14/2012 10:09:06 AM |
| YLlama | $25.00 | 9/14/2012 9:57:22 AM |
| payout-paladin3 | $500.00 | 9/14/2012 10:36:41 AM |
| invincible-deal82 | $25.00 | 9/14/2012 9:58:14 AM |
| spqrxxi | $25.00 | 9/14/2012 10:37:02 AM |
| first-pragmatic-note | $25.00 | 9/14/2012 10:11:38 AM |
| Money2Lend_U | $250.00 | 9/14/2012 10:12:02 AM |
| payout-paladin0 | $25.00 | 9/14/2012 10:13:21 AM |
| magical-greenback | $25.00 | 9/14/2012 10:15:48 AM |
| tough-peso2 | $25.00 | 9/14/2012 10:17:33 AM |
| responsibility-fortress | $25.00 | 9/14/2012 10:07:50 AM |
| mindful-generosity1 | $25.00 | 9/14/2012 10:08:21 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:35 AM |
| efficient-marketplace | $25.00 | 9/14/2012 10:22:09 AM |
| Frankieb21 | $25.00 | 9/14/2012 10:23:31 AM |
| JBBank | $50.00 | 9/14/2012 10:12:38 AM |
| aasx1108 | $25.00 | 9/14/2012 10:19:00 AM |
| proud-pound4 | $25.00 | 9/14/2012 10:35:41 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:09 AM |
| teejay411 | $100.00 | 9/14/2012 12:11:07 PM |
| plane450 | $38.00 | 9/14/2012 1:21:26 PM |
| sgt-schultz | $30.00 | 9/14/2012 12:40:45 PM |
| blazing-euro8 | $25.00 | 9/14/2012 1:19:48 PM |
| Dave0 | $25.00 | 9/14/2012 5:01:33 PM |
| Sothenwhat | $100.00 | 9/14/2012 5:12:09 PM |
| NR | $25.00 | 9/14/2012 5:06:11 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:21 PM |
| unforgettable-wealth4 | $50.00 | 9/14/2012 5:23:38 PM |
| Cheburashka | $30.00 | 9/14/2012 5:03:44 PM |
| investment-kingdom | $25.00 | 9/14/2012 5:15:29 PM |
| sympathetic-funds818 | $25.00 | 9/14/2012 5:32:29 PM |
| socrates520 | $50.00 | 9/14/2012 5:37:02 PM |
| extraordinary-platinum727 | $25.00 | 9/14/2012 5:38:15 PM |
| livingforjesus | $25.00 | 9/14/2012 5:39:48 PM |
| Tylerh | $250.00 | 9/14/2012 5:14:42 PM |
| adamnash | $25.00 | 9/14/2012 5:40:11 PM |
| prudent-payment316 | $25.00 | 9/14/2012 5:41:40 PM |
| bosco44 | $25.00 | 9/14/2012 5:41:43 PM |
| unrivaled-silver | $25.00 | 9/14/2012 5:17:25 PM |
| velocity-solo | $25.00 | 9/14/2012 5:17:51 PM |
| doughboy44 | $25.00 | 9/14/2012 5:19:42 PM |
| worthy-dinero8 | $25.00 | 9/14/2012 5:33:35 PM |
| Gabriel02 | $25.00 | 9/14/2012 5:37:50 PM |
| Ninjago | $100.00 | 9/14/2012 5:30:07 PM |
| wealthstar | $25.00 | 9/14/2012 5:31:37 PM |
| johntims | $25.00 | 9/14/2012 5:46:10 PM |
| Aimvest | $25.00 | 9/14/2012 5:33:38 PM |
| j2ee | $50.00 | 9/14/2012 5:50:38 PM |
| UstedEsElHombre | $100.00 | 9/14/2012 5:37:47 PM |
| return-tower4 | $25.00 | 9/14/2012 5:53:33 PM |
| benevolent-loot5 | $200.00 | 9/14/2012 5:54:44 PM |
| Chutney | $25.00 | 9/14/2012 6:12:42 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:10 PM |
| missingarrow | $25.00 | 9/14/2012 6:48:46 PM |
| felicity-czar6 | $25.00 | 9/14/2012 7:33:35 PM |
| RyanTH9893 | $25.00 | 9/14/2012 7:38:55 PM |
| wealth-network | $25.00 | 9/14/2012 8:12:54 PM |
| bellaquito | $500.00 | 9/14/2012 7:07:41 PM |
| dynadave | $1,000.00 | 9/14/2012 9:49:18 AM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:21 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:16 PM |
| ready-interest9 | $25.00 | 9/5/2012 6:16:05 PM |
| jcornehlsen | $25.00 | 9/5/2012 6:36:33 PM |
| EnglishGeekInNYC | $50.00 | 9/5/2012 6:20:31 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:39 AM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:37 PM |
| neighborly-hope6 | $100.00 | 9/6/2012 5:22:45 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:29 AM |
| pdub | $500.00 | 9/7/2012 12:40:26 PM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:32 PM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:29 AM |
| Castellan | $50.00 | 9/9/2012 12:39:38 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:19 PM |
| deal-confidant7 | $100.00 | 9/10/2012 9:51:00 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:05 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:44 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:53 AM |
| martinatime | $50.00 | 9/11/2012 5:13:23 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:29 PM |
| banker334 | $40.00 | 9/11/2012 8:15:23 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:43 PM |
| treasure-promiser1 | $50.00 | 9/12/2012 9:25:23 AM |
| studious-peso | $25.00 | 9/13/2012 1:43:46 PM |
| rchapee | $25.00 | 9/14/2012 7:51:38 AM |
| Lesburger | $25.00 | 9/14/2012 9:31:15 AM |
| br4444 | $50.00 | 9/14/2012 9:31:28 AM |
| x-lender | $25.00 | 9/14/2012 9:31:58 AM |
| exuberant-dime | $25.00 | 9/14/2012 9:33:23 AM |
| FortuneFund | $50.00 | 9/14/2012 9:33:42 AM |
| L-vex | $25.00 | 9/14/2012 9:35:41 AM |
| exchange-pledge | $50.00 | 9/14/2012 9:37:53 AM |
| Emgolda | $25.00 | 9/14/2012 9:38:38 AM |
| neenerman | $50.00 | 9/14/2012 9:40:27 AM |
| walkerp | $25.00 | 9/14/2012 9:43:24 AM |
| logical-reward8 | $25.00 | 9/14/2012 9:43:46 AM |
| Clambake | $25.00 | 9/14/2012 9:33:25 AM |
| bradfid | $25.00 | 9/14/2012 9:34:04 AM |
| bonus-poplar2 | $25.00 | 9/14/2012 9:48:16 AM |
| ianakacg | $25.00 | 9/14/2012 9:34:58 AM |
| shabufa | $25.00 | 9/14/2012 9:35:15 AM |
| joyful-worth486 | $25.00 | 9/14/2012 9:36:03 AM |
| economy-voyage9 | $25.00 | 9/14/2012 9:50:42 AM |
| credit-statuette8 | $25.00 | 9/14/2012 9:36:51 AM |
| kyomoon | $50.00 | 9/14/2012 9:37:21 AM |
| stable-euro1 | $25.00 | 9/14/2012 9:53:48 AM |
| RockCrown | $25.00 | 9/14/2012 9:54:09 AM |
| dschless | $25.00 | 9/14/2012 9:55:35 AM |
| FadSaolAgat | $50.00 | 9/14/2012 9:30:42 AM |
| jjb3 | $25.00 | 9/14/2012 9:32:08 AM |
| timbob | $100.00 | 9/14/2012 9:33:05 AM |
| hard-working-rate3 | $25.00 | 9/14/2012 9:59:01 AM |
| EvalCrux | $50.00 | 9/14/2012 9:59:31 AM |
| REVSTJ999 | $25.00 | 9/14/2012 9:59:44 AM |
| jenq0001 | $25.00 | 9/14/2012 9:44:53 AM |
| auction-iris9 | $120.00 | 9/14/2012 10:04:25 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:01 AM |
| urbane-benefit9 | $25.00 | 9/14/2012 9:37:58 AM |
| dfealk | $25.00 | 9/14/2012 10:08:16 AM |
| iolaire | $25.00 | 9/14/2012 10:08:44 AM |
| wigglesworth4 | $100.00 | 9/14/2012 10:09:04 AM |
| sharpey | $25.00 | 9/14/2012 9:39:30 AM |
| riskadverse44 | $25.00 | 9/14/2012 9:49:54 AM |
| elasermd | $50.00 | 9/14/2012 9:50:15 AM |
| meux99 | $25.00 | 9/14/2012 9:40:12 AM |
| bobby5832708 | $25.00 | 9/14/2012 9:40:49 AM |
| 1phantom | $25.00 | 9/14/2012 9:41:07 AM |
| rose88 | $25.00 | 9/14/2012 9:53:46 AM |
| gigabit | $50.00 | 9/14/2012 9:41:52 AM |
| truth-explorer | $25.00 | 9/14/2012 9:55:26 AM |
| cardminger | $25.00 | 9/14/2012 10:14:21 AM |
| red-diversification-paradise | $25.00 | 9/14/2012 9:57:09 AM |
| determined-bill5 | $100.00 | 9/14/2012 9:44:31 AM |
| hero007 | $50.00 | 9/14/2012 10:18:06 AM |
| -Tuxedo- | $25.00 | 9/14/2012 10:00:10 AM |
| mrsasman | $50.00 | 9/14/2012 10:01:28 AM |
| HoosierDaddie | $25.00 | 9/14/2012 10:23:05 AM |
| BuckeyeGuy | $25.00 | 9/14/2012 9:49:23 AM |
| brutusbone | $25.00 | 9/14/2012 9:49:59 AM |
| Spring342 | $25.00 | 9/14/2012 10:04:43 AM |
| syounker | $25.00 | 9/14/2012 10:05:48 AM |
| a-important-deal | $25.00 | 9/14/2012 10:06:30 AM |
| Warwick | $25.00 | 9/14/2012 10:27:15 AM |
| GreenSun | $25.00 | 9/14/2012 10:07:30 AM |
| ctgscott | $25.00 | 9/14/2012 10:08:00 AM |
| riproaringrapids | $50.00 | 9/14/2012 10:09:59 AM |
| flexiboy35 | $25.00 | 9/14/2012 9:57:26 AM |
| shorthairedg | $25.00 | 9/14/2012 9:57:53 AM |
| alaskanone | $25.00 | 9/14/2012 9:58:08 AM |
| tuffshorty | $30.00 | 9/14/2012 9:58:40 AM |
| happy-yield | $25.00 | 9/14/2012 9:59:22 AM |
| newest-trade-spruce | $25.00 | 9/14/2012 10:39:25 AM |
| mtandb | $25.00 | 9/14/2012 10:00:04 AM |
| LogicalCC | $25.00 | 9/14/2012 10:00:14 AM |
| keeks | $25.00 | 9/14/2012 10:12:50 AM |
| jhussey | $100.00 | 9/14/2012 10:42:57 AM |
| zone6 | $100.00 | 9/14/2012 10:14:44 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:37 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:24 AM |
| inspired-investment8 | $100.00 | 9/14/2012 10:03:52 AM |
| wwwUniversal | $25.00 | 9/14/2012 10:06:44 AM |
| narblark | $50.00 | 9/14/2012 10:06:59 AM |
| nick5454 | $25.00 | 9/14/2012 10:19:21 AM |
| kingdom323 | $50.00 | 9/14/2012 10:08:41 AM |
| skuba | $75.00 | 9/14/2012 10:11:15 AM |
| first-favorite-bonus9 | $25.00 | 9/14/2012 10:24:35 AM |
| contract-sunshine5 | $25.00 | 9/14/2012 10:12:16 AM |
| spirit07a | $100.00 | 9/14/2012 10:13:24 AM |
| progressive-asset | $100.00 | 9/14/2012 10:27:13 AM |
| CAPTCASH | $25.00 | 9/14/2012 10:18:08 AM |
| Pariah_money | $25.00 | 9/14/2012 12:41:26 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:36 PM |
| emo13 | $50.00 | 9/14/2012 10:41:22 AM |
| currency-balancer | $50.00 | 9/14/2012 12:20:44 PM |
| PadreAyudate | $25.00 | 9/14/2012 11:14:00 AM |
| platinum-waterfall | $25.00 | 9/14/2012 11:18:41 AM |
| Solid-Platinum | $25.00 | 9/14/2012 11:18:44 AM |
| newest-currency-vibrato | $25.00 | 9/14/2012 4:34:55 PM |
| Batman2u | $50.00 | 9/14/2012 2:06:51 PM |
| receptive-benjamins815 | $400.00 | 9/14/2012 1:18:52 PM |
| dough-tsunami2 | $25.00 | 9/14/2012 1:42:49 PM |
| graceful-durability246 | $50.00 | 9/14/2012 5:05:11 PM |
| Weaverville | $100.00 | 9/14/2012 2:54:56 PM |
| peripatetic | $25.00 | 9/14/2012 5:02:07 PM |
| commanding-treasure2 | $75.00 | 9/14/2012 5:10:52 PM |
| Cashew6 | $25.00 | 9/14/2012 5:12:26 PM |
| american6 | $50.00 | 9/14/2012 5:18:19 PM |
| BB-ptoploan | $50.00 | 9/14/2012 5:21:18 PM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:16:23 PM |
| minista | $25.00 | 9/14/2012 5:27:07 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:00 PM |
| downtownfarm | $25.00 | 9/14/2012 5:21:36 PM |
| bold-luminous-wealth | $25.00 | 9/14/2012 5:14:54 PM |
| asset-conqueror6 | $25.00 | 9/14/2012 5:42:52 PM |
| income-excellence1 | $25.00 | 9/14/2012 5:26:17 PM |
| Bekim | $25.00 | 9/14/2012 5:20:17 PM |
| nerdfactor | $25.00 | 9/14/2012 5:45:58 PM |
| orange-dollar-raccoon | $100.00 | 9/14/2012 5:46:43 PM |
| meenan | $100.00 | 9/14/2012 5:48:02 PM |
| BDL-Roth | $25.00 | 9/14/2012 5:21:56 PM |
| Investoman | $25.00 | 9/14/2012 5:23:42 PM |
| building-america | $25.00 | 9/14/2012 5:37:23 PM |
| Preteur | $25.00 | 9/14/2012 5:27:00 PM |
| AcProb5 | $25.00 | 9/14/2012 5:46:30 PM |
| kwan | $25.00 | 9/14/2012 5:33:13 PM |
| leveragedlender | $50.00 | 9/14/2012 5:39:05 PM |
| adaboy65 | $100.00 | 9/14/2012 5:54:48 PM |
| top-goal-fund | $40.00 | 9/14/2012 5:46:52 PM |
| repayment-pagoda8 | $100.00 | 9/14/2012 5:53:18 PM |
| best-bonafide-p2p | $50.00 | 9/14/2012 8:20:49 PM |
| bdiddy1268 | $25.00 | 9/14/2012 6:12:54 PM |
| wetlands | $200.00 | 9/14/2012 5:59:11 PM |
| guild221 | $25.00 | 9/14/2012 6:29:16 PM |
| Culebra1930 | $67.00 | 9/14/2012 8:27:25 PM |
| 304 Investments
|
Borrower Payment Dependent Notes Series
633597
This series of Notes was issued and sold upon the funding of the borrower loan #74253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $123.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $306 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| note-beeper4 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
pay off a credit card for my son, who is overseas
My financial situation:
I am a good candidate for this loan because...
I have no debts of my own; my only monthly payments are for utilities, life insurance, and Medicare.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/7/2012 5:06:11 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:58 PM |
| Phryne | $100.00 | 9/7/2012 5:03:34 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:23 PM |
| kenji4861 | $25.00 | 9/7/2012 5:35:59 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:21 PM |
| SCD | $25.00 | 9/7/2012 7:42:12 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:14 PM |
| kfrench | $75.00 | 9/7/2012 6:19:01 PM |
| Hogan55 | $26.00 | 9/7/2012 8:36:17 PM |
| blot44 | $25.00 | 9/7/2012 9:07:36 PM |
| bellaquito | $500.00 | 9/7/2012 7:10:28 PM |
| Tbone49 | $25.00 | 9/7/2012 8:29:14 PM |
| radforj22 | $25.00 | 9/8/2012 6:32:53 AM |
| munnu | $25.00 | 9/8/2012 8:21:13 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:40 AM |
| rakey | $25.00 | 9/8/2012 8:32:17 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/8/2012 8:55:17 AM |
| rascal867 | $25.00 | 9/8/2012 11:12:24 AM |
| Stavros | $50.00 | 9/8/2012 12:02:36 PM |
| octoberfresh | $25.00 | 9/8/2012 12:59:59 PM |
| GTFreeFlyer | $25.00 | 9/8/2012 12:32:27 PM |
| Ripsaw4U | $50.00 | 9/8/2012 12:46:54 PM |
| indomitable-coin | $25.00 | 9/8/2012 12:46:15 PM |
| Castellan | $50.00 | 9/8/2012 12:46:58 PM |
| availableloan | $25.00 | 9/8/2012 12:55:59 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:44 PM |
| newest-bountiful-basis | $25.00 | 9/8/2012 12:53:15 PM |
| jazz619 | $25.00 | 9/8/2012 1:04:42 PM |
| cablenews | $100.00 | 9/8/2012 1:32:14 PM |
| NYCLAIMSGUY | $25.00 | 9/8/2012 6:04:12 PM |
| GarciaCompany | $25.00 | 9/8/2012 9:30:42 PM |
| CharliesHobbies | $25.00 | 9/8/2012 8:03:43 PM |
| blue-useful-auction | $25.00 | 9/8/2012 8:10:50 PM |
| ore-dojo | $100.00 | 9/8/2012 9:51:40 PM |
| MathProfessor | $25.00 | 9/7/2012 5:12:55 PM |
| j2ee | $50.00 | 9/7/2012 5:05:21 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:38 PM |
| enterprising-exchange6 | $50.00 | 9/7/2012 5:31:46 PM |
| proper-agreement8 | $50.00 | 9/7/2012 5:24:46 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:50 PM |
| dumbass | $25.00 | 9/7/2012 5:23:42 PM |
| Dan4703 | $25.00 | 9/7/2012 5:35:33 PM |
| jcornehlsen | $25.00 | 9/7/2012 5:57:30 PM |
| prudent-deal662 | $25.00 | 9/7/2012 6:26:36 PM |
| hopeful_lender | $100.00 | 9/7/2012 10:21:31 PM |
| cwegert | $25.00 | 9/7/2012 9:44:53 PM |
| power-kin | $50.00 | 9/8/2012 8:04:20 AM |
| newest-return-wind | $25.00 | 9/8/2012 5:57:53 AM |
| market-maximizer472 | $100.00 | 9/8/2012 6:58:00 AM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:00 PM |
| sweet-social2 | $25.00 | 9/8/2012 12:08:46 PM |
| durability-warmth | $50.00 | 9/8/2012 11:28:10 AM |
| kevin314 | $25.00 | 9/8/2012 12:12:03 PM |
| BHopkins | $25.00 | 9/8/2012 12:31:44 PM |
| jthomps4 | $25.00 | 9/8/2012 12:38:52 PM |
| engaging-worth | $25.00 | 9/8/2012 12:20:08 PM |
| peace-fiesta7 | $25.00 | 9/8/2012 12:28:35 PM |
| djscal | $25.00 | 9/8/2012 12:52:29 PM |
| Guerrilla_Man | $25.00 | 9/8/2012 1:01:25 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:47 PM |
| Investoman | $25.00 | 9/8/2012 1:22:44 PM |
| AFairDeal | $25.00 | 9/8/2012 12:50:33 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:36 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:12 PM |
| pay_day | $50.00 | 9/8/2012 1:04:52 PM |
| singletrck | $25.00 | 9/8/2012 2:32:36 PM |
| bowdish1 | $100.00 | 9/8/2012 1:07:22 PM |
| friendinmoney | $25.00 | 9/8/2012 4:06:48 PM |
| brightest-durability-chomper | $25.00 | 9/8/2012 7:11:04 PM |
| missgina | $25.00 | 9/8/2012 1:28:11 PM |
| lendersf | $50.00 | 9/8/2012 4:31:16 PM |
| banker34 | $25.00 | 9/8/2012 9:00:15 PM |
| reinforced-marketplace3 | $99.00 | 9/9/2012 7:09:13 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:02 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
633631
This series of Notes was issued and sold upon the funding of the borrower loan #74668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
4 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| calm-listing627 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6080.
Monthly expenses: $360
Housing: $822
Insurance: $125
Car expenses: $0
Utilities: $165
Phone, cable, internet: $240
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $360
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/7/2012 5:01:42 AM |
| InChicago | $80.03 | 9/4/2012 5:01:16 PM |
| MG_Holdings | $25.00 | 9/4/2012 5:18:50 PM |
| commerce-venture1 | $25.00 | 9/4/2012 5:24:20 PM |
| MFBank | $50.00 | 9/4/2012 5:41:02 PM |
| vutah | $55.00 | 9/5/2012 11:30:39 AM |
| dudebrah | $25.00 | 9/5/2012 12:11:34 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:24:57 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:43 PM |
| greencat | $50.00 | 9/7/2012 7:22:51 AM |
| global-invest-group | $50.00 | 9/7/2012 8:47:28 AM |
| pdub | $250.00 | 9/7/2012 12:42:25 PM |
| a-helping-hand | $50.00 | 9/7/2012 2:12:06 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:06 PM |
| lunareclipse | $50.00 | 9/7/2012 4:50:21 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:55 PM |
| kila-designer | $44.56 | 9/7/2012 5:27:32 PM |
| handy-justice | $100.00 | 9/4/2012 5:12:45 PM |
| Something-Corporate | $25.00 | 9/4/2012 5:38:24 PM |
| scoobiedoo | $40.01 | 9/4/2012 8:40:31 PM |
| lowrater | $50.40 | 9/5/2012 12:30:42 AM |
| Rogelio48 | $25.00 | 9/5/2012 7:01:16 AM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:29:39 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:32 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:19 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:40 PM |
| frogperson | $300.00 | 9/6/2012 4:27:54 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:32 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:25 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:13:37 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
633727
This series of Notes was issued and sold upon the funding of the borrower loan #74406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $259.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 4m |
|
Amount delinquent:
| $277 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,180 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-commitment-scout |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off debt and hospital bills and get my life back together after divcorce.
My financial situation:
I am a good candidate for this loan because I have steady income and have been employed at same job for nearly 5 years and can afford the payments.
Monthly net income: $2626
Monthly expenses: $
Housing: $350
Insurance: $92
Car expenses: $60
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/10/2012 5:17:52 PM |
| open-minded-p2p1 | $25.00 | 9/10/2012 5:27:32 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:30 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:23 PM |
| kulender | $100.00 | 9/10/2012 8:24:33 PM |
| valiant-contract | $32.86 | 9/10/2012 10:30:10 PM |
| CapricornLending | $25.00 | 9/10/2012 8:22:44 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:18 PM |
| GrowthAspirations | $30.00 | 9/11/2012 12:04:08 AM |
| helping-out | $12.14 | 9/11/2012 6:26:56 AM |
| prudent-bid3 | $25.00 | 9/11/2012 6:10:56 AM |
| adventurer447 | $300.00 | 9/10/2012 6:04:25 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:40 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:55 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:25 PM |
| revenue-statesperson4 | $100.00 | 9/11/2012 5:49:09 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
633735
This series of Notes was issued and sold upon the funding of the borrower loan #74720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,147 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mrjjman |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to... support myself for the first month until I receive the first commission payment. I fully intend on repaying the loan by 12/1.
My financial situation:
I am a good candidate for this loan because... I have been an insurance agent for 8 years, and will benefit from an extremely generous new agent commission structure. Because of the startup investments as well as the time from October 1st up until my commission payment at the end of November, I still have my mortgage payment and other obligations.
Monthly net income: $4400
Monthly expenses: $1950
Housing: $1000
Insurance: $94
Car expenses: $440
Utilities: $250
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 9/14/2012 5:27:26 PM |
| Zingaro | $25.00 | 9/14/2012 5:30:26 PM |
| money-baron | $50.00 | 9/14/2012 5:52:20 PM |
| deepblue34 | $35.00 | 9/14/2012 7:04:15 PM |
| vutah | $25.00 | 9/15/2012 7:47:54 AM |
| Sunbase | $25.00 | 9/15/2012 10:39:21 AM |
| NolockHolmes | $75.00 | 9/15/2012 12:34:51 PM |
| jebber007 | $40.00 | 9/15/2012 1:59:23 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:59 PM |
| newest-generous-income | $25.00 | 9/16/2012 12:50:35 AM |
| InvestingInYourDream | $100.00 | 9/16/2012 8:23:06 AM |
| shrewd-deal | $25.00 | 9/16/2012 9:56:37 AM |
| papaloha | $25.00 | 9/16/2012 8:21:39 PM |
| discrete-gold579 | $50.00 | 9/16/2012 3:30:46 PM |
| dudebrah | $25.00 | 9/16/2012 8:32:29 PM |
| vigilance-ranch | $80.34 | 9/16/2012 7:46:42 PM |
| return-enforcer5 | $25.00 | 9/17/2012 8:31:54 AM |
| benefit-javelin | $25.43 | 9/17/2012 7:17:07 AM |
| PrimeFunding | $25.00 | 9/16/2012 5:47:20 PM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:41 AM |
| compatible-return120 | $25.00 | 9/17/2012 10:35:15 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:31 AM |
| rate-advocator7 | $50.00 | 9/17/2012 11:28:13 AM |
| mittman43 | $164.23 | 9/17/2012 12:18:32 PM |
| dukeiyer | $25.00 | 9/17/2012 10:50:14 AM |
| blue-laudable-dinero | $25.00 | 9/17/2012 11:29:54 AM |
| let_me_retire | $50.00 | 9/15/2012 4:04:53 AM |
| Vector | $25.00 | 9/15/2012 6:16:58 AM |
| MG_Holdings | $25.00 | 9/14/2012 8:22:16 PM |
| irrelevant | $50.00 | 9/15/2012 9:05:51 AM |
| responsibility-butterfly | $25.00 | 9/15/2012 8:56:02 AM |
| worthy-bid8 | $100.00 | 9/15/2012 1:19:32 PM |
| Rogelio48 | $30.00 | 9/15/2012 12:55:04 PM |
| payment-halo | $25.00 | 9/15/2012 5:48:50 PM |
| fervent-power | $25.00 | 9/16/2012 1:40:47 PM |
| drkosh | $25.00 | 9/16/2012 12:48:42 PM |
| DevinHill | $25.00 | 9/16/2012 4:03:02 PM |
| reverent-hope5 | $25.00 | 9/16/2012 5:24:15 PM |
| azazle | $25.00 | 9/16/2012 9:33:52 PM |
| DevinHill | $25.00 | 9/16/2012 4:02:38 PM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:21 AM |
| vstarostenko | $25.00 | 9/17/2012 9:40:51 AM |
| Zion-CIF | $25.00 | 9/17/2012 9:46:18 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:11 AM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:34:57 AM |
| durability-seahorse7 | $50.00 | 9/17/2012 9:40:25 AM |
| WMY-Investor | $100.00 | 9/17/2012 10:32:01 AM |
| melodious-openness | $200.00 | 9/17/2012 11:14:05 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
633977
This series of Notes was issued and sold upon the funding of the borrower loan #74692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 9.71% |
Borrower rate/APR:
| 10.71% / 12.94% |
Monthly payment:
| $280.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.70% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,323 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-saffron6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
Purpose of loan:
This loan will be used to hep pay the cost of an adoption.
My financial situation:
I am a good candidate for this loan because I have good credit, a safe job, and a reliable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $4,000.00 | 9/6/2012 9:01:19 AM |
| liberty-viola | $30.00 | 9/6/2012 9:07:32 AM |
| HikeMoab | $25.00 | 9/6/2012 9:09:30 AM |
| jcornehlsen | $25.00 | 9/6/2012 10:35:44 AM |
| bazaar-tulip | $25.00 | 9/6/2012 10:19:23 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:36 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:43 AM |
| JustMee | $25.00 | 9/6/2012 4:53:09 PM |
| blot44 | $25.00 | 9/6/2012 3:04:00 PM |
| mojii77 | $50.00 | 9/6/2012 4:34:08 PM |
| BlessedEveryDay | $25.00 | 9/6/2012 6:24:31 PM |
| Interloper | $100.00 | 9/6/2012 8:06:33 PM |
| RBSbank | $32.84 | 9/7/2012 6:09:36 AM |
| cerebral-dollar773 | $50.00 | 9/7/2012 6:42:15 AM |
| britgsb | $50.00 | 9/7/2012 9:38:33 AM |
| Plow_n_Sow | $65.00 | 9/7/2012 9:44:23 AM |
| availableloan | $25.00 | 9/7/2012 10:20:34 AM |
| Asparagirl | $25.00 | 9/7/2012 11:43:41 AM |
| Captain88 | $25.00 | 9/7/2012 11:08:37 AM |
| pdub | $500.00 | 9/7/2012 12:40:28 PM |
| Index_Plus | $6,815.03 | 9/7/2012 12:52:33 PM |
| kenji4861 | $25.00 | 9/6/2012 9:05:23 AM |
| HikeMoab | $25.00 | 9/6/2012 9:10:28 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:29 AM |
| CIC | $25.00 | 9/6/2012 11:22:17 AM |
| community-burrito9 | $55.00 | 9/6/2012 11:01:03 AM |
| MarketInvestor | $25.00 | 9/6/2012 2:17:13 PM |
| GoldenKoi | $100.00 | 9/6/2012 3:12:55 PM |
| radforj22 | $25.00 | 9/6/2012 4:05:28 PM |
| neighborly-hope6 | $100.00 | 9/6/2012 5:22:45 PM |
| ingenious-deal6 | $25.00 | 9/6/2012 5:08:33 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:29 PM |
| SCD | $25.00 | 9/6/2012 6:41:07 PM |
| themoneydoctor | $127.13 | 9/7/2012 8:51:26 AM |
| credit-coach118 | $25.00 | 9/7/2012 8:42:12 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:31 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
634097
This series of Notes was issued and sold upon the funding of the borrower loan #74969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,130.05 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $487.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,241 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| determined-transparency7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2012)
720-739
(Oct-2011)
|
|
Principal balance:
| $3,869.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate some debts that I have been paying on since my divorce at a much lower rate. I should be able to pay them off in 3 years.
My financial situation:
I am a good candidate for this loan because... My income has been consistently in the 6 figures and I am paying off debt one piece at a time. This will lower my rates and terms that were incurred at my divorce.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/6/2012 5:10:17 PM |
| spark548 | $25.00 | 9/6/2012 5:08:59 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:09 PM |
| gmoney37 | $50.00 | 9/6/2012 5:58:16 PM |
| secret-santa | $28.03 | 9/7/2012 5:28:13 AM |
| compatible-deal9 | $50.00 | 9/7/2012 9:40:14 AM |
| ready-bid9 | $50.00 | 9/7/2012 9:48:18 AM |
| ddog0224 | $50.00 | 9/7/2012 11:58:49 AM |
| pdub | $500.00 | 9/7/2012 12:40:34 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:58 PM |
| john0720 | $25.00 | 9/7/2012 3:44:45 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:07 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:49 PM |
| Malkial | $50.00 | 9/8/2012 4:14:06 AM |
| RGlad | $200.00 | 9/8/2012 3:51:41 AM |
| Jerrys1951 | $50.00 | 9/8/2012 8:03:48 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:57 AM |
| miked8303 | $50.00 | 9/8/2012 1:25:42 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:35 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:13 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:40 AM |
| supersarah61 | $25.00 | 9/8/2012 5:42:03 PM |
| sushi537 | $25.00 | 9/9/2012 3:41:23 AM |
| museic1 | $100.00 | 9/9/2012 9:06:32 AM |
| generosity-battalion0 | $25.00 | 9/9/2012 11:31:33 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:15 PM |
| tsoprano | $28.84 | 9/10/2012 3:44:29 AM |
| fuzed | $50.00 | 9/10/2012 8:07:35 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:02 AM |
| astute-benjamins | $125.00 | 9/10/2012 9:37:26 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:54 AM |
| tomdooley12520 | $35.00 | 9/10/2012 11:52:15 AM |
| Astyanax | $38.61 | 9/10/2012 3:52:14 PM |
| Tradesmanlender | $25.00 | 9/10/2012 5:21:52 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:00 PM |
| bowdish1 | $100.00 | 9/10/2012 5:23:53 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:28 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:42 PM |
| xtrabuck | $100.00 | 9/10/2012 8:59:32 PM |
| AM2008 | $25.00 | 9/11/2012 3:54:57 AM |
| plato22 | $25.00 | 9/11/2012 4:22:52 AM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:03 PM |
| BeanCownter | $30.82 | 9/11/2012 5:27:54 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:56 AM |
| Munnie | $50.00 | 9/11/2012 6:09:04 AM |
| dano1965 | $58.64 | 9/11/2012 6:23:11 AM |
| bid-stockpiler1 | $50.00 | 9/11/2012 8:23:26 AM |
| BxRealtor | $25.00 | 9/11/2012 9:17:33 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:54 AM |
| BB-ptoploan | $50.00 | 9/11/2012 9:39:46 AM |
| IP | $25.00 | 9/11/2012 9:57:25 AM |
| ivy-league-MBA | $25.00 | 9/11/2012 9:56:40 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:31 AM |
| compoundinterest | $25.00 | 9/11/2012 10:03:43 AM |
| gethsemane4 | $25.00 | 9/11/2012 10:28:50 AM |
| thoughtful-contract984 | $25.00 | 9/11/2012 10:29:14 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:27 AM |
| botfolio | $300.00 | 9/11/2012 11:05:34 AM |
| social-zebra | $30.00 | 9/11/2012 12:26:38 PM |
| AcProb5 | $25.00 | 9/11/2012 12:30:10 PM |
| AJIPrivateNotes | $25.00 | 9/11/2012 11:17:20 AM |
| dime-sprout | $25.00 | 9/11/2012 11:09:08 AM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:15 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:25 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:13 PM |
| rlaboy | $25.00 | 9/11/2012 1:52:01 PM |
| martinnc | $50.00 | 9/11/2012 1:31:10 PM |
| BuckeyesBacker | $25.00 | 9/11/2012 2:16:17 PM |
| fervent-rupee9 | $150.00 | 9/11/2012 2:20:52 PM |
| BigSkyMontana | $25.00 | 9/11/2012 4:00:26 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:07 PM |
| historic-balance5 | $50.00 | 9/11/2012 5:11:17 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:26 PM |
| Buddy07 | $25.00 | 9/11/2012 5:32:36 PM |
| awe-inspiring-commitment972 | $50.00 | 9/11/2012 5:25:34 PM |
| Science7124 | $25.00 | 9/11/2012 5:30:41 PM |
| ti22ring | $25.00 | 9/11/2012 5:30:11 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:00 PM |
| hope-kingdom | $125.00 | 9/11/2012 6:16:00 PM |
| otalon | $25.00 | 9/11/2012 5:48:01 PM |
| the-profit-oracle | $25.00 | 9/11/2012 6:04:23 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:58:31 PM |
| riproaringrapids | $50.00 | 9/11/2012 6:20:46 PM |
| dineroasaurus | $25.00 | 9/11/2012 6:36:42 PM |
| silver-metronome2 | $50.00 | 9/11/2012 7:29:06 PM |
| banker334 | $40.00 | 9/11/2012 8:15:25 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:32 PM |
| Jasper | $25.00 | 9/11/2012 8:25:08 PM |
| SugarMommy | $25.00 | 9/11/2012 7:15:21 PM |
| engbusres | $50.00 | 9/11/2012 8:55:00 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:02 PM |
| zippy-greenback231 | $25.00 | 9/11/2012 9:17:06 PM |
| Anonymous_Guy | $25.00 | 9/11/2012 8:04:16 PM |
| ltlsprite3 | $125.00 | 9/11/2012 8:33:15 PM |
| accord131 | $25.00 | 9/11/2012 8:06:18 PM |
| trade-wingding5 | $25.00 | 9/11/2012 8:45:56 PM |
| Hazlenut | $250.00 | 9/12/2012 4:21:32 AM |
| bonus-poplar2 | $25.00 | 9/12/2012 7:47:56 AM |
| blissful-penny | $25.00 | 9/12/2012 1:30:49 AM |
| Mindful7 | $25.00 | 9/12/2012 5:32:05 AM |
| corporatejim | $29.72 | 9/12/2012 3:55:44 AM |
| proper-funds8 | $100.00 | 9/12/2012 8:44:35 AM |
| dschaaf | $25.00 | 9/12/2012 9:01:38 AM |
| fortress767 | $25.00 | 9/12/2012 5:48:54 AM |
| masonn | $50.00 | 9/12/2012 9:04:13 AM |
| satisfying-reward1 | $28.37 | 9/12/2012 6:30:40 AM |
| MI2 | $5,000.00 | 9/12/2012 7:27:13 AM |
| csakhil | $34.00 | 9/12/2012 9:07:39 AM |
| value-microscope | $25.00 | 9/12/2012 9:08:11 AM |
| Redmond | $25.00 | 9/12/2012 9:08:20 AM |
| Alpha-AssistU | $25.00 | 9/12/2012 9:08:35 AM |
| AoP | $50.00 | 9/12/2012 8:45:52 AM |
| puifais | $50.00 | 9/12/2012 9:10:08 AM |
| note-tent | $50.00 | 9/12/2012 9:01:03 AM |
| shaker348 | $25.00 | 9/12/2012 8:12:55 AM |
| productive-finance | $25.00 | 9/12/2012 9:14:35 AM |
| Aimvest | $25.00 | 9/12/2012 9:02:55 AM |
| gristle | $50.00 | 9/12/2012 9:15:09 AM |
| dansarkis | $25.00 | 9/12/2012 9:03:42 AM |
| organic-responsibility530 | $25.00 | 9/12/2012 9:04:52 AM |
| downtownfarm | $25.00 | 9/12/2012 9:20:35 AM |
| selfmademan | $25.00 | 9/12/2012 9:07:59 AM |
| djindepth | $50.00 | 9/12/2012 9:22:24 AM |
| ijspence | $25.00 | 9/12/2012 9:04:42 AM |
| hopethisworks | $25.00 | 9/12/2012 9:23:47 AM |
| icchok | $50.00 | 9/12/2012 9:11:54 AM |
| ItsJustMe79 | $25.00 | 9/12/2012 9:11:04 AM |
| 6moonbeams | $50.00 | 9/12/2012 9:17:55 AM |
| Sigonio | $31.00 | 9/12/2012 9:30:38 AM |
| papaman | $25.00 | 9/12/2012 9:31:41 AM |
| taylor883 | $50.00 | 9/12/2012 9:32:34 AM |
| Yanwoo | $25.00 | 9/12/2012 9:21:38 AM |
| lost-money-so-far-on-these | $25.00 | 9/12/2012 9:19:27 AM |
| resolute-basis9 | $25.00 | 9/12/2012 9:19:58 AM |
| charming-economy438 | $25.00 | 9/12/2012 9:28:02 AM |
| skiberdad | $50.00 | 9/12/2012 9:21:43 AM |
| newyork6264 | $25.00 | 9/12/2012 9:28:29 AM |
| worth-web5 | $50.00 | 9/12/2012 9:23:27 AM |
| top-sensible-yield | $25.00 | 9/12/2012 9:32:39 AM |
| stoopidnoodle | $25.00 | 9/12/2012 9:33:03 AM |
| hostbank | $100.00 | 9/12/2012 9:28:05 AM |
| benjamins-utopia | $97.00 | 9/12/2012 9:31:08 AM |
| dspmn | $25.00 | 9/12/2012 9:31:34 AM |
| scrappy-leverage6 | $22.51 | 9/12/2012 9:33:13 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:50 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:22 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:40 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:18 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:53 PM |
| lnuss25 | $25.00 | 9/7/2012 4:34:55 AM |
| MonopolyDred | $25.00 | 9/7/2012 5:24:43 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:56:02 AM |
| the-charming-integrity | $34.73 | 9/7/2012 5:42:05 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:40 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:56 AM |
| JC_12 | $50.00 | 9/7/2012 9:47:35 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:11 AM |
| liberty-viola | $30.00 | 9/7/2012 10:54:21 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:01 AM |
| integrity-doctor | $100.00 | 9/7/2012 12:15:07 PM |
| lunareclipse | $100.00 | 9/7/2012 4:40:31 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:45 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:47 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:47 PM |
| britgsb | $50.00 | 9/7/2012 5:37:52 PM |
| LeReve | $500.00 | 9/7/2012 5:25:08 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:13 PM |
| Brisket_Bob | $37.04 | 9/8/2012 7:47:12 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:08 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:38 AM |
| kevin314 | $25.00 | 9/8/2012 12:12:02 PM |
| urbane-deal152 | $50.00 | 9/8/2012 12:34:17 PM |
| Investoman | $25.00 | 9/8/2012 1:22:42 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:37 PM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:01 PM |
| OregonDane | $25.00 | 9/9/2012 10:51:27 AM |
| Castellan | $50.00 | 9/9/2012 12:39:43 PM |
| tenacious-payout | $25.00 | 9/9/2012 8:42:10 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:27 PM |
| SkinnyFish | $50.00 | 9/9/2012 2:22:53 PM |
| averagefore | $25.00 | 9/10/2012 6:05:35 AM |
| encore06 | $25.00 | 9/10/2012 6:16:12 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:29:42 AM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:10:56 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:41 AM |
| payout-thinker7 | $25.00 | 9/10/2012 11:25:30 AM |
| global-invest-group | $25.00 | 9/10/2012 1:05:43 PM |
| blue-laudable-dinero | $50.00 | 9/10/2012 11:33:57 AM |
| sacopt | $25.00 | 9/10/2012 10:26:25 AM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:05 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:15 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:40 PM |
| kind-bazaar-kitten | $25.00 | 9/10/2012 7:42:17 PM |
| Digs | $25.00 | 9/11/2012 5:48:06 AM |
| indomitable-coin | $25.00 | 9/11/2012 9:01:05 AM |
| profitable-commerce822 | $25.00 | 9/11/2012 8:41:20 AM |
| DirtyJenga | $25.00 | 9/11/2012 9:45:48 AM |
| loot-heart | $25.00 | 9/11/2012 9:57:20 AM |
| Cai8899 | $25.00 | 9/11/2012 9:50:30 AM |
| ChrisTJ | $25.00 | 9/11/2012 10:39:40 AM |
| DadWarbucks | $25.00 | 9/11/2012 10:23:38 AM |
| bent300 | $50.00 | 9/11/2012 10:42:16 AM |
| ptjg | $100.00 | 9/11/2012 10:30:40 AM |
| squeebie | $50.00 | 9/11/2012 10:54:36 AM |
| Zuzu | $25.00 | 9/11/2012 11:12:09 AM |
| MBurns | $30.14 | 9/11/2012 12:38:36 PM |
| GrooveBiz | $25.00 | 9/11/2012 12:55:51 PM |
| Financer | $25.00 | 9/11/2012 12:41:23 PM |
| the-careful-fund | $25.00 | 9/11/2012 12:15:59 PM |
| surfcash | $25.00 | 9/11/2012 12:56:37 PM |
| ace330 | $25.00 | 9/11/2012 1:17:32 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:35 PM |
| jmurray40 | $29.00 | 9/11/2012 1:44:48 PM |
| responsive-wampum8 | $25.00 | 9/11/2012 2:03:38 PM |
| mjjjrj | $25.00 | 9/11/2012 4:29:58 PM |
| well-mannered-income3 | $90.00 | 9/11/2012 4:33:34 PM |
| red-fervent-deal | $50.00 | 9/11/2012 2:52:17 PM |
| rate-authority2 | $25.00 | 9/11/2012 3:31:39 PM |
| Sanford-N-Sons | $25.00 | 9/11/2012 3:01:57 PM |
| ansset | $75.00 | 9/11/2012 3:12:00 PM |
| greenback-pursuit8 | $25.00 | 9/11/2012 4:19:51 PM |
| active-reward7 | $50.00 | 9/11/2012 5:10:18 PM |
| gold-sushi | $50.00 | 9/11/2012 5:14:21 PM |
| mvalley | $25.00 | 9/11/2012 5:25:08 PM |
| FlyBill | $50.00 | 9/11/2012 5:28:09 PM |
| privatebanker | $25.00 | 9/11/2012 5:20:55 PM |
| lakshmilila | $25.00 | 9/11/2012 5:45:36 PM |
| helpinghand63 | $25.00 | 9/11/2012 5:49:29 PM |
| loan-escalator3 | $75.00 | 9/11/2012 5:36:48 PM |
| rate-mogul | $50.00 | 9/11/2012 5:32:23 PM |
| metro457 | $27.00 | 9/11/2012 5:46:33 PM |
| enticing-note | $25.00 | 9/11/2012 5:47:01 PM |
| GlobalVisionary | $50.00 | 9/11/2012 5:48:24 PM |
| martinatime | $25.00 | 9/11/2012 6:07:02 PM |
| prudent-bid3 | $25.00 | 9/11/2012 6:48:34 PM |
| successful-agreement7 | $100.00 | 9/11/2012 6:03:06 PM |
| SnakeEater | $50.00 | 9/11/2012 7:11:30 PM |
| Moneycometh05 | $25.00 | 9/11/2012 7:22:49 PM |
| bm3tdb | $60.00 | 9/11/2012 7:48:38 PM |
| p2ploan-futurist9 | $50.00 | 9/11/2012 8:35:37 PM |
| chandler66 | $48.00 | 9/12/2012 3:51:38 AM |
| anacent | $25.00 | 9/11/2012 9:40:59 PM |
| stylish-revenue4 | $25.00 | 9/11/2012 8:59:34 PM |
| Glowworm11 | $25.00 | 9/11/2012 10:16:39 PM |
| Opptloans | $25.00 | 9/11/2012 9:26:32 PM |
| langdonx | $50.00 | 9/11/2012 9:40:40 PM |
| a-currency-magnate | $25.00 | 9/11/2012 10:33:14 PM |
| BigThree | $31.59 | 9/12/2012 6:11:41 AM |
| IDGT | $25.00 | 9/11/2012 10:10:53 PM |
| cadiju | $30.00 | 9/12/2012 12:53:56 AM |
| helvet | $25.00 | 9/12/2012 4:58:36 AM |
| ookete | $25.00 | 9/12/2012 8:09:27 AM |
| nourishing-wampum7 | $25.00 | 9/12/2012 8:42:16 AM |
| mighty-trade2 | $25.00 | 9/12/2012 6:15:51 AM |
| diversification-infusion1 | $25.00 | 9/12/2012 6:37:19 AM |
| innocent-income4 | $25.00 | 9/12/2012 9:02:19 AM |
| focused-benefit3 | $30.00 | 9/12/2012 9:02:51 AM |
| Scoreman | $25.00 | 9/12/2012 6:08:05 AM |
| buraky | $50.00 | 9/12/2012 9:03:47 AM |
| umwol13 | $25.00 | 9/12/2012 6:18:55 AM |
| revenue-appraiser | $25.00 | 9/12/2012 6:19:22 AM |
| bold-joyful-exchange | $25.00 | 9/12/2012 7:40:29 AM |
| Rulea72 | $25.00 | 9/12/2012 6:47:50 AM |
| Leshan | $100.00 | 9/12/2012 8:00:56 AM |
| Isaac007 | $25.00 | 9/12/2012 8:19:53 AM |
| Gyroman | $100.00 | 9/12/2012 8:23:56 AM |
| 4est | $25.00 | 9/12/2012 9:09:49 AM |
| elfincove | $25.00 | 9/12/2012 7:33:38 AM |
| deal-pal | $25.00 | 9/12/2012 8:14:12 AM |
| resource777 | $50.00 | 9/12/2012 9:15:32 AM |
| kchen486 | $50.00 | 9/12/2012 9:19:56 AM |
| dedicated-diversification5 | $125.00 | 9/12/2012 9:05:38 AM |
| deborahz | $25.00 | 9/12/2012 9:07:32 AM |
| hayhelp | $25.00 | 9/12/2012 9:05:30 AM |
| loyalty-sherpa | $25.00 | 9/12/2012 9:09:51 AM |
| ranstlin | $25.00 | 9/12/2012 9:05:59 AM |
| E_G | $50.00 | 9/12/2012 9:09:59 AM |
| Shtooie | $25.00 | 9/12/2012 9:10:03 AM |
| Aljasa2008 | $25.00 | 9/12/2012 9:10:51 AM |
| WorldlyWorker | $25.00 | 9/12/2012 9:11:38 AM |
| amijo | $25.00 | 9/12/2012 9:25:34 AM |
| mogul16 | $25.00 | 9/12/2012 9:26:20 AM |
| a-unflappable-finance | $100.00 | 9/12/2012 9:27:15 AM |
| MadHun | $200.00 | 9/12/2012 9:29:28 AM |
| commerce-web5 | $25.00 | 9/12/2012 9:12:19 AM |
| invincible-deal82 | $25.00 | 9/12/2012 9:17:37 AM |
| enthralling-investment | $25.00 | 9/12/2012 9:22:47 AM |
| basis-ferret8 | $36.00 | 9/12/2012 9:23:18 AM |
| billyisafob | $25.00 | 9/12/2012 9:21:41 AM |
| ThoughtProvoker | $25.00 | 9/12/2012 9:28:24 AM |
| Preteur | $25.00 | 9/12/2012 9:29:08 AM |
| hawkhelp | $28.00 | 9/12/2012 9:29:20 AM |
| HamachiMan | $50.00 | 9/12/2012 9:29:34 AM |
| rcm87 | $50.00 | 9/12/2012 9:27:07 AM |
| primal5 | $25.00 | 9/12/2012 9:28:50 AM |
| C_Mark | $27.00 | 9/12/2012 9:29:57 AM |
| TCayce | $25.00 | 9/12/2012 9:31:04 AM |
| benefit-prescription6 | $100.00 | 9/12/2012 9:31:49 AM |
| durability-officer | $61.00 | 9/12/2012 9:32:07 AM |
| loot-caper | $25.00 | 9/12/2012 9:32:55 AM |
| 300 Investments
|
Borrower Payment Dependent Notes Series
634111
This series of Notes was issued and sold upon the funding of the borrower loan #74334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,119 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thorough-capital167 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Bills
Purpose of loan:
This loan will be used to... Pay off bills so i could start saving for a down payment on a house. I have a Fiance and 3 wonderful kids who deserve to be in a house and not a 2 bedroom apartment.
My financial situation:
I am a good candidate for this loan because...I pay them off in a timely fashion
Monthly net income: $945.00
Monthly expenses: $
Housing: $
Insurance: $189
Car expenses: $450
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/5/2012 5:03:00 PM |
| HeroSupport | $35.00 | 9/5/2012 5:24:17 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:08 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:50 PM |
| money-baron | $50.00 | 9/5/2012 6:17:29 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:36 PM |
| refresher211 | $25.00 | 9/5/2012 6:30:22 PM |
| blitzen40 | $25.00 | 9/5/2012 7:05:40 PM |
| jebber007 | $25.00 | 9/5/2012 11:50:40 PM |
| bellaquito | $500.00 | 9/5/2012 7:23:32 PM |
| graceful-IRAinvestment | $80.00 | 9/5/2012 9:49:58 PM |
| enthusiast758 | $50.00 | 9/6/2012 12:15:17 PM |
| worth-shower8 | $100.00 | 9/6/2012 5:48:05 PM |
| truelumen | $25.00 | 9/7/2012 4:29:15 AM |
| bsmtloan | $75.65 | 9/7/2012 4:43:29 AM |
| Whipster | $45.00 | 9/5/2012 5:21:41 PM |
| handy-justice | $50.00 | 9/5/2012 5:25:09 PM |
| Endeavour | $35.00 | 9/5/2012 5:28:08 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:03 PM |
| houli123 | $25.00 | 9/5/2012 5:53:09 PM |
| melodious-openness | $200.00 | 9/5/2012 6:31:22 PM |
| lowrater | $50.40 | 9/5/2012 6:49:03 PM |
| CalBear08 | $33.00 | 9/5/2012 9:19:38 PM |
| ultimate-peace | $250.00 | 9/6/2012 7:19:47 AM |
| graceful-investment | $80.00 | 9/6/2012 10:50:59 AM |
| transformer855 | $25.00 | 9/6/2012 1:19:00 PM |
| favorite-commerce | $50.00 | 9/6/2012 4:26:48 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:37 PM |
| 52digital | $75.00 | 9/6/2012 4:40:39 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:04:34 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:48 PM |
| let_me_retire | $30.92 | 9/7/2012 3:49:02 AM |
| pfh | $25.00 | 9/7/2012 4:33:53 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
634113
This series of Notes was issued and sold upon the funding of the borrower loan #74494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $259.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
27 | Length of status: | 27y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,919 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Lucky2236 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate bills into one payment
My financial situation: Stable
I am a good candidate for this loan because...I always pay my debts and have a secure job
Monthly net income: $2700.00
Monthly expenses: $
Housing:
Insurance: $
Car expenses: $200.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| urbane-income7 | $25.00 | 9/12/2012 9:02:59 AM |
| decisive-income7 | $2,500.00 | 9/12/2012 9:02:18 AM |
| worth-blanket2 | $9,000.00 | 9/12/2012 9:04:48 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
634119
This series of Notes was issued and sold upon the funding of the borrower loan #74713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
12 | Length of status: | 5y 10m |
|
Amount delinquent:
| $18,576 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $107,982 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-sage821 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
700-719
(Dec-2011)
|
|
Principal balance:
| $11,905.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Other
Purpose of loan:
This loan will be used to complete the payment of my divorce lawyer
My financial situation:
I am a good candidate for this loan because I just need a little bit of cash to get through this difficult situation. I work hard and I pay my debts back.
Monthly net income: $5600
Monthly expenses: $4000
Housing: $1200
Insurance: $100
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:09 PM |
| worthy-bid8 | $100.00 | 9/10/2012 5:12:28 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:36 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:03 PM |
| kindest-credit-bear | $250.00 | 9/10/2012 5:52:56 PM |
| CA-Lender | $25.00 | 9/10/2012 6:29:20 PM |
| open-minded-p2p1 | $25.00 | 9/10/2012 6:42:32 PM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:23 PM |
| therealjeremy | $26.02 | 9/10/2012 10:16:53 PM |
| Tscheddar | $25.00 | 9/11/2012 3:38:37 AM |
| continental2 | $50.00 | 9/11/2012 5:30:25 AM |
| chameleon125 | $50.00 | 9/11/2012 6:57:14 AM |
| brondero | $30.00 | 9/11/2012 9:16:46 AM |
| american-investor | $25.00 | 9/11/2012 9:22:24 AM |
| secureincome | $777.00 | 9/11/2012 9:40:26 AM |
| money-baron-Roth401k | $25.00 | 9/11/2012 9:35:46 AM |
| reward-adventure | $50.00 | 9/11/2012 9:41:14 AM |
| bubb_hans | $25.00 | 9/11/2012 10:03:26 AM |
| TWGCJ | $25.00 | 9/11/2012 10:51:08 AM |
| squeebie | $50.00 | 9/11/2012 10:54:46 AM |
| money-baron-roth-IRA | $50.00 | 9/11/2012 11:01:23 AM |
| awern | $25.00 | 9/11/2012 11:38:47 AM |
| WriteTheLegend | $100.00 | 9/11/2012 11:28:51 AM |
| ore-dojo | $30.00 | 9/11/2012 1:42:46 PM |
| abundant-power | $25.00 | 9/11/2012 4:31:12 PM |
| reflective-rupee | $25.00 | 9/11/2012 2:58:30 PM |
| wealth-multiplier | $25.00 | 9/11/2012 3:26:53 PM |
| sgt-schultz | $50.00 | 9/11/2012 5:38:41 PM |
| motorguy650 | $49.19 | 9/11/2012 6:48:21 PM |
| deal-hickory5 | $100.00 | 9/10/2012 5:31:08 PM |
| handy-justice | $50.00 | 9/10/2012 6:04:20 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:31 PM |
| the-credit-maker | $25.00 | 9/10/2012 6:17:15 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:55 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:40 AM |
| kulender | $100.00 | 9/10/2012 8:24:33 PM |
| lender-inc | $25.00 | 9/11/2012 6:54:19 AM |
| newest-generous-income | $25.00 | 9/11/2012 3:41:19 AM |
| 907 | $25.00 | 9/11/2012 8:46:54 AM |
| papaloha | $44.00 | 9/11/2012 9:05:01 AM |
| copper | $50.00 | 9/11/2012 9:17:02 AM |
| IIP77 | $25.00 | 9/11/2012 9:31:15 AM |
| economy-shrubbery6 | $25.00 | 9/11/2012 9:35:51 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:36 AM |
| AAnderson1750 | $200.00 | 9/11/2012 10:01:59 AM |
| AF-Chief | $25.00 | 9/11/2012 10:15:39 AM |
| ChrisTJ | $25.00 | 9/11/2012 10:39:40 AM |
| peso-lyrics7 | $50.00 | 9/11/2012 11:04:58 AM |
| botfolio | $300.00 | 9/11/2012 11:06:21 AM |
| roux | $25.00 | 9/11/2012 11:21:32 AM |
| martinatime | $25.00 | 9/11/2012 12:31:15 PM |
| dejapooh | $28.00 | 9/11/2012 1:13:23 PM |
| BainCapital-2point0 | $25.00 | 9/11/2012 12:14:41 PM |
| WeshaTheLeopard | $25.00 | 9/11/2012 2:55:53 PM |
| gain-expert | $35.79 | 9/11/2012 3:44:13 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:03 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:47:21 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
634323
This series of Notes was issued and sold upon the funding of the borrower loan #74774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 21y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,978 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-atmosphere3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...for various small credit cards and medical bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7800 which includes salary, bonus & avg. car reimbursement
Monthly expenses: $
Housing: $2200
Insurance: $150
Car expenses: $500
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $100.00 | 9/6/2012 9:23:05 AM |
| community-burrito9 | $25.00 | 9/6/2012 10:58:24 AM |
| vutah | $75.00 | 9/6/2012 11:21:19 AM |
| enriched-return057 | $734.13 | 9/6/2012 8:09:00 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:14:58 PM |
| let_me_retire | $75.00 | 9/7/2012 3:57:00 AM |
| greencat | $50.00 | 9/7/2012 8:15:14 AM |
| market-bearer0 | $25.00 | 9/7/2012 6:59:17 AM |
| JeffHoll | $36.00 | 9/7/2012 8:14:00 AM |
| global-invest-group | $25.00 | 9/7/2012 8:57:09 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:30 AM |
| durability-ace9 | $30.00 | 9/7/2012 10:30:39 AM |
| Silver_Rupee | $25.01 | 9/7/2012 10:48:50 AM |
| marketplace-singularity3 | $25.00 | 9/7/2012 12:58:20 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:10 PM |
| income-triangulation1 | $25.00 | 9/7/2012 4:59:30 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:57 PM |
| calmfunds | $1,097.00 | 9/7/2012 7:56:27 PM |
| Johnab | $0.86 | 9/7/2012 8:28:01 PM |
| kk-gp | $100.00 | 9/6/2012 9:42:24 AM |
| Rogelio48 | $52.00 | 9/6/2012 10:00:01 AM |
| roux | $25.00 | 9/6/2012 11:11:05 AM |
| poorboy18 | $25.00 | 9/6/2012 1:01:59 PM |
| liberty-tostada7 | $25.00 | 9/6/2012 11:08:08 AM |
| gotjack-IRA | $25.00 | 9/6/2012 11:34:05 AM |
| dudebrah | $25.00 | 9/6/2012 3:20:59 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:37 AM |
| money-baron | $50.00 | 9/7/2012 10:53:15 AM |
| benefit-javelin | $25.00 | 9/7/2012 11:50:48 AM |
| pdub | $250.00 | 9/7/2012 12:42:32 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:15:45 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:39 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:54 PM |
| transformer855 | $25.00 | 9/7/2012 5:18:37 PM |
| bold-social-widget | $25.00 | 9/7/2012 6:53:44 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:06 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
634353
This series of Notes was issued and sold upon the funding of the borrower loan #74738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $392.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,368 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| well-mannered-dough1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $9,444.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Other
Purpose of loan:
This loan will be used to...pay off debt that was acquired while purchasing a new home
My financial situation:
I am a good candidate for this loan because...employed with the same company for 17years
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/7/2012 5:03:28 PM |
| loan-mammal | $100.00 | 9/6/2012 9:12:40 AM |
| prudent-dough458 | $25.00 | 9/6/2012 9:33:17 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:32 AM |
| determined-revenue1 | $35.00 | 9/6/2012 9:37:40 AM |
| LaGrangeLender | $50.00 | 9/6/2012 10:02:38 AM |
| attentive-compassion1 | $50.00 | 9/6/2012 9:41:52 AM |
| ready-interest9 | $25.00 | 9/6/2012 9:56:08 AM |
| finder072 | $25.00 | 9/6/2012 10:50:48 AM |
| bazaar-tulip | $25.00 | 9/6/2012 10:19:24 AM |
| justreturns | $25.00 | 9/6/2012 10:21:17 AM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:49 PM |
| CIC | $25.00 | 9/6/2012 11:26:54 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:34 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:47 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:20 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:13 PM |
| lnuss25 | $25.00 | 9/7/2012 4:40:10 AM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:57 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:32 AM |
| urbane-deal152 | $34.00 | 9/7/2012 9:57:04 AM |
| pine678 | $25.00 | 9/7/2012 10:37:53 AM |
| green-trade-firestarter | $25.00 | 9/7/2012 12:03:11 PM |
| historic-value7 | $250.00 | 9/7/2012 10:30:56 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:40 PM |
| vigorous-moola0 | $100.00 | 9/7/2012 12:55:33 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:43 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:40 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:36 PM |
| bowdish1 | $100.00 | 9/7/2012 5:30:36 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:45 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:13 PM |
| CO80487 | $50.00 | 9/7/2012 7:38:00 PM |
| CO80487 | $50.00 | 9/7/2012 7:27:41 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:36 AM |
| Leshan | $100.00 | 9/8/2012 6:51:41 AM |
| spirit07a | $100.00 | 9/8/2012 12:05:05 PM |
| durability-warmth | $50.00 | 9/8/2012 11:28:05 AM |
| american6 | $50.00 | 9/8/2012 12:45:04 PM |
| Jay_Tee | $50.00 | 9/8/2012 12:47:22 PM |
| IP | $25.00 | 9/8/2012 12:28:57 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:34 PM |
| dough-souffle | $25.00 | 9/8/2012 1:25:00 PM |
| BenR | $27.00 | 9/8/2012 12:56:06 PM |
| liberty-point | $35.00 | 9/8/2012 3:50:03 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:41 PM |
| respectful-fairness069 | $27.00 | 9/8/2012 8:06:24 PM |
| banker34 | $25.00 | 9/8/2012 9:00:13 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:15:45 PM |
| lendersf | $50.00 | 9/8/2012 4:31:12 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:07 PM |
| liberty-viola | $30.00 | 9/6/2012 9:07:33 AM |
| dynamic-capital | $25.00 | 9/6/2012 9:16:37 AM |
| entertaining-rate9 | $25.00 | 9/6/2012 9:21:52 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:28 AM |
| payout-reaction740 | $25.00 | 9/6/2012 9:31:48 AM |
| phaded | $25.00 | 9/6/2012 10:07:57 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:42 AM |
| ready-bid9 | $50.00 | 9/6/2012 10:14:18 AM |
| bellaquito | $500.00 | 9/6/2012 11:07:48 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:45 AM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:26 PM |
| heroic-platinum | $25.00 | 9/6/2012 12:21:33 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:44 PM |
| spark548 | $25.00 | 9/6/2012 5:08:51 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:50 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:38 PM |
| kenji4861 | $25.00 | 9/6/2012 6:11:40 PM |
| porter512S | $200.00 | 9/7/2012 3:24:21 AM |
| justinology | $25.32 | 9/7/2012 8:26:18 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:52 AM |
| bold-steady-peso | $100.00 | 9/7/2012 9:37:53 AM |
| compatible-deal9 | $50.00 | 9/7/2012 9:31:36 AM |
| unequivocal-exchange | $25.00 | 9/7/2012 9:41:39 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:52 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:33 AM |
| courteous-trade229 | $29.28 | 9/7/2012 11:46:45 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:05 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:10 AM |
| pdub | $500.00 | 9/7/2012 12:40:29 PM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:06 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:18 AM |
| agrosmet | $25.00 | 9/7/2012 11:59:00 AM |
| j2ee | $50.00 | 9/7/2012 5:05:09 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:05 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:38 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:55 PM |
| LeReve | $500.00 | 9/7/2012 5:25:06 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:19:42 PM |
| gjm6d | $25.00 | 9/7/2012 5:51:04 PM |
| UstedEsElHombre | $82.00 | 9/7/2012 6:00:47 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:12 PM |
| adventurous-loot0 | $25.00 | 9/7/2012 8:31:07 PM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:55 AM |
| ltschetter | $25.00 | 9/8/2012 4:37:58 AM |
| dcfinancial | $25.00 | 9/8/2012 10:54:40 AM |
| BocaYogi50 | $60.66 | 9/8/2012 11:12:59 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:17:26 AM |
| green28 | $47.66 | 9/8/2012 11:44:00 AM |
| indomitable-coin | $25.00 | 9/8/2012 12:46:13 PM |
| richboy56 | $25.00 | 9/8/2012 12:35:58 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:11 PM |
| AFairDeal | $25.00 | 9/8/2012 12:50:33 PM |
| Nicedad72 | $25.00 | 9/8/2012 1:30:08 PM |
| SMU_ponies | $25.00 | 9/8/2012 1:03:03 PM |
| djs81 | $75.00 | 9/8/2012 1:03:27 PM |
| wigglesworth4 | $489.00 | 9/8/2012 1:23:23 PM |
| a-community-aficionado | $50.00 | 9/8/2012 3:50:55 PM |
| secureincome | $1,333.00 | 9/8/2012 1:30:05 PM |
| wesleys | $30.00 | 9/8/2012 4:55:48 PM |
| hopeful-bonus976 | $100.00 | 9/8/2012 5:19:11 PM |
| supersarah61 | $25.27 | 9/8/2012 5:34:58 PM |
| Investoman | $25.00 | 9/8/2012 1:22:40 PM |
| Brighton504 | $100.00 | 9/8/2012 6:55:31 PM |
| marwadi-62 | $300.00 | 9/8/2012 2:03:26 PM |
| retirementlady | $25.00 | 9/8/2012 2:15:46 PM |
| foldingbenny2 | $100.00 | 9/8/2012 2:43:29 PM |
| awesome-generosity4 | $50.00 | 9/8/2012 8:19:16 PM |
| antlr | $25.00 | 9/8/2012 8:49:09 PM |
| Nazbuster | $100.00 | 9/8/2012 9:23:19 PM |
| cash-cymbal3 | $50.00 | 9/8/2012 5:53:34 PM |
| cash-cymbal3 | $100.00 | 9/8/2012 6:24:31 PM |
| ore-dojo | $16.80 | 9/8/2012 9:49:01 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
634401
This series of Notes was issued and sold upon the funding of the borrower loan #74792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 74% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,501 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yamyam |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate my credit card debt so I have only one monthly payment
My financial situation: Fine. I have a job and some savings.
I am a good candidate for this loan because...I have had a loan with Prosper before and was never late or delinquent with payments. I paid off the loan about a year ago.
Monthly net income: $1300
Monthly expenses: $
Housing: $300
Insurance: $50
Car expenses: $50
Utilities: $
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $35.00 | 9/10/2012 9:02:01 AM |
| scholarly-order6 | $50.00 | 9/10/2012 9:01:38 AM |
| worth-blanket2 | $13,500.00 | 9/10/2012 9:02:25 AM |
| entertaining-rate9 | $25.00 | 9/10/2012 9:04:55 AM |
| jamiee73 | $25.00 | 9/10/2012 9:16:30 AM |
| HenryS | $30.00 | 9/10/2012 9:18:38 AM |
| networks4ever | $25.00 | 9/10/2012 9:20:25 AM |
| return-grizzly | $100.00 | 9/10/2012 9:27:12 AM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:12 AM |
| persist_in_doing | $25.00 | 9/10/2012 9:00:58 AM |
| kind-credit-bear | $50.00 | 9/10/2012 9:03:11 AM |
| _nfx-ira_ | $35.01 | 9/10/2012 9:17:25 AM |
| _nfx_ | $35.01 | 9/10/2012 9:05:16 AM |
| Investor_DP | $100.00 | 9/10/2012 9:24:44 AM |
| Feyenoord | $30.00 | 9/10/2012 9:28:15 AM |
| pdli_dude | $25.00 | 9/10/2012 9:12:39 AM |
| Latinun | $25.00 | 9/10/2012 9:25:06 AM |
| kindest-credit-bear | $250.00 | 9/10/2012 9:25:42 AM |
| InChicago | $40.03 | 9/10/2012 9:02:37 AM |
| Asgardian | $30.00 | 9/10/2012 9:17:17 AM |
| lowrater | $50.70 | 9/10/2012 9:23:59 AM |
| Star_Witness | $85.00 | 9/10/2012 9:28:31 AM |
| trumpeter5 | $25.00 | 9/10/2012 9:01:20 AM |
| halothane_logic | $26.00 | 9/10/2012 9:03:14 AM |
| green-fund-sitar | $50.00 | 9/10/2012 9:14:56 AM |
| mikeandcat | $250.00 | 9/10/2012 9:08:41 AM |
| proper-exchange8 | $50.00 | 9/10/2012 9:27:48 AM |
| thankful-nickel2 | $55.55 | 9/10/2012 9:21:06 AM |
| MyPFBlog | $25.00 | 9/10/2012 9:24:51 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
634419
This series of Notes was issued and sold upon the funding of the borrower loan #74803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,263 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| doughasaurus5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt concolidation
Purpose of loan:
This loan will be used to... pay off bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,496
Monthly expenses: $1,500
Housing: $
Insurance: $
Car expenses: $219
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-burrito9 | $35.00 | 9/10/2012 5:31:18 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:31 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:56 PM |
| icydog | $25.00 | 9/11/2012 11:12:41 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:51 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:10 AM |
| favorite-commerce | $50.00 | 9/13/2012 6:05:18 AM |
| MoneyBadger | $25.00 | 9/13/2012 6:11:22 AM |
| felicity-fertilizer6 | $25.00 | 9/12/2012 11:29:32 PM |
| order-bee1 | $100.00 | 9/13/2012 12:57:14 AM |
| IIP77 | $25.00 | 9/13/2012 9:20:17 AM |
| safe-dinero6 | $30.00 | 9/13/2012 9:51:14 AM |
| economy-shrubbery6 | $25.00 | 9/13/2012 9:37:33 AM |
| pdub | $250.00 | 9/13/2012 10:39:23 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:42:55 AM |
| hunter700 | $30.62 | 9/13/2012 1:40:48 PM |
| ben1crew | $37.56 | 9/13/2012 12:03:44 PM |
| enriched-return057 | $200.00 | 9/13/2012 2:44:45 PM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:40 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:27 PM |
| versatile-dime442 | $100.00 | 9/13/2012 5:33:53 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:30 PM |
| the-credit-maker | $25.00 | 9/13/2012 6:24:00 PM |
| Lubava | $100.00 | 9/13/2012 6:33:34 PM |
| historic-value7 | $50.00 | 9/13/2012 6:38:45 PM |
| tdorren | $25.00 | 9/14/2012 8:26:45 AM |
| boss520 | $50.00 | 9/14/2012 8:22:32 AM |
| reordan | $25.00 | 9/14/2012 9:51:31 AM |
| goodhearted-gold3 | $25.00 | 9/14/2012 11:16:42 AM |
| worth-shower8 | $100.00 | 9/14/2012 10:22:03 AM |
| CA-Lender | $25.00 | 9/14/2012 2:53:27 PM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:31 PM |
| p2ploan-aggregator4 | $25.00 | 9/14/2012 2:23:46 PM |
| ddimports | $185.98 | 9/14/2012 2:28:06 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:41 AM |
| Silver_Rupee | $25.01 | 9/11/2012 10:51:11 AM |
| let_me_retire | $26.54 | 9/11/2012 3:07:18 PM |
| reward-adventure | $50.00 | 9/12/2012 5:25:34 PM |
| worthy-bid8 | $100.00 | 9/12/2012 5:53:09 PM |
| money-baron | $50.00 | 9/12/2012 6:20:07 PM |
| glimmering-point | $25.00 | 9/12/2012 6:47:02 PM |
| Alfred_Omega | $25.00 | 9/12/2012 9:28:44 PM |
| joelnet | $50.00 | 9/12/2012 8:14:01 PM |
| greencat | $50.00 | 9/13/2012 8:09:13 AM |
| life-is-great | $25.00 | 9/13/2012 9:26:06 AM |
| bubb_hans | $25.00 | 9/13/2012 9:39:33 AM |
| Bob450 | $25.00 | 9/13/2012 10:50:27 AM |
| kulender | $100.00 | 9/13/2012 12:12:27 PM |
| eoppy | $50.00 | 9/13/2012 5:34:44 PM |
| credit-bliss8 | $25.00 | 9/13/2012 8:03:06 PM |
| reflective-rupee | $25.00 | 9/13/2012 10:44:30 PM |
| geophreigh | $25.00 | 9/14/2012 4:19:49 AM |
| irrelevant | $50.00 | 9/14/2012 5:06:19 AM |
| prodigy525 | $50.00 | 9/14/2012 7:46:19 AM |
| fervent-repayment | $63.00 | 9/14/2012 9:43:15 AM |
| momentous-value | $25.00 | 9/14/2012 9:36:58 AM |
| superb-economy7 | $50.00 | 9/14/2012 12:42:21 PM |
| receptive-benjamins815 | $50.00 | 9/14/2012 1:26:09 PM |
| best-bonafide-p2p | $25.00 | 9/14/2012 2:34:01 PM |
| FL-Lender | $36.29 | 9/14/2012 3:33:32 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
634435
This series of Notes was issued and sold upon the funding of the borrower loan #74698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $334.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,707 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-commanding-bonus |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:13 AM |
| marketplace-singularity3 | $50.00 | 9/7/2012 9:13:38 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:23 AM |
| EnglishGeekInNYC | $50.00 | 9/7/2012 10:41:46 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:39 PM |
| jcornehlsen | $25.00 | 9/7/2012 11:45:22 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:56 PM |
| blot44 | $25.00 | 9/7/2012 9:06:16 PM |
| Brisket_Bob | $50.00 | 9/8/2012 8:13:57 AM |
| loyalty-czar | $25.00 | 9/8/2012 5:59:50 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:30:42 AM |
| hl8428 | $25.00 | 9/8/2012 10:33:44 AM |
| kenji4861 | $25.00 | 9/8/2012 1:16:48 PM |
| Castellan | $50.00 | 9/9/2012 12:39:45 PM |
| SkinnyFish | $50.00 | 9/9/2012 2:14:10 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:29 PM |
| beachbum22 | $25.00 | 9/10/2012 3:58:21 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:15 PM |
| cablenews | $100.00 | 9/10/2012 5:05:59 PM |
| BenR | $100.00 | 9/10/2012 5:19:00 PM |
| repayment-pagoda8 | $100.00 | 9/10/2012 5:19:51 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:23 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:05 PM |
| credit-adventurer313 | $29.48 | 9/11/2012 4:28:52 AM |
| Rulea72 | $25.00 | 9/11/2012 6:53:42 AM |
| beaufuture | $25.00 | 9/11/2012 5:57:53 AM |
| jc33148 | $25.00 | 9/11/2012 6:15:06 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:57 AM |
| YosemiteSam | $25.00 | 9/11/2012 7:25:19 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:49 AM |
| puifais | $50.00 | 9/11/2012 9:08:50 AM |
| UstedEsElHombre | $100.00 | 9/11/2012 9:20:26 AM |
| ddamenace | $50.00 | 9/11/2012 9:58:57 AM |
| Investoman | $25.00 | 9/11/2012 9:52:19 AM |
| agile-diversification2 | $25.00 | 9/11/2012 9:51:58 AM |
| AFairDeal | $25.00 | 9/11/2012 9:58:00 AM |
| octoberfresh | $25.00 | 9/11/2012 10:08:48 AM |
| prudent-payment316 | $25.00 | 9/11/2012 10:16:33 AM |
| durability-seahorse7 | $40.00 | 9/11/2012 10:10:40 AM |
| lendacity | $25.00 | 9/11/2012 10:22:33 AM |
| bent300 | $50.00 | 9/11/2012 10:42:17 AM |
| first-serene-credit | $25.00 | 9/11/2012 10:50:10 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:05 AM |
| squeebie | $50.00 | 9/11/2012 10:54:37 AM |
| gothampark | $25.00 | 9/11/2012 11:05:19 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:27 AM |
| investment-equation | $25.00 | 9/11/2012 12:42:57 PM |
| omegamon1 | $25.00 | 9/11/2012 11:25:07 AM |
| run26miles | $25.00 | 9/11/2012 12:49:04 PM |
| SmallGolfer | $43.57 | 9/11/2012 2:02:29 PM |
| unflappable-agreement5 | $100.00 | 9/11/2012 12:29:57 PM |
| BigSurf | $25.00 | 9/11/2012 12:54:38 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:13 PM |
| eKarate | $25.00 | 9/11/2012 1:46:20 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:09 PM |
| heavy_ax | $50.00 | 9/11/2012 1:51:18 PM |
| pdub | $500.00 | 9/7/2012 12:40:39 PM |
| BDL-Roth | $75.00 | 9/7/2012 2:21:23 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:44:37 PM |
| lowrater | $50.40 | 9/7/2012 4:45:59 PM |
| Cai8899 | $25.00 | 9/7/2012 5:15:57 PM |
| sodems | $100.00 | 9/7/2012 6:58:59 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:18 PM |
| rokman | $70.00 | 9/7/2012 8:11:36 PM |
| RGlad | $150.00 | 9/8/2012 3:56:48 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/8/2012 8:41:10 AM |
| ethical-truth211 | $150.00 | 9/8/2012 10:34:25 AM |
| lendersf | $50.00 | 9/8/2012 4:31:14 PM |
| OregonDane | $25.00 | 9/9/2012 11:11:49 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:00 AM |
| tomdooley12520 | $50.00 | 9/10/2012 11:56:49 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 11:39:41 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:31 PM |
| bowdish1 | $100.00 | 9/10/2012 5:23:54 PM |
| well-mannered-power8 | $25.00 | 9/10/2012 5:25:57 PM |
| neighborly-hope6 | $100.00 | 9/10/2012 5:44:34 PM |
| emphatic-responsibility | $50.00 | 9/10/2012 5:28:40 PM |
| overflowinglife | $50.00 | 9/10/2012 6:33:23 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:51 PM |
| best-bonafide-p2p | $100.00 | 9/10/2012 6:18:20 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:42 PM |
| HeavymetalNV | $100.00 | 9/10/2012 7:31:34 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:23 PM |
| principal-bull | $25.00 | 9/10/2012 6:48:44 PM |
| bellaquito | $500.00 | 9/10/2012 6:52:15 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:38 PM |
| exchange-cub | $102.90 | 9/10/2012 10:34:01 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:45 PM |
| lender416 | $25.00 | 9/11/2012 5:41:57 AM |
| profitable-commerce822 | $25.00 | 9/11/2012 8:41:21 AM |
| wise-nourishing-leverage | $25.00 | 9/11/2012 8:41:45 AM |
| RocketSurgeon | $25.00 | 9/11/2012 9:05:43 AM |
| auctionator1 | $25.00 | 9/11/2012 9:07:12 AM |
| indomitable-coin | $25.00 | 9/11/2012 9:01:06 AM |
| investment-genetics90 | $25.00 | 9/11/2012 9:11:19 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:54 AM |
| peso-fortress | $25.00 | 9/11/2012 9:53:43 AM |
| compoundinterest | $25.00 | 9/11/2012 10:03:44 AM |
| nuclearmoose | $50.00 | 9/11/2012 10:21:12 AM |
| dharma1 | $25.00 | 9/11/2012 10:36:15 AM |
| AcProb5 | $25.00 | 9/11/2012 12:30:11 PM |
| mlm_invests | $25.00 | 9/11/2012 12:31:47 PM |
| botfolio | $300.00 | 9/11/2012 11:05:35 AM |
| commonsenselending | $100.00 | 9/11/2012 1:24:26 PM |
| fairness-symphony2 | $34.44 | 9/11/2012 1:02:32 PM |
| martinnc | $43.00 | 9/11/2012 1:31:10 PM |
| GrooveBiz | $25.00 | 9/11/2012 1:43:17 PM |
| Torero06 | $56.21 | 9/11/2012 2:25:51 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
634463
This series of Notes was issued and sold upon the funding of the borrower loan #74747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,272 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| immaculate-dinero628 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off Unsecured debt
This loan will be used to...Pay off unsecured debt
My financial situation: good, but I would like to pay off some bills
I am a good candidate for this loan because...I payy my bills
Monthly net income: $4900
Monthly expenses: $200
Housing: $1997
Insurance: $107
Car expenses: $530
Utilities: $350
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/10/2012 9:01:28 AM |
| lowrater | $75.80 | 9/10/2012 9:19:48 AM |
| handy-justice | $50.00 | 9/10/2012 9:02:02 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:31:50 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:36 AM |
| MG_Holdings | $25.00 | 9/10/2012 9:09:47 AM |
| freedom3 | $800.00 | 9/10/2012 9:39:59 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:04 AM |
| Something-Corporate | $25.00 | 9/10/2012 9:43:37 AM |
| vutah | $75.00 | 9/10/2012 9:44:42 AM |
| finance-investor3 | $25.00 | 9/10/2012 9:10:16 AM |
| dynrep | $50.00 | 9/10/2012 12:08:01 PM |
| Silver_Rupee | $25.01 | 9/10/2012 10:28:19 AM |
| gotjack-IRA | $25.00 | 9/10/2012 11:10:11 AM |
| big-mac-50 | $200.00 | 9/10/2012 1:29:22 PM |
| ethical-truth211 | $75.00 | 9/10/2012 3:15:02 PM |
| dudebrah | $25.00 | 9/10/2012 3:01:28 PM |
| CashFlow13 | $1,250.00 | 9/10/2012 9:00:31 AM |
| scholarly-order6 | $75.00 | 9/10/2012 9:08:53 AM |
| riveting-credit5 | $25.00 | 9/10/2012 9:38:58 AM |
| commerce-venture1 | $25.00 | 9/10/2012 9:09:58 AM |
| openness-antioxidant | $75.00 | 9/10/2012 9:42:38 AM |
| tranquil-gain1 | $75.00 | 9/10/2012 9:58:36 AM |
| ferocious-kindness8 | $30.00 | 9/10/2012 9:17:04 AM |
| global-invest-group | $25.00 | 9/10/2012 9:34:17 AM |
| payment-halo | $50.00 | 9/10/2012 12:07:34 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:36 AM |
| julijask | $25.00 | 9/10/2012 10:19:55 AM |
| let_me_retire | $50.00 | 9/10/2012 11:17:29 AM |
| CA-Lender | $25.00 | 9/10/2012 3:13:18 PM |
| Rogelio48 | $31.00 | 9/10/2012 10:44:17 AM |
| Fitiwalt7 | $25.00 | 9/10/2012 2:21:56 PM |
| booyakashaa | $25.00 | 9/10/2012 12:10:48 PM |
| Astyanax | $40.00 | 9/10/2012 3:53:52 PM |
| one-midas | $18.16 | 9/10/2012 3:58:09 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
634629
This series of Notes was issued and sold upon the funding of the borrower loan #74539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $185 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-oak4 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to... To pay off car
My financial situation:
I am a good candidate for this loan because... I want to re establish my credit status.
Monthly net income: $ 2888.00
Monthly expenses: $ 2140.00
Housing: $ 930.00
Insurance: $ 128.00
Car expenses: $ 540.00
Utilities: $ 200.00
Phone, cable, internet: $ 212.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 0
Credit cards and other loans: $ 30.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 9/8/2012 12:13:02 PM |
| payment-halo | $25.00 | 9/8/2012 2:28:05 PM |
| SolarMoonshine | $25.00 | 9/8/2012 2:07:20 PM |
| felicity-contributor3 | $25.00 | 9/8/2012 5:09:27 PM |
| rate-sceptre | $25.00 | 9/9/2012 7:09:16 AM |
| stock106 | $25.00 | 9/9/2012 3:22:34 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:15 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:31 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:05 PM |
| martinatime | $25.00 | 9/11/2012 12:31:11 PM |
| CA-Lender | $25.00 | 9/11/2012 11:44:13 AM |
| goat0 | $100.00 | 9/11/2012 1:49:28 PM |
| DreisersFinancier | $50.00 | 9/11/2012 5:23:19 PM |
| terrific-dough6 | $50.00 | 9/11/2012 5:37:02 PM |
| reward-adventure | $50.00 | 9/11/2012 6:16:17 PM |
| seadogs | $25.00 | 9/12/2012 2:00:17 AM |
| sgt-schultz | $36.65 | 9/12/2012 5:45:01 AM |
| 168RichCapital | $4.45 | 9/12/2012 6:29:09 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:21 PM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:52 PM |
| MG_Holdings | $25.00 | 9/8/2012 12:27:04 PM |
| handy-justice | $50.00 | 9/8/2012 1:18:13 PM |
| Rogelio48 | $25.00 | 9/8/2012 6:18:25 PM |
| beakerfish | $50.00 | 9/9/2012 1:55:38 PM |
| dudebrah | $25.00 | 9/9/2012 8:55:46 PM |
| WonderPup | $25.02 | 9/10/2012 10:47:26 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:32 PM |
| ChoiceInvestments | $26.00 | 9/10/2012 9:05:44 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:36 PM |
| market-bearer0 | $25.00 | 9/11/2012 6:54:46 AM |
| Leshan | $50.00 | 9/11/2012 7:30:46 AM |
| Land_on_your_feet | $25.00 | 9/11/2012 5:54:38 AM |
| balanced-balance6 | $25.00 | 9/11/2012 7:55:05 AM |
| squeebie | $50.00 | 9/11/2012 10:54:40 AM |
| Astyanax | $30.00 | 9/11/2012 3:29:34 PM |
| compassion-charmer7 | $52.88 | 9/11/2012 4:51:32 PM |
| screendor | $50.00 | 9/11/2012 3:12:30 PM |
| wealth-multiplier | $25.00 | 9/11/2012 3:28:55 PM |
| Littlepeng | $25.00 | 9/11/2012 5:54:29 PM |
| mammalian4 | $25.00 | 9/11/2012 6:14:17 PM |
| credible-benjamins724 | $25.00 | 9/11/2012 7:14:42 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:05:34 PM |
| freedomlender | $25.00 | 9/12/2012 4:01:43 AM |
| umwol13 | $25.00 | 9/12/2012 6:20:42 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
634651
This series of Notes was issued and sold upon the funding of the borrower loan #74717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $310.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.36% | | |
| |
Estimated return*:
| 8.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,740 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| genuine-power0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7500.00
Monthly expenses: $250.00
Housing: $2400.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $250.00
Phone, cable, internet: $135.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $800.00
Other expenses: $
Child Support: 900.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-gain1 | $75.00 | 9/10/2012 5:05:01 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:44 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:47:42 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:31:19 PM |
| Plutis | $25.00 | 9/10/2012 5:43:05 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:26 PM |
| MI2 | $5,000.00 | 9/10/2012 5:47:14 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 6:28:07 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:56 PM |
| toblerone | $25.00 | 9/10/2012 6:42:23 PM |
| lowrater | $75.40 | 9/10/2012 6:46:58 PM |
| fund-medalist171 | $50.00 | 9/10/2012 6:26:58 PM |
| creditjunky | $100.00 | 9/10/2012 7:34:26 PM |
| marketplace-singularity3 | $100.00 | 9/10/2012 7:44:55 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:33 PM |
| EnglishGeekInNYC | $50.00 | 9/10/2012 6:43:47 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:47:57 PM |
| axl163 | $25.00 | 9/10/2012 10:26:59 PM |
| glimmering-liberty616 | $25.00 | 9/10/2012 7:37:29 PM |
| finance-relaxation3 | $25.00 | 9/10/2012 7:33:45 PM |
| rockhound84 | $30.00 | 9/11/2012 4:51:01 AM |
| Cambalache | $40.00 | 9/11/2012 7:37:46 AM |
| chrisb1414 | $25.00 | 9/11/2012 5:31:41 AM |
| best-bonafide-p2p | $50.00 | 9/11/2012 8:32:21 AM |
| buddy486 | $25.00 | 9/11/2012 6:40:13 AM |
| simeonthewhale | $25.42 | 9/11/2012 6:15:41 AM |
| LaGrangeLender | $60.00 | 9/11/2012 6:43:39 AM |
| investment-comet | $25.00 | 9/11/2012 7:29:43 AM |
| RocketSurgeon | $25.00 | 9/11/2012 9:05:44 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:06 AM |
| global-invest-group | $25.00 | 9/11/2012 8:51:11 AM |
| squarebob | $30.00 | 9/11/2012 9:06:50 AM |
| TackingWindward | $25.00 | 9/11/2012 9:10:16 AM |
| Ripsaw4U | $50.00 | 9/11/2012 9:25:03 AM |
| compassionate-dime0 | $50.00 | 9/11/2012 9:48:16 AM |
| SuzyQs | $15.99 | 9/11/2012 9:55:15 AM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:06:45 PM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:09 PM |
| bazaar-elvis | $50.00 | 9/10/2012 5:30:57 PM |
| openness-antioxidant | $75.00 | 9/10/2012 5:25:40 PM |
| penny-finder | $30.00 | 9/10/2012 5:26:24 PM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:44 PM |
| a-finance-nirvana | $25.00 | 9/10/2012 5:47:22 PM |
| britgsb | $45.00 | 9/10/2012 5:49:41 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:47 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:28 PM |
| Economicus | $25.00 | 9/10/2012 6:03:04 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:31 PM |
| RGlad | $300.00 | 9/10/2012 6:08:21 PM |
| ready-interest9 | $25.00 | 9/10/2012 6:18:05 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:41 PM |
| proud-gold9 | $25.00 | 9/10/2012 6:48:14 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:06 PM |
| lendersf | $100.00 | 9/10/2012 7:40:26 PM |
| fishcreek | $25.00 | 9/11/2012 2:20:22 AM |
| payment-halo | $25.00 | 9/10/2012 7:28:24 PM |
| rkhrdjp | $25.00 | 9/11/2012 4:33:39 AM |
| Rollshaft | $25.00 | 9/11/2012 5:48:11 AM |
| massuot | $25.00 | 9/11/2012 6:09:28 AM |
| prudent-bid3 | $25.00 | 9/11/2012 6:13:55 AM |
| radforj22 | $50.00 | 9/11/2012 5:17:41 AM |
| bullwink27 | $25.00 | 9/11/2012 6:43:32 AM |
| Munnie | $50.00 | 9/11/2012 6:09:06 AM |
| Tonusb0 | $25.00 | 9/11/2012 8:10:07 AM |
| B2152 | $25.00 | 9/11/2012 8:42:34 AM |
| mercuriant | $25.00 | 9/11/2012 9:18:56 AM |
| Iwillhuntyoudown | $25.00 | 9/11/2012 9:10:14 AM |
| Orthosie | $25.00 | 9/11/2012 9:27:18 AM |
| cogent | $63.19 | 9/11/2012 9:29:52 AM |
| Investoman | $25.00 | 9/11/2012 9:52:21 AM |
| peso-fortress | $25.00 | 9/11/2012 9:52:44 AM |
| mobius_titan | $25.00 | 9/11/2012 9:40:32 AM |
| durability-seahorse7 | $50.00 | 9/11/2012 9:50:27 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
634683
This series of Notes was issued and sold upon the funding of the borrower loan #74996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $557.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,271 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fairness-javelin07 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a student loan with higher interest rate.
My financial situation:
I am a good candidate for this loan because the loan I want to pay off has been in good standing since in repayment. I work full time as well as freelance when I can. Sallie Mae would do nothing to keep me as a customer by revisiting my account and running current financials and credit to adjust my current interest rate which is ridiculously high and with payment timeline a lot longer than your 5 year terms.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/12/2012 9:48:23 AM |
| kenji4861 | $25.00 | 9/12/2012 9:48:13 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:14 AM |
| ready-interest9 | $25.00 | 9/12/2012 10:21:52 AM |
| EnglishGeekInNYC | $50.00 | 9/12/2012 10:28:49 AM |
| blot44 | $25.00 | 9/12/2012 3:02:40 PM |
| Interloper | $50.00 | 9/13/2012 7:07:16 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:35:05 AM |
| Rockymtnhi | $100.00 | 9/13/2012 9:14:28 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:30:03 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:11 AM |
| payment-halo | $25.00 | 9/13/2012 7:25:37 PM |
| atlacatl | $25.00 | 9/13/2012 8:04:13 PM |
| cerebral-dollar773 | $25.00 | 9/14/2012 5:17:20 AM |
| discrete-exchange9 | $50.00 | 9/14/2012 6:50:10 AM |
| rchapee | $25.00 | 9/14/2012 7:52:00 AM |
| pdub | $750.00 | 9/14/2012 10:28:58 AM |
| jdrez | $50.00 | 9/14/2012 5:53:52 PM |
| wetlands | $200.00 | 9/14/2012 5:59:11 PM |
| repayment-pagoda8 | $100.00 | 9/14/2012 5:53:31 PM |
| payout-paladin3 | $500.00 | 9/14/2012 6:26:15 PM |
| Investoman | $25.00 | 9/15/2012 12:16:37 PM |
| Cai8899 | $25.00 | 9/15/2012 12:18:12 PM |
| djs81 | $75.00 | 9/15/2012 12:18:37 PM |
| ingenious-deal6 | $25.00 | 9/15/2012 12:29:37 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:24 PM |
| ferpeiks | $150.00 | 9/15/2012 2:11:43 PM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:22 AM |
| helpful-silver7 | $25.00 | 9/15/2012 4:18:42 PM |
| thg0703 | $25.00 | 9/15/2012 5:17:03 PM |
| direct-dinero2 | $25.00 | 9/16/2012 11:25:29 AM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:32 PM |
| fly4sugar | $100.00 | 9/17/2012 7:52:04 AM |
| kind-bazaar-kitten | $25.00 | 9/16/2012 5:54:17 PM |
| one-midas | $50.00 | 9/16/2012 6:00:45 PM |
| phenomenal-gain5 | $30.00 | 9/17/2012 8:26:53 AM |
| stable-penny27 | $25.00 | 9/17/2012 9:28:34 AM |
| blue-order-comet | $100.00 | 9/17/2012 10:31:45 AM |
| marketplace-singularity3 | $50.00 | 9/17/2012 10:12:32 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:45 AM |
| suprfanjan525 | $25.50 | 9/17/2012 5:17:04 PM |
| cardminger | $25.00 | 9/17/2012 5:57:21 PM |
| Castellan | $50.00 | 9/17/2012 6:11:35 PM |
| fate-amenable-to-change | $35.00 | 9/17/2012 9:57:35 PM |
| friendinmoney | $25.00 | 9/18/2012 7:46:08 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:40 AM |
| heerzaquestion | $50.00 | 9/18/2012 8:43:34 AM |
| BizAnalyst | $50.00 | 9/18/2012 5:28:25 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:33 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:20 AM |
| prudent-payment316 | $25.00 | 9/18/2012 9:19:13 AM |
| AFairDeal | $25.00 | 9/18/2012 9:38:57 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:49:58 AM |
| azazle | $50.00 | 9/18/2012 9:52:47 AM |
| sharpey | $25.00 | 9/18/2012 10:04:36 AM |
| BDL-Roth | $25.00 | 9/18/2012 10:07:55 AM |
| CSAworker | $25.00 | 9/18/2012 10:16:08 AM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:15 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:02 AM |
| ore-genius2 | $200.00 | 9/18/2012 2:50:47 PM |
| SourceInitiative | $36.00 | 9/18/2012 4:26:51 PM |
| HLender | $60.00 | 9/18/2012 4:36:50 PM |
| pwkpwk | $25.00 | 9/18/2012 1:08:52 PM |
| Beverly_Hills_Lender | $25.00 | 9/18/2012 5:00:55 PM |
| unforgettable-wealth4 | $50.00 | 9/18/2012 5:01:27 PM |
| The_Minimalist | $25.00 | 9/18/2012 1:44:25 PM |
| Dave0 | $25.00 | 9/18/2012 5:04:43 PM |
| Kame | $25.00 | 9/18/2012 5:04:56 PM |
| imogen22 | $25.00 | 9/18/2012 12:43:26 PM |
| active-reward7 | $50.00 | 9/18/2012 5:13:08 PM |
| superstar449 | $30.00 | 9/18/2012 5:14:03 PM |
| bold-basis-supernova | $51.10 | 9/18/2012 1:38:39 PM |
| orange-liberty-oyster | $100.00 | 9/18/2012 5:12:39 PM |
| Kunakiku | $25.00 | 9/18/2012 5:19:06 PM |
| generous-aloha2 | $50.00 | 9/18/2012 4:47:06 PM |
| attractive-rate | $25.00 | 9/18/2012 5:00:00 PM |
| PRGuyinVA | $25.00 | 9/18/2012 5:21:02 PM |
| realtormoises | $25.00 | 9/18/2012 5:23:03 PM |
| Preteur | $25.00 | 9/18/2012 5:19:39 PM |
| mausolfe | $25.00 | 9/18/2012 5:06:42 PM |
| durability-warmth | $50.00 | 9/18/2012 5:20:10 PM |
| Woodworker57 | $25.00 | 9/18/2012 5:07:27 PM |
| gold-igniter372 | $150.00 | 9/18/2012 5:33:49 PM |
| NR | $25.00 | 9/18/2012 5:34:01 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:25 PM |
| mizon291 | $30.00 | 9/18/2012 5:23:20 PM |
| turbostar666 | $25.00 | 9/18/2012 5:24:30 PM |
| loot-heart | $25.00 | 9/18/2012 5:26:00 PM |
| american6 | $50.00 | 9/18/2012 5:26:37 PM |
| DrPalaber | $25.00 | 9/18/2012 5:47:52 PM |
| hard-working-rate3 | $25.00 | 9/18/2012 5:30:25 PM |
| mg6619 | $25.00 | 9/18/2012 5:33:41 PM |
| stable-euro1 | $25.00 | 9/18/2012 5:35:27 PM |
| windguy | $50.00 | 9/18/2012 5:19:12 PM |
| velocity-solo | $25.00 | 9/18/2012 5:39:31 PM |
| useful-money715 | $25.00 | 9/18/2012 5:40:53 PM |
| market-waterfall5 | $100.00 | 9/18/2012 5:41:53 PM |
| honker425 | $100.00 | 9/18/2012 5:45:42 PM |
| downtownfarm | $25.00 | 9/18/2012 5:46:53 PM |
| klin | $25.00 | 9/18/2012 5:52:04 PM |
| AY_RY | $34.59 | 9/18/2012 6:09:40 PM |
| privatebanker | $25.00 | 9/18/2012 5:36:08 PM |
| worth-web5 | $50.00 | 9/18/2012 5:42:30 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:35 PM |
| napmanger | $100.00 | 9/18/2012 6:13:22 PM |
| bdiddy1268 | $25.00 | 9/18/2012 6:15:14 PM |
| turbobrat | $25.00 | 9/18/2012 7:02:03 PM |
| sanjubab | $100.00 | 9/18/2012 5:53:03 PM |
| benjamin67 | $25.00 | 9/18/2012 6:20:49 PM |
| StarshineXL | $2,500.00 | 9/18/2012 7:43:47 PM |
| northwesttlr | $25.00 | 9/18/2012 7:50:50 PM |
| RocketSurgeon | $25.00 | 9/18/2012 6:38:02 PM |
| knowledgeable-silver6 | $25.00 | 9/18/2012 6:04:48 PM |
| dukeiyer | $25.00 | 9/18/2012 6:45:37 PM |
| payout-harmony4 | $50.00 | 9/18/2012 6:55:58 PM |
| Iwillhuntyoudown | $25.00 | 9/18/2012 10:25:21 PM |
| a-balance-surgeon | $50.00 | 9/18/2012 6:10:07 PM |
| Quid-Pro-Quo | $26.04 | 9/18/2012 7:37:49 PM |
| reward-dynamo | $50.00 | 9/18/2012 8:00:55 PM |
| abundant-one | $25.00 | 9/18/2012 8:15:59 PM |
| wwwUniversal | $25.00 | 9/18/2012 6:26:14 PM |
| dough-kitten5 | $25.00 | 9/18/2012 6:29:55 PM |
| Blucruz | $100.00 | 9/18/2012 10:02:27 PM |
| aprivatelender | $25.00 | 9/18/2012 10:33:03 PM |
| KindCharmingReflective-affluence | $50.00 | 9/18/2012 10:37:16 PM |
| EJPiper | $25.00 | 9/18/2012 7:25:40 PM |
| ferocious-benefit7 | $50.00 | 9/18/2012 7:40:19 PM |
| reward-reactor | $25.00 | 9/18/2012 9:33:20 PM |
| economy-tuba7 | $50.00 | 9/12/2012 9:56:24 AM |
| fund-medalist171 | $50.00 | 9/12/2012 12:42:55 PM |
| community-burrito9 | $25.00 | 9/12/2012 2:25:25 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 11:07:43 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:13 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:14:07 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:55 PM |
| dynrep | $25.00 | 9/13/2012 7:25:53 PM |
| HikeMoab | $25.00 | 9/14/2012 10:55:45 AM |
| _NaLNaBB | $200.00 | 9/14/2012 11:49:12 AM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:11 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:08 PM |
| bellaquito | $500.00 | 9/14/2012 7:07:42 PM |
| britgsb | $25.00 | 9/15/2012 8:03:41 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:01 PM |
| investment-genetics90 | $25.00 | 9/15/2012 12:45:34 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:54 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:02:44 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:50 PM |
| Rivervale_Westwood | $50.00 | 9/15/2012 2:50:33 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:11 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:04 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:48 AM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:51 AM |
| courteous-trade229 | $30.00 | 9/16/2012 2:59:27 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:15 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:46 AM |
| enterprising-exchange6 | $30.00 | 9/17/2012 8:31:05 AM |
| heavy_ax | $25.00 | 9/17/2012 10:13:01 AM |
| overflowinglife | $50.00 | 9/17/2012 10:15:16 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:23 AM |
| dlenz | $25.00 | 9/17/2012 1:02:47 PM |
| themoneydoctor | $75.00 | 9/17/2012 4:04:23 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:44 PM |
| MI2 | $5,000.00 | 9/17/2012 7:43:39 PM |
| tremendous-yield8 | $25.00 | 9/18/2012 3:57:39 AM |
| loyalty-czar | $30.48 | 9/18/2012 6:16:52 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:06 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:46 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:03 AM |
| kinetic-currency7 | $25.00 | 9/18/2012 9:10:04 AM |
| silvercertificate | $25.00 | 9/18/2012 9:04:52 AM |
| cash-cymbal3 | $100.00 | 9/18/2012 8:19:14 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:29:39 AM |
| profitable-commerce822 | $25.00 | 9/18/2012 8:30:47 AM |
| emphatic-responsibility | $50.00 | 9/18/2012 9:15:22 AM |
| botfolio | $300.00 | 9/18/2012 9:32:59 AM |
| neighborly-hope6 | $100.00 | 9/18/2012 9:45:33 AM |
| Avala | $100.00 | 9/18/2012 9:32:00 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:07 AM |
| Dan77 | $25.00 | 9/18/2012 10:55:18 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:02 AM |
| giftgold | $25.00 | 9/18/2012 11:01:54 AM |
| Iwillhuntyoudown | $25.00 | 9/18/2012 10:08:09 AM |
| Blucruz | $100.00 | 9/18/2012 1:35:10 PM |
| blue-laudable-dinero | $50.00 | 9/18/2012 3:34:46 PM |
| Weaverville | $50.00 | 9/18/2012 10:45:46 AM |
| LogicalCC | $25.00 | 9/18/2012 5:03:04 PM |
| market-pudding | $25.00 | 9/18/2012 2:44:00 PM |
| mrladybug101 | $25.00 | 9/18/2012 5:03:46 PM |
| justme4now | $25.00 | 9/18/2012 3:30:29 PM |
| dinero-jujitsu | $32.00 | 9/18/2012 3:38:10 PM |
| astute-benjamins | $150.00 | 9/18/2012 4:01:18 PM |
| citizenX | $50.00 | 9/18/2012 4:33:03 PM |
| Borrow2Grow | $54.00 | 9/18/2012 5:02:16 PM |
| chac | $100.00 | 9/18/2012 5:05:40 PM |
| gentlesmile | $150.00 | 9/18/2012 12:50:40 PM |
| hawaiitechnical | $25.00 | 9/18/2012 1:33:46 PM |
| matthart | $100.00 | 9/18/2012 5:14:15 PM |
| coin-popcorn | $30.00 | 9/18/2012 3:05:20 PM |
| jhussey | $100.00 | 9/18/2012 5:19:22 PM |
| MNFrostbite | $30.00 | 9/18/2012 4:44:21 PM |
| influential-responsibility9 | $25.00 | 9/18/2012 5:19:27 PM |
| paradigm_shift | $100.00 | 9/18/2012 4:57:39 PM |
| enticing-note | $25.00 | 9/18/2012 5:21:00 PM |
| girlwithglasses | $50.00 | 9/18/2012 5:02:38 PM |
| NorthwestLoan1 | $210.00 | 9/18/2012 5:15:17 PM |
| revmax | $25.00 | 9/18/2012 5:25:45 PM |
| well-mannered-power8 | $25.00 | 9/18/2012 5:26:04 PM |
| top-community-voyage | $50.00 | 9/18/2012 5:17:16 PM |
| brightest-inspired-gain | $25.00 | 9/18/2012 5:29:35 PM |
| hope-kingdom | $125.00 | 9/18/2012 5:18:26 PM |
| awwaww | $25.00 | 9/18/2012 5:33:17 PM |
| UstedEsElHombre | $100.00 | 9/18/2012 5:22:44 PM |
| mtquan | $25.00 | 9/18/2012 5:24:00 PM |
| Opptloans | $25.00 | 9/18/2012 5:11:17 PM |
| bluesky55 | $25.00 | 9/18/2012 5:27:21 PM |
| Aimvest | $25.00 | 9/18/2012 5:30:16 PM |
| lendermender | $25.00 | 9/18/2012 5:31:38 PM |
| worthy-dinero8 | $25.00 | 9/18/2012 5:50:32 PM |
| miked8303 | $50.00 | 9/18/2012 5:37:44 PM |
| prudent-bid3 | $30.00 | 9/18/2012 5:40:21 PM |
| graceful-durability246 | $50.00 | 9/18/2012 5:40:55 PM |
| kubien | $25.00 | 9/18/2012 5:57:22 PM |
| Independenttools | $25.00 | 9/18/2012 5:41:49 PM |
| invincible-deal82 | $25.00 | 9/18/2012 5:44:01 PM |
| diversification-infusion1 | $25.00 | 9/18/2012 5:58:42 PM |
| workinghardoregon | $25.00 | 9/18/2012 5:46:18 PM |
| Yogidog | $25.00 | 9/18/2012 5:46:26 PM |
| brightest-repayment-patriot | $75.00 | 9/18/2012 5:47:22 PM |
| courteous-vigilance154 | $25.00 | 9/18/2012 5:26:06 PM |
| BB-ptoploan | $50.00 | 9/18/2012 5:26:35 PM |
| akguy | $44.07 | 9/18/2012 5:27:07 PM |
| bowdish1 | $100.00 | 9/18/2012 5:49:06 PM |
| hawaiiangirl76 | $25.00 | 9/18/2012 5:29:17 PM |
| riskadverse44 | $25.00 | 9/18/2012 5:31:20 PM |
| intrepid-payment7 | $25.00 | 9/18/2012 5:57:18 PM |
| funimuni | $25.00 | 9/18/2012 6:23:53 PM |
| peace-flower9 | $50.00 | 9/18/2012 5:40:31 PM |
| Tradesmanlender | $25.00 | 9/18/2012 5:43:01 PM |
| larslfe | $25.00 | 9/18/2012 6:05:31 PM |
| JBBank | $50.00 | 9/18/2012 5:46:07 PM |
| benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:45 PM |
| cadiju | $50.00 | 9/18/2012 6:12:42 PM |
| SAVMYSOL | $25.00 | 9/18/2012 6:14:37 PM |
| rogue_monster | $50.00 | 9/18/2012 6:15:35 PM |
| bb575 | $50.00 | 9/18/2012 6:26:53 PM |
| jcornehlsen | $25.00 | 9/18/2012 6:26:57 PM |
| rjglender | $37.50 | 9/18/2012 8:32:19 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:20 PM |
| treasure-singularity | $35.00 | 9/18/2012 11:38:15 PM |
| gethsemane4 | $25.00 | 9/18/2012 6:27:13 PM |
| xxyls | $25.00 | 9/18/2012 8:32:38 PM |
| judson | $25.00 | 9/18/2012 6:29:33 PM |
| courteous-trade229 | $54.99 | 9/18/2012 6:40:23 PM |
| tough-repayment4 | $75.00 | 9/18/2012 9:36:24 PM |
| itsmaj | $23.15 | 9/19/2012 12:09:10 AM |
| robertd654 | $25.00 | 9/18/2012 7:58:58 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:33 PM |
| scarecrow4188 | $66.40 | 9/18/2012 11:38:00 PM |
| Madtownwriter | $29.18 | 9/19/2012 12:06:23 AM |
| 259 Investments
|
Borrower Payment Dependent Notes Series
634701
This series of Notes was issued and sold upon the funding of the borrower loan #74573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,435 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 24Paws |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/10/2012 5:17:36 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:25 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:21 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:56 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:41 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:54 AM |
| decisive-income7 | $250.00 | 9/11/2012 9:21:41 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:38:26 AM |
| squeebie | $50.00 | 9/11/2012 10:54:47 AM |
| chipjet | $25.00 | 9/11/2012 1:59:35 PM |
| dudebrah | $25.00 | 9/12/2012 12:54:19 AM |
| Bob450 | $25.00 | 9/12/2012 9:35:49 AM |
| simplelender80 | $500.00 | 9/10/2012 6:06:32 PM |
| lovely-currency3 | $50.00 | 9/10/2012 6:09:40 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:41 PM |
| let_me_retire | $75.00 | 9/11/2012 4:34:15 AM |
| moola-monger9 | $75.00 | 9/11/2012 8:42:43 AM |
| av22 | $34.74 | 9/11/2012 8:33:18 AM |
| best-bonafide-p2p | $25.00 | 9/11/2012 1:52:20 PM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:12:09 PM |
| sweetsassymolassy | $25.00 | 9/11/2012 6:48:13 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:34 AM |
| gallant-market5 | $102.73 | 9/12/2012 12:25:45 PM |
| courteous-platinum7 | $30.00 | 9/12/2012 1:37:11 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:53 PM |
| MI2 | $457.53 | 9/12/2012 4:34:21 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
634733
This series of Notes was issued and sold upon the funding of the borrower loan #74903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $327.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $109 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-explorer3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| I_Like_to_Invest | $25.00 | 9/6/2012 5:25:47 PM |
| lowrater | $50.70 | 9/6/2012 5:09:22 PM |
| reduce_US_govt_debt | $35.00 | 9/6/2012 5:41:33 PM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 5:28:41 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:10 PM |
| superb-funds335 | $25.00 | 9/6/2012 5:58:20 PM |
| julijask | $25.00 | 9/6/2012 6:33:57 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:15 PM |
| income-triangulation1 | $25.00 | 9/7/2012 12:03:38 AM |
| return-enthusiast1 | $25.00 | 9/7/2012 7:21:18 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:10 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:35 AM |
| dariop | $25.01 | 9/7/2012 9:42:42 AM |
| selector568 | $300.00 | 9/7/2012 9:47:54 AM |
| money-bauble | $100.00 | 9/7/2012 10:02:05 AM |
| keynaples | $50.00 | 9/7/2012 10:22:02 AM |
| pdub | $500.00 | 9/7/2012 12:40:35 PM |
| money-baron | $50.00 | 9/7/2012 11:04:53 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:14 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:16:24 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:31 PM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 5:25:51 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:36 PM |
| Megaton | $25.00 | 9/7/2012 7:56:41 PM |
| Investor_DP | $100.00 | 9/7/2012 6:16:14 PM |
| 1stPlace | $50.00 | 9/7/2012 6:17:25 PM |
| aprivatelender | $30.00 | 9/7/2012 11:10:56 PM |
| MissionMicroFinance | $25.00 | 9/8/2012 4:04:57 AM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:07 AM |
| let_me_retire | $50.00 | 9/8/2012 4:05:22 AM |
| CalBear08 | $33.33 | 9/8/2012 11:22:09 AM |
| worldly-gold | $50.00 | 9/8/2012 12:18:03 PM |
| orange-preeminant-bill | $25.00 | 9/8/2012 1:06:33 PM |
| shrewd-peace7 | $25.00 | 9/8/2012 1:12:14 PM |
| tolerant-responsibility051 | $2,000.00 | 9/8/2012 1:00:43 PM |
| octoberfresh | $25.00 | 9/8/2012 12:59:59 PM |
| MyPFBlog | $25.00 | 9/8/2012 1:00:28 PM |
| thelovebug | $100.00 | 9/8/2012 1:01:48 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:13 PM |
| pound-mushroom3 | $25.00 | 9/8/2012 1:09:40 PM |
| payment-halo | $30.00 | 9/8/2012 1:11:00 PM |
| silver-wonder278 | $25.00 | 9/8/2012 1:12:41 PM |
| pierrelasvegas | $25.00 | 9/8/2012 1:28:07 PM |
| hellasow | $50.00 | 9/8/2012 1:44:20 PM |
| Iwillhuntyoudown | $25.00 | 9/8/2012 6:51:05 PM |
| community-engine750 | $25.00 | 9/9/2012 8:51:43 AM |
| saxaphone6 | $25.00 | 9/9/2012 9:36:05 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:57:45 AM |
| deal-marauder6 | $26.61 | 9/9/2012 9:34:40 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:35 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:16 PM |
| five-star-justice | $25.00 | 9/10/2012 6:24:24 AM |
| scoobiedoo | $25.00 | 9/10/2012 6:52:48 AM |
| benjamins-worker5 | $52.07 | 9/9/2012 9:26:29 PM |
| ElDiabloGato | $62.00 | 9/10/2012 8:45:05 AM |
| Kqwik | $25.00 | 9/10/2012 12:23:06 AM |
| helpinghand63 | $25.00 | 9/10/2012 9:32:05 AM |
| dukeiyer | $25.00 | 9/10/2012 7:24:01 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:02 AM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:40 AM |
| rvfbroker | $25.00 | 9/10/2012 9:50:11 AM |
| finance-prescription | $26.00 | 9/10/2012 10:02:35 AM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:49 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:18 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:51 PM |
| brightest-supreme-dollar | $28.00 | 9/7/2012 6:47:03 AM |
| the-silver-blaster | $50.00 | 9/7/2012 9:17:02 AM |
| 52digital | $75.00 | 9/7/2012 9:40:13 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:50 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:08:06 PM |
| green-principal-maniac | $25.00 | 9/7/2012 5:23:26 PM |
| LeReve | $500.00 | 9/7/2012 5:25:53 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:36 PM |
| bellaquito | $500.00 | 9/7/2012 6:08:35 PM |
| melodious-openness | $200.00 | 9/7/2012 6:36:15 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:38 PM |
| fund-javelin1 | $25.00 | 9/8/2012 4:19:46 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:39:37 AM |
| desertoasis | $50.00 | 9/8/2012 8:39:46 AM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:46 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:34 PM |
| profit-powerplant | $25.00 | 9/8/2012 12:16:03 PM |
| Kaj | $25.00 | 9/8/2012 12:42:22 PM |
| 1randyp | $25.00 | 9/8/2012 12:30:45 PM |
| Wellman | $25.00 | 9/8/2012 12:54:47 PM |
| nex | $25.00 | 9/8/2012 12:36:25 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:35 PM |
| asiaratt | $50.00 | 9/8/2012 1:14:50 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:56 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:28 PM |
| Elefunt | $25.00 | 9/8/2012 12:55:35 PM |
| Katburg | $25.00 | 9/8/2012 1:11:50 PM |
| dynrep | $30.00 | 9/8/2012 1:11:36 PM |
| SimpleChoice | $25.00 | 9/8/2012 1:13:22 PM |
| davisfl | $25.00 | 9/8/2012 1:15:47 PM |
| marketplace-hut9 | $25.00 | 9/8/2012 1:27:56 PM |
| new-gold-wrangler | $1,000.00 | 9/8/2012 1:18:13 PM |
| SDKiwi | $25.00 | 9/8/2012 1:30:59 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:38 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:06 AM |
| bold-direct-asset | $100.00 | 9/8/2012 6:05:40 PM |
| RedmondMan | $25.00 | 9/9/2012 7:20:30 AM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:53 PM |
| enthralling-balance4 | $25.00 | 9/9/2012 11:17:29 AM |
| CA-Lender | $25.00 | 9/8/2012 9:47:53 PM |
| CoyoteJack | $25.00 | 9/9/2012 8:37:42 AM |
| first-restless-payout | $50.00 | 9/9/2012 11:33:47 AM |
| awesome-benefit1 | $25.00 | 9/9/2012 10:10:32 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:22 PM |
| value-wind0 | $25.00 | 9/10/2012 9:14:06 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:52:23 AM |
| capital-investor8 | $25.00 | 9/10/2012 6:25:34 AM |
| receptive-affluence035 | $40.00 | 9/10/2012 6:27:53 AM |
| supersdf | $25.00 | 9/10/2012 9:02:44 AM |
| TronMedici | $50.00 | 9/10/2012 9:35:50 AM |
| Tradesmanlender | $25.00 | 9/10/2012 9:15:56 AM |
| treasure-palace661 | $26.28 | 9/10/2012 10:11:29 AM |
| EverettFinancial | $25.00 | 9/10/2012 10:00:34 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
634803
This series of Notes was issued and sold upon the funding of the borrower loan #74602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $203.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1976 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
19 | Length of status: | 20y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,415 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impeccable-dedication8 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation & wedding
Purpose of loan: Debt consolidation & wedding
This loan will be used to... pay off 2 bills and complete daughter's wedding
My financial situation:
I am a good candidate for this loan because...We pay our bills. I did not include my husbands income, jut mine. I was raised to honor your promises and pay what you owe. I have alwayd done that.
Monthly net income: $2748 + 1000 additional each quarter
Monthly expenses: $
Housing: $962, husband pays
Insurance: $200
Car expenses: $200 gas; no monthly payment
Utilities: $ 300
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $350
Credit cards and other loans: $150
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-exchange547 | $25.00 | 9/10/2012 5:05:43 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:17 PM |
| justreturns | $25.00 | 9/10/2012 5:05:48 PM |
| hope-percolator8 | $50.00 | 9/10/2012 5:21:45 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:45 PM |
| j2ee | $50.00 | 9/10/2012 5:16:09 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:53 PM |
| Thunderswan | $88.00 | 9/10/2012 5:28:59 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:14 PM |
| collider048 | $25.00 | 9/10/2012 5:39:10 PM |
| dynamic-money271 | $100.00 | 9/10/2012 5:40:50 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:47 PM |
| MI2 | $2,807.00 | 9/10/2012 5:47:14 PM |
| enthusiastic-cash599 | $50.00 | 9/10/2012 5:29:47 PM |
| LeReve | $500.00 | 9/10/2012 5:30:17 PM |
| Plutis | $25.00 | 9/10/2012 5:43:06 PM |
| jthomps4 | $25.00 | 9/10/2012 5:44:13 PM |
| top-courteous-peso | $55.00 | 9/10/2012 5:39:18 PM |
| intelligent-yield | $50.00 | 9/10/2012 5:45:18 PM |
| order-tamale | $400.00 | 9/10/2012 5:15:03 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:41 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:41 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:45 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:49 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:24 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:16 PM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:44 PM |
| value-wind0 | $25.00 | 9/10/2012 5:41:19 PM |
| transparency-sapling | $25.00 | 9/10/2012 5:42:11 PM |
| aggresive-commerce8 | $50.00 | 9/10/2012 5:34:44 PM |
| fair-pound5 | $50.00 | 9/10/2012 5:46:20 PM |
| rogue_monster | $50.00 | 9/10/2012 5:44:42 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
634859
This series of Notes was issued and sold upon the funding of the borrower loan #74875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $679.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,360 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pious-transparency066 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan: This loan will be used to... Pay off two pre-existing loansMy financial situation: I am a good candidate for this loan because... I have a good income and I have a history of paying my bills. Monthly net income: $ 4000.00Monthly expenses: $ 3000.00Housing: $800.00Insurance: $70.00Car expenses: $0Utilities: $150.00Phone, cable, internet: $200.00Food, entertainment: $200.00Clothing, household expenses: $200.00Credit cards and other loans: $750.00Other expenses: $ 630.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/6/2012 5:09:40 PM |
| worth-blanket2 | $25,000.00 | 9/6/2012 5:10:05 PM |
| spark548 | $25.00 | 9/6/2012 5:09:00 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
634933
This series of Notes was issued and sold upon the funding of the borrower loan #74439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $381.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 2
/
1 | Length of status: | 20y 6m |
|
Amount delinquent:
| $181 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $317 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| smart-truth9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000.00
Monthly expenses: $100.00
Housing: $1.400
Insurance: $50.00
Car expenses: $150.00
Utilities: $225.00
Phone, cable, internet: $60.00
Food, entertainment: $275.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/6/2012 9:29:27 AM |
| return-pioneer221 | $200.00 | 9/6/2012 9:40:48 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:57 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:29 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:34 AM |
| Quiza12 | $50.00 | 9/6/2012 4:17:52 PM |
| selector568 | $300.00 | 9/6/2012 5:18:27 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:11 PM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:07 AM |
| 52digital | $75.00 | 9/7/2012 9:40:12 AM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:11:14 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:06 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:36 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:09 PM |
| unrelenting-auction7 | $25.00 | 9/7/2012 5:56:53 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:47 PM |
| Investor_DP | $100.00 | 9/7/2012 6:16:14 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:35 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:36 PM |
| dudebrah | $25.00 | 9/8/2012 7:59:46 AM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:45 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:12 PM |
| EBITDA | $25.00 | 9/8/2012 12:15:40 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:31 PM |
| finance-prescription | $100.00 | 9/8/2012 12:29:29 PM |
| 1randyp | $25.00 | 9/8/2012 12:30:45 PM |
| kevin314 | $25.00 | 9/8/2012 12:12:02 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:55 PM |
| red-power-pecan | $41.00 | 9/8/2012 12:31:58 PM |
| nimble-revenue5 | $100.00 | 9/8/2012 1:04:11 PM |
| fareast_man | $25.00 | 9/8/2012 1:11:57 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:09 PM |
| asiaratt | $50.00 | 9/8/2012 1:14:49 PM |
| hope-eagle6 | $25.00 | 9/8/2012 1:16:15 PM |
| life-is-great | $25.00 | 9/8/2012 12:57:58 PM |
| Wellman | $25.00 | 9/8/2012 12:54:47 PM |
| rescue | $100.00 | 9/8/2012 1:33:04 PM |
| handshake5 | $100.00 | 9/8/2012 12:56:41 PM |
| env | $25.00 | 9/8/2012 1:54:40 PM |
| Diamond_Jim | $25.00 | 9/8/2012 12:59:35 PM |
| nex | $25.00 | 9/8/2012 1:55:33 PM |
| upright-revenue7 | $25.00 | 9/8/2012 1:00:58 PM |
| smoothmoniker | $25.00 | 9/8/2012 1:14:21 PM |
| rvfbroker | $25.00 | 9/8/2012 1:18:00 PM |
| Katburg | $25.00 | 9/8/2012 1:11:50 PM |
| arsisi | $25.00 | 9/8/2012 1:47:02 PM |
| marketplace-hut9 | $25.00 | 9/8/2012 1:27:56 PM |
| vibraphone3 | $25.00 | 9/8/2012 1:40:39 PM |
| authentic-liberty7 | $25.00 | 9/8/2012 1:46:01 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:33 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:33 AM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:13 PM |
| cunning-truth6 | $50.00 | 9/9/2012 4:03:45 AM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:05 AM |
| InvestingEngineer | $25.00 | 9/9/2012 10:05:10 AM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:06 AM |
| AVS | $25.00 | 9/9/2012 3:00:07 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:19 PM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:38 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:11 PM |
| loyalist1 | $150.00 | 9/10/2012 6:26:06 AM |
| rogue_monster | $50.00 | 9/10/2012 9:37:00 AM |
| vivid-return426 | $25.00 | 9/10/2012 9:14:20 AM |
| SDC | $25.00 | 9/10/2012 9:47:26 AM |
| valiant-liberty4 | $25.00 | 9/10/2012 10:10:20 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:51 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:50 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:42 AM |
| wrangler034 | $25.00 | 9/10/2012 1:27:49 PM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:52 AM |
| wale-ld | $57.88 | 9/10/2012 4:14:18 PM |
| Index_Plus | $1,194.12 | 9/10/2012 7:35:17 PM |
| brainy-return234 | $50.00 | 9/6/2012 10:01:24 AM |
| toblerone | $25.00 | 9/6/2012 10:24:12 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:37 AM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:25 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:43 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:19 PM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 9:41:54 AM |
| pdub | $500.00 | 9/7/2012 12:40:30 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:11 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:41 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:31 PM |
| finder072 | $25.00 | 9/7/2012 5:27:56 PM |
| Thunderswan | $92.00 | 9/7/2012 5:23:24 PM |
| LeReve | $500.00 | 9/7/2012 5:25:52 PM |
| billi | $25.00 | 9/7/2012 6:13:38 PM |
| Forlio | $25.00 | 9/7/2012 5:36:35 PM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:07 AM |
| zone8 | $52.00 | 9/8/2012 12:42:19 PM |
| Kaj | $25.00 | 9/8/2012 12:42:22 PM |
| orange-preeminant-bill | $25.00 | 9/8/2012 1:06:32 PM |
| skybolt4 | $25.00 | 9/8/2012 1:10:34 PM |
| dedicated-transaction796 | $25.00 | 9/8/2012 1:11:53 PM |
| shrewd-peace7 | $25.00 | 9/8/2012 1:12:14 PM |
| trajectory8 | $25.00 | 9/8/2012 12:57:04 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:44 PM |
| the-profit-oracle | $25.00 | 9/8/2012 12:58:14 PM |
| haplender | $32.00 | 9/8/2012 1:05:35 PM |
| davisfl | $25.00 | 9/8/2012 1:15:47 PM |
| ah-long | $25.00 | 9/8/2012 1:18:24 PM |
| brightest-affluence-motivator | $46.00 | 9/8/2012 1:08:06 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:34 PM |
| silver-wonder278 | $25.00 | 9/8/2012 1:12:41 PM |
| riveting-community | $45.00 | 9/8/2012 1:28:15 PM |
| gustavzantanon | $25.00 | 9/8/2012 1:21:00 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:28 PM |
| CPAMAN | $25.00 | 9/8/2012 1:28:19 PM |
| indomitable-dedication | $25.00 | 9/8/2012 1:31:34 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:50 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:08 PM |
| philantist | $25.00 | 9/8/2012 9:31:44 PM |
| powderbumps | $25.00 | 9/8/2012 3:50:53 PM |
| community-engine750 | $25.00 | 9/9/2012 8:51:42 AM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:17 AM |
| museic1 | $100.00 | 9/9/2012 9:05:05 AM |
| luminous-fund | $25.00 | 9/9/2012 11:11:29 PM |
| joey1011 | $25.00 | 9/10/2012 7:41:09 AM |
| djh47a | $25.00 | 9/10/2012 8:34:39 AM |
| the-credit-maker | $100.00 | 9/10/2012 9:41:53 AM |
| best-elevated-social | $25.00 | 9/10/2012 9:21:46 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:27 AM |
| TronMedici | $50.00 | 9/10/2012 9:35:49 AM |
| helpinghand63 | $25.00 | 9/10/2012 9:32:04 AM |
| Palacios | $50.00 | 9/10/2012 10:13:38 AM |
| worthy-dinero8 | $25.00 | 9/10/2012 5:34:00 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:11 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
635059
This series of Notes was issued and sold upon the funding of the borrower loan #75008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
|
Amount delinquent:
| $3,279 |
Total credit lines:
| 44 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,480 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-productive-money |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 11% )
| 800-819
(Nov-2011)
|
|
Principal balance:
| $5,798.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to get caught up on bills
My financial situation:
I am a good candidate for this loan because I am employeed and pay my bills on time.
Monthly net income: $3000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reward-adventure | $50.00 | 9/19/2012 5:01:13 PM |
| handy-justice | $25.00 | 9/19/2012 5:06:28 PM |
| irrelevant | $50.00 | 9/19/2012 5:06:52 PM |
| PrimeFunding | $25.00 | 9/19/2012 5:27:02 PM |
| impala6464 | $25.00 | 9/19/2012 5:07:40 PM |
| SkepticalBen | $25.00 | 9/19/2012 5:41:55 PM |
| AF-Chief | $25.00 | 9/19/2012 5:16:39 PM |
| deal-hickory5 | $100.00 | 9/19/2012 5:54:49 PM |
| rce1964 | $25.00 | 9/19/2012 6:25:45 PM |
| elegant-hope578 | $50.00 | 9/19/2012 5:28:59 PM |
| helping-out | $102.39 | 9/19/2012 8:55:50 PM |
| bubb_hans | $25.00 | 9/19/2012 5:47:36 PM |
| responsibility-butterfly | $25.00 | 9/19/2012 6:28:17 PM |
| somphet | $25.00 | 9/19/2012 11:54:50 PM |
| newest-generous-income | $25.00 | 9/20/2012 1:51:55 AM |
| RSV | $25.00 | 9/20/2012 4:30:07 AM |
| loan-hawk9 | $50.00 | 9/19/2012 8:25:10 PM |
| sgt-schultz | $50.00 | 9/20/2012 6:15:56 AM |
| cognizant-usa32 | $26.93 | 9/20/2012 3:24:14 AM |
| joebob78 | $50.00 | 9/20/2012 6:04:45 AM |
| remittance-man | $58.07 | 9/20/2012 6:28:46 AM |
| melodious-openness | $200.00 | 9/19/2012 5:17:11 PM |
| versatile-dime442 | $100.00 | 9/19/2012 5:18:55 PM |
| durability-seahorse7 | $50.00 | 9/19/2012 5:24:43 PM |
| trade-boots1 | $100.00 | 9/19/2012 5:06:53 PM |
| durability-ace9 | $30.00 | 9/19/2012 5:08:53 PM |
| the-credit-maker | $100.00 | 9/19/2012 5:57:23 PM |
| worthy-bid8 | $100.00 | 9/19/2012 6:01:09 PM |
| mrxtravis | $25.00 | 9/19/2012 6:02:07 PM |
| prudent-payment316 | $25.00 | 9/19/2012 5:39:33 PM |
| reliable-worth3 | $25.00 | 9/19/2012 8:53:08 PM |
| hawk357 | $30.00 | 9/19/2012 8:58:21 PM |
| speedy-point | $25.00 | 9/19/2012 11:47:01 PM |
| bewitching-dollar5 | $100.00 | 9/19/2012 6:10:10 PM |
| banker34 | $25.00 | 9/19/2012 7:32:18 PM |
| top-responsibility-sage | $50.00 | 9/19/2012 7:44:07 PM |
| yonderalaska | $58.36 | 9/19/2012 9:10:12 PM |
| Mikale360 | $25.00 | 9/19/2012 7:38:27 PM |
| compassion-angel4 | $44.25 | 9/20/2012 4:04:59 AM |
| Jimthemoo | $25.00 | 9/19/2012 8:29:22 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
635193
This series of Notes was issued and sold upon the funding of the borrower loan #74753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $466.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,180 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MA-Moonwalk |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 56 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 2
( 3% )
| 640-659
(Jan-2012)
640-659
(Feb-2011)
700-719
(Jan-2010)
680-699
(Jun-2008)
|
|
Principal balance:
| $4,441.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 58 | | |
Description
Business Expansion
Purpose of loan:
This loan will be used to... Buying new equipment, payoff other Prosper loan, payoff 3x credit cards
My financial situation:
I am a good candidate for this loan because... I have lots of income from multi jobs, Business is very good & expanding! Paid off other Prosper loan early, will have no problem making this monthly payment and plan to payoff this loan in 16-24 months.
Monthly net income: $3800
Monthly expenses....
Housing: $0 (live w/ parents)
Insurance: $150 (car)
Car expenses: $345
Utilities: $0
Phone, cable, internet: $65 (cell phone)
Food, entertainment: $100 (wife covers most food expenses)
Clothing, household expenses: $40
Credit cards and other loans: $700 (will drop to $300 after other Prosper loan payoff + 3x credit card payoff's from this loan.)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/10/2012 5:01:26 PM |
| scholarly-order6 | $75.00 | 9/10/2012 5:03:01 PM |
| five-star-note | $200.00 | 9/10/2012 5:09:58 PM |
| handy-justice | $50.00 | 9/10/2012 5:02:23 PM |
| pencreek | $25.00 | 9/10/2012 5:15:42 PM |
| MoneyForNothing | $48.54 | 9/10/2012 5:01:39 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:18 PM |
| MFBank | $50.00 | 9/10/2012 5:14:10 PM |
| miked8303 | $50.00 | 9/10/2012 5:16:00 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:03 PM |
| 52digital | $75.00 | 9/10/2012 5:17:53 PM |
| the-credit-maker | $100.00 | 9/10/2012 5:26:31 PM |
| return-pioneer221 | $32.00 | 9/10/2012 5:22:54 PM |
| witty-openness | $25.00 | 9/10/2012 5:34:23 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:08 PM |
| Feyenoord | $30.00 | 9/10/2012 5:40:24 PM |
| community-burrito9 | $30.00 | 9/10/2012 5:47:15 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:04 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:23 PM |
| wwwUniversal | $25.00 | 9/10/2012 6:09:51 PM |
| authoritative-platinum7 | $50.00 | 9/10/2012 6:11:36 PM |
| marwadi-62 | $1,000.00 | 9/10/2012 5:58:23 PM |
| halothane_logic | $25.00 | 9/10/2012 6:27:27 PM |
| bellaquito | $500.00 | 9/10/2012 6:03:42 PM |
| jiggaman7 | $100.00 | 9/10/2012 6:08:54 PM |
| the-laudable-peso | $40.00 | 9/10/2012 6:09:42 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 6:21:25 PM |
| truth-magician1 | $25.00 | 9/10/2012 6:09:38 PM |
| twjh | $25.08 | 9/10/2012 6:28:52 PM |
| pierrelasvegas | $25.00 | 9/10/2012 6:36:27 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:57 PM |
| Index_Plus | $4,976.64 | 9/10/2012 7:35:25 PM |
| thrifty-capital | $25.00 | 9/10/2012 6:50:03 PM |
| Investor_DP | $100.00 | 9/10/2012 6:50:31 PM |
| commerce-venture1 | $25.00 | 9/10/2012 5:02:28 PM |
| payout-achievement | $37.00 | 9/10/2012 5:02:01 PM |
| trajectory8 | $25.00 | 9/10/2012 5:02:04 PM |
| felicity-contributor3 | $50.00 | 9/10/2012 5:01:37 PM |
| janeybooboo | $74.74 | 9/10/2012 5:17:46 PM |
| truth-seeker8 | $48.00 | 9/10/2012 5:18:01 PM |
| oreyedoc | $32.00 | 9/10/2012 5:08:04 PM |
| subtle-bill727 | $25.00 | 9/10/2012 5:19:16 PM |
| managedfund | $693.00 | 9/10/2012 5:19:34 PM |
| lnuss25 | $25.00 | 9/10/2012 5:20:37 PM |
| enriching-dollar1 | $62.00 | 9/10/2012 5:20:15 PM |
| bid-banjo3 | $100.00 | 9/10/2012 5:21:05 PM |
| DreisersFinancier | $50.00 | 9/10/2012 5:18:32 PM |
| burrito6 | $31.00 | 9/10/2012 5:18:56 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:02 PM |
| careful-vigilance4 | $25.00 | 9/10/2012 5:23:12 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:35 PM |
| myutmost | $60.00 | 9/10/2012 5:26:16 PM |
| worldly-gold | $50.00 | 9/10/2012 5:47:57 PM |
| LeReve | $500.00 | 9/10/2012 5:30:38 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:40 PM |
| return-grizzly | $100.00 | 9/10/2012 5:58:05 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:26 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:52 PM |
| rhin0cerx | $33.00 | 9/10/2012 6:05:01 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:32 PM |
| diplomatic-wealth7 | $25.00 | 9/10/2012 5:50:21 PM |
| lucrative-dollar | $25.00 | 9/10/2012 6:13:58 PM |
| vibraphone3 | $25.00 | 9/10/2012 6:24:07 PM |
| CA-Lender | $25.00 | 9/10/2012 6:28:09 PM |
| TheHillsAreAlive | $25.00 | 9/10/2012 6:07:08 PM |
| marketplace-hut9 | $25.00 | 9/10/2012 6:12:43 PM |
| dedicated-transaction796 | $25.00 | 9/10/2012 6:08:29 PM |
| poetic-reward0 | $75.00 | 9/10/2012 6:08:47 PM |
| genius520 | $27.00 | 9/10/2012 6:10:55 PM |
| lcole32 | $25.00 | 9/10/2012 6:14:27 PM |
| ns2397 | $25.00 | 9/10/2012 6:29:45 PM |
| nashibaksi | $30.00 | 9/10/2012 6:45:40 PM |
| roux | $25.00 | 9/10/2012 6:49:51 PM |
| respectful-dough429 | $25.00 | 9/10/2012 6:46:45 PM |
| SLN-10 | $75.00 | 9/10/2012 6:42:45 PM |
| sensible-fund | $35.00 | 9/10/2012 7:31:23 PM |
| versatile-silver3 | $25.00 | 9/10/2012 7:34:54 PM |
| Charlie010 | $25.00 | 9/10/2012 6:53:10 PM |
| wendyhop | $25.00 | 9/10/2012 7:32:23 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
635199
This series of Notes was issued and sold upon the funding of the borrower loan #74325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $306.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,559 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sunny-principal3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt so accounts can be closed.
My financial situation:
I am a good candidate for this loan because I make a good income. I pay my payments on time almost 100%. I want to improve my credit by eleminating credit card debt I gained after seperation from my husband. My credit at this time is only fair due to the credit cards I have open and their balance. My credit will improve by elimiating the cards
Monthly net income: $ 5200
Monthly expenses: $
Housing: $ 1300
Insurance: $ 400
Car expenses: $ 600
Utilities: $200
Phone, cable, internet: $350
Food, entertainment: $800
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/11/2012 5:06:45 PM |
| ferocious-kindness8 | $30.00 | 9/11/2012 5:41:09 PM |
| community-burrito9 | $45.00 | 9/11/2012 5:27:07 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:26 PM |
| bold-unique-benjamins | $75.00 | 9/11/2012 5:52:46 PM |
| EngineersAlliance | $100.00 | 9/11/2012 5:49:31 PM |
| commerce-gargantuan2 | $50.00 | 9/11/2012 6:04:49 PM |
| thankful-nickel2 | $50.00 | 9/11/2012 6:34:16 PM |
| martinatime | $25.00 | 9/11/2012 6:07:16 PM |
| janeybooboo | $100.00 | 9/11/2012 6:49:23 PM |
| RGlad | $250.00 | 9/11/2012 6:48:56 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:54 PM |
| scarlet-velvet | $50.08 | 9/11/2012 7:31:12 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:05:52 PM |
| rockhound84 | $46.00 | 9/12/2012 5:09:49 AM |
| vigorous-market5 | $100.00 | 9/11/2012 10:39:34 PM |
| dudebrah | $25.00 | 9/12/2012 1:05:45 AM |
| moola-tulip1 | $50.00 | 9/12/2012 7:04:25 AM |
| credit-coach118 | $35.37 | 9/12/2012 8:27:07 AM |
| careful-compassion | $25.00 | 9/12/2012 9:36:14 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:15 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:47 AM |
| blueshound | $25.00 | 9/12/2012 10:25:33 AM |
| snowyowl | $50.00 | 9/12/2012 12:13:06 PM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:18 AM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:24 PM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:39 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:01 PM |
| engrossing-community0 | $25.00 | 9/12/2012 2:20:33 PM |
| leverage-boomer0 | $25.00 | 9/12/2012 2:39:53 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:10 PM |
| EarlyRiser | $250.00 | 9/11/2012 5:08:08 PM |
| lowrater | $75.60 | 9/11/2012 5:12:02 PM |
| VirginiaBuckeye | $150.00 | 9/11/2012 5:15:50 PM |
| kk-gp | $100.00 | 9/11/2012 5:19:07 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:50 PM |
| powerspec1610 | $50.00 | 9/11/2012 5:28:35 PM |
| hektek22 | $600.00 | 9/11/2012 6:03:31 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:14 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:08 PM |
| squarebob | $37.39 | 9/11/2012 6:25:50 PM |
| credit-commander1 | $25.00 | 9/11/2012 7:09:49 PM |
| superb-funds335 | $25.00 | 9/11/2012 6:09:18 PM |
| kfrench | $75.00 | 9/11/2012 6:16:32 PM |
| reflective-rupee | $25.00 | 9/11/2012 6:19:19 PM |
| wise-charming-reward | $500.00 | 9/11/2012 7:52:17 PM |
| Nipper99 | $100.00 | 9/11/2012 7:41:36 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:04 PM |
| golffish2 | $50.00 | 9/12/2012 3:47:53 AM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:57 PM |
| BBsapphire-2-loan | $100.00 | 9/12/2012 12:29:46 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:02 AM |
| Agonbiew | $50.00 | 9/12/2012 8:47:06 AM |
| chrisb1414 | $25.00 | 9/12/2012 5:17:52 AM |
| newest-thrilling-income | $29.41 | 9/12/2012 6:38:47 AM |
| eljobe | $50.00 | 9/12/2012 6:15:53 AM |
| pietro_torna_indietro | $50.00 | 9/12/2012 7:05:52 AM |
| djh47a | $25.00 | 9/12/2012 7:43:29 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:18 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:26 AM |
| bonus-seahorse | $25.00 | 9/12/2012 1:46:41 PM |
| radiant-dinero2 | $25.00 | 9/12/2012 3:54:44 PM |
| MI2 | $3,591.15 | 9/12/2012 5:02:22 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:25:06 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
635215
This series of Notes was issued and sold upon the funding of the borrower loan #74899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 83% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $22,590 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Idahoishome |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 5 |
On-time:
| 75 ( 99% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $36,400.00 | < 31 days late:
| 1
( 1% )
| 680-699
(Aug-2011)
700-719
(Oct-2010)
700-719
(Nov-2009)
720-739
(Aug-2009)
|
|
Principal balance:
| $4,053.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 76 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a high interest bill, freeing up more money in my cash flow.
My financial situation:
I am a good candidate for this loan because I have held and paid off several loans (early) from Prosper previously. I have a steady job, income, and am responsible. Those that have trusted me in the past have always made money and a good return on my loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| attractive-rate | $25.00 | 9/18/2012 5:01:57 PM |
| trumpeter5 | $25.00 | 9/18/2012 5:02:18 PM |
| enriching-dollar1 | $100.00 | 9/18/2012 5:08:33 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:39 PM |
| enchanted-note14 | $25.00 | 9/18/2012 5:05:44 PM |
| krafty01 | $51.96 | 9/18/2012 5:16:15 PM |
| BankofRon_IRA | $100.00 | 9/18/2012 5:17:40 PM |
| MoneyForNothing | $76.76 | 9/18/2012 5:12:44 PM |
| worldly-community3 | $35.00 | 9/18/2012 5:19:32 PM |
| tolerant-responsibility051 | $2,000.00 | 9/18/2012 5:22:51 PM |
| the-credit-maker | $100.00 | 9/18/2012 5:23:47 PM |
| jstefans | $25.00 | 9/18/2012 5:23:54 PM |
| felicity-contributor3 | $35.00 | 9/18/2012 5:02:19 PM |
| vutah | $55.00 | 9/18/2012 5:02:42 PM |
| sweety075 | $25.00 | 9/18/2012 5:02:52 PM |
| handy-justice | $100.00 | 9/18/2012 5:05:00 PM |
| jkeller4000 | $100.00 | 9/18/2012 5:12:23 PM |
| thankful-nickel2 | $55.55 | 9/18/2012 5:15:01 PM |
| money-baron | $50.00 | 9/18/2012 5:09:57 PM |
| AF-Chief | $25.00 | 9/18/2012 5:16:38 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:45 PM |
| felicity-contributor3 | $25.00 | 9/18/2012 5:12:01 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:17:37 PM |
| jhouman | $50.00 | 9/18/2012 5:12:54 PM |
| durability-ace9 | $30.00 | 9/18/2012 5:21:44 PM |
| return-grizzly | $100.00 | 9/18/2012 5:23:12 PM |
| lowrater | $100.70 | 9/18/2012 5:03:10 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:14 PM |
| deal-galleon | $25.00 | 9/18/2012 5:22:33 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:05 PM |
| nimble-money086 | $25.00 | 9/18/2012 5:13:30 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:42 PM |
| JauaFlash | $25.00 | 9/18/2012 5:16:40 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
635251
This series of Notes was issued and sold upon the funding of the borrower loan #74804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $223.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,592 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-driver3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,950.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
|
Principal balance:
| $3,472.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to consolidate my remaining debts.
I am a good candidate for this loan because I faithfully pay my bills every month and have a stable career.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/15/2012 12:28:50 PM |
| handy-justice | $50.00 | 9/15/2012 12:03:28 PM |
| Tylerh | $250.00 | 9/15/2012 12:04:28 PM |
| RGlad | $100.00 | 9/15/2012 12:06:45 PM |
| janeybooboo | $75.00 | 9/15/2012 12:06:57 PM |
| payout-achievement | $49.00 | 9/15/2012 12:10:38 PM |
| rhin0cerx | $50.00 | 9/15/2012 12:12:40 PM |
| soccermom33 | $25.00 | 9/15/2012 12:13:36 PM |
| etraboulay | $50.00 | 9/15/2012 12:20:25 PM |
| money51282 | $100.00 | 9/15/2012 12:17:32 PM |
| jay100124 | $37.00 | 9/15/2012 12:26:43 PM |
| Diamond_Jim | $25.00 | 9/15/2012 12:11:48 PM |
| NoCal | $25.00 | 9/15/2012 12:19:30 PM |
| GGreg799 | $25.00 | 9/15/2012 12:12:53 PM |
| wizard750 | $28.00 | 9/15/2012 12:20:09 PM |
| cash-reaction2 | $25.00 | 9/15/2012 12:18:02 PM |
| Military_Money_Wise | $25.00 | 9/15/2012 12:27:39 PM |
| finance-assembler | $50.00 | 9/15/2012 12:28:04 PM |
| chkrvrty | $50.00 | 9/15/2012 12:28:20 PM |
| the-dollar-topper | $150.00 | 9/15/2012 12:29:50 PM |
| felicity-injector | $25.00 | 9/15/2012 12:38:19 PM |
| heart514 | $25.00 | 9/15/2012 12:25:53 PM |
| justreturns | $25.00 | 9/15/2012 12:26:23 PM |
| ore-healer6 | $100.00 | 9/15/2012 12:46:40 PM |
| transaction-hugger4 | $100.00 | 9/15/2012 12:28:49 PM |
| the-shrewd-wampum | $25.00 | 9/15/2012 12:51:29 PM |
| persist_in_doing | $25.00 | 9/15/2012 12:33:56 PM |
| leverage-violin | $25.00 | 9/15/2012 12:34:16 PM |
| Frenchynh | $25.00 | 9/15/2012 12:34:25 PM |
| michaelray703 | $25.00 | 9/15/2012 12:40:46 PM |
| murlirao2002 | $25.00 | 9/15/2012 12:36:06 PM |
| Sibelius2 | $25.00 | 9/15/2012 12:56:36 PM |
| life-is-great | $25.00 | 9/15/2012 12:58:10 PM |
| km007 | $25.00 | 9/15/2012 12:46:30 PM |
| debt-force | $25.00 | 9/15/2012 12:46:48 PM |
| J-Rott | $48.00 | 9/15/2012 1:00:34 PM |
| best-elevated-social | $25.00 | 9/15/2012 12:37:13 PM |
| enriched-return057 | $100.00 | 9/15/2012 12:49:12 PM |
| engrossing-responsibility0 | $50.00 | 9/15/2012 12:49:30 PM |
| Assets-Up | $25.00 | 9/15/2012 12:37:43 PM |
| fighter122 | $25.00 | 9/15/2012 1:03:00 PM |
| green-discrete-responsibility | $25.00 | 9/15/2012 12:50:29 PM |
| money-surge1 | $25.00 | 9/15/2012 12:52:25 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:43 PM |
| asiaratt | $50.00 | 9/15/2012 12:52:36 PM |
| economy-shrubbery6 | $25.00 | 9/15/2012 12:40:13 PM |
| kchen486 | $50.00 | 9/15/2012 1:09:05 PM |
| RedmondMan | $25.00 | 9/15/2012 1:09:21 PM |
| simplyonce | $25.00 | 9/15/2012 12:43:32 PM |
| HamachiMan | $50.00 | 9/15/2012 12:43:59 PM |
| symbiosis | $50.00 | 9/15/2012 12:45:40 PM |
| azazle | $25.00 | 9/15/2012 12:47:27 PM |
| JJ9876 | $25.00 | 9/15/2012 12:47:53 PM |
| larslfe | $25.00 | 9/15/2012 1:03:08 PM |
| cnovak | $25.00 | 9/15/2012 12:48:53 PM |
| MichaelProsper | $40.00 | 9/15/2012 1:04:10 PM |
| Webpreneur | $50.00 | 9/15/2012 1:06:03 PM |
| csakhil | $50.00 | 9/15/2012 1:06:16 PM |
| impressive-loan | $100.00 | 9/15/2012 12:52:30 PM |
| moola-wildebeest3 | $50.00 | 9/15/2012 1:07:45 PM |
| SpareChangeHero | $25.00 | 9/15/2012 1:07:57 PM |
| Tradesmanlender | $25.00 | 9/15/2012 1:08:18 PM |
| CA-Lender | $25.00 | 9/15/2012 1:09:33 PM |
| arsisi | $50.00 | 9/15/2012 1:10:10 PM |
| EnglishGeekInNYC | $25.00 | 9/15/2012 12:55:34 PM |
| et28 | $75.00 | 9/15/2012 1:11:12 PM |
| Tai | $25.00 | 9/15/2012 1:11:19 PM |
| gizzywump | $25.00 | 9/15/2012 12:56:40 PM |
| shmb6508 | $50.00 | 9/15/2012 12:58:52 PM |
| the-laudable-peso | $40.00 | 9/15/2012 1:04:46 PM |
| vibraphone3 | $47.00 | 9/15/2012 1:07:55 PM |
| Katburg | $25.00 | 9/15/2012 1:09:03 PM |
| handshake5 | $48.00 | 9/15/2012 12:07:26 PM |
| Miklot | $30.00 | 9/15/2012 12:03:09 PM |
| fortytwo | $150.00 | 9/15/2012 12:13:27 PM |
| profit-powerplant | $25.00 | 9/15/2012 12:14:09 PM |
| ChuckieG | $25.00 | 9/15/2012 12:14:51 PM |
| networks4ever | $25.00 | 9/15/2012 12:13:06 PM |
| trajectory8 | $25.00 | 9/15/2012 12:01:28 PM |
| charlieok | $25.00 | 9/15/2012 12:20:15 PM |
| scholarly-order6 | $25.00 | 9/15/2012 12:03:22 PM |
| Ducatiman1978 | $25.00 | 9/15/2012 12:16:26 PM |
| brightest-affluence-motivator | $27.00 | 9/15/2012 12:23:28 PM |
| ivadood | $36.00 | 9/15/2012 12:24:48 PM |
| robust-diversification3 | $32.00 | 9/15/2012 12:25:48 PM |
| roman2008 | $25.00 | 9/15/2012 12:19:12 PM |
| tremendous-payment | $25.00 | 9/15/2012 12:19:53 PM |
| dontletmoneyfoolya | $25.00 | 9/15/2012 12:30:05 PM |
| compassionate-auction6 | $150.00 | 9/15/2012 12:20:55 PM |
| saffron4 | $25.00 | 9/15/2012 12:15:36 PM |
| MrMcduck | $25.00 | 9/15/2012 12:22:17 PM |
| svandgts | $25.00 | 9/15/2012 12:22:58 PM |
| Sunbase | $25.00 | 9/15/2012 12:32:53 PM |
| Radiant_Lion | $150.00 | 9/15/2012 12:33:23 PM |
| Beld | $50.00 | 9/15/2012 12:18:04 PM |
| successful-agreement7 | $100.00 | 9/15/2012 12:28:30 PM |
| Canidae | $25.00 | 9/15/2012 12:20:01 PM |
| adventurer447 | $300.00 | 9/15/2012 12:37:32 PM |
| momoney2lend | $25.00 | 9/15/2012 12:38:09 PM |
| DasMula | $50.00 | 9/15/2012 12:39:13 PM |
| economy-coup | $50.00 | 9/15/2012 12:21:05 PM |
| Kaj | $25.00 | 9/15/2012 12:31:31 PM |
| economy-producer | $25.00 | 9/15/2012 12:22:05 PM |
| Astyanax | $30.00 | 9/15/2012 12:22:35 PM |
| market-jam | $25.00 | 9/15/2012 12:22:40 PM |
| income-buddy7 | $50.00 | 9/15/2012 12:40:56 PM |
| postalwhiz | $25.00 | 9/15/2012 12:23:24 PM |
| Bookophile | $25.00 | 9/15/2012 12:41:51 PM |
| DER | $25.00 | 9/15/2012 12:33:50 PM |
| mikbos | $25.00 | 9/15/2012 12:42:14 PM |
| purposeful-durability8 | $37.00 | 9/15/2012 12:24:17 PM |
| Xarach | $25.00 | 9/15/2012 12:42:35 PM |
| nanda | $25.00 | 9/15/2012 12:24:44 PM |
| smoothmoniker | $25.00 | 9/15/2012 12:43:22 PM |
| bid-czar8 | $100.00 | 9/15/2012 12:25:36 PM |
| kind-bill-supporter | $25.00 | 9/15/2012 12:26:18 PM |
| emgventures | $25.00 | 9/15/2012 12:44:47 PM |
| fcrick | $50.00 | 9/15/2012 12:35:59 PM |
| ASR3 | $50.00 | 9/15/2012 12:36:19 PM |
| Wellman | $25.00 | 9/15/2012 12:36:24 PM |
| 1randyp | $25.00 | 9/15/2012 12:36:31 PM |
| unassuming-note | $25.00 | 9/15/2012 12:46:59 PM |
| bubb_hans | $25.00 | 9/15/2012 12:29:10 PM |
| worldly-community3 | $50.00 | 9/15/2012 12:29:29 PM |
| careful-vigilance4 | $25.00 | 9/15/2012 12:37:22 PM |
| the-profit-oracle | $25.00 | 9/15/2012 12:51:18 PM |
| jazzlender | $25.00 | 9/15/2012 12:39:32 PM |
| zone8 | $100.00 | 9/15/2012 12:51:21 PM |
| bonus-zone | $25.00 | 9/15/2012 12:33:54 PM |
| silver-buckeye | $25.00 | 9/15/2012 12:40:47 PM |
| brilliant-market680 | $25.00 | 9/15/2012 12:52:44 PM |
| important-gold5 | $25.00 | 9/15/2012 12:53:35 PM |
| quantum_leap | $28.95 | 9/15/2012 12:53:42 PM |
| social-cocktail1 | $200.00 | 9/15/2012 12:42:07 PM |
| duty-viola | $25.00 | 9/15/2012 12:54:45 PM |
| brazilofmux | $100.00 | 9/15/2012 12:54:48 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:53 PM |
| rvfbroker | $25.00 | 9/15/2012 12:55:56 PM |
| shrewd-peace7 | $25.00 | 9/15/2012 12:56:23 PM |
| nimble-revenue5 | $100.00 | 9/15/2012 12:44:28 PM |
| iolaire | $25.00 | 9/15/2012 12:49:21 PM |
| PCGeekWI | $25.00 | 9/15/2012 1:04:20 PM |
| income-rocker2 | $50.00 | 9/15/2012 12:39:16 PM |
| 52digital | $75.00 | 9/15/2012 1:05:19 PM |
| kulender | $100.00 | 9/15/2012 12:39:40 PM |
| capital-renewal | $25.00 | 9/15/2012 12:40:10 PM |
| dc_lobster | $25.00 | 9/15/2012 12:53:22 PM |
| loot-caper | $25.00 | 9/15/2012 1:08:40 PM |
| rapid-credit428 | $25.00 | 9/15/2012 12:55:18 PM |
| promise2 | $25.00 | 9/15/2012 12:42:20 PM |
| lakehavasu88 | $25.00 | 9/15/2012 12:56:38 PM |
| Hippo-IRA1 | $25.00 | 9/15/2012 12:42:59 PM |
| finance-prescription | $17.39 | 9/15/2012 1:11:58 PM |
| rakstar | $25.00 | 9/15/2012 12:59:33 PM |
| commerce-web5 | $25.00 | 9/15/2012 1:00:54 PM |
| silver-wonder278 | $25.00 | 9/15/2012 1:01:04 PM |
| pbr | $50.00 | 9/15/2012 1:01:15 PM |
| WalnutCreekguy | $50.00 | 9/15/2012 1:01:59 PM |
| dragonfly-amulet | $25.00 | 9/15/2012 12:50:05 PM |
| yield-trader | $25.00 | 9/15/2012 1:05:37 PM |
| exciting-loyalty3 | $25.00 | 9/15/2012 12:51:15 PM |
| productive-ore | $25.00 | 9/15/2012 1:06:47 PM |
| GreedyLawyer | $34.66 | 9/15/2012 1:10:08 PM |
| MrBailey | $25.00 | 9/15/2012 12:56:32 PM |
| wealth-grasshopper0 | $50.00 | 9/15/2012 12:56:51 PM |
| Elefunt | $25.00 | 9/15/2012 12:58:25 PM |
| money-baron-Roth401k | $25.00 | 9/15/2012 1:03:51 PM |
| 87Marc | $25.00 | 9/15/2012 1:05:07 PM |
| jmcdon7230 | $25.00 | 9/15/2012 1:06:49 PM |
| money-bauble | $100.00 | 9/15/2012 1:07:41 PM |
| prohelper | $25.00 | 9/15/2012 1:09:27 PM |
| Toby1montana | $35.00 | 9/15/2012 1:09:50 PM |
| invincible-deal82 | $25.00 | 9/15/2012 1:10:09 PM |
| InvestorPartners | $25.00 | 9/15/2012 1:10:13 PM |
| 174 Investments
|
Borrower Payment Dependent Notes Series
635271
This series of Notes was issued and sold upon the funding of the borrower loan #74788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,278 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| harmonious-wampum2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Loan
Purpose of loan: Engagement Ring
This loan will be used to...Pay the remaining balance on an engagement ring.
My financial situation: Good
I am a good candidate for this loan because...I have a solid income to debt ratio, and solid commissions set to come in later this quarter.
Monthly net income: $6,885.16
Housing: $2,150
Insurance: $105
Car expenses:$0
Utilities: $80
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $538 (Auto Loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 9/7/2012 5:02:10 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:18:12 PM |
| open-minded-p2p1 | $25.00 | 9/7/2012 6:21:44 PM |
| deal-hickory5 | $49.00 | 9/7/2012 7:00:14 PM |
| graceful-IRAinvestment | $73.71 | 9/8/2012 6:24:17 AM |
| let_me_retire | $75.00 | 9/8/2012 4:02:24 AM |
| payout-hammock1 | $25.00 | 9/8/2012 1:13:08 AM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:50:44 PM |
| stock106 | $25.00 | 9/9/2012 3:24:14 PM |
| glroark | $200.00 | 9/11/2012 6:31:14 AM |
| Psalm112-5 | $26.07 | 9/11/2012 1:02:46 PM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:10:36 PM |
| Zipcut | $26.00 | 9/11/2012 2:49:56 PM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:35:31 PM |
| friendinmoney | $25.00 | 9/12/2012 6:27:57 AM |
| Index_Plus | $1,055.66 | 9/12/2012 7:39:51 PM |
| kila-designer | $200.00 | 9/12/2012 6:46:45 PM |
| natural-affluence6 | $25.00 | 9/8/2012 5:01:13 AM |
| handy-justice | $50.00 | 9/7/2012 5:08:30 PM |
| commerce-venture1 | $25.00 | 9/7/2012 5:08:28 PM |
| vutah | $55.00 | 9/7/2012 7:10:30 PM |
| Something-Corporate | $25.00 | 9/7/2012 5:44:17 PM |
| cattlebaron | $25.00 | 9/7/2012 11:45:18 PM |
| RGlad | $100.00 | 9/8/2012 3:53:40 AM |
| dudebrah | $25.00 | 9/8/2012 7:58:08 AM |
| tolerant-dinero2 | $25.00 | 9/8/2012 12:29:30 PM |
| payment-halo | $25.00 | 9/8/2012 2:25:07 PM |
| CA-Lender | $25.00 | 9/8/2012 7:16:28 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:12 AM |
| elegant-return3 | $25.00 | 9/10/2012 5:25:36 PM |
| LendingPimp | $26.00 | 9/10/2012 6:30:34 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:01 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:29 PM |
| ultimate-peace | $250.00 | 9/11/2012 4:58:03 AM |
| fair-kindness1 | $25.00 | 9/11/2012 11:33:06 AM |
| global-invest-group | $25.00 | 9/11/2012 1:26:00 PM |
| income-buffalo1 | $28.53 | 9/11/2012 6:38:47 PM |
| Valley-of-the-Dollar | $25.00 | 9/12/2012 11:14:44 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:38:49 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
635355
This series of Notes was issued and sold upon the funding of the borrower loan #74526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,517 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-plato1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off debt
This loan will be used to...pay off my car and some credit cards
My financial situation: comfortable
I am a good candidate for this loan because...
i always pay on time and will put it to good use
Monthly net income: $1680.92
Monthly expenses: $1300.00
Housing: $75.00
Insurance: $65.oo
Car expenses: $300.00
Utilities: $78.00
Phone, cable, internet: $207.00
Food, entertainment: $350.00
Clothing, household expenses: $125.00
Credit cards and other loans: $1300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/7/2012 5:03:47 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:19 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:23 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:17 PM |
| riveting-credit5 | $25.00 | 9/7/2012 5:27:45 PM |
| keynaples | $100.00 | 9/7/2012 5:28:27 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:43 PM |
| fabulous-bazaar4 | $25.00 | 9/7/2012 6:01:27 PM |
| missing-link | $25.00 | 9/7/2012 6:04:26 PM |
| cash-mad-scientist3 | $25.00 | 9/7/2012 6:03:27 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:44 PM |
| RMI_Babylon | $35.00 | 9/7/2012 10:41:50 PM |
| money-baron | $50.00 | 9/7/2012 6:25:13 PM |
| one-midas | $25.00 | 9/7/2012 7:22:34 PM |
| visionary-generosity0 | $25.00 | 9/8/2012 5:14:24 AM |
| noble-listing773 | $102.61 | 9/7/2012 11:22:07 PM |
| mammalian4 | $25.00 | 9/8/2012 9:07:22 AM |
| oskizzle | $25.00 | 9/8/2012 9:17:44 AM |
| gilbrear | $25.00 | 9/8/2012 5:51:15 AM |
| economy-popcorn | $25.00 | 9/8/2012 5:57:51 AM |
| euro-network9 | $64.80 | 9/8/2012 8:21:32 AM |
| FinanceEngine | $60.00 | 9/8/2012 7:00:10 AM |
| theloanfiller | $25.00 | 9/8/2012 10:48:11 AM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:47 AM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:01 PM |
| wizardii | $25.00 | 9/8/2012 12:26:06 PM |
| scrappy-rate9 | $77.19 | 9/8/2012 12:56:39 PM |
| adam_rodgers | $25.00 | 9/8/2012 12:46:32 PM |
| selector568 | $137.70 | 9/8/2012 1:21:11 PM |
| j2ee | $50.00 | 9/7/2012 5:05:39 PM |
| LeReve | $500.00 | 9/7/2012 5:25:37 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:23 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:25 PM |
| adventurer447 | $300.00 | 9/7/2012 6:06:01 PM |
| finder072 | $25.00 | 9/7/2012 5:27:59 PM |
| bellaquito | $500.00 | 9/7/2012 6:35:02 PM |
| ChoiceInvestments | $27.00 | 9/7/2012 11:08:21 PM |
| skillful-asset5 | $25.00 | 9/7/2012 7:41:54 PM |
| callmebryan | $25.00 | 9/7/2012 7:46:51 PM |
| Rollshaft | $25.00 | 9/7/2012 9:30:19 PM |
| lowink | $25.00 | 9/7/2012 9:27:49 PM |
| dudebrah | $25.00 | 9/8/2012 8:01:25 AM |
| pythia | $50.00 | 9/8/2012 5:03:07 AM |
| thorough-duty641 | $25.00 | 9/8/2012 6:34:46 AM |
| creative-generosity3 | $50.00 | 9/8/2012 9:22:59 AM |
| HeroSupport | $40.00 | 9/8/2012 4:52:08 AM |
| foothillender | $25.00 | 9/8/2012 7:43:58 AM |
| cr8on | $25.00 | 9/8/2012 10:47:19 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:11 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:12 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:39 PM |
| leverage-galleon | $30.00 | 9/8/2012 11:24:54 AM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:51 PM |
| lowrater | $50.70 | 9/8/2012 12:22:19 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:20 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:56 PM |
| ttnk62918 | $25.00 | 9/8/2012 12:26:34 PM |
| tech310 | $50.00 | 9/8/2012 12:59:13 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:51:49 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
635461
This series of Notes was issued and sold upon the funding of the borrower loan #74373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,591 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| equitable-note2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2011)
640-659
(Oct-2009)
|
|
Principal balance:
| $2,973.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate three seperate debts totaling 15,000 and $750 in minimum payments at a lower rate and lowering my monthly payments.
My financial situation: I am currently employed with the same comany for over 8 yrs. I would like to lower my debt,increase my credit rating and in turn qualify for better interest rates.
I am a good candidate for this loan because I am gainfully employed and currently paying more a month than what would be required to pay back this loan if approved. I I woulkd alos use part of this monwey to pay off my current propser loan that has been current for the last year.
Monthly net income: $4700
Monthly expenses: $3400
Housing: $1295
Insurance: $140
Car expenses: $390
Utilities: $575
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| john0720 | $25.00 | 9/7/2012 9:08:21 AM |
| lnuss25 | $75.00 | 9/7/2012 9:03:57 AM |
| scholarly-order6 | $50.00 | 9/7/2012 9:18:16 AM |
| witty-openness | $25.00 | 9/7/2012 9:10:38 AM |
| reflective-rupee | $25.00 | 9/7/2012 9:29:24 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:39 AM |
| 52digital | $75.00 | 9/7/2012 9:40:16 AM |
| Charlie010 | $25.00 | 9/7/2012 9:41:01 AM |
| community-burrito9 | $35.00 | 9/7/2012 9:46:40 AM |
| commerce-venture1 | $31.72 | 9/7/2012 10:00:03 AM |
| EnglishGeekInNYC | $50.00 | 9/7/2012 10:41:47 AM |
| proud-gold9 | $25.00 | 9/7/2012 11:13:06 AM |
| global-invest-group | $25.00 | 9/7/2012 10:26:12 AM |
| DoctorJoe | $25.00 | 9/7/2012 12:14:36 PM |
| money-baron | $50.00 | 9/7/2012 11:04:55 AM |
| sdcc72 | $25.00 | 9/7/2012 11:15:53 AM |
| heroic-platinum | $25.00 | 9/7/2012 12:40:09 PM |
| pdub | $500.00 | 9/7/2012 12:40:41 PM |
| wise-charming-reward | $500.00 | 9/7/2012 2:53:47 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:17:58 PM |
| MFBank | $50.00 | 9/7/2012 5:10:25 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:37 PM |
| well-rounded-dinero | $25.00 | 9/7/2012 6:15:20 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:21 PM |
| moneylender25 | $50.00 | 9/7/2012 6:15:16 PM |
| Zoomzoom22 | $106.79 | 9/8/2012 12:20:02 AM |
| exchange-squirrel | $100.00 | 9/7/2012 8:01:30 PM |
| MissionMicroFinance | $25.00 | 9/8/2012 4:04:58 AM |
| nuetron | $25.00 | 9/8/2012 8:21:48 AM |
| LittleMingo | $30.00 | 9/8/2012 8:11:49 AM |
| 168RichCapital | $25.09 | 9/8/2012 6:41:55 AM |
| sensible-fund | $26.96 | 9/8/2012 8:15:51 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:27:52 AM |
| dontvote | $25.00 | 9/8/2012 11:13:11 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:09 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:18 PM |
| lowrater | $50.60 | 9/8/2012 12:26:25 PM |
| chererat | $25.00 | 9/8/2012 12:29:23 PM |
| diplomatic-wealth7 | $25.00 | 9/8/2012 1:23:41 PM |
| Basset_Hound_Investments | $25.00 | 9/8/2012 2:32:16 PM |
| a-community-aficionado | $50.00 | 9/8/2012 4:07:15 PM |
| moola-tulip1 | $45.00 | 9/8/2012 4:36:39 PM |
| thehousewife | $25.00 | 9/9/2012 6:09:02 AM |
| CA-Lender | $25.00 | 9/8/2012 7:13:47 PM |
| DiligentiaLLC | $43.89 | 9/9/2012 7:17:39 AM |
| revenue-statesperson4 | $100.00 | 9/9/2012 7:19:12 AM |
| museic1 | $100.00 | 9/9/2012 9:05:09 AM |
| benefit-banshee | $25.00 | 9/9/2012 10:04:18 AM |
| C2Banking | $25.00 | 9/9/2012 6:12:16 PM |
| Dubbly | $25.00 | 9/9/2012 1:12:24 PM |
| loyalist1 | $200.00 | 9/10/2012 6:28:43 AM |
| thorough-marketplace441 | $25.00 | 9/9/2012 7:56:15 PM |
| sustainable-lender | $25.00 | 9/10/2012 9:07:16 AM |
| just-finance2 | $50.00 | 9/10/2012 7:20:58 AM |
| enderak | $30.00 | 9/10/2012 9:00:04 AM |
| EverettFinancial | $25.00 | 9/10/2012 9:52:11 AM |
| ukawuba | $25.00 | 9/10/2012 9:34:50 AM |
| Wordsmth | $30.00 | 9/10/2012 10:39:35 AM |
| livestrong72095 | $49.00 | 9/10/2012 10:55:33 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:02 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:32 AM |
| Tscheddar | $25.00 | 9/10/2012 10:31:58 AM |
| seabass123 | $6.63 | 9/10/2012 11:24:01 AM |
| quantum_leap | $35.65 | 9/10/2012 10:26:07 AM |
| rockhound84 | $25.00 | 9/10/2012 10:32:13 AM |
| benjaminsky | $25.00 | 9/7/2012 10:00:27 AM |
| green-trade-dolphin | $43.52 | 9/7/2012 9:03:14 AM |
| FinanceEngine | $60.00 | 9/7/2012 9:20:04 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:16 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:14 AM |
| marketplace-singularity3 | $50.00 | 9/7/2012 9:13:17 AM |
| JeremyLinFan | $50.00 | 9/7/2012 9:13:23 AM |
| handy-justice | $50.00 | 9/7/2012 9:19:56 AM |
| berniemadeoff | $50.00 | 9/7/2012 9:19:51 AM |
| justreturns | $25.00 | 9/7/2012 10:01:15 AM |
| Feyenoord | $30.00 | 9/7/2012 10:08:45 AM |
| money-baron-Roth401k | $25.00 | 9/7/2012 10:10:33 AM |
| Military_Money_Wise | $25.00 | 9/7/2012 10:33:42 AM |
| keynaples | $50.00 | 9/7/2012 10:22:03 AM |
| EFS | $200.00 | 9/7/2012 10:25:41 AM |
| tolerant-dinero2 | $25.00 | 9/7/2012 10:31:04 AM |
| sweetsassymolassy | $25.00 | 9/7/2012 10:29:00 AM |
| income-triangulation1 | $25.00 | 9/7/2012 10:41:19 AM |
| respectful-dough429 | $25.00 | 9/7/2012 10:34:58 AM |
| thrifty-capital | $35.00 | 9/7/2012 10:56:13 AM |
| transparency-position | $25.00 | 9/7/2012 11:12:15 AM |
| roux | $25.00 | 9/7/2012 11:44:50 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:19 PM |
| integrity-doctor | $100.00 | 9/7/2012 2:06:21 PM |
| USMC0311 | $25.00 | 9/7/2012 12:51:42 PM |
| TheHillsAreAlive | $25.00 | 9/7/2012 4:58:25 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:58 PM |
| artisan369 | $300.00 | 9/7/2012 1:31:19 PM |
| Nipper99 | $100.00 | 9/7/2012 3:04:15 PM |
| Assets-Up | $25.00 | 9/7/2012 6:01:29 PM |
| managedfund | $1,143.00 | 9/7/2012 6:07:06 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:41 PM |
| RGlad | $300.00 | 9/8/2012 3:50:36 AM |
| skillful-asset5 | $30.00 | 9/7/2012 7:49:49 PM |
| bluehen00 | $25.00 | 9/8/2012 7:40:23 AM |
| dudebrah | $25.00 | 9/8/2012 7:59:22 AM |
| industrious-currency | $25.00 | 9/8/2012 8:07:42 AM |
| SouthernRemarketing | $25.00 | 9/8/2012 12:32:58 AM |
| graceful-investment | $106.00 | 9/8/2012 6:16:39 AM |
| The_Phantom | $25.00 | 9/8/2012 5:33:32 AM |
| travels536 | $30.00 | 9/8/2012 8:20:28 AM |
| bid-stockpiler1 | $50.00 | 9/8/2012 6:52:52 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:32:10 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:37 PM |
| Zoomzoom22 | $53.19 | 9/8/2012 11:41:47 AM |
| dontvote | $25.00 | 9/8/2012 11:12:59 AM |
| jetavana | $25.00 | 9/8/2012 12:03:32 PM |
| purposeful-durability8 | $72.00 | 9/8/2012 1:02:06 PM |
| halothane_logic | $25.00 | 9/8/2012 1:22:47 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:17 PM |
| money-baron-roth-IRA | $50.00 | 9/8/2012 1:55:35 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:42 PM |
| 1stPlace | $25.00 | 9/8/2012 6:13:22 PM |
| jtc26 | $100.00 | 9/8/2012 6:53:51 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:56 PM |
| velocity-winner | $25.00 | 9/8/2012 10:45:16 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:23 PM |
| capital-deployment | $25.00 | 9/9/2012 5:21:42 PM |
| worth-quark7 | $25.00 | 9/10/2012 6:11:30 AM |
| MI2 | $5,000.00 | 9/9/2012 7:39:59 PM |
| jmeasn | $25.00 | 9/9/2012 8:27:54 PM |
| contract-lionheart | $33.00 | 9/10/2012 8:35:05 AM |
| helpful-credit156 | $60.96 | 9/9/2012 10:35:31 PM |
| Kqwik | $25.00 | 9/10/2012 12:24:15 AM |
| LaGrangeLender | $60.00 | 9/10/2012 6:22:27 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:20 PM |
| papaloha | $222.00 | 9/10/2012 9:32:13 AM |
| thankful-nickel2 | $50.00 | 9/10/2012 10:48:24 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:24 AM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
635481
This series of Notes was issued and sold upon the funding of the borrower loan #74364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $123.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,055 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dough-collector392 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards,pay for daughters vollyball
My financial situation: very good
I am a good candidate for this loan because...I have a steady and reliable work history,I pay my bills on time and would be open to having the monthly loan payment automaticly deducted from my account each month.Wife also works and pays all housing costs.So please deduct that cost from my monthly expenses,but do have my own home.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $1417.00
Insurance: $housing ins.included in monthly housing payment,car ins.95.00
Car expenses: oil change 48 every three months
Utilities: $250.00
Phone, cable, internet: $78
Food, entertainment: $200.00 a week for groceries and 75 a month entertainment
Clothing, household expenses: $clothing,sesonal250 every three to six months
Credit cards and other loans: $credit cards 200.00 a month,3 cards total,car payment 193.00
Other expenses: $40.00 a month saxaphone payment for sons school
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-careful-currency | $300.00 | 9/10/2012 5:14:45 PM |
| cash-mad-scientist3 | $25.00 | 9/10/2012 5:42:17 PM |
| Plutis | $25.00 | 9/10/2012 5:43:06 PM |
| Nazbuster | $100.00 | 9/10/2012 5:17:54 PM |
| superb-funds335 | $25.00 | 9/10/2012 5:10:17 PM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:44 PM |
| intelligent-yield | $50.00 | 9/10/2012 5:45:18 PM |
| community-burrito9 | $30.00 | 9/10/2012 5:46:43 PM |
| MI2 | $2,920.00 | 9/10/2012 5:47:15 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
635643
This series of Notes was issued and sold upon the funding of the borrower loan #74484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-horse5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to repair car and to pay off money borrowed from family
My financial situation:
I am a good candidate for this loan because I only have 1 other bill.
Monthly net income: $1600.00
Monthly expenses: $280.00
Housing: $ 0 Live with a friend and help take care of his 83 year old mother. No rent
Insurance: $80.00
Car expenses: $200.00
Utilities: $ 0
Phone, cable, internet: $0
Food, entertainment: $250.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 9/8/2012 12:14:57 PM |
| MG_Holdings | $25.00 | 9/8/2012 12:27:47 PM |
| Zingaro | $25.00 | 9/8/2012 1:02:40 PM |
| mrxtravis | $25.00 | 9/8/2012 1:47:00 PM |
| PrimeFunding | $25.00 | 9/9/2012 12:17:40 AM |
| blitzen40 | $25.00 | 9/9/2012 3:06:03 PM |
| stock106 | $25.00 | 9/9/2012 3:17:18 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:16 AM |
| glroark | $50.00 | 9/11/2012 6:30:02 AM |
| Moneypenny6 | $25.00 | 9/11/2012 8:11:12 AM |
| rpd1211 | $25.00 | 9/11/2012 2:05:33 PM |
| run26miles | $25.00 | 9/11/2012 12:58:16 PM |
| alliancecapital1 | $25.00 | 9/8/2012 1:00:35 PM |
| handy-justice | $50.00 | 9/8/2012 1:32:41 PM |
| marwadi-62 | $25.00 | 9/8/2012 2:05:56 PM |
| dudebrah | $25.00 | 9/9/2012 8:56:38 PM |
| helpful-deal1 | $26.24 | 9/9/2012 3:04:11 PM |
| let_me_retire | $75.00 | 9/10/2012 11:15:29 AM |
| simplelender80 | $500.00 | 9/10/2012 6:06:05 PM |
| LendingPimp | $26.00 | 9/10/2012 6:30:34 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:32 PM |
| duty-monger | $50.00 | 9/11/2012 7:07:39 AM |
| foothillender | $25.00 | 9/11/2012 7:17:38 AM |
| CA-Lender | $25.00 | 9/11/2012 11:44:01 AM |
| Rogelio48 | $25.00 | 9/11/2012 11:44:13 AM |
| Rancid | $25.00 | 9/11/2012 5:16:19 PM |
| Hardlyskiing01 | $272.76 | 9/11/2012 8:54:07 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
635649
This series of Notes was issued and sold upon the funding of the borrower loan #74503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $388.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,723 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| productive-bonus380 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...paid off credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2500-3000
Monthly expenses: $ 2000
Housing: $
Insurance: $ 185
Car expenses: $ 240
Utilities: $ 130
Phone, cable, internet: $ 101
Food, entertainment: $ 250-300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $75.80 | 9/9/2012 12:05:00 PM |
| DasMula | $25.00 | 9/9/2012 12:07:20 PM |
| thepillowsack | $25.00 | 9/9/2012 12:33:47 PM |
| cash-mad-scientist3 | $25.00 | 9/9/2012 12:40:23 PM |
| networks4ever | $25.00 | 9/9/2012 12:48:03 PM |
| judson | $25.00 | 9/9/2012 12:48:34 PM |
| calm-platinum957 | $35.00 | 9/9/2012 12:04:18 PM |
| Milonguero | $100.00 | 9/9/2012 12:08:43 PM |
| worth-blanket2 | $13,500.00 | 9/9/2012 12:04:01 PM |
| integrity-reactor4 | $100.00 | 9/9/2012 12:37:22 PM |
| liberty-viola | $30.00 | 9/9/2012 12:33:00 PM |
| kila-designer | $299.99 | 9/9/2012 12:35:47 PM |
| MyPFBlog | $25.00 | 9/9/2012 12:51:37 PM |
| peace-flower9 | $50.00 | 9/9/2012 12:52:38 PM |
| EnglishGeekInNYC | $25.00 | 9/9/2012 12:41:34 PM |
| Investor_DP | $100.00 | 9/9/2012 12:49:11 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:40 PM |
| scholarly-order6 | $75.00 | 9/9/2012 12:07:03 PM |
| vutah | $55.00 | 9/9/2012 12:07:33 PM |
| urbane-income7 | $25.00 | 9/9/2012 12:40:21 PM |
| 1stPlace | $100.00 | 9/9/2012 12:44:25 PM |
| PropertyInvest | $25.00 | 9/9/2012 12:45:06 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
635735
This series of Notes was issued and sold upon the funding of the borrower loan #74627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $563.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,586 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| renewal649 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2011)
|
|
Principal balance:
| $7,743.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Business
Purpose of loan:
This loan will be used to buy more inventory (cars) for my small used car business that I run. I have been buying/selling cars for over 13 years, and just recently bought my own lot and building. The lot is small, and I paid cash for it (hence why I need a loan now), so I have no real overhead minus insurance. I do not buy/sell expensive cars. I can use this loan to get between 5-8 cars, if not a couple more. I don't need to do more than that, as I only do this by myself.
My financial situation:
I am a good candidate for this loan because I have been doing this for a long time, and have really never lost. Sure I've broken even on a few cars here and there, but generally, I'm a winner. I don't make a killing like large dealers, but generally I make between $1000-$1100 a car, which makes for a fun side business.
The reason I'm here instead of a bank is that to lend against my property (the car lot), it has to be a commercial loan. The problem there is that since I just started the business recently on the books, I don't have enough business history for them. They want at least a year, and I don't have it. So that is why I'm turning to Prosper.
I am currently employed with a company that is absolutely blowing up, even in the economy we have been having. We just had another record month, and there was absolutely no recession for us. We have been having record year after year since before I came there (yr 2000). I have gotten large raises since I've been there, and doubled my salary in 4 years. I am not going any where any time soon.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/10/2012 5:14:54 PM |
| green-trade-dolphin2 | $35.72 | 9/8/2012 12:03:45 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:02 PM |
| lnuss25 | $50.00 | 9/8/2012 12:08:27 PM |
| DreisersFinancier | $50.00 | 9/8/2012 12:09:32 PM |
| thrifty-transaction578 | $25.00 | 9/8/2012 12:35:05 PM |
| 108lender | $200.00 | 9/8/2012 12:17:50 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:34 PM |
| attentive-compassion1 | $50.00 | 9/8/2012 1:10:36 PM |
| calm-platinum957 | $35.00 | 9/8/2012 12:55:02 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:43 PM |
| phaded | $25.00 | 9/8/2012 1:53:11 PM |
| finder072 | $25.00 | 9/8/2012 1:05:22 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:05 PM |
| Nazbuster | $100.00 | 9/8/2012 9:28:48 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:48 PM |
| CIC | $25.00 | 9/9/2012 6:09:21 AM |
| a-community-aficionado | $50.00 | 9/8/2012 3:52:35 PM |
| agbullet55443 | $100.00 | 9/8/2012 10:25:54 PM |
| Castellan | $50.00 | 9/9/2012 12:39:48 PM |
| heroic-platinum | $25.00 | 9/9/2012 4:20:08 PM |
| ready-bid9 | $50.00 | 9/9/2012 12:36:47 PM |
| jpblan11 | $25.00 | 9/9/2012 11:10:28 PM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:43 AM |
| respectful-fairness069 | $27.00 | 9/10/2012 8:54:16 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:18 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:17 AM |
| compatible-deal9 | $25.00 | 9/10/2012 12:27:49 PM |
| jonn834 | $100.00 | 9/10/2012 4:19:48 PM |
| dynamic-platinum | $25.00 | 9/10/2012 4:22:06 PM |
| dukeiyer | $25.00 | 9/10/2012 2:30:48 PM |
| devoider | $25.00 | 9/10/2012 2:18:17 PM |
| plentiful-platinum5 | $75.00 | 9/10/2012 4:17:04 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:22 PM |
| payout-reaction740 | $25.00 | 9/10/2012 5:29:20 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:53 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:57 PM |
| Med-Tech-Here | $28.00 | 9/10/2012 5:43:46 PM |
| bazaar-tulip | $25.00 | 9/10/2012 5:48:48 PM |
| britgsb | $50.00 | 9/10/2012 5:49:39 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:06 PM |
| paradigm_shift | $100.00 | 9/10/2012 6:35:13 PM |
| Photoman42 | $25.00 | 9/10/2012 7:29:46 PM |
| lendersf | $100.00 | 9/10/2012 7:40:25 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:51 PM |
| Tscheddar | $25.00 | 9/11/2012 3:39:46 AM |
| MoneyBagsRUs | $25.00 | 9/10/2012 7:34:58 PM |
| Munnie | $50.00 | 9/11/2012 6:09:05 AM |
| yield-hut | $25.00 | 9/11/2012 3:52:34 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:00 AM |
| Quiza12 | $25.00 | 9/11/2012 6:52:23 AM |
| Tradesmanlender | $25.00 | 9/11/2012 9:20:43 AM |
| bill-expert | $30.00 | 9/11/2012 9:07:23 AM |
| rmachi | $25.00 | 9/11/2012 9:11:17 AM |
| jonmars | $25.00 | 9/11/2012 9:22:01 AM |
| TomDalonajay | $25.00 | 9/11/2012 9:45:12 AM |
| AFairDeal | $25.00 | 9/11/2012 9:58:00 AM |
| ivy-league-MBA | $25.00 | 9/11/2012 9:56:41 AM |
| compoundinterest | $25.00 | 9/11/2012 10:03:44 AM |
| villagers | $200.00 | 9/11/2012 10:07:44 AM |
| vinayski | $25.00 | 9/11/2012 10:22:34 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:05 AM |
| promise2 | $47.69 | 9/11/2012 10:52:08 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:24:48 AM |
| LenderRob07 | $30.00 | 9/11/2012 12:52:21 PM |
| fairtrade2012 | $50.00 | 9/11/2012 12:42:03 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:17 PM |
| Ardy123 | $25.00 | 9/11/2012 2:30:24 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:43 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:14 PM |
| principal-exec | $25.00 | 9/11/2012 1:53:41 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:26 PM |
| BuckeyesBacker | $25.00 | 9/11/2012 2:16:17 PM |
| DirtyJenga | $25.00 | 9/11/2012 5:00:55 PM |
| GlobalVisionary | $50.00 | 9/11/2012 3:56:22 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:41 PM |
| unforgettable-return6 | $25.00 | 9/11/2012 5:24:16 PM |
| martinatime | $25.00 | 9/11/2012 6:07:03 PM |
| affluence-tycoon | $25.00 | 9/11/2012 5:42:57 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:21:53 PM |
| bb575 | $50.00 | 9/11/2012 5:59:55 PM |
| EODLEGS | $25.00 | 9/11/2012 6:04:36 PM |
| kind-exchange-association | $25.00 | 9/11/2012 7:19:54 PM |
| income-buffalo1 | $50.00 | 9/11/2012 6:36:40 PM |
| Bzbee | $39.18 | 9/11/2012 6:12:40 PM |
| profitable-commerce822 | $25.00 | 9/11/2012 7:57:22 PM |
| dollar-vibraphone4 | $25.00 | 9/11/2012 8:04:54 PM |
| best-bonafide-p2p | $50.00 | 9/11/2012 6:56:59 PM |
| reinforced-velocity158 | $100.00 | 9/11/2012 9:24:38 PM |
| Anonymous_Guy | $25.00 | 9/11/2012 8:04:16 PM |
| anacent | $25.00 | 9/11/2012 9:41:02 PM |
| southerndiva | $25.00 | 9/11/2012 7:14:25 PM |
| BGILlender | $40.00 | 9/11/2012 7:34:51 PM |
| RyanTH9893 | $25.00 | 9/11/2012 8:34:14 PM |
| Thought | $25.00 | 9/11/2012 10:36:43 PM |
| CougarRoar | $25.00 | 9/11/2012 10:39:59 PM |
| MrCoffee | $25.00 | 9/11/2012 8:21:23 PM |
| engbusres | $100.00 | 9/11/2012 8:58:34 PM |
| XCalias | $25.00 | 9/12/2012 6:00:43 AM |
| gold-fox8 | $32.00 | 9/11/2012 10:31:17 PM |
| universal71 | $25.00 | 9/12/2012 6:43:03 AM |
| shaker348 | $25.00 | 9/12/2012 8:12:55 AM |
| RememberToForget | $25.00 | 9/12/2012 8:27:14 AM |
| dgallo | $25.00 | 9/12/2012 5:58:49 AM |
| proper-funds8 | $100.00 | 9/12/2012 8:44:35 AM |
| Rulea72 | $25.00 | 9/12/2012 6:44:33 AM |
| fairness-boomer6 | $25.00 | 9/12/2012 7:42:00 AM |
| nourishing-wampum7 | $25.00 | 9/12/2012 8:42:16 AM |
| trade-burrito4 | $35.00 | 9/12/2012 9:14:33 AM |
| dollar-turtle | $25.00 | 9/12/2012 9:00:14 AM |
| bnordman | $25.00 | 9/12/2012 9:05:18 AM |
| helpinghand63 | $25.00 | 9/12/2012 9:23:30 AM |
| richboy56 | $25.00 | 9/12/2012 9:07:30 AM |
| derwiki | $25.00 | 9/12/2012 9:13:07 AM |
| well-mannered-power8 | $25.00 | 9/12/2012 9:09:56 AM |
| historic-balance5 | $50.00 | 9/12/2012 9:18:03 AM |
| Science7124 | $25.00 | 9/12/2012 9:13:02 AM |
| mvalley | $25.00 | 9/12/2012 9:13:33 AM |
| bluebird343 | $50.00 | 9/12/2012 9:33:46 AM |
| cybernosha | $25.00 | 9/12/2012 9:37:29 AM |
| EtaDuck | $25.00 | 9/12/2012 9:37:59 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:08 AM |
| jeffpac | $50.00 | 9/12/2012 9:38:19 AM |
| siesta100 | $25.00 | 9/12/2012 9:39:15 AM |
| JDED | $25.00 | 9/12/2012 9:39:41 AM |
| euro-speaker8 | $100.00 | 9/12/2012 9:40:56 AM |
| sharpey | $25.00 | 9/12/2012 9:41:17 AM |
| microfunder | $25.00 | 9/12/2012 9:42:46 AM |
| Crystalprop | $25.00 | 9/12/2012 9:43:03 AM |
| leeball | $50.00 | 9/12/2012 9:24:54 AM |
| peace-cadence | $25.00 | 9/12/2012 9:45:03 AM |
| dinero-speaker | $25.00 | 9/12/2012 9:47:13 AM |
| awe-inspiring-commitment972 | $50.00 | 9/12/2012 9:48:16 AM |
| commanding-treasure2 | $75.00 | 9/12/2012 9:32:04 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:38 AM |
| ti22ring | $25.00 | 9/12/2012 9:39:45 AM |
| nexusadgroup | $50.00 | 9/12/2012 9:42:54 AM |
| rate-mogul | $50.00 | 9/12/2012 9:43:01 AM |
| dhkny5 | $40.00 | 9/12/2012 9:54:12 AM |
| ski bum | $46.00 | 9/12/2012 9:54:29 AM |
| treasure-pipeline | $25.00 | 9/12/2012 9:45:13 AM |
| gopbernie | $25.00 | 9/12/2012 9:41:13 AM |
| brazilofmux | $100.00 | 9/12/2012 9:41:15 AM |
| Mopedcouple | $25.00 | 9/12/2012 9:47:51 AM |
| flypenguin | $25.00 | 9/12/2012 9:41:42 AM |
| JonDough | $25.00 | 9/12/2012 9:42:25 AM |
| MrDavid | $26.00 | 9/12/2012 9:42:41 AM |
| wonderous-truth6 | $25.00 | 9/12/2012 9:44:54 AM |
| inspired-investment8 | $63.00 | 9/12/2012 9:46:48 AM |
| greenback-investor7 | $100.00 | 9/12/2012 9:52:11 AM |
| american6 | $50.00 | 9/12/2012 9:53:58 AM |
| titan1 | $25.00 | 9/12/2012 9:55:24 AM |
| versatilenyguy | $50.00 | 9/12/2012 9:51:54 AM |
| deal-vibrato | $25.00 | 9/12/2012 9:53:05 AM |
| angelinvestor2 | $40.00 | 9/12/2012 9:54:59 AM |
| cozy-note | $25.00 | 9/12/2012 9:55:27 AM |
| peace-flower9 | $50.00 | 9/8/2012 12:11:35 PM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:43 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:51 PM |
| prudent-dough458 | $25.00 | 9/8/2012 12:13:32 PM |
| justreturns | $25.00 | 9/8/2012 12:20:52 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:30 PM |
| djs81 | $75.00 | 9/8/2012 1:03:30 PM |
| cashasaurus0 | $100.00 | 9/8/2012 2:07:21 PM |
| ready-interest9 | $25.00 | 9/8/2012 1:05:10 PM |
| foldingbenny2 | $75.00 | 9/8/2012 2:40:04 PM |
| community-burrito9 | $25.00 | 9/8/2012 1:24:31 PM |
| bellaquito | $500.00 | 9/8/2012 1:50:51 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:21 PM |
| Fiimg | $75.00 | 9/8/2012 9:54:31 PM |
| supersarah61 | $25.00 | 9/8/2012 5:43:31 PM |
| luminous-finance9 | $26.00 | 9/9/2012 7:33:03 AM |
| dime-vista2 | $25.00 | 9/9/2012 9:21:52 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:51 PM |
| porter512S | $200.00 | 9/9/2012 12:43:24 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:23 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:34 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:04 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:30:31 AM |
| investment-comet | $25.00 | 9/10/2012 8:04:34 AM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:28 PM |
| first-serene-credit | $25.00 | 9/10/2012 12:29:42 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:59 PM |
| leverage-accelerator | $40.30 | 9/10/2012 2:56:11 PM |
| j2ee | $50.00 | 9/10/2012 5:15:44 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:42 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:27 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:25 PM |
| LeReve | $500.00 | 9/10/2012 5:30:04 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:18 PM |
| booyah | $100.00 | 9/10/2012 6:33:05 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:39 PM |
| credit-maple | $25.00 | 9/10/2012 6:24:11 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:33 PM |
| radforj22 | $25.00 | 9/11/2012 5:20:40 AM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:04 PM |
| Firescreek | $30.00 | 9/11/2012 5:33:13 AM |
| DonaldColorado | $100.00 | 9/11/2012 8:40:39 AM |
| NR | $25.00 | 9/11/2012 9:07:09 AM |
| bowdish1 | $100.00 | 9/11/2012 9:14:36 AM |
| neighborly-velocity4 | $25.00 | 9/11/2012 9:34:50 AM |
| urbane-deal152 | $50.00 | 9/11/2012 9:47:18 AM |
| value-wind0 | $25.00 | 9/11/2012 9:47:30 AM |
| unforgettable-wealth4 | $50.00 | 9/11/2012 9:53:09 AM |
| Investoman | $25.00 | 9/11/2012 9:52:20 AM |
| HammerKnuckleLending | $25.00 | 9/11/2012 10:09:35 AM |
| nri22 | $25.00 | 9/11/2012 10:27:56 AM |
| squeebie | $50.00 | 9/11/2012 10:54:40 AM |
| bent300 | $50.00 | 9/11/2012 10:42:17 AM |
| botfolio | $300.00 | 9/11/2012 11:05:36 AM |
| Px3VENTURES | $250.00 | 9/11/2012 12:14:02 PM |
| contract-festival7 | $50.00 | 9/11/2012 1:21:10 PM |
| blue-dough-trumpeter | $25.00 | 9/11/2012 1:48:52 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:10 PM |
| rate-welder8 | $25.00 | 9/11/2012 12:49:05 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:38 PM |
| likeable-leverage5 | $500.00 | 9/11/2012 2:01:17 PM |
| mudcathi | $115.00 | 9/11/2012 1:57:49 PM |
| mjjjrj | $25.00 | 9/11/2012 4:29:59 PM |
| Farm-Money-4-U | $30.38 | 9/11/2012 2:23:07 PM |
| Demigod | $25.00 | 9/11/2012 2:54:49 PM |
| openness-enlightenment8 | $25.00 | 9/11/2012 3:42:49 PM |
| beadgame | $196.75 | 9/11/2012 3:03:42 PM |
| bonus-seahorse | $100.00 | 9/11/2012 4:33:55 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:09 PM |
| kukubird | $30.00 | 9/11/2012 5:15:00 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:06 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:27 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:01 PM |
| privatebanker | $25.00 | 9/11/2012 5:20:55 PM |
| spark548 | $25.00 | 9/11/2012 5:21:18 PM |
| otalon | $25.00 | 9/11/2012 5:48:02 PM |
| return-venture1 | $100.00 | 9/11/2012 6:01:03 PM |
| Sothenwhat | $100.00 | 9/11/2012 5:32:41 PM |
| WxChem | $30.00 | 9/11/2012 6:10:50 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:49:39 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:34 PM |
| Moneycometh05 | $25.00 | 9/11/2012 7:22:49 PM |
| SnakeEater | $100.00 | 9/11/2012 6:54:24 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:30 PM |
| Techne_Funds_LLC | $25.00 | 9/11/2012 7:13:36 PM |
| SugarMommy | $25.00 | 9/11/2012 7:15:21 PM |
| banker334 | $40.00 | 9/11/2012 8:15:26 PM |
| stylish-revenue4 | $25.00 | 9/11/2012 9:02:07 PM |
| boomerang74 | $62.93 | 9/11/2012 9:21:49 PM |
| langdonx | $50.00 | 9/11/2012 9:40:41 PM |
| Scoreman | $25.00 | 9/12/2012 6:08:05 AM |
| IDGT | $25.00 | 9/11/2012 10:10:53 PM |
| dedication-force2 | $150.00 | 9/12/2012 1:12:19 AM |
| cadiju | $25.00 | 9/12/2012 12:53:57 AM |
| bullet-shark | $25.00 | 9/12/2012 7:53:00 AM |
| Win_With_P2P | $50.00 | 9/12/2012 5:21:31 AM |
| jubilant-agreement0 | $25.00 | 9/12/2012 8:49:47 AM |
| tranquil-capital4 | $50.00 | 9/12/2012 5:34:28 AM |
| fortress767 | $25.00 | 9/12/2012 5:48:55 AM |
| Leshan | $100.00 | 9/12/2012 8:06:22 AM |
| Gyroman | $90.00 | 9/12/2012 8:27:15 AM |
| elfincove | $25.00 | 9/12/2012 7:33:38 AM |
| ErsatzMike | $25.00 | 9/12/2012 9:12:22 AM |
| deborahz | $25.00 | 9/12/2012 9:07:33 AM |
| vigorous-payment6 | $25.00 | 9/12/2012 9:10:40 AM |
| successful-agreement7 | $100.00 | 9/12/2012 9:12:57 AM |
| unafraid-loan5 | $25.00 | 9/12/2012 9:18:15 AM |
| brightest-breathtaking-finance | $100.00 | 9/12/2012 9:36:12 AM |
| enthralling-investment | $25.00 | 9/12/2012 9:22:48 AM |
| ssgt95068 | $25.00 | 9/12/2012 9:23:46 AM |
| gold-commander0 | $25.00 | 9/12/2012 9:41:53 AM |
| misterhobbs | $25.00 | 9/12/2012 9:47:34 AM |
| indomitable-coin | $25.00 | 9/12/2012 9:48:05 AM |
| fcukciti | $35.00 | 9/12/2012 9:37:10 AM |
| elasermd | $45.00 | 9/12/2012 9:37:37 AM |
| silver-flower448 | $25.00 | 9/12/2012 9:50:01 AM |
| reflective-deal8 | $39.00 | 9/12/2012 9:50:16 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:21 AM |
| sc91 | $25.00 | 9/12/2012 9:51:32 AM |
| diverse2 | $30.00 | 9/12/2012 9:34:26 AM |
| power-collider | $25.00 | 9/12/2012 9:55:01 AM |
| krisran | $50.00 | 9/12/2012 9:45:49 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:22 AM |
| riskadverse44 | $25.00 | 9/12/2012 9:42:57 AM |
| riskreward | $225.00 | 9/12/2012 9:48:42 AM |
| kubien | $25.00 | 9/12/2012 9:43:52 AM |
| 1phantom | $25.00 | 9/12/2012 9:49:49 AM |
| Cheburashka | $30.00 | 9/12/2012 9:45:39 AM |
| capital-zoo | $25.00 | 9/12/2012 9:49:00 AM |
| circuitfive | $25.00 | 9/12/2012 9:54:44 AM |
| drummer427 | $25.00 | 9/12/2012 9:51:25 AM |
| credit-scout7 | $0.04 | 9/12/2012 9:56:59 AM |
| the-profit-oracle | $25.00 | 9/12/2012 9:52:55 AM |
| igloo268 | $25.00 | 9/12/2012 9:54:22 AM |
| 290 Investments
|
Borrower Payment Dependent Notes Series
635743
This series of Notes was issued and sold upon the funding of the borrower loan #74628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 2m |
|
Amount delinquent:
| $213 |
Total credit lines:
| 13 |
Occupation: | Flight Attendant |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $343 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| valiant-bonus0 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...fund the transfer of an established business. Allowing me to own a thriving small business that currently produces 7.000 per week. i would be able continue to manage the business that has the potential to increase sales to 400,000. The store is in a very busy commercial area near a university, a community college and major youth sports complexes. It has established catering accounts that have been established since 2004. The seller needs to sell due to an increase his his personal businesses and his lack of time to manage this small portion of his portfolio. I would not qualify to open a business from the ground up since I would need a minimum of 250,000,
My financial situation:
I am a good candidate for this loan because... I have a salary that allows me to maintain my lifestyle without having to rely on pulling funds from the business. I am attempting to become a business owner to further secure my future, I have managed a thriving small business with 30 employees for three years in the past. I left that position due to a family relocation. I have a stable position now that permits me time to focus on marketing should my loan be funded to increase sales and customer service/relations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cfarther | $50.00 | 9/10/2012 5:13:34 PM |
| j2ee | $50.00 | 9/10/2012 5:15:48 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:42 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:58 PM |
| aztec | $50.00 | 9/10/2012 5:23:45 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:26 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:29:50 PM |
| squeebie | $50.00 | 9/11/2012 10:54:48 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:44 PM |
| benjamins-engine6 | $29.71 | 9/11/2012 1:15:41 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:15 PM |
| Vegasjim | $25.00 | 9/11/2012 5:31:29 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:33 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:15 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:03 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:34 AM |
| restless-currency | $40.00 | 9/12/2012 6:42:42 PM |
| punctual-justice7 | $33.31 | 9/13/2012 4:48:16 AM |
| Nazbuster | $100.00 | 9/12/2012 9:28:47 PM |
| Darts | $50.00 | 9/12/2012 7:45:58 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:22 AM |
| green28 | $100.00 | 9/13/2012 5:13:49 AM |
| Too-rich-for-you | $26.49 | 9/13/2012 7:43:25 AM |
| mariah8641 | $30.00 | 9/13/2012 8:43:35 AM |
| truth-explorer | $25.00 | 9/13/2012 9:28:53 AM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:14 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:19 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:12:04 AM |
| integrity-cowbell | $25.00 | 9/13/2012 12:46:58 PM |
| odp01 | $25.00 | 9/13/2012 5:05:30 PM |
| palex | $25.44 | 9/13/2012 7:03:06 PM |
| penny-flan6 | $25.00 | 9/14/2012 7:37:08 AM |
| rchapee | $25.00 | 9/14/2012 7:51:49 AM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:54 AM |
| handy-affluence9 | $37.84 | 9/14/2012 7:20:29 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:37 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:28 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:03 AM |
| JBBank | $50.00 | 9/14/2012 10:12:39 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:11 AM |
| jhussey | $100.00 | 9/14/2012 10:43:00 AM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:01 PM |
| adaboy65 | $100.00 | 9/14/2012 5:54:59 PM |
| Peleadona | $25.00 | 9/15/2012 7:47:36 AM |
| spudbeach | $119.70 | 9/15/2012 8:07:06 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:15 AM |
| dordee | $60.00 | 9/15/2012 10:24:59 AM |
| Taxman44 | $25.00 | 9/15/2012 12:36:49 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:55 PM |
| myersei | $25.00 | 9/15/2012 12:47:50 PM |
| mvalley | $25.00 | 9/15/2012 12:52:39 PM |
| StPong | $25.00 | 9/15/2012 6:56:58 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:43 AM |
| wwwUniversal | $25.00 | 9/15/2012 1:58:13 PM |
| Kravcorp | $25.00 | 9/16/2012 11:32:01 AM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:08 PM |
| 280Z | $25.00 | 9/16/2012 10:45:43 AM |
| useful-money715 | $50.00 | 9/15/2012 10:11:49 PM |
| hcalum | $25.00 | 9/16/2012 11:54:05 AM |
| dough-kitten5 | $25.00 | 9/16/2012 1:56:13 PM |
| Vegas777 | $25.00 | 9/16/2012 11:13:17 AM |
| enthralling-payment4 | $25.00 | 9/16/2012 5:58:39 PM |
| compassionate-payment218 | $200.00 | 9/16/2012 6:20:40 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:43 AM |
| sgt-schultz | $35.00 | 9/17/2012 6:30:49 AM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:06 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:22 AM |
| misit | $25.00 | 9/17/2012 2:47:47 PM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:26 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:44 AM |
| lagnisiruk | $25.00 | 9/17/2012 9:41:28 AM |
| Hasemoto | $25.00 | 9/17/2012 3:58:11 PM |
| AEH_Now | $25.00 | 9/17/2012 10:22:48 AM |
| dlenz | $25.00 | 9/17/2012 12:52:36 PM |
| dollardave | $50.00 | 9/17/2012 1:33:22 PM |
| deal-mover | $25.00 | 9/17/2012 3:28:34 PM |
| discrete-exchange9 | $25.00 | 9/17/2012 4:42:32 PM |
| keiphers | $25.00 | 9/17/2012 4:55:02 PM |
| phaques | $225.00 | 9/17/2012 7:03:19 PM |
| cdfinance | $500.00 | 9/18/2012 4:16:20 AM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:27 PM |
| power-leader1 | $25.00 | 9/18/2012 8:11:44 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:34 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:01 AM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:13 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:04 AM |
| Avala | $100.00 | 9/18/2012 9:31:57 AM |
| kevin314 | $25.00 | 9/18/2012 9:41:51 AM |
| unforgettable-wealth4 | $48.00 | 9/18/2012 9:54:47 AM |
| kwan | $25.00 | 9/18/2012 10:19:32 AM |
| Weaverville | $50.00 | 9/18/2012 10:45:45 AM |
| sharpey | $25.00 | 9/18/2012 10:04:34 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:22 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:04 AM |
| order-tamale | $400.00 | 9/10/2012 5:14:56 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:24 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:44 PM |
| LeReve | $500.00 | 9/10/2012 5:30:06 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:48 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:18 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:33 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:19 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:27 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:58 PM |
| Castellan | $50.00 | 9/10/2012 6:35:32 PM |
| luminous-finance9 | $26.00 | 9/10/2012 6:50:37 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:06 AM |
| SlateHillAdam | $100.00 | 9/11/2012 9:20:10 AM |
| a-finance-nirvana | $25.00 | 9/11/2012 10:17:18 AM |
| botfolio | $300.00 | 9/11/2012 11:05:37 AM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:24 PM |
| martinatime | $25.00 | 9/11/2012 6:07:05 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:42 PM |
| well-rounded-investment | $50.00 | 9/11/2012 7:33:35 PM |
| langdonx | $50.00 | 9/11/2012 9:40:43 PM |
| anacent | $25.00 | 9/11/2012 9:41:07 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:56 AM |
| universal71 | $25.00 | 9/12/2012 6:43:04 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:43 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:21 AM |
| kenji4861 | $25.00 | 9/12/2012 10:26:05 AM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:26 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:02 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:04 PM |
| kegs | $150.00 | 9/12/2012 7:27:46 PM |
| azazle | $25.00 | 9/12/2012 7:14:15 PM |
| Benny-factor | $500.00 | 9/13/2012 7:07:10 AM |
| important-ore | $150.00 | 9/13/2012 9:05:37 AM |
| blue-laudable-dinero | $50.00 | 9/13/2012 9:44:14 AM |
| pdub | $750.00 | 9/13/2012 10:33:06 AM |
| DadWarbucks | $25.00 | 9/13/2012 10:12:49 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:42:55 AM |
| admirable-return6 | $50.00 | 9/13/2012 3:50:53 PM |
| wetlands | $200.00 | 9/13/2012 5:30:57 PM |
| chlebie | $50.00 | 9/13/2012 5:49:06 PM |
| antlr | $25.00 | 9/13/2012 7:14:13 PM |
| cloud8 | $35.00 | 9/13/2012 8:20:38 PM |
| dough-hammock | $25.00 | 9/13/2012 9:35:59 PM |
| igniter584 | $100.00 | 9/13/2012 11:38:18 PM |
| revenue-serenity | $25.00 | 9/14/2012 6:42:54 AM |
| chekat | $25.00 | 9/14/2012 5:57:04 AM |
| horseshoelake | $100.00 | 9/14/2012 6:48:29 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:06 AM |
| enriching-trade2 | $50.00 | 9/14/2012 9:20:13 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:37 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:36 AM |
| UltimateWill | $25.00 | 9/14/2012 12:22:49 PM |
| dreammachine | $100.00 | 9/14/2012 10:45:25 AM |
| jamesriles | $25.00 | 9/14/2012 1:07:37 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:49 PM |
| vkorichkov | $30.00 | 9/14/2012 5:35:28 PM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:11 AM |
| svjeller | $236.94 | 9/14/2012 6:46:23 PM |
| charming-contract3 | $26.26 | 9/15/2012 3:43:04 AM |
| simiray | $30.00 | 9/14/2012 8:52:30 PM |
| Investoman | $25.00 | 9/15/2012 12:16:35 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:16:57 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:39 PM |
| 1SteelerFan | $25.00 | 9/15/2012 3:39:01 PM |
| first-reward-bliss | $210.00 | 9/15/2012 10:21:00 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:48 PM |
| RothySkynx | $25.00 | 9/15/2012 7:15:54 PM |
| spirited-camaraderi | $75.00 | 9/15/2012 8:32:39 PM |
| philantist | $25.00 | 9/15/2012 9:25:48 PM |
| loot-hyperdrive7 | $54.00 | 9/16/2012 10:24:41 AM |
| daisuke | $25.00 | 9/16/2012 11:03:31 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:15 AM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:53 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:48 AM |
| profitable-commerce822 | $25.00 | 9/16/2012 10:24:55 AM |
| bold-towering-velocity | $34.00 | 9/16/2012 6:56:40 AM |
| mkell43 | $25.00 | 9/16/2012 8:02:05 AM |
| tranquil-revenue | $25.00 | 9/16/2012 9:41:13 AM |
| friendly-money | $100.00 | 9/16/2012 2:42:14 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:03 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:08 PM |
| otherwisedisposed | $200.00 | 9/16/2012 7:36:38 PM |
| loyalty-dragster7 | $100.00 | 9/16/2012 8:09:48 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:23 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:13 PM |
| reverent-hope5 | $25.00 | 9/16/2012 5:23:11 PM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:40 AM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:34 PM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:42 AM |
| wise-virtuous-vigilance | $29.00 | 9/17/2012 9:12:49 AM |
| krisran | $50.00 | 9/17/2012 9:47:34 AM |
| darknesscrown | $25.00 | 9/17/2012 2:24:20 PM |
| WxChem | $25.00 | 9/17/2012 5:29:27 PM |
| RocketSurgeon | $25.00 | 9/17/2012 5:34:56 PM |
| blue-entertaining-dinero | $25.00 | 9/18/2012 6:29:47 AM |
| brainy-credit1 | $70.00 | 9/18/2012 3:57:39 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:34:56 AM |
| enthusiastic-p2ploan0 | $100.00 | 9/18/2012 10:22:43 AM |
| fides-cx | $520.80 | 9/18/2012 11:08:01 AM |
| 194 Investments
|
Borrower Payment Dependent Notes Series
636029
This series of Notes was issued and sold upon the funding of the borrower loan #74743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,108 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magnetic-funds568 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/13/2012 6:00:30 PM |
| 52digital | $75.00 | 9/13/2012 5:03:58 PM |
| bellaquito | $500.00 | 9/13/2012 5:18:45 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:35 PM |
| open-minded-p2p1 | $25.00 | 9/13/2012 5:26:24 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:02 PM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 5:37:46 PM |
| intelligent-yield | $50.00 | 9/13/2012 5:40:52 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:34 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:50 PM |
| MikeyZ2008 | $25.00 | 9/13/2012 6:03:22 PM |
| miked8303 | $50.00 | 9/13/2012 6:05:48 PM |
| jebber007 | $45.33 | 9/13/2012 8:16:34 PM |
| jybank | $49.00 | 9/13/2012 10:58:05 PM |
| Peacepower | $30.00 | 9/13/2012 7:05:19 PM |
| revenue-statesperson4 | $100.00 | 9/14/2012 1:29:38 AM |
| Astyanax | $30.00 | 9/14/2012 4:46:28 AM |
| Comoparklender | $25.00 | 9/14/2012 9:01:03 AM |
| ready-vigilance3 | $50.00 | 9/14/2012 8:54:56 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:14:26 AM |
| life-is-great | $25.00 | 9/14/2012 9:34:37 AM |
| robust-trade | $25.00 | 9/14/2012 9:34:54 AM |
| supreme-treasure8 | $100.00 | 9/14/2012 9:36:21 AM |
| Kaj | $25.00 | 9/14/2012 9:43:36 AM |
| social-cocktail1 | $48.73 | 9/14/2012 9:56:06 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:15 PM |
| brainy-return234 | $25.00 | 9/13/2012 5:11:42 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:59 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:34 PM |
| LeReve | $500.00 | 9/13/2012 5:36:01 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:56 PM |
| community-burrito9 | $25.00 | 9/13/2012 5:38:32 PM |
| SolarMoonshine | $25.00 | 9/13/2012 6:19:02 PM |
| historic-value7 | $50.00 | 9/13/2012 6:34:33 PM |
| Investor_DP | $200.00 | 9/13/2012 6:43:39 PM |
| skillful-asset5 | $25.00 | 9/13/2012 6:57:12 PM |
| oskizzle | $25.00 | 9/13/2012 7:01:19 PM |
| MilitaryMTP | $100.00 | 9/14/2012 3:05:31 AM |
| revenue-serenity | $25.00 | 9/14/2012 6:42:57 AM |
| SouthernRemarketing | $25.00 | 9/14/2012 7:12:49 AM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:39 AM |
| dank-of-america | $27.56 | 9/14/2012 7:18:38 AM |
| SecondChanceLendingSERV | $28.05 | 9/14/2012 7:51:38 AM |
| receptive-affluence035 | $40.00 | 9/14/2012 6:33:47 AM |
| Biancs | $150.00 | 9/14/2012 6:38:08 AM |
| grf1945 | $49.00 | 9/14/2012 7:00:26 AM |
| Foothill-Paradise | $67.83 | 9/14/2012 8:53:09 AM |
| aganippe | $25.00 | 9/14/2012 8:38:40 AM |
| branaa99 | $25.00 | 9/14/2012 8:58:51 AM |
| wwwUniversal | $25.00 | 9/14/2012 9:19:01 AM |
| authoritative-platinum7 | $27.00 | 9/14/2012 9:19:37 AM |
| ideomorph | $25.00 | 9/14/2012 9:10:13 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:37 AM |
| finance-prescription | $100.00 | 9/14/2012 9:38:41 AM |
| trajectory8 | $25.00 | 9/14/2012 9:41:31 AM |
| postalwhiz | $25.00 | 9/14/2012 9:35:38 AM |
| Tylerh | $250.00 | 9/14/2012 9:24:50 AM |
| moola-buddy | $25.00 | 9/14/2012 9:31:13 AM |
| jazzlender | $25.00 | 9/14/2012 9:33:10 AM |
| Cliffie83 | $25.00 | 9/14/2012 9:36:07 AM |
| bubb_hans | $25.00 | 9/14/2012 9:46:03 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
636179
This series of Notes was issued and sold upon the funding of the borrower loan #74400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $220.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,393 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diversification-bauble9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to save on older debt
This loan will be used to...pay off prior debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time
Monthly net income: $2600.
Monthly expenses: $1350.
Housing: $500.
Insurance: $
Car expenses: $350.
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $150.
Clothing, household expenses: $
Credit cards and other loans: $5500.
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/10/2012 9:11:47 AM |
| worth-blanket2 | $7,200.00 | 9/10/2012 9:08:02 AM |
| global-invest-group | $50.00 | 9/10/2012 9:33:20 AM |
| finance-investor3 | $25.00 | 9/10/2012 9:13:11 AM |
| penny-surgeon | $25.00 | 9/10/2012 9:28:33 AM |
| 1stPlace | $100.00 | 9/10/2012 9:03:39 AM |
| MyPFBlog | $25.00 | 9/10/2012 9:24:51 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:26:13 AM |
| pdli_dude | $25.00 | 9/10/2012 9:12:16 AM |
| Money__Tree | $200.00 | 9/10/2012 9:29:08 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:53 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
636189
This series of Notes was issued and sold upon the funding of the borrower loan #74725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,284 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-financier2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RJN | $35.00 | 9/17/2012 5:08:28 PM |
| first-euro-rapture | $25.00 | 9/17/2012 5:31:54 PM |
| majestic-note6 | $150.00 | 9/17/2012 5:28:12 PM |
| ssqr | $75.00 | 9/17/2012 6:03:11 PM |
| reduce_US_govt_debt | $35.00 | 9/17/2012 6:36:04 PM |
| money-baron-Roth401k | $50.00 | 9/17/2012 7:05:12 PM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:19:11 PM |
| enriched-return057 | $200.00 | 9/17/2012 6:37:56 PM |
| money-baron | $50.00 | 9/17/2012 5:58:12 PM |
| MI2 | $1,070.00 | 9/17/2012 7:40:56 PM |
| refresher211 | $25.00 | 9/17/2012 5:24:08 PM |
| Zingaro | $25.00 | 9/17/2012 6:01:59 PM |
| mrxtravis | $25.00 | 9/17/2012 6:19:08 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:43 PM |
| brilliant-balance | $50.00 | 9/17/2012 6:41:48 PM |
| skillful-asset5 | $35.00 | 9/17/2012 6:47:22 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
636309
This series of Notes was issued and sold upon the funding of the borrower loan #74933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $424.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 16y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,672 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-artist0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation, home improvemen
Purpose of loan:
This loan will be used to...
consolidate debt & home improvement
My financial situation:
I am a good candidate for this loan because...
i have a stable income (state of georgia pension) & i'm a home owner
Monthly net income: $3541
Monthly expenses: $2533
Housing: $1363
Insurance: $120
Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-tuba7 | $50.00 | 9/11/2012 9:03:37 AM |
| principal-cooker2 | $50.00 | 9/11/2012 9:10:24 AM |
| zeelender | $25.00 | 9/11/2012 9:26:32 AM |
| tranquil-gain1 | $75.00 | 9/11/2012 9:18:02 AM |
| listing-vista | $50.00 | 9/11/2012 9:16:10 AM |
| openness-antioxidant | $75.00 | 9/11/2012 9:33:30 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:56 AM |
| american6 | $50.00 | 9/11/2012 9:44:12 AM |
| red-eloquent-rupee | $50.00 | 9/11/2012 9:45:00 AM |
| durability-ace9 | $30.00 | 9/11/2012 9:46:04 AM |
| godzig | $25.00 | 9/11/2012 9:46:57 AM |
| wise-rupee-sanctuary | $50.00 | 9/11/2012 9:48:02 AM |
| glider537 | $25.00 | 9/11/2012 9:49:38 AM |
| bonus-tent | $25.00 | 9/11/2012 9:50:48 AM |
| runner262 | $25.00 | 9/11/2012 9:52:09 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:46 AM |
| Investoman | $25.00 | 9/11/2012 9:52:23 AM |
| the-profit-oracle | $25.00 | 9/11/2012 9:41:39 AM |
| Rick21 | $25.00 | 9/11/2012 9:54:28 AM |
| heart514 | $25.00 | 9/11/2012 10:00:43 AM |
| josuae | $25.00 | 9/11/2012 9:55:09 AM |
| gobot | $25.00 | 9/11/2012 9:55:19 AM |
| ferocious-exchange3 | $25.00 | 9/11/2012 10:02:05 AM |
| social-trumpet | $25.00 | 9/11/2012 9:56:57 AM |
| hc90474 | $25.00 | 9/11/2012 10:04:12 AM |
| hope-equation | $25.00 | 9/11/2012 10:04:39 AM |
| LendGuy | $25.00 | 9/11/2012 9:52:36 AM |
| browneyegravy | $25.00 | 9/11/2012 10:04:59 AM |
| GatorBux | $50.00 | 9/11/2012 9:57:53 AM |
| rate-mogul | $50.00 | 9/11/2012 10:06:06 AM |
| HamachiMan | $50.00 | 9/11/2012 9:54:58 AM |
| VAMUSIC | $25.00 | 9/11/2012 10:08:34 AM |
| enthralling-investment | $25.00 | 9/11/2012 9:55:46 AM |
| tspyz | $25.00 | 9/11/2012 9:56:15 AM |
| new-truth-chuckler | $25.00 | 9/11/2012 10:09:10 AM |
| dynamic-money271 | $100.00 | 9/11/2012 10:02:12 AM |
| benevolent-money6 | $25.00 | 9/11/2012 10:11:00 AM |
| harmonious-asset9 | $25.00 | 9/11/2012 10:03:23 AM |
| point653 | $25.00 | 9/11/2012 10:11:52 AM |
| RetiredATC | $50.00 | 9/11/2012 10:12:22 AM |
| compoundinterest | $25.00 | 9/11/2012 10:03:46 AM |
| bill-solo | $25.00 | 9/11/2012 9:58:49 AM |
| orange-stable-gain | $50.00 | 9/11/2012 10:04:02 AM |
| enticing-note | $25.00 | 9/11/2012 10:13:38 AM |
| bid-czar8 | $100.00 | 9/11/2012 9:59:08 AM |
| paytonbrigadier | $250.00 | 9/11/2012 9:59:11 AM |
| top-impressive-dinero | $25.00 | 9/11/2012 10:16:35 AM |
| j-lender | $50.00 | 9/11/2012 10:00:25 AM |
| jst1 | $25.00 | 9/11/2012 10:00:42 AM |
| larslfe | $25.00 | 9/11/2012 10:17:15 AM |
| reflective-cash0 | $50.00 | 9/11/2012 10:08:15 AM |
| urbane-duty560 | $25.00 | 9/11/2012 10:17:41 AM |
| octoberfresh | $25.00 | 9/11/2012 10:08:50 AM |
| income-buddy7 | $50.00 | 9/11/2012 10:09:13 AM |
| SmokeyMirror | $25.00 | 9/11/2012 10:02:44 AM |
| deal-secret-agent | $25.00 | 9/11/2012 10:09:38 AM |
| chemistry220 | $25.00 | 9/11/2012 10:11:29 AM |
| gold-commander0 | $25.00 | 9/11/2012 10:04:50 AM |
| unforgettable-order9 | $50.00 | 9/11/2012 10:22:49 AM |
| durability-excellence | $25.00 | 9/11/2012 10:24:03 AM |
| useful-p2ploan | $25.00 | 9/11/2012 10:27:25 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:18:09 AM |
| incbx | $100.00 | 9/11/2012 10:18:25 AM |
| gallant-economy9 | $50.00 | 9/11/2012 10:11:36 AM |
| speedster351 | $25.00 | 9/11/2012 10:32:34 AM |
| gadget7 | $25.00 | 9/11/2012 10:13:30 AM |
| blazing-capital2 | $250.00 | 9/11/2012 10:39:30 AM |
| pious-gold | $25.00 | 9/11/2012 10:15:19 AM |
| Lacimae | $100.00 | 9/11/2012 10:16:46 AM |
| gelidfrank | $25.00 | 9/11/2012 10:18:05 AM |
| simpy | $25.00 | 9/11/2012 10:19:51 AM |
| kkcoolmom | $50.00 | 9/11/2012 10:31:03 AM |
| BuffetRocks | $46.00 | 9/11/2012 10:32:02 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:11 AM |
| deborahz | $25.00 | 9/11/2012 10:22:52 AM |
| first-serene-credit | $25.00 | 9/11/2012 10:52:04 AM |
| DDHMoney | $25.00 | 9/11/2012 10:30:07 AM |
| respectful-fairness069 | $27.00 | 9/11/2012 10:55:17 AM |
| tender-commerce8 | $50.00 | 9/11/2012 10:59:04 AM |
| Headhunter14 | $30.00 | 9/11/2012 10:49:27 AM |
| docdekay | $50.00 | 9/11/2012 10:39:32 AM |
| botfolio | $300.00 | 9/11/2012 11:05:42 AM |
| kfrench | $75.00 | 9/11/2012 10:40:23 AM |
| authentic-liberty7 | $25.00 | 9/11/2012 11:08:11 AM |
| YampaQuant | $25.00 | 9/11/2012 10:48:05 AM |
| payment-halo | $25.00 | 9/11/2012 10:52:03 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:23 PM |
| trajectory8 | $25.00 | 9/11/2012 11:04:42 AM |
| profitable-benefit952 | $100.00 | 9/11/2012 11:08:46 AM |
| houli123 | $45.00 | 9/11/2012 11:10:01 AM |
| oneness | $25.00 | 9/11/2012 12:44:14 PM |
| best-bonafide-p2p | $50.00 | 9/11/2012 11:44:28 AM |
| sturdy-velocity6 | $25.00 | 9/11/2012 1:33:43 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:13 PM |
| lowrater | $50.40 | 9/11/2012 12:27:00 PM |
| melodious-rupee3 | $25.00 | 9/11/2012 12:28:42 PM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:16 PM |
| Financer | $25.00 | 9/11/2012 12:41:23 PM |
| drtexican | $40.00 | 9/11/2012 2:41:10 PM |
| jmurray40 | $29.00 | 9/11/2012 1:44:49 PM |
| jasonc410 | $25.00 | 9/11/2012 1:51:09 PM |
| BigSkyMontana | $25.00 | 9/11/2012 4:00:27 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:18 PM |
| liberty-society5 | $25.00 | 9/11/2012 2:15:54 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:23 PM |
| rookiecrd1 | $25.00 | 9/11/2012 3:04:28 PM |
| market-trooper3 | $30.00 | 9/11/2012 4:57:32 PM |
| kirklandrealtor | $30.00 | 9/11/2012 3:56:20 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:33 PM |
| martinatime | $25.00 | 9/11/2012 6:07:09 PM |
| RocketSurgeon | $25.00 | 9/11/2012 5:37:25 PM |
| virtuous-rate5 | $50.34 | 9/11/2012 6:02:46 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:30:28 PM |
| China-man | $272.73 | 9/11/2012 6:46:47 PM |
| thinker6 | $40.00 | 9/11/2012 6:13:36 PM |
| UncleSafety | $76.69 | 9/11/2012 6:36:42 PM |
| southerndiva | $25.00 | 9/11/2012 7:12:37 PM |
| social-comet7 | $25.00 | 9/11/2012 9:05:19 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:05 PM |
| Nipper99 | $100.00 | 9/11/2012 7:33:17 PM |
| jpollar | $25.00 | 9/11/2012 8:09:01 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:00 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:51 PM |
| banker334 | $25.00 | 9/11/2012 8:27:26 PM |
| blue-laudable-dinero | $50.00 | 9/11/2012 9:20:23 PM |
| the-swashbuckler | $49.00 | 9/11/2012 10:49:00 PM |
| peaceful-social7 | $60.84 | 9/12/2012 2:22:44 AM |
| RGlad | $200.00 | 9/11/2012 9:13:06 AM |
| janeybooboo | $50.00 | 9/11/2012 9:13:17 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:45 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:42 AM |
| samo102us | $25.00 | 9/11/2012 9:28:19 AM |
| bazaar-festivity | $25.00 | 9/11/2012 9:31:39 AM |
| no_agenda_lender | $25.00 | 9/11/2012 9:36:46 AM |
| matt_2006 | $25.00 | 9/11/2012 9:39:25 AM |
| Cash-Flow | $290.00 | 9/11/2012 9:45:45 AM |
| figs4u2 | $100.00 | 9/11/2012 9:52:48 AM |
| jblack01 | $25.00 | 9/11/2012 9:49:24 AM |
| picklesforarthur | $25.00 | 9/11/2012 9:51:15 AM |
| Duanep01 | $25.00 | 9/11/2012 9:58:10 AM |
| Aimvest | $25.00 | 9/11/2012 9:58:31 AM |
| flexible-value | $50.00 | 9/11/2012 9:51:36 AM |
| eastboimerchandise | $30.00 | 9/11/2012 9:52:44 AM |
| streak269 | $25.00 | 9/11/2012 9:59:34 AM |
| Herluftrolle | $25.00 | 9/11/2012 10:00:28 AM |
| ersheido | $35.00 | 9/11/2012 10:00:31 AM |
| haplender | $50.00 | 9/11/2012 9:48:48 AM |
| just-money930 | $25.00 | 9/11/2012 9:55:31 AM |
| breadbroker | $25.00 | 9/11/2012 9:55:53 AM |
| mikrolown | $25.00 | 9/11/2012 9:50:50 AM |
| victorcab | $25.00 | 9/11/2012 9:56:52 AM |
| successful-agreement7 | $100.00 | 9/11/2012 10:06:48 AM |
| lemontree | $50.00 | 9/11/2012 9:55:42 AM |
| iamricher | $25.00 | 9/11/2012 10:09:11 AM |
| euro-watcher7 | $25.00 | 9/11/2012 10:02:59 AM |
| inspired-investment8 | $45.00 | 9/11/2012 9:58:19 AM |
| awe-inspiring-commitment972 | $50.00 | 9/11/2012 10:04:08 AM |
| prohelper | $25.00 | 9/11/2012 9:59:05 AM |
| CPAMAN | $25.00 | 9/11/2012 10:16:42 AM |
| adventurer447 | $300.00 | 9/11/2012 10:17:02 AM |
| hanuman77 | $25.00 | 9/11/2012 10:07:32 AM |
| 6moonbeams | $50.00 | 9/11/2012 10:00:46 AM |
| Webpreneur | $50.00 | 9/11/2012 10:00:48 AM |
| peterpossum | $25.00 | 9/11/2012 10:01:06 AM |
| indomitable-dedication | $25.00 | 9/11/2012 10:18:06 AM |
| AFFlyboy | $25.00 | 9/11/2012 10:02:29 AM |
| andrewrobison | $30.00 | 9/11/2012 10:09:34 AM |
| F16Pilot | $25.00 | 9/11/2012 10:02:54 AM |
| a-healthy-affluence | $25.00 | 9/11/2012 10:10:19 AM |
| tech310 | $50.00 | 9/11/2012 10:21:56 AM |
| marketplace-pinnacle964 | $25.00 | 9/11/2012 10:04:06 AM |
| dajen1 | $26.00 | 9/11/2012 10:22:20 AM |
| DL-JL | $25.00 | 9/11/2012 10:05:07 AM |
| urbane-income7 | $25.00 | 9/11/2012 10:11:40 AM |
| top-abundant-community | $50.00 | 9/11/2012 10:23:17 AM |
| Preteur | $25.00 | 9/11/2012 10:12:06 AM |
| kindness-jedi | $25.00 | 9/11/2012 10:05:25 AM |
| BostonCapital | $100.00 | 9/11/2012 10:23:22 AM |
| new-transaction-wrangler | $25.00 | 9/11/2012 10:07:06 AM |
| loyalty-sherpa | $25.00 | 9/11/2012 10:24:49 AM |
| commerce-web5 | $25.00 | 9/11/2012 10:14:07 AM |
| b-rent | $25.00 | 9/11/2012 10:07:10 AM |
| Tylerh | $250.00 | 9/11/2012 10:15:28 AM |
| Red_b17 | $25.00 | 9/11/2012 10:26:26 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:03 AM |
| famous-bid9 | $25.00 | 9/11/2012 10:17:05 AM |
| zone6 | $100.00 | 9/11/2012 10:29:28 AM |
| debt-fuse158 | $25.00 | 9/11/2012 10:18:03 AM |
| KeepOnRunning | $38.00 | 9/11/2012 10:34:09 AM |
| Coug | $25.00 | 9/11/2012 10:15:02 AM |
| the-dollar-topper | $150.00 | 9/11/2012 10:15:49 AM |
| spiritual-social3 | $35.00 | 9/11/2012 10:42:36 AM |
| DcUnited | $25.00 | 9/11/2012 10:18:09 AM |
| unrivaled-justice | $25.00 | 9/11/2012 10:45:08 AM |
| Ducatiman1978 | $25.00 | 9/11/2012 10:18:30 AM |
| wayman | $25.00 | 9/11/2012 10:19:29 AM |
| magnificent-dime4 | $25.00 | 9/11/2012 10:47:46 AM |
| beakybird | $25.00 | 9/11/2012 10:19:39 AM |
| wigglesworth4 | $100.00 | 9/11/2012 10:21:42 AM |
| mister_waffle | $25.00 | 9/11/2012 10:35:56 AM |
| compassion-bauble4 | $25.00 | 9/11/2012 10:37:36 AM |
| jazzlender | $50.00 | 9/11/2012 10:53:48 AM |
| bent300 | $50.00 | 9/11/2012 10:42:19 AM |
| sbsahm | $25.00 | 9/11/2012 11:00:17 AM |
| payout-paradise5 | $25.00 | 9/11/2012 10:35:26 AM |
| lender2611 | $25.00 | 9/11/2012 10:50:09 AM |
| meenan | $25.00 | 9/11/2012 11:14:03 AM |
| friendly-peace4 | $43.00 | 9/11/2012 11:16:36 AM |
| prudent-deal662 | $25.00 | 9/11/2012 10:45:16 AM |
| squeebie | $50.00 | 9/11/2012 10:54:59 AM |
| ready-interest9 | $25.00 | 9/11/2012 10:55:12 AM |
| diplomatic-wealth7 | $50.00 | 9/11/2012 11:03:48 AM |
| the-careful-fund | $25.00 | 9/11/2012 12:16:00 PM |
| bellaquito | $500.00 | 9/11/2012 11:06:12 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:31 AM |
| surfcash | $25.00 | 9/11/2012 12:56:38 PM |
| nimble-felicity6 | $35.00 | 9/11/2012 11:18:53 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:25:17 AM |
| Haggis007 | $50.00 | 9/11/2012 12:28:39 PM |
| AcProb5 | $25.00 | 9/11/2012 12:30:12 PM |
| radforj22 | $25.00 | 9/11/2012 2:16:48 PM |
| sparkling-contract7 | $25.00 | 9/11/2012 12:47:20 PM |
| bold-wampum-compadre | $35.00 | 9/11/2012 1:39:07 PM |
| interest-competitor | $25.00 | 9/11/2012 1:23:34 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:46 PM |
| martinnc | $50.00 | 9/11/2012 1:31:11 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:50 PM |
| red-fervent-deal | $50.00 | 9/11/2012 2:52:19 PM |
| self-reliant-loyalty4 | $500.00 | 9/11/2012 2:31:16 PM |
| consciouscapital | $50.00 | 9/11/2012 3:05:11 PM |
| trumpeter7 | $25.00 | 9/11/2012 4:47:31 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:20 PM |
| mercuriant | $25.00 | 9/11/2012 5:21:59 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:05 PM |
| cashman07 | $46.00 | 9/11/2012 6:48:30 PM |
| help4u | $25.00 | 9/11/2012 6:36:25 PM |
| WxChem | $30.00 | 9/11/2012 6:10:51 PM |
| prudent-bid3 | $25.00 | 9/11/2012 6:52:10 PM |
| janeybooboo | $25.00 | 9/11/2012 7:09:20 PM |
| wise-charming-reward | $500.00 | 9/11/2012 7:50:06 PM |
| anacent | $25.00 | 9/11/2012 9:41:11 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:17:13 PM |
| fulfilling-responsibilityOFU | $75.00 | 9/11/2012 9:04:52 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:31 PM |
| langdonx | $50.00 | 9/11/2012 9:40:48 PM |
| 245 Investments
|
Borrower Payment Dependent Notes Series
636331
This series of Notes was issued and sold upon the funding of the borrower loan #74813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
12 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,050 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ferocious-investment7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $150.00 | 9/8/2012 12:01:32 PM |
| scholarly-order6 | $75.00 | 9/8/2012 12:12:55 PM |
| vutah | $75.00 | 9/8/2012 12:14:55 PM |
| lowrater | $100.70 | 9/8/2012 12:08:32 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:23 PM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:54 PM |
| cattlebaron | $25.00 | 9/8/2012 12:19:21 PM |
| MG_Holdings | $25.00 | 9/8/2012 12:28:36 PM |
| tranquil-gain1 | $75.00 | 9/8/2012 12:32:30 PM |
| handy-justice | $100.00 | 9/8/2012 1:20:50 PM |
| openness-antioxidant | $75.00 | 9/8/2012 1:00:27 PM |
| Rogelio48 | $31.00 | 9/8/2012 2:02:36 PM |
| 52digital | $75.00 | 9/8/2012 1:46:49 PM |
| CA-Lender | $50.00 | 9/8/2012 7:16:08 PM |
| Gregger | $25.00 | 9/8/2012 8:32:28 PM |
| payment-halo | $25.00 | 9/8/2012 2:14:04 PM |
| dynrep | $25.00 | 9/8/2012 2:14:38 PM |
| DevinHill | $35.00 | 9/8/2012 2:21:34 PM |
| bellaquito | $500.00 | 9/8/2012 1:56:28 PM |
| SolarMoonshine | $25.00 | 9/8/2012 2:06:01 PM |
| felicity-contributor3 | $25.00 | 9/8/2012 5:05:12 PM |
| gotjack-IRA | $25.00 | 9/8/2012 2:49:48 PM |
| nimble-nickel | $50.00 | 9/8/2012 8:39:31 PM |
| Tizzo27 | $75.00 | 9/9/2012 9:42:21 AM |
| transformer855 | $25.00 | 9/9/2012 10:11:06 AM |
| rate-sceptre | $25.00 | 9/9/2012 7:11:50 AM |
| payout-hammock1 | $50.00 | 9/8/2012 11:06:58 PM |
| reflective-rupee | $25.00 | 9/9/2012 8:44:03 AM |
| PrimeFunding | $25.00 | 9/9/2012 12:17:40 AM |
| Batman2u | $25.00 | 9/9/2012 11:11:16 AM |
| new-impeccable-coin | $29.00 | 9/9/2012 12:27:07 PM |
| john0720 | $25.00 | 9/9/2012 1:39:26 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 2:27:12 PM |
| DasMula | $25.00 | 9/8/2012 12:16:53 PM |
| InChicago | $80.03 | 9/8/2012 12:02:16 PM |
| community-burrito9 | $35.00 | 9/8/2012 12:22:27 PM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:50:10 PM |
| scoobiedoo | $25.23 | 9/8/2012 12:38:17 PM |
| Something-Corporate | $25.00 | 9/8/2012 12:53:23 PM |
| Silver_Rupee | $25.01 | 9/8/2012 1:27:32 PM |
| Vector | $25.00 | 9/8/2012 1:35:39 PM |
| money-baron | $50.00 | 9/8/2012 1:38:49 PM |
| bold-social-widget | $25.00 | 9/8/2012 1:28:57 PM |
| graceful-investment | $25.00 | 9/8/2012 8:52:01 PM |
| gladly_payu_tuesday | $25.00 | 9/8/2012 2:17:55 PM |
| liberty-tostada7 | $25.00 | 9/8/2012 2:08:11 PM |
| income-triangulation1 | $25.00 | 9/8/2012 4:31:01 PM |
| MFBank | $50.00 | 9/8/2012 5:24:32 PM |
| dime-umbrella6 | $25.00 | 9/9/2012 5:42:34 AM |
| enriched-return057 | $225.00 | 9/8/2012 3:29:14 PM |
| credit-bliss8 | $25.00 | 9/9/2012 7:53:54 AM |
| justasoldier | $50.00 | 9/9/2012 8:39:13 AM |
| 1traveler | $25.00 | 9/8/2012 9:07:36 PM |
| global-invest-group | $50.00 | 9/9/2012 9:26:22 AM |
| corndog4000 | $130.00 | 9/8/2012 8:11:52 PM |
| DevinHill | $25.00 | 9/8/2012 11:20:05 PM |
| power-secret-agent | $25.00 | 9/9/2012 5:10:15 AM |
| Kash2010lu | $30.00 | 9/9/2012 12:01:23 PM |
| bob450-roth | $25.00 | 9/8/2012 9:55:18 PM |
| pureIRA | $150.00 | 9/9/2012 7:07:11 AM |
| commerce-venture1 | $25.00 | 9/9/2012 5:03:55 AM |
| deal-marauder6 | $25.00 | 9/9/2012 9:33:15 AM |
| pennies_from_heaven | $25.00 | 9/9/2012 1:51:01 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:52 PM |
| stock106 | $29.03 | 9/9/2012 3:21:20 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
636353
This series of Notes was issued and sold upon the funding of the borrower loan #74869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 22y 5m |
|
Amount delinquent:
| $10,367 |
Total credit lines:
| 35 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,550 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| emokec |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off taxes
My financial situation:
I am a good candidate for this loan because...i will pay it back
Monthly net income: $2500.00
Monthly expenses: $
Housing: $800
Insurance: 50.00
Car expenses: 0.00 $
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-high-five7 | $25.00 | 9/13/2012 9:20:05 AM |
| worthy-bid8 | $100.00 | 9/13/2012 5:34:24 PM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:29 AM |
| jhouman | $25.00 | 9/15/2012 6:51:27 AM |
| tolerant-responsibility051 | $500.00 | 9/15/2012 10:20:34 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:55 PM |
| papaloha | $25.00 | 9/16/2012 8:21:35 PM |
| simplelender80 | $500.00 | 9/17/2012 9:27:03 AM |
| phaques | $225.00 | 9/17/2012 7:06:18 PM |
| irrelevant | $50.00 | 9/18/2012 5:07:22 AM |
| capital-investor8 | $25.00 | 9/18/2012 6:40:55 AM |
| trade-boots1 | $100.00 | 9/18/2012 9:04:58 AM |
| first-serene-credit | $25.00 | 9/18/2012 8:50:21 AM |
| NobisEst | $50.00 | 9/18/2012 9:54:40 AM |
| mpatrick | $50.00 | 9/18/2012 10:33:54 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:35 AM |
| bubb_hans | $25.00 | 9/18/2012 9:58:19 AM |
| Canidae | $100.00 | 9/18/2012 10:32:44 AM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:00 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:31 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:04 AM |
| kulender | $100.00 | 9/19/2012 4:58:44 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:30 AM |
| durability-ace9 | $30.00 | 9/19/2012 9:57:54 AM |
| profitable-pound7 | $50.00 | 9/19/2012 10:08:28 AM |
| EthanColeInvestingGroup | $50.00 | 9/19/2012 10:26:39 AM |
| IIP77 | $25.00 | 9/19/2012 5:00:34 PM |
| squeebie | $50.00 | 9/19/2012 11:03:32 AM |
| bosloan26 | $25.00 | 9/19/2012 4:36:52 PM |
| prudent-payment316 | $25.00 | 9/19/2012 5:39:32 PM |
| TheLoanManCan | $25.00 | 9/19/2012 7:35:48 PM |
| newest-courageous-openness | $15.00 | 9/19/2012 7:56:10 PM |
| courteous-platinum7 | $30.00 | 9/14/2012 4:51:00 AM |
| Sunbase | $25.00 | 9/15/2012 10:39:18 AM |
| tech310 | $50.00 | 9/15/2012 2:06:45 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:50 AM |
| reverent-hope5 | $25.00 | 9/16/2012 5:27:16 PM |
| reward-adventure | $50.00 | 9/17/2012 5:46:19 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:52 PM |
| cardminger | $25.00 | 9/17/2012 5:57:21 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:20 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:08 AM |
| DreDub | $25.00 | 9/18/2012 10:49:47 AM |
| pdub | $250.00 | 9/18/2012 5:58:24 PM |
| the-credit-maker | $25.00 | 9/18/2012 6:24:06 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:21 PM |
| keen-wealth5 | $35.00 | 9/19/2012 6:48:04 AM |
| businessbroker101 | $25.00 | 9/19/2012 7:47:03 AM |
| enthralling-balance4 | $25.00 | 9/19/2012 8:19:06 AM |
| money-baron | $100.00 | 9/19/2012 10:45:23 AM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:21 AM |
| skx | $25.00 | 9/19/2012 11:30:05 AM |
| yield-hut | $25.00 | 9/19/2012 4:39:05 PM |
| motor5 | $25.00 | 9/19/2012 1:57:48 PM |
| compatible-deal9 | $25.00 | 9/19/2012 2:49:09 PM |
| impala6464 | $25.00 | 9/19/2012 5:10:00 PM |
| bewitching-dollar5 | $100.00 | 9/19/2012 6:10:03 PM |
| elegant-hope578 | $50.00 | 9/19/2012 5:28:58 PM |
| responsive-principal8 | $25.00 | 9/19/2012 5:32:35 PM |
| Piitb08 | $150.00 | 9/19/2012 7:01:41 PM |
| top-responsibility-sage | $50.00 | 9/19/2012 7:44:05 PM |
| banker34 | $25.00 | 9/19/2012 7:32:18 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
636417
This series of Notes was issued and sold upon the funding of the borrower loan #74575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $151.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1971 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,030 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-powerplant7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 9/10/2012 9:09:12 AM |
| finder072 | $25.00 | 9/10/2012 9:19:20 AM |
| handy-justice | $50.00 | 9/10/2012 9:27:47 AM |
| bellaquito | $500.00 | 9/10/2012 9:27:56 AM |
| Miami | $25.00 | 9/10/2012 9:57:42 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:40 AM |
| riveting-credit5 | $25.00 | 9/10/2012 9:38:59 AM |
| Investor_DP | $100.00 | 9/10/2012 10:03:50 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:53 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:01:57 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:37 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:44 AM |
| value-wind0 | $25.00 | 9/10/2012 11:07:58 AM |
| BigHorizon | $250.03 | 9/10/2012 10:39:09 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:02 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:07 PM |
| john0720 | $25.00 | 9/10/2012 6:20:40 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:44 PM |
| duty-viola | $25.00 | 9/10/2012 9:32:37 AM |
| global-invest-group | $25.00 | 9/10/2012 9:29:56 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:29:20 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:54 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:55:58 AM |
| intelligent-yield | $50.00 | 9/10/2012 9:40:11 AM |
| infusion6 | $86.79 | 9/10/2012 11:54:05 AM |
| 52digital | $75.00 | 9/10/2012 10:03:21 AM |
| dukeiyer | $25.00 | 9/10/2012 10:39:35 AM |
| dordee | $40.00 | 9/10/2012 11:16:57 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:53 AM |
| top-commerce-rumbler | $30.00 | 9/10/2012 12:56:27 PM |
| LeReve | $500.00 | 9/10/2012 5:30:37 PM |
| payment-halo | $18.18 | 9/10/2012 7:20:01 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
636447
This series of Notes was issued and sold upon the funding of the borrower loan #74644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $66.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-voyage2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to pay for my household expenses for a month or so while I pursue a higher paying position. Last year when I borrowed money I had no relevant work experience--now, a year later, I do, and am looking for a higher paying position with more responsibility.
My financial situation:
I am a good candidate for this loan because I've previously paid off a previous prosper loan of twice this principal amount ($4,000.00), and the same terms (3 years) in a year. Yeah, I recently graduated with an MBA in Finance a year ago, have been employed for a year, and have no credit card debt, but the most important thing for you to know is that I've borrowed even more money from Prosper and paid it all back.
Monthly net income: $2,000.00
Monthly expenses: $
Housing: $400.00
Insurance: $0
Car expenses: $0
Utilities: $50.00
Phone, cable, internet: $0
Food, entertainment: $500.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/10/2012 5:03:18 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:56 PM |
| green-trade-dolphin2 | $38.26 | 9/10/2012 5:03:25 PM |
| lowrater | $100.80 | 9/10/2012 5:10:46 PM |
| point-doughnut | $55.53 | 9/10/2012 5:04:10 PM |
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:14 PM |
| gravbox | $25.00 | 9/10/2012 5:14:19 PM |
| Perdita_II | $25.00 | 9/10/2012 5:12:00 PM |
| lnuss25 | $25.00 | 9/10/2012 5:15:17 PM |
| j2ee | $50.00 | 9/10/2012 5:15:48 PM |
| sweety075 | $25.00 | 9/10/2012 5:20:03 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:54 PM |
| WeedPatch | $50.00 | 9/10/2012 5:24:14 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:44 PM |
| MONEY-1957 | $45.92 | 9/10/2012 5:04:31 PM |
| john0720 | $25.00 | 9/10/2012 5:08:18 PM |
| penny-finder | $30.00 | 9/10/2012 5:10:35 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:41 PM |
| SBT | $25.00 | 9/10/2012 5:09:40 PM |
| MoneyForNothing | $25.12 | 9/10/2012 5:08:25 PM |
| Plutis | $25.00 | 9/10/2012 5:19:32 PM |
| ingenious-deal6 | $25.00 | 9/10/2012 5:15:18 PM |
| Approved | $50.00 | 9/10/2012 5:22:28 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:23 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:30 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:42 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:59 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:26 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
636461
This series of Notes was issued and sold upon the funding of the borrower loan #74289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $344.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.36% | | |
| |
Estimated return*:
| 8.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,866 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-conga8 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidat\e debt and home improvement costs.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2,658.06
Monthly expenses: $ 1200.00
Housing: $ 0 Condo is paid in full
Insurance: $ 135.00/ home insurance
Car expenses: $ 190.00 gas and insurance premiums
Utilities: $ 75.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 250.00
Other expenses: $ 186.00 / HOA fees
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-exchange547 | $25.00 | 9/10/2012 5:07:09 PM |
| Plutis | $25.00 | 9/10/2012 5:43:07 PM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:45 PM |
| MI2 | $5,000.00 | 9/10/2012 5:47:17 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:43:53 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:35 PM |
| _NaLNaBB | $100.00 | 9/10/2012 9:49:06 PM |
| houli123 | $200.00 | 9/10/2012 7:06:43 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:07 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:07 AM |
| Cambalache | $40.00 | 9/11/2012 7:57:08 AM |
| WxChem | $30.00 | 9/11/2012 10:01:19 AM |
| JeremyLinFan | $40.00 | 9/11/2012 10:46:10 AM |
| ttnk62918 | $25.00 | 9/11/2012 10:47:37 AM |
| famous-bill | $100.00 | 9/11/2012 11:27:21 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:07 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:20 PM |
| unflappable-agreement5 | $50.00 | 9/11/2012 12:31:22 PM |
| squarebob | $25.00 | 9/11/2012 1:02:10 PM |
| kind-durability-battalion | $50.00 | 9/11/2012 12:31:08 PM |
| liberty-society5 | $25.00 | 9/11/2012 2:15:18 PM |
| bold-wampum-compadre | $35.00 | 9/11/2012 1:22:19 PM |
| investment-cluster | $50.00 | 9/11/2012 4:04:43 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:12 PM |
| myduck | $40.00 | 9/11/2012 4:46:20 PM |
| creditologist281 | $25.00 | 9/11/2012 3:46:26 PM |
| kirklandrealtor | $30.00 | 9/11/2012 3:56:20 PM |
| consciouscapital | $50.00 | 9/11/2012 3:05:10 PM |
| subtle-leverage4 | $25.00 | 9/11/2012 4:26:57 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:24 PM |
| MateCocido | $45.00 | 9/11/2012 5:20:55 PM |
| privatebanker | $25.00 | 9/11/2012 5:20:56 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:31 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:07 PM |
| terrific-dough6 | $50.00 | 9/11/2012 5:37:02 PM |
| RocketSurgeon | $25.00 | 9/11/2012 5:37:25 PM |
| sgt-schultz | $40.00 | 9/11/2012 5:37:31 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:05 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:46 PM |
| openness-antioxidant | $75.00 | 9/10/2012 5:25:40 PM |
| NickelSteamroller | $35.00 | 9/10/2012 5:53:42 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:48 PM |
| mikrolown | $25.00 | 9/10/2012 6:17:01 PM |
| RGlad | $200.00 | 9/10/2012 6:01:58 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:28 PM |
| payment-halo | $25.00 | 9/10/2012 7:31:23 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:41 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:59 PM |
| radforj22 | $50.00 | 9/11/2012 5:16:15 AM |
| Christophe | $25.00 | 9/11/2012 7:08:32 AM |
| A4 | $25.00 | 9/11/2012 10:03:09 AM |
| squeebie | $50.00 | 9/11/2012 10:54:48 AM |
| respectful-fairness069 | $27.00 | 9/11/2012 10:55:50 AM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:07 PM |
| Infowriter | $500.00 | 9/11/2012 12:30:14 PM |
| iem2509 | $25.00 | 9/11/2012 11:35:47 AM |
| melodious-rupee3 | $25.00 | 9/11/2012 12:28:41 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:44 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:19 PM |
| GrooveBiz | $25.00 | 9/11/2012 1:43:58 PM |
| sacopt | $25.00 | 9/11/2012 4:40:14 PM |
| trumpeter7 | $25.00 | 9/11/2012 4:47:30 PM |
| beer-gardener | $50.00 | 9/11/2012 5:03:33 PM |
| BigSkyMontana | $25.00 | 9/11/2012 4:00:27 PM |
| unbeatable-integrity822 | $27.00 | 9/11/2012 3:43:15 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:16 PM |
| DirtyJenga | $25.00 | 9/11/2012 5:00:56 PM |
| abundant-power | $25.00 | 9/11/2012 4:29:44 PM |
| neuroshred | $75.00 | 9/11/2012 5:05:04 PM |
| transparency-sapling | $25.00 | 9/11/2012 5:19:01 PM |
| fair-pound5 | $50.00 | 9/11/2012 5:35:07 PM |
| bold-direct-asset | $50.00 | 9/11/2012 5:35:35 PM |
| orange-stable-gain | $50.00 | 9/11/2012 5:23:26 PM |
| casserole9 | $35.00 | 9/11/2012 5:24:27 PM |
| grabtakeout | $25.00 | 9/11/2012 5:17:33 PM |
| jamiee73 | $25.00 | 9/11/2012 5:21:05 PM |
| attentive-compassion1 | $36.00 | 9/11/2012 5:46:58 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:35:59 PM |
| pound-mushroom3 | $25.00 | 9/11/2012 5:41:43 PM |
| lakshmilila | $25.00 | 9/11/2012 5:45:37 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
636467
This series of Notes was issued and sold upon the funding of the borrower loan #74836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $445.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1978 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
10 | Length of status: | 6y 4m |
|
Amount delinquent:
| $7,474 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,339 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| padoc |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
660-679
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/18/2012 5:03:43 PM |
| first-careful-currency | $300.00 | 9/18/2012 5:03:32 PM |
| JeremyLinFan | $40.00 | 9/18/2012 5:06:36 PM |
| hope-percolator8 | $50.00 | 9/18/2012 5:09:06 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:39 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:27 PM |
| transparency-trust | $100.00 | 9/18/2012 5:15:25 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:46 PM |
| leverage-sensai6 | $25.00 | 9/18/2012 5:17:24 PM |
| bnlforever | $25.00 | 9/18/2012 5:18:22 PM |
| jobani | $25.00 | 9/18/2012 5:12:34 PM |
| reflective-cash0 | $50.00 | 9/18/2012 5:20:38 PM |
| wetlands | $200.00 | 9/18/2012 5:15:05 PM |
| cognizant-liberty4 | $50.00 | 9/18/2012 5:23:06 PM |
| mtquan | $25.00 | 9/18/2012 5:24:03 PM |
| spartacusiam | $25.00 | 9/18/2012 5:16:02 PM |
| fair-pound5 | $50.00 | 9/18/2012 5:25:08 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:16:15 PM |
| letsmakeitsuccessful | $25.00 | 9/18/2012 5:16:59 PM |
| kind-lovely-marketplace | $25.00 | 9/18/2012 5:29:08 PM |
| businessbroker101 | $25.00 | 9/18/2012 5:29:41 PM |
| toblerone | $25.00 | 9/18/2012 5:18:59 PM |
| enthusiastic-cash599 | $50.00 | 9/18/2012 5:19:37 PM |
| jamiee73 | $25.00 | 9/18/2012 5:06:31 PM |
| Cutts | $25.00 | 9/18/2012 5:33:51 PM |
| souperrich | $25.00 | 9/18/2012 5:22:56 PM |
| gizzywump | $25.00 | 9/18/2012 5:38:15 PM |
| lionheart722 | $100.00 | 9/18/2012 5:24:52 PM |
| openness-linkage | $25.00 | 9/18/2012 5:24:56 PM |
| helpinghand63 | $25.00 | 9/18/2012 5:41:26 PM |
| Ducatiman1978 | $25.00 | 9/18/2012 5:44:34 PM |
| DoctorJoe | $30.00 | 9/18/2012 5:45:41 PM |
| Kodak-Midas | $25.00 | 9/18/2012 5:27:51 PM |
| omniviper | $25.00 | 9/18/2012 5:46:51 PM |
| nourishing-wampum7 | $25.00 | 9/18/2012 5:47:50 PM |
| SummitAdvisors | $25.00 | 9/18/2012 5:30:33 PM |
| worthy-dinero8 | $25.00 | 9/18/2012 5:50:33 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:24 PM |
| MarcusOcean | $25.00 | 9/18/2012 5:16:05 PM |
| und-alum | $25.00 | 9/18/2012 5:16:27 PM |
| AF-Chief | $25.00 | 9/18/2012 5:16:38 PM |
| andrewrobison | $30.00 | 9/18/2012 5:52:21 PM |
| Maetryx | $25.00 | 9/18/2012 5:17:44 PM |
| miked8303 | $50.00 | 9/18/2012 5:37:46 PM |
| rakstar | $25.00 | 9/18/2012 5:38:29 PM |
| CasaDeTomas | $50.00 | 9/18/2012 5:38:40 PM |
| greenback-investor7 | $67.00 | 9/18/2012 5:40:47 PM |
| cash-reaction2 | $25.00 | 9/18/2012 5:20:34 PM |
| no_agenda_lender | $25.00 | 9/18/2012 5:41:32 PM |
| wealth-pal3 | $30.00 | 9/18/2012 5:42:39 PM |
| piter-to-la-investment | $25.00 | 9/18/2012 5:21:42 PM |
| vigorous-velocity | $200.00 | 9/18/2012 5:21:46 PM |
| fcrick | $25.00 | 9/18/2012 5:44:15 PM |
| balance-booster8 | $25.00 | 9/18/2012 5:45:03 PM |
| kinetic-loot436 | $30.00 | 9/18/2012 5:59:13 PM |
| exact-p2p2 | $25.00 | 9/18/2012 5:23:14 PM |
| gold-blanket | $25.00 | 9/18/2012 5:45:29 PM |
| bicyclebear | $25.00 | 9/18/2012 5:59:34 PM |
| principal-cooker2 | $50.00 | 9/18/2012 5:46:39 PM |
| DirtyJenga | $25.00 | 9/18/2012 5:48:02 PM |
| paytonbrigadier | $250.00 | 9/18/2012 5:50:36 PM |
| 907 | $50.00 | 9/18/2012 5:29:26 PM |
| the-profit-oracle | $25.00 | 9/18/2012 5:29:40 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 5:51:45 PM |
| down-with-big-banks-2 | $25.00 | 9/18/2012 5:51:46 PM |
| money-to-bless | $25.00 | 9/18/2012 5:52:44 PM |
| unrelenting-auction7 | $25.00 | 9/18/2012 5:53:19 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 6:06:44 PM |
| williemc44 | $25.00 | 9/18/2012 6:08:07 PM |
| mondial4 | $30.00 | 9/18/2012 5:31:33 PM |
| new-transaction-wrangler | $25.00 | 9/18/2012 5:31:43 PM |
| Redmond | $25.00 | 9/18/2012 5:31:56 PM |
| transparency-sapling | $25.00 | 9/18/2012 5:32:11 PM |
| velocity-warrior | $25.00 | 9/18/2012 6:12:00 PM |
| janeybooboo | $25.25 | 9/18/2012 6:13:21 PM |
| pdub | $500.00 | 9/18/2012 5:57:13 PM |
| deal-enrichment | $25.00 | 9/18/2012 6:15:45 PM |
| indomitable-dedication | $25.00 | 9/18/2012 5:33:32 PM |
| matthart | $25.00 | 9/18/2012 6:18:43 PM |
| IP | $25.00 | 9/18/2012 6:19:39 PM |
| keynaples | $50.00 | 9/18/2012 6:20:40 PM |
| market-assembler | $32.00 | 9/18/2012 5:58:55 PM |
| proud-gold9 | $25.00 | 9/18/2012 6:21:49 PM |
| Slapshot | $25.00 | 9/18/2012 6:22:32 PM |
| the-dollar-topper | $150.00 | 9/18/2012 6:00:36 PM |
| bid-czar8 | $100.00 | 9/18/2012 5:37:38 PM |
| point-oyster5 | $25.00 | 9/18/2012 5:38:57 PM |
| martinatime | $25.00 | 9/18/2012 6:24:29 PM |
| jazzlender | $50.00 | 9/18/2012 6:25:37 PM |
| breathtaking-funds6 | $50.00 | 9/18/2012 5:41:12 PM |
| prudent-bid3 | $30.00 | 9/18/2012 5:45:06 PM |
| stylish-revenue4 | $25.00 | 9/18/2012 6:06:54 PM |
| auction-chomper4 | $25.00 | 9/18/2012 5:47:04 PM |
| rubylender | $25.00 | 9/18/2012 6:42:13 PM |
| e6400 | $25.00 | 9/18/2012 6:08:23 PM |
| CPAMAN | $25.00 | 9/18/2012 5:47:31 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:44 PM |
| Sefotonga | $25.00 | 9/18/2012 5:51:38 PM |
| dunrizzo | $47.91 | 9/18/2012 6:20:53 PM |
| hanuman77 | $25.00 | 9/18/2012 6:28:43 PM |
| agreement-guild | $50.00 | 9/18/2012 6:00:35 PM |
| revenue-carnation043 | $25.00 | 9/18/2012 6:30:40 PM |
| ivadood | $50.00 | 9/18/2012 6:01:06 PM |
| unassassinable | $25.00 | 9/18/2012 6:02:04 PM |
| randsenterprise | $25.00 | 9/18/2012 6:03:02 PM |
| treasure-pipeline | $25.00 | 9/18/2012 6:14:20 PM |
| finder072 | $25.00 | 9/18/2012 5:04:36 PM |
| Hippo-IRA1 | $25.00 | 9/18/2012 5:06:59 PM |
| BostonCapital | $100.00 | 9/18/2012 5:09:46 PM |
| j2ee | $50.00 | 9/18/2012 5:04:53 PM |
| metro457 | $100.00 | 9/18/2012 5:13:40 PM |
| gadget7 | $25.00 | 9/18/2012 5:08:02 PM |
| tkr2 | $25.00 | 9/18/2012 5:14:34 PM |
| GoCougs | $50.00 | 9/18/2012 5:08:51 PM |
| yield-victor837 | $50.00 | 9/18/2012 5:15:03 PM |
| heavenly-treasure542 | $25.00 | 9/18/2012 5:15:21 PM |
| Jayson85 | $64.70 | 9/18/2012 5:16:31 PM |
| top-community-voyage | $50.00 | 9/18/2012 5:17:17 PM |
| jkeller4000 | $100.00 | 9/18/2012 5:12:23 PM |
| hope-equation | $25.00 | 9/18/2012 5:18:05 PM |
| abundanceforever | $52.50 | 9/18/2012 5:12:25 PM |
| gold-gazelle | $25.00 | 9/18/2012 5:18:41 PM |
| haplender | $50.00 | 9/18/2012 5:19:25 PM |
| handy-money9 | $25.00 | 9/18/2012 5:20:05 PM |
| MoneyForNothing | $35.35 | 9/18/2012 5:13:44 PM |
| awe-inspiring-commitment972 | $50.00 | 9/18/2012 5:21:20 PM |
| focused-yield4 | $100.00 | 9/18/2012 5:15:17 PM |
| affluence-tycoon | $25.00 | 9/18/2012 5:02:53 PM |
| basis-spartan922 | $50.00 | 9/18/2012 5:25:18 PM |
| josuae | $25.00 | 9/18/2012 5:26:18 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:16:57 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:16 PM |
| interest-pudding4 | $25.00 | 9/18/2012 5:28:04 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:58 PM |
| Feyenoord | $30.00 | 9/18/2012 5:21:07 PM |
| gulch | $25.00 | 9/18/2012 5:21:25 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:13 PM |
| investisure | $50.00 | 9/18/2012 5:24:06 PM |
| financial-frenzy | $50.00 | 9/18/2012 5:24:34 PM |
| tranquil-note5 | $50.00 | 9/18/2012 5:24:58 PM |
| five-star-euro3 | $25.00 | 9/18/2012 5:42:03 PM |
| marwadi-62 | $1,000.00 | 9/18/2012 5:25:44 PM |
| urbane-income7 | $25.00 | 9/18/2012 5:12:31 PM |
| derauma | $30.00 | 9/18/2012 5:30:02 PM |
| wayman | $25.00 | 9/18/2012 5:14:11 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:12 PM |
| kirklandrealtor | $30.00 | 9/18/2012 5:48:54 PM |
| picklesforarthur | $25.00 | 9/18/2012 5:50:38 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:36 PM |
| commitment-tom-tom | $25.00 | 9/18/2012 5:33:06 PM |
| payment-chief9 | $50.00 | 9/18/2012 5:51:49 PM |
| 3ToedMenace | $50.00 | 9/18/2012 5:16:54 PM |
| successful-agreement7 | $100.00 | 9/18/2012 5:34:28 PM |
| TheoProf | $25.00 | 9/18/2012 5:34:57 PM |
| Taxman44 | $25.00 | 9/18/2012 5:17:31 PM |
| best-phenomenal-treasure | $25.00 | 9/18/2012 5:54:52 PM |
| Erikdbp | $25.00 | 9/18/2012 5:17:49 PM |
| dynamic-money271 | $100.00 | 9/18/2012 5:55:40 PM |
| hope-kingdom | $125.00 | 9/18/2012 5:18:26 PM |
| enthralling-deal53 | $100.00 | 9/18/2012 5:37:51 PM |
| JJYossarian | $50.00 | 9/18/2012 5:38:33 PM |
| orange-market-amigo | $200.00 | 9/18/2012 5:19:43 PM |
| LeReve | $500.00 | 9/18/2012 5:20:07 PM |
| zeelender | $25.00 | 9/18/2012 5:40:19 PM |
| reinforced-deal8 | $25.00 | 9/18/2012 5:56:51 PM |
| durability-warmth | $50.00 | 9/18/2012 5:20:11 PM |
| Zane314 | $50.00 | 9/18/2012 5:41:30 PM |
| wwwUniversal | $25.00 | 9/18/2012 5:43:09 PM |
| durability-ace9 | $30.00 | 9/18/2012 5:21:44 PM |
| UstedEsElHombre | $100.00 | 9/18/2012 5:22:45 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:13 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:53 PM |
| principal-kung-fu | $25.00 | 9/18/2012 5:25:38 PM |
| well-mannered-power8 | $25.00 | 9/18/2012 5:26:05 PM |
| BB-ptoploan | $50.00 | 9/18/2012 5:26:36 PM |
| CMJ-Partners | $100.00 | 9/18/2012 6:04:15 PM |
| forthright-cash596 | $25.00 | 9/18/2012 5:27:14 PM |
| commerce-viking1 | $50.00 | 9/18/2012 5:27:59 PM |
| red-eloquent-rupee | $50.00 | 9/18/2012 5:49:00 PM |
| rogue_monster | $50.00 | 9/18/2012 5:53:37 PM |
| TeachMeSS | $100.00 | 9/18/2012 5:55:17 PM |
| resolute-worth4 | $50.00 | 9/18/2012 5:31:36 PM |
| britgsb | $50.00 | 9/18/2012 5:55:20 PM |
| spark548 | $25.00 | 9/18/2012 6:13:26 PM |
| intrepid-payment7 | $25.00 | 9/18/2012 5:57:19 PM |
| balance-bandit0 | $25.00 | 9/18/2012 5:33:27 PM |
| enticing-capital6 | $25.00 | 9/18/2012 5:35:32 PM |
| spitzbergen | $25.00 | 9/18/2012 6:22:12 PM |
| secret-santa | $25.00 | 9/18/2012 6:23:05 PM |
| new-thrilling-principal | $25.00 | 9/18/2012 6:02:00 PM |
| prudent-payment316 | $25.00 | 9/18/2012 6:02:26 PM |
| dough-kitten5 | $50.00 | 9/18/2012 6:28:06 PM |
| reasonable-transaction7 | $25.00 | 9/18/2012 5:43:53 PM |
| dinero-ecstasy3 | $25.00 | 9/18/2012 6:05:29 PM |
| bid-plato6 | $25.00 | 9/18/2012 5:44:16 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:06:03 PM |
| gustavholstopus32 | $25.00 | 9/18/2012 6:40:40 PM |
| commerce-associate5 | $100.00 | 9/18/2012 6:07:58 PM |
| cutter21 | $25.00 | 9/18/2012 6:08:31 PM |
| ttnk62918 | $25.00 | 9/18/2012 6:08:51 PM |
| benevolent-marketplace4 | $435.29 | 9/18/2012 6:46:53 PM |
| kenji4861 | $25.00 | 9/18/2012 6:20:16 PM |
| prohelper | $25.00 | 9/18/2012 5:57:24 PM |
| hope-motor1 | $25.00 | 9/18/2012 6:30:03 PM |
| value-showcase828 | $25.00 | 9/18/2012 5:58:37 PM |
| jthomps4 | $25.00 | 9/18/2012 5:59:14 PM |
| sensible-interest2 | $25.00 | 9/18/2012 6:31:19 PM |
| money-bauble | $200.00 | 9/18/2012 6:31:33 PM |
| attentive-compassion1 | $50.00 | 9/18/2012 6:00:58 PM |
| Banker7371 | $25.00 | 9/18/2012 6:38:58 PM |
| cadiju | $50.00 | 9/18/2012 6:12:43 PM |
| 211 Investments
|
Borrower Payment Dependent Notes Series
636603
This series of Notes was issued and sold upon the funding of the borrower loan #74433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| momentous-hope3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan For Business Travelling
Purpose of loan:
This loan will be used to pay for a decent, used automobile so that I may travel to a new location for my job.
My financial situation:
I am a good candidate for this loan because I make a good deal more money than I spend. I have a guaranteed income of $1k/month from a second job and the new location that I need this car for will double my income.
Monthly net income: $1800.00
Housing: $495.00
Insurance: $150.00
Gas: $200.00
Utilities: $150.00
Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Total expenses (sum of all of the above): $1295.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/10/2012 9:03:38 AM |
| CO_Engineer | $50.00 | 9/10/2012 9:10:01 AM |
| 52digital | $75.00 | 9/10/2012 10:03:21 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:42 AM |
| BankofRon_IRA | $100.00 | 9/10/2012 9:22:33 AM |
| transparency-position | $38.00 | 9/10/2012 10:31:56 AM |
| tolerant-responsibility051 | $2,000.00 | 9/10/2012 3:34:40 PM |
| reflective-rupee | $25.00 | 9/10/2012 3:42:01 PM |
| Astyanax | $40.00 | 9/10/2012 4:01:10 PM |
| jonn834 | $25.00 | 9/10/2012 4:21:31 PM |
| greenback-buckeye | $25.00 | 9/10/2012 5:07:06 PM |
| bold-direct-asset | $50.00 | 9/10/2012 5:27:10 PM |
| deal-pioneer1 | $21.58 | 9/10/2012 5:42:55 PM |
| adventurer447 | $300.00 | 9/10/2012 9:30:55 AM |
| riveting-credit5 | $25.00 | 9/10/2012 9:38:59 AM |
| handy-justice | $50.00 | 9/10/2012 9:11:30 AM |
| power-chihuahua | $25.00 | 9/10/2012 9:27:28 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:38 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:37 AM |
| intelligent-yield | $50.00 | 9/10/2012 9:40:11 AM |
| credit-coach118 | $25.02 | 9/10/2012 10:17:48 AM |
| julijask | $25.00 | 9/10/2012 10:49:25 AM |
| CA-Lender | $25.00 | 9/10/2012 3:12:39 PM |
| Byrd24 | $100.00 | 9/10/2012 4:59:41 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
636627
This series of Notes was issued and sold upon the funding of the borrower loan #74710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 8m |
|
Amount delinquent:
| $8,768 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $118,182 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Kdiggity65 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000.00
Monthly expenses: $
Housing: $1,800.00
Insurance: $150.00
Car expenses: $465.30
Utilities: $200.00
Phone, cable, internet: $170.00
Food, entertainment: $500.00
Clothing, household expenses: $
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $400.00 | 9/10/2012 9:03:52 AM |
| worth-blanket2 | $3,600.00 | 9/10/2012 9:03:33 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
636641
This series of Notes was issued and sold upon the funding of the borrower loan #74759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $189.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,365 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-flag |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,150.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Independence or Bust!
This is a request for a $8,000 loan that will be used to help me consolidate my debt by paying the moderate amount I have remaining, fund start-up costs for living in an apartment for the first time, and keep a base fund in the event of emergencies.
You may remember a few years back when I requested a loan to help me consolidate a few different debts. I successfully repaid that loan and ? after little over two years ? halved my debt, even with my continued spending. Most of the debt I had accumulated throughout the years came from excessive dining out and social outings, and I feel the root cause of the problem is personal issues at home; I realize now that much of the debt I had created came from avoiding the home environment.
At the time I created my last listing in 2010, I worked two jobs. I have worked two jobs most of my adult life. Right now, I work for a contact center as a remote agent. Although I am technically on as part-time (30 hours per week), I regularly work 50 hours per week by picking up hours from co-workers and overtime opportunities due to short staffing. In fact, there were two weeks in July that I worked 74 hours; another week was 65 hours. Since I work from home, it's very easy to work whatever schedule is required to meet my financial goals for the month.
The budget I have planned is as follows:
Rent
499.00
Gas/Fuel
40.00
Phone/Internet
122.99
Laundry
20.00
Electric/Gas
105.28
Food
100.00
Health Insurance (PCIP)
183.00
Debt Repayment
189.73
=========================================
Total Expense
1260.00
Total Income - ($9 per hour, assuming an effective take-home of 80% of every dollar; assumption is made that I'll work 160 regular hours, 10 overtime hours in a month)
1260.00
By using powerful software like Quicken to plan my budget, view trends, and coordinate debt repayment, I have learned the importance of charging to a credit card only what I can afford to pay off entirely on the next bill cycle. I only recently took advantage of credit card grace periods and have played the system so well that I never pay interest anymore.
The income figure shown above assumes that I work 42.5 hours per week. Given my track record of consistently pulling 10 hours of overtime per week on average, it is highly likely I'll exceed that; however, I have ?overplanned? in this outline to give myself some latitutde; the income doesn't take into account bonuses and performance incentives. Additionally, after transitioning to my own abode, it is highly probable that I will start working a second job since I will have plenty of time to myself. I plan setting aside one full year to repay as much of this debt as possible ahead of time while building an even higher base fund and planning an education.
As you can see by reviewing my credit information, I take my commitments very seriously. I completely understand that we both are taking big risks here; I am trying to fund moving out for the first time with credit, and investors are being asked to spend on someone who has a history of debt and a relatively low income. I am forced to admit that this is the largest ?purchase? I have ever tried to make, but I believe that I am making an investment too; a good home leads to happiness, and happiness leads to self-actualization and fulfillment. If there was ever a worthy purchase to be made on a credit card or loan, this is it - I've found it!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/10/2012 5:03:19 PM |
| DaveTheWave | $25.00 | 9/10/2012 5:03:50 PM |
| SBT | $25.00 | 9/10/2012 5:09:41 PM |
| green-trade-dolphin2 | $42.75 | 9/10/2012 5:02:23 PM |
| trade-boots1 | $36.00 | 9/10/2012 5:16:23 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:39 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:18 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:43:30 PM |
| LeReve | $500.00 | 9/10/2012 5:30:06 PM |
| RGlad | $101.00 | 9/10/2012 5:36:13 PM |
| jubilant-agreement0 | $25.00 | 9/10/2012 6:20:57 PM |
| janeybooboo | $25.25 | 9/10/2012 6:07:57 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:00 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:47:57 PM |
| bellaquito | $500.00 | 9/10/2012 6:49:17 PM |
| larryboy10 | $50.00 | 9/10/2012 6:45:06 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:42 PM |
| enterprising-exchange6 | $50.00 | 9/10/2012 6:56:52 PM |
| Feyenoord | $30.00 | 9/11/2012 4:22:12 AM |
| cerebral-dollar773 | $25.00 | 9/11/2012 6:23:08 AM |
| Astyanax | $50.17 | 9/11/2012 3:13:10 AM |
| heerzaquestion | $50.00 | 9/11/2012 4:20:56 AM |
| 1willray | $25.00 | 9/11/2012 7:15:48 AM |
| RedmondMan | $25.00 | 9/11/2012 8:22:51 AM |
| reward-excellency1 | $25.00 | 9/11/2012 5:25:23 AM |
| Reputation1 | $25.00 | 9/11/2012 6:49:05 AM |
| prainvestment | $25.00 | 9/11/2012 6:28:40 AM |
| greenback-maniac | $25.00 | 9/11/2012 6:42:05 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:08 AM |
| dukeiyer | $25.00 | 9/11/2012 8:34:23 AM |
| soular21804 | $25.00 | 9/11/2012 9:06:01 AM |
| valiant-money | $50.00 | 9/11/2012 8:10:26 AM |
| bill-expert | $28.00 | 9/11/2012 9:06:25 AM |
| 1stBankAndHal | $25.04 | 9/11/2012 9:13:54 AM |
| amc3 | $25.00 | 9/11/2012 9:34:03 AM |
| Investoman | $25.00 | 9/11/2012 9:52:22 AM |
| MichaelProsper | $40.00 | 9/11/2012 9:47:53 AM |
| charming-exchange7 | $25.00 | 9/11/2012 9:52:50 AM |
| Ben-Siegelbaum | $50.00 | 9/11/2012 10:01:39 AM |
| ready-bid9 | $50.00 | 9/11/2012 9:54:36 AM |
| benjamin67 | $25.00 | 9/11/2012 10:10:17 AM |
| octoberfresh | $25.00 | 9/11/2012 10:08:49 AM |
| FutureLenderEC | $50.00 | 9/11/2012 10:19:08 AM |
| punctual-worth263 | $50.00 | 9/11/2012 10:12:35 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:40:16 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:31 AM |
| YampaQuant | $25.00 | 9/11/2012 10:48:55 AM |
| the-enthralling-coin | $25.00 | 9/11/2012 10:50:29 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:01 AM |
| magical-loyalty679 | $25.00 | 9/11/2012 10:42:41 AM |
| healthy-fund7 | $30.00 | 9/11/2012 11:13:32 AM |
| schnarff | $25.00 | 9/11/2012 12:14:42 PM |
| reward-burger2 | $45.95 | 9/11/2012 12:20:57 PM |
| rich329 | $25.00 | 9/11/2012 11:49:11 AM |
| Epiphanic | $25.00 | 9/11/2012 12:00:13 PM |
| investmentgroup | $50.00 | 9/11/2012 10:41:14 AM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:17 PM |
| repayment-pagoda8 | $100.00 | 9/10/2012 5:19:43 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:55 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:06 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:25 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:28 PM |
| ScionAltera | $25.00 | 9/10/2012 6:04:50 PM |
| networks4ever | $25.00 | 9/10/2012 6:03:07 PM |
| hopeful_lender | $100.00 | 9/10/2012 6:34:09 PM |
| CoolPlexer | $25.00 | 9/10/2012 6:39:59 PM |
| brondero | $74.00 | 9/10/2012 6:46:27 PM |
| grotheik | $25.00 | 9/10/2012 6:37:00 PM |
| Castellan | $50.00 | 9/10/2012 6:35:33 PM |
| Empower-personal-responsibility | $25.00 | 9/10/2012 6:44:31 PM |
| liberty-viola | $30.00 | 9/10/2012 6:46:34 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:07 PM |
| handy-affluence9 | $28.80 | 9/11/2012 4:35:39 AM |
| first-serene-credit | $25.00 | 9/10/2012 9:19:59 PM |
| euro-deployment | $25.00 | 9/10/2012 10:19:23 PM |
| ResQDoc | $33.05 | 9/11/2012 6:08:43 AM |
| scamps | $25.00 | 9/10/2012 9:47:55 PM |
| gilbrear | $25.00 | 9/11/2012 4:28:43 AM |
| duty-monger | $50.00 | 9/11/2012 7:14:32 AM |
| BullTrojan | $25.84 | 9/11/2012 5:14:58 AM |
| dblaz5 | $500.00 | 9/11/2012 7:45:03 AM |
| PrimeFunding | $25.00 | 9/11/2012 1:34:27 AM |
| Onlyhappycustomers | $25.00 | 9/11/2012 6:06:50 AM |
| The-Lighthouse-Group | $25.00 | 9/11/2012 6:25:03 AM |
| bid-stockpiler1 | $150.00 | 9/11/2012 8:22:38 AM |
| DreDub | $50.00 | 9/11/2012 5:11:25 AM |
| swissbanker | $25.00 | 9/11/2012 6:26:21 AM |
| Calyx | $25.00 | 9/11/2012 7:42:33 AM |
| Oranje88 | $100.00 | 9/11/2012 7:53:10 AM |
| blue-laudable-dinero | $25.00 | 9/11/2012 7:08:26 AM |
| payout-thinker7 | $25.00 | 9/11/2012 7:36:09 AM |
| btrfly11 | $25.00 | 9/11/2012 9:07:57 AM |
| Sneezie | $100.00 | 9/11/2012 9:01:39 AM |
| Moneypenny6 | $25.00 | 9/11/2012 8:10:08 AM |
| quantum_leap | $25.00 | 9/11/2012 9:02:37 AM |
| squarebob | $25.00 | 9/11/2012 9:16:08 AM |
| papaloha | $111.00 | 9/11/2012 9:08:50 AM |
| 108lender | $200.00 | 9/11/2012 9:19:01 AM |
| britgsb | $50.00 | 9/11/2012 9:22:20 AM |
| green-tree-shake | $40.00 | 9/11/2012 9:39:34 AM |
| prossperous01 | $30.00 | 9/11/2012 9:33:10 AM |
| whitegold24k | $150.00 | 9/11/2012 9:33:38 AM |
| surge9 | $500.00 | 9/11/2012 9:45:57 AM |
| entertaining-rate9 | $25.00 | 9/11/2012 9:49:59 AM |
| virtuous-repayment | $25.00 | 9/11/2012 9:50:27 AM |
| tolerant-dinero2 | $25.00 | 9/11/2012 9:57:30 AM |
| listing-trapper3 | $50.00 | 9/11/2012 9:53:16 AM |
| WxChem | $30.00 | 9/11/2012 10:01:19 AM |
| MathProfessor | $25.00 | 9/11/2012 9:56:03 AM |
| peso-fortress | $25.00 | 9/11/2012 9:56:49 AM |
| entertaining-revenue4 | $50.00 | 9/11/2012 10:09:04 AM |
| lawyervon | $25.00 | 9/11/2012 10:01:10 AM |
| enticing-capital6 | $50.00 | 9/11/2012 10:18:49 AM |
| gothampark | $25.00 | 9/11/2012 10:46:22 AM |
| gjm6d | $25.00 | 9/11/2012 10:32:32 AM |
| whitegoldira | $150.00 | 9/11/2012 10:59:06 AM |
| squeebie | $50.00 | 9/11/2012 10:54:48 AM |
| AJIPrivateNotes | $25.00 | 9/11/2012 11:08:11 AM |
| rine354 | $100.00 | 9/11/2012 11:11:52 AM |
| botfolio | $300.00 | 9/11/2012 11:05:37 AM |
| brightest-deal-liberator | $144.14 | 9/11/2012 11:43:20 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
636663
This series of Notes was issued and sold upon the funding of the borrower loan #74848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $381.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,873 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-worth-plasma |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off credit cards and real estate investment & home based business investment.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I pay may debts on time and I have a proven financial strategy to bring lasting increase & freedom.
Monthly net income: $ 2,400
Monthly expenses: $
Housing: $ 500
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 80
Phone, cable, internet: $ 75
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 250
Other expenses: $
water: $10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 9/13/2012 9:02:24 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:03 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:36 AM |
| profit-powerplant | $25.00 | 9/13/2012 9:11:21 AM |
| thorough-duty641 | $25.00 | 9/13/2012 9:35:09 AM |
| bkwest01 | $100.00 | 9/13/2012 9:11:57 AM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 9:45:56 AM |
| houli123 | $25.00 | 9/13/2012 9:35:52 AM |
| fortytwo | $133.00 | 9/13/2012 9:42:48 AM |
| brainy-return234 | $25.00 | 9/13/2012 9:57:35 AM |
| careful-vigilance4 | $25.00 | 9/13/2012 9:49:41 AM |
| blue-shiny-revenue | $25.00 | 9/13/2012 10:04:21 AM |
| trajectory8 | $25.00 | 9/13/2012 9:45:15 AM |
| loan-fate | $50.00 | 9/13/2012 9:48:15 AM |
| subtle-bill727 | $25.00 | 9/13/2012 9:49:14 AM |
| fantastic-wampum1 | $100.00 | 9/13/2012 10:07:18 AM |
| 52digital | $75.00 | 9/13/2012 10:12:27 AM |
| reduce_US_govt_debt | $35.00 | 9/13/2012 10:19:03 AM |
| Nipper99 | $100.00 | 9/13/2012 10:46:54 AM |
| SLN-10 | $50.00 | 9/13/2012 10:40:27 AM |
| wise-charming-reward | $500.00 | 9/13/2012 10:40:59 AM |
| Investor_DP | $200.00 | 9/13/2012 10:23:48 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:21 AM |
| help4u | $25.00 | 9/13/2012 11:58:32 AM |
| best-bonafide-p2p | $25.00 | 9/13/2012 10:38:32 AM |
| cash-cymbal3 | $50.00 | 9/13/2012 11:29:56 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:58 AM |
| URBANCAPITAL | $79.93 | 9/13/2012 3:02:57 PM |
| platinum-frog | $25.00 | 9/13/2012 1:40:44 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:25 AM |
| sensible-fund | $25.00 | 9/13/2012 4:01:51 PM |
| wale-ld | $79.68 | 9/13/2012 4:57:59 PM |
| income-plato | $25.00 | 9/13/2012 2:52:10 PM |
| lowrater | $50.40 | 9/13/2012 3:20:01 PM |
| BostonCapital | $100.00 | 9/13/2012 9:39:04 AM |
| bubb_hans | $25.00 | 9/13/2012 9:39:35 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:06 AM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 9:22:18 AM |
| intuitive-velocity4 | $25.00 | 9/13/2012 9:49:18 AM |
| durability-ace9 | $30.00 | 9/13/2012 9:53:39 AM |
| asset-professor | $25.00 | 9/13/2012 9:35:22 AM |
| 108-IRA | $114.00 | 9/13/2012 9:51:01 AM |
| prudent-payment316 | $25.00 | 9/13/2012 9:36:01 AM |
| Wellman | $25.00 | 9/13/2012 9:40:54 AM |
| duty-viola | $25.00 | 9/13/2012 10:12:56 AM |
| DirtyJenga | $25.00 | 9/13/2012 10:07:43 AM |
| return-enforcer5 | $25.00 | 9/13/2012 10:15:26 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:39 AM |
| blazing-capital2 | $250.00 | 9/13/2012 10:26:34 AM |
| money-baron-Roth401k | $50.00 | 9/13/2012 10:44:34 AM |
| pdub | $500.00 | 9/13/2012 10:35:20 AM |
| moola-monger9 | $75.00 | 9/13/2012 1:16:37 PM |
| LoanerPrincipal | $25.00 | 9/13/2012 10:50:10 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:36:08 AM |
| buddy486 | $25.00 | 9/13/2012 11:10:48 AM |
| evergreen16 | $200.00 | 9/13/2012 1:06:55 PM |
| kulender | $100.00 | 9/13/2012 12:12:39 PM |
| sacopt | $25.00 | 9/13/2012 4:06:41 PM |
| charming-contract3 | $25.00 | 9/13/2012 4:11:50 PM |
| Index_Plus | $2,132.67 | 9/13/2012 5:04:10 PM |
| designer_10 | $25.00 | 9/13/2012 4:37:35 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
636689
This series of Notes was issued and sold upon the funding of the borrower loan #74870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,087 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| generosity-mountain886 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $2000
Housing: $350
Insurance: $
Car expenses: $0
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $7000 total
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kila-designer | $299.99 | 9/10/2012 9:02:48 AM |
| decisive-income7 | $500.00 | 9/10/2012 9:04:04 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:38 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:53 AM |
| finder072 | $25.00 | 9/10/2012 9:19:21 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:42 AM |
| bellaquito | $500.00 | 9/10/2012 9:27:56 AM |
| Investor_DP | $100.00 | 9/10/2012 10:03:50 AM |
| value-wind0 | $25.00 | 9/10/2012 11:07:58 AM |
| asset-professor | $25.00 | 9/10/2012 5:03:10 PM |
| library849 | $4,000.00 | 9/10/2012 3:51:26 PM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:16:00 PM |
| revenue-statesperson4 | $100.00 | 9/11/2012 5:50:38 AM |
| klend4 | $25.00 | 9/11/2012 3:31:03 AM |
| yield-hut | $25.00 | 9/11/2012 3:55:00 AM |
| best-bonafide-p2p | $25.00 | 9/11/2012 8:31:10 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:40 AM |
| lyndyn | $25.00 | 9/11/2012 9:09:39 AM |
| fervent-repayment | $100.00 | 9/11/2012 9:16:35 AM |
| mercuriant | $25.00 | 9/11/2012 9:18:56 AM |
| shrewd-peace7 | $25.00 | 9/11/2012 9:23:06 AM |
| Kaj | $25.00 | 9/11/2012 9:36:34 AM |
| Elefunt | $25.00 | 9/11/2012 9:28:06 AM |
| Diamond_Jim | $25.00 | 9/11/2012 9:40:19 AM |
| brainy-return234 | $25.00 | 9/11/2012 9:31:47 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:36 AM |
| whitegold24k | $50.00 | 9/11/2012 9:38:16 AM |
| rhin0cerx | $50.00 | 9/11/2012 9:46:12 AM |
| jst1 | $25.00 | 9/11/2012 10:00:41 AM |
| dough-bear | $25.00 | 9/11/2012 9:54:41 AM |
| loan-fate | $50.00 | 9/11/2012 9:55:11 AM |
| houli123 | $25.00 | 9/10/2012 9:35:33 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:55:59 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:56 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:01:58 AM |
| 52digital | $75.00 | 9/10/2012 10:03:22 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:26 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:39 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:02 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:07 PM |
| LeReve | $500.00 | 9/10/2012 5:30:38 PM |
| important-camaraderi584 | $25.00 | 9/10/2012 5:56:53 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:21 PM |
| skillful-market6 | $25.00 | 9/10/2012 6:07:51 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:45 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:23 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:17 PM |
| kulender | $100.00 | 9/10/2012 8:24:32 PM |
| receptive-affluence035 | $25.00 | 9/11/2012 6:30:39 AM |
| BigBag | $25.00 | 9/11/2012 5:36:02 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:05 AM |
| nycfinance | $25.00 | 9/11/2012 9:15:30 AM |
| trajectory8 | $25.00 | 9/11/2012 9:12:20 AM |
| thelovebug | $30.00 | 9/11/2012 9:11:55 AM |
| postalwhiz | $25.00 | 9/11/2012 9:29:56 AM |
| Miklot | $30.00 | 9/11/2012 9:19:29 AM |
| economy-shrubbery6 | $25.00 | 9/11/2012 9:35:51 AM |
| Wellman | $25.00 | 9/11/2012 9:44:43 AM |
| svandgts | $25.00 | 9/11/2012 9:37:09 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:44 AM |
| profit-powerplant | $25.00 | 9/11/2012 9:44:06 AM |
| haplender | $44.00 | 9/11/2012 9:48:47 AM |
| Bankman68 | $25.00 | 9/11/2012 9:45:18 AM |
| social-cocktail1 | $200.00 | 9/11/2012 9:59:01 AM |
| SimpleChoice | $25.00 | 9/11/2012 10:00:51 AM |
| miked8303 | $46.01 | 9/11/2012 10:02:38 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
636809
This series of Notes was issued and sold upon the funding of the borrower loan #74737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $642.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $620 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hard-working-investment7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...buy a Dumptruck and I will work then as an owner operator.
My financial situation:
I am a good candidate for this loan because...I was and I am still paying all my bills on time, I never missed a payment. I recently paid my financed car almost one year earlier off. I am very trustworthy and I am a very hard worker. So you never will be dissapointed in me regarding to make my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/12/2012 9:04:31 AM |
| tranquil-gain1 | $75.00 | 9/12/2012 9:45:01 AM |
| CIC | $25.00 | 9/12/2012 10:09:12 AM |
| economy-tuba7 | $50.00 | 9/12/2012 9:56:24 AM |
| prudent-deal662 | $25.00 | 9/12/2012 10:37:07 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:14 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:13 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:55 PM |
| luminous-finance9 | $26.00 | 9/12/2012 7:36:03 PM |
| Darts | $50.00 | 9/12/2012 7:46:08 PM |
| mariah8641 | $30.00 | 9/13/2012 8:43:38 AM |
| gmoney37 | $50.00 | 9/13/2012 9:31:09 AM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:32 PM |
| LeReve | $500.00 | 9/13/2012 5:35:34 PM |
| j2ee | $50.00 | 9/13/2012 5:21:53 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:27:56 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:38 PM |
| wetlands | $200.00 | 9/13/2012 5:31:00 PM |
| bellaquito | $500.00 | 9/13/2012 6:37:06 PM |
| rchapee | $25.00 | 9/14/2012 7:52:01 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:07 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:16 AM |
| jhussey | $100.00 | 9/14/2012 10:43:04 AM |
| UltimateWill | $25.00 | 9/14/2012 12:28:55 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:52 PM |
| dreammachine | $98.00 | 9/14/2012 5:31:58 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:09 PM |
| azazle | $50.00 | 9/15/2012 3:04:26 AM |
| capital-heaven5 | $500.00 | 9/15/2012 7:22:00 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:19 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:39 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:01 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:55 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:50 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:12 PM |
| kenji4861 | $25.00 | 9/15/2012 1:30:03 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:53 PM |
| shrewd-deal | $25.00 | 9/16/2012 9:56:37 AM |
| Maverick158 | $50.00 | 9/16/2012 11:28:21 AM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:48 AM |
| RothySkynx | $25.00 | 9/15/2012 7:16:06 PM |
| loyalty-circuitry | $100.00 | 9/16/2012 10:13:55 AM |
| daisuke | $25.00 | 9/16/2012 11:03:34 AM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:22 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:17 AM |
| friendly-money | $100.00 | 9/16/2012 2:42:16 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:15 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:46 AM |
| obduro_1 | $25.00 | 9/17/2012 9:05:30 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:46 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:23 AM |
| keiphers | $25.00 | 9/17/2012 4:55:03 PM |
| rmachi | $25.00 | 9/17/2012 9:40:55 AM |
| misit | $25.00 | 9/17/2012 2:47:48 PM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:28 AM |
| phaques | $225.00 | 9/17/2012 7:03:20 PM |
| brainy-credit1 | $50.00 | 9/18/2012 3:59:20 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:06 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:03 AM |
| Castellan | $50.00 | 9/18/2012 9:19:20 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:20 AM |
| AFairDeal | $25.00 | 9/18/2012 9:38:57 AM |
| sharpey | $25.00 | 9/18/2012 10:04:36 AM |
| Investoman | $25.00 | 9/18/2012 10:11:05 AM |
| Weaverville | $50.00 | 9/18/2012 10:45:46 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:02 AM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:18:52 AM |
| giftgold | $25.00 | 9/18/2012 10:58:43 AM |
| beeguy | $25.00 | 9/18/2012 12:41:14 PM |
| bonus-genius | $25.00 | 9/18/2012 1:21:00 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:10 PM |
| xyzpl | $50.00 | 9/18/2012 3:06:50 PM |
| hawaiitechnical | $25.00 | 9/18/2012 1:28:42 PM |
| ready-loot0 | $25.00 | 9/18/2012 1:44:04 PM |
| rate-negotiator | $25.00 | 9/18/2012 2:51:20 PM |
| reinforced-reward | $25.00 | 9/18/2012 5:04:04 PM |
| Cash4U2also | $25.00 | 9/18/2012 3:12:04 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:21 PM |
| dukeiyer | $25.00 | 9/18/2012 11:14:59 AM |
| fairness-sundae2 | $100.00 | 9/18/2012 4:28:54 PM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:02 AM |
| mrladybug101 | $25.00 | 9/18/2012 5:03:46 PM |
| topher515 | $25.00 | 9/18/2012 5:11:00 PM |
| Opptloans | $25.00 | 9/18/2012 5:11:17 PM |
| E_G | $50.00 | 9/18/2012 5:12:00 PM |
| Med-Tech-Here | $28.00 | 9/18/2012 5:10:40 PM |
| versatile-dime442 | $250.00 | 9/18/2012 5:16:45 PM |
| kind-currency-cargo | $25.00 | 9/18/2012 3:44:14 PM |
| active-reward7 | $33.00 | 9/18/2012 5:13:08 PM |
| influential-responsibility9 | $25.00 | 9/18/2012 5:19:27 PM |
| nri22 | $25.00 | 9/18/2012 5:13:27 PM |
| unforgettable-wealth4 | $50.00 | 9/18/2012 5:01:28 PM |
| transparency-silo2 | $25.00 | 9/18/2012 5:01:37 PM |
| ItsJustMe79 | $25.00 | 9/18/2012 5:01:41 PM |
| christifa | $25.00 | 9/18/2012 5:23:31 PM |
| deal-vibrato | $25.00 | 9/18/2012 5:03:02 PM |
| mvalley | $25.00 | 9/18/2012 5:04:25 PM |
| well-mannered-power8 | $25.00 | 9/18/2012 5:26:05 PM |
| Kodak-Midas | $25.00 | 9/18/2012 5:27:51 PM |
| the-profit-oracle | $25.00 | 9/18/2012 5:29:39 PM |
| dennisuello | $50.00 | 9/18/2012 5:18:01 PM |
| Thunderswan | $100.00 | 9/18/2012 5:18:28 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:07 PM |
| IP | $25.00 | 9/18/2012 5:07:53 PM |
| enticing-note | $25.00 | 9/18/2012 5:21:00 PM |
| imogen22 | $25.00 | 9/18/2012 5:10:56 PM |
| the-precious-bid | $25.00 | 9/18/2012 5:11:10 PM |
| loyalty-sherpa | $25.00 | 9/18/2012 5:40:01 PM |
| helpinghand63 | $25.00 | 9/18/2012 5:41:26 PM |
| enthralling-investment | $25.00 | 9/18/2012 5:44:33 PM |
| fcukciti | $35.00 | 9/18/2012 5:28:56 PM |
| matthart | $31.00 | 9/18/2012 5:14:15 PM |
| mondial4 | $100.00 | 9/18/2012 5:31:33 PM |
| Axium | $50.00 | 9/18/2012 5:16:17 PM |
| top-community-voyage | $50.00 | 9/18/2012 5:17:16 PM |
| ready-bid9 | $50.00 | 9/18/2012 5:53:53 PM |
| TomDalonajay | $25.00 | 9/18/2012 5:56:00 PM |
| value-investor9 | $50.00 | 9/18/2012 5:21:22 PM |
| market-assembler | $50.00 | 9/18/2012 5:58:54 PM |
| mtquan | $25.00 | 9/18/2012 5:24:00 PM |
| versatilenyguy | $50.00 | 9/18/2012 5:24:41 PM |
| basis-mate7 | $25.00 | 9/18/2012 5:28:35 PM |
| paytonbrigadier | $250.00 | 9/18/2012 5:50:36 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:31 PM |
| commerce-web5 | $25.00 | 9/18/2012 5:29:19 PM |
| wonderous-truth6 | $25.00 | 9/18/2012 5:53:17 PM |
| magical-credit523 | $25.00 | 9/18/2012 5:30:54 PM |
| JJ9876 | $25.00 | 9/18/2012 5:31:30 PM |
| Redmond | $25.00 | 9/18/2012 5:31:56 PM |
| gold-igniter372 | $100.00 | 9/18/2012 5:33:49 PM |
| student17354 | $25.00 | 9/18/2012 6:22:28 PM |
| rcm87 | $50.00 | 9/18/2012 5:40:13 PM |
| dough-kitten5 | $25.00 | 9/18/2012 6:27:47 PM |
| peace-flower9 | $50.00 | 9/18/2012 5:40:31 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:05:55 PM |
| slojudy | $25.00 | 9/18/2012 6:35:29 PM |
| derwiki | $25.00 | 9/18/2012 6:36:49 PM |
| brightest-repayment-patriot | $42.00 | 9/18/2012 5:47:22 PM |
| mennleo | $50.00 | 9/18/2012 5:49:05 PM |
| jkeller4000 | $25.00 | 9/18/2012 6:55:12 PM |
| yertle9 | $25.00 | 9/18/2012 6:20:25 PM |
| integrity-starter | $25.00 | 9/18/2012 6:21:11 PM |
| intrepid-payment7 | $25.00 | 9/18/2012 5:57:18 PM |
| mflawyer | $25.00 | 9/18/2012 7:58:29 PM |
| martinatime | $25.00 | 9/18/2012 6:24:28 PM |
| bb575 | $50.00 | 9/18/2012 6:26:53 PM |
| greentomato | $25.00 | 9/18/2012 6:29:26 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:33 PM |
| nurak2 | $95.77 | 9/18/2012 11:04:54 PM |
| youthful-bonus3 | $76.07 | 9/18/2012 8:12:17 PM |
| xxyls | $25.00 | 9/18/2012 8:32:38 PM |
| ExtraIncome | $25.00 | 9/18/2012 8:38:34 PM |
| first-charming-fund | $25.00 | 9/18/2012 9:42:04 PM |
| Aberdeen | $100.00 | 9/12/2012 10:32:45 AM |
| LoanerPrincipal | $25.00 | 9/12/2012 9:36:52 AM |
| CreditBuilder2 | $25.01 | 9/12/2012 10:01:13 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:23 AM |
| Plutis | $25.00 | 9/12/2012 9:49:09 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:15 AM |
| thrifty-transaction578 | $25.00 | 9/12/2012 6:09:59 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:48 PM |
| SBT | $25.00 | 9/13/2012 9:35:25 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:12 AM |
| pdub | $750.00 | 9/13/2012 10:33:13 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:55 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:36 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:00 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:01 PM |
| chlebie | $50.00 | 9/13/2012 5:49:10 PM |
| droryikra | $25.00 | 9/13/2012 7:45:58 PM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:20 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:39 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:08 AM |
| JBBank | $50.00 | 9/14/2012 10:12:41 AM |
| respectful-fairness069 | $27.00 | 9/14/2012 2:53:17 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:12 AM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:14 AM |
| MakoF16 | $25.00 | 9/15/2012 7:51:13 AM |
| ingenious-deal6 | $25.00 | 9/15/2012 12:29:38 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:24 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:42 PM |
| indianoven | $25.00 | 9/15/2012 4:45:17 PM |
| discrete-gold579 | $50.00 | 9/15/2012 9:00:51 PM |
| StPong | $25.00 | 9/15/2012 6:56:59 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:51 AM |
| orangefob7 | $25.00 | 9/16/2012 11:30:26 AM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:10 PM |
| Yogidog | $25.00 | 9/16/2012 9:05:40 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:37 PM |
| otherwisedisposed | $200.00 | 9/16/2012 7:36:41 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:25 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:15 PM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:07 AM |
| heavy_ax | $50.00 | 9/17/2012 10:10:37 AM |
| exciting-finance288 | $30.00 | 9/17/2012 10:46:20 AM |
| Tradesmanlender | $25.00 | 9/17/2012 9:23:19 AM |
| discrete-exchange9 | $25.00 | 9/17/2012 4:44:19 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:28 PM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:35 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:46 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:41 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:35 AM |
| Avala | $100.00 | 9/18/2012 9:32:00 AM |
| sjlender | $100.00 | 9/18/2012 9:53:00 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:24 AM |
| DreisersFinancier | $50.00 | 9/18/2012 9:54:40 AM |
| ltschetter | $25.00 | 9/18/2012 3:36:03 PM |
| urbane-deal152 | $50.00 | 9/18/2012 5:02:23 PM |
| handy-money9 | $75.00 | 9/18/2012 10:52:07 AM |
| first-careful-currency | $300.00 | 9/18/2012 5:03:21 PM |
| finder072 | $25.00 | 9/18/2012 5:04:36 PM |
| capital-relaxation9 | $100.00 | 9/18/2012 11:50:15 AM |
| point653 | $25.00 | 9/18/2012 5:05:57 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:17 PM |
| burgeoning-silver | $25.00 | 9/18/2012 5:10:32 PM |
| tranquil-revenue | $25.00 | 9/18/2012 4:01:33 PM |
| siesta100 | $25.00 | 9/18/2012 5:27:01 PM |
| value-wind0 | $25.00 | 9/18/2012 5:17:59 PM |
| 907 | $61.29 | 9/18/2012 5:30:22 PM |
| durability-warmth | $50.00 | 9/18/2012 5:20:10 PM |
| NR | $25.00 | 9/18/2012 5:34:01 PM |
| chac | $100.00 | 9/18/2012 5:10:02 PM |
| MGMNT | $25.00 | 9/18/2012 5:41:25 PM |
| benefit-dreams | $25.00 | 9/18/2012 5:41:57 PM |
| MadHun | $200.00 | 9/18/2012 5:12:09 PM |
| BB-ptoploan | $50.00 | 9/18/2012 5:26:35 PM |
| benjamin67 | $25.00 | 9/18/2012 5:12:27 PM |
| DadWarbucks | $25.00 | 9/18/2012 5:26:55 PM |
| Science7124 | $25.00 | 9/18/2012 5:29:30 PM |
| metro457 | $100.00 | 9/18/2012 5:13:39 PM |
| 6moonbeams | $50.00 | 9/18/2012 5:15:38 PM |
| w3alter | $50.00 | 9/18/2012 5:33:25 PM |
| successful-agreement7 | $100.00 | 9/18/2012 5:34:27 PM |
| HamachiMan | $50.00 | 9/18/2012 5:34:45 PM |
| hope-kingdom | $125.00 | 9/18/2012 5:18:26 PM |
| awe-inspiring-commitment972 | $50.00 | 9/18/2012 5:21:20 PM |
| studious-bonus7 | $100.00 | 9/18/2012 5:43:12 PM |
| UstedEsElHombre | $100.00 | 9/18/2012 5:22:45 PM |
| american6 | $50.00 | 9/18/2012 5:26:37 PM |
| larslfe | $25.00 | 9/18/2012 6:05:31 PM |
| worthy-dinero8 | $25.00 | 9/18/2012 5:50:33 PM |
| Banker7371 | $25.00 | 9/18/2012 6:07:35 PM |
| historic-balance5 | $50.00 | 9/18/2012 5:54:43 PM |
| deal-contributor8 | $25.00 | 9/18/2012 5:32:09 PM |
| treasure-pipeline | $25.00 | 9/18/2012 6:14:20 PM |
| mlin | $25.00 | 9/18/2012 5:36:19 PM |
| wwwUniversal | $25.00 | 9/18/2012 6:26:15 PM |
| prudent-payment316 | $25.00 | 9/18/2012 6:02:26 PM |
| RocketSurgeon | $25.00 | 9/18/2012 6:03:58 PM |
| greenback-investor7 | $100.00 | 9/18/2012 5:40:47 PM |
| uncleharold | $25.00 | 9/18/2012 6:30:12 PM |
| lakshmilila | $25.00 | 9/18/2012 5:44:18 PM |
| honker425 | $51.00 | 9/18/2012 5:45:42 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:12 PM |
| DirtyJenga | $25.00 | 9/18/2012 5:48:01 PM |
| Kravcorp | $25.00 | 9/18/2012 6:11:00 PM |
| spark548 | $25.00 | 9/18/2012 6:13:26 PM |
| neighborly-velocity4 | $25.00 | 9/18/2012 5:51:12 PM |
| otalon | $28.00 | 9/18/2012 7:00:53 PM |
| britgsb | $50.00 | 9/18/2012 5:55:19 PM |
| liberty-viola | $30.00 | 9/18/2012 6:20:24 PM |
| enriched-return057 | $50.00 | 9/18/2012 6:25:42 PM |
| credible-compassion6 | $25.00 | 9/18/2012 5:58:38 PM |
| attentive-compassion1 | $50.00 | 9/18/2012 6:00:56 PM |
| profitable-commerce822 | $25.00 | 9/18/2012 9:43:11 PM |
| Unclejohn | $25.00 | 9/18/2012 6:54:56 PM |
| turbobrat | $25.00 | 9/18/2012 7:02:03 PM |
| Freedom_Lending | $29.29 | 9/18/2012 10:24:53 PM |
| cadiju | $50.00 | 9/18/2012 6:12:43 PM |
| deal-bopper699 | $0.51 | 9/18/2012 11:19:14 PM |
| money-bauble | $200.00 | 9/18/2012 6:31:31 PM |
| resolute-basis9 | $25.00 | 9/18/2012 6:46:40 PM |
| advanceloan | $25.00 | 9/18/2012 9:29:55 PM |
| reward-reactor | $25.00 | 9/18/2012 9:33:56 PM |
| halfcr83 | $50.00 | 9/18/2012 10:32:26 PM |
| active-wealth3 | $25.00 | 9/18/2012 10:34:36 PM |
| HRVRfunding | $35.75 | 9/18/2012 11:01:24 PM |
| ferocious-benefit7 | $50.00 | 9/18/2012 7:30:46 PM |
| mlpinz | $29.81 | 9/18/2012 7:51:33 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:20 PM |
| davidc314 | $100.00 | 9/18/2012 9:44:25 PM |
| blue-laudable-dinero | $25.00 | 9/18/2012 10:19:22 PM |
| 282 Investments
|
Borrower Payment Dependent Notes Series
636849
This series of Notes was issued and sold upon the funding of the borrower loan #74689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,065 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-hickory9 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
|
Principal balance:
| $2,986.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I
want to get out if debt and and rebuild my credit tried of spinning my wheels on high interest credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lnuss25 | $25.00 | 9/11/2012 9:03:06 AM |
| attentive-compassion1 | $50.00 | 9/11/2012 9:06:26 AM |
| Rockymtnhi | $100.00 | 9/11/2012 9:11:25 AM |
| thrifty-transaction578 | $25.00 | 9/11/2012 9:31:30 AM |
| calm-platinum957 | $35.00 | 9/11/2012 9:42:48 AM |
| OnePoorDude | $25.00 | 9/11/2012 9:35:36 AM |
| Plutis | $25.00 | 9/11/2012 9:43:30 AM |
| gqrob | $30.00 | 9/11/2012 9:57:13 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:47 AM |
| elephantparty | $50.00 | 9/11/2012 9:57:51 AM |
| goodhearted-basis4 | $25.00 | 9/11/2012 9:58:12 AM |
| loot-baton | $25.00 | 9/11/2012 10:05:46 AM |
| tolerant-dinero2 | $25.00 | 9/11/2012 10:00:50 AM |
| jazz619 | $25.00 | 9/11/2012 10:18:27 AM |
| lochinvar | $75.00 | 9/11/2012 10:21:24 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:34 AM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 10:44:54 AM |
| phaded | $25.00 | 9/11/2012 10:32:10 AM |
| prudent-deal662 | $25.00 | 9/11/2012 10:45:16 AM |
| squeebie | $50.00 | 9/11/2012 10:54:59 AM |
| kind-durability-battalion | $50.00 | 9/11/2012 12:30:24 PM |
| bellaquito | $500.00 | 9/11/2012 11:21:57 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:23:41 AM |
| dukeiyer | $25.00 | 9/11/2012 11:53:05 AM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:19 PM |
| bold-wampum-compadre | $35.00 | 9/11/2012 1:19:16 PM |
| ore-didgeridoo | $34.25 | 9/11/2012 1:25:49 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:50 PM |
| cloaked_isotope | $25.00 | 9/11/2012 2:21:48 PM |
| radforj22 | $25.00 | 9/11/2012 2:16:11 PM |
| Loan_Some_Money | $25.00 | 9/11/2012 3:34:35 PM |
| unbeatable-integrity822 | $25.00 | 9/11/2012 3:44:17 PM |
| cordial-funds8 | $57.26 | 9/11/2012 4:09:09 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:21 PM |
| Bank42 | $25.00 | 9/11/2012 4:51:34 PM |
| Ripsaw4U | $50.00 | 9/11/2012 5:22:03 PM |
| Index_Plus | $1,255.99 | 9/11/2012 6:43:16 PM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 9:18:50 AM |
| superb-funds335 | $25.00 | 9/11/2012 9:31:21 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:45 AM |
| Castellan | $50.00 | 9/11/2012 9:36:19 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:42 AM |
| Letsboogiedown | $50.00 | 9/11/2012 9:49:52 AM |
| LoanerPrincipal | $25.00 | 9/11/2012 9:52:25 AM |
| WeedPatch | $50.00 | 9/11/2012 9:57:55 AM |
| HammerKnuckleLending | $25.00 | 9/11/2012 10:08:25 AM |
| CreditBuilder2 | $25.01 | 9/11/2012 10:11:25 AM |
| Perdita_II | $25.00 | 9/11/2012 9:59:44 AM |
| D911ave | $50.00 | 9/11/2012 10:07:50 AM |
| Approved | $50.00 | 9/11/2012 10:13:01 AM |
| loan-mammal | $100.00 | 9/11/2012 10:29:50 AM |
| aztec | $50.00 | 9/11/2012 10:28:38 AM |
| justreturns | $25.00 | 9/11/2012 10:33:33 AM |
| botfolio | $300.00 | 9/11/2012 11:05:42 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:41:37 AM |
| innocent-liberty6 | $50.00 | 9/11/2012 11:44:04 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:17 PM |
| jcornehlsen | $25.00 | 9/11/2012 11:18:20 AM |
| sasquatch5 | $25.00 | 9/11/2012 2:19:21 PM |
| WeshaTheLeopard | $25.00 | 9/11/2012 2:56:22 PM |
| motor5 | $25.00 | 9/11/2012 2:53:35 PM |
| entertaining-greenback2 | $27.49 | 9/11/2012 4:19:35 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:33 PM |
| Vegasjim | $25.00 | 9/11/2012 5:31:29 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:06 PM |
| martinatime | $25.00 | 9/11/2012 6:07:09 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:31:30 PM |
| return-runner8 | $25.00 | 9/11/2012 6:15:25 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
636913
This series of Notes was issued and sold upon the funding of the borrower loan #74430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $710.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $182,823 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| camaraderi-relaxation |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate high interest Credit Cards.
My financial situation:
I am a good candidate for this loan because...I have excellent High Income of over $200,000 annually that is verifiable with continuous employment from my jobs.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| urbane-income7 | $25.00 | 9/10/2012 9:01:30 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:57 AM |
| community-burrito9 | $35.00 | 9/10/2012 9:22:52 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:42 AM |
| Roman_1 | $25.00 | 9/10/2012 2:49:56 PM |
| britgsb | $50.00 | 9/10/2012 5:49:40 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:21 PM |
| MI2 | $5,000.00 | 9/10/2012 5:47:12 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:03 PM |
| RGlad | $300.00 | 9/10/2012 6:16:12 PM |
| YsoSLO | $40.00 | 9/11/2012 12:47:11 AM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:05 PM |
| wildguy | $25.00 | 9/11/2012 9:01:10 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:40 AM |
| profitable-fairness1 | $50.00 | 9/11/2012 9:59:21 AM |
| beakybird | $25.00 | 9/11/2012 10:19:38 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:00 AM |
| bent300 | $50.00 | 9/11/2012 10:42:18 AM |
| commonsenselending | $50.00 | 9/11/2012 1:30:44 PM |
| euro-berserker457 | $25.00 | 9/11/2012 12:06:24 PM |
| melodious-rupee3 | $25.00 | 9/11/2012 12:28:40 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:11 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:41 PM |
| red-fervent-deal | $50.00 | 9/11/2012 2:52:18 PM |
| kirklandrealtor | $25.00 | 9/11/2012 3:56:19 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:13 PM |
| banker334 | $25.00 | 9/11/2012 8:27:23 PM |
| langdonx | $50.00 | 9/11/2012 9:40:42 PM |
| leverage-galleon | $30.00 | 9/11/2012 10:41:14 PM |
| universal71 | $25.00 | 9/12/2012 6:43:03 AM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:36 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:12 AM |
| silver-trident5 | $500.00 | 9/12/2012 9:31:37 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:22 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:56 AM |
| american6 | $50.00 | 9/12/2012 9:53:59 AM |
| new-transparent-bazaar | $25.00 | 9/12/2012 9:36:12 AM |
| brightest-precious-dollar | $25.00 | 9/12/2012 10:26:33 AM |
| diplomatic-wealth7 | $50.00 | 9/12/2012 10:36:37 AM |
| Reddress4u | $25.00 | 9/12/2012 1:20:41 PM |
| BzJ108 | $25.00 | 9/12/2012 1:26:29 PM |
| economy-buffalo6 | $30.00 | 9/12/2012 2:40:05 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:00 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:58:09 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:40 PM |
| Nazbuster | $100.00 | 9/12/2012 9:38:20 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:16 PM |
| ruralgold | $25.00 | 9/13/2012 2:41:30 AM |
| MoneyBadger | $25.00 | 9/13/2012 6:08:41 AM |
| fenderxes | $25.00 | 9/13/2012 6:40:49 AM |
| circulatingdollars | $27.25 | 9/13/2012 6:44:06 AM |
| bold-sunny-generosity | $25.00 | 9/13/2012 5:41:59 AM |
| truth-explorer | $25.00 | 9/13/2012 9:28:53 AM |
| samo102us | $25.00 | 9/13/2012 10:13:49 AM |
| John73 | $25.00 | 9/13/2012 10:10:30 AM |
| pdub | $750.00 | 9/13/2012 10:33:05 AM |
| lender2611 | $25.00 | 9/13/2012 10:24:09 AM |
| Kravcorp | $25.00 | 9/13/2012 12:43:40 PM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:49 AM |
| hl8428 | $25.00 | 9/13/2012 3:10:00 PM |
| jcw3rd | $25.00 | 9/13/2012 3:55:44 PM |
| cash-cymbal3 | $100.00 | 9/13/2012 11:24:53 AM |
| order-taco-bell | $25.00 | 9/13/2012 4:57:38 PM |
| kulender | $100.00 | 9/13/2012 12:12:26 PM |
| honorable-durability0 | $25.00 | 9/13/2012 1:03:58 PM |
| zasonsasu1 | $25.00 | 9/13/2012 1:21:56 PM |
| ethical-truth211 | $200.00 | 9/13/2012 4:29:08 PM |
| mercuriant | $25.00 | 9/13/2012 5:00:31 PM |
| enriched-return057 | $200.00 | 9/13/2012 2:49:21 PM |
| Bank_Of_XL | $25.00 | 9/10/2012 9:07:37 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:04 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:48 AM |
| global-invest-group | $50.00 | 9/10/2012 9:27:22 AM |
| toblerone | $25.00 | 9/10/2012 10:27:35 AM |
| bazaar-elvis | $50.00 | 9/10/2012 9:34:52 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:39 AM |
| HereToHelp305 | $100.00 | 9/10/2012 3:02:27 PM |
| lionheart722 | $100.00 | 9/10/2012 2:47:06 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:42 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:45 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:40 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:41 PM |
| Munnie | $50.00 | 9/11/2012 6:09:05 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:04 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:56 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:44 AM |
| Investoman | $25.00 | 9/11/2012 9:52:20 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:20:27 AM |
| tech310 | $50.00 | 9/11/2012 10:21:53 AM |
| justreturns | $25.00 | 9/11/2012 10:33:32 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:29 AM |
| squeebie | $50.00 | 9/11/2012 10:54:44 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:18 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:06 PM |
| oneness | $25.00 | 9/11/2012 12:44:14 PM |
| sturdy-velocity6 | $25.00 | 9/11/2012 1:33:43 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:41 PM |
| consciouscapital | $50.00 | 9/11/2012 3:05:08 PM |
| KimJongWill | $50.00 | 9/11/2012 3:16:06 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:18 PM |
| first-graceful-contract | $30.86 | 9/11/2012 4:13:30 PM |
| rate-authority2 | $25.00 | 9/11/2012 3:31:40 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:30 PM |
| martinatime | $25.00 | 9/11/2012 6:07:03 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:18 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:03 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:34:57 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:45 PM |
| anacent | $25.00 | 9/11/2012 9:41:06 PM |
| nourishing-wampum7 | $25.00 | 9/12/2012 8:42:17 AM |
| chief_wo | $50.00 | 9/12/2012 7:57:06 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:54 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:40 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:37:58 AM |
| vigilance-spinner3 | $50.00 | 9/12/2012 10:43:49 AM |
| riproaringrapids | $50.00 | 9/12/2012 10:10:59 AM |
| reflective-cash0 | $50.00 | 9/12/2012 10:25:05 AM |
| Xarach | $25.00 | 9/12/2012 11:48:33 AM |
| deal-griffin | $57.00 | 9/12/2012 11:21:55 AM |
| integrity-doctor | $100.00 | 9/12/2012 4:25:45 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:09 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:47 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:13 PM |
| Darts | $50.00 | 9/12/2012 7:45:57 PM |
| order-bee1 | $50.00 | 9/13/2012 1:04:59 AM |
| guild221 | $25.00 | 9/12/2012 7:48:24 PM |
| squarebob | $25.00 | 9/13/2012 5:22:56 AM |
| azazle | $25.00 | 9/13/2012 12:33:54 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:09 AM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 9:02:33 AM |
| frooogal | $25.00 | 9/13/2012 7:19:04 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:29:16 AM |
| dollardave | $50.00 | 9/13/2012 9:08:14 AM |
| money-bauble | $200.00 | 9/13/2012 10:07:09 AM |
| justchecking999 | $25.00 | 9/13/2012 10:08:49 AM |
| BarginSellerdotcom | $100.00 | 9/13/2012 10:14:28 AM |
| DirtyJenga | $25.00 | 9/13/2012 10:07:42 AM |
| coin-popcorn | $25.00 | 9/13/2012 10:29:52 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:31 AM |
| brightest-dynamic-liberty | $25.00 | 9/13/2012 10:38:09 AM |
| wigglesworth4 | $100.00 | 9/13/2012 10:38:40 AM |
| KCEnterprises | $25.00 | 9/13/2012 12:38:23 PM |
| benevolent-ore329 | $50.00 | 9/13/2012 1:14:24 PM |
| compatible-deal9 | $25.00 | 9/13/2012 11:33:21 AM |
| bonus-seahorse | $70.00 | 9/13/2012 11:57:12 AM |
| fairness-symphony2 | $50.00 | 9/13/2012 11:24:39 AM |
| China-man | $228.98 | 9/13/2012 12:42:44 PM |
| historic-value7 | $100.00 | 9/13/2012 4:38:08 PM |
| independent-diversification7 | $30.00 | 9/13/2012 12:43:32 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:56 PM |
| admirable-return6 | $200.00 | 9/13/2012 3:55:56 PM |
| Plutis | $25.00 | 9/13/2012 4:00:28 PM |
| Index_Plus | $1,975.91 | 9/13/2012 5:04:03 PM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
637001
This series of Notes was issued and sold upon the funding of the borrower loan #74677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2011 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Student - College J... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $689 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| platinum-fuse2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan: Finance large household items to be used for personal and business use.
This loan will be used to...
Finance additional key items for success in further employment and household items such as a new laptop computer, a new desktop computer, a new cell phone and gathering additional money for a trip.
My financial situation:
Steady with part time employment.
Monthly net income: ~$2000
Monthly expenses: See below
Housing: $0
Insurance: $100
Car expenses: $300
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: Credit cards are paid in full every month. Min payments = $60/month
Other (Unexpected) expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 9/10/2012 5:10:18 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:51 PM |
| cash-mad-scientist3 | $25.00 | 9/10/2012 5:42:18 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:22 PM |
| CreditBuilder2 | $25.02 | 9/10/2012 6:22:04 PM |
| toblerone | $25.00 | 9/10/2012 6:42:23 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:03 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:47:58 PM |
| Aberdeen | $100.00 | 9/10/2012 6:16:49 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:36 PM |
| well-rounded-payout0 | $25.00 | 9/10/2012 5:57:16 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:26 PM |
| mikrolown | $25.00 | 9/10/2012 6:17:02 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:43 PM |
| hopeful_lender | $100.00 | 9/10/2012 6:32:05 PM |
| Index_Plus | $1,824.98 | 9/10/2012 7:35:28 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
637115
This series of Notes was issued and sold upon the funding of the borrower loan #74473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $642.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,293 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| respectful-gain8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jun-2012)
840-859
(Oct-2011)
840-859
(Jul-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to do landscaping work.
My financial situation:
I am a good candidate for this loan because I already paid one off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| unbelievable-exchange | $25.00 | 9/11/2012 2:04:03 PM |
| order-tamale | $400.00 | 9/12/2012 10:46:50 AM |
| attentive-compassion1 | $50.00 | 9/11/2012 9:06:26 AM |
| thrifty-transaction578 | $25.00 | 9/11/2012 9:31:30 AM |
| cordial-bonus | $25.00 | 9/11/2012 9:32:43 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:43 AM |
| LoanerPrincipal | $25.00 | 9/11/2012 9:52:25 AM |
| ready-interest9 | $25.00 | 9/11/2012 10:25:27 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:23:41 AM |
| squeebie | $50.00 | 9/11/2012 10:55:00 AM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:19 PM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:18 PM |
| safe-bazaar68 | $25.00 | 9/11/2012 2:04:12 PM |
| bold-unique-benjamins | $75.00 | 9/11/2012 5:51:03 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:30:08 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:35 PM |
| Q9-X3 | $50.00 | 9/11/2012 9:00:29 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:49 PM |
| banker334 | $40.00 | 9/11/2012 8:15:38 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:05 PM |
| titancash4u | $25.00 | 9/11/2012 10:39:03 PM |
| MrCoffee | $25.00 | 9/11/2012 8:22:43 PM |
| reinforced-velocity158 | $100.00 | 9/11/2012 9:25:52 PM |
| brycemcd | $25.00 | 9/11/2012 10:48:21 PM |
| anacent | $25.00 | 9/11/2012 9:41:11 PM |
| MoneyBadger | $25.00 | 9/12/2012 6:43:17 AM |
| Scoreman | $25.00 | 9/12/2012 6:08:07 AM |
| nikkiesgrandma | $25.00 | 9/12/2012 9:17:24 AM |
| duty-monger | $100.00 | 9/12/2012 9:05:39 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:23 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:25 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:52 AM |
| brightest-fund-base | $25.00 | 9/12/2012 10:24:31 AM |
| octoberfresh | $25.00 | 9/12/2012 10:00:01 AM |
| j2ee | $50.00 | 9/12/2012 10:48:42 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:32 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:10 AM |
| charming-contract3 | $27.59 | 9/12/2012 1:31:36 PM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:55:34 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:39 AM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:27 PM |
| engrossing-community0 | $25.00 | 9/12/2012 1:54:42 PM |
| Rivervale_Westwood | $25.00 | 9/12/2012 11:14:50 AM |
| newest-listing-pear | $25.00 | 9/12/2012 11:24:24 AM |
| coin-spilunker | $25.00 | 9/12/2012 12:48:13 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:52 PM |
| USMC0311 | $25.00 | 9/12/2012 4:20:40 PM |
| thrilling-exchange36 | $100.00 | 9/12/2012 3:57:47 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:07 PM |
| credit-maple | $25.00 | 9/12/2012 5:25:54 PM |
| payout-reaction740 | $25.00 | 9/12/2012 5:47:55 PM |
| og5221 | $25.00 | 9/12/2012 7:28:00 PM |
| peso-trailblazer0 | $30.00 | 9/12/2012 6:51:06 PM |
| Darts | $50.00 | 9/12/2012 7:46:04 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:17 PM |
| Leshan | $100.00 | 9/12/2012 7:32:29 PM |
| Loan-trust25 | $25.00 | 9/13/2012 6:11:38 AM |
| fairness-boomer6 | $25.00 | 9/13/2012 8:54:37 AM |
| MCDXLIV | $25.00 | 9/13/2012 7:19:51 AM |
| sjo1984111 | $25.00 | 9/13/2012 5:15:58 AM |
| IndyFab | $25.00 | 9/13/2012 9:04:28 AM |
| sgt-schultz | $35.00 | 9/13/2012 6:04:09 AM |
| tapesor | $200.00 | 9/13/2012 9:07:00 AM |
| benevolent-moola291 | $34.00 | 9/13/2012 9:09:32 AM |
| seabass123 | $25.00 | 9/13/2012 7:56:05 AM |
| historic-balance5 | $50.00 | 9/13/2012 9:04:01 AM |
| loan-hawk5 | $25.00 | 9/13/2012 8:30:58 AM |
| petsheep | $25.00 | 9/13/2012 8:36:16 AM |
| Avala | $79.00 | 9/13/2012 9:14:40 AM |
| Cash-Flow | $1,500.00 | 9/13/2012 9:15:00 AM |
| Ivan2007 | $50.00 | 9/13/2012 9:08:11 AM |
| gold-position | $25.00 | 9/13/2012 9:11:06 AM |
| trapper569 | $25.00 | 9/13/2012 9:21:49 AM |
| hard-working-rate3 | $25.00 | 9/13/2012 9:11:55 AM |
| nycloan | $25.00 | 9/13/2012 9:04:36 AM |
| trade-solo | $25.00 | 9/13/2012 9:08:06 AM |
| Med-Tech-Here | $28.00 | 9/13/2012 9:17:21 AM |
| ssgt95068 | $25.00 | 9/13/2012 9:18:37 AM |
| ready-bid9 | $50.00 | 9/13/2012 9:18:54 AM |
| TennSquire | $25.00 | 9/13/2012 9:19:25 AM |
| pacifictime86 | $25.00 | 9/13/2012 9:11:51 AM |
| skuba | $75.00 | 9/13/2012 9:20:58 AM |
| Breakfast_Gypsy | $25.00 | 9/13/2012 9:22:06 AM |
| Redmond | $25.00 | 9/13/2012 9:14:49 AM |
| Chervianne | $50.00 | 9/13/2012 9:17:40 AM |
| riproaringrapids | $50.00 | 9/13/2012 9:17:48 AM |
| rider350 | $135.00 | 9/13/2012 9:19:23 AM |
| transparency-game-changer0 | $34.00 | 9/13/2012 9:20:41 AM |
| lowrater | $75.40 | 9/11/2012 9:03:32 AM |
| lnuss25 | $50.00 | 9/11/2012 9:03:29 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:46 AM |
| Castellan | $50.00 | 9/11/2012 9:36:19 AM |
| Plutis | $25.00 | 9/11/2012 9:43:31 AM |
| LP_InvestmentGroup | $25.18 | 9/11/2012 9:43:13 AM |
| CreditBuilder2 | $25.01 | 9/11/2012 10:11:26 AM |
| loan-mammal | $100.00 | 9/11/2012 10:29:50 AM |
| botfolio | $300.00 | 9/11/2012 11:05:43 AM |
| bellaquito | $500.00 | 9/11/2012 11:21:57 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:51 PM |
| Kubasaki | $100.00 | 9/11/2012 2:52:24 PM |
| SteadyOne | $25.00 | 9/11/2012 1:59:20 PM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:04:16 PM |
| currency-persimmon | $25.00 | 9/11/2012 4:07:42 PM |
| diligent-kindness9 | $25.00 | 9/11/2012 2:43:05 PM |
| justreturns | $25.00 | 9/11/2012 5:04:40 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:21 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:34 PM |
| DreisersFinancier | $50.00 | 9/11/2012 5:23:20 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:06 PM |
| martinatime | $25.00 | 9/11/2012 6:07:09 PM |
| kind-exchange-association | $25.00 | 9/11/2012 7:17:32 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:52 PM |
| Bank42 | $25.00 | 9/12/2012 3:21:24 AM |
| langdonx | $50.00 | 9/11/2012 9:40:49 PM |
| heroic-payout9 | $25.00 | 9/12/2012 6:43:18 AM |
| CougarRoar | $25.00 | 9/11/2012 10:40:43 PM |
| icydog | $25.00 | 9/11/2012 11:12:45 PM |
| fireboss | $25.98 | 9/12/2012 7:48:52 AM |
| universal71 | $25.00 | 9/12/2012 6:43:05 AM |
| elfincove | $25.00 | 9/12/2012 7:33:39 AM |
| listing-trapper3 | $50.00 | 9/12/2012 9:03:18 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:22 AM |
| credit-maple5 | $25.00 | 9/12/2012 9:37:43 AM |
| american6 | $50.00 | 9/12/2012 9:54:03 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:37 AM |
| nickel-ferret | $25.00 | 9/12/2012 10:57:15 AM |
| kenji4861 | $25.00 | 9/12/2012 10:26:06 AM |
| cash-cymbal3 | $100.00 | 9/12/2012 1:06:16 PM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:58:53 AM |
| LeReve | $500.00 | 9/12/2012 11:01:53 AM |
| compatible-deal9 | $25.00 | 9/12/2012 1:08:24 PM |
| BzJ108 | $25.00 | 9/12/2012 1:24:00 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:02 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:06 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:51 PM |
| Science7124 | $25.00 | 9/12/2012 5:49:31 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:53 PM |
| kegs | $150.00 | 9/12/2012 7:27:49 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:44 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:52:10 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:45 PM |
| loot-motivator7 | $25.00 | 9/12/2012 6:58:21 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 7:03:26 PM |
| felicity-fertilizer6 | $30.47 | 9/12/2012 11:35:41 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:11 AM |
| booyah | $80.00 | 9/12/2012 7:31:44 PM |
| availableloan | $25.00 | 9/12/2012 9:19:43 PM |
| Nazbuster | $200.00 | 9/12/2012 9:24:21 PM |
| azazle | $25.00 | 9/12/2012 10:16:07 PM |
| frooogal | $25.00 | 9/13/2012 7:19:05 AM |
| devoider | $25.00 | 9/13/2012 7:43:03 AM |
| profitable-commerce822 | $25.00 | 9/13/2012 8:58:59 AM |
| youngster50 | $25.00 | 9/13/2012 7:07:07 AM |
| fair_rates | $25.00 | 9/13/2012 9:05:34 AM |
| DalawaFunds | $25.00 | 9/13/2012 8:38:55 AM |
| DadWarbucks | $25.00 | 9/13/2012 9:06:49 AM |
| fenderxes | $25.00 | 9/13/2012 6:40:50 AM |
| dollardave | $50.00 | 9/13/2012 9:08:14 AM |
| Benny-factor | $800.00 | 9/13/2012 7:15:51 AM |
| downtownfarm | $25.00 | 9/13/2012 9:11:34 AM |
| delectable-point5 | $50.00 | 9/13/2012 9:12:47 AM |
| unequivocal-exchange | $25.00 | 9/13/2012 9:14:07 AM |
| best-openness-banker | $50.00 | 9/13/2012 9:14:22 AM |
| mariah8641 | $30.00 | 9/13/2012 8:43:36 AM |
| Leopoldine | $42.54 | 9/13/2012 8:49:48 AM |
| fantastic-openness | $150.00 | 9/13/2012 8:59:18 AM |
| careful-penny | $25.00 | 9/13/2012 9:00:54 AM |
| larslfe | $25.00 | 9/13/2012 9:07:46 AM |
| don8ter | $30.00 | 9/13/2012 9:19:15 AM |
| the-profit-oracle | $25.00 | 9/13/2012 9:19:46 AM |
| E_G | $50.00 | 9/13/2012 9:11:17 AM |
| unassuming-generosity | $25.00 | 9/13/2012 9:12:02 AM |
| PCGeekWI | $25.00 | 9/13/2012 9:12:24 AM |
| billiam | $25.00 | 9/13/2012 9:14:38 AM |
| xphile | $25.00 | 9/13/2012 9:08:45 AM |
| IP | $25.00 | 9/13/2012 9:14:35 AM |
| Abetterinvestor | $25.00 | 9/13/2012 9:15:52 AM |
| gold-commander0 | $25.00 | 9/13/2012 9:15:55 AM |
| awe-inspiring-commitment972 | $50.00 | 9/13/2012 9:17:19 AM |
| AnnB8 | $25.00 | 9/13/2012 9:17:46 AM |
| magical-credit523 | $25.00 | 9/13/2012 9:19:41 AM |
| 181 Investments
|
Borrower Payment Dependent Notes Series
637197
This series of Notes was issued and sold upon the funding of the borrower loan #74470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 4m |
|
Amount delinquent:
| $26,673 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $766 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparency-companion4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay medical expenses
My financial situation:
I am a good candidate for this loan because...I pay installments on time. Have a secure steady job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrifty-transaction578 | $25.00 | 9/11/2012 9:31:31 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:46 AM |
| gravbox | $25.00 | 9/11/2012 9:48:40 AM |
| fascinating-benefit279 | $50.00 | 9/11/2012 10:16:16 AM |
| a-finance-nirvana | $25.00 | 9/11/2012 10:17:20 AM |
| IPG1 | $25.00 | 9/11/2012 10:15:54 AM |
| aztec | $50.00 | 9/11/2012 10:28:38 AM |
| squeebie | $50.00 | 9/11/2012 10:55:01 AM |
| botfolio | $300.00 | 9/11/2012 11:05:43 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:18 PM |
| unbeatable-integrity822 | $30.00 | 9/11/2012 3:44:40 PM |
| A11CREDIT | $114.10 | 9/11/2012 5:35:40 PM |
| anacent | $25.00 | 9/11/2012 9:41:12 PM |
| lokiswolf | $25.00 | 9/11/2012 8:25:40 PM |
| wjareg08 | $35.00 | 9/11/2012 8:40:45 PM |
| blue-laudable-dinero | $25.00 | 9/11/2012 9:18:44 PM |
| Mocaba | $80.00 | 9/12/2012 4:31:10 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:58 AM |
| logical-p2ploan | $50.00 | 9/12/2012 5:32:10 AM |
| sgt-schultz | $13.83 | 9/12/2012 5:44:25 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:43 AM |
| OnePoorDude | $25.00 | 9/11/2012 9:35:37 AM |
| Castellan | $50.00 | 9/11/2012 9:36:20 AM |
| CreditBuilder2 | $25.01 | 9/11/2012 10:11:26 AM |
| Joshua_E | $25.00 | 9/11/2012 10:08:36 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:52 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:35 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:21 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:50 PM |
| martinatime | $25.00 | 9/11/2012 6:07:10 PM |
| coin-sphinx4 | $30.89 | 9/11/2012 7:02:27 PM |
| capital-javelin3 | $50.00 | 9/11/2012 9:36:32 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:36 PM |
| banker334 | $40.00 | 9/11/2012 8:15:39 PM |
| seadogs | $25.00 | 9/12/2012 1:47:05 AM |
| dynamic-platinum | $25.00 | 9/12/2012 5:14:30 AM |
| a-dough-plato | $30.00 | 9/11/2012 10:18:40 PM |
| nalaari | $25.00 | 9/12/2012 4:01:35 AM |
| freedomlender | $25.00 | 9/12/2012 4:02:18 AM |
| superb-bonus0 | $26.17 | 9/12/2012 5:31:25 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
637291
This series of Notes was issued and sold upon the funding of the borrower loan #74358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $552.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,841 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| seeking12 |
Borrower's state:
| Ohio |
Borrower's group:
| Military Veterans helping eachother. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 58 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $20,626.00 | < 31 days late:
| 1
( 2% )
| 680-699
(Mar-2011)
660-679
(Aug-2008)
700-719
(Mar-2008)
660-679
(Oct-2006)
|
|
Principal balance:
| $2,955.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate my debt and pay for dental expenses incurred for dental surgery
My financial situation:
I am a good candidate for this loan because I have had several loans with Prosper and have repaid them and the current loan is current and will be paid before the terms of the loan end. In addition, my expenses are less than my income. I also receive a military pension.
Monthly net income: $5,175
Monthly expenses: $1000
Housing: $1349
Insurance: $100
Car expenses: $475
Utilities: $480
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $100.00 | 9/10/2012 5:03:25 PM |
| order-tamale | $400.00 | 9/10/2012 5:15:14 PM |
| benjaminsky | $25.00 | 9/10/2012 6:00:18 PM |
| 113121 | $250.00 | 9/10/2012 7:48:00 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:20 PM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:11 PM |
| five-star-note | $200.00 | 9/10/2012 5:09:59 PM |
| knee_caps | $26.00 | 9/10/2012 5:18:24 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:53 PM |
| j2ee | $50.00 | 9/10/2012 5:16:12 PM |
| lowrater | $75.70 | 9/10/2012 5:20:18 PM |
| breathtaking-funds6 | $47.00 | 9/10/2012 5:21:27 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:43 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:25:02 PM |
| community-burrito9 | $45.00 | 9/10/2012 5:41:17 PM |
| Thunderswan | $100.00 | 9/10/2012 5:29:09 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:27:05 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:24 PM |
| LeReve | $500.00 | 9/10/2012 5:30:26 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:35 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:31 PM |
| Feyenoord | $30.00 | 9/10/2012 5:40:24 PM |
| dynamic-money271 | $100.00 | 9/10/2012 5:40:52 PM |
| bazaar-tulip | $25.00 | 9/10/2012 5:48:50 PM |
| 312-Lender | $100.00 | 9/10/2012 5:51:02 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:04 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:51 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:43 PM |
| __A1B2 | $25.05 | 9/10/2012 5:51:44 PM |
| Win_With_P2P | $43.00 | 9/10/2012 6:17:54 PM |
| HeroSupport | $35.00 | 9/10/2012 6:19:39 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:26 PM |
| JCM_MN | $40.00 | 9/10/2012 6:22:07 PM |
| credit-maple | $25.00 | 9/10/2012 6:24:11 PM |
| marwadi-62 | $1,000.00 | 9/10/2012 5:58:24 PM |
| RGlad | $300.00 | 9/10/2012 6:00:53 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:37 PM |
| thankful-nickel2 | $55.54 | 9/10/2012 6:21:53 PM |
| proud-gold9 | $25.00 | 9/10/2012 6:42:29 PM |
| booyah | $100.00 | 9/10/2012 6:33:05 PM |
| Brisket_Bob | $25.03 | 9/10/2012 7:30:50 PM |
| sensible-fund | $25.00 | 9/10/2012 7:32:57 PM |
| seabassx | $25.00 | 9/10/2012 7:42:27 PM |
| marketplace-singularity3 | $50.00 | 9/10/2012 7:44:35 PM |
| five-star-note | $200.00 | 9/10/2012 6:47:21 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:03 PM |
| kulender | $100.00 | 9/10/2012 8:24:34 PM |
| ChoiceInvestments | $27.00 | 9/10/2012 9:03:20 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:43 PM |
| Dubbly | $25.00 | 9/10/2012 6:47:49 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:28 PM |
| serene-capital | $25.00 | 9/10/2012 10:13:12 PM |
| Gobsek | $25.00 | 9/10/2012 7:37:45 PM |
| BigSkyFinancial | $30.00 | 9/11/2012 12:41:06 AM |
| Astyanax | $50.00 | 9/10/2012 8:05:01 PM |
| desertoasis | $25.00 | 9/10/2012 8:20:33 PM |
| C2Banking | $75.80 | 9/10/2012 7:26:43 PM |
| Navy-Retired | $100.00 | 9/11/2012 4:29:10 AM |
| independent-listing796 | $25.00 | 9/11/2012 4:34:01 AM |
| fuse136 | $25.10 | 9/10/2012 9:16:55 PM |
| rockhound84 | $30.00 | 9/11/2012 4:48:14 AM |
| gothampark | $25.00 | 9/10/2012 10:29:17 PM |
| jcyjwj | $100.00 | 9/10/2012 7:52:56 PM |
| rjglender | $25.00 | 9/10/2012 8:00:34 PM |
| Smalltimelender | $25.00 | 9/10/2012 11:06:36 PM |
| turbobrat | $25.00 | 9/10/2012 8:56:51 PM |
| fate-amenable-to-change | $40.00 | 9/10/2012 9:21:03 PM |
| draggon77 | $25.00 | 9/11/2012 3:57:30 AM |
| ponch12 | $50.00 | 9/11/2012 3:57:43 AM |
| methodical-interest039 | $50.00 | 9/11/2012 4:31:36 AM |
| commerce-venture1 | $25.00 | 9/10/2012 5:07:30 PM |
| MoneyForNothing | $58.58 | 9/10/2012 5:02:24 PM |
| trumpeter5 | $25.00 | 9/10/2012 5:02:47 PM |
| janeybooboo | $74.74 | 9/10/2012 5:17:46 PM |
| lnuss25 | $25.00 | 9/10/2012 5:18:24 PM |
| elegant-hope578 | $50.00 | 9/10/2012 5:15:09 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:33 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:03 PM |
| micko | $25.00 | 9/10/2012 5:30:34 PM |
| silver-enlightenment0 | $25.00 | 9/10/2012 5:33:12 PM |
| aggresive-commerce8 | $50.00 | 9/10/2012 5:34:44 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:57 PM |
| kindest-credit-bear | $250.00 | 9/10/2012 5:52:57 PM |
| transparency-sapling | $25.00 | 9/10/2012 5:42:12 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:53 PM |
| principal-cooker2 | $50.00 | 9/10/2012 5:51:16 PM |
| rate-hawk | $25.00 | 9/10/2012 6:07:10 PM |
| Endeavour | $30.00 | 9/10/2012 6:21:35 PM |
| ferocious-kindness8 | $30.00 | 9/10/2012 6:02:34 PM |
| john0720 | $25.00 | 9/10/2012 6:05:46 PM |
| the-silver-blaster | $50.00 | 9/10/2012 6:12:18 PM |
| TheHillsAreAlive | $25.00 | 9/10/2012 6:07:08 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:21 PM |
| Vector | $25.00 | 9/10/2012 6:15:25 PM |
| SergRoosterDu | $26.50 | 9/10/2012 6:20:24 PM |
| pierrelasvegas | $25.00 | 9/10/2012 6:36:28 PM |
| Tscheddar | $25.00 | 9/10/2012 6:40:36 PM |
| bellaquito | $500.00 | 9/10/2012 6:26:00 PM |
| well-rounded-dinero | $25.00 | 9/10/2012 6:40:40 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:54:36 PM |
| first-serene-credit | $25.00 | 9/10/2012 9:12:40 PM |
| Loan_shark718 | $50.00 | 9/10/2012 7:21:16 PM |
| thrifty-capital | $30.00 | 9/10/2012 6:46:55 PM |
| euro-deployment | $25.00 | 9/10/2012 10:18:32 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:19 PM |
| payment-halo | $25.00 | 9/10/2012 8:29:45 PM |
| corporatejim | $55.79 | 9/11/2012 4:16:32 AM |
| Nerdster1 | $25.00 | 9/11/2012 4:39:10 AM |
| mikeandcat | $253.57 | 9/11/2012 5:01:06 AM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:41 PM |
| DoctorJoe | $25.00 | 9/11/2012 4:25:12 AM |
| responsible-finance9 | $75.60 | 9/11/2012 4:35:44 AM |
| GrowthAspirations | $250.00 | 9/10/2012 11:57:45 PM |
| YsoSLO | $60.00 | 9/11/2012 12:48:16 AM |
| yield-hut | $25.00 | 9/11/2012 3:52:34 AM |
| HenlopenCapital | $25.00 | 9/11/2012 3:57:20 AM |
| credible-balance0 | $25.00 | 9/11/2012 4:59:00 AM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
637307
This series of Notes was issued and sold upon the funding of the borrower loan #74584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,285 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-trumpet625 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off high credit card debt incurred from remodeling my home
My financial situation:
I am a good candidate for this loan because... I pay all my bills on time and I make sure my bills are paid before my entertainment begins. I am a hard worker and very responsible I handle customer service, Safety and the Environmental Hazardous waste for our company.
Monthly net income: $6000
Monthly expenses: 2500
Housing: $1022
Insurance: $75
Car expenses: $250
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $325
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| greencat | $50.00 | 9/13/2012 9:02:43 AM |
| scholarly-order6 | $100.00 | 9/13/2012 9:06:17 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:08:31 AM |
| vutah | $75.00 | 9/13/2012 9:04:03 AM |
| spartacusiam | $25.00 | 9/13/2012 9:04:22 AM |
| calmfunds | $1,300.00 | 9/13/2012 9:24:40 AM |
| Bad_Debt | $25.00 | 9/13/2012 9:08:47 AM |
| gotjack-IRA | $25.02 | 9/13/2012 9:19:33 AM |
| lowrater | $25.70 | 9/13/2012 9:41:31 AM |
| duty-viola | $25.00 | 9/13/2012 10:12:56 AM |
| Rogelio48 | $30.00 | 9/13/2012 10:27:03 AM |
| return-enforcer5 | $30.00 | 9/13/2012 10:08:50 AM |
| wise-charming-reward | $200.00 | 9/13/2012 10:41:45 AM |
| Bob450 | $25.00 | 9/13/2012 10:45:45 AM |
| maal99 | $25.00 | 9/13/2012 11:05:28 AM |
| GourmetPizzaGuy | $72.85 | 9/13/2012 11:12:11 AM |
| mpatrick | $75.00 | 9/13/2012 11:14:10 AM |
| courteous-note1 | $25.00 | 9/13/2012 10:25:07 AM |
| djmgd790 | $50.00 | 9/13/2012 11:37:15 AM |
| Nipper99 | $100.00 | 9/13/2012 10:47:17 AM |
| mystical-capital4 | $80.56 | 9/13/2012 10:54:27 AM |
| karpman3 | $50.00 | 9/13/2012 11:09:35 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:22 AM |
| global-invest-group | $47.34 | 9/13/2012 11:11:05 AM |
| RoccoLoan | $50.00 | 9/13/2012 11:12:02 AM |
| num1irish | $25.00 | 9/13/2012 11:21:50 AM |
| Glory_Honor_Orange | $50.00 | 9/13/2012 11:31:37 AM |
| safe-dinero6 | $30.00 | 9/13/2012 11:35:03 AM |
| InChicago | $160.03 | 9/13/2012 9:00:34 AM |
| marinbb | $50.00 | 9/13/2012 9:01:19 AM |
| handy-justice | $80.00 | 9/13/2012 9:08:58 AM |
| Fitiwalt7 | $25.00 | 9/13/2012 9:28:41 AM |
| finance-investor3 | $25.00 | 9/13/2012 9:08:34 AM |
| income-triangulation1 | $25.00 | 9/13/2012 9:09:10 AM |
| azazle | $25.00 | 9/13/2012 9:54:14 AM |
| fairgirl | $25.00 | 9/13/2012 10:13:11 AM |
| droopie1 | $25.00 | 9/13/2012 11:25:58 AM |
| Silver_Rupee | $25.01 | 9/13/2012 10:26:50 AM |
| worthy-bid4 | $78.90 | 9/13/2012 11:40:42 AM |
| ILoveBearHats | $39.59 | 9/13/2012 10:32:01 AM |
| pdub | $250.00 | 9/13/2012 10:39:32 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:32:22 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
637385
This series of Notes was issued and sold upon the funding of the borrower loan #74391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $67.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,706 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-value-cheetah |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2012)
660-679
(Jun-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay off higher interest credit cards in order to reduce monthly expenses as well as purchase necessary items for household repairs.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4520.00
Monthly expenses: $3495.00 (This is the total from expenses listed below. All amounts are estimates and rounded up.)
Housing: $1375.00
Insurance: $50.00
Car expenses: $370.00
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $200.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CaptainBlueberry | $25.00 | 9/11/2012 9:03:39 AM |
| Elbanko | $26.00 | 9/11/2012 9:03:56 AM |
| skuba | $75.00 | 9/11/2012 9:04:03 AM |
| Milonguero | $100.00 | 9/11/2012 9:04:29 AM |
| lnuss25 | $30.00 | 9/11/2012 9:05:13 AM |
| elegant-return3 | $25.00 | 9/11/2012 9:08:48 AM |
| durability-solstice8 | $50.00 | 9/11/2012 9:10:04 AM |
| lnuss25 | $40.00 | 9/11/2012 9:04:31 AM |
| the-laudable-peso | $40.00 | 9/11/2012 9:05:23 AM |
| attentive-compassion1 | $50.00 | 9/11/2012 9:06:27 AM |
| rescue | $100.00 | 9/11/2012 9:03:51 AM |
| spiritual-money299 | $32.00 | 9/11/2012 9:08:26 AM |
| Jonb6919 | $25.00 | 9/11/2012 9:07:28 AM |
| timbob | $70.00 | 9/11/2012 9:09:18 AM |
| bold-steady-peso | $100.00 | 9/11/2012 9:09:46 AM |
| bill-artisan7 | $25.00 | 9/11/2012 9:05:07 AM |
| BigHorizon | $500.00 | 9/11/2012 9:05:33 AM |
| exact-p2p2 | $25.00 | 9/11/2012 9:02:44 AM |
| loot-resonance | $25.00 | 9/11/2012 9:03:20 AM |
| RGlad | $150.00 | 9/11/2012 9:05:09 AM |
| lowrater | $75.60 | 9/11/2012 9:06:21 AM |
| williemc44 | $25.00 | 9/11/2012 9:02:55 AM |
| boss653 | $25.00 | 9/11/2012 9:06:42 AM |
| cash-delight1 | $50.00 | 9/11/2012 9:06:44 AM |
| gracej | $25.00 | 9/11/2012 9:04:06 AM |
| encore02 | $29.00 | 9/11/2012 9:04:50 AM |
| janeybooboo | $75.00 | 9/11/2012 9:04:57 AM |
| gulch | $25.00 | 9/11/2012 9:05:16 AM |
| transparency-sapling | $25.00 | 9/11/2012 9:06:29 AM |
| cleared2land | $25.00 | 9/11/2012 9:07:01 AM |
| NR | $25.00 | 9/11/2012 9:07:10 AM |
| chestnut4 | $25.00 | 9/11/2012 9:08:54 AM |
| hostbank | $48.00 | 9/11/2012 9:09:37 AM |
| Mountain-Lion-IRA1 | $25.00 | 9/11/2012 9:09:54 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
637387
This series of Notes was issued and sold upon the funding of the borrower loan #74731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 4y 7m |
|
Amount delinquent:
| $1,881 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,061 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benjamins-wingding3 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I have worked at the same company for close to 5 years, bringing in steady monthly income not only from my full time job, but also from oil and gas investments.
Monthly net income: $ 3500
Monthly expenses: $ 2600
Housing: $ 1750
Insurance: $ 200
Car expenses: $ 50
Utilities: $ 300
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scholarly-order6 | $25.00 | 9/11/2012 5:07:13 PM |
| power-chihuahua | $25.00 | 9/11/2012 5:06:52 PM |
| handy-justice | $50.00 | 9/11/2012 5:06:32 PM |
| Plow_n_Sow | $25.00 | 9/11/2012 5:09:35 PM |
| vutah | $65.00 | 9/11/2012 5:07:53 PM |
| first-class-gold0 | $100.00 | 9/11/2012 5:08:42 PM |
| CA-Lender | $25.00 | 9/11/2012 5:09:19 PM |
| worth-blanket2 | $3,600.00 | 9/11/2012 5:06:12 PM |
| pdli_dude | $25.00 | 9/11/2012 5:06:44 PM |
| 52digital | $60.00 | 9/11/2012 5:09:47 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
637445
This series of Notes was issued and sold upon the funding of the borrower loan #74217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $178 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,355 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| understanding-auction0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Pay off the balances on my credit cards
My financial situation: Stable.
I am a good candidate for this loan because...My job is stable and not in danger of disappearing. Additionally, there is opportunity for me to advance.
Monthly net income: $1400
Monthly expenses: $800
Housing: $300
Insurance: $70
Car expenses: $100
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/11/2012 5:05:54 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:03 PM |
| worth-blanket2 | $3,600.00 | 9/11/2012 5:12:48 PM |
| CA-Lender | $25.00 | 9/11/2012 5:15:10 PM |
| asset-professor | $25.00 | 9/11/2012 5:15:58 PM |
| pdli_dude | $25.00 | 9/11/2012 5:18:14 PM |
| careful-vigilance4 | $25.00 | 9/11/2012 5:24:59 PM |
| worthy-dinero8 | $25.00 | 9/11/2012 5:20:51 PM |
| power-chihuahua | $25.00 | 9/11/2012 5:06:52 PM |
| 52digital | $75.00 | 9/11/2012 5:09:48 PM |
| thrifty-capital | $35.00 | 9/11/2012 5:13:17 PM |
| brainy-return234 | $25.00 | 9/11/2012 5:29:00 PM |
| tolerant-responsibility051 | $40.00 | 9/11/2012 5:32:26 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
637461
This series of Notes was issued and sold upon the funding of the borrower loan #74196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magnificent-durability942 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to make needed updates to kitchen
My financial situation:
I am a good candidate for this loan because I trying to make a good life for my children
Monthly net income: $2700.00
Monthly expenses: $
Housing: $1096.00
Insurance: $86.00
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $45.00
Food, entertainment: $100.00
Clothing, household expenses: $25.00
Credit cards and other loans: $285.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/11/2012 5:19:39 PM |
| stock106 | $25.00 | 9/11/2012 6:19:51 PM |
| the-inspired-justice | $25.00 | 9/11/2012 11:32:54 PM |
| money-fort | $25.00 | 9/11/2012 9:47:39 PM |
| let_me_retire | $25.00 | 9/11/2012 11:38:46 PM |
| spartacusiam | $25.00 | 9/12/2012 9:43:40 AM |
| mrxtravis | $25.00 | 9/12/2012 10:27:11 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:03 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:06 PM |
| handy-justice | $50.00 | 9/11/2012 5:28:07 PM |
| SolarMoonshine | $25.00 | 9/11/2012 6:39:47 PM |
| goat0 | $100.00 | 9/11/2012 6:53:05 PM |
| dudebrah | $25.00 | 9/12/2012 1:01:58 AM |
| Core-Marketing | $25.00 | 9/12/2012 5:02:06 AM |
| greencat | $50.00 | 9/12/2012 7:11:04 AM |
| LuvToLend | $25.00 | 9/12/2012 10:22:23 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:40 PM |
| MI2 | $1,125.00 | 9/12/2012 4:34:29 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
637501
This series of Notes was issued and sold upon the funding of the borrower loan #74641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,668 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-network6 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2010)
|
|
Principal balance:
| $4,239.07 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
New House-New Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbly | $25.00 | 9/11/2012 9:03:15 AM |
| janeybooboo | $75.00 | 9/11/2012 9:04:12 AM |
| papaloha | $111.00 | 9/11/2012 9:07:53 AM |
| first-class-gold0 | $122.00 | 9/11/2012 9:10:14 AM |
| rescue | $100.00 | 9/11/2012 9:03:51 AM |
| RGlad | $200.00 | 9/11/2012 9:04:03 AM |
| the-laudable-peso | $40.00 | 9/11/2012 9:05:23 AM |
| XP | $25.00 | 9/11/2012 9:06:30 AM |
| supersdf | $25.00 | 9/11/2012 9:09:12 AM |
| BigHorizon | $300.00 | 9/11/2012 9:06:27 AM |
| squarebob | $25.00 | 9/11/2012 9:08:17 AM |
| trumpeter5 | $25.00 | 9/11/2012 9:03:25 AM |
| felicity-contributor3 | $25.00 | 9/11/2012 9:03:54 AM |
| extraordinary-return995 | $50.00 | 9/11/2012 9:04:41 AM |
| pdli_dude | $25.00 | 9/11/2012 9:06:43 AM |
| quantum_leap | $25.00 | 9/11/2012 9:03:03 AM |
| structure9 | $25.00 | 9/11/2012 9:05:47 AM |
| BigHorizon | $100.00 | 9/11/2012 9:06:19 AM |
| transparency-sapling | $25.00 | 9/11/2012 9:06:29 AM |
| lnuss25 | $35.00 | 9/11/2012 9:04:54 AM |
| bill-artisan7 | $25.00 | 9/11/2012 9:05:07 AM |
| Hippo-IRA1 | $25.00 | 9/11/2012 9:08:48 AM |
| worth-blanket2 | $13,500.00 | 9/11/2012 9:05:51 AM |
| MoneyForNothing | $25.21 | 9/11/2012 9:07:16 AM |
| cablenews | $100.00 | 9/11/2012 9:10:35 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
637513
This series of Notes was issued and sold upon the funding of the borrower loan #74683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 22y 1m |
|
Amount delinquent:
| $8,415 |
Total credit lines:
| 21 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,175 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-clarinet9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Payoff two of my credit cards with very high interest rates
My financial situation:
I am a good candidate for this loan because... Once I payoff the credit cards I will be debt free. The loan will be repaid back in a timely manner without any concerns. I am a very trustworthy person and will not late with any payments.
Monthly net income: $2600
Monthly expenses: $
Housing: $900
Insurance: $82
Car expenses: $
Utilities: $95
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/10/2012 5:02:06 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:36 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:39 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:05 PM |
| preventivepestcontrol | $81.73 | 9/11/2012 2:49:43 PM |
| Rancid | $25.00 | 9/12/2012 6:18:40 AM |
| AoP | $28.70 | 9/12/2012 8:50:45 AM |
| green-high-five7 | $25.00 | 9/12/2012 10:16:57 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:35 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:31 PM |
| reward-adventure | $50.00 | 9/12/2012 5:25:34 PM |
| bubb_hans | $25.00 | 9/13/2012 9:39:34 AM |
| kulender | $100.00 | 9/13/2012 12:12:28 PM |
| Lubava | $25.00 | 9/13/2012 6:33:05 PM |
| sensible-order2 | $142.43 | 9/15/2012 9:42:39 AM |
| sympathetic-greenback5 | $57.36 | 9/15/2012 10:35:16 AM |
| compassion-paladin042 | $25.00 | 9/15/2012 11:42:41 AM |
| Sunbase | $25.00 | 9/15/2012 10:39:15 AM |
| tolerant-responsibility051 | $500.00 | 9/15/2012 10:20:32 AM |
| DaveTheWave | $25.00 | 9/15/2012 11:57:31 AM |
| TheCount | $25.00 | 9/15/2012 1:35:37 PM |
| finance-dandelion | $25.00 | 9/15/2012 2:38:20 PM |
| coloradoadam | $25.00 | 9/15/2012 7:45:08 PM |
| RothySkynx | $25.00 | 9/15/2012 7:23:01 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 8:46:48 AM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:54 PM |
| supreme-affluence798 | $25.00 | 9/16/2012 10:08:10 PM |
| keen-wealth5 | $29.08 | 9/17/2012 5:14:05 AM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:42 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:55 AM |
| squeebie | $50.00 | 9/11/2012 10:54:50 AM |
| MilitaryMTP | $100.00 | 9/11/2012 1:11:00 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:54 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:22 AM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:40 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:30 PM |
| the-credit-maker | $25.00 | 9/13/2012 6:24:00 PM |
| evilkats | $50.00 | 9/13/2012 7:20:14 PM |
| IIP77 | $25.00 | 9/14/2012 3:09:38 AM |
| interest-splendor | $30.00 | 9/14/2012 8:31:37 AM |
| ideomorph | $25.00 | 9/14/2012 9:09:46 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:15:39 AM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:01:04 PM |
| vigilance-frontier | $41.42 | 9/14/2012 4:24:16 PM |
| bid-lightning9 | $25.00 | 9/14/2012 8:15:40 PM |
| forthright-trade | $35.00 | 9/15/2012 12:06:35 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:49 PM |
| blue-silver-ruler | $25.00 | 9/15/2012 3:25:54 PM |
| Batman2u | $25.00 | 9/16/2012 3:38:10 AM |
| boo_hoo | $50.00 | 9/16/2012 8:59:33 AM |
| deal-hickory5 | $62.00 | 9/16/2012 2:42:30 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:04 PM |
| MrBadExample | $400.00 | 9/16/2012 4:59:35 PM |
| abundant-power | $50.00 | 9/16/2012 4:45:01 PM |
| reverent-hope5 | $25.00 | 9/16/2012 5:25:57 PM |
| compassionate-payment218 | $100.00 | 9/16/2012 6:14:10 PM |
| papaloha | $25.00 | 9/16/2012 8:21:31 PM |
| historic-value7 | $50.00 | 9/16/2012 9:10:49 PM |
| equallender | $25.00 | 9/16/2012 9:15:05 PM |
| LaGrangeLender | $12.28 | 9/17/2012 6:12:55 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
637517
This series of Notes was issued and sold upon the funding of the borrower loan #74876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 7y 7m |
|
Amount delinquent:
| $58 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $317 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reinforced-coin62 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to...Breast Augmentation
My financial situation:
I am a good candidate for this loan because...I can afford the monthly papments as me and my friend will pay on it
Monthly net income: $3,600
Monthly expenses: $
Housing: $650
Insurance: $120
Car expenses: $563
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 9/12/2012 5:03:45 PM |
| worth-blanket2 | $3,600.00 | 9/12/2012 5:03:20 PM |
| economy-coup | $50.00 | 9/12/2012 5:06:32 PM |
| pdli_dude | $25.00 | 9/12/2012 5:07:29 PM |
| DevinHill | $25.00 | 9/12/2012 5:08:14 PM |
| 52digital | $75.00 | 9/12/2012 5:05:03 PM |
| loan-hawk9 | $25.00 | 9/12/2012 5:05:38 PM |
| bob450-roth | $25.00 | 9/12/2012 5:06:12 PM |
| BankofRon_IRA | $100.00 | 9/12/2012 5:07:06 PM |
| deal-enthusiast | $25.00 | 9/12/2012 5:04:35 PM |
| scholarly-order6 | $25.00 | 9/12/2012 5:09:42 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
637571
This series of Notes was issued and sold upon the funding of the borrower loan #74648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 21
/
20 | Length of status: | 1y 6m |
|
Amount delinquent:
| $113 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,100 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-griffin80 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to Small Business
My financial situation:
I am a good candidate for this loan because I continually pay my bills on time and retain an good credit score. To further grow my business I am looking to borrow a small amount to push and advertising and grow my inventory. To better serve my customer having more inventory for quick repair is a staple for my business. I strike to make every interaction my customer the best experience.
Monthly net income: $42000
Monthly expenses: $1700 (total)
Housing: $350
Insurance: $ 150
Car expenses: $ 302
Utilities: $ 250
Phone, cable, internet: $ 95
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/12/2012 9:34:20 AM |
| let_me_retire | $50.00 | 9/12/2012 12:10:15 PM |
| dudebrah | $25.00 | 9/12/2012 10:50:25 AM |
| greencat | $50.00 | 9/13/2012 8:12:28 AM |
| worthy-bid8 | $100.00 | 9/13/2012 9:43:33 AM |
| pdub | $250.00 | 9/13/2012 10:39:28 AM |
| RJN | $30.00 | 9/14/2012 9:58:51 AM |
| green-rapid-openness | $200.00 | 9/14/2012 5:17:36 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:09:37 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:13 AM |
| keeminn | $25.00 | 9/15/2012 9:04:11 AM |
| capital-heaven5 | $50.00 | 9/15/2012 6:31:22 AM |
| healthy-worth5 | $25.00 | 9/15/2012 9:18:24 AM |
| ERJ | $25.00 | 9/15/2012 8:18:01 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:54 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:49 PM |
| discrete-gold579 | $50.00 | 9/15/2012 9:18:19 PM |
| Tyrion31 | $60.00 | 9/15/2012 4:20:19 PM |
| ibano | $25.00 | 9/16/2012 8:10:01 AM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:56 PM |
| drkosh | $25.00 | 9/16/2012 12:45:34 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:52:17 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:15 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:57 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:33 PM |
| scoobiedoo | $25.00 | 9/13/2012 8:43:33 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:13 AM |
| Lubava | $50.00 | 9/13/2012 6:30:39 PM |
| melodious-openness | $200.00 | 9/14/2012 5:01:34 AM |
| reward-adventure | $50.00 | 9/14/2012 5:57:29 PM |
| Reddy_Capital | $25.00 | 9/15/2012 2:11:33 AM |
| goat0 | $100.00 | 9/14/2012 8:39:27 PM |
| money-fort | $25.00 | 9/14/2012 8:15:10 PM |
| azazle | $25.00 | 9/15/2012 2:56:25 AM |
| tolerant-responsibility051 | $500.00 | 9/15/2012 10:20:33 AM |
| Bob450 | $25.00 | 9/15/2012 7:30:55 AM |
| a-noble-coin | $25.00 | 9/15/2012 10:15:05 AM |
| Sunbase | $50.00 | 9/15/2012 10:39:17 AM |
| graceful-investment | $53.00 | 9/15/2012 10:08:13 AM |
| CA-Lender | $25.00 | 9/15/2012 7:02:28 PM |
| mauge35 | $25.00 | 9/16/2012 9:32:14 AM |
| big-mac-50 | $200.00 | 9/16/2012 10:49:37 AM |
| cash-turbine1 | $30.00 | 9/16/2012 6:37:48 AM |
| spirited-camaraderi | $25.00 | 9/15/2012 8:34:56 PM |
| appetizing-loyalty354 | $100.00 | 9/15/2012 8:41:32 PM |
| sensible-fund | $25.00 | 9/16/2012 10:04:06 AM |
| paytonbrigadier | $102.00 | 9/16/2012 2:55:06 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
637631
This series of Notes was issued and sold upon the funding of the borrower loan #74220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $204.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,664 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-benefit-injector |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest credit card debt.
My financial situation:
I am a good candidate for this loan because I pay everything on time, I have never missed a payment on anything. I usually pay more than the minimum payment. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/13/2012 5:16:57 PM |
| enterprising-exchange6 | $50.00 | 9/13/2012 5:07:21 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:52 PM |
| wetlands | $200.00 | 9/13/2012 5:31:14 PM |
| j2ee | $50.00 | 9/13/2012 5:22:01 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:53 PM |
| ready-interest9 | $25.00 | 9/13/2012 6:12:39 PM |
| atlacatl | $25.00 | 9/13/2012 7:59:57 PM |
| bellaquito | $500.00 | 9/13/2012 6:39:58 PM |
| droryikra | $25.00 | 9/13/2012 7:45:19 PM |
| Reddy_Capital | $36.00 | 9/13/2012 10:16:24 PM |
| aganippe | $50.00 | 9/14/2012 8:10:40 AM |
| discrete-exchange9 | $25.00 | 9/14/2012 6:59:00 AM |
| powerful-return1 | $33.00 | 9/14/2012 8:04:17 AM |
| samurai2 | $25.00 | 9/14/2012 8:14:29 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:54 AM |
| ingenious-deal6 | $25.00 | 9/14/2012 10:15:06 AM |
| JBBank | $50.00 | 9/14/2012 10:12:43 AM |
| Solid-Platinum | $25.00 | 9/14/2012 11:18:46 AM |
| currency-persimmon | $30.00 | 9/14/2012 11:45:34 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:36 AM |
| rascal867 | $25.12 | 9/14/2012 11:45:38 AM |
| azazle | $50.00 | 9/14/2012 1:01:22 PM |
| preeminant-greenback024 | $25.00 | 9/14/2012 1:14:17 PM |
| friendinmoney | $25.00 | 9/14/2012 4:41:37 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:38 PM |
| tigercat | $50.00 | 9/14/2012 4:51:36 PM |
| fairness-symphony2 | $50.00 | 9/14/2012 2:27:33 PM |
| TryingToHelpUsBoth | $25.00 | 9/14/2012 4:28:17 PM |
| just-loyalty643 | $50.00 | 9/14/2012 7:39:02 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:13 PM |
| taltman | $25.00 | 9/14/2012 8:52:43 PM |
| jpblan11 | $25.00 | 9/14/2012 6:00:11 PM |
| bicyclist2270 | $25.00 | 9/15/2012 6:46:17 AM |
| radforj22 | $25.00 | 9/14/2012 11:54:00 PM |
| ferocious-benefit7 | $25.00 | 9/15/2012 7:01:37 AM |
| peso-trailblazer0 | $27.01 | 9/14/2012 7:05:29 PM |
| justice-allocator3 | $25.00 | 9/15/2012 6:26:20 AM |
| king1026 | $102.00 | 9/15/2012 7:48:17 AM |
| Brisket_Bob | $50.00 | 9/15/2012 6:36:43 AM |
| GoldenKoi | $100.00 | 9/14/2012 11:41:32 PM |
| liberty-point | $75.00 | 9/15/2012 7:14:36 AM |
| visionary-dedication5 | $25.00 | 9/15/2012 8:29:17 AM |
| YellowJacket | $25.00 | 9/15/2012 8:40:17 AM |
| LJRR85 | $25.00 | 9/15/2012 7:41:47 AM |
| palmetto933 | $50.00 | 9/15/2012 5:54:23 AM |
| hml | $25.00 | 9/15/2012 9:20:13 AM |
| credit-high-five8 | $25.00 | 9/15/2012 9:27:56 AM |
| shellstar | $20.89 | 9/15/2012 9:32:27 AM |
| crw1950 | $55.34 | 9/15/2012 6:28:49 AM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:23 AM |
| nalaari | $25.00 | 9/15/2012 6:44:58 AM |
| TigerForce | $25.00 | 9/15/2012 8:16:28 AM |
| prainvestment | $25.00 | 9/15/2012 8:21:57 AM |
| OregonDane | $25.00 | 9/15/2012 8:25:31 AM |
| bankojerry | $34.00 | 9/15/2012 6:56:59 AM |
| blue-laudable-dinero | $50.00 | 9/15/2012 6:58:55 AM |
| capital-heaven5 | $250.00 | 9/15/2012 7:08:03 AM |
| tkenn1s | $75.00 | 9/15/2012 8:43:35 AM |
| silver-dogwood4 | $25.00 | 9/15/2012 8:57:54 AM |
| devin57 | $25.00 | 9/15/2012 8:53:29 AM |
| BigBag | $25.00 | 9/15/2012 9:29:09 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:04 PM |
| blot44 | $25.00 | 9/13/2012 5:34:16 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:18 PM |
| kenji4861 | $25.00 | 9/13/2012 5:27:35 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:32 PM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 5:31:06 PM |
| Sneezie | $100.00 | 9/13/2012 6:00:17 PM |
| kfrench | $75.00 | 9/13/2012 6:16:49 PM |
| rokman | $50.00 | 9/13/2012 6:47:54 PM |
| jcornehlsen | $25.00 | 9/13/2012 6:17:25 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:13 PM |
| cerebral-dollar773 | $50.00 | 9/14/2012 5:14:56 AM |
| rpdelray | $25.00 | 9/14/2012 4:44:01 AM |
| interest-splendor | $30.00 | 9/14/2012 8:28:49 AM |
| rchapee | $25.00 | 9/14/2012 7:52:08 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:21 AM |
| blue-useful-auction | $25.00 | 9/14/2012 7:47:24 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:46 AM |
| engaging-worth | $25.00 | 9/14/2012 9:08:39 AM |
| availableloan | $25.00 | 9/14/2012 9:22:35 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:11 AM |
| xrycac | $25.00 | 9/14/2012 9:55:41 AM |
| jhussey | $100.00 | 9/14/2012 10:43:07 AM |
| compatible-deal9 | $50.00 | 9/14/2012 12:12:49 PM |
| finance-symphony7 | $122.01 | 9/14/2012 3:35:21 PM |
| roadtruck | $85.00 | 9/14/2012 12:24:42 PM |
| blue-laudable-dinero | $50.00 | 9/14/2012 1:51:55 PM |
| eamonn1 | $25.00 | 9/14/2012 1:04:44 PM |
| atlvalet | $26.63 | 9/14/2012 2:42:57 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:24 PM |
| Napoli_Lending | $55.00 | 9/14/2012 2:09:01 PM |
| Weaverville | $100.00 | 9/14/2012 2:54:58 PM |
| important-ore | $150.00 | 9/14/2012 5:26:12 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:06 PM |
| Plutis | $25.00 | 9/14/2012 5:52:53 PM |
| dreammachine | $100.00 | 9/14/2012 5:31:59 PM |
| martinatime | $25.00 | 9/14/2012 5:47:38 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:14 AM |
| Wishmaker | $100.00 | 9/14/2012 8:45:33 PM |
| retiresecure | $25.00 | 9/15/2012 6:45:41 AM |
| daano15 | $25.00 | 9/15/2012 7:13:09 AM |
| heerzaquestion | $56.00 | 9/15/2012 7:30:08 AM |
| KaChingInvestments | $25.00 | 9/14/2012 8:36:45 PM |
| britgsb | $25.00 | 9/15/2012 8:03:43 AM |
| LendToCause | $25.00 | 9/15/2012 7:38:59 AM |
| keen-credit6 | $27.00 | 9/15/2012 8:05:34 AM |
| Bucket219 | $25.00 | 9/15/2012 6:35:51 AM |
| Spaceman838 | $25.00 | 9/15/2012 8:12:41 AM |
| swissbanker | $25.00 | 9/15/2012 6:57:32 AM |
| Ricajote | $25.00 | 9/15/2012 6:58:12 AM |
| cordial-affluence2 | $25.00 | 9/15/2012 8:41:16 AM |
| KileNSmyth4 | $30.00 | 9/15/2012 7:42:37 AM |
| uucubed | $50.00 | 9/15/2012 7:52:45 AM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
637659
This series of Notes was issued and sold upon the funding of the borrower loan #74740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $147.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 24
/
21 | Length of status: | 36y 0m |
|
Amount delinquent:
| $2,768 |
Total credit lines:
| 78 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,973 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-abundant-rupee |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $2,488.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compassion-expert | $25.00 | 9/11/2012 5:08:03 PM |
| ericgassercom | $25.00 | 9/11/2012 5:04:24 PM |
| jamiee73 | $25.00 | 9/11/2012 5:21:05 PM |
| mwl | $25.00 | 9/11/2012 5:24:41 PM |
| payout-paradise5 | $25.00 | 9/11/2012 5:22:18 PM |
| Latinun | $25.00 | 9/11/2012 5:26:41 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:46 PM |
| worth-blanket2 | $3,600.00 | 9/11/2012 5:07:14 PM |
| american-investor | $25.00 | 9/11/2012 5:05:23 PM |
| 87Marc | $25.00 | 9/11/2012 5:18:02 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:03 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:09 PM |
| toblerone | $25.00 | 9/11/2012 5:18:19 PM |
| pdli_dude | $25.00 | 9/11/2012 5:18:48 PM |
| vutah | $25.00 | 9/11/2012 5:21:20 PM |
| pennies_from_heaven | $25.00 | 9/11/2012 5:28:11 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
637699
This series of Notes was issued and sold upon the funding of the borrower loan #74199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $124.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 28
/
22 | Length of status: | 1y 0m |
|
Amount delinquent:
| $475 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,892 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-concerto1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay some of my debt off
My financial situation: I just need to reorganize myself since i loss my fience 2yrs ago
I am a good candidate for this loan because...I have a stable job and stable income
Monthly net income: $4000
Monthly expenses: $
Housing: $1800 mortgage
Insurance: $150
Car expenses: $237
Utilities: $500
Phone, cable, internet: $170
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/11/2012 9:06:56 AM |
| RGlad | $250.00 | 9/11/2012 9:08:09 AM |
| worth-blanket2 | $3,600.00 | 9/11/2012 9:07:43 AM |
| janeybooboo | $100.00 | 9/11/2012 9:08:20 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
637761
This series of Notes was issued and sold upon the funding of the borrower loan #74776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $222.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,732 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-mad-scientist9 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off existing, manageable, debts incurred from repairing and remodeling a new home at a more leisurely pace and less aggressive APR so that more money can be allocated for saving for a rainy day.
My financial situation:
I am a good candidate for this loan because of my outstanding credit history and financial responsibility. This consolidation isn't to avoid going under, it's simply to spread out repayment so I can rebuild my nest egg after purchasing a house to ensure I have a decent safety net in the event something goes wrong.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/11/2012 6:35:59 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:47 PM |
| green-trade-dolphin2 | $26.09 | 9/11/2012 5:04:20 PM |
| martinatime | $50.00 | 9/11/2012 5:13:56 PM |
| kenji4861 | $25.00 | 9/11/2012 5:19:13 PM |
| community-burrito9 | $35.00 | 9/11/2012 5:20:25 PM |
| Castellan | $50.00 | 9/11/2012 5:08:41 PM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 6:00:27 PM |
| fund-medalist171 | $50.00 | 9/11/2012 6:03:44 PM |
| Capitalincome | $25.00 | 9/11/2012 6:49:15 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:55 PM |
| hopeful_lender | $100.00 | 9/11/2012 6:33:20 PM |
| ready-interest9 | $25.00 | 9/11/2012 6:11:52 PM |
| SCD | $25.00 | 9/11/2012 7:48:36 PM |
| jcornehlsen | $25.00 | 9/11/2012 6:19:41 PM |
| atlacatl | $25.00 | 9/11/2012 8:29:42 PM |
| Interloper | $56.00 | 9/11/2012 8:44:09 PM |
| anacent | $25.00 | 9/11/2012 9:41:15 PM |
| bellaquito | $500.00 | 9/11/2012 7:22:19 PM |
| blot44 | $25.00 | 9/11/2012 8:58:02 PM |
| icydog | $25.00 | 9/11/2012 11:12:46 PM |
| ore-frontier | $47.78 | 9/11/2012 9:41:44 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:51:02 PM |
| Pickmar | $25.00 | 9/12/2012 6:29:32 AM |
| cerebral-dollar773 | $35.00 | 9/12/2012 6:13:08 AM |
| Isaac007 | $58.85 | 9/12/2012 8:23:23 AM |
| BenR | $100.00 | 9/12/2012 9:03:06 AM |
| spartacusiam | $25.00 | 9/12/2012 9:43:40 AM |
| nuclearmoose | $48.00 | 9/12/2012 10:22:22 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:27 AM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:03 AM |
| first-wampum-gazer | $500.00 | 9/12/2012 12:31:12 PM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:46 AM |
| axl163 | $25.00 | 9/12/2012 1:08:24 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:07 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:51:09 PM |
| blue-laudable-dinero | $50.00 | 9/12/2012 3:32:30 PM |
| MathProfessor | $25.00 | 9/12/2012 5:01:09 PM |
| top-unforgettable-income | $25.00 | 9/12/2012 5:43:02 PM |
| rupeeasaurus7 | $30.00 | 9/12/2012 8:45:17 PM |
| silver-buckeye | $50.00 | 9/12/2012 9:57:14 PM |
| handy-point5 | $25.00 | 9/12/2012 10:12:24 PM |
| kind-bazaar-kitten | $25.00 | 9/12/2012 10:27:00 PM |
| azazle | $25.00 | 9/12/2012 7:08:50 PM |
| Darts | $50.00 | 9/12/2012 7:46:06 PM |
| kegs | $150.00 | 9/12/2012 7:27:51 PM |
| kaceymalone | $25.00 | 9/12/2012 8:30:02 PM |
| finder61 | $25.00 | 9/12/2012 9:21:09 PM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:35:03 AM |
| gothampark | $25.00 | 9/12/2012 9:28:31 PM |
| momoney2lend | $50.00 | 9/12/2012 9:31:24 PM |
| auctionator1 | $25.00 | 9/12/2012 9:50:11 PM |
| reflective-gain | $25.00 | 9/12/2012 10:00:10 PM |
| viennese | $25.00 | 9/13/2012 7:42:38 AM |
| the-fund-mussel | $300.00 | 9/13/2012 8:51:48 AM |
| gilbrear | $25.00 | 9/13/2012 4:21:57 AM |
| investment-comet | $25.00 | 9/13/2012 7:12:56 AM |
| courteous-trade229 | $30.00 | 9/13/2012 7:46:31 AM |
| courteous-trade229 | $50.00 | 9/13/2012 7:49:15 AM |
| seabass123 | $25.00 | 9/13/2012 7:54:08 AM |
| Plow_n_Sow | $25.00 | 9/13/2012 9:04:51 AM |
| Onlyhappycustomers | $25.00 | 9/13/2012 6:12:22 AM |
| katnmouse | $43.00 | 9/13/2012 8:55:39 AM |
| DreDub | $50.00 | 9/13/2012 7:20:15 AM |
| Letusee | $25.00 | 9/13/2012 7:35:25 AM |
| vutah | $25.00 | 9/13/2012 8:03:49 AM |
| Leshan | $50.00 | 9/13/2012 9:14:22 AM |
| astute-benjamins | $125.00 | 9/13/2012 9:15:48 AM |
| important-ore | $150.00 | 9/13/2012 9:05:40 AM |
| Clambake | $25.00 | 9/13/2012 9:35:40 AM |
| mg6619 | $25.00 | 9/13/2012 9:37:21 AM |
| firewomin | $25.00 | 9/13/2012 9:39:55 AM |
| UstedEsElHombre | $100.00 | 9/13/2012 9:41:10 AM |
| Future-Await21 | $50.00 | 9/13/2012 9:19:12 AM |
| MARSTUN | $100.00 | 9/13/2012 9:34:06 AM |
| FlatRock | $50.00 | 9/13/2012 9:36:34 AM |
| Doc23 | $25.00 | 9/13/2012 9:37:23 AM |
| keeks | $25.00 | 9/13/2012 9:38:26 AM |
| emprestador | $25.00 | 9/13/2012 9:38:29 AM |
| proper-commitment5 | $25.00 | 9/13/2012 9:42:43 AM |
| BicyclePostLendingDivision | $35.00 | 9/13/2012 9:34:12 AM |
| Cheburashka | $30.00 | 9/13/2012 9:34:17 AM |
| revmax | $25.00 | 9/13/2012 9:35:14 AM |
| dough-souffle | $25.00 | 9/13/2012 9:36:13 AM |
| Bank_Of_XL | $25.00 | 9/11/2012 5:06:37 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:24 PM |
| enterprising-exchange6 | $50.00 | 9/11/2012 6:20:17 PM |
| contract-victor5 | $50.00 | 9/11/2012 8:52:52 PM |
| weiyinsan | $50.00 | 9/11/2012 7:57:09 PM |
| langdonx | $50.00 | 9/11/2012 9:40:51 PM |
| marketplace-singularity3 | $100.00 | 9/12/2012 6:50:09 AM |
| passivesf | $25.00 | 9/12/2012 6:52:14 AM |
| hope-hickory8 | $25.00 | 9/12/2012 4:22:11 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:06 AM |
| power-cell | $35.00 | 9/12/2012 7:49:34 AM |
| Sneezie | $100.00 | 9/12/2012 9:27:25 AM |
| adventurer447 | $300.00 | 9/12/2012 9:30:02 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:59 AM |
| Cai8899 | $25.00 | 9/12/2012 10:02:51 AM |
| LaXavier | $39.66 | 9/12/2012 10:15:09 AM |
| themoneydoctor | $50.00 | 9/12/2012 10:54:06 AM |
| Rivervale_Westwood | $50.00 | 9/12/2012 11:08:49 AM |
| best-bonafide-p2p | $50.00 | 9/12/2012 11:18:41 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:12 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:53:08 AM |
| smart-gain | $50.00 | 9/12/2012 1:59:16 PM |
| market-maximizer472 | $100.00 | 9/12/2012 3:20:39 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:05 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:12:17 PM |
| availableloan | $25.00 | 9/12/2012 5:06:40 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:55 PM |
| finance-symphony7 | $200.00 | 9/12/2012 7:36:45 PM |
| income-awakening6 | $25.00 | 9/12/2012 6:32:23 PM |
| platinum-czar | $550.10 | 9/12/2012 9:33:35 PM |
| ahfcp | $45.00 | 9/12/2012 10:25:48 PM |
| QsDad | $25.00 | 9/12/2012 10:34:24 PM |
| hml | $36.22 | 9/12/2012 11:48:53 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:50 PM |
| UncleScroogeDMD | $149.42 | 9/13/2012 4:23:00 AM |
| CSAworker | $25.00 | 9/13/2012 5:01:06 AM |
| TryingToHelpUsBoth | $25.00 | 9/13/2012 12:10:32 AM |
| villagecoconut | $25.00 | 9/12/2012 9:29:19 PM |
| El_Scubano | $25.00 | 9/13/2012 7:36:41 AM |
| organized-dough5 | $25.00 | 9/13/2012 5:28:32 AM |
| awesome-dollar6 | $200.00 | 9/13/2012 12:01:06 AM |
| order-bee1 | $200.00 | 9/13/2012 12:49:55 AM |
| SpreadsheetSolutions | $25.00 | 9/13/2012 1:01:33 AM |
| glenium | $25.00 | 9/13/2012 2:56:04 AM |
| honeybee11 | $40.00 | 9/13/2012 3:00:28 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:24 AM |
| keen-credit6 | $30.00 | 9/13/2012 6:57:10 AM |
| payout-thinker7 | $25.00 | 9/13/2012 7:48:34 AM |
| blue-dollar-viking | $50.00 | 9/13/2012 6:02:58 AM |
| BullTrojan | $30.19 | 9/13/2012 6:46:18 AM |
| Rulea72 | $25.00 | 9/13/2012 7:00:27 AM |
| fly4sugar | $50.00 | 9/13/2012 8:23:53 AM |
| LoveVA | $86.00 | 9/13/2012 9:10:09 AM |
| minista | $25.00 | 9/13/2012 9:35:43 AM |
| BB-ptoploan | $50.00 | 9/13/2012 9:36:41 AM |
| Rockymtnhi | $100.00 | 9/13/2012 9:13:48 AM |
| TrustPlus | $50.00 | 9/13/2012 9:39:13 AM |
| mlm_invests | $25.00 | 9/13/2012 9:25:45 AM |
| lowrater | $75.60 | 9/13/2012 9:42:35 AM |
| well-mannered-power8 | $25.00 | 9/13/2012 9:36:44 AM |
| bowdish1 | $100.00 | 9/13/2012 9:40:01 AM |
| important-penny3 | $25.00 | 9/13/2012 9:41:37 AM |
| rlrcstr | $25.00 | 9/13/2012 9:41:47 AM |
| slartibardfast | $25.00 | 9/13/2012 9:42:17 AM |
| b3n | $75.00 | 9/13/2012 9:33:53 AM |
| puifais | $50.00 | 9/13/2012 9:35:01 AM |
| gracej | $25.00 | 9/13/2012 9:39:02 AM |
| djs81 | $75.00 | 9/13/2012 9:40:45 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
637767
This series of Notes was issued and sold upon the funding of the borrower loan #74744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $650 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-loyalty619 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Custody battle
This loan will be used to...to pay retainer for attorney
My financial situation: fair
I am a good candidate for this loan because...I have a good job
Monthly net income: $4100
Monthly expenses: $
Housing: $1100
Insurance: $240
Car expenses: $340
Utilities: $200
Phone, cable, internet: $380
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/12/2012 9:04:31 AM |
| NolockHolmes | $75.00 | 9/12/2012 9:28:10 AM |
| WalnutCreekguy | $50.00 | 9/12/2012 9:47:26 AM |
| supreme-treasure8 | $100.00 | 9/12/2012 9:41:46 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:52 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:17 AM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:27 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:14 PM |
| MI2 | $3,575.00 | 9/12/2012 7:16:46 PM |
| mikrolown | $25.00 | 9/12/2012 9:24:11 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:29 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:24 AM |
| EngineersAlliance | $100.00 | 9/12/2012 10:03:37 AM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:19 AM |
| dudebrah | $25.00 | 9/12/2012 10:52:18 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:16 PM |
| Fitiwalt7 | $25.00 | 9/12/2012 2:07:58 PM |
| leverage-boomer0 | $25.00 | 9/12/2012 2:39:13 PM |
| janeybooboo | $75.00 | 9/12/2012 6:58:34 PM |
| RGlad | $200.00 | 9/12/2012 6:58:48 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
637833
This series of Notes was issued and sold upon the funding of the borrower loan #74783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $147.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,802 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rusty4321 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 41 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,795.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2011)
600-619
(Jul-2009)
560-579
(Aug-2008)
|
|
Principal balance:
| $257.07 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate some bills
My financial situation:
I am a good candidate for this loan because...I have had two previous loans with prosper and they have always been paid on time
Monthly net income: $3500
Monthly expenses: $3000
Housing: $975
Insurance: $125
Car expenses: $500
Utilities: $150
Phone, cable, internet: $135
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $500
Other expenses: $
Medical bills $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $500.00 | 9/12/2012 9:02:16 AM |
| CashFlow13 | $1,250.00 | 9/12/2012 9:02:18 AM |
| adaptable-return21 | $50.00 | 9/12/2012 9:02:40 AM |
| PLANECRASH | $45.00 | 9/12/2012 9:02:50 AM |
| respectful-dough429 | $50.00 | 9/12/2012 9:03:18 AM |
| handy-justice | $50.00 | 9/12/2012 9:03:35 AM |
| Dusigrosz | $300.00 | 9/12/2012 9:02:17 AM |
| loan-keeper9 | $95.85 | 9/12/2012 9:04:06 AM |
| green-trade-dolphin | $63.51 | 9/12/2012 9:02:54 AM |
| aaa-action-invest | $700.00 | 9/12/2012 9:03:01 AM |
| fascinating-generosity3 | $100.00 | 9/12/2012 9:02:16 AM |
| InChicago | $80.03 | 9/12/2012 9:03:44 AM |
| trumpeter5 | $25.00 | 9/12/2012 9:03:25 AM |
| loan-keeper9 | $100.00 | 9/12/2012 9:03:51 AM |
| felicity-contributor3 | $50.00 | 9/12/2012 9:03:05 AM |
| quantum_leap | $40.61 | 9/12/2012 9:03:16 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
637835
This series of Notes was issued and sold upon the funding of the borrower loan #74569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,501.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $193.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $286 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agreement-squadron3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: start a small business marketing my invention
This loan will be used to...purchase manufactured parts and build a business
My financial situation: I am in a single income family own my own home.
I am a good candidate for this loan because .
Monthly net income: $4300
Monthly expenses: $2993
Housing: $1200
Insurance: $ 88.
Car expenses: $430
Utilities: $250
Phone, cable, internet: $125
Food, entertainment: $350
Clothing, household expenses: $ 150
Credit cards and other loans: $ 150
Other expenses: $ 250.00 misc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/12/2012 5:05:05 PM |
| first-integrity-gravity | $50.00 | 9/12/2012 5:07:30 PM |
| money-bauble | $100.00 | 9/12/2012 5:28:13 PM |
| bazaar-tulip | $500.00 | 9/12/2012 5:57:06 PM |
| cattlebaron | $51.00 | 9/12/2012 6:25:57 PM |
| scholarly-order6 | $50.00 | 9/12/2012 5:13:55 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:29 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:50 PM |
| pembull | $25.00 | 9/12/2012 5:09:31 PM |
| 1stPlace | $75.00 | 9/12/2012 5:25:14 PM |
| Hedge-Fund | $25.00 | 9/12/2012 5:47:09 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:35 PM |
| Rogelio48 | $25.00 | 9/12/2012 5:42:41 PM |
| Scrooge_McDuck2 | $100.00 | 9/12/2012 5:42:02 PM |
| EngineersAlliance | $75.00 | 9/12/2012 6:22:35 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:54 PM |
| goat0 | $100.00 | 9/12/2012 6:21:18 PM |
| networks4ever | $25.00 | 9/12/2012 6:03:56 PM |
| bold-direct-asset | $50.00 | 9/12/2012 6:09:30 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
637869
This series of Notes was issued and sold upon the funding of the borrower loan #74636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,100.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $153.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,519 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| teachershelper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $16,170.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
640-659
(Sep-2007)
520-539
(Oct-2006)
|
|
Principal balance:
| $4,803.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Auto Repairs for 2 cars
Purpose of loan:
This loan will be used to...repair both cars
My financial situation:
I am a good candidate for this loan because...I have had a couple of prosper loans and have always paid as agreed.
Monthly net income: $52, 524
Monthly expenses: $1200
Housing: $ husband owns home and pays note
Insurance: $ 150
Car expenses: $ cars paid for ....gas $120 per month.
Utilities: $ 250.00
Phone, cable, internet: $ 100.00
Food, entertainment: $310
Clothing, household expenses: $120
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $1,250.00 | 9/12/2012 5:01:05 PM |
| trumpeter5 | $25.00 | 9/12/2012 5:01:49 PM |
| scholarly-order6 | $150.00 | 9/12/2012 5:02:58 PM |
| 52digital | $75.00 | 9/12/2012 5:05:06 PM |
| Military_Money_Wise | $25.00 | 9/12/2012 5:05:16 PM |
| berniemadeoff | $50.00 | 9/12/2012 5:06:02 PM |
| worth-blanket2 | $4,590.00 | 9/12/2012 5:06:35 PM |
| green-trade-dolphin | $58.90 | 9/12/2012 5:01:21 PM |
| handy-justice | $50.00 | 9/12/2012 5:02:58 PM |
| et28 | $75.00 | 9/12/2012 5:01:53 PM |
| commerce-venture1 | $25.00 | 9/12/2012 5:03:13 PM |
| innovator2 | $100.00 | 9/12/2012 5:03:34 PM |
| graceful-investment | $60.00 | 9/12/2012 5:06:14 PM |
| exchange-squirrel | $100.00 | 9/12/2012 5:05:38 PM |
| DevinHill | $50.00 | 9/12/2012 5:05:40 PM |
| the-wealth-taxi | $35.87 | 9/12/2012 5:05:51 PM |
| profit-powerplant | $25.00 | 9/12/2012 5:06:30 PM |
| marinbb | $25.00 | 9/12/2012 5:02:15 PM |
| marinbb | $125.03 | 9/12/2012 5:01:08 PM |
| Wangchuk | $30.00 | 9/12/2012 5:01:25 PM |
| economy-coup | $50.00 | 9/12/2012 5:04:29 PM |
| marwadi-62 | $1,000.00 | 9/12/2012 5:05:14 PM |
| Bob450 | $25.00 | 9/12/2012 5:03:01 PM |
| EFS | $160.00 | 9/12/2012 5:03:15 PM |
| adaptable-return21 | $50.00 | 9/12/2012 5:02:00 PM |
| DreisersFinancier | $50.00 | 9/12/2012 5:02:35 PM |
| MoneyForNothing | $46.46 | 9/12/2012 5:02:36 PM |
| DasMula | $250.00 | 9/12/2012 5:06:13 PM |
| Silver_Rupee | $25.01 | 9/12/2012 5:05:24 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
637875
This series of Notes was issued and sold upon the funding of the borrower loan #74304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $63.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,932 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thunder489 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I always pay on time and I have 2 jobs
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Perdita_II | $25.00 | 9/12/2012 9:08:31 AM |
| Ripsaw4U | $50.00 | 9/12/2012 9:55:53 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:04 AM |
| seineil | $75.00 | 9/12/2012 10:02:55 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:59 AM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:04 AM |
| commerce-gargantuan2 | $50.00 | 9/12/2012 10:33:13 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:15 AM |
| kfrench | $75.00 | 9/12/2012 10:35:31 AM |
| cwegert | $25.00 | 9/12/2012 12:27:33 PM |
| hml | $40.60 | 9/12/2012 12:48:17 PM |
| j2ee | $50.00 | 9/12/2012 10:48:58 AM |
| lionheart722 | $100.00 | 9/12/2012 9:04:32 AM |
| IPG1 | $25.00 | 9/12/2012 9:31:54 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:30 AM |
| Sneezie | $100.00 | 9/12/2012 9:27:26 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:25 AM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 9:56:55 AM |
| kenji4861 | $25.00 | 9/12/2012 9:48:14 AM |
| Plutis | $25.00 | 9/12/2012 9:49:09 AM |
| ready-interest9 | $25.00 | 9/12/2012 10:21:53 AM |
| NYCLAIMSGUY | $25.00 | 9/12/2012 10:34:46 AM |
| lowrater | $50.40 | 9/12/2012 10:13:07 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:28 AM |
| best-bonafide-p2p | $25.00 | 9/12/2012 11:12:56 AM |
| emphatic-responsibility | $34.00 | 9/12/2012 11:00:47 AM |
| bellaquito | $500.00 | 9/12/2012 11:38:15 AM |
| Bank_Of_XL | $25.00 | 9/12/2012 11:32:38 AM |
| TFAD72 | $25.00 | 9/12/2012 11:55:16 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
638005
This series of Notes was issued and sold upon the funding of the borrower loan #74585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $238.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 8m |
|
Amount delinquent:
| $42,854 |
Total credit lines:
| 26 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $777 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| careful-reward915 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...Help consolidate debt and to pay for future medical bills - emergency room and surgery in two weeks.
My financial situation:
I am a good candidate for this loan because...I make my payments on time (except for my house which we did a deed in lieu due to divorce that was completed and closed in 01/12). I work on the side doing engineering work to assist in paying off my debt. I am not afraid to put in long hours for extra pay. I am very tight with my money.
Monthly net income: $4650
Monthly expenses: $3380
Housing: $1200
Insurance: $85
Car expenses: $700
Utilities: $200
Phone, cable, internet: $220
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $75
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,200.00 | 9/12/2012 9:10:21 AM |
| 1stPlace | $50.00 | 9/12/2012 9:14:14 AM |
| Bob450 | $25.00 | 9/12/2012 9:33:45 AM |
| supreme-treasure8 | $100.00 | 9/12/2012 9:41:46 AM |
| finagler | $25.00 | 9/12/2012 10:02:07 AM |
| WalnutCreekguy | $50.00 | 9/12/2012 9:47:26 AM |
| bazaar-tulip | $325.00 | 9/12/2012 10:32:26 AM |
| 52digital | $75.00 | 9/12/2012 9:06:52 AM |
| pdli_dude | $25.00 | 9/12/2012 9:24:21 AM |
| diplomatic-wealth7 | $25.00 | 9/12/2012 9:48:03 AM |
| bob450-roth | $25.00 | 9/12/2012 9:47:39 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:04 AM |
| vontuse | $25.00 | 9/12/2012 9:56:58 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:53 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
638045
This series of Notes was issued and sold upon the funding of the borrower loan #74837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 18.22% |
Borrower rate/APR:
| 19.22% / 27.08% |
Monthly payment:
| $332.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.79% | | |
| |
Estimated return*:
| 6.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,502 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sweet-trade0 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to... Upgrading home for wheel chair access
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time
Monthly net income: $3500.00
Monthly expenses: $200.00
Housing: $900.00
Insurance: $300.00
Car expenses: $350.00
Utilities: $50.00
Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loan-keeper9 | $50.00 | 9/12/2012 9:04:50 AM |
| the-silver-blaster | $50.00 | 9/12/2012 9:03:37 AM |
| handy-justice | $50.00 | 9/12/2012 9:04:34 AM |
| boston_mass | $25.00 | 9/12/2012 9:10:37 AM |
| intelligent-yield | $25.00 | 9/12/2012 9:26:10 AM |
| decisive-income7 | $2,500.00 | 9/12/2012 9:02:46 AM |
| klend4 | $25.00 | 9/12/2012 9:16:49 AM |
| 52digital | $75.00 | 9/12/2012 9:06:52 AM |
| superb-funds335 | $25.00 | 9/12/2012 9:03:45 AM |
| commerce-venture1 | $25.00 | 9/12/2012 9:04:01 AM |
| Plow_n_Sow | $75.00 | 9/12/2012 9:04:15 AM |
| green-brainy-liberty | $50.00 | 9/12/2012 9:08:36 AM |
| thrifty-greenback5 | $25.00 | 9/12/2012 9:22:40 AM |
| open-minded-p2p1 | $25.00 | 9/12/2012 9:25:18 AM |
| a-finance-nirvana | $25.00 | 9/12/2012 9:13:57 AM |
| SwiDaddy | $25.00 | 9/12/2012 9:20:17 AM |
| DasMula | $25.00 | 9/12/2012 9:18:12 AM |
| bellaquito | $500.00 | 9/12/2012 9:23:25 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
638061
This series of Notes was issued and sold upon the funding of the borrower loan #74346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 134% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 7
/
8 | Length of status: | 10y 5m |
|
Amount delinquent:
| $23,772 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,335 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| northdallasguy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
|
Principal balance:
| $3,240.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/16/2012 2:25:13 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:02 PM |
| money-baron-roth-IRA | $34.00 | 9/16/2012 3:46:32 PM |
| kind-diligent-coin | $25.00 | 9/17/2012 2:13:53 AM |
| papaloha | $55.00 | 9/16/2012 8:17:51 PM |
| Miami | $25.00 | 9/17/2012 9:05:21 AM |
| newest-currency-vibrato | $25.00 | 9/17/2012 8:50:04 AM |
| CMJ-Partners | $100.00 | 9/17/2012 9:21:17 AM |
| Isanpankki | $50.00 | 9/17/2012 9:04:38 AM |
| krafty01 | $25.00 | 9/17/2012 5:41:38 AM |
| FarmersBank | $100.00 | 9/17/2012 7:36:04 AM |
| skip6330 | $25.00 | 9/17/2012 10:05:18 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:27 AM |
| HenryS | $28.00 | 9/17/2012 9:35:04 AM |
| bubb_hans | $25.00 | 9/17/2012 9:36:13 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:33 AM |
| Jack-Sparrow | $25.00 | 9/17/2012 9:44:19 AM |
| stylish-revenue4 | $100.00 | 9/17/2012 9:23:36 AM |
| bazaar-paladin7 | $30.87 | 9/17/2012 2:37:01 PM |
| Rip128 | $80.00 | 9/17/2012 10:52:03 AM |
| ore-dojo | $30.00 | 9/17/2012 4:14:51 PM |
| blue-laudable-dinero | $25.00 | 9/17/2012 11:26:09 AM |
| bold-charming-worth | $25.00 | 9/17/2012 11:56:51 AM |
| compatible-deal9 | $25.00 | 9/17/2012 1:22:05 PM |
| handy-justice | $25.00 | 9/17/2012 4:48:33 PM |
| melodious-capital3 | $30.96 | 9/17/2012 10:53:26 AM |
| kindest-credit-bear | $50.00 | 9/17/2012 5:41:19 PM |
| elegant-hope578 | $50.00 | 9/17/2012 5:50:04 PM |
| Dcrave06 | $25.00 | 9/17/2012 5:55:03 PM |
| num1irish | $50.00 | 9/17/2012 5:24:13 PM |
| RuleOf70 | $25.00 | 9/17/2012 6:10:24 PM |
| bewitching-dollar5 | $100.00 | 9/17/2012 5:34:18 PM |
| s_man1 | $25.00 | 9/17/2012 8:34:59 PM |
| loot-knickers5 | $19.61 | 9/17/2012 9:16:04 PM |
| COtheBeast | $25.00 | 9/17/2012 7:37:09 PM |
| deal-hickory5 | $100.00 | 9/16/2012 2:42:30 PM |
| reward-adventure | $50.00 | 9/16/2012 2:50:18 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:15 PM |
| open-minded-p2p1 | $25.00 | 9/16/2012 3:12:44 PM |
| intelligent-moola1 | $25.00 | 9/17/2012 5:03:22 AM |
| intuitive-worth7 | $25.00 | 9/17/2012 6:27:13 AM |
| treasure-birdie3 | $30.00 | 9/17/2012 7:21:28 AM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 3:29:28 PM |
| 420limo | $137.34 | 9/16/2012 11:55:43 PM |
| simplelender80 | $500.00 | 9/17/2012 9:27:21 AM |
| money-baron-Roth401k | $25.00 | 9/17/2012 9:35:06 AM |
| chameleon125 | $25.00 | 9/17/2012 6:43:40 AM |
| tranquil-economy4 | $50.00 | 9/17/2012 8:03:03 AM |
| decisive-commerce9 | $35.00 | 9/17/2012 9:03:26 AM |
| vstarostenko | $25.00 | 9/17/2012 9:40:52 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:32 AM |
| durability-seahorse7 | $50.00 | 9/17/2012 9:40:26 AM |
| versatile-silver3 | $50.00 | 9/17/2012 12:55:51 PM |
| barchibald | $50.00 | 9/17/2012 1:20:10 PM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:30 PM |
| ready-vigilance3 | $50.00 | 9/17/2012 1:53:05 PM |
| the-platinum-entrepreneur | $78.70 | 9/17/2012 3:11:12 PM |
| moneytolend72 | $25.00 | 9/17/2012 4:44:42 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:17:05 PM |
| infusion6 | $25.00 | 9/17/2012 1:07:06 PM |
| trade-cactus8 | $55.52 | 9/17/2012 1:10:15 PM |
| wesleyan | $50.00 | 9/17/2012 5:03:01 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:55 PM |
| the-credit-maker | $100.00 | 9/17/2012 5:44:14 PM |
| american-investor | $25.00 | 9/17/2012 5:56:09 PM |
| phaques | $225.00 | 9/17/2012 7:06:19 PM |
| UstedEsElHombre | $100.00 | 9/17/2012 6:28:30 PM |
| historic-value7 | $50.00 | 9/17/2012 7:58:03 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
638077
This series of Notes was issued and sold upon the funding of the borrower loan #74617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,730 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enticing-contract241 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
Purpose of loan: consolidation of credit cards
This loan will be used to...
My financial situation: employed
I am a good candidate for this loan because...
I am bringing in a good income just need to consolidate
Monthly net income: $10000
Monthly expenses: $
Housing: $750
Insurance: $200
Car expenses: $400
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $350
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/11/2012 5:05:10 PM |
| CA-Lender | $25.00 | 9/11/2012 5:12:12 PM |
| LendingPimp | $51.00 | 9/11/2012 5:14:05 PM |
| community-burrito9 | $35.00 | 9/11/2012 5:19:20 PM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 5:16:48 PM |
| 1stPlace | $100.00 | 9/11/2012 5:30:05 PM |
| enchanted-note | $25.00 | 9/11/2012 5:48:59 PM |
| Money__Tree | $200.00 | 9/11/2012 5:33:49 PM |
| toblerone | $25.00 | 9/11/2012 6:00:17 PM |
| martinatime | $25.00 | 9/11/2012 6:07:17 PM |
| MrAirport | $50.00 | 9/11/2012 6:06:26 PM |
| vutah | $65.00 | 9/11/2012 5:09:25 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:47 PM |
| income-triangulation1 | $25.00 | 9/11/2012 5:03:02 PM |
| MFBank | $50.00 | 9/11/2012 5:03:51 PM |
| worth-blanket2 | $13,500.00 | 9/11/2012 5:16:08 PM |
| pdli_dude | $25.00 | 9/11/2012 5:18:01 PM |
| community-burrito9 | $35.00 | 9/11/2012 5:08:13 PM |
| commerce-venture1 | $25.00 | 9/11/2012 5:09:13 PM |
| money-genome84 | $250.00 | 9/11/2012 5:26:03 PM |
| bob450-roth | $25.00 | 9/11/2012 5:20:25 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 5:34:54 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:53 PM |
| bold-unique-benjamins | $50.00 | 9/11/2012 5:49:47 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:09 PM |
| WxChem | $30.00 | 9/11/2012 6:10:52 PM |
| please-repay | $100.00 | 9/11/2012 6:02:26 PM |
| networks4ever | $18.97 | 9/11/2012 6:14:17 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
638105
This series of Notes was issued and sold upon the funding of the borrower loan #74376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,283 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| serene-dinero8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 43 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
640-659
(Feb-2011)
660-679
(Feb-2010)
660-679
(Jan-2010)
|
|
Principal balance:
| $3,265.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Pay off Title Loan
Purpose of loan:
This loan will be used to...
Pay off a title loan
My financial situation:
I am a good candidate for this loan because...
Good income
Monthly net income: $4000
Monthly expenses: $
Housing: $750
Insurance: $150
Car expenses: $
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $125.03 | 9/12/2012 5:01:55 PM |
| school-loan-gambler | $400.00 | 9/12/2012 5:14:16 PM |
| adaptable-return21 | $50.00 | 9/12/2012 5:01:39 PM |
| MoneyForNothing | $43.43 | 9/12/2012 5:02:14 PM |
| Silver_Rupee | $25.01 | 9/12/2012 5:05:24 PM |
| felicity-contributor3 | $35.00 | 9/12/2012 5:06:44 PM |
| innovator2 | $100.00 | 9/12/2012 5:02:18 PM |
| trumpeter5 | $25.00 | 9/12/2012 5:02:27 PM |
| respectful-dough429 | $100.00 | 9/12/2012 5:16:43 PM |
| scholarly-order6 | $50.00 | 9/12/2012 5:03:49 PM |
| handy-justice | $50.00 | 9/12/2012 5:04:48 PM |
| bullish2bearish | $35.00 | 9/12/2012 5:05:05 PM |
| DasMula | $150.00 | 9/12/2012 5:05:45 PM |
| sweety075 | $25.00 | 9/12/2012 5:08:14 PM |
| duty-viola | $25.00 | 9/12/2012 5:09:01 PM |
| Bad_Debt | $26.00 | 9/12/2012 5:09:09 PM |
| MoneyForNothing | $32.51 | 9/12/2012 5:11:50 PM |
| ImNotSoDumb | $33.01 | 9/12/2012 5:20:19 PM |
| shawnw2 | $325.00 | 9/12/2012 5:28:15 PM |
| credit-missile | $75.00 | 9/12/2012 5:12:39 PM |
| lowrater | $75.40 | 9/12/2012 5:15:00 PM |
| EFS | $500.00 | 9/12/2012 5:02:43 PM |
| reward-adventure | $50.00 | 9/12/2012 5:25:35 PM |
| exchange-squirrel | $100.00 | 9/12/2012 5:04:57 PM |
| marwadi-62 | $1,000.00 | 9/12/2012 5:05:14 PM |
| DasMula | $100.00 | 9/12/2012 5:05:25 PM |
| enriched-return057 | $150.00 | 9/12/2012 5:10:22 PM |
| platinum-boss2 | $25.00 | 9/12/2012 5:20:29 PM |
| vutah | $75.00 | 9/12/2012 5:15:40 PM |
| Wish-Granted | $26.10 | 9/12/2012 5:24:48 PM |
| bid-stockpiler1 | $100.00 | 9/12/2012 5:26:50 PM |
| Feyenoord | $30.00 | 9/12/2012 5:24:19 PM |
| intelligent-moola1 | $50.00 | 9/12/2012 5:27:57 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
638153
This series of Notes was issued and sold upon the funding of the borrower loan #74409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 10m |
|
Amount delinquent:
| $1,942 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $261,939 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| likeable-capital8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10,200
Monthly expenses: $
Housing: $3,200
Insurance: $
Car expenses: $480
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 1stPlace | $25.00 | 9/12/2012 5:21:51 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:36 PM |
| money-bauble | $100.00 | 9/12/2012 5:28:13 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:51 PM |
| first-balance-neutron | $38.00 | 9/12/2012 5:38:47 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:55 PM |
| toblerone | $25.00 | 9/12/2012 6:03:50 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:02 PM |
| desertoasis | $25.00 | 9/12/2012 8:07:36 PM |
| durability-antioxidant9 | $25.00 | 9/12/2012 10:55:04 PM |
| the-money-maker | $25.00 | 9/12/2012 11:00:18 PM |
| sgt-schultz | $54.84 | 9/13/2012 6:01:48 AM |
| 52digital | $75.00 | 9/12/2012 5:05:07 PM |
| worth-blanket2 | $13,500.00 | 9/12/2012 5:12:26 PM |
| pdli_dude | $25.00 | 9/12/2012 5:17:53 PM |
| 84928429 | $50.00 | 9/12/2012 5:23:53 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:13 PM |
| networks4ever | $25.00 | 9/12/2012 6:03:57 PM |
| bazaar-tulip | $81.00 | 9/12/2012 5:57:06 PM |
| SLN-10 | $30.00 | 9/12/2012 6:44:06 PM |
| five-star-justice | $25.00 | 9/13/2012 6:24:46 AM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:35 PM |
| glroark | $31.16 | 9/13/2012 6:35:59 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:25 AM |
| receptive-affluence035 | $40.00 | 9/13/2012 6:33:04 AM |
| capital-investor8 | $25.00 | 9/13/2012 6:28:19 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
638157
This series of Notes was issued and sold upon the funding of the borrower loan #74466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $77.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,065 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jwill49 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Green Loan
Purpose of loan:
This loan will be used to... pay off Bills and have one note
My financial situation:
I am a good candidate for this loan because... I will pay this loan off and make my payments on time
Monthly net income: $965.00
Monthly expenses: $629.00
Housing: $0
Insurance: $0
Car expenses: $70.00
Utilities: $0
Phone, cable, internet: $120.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00 approx. per month in payments
Other expenses: $39.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/14/2012 9:04:16 AM |
| bellaquito | $500.00 | 9/14/2012 9:04:03 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:40 AM |
| Zingaro | $25.00 | 9/14/2012 9:17:50 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:37 AM |
| Kaj | $25.00 | 9/14/2012 9:43:36 AM |
| WalnutCreekguy | $50.00 | 9/14/2012 9:28:32 AM |
| duty-viola | $25.00 | 9/14/2012 9:39:08 AM |
| jgar_O | $30.00 | 9/14/2012 9:12:39 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:57 AM |
| mercuriant | $25.00 | 9/14/2012 9:23:17 AM |
| lovely-currency3 | $50.00 | 9/14/2012 9:08:58 AM |
| LeReve | $500.00 | 9/14/2012 9:17:39 AM |
| 52digital | $75.00 | 9/14/2012 9:29:47 AM |
| well-rounded-payout0 | $25.00 | 9/14/2012 9:40:53 AM |
| BostonCapital | $100.00 | 9/14/2012 9:31:20 AM |
| supreme-treasure8 | $100.00 | 9/14/2012 9:36:24 AM |
| jazzlender | $25.00 | 9/14/2012 9:33:11 AM |
| riveting-credit5 | $25.00 | 9/14/2012 9:40:04 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
638195
This series of Notes was issued and sold upon the funding of the borrower loan #74548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $256.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,350 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| director668 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2012)
|
|
Principal balance:
| $2,450.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Pay-off Credit Card & Career Adv
Purpose of loan:
$4000 will be used to pay-off my credit cards, and $3500 will be used to enroll in Becker CPA Review courses for career advancement
My financial situation:
I am a good candidate for this loan because I am very discipline with my financial spending. I'm looking to increase my earning potential with a career advancement as a licensed CPA. I also look forward to be debt free within the next 3 yrs.
Monthly net income: $3077.62
Monthly expenses: $2741.52( once payoff my credit cards, $300 monthly will be allocated to pay Prosper Loan)
Residual Income: $336.10 (for saving and emergency funds)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/12/2012 5:07:25 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:36 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:52 PM |
| famous-hope | $25.00 | 9/12/2012 5:16:09 PM |
| DreisersFinancier | $50.00 | 9/12/2012 5:02:35 PM |
| urbane-income7 | $25.00 | 9/12/2012 5:22:02 PM |
| generous-aloha2 | $25.00 | 9/12/2012 5:25:36 PM |
| BostonCapital | $100.00 | 9/12/2012 5:04:54 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:49 PM |
| cahjoon | $25.00 | 9/12/2012 5:37:41 PM |
| lionheart722 | $100.00 | 9/12/2012 5:20:59 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:21 PM |
| intelligent-moola1 | $25.00 | 9/12/2012 5:26:44 PM |
| bid-stockpiler1 | $50.00 | 9/12/2012 5:27:43 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:59 PM |
| djh47a | $25.00 | 9/12/2012 5:30:05 PM |
| fair-pound5 | $50.00 | 9/12/2012 5:57:03 PM |
| red-dime-solo | $25.00 | 9/12/2012 5:44:43 PM |
| wise-deal-panda | $100.00 | 9/12/2012 5:48:22 PM |
| drcoop | $25.00 | 9/12/2012 5:55:25 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:54 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 5:50:09 PM |
| tech310 | $50.00 | 9/12/2012 5:53:57 PM |
| jcw3rd | $25.00 | 9/12/2012 5:55:27 PM |
| terrific-dough6 | $50.00 | 9/12/2012 6:02:22 PM |
| dynamic-money271 | $100.00 | 9/12/2012 6:02:30 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:28 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:31 PM |
| I_Like_to_Invest | $25.00 | 9/12/2012 5:21:22 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:05:45 PM |
| dukeiyer | $25.00 | 9/12/2012 5:24:42 PM |
| yield-trapper9 | $25.00 | 9/12/2012 5:27:16 PM |
| mercuriant | $25.00 | 9/12/2012 5:27:58 PM |
| charming-exchange7 | $25.00 | 9/12/2012 5:33:10 PM |
| Harry | $50.00 | 9/12/2012 5:09:06 PM |
| smear87 | $50.00 | 9/12/2012 5:39:08 PM |
| CougarRoar | $25.00 | 9/12/2012 5:40:07 PM |
| AF-Chief | $25.00 | 9/12/2012 5:40:44 PM |
| Vegasjim | $25.00 | 9/12/2012 5:28:43 PM |
| URBANCAPITAL | $50.00 | 9/12/2012 5:26:28 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:51 PM |
| entertaining-rate9 | $25.00 | 9/12/2012 5:34:58 PM |
| dough-souffle | $25.00 | 9/12/2012 5:56:16 PM |
| bullwink27 | $25.00 | 9/12/2012 5:28:58 PM |
| WxChem | $30.00 | 9/12/2012 5:29:23 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:18 PM |
| lnuss25 | $25.00 | 9/12/2012 5:47:43 PM |
| melodious-fairness | $25.00 | 9/12/2012 5:48:08 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:12 PM |
| mikrolown | $25.00 | 9/12/2012 5:42:42 PM |
| wwwUniversal | $25.00 | 9/12/2012 5:58:38 PM |
| loyalty-dragster7 | $125.00 | 9/12/2012 5:53:40 PM |
| penny-finder | $32.95 | 9/12/2012 5:54:28 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:15 PM |
| prudent-deal662 | $25.00 | 9/12/2012 5:59:49 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
638221
This series of Notes was issued and sold upon the funding of the borrower loan #74277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 5m |
|
Amount delinquent:
| $10,357 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 6 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-warrior2 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... get caught up on bills
My financial situation:
I am a good candidate for this loan because...I am working very hard to get caught up and need a help to do this. I am currently looking for another job that will pay more, but not able to find one..
Monthly net income: $1400
Monthly expenses: $1200
Housing: $ 670
Insurance: $$34.97
Car expenses: $ 92.00 car insurance gas $35 every other week
Utilities: $75.00
Phone, cable, internet: $ $144.00 for cell/ $75.00 for phone/internet
Food, entertainment: $20
Clothing, household expenses: $ 200
Credit cards and other loans: $0
Other expenses: $200 to medical/misc bills
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-hickory5 | $33.00 | 9/11/2012 5:22:53 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:10 PM |
| SoldiersMom | $50.00 | 9/11/2012 7:00:39 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:55 PM |
| impala6464 | $40.00 | 9/11/2012 8:43:53 PM |
| authority624 | $25.00 | 9/11/2012 8:36:56 PM |
| Jimthemoo | $46.00 | 9/12/2012 7:10:27 AM |
| chief_wo | $50.00 | 9/12/2012 7:57:22 AM |
| principal-cooker2 | $50.00 | 9/12/2012 9:01:15 AM |
| bubb_hans | $25.00 | 9/12/2012 9:37:03 AM |
| silver-enlightenment0 | $25.00 | 9/12/2012 9:24:20 AM |
| hildo99 | $25.00 | 9/12/2012 10:50:18 AM |
| SCPBANK | $100.00 | 9/12/2012 10:29:20 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:02 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:06 PM |
| gain-expert | $43.71 | 9/12/2012 2:03:35 PM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:19 PM |
| thrilling-exchange36 | $50.00 | 9/12/2012 4:01:23 PM |
| the-credit-maker | $100.00 | 9/12/2012 5:44:32 PM |
| the_spook | $37.56 | 9/12/2012 9:31:29 PM |
| aldenrains | $25.00 | 9/12/2012 10:19:56 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:12 AM |
| TFAD72 | $25.00 | 9/13/2012 7:14:44 AM |
| SecondChanceLendingSERV | $25.00 | 9/13/2012 9:16:21 AM |
| svandgts | $25.00 | 9/13/2012 9:28:34 AM |
| angelfire_ch | $25.00 | 9/13/2012 9:41:36 AM |
| orearella3 | $25.00 | 9/13/2012 9:48:49 AM |
| worthy-bid4 | $71.73 | 9/13/2012 11:39:58 AM |
| kulender | $100.00 | 9/13/2012 12:12:34 PM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:41 PM |
| cozy-worth7 | $25.00 | 9/13/2012 1:00:19 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:23:17 PM |
| newest-joyous-commerce | $130.00 | 9/13/2012 5:29:05 PM |
| Lubava | $45.00 | 9/13/2012 6:25:05 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:03 PM |
| worthy-bid8 | $100.00 | 9/11/2012 5:28:22 PM |
| reward-adventure | $50.00 | 9/11/2012 6:16:18 PM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:39 AM |
| atlas100 | $25.00 | 9/12/2012 7:03:26 AM |
| punctual-worth263 | $25.00 | 9/12/2012 9:40:05 AM |
| life-is-great | $25.00 | 9/12/2012 9:53:00 AM |
| economy-shrubbery6 | $25.00 | 9/12/2012 9:46:11 AM |
| spartacusiam | $25.00 | 9/12/2012 9:43:40 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:25 AM |
| truth-chooser1 | $25.00 | 9/12/2012 10:17:46 AM |
| druidpoet | $27.00 | 9/12/2012 1:50:39 PM |
| euro-spark | $25.00 | 9/12/2012 4:48:47 PM |
| s_man1 | $25.00 | 9/12/2012 3:31:56 PM |
| HawaiianHelper | $200.00 | 9/12/2012 7:28:30 PM |
| credit-selector954 | $400.00 | 9/13/2012 4:14:58 AM |
| matthewa | $25.00 | 9/12/2012 10:33:30 PM |
| ChoiceInvestments | $26.00 | 9/12/2012 10:40:04 PM |
| green28 | $25.00 | 9/13/2012 5:04:25 AM |
| HenryS | $30.00 | 9/13/2012 9:11:11 AM |
| copper | $50.00 | 9/13/2012 9:37:20 AM |
| benefit-hunter5 | $25.00 | 9/13/2012 9:46:00 AM |
| Epiphanic | $25.00 | 9/13/2012 9:38:35 AM |
| the-laudable-peso | $40.00 | 9/13/2012 9:49:02 AM |
| dpries123 | $25.00 | 9/13/2012 10:19:40 AM |
| RoccoLoan | $50.00 | 9/13/2012 11:09:07 AM |
| djh47a | $25.00 | 9/13/2012 5:36:05 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
638225
This series of Notes was issued and sold upon the funding of the borrower loan #74905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 6m |
|
Amount delinquent:
| $36 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,819 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-community-loyalist |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high credit card rates that I have been carrying around for too long. I used what excess cash I had to buy my home last year because I could not pass up the price that my landlord was offering
My financial situation:
I am a good candidate for this loan because I have made at least $225k for more than 10 years in a row and have never been without work. I own my home at a good price and have seen appreciation in my area in the last year already. I obtained an FHA loan for the home because I could not come up with a full 20-25% down. I almost have enough appreciation to get to 20% equity, but possible not quite there yet. I have been paying absurd amounts of interest on credit cards from a business that I started a long time ago and has since been sold for almost nothing. If I can get my debt to a managable rate I can actually begin to pay down principal much quicker
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/12/2012 5:12:49 PM |
| kenji4861 | $25.00 | 9/12/2012 5:19:29 PM |
| auction-sage | $50.00 | 9/12/2012 6:44:43 PM |
| EnglishGeekInNYC | $50.00 | 9/12/2012 6:03:02 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:02 PM |
| pdub | $750.00 | 9/13/2012 10:33:14 AM |
| Weaverville | $100.00 | 9/14/2012 2:54:57 PM |
| important-ore | $150.00 | 9/14/2012 5:26:12 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:04 PM |
| Castellan | $50.00 | 9/14/2012 5:07:11 PM |
| compoundinterest | $25.00 | 9/14/2012 5:13:01 PM |
| dreammachine | $100.00 | 9/14/2012 5:31:58 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:12 PM |
| adventurer447 | $300.00 | 9/14/2012 6:00:22 PM |
| benevolent-loot5 | $60.00 | 9/14/2012 5:54:45 PM |
| martinatime | $50.00 | 9/14/2012 5:47:38 PM |
| payout-paladin3 | $500.00 | 9/14/2012 6:26:16 PM |
| Culebra1930 | $75.00 | 9/14/2012 8:27:30 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:10 PM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:21 AM |
| fly99 | $25.00 | 9/15/2012 6:50:43 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 6:16:10 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:20:18 PM |
| azazle | $50.00 | 9/15/2012 2:38:27 AM |
| ferocious-benefit7 | $25.00 | 9/15/2012 7:21:12 AM |
| ERJ | $100.00 | 9/15/2012 8:11:14 AM |
| girlwithglasses | $50.00 | 9/15/2012 12:02:52 PM |
| indomitable-coin | $25.00 | 9/15/2012 12:15:17 PM |
| Investoman | $25.00 | 9/15/2012 12:16:37 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:56 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:57 PM |
| britgsb | $50.00 | 9/15/2012 1:04:39 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:41 PM |
| subtle-revenue0 | $25.00 | 9/15/2012 12:58:15 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:51 PM |
| Aimvest | $25.00 | 9/15/2012 1:07:09 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:53 PM |
| Syzygy | $25.00 | 9/15/2012 1:29:41 PM |
| commanding-treasure2 | $75.00 | 9/15/2012 1:34:22 PM |
| goal-benefit2 | $30.00 | 9/15/2012 10:44:22 PM |
| neighborly-hope6 | $100.00 | 9/15/2012 1:40:51 PM |
| the-bright-velocity | $25.00 | 9/15/2012 1:59:28 PM |
| dollar-idol7 | $50.00 | 9/15/2012 2:28:48 PM |
| bebeshor | $25.00 | 9/16/2012 7:53:17 AM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:51 AM |
| first-reward-bliss | $400.00 | 9/15/2012 10:21:02 PM |
| Clambake | $25.00 | 9/16/2012 2:24:31 PM |
| kid8549 | $100.00 | 9/16/2012 2:47:15 PM |
| rcj1411 | $50.00 | 9/16/2012 6:40:47 PM |
| payout-paladin3 | $250.00 | 9/16/2012 2:15:37 PM |
| jhernand17 | $25.00 | 9/16/2012 7:16:45 PM |
| otherwisedisposed | $800.00 | 9/16/2012 7:36:41 PM |
| green-glowing-gain | $25.00 | 9/16/2012 9:17:21 PM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:43 AM |
| fortytwo | $150.00 | 9/17/2012 9:03:08 AM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:41 AM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:47 AM |
| moola-man | $25.00 | 9/17/2012 7:50:07 AM |
| xduke2500 | $500.00 | 9/16/2012 6:38:06 PM |
| emphatic-responsibility | $50.00 | 9/17/2012 9:16:50 AM |
| studious-peso | $25.00 | 9/17/2012 9:26:32 AM |
| MoneySiles | $25.00 | 9/17/2012 9:31:40 AM |
| Avala | $100.00 | 9/17/2012 9:42:43 AM |
| ski bum | $100.00 | 9/17/2012 9:45:34 AM |
| dharma1 | $25.00 | 9/17/2012 9:26:57 AM |
| hrubinst | $50.00 | 9/17/2012 9:28:09 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:24 AM |
| enriching-dollar1 | $64.00 | 9/17/2012 9:06:16 AM |
| a-unflappable-finance | $100.00 | 9/17/2012 9:07:44 AM |
| prudent-payment316 | $25.00 | 9/17/2012 9:43:44 AM |
| cerebral-dollar773 | $25.00 | 9/17/2012 12:13:25 PM |
| stable-penny27 | $25.00 | 9/17/2012 9:28:34 AM |
| Seafirst | $50.00 | 9/17/2012 9:32:46 AM |
| pthighs | $100.00 | 9/17/2012 12:54:04 PM |
| jlendog | $50.00 | 9/17/2012 1:09:56 PM |
| krisran | $50.00 | 9/17/2012 9:47:34 AM |
| compatible-deal9 | $50.00 | 9/17/2012 1:28:26 PM |
| lionsrock | $25.00 | 9/17/2012 9:50:21 AM |
| ready-vigilance3 | $50.00 | 9/17/2012 1:53:04 PM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:30 AM |
| AmericanCredit | $100.00 | 9/17/2012 6:00:13 PM |
| jazz619 | $25.00 | 9/17/2012 6:40:11 PM |
| Sixmil | $100.00 | 9/17/2012 8:52:16 PM |
| loan-mammal | $83.00 | 9/17/2012 5:58:08 PM |
| chemistry220 | $25.00 | 9/17/2012 6:27:06 PM |
| dough-hammock | $25.00 | 9/18/2012 6:32:41 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:07 AM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:14 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:46 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:35 AM |
| aasx1108 | $25.00 | 9/18/2012 9:24:36 AM |
| justalender | $50.00 | 9/18/2012 9:27:53 AM |
| bradfid | $25.00 | 9/18/2012 9:54:06 AM |
| jmb_lending | $25.00 | 9/18/2012 10:04:12 AM |
| lounges | $25.00 | 9/18/2012 9:57:02 AM |
| vigorous-payment6 | $25.00 | 9/18/2012 10:01:05 AM |
| transparency-game-changer0 | $50.00 | 9/18/2012 10:18:29 AM |
| the_prince | $50.00 | 9/18/2012 10:22:01 AM |
| intuitive-camaraderi9 | $25.00 | 9/18/2012 10:24:05 AM |
| blissful-responsibility4 | $25.00 | 9/18/2012 10:16:51 AM |
| heavenly-bazaar3 | $100.00 | 9/18/2012 10:21:02 AM |
| gojackgo | $50.00 | 9/18/2012 10:47:54 AM |
| balance-voyager | $40.00 | 9/18/2012 10:48:15 AM |
| Chutney | $25.00 | 9/18/2012 10:27:23 AM |
| wigglesworth4 | $100.00 | 9/18/2012 10:34:32 AM |
| Boxhead | $25.00 | 9/18/2012 10:57:53 AM |
| RocketSurgeon | $25.00 | 9/18/2012 10:39:39 AM |
| impartial-deal | $25.00 | 9/18/2012 10:05:53 AM |
| beeguy | $25.00 | 9/18/2012 12:43:51 PM |
| guardlender | $25.00 | 9/18/2012 10:36:05 AM |
| fascinating-money236 | $25.00 | 9/18/2012 10:49:11 AM |
| chac | $100.00 | 9/18/2012 5:13:02 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:10 PM |
| damage | $25.00 | 9/18/2012 5:20:27 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:36 PM |
| prescription354 | $50.00 | 9/18/2012 6:00:16 PM |
| halfcr83 | $50.00 | 9/18/2012 10:32:26 PM |
| zanglish101 | $30.00 | 9/19/2012 7:09:00 AM |
| gold-disk | $25.00 | 9/19/2012 1:13:00 AM |
| scottharr27 | $100.00 | 9/18/2012 9:04:20 PM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:25 AM |
| worth-web5 | $50.00 | 9/19/2012 9:07:00 AM |
| masonn | $50.00 | 9/19/2012 9:07:08 AM |
| responsibility-fortress | $25.00 | 9/19/2012 9:09:33 AM |
| kulender | $100.00 | 9/19/2012 4:58:43 AM |
| note-cougar0 | $25.00 | 9/19/2012 9:10:18 AM |
| the-lean-affluence1 | $25.00 | 9/19/2012 9:10:47 AM |
| enterprising-bazaar2 | $25.00 | 9/19/2012 9:12:04 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:28 AM |
| red-enthralling-justice | $25.00 | 9/19/2012 9:13:09 AM |
| tenacious-liberty1 | $25.00 | 9/19/2012 9:13:27 AM |
| bridgedoctor | $100.00 | 9/19/2012 8:45:00 AM |
| shaps | $25.00 | 9/19/2012 9:16:59 AM |
| Preteur | $25.00 | 9/19/2012 9:19:04 AM |
| TheYellowDart | $25.00 | 9/19/2012 9:03:46 AM |
| wrchism | $50.00 | 9/19/2012 9:04:00 AM |
| sound | $50.00 | 9/19/2012 9:04:50 AM |
| stable-transaction145 | $30.00 | 9/19/2012 9:21:50 AM |
| Leading-Lender | $25.00 | 9/19/2012 9:05:21 AM |
| littlemonkey | $25.00 | 9/19/2012 9:26:12 AM |
| phillipd48 | $25.00 | 9/19/2012 9:09:41 AM |
| GMPK_TLAS | $50.00 | 9/19/2012 9:27:16 AM |
| TelegramSam | $25.00 | 9/19/2012 9:00:51 AM |
| mpactlender | $50.00 | 9/19/2012 9:10:39 AM |
| economy-molecule3 | $500.00 | 9/19/2012 9:11:08 AM |
| Ninjago | $100.00 | 9/19/2012 9:32:13 AM |
| revenue-serenity5 | $25.00 | 9/19/2012 9:02:38 AM |
| shaker348 | $50.00 | 9/19/2012 9:14:07 AM |
| moola-gondola1 | $25.00 | 9/19/2012 9:34:15 AM |
| brooklynjoe | $25.00 | 9/19/2012 9:06:22 AM |
| Zolton | $300.00 | 9/19/2012 9:06:54 AM |
| larrybird | $1,000.00 | 9/19/2012 9:39:29 AM |
| iflyforfun | $25.00 | 9/19/2012 9:18:22 AM |
| sensational-kindness | $25.00 | 9/19/2012 9:08:47 AM |
| realtormoises | $25.00 | 9/19/2012 9:40:10 AM |
| QuincyCapital | $25.00 | 9/19/2012 9:41:56 AM |
| openness-wind8 | $50.00 | 9/19/2012 9:20:10 AM |
| medman | $25.00 | 9/19/2012 9:20:20 AM |
| delivery | $25.00 | 9/19/2012 9:20:47 AM |
| lenderme | $25.00 | 9/19/2012 9:43:03 AM |
| onlyinchicago | $50.00 | 9/19/2012 9:45:18 AM |
| larslfe | $25.00 | 9/19/2012 9:13:45 AM |
| skeptikos | $100.00 | 9/19/2012 9:22:48 AM |
| BuffetRocks | $50.00 | 9/19/2012 9:14:41 AM |
| smurf163 | $50.00 | 9/19/2012 9:25:16 AM |
| power-haven459 | $25.00 | 9/19/2012 9:25:56 AM |
| red-diversification-paradise | $25.00 | 9/19/2012 9:26:54 AM |
| nick5454 | $25.00 | 9/19/2012 9:16:33 AM |
| soldadoz | $25.00 | 9/19/2012 9:17:44 AM |
| timbob | $100.00 | 9/19/2012 9:28:07 AM |
| dunox | $25.00 | 9/19/2012 9:28:16 AM |
| lagnisiruk | $25.00 | 9/19/2012 9:53:31 AM |
| gallant-economy9 | $50.00 | 9/19/2012 9:18:31 AM |
| jjb3 | $25.00 | 9/19/2012 9:31:11 AM |
| active-reward7 | $50.00 | 9/19/2012 9:21:44 AM |
| Kame | $25.00 | 9/19/2012 9:22:07 AM |
| cubesteak | $25.00 | 9/19/2012 9:58:06 AM |
| enticing-note | $25.00 | 9/19/2012 9:33:02 AM |
| natural-affluence4 | $25.00 | 9/19/2012 9:23:07 AM |
| majestic-dedication | $50.00 | 9/19/2012 9:33:33 AM |
| nonukem | $25.00 | 9/19/2012 10:00:15 AM |
| worthy-dinero8 | $25.00 | 9/19/2012 10:00:28 AM |
| trident9 | $100.00 | 9/19/2012 9:35:50 AM |
| hostbank | $100.00 | 9/19/2012 9:25:11 AM |
| mr55262 | $25.00 | 9/19/2012 9:25:37 AM |
| seasonedinvestor | $50.00 | 9/19/2012 10:01:55 AM |
| SkiNZ | $25.00 | 9/19/2012 10:02:00 AM |
| macgeek | $50.00 | 9/19/2012 9:28:00 AM |
| justice-disk7 | $25.00 | 9/19/2012 10:03:00 AM |
| loyalty-locomotive | $25.00 | 9/19/2012 10:04:12 AM |
| bid-papyrus | $25.00 | 9/19/2012 9:40:32 AM |
| GreatReturnForYou | $25.00 | 9/19/2012 10:07:54 AM |
| srilm | $25.00 | 9/19/2012 9:43:14 AM |
| finance-explosion6 | $25.00 | 9/19/2012 10:10:31 AM |
| crmoir | $25.00 | 9/19/2012 10:10:51 AM |
| Unclejohn | $25.00 | 9/19/2012 10:14:26 AM |
| penny-leader416 | $25.00 | 9/19/2012 10:16:12 AM |
| marketplace-cello5 | $25.00 | 9/19/2012 9:49:33 AM |
| benjamins-utopia | $100.00 | 9/19/2012 9:51:27 AM |
| helpishere777 | $25.00 | 9/19/2012 9:42:11 AM |
| stable-euro1 | $25.00 | 9/19/2012 9:43:22 AM |
| kcole10 | $25.00 | 9/19/2012 9:43:59 AM |
| gracej | $25.00 | 9/19/2012 9:45:28 AM |
| AcProb5 | $25.00 | 9/19/2012 9:45:30 AM |
| Natronpee | $25.00 | 9/19/2012 9:46:29 AM |
| bold-luminous-wealth | $25.00 | 9/19/2012 9:47:26 AM |
| feedpaulyfaster | $25.00 | 9/19/2012 10:01:35 AM |
| top-community-voyage | $50.00 | 9/19/2012 9:50:21 AM |
| scrappy-peso0 | $25.00 | 9/19/2012 9:52:20 AM |
| dpfl55 | $25.00 | 9/19/2012 9:52:54 AM |
| educationfirst | $50.00 | 9/19/2012 9:55:42 AM |
| Frankieb21 | $25.00 | 9/19/2012 9:58:04 AM |
| thoughtful-fairness2 | $25.00 | 9/19/2012 9:58:18 AM |
| inspired-investment8 | $100.00 | 9/19/2012 10:00:29 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:07 AM |
| TCayce | $25.00 | 9/19/2012 10:02:14 AM |
| farlik | $25.00 | 9/19/2012 10:16:15 AM |
| JebkaClan | $25.00 | 9/18/2012 9:50:41 AM |
| lionheart722 | $100.00 | 9/12/2012 5:21:00 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:14 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:44:24 PM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:19 AM |
| rchapee | $25.00 | 9/14/2012 7:52:03 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:26 AM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:23 PM |
| transparency-silo2 | $25.00 | 9/14/2012 5:17:08 PM |
| miked8303 | $50.00 | 9/14/2012 5:28:40 PM |
| j2ee | $50.00 | 9/14/2012 5:50:39 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:14 AM |
| wetlands | $200.00 | 9/14/2012 5:59:12 PM |
| xxyls | $50.00 | 9/15/2012 8:15:39 AM |
| methodical-basis822 | $25.00 | 9/15/2012 11:01:21 AM |
| mtquan | $25.00 | 9/15/2012 12:16:15 PM |
| jhussey | $100.00 | 9/15/2012 12:23:34 PM |
| first-favorite-bonus9 | $25.00 | 9/15/2012 12:42:33 PM |
| cardminger | $25.00 | 9/15/2012 1:00:04 PM |
| JBBank | $50.00 | 9/15/2012 1:16:28 PM |
| awwaww | $25.00 | 9/15/2012 1:20:50 PM |
| american6 | $50.00 | 9/15/2012 1:22:27 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:13 PM |
| Vegasjim | $25.00 | 9/15/2012 1:48:13 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:10 PM |
| 247Hustler | $25.00 | 9/15/2012 1:48:57 PM |
| hcalum | $25.00 | 9/16/2012 11:54:06 AM |
| malicea | $50.00 | 9/15/2012 8:38:08 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:33 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:50 AM |
| abkennedy | $25.00 | 9/16/2012 3:15:17 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:56 PM |
| discrete-gold579 | $100.00 | 9/16/2012 3:32:07 PM |
| green28 | $100.00 | 9/16/2012 2:35:38 PM |
| bowdish1 | $100.00 | 9/16/2012 2:47:04 PM |
| thorough-marketplace441 | $35.00 | 9/17/2012 7:47:51 AM |
| wilkenm | $25.00 | 9/16/2012 10:01:16 PM |
| C_Mark | $50.00 | 9/17/2012 9:10:10 AM |
| Pasagam | $50.00 | 9/17/2012 9:24:24 AM |
| minista | $25.00 | 9/17/2012 9:07:49 AM |
| downtownfarm | $25.00 | 9/17/2012 9:32:54 AM |
| Rdodson11 | $25.00 | 9/17/2012 9:37:15 AM |
| Stollewood | $25.00 | 9/17/2012 9:14:32 AM |
| csakhil | $50.00 | 9/17/2012 9:44:35 AM |
| asset-conqueror6 | $25.00 | 9/17/2012 9:16:35 AM |
| PRGuyinVA | $25.00 | 9/17/2012 9:16:55 AM |
| meux99 | $25.00 | 9/17/2012 9:19:18 AM |
| blue-laudable-dinero | $50.00 | 9/17/2012 8:19:31 AM |
| velocity-solo | $25.00 | 9/17/2012 9:03:16 AM |
| thedoctor | $100.00 | 9/17/2012 9:29:11 AM |
| bixorama | $25.00 | 9/17/2012 9:31:42 AM |
| unforgettable-wealth4 | $50.00 | 9/17/2012 9:38:40 AM |
| standanddeliver | $50.00 | 9/17/2012 9:39:39 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:46 AM |
| BDL-Roth | $25.00 | 9/17/2012 9:43:39 AM |
| hope-kingdom | $25.00 | 9/17/2012 10:36:12 AM |
| riproaringrapids | $50.00 | 9/17/2012 9:34:48 AM |
| ready-loot0 | $25.00 | 9/17/2012 1:00:30 PM |
| ujiba | $50.00 | 9/17/2012 9:48:16 AM |
| LargoRick | $25.00 | 9/17/2012 9:56:04 AM |
| cunning-worth5 | $25.00 | 9/17/2012 10:01:52 AM |
| dukeiyer | $25.00 | 9/17/2012 1:12:33 PM |
| dollardave | $50.00 | 9/17/2012 1:33:23 PM |
| misit | $25.00 | 9/17/2012 2:47:48 PM |
| deal-mover | $25.00 | 9/17/2012 3:28:35 PM |
| DesiKuber | $25.00 | 9/17/2012 5:24:49 PM |
| porter512S | $200.00 | 9/17/2012 5:46:40 PM |
| loyalty-delight6 | $25.00 | 9/17/2012 5:52:41 PM |
| student17354 | $35.00 | 9/17/2012 6:28:33 PM |
| bicyclebear | $50.00 | 9/18/2012 4:00:04 AM |
| friendinmoney | $25.00 | 9/18/2012 7:38:51 AM |
| BizAnalyst | $50.00 | 9/18/2012 5:28:25 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:29:40 AM |
| DownHomeLender | $25.00 | 9/18/2012 12:36:28 AM |
| profitable-commerce822 | $25.00 | 9/18/2012 8:30:48 AM |
| riskadverse44 | $25.00 | 9/18/2012 9:31:01 AM |
| bold-yield-rumbler | $25.00 | 9/18/2012 9:29:05 AM |
| Sothenwhat | $100.00 | 9/18/2012 9:36:32 AM |
| leeball | $50.00 | 9/18/2012 9:42:54 AM |
| ryreesado | $25.00 | 9/18/2012 9:34:17 AM |
| principal-planetarium4 | $100.00 | 9/18/2012 9:46:52 AM |
| well-mannered-power8 | $25.00 | 9/18/2012 9:52:36 AM |
| don8ter | $26.00 | 9/18/2012 9:59:11 AM |
| trade-solo | $25.00 | 9/18/2012 9:32:54 AM |
| kind-funds-tonic | $25.00 | 9/18/2012 10:11:50 AM |
| wwwUniversal | $25.00 | 9/18/2012 10:16:44 AM |
| sharpey | $25.00 | 9/18/2012 10:04:37 AM |
| slartibardfast | $25.00 | 9/18/2012 10:22:56 AM |
| figs4u2 | $100.00 | 9/18/2012 9:47:25 AM |
| laudable-leverage6 | $100.00 | 9/18/2012 10:26:00 AM |
| determined-deal7 | $25.00 | 9/18/2012 9:49:16 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:04 AM |
| syounker | $25.00 | 9/18/2012 10:20:04 AM |
| meenan | $25.00 | 9/18/2012 10:45:24 AM |
| truth-prospector | $25.00 | 9/18/2012 10:25:28 AM |
| zone6 | $100.00 | 9/18/2012 10:26:28 AM |
| lifegrowth | $25.00 | 9/18/2012 10:46:57 AM |
| Jester8967 | $25.00 | 9/18/2012 10:26:57 AM |
| pbandjb | $25.00 | 9/18/2012 9:55:48 AM |
| hardwareman | $50.00 | 9/18/2012 10:31:49 AM |
| siege01 | $25.00 | 9/18/2012 10:32:11 AM |
| bold-gold-pilot | $50.00 | 9/18/2012 10:57:29 AM |
| Jim33 | $25.00 | 9/18/2012 10:59:44 AM |
| proper-exchange8 | $50.00 | 9/18/2012 10:02:22 AM |
| Daviddb | $25.00 | 9/18/2012 10:43:02 AM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:15 AM |
| deal-seagull7 | $29.00 | 9/18/2012 10:13:45 AM |
| imogen22 | $25.00 | 9/18/2012 12:43:27 PM |
| benevolent-moola291 | $50.00 | 9/18/2012 10:18:41 AM |
| mg6619 | $25.00 | 9/18/2012 10:19:58 AM |
| pwkpwk | $25.00 | 9/18/2012 1:08:52 PM |
| pleasant-basis | $25.00 | 9/18/2012 10:25:24 AM |
| magical-greenback | $25.00 | 9/18/2012 10:28:43 AM |
| ore-genius2 | $125.00 | 9/18/2012 2:50:48 PM |
| citizenX | $50.00 | 9/18/2012 4:33:03 PM |
| hawaiitechnical | $25.00 | 9/18/2012 1:35:25 PM |
| handy-money9 | $75.00 | 9/18/2012 10:52:08 AM |
| fairness-hammock | $50.00 | 9/18/2012 10:57:24 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:03 AM |
| mrladybug101 | $25.00 | 9/18/2012 5:03:47 PM |
| dinero-jujitsu | $32.00 | 9/18/2012 3:38:11 PM |
| snowman34 | $25.00 | 9/18/2012 5:14:13 PM |
| mausolfe | $25.00 | 9/18/2012 5:57:02 PM |
| intrepid-payment7 | $25.00 | 9/18/2012 6:29:16 PM |
| bxsquad | $25.00 | 9/18/2012 6:37:33 PM |
| iamabby | $25.00 | 9/18/2012 6:08:12 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:34 PM |
| turbobrat | $25.00 | 9/18/2012 7:02:04 PM |
| treasure-singularity | $25.00 | 9/18/2012 11:41:20 PM |
| silver-champion3 | $50.00 | 9/19/2012 9:04:25 AM |
| dionysus03 | $50.00 | 9/19/2012 9:04:26 AM |
| radforj22 | $95.84 | 9/19/2012 4:42:53 AM |
| velocity-javelin8 | $25.00 | 9/19/2012 9:11:27 AM |
| deal-frontier | $25.00 | 9/19/2012 9:14:15 AM |
| dynadave | $1,000.00 | 9/19/2012 8:52:32 AM |
| TrustPlus | $50.00 | 9/19/2012 9:01:23 AM |
| Thunder08 | $25.00 | 9/19/2012 9:19:49 AM |
| kingdom323 | $50.00 | 9/19/2012 9:21:21 AM |
| UstedEsElHombre | $100.00 | 9/19/2012 9:22:31 AM |
| currency-collider9 | $25.00 | 9/19/2012 9:22:35 AM |
| efficient-marketplace | $25.00 | 9/19/2012 9:22:56 AM |
| JohnW12 | $25.00 | 9/19/2012 9:23:38 AM |
| cebgop | $25.00 | 9/19/2012 9:06:34 AM |
| unrivaled-silver | $25.00 | 9/19/2012 9:29:54 AM |
| LogicalCC | $25.00 | 9/19/2012 9:30:52 AM |
| platinum-genetics | $25.00 | 9/19/2012 9:03:06 AM |
| durability-warmth | $50.00 | 9/19/2012 9:35:09 AM |
| Leopoldine | $25.00 | 9/19/2012 9:15:19 AM |
| Kijib | $25.00 | 9/19/2012 9:36:03 AM |
| jasperpants | $25.00 | 9/19/2012 9:37:09 AM |
| TBCapitol | $57.33 | 9/19/2012 9:06:25 AM |
| responsive-worth5 | $25.00 | 9/19/2012 9:17:48 AM |
| power-trophy7 | $25.00 | 9/19/2012 9:39:46 AM |
| dfealk | $25.00 | 9/19/2012 9:10:20 AM |
| commitment-antioxidant8 | $25.00 | 9/19/2012 9:10:57 AM |
| exchange-pledge | $50.00 | 9/19/2012 9:19:50 AM |
| jayhawk1000 | $25.00 | 9/19/2012 9:11:14 AM |
| useful-money715 | $25.00 | 9/19/2012 9:21:19 AM |
| mistertao | $25.00 | 9/19/2012 9:44:12 AM |
| TSC | $50.00 | 9/19/2012 9:44:59 AM |
| zoozka | $25.00 | 9/19/2012 9:25:32 AM |
| AvPro | $25.00 | 9/19/2012 9:15:56 AM |
| skuba | $75.00 | 9/19/2012 9:18:21 AM |
| green-tree-shake | $35.00 | 9/19/2012 9:54:19 AM |
| wonderous-principal083 | $25.00 | 9/19/2012 9:30:50 AM |
| keeks | $25.00 | 9/19/2012 9:31:13 AM |
| orange-dollar-raccoon | $100.00 | 9/19/2012 9:21:55 AM |
| mason13a | $25.00 | 9/19/2012 9:34:53 AM |
| MrDavid | $75.00 | 9/19/2012 9:24:34 AM |
| narblark | $50.00 | 9/19/2012 9:36:32 AM |
| investment-kingdom | $25.00 | 9/19/2012 10:01:42 AM |
| ms48105 | $25.00 | 9/19/2012 10:02:11 AM |
| LowLeftJim | $25.00 | 9/19/2012 9:28:37 AM |
| likeable-value | $25.00 | 9/19/2012 9:40:27 AM |
| orange-courageous-dedication | $25.00 | 9/19/2012 9:41:04 AM |
| wtrboy | $25.00 | 9/19/2012 9:31:10 AM |
| camaraderi-entrepreneur | $25.00 | 9/19/2012 9:48:44 AM |
| bonus-tent | $25.00 | 9/19/2012 9:37:11 AM |
| Pizza-man | $50.00 | 9/19/2012 9:49:24 AM |
| jeffpac | $50.00 | 9/19/2012 9:38:44 AM |
| wise-alluring-penny | $50.00 | 9/19/2012 9:50:43 AM |
| minatoku | $25.00 | 9/19/2012 9:51:12 AM |
| privatebanker | $25.00 | 9/19/2012 9:52:00 AM |
| ddprice | $25.00 | 9/19/2012 9:40:39 AM |
| socrates520 | $50.00 | 9/19/2012 9:41:46 AM |
| balance-whistle7 | $25.00 | 9/19/2012 9:56:20 AM |
| influential-responsibility9 | $25.00 | 9/19/2012 9:57:12 AM |
| iolaire | $25.00 | 9/19/2012 9:57:45 AM |
| reaction5 | $25.00 | 9/19/2012 9:44:39 AM |
| kyomoon | $50.00 | 9/19/2012 9:45:21 AM |
| get30inc | $50.00 | 9/19/2012 9:46:40 AM |
| dnathe4th | $50.00 | 9/19/2012 9:47:20 AM |
| planningforsuccess86 | $25.00 | 9/19/2012 10:01:33 AM |
| special-wealth2 | $50.00 | 9/19/2012 10:02:29 AM |
| paymentologist | $50.00 | 9/19/2012 10:02:44 AM |
| brazilofmux | $100.00 | 9/19/2012 10:02:54 AM |
| BB-ptoploan | $50.00 | 9/19/2012 9:50:01 AM |
| joyful-worth486 | $25.00 | 9/19/2012 10:03:25 AM |
| ceg451 | $25.00 | 9/19/2012 9:50:19 AM |
| PeterV | $25.00 | 9/19/2012 10:06:28 AM |
| Dave0 | $25.00 | 9/19/2012 9:54:51 AM |
| gold-igniter372 | $150.00 | 9/19/2012 9:55:11 AM |
| Brain_m | $25.00 | 9/19/2012 9:56:36 AM |
| bss97603 | $25.00 | 9/19/2012 10:13:35 AM |
| choss02 | $100.00 | 9/19/2012 10:15:29 AM |
| honsbedh | $25.00 | 9/19/2012 10:00:26 AM |
| mtp | $100.00 | 9/19/2012 10:00:56 AM |
| Fingar | $25.00 | 9/19/2012 10:04:18 AM |
| blue-calm-commitment | $25.00 | 9/19/2012 10:10:56 AM |
| new-nourishing-trade | $25.00 | 9/19/2012 10:11:58 AM |
| excellent-nickel | $25.00 | 9/19/2012 10:14:36 AM |
| 428 Investments
|
Borrower Payment Dependent Notes Series
638243
This series of Notes was issued and sold upon the funding of the borrower loan #74845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,203 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-melody0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Weath Masters International
Purpose of loan:
This loan will be used to...Start up my Business,Buy a new computer,paid coaching staff .
My financial situation:
I am a good candidate for this loan because...Very interested in the marketing,Ecomerce,making money on the internet to provide extra income to myself,family.
Monthly net income: $1,840
Monthly expenses:
Housing: $824.00
Insurance: $ 82.00
Car expenses: $100.00 (Gas,oil)
Utilities: $ !00.00
Phone, cable, internet: $90.00
Food, entertainment: $!00.00
Clothing, household expenses: $0-$25.00
Credit cards and other loans: $60.00
Other expenses: $144.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdub | $250.00 | 9/13/2012 10:39:31 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:19 AM |
| worthy-bid8 | $100.00 | 9/13/2012 5:34:21 PM |
| tech310 | $50.00 | 9/15/2012 2:06:45 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:54 PM |
| appetizing-loyalty354 | $100.00 | 9/15/2012 8:44:57 PM |
| rate-advocator7 | $100.00 | 9/15/2012 8:12:03 PM |
| LendingPimp | $26.00 | 9/16/2012 3:22:14 PM |
| papaloha | $25.00 | 9/16/2012 8:21:35 PM |
| shawnb457 | $70.00 | 9/17/2012 9:15:59 AM |
| MI2 | $1,250.00 | 9/17/2012 12:25:06 PM |
| compatible-deal9 | $25.00 | 9/17/2012 1:08:36 PM |
| treasure-hunter270 | $25.00 | 9/17/2012 3:49:54 PM |
| reward-adventure | $50.00 | 9/17/2012 5:46:18 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:51 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:20 AM |
| ibano | $25.00 | 9/18/2012 8:43:15 AM |
| tremendous-yield8 | $25.00 | 9/18/2012 4:02:14 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:27 AM |
| Sunbase | $25.00 | 9/15/2012 10:39:18 AM |
| tolerant-responsibility051 | $500.00 | 9/15/2012 10:20:33 AM |
| phaques | $225.00 | 9/17/2012 7:06:17 PM |
| Index_Plus | $429.00 | 9/18/2012 8:47:14 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
638249
This series of Notes was issued and sold upon the funding of the borrower loan #74888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,747 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| point-inspector0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...vacation
My financial situation:
I am a good candidate for this loan because...I am dependable and retired
Monthly net income: $42,000.00
Monthly expenses: $1500
Housing: $800
Insurance: $125
Car expenses: $0
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/12/2012 5:09:02 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:51 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:55 PM |
| MI2 | $4,375.00 | 9/12/2012 7:16:48 PM |
| money-baron | $50.00 | 9/12/2012 6:20:09 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:50 PM |
| Jloaner | $100.00 | 9/12/2012 5:08:21 PM |
| lionheart722 | $100.00 | 9/12/2012 5:21:00 PM |
| EngineersAlliance | $100.00 | 9/12/2012 5:55:41 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:37 PM |
| bonus-demon | $50.00 | 9/12/2012 5:44:48 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
638285
This series of Notes was issued and sold upon the funding of the borrower loan #74418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $372 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,383 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cajungangrel |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding ceremony
Purpose of loan:
This loan will be used to...
pay for my wedding
My financial situation:
I am a good candidate for this loan because...
i pay back what i owe.
Monthly net income: $4473.28
Monthly expenses: $4203.73
Housing: $1903.73
Insurance: $0
Car expenses: $700.00
Utilities: $300.00
Phone, cable, internet: $300.00
Food, entertainment: $300.00
Clothing, household expenses: $200
Credit cards and other loans: $300.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 9/12/2012 5:02:13 PM |
| duty-viola | $25.00 | 9/12/2012 5:09:02 PM |
| Something-Corporate | $25.00 | 9/12/2012 5:58:50 PM |
| ohmarkybaby | $50.00 | 9/12/2012 11:41:30 PM |
| unassuming-market7 | $50.00 | 9/12/2012 11:45:03 PM |
| tolerant-dinero2 | $25.00 | 9/13/2012 10:14:00 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:27 AM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:13:12 PM |
| graceful-investment | $106.00 | 9/15/2012 10:32:16 AM |
| drkosh | $25.00 | 9/16/2012 12:50:57 PM |
| dudebrah | $25.00 | 9/16/2012 8:27:59 PM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:34:55 AM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:52 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:20 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:08 AM |
| Index_Plus | $1,250.00 | 9/18/2012 8:47:15 AM |
| Robin_Hood | $50.00 | 9/18/2012 10:15:11 AM |
| economy-shrubbery6 | $25.00 | 9/18/2012 10:07:49 AM |
| fides-cx | $79.97 | 9/18/2012 11:05:41 AM |
| natural-affluence6 | $25.00 | 9/13/2012 9:01:45 PM |
| Rogelio48 | $25.00 | 9/12/2012 5:37:21 PM |
| SolarMoonshine | $25.00 | 9/12/2012 6:31:19 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:03 PM |
| vutah | $25.00 | 9/12/2012 7:40:22 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:35 PM |
| ultimate-peace | $125.00 | 9/13/2012 5:31:14 AM |
| painterflipper | $25.00 | 9/13/2012 2:57:17 AM |
| Bob450 | $25.00 | 9/13/2012 10:47:05 AM |
| money-baron | $50.00 | 9/13/2012 6:23:42 PM |
| rockhound84 | $25.00 | 9/15/2012 5:38:58 AM |
| jhouman | $25.00 | 9/15/2012 6:51:26 AM |
| chrisb1414 | $25.00 | 9/16/2012 10:24:40 AM |
| papaloha | $25.00 | 9/16/2012 8:21:35 PM |
| KindCharmingReflective-affluence | $25.00 | 9/17/2012 6:00:03 PM |
| reward-adventure | $50.00 | 9/17/2012 5:46:18 PM |
| phaques | $225.00 | 9/17/2012 7:06:18 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:41 PM |
| natural-point1 | $25.00 | 9/17/2012 6:44:08 PM |
| future-baby-fund | $25.00 | 9/18/2012 8:05:04 AM |
| 6_kids_college_fund | $25.00 | 9/18/2012 8:02:51 AM |
| azazle | $25.00 | 9/18/2012 9:08:41 AM |
| trade-boots1 | $100.00 | 9/18/2012 9:04:57 AM |
| bubb_hans | $25.00 | 9/18/2012 9:58:19 AM |
| Canidae | $100.00 | 9/18/2012 10:32:35 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:34 AM |
| NV_Funding | $129.00 | 9/18/2012 10:52:51 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
638303
This series of Notes was issued and sold upon the funding of the borrower loan #74577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $264.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-sweet-deal |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off medical bills, car payment, and other outstanding debts
My financial situation: I have recently moved and acquired a higher paying job. I would like to have one monthly payment and to pay back all debts incurred in the transition.
I am a good candidate for this loan because...I make more than enough money to cover the monthly payment and would be happy for this to be automatically withdrawn such that no payments are received late.
Monthly net income: $3800
Monthly expenses: $1960
Housing: $950
Insurance: $50
Car expenses: $160
Utilities: $120
Phone, cable, internet: $30
Food, entertainment: $550
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,650.00 | 9/13/2012 9:01:24 AM |
| selector568 | $300.00 | 9/13/2012 9:11:38 AM |
| pdli_dude | $25.00 | 9/13/2012 9:03:24 AM |
| 1stPlace | $75.00 | 9/13/2012 9:04:04 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:06 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:04 AM |
| bold-direct-asset | $50.00 | 9/13/2012 9:25:38 AM |
| scholarly-order6 | $50.00 | 9/13/2012 9:02:26 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:36 AM |
| Hedge-Fund | $25.00 | 9/13/2012 9:20:11 AM |
| azazle | $25.00 | 9/13/2012 9:24:01 AM |
| economy-coup | $50.00 | 9/13/2012 9:24:47 AM |
| lowrater | $25.00 | 9/13/2012 9:26:32 AM |
| MG_Holdings | $25.00 | 9/13/2012 9:24:05 AM |
| payment-halo | $25.00 | 9/13/2012 9:19:54 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
638317
This series of Notes was issued and sold upon the funding of the borrower loan #74734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $315 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-wealth-deployment |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home Improvements
This loan will be used to... finish some landscaping and also to finish some interior work in the kitchen.
My financial situation: I'm currently working on rebuilding my credit. I was one of the many that purchased during the peak of housing boom. Due to that, I filed a bankruptcy in 2010 and have recently short sold that home.
I am a good candidate for this loan because... I have a stable and reliable source of income. I work for a local municipal government agency as an analyst. I also have a bachelor's degree from San Diego State University. This loan will benefit me in two ways; it will provide the funds upfront for my home improvement needs and also it will help my credit, as I pay this back over time.
Monthly net income: $3200
Monthly expenses: $
Housing: $1000
Insurance: $75
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rogelio48 | $25.00 | 9/18/2012 9:14:28 AM |
| Hedge-Fund | $50.00 | 9/18/2012 9:10:37 AM |
| greencat | $50.00 | 9/18/2012 9:07:41 AM |
| dariop | $25.01 | 9/18/2012 9:12:38 AM |
| papaloha | $25.00 | 9/18/2012 9:19:04 AM |
| Zingaro | $25.00 | 9/18/2012 9:48:00 AM |
| worthy-bid8 | $100.00 | 9/18/2012 9:45:11 AM |
| mrxtravis | $25.00 | 9/18/2012 10:23:48 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:36 AM |
| bellaquito | $500.00 | 9/18/2012 11:14:17 AM |
| titancash4u | $25.00 | 9/18/2012 11:49:16 AM |
| LuvToLend | $25.00 | 9/18/2012 11:53:07 AM |
| prudent-dinero | $25.00 | 9/18/2012 2:51:20 PM |
| fides-cx | $47.47 | 9/18/2012 3:28:46 PM |
| tender-ore | $25.00 | 9/18/2012 12:45:06 PM |
| vigilance-laser3 | $35.00 | 9/18/2012 2:34:27 PM |
| Joyflyer | $100.00 | 9/18/2012 2:55:16 PM |
| bold-gold-pilot | $25.00 | 9/18/2012 11:03:07 AM |
| dudebrah | $25.00 | 9/18/2012 11:21:34 AM |
| 111TaxMan | $25.00 | 9/18/2012 12:54:43 PM |
| Happyhourcomics | $25.00 | 9/18/2012 1:37:18 PM |
| rate-advocator7 | $200.00 | 9/18/2012 1:55:29 PM |
| moola-monger9 | $75.00 | 9/18/2012 2:35:54 PM |
| majestic-note6 | $150.00 | 9/18/2012 9:15:07 AM |
| MG_Holdings | $25.00 | 9/18/2012 9:08:51 AM |
| spartacusiam | $25.00 | 9/18/2012 9:57:38 AM |
| azazle | $25.00 | 9/18/2012 10:05:09 AM |
| note-oboe | $50.00 | 9/18/2012 9:57:37 AM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:02 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:12 AM |
| appetizing-loyalty354 | $200.00 | 9/18/2012 1:57:49 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 10:34:02 AM |
| graceful-balance3 | $250.00 | 9/18/2012 2:59:12 PM |
| CA-Lender | $25.00 | 9/18/2012 12:54:22 PM |
| 52digital | $75.00 | 9/18/2012 10:43:00 AM |
| Boiler7777 | $42.52 | 9/18/2012 3:09:29 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
638333
This series of Notes was issued and sold upon the funding of the borrower loan #74307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $155.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 8m |
|
Amount delinquent:
| $66,466 |
Total credit lines:
| 11 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 2/ 6 |
Revolving credit balance:
| $778 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spirited-p2ploan |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $14,000
Monthly expenses:
Housing: $4,950
Insurance: $200
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: 500
Other expenses: $2,200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/12/2012 5:05:08 PM |
| bullwink27 | $25.00 | 9/12/2012 5:28:58 PM |
| duty-viola | $25.00 | 9/12/2012 5:09:03 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:55 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:51 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:37 PM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 5:44:00 PM |
| bazaar-tulip | $500.00 | 9/12/2012 5:57:07 PM |
| open-minded-p2p1 | $25.00 | 9/12/2012 6:42:56 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:59 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:04 PM |
| graceful-durability246 | $45.00 | 9/12/2012 6:43:44 PM |
| yield-hut | $25.00 | 9/12/2012 6:45:07 PM |
| help4u | $25.00 | 9/12/2012 6:51:32 PM |
| unger | $110.00 | 9/12/2012 7:25:16 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:52 PM |
| scrappy-diversification7 | $2,000.00 | 9/12/2012 6:09:09 PM |
| Investor_DP | $200.00 | 9/12/2012 6:09:51 PM |
| money-baron | $50.00 | 9/12/2012 6:20:11 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:14 PM |
| kegs | $150.00 | 9/12/2012 7:27:54 PM |
| roux | $25.00 | 9/12/2012 6:49:49 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
638359
This series of Notes was issued and sold upon the funding of the borrower loan #74361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $461.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,586 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-genius9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase products for selling.
My financial situation:
I am a good candidate for this loan because I already have back order for our product.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-liberty-oyster | $100.00 | 9/14/2012 10:33:40 AM |
| worth-blanket2 | $18,000.00 | 9/14/2012 9:04:22 AM |
| Bob450 | $25.00 | 9/14/2012 9:07:21 AM |
| scholarly-order6 | $75.00 | 9/14/2012 9:09:28 AM |
| CreditBuilder2 | $25.01 | 9/14/2012 10:21:33 AM |
| Shawn95187 | $25.00 | 9/14/2012 11:18:37 AM |
| pdub | $750.00 | 9/14/2012 10:29:00 AM |
| CIC | $25.00 | 9/14/2012 9:03:27 AM |
| _NaLNaBB | $100.00 | 9/14/2012 9:23:49 AM |
| historic-value7 | $100.00 | 9/14/2012 9:08:22 AM |
| WellMaker | $500.00 | 9/14/2012 9:47:52 AM |
| mariah8641 | $30.00 | 9/14/2012 9:26:51 AM |
| integrity-doctor | $100.00 | 9/14/2012 9:52:45 AM |
| LoanerPrincipal | $25.00 | 9/14/2012 9:48:36 AM |
| finagler | $25.00 | 9/14/2012 10:34:42 AM |
| Mad_Scientist | $25.00 | 9/14/2012 11:32:43 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:45 AM |
| determined-economy460 | $25.00 | 9/14/2012 12:07:02 PM |
| determined-economy460 | $19.99 | 9/14/2012 12:07:19 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
638363
This series of Notes was issued and sold upon the funding of the borrower loan #74827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,673 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| alert67 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 687.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/13/2012 10:12:56 AM |
| pdub | $250.00 | 9/13/2012 10:39:32 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:22 AM |
| simplelender80 | $500.00 | 9/13/2012 6:41:08 PM |
| courteous-platinum7 | $30.00 | 9/14/2012 4:48:31 AM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:36 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:29 AM |
| john0720 | $25.00 | 9/14/2012 10:49:37 AM |
| ethical-truth211 | $50.00 | 9/14/2012 12:54:38 PM |
| gain-expert | $30.00 | 9/14/2012 11:36:39 AM |
| graceful-durability246 | $25.00 | 9/14/2012 12:17:05 PM |
| ibealion | $25.00 | 9/14/2012 12:20:57 PM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:33 PM |
| orearella3 | $25.00 | 9/14/2012 5:23:33 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:03 PM |
| reward-adventure | $50.00 | 9/14/2012 5:57:29 PM |
| productive-note2 | $38.00 | 9/14/2012 5:55:52 PM |
| the-credit-maker | $25.00 | 9/14/2012 6:20:26 PM |
| likeable-hope | $25.00 | 9/14/2012 7:18:19 PM |
| bid-lightning9 | $25.00 | 9/14/2012 8:15:42 PM |
| 340 | $0.01 | 9/15/2012 12:14:48 AM |
| bellaquito | $500.00 | 9/13/2012 11:17:20 AM |
| worthy-bid8 | $100.00 | 9/13/2012 5:34:24 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:28 PM |
| money-baron | $50.00 | 9/13/2012 6:23:42 PM |
| historic-value7 | $50.00 | 9/13/2012 6:45:26 PM |
| progressive-durability2 | $25.00 | 9/14/2012 2:52:18 AM |
| order-bee1 | $500.00 | 9/13/2012 10:02:48 PM |
| let_me_retire | $30.00 | 9/14/2012 4:03:19 AM |
| bancoroyal | $27.57 | 9/14/2012 5:16:39 AM |
| Bob450 | $25.00 | 9/14/2012 8:10:02 AM |
| UltimateWill | $25.00 | 9/14/2012 12:30:07 PM |
| Urban-MBA | $25.00 | 9/14/2012 1:02:44 PM |
| bid-catalyst0 | $100.00 | 9/14/2012 3:02:45 PM |
| Freedom_Lending | $25.91 | 9/14/2012 3:15:52 PM |
| FL-Lender | $42.38 | 9/14/2012 3:41:37 PM |
| yield-hut | $25.00 | 9/14/2012 3:52:46 PM |
| capital-heaven5 | $200.00 | 9/14/2012 6:18:54 PM |
| deal-hickory5 | $37.00 | 9/14/2012 5:51:08 PM |
| versatile-dime442 | $100.00 | 9/14/2012 6:01:57 PM |
| impala6464 | $25.00 | 9/14/2012 6:08:57 PM |
| Piitb08 | $150.00 | 9/14/2012 7:14:36 PM |
| Green_Bay_Packers | $34.13 | 9/14/2012 11:36:03 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
638371
This series of Notes was issued and sold upon the funding of the borrower loan #74226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $388.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 19y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,438 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| immaculate-benefit3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit cards and lower interest rate
My financial situation:
I am a good candidate for this loan because I earn enough to pay higher payments than what I can get here.
Monthly net income: $2800.00
Monthly expenses: $250.00
Housing: $0
Insurance: $400.00
Car expenses: $60.00
Utilities: $0
Phone, cable, internet: $59.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Plow_n_Sow | $25.00 | 9/12/2012 9:04:01 AM |
| decisive-income7 | $2,500.00 | 9/12/2012 9:03:24 AM |
| vutah | $25.00 | 9/12/2012 9:06:40 AM |
| worth-blanket2 | $13,500.00 | 9/12/2012 9:09:48 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
638375
This series of Notes was issued and sold upon the funding of the borrower loan #74235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $447.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,680 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payment-fate4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Infertility treatment(IVF)
Purpose of loan:
This loan will be used to pay for infertility treatment for my wife so we can grow our family
My financial situation:
I am a good candidate for this loan because I am currently employed as an Associate Professor of a Business School for four years, and I have a strong annual income.
Monthly net income: $7,300
Monthly expenses: $4,150
Housing: $1400
Insurance: $170
Car expenses: $280
Utilities: $150
Phone, cable, internet: $350
Food, entertainment: $800
Clothing, household expenses: $150
Credit cards and other loans: $850
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 9/13/2012 9:03:48 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:07 AM |
| commerce-venture1 | $25.00 | 9/13/2012 9:04:12 AM |
| spartacusiam | $25.00 | 9/13/2012 9:04:23 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:04 AM |
| Fitiwalt7 | $25.00 | 9/13/2012 9:28:09 AM |
| thankful-nickel2 | $25.00 | 9/13/2012 9:38:09 AM |
| gold-maestro6 | $50.00 | 9/13/2012 10:27:52 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:25 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:39 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:58 AM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:11 PM |
| bonus-seahorse | $50.00 | 9/13/2012 4:09:07 PM |
| Vegasjim | $25.00 | 9/13/2012 5:30:40 PM |
| green-principal-maniac | $25.00 | 9/13/2012 6:07:54 PM |
| Sagamore | $200.00 | 9/13/2012 6:23:48 PM |
| community-burrito9 | $30.00 | 9/13/2012 5:48:58 PM |
| chlebie | $50.00 | 9/13/2012 5:49:11 PM |
| cattlebaron | $100.00 | 9/13/2012 6:49:42 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:08 PM |
| green-high-five7 | $25.00 | 9/13/2012 9:45:06 PM |
| azazle | $50.00 | 9/13/2012 10:21:29 PM |
| Astyanax | $50.00 | 9/13/2012 10:29:12 PM |
| DrWill | $45.03 | 9/13/2012 10:30:28 PM |
| idol78 | $25.00 | 9/13/2012 11:36:45 PM |
| Economicus | $25.00 | 9/13/2012 7:15:55 PM |
| funds-harbor6 | $25.00 | 9/13/2012 9:12:51 PM |
| RainyDayCash | $100.00 | 9/13/2012 11:38:26 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:04 PM |
| mikrolown | $25.00 | 9/13/2012 9:04:19 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:45 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:37 AM |
| vutah | $25.00 | 9/13/2012 9:06:50 AM |
| restless-currency | $40.00 | 9/13/2012 9:16:34 AM |
| agreement-mesh9 | $35.00 | 9/13/2012 9:33:09 AM |
| toblerone | $25.00 | 9/13/2012 10:13:19 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:22 AM |
| pdub | $500.00 | 9/13/2012 10:35:20 AM |
| seabassx | $30.00 | 9/13/2012 1:35:15 PM |
| DreisersFinancier | $50.00 | 9/13/2012 5:31:55 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 5:48:33 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:47 PM |
| ugotrice | $111.66 | 9/13/2012 7:52:06 PM |
| credit-bliss8 | $25.00 | 9/13/2012 7:57:34 PM |
| courteous-dedication7 | $25.00 | 9/13/2012 8:47:22 PM |
| cloud8 | $30.00 | 9/13/2012 8:03:00 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:40 PM |
| reinforced-gain7 | $250.00 | 9/13/2012 7:44:31 PM |
| first-reward-bliss | $250.00 | 9/13/2012 8:19:59 PM |
| moola-economist | $53.31 | 9/14/2012 12:13:19 AM |
| EretzCapital | $50.00 | 9/13/2012 9:33:03 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
638385
This series of Notes was issued and sold upon the funding of the borrower loan #74819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $311.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,104 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-revolutionary2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate credit card debt / Raise my credit score
This loan will be used to payoff current credit card debt in order to lower my credit card utilization (currently 96%, would like to keep it under 30% permanently) which will hopefully help raise my credit score in the future.
My financial situation: I am employed full time with consistent income (w-2 income/salary).
I am a good candidate for this loan because I will have been with the same employer for 3 years this December. I want this loan so I can reduce my credit card utilization which is currently very high and it is negatively affecting my credit score. I can afford the payments and I always pay my bills on time.
Monthly gross income: $2558.40
Monthly net income: $869.40
Monthly expenses: $1689
Housing: $749 mortgage payment {PITI - 15 year term @ 3.50%}
Insurance: ${Car insurance $300 due bi-annually, I choose to pay in full}
Car expenses: $0 {I own my car free & clear - 2000 land rover discovery}
Utilities: $120
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300 {total current credit card payments}
Other expenses: ${Condo HOA $300 due quarterly but I choose pay in full $1200 annually so I don't have to worry about payments}
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finance-investor3 | $25.00 | 9/13/2012 9:05:36 AM |
| MilitaryMTP | $50.00 | 9/13/2012 9:10:35 AM |
| worth-blanket2 | $9,000.00 | 9/13/2012 9:04:10 AM |
| pdli_dude | $25.00 | 9/13/2012 9:06:41 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:06:14 AM |
| mercuriant | $25.00 | 9/13/2012 9:08:32 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:37 AM |
| scholarly-order6 | $75.00 | 9/13/2012 9:11:01 AM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 9:22:19 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:04 AM |
| SimpleChoice | $25.00 | 9/13/2012 9:25:22 AM |
| money-bauble | $40.00 | 9/13/2012 9:31:11 AM |
| 1stPlace | $75.00 | 9/13/2012 9:02:43 AM |
| NickelSteamroller | $35.00 | 9/13/2012 9:15:44 AM |
| azazle | $25.00 | 9/13/2012 9:17:14 AM |
| bkwest01 | $100.00 | 9/13/2012 9:11:58 AM |
| first-integrity-gravity | $50.00 | 9/13/2012 9:16:08 AM |
| handy-justice | $50.00 | 9/13/2012 9:08:06 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:07 AM |
| Future-Await21 | $50.00 | 9/13/2012 9:21:38 AM |
| Nerdster1 | $25.00 | 9/13/2012 9:18:30 AM |
| economy-coup | $100.00 | 9/13/2012 9:24:16 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
638387
This series of Notes was issued and sold upon the funding of the borrower loan #74612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,410 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tynk56 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2011)
800-819
(Apr-2010)
780-799
(Sep-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
Pay off medical bills from birth of our 1st child
My financial situation:
I am a good candidate for this loan because...
Have great credit, a good job, own my home
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/12/2012 5:21:00 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:50 PM |
| Sneezie | $100.00 | 9/12/2012 5:37:26 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:23:21 PM |
| Plutis | $25.00 | 9/12/2012 5:23:25 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:54 PM |
| aztec | $50.00 | 9/12/2012 5:48:32 PM |
| CreditBuilder2 | $25.01 | 9/12/2012 5:38:13 PM |
| Perdita_II | $25.00 | 9/12/2012 6:00:10 PM |
| Index_Plus | $3,039.88 | 9/12/2012 6:52:16 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:56 PM |
| kfrench | $75.00 | 9/12/2012 6:29:21 PM |
| thrifty-transaction578 | $25.00 | 9/12/2012 6:10:01 PM |
| bellaquito | $500.00 | 9/12/2012 6:26:55 PM |
| stylish-revenue4 | $25.00 | 9/12/2012 6:39:25 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:49 PM |
| ryan6853 | $25.11 | 9/12/2012 5:24:56 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:21 PM |
| gravbox | $25.00 | 9/12/2012 5:31:45 PM |
| CougarRoar | $25.00 | 9/12/2012 5:40:20 PM |
| lnuss25 | $30.00 | 9/12/2012 5:48:51 PM |
| penny-finder | $40.00 | 9/12/2012 6:03:20 PM |
| economy-tuba7 | $50.00 | 9/12/2012 6:00:47 PM |
| availableloan | $25.00 | 9/12/2012 6:39:22 PM |
| auction-sage | $50.00 | 9/12/2012 6:44:43 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
638397
This series of Notes was issued and sold upon the funding of the borrower loan #74451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,828 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peace-igloo6 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate some debt
My financial situation:
I am a good candidate for this loan because...i always make my payments
Monthly net income: $1700.00
Monthly expenses: $
Housing: $435.00
Insurance: $
Car expenses: $
Utilities: $50.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| greencat | $50.00 | 9/13/2012 9:02:18 AM |
| NickelSteamroller | $35.00 | 9/13/2012 9:15:44 AM |
| thehousewife | $25.00 | 9/13/2012 9:16:37 AM |
| Something-Corporate | $25.00 | 9/13/2012 10:02:08 AM |
| duty-viola | $25.00 | 9/13/2012 10:12:56 AM |
| community-burrito9 | $25.00 | 9/13/2012 5:48:24 PM |
| historic-value7 | $50.00 | 9/13/2012 6:35:05 PM |
| 907 | $39.76 | 9/13/2012 10:09:17 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:09 PM |
| gladly_payu_tuesday | $25.00 | 9/13/2012 10:42:13 PM |
| reflective-rupee | $25.00 | 9/13/2012 10:45:19 PM |
| buffalobills | $25.00 | 9/13/2012 11:23:09 PM |
| npbbri | $25.00 | 9/13/2012 8:14:17 PM |
| progressive-durability2 | $25.00 | 9/14/2012 2:38:09 AM |
| jebber007 | $30.00 | 9/13/2012 8:14:52 PM |
| CA-Lender | $25.00 | 9/13/2012 9:13:55 PM |
| geophreigh | $25.00 | 9/14/2012 4:19:04 AM |
| order-bee1 | $1,000.00 | 9/13/2012 9:49:48 PM |
| bsmtloan | $50.19 | 9/14/2012 4:30:11 AM |
| sparkling-basis0 | $50.00 | 9/14/2012 3:20:17 AM |
| income-triangulation1 | $25.00 | 9/13/2012 9:09:34 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:12:35 AM |
| return-enforcer5 | $30.00 | 9/13/2012 10:13:58 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:23 AM |
| pdub | $250.00 | 9/13/2012 10:39:33 AM |
| poorboy18 | $25.00 | 9/13/2012 1:04:44 PM |
| enriched-return057 | $75.00 | 9/13/2012 2:40:51 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:28 PM |
| worthy-bid8 | $100.00 | 9/13/2012 5:34:25 PM |
| money-baron | $50.00 | 9/13/2012 6:23:43 PM |
| elegant-commerce17 | $100.00 | 9/13/2012 7:58:19 PM |
| skillful-asset5 | $30.00 | 9/13/2012 7:01:00 PM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:36 AM |
| let_me_retire | $38.14 | 9/14/2012 4:02:17 AM |
| Astyanax | $40.79 | 9/14/2012 4:35:09 AM |
| melodious-openness | $490.84 | 9/14/2012 4:45:37 AM |
| magnetic-integrity7 | $25.00 | 9/13/2012 9:27:24 PM |
| natural-point1 | $25.00 | 9/13/2012 11:03:34 PM |
| ore-frontier | $40.28 | 9/13/2012 11:59:42 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
638423
This series of Notes was issued and sold upon the funding of the borrower loan #74818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $299.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,273 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vigilance-instrument460 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Business StartUP
Purpose of loan:
This loan will be used to pay 6,000 to consolidate credit, the remaining 4,000 will be going towards my 2 side business's to help them grow, thus helping your investment grow and be repaid quicker. I make 4,000 a month in combined income (3 jobs) I will have no issue returning YOUR investment in me, Please help me!!!!
My financial situation:
I am a good candidate for this loan because I have been in my job for 3 years, I have one rental property with a monthly profit of 400. I also have 2 side business's with combined profit of 1,000 a month. I will not have any issue paying this loan back, and more then likely it will be quicker then the 60 months requested. I usually pay double/triple my credit card payments, and 100 over my mortgage.
Monthly net income: $4,000
Monthly expenses: $200
Housing: $ 0
Insurance: $190
Car expenses: $247
Utilities: $50
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $6,000 (but if approved for loan this will be gone )
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MI2 | $5,000.00 | 9/12/2012 5:02:31 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:08:08 PM |
| cash-mad-scientist3 | $25.00 | 9/12/2012 5:29:33 PM |
| lowrater | $50.40 | 9/12/2012 5:08:36 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:51 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:50 PM |
| enchanted-note | $25.00 | 9/12/2012 5:34:54 PM |
| justreturns | $25.00 | 9/12/2012 5:36:09 PM |
| urbane-income7 | $25.00 | 9/12/2012 5:22:02 PM |
| Investor_DP | $200.00 | 9/12/2012 5:23:38 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:26:14 PM |
| auction-fanatic8 | $25.00 | 9/12/2012 5:37:24 PM |
| whitegold24k | $200.00 | 9/12/2012 5:59:59 PM |
| kila-designer | $299.99 | 9/12/2012 5:41:47 PM |
| networks4ever | $25.00 | 9/12/2012 6:03:58 PM |
| Rebelrick9 | $48.20 | 9/12/2012 5:36:57 PM |
| mikrolown | $25.00 | 9/12/2012 5:42:42 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:57:00 PM |
| 1NiceLender | $25.00 | 9/12/2012 5:49:34 PM |
| RGlad | $300.00 | 9/12/2012 6:45:47 PM |
| creditjunky | $100.00 | 9/12/2012 7:00:47 PM |
| whitegoldira | $150.00 | 9/12/2012 5:57:20 PM |
| bellaquito | $500.00 | 9/12/2012 6:12:11 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:16 PM |
| receptive-affluence035 | $25.00 | 9/12/2012 6:04:20 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:49 PM |
| transparency-position | $38.00 | 9/12/2012 7:03:54 PM |
| zydeco337 | $25.00 | 9/12/2012 7:12:23 PM |
| glimmering-liberty616 | $25.00 | 9/12/2012 7:01:41 PM |
| orange-liberty-oyster | $100.00 | 9/12/2012 7:18:02 PM |
| scholarly-order6 | $50.00 | 9/12/2012 5:08:33 PM |
| reduce_US_govt_debt | $35.00 | 9/12/2012 5:37:51 PM |
| 1stPlace | $100.00 | 9/12/2012 5:14:32 PM |
| tolerant-responsibility051 | $2,000.00 | 9/12/2012 5:15:46 PM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 5:44:00 PM |
| money-bauble | $100.00 | 9/12/2012 5:28:13 PM |
| bewitching-dollar5 | $100.00 | 9/12/2012 5:30:19 PM |
| LendingPimp | $51.00 | 9/12/2012 5:32:47 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:12 PM |
| community-burrito9 | $35.00 | 9/12/2012 5:37:52 PM |
| ready-interest9 | $25.00 | 9/12/2012 6:25:04 PM |
| janeybooboo | $100.00 | 9/12/2012 6:45:29 PM |
| best-bonafide-p2p | $25.00 | 9/12/2012 5:54:00 PM |
| bold-direct-asset | $50.00 | 9/12/2012 6:09:31 PM |
| 52digital | $75.00 | 9/12/2012 6:10:10 PM |
| CACO_Lender | $25.00 | 9/12/2012 7:08:38 PM |
| calm-platinum957 | $35.00 | 9/12/2012 6:13:24 PM |
| houli123 | $50.00 | 9/12/2012 6:17:13 PM |
| money-genome84 | $250.00 | 9/12/2012 5:59:42 PM |
| HawaiianHelper | $100.00 | 9/12/2012 7:20:22 PM |
| azazle | $25.00 | 9/12/2012 7:22:21 PM |
| credit-socrates648 | $212.41 | 9/12/2012 7:24:14 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
638531
This series of Notes was issued and sold upon the funding of the borrower loan #74693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $257.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,739 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| subtle-trade6 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2010)
|
|
Principal balance:
| $2,649.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Interest is eating me alive!
Purpose of loan:
This loan will be used to consolidate all of my remaining credit card debt. The current rates on the accounts were set before the CARD Act of 2009 and are almost triple what is available in this marketplace. I've already had an outstanding experience with Prosper, and would love to continue my relationship with this community.
My financial situation:
I am a GREAT candidate for this loan because I have a stable job in a growing sector. This new job was a major advance in my career and has essentially doubled my income. With automatic payments through Prosper, I can keep myself on track to kick the credit cards once and for all... and you are guaranteed a steady return on a modest investment!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/13/2012 9:58:31 AM |
| green-trade-dolphin2 | $41.13 | 9/13/2012 9:02:10 AM |
| spartacusiam | $25.00 | 9/13/2012 9:04:23 AM |
| gjm6d | $25.00 | 9/13/2012 9:04:46 AM |
| randomwalk | $25.00 | 9/13/2012 9:17:35 AM |
| dollardave | $50.00 | 9/13/2012 9:08:16 AM |
| CaptainBL | $25.00 | 9/13/2012 9:18:20 AM |
| stylish-revenue4 | $25.00 | 9/13/2012 9:09:38 AM |
| penny-finder | $37.22 | 9/13/2012 9:09:55 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 9:27:39 AM |
| enriching-trade2 | $50.00 | 9/13/2012 9:08:21 AM |
| capital-blueberry | $25.00 | 9/13/2012 9:10:26 AM |
| thrifty-transaction578 | $25.00 | 9/13/2012 9:34:57 AM |
| urbane-deal152 | $28.00 | 9/13/2012 9:25:02 AM |
| djs81 | $75.00 | 9/13/2012 9:40:47 AM |
| safe-dinero6 | $30.00 | 9/13/2012 9:43:43 AM |
| enticing-capital6 | $50.00 | 9/13/2012 9:41:52 AM |
| zotzot | $50.00 | 9/13/2012 9:32:20 AM |
| restless-currency | $40.00 | 9/13/2012 10:14:09 AM |
| superb-funds335 | $25.00 | 9/13/2012 9:59:00 AM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:17 AM |
| kenji4861 | $25.00 | 9/13/2012 10:30:16 AM |
| loan-mammal | $85.00 | 9/13/2012 9:55:30 AM |
| CreditBuilder2 | $25.01 | 9/13/2012 10:00:31 AM |
| kfrench | $75.00 | 9/13/2012 10:17:15 AM |
| jubilant-agreement0 | $25.00 | 9/13/2012 10:20:38 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:23 AM |
| JonDough | $25.00 | 9/13/2012 10:09:02 AM |
| tolerant-dinero2 | $25.00 | 9/13/2012 10:12:23 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:58 AM |
| RoccoLoan | $50.00 | 9/13/2012 11:11:06 AM |
| RGlad | $65.00 | 9/13/2012 10:23:45 AM |
| jabberwockgee | $68.63 | 9/13/2012 11:30:19 AM |
| Brisket_Bob | $33.00 | 9/13/2012 12:29:21 PM |
| guild221 | $25.00 | 9/13/2012 12:54:24 PM |
| cozy-worth7 | $25.00 | 9/13/2012 1:02:41 PM |
| cash-cymbal3 | $100.00 | 9/13/2012 11:14:37 AM |
| MonkeyHero | $30.83 | 9/13/2012 1:51:33 PM |
| best-bonafide-p2p | $25.00 | 9/13/2012 11:39:08 AM |
| compatible-deal9 | $50.00 | 9/13/2012 11:27:42 AM |
| green-high-five7 | $25.00 | 9/13/2012 1:13:34 PM |
| asset-reaction | $67.88 | 9/13/2012 1:20:14 PM |
| dollar-vibraphone4 | $100.00 | 9/13/2012 2:03:54 PM |
| integrity-cowbell | $25.00 | 9/13/2012 12:44:54 PM |
| responsive-principal8 | $25.00 | 9/13/2012 2:57:42 PM |
| makosdJR02 | $38.16 | 9/13/2012 1:04:30 PM |
| repayment-uprising | $34.41 | 9/13/2012 1:38:03 PM |
| LimaGuy | $79.25 | 9/13/2012 2:49:50 PM |
| Ripsaw4U | $50.00 | 9/13/2012 9:12:03 AM |
| attentive-compassion1 | $50.00 | 9/13/2012 9:15:21 AM |
| entertaining-revenue4 | $50.00 | 9/13/2012 9:07:18 AM |
| Sneezie | $100.00 | 9/13/2012 9:18:59 AM |
| adventurer447 | $300.00 | 9/13/2012 9:10:01 AM |
| LoanerPrincipal | $25.00 | 9/13/2012 9:35:27 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:46 AM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 9:22:19 AM |
| geniusj | $25.00 | 9/13/2012 9:48:58 AM |
| Castellan | $50.00 | 9/13/2012 9:23:13 AM |
| return-enforcer5 | $25.00 | 9/13/2012 9:45:13 AM |
| elegant-income3 | $50.00 | 9/13/2012 9:59:20 AM |
| BigMac1953 | $25.00 | 9/13/2012 9:51:31 AM |
| azazle | $50.00 | 9/13/2012 10:08:26 AM |
| bazaar-tulip | $25.00 | 9/13/2012 9:44:35 AM |
| auction-sage | $50.00 | 9/13/2012 10:18:56 AM |
| prudent-deal662 | $25.00 | 9/13/2012 10:30:30 AM |
| lnuss25 | $35.00 | 9/13/2012 10:35:57 AM |
| DadWarbucks | $25.00 | 9/13/2012 10:12:52 AM |
| OregonDane | $25.00 | 9/13/2012 10:06:14 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:40 AM |
| 420limo | $50.00 | 9/13/2012 10:49:30 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:25 AM |
| pdub | $250.00 | 9/13/2012 10:39:33 AM |
| bellaquito | $500.00 | 9/13/2012 11:11:24 AM |
| Johnab | $25.00 | 9/13/2012 1:27:32 PM |
| misit | $25.00 | 9/13/2012 11:48:21 AM |
| five-star-investment8 | $25.00 | 9/13/2012 10:51:59 AM |
| 12Knocksinna | $25.00 | 9/13/2012 12:49:49 PM |
| fairness-symphony2 | $50.00 | 9/13/2012 11:28:45 AM |
| currency-persimmon | $42.00 | 9/13/2012 1:03:44 PM |
| stu6703 | $25.00 | 9/13/2012 2:05:15 PM |
| benefit-sapling | $25.00 | 9/13/2012 2:17:24 PM |
| heroic-payout9 | $25.00 | 9/13/2012 12:16:53 PM |
| akakii | $35.00 | 9/13/2012 12:40:54 PM |
| indomitable-dedication790 | $100.00 | 9/13/2012 1:54:33 PM |
| cwegert | $25.00 | 9/13/2012 1:59:33 PM |
| radareye2 | $25.00 | 9/13/2012 2:05:40 PM |
| grammaspurse | $25.00 | 9/13/2012 2:54:18 PM |
| bill-empenada2 | $35.48 | 9/13/2012 3:09:50 PM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
638543
This series of Notes was issued and sold upon the funding of the borrower loan #74563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $171.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 22y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,284 | |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vivid-peace3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay off my vehicle
My financial situation:
I am a good candidate for this loan because...it will help me get my finances in order
and I promise it will get paid back.I have never had to borrowed money from any
place before I need this help thank you
Monthly net income: $718.00
Monthly expenses: $300.00
Housing: $
Insurance: $23.00
Car expenses: $42.00 Insurance
Utilities: $
Phone, cable, internet: $52.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 9/13/2012 9:02:24 AM |
| top-courteous-peso | $40.00 | 9/13/2012 9:10:18 AM |
| Cliffie83 | $25.00 | 9/13/2012 9:16:02 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:37 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:07 AM |
| intelligent-yield | $25.00 | 9/13/2012 10:12:31 AM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 9:45:57 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:40 AM |
| pdub | $250.00 | 9/13/2012 10:39:34 AM |
| bkwest01 | $100.00 | 9/13/2012 9:11:58 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:05 AM |
| trajectory8 | $25.00 | 9/13/2012 9:45:15 AM |
| BostonCapital | $100.00 | 9/13/2012 9:39:05 AM |
| Wellman | $25.00 | 9/13/2012 9:40:54 AM |
| Elefunt | $25.00 | 9/13/2012 10:19:26 AM |
| careful-vigilance4 | $25.00 | 9/13/2012 9:49:42 AM |
| 52digital | $75.00 | 9/13/2012 10:12:28 AM |
| Investor_DP | $200.00 | 9/13/2012 10:23:49 AM |
| fantastic-wampum1 | $39.00 | 9/13/2012 10:07:18 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:59 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:24 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
638549
This series of Notes was issued and sold upon the funding of the borrower loan #74884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $513.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| chris81 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have a good job and pay all my bills
Monthly net income: $7000.00
Monthly expenses: $3400
Housing: $1490
Insurance: $102
Car expenses: $660
Utilities: $300
Phone, cable, internet: $140
Food, entertainment: $425
Clothing, household expenses: $200
Credit cards and other loans: $10000
Other expenses: 0 $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/13/2012 9:02:45 AM |
| mikrolown | $25.00 | 9/13/2012 9:04:19 AM |
| worth-blanket2 | $15,750.00 | 9/13/2012 9:06:56 AM |
| vutah | $65.00 | 9/13/2012 9:01:58 AM |
| commerce-venture1 | $48.93 | 9/13/2012 9:02:13 AM |
| lowrater | $50.40 | 9/13/2012 9:10:35 AM |
| dynrep | $55.00 | 9/13/2012 9:17:53 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:38 AM |
| credit-coach118 | $40.01 | 9/13/2012 9:04:41 AM |
| azazle | $50.00 | 9/13/2012 9:23:08 AM |
| penny-surgeon | $25.00 | 9/13/2012 9:08:04 AM |
| restless-currency | $40.00 | 9/13/2012 9:16:35 AM |
| Rockymtnhi | $100.00 | 9/13/2012 9:09:22 AM |
| Leshan | $50.00 | 9/13/2012 9:19:47 AM |
| the-enthralling-coin | $25.00 | 9/13/2012 9:25:57 AM |
| money-bauble | $25.63 | 9/13/2012 9:31:12 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:05 AM |
| ferocious-kindness8 | $30.00 | 9/13/2012 9:23:30 AM |
| Fitiwalt7 | $25.00 | 9/13/2012 9:27:26 AM |
| the-silver-blaster | $50.00 | 9/13/2012 9:28:51 AM |
| income-triangulation1 | $25.00 | 9/13/2012 9:06:47 AM |
| chad-bro-chill | $25.00 | 9/13/2012 9:01:24 AM |
| Assets-Up | $25.00 | 9/13/2012 9:02:06 AM |
| spartacusiam | $25.00 | 9/13/2012 9:04:23 AM |
| payment-halo | $55.00 | 9/13/2012 9:13:54 AM |
| pdli_dude | $25.00 | 9/13/2012 9:07:36 AM |
| Money__Tree | $200.00 | 9/13/2012 9:16:53 AM |
| 1stPlace | $125.00 | 9/13/2012 9:08:19 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:08 AM |
| intrepid-loot | $25.00 | 9/13/2012 9:21:12 AM |
| scholarly-order6 | $50.00 | 9/13/2012 9:12:35 AM |
| scholarly-order6 | $25.00 | 9/13/2012 9:12:44 AM |
| bold-direct-asset | $50.00 | 9/13/2012 9:25:38 AM |
| EngineersAlliance | $75.00 | 9/13/2012 9:16:13 AM |
| orange-liberty-oyster | $100.00 | 9/13/2012 9:30:51 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
638561
This series of Notes was issued and sold upon the funding of the borrower loan #74241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,480 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ecstatic-capital5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Debt consolidation.
This loan will be used to pay off my credit cards so I can move out on my own.
My financial situation:
I am a good candidate for this loan because... I plan on parting it off before the 3 year term.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/13/2012 5:03:59 PM |
| worth-blanket2 | $3,600.00 | 9/13/2012 5:08:37 PM |
| lowrater | $50.70 | 9/13/2012 5:03:30 PM |
| handy-justice | $50.00 | 9/13/2012 5:07:47 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:05 PM |
| decisive-income7 | $1,000.00 | 9/13/2012 5:03:06 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:24 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
638637
This series of Notes was issued and sold upon the funding of the borrower loan #74600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
15 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,212 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| burgeoning-finance8 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off loans quicker. Get out of debt.
My financial situation: Solid
I am a good candidate for this loan because...I have never been late on a payment in my life.
Monthly net income: $4864
Monthly expenses: $
Housing: $1170
Insurance: $
Car expenses: $650
Utilities: $240
Phone, cable, internet: $40
Food, entertainment: $900
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/13/2012 9:07:57 AM |
| favorite-commerce | $50.00 | 9/13/2012 9:02:08 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:38 AM |
| scholarly-order6 | $50.00 | 9/13/2012 9:04:40 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:07:29 AM |
| bold-principal-thinker | $25.00 | 9/13/2012 9:20:03 AM |
| creditjunky | $50.00 | 9/13/2012 9:03:48 AM |
| selector568 | $300.00 | 9/13/2012 9:11:38 AM |
| ferocious-kindness8 | $30.00 | 9/13/2012 9:23:30 AM |
| dynrep | $50.00 | 9/13/2012 9:27:28 AM |
| paradise-foothill | $50.00 | 9/13/2012 9:29:35 AM |
| supreme-treasure8 | $100.00 | 9/13/2012 9:23:06 AM |
| payment-halo | $50.00 | 9/13/2012 9:27:00 AM |
| calm-platinum957 | $35.00 | 9/13/2012 9:41:01 AM |
| azazle | $25.00 | 9/13/2012 9:29:54 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:08 AM |
| careful-vigilance4 | $25.00 | 9/13/2012 9:49:42 AM |
| riveting-credit5 | $25.00 | 9/13/2012 9:25:52 AM |
| return-enforcer5 | $25.00 | 9/13/2012 9:54:50 AM |
| nethosters | $25.00 | 9/13/2012 9:57:45 AM |
| Elefunt | $25.00 | 9/13/2012 9:37:40 AM |
| money-baron | $50.00 | 9/13/2012 10:11:47 AM |
| lowrater | $75.60 | 9/13/2012 9:40:13 AM |
| lyndyn | $25.00 | 9/13/2012 9:45:51 AM |
| cash-mad-scientist3 | $25.00 | 9/13/2012 9:57:06 AM |
| sonicpluto | $25.00 | 9/13/2012 10:14:50 AM |
| Comoparklender | $25.00 | 9/13/2012 10:02:38 AM |
| thelovebug | $100.00 | 9/13/2012 10:03:36 AM |
| 52digital | $75.00 | 9/13/2012 10:12:28 AM |
| bellaquito | $500.00 | 9/13/2012 9:02:24 AM |
| Endeavour | $65.00 | 9/13/2012 9:05:14 AM |
| bkwest01 | $100.00 | 9/13/2012 9:11:58 AM |
| HeroSupport | $50.00 | 9/13/2012 9:04:24 AM |
| glimmering-liberty616 | $25.00 | 9/13/2012 9:05:18 AM |
| SecondChanceLendingSERV | $25.81 | 9/13/2012 9:18:10 AM |
| Whipster | $60.00 | 9/13/2012 9:03:19 AM |
| community-burrito9 | $35.00 | 9/13/2012 9:09:45 AM |
| mmckune | $25.00 | 9/13/2012 9:22:14 AM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 9:22:19 AM |
| handy-justice | $50.00 | 9/13/2012 9:04:33 AM |
| charming-exchange7 | $25.00 | 9/13/2012 9:14:24 AM |
| first-integrity-gravity | $50.00 | 9/13/2012 9:16:08 AM |
| income-triangulation1 | $25.00 | 9/13/2012 9:07:53 AM |
| rolltide09 | $50.00 | 9/13/2012 9:33:27 AM |
| BostonCapital | $100.00 | 9/13/2012 9:39:05 AM |
| crippledcircus | $25.00 | 9/13/2012 9:29:55 AM |
| shellstar | $25.00 | 9/13/2012 9:47:40 AM |
| Nerdster1 | $25.00 | 9/13/2012 9:22:28 AM |
| CA-Lender | $25.00 | 9/13/2012 9:54:46 AM |
| trajectory8 | $25.00 | 9/13/2012 9:45:16 AM |
| TackingWindward | $25.00 | 9/13/2012 9:57:46 AM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 9:45:57 AM |
| missing-link | $25.00 | 9/13/2012 10:00:04 AM |
| rate-advocator7 | $23.59 | 9/13/2012 10:16:16 AM |
| 1800porsche | $25.00 | 9/13/2012 10:02:26 AM |
| gold-maestro6 | $50.00 | 9/13/2012 9:52:57 AM |
| green-order-captain | $50.00 | 9/13/2012 10:04:52 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
638651
This series of Notes was issued and sold upon the funding of the borrower loan #74478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $594.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,327 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-dandelion3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate higher interest rate loans and credit card debt.
My financial situation:
I am a good candidate for this loan because I have a great credit score, I pay all of my my bills on time and I have never defaulted on any loans or credit card debt. I am merely trying to consolidate the debt that I have so that I can make one payment for all debt and pay the debt off in a timely manner. I will pay off the debt consoldation loan in 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/13/2012 5:22:01 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:05 PM |
| enterprising-exchange6 | $50.00 | 9/13/2012 5:07:21 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:58 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:32 PM |
| blot44 | $25.00 | 9/13/2012 5:34:36 PM |
| payout-paladin3 | $500.00 | 9/13/2012 6:11:38 PM |
| ready-interest9 | $25.00 | 9/13/2012 6:12:40 PM |
| jcornehlsen | $25.00 | 9/13/2012 6:17:26 PM |
| atlacatl | $25.00 | 9/13/2012 7:59:30 PM |
| kfrench | $75.00 | 9/13/2012 6:30:50 PM |
| bellaquito | $500.00 | 9/13/2012 6:39:59 PM |
| cerebral-dollar773 | $50.00 | 9/14/2012 5:15:26 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:46 AM |
| rchapee | $25.00 | 9/14/2012 7:52:09 AM |
| Searlzy | $25.00 | 9/14/2012 9:34:12 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:11 AM |
| bazaar-tulip | $25.00 | 9/14/2012 9:42:25 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:38 AM |
| pdub | $750.00 | 9/14/2012 10:28:59 AM |
| jhussey | $100.00 | 9/14/2012 10:43:07 AM |
| sajitk | $25.00 | 9/14/2012 3:21:21 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:39 PM |
| finance-symphony7 | $200.00 | 9/14/2012 3:43:45 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:24 PM |
| important-ore | $150.00 | 9/14/2012 5:26:13 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:07 PM |
| LiveNow | $25.00 | 9/14/2012 5:39:52 PM |
| prudent-deal662 | $25.00 | 9/14/2012 6:31:12 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:14 PM |
| azazle | $50.00 | 9/15/2012 2:39:03 AM |
| GoldenKoi | $100.00 | 9/14/2012 11:44:01 PM |
| britgsb | $25.00 | 9/15/2012 8:03:44 AM |
| Rockymtnhi | $100.00 | 9/15/2012 11:13:22 AM |
| samurai2 | $25.00 | 9/15/2012 8:24:14 AM |
| berklender | $50.00 | 9/15/2012 12:09:02 PM |
| DaveTheWave | $25.00 | 9/15/2012 11:51:30 AM |
| djs81 | $75.00 | 9/15/2012 12:18:39 PM |
| indomitable-coin | $25.00 | 9/15/2012 12:15:18 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:57 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:57 PM |
| adventurer447 | $300.00 | 9/15/2012 12:37:31 PM |
| Castellan | $50.00 | 9/15/2012 1:13:15 PM |
| ATOHokie | $100.00 | 9/15/2012 12:59:58 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:54 PM |
| Blue_Devil | $25.00 | 9/16/2012 1:27:08 AM |
| visionary-fund | $100.00 | 9/15/2012 1:45:52 PM |
| malicea | $50.00 | 9/15/2012 8:38:09 PM |
| ferpeiks | $100.00 | 9/15/2012 2:11:45 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:56 PM |
| PumpkinHead406 | $25.00 | 9/16/2012 9:52:52 AM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:23 AM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:14 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:51 AM |
| Hexnut | $100.00 | 9/15/2012 9:08:17 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:34 PM |
| rcj1411 | $50.00 | 9/16/2012 6:32:06 PM |
| jhernand17 | $25.00 | 9/16/2012 7:18:12 PM |
| otherwisedisposed | $800.00 | 9/16/2012 7:36:42 PM |
| unafraid-loan5 | $25.00 | 9/17/2012 8:42:44 AM |
| organic-responsibility60 | $35.50 | 9/16/2012 3:32:02 PM |
| liberty-viola | $30.00 | 9/17/2012 9:02:07 AM |
| wilkenm | $25.00 | 9/16/2012 10:01:17 PM |
| rmachi | $25.00 | 9/17/2012 9:40:55 AM |
| availableloan | $25.00 | 9/17/2012 9:03:19 AM |
| HammerKnuckleLending | $25.00 | 9/17/2012 9:41:45 AM |
| dukeiyer | $25.00 | 9/17/2012 1:11:23 PM |
| xduke2500 | $500.00 | 9/17/2012 9:23:42 AM |
| vertigo2x | $25.00 | 9/17/2012 10:36:21 AM |
| deal-mover | $25.00 | 9/17/2012 3:28:35 PM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:19 AM |
| dollardave | $50.00 | 9/17/2012 1:33:24 PM |
| themoneydoctor | $100.00 | 9/17/2012 4:06:11 PM |
| justinology | $31.00 | 9/17/2012 5:43:47 PM |
| justice-disk | $25.00 | 9/17/2012 5:22:05 PM |
| dharma1 | $25.00 | 9/17/2012 5:40:15 PM |
| nuclearmoose | $41.00 | 9/17/2012 5:45:45 PM |
| Green_Bay_Packers | $50.00 | 9/17/2012 6:26:03 PM |
| Sixmil | $100.00 | 9/17/2012 8:50:00 PM |
| BizAnalyst | $50.00 | 9/18/2012 5:28:25 AM |
| BigMonkey | $47.28 | 9/18/2012 4:23:20 AM |
| coin-lesson3 | $45.26 | 9/18/2012 5:55:47 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:47 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:05 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:37 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:36 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:29:41 AM |
| emphatic-responsibility | $50.00 | 9/18/2012 9:15:23 AM |
| Snoopylover | $25.00 | 9/18/2012 9:17:04 AM |
| YampaQuant | $25.00 | 9/18/2012 9:13:57 AM |
| thickhead | $25.00 | 9/18/2012 9:19:41 AM |
| Yogidog | $25.00 | 9/18/2012 9:08:10 AM |
| sappy02 | $50.00 | 9/18/2012 9:24:15 AM |
| fortytwo | $150.00 | 9/18/2012 9:41:17 AM |
| x-lender | $25.00 | 9/18/2012 9:41:32 AM |
| loan-mammal | $100.00 | 9/18/2012 9:46:32 AM |
| Tylerh | $69.00 | 9/18/2012 9:59:28 AM |
| bomdel | $25.00 | 9/18/2012 9:50:56 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:22 AM |
| proper-exchange8 | $50.00 | 9/18/2012 10:02:23 AM |
| knowledgeable-silver6 | $25.00 | 9/18/2012 10:11:44 AM |
| scholarly-benefit5 | $25.00 | 9/18/2012 9:41:41 AM |
| american6 | $50.00 | 9/18/2012 10:01:16 AM |
| wwwUniversal | $25.00 | 9/18/2012 10:16:45 AM |
| sharpey | $25.00 | 9/18/2012 10:04:37 AM |
| cunning-worth5 | $25.00 | 9/18/2012 10:28:57 AM |
| wishihadmore | $50.00 | 9/18/2012 11:09:28 AM |
| bold-gold-pilot | $50.00 | 9/18/2012 10:54:33 AM |
| riskadverse44 | $25.00 | 9/18/2012 10:20:22 AM |
| capital-javelin3 | $50.00 | 9/18/2012 1:34:40 PM |
| excellent-funds025 | $50.00 | 9/18/2012 12:24:22 PM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:07 AM |
| imogen22 | $25.00 | 9/18/2012 12:43:28 PM |
| ltschetter | $25.00 | 9/18/2012 3:34:47 PM |
| OldestBrother | $75.00 | 9/18/2012 3:54:20 PM |
| citizenX | $50.00 | 9/18/2012 4:33:04 PM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:16 AM |
| loot-castanets | $25.00 | 9/18/2012 1:19:39 PM |
| ready-loot0 | $25.00 | 9/18/2012 1:42:04 PM |
| chac | $100.00 | 9/18/2012 5:16:24 PM |
| peace-flower9 | $50.00 | 9/18/2012 5:40:32 PM |
| Sothenwhat | $100.00 | 9/18/2012 5:22:05 PM |
| hope-kingdom | $25.00 | 9/18/2012 6:17:08 PM |
| gristle_mcthornbody | $25.00 | 9/18/2012 6:47:11 PM |
| TeachMeSS | $50.00 | 9/18/2012 5:50:52 PM |
| revenue-carnation043 | $25.00 | 9/18/2012 5:56:50 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:21 PM |
| Relo-Queen | $407.44 | 9/18/2012 7:47:54 PM |
| subtle-leverage4 | $25.00 | 9/19/2012 5:43:06 AM |
| community-stream9 | $25.00 | 9/18/2012 8:39:35 PM |
| awesome-generosity4 | $37.00 | 9/19/2012 5:07:03 AM |
| reward-excellency1 | $25.00 | 9/19/2012 6:23:10 AM |
| Suit | $49.65 | 9/19/2012 6:34:11 AM |
| sgt-schultz | $30.00 | 9/19/2012 7:04:59 AM |
| leeball | $50.00 | 9/19/2012 9:16:48 AM |
| intrepid-payment7 | $25.00 | 9/19/2012 9:17:14 AM |
| impartial-deal | $25.00 | 9/19/2012 9:17:51 AM |
| mclapperton | $57.69 | 9/19/2012 9:22:14 AM |
| Arg3998 | $50.00 | 9/19/2012 9:22:46 AM |
| keyfig | $25.00 | 9/19/2012 9:28:41 AM |
| velocity-solo | $25.00 | 9/19/2012 9:31:36 AM |
| porter512S | $200.00 | 9/19/2012 9:13:55 AM |
| Rdodson11 | $25.00 | 9/19/2012 9:02:43 AM |
| RocketSurgeon | $25.00 | 9/19/2012 9:36:39 AM |
| repayment-pudding | $25.00 | 9/19/2012 9:40:24 AM |
| prescription354 | $50.00 | 9/19/2012 9:46:06 AM |
| income-fortress | $25.00 | 9/19/2012 10:00:37 AM |
| invincible-deal82 | $25.00 | 9/19/2012 9:26:33 AM |
| don8ter | $50.00 | 9/19/2012 9:27:54 AM |
| BxRealtor | $25.00 | 9/19/2012 10:12:32 AM |
| minista | $25.00 | 9/19/2012 9:36:53 AM |
| first-favorite-bonus9 | $25.00 | 9/19/2012 9:53:00 AM |
| hrubinst | $50.00 | 9/19/2012 9:56:09 AM |
| BB-ptoploan | $50.00 | 9/19/2012 9:50:01 AM |
| meenan | $25.00 | 9/19/2012 10:15:12 AM |
| prudent-dough458 | $25.00 | 9/19/2012 10:21:15 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:09 AM |
| NR | $25.00 | 9/19/2012 10:01:38 AM |
| a-unflappable-finance | $100.00 | 9/19/2012 10:08:17 AM |
| diversification-infusion1 | $25.00 | 9/19/2012 10:21:22 AM |
| themoneydoctor | $15.09 | 9/19/2012 11:23:24 AM |
| prainvestment | $25.00 | 9/19/2012 10:34:45 AM |
| Chutney | $25.00 | 9/19/2012 10:36:32 AM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:18 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:52 PM |
| EnglishGeekInNYC | $25.00 | 9/13/2012 5:31:06 PM |
| wetlands | $200.00 | 9/13/2012 5:31:14 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:14 PM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:22 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:54 AM |
| kenji4861 | $25.00 | 9/14/2012 9:07:33 AM |
| JBBank | $50.00 | 9/14/2012 10:12:45 AM |
| Solid-Platinum | $25.00 | 9/14/2012 11:18:46 AM |
| Weaverville | $71.00 | 9/14/2012 2:54:59 PM |
| HikeMoab | $25.00 | 9/14/2012 4:05:23 PM |
| member_98419 | $25.00 | 9/14/2012 5:05:49 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:15 AM |
| palmetto933 | $25.00 | 9/15/2012 5:59:55 AM |
| superb-transparency799 | $50.00 | 9/15/2012 6:42:28 AM |
| visionary-dedication5 | $25.00 | 9/15/2012 8:33:52 AM |
| aabadabadoo | $25.00 | 9/15/2012 12:05:53 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:04 PM |
| Investoman | $25.00 | 9/15/2012 12:16:38 PM |
| ingenious-deal6 | $25.00 | 9/15/2012 12:29:38 PM |
| transparency-silo2 | $25.00 | 9/15/2012 12:37:04 PM |
| objective-investor | $250.00 | 9/15/2012 12:31:24 PM |
| dreammachine | $100.00 | 9/15/2012 12:56:20 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:26 PM |
| Batman2u | $25.00 | 9/16/2012 3:37:15 AM |
| RothySkynx | $25.00 | 9/15/2012 7:16:13 PM |
| Rivervale_Westwood | $38.21 | 9/15/2012 2:45:03 PM |
| hopeful_lender | $100.00 | 9/16/2012 6:19:07 AM |
| thg0703 | $25.00 | 9/15/2012 5:05:55 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:57 PM |
| Planecourage | $75.00 | 9/16/2012 11:31:19 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:18 AM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:52 AM |
| stable-penny27 | $25.00 | 9/16/2012 11:45:13 AM |
| discrete-gold579 | $100.00 | 9/16/2012 3:25:54 PM |
| cardminger | $25.00 | 9/16/2012 3:13:53 PM |
| green28 | $100.00 | 9/16/2012 2:28:33 PM |
| mtquan | $25.00 | 9/16/2012 2:30:31 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:16 PM |
| Daveinthecorn | $50.00 | 9/17/2012 5:37:43 AM |
| brightest-income-hunter | $50.00 | 9/17/2012 8:30:38 AM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:50 AM |
| visionary-generosity0 | $25.00 | 9/17/2012 7:00:27 AM |
| thorough-marketplace441 | $30.19 | 9/17/2012 7:46:14 AM |
| zchickan | $50.00 | 9/17/2012 8:08:37 AM |
| phenomenal-gain5 | $30.00 | 9/17/2012 8:25:51 AM |
| Tradesmanlender | $25.00 | 9/17/2012 9:23:20 AM |
| agalt | $75.00 | 9/17/2012 8:56:47 AM |
| subtle-revenue0 | $25.00 | 9/17/2012 9:34:29 AM |
| exciting-finance288 | $30.00 | 9/17/2012 10:46:21 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:47 AM |
| lionsrock | $25.00 | 9/17/2012 9:50:22 AM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:24 AM |
| ready-vigilance3 | $50.00 | 9/17/2012 1:53:04 PM |
| misit | $25.00 | 9/17/2012 2:47:48 PM |
| compatible-deal9 | $50.00 | 9/17/2012 1:15:46 PM |
| radforj22 | $50.00 | 9/17/2012 1:56:17 PM |
| enriching-trade2 | $25.00 | 9/17/2012 10:12:24 AM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:53 PM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:31 AM |
| green-courageous | $25.00 | 9/17/2012 5:18:17 PM |
| Plutis | $25.00 | 9/17/2012 5:17:51 PM |
| neighborly-hope6 | $100.00 | 9/17/2012 6:07:08 PM |
| loyalty-delight6 | $25.00 | 9/17/2012 5:52:41 PM |
| bowdish1 | $100.00 | 9/17/2012 6:10:57 PM |
| AmericanCredit | $76.00 | 9/17/2012 6:00:13 PM |
| LongTail | $30.00 | 9/17/2012 10:56:55 PM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:15 AM |
| shrewd-dedication2 | $40.00 | 9/18/2012 4:31:30 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:09 AM |
| heroic-payout9 | $39.57 | 9/18/2012 4:54:53 AM |
| profitable-commerce822 | $25.00 | 9/18/2012 8:30:48 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:42 AM |
| mizon291 | $30.00 | 9/18/2012 9:22:22 AM |
| meux99 | $25.00 | 9/18/2012 9:11:54 AM |
| Avala | $100.00 | 9/18/2012 9:32:05 AM |
| the-bright-velocity | $25.00 | 9/18/2012 9:38:50 AM |
| proud-pound4 | $25.00 | 9/18/2012 9:39:00 AM |
| Clambake | $25.00 | 9/18/2012 10:03:26 AM |
| power-amusement | $25.00 | 9/18/2012 9:55:57 AM |
| PRGuyinVA | $25.00 | 9/18/2012 10:18:19 AM |
| Aimvest | $25.00 | 9/18/2012 10:27:24 AM |
| riproaringrapids | $50.00 | 9/18/2012 10:36:22 AM |
| jazz619 | $25.00 | 9/18/2012 10:38:48 AM |
| unforgettable-wealth4 | $50.00 | 9/18/2012 9:54:47 AM |
| Emgolda | $25.00 | 9/18/2012 9:56:06 AM |
| commanding-treasure2 | $75.00 | 9/18/2012 10:03:41 AM |
| Robin_Hood | $50.00 | 9/18/2012 10:06:25 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:10 AM |
| kind-funds-tonic | $25.00 | 9/18/2012 10:10:22 AM |
| Lendersaurus-Rex | $25.00 | 9/18/2012 12:32:59 PM |
| windguy | $50.00 | 9/18/2012 12:47:34 PM |
| beeguy | $25.00 | 9/18/2012 12:33:47 PM |
| xyzpl | $50.00 | 9/18/2012 3:07:46 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:11 PM |
| Mentor99 | $100.00 | 9/18/2012 2:33:09 PM |
| giftgold | $25.00 | 9/18/2012 10:58:43 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:05 AM |
| liberty-berserker | $50.00 | 9/18/2012 3:52:44 PM |
| greekgst99 | $25.00 | 9/18/2012 5:54:27 PM |
| silver-breeze3 | $28.00 | 9/18/2012 6:01:43 PM |
| bb575 | $50.00 | 9/18/2012 6:26:54 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:36 PM |
| well-rounded-benjamins | $25.00 | 9/18/2012 6:09:25 PM |
| halfcr83 | $50.00 | 9/18/2012 10:32:26 PM |
| gold-disk | $25.00 | 9/19/2012 1:13:00 AM |
| wise-coin-balance | $25.00 | 9/18/2012 8:46:06 PM |
| P2P4me | $219.69 | 9/19/2012 6:51:38 AM |
| zanglish101 | $30.00 | 9/19/2012 7:09:01 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:26 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:30 AM |
| kulender | $100.00 | 9/19/2012 4:58:45 AM |
| C_Mark | $50.00 | 9/19/2012 9:03:16 AM |
| treasure-singularity | $25.00 | 9/18/2012 11:41:21 PM |
| awwaww | $25.00 | 9/19/2012 9:09:03 AM |
| gold-position343 | $50.00 | 9/19/2012 4:01:58 AM |
| unrelenting-euro7 | $100.00 | 9/19/2012 4:17:08 AM |
| msfitzge | $50.00 | 9/19/2012 7:31:52 AM |
| responsive-worth5 | $25.00 | 9/19/2012 9:17:48 AM |
| Leopoldine | $26.43 | 9/19/2012 9:03:30 AM |
| Loan-A-Ranger | $50.00 | 9/19/2012 8:26:11 AM |
| encore06 | $50.00 | 9/19/2012 9:24:03 AM |
| slartibardfast | $25.00 | 9/19/2012 9:12:28 AM |
| aasx1108 | $25.00 | 9/19/2012 9:02:31 AM |
| shaker348 | $50.00 | 9/19/2012 9:14:07 AM |
| glimmering-revenue4 | $25.00 | 9/19/2012 9:36:18 AM |
| figs4u2 | $100.00 | 9/19/2012 9:38:27 AM |
| Pasagam | $50.00 | 9/19/2012 9:21:45 AM |
| trade-solo | $25.00 | 9/19/2012 9:46:10 AM |
| csakhil | $50.00 | 9/19/2012 9:50:37 AM |
| mausolfe | $25.00 | 9/19/2012 9:24:30 AM |
| standanddeliver | $50.00 | 9/19/2012 9:33:00 AM |
| krisran | $50.00 | 9/19/2012 9:33:55 AM |
| zone6 | $100.00 | 9/19/2012 10:18:43 AM |
| Spring342 | $25.00 | 9/19/2012 10:20:52 AM |
| sshs | $25.00 | 9/19/2012 10:26:44 AM |
| well-mannered-power8 | $25.00 | 9/19/2012 9:52:11 AM |
| downtownfarm | $25.00 | 9/19/2012 9:49:17 AM |
| skidoo99 | $25.00 | 9/19/2012 9:49:56 AM |
| wigglesworth4 | $100.00 | 9/19/2012 10:11:56 AM |
| soulful-p2p432 | $25.00 | 9/19/2012 10:37:20 AM |
| profitable-pound7 | $50.00 | 9/19/2012 10:07:34 AM |
| tedsrfdude | $25.00 | 9/19/2012 10:17:37 AM |
| mrladybug101 | $25.00 | 9/19/2012 10:19:17 AM |
| Cheburashka | $30.00 | 9/19/2012 10:21:09 AM |
| Zuzu | $25.00 | 9/19/2012 10:29:46 AM |
| rokdim | $50.00 | 9/19/2012 10:38:36 AM |
| 311 Investments
|
Borrower Payment Dependent Notes Series
638707
This series of Notes was issued and sold upon the funding of the borrower loan #74764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 25y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,379 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-commander6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to pay off debts.
My financial situation:
I am a good candidate for this loan because I pay on time to maintain my credibility.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/12/2012 5:12:51 PM |
| lionheart722 | $100.00 | 9/12/2012 5:21:00 PM |
| kfrench | $75.00 | 9/12/2012 6:29:22 PM |
| Nazbuster | $200.00 | 9/12/2012 9:47:24 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 9:27:39 AM |
| kenji4861 | $25.00 | 9/13/2012 10:30:15 AM |
| pdub | $750.00 | 9/13/2012 10:33:15 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:38 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:57 AM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:27:57 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:02 PM |
| rchapee | $25.00 | 9/14/2012 7:52:03 AM |
| important-ore | $150.00 | 9/14/2012 9:20:35 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:40 AM |
| azazle | $25.00 | 9/14/2012 1:50:58 PM |
| FundMaker | $26.00 | 9/14/2012 12:10:27 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:16:14 PM |
| Quiza12 | $50.00 | 9/15/2012 7:27:20 AM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:15 AM |
| Taxman44 | $25.00 | 9/15/2012 12:36:56 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:25 PM |
| StPong | $25.00 | 9/15/2012 6:57:00 PM |
| bebeshor | $25.00 | 9/16/2012 7:53:17 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:55 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:52 AM |
| daisuke | $25.00 | 9/16/2012 11:03:34 AM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:25 PM |
| 850 | $50.00 | 9/16/2012 9:10:03 PM |
| wilkenm | $25.00 | 9/16/2012 10:01:16 PM |
| trade-wildcat2 | $25.00 | 9/17/2012 8:43:10 AM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:07 AM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:37 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:49 AM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:30 AM |
| logical-investment4 | $50.00 | 9/17/2012 10:57:46 AM |
| keiphers | $25.00 | 9/17/2012 4:55:03 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:29 PM |
| bicyclebear | $50.00 | 9/18/2012 4:00:05 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:36 AM |
| credible-responsibility022 | $25.00 | 9/18/2012 7:36:35 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:36 AM |
| Tradesmanlender | $25.00 | 9/18/2012 9:52:08 AM |
| geniusj | $25.00 | 9/18/2012 9:47:53 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:05 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:09 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:04 AM |
| fairness-sundae2 | $100.00 | 9/18/2012 4:28:54 PM |
| Weaverville | $50.00 | 9/18/2012 10:45:47 AM |
| Blucruz | $100.00 | 9/18/2012 1:35:10 PM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:18:52 AM |
| Robin_Hood | $25.00 | 9/18/2012 6:05:56 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:34 PM |
| Blue_Devil | $25.00 | 9/18/2012 9:11:07 PM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:26 AM |
| worth21 | $25.00 | 9/19/2012 9:21:11 AM |
| EthanColeInvestingGroup | $25.00 | 9/19/2012 10:18:28 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:07 AM |
| worthy-value1 | $25.00 | 9/19/2012 10:37:03 AM |
| hope-percolator8 | $50.00 | 9/19/2012 10:53:55 AM |
| diplomatic-wealth7 | $100.00 | 9/19/2012 10:57:32 AM |
| deal-goliath4 | $500.00 | 9/19/2012 10:59:46 AM |
| order-tamale | $400.00 | 9/19/2012 10:46:32 AM |
| CreditBuilder2 | $25.01 | 9/12/2012 5:38:13 PM |
| thrifty-transaction578 | $25.00 | 9/12/2012 6:10:02 PM |
| bellaquito | $500.00 | 9/12/2012 6:26:55 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:04 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:49 PM |
| auction-sage | $50.00 | 9/12/2012 6:44:44 PM |
| green-high-five7 | $25.00 | 9/12/2012 7:39:54 PM |
| kegs | $150.00 | 9/12/2012 7:27:55 PM |
| Darts | $50.00 | 9/12/2012 7:46:09 PM |
| mariah8641 | $30.00 | 9/13/2012 8:43:39 AM |
| DadWarbucks | $25.00 | 9/13/2012 10:12:52 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:20 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:24 AM |
| Plutis | $25.00 | 9/13/2012 3:55:08 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:39 PM |
| j2ee | $50.00 | 9/13/2012 5:21:53 PM |
| chlebie | $50.00 | 9/13/2012 5:49:10 PM |
| wetlands | $200.00 | 9/13/2012 5:31:00 PM |
| LeReve | $500.00 | 9/13/2012 5:35:34 PM |
| powerful-return1 | $25.00 | 9/14/2012 8:01:38 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:07 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:08 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:28 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:17 AM |
| jhussey | $100.00 | 9/14/2012 10:43:05 AM |
| UltimateWill | $25.00 | 9/14/2012 12:28:55 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:53 PM |
| respectful-fairness069 | $27.00 | 9/14/2012 3:06:30 PM |
| vkorichkov | $30.00 | 9/14/2012 5:35:29 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:11 PM |
| azazle | $25.00 | 9/15/2012 12:38:38 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:40 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:03 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:43 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:51 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:13 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:11 PM |
| wwwUniversal | $25.00 | 9/15/2012 1:58:15 PM |
| fairness-carrier | $50.00 | 9/16/2012 7:30:27 AM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:50 AM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:11 PM |
| friendly-money | $100.00 | 9/16/2012 2:42:16 PM |
| verbal8 | $25.00 | 9/16/2012 5:32:29 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:15 PM |
| otherwisedisposed | $200.00 | 9/16/2012 7:36:42 PM |
| heavy_ax | $50.00 | 9/17/2012 10:10:38 AM |
| compatible-deal9 | $25.00 | 9/17/2012 1:09:45 PM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 10:29:24 AM |
| moneytolend72 | $30.00 | 9/17/2012 4:46:23 PM |
| WxChem | $25.00 | 9/17/2012 5:29:27 PM |
| loot-knickers5 | $250.00 | 9/17/2012 9:14:07 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:49 AM |
| Leshan | $50.00 | 9/18/2012 8:35:57 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:43 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:42 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:08 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:46 AM |
| Avala | $100.00 | 9/18/2012 9:32:04 AM |
| Castellan | $50.00 | 9/18/2012 9:19:21 AM |
| Investoman | $25.00 | 9/18/2012 10:11:06 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:24 AM |
| bold-gold-pilot | $50.00 | 9/18/2012 10:58:25 AM |
| sharpey | $25.00 | 9/18/2012 10:04:37 AM |
| bds9646 | $26.00 | 9/18/2012 10:08:22 AM |
| unrelenting-power5 | $25.00 | 9/18/2012 4:03:12 PM |
| kind-currency-cargo | $25.00 | 9/18/2012 3:44:14 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:13 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:07 PM |
| nalaari | $25.87 | 9/19/2012 6:12:53 AM |
| sgt-schultz | $35.00 | 9/19/2012 7:06:46 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:29 AM |
| Daveinthecorn | $50.00 | 9/19/2012 5:23:03 AM |
| equitable-camaraderi | $25.00 | 9/19/2012 5:33:00 AM |
| phenomenal-rate1 | $500.00 | 9/19/2012 8:52:28 AM |
| american6 | $50.00 | 9/19/2012 9:08:34 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:25 AM |
| rokdim | $25.00 | 9/19/2012 10:38:36 AM |
| Syzygy | $25.00 | 9/19/2012 9:55:49 AM |
| newest-payment-trapper | $62.50 | 9/19/2012 10:50:59 AM |
| cash-recruiter7 | $400.00 | 9/19/2012 10:58:00 AM |
| Worldskiboy | $50.00 | 9/19/2012 9:48:04 AM |
| first-careful-currency | $300.00 | 9/19/2012 10:46:10 AM |
| trade-boots1 | $100.00 | 9/19/2012 10:49:10 AM |
| benevolent-loot5 | $200.00 | 9/19/2012 10:54:18 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
638751
This series of Notes was issued and sold upon the funding of the borrower loan #74945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,153.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $465.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,873 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unbeatable-silver4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
660-679
(Jul-2011)
|
|
Principal balance:
| $4,846.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I am a Certified Public Accountant with over 16 years of accounting/financial reporting experience with no history of late payments on debt obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/13/2012 5:07:51 PM |
| mariah8641 | $30.00 | 9/13/2012 5:07:02 PM |
| LoanerPrincipal | $25.00 | 9/13/2012 5:18:16 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:16 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:17 PM |
| wetlands | $200.00 | 9/13/2012 5:31:03 PM |
| LeReve | $500.00 | 9/13/2012 5:35:35 PM |
| chlebie | $50.00 | 9/13/2012 5:49:14 PM |
| aabadabadoo | $25.00 | 9/13/2012 6:06:07 PM |
| prudent-bid3 | $30.00 | 9/13/2012 7:09:16 PM |
| networks4ever | $25.00 | 9/13/2012 6:01:43 PM |
| well-mannered-income3 | $60.00 | 9/13/2012 7:56:51 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:41 PM |
| Razor129 | $26.40 | 9/13/2012 8:57:48 PM |
| commerce-yeller | $40.00 | 9/13/2012 9:06:03 PM |
| ChoiceInvestments | $26.00 | 9/13/2012 9:07:00 PM |
| New-Truck-Savings | $25.00 | 9/14/2012 4:40:45 AM |
| truth-poplar | $25.00 | 9/13/2012 10:14:38 PM |
| awesome-generosity4 | $37.00 | 9/14/2012 5:06:19 AM |
| vigilance-spinner3 | $25.00 | 9/13/2012 8:37:29 PM |
| kind-bazaar-kitten | $25.00 | 9/13/2012 8:54:50 PM |
| Smalltimelender | $25.00 | 9/14/2012 1:59:02 AM |
| revenue-serenity | $25.00 | 9/14/2012 6:42:57 AM |
| Better-Returns | $50.45 | 9/14/2012 6:50:43 AM |
| CalBear08 | $33.33 | 9/13/2012 11:28:07 PM |
| Malkial | $81.98 | 9/14/2012 12:58:46 AM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:39 AM |
| DoctorJoe | $25.00 | 9/14/2012 4:06:30 AM |
| gilbrear | $25.00 | 9/14/2012 4:21:12 AM |
| wendyhop | $50.00 | 9/14/2012 7:34:14 AM |
| diggingupward | $25.00 | 9/14/2012 8:32:25 AM |
| Feyenoord | $30.00 | 9/14/2012 6:12:57 AM |
| rchapee | $25.00 | 9/14/2012 7:52:10 AM |
| freefly67 | $25.00 | 9/14/2012 6:47:54 AM |
| Great-Mom | $25.00 | 9/14/2012 6:54:27 AM |
| superb-transparency799 | $50.00 | 9/14/2012 8:29:47 AM |
| SV-AZ | $25.00 | 9/14/2012 8:31:24 AM |
| ready-vigilance3 | $50.00 | 9/14/2012 8:45:38 AM |
| p2p-gala | $50.00 | 9/14/2012 7:55:54 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:43 AM |
| power-chef420 | $25.00 | 9/14/2012 9:32:01 AM |
| the-profit-oracle | $25.00 | 9/14/2012 10:21:52 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:12 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:38 AM |
| pdub | $750.00 | 9/14/2012 10:28:59 AM |
| contract-sunshine5 | $25.00 | 9/14/2012 10:12:17 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:18 AM |
| enthusiastic-credit2 | $25.00 | 9/14/2012 11:32:22 AM |
| MoneyTree79 | $78.12 | 9/14/2012 10:13:57 AM |
| graceful-durability246 | $500.00 | 9/14/2012 12:12:04 PM |
| a-dollar-orchestra | $250.00 | 9/14/2012 11:13:38 AM |
| cash-cymbal3 | $100.00 | 9/14/2012 1:32:13 PM |
| nex | $25.00 | 9/14/2012 10:41:04 AM |
| jhussey | $100.00 | 9/14/2012 10:43:07 AM |
| fairness-symphony2 | $50.00 | 9/14/2012 2:27:39 PM |
| Kunakiku | $25.00 | 9/14/2012 2:35:14 PM |
| LuckyDuck49 | $38.07 | 9/14/2012 11:26:38 AM |
| ladyorayne | $100.00 | 9/14/2012 11:29:53 AM |
| brightest-trade-breeze | $25.00 | 9/14/2012 12:04:13 PM |
| jamesriles | $25.00 | 9/14/2012 1:07:39 PM |
| receptive-benjamins815 | $400.00 | 9/14/2012 1:23:42 PM |
| dough-tsunami2 | $25.00 | 9/14/2012 1:42:52 PM |
| yield-cougar0 | $25.00 | 9/14/2012 4:14:25 PM |
| ethical-truth211 | $200.00 | 9/14/2012 1:16:17 PM |
| azazle | $25.00 | 9/14/2012 3:05:22 PM |
| FL-Lender | $25.00 | 9/14/2012 3:37:03 PM |
| All_Wins | $50.00 | 9/14/2012 5:03:05 PM |
| booOST | $30.00 | 9/14/2012 4:26:02 PM |
| All_Wins | $50.00 | 9/14/2012 5:35:51 PM |
| ready-interest9 | $25.00 | 9/14/2012 5:33:09 PM |
| entertaining-revenue4 | $50.00 | 9/14/2012 5:48:25 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:16:57 PM |
| skillful-auction | $25.00 | 9/14/2012 6:28:23 PM |
| proud-gold9 | $25.00 | 9/14/2012 5:58:09 PM |
| peaceful-farmer | $70.00 | 9/15/2012 5:21:47 AM |
| luminous-finance9 | $26.00 | 9/15/2012 5:35:22 AM |
| palmetto933 | $25.00 | 9/15/2012 5:58:53 AM |
| thoughtful-contract984 | $25.00 | 9/14/2012 7:52:38 PM |
| thoughtful-bazaar782 | $26.15 | 9/15/2012 6:34:31 AM |
| hml | $50.00 | 9/15/2012 1:49:22 AM |
| hopeful-bonus976 | $200.00 | 9/15/2012 7:13:07 AM |
| terrific-return | $25.00 | 9/15/2012 7:30:01 AM |
| A-Win-Win | $54.52 | 9/15/2012 6:05:36 AM |
| Digs | $25.00 | 9/15/2012 6:13:06 AM |
| Sessie82 | $25.00 | 9/15/2012 6:15:49 AM |
| easylivin | $25.00 | 9/15/2012 7:46:10 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:40 AM |
| hl8428 | $30.96 | 9/15/2012 8:13:07 AM |
| ferocious-benefit7 | $50.00 | 9/15/2012 7:16:35 AM |
| bonus-caravan | $200.00 | 9/15/2012 7:41:37 AM |
| mflawyer | $25.00 | 9/15/2012 6:12:49 AM |
| RedmondMan | $25.00 | 9/15/2012 10:05:26 AM |
| sympathetic-greenback5 | $50.00 | 9/15/2012 10:34:44 AM |
| nobanksallowed | $25.00 | 9/15/2012 6:47:52 AM |
| The_Engineer | $25.87 | 9/15/2012 11:00:06 AM |
| timmsc | $25.00 | 9/15/2012 11:08:06 AM |
| liberty-point | $25.00 | 9/15/2012 7:15:39 AM |
| sensible-order2 | $400.00 | 9/15/2012 9:43:52 AM |
| girlwithglasses | $50.00 | 9/15/2012 12:02:52 PM |
| gold-fluffy-bunny4 | $60.00 | 9/15/2012 10:43:05 AM |
| leverage-monger | $25.00 | 9/15/2012 8:21:45 AM |
| Sniper312 | $25.00 | 9/15/2012 11:47:09 AM |
| FinDoc | $25.00 | 9/15/2012 9:18:57 AM |
| chestnut4 | $25.00 | 9/15/2012 12:13:01 PM |
| Roundhouse | $100.00 | 9/15/2012 10:02:10 AM |
| China-man | $72.16 | 9/15/2012 10:14:55 AM |
| mtquan | $25.00 | 9/15/2012 12:16:16 PM |
| the-enthralling-coin | $25.00 | 9/15/2012 12:17:11 PM |
| friendship9 | $38.00 | 9/15/2012 11:53:33 AM |
| Atlanta-Buyer | $25.00 | 9/15/2012 12:18:16 PM |
| djs81 | $75.00 | 9/15/2012 12:18:39 PM |
| indomitable-coin | $25.00 | 9/15/2012 12:15:19 PM |
| scottyb73 | $25.00 | 9/15/2012 12:21:43 PM |
| Cash-Flow | $1,176.00 | 9/15/2012 12:21:56 PM |
| Cai8899 | $25.00 | 9/15/2012 12:18:13 PM |
| resolute-basis9 | $25.00 | 9/15/2012 12:19:27 PM |
| RGlad | $150.00 | 9/15/2012 12:12:15 PM |
| ready-bid9 | $50.00 | 9/15/2012 12:14:47 PM |
| entertaining-rate9 | $25.00 | 9/15/2012 12:32:55 PM |
| dasbuntenheim | $28.48 | 9/15/2012 12:25:17 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:04 PM |
| justreturns | $25.00 | 9/15/2012 12:26:20 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:46 PM |
| rcm87 | $34.00 | 9/15/2012 12:32:38 PM |
| promise2 | $25.00 | 9/15/2012 12:40:25 PM |
| silver-buckeye | $25.00 | 9/15/2012 12:40:56 PM |
| awe-inspiring-commitment972 | $50.00 | 9/15/2012 12:33:27 PM |
| ski bum | $100.00 | 9/15/2012 12:33:30 PM |
| ranstlin | $25.00 | 9/15/2012 12:33:48 PM |
| dontletmoneyfoolya | $25.00 | 9/15/2012 12:27:31 PM |
| minista | $25.00 | 9/15/2012 12:48:47 PM |
| enthralling-investment | $25.00 | 9/15/2012 12:49:38 PM |
| Proactive-Financial-Lending | $25.00 | 9/15/2012 12:37:19 PM |
| angelinvestor2 | $40.00 | 9/15/2012 12:53:06 PM |
| hawaiiangirl76 | $25.00 | 9/15/2012 12:54:42 PM |
| focused-benefit3 | $30.00 | 9/15/2012 12:45:21 PM |
| enticing-note | $25.00 | 9/15/2012 12:58:30 PM |
| Tasmir | $25.00 | 9/15/2012 1:03:10 PM |
| bixorama | $25.00 | 9/15/2012 12:39:23 PM |
| important-gold5 | $25.00 | 9/15/2012 12:53:35 PM |
| gold-sushi | $50.00 | 9/15/2012 12:54:18 PM |
| debt-fuse158 | $25.00 | 9/15/2012 12:54:52 PM |
| Avala | $100.00 | 9/15/2012 12:42:22 PM |
| red-historic-liberty | $25.00 | 9/15/2012 12:59:46 PM |
| commerce-web5 | $25.00 | 9/15/2012 1:00:53 PM |
| market-assembler | $50.00 | 9/15/2012 1:03:49 PM |
| Willylump | $25.00 | 9/15/2012 1:05:09 PM |
| JKEnterprises | $25.00 | 9/15/2012 1:05:35 PM |
| harperpotok | $100.00 | 9/15/2012 1:05:46 PM |
| downtownfarm | $25.00 | 9/15/2012 12:51:37 PM |
| urbane-deal152 | $50.00 | 9/15/2012 12:55:20 PM |
| rhodylend | $25.00 | 9/15/2012 12:57:15 PM |
| charming-economy438 | $25.00 | 9/15/2012 12:59:57 PM |
| ponch12 | $50.00 | 9/15/2012 1:00:40 PM |
| puifais | $50.00 | 9/15/2012 1:02:21 PM |
| larslfe | $25.00 | 9/15/2012 1:03:07 PM |
| ladybird1 | $50.00 | 9/15/2012 1:03:12 PM |
| bharosa | $25.00 | 9/15/2012 1:03:33 PM |
| WorldlyWorker | $25.00 | 9/15/2012 1:04:12 PM |
| PCGeekWI | $25.00 | 9/15/2012 1:04:20 PM |
| otalon | $25.00 | 9/15/2012 1:04:42 PM |
| Aljasa2008 | $25.00 | 9/15/2012 1:05:11 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:41 PM |
| dynadave | $1,000.00 | 9/14/2012 9:40:55 AM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:40 PM |
| important-ore | $150.00 | 9/13/2012 5:27:04 PM |
| CreditBuilder2 | $25.01 | 9/13/2012 5:27:30 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:21:36 PM |
| community-burrito9 | $35.00 | 9/13/2012 5:36:08 PM |
| lnuss25 | $60.00 | 9/13/2012 5:20:38 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:28:07 PM |
| thrifty-transaction578 | $25.00 | 9/13/2012 5:26:58 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:53 PM |
| best-bonafide-p2p | $25.00 | 9/13/2012 6:33:30 PM |
| bellaquito | $500.00 | 9/13/2012 6:37:07 PM |
| green-high-five7 | $25.00 | 9/13/2012 6:47:13 PM |
| namronmi2 | $25.00 | 9/13/2012 10:03:47 PM |
| antlr | $25.00 | 9/13/2012 7:14:19 PM |
| 420limo | $25.00 | 9/13/2012 10:27:48 PM |
| magnetic-integrity7 | $50.00 | 9/13/2012 9:06:08 PM |
| atlas100 | $25.00 | 9/13/2012 7:28:32 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:05 PM |
| first-reward-bliss | $400.00 | 9/13/2012 7:53:02 PM |
| emergencyMD | $25.00 | 9/13/2012 8:05:24 PM |
| peaceful-greenback719 | $25.00 | 9/14/2012 4:53:59 AM |
| gold-fluffy-bunny4 | $33.90 | 9/14/2012 4:59:32 AM |
| bullincage | $29.57 | 9/13/2012 8:35:01 PM |
| 1willray | $25.00 | 9/14/2012 4:16:16 AM |
| rootcanaler | $100.00 | 9/14/2012 6:46:19 AM |
| BainCapital-2point0 | $25.00 | 9/14/2012 7:03:32 AM |
| Blackberry_Hill_AFH | $39.55 | 9/14/2012 5:08:09 AM |
| hope-pudding0 | $39.56 | 9/14/2012 7:23:54 AM |
| payout-thinker7 | $25.00 | 9/14/2012 7:39:22 AM |
| new-dollar-sprout | $150.00 | 9/14/2012 6:42:59 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:22 AM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:57 AM |
| George2384 | $25.00 | 9/14/2012 8:14:39 AM |
| RiderIRA | $297.96 | 9/14/2012 7:16:52 AM |
| zchamilton | $50.00 | 9/14/2012 5:34:18 AM |
| averagefore | $25.00 | 9/14/2012 5:52:15 AM |
| DreDub | $50.00 | 9/14/2012 7:43:29 AM |
| moneybags16 | $25.00 | 9/14/2012 5:57:08 AM |
| social-zebra | $30.00 | 9/14/2012 8:44:28 AM |
| coin-lesson3 | $30.29 | 9/14/2012 6:11:59 AM |
| msw_engr | $50.00 | 9/14/2012 6:46:56 AM |
| happy-loyalty | $25.00 | 9/14/2012 8:19:58 AM |
| VegasJay | $25.00 | 9/14/2012 7:15:44 AM |
| organic-responsibility60 | $25.00 | 9/14/2012 8:23:34 AM |
| ATWLab | $25.00 | 9/14/2012 9:18:19 AM |
| Cappyatl | $25.00 | 9/14/2012 9:33:29 AM |
| radiant-bazaar1 | $25.00 | 9/14/2012 9:10:53 AM |
| tolerant-dinero2 | $25.00 | 9/14/2012 9:36:42 AM |
| buffalobills | $25.00 | 9/14/2012 9:37:16 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:31 AM |
| kenji4861 | $25.00 | 9/14/2012 10:05:17 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:37 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:28 AM |
| adventurer447 | $300.00 | 9/14/2012 10:14:29 AM |
| intrepid-compassion29 | $25.00 | 9/14/2012 12:02:25 PM |
| astute-benjamins | $125.00 | 9/14/2012 12:12:36 PM |
| MangoHedge | $25.00 | 9/14/2012 12:39:50 PM |
| Napoli_Lending | $80.00 | 9/14/2012 2:11:42 PM |
| dime-sprout | $25.00 | 9/14/2012 10:52:14 AM |
| fuzed | $50.00 | 9/14/2012 12:53:03 PM |
| compatible-deal9 | $50.00 | 9/14/2012 12:15:09 PM |
| donnajoy | $25.00 | 9/14/2012 12:16:28 PM |
| currency-balancer | $50.00 | 9/14/2012 12:20:45 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:54 PM |
| valiant-pound8 | $68.52 | 9/14/2012 3:29:36 PM |
| jcw3rd | $25.00 | 9/14/2012 2:00:39 PM |
| finance-symphony7 | $200.00 | 9/14/2012 3:36:53 PM |
| iamwhatiam | $25.00 | 9/14/2012 3:50:52 PM |
| jubilant-agreement0 | $25.00 | 9/14/2012 4:50:49 PM |
| treasure-expert | $25.00 | 9/14/2012 3:06:25 PM |
| vigilance-frontier | $50.00 | 9/14/2012 4:10:42 PM |
| bebeito | $100.35 | 9/14/2012 4:18:55 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:07 PM |
| supersarah61 | $36.44 | 9/14/2012 4:45:38 PM |
| rockhound84 | $25.00 | 9/14/2012 5:44:52 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:14 PM |
| mjjjrj | $25.00 | 9/14/2012 5:53:27 PM |
| just-loyalty643 | $50.00 | 9/14/2012 7:39:52 PM |
| corporatejim | $35.08 | 9/15/2012 5:57:33 AM |
| UT-Longhorn | $25.00 | 9/15/2012 6:04:15 AM |
| AM2008 | $25.00 | 9/15/2012 6:33:45 AM |
| Brisket_Bob | $50.00 | 9/15/2012 6:37:48 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:21 AM |
| justice-allocator3 | $25.00 | 9/15/2012 6:28:41 AM |
| xxyls | $50.00 | 9/15/2012 8:15:39 AM |
| capital-heaven5 | $500.00 | 9/15/2012 7:14:18 AM |
| High-flyer | $25.00 | 9/15/2012 8:28:57 AM |
| squarebob | $25.00 | 9/15/2012 8:49:49 AM |
| cudgeon | $25.00 | 9/15/2012 9:40:44 AM |
| thrftylendr | $25.00 | 9/15/2012 9:54:03 AM |
| HomerdohNY | $25.00 | 9/15/2012 6:22:52 AM |
| Kyjamune | $26.70 | 9/15/2012 10:20:29 AM |
| ERJ | $100.00 | 9/15/2012 8:14:06 AM |
| 1stTime2ndChance | $25.00 | 9/15/2012 8:32:50 AM |
| silver-dogwood4 | $25.00 | 9/15/2012 8:58:31 AM |
| principal-laser | $94.87 | 9/15/2012 11:44:45 AM |
| creditwarrior | $35.89 | 9/15/2012 10:56:13 AM |
| Tscheddar | $25.00 | 9/15/2012 8:19:44 AM |
| Leshan | $150.00 | 9/15/2012 11:37:29 AM |
| visionary-dedication5 | $25.00 | 9/15/2012 8:31:09 AM |
| progressive-wampum0 | $25.00 | 9/15/2012 8:39:08 AM |
| SweetSerenityInvest | $25.54 | 9/15/2012 9:08:32 AM |
| janeybooboo | $75.00 | 9/15/2012 12:12:31 PM |
| ptjg | $100.00 | 9/15/2012 12:06:04 PM |
| Investoman | $25.00 | 9/15/2012 12:16:39 PM |
| compassion-paladin042 | $25.00 | 9/15/2012 11:38:44 AM |
| market-prophesy0 | $50.00 | 9/15/2012 12:18:18 PM |
| Clambake | $25.00 | 9/15/2012 12:23:44 PM |
| knowledgeable-silver6 | $25.00 | 9/15/2012 12:26:41 PM |
| successful-agreement7 | $51.00 | 9/15/2012 12:28:29 PM |
| finance-assembler | $40.00 | 9/15/2012 12:28:04 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:57 PM |
| IP | $25.00 | 9/15/2012 12:20:47 PM |
| E_G | $46.00 | 9/15/2012 12:31:20 PM |
| HeadHunter | $35.00 | 9/15/2012 12:32:36 PM |
| Astyanax | $40.00 | 9/15/2012 12:25:03 PM |
| BiggestG | $25.00 | 9/15/2012 12:25:32 PM |
| HamachiMan | $50.00 | 9/15/2012 12:43:59 PM |
| lendme2 | $50.00 | 9/15/2012 12:25:55 PM |
| momoney2lend | $25.00 | 9/15/2012 12:36:19 PM |
| mennleo | $50.00 | 9/15/2012 12:46:35 PM |
| durable-pound5 | $25.00 | 9/15/2012 12:37:49 PM |
| lost-money-so-far-on-these | $25.00 | 9/15/2012 12:51:33 PM |
| fund-ambrosia0 | $25.00 | 9/15/2012 12:39:44 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:58 PM |
| exchanger710 | $29.00 | 9/15/2012 12:41:06 PM |
| TennSquire | $25.00 | 9/15/2012 12:41:23 PM |
| KryptonWare-com | $25.00 | 9/15/2012 12:54:04 PM |
| ujiba | $50.00 | 9/15/2012 12:56:15 PM |
| papaman | $25.00 | 9/15/2012 12:57:12 PM |
| prudent-payment316 | $25.00 | 9/15/2012 12:58:49 PM |
| Luigi | $30.00 | 9/15/2012 1:00:25 PM |
| ijspence | $25.00 | 9/15/2012 1:01:56 PM |
| fcukciti | $35.00 | 9/15/2012 1:02:52 PM |
| ivy-league-MBA | $25.00 | 9/15/2012 12:50:21 PM |
| dg5803 | $25.00 | 9/15/2012 1:03:30 PM |
| mvalley | $25.00 | 9/15/2012 12:52:39 PM |
| dedicated-diversification5 | $30.00 | 9/15/2012 12:40:52 PM |
| cash-sensai2 | $25.00 | 9/15/2012 12:59:35 PM |
| Preteur | $25.00 | 9/15/2012 1:00:24 PM |
| mtp | $100.00 | 9/15/2012 1:00:56 PM |
| StudentInvestor07 | $25.00 | 9/15/2012 1:02:36 PM |
| codavee | $200.00 | 9/15/2012 1:02:42 PM |
| NDFIRTH | $50.00 | 9/15/2012 12:51:31 PM |
| Pogo5 | $28.69 | 9/15/2012 12:55:53 PM |
| ChrisTJ | $25.00 | 9/15/2012 12:56:00 PM |
| top-sensible-yield | $25.00 | 9/15/2012 12:59:25 PM |
| Eastern | $25.00 | 9/15/2012 1:00:02 PM |
| atlKid | $25.00 | 9/15/2012 1:02:30 PM |
| JDED | $25.00 | 9/15/2012 1:03:56 PM |
| paytonbrigadier | $250.00 | 9/15/2012 1:04:16 PM |
| macgeek | $35.00 | 9/15/2012 1:05:30 PM |
| 316 Investments
|
Borrower Payment Dependent Notes Series
638781
This series of Notes was issued and sold upon the funding of the borrower loan #74442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $78.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,543 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| subtle-velocity6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay bills
My financial situation:
I am a good candidate for this loan because...long record of on time payments
Monthly net income: $1700
Monthly expenses: $
Housing: $515
Insurance: $60
Car expenses: $75-125
Utilities: $46
Phone, cable, internet: $70
Food, entertainment: $ Meals supplied at work.
Clothing, household expenses: $25
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cberthiaume | $50.00 | 9/17/2012 9:05:11 AM |
| well-rounded-payout0 | $25.00 | 9/17/2012 9:18:11 AM |
| open-minded-p2p1 | $25.00 | 9/17/2012 9:13:11 AM |
| majestic-note6 | $200.00 | 9/17/2012 9:16:17 AM |
| pierrelasvegas | $25.00 | 9/17/2012 9:11:20 AM |
| 52digital | $75.00 | 9/17/2012 9:12:00 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:55 AM |
| duty-viola | $25.00 | 9/17/2012 9:14:03 AM |
| LeReve | $500.00 | 9/17/2012 9:18:39 AM |
| abundanceforever | $52.50 | 9/17/2012 9:10:23 AM |
| bold-marketplace-awakening | $150.00 | 9/17/2012 9:15:32 AM |
| Thunderswan | $100.00 | 9/17/2012 9:17:27 AM |
| SimpleChoice | $25.00 | 9/17/2012 9:22:11 AM |
| Beld | $50.00 | 9/17/2012 9:12:36 AM |
| supreme-treasure8 | $100.00 | 9/17/2012 9:16:32 AM |
| benevolent-marketplace4 | $572.50 | 9/17/2012 9:22:59 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
638807
This series of Notes was issued and sold upon the funding of the borrower loan #74843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $159.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,341 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-catapult0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off another loan.
My financial situation:
I am a good candidate for this loan because I have good credit and I have a good paying job.
Monthly net income: $6000
Monthly expenses: $1700
Housing: $750
Insurance: $100
Car expenses: $240
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cash-mad-scientist3 | $25.00 | 9/13/2012 5:05:18 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:53 PM |
| Bank_Of_XL | $25.00 | 9/13/2012 5:05:18 PM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 5:09:01 PM |
| community-burrito9 | $35.00 | 9/13/2012 5:23:23 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:19 PM |
| gravbox | $25.00 | 9/13/2012 5:38:19 PM |
| tranquil-gain1 | $75.00 | 9/13/2012 5:39:44 PM |
| tranquil-note5 | $50.00 | 9/13/2012 5:40:54 PM |
| urbane-income7 | $25.00 | 9/13/2012 5:52:10 PM |
| Ready2Loan | $30.00 | 9/13/2012 6:20:08 PM |
| hopeful_lender | $100.00 | 9/13/2012 6:32:34 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:15 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:42 PM |
| hektek22 | $600.00 | 9/13/2012 7:00:04 PM |
| EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:53 PM |
| dynrep | $50.00 | 9/13/2012 7:21:06 PM |
| well-mannered-income3 | $50.00 | 9/13/2012 8:01:46 PM |
| cloud8 | $40.00 | 9/13/2012 8:07:45 PM |
| tech310 | $50.00 | 9/13/2012 6:13:53 PM |
| neptuno | $25.00 | 9/13/2012 8:20:14 PM |
| kfrench | $75.00 | 9/13/2012 6:16:50 PM |
| rokman | $50.00 | 9/13/2012 6:44:31 PM |
| toblerone | $25.00 | 9/13/2012 6:27:14 PM |
| alpha15 | $300.00 | 9/13/2012 7:10:06 PM |
| Byrd24 | $100.00 | 9/13/2012 9:56:34 PM |
| skillful-asset5 | $30.00 | 9/13/2012 6:54:42 PM |
| oskizzle | $25.00 | 9/13/2012 7:01:46 PM |
| InvestorJunkie | $25.00 | 9/13/2012 8:47:19 PM |
| sentimental-cash0 | $25.00 | 9/13/2012 7:20:36 PM |
| vutah | $65.00 | 9/13/2012 7:44:54 PM |
| sharp-return7 | $29.69 | 9/13/2012 10:02:26 PM |
| Astyanax | $44.61 | 9/13/2012 10:27:45 PM |
| commerce-yeller | $45.00 | 9/13/2012 8:55:35 PM |
| engrossing-community0 | $25.00 | 9/13/2012 8:59:34 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:58 PM |
| openness-antioxidant | $75.00 | 9/13/2012 5:12:23 PM |
| community-burrito9 | $25.00 | 9/13/2012 5:35:27 PM |
| finance-ecstasy7 | $25.00 | 9/13/2012 5:33:45 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:54 PM |
| ready-interest9 | $25.00 | 9/13/2012 6:12:40 PM |
| chlebie | $50.00 | 9/13/2012 5:49:15 PM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 5:39:37 PM |
| Capitalincome | $25.00 | 9/13/2012 6:50:49 PM |
| payment-halo | $50.00 | 9/13/2012 7:20:47 PM |
| houli123 | $200.00 | 9/13/2012 7:29:21 PM |
| money-to-bless | $25.00 | 9/13/2012 6:31:28 PM |
| cattlebaron | $25.00 | 9/13/2012 6:39:22 PM |
| EretzCapital | $50.00 | 9/13/2012 9:33:39 PM |
| azazle | $50.00 | 9/13/2012 10:20:52 PM |
| historic-value7 | $100.00 | 9/13/2012 6:51:24 PM |
| first-reward-bliss | $300.00 | 9/13/2012 8:15:55 PM |
| best-bonafide-p2p | $50.00 | 9/13/2012 7:05:05 PM |
| Peacepower | $30.00 | 9/13/2012 7:05:19 PM |
| gold-maestro6 | $50.00 | 9/13/2012 9:07:28 PM |
| lowrater | $50.70 | 9/13/2012 9:57:54 PM |
| MONEY-1957 | $25.00 | 9/13/2012 8:56:01 PM |
| corndog4000 | $50.00 | 9/13/2012 9:27:23 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:05 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
638865
This series of Notes was issued and sold upon the funding of the borrower loan #74576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $140.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2011 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $940 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orbital-transaction8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $400
Housing: $0
Insurance: $100
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $135
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| receptive-affluence035 | $25.00 | 9/13/2012 5:04:27 PM |
| the-silver-blaster | $50.00 | 9/13/2012 5:29:41 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:59 PM |
| LeReve | $500.00 | 9/13/2012 5:36:01 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:35 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 5:31:43 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:04 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:34 PM |
| CA-Lender | $25.00 | 9/13/2012 5:52:21 PM |
| superb-funds335 | $25.00 | 9/13/2012 5:33:40 PM |
| appetizing-loyalty354 | $172.99 | 9/13/2012 5:58:45 PM |
| rate-advocator7 | $200.00 | 9/13/2012 5:54:08 PM |
| income-triangulation1 | $25.00 | 9/13/2012 5:01:52 PM |
| 52digital | $75.00 | 9/13/2012 5:04:00 PM |
| money-bauble | $100.00 | 9/13/2012 5:02:00 PM |
| cash-mad-scientist3 | $25.00 | 9/13/2012 5:05:19 PM |
| seeme4money | $250.00 | 9/13/2012 5:25:14 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:17 PM |
| DreisersFinancier | $50.00 | 9/13/2012 5:31:55 PM |
| orchestra960 | $247.00 | 9/13/2012 5:23:49 PM |
| dariop | $25.01 | 9/13/2012 5:35:23 PM |
| open-minded-p2p1 | $25.00 | 9/13/2012 5:26:25 PM |
| diplomatic-wealth7 | $25.00 | 9/13/2012 5:37:47 PM |
| thrilling-fund427 | $50.00 | 9/13/2012 5:23:38 PM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 5:24:49 PM |
| economy-coup | $50.00 | 9/13/2012 5:35:10 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
638879
This series of Notes was issued and sold upon the funding of the borrower loan #74611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,200.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $699.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,324 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| akakii |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off high interest cards
Purpose of loan:
This loan will be used to consolidate and eliminate my credit card debt.
My financial situation:
I am a good candidate for this loan because I have a solid, secure income and always pay my bills on time. I have been a Prosper lender since 2007 and now need to borrow.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/13/2012 5:16:59 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:24 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:06 PM |
| important-ore | $150.00 | 9/13/2012 5:27:05 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:18 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:32 PM |
| attentive-compassion1 | $50.00 | 9/13/2012 5:38:11 PM |
| Livemeyer | $34.00 | 9/13/2012 5:25:24 PM |
| Logan7 | $25.00 | 9/13/2012 5:43:23 PM |
| bowdish1 | $100.00 | 9/13/2012 5:45:37 PM |
| kenji4861 | $25.00 | 9/13/2012 5:27:35 PM |
| community-burrito9 | $25.00 | 9/13/2012 5:32:45 PM |
| justchecking999 | $25.00 | 9/13/2012 5:51:30 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:54 PM |
| awwaww | $25.00 | 9/13/2012 5:37:51 PM |
| versatile-dime442 | $229.00 | 9/13/2012 5:33:04 PM |
| emphatic-responsibility | $50.00 | 9/13/2012 5:34:17 PM |
| blot44 | $25.00 | 9/13/2012 5:34:55 PM |
| transparency-silo2 | $25.00 | 9/13/2012 5:42:09 PM |
| scholarly-benefit5 | $25.00 | 9/13/2012 6:06:50 PM |
| top-community-voyage | $50.00 | 9/13/2012 5:48:11 PM |
| bds9646 | $26.00 | 9/13/2012 6:11:31 PM |
| payout-paladin3 | $500.00 | 9/13/2012 6:11:38 PM |
| the-bright-velocity | $25.00 | 9/13/2012 6:12:54 PM |
| wigglesworth4 | $80.00 | 9/13/2012 6:14:01 PM |
| Kunakiku | $25.00 | 9/13/2012 5:41:52 PM |
| ManhattanLender | $25.00 | 9/13/2012 6:03:43 PM |
| return-financier517 | $100.00 | 9/13/2012 5:50:45 PM |
| Castellan | $50.00 | 9/13/2012 6:05:41 PM |
| kdsmaclean | $25.00 | 9/13/2012 5:53:30 PM |
| neighborly-hope6 | $100.00 | 9/13/2012 5:53:41 PM |
| diversification-surge | $25.00 | 9/13/2012 6:09:41 PM |
| mrsasman | $25.00 | 9/13/2012 6:11:56 PM |
| ready-interest9 | $25.00 | 9/13/2012 6:12:40 PM |
| fearless-wampum2 | $25.00 | 9/13/2012 5:57:08 PM |
| antlr | $25.00 | 9/13/2012 7:14:19 PM |
| impartial-deal | $25.00 | 9/13/2012 6:20:55 PM |
| kfrench | $75.00 | 9/13/2012 6:30:51 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 9:04:50 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:06 PM |
| bellaquito | $500.00 | 9/13/2012 6:39:59 PM |
| chorus731 | $25.00 | 9/14/2012 12:00:39 AM |
| be_wise | $25.00 | 9/13/2012 7:07:47 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:03 PM |
| Myrm | $25.00 | 9/14/2012 4:32:02 AM |
| invincible-agreement8 | $100.00 | 9/13/2012 8:29:34 PM |
| igniter584 | $100.00 | 9/13/2012 11:43:57 PM |
| truth-poplar | $25.00 | 9/13/2012 10:12:40 PM |
| heerzaquestion | $50.00 | 9/14/2012 4:37:22 AM |
| Rider | $100.00 | 9/14/2012 7:20:25 AM |
| BDL-Roth | $55.00 | 9/14/2012 6:50:22 AM |
| BorthersKeeper | $25.00 | 9/14/2012 8:01:58 AM |
| responsive-worth5 | $25.00 | 9/14/2012 8:21:47 AM |
| persistent-social223 | $50.00 | 9/14/2012 5:38:26 AM |
| chekat | $25.00 | 9/14/2012 5:57:08 AM |
| pleasant-dime | $25.00 | 9/14/2012 6:55:45 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:47 AM |
| vigorous-payment6 | $25.00 | 9/14/2012 9:06:35 AM |
| BB-ptoploan | $50.00 | 9/14/2012 9:07:50 AM |
| jstefans | $25.00 | 9/14/2012 9:03:03 AM |
| superb-transparency799 | $50.00 | 9/14/2012 8:29:47 AM |
| velocity-solo | $25.00 | 9/14/2012 9:03:59 AM |
| ideomorph | $25.00 | 9/14/2012 9:06:37 AM |
| vibrant-trade8 | $35.00 | 9/14/2012 9:03:17 AM |
| Woodworker57 | $25.00 | 9/14/2012 9:19:34 AM |
| devoider | $25.00 | 9/14/2012 9:03:41 AM |
| tlam168 | $25.00 | 9/14/2012 9:24:42 AM |
| Relevance | $25.00 | 9/14/2012 9:14:23 AM |
| indomitable-coin | $25.00 | 9/14/2012 9:18:49 AM |
| DesiKuber | $25.00 | 9/14/2012 9:34:17 AM |
| larrybird | $1,000.00 | 9/14/2012 9:18:17 AM |
| rmachi | $25.00 | 9/14/2012 9:21:35 AM |
| leeball | $50.00 | 9/14/2012 9:28:14 AM |
| decisive-income7 | $4,500.00 | 9/14/2012 9:52:46 AM |
| cordial-economy027 | $25.00 | 9/14/2012 10:02:29 AM |
| MoneySiles | $25.00 | 9/14/2012 9:37:32 AM |
| JBBank | $50.00 | 9/14/2012 10:12:45 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:38 AM |
| EvalCrux | $50.00 | 9/14/2012 9:59:32 AM |
| jhussey | $100.00 | 9/14/2012 10:43:07 AM |
| brilliant-duty9 | $25.00 | 9/14/2012 10:15:40 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:38 AM |
| eldorado71 | $25.00 | 9/14/2012 10:26:46 AM |
| fairness-symphony2 | $50.00 | 9/14/2012 2:30:01 PM |
| finance-symphony7 | $200.00 | 9/14/2012 3:39:58 PM |
| supersarah61 | $25.00 | 9/14/2012 4:47:27 PM |
| Batman2u | $75.00 | 9/14/2012 2:09:04 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:07 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:15 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:00:51 PM |
| GoldenKoi | $100.00 | 9/14/2012 11:48:19 PM |
| azazle | $50.00 | 9/15/2012 12:24:34 AM |
| scottndesign | $25.00 | 9/14/2012 11:51:33 PM |
| LJRR85 | $25.00 | 9/15/2012 7:43:29 AM |
| Plow_n_Sow | $100.00 | 9/15/2012 6:59:39 AM |
| Socorro_Capital_Partners | $25.01 | 9/15/2012 12:36:07 AM |
| DaveTheWave | $100.00 | 9/15/2012 11:51:05 AM |
| brainfeeder | $49.00 | 9/15/2012 12:15:35 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:58 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:58 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:54 PM |
| BigBag | $25.00 | 9/15/2012 2:31:21 PM |
| VBPlayer | $30.00 | 9/15/2012 1:42:48 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:52 PM |
| syounker | $25.00 | 9/15/2012 1:29:33 PM |
| kwan | $25.00 | 9/16/2012 1:40:18 AM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:23 AM |
| donnajoy | $25.00 | 9/16/2012 5:28:57 AM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:51 AM |
| ferpeiks | $100.00 | 9/15/2012 2:11:45 PM |
| Blue_Devil | $25.00 | 9/16/2012 1:27:08 AM |
| stable-penny27 | $25.00 | 9/16/2012 11:45:15 AM |
| RothySkynx | $25.00 | 9/15/2012 7:16:13 PM |
| PumpkinHead406 | $25.00 | 9/16/2012 9:52:30 AM |
| MrEville | $25.00 | 9/16/2012 9:57:40 AM |
| inspired-finance | $25.00 | 9/16/2012 1:08:01 PM |
| alaskakid | $30.00 | 9/16/2012 1:09:51 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:35 PM |
| vivid-peace8 | $37.57 | 9/15/2012 11:38:06 PM |
| LuckyMacFunding | $50.00 | 9/16/2012 7:34:46 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:18 AM |
| think-become | $25.00 | 9/16/2012 10:13:47 AM |
| direct-dinero2 | $25.93 | 9/16/2012 11:26:18 AM |
| paradigm_shift | $100.00 | 9/16/2012 11:47:47 AM |
| green28 | $100.00 | 9/16/2012 2:33:05 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:53:11 PM |
| abundant-power | $50.00 | 9/16/2012 4:43:33 PM |
| zmaurides | $25.00 | 9/16/2012 5:36:46 PM |
| kind-exchange-association | $36.00 | 9/16/2012 4:26:29 PM |
| newest-payment-trapper | $52.00 | 9/13/2012 5:24:05 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:17 PM |
| wetlands | $200.00 | 9/13/2012 5:31:15 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:36 PM |
| j2ee | $50.00 | 9/13/2012 5:22:02 PM |
| loan-mammal | $100.00 | 9/13/2012 5:20:12 PM |
| fairness-palm | $50.00 | 9/13/2012 5:35:43 PM |
| truth-explorer | $25.00 | 9/13/2012 5:22:46 PM |
| sentry256 | $25.00 | 9/13/2012 5:39:54 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:53 PM |
| bradfid | $25.00 | 9/13/2012 5:44:01 PM |
| new-return-faire | $100.00 | 9/13/2012 5:50:03 PM |
| brazzier-cluster | $25.00 | 9/13/2012 5:37:48 PM |
| thrilling-listing51 | $100.00 | 9/13/2012 5:34:05 PM |
| the-capital-multiplier | $100.00 | 9/13/2012 5:36:27 PM |
| jmb_lending | $25.00 | 9/13/2012 5:39:56 PM |
| knowledgeable-silver6 | $25.00 | 9/13/2012 5:58:27 PM |
| hope-kingdom | $125.00 | 9/13/2012 6:02:37 PM |
| shaps | $25.00 | 9/13/2012 6:07:21 PM |
| aasx1108 | $25.00 | 9/13/2012 5:57:39 PM |
| EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:53 PM |
| BxRealtor | $25.00 | 9/13/2012 6:09:17 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 8:48:22 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:15 PM |
| student17354 | $25.00 | 9/13/2012 6:50:28 PM |
| dollar-chestnut8 | $25.00 | 9/13/2012 7:42:55 PM |
| 1SteelerFan | $25.00 | 9/13/2012 7:08:15 PM |
| first-reward-bliss | $300.00 | 9/13/2012 7:51:50 PM |
| atlacatl | $25.00 | 9/13/2012 7:57:29 PM |
| TigerForce | $25.00 | 9/14/2012 4:42:35 AM |
| Great-Mom | $25.00 | 9/14/2012 6:54:27 AM |
| profitable-commerce822 | $25.00 | 9/13/2012 11:01:07 PM |
| pwkpwk | $25.00 | 9/14/2012 7:21:40 AM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:40 AM |
| reverent-bazaar284 | $25.00 | 9/14/2012 5:51:58 AM |
| prainvestment | $25.00 | 9/14/2012 8:02:33 AM |
| cerebral-dollar773 | $25.00 | 9/14/2012 5:14:29 AM |
| bonus-tsunami916 | $25.00 | 9/14/2012 8:26:51 AM |
| payout-thinker7 | $25.00 | 9/14/2012 7:39:42 AM |
| rchapee | $25.00 | 9/14/2012 7:52:10 AM |
| sturzstrom | $25.00 | 9/14/2012 6:53:15 AM |
| Biancs | $200.00 | 9/14/2012 7:05:20 AM |
| the-magnetic-transaction | $200.00 | 9/14/2012 9:02:41 AM |
| Mookouw | $25.00 | 9/14/2012 9:03:52 AM |
| ready-vigilance3 | $50.00 | 9/14/2012 8:52:06 AM |
| don8ter | $50.00 | 9/14/2012 9:00:59 AM |
| bonus-tent | $25.00 | 9/14/2012 9:07:07 AM |
| NR | $25.00 | 9/14/2012 9:07:44 AM |
| csakhil | $50.00 | 9/14/2012 9:13:16 AM |
| proud-pound4 | $25.00 | 9/14/2012 9:05:06 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:55 AM |
| kbodendorf | $25.00 | 9/14/2012 9:03:41 AM |
| selvamfinance | $25.00 | 9/14/2012 9:05:29 AM |
| kaykarun | $50.00 | 9/14/2012 9:05:49 AM |
| standanddeliver | $50.00 | 9/14/2012 9:27:26 AM |
| Searlzy | $25.00 | 9/14/2012 9:34:12 AM |
| MoneyMA | $25.00 | 9/14/2012 9:23:46 AM |
| Investoman | $25.00 | 9/14/2012 9:14:03 AM |
| Sothenwhat | $100.00 | 9/14/2012 9:16:13 AM |
| a-unflappable-finance | $100.00 | 9/14/2012 9:17:57 AM |
| x-lender | $25.00 | 9/14/2012 9:31:58 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:12 AM |
| contract-sunshine5 | $25.00 | 9/14/2012 10:12:17 AM |
| pdub | $750.00 | 9/14/2012 10:29:00 AM |
| wealth-nexus091 | $100.00 | 9/14/2012 10:39:19 AM |
| responsibility-fortress | $25.00 | 9/14/2012 10:07:51 AM |
| radforj22 | $94.70 | 9/14/2012 11:10:49 AM |
| Mad_Scientist | $100.00 | 9/14/2012 11:27:41 AM |
| blLending | $50.00 | 9/14/2012 12:05:57 PM |
| compatible-deal9 | $25.00 | 9/14/2012 12:16:11 PM |
| nourishing-order8 | $25.00 | 9/14/2012 12:57:05 PM |
| platinum-attraction | $25.00 | 9/14/2012 10:26:52 AM |
| dreammachine | $100.00 | 9/14/2012 10:45:28 AM |
| Solid-Platinum | $25.00 | 9/14/2012 11:18:46 AM |
| trade-wildcat2 | $25.00 | 9/14/2012 2:51:49 PM |
| dontbrnme | $100.00 | 9/14/2012 4:21:58 PM |
| Plutis | $25.00 | 9/14/2012 5:52:53 PM |
| peso-trailblazer0 | $25.00 | 9/14/2012 7:10:51 PM |
| Sessie82 | $25.00 | 9/15/2012 6:13:54 AM |
| blue-laudable-dinero | $50.00 | 9/15/2012 7:15:28 AM |
| simiray | $30.00 | 9/14/2012 8:46:03 PM |
| lowrater | $50.70 | 9/15/2012 7:00:23 AM |
| rutzebach1 | $108.73 | 9/15/2012 9:06:12 AM |
| palmetto933 | $25.00 | 9/15/2012 5:58:27 AM |
| capital-heaven5 | $500.00 | 9/15/2012 7:09:34 AM |
| rocket86 | $60.00 | 9/15/2012 9:29:53 AM |
| euro-deployment | $25.00 | 9/15/2012 9:55:02 AM |
| britgsb | $25.00 | 9/15/2012 8:03:44 AM |
| capital-javelin3 | $50.00 | 9/15/2012 12:05:26 PM |
| Roundhouse | $200.00 | 9/15/2012 10:06:49 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:05 PM |
| djs81 | $75.00 | 9/15/2012 12:18:40 PM |
| Nazbuster | $500.00 | 9/15/2012 12:29:47 PM |
| Pogo5 | $25.00 | 9/15/2012 12:57:26 PM |
| promise2 | $25.00 | 9/15/2012 12:46:58 PM |
| RocketSurgeon | $25.00 | 9/15/2012 12:41:54 PM |
| subtle-leverage4 | $25.00 | 9/15/2012 2:02:34 PM |
| SkynxhuntIRA | $36.66 | 9/15/2012 7:13:17 PM |
| finance-dandelion | $25.00 | 9/15/2012 2:36:35 PM |
| chilandman | $50.00 | 9/15/2012 1:30:00 PM |
| feiandasun | $25.00 | 9/15/2012 9:32:24 PM |
| useful-money715 | $75.00 | 9/15/2012 10:11:57 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:15 PM |
| commitment-fort1 | $25.00 | 9/16/2012 1:42:52 AM |
| preeminant-generosity2 | $50.00 | 9/16/2012 6:23:42 AM |
| spirited-camaraderi | $100.00 | 9/15/2012 8:29:09 PM |
| wwwUniversal | $25.00 | 9/15/2012 1:58:16 PM |
| Leopoldine | $29.83 | 9/16/2012 8:40:51 AM |
| HelpMe-HelpYou | $49.89 | 9/16/2012 8:53:39 AM |
| Mentor99 | $100.00 | 9/16/2012 9:56:10 AM |
| designer_10 | $25.00 | 9/16/2012 10:58:20 AM |
| fascinating-transparency6 | $81.86 | 9/16/2012 4:31:58 AM |
| orangefob7 | $30.00 | 9/16/2012 11:28:11 AM |
| Ratgirl | $30.00 | 9/16/2012 8:29:59 AM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:53 AM |
| malicea | $50.00 | 9/15/2012 8:38:10 PM |
| Bank_Of_XL | $25.00 | 9/16/2012 11:02:05 AM |
| natural-greenback6 | $25.00 | 9/15/2012 9:05:31 PM |
| payout-paladin3 | $250.00 | 9/16/2012 2:08:02 PM |
| power-bluebird2 | $25.00 | 9/16/2012 12:17:46 PM |
| MrG27 | $25.00 | 9/16/2012 6:02:31 AM |
| fireboss | $36.18 | 9/16/2012 7:41:36 AM |
| mtquan | $25.00 | 9/16/2012 2:30:31 PM |
| FWF-kinetic | $25.00 | 9/16/2012 2:35:27 PM |
| angelgirl777 | $50.00 | 9/16/2012 10:00:06 AM |
| excellent-funds025 | $50.00 | 9/16/2012 10:19:14 AM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:25:58 PM |
| Yogidog | $25.00 | 9/16/2012 2:44:24 PM |
| note-goblin0 | $25.00 | 9/16/2012 5:20:35 PM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:16 PM |
| jhernand17 | $25.00 | 9/16/2012 7:19:31 PM |
| otherwisedisposed | $566.94 | 9/16/2012 7:36:42 PM |
| discrete-gold579 | $50.00 | 9/16/2012 3:19:38 PM |
| rcj1411 | $50.00 | 9/16/2012 6:38:11 PM |
| enthralling-payment4 | $25.00 | 9/16/2012 5:58:40 PM |
| smart-kindness8 | $25.00 | 9/16/2012 5:59:14 PM |
| 265 Investments
|
Borrower Payment Dependent Notes Series
638903
This series of Notes was issued and sold upon the funding of the borrower loan #74785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $310.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,441 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vigilance-squadron7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $9,444.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate my higher interest rate credit cards.
My financial situation:
I am a good candidate for this loan because...my job as a nurse is stable and therefor capable of making monthly payments on time.
Monthly net income: $5500
Monthly expenses: $4500
Housing: $0
Insurance: $300
Car expenses: $0
Utilities: $450
Phone, cable, internet: $217.
Food, entertainment: $375
Clothing, household expenses: $150
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $125.00 | 9/13/2012 5:06:03 PM |
| 52digital | $75.00 | 9/13/2012 5:04:00 PM |
| handy-justice | $50.00 | 9/13/2012 5:05:50 PM |
| lowrater | $50.70 | 9/13/2012 5:04:24 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:18 PM |
| worth-blanket2 | $7,200.00 | 9/13/2012 5:06:48 PM |
| income-triangulation1 | $25.00 | 9/13/2012 5:04:58 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
638919
This series of Notes was issued and sold upon the funding of the borrower loan #74566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 20y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,173 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 105% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| terrific-agreement1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: Home improvements
This loan will be used to...Provide a new roof for my home. It has started to leak and needs to be fixed before winter.
My financial situation: Sound
I am a good candidate for this loan because...I have always had a flawless track record with my payments.
Monthly net income: $4200
Monthly expenses: $
Housing: $650
Insurance: $67
Car expenses: $100
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/13/2012 5:06:07 PM |
| openness-antioxidant | $75.00 | 9/13/2012 5:12:23 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:30 PM |
| riveting-credit5 | $25.00 | 9/13/2012 6:20:06 PM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 6:26:11 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:15 PM |
| julijask | $25.00 | 9/13/2012 6:24:46 PM |
| Rogelio48 | $29.00 | 9/13/2012 6:36:48 PM |
| wise-loot-bear | $25.00 | 9/13/2012 9:51:36 PM |
| ultimate-peace | $250.00 | 9/14/2012 7:56:02 AM |
| greencat | $50.00 | 9/14/2012 9:07:11 AM |
| finance-investor3 | $25.00 | 9/14/2012 9:05:30 AM |
| worthy-bid8 | $87.00 | 9/14/2012 10:20:38 AM |
| platinum-waterfall | $50.00 | 9/14/2012 11:17:13 AM |
| Astyanax | $25.00 | 9/14/2012 2:14:25 PM |
| p2ploan-aggregator4 | $25.00 | 9/14/2012 2:43:00 PM |
| green-rapid-openness | $300.00 | 9/14/2012 5:23:07 PM |
| compassion-twister2 | $50.00 | 9/14/2012 5:22:12 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:11:11 PM |
| balanced-balance6 | $25.00 | 9/15/2012 7:08:03 AM |
| SecondChanceLendingSERV | $25.00 | 9/15/2012 7:18:22 AM |
| Rulea72 | $25.00 | 9/15/2012 7:04:59 AM |
| num1irish | $25.00 | 9/15/2012 8:27:32 AM |
| graceful-investment | $106.00 | 9/15/2012 8:28:43 AM |
| sensible-fund | $26.00 | 9/15/2012 6:52:36 AM |
| market-bearer0 | $25.00 | 9/15/2012 7:50:09 AM |
| graceful-IRAinvestment | $106.00 | 9/15/2012 8:29:58 AM |
| first-class-gold0 | $100.00 | 9/13/2012 5:13:20 PM |
| tranquil-gain1 | $75.00 | 9/13/2012 5:39:45 PM |
| CA-Lender | $25.00 | 9/13/2012 5:55:17 PM |
| skillful-asset5 | $30.00 | 9/13/2012 6:53:59 PM |
| Silver_Rupee | $25.01 | 9/13/2012 6:19:28 PM |
| money-baron | $50.00 | 9/13/2012 6:23:46 PM |
| lowrater | $50.60 | 9/13/2012 9:58:30 PM |
| jebber007 | $40.00 | 9/13/2012 8:13:10 PM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:40 AM |
| melodious-openness | $200.00 | 9/14/2012 5:07:26 AM |
| thehousewife | $25.00 | 9/14/2012 6:00:55 AM |
| let_me_retire | $75.00 | 9/14/2012 4:27:31 AM |
| Nerdster1 | $25.00 | 9/14/2012 4:45:53 AM |
| interest-splendor | $30.00 | 9/14/2012 8:30:53 AM |
| historic-value7 | $100.00 | 9/14/2012 9:19:26 AM |
| Assets-Up | $25.00 | 9/14/2012 9:04:58 AM |
| reordan | $25.00 | 9/14/2012 9:51:33 AM |
| buffalobills | $25.00 | 9/14/2012 9:28:03 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:38 AM |
| enriched-return057 | $50.00 | 9/14/2012 10:47:32 AM |
| transformer855 | $25.00 | 9/14/2012 10:49:04 AM |
| platinum-waterfall | $50.00 | 9/14/2012 11:12:40 AM |
| generous-deal6 | $25.00 | 9/14/2012 2:06:42 PM |
| majestic-note6 | $150.00 | 9/14/2012 2:59:35 PM |
| big-mac-50 | $200.00 | 9/14/2012 5:32:05 PM |
| deepblue34 | $35.00 | 9/14/2012 6:52:28 PM |
| money-fort | $25.00 | 9/14/2012 8:14:00 PM |
| quickstep | $75.00 | 9/15/2012 2:35:10 AM |
| ethical-truth211 | $50.00 | 9/15/2012 5:48:56 AM |
| best-bonafide-p2p | $25.00 | 9/14/2012 8:21:20 PM |
| stock106 | $25.00 | 9/14/2012 6:24:58 PM |
| capital-heaven5 | $150.00 | 9/14/2012 6:27:41 PM |
| benjamins-wizard5 | $25.00 | 9/15/2012 7:43:34 AM |
| Bob450 | $25.00 | 9/15/2012 7:29:23 AM |
| best-income-fertilizer | $25.00 | 9/15/2012 8:29:44 AM |
| Shawn95187 | $25.00 | 9/15/2012 8:38:34 AM |
| graceful-D4Sinvestment | $10.39 | 9/15/2012 8:38:46 AM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
638947
This series of Notes was issued and sold upon the funding of the borrower loan #74714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $171.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,692 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elvisdechico |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2011)
720-739
(Feb-2011)
680-699
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off my credit cards and help pay for bills, until my income returns to normal.
My financial situation:
I am a good candidate for this loan because I have previously taken out two Prosper loans and have paid them back in full, without ever being late. The reason for these loans is that I'm a touring musician, and my income is not steady. I have always been able to pay off my debt, when I am touring.
Yearly net income: Approx. $15,000
Monthly expenses: $400 (Food, Phone, Medical Bills).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $40.53 | 9/12/2012 5:02:44 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:51 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:21 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:36 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:19 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:55 PM |
| urbane-income7 | $25.00 | 9/12/2012 5:22:02 PM |
| bid-stockpiler1 | $50.00 | 9/12/2012 5:28:25 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:16 PM |
| prudent-deal662 | $25.00 | 9/12/2012 6:23:40 PM |
| rce1964 | $25.00 | 9/12/2012 6:29:18 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:50 PM |
| adventurer447 | $300.00 | 9/12/2012 6:01:38 PM |
| dynamic-money271 | $100.00 | 9/12/2012 6:02:31 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:57 PM |
| bizzzond | $45.16 | 9/12/2012 6:14:51 PM |
| sflash | $25.00 | 9/12/2012 6:19:33 PM |
| cello1 | $25.00 | 9/12/2012 6:24:02 PM |
| bellaquito | $500.00 | 9/12/2012 6:12:12 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:52 PM |
| one-midas | $50.00 | 9/12/2012 5:36:49 PM |
| lionheart722 | $100.00 | 9/12/2012 5:21:01 PM |
| bullwink27 | $25.00 | 9/12/2012 5:28:58 PM |
| Dubbly | $25.00 | 9/12/2012 5:24:35 PM |
| tech310 | $31.00 | 9/12/2012 5:53:57 PM |
| penny-finder | $30.00 | 9/12/2012 6:00:22 PM |
| AF-Chief | $25.00 | 9/12/2012 5:40:44 PM |
| mikrolown | $25.00 | 9/12/2012 5:42:43 PM |
| JeremyLinFan | $50.00 | 9/12/2012 5:51:08 PM |
| stylish-revenue4 | $25.00 | 9/12/2012 6:35:37 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:57:00 PM |
| well-rounded-dinero | $25.00 | 9/12/2012 6:43:45 PM |
| Index_Plus | $2,483.31 | 9/12/2012 6:52:17 PM |
| HermanstadtKid | $25.00 | 9/12/2012 6:39:40 PM |
| auction-seeker4 | $25.00 | 9/12/2012 6:42:39 PM |
| nashibaksi | $30.00 | 9/12/2012 6:46:34 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
638973
This series of Notes was issued and sold upon the funding of the borrower loan #74885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $652 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| value-perfume4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
Cover cash flow during the initial launch of Terrafin Consulting LLC.
My financial situation:
I am a good candidate for this loan because I have the finacial resources to repay the loan, have a good credit score, and am in a market with no competition
Monthly net income: $7142
Monthly expenses: $2350 see below for breakdown
Housing: $1200
Insurance: $100
Car expenses: $250
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-adventurer313 | $50.00 | 9/14/2012 9:05:08 AM |
| Assets-Up | $25.00 | 9/14/2012 9:02:25 AM |
| principal-cooker2 | $38.00 | 9/14/2012 9:02:36 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:50 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:25 AM |
| NR | $25.00 | 9/14/2012 9:07:45 AM |
| wetlands | $200.00 | 9/14/2012 9:13:21 AM |
| dough-arrow0 | $166.00 | 9/14/2012 9:09:21 AM |
| withering-flounder | $25.00 | 9/14/2012 9:01:42 AM |
| scholarly-order6 | $75.00 | 9/14/2012 9:09:03 AM |
| j2ee | $50.00 | 9/14/2012 9:03:33 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:09 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:48 AM |
| basis-drummer | $25.00 | 9/14/2012 9:12:43 AM |
| auction-sage | $100.00 | 9/14/2012 9:14:14 AM |
| worth-blanket2 | $13,500.00 | 9/14/2012 9:06:00 AM |
| respectful-note5 | $25.00 | 9/14/2012 9:01:44 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:15:04 AM |
| nickel-ferret | $25.00 | 9/14/2012 9:12:00 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:29 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
639011
This series of Notes was issued and sold upon the funding of the borrower loan #74597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $169.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,050 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Harlep |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
help with closing payment on a house i would not want to lose out on.
My financial situation:
I am a good candidate for this loan because...
I have a steady income and a future to look forward to with my company. As well I have no intention of letting this loan go more than 6 month.
Monthly net income: $3434
Monthly expenses: $1800
Housing: $835
Insurance: $129
Car expenses: $365
Utilities: $90
Phone, cable, internet: $96
Food, entertainment: $70
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/14/2012 9:34:28 AM |
| j2ee | $50.00 | 9/14/2012 9:03:33 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:09 AM |
| payout-paradise5 | $25.00 | 9/14/2012 9:16:44 AM |
| durability-mad-scientist4 | $29.00 | 9/14/2012 9:18:07 AM |
| Milonguero | $100.00 | 9/14/2012 9:08:52 AM |
| wetlands | $200.00 | 9/14/2012 9:13:21 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:28 AM |
| toblerone | $25.00 | 9/14/2012 9:26:48 AM |
| Gladglide | $25.00 | 9/14/2012 9:28:05 AM |
| wealth-competitor | $25.00 | 9/14/2012 9:08:54 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:25 AM |
| commerce-web5 | $25.00 | 9/14/2012 9:33:48 AM |
| shmb6508 | $50.00 | 9/14/2012 9:34:56 AM |
| wormdc | $25.00 | 9/14/2012 9:25:21 AM |
| heart514 | $25.00 | 9/14/2012 9:27:38 AM |
| WalnutCreekguy | $50.00 | 9/14/2012 9:28:32 AM |
| primal5 | $25.00 | 9/14/2012 9:29:32 AM |
| imoutdoorsy | $25.00 | 9/14/2012 9:31:05 AM |
| GatorBux | $50.00 | 9/14/2012 9:42:09 AM |
| BostonCapital | $100.00 | 9/14/2012 9:31:21 AM |
| restless-currency | $40.00 | 9/14/2012 9:32:36 AM |
| yield-lion | $25.00 | 9/14/2012 9:32:43 AM |
| enthusiastic-point | $25.00 | 9/14/2012 9:21:20 AM |
| capital-zeus | $25.00 | 9/14/2012 9:32:55 AM |
| life-is-great | $25.00 | 9/14/2012 9:34:38 AM |
| unassuming-note | $25.00 | 9/14/2012 9:35:39 AM |
| Beld | $50.00 | 9/14/2012 9:35:45 AM |
| Cliffie83 | $25.00 | 9/14/2012 9:36:08 AM |
| wayman | $25.00 | 9/14/2012 9:37:36 AM |
| wonderous-deal6 | $50.00 | 9/14/2012 9:37:50 AM |
| bhelgarath | $25.00 | 9/14/2012 9:30:36 AM |
| bazaar-tulip | $25.00 | 9/14/2012 9:42:25 AM |
| Kaj | $25.00 | 9/14/2012 9:43:38 AM |
| magnitude787 | $30.00 | 9/14/2012 9:44:48 AM |
| rcflick | $25.00 | 9/14/2012 9:39:06 AM |
| Reinadog9 | $25.00 | 9/14/2012 9:39:56 AM |
| order-tamale | $400.00 | 9/14/2012 9:01:58 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:48 AM |
| auction-sage | $100.00 | 9/14/2012 9:14:14 AM |
| nickel-ferret | $25.00 | 9/14/2012 9:12:01 AM |
| tkr2 | $25.00 | 9/14/2012 9:27:03 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:50 AM |
| LeReve | $500.00 | 9/14/2012 9:17:26 AM |
| zipemdown | $25.00 | 9/14/2012 9:33:39 AM |
| und-alum | $25.00 | 9/14/2012 9:22:40 AM |
| Tylerh | $250.00 | 9/14/2012 9:24:50 AM |
| EBITDA | $25.00 | 9/14/2012 9:37:00 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:15:04 AM |
| tolerant-dinero2 | $25.00 | 9/14/2012 9:38:20 AM |
| dbmurch | $25.00 | 9/14/2012 9:38:34 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:29 AM |
| djh47a | $25.00 | 9/14/2012 9:29:30 AM |
| euro-mirth | $25.00 | 9/14/2012 9:42:45 AM |
| Toby1montana | $50.00 | 9/14/2012 9:35:48 AM |
| money-surge1 | $25.00 | 9/14/2012 9:36:06 AM |
| CapitalismRocks | $25.00 | 9/14/2012 9:27:34 AM |
| yield-trader | $25.00 | 9/14/2012 9:37:11 AM |
| Vreet | $25.00 | 9/14/2012 9:30:13 AM |
| freetimeskier | $25.00 | 9/14/2012 9:33:57 AM |
| Aliso-Viejo | $50.00 | 9/14/2012 9:34:22 AM |
| elegant-dinero035 | $25.00 | 9/14/2012 9:42:30 AM |
| musegaze | $50.00 | 9/14/2012 9:42:42 AM |
| dynamic-money271 | $100.00 | 9/14/2012 9:44:46 AM |
| silver-enlightenment0 | $25.00 | 9/14/2012 9:44:50 AM |
| supreme-treasure8 | $100.00 | 9/14/2012 9:36:24 AM |
| finance-prescription | $100.00 | 9/14/2012 9:38:42 AM |
| NolockHolmes | $75.00 | 9/14/2012 9:40:24 AM |
| new-intuitive-dime | $25.00 | 9/14/2012 9:43:27 AM |
| mikrolown | $25.00 | 9/14/2012 9:44:37 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
639025
This series of Notes was issued and sold upon the funding of the borrower loan #74536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,300.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $261.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,035 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| short-termneed669 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 81 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
640-659
(Aug-2009)
640-659
(Aug-2008)
|
|
Principal balance:
| $4,512.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 81 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off and close two credit card accounts and greatly reduce the debt carried on another credit card.
My financial situation:
I am a good candidate for this loan because I have a very long history of timely payments for all of my accounts (car loans, student loans, mortgage, past Prosper loans, etc.). I will have been at my company for 10 years this next March and I am a 6 year home owner. This will be my fourth Prosper loan, with two already repaid. I am diligently working to eliminate all of my credit card debt, but in loan amounts that are processable and within a 3 year term to facilitate better rates.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $1
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| justreturns | $25.00 | 9/13/2012 5:03:15 PM |
| lowrater | $75.80 | 9/13/2012 5:04:13 PM |
| tcpfan | $25.00 | 9/13/2012 5:10:21 PM |
| MoneyForNothing | $58.25 | 9/13/2012 5:13:58 PM |
| lnuss25 | $85.00 | 9/13/2012 5:18:35 PM |
| Military_Money_Wise | $25.00 | 9/13/2012 5:19:33 PM |
| Jloaner | $100.00 | 9/13/2012 5:20:10 PM |
| green-trade-dolphin | $78.05 | 9/13/2012 5:02:32 PM |
| tolerant-dime2 | $25.00 | 9/13/2012 5:10:17 PM |
| trade-boots1 | $18.28 | 9/13/2012 5:22:50 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:20 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:07 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:25 PM |
| tnjohnso | $25.00 | 9/13/2012 5:08:27 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:59 PM |
| dime-sprout | $25.00 | 9/13/2012 5:19:38 PM |
| j2ee | $50.00 | 9/13/2012 5:22:18 PM |
| XP | $50.00 | 9/13/2012 5:22:11 PM |
| credit-missile | $85.00 | 9/13/2012 5:07:20 PM |
| order-tamale | $400.00 | 9/13/2012 5:20:46 PM |
| MoneyForNothing | $81.81 | 9/13/2012 5:02:24 PM |
| felicity-contributor3 | $35.00 | 9/13/2012 5:04:06 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:18 PM |
| fuse136 | $25.00 | 9/13/2012 5:14:17 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:17:32 PM |
| trumpeter5 | $25.00 | 9/13/2012 5:02:15 PM |
| 87Marc | $25.00 | 9/13/2012 5:10:45 PM |
| moola-accelerator6 | $42.52 | 9/13/2012 5:15:20 PM |
| AF-Chief | $25.00 | 9/13/2012 5:15:52 PM |
| bullwink27 | $25.00 | 9/13/2012 5:17:04 PM |
| nyp112 | $25.00 | 9/13/2012 5:17:35 PM |
| janeybooboo | $74.74 | 9/13/2012 5:18:13 PM |
| sweety075 | $25.00 | 9/13/2012 5:11:37 PM |
| 1800porsche | $25.00 | 9/13/2012 5:12:20 PM |
| thankful-nickel2 | $55.55 | 9/13/2012 5:19:36 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:07 PM |
| thrifty-capital | $35.00 | 9/13/2012 5:21:14 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:36 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
639043
This series of Notes was issued and sold upon the funding of the borrower loan #74472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 1m |
|
Amount delinquent:
| $250 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,153 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-peso443 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
|
Principal balance:
| $6,222.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 6moonbeams | $30.00 | 9/15/2012 12:03:22 PM |
| worth-blanket2 | $13,500.00 | 9/15/2012 12:06:43 PM |
| kindest-credit-bear | $250.00 | 9/15/2012 12:01:09 PM |
| janeybooboo | $75.00 | 9/15/2012 12:08:44 PM |
| musegaze | $50.00 | 9/15/2012 12:05:28 PM |
| scholarly-order6 | $25.00 | 9/15/2012 12:09:47 PM |
| money51282 | $100.00 | 9/15/2012 12:17:32 PM |
| money-genome84 | $250.00 | 9/15/2012 12:15:13 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:34 PM |
| handshake5 | $100.00 | 9/15/2012 12:07:26 PM |
| bnlforever | $25.00 | 9/15/2012 12:15:06 PM |
| RGlad | $200.00 | 9/15/2012 12:08:31 PM |
| networks4ever | $25.00 | 9/15/2012 12:13:06 PM |
| auction-turtle0 | $25.00 | 9/15/2012 12:15:50 PM |
| unforgettable-wealth4 | $50.00 | 9/15/2012 12:16:45 PM |
| roxon | $25.00 | 9/15/2012 12:10:22 PM |
| fortytwo | $150.00 | 9/15/2012 12:13:27 PM |
| miked8303 | $50.00 | 9/15/2012 12:14:18 PM |
| the-enthralling-coin | $25.00 | 9/15/2012 12:17:12 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
639051
This series of Notes was issued and sold upon the funding of the borrower loan #74896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $552.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,694 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-widget2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement project
Purpose of loan: To improve my home for better rental opportunity
This loan will be used to (1) update windows (2) install air-conditioning system (3) update swimming pool and jaccuzzi, and (4) landscaping front and back yard.
My financial situation: I currently have a stable income in a local CPA firm where I have worked for 4 years. Rental income of $1850 a month, with current monthly mortgage of $2200. Rack up credit debt to $7K paint house and miscellaneous update project 1st year I bought it in Apr 11. Saving account balance of $3K.
I am a good candidate for this loan because I have learnt to hard way to fought back from not being financial responsible when younger (yes to late payments) to now able prove myself to bank that I am worthy for my first home. I have recorded no late payment since 2007. I have no other mortgage except for the house and credit card.
Monthly net income: $ 3,750 ($1900 Job + $1850)
Monthly expenses: $
Housing: $ 2200 (include taxes and insurance)
Insurance:
Car expenses: $ 120 (gas)
Utilities: $ 120
Phone, cable, internet: $ 50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/14/2012 2:13:30 PM |
| CashFlow13 | $1,250.00 | 9/14/2012 9:01:29 AM |
| decisive-income7 | $500.00 | 9/14/2012 9:02:43 AM |
| historic-value7 | $200.00 | 9/14/2012 9:02:40 AM |
| Bob450 | $25.00 | 9/14/2012 9:11:36 AM |
| income-triangulation1 | $25.00 | 9/14/2012 9:26:19 AM |
| the-silver-blaster | $50.00 | 9/14/2012 9:31:53 AM |
| tolerant-dime2 | $27.35 | 9/14/2012 9:10:33 AM |
| supreme-treasure8 | $100.00 | 9/14/2012 9:36:25 AM |
| scholarly-order6 | $50.00 | 9/14/2012 9:17:04 AM |
| 52digital | $75.00 | 9/14/2012 9:29:47 AM |
| buffalobills | $25.00 | 9/14/2012 9:39:55 AM |
| VirginiaBuckeye | $250.00 | 9/14/2012 9:48:32 AM |
| careful-vigilance4 | $25.00 | 9/14/2012 10:02:45 AM |
| Fitiwalt7 | $25.00 | 9/14/2012 9:50:35 AM |
| tech310 | $50.00 | 9/14/2012 10:39:56 AM |
| SLN-10 | $50.00 | 9/14/2012 10:40:59 AM |
| deal-banker | $40.00 | 9/14/2012 11:17:52 AM |
| first-pragmatic-power | $25.00 | 9/14/2012 1:36:29 PM |
| VirginiaBuckeye | $150.00 | 9/14/2012 12:08:50 PM |
| UltimateWill | $25.00 | 9/14/2012 12:22:55 PM |
| willinvest | $25.00 | 9/14/2012 4:38:49 PM |
| best-bonafide-p2p | $50.00 | 9/14/2012 2:34:59 PM |
| Weaverville | $25.00 | 9/14/2012 2:54:35 PM |
| majestic-note6 | $200.00 | 9/14/2012 2:59:59 PM |
| ferocious-kindness8 | $30.00 | 9/14/2012 5:03:31 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2012 5:05:36 PM |
| special-dinero553 | $25.00 | 9/14/2012 4:26:55 PM |
| COCHINOBOY | $65.00 | 9/14/2012 5:54:57 PM |
| rockhound84 | $67.00 | 9/14/2012 5:44:00 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:37 PM |
| green-trade-dolphin | $52.52 | 9/14/2012 9:01:52 AM |
| tranquil-gain1 | $75.00 | 9/14/2012 9:20:11 AM |
| handy-justice | $50.00 | 9/14/2012 9:04:52 AM |
| EarlyRiser | $250.00 | 9/14/2012 9:22:54 AM |
| open-minded-p2p1 | $25.00 | 9/14/2012 9:08:07 AM |
| duty-viola | $25.00 | 9/14/2012 9:39:08 AM |
| WalnutCreekguy | $50.00 | 9/14/2012 9:28:33 AM |
| openness-antioxidant | $75.00 | 9/14/2012 9:42:07 AM |
| MI2 | $5,000.00 | 9/14/2012 10:02:30 AM |
| Starica | $150.00 | 9/14/2012 9:43:53 AM |
| pietro_torna_indietro | $27.74 | 9/14/2012 10:24:53 AM |
| julijask | $25.00 | 9/14/2012 10:58:07 AM |
| money-baron | $50.00 | 9/14/2012 10:23:03 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:46 AM |
| jcw3rd | $25.00 | 9/14/2012 2:05:59 PM |
| loyalist1 | $98.00 | 9/14/2012 12:32:57 PM |
| azazle | $25.00 | 9/14/2012 2:51:25 PM |
| melodious-fairness | $50.00 | 9/14/2012 1:03:49 PM |
| generous-deal6 | $25.00 | 9/14/2012 2:06:42 PM |
| callmebryan | $25.00 | 9/14/2012 4:59:21 PM |
| deal-marauder6 | $25.00 | 9/14/2012 1:59:23 PM |
| bonus-seahorse | $75.00 | 9/14/2012 2:18:39 PM |
| yield-hut | $25.00 | 9/14/2012 3:52:47 PM |
| brainy-return234 | $25.00 | 9/14/2012 5:06:54 PM |
| terrific-dough6 | $50.00 | 9/14/2012 5:45:46 PM |
| mercuriant | $25.00 | 9/14/2012 5:35:01 PM |
| SimpleChoice | $25.00 | 9/14/2012 5:52:33 PM |
| benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:18 PM |
| Index_Plus | $392.39 | 9/14/2012 6:12:14 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
639099
This series of Notes was issued and sold upon the funding of the borrower loan #74608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $144.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,509 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sewerfox |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 38 ( 88% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 5
( 12% )
| 700-719
(Jun-2010)
600-619
(Mar-2008)
560-579
(Aug-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Buying My Dad's Boat
Purpose of loan:
This loan will be used to purchase my dad's boat because he's losing his job with the Post Office due to closures. He will sell it very fast if it's advertised so I'm getting a loan instead of waiting for a couple months.
My financial situation:
I am a good candidate for this loan because I have 9.5 years in my high demand career field. My last career in the Air Force came to an end due to a lung that collapsed (twice) thus preventing me from ever deploying again. I found a great job with a very large hospital system here in South Carolina that pays $31.50 / hour. I work 38-40 hours per week minimum which comes out to $65520.00 / year plus or minus a couple thousand dollars.
I am also getting disability from the VA for the lung disorder at $1009.00 / month.
That means I earn roughly $77628.00 / year.
I also rent my house in Los Angeles for $2500 / month and my mortgage is $2300 / month
Monthly net income: $6049
Monthly expenses:
Housing: $1600
Insurance: $300 car, renters, mortgage insurance
Car expenses: $378 / payment $120 / gas
Utilities: $160
Phone, cable, internet: $75 / Mobil $35 / internet
Food, entertainment: $300 / month
Clothing, household expenses: $50
Credit cards and other loans: $50 - 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/14/2012 9:03:33 AM |
| fair-hope | $25.00 | 9/14/2012 9:04:00 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:09 AM |
| thedude393 | $25.00 | 9/14/2012 9:04:30 AM |
| american-investor | $25.00 | 9/14/2012 9:02:22 AM |
| melodious-capital3 | $50.00 | 9/14/2012 9:08:38 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:50 AM |
| handshake5 | $100.00 | 9/14/2012 9:04:05 AM |
| kain11286 | $50.00 | 9/14/2012 9:10:41 AM |
| Ironlock | $25.00 | 9/14/2012 9:04:20 AM |
| micko | $25.00 | 9/14/2012 9:10:54 AM |
| superb-funds335 | $25.00 | 9/14/2012 9:12:16 AM |
| WinstonSmith | $50.00 | 9/14/2012 9:13:20 AM |
| DasMula | $25.00 | 9/14/2012 9:05:22 AM |
| scholarly-order6 | $150.00 | 9/14/2012 9:05:53 AM |
| MoneyForNothing | $25.38 | 9/14/2012 9:14:12 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:05:56 AM |
| a-finance-nirvana | $25.00 | 9/14/2012 9:15:47 AM |
| Herluftrolle | $25.00 | 9/14/2012 9:07:16 AM |
| buffalobills | $25.00 | 9/14/2012 9:16:42 AM |
| compassionate-auction6 | $150.00 | 9/14/2012 9:07:29 AM |
| p2p-czar3 | $25.00 | 9/14/2012 9:07:48 AM |
| dough-arrow0 | $200.00 | 9/14/2012 9:09:21 AM |
| wise-benevolent-trade | $400.00 | 9/14/2012 9:09:57 AM |
| financial-frenzy | $50.00 | 9/14/2012 9:11:20 AM |
| ready-agreement5 | $25.00 | 9/14/2012 9:04:52 AM |
| red-power-pecan | $50.00 | 9/14/2012 9:05:47 AM |
| wetlands | $200.00 | 9/14/2012 9:13:22 AM |
| simplyonce | $25.00 | 9/14/2012 9:08:34 AM |
| durability-ace9 | $30.00 | 9/14/2012 9:09:54 AM |
| dkjl | $25.00 | 9/14/2012 9:11:47 AM |
| bid-czar8 | $88.00 | 9/14/2012 9:14:00 AM |
| auction-sage | $100.00 | 9/14/2012 9:14:15 AM |
| payout-paradise5 | $25.00 | 9/14/2012 9:16:45 AM |
| treasure-widget | $25.00 | 9/14/2012 9:05:25 AM |
| pure-treasure7 | $50.00 | 9/14/2012 9:06:49 AM |
| best-charming-leverage | $50.00 | 9/14/2012 9:02:19 AM |
| principal-cooker2 | $50.00 | 9/14/2012 9:02:36 AM |
| trumpeter5 | $25.00 | 9/14/2012 9:02:36 AM |
| CasaDeTomas | $50.00 | 9/14/2012 9:03:08 AM |
| JumpinJackFlash | $25.00 | 9/14/2012 9:10:22 AM |
| felicity-contributor3 | $35.00 | 9/14/2012 9:04:08 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:26 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:49 AM |
| fairhelper | $25.00 | 9/14/2012 9:06:02 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:30 AM |
| green-trade-dolphin | $44.35 | 9/14/2012 9:02:23 AM |
| delicious-cash | $50.00 | 9/14/2012 9:02:50 AM |
| nimble-revenue5 | $100.00 | 9/14/2012 9:04:28 AM |
| nickel-ferret | $25.00 | 9/14/2012 9:12:01 AM |
| Asgardian | $25.00 | 9/14/2012 9:12:08 AM |
| bath836 | $25.00 | 9/14/2012 9:14:05 AM |
| jobani | $25.00 | 9/14/2012 9:15:36 AM |
| valiant-liberty4 | $25.00 | 9/14/2012 9:16:31 AM |
| hard-working-loot | $50.00 | 9/14/2012 9:08:53 AM |
| LeReve | $127.77 | 9/14/2012 9:17:27 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:15:05 AM |
| papaloha | $222.00 | 9/14/2012 9:16:06 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
639121
This series of Notes was issued and sold upon the funding of the borrower loan #74653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $232.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,923 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Foothill-Paradise |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Feb-2012)
|
|
Principal balance:
| $1,886.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...make minor repairs to my home.
My financial situation:
I am a good candidate for this loan because...we make excellent money and pay bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $200.00 | 9/13/2012 9:01:43 AM |
| member_98419 | $25.00 | 9/13/2012 9:12:00 AM |
| spartacusiam | $25.00 | 9/13/2012 9:04:23 AM |
| blue-silver-bull | $25.00 | 9/13/2012 9:05:15 AM |
| attentive-compassion1 | $50.00 | 9/13/2012 9:15:21 AM |
| Rockymtnhi | $25.00 | 9/13/2012 9:17:23 AM |
| Sneezie | $100.00 | 9/13/2012 9:18:59 AM |
| return-meadow684 | $25.00 | 9/13/2012 9:04:56 AM |
| Rashanir | $25.00 | 9/13/2012 9:06:07 AM |
| truth-explorer | $25.00 | 9/13/2012 9:28:54 AM |
| compoundinterest | $25.00 | 9/13/2012 9:32:50 AM |
| Ripsaw4U | $50.00 | 9/13/2012 9:12:04 AM |
| kenji4861 | $25.00 | 9/13/2012 9:52:31 AM |
| adventurous-transaction0 | $50.00 | 9/13/2012 9:53:45 AM |
| bazaar-tulip | $25.00 | 9/13/2012 9:44:35 AM |
| safe-dinero6 | $30.00 | 9/13/2012 9:47:09 AM |
| tolerant-dinero2 | $25.00 | 9/13/2012 10:12:45 AM |
| djs81 | $75.00 | 9/13/2012 9:40:47 AM |
| AFairDeal | $25.00 | 9/13/2012 9:43:17 AM |
| thezfunk | $25.00 | 9/13/2012 10:14:07 AM |
| ideal-penny8 | $25.00 | 9/13/2012 10:14:52 AM |
| prudent-deal662 | $25.00 | 9/13/2012 10:30:30 AM |
| enterprising-exchange6 | $50.00 | 9/13/2012 10:04:10 AM |
| market-trooper3 | $30.00 | 9/13/2012 10:05:02 AM |
| shellstar | $25.00 | 9/13/2012 9:54:23 AM |
| payout-reaction740 | $25.00 | 9/13/2012 9:54:56 AM |
| Vegasjim | $25.00 | 9/13/2012 10:37:22 AM |
| auction-sage | $50.00 | 9/13/2012 10:18:56 AM |
| locomotive7 | $25.00 | 9/13/2012 10:26:15 AM |
| balance-voyager | $40.00 | 9/13/2012 10:10:10 AM |
| bold-steady-peso | $100.00 | 9/13/2012 10:11:21 AM |
| gojackgo | $50.00 | 9/13/2012 10:33:31 AM |
| peaceful-treasure1 | $25.00 | 9/13/2012 10:52:13 AM |
| fiddlerzvi | $50.00 | 9/13/2012 10:28:03 AM |
| johntims | $25.00 | 9/13/2012 1:22:21 PM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:25 AM |
| cwegert | $25.00 | 9/13/2012 10:51:04 AM |
| HikeMoab | $25.00 | 9/13/2012 12:24:32 PM |
| fabulous-bazaar4 | $25.00 | 9/13/2012 5:01:01 PM |
| radforj22 | $100.00 | 9/13/2012 2:33:18 PM |
| integrity-cowbell | $30.00 | 9/13/2012 12:52:10 PM |
| indianoven | $25.00 | 9/13/2012 1:00:34 PM |
| navy_cash | $26.45 | 9/13/2012 3:24:36 PM |
| TryingToHelpUsBoth | $25.00 | 9/13/2012 3:49:06 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:54:00 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:19 PM |
| WeshaTheLeopard | $25.00 | 9/13/2012 3:38:07 PM |
| debtfreenow-82 | $50.00 | 9/13/2012 5:26:52 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:16 PM |
| silver-explorer6 | $25.00 | 9/13/2012 5:15:58 PM |
| aabadabadoo | $25.00 | 9/13/2012 5:27:53 PM |
| BB-ptoploan | $50.00 | 9/13/2012 5:17:37 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:15 PM |
| MathProfessor | $25.00 | 9/13/2012 5:21:58 PM |
| zone6 | $100.00 | 9/13/2012 5:15:03 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:03 PM |
| martinatime | $25.00 | 9/13/2012 5:24:19 PM |
| kvandivo | $25.00 | 9/13/2012 5:17:44 PM |
| damage | $25.00 | 9/13/2012 5:25:34 PM |
| syounker | $25.00 | 9/13/2012 5:25:55 PM |
| rmachi | $25.00 | 9/13/2012 5:28:08 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:30 PM |
| dharma1 | $25.00 | 9/13/2012 5:29:47 PM |
| Aberdeen | $100.00 | 9/13/2012 10:32:06 AM |
| trade-burrito4 | $35.00 | 9/13/2012 9:05:45 AM |
| Dollars4Rent | $50.00 | 9/13/2012 9:06:00 AM |
| capital-blueberry | $25.00 | 9/13/2012 9:11:52 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:47 AM |
| ready-interest9 | $25.00 | 9/13/2012 9:03:02 AM |
| dumbass | $25.00 | 9/13/2012 9:19:30 AM |
| entertaining-rate9 | $25.00 | 9/13/2012 9:22:25 AM |
| Plutis | $25.00 | 9/13/2012 9:31:18 AM |
| jpblan11 | $25.00 | 9/13/2012 9:40:08 AM |
| skro | $25.00 | 9/13/2012 9:40:24 AM |
| BigMac1953 | $25.00 | 9/13/2012 9:52:28 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 9:27:40 AM |
| chestnut4 | $25.00 | 9/13/2012 9:30:33 AM |
| Jassi | $25.00 | 9/13/2012 9:31:46 AM |
| flexible-rate1 | $25.00 | 9/13/2012 10:02:19 AM |
| Investoman | $25.00 | 9/13/2012 10:03:31 AM |
| Jester8967 | $25.00 | 9/13/2012 10:09:04 AM |
| knowledgeable-silver6 | $25.00 | 9/13/2012 10:11:10 AM |
| loan-mammal | $100.00 | 9/13/2012 9:55:30 AM |
| american6 | $50.00 | 9/13/2012 9:56:03 AM |
| transparency-baton | $25.00 | 9/13/2012 10:13:25 AM |
| economy-tuba7 | $50.00 | 9/13/2012 9:43:30 AM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 10:15:12 AM |
| titancash4u | $25.00 | 9/13/2012 9:57:59 AM |
| phenomenal-gain5 | $30.00 | 9/13/2012 9:48:02 AM |
| groovy-watanabe | $25.00 | 9/13/2012 10:01:55 AM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:18 AM |
| hope-kingdom | $25.00 | 9/13/2012 10:28:32 AM |
| fragonardlives | $25.00 | 9/13/2012 10:04:41 AM |
| bluesky55 | $25.00 | 9/13/2012 10:08:32 AM |
| Phryne | $100.00 | 9/13/2012 10:34:13 AM |
| unforgettable-wealth4 | $50.00 | 9/13/2012 10:12:44 AM |
| pdub | $250.00 | 9/13/2012 10:39:35 AM |
| larrybird | $29.00 | 9/13/2012 10:03:56 AM |
| hardwareman | $25.00 | 9/13/2012 10:24:11 AM |
| lending401 | $25.00 | 9/13/2012 10:26:06 AM |
| mtquan | $25.00 | 9/13/2012 10:09:07 AM |
| CoolPlexer | $25.00 | 9/13/2012 10:29:50 AM |
| cashhelp | $30.00 | 9/13/2012 10:31:19 AM |
| lnuss25 | $25.00 | 9/13/2012 10:36:13 AM |
| indomitable-coin | $25.00 | 9/13/2012 10:16:27 AM |
| kfrench | $75.00 | 9/13/2012 10:17:16 AM |
| wise-exchange-chooser | $25.00 | 9/13/2012 10:19:48 AM |
| compatible-deal9 | $50.00 | 9/13/2012 11:29:52 AM |
| meenan | $25.00 | 9/13/2012 10:27:48 AM |
| wigglesworth4 | $100.00 | 9/13/2012 10:38:40 AM |
| luminous-finance9 | $25.00 | 9/13/2012 10:56:51 AM |
| bellaquito | $500.00 | 9/13/2012 11:14:37 AM |
| silver-breeze3 | $27.00 | 9/13/2012 3:37:51 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:26 AM |
| blue-laudable-dinero | $25.00 | 9/13/2012 2:03:37 PM |
| JonDough | $25.00 | 9/13/2012 2:06:39 PM |
| mybackyard | $31.73 | 9/13/2012 12:34:26 PM |
| Charmart | $25.00 | 9/13/2012 2:43:56 PM |
| grammaspurse | $25.00 | 9/13/2012 2:55:57 PM |
| gain-keeper9 | $25.00 | 9/13/2012 4:26:14 PM |
| studious-peso | $25.00 | 9/13/2012 1:43:50 PM |
| ingenious-order783 | $35.00 | 9/13/2012 2:29:35 PM |
| lender-1 | $50.00 | 9/13/2012 4:18:32 PM |
| Tbone49 | $25.00 | 9/13/2012 4:29:08 PM |
| ryreesado | $25.00 | 9/13/2012 5:22:26 PM |
| Frankieb21 | $25.00 | 9/13/2012 5:23:40 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:34 PM |
| cablenews | $100.00 | 9/13/2012 5:15:07 PM |
| blot44 | $25.00 | 9/13/2012 5:30:20 PM |
| newest-payment-trapper | $62.50 | 9/13/2012 5:24:05 PM |
| repayment-pagoda8 | $100.00 | 9/13/2012 5:24:51 PM |
| j2ee | $50.00 | 9/13/2012 5:22:00 PM |
| new-ingenious-nickel | $25.00 | 9/13/2012 5:27:59 PM |
| bold-yield-rumbler | $25.00 | 9/13/2012 5:23:28 PM |
| skillful-diversification2 | $25.00 | 9/13/2012 5:23:52 PM |
| important-ore | $150.00 | 9/13/2012 5:27:01 PM |
| trade-solo | $25.00 | 9/13/2012 5:30:46 PM |
| pay_day | $50.00 | 9/13/2012 5:28:31 PM |
| revenue-serenity5 | $25.00 | 9/13/2012 5:30:19 PM |
| wetlands | $200.00 | 9/13/2012 5:31:13 PM |
| EJO | $25.00 | 9/13/2012 5:34:01 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
639129
This series of Notes was issued and sold upon the funding of the borrower loan #74798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $178 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shrewd-integrity |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
740-759
(Aug-2011)
|
|
Principal balance:
| $2,448.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses:
Housing: $400
Insurance: $50
Car expenses: $
Utilities: $180
Phone, cable, internet: $90
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Retired_Senior | $77.00 | 9/14/2012 9:02:09 AM |
| useful-p2ploan | $25.00 | 9/14/2012 9:06:56 AM |
| 100units | $200.00 | 9/14/2012 9:06:58 AM |
| social-aspen097 | $53.00 | 9/14/2012 9:02:26 AM |
| mmills1220 | $25.00 | 9/14/2012 9:09:46 AM |
| csakhil | $32.00 | 9/14/2012 9:13:16 AM |
| proud-pound4 | $25.00 | 9/14/2012 9:05:06 AM |
| auction-sage | $100.00 | 9/14/2012 9:14:06 AM |
| prudent-payment316 | $25.00 | 9/14/2012 9:15:17 AM |
| jobani | $25.00 | 9/14/2012 9:15:36 AM |
| benevolent-loot5 | $200.00 | 9/14/2012 9:07:27 AM |
| enthusiastic-cash599 | $50.00 | 9/14/2012 9:16:56 AM |
| Bob450 | $25.00 | 9/14/2012 9:10:19 AM |
| und-alum | $25.00 | 9/14/2012 9:22:41 AM |
| gulch | $25.00 | 9/14/2012 9:04:53 AM |
| zwd12 | $50.00 | 9/14/2012 9:23:10 AM |
| DasMula | $25.00 | 9/14/2012 9:05:05 AM |
| 6moonbeams | $50.00 | 9/14/2012 9:26:05 AM |
| wetlands | $200.00 | 9/14/2012 9:13:09 AM |
| repayment-pagoda8 | $100.00 | 9/14/2012 9:06:18 AM |
| hope-eagle6 | $25.00 | 9/14/2012 9:14:50 AM |
| compassionate-dime0 | $50.00 | 9/14/2012 9:29:22 AM |
| primal5 | $25.00 | 9/14/2012 9:29:32 AM |
| purposeful-durability8 | $100.00 | 9/14/2012 9:30:03 AM |
| melodious-fairness | $25.00 | 9/14/2012 9:19:38 AM |
| principal-kung-fu | $25.00 | 9/14/2012 9:20:45 AM |
| commerce-web5 | $25.00 | 9/14/2012 9:33:49 AM |
| enthusiastic-point | $25.00 | 9/14/2012 9:21:20 AM |
| cnovak | $25.00 | 9/14/2012 9:21:32 AM |
| TheCount | $25.00 | 9/14/2012 9:36:10 AM |
| sankyu | $50.00 | 9/14/2012 9:36:32 AM |
| rogue_monster | $50.00 | 9/14/2012 9:25:54 AM |
| no_agenda_lender | $25.00 | 9/14/2012 9:36:42 AM |
| wayman | $25.00 | 9/14/2012 9:37:36 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:20 AM |
| Thunderswan | $100.00 | 9/14/2012 9:16:28 AM |
| LeReve | $500.00 | 9/14/2012 9:17:18 AM |
| samo102us | $25.00 | 9/14/2012 9:40:25 AM |
| kind-lovely-marketplace | $25.00 | 9/14/2012 9:40:29 AM |
| buyrite334 | $25.00 | 9/14/2012 9:18:29 AM |
| JSON | $25.00 | 9/14/2012 9:30:53 AM |
| CROBRUN | $50.00 | 9/14/2012 9:41:59 AM |
| bob450-roth | $25.00 | 9/14/2012 9:18:48 AM |
| caesark | $25.00 | 9/14/2012 9:31:07 AM |
| Lam0nt | $25.00 | 9/14/2012 9:42:18 AM |
| kwlbrdr | $25.00 | 9/14/2012 9:20:20 AM |
| poeman | $25.00 | 9/14/2012 9:43:43 AM |
| steady-dime | $25.00 | 9/14/2012 9:32:41 AM |
| active-market | $50.00 | 9/14/2012 9:32:45 AM |
| new-truth-chuckler | $25.00 | 9/14/2012 9:33:03 AM |
| LendGuy | $25.00 | 9/14/2012 9:24:23 AM |
| unassassinable | $25.00 | 9/14/2012 9:35:14 AM |
| Fitiwalt7 | $25.00 | 9/14/2012 9:50:09 AM |
| paladin847 | $50.00 | 9/14/2012 9:50:40 AM |
| _G_ | $25.00 | 9/14/2012 9:27:06 AM |
| just-money930 | $25.00 | 9/14/2012 9:28:08 AM |
| enticing-note | $25.00 | 9/14/2012 9:51:37 AM |
| WoodyGator | $25.00 | 9/14/2012 9:28:21 AM |
| fcrick | $50.00 | 9/14/2012 9:54:05 AM |
| rvtbike | $100.00 | 9/14/2012 9:38:05 AM |
| urbane-income7 | $25.00 | 9/14/2012 9:29:39 AM |
| successful-agreement7 | $82.00 | 9/14/2012 9:55:10 AM |
| OrcaFIN | $50.00 | 9/14/2012 9:55:51 AM |
| Lender75 | $25.00 | 9/14/2012 9:56:36 AM |
| capital-zeus | $25.00 | 9/14/2012 9:32:55 AM |
| GatorBux | $50.00 | 9/14/2012 9:42:09 AM |
| MadHun | $124.00 | 9/14/2012 9:59:38 AM |
| money-bauble | $100.00 | 9/14/2012 10:00:32 AM |
| Investor_DP | $200.00 | 9/14/2012 9:44:09 AM |
| rakstar | $25.00 | 9/14/2012 9:45:31 AM |
| cash-reaction2 | $25.00 | 9/14/2012 9:47:30 AM |
| studious-bonus7 | $100.00 | 9/14/2012 10:04:20 AM |
| gold-sushi | $50.00 | 9/14/2012 9:38:18 AM |
| wigglesworth4 | $100.00 | 9/14/2012 10:09:05 AM |
| compoundinterest | $25.00 | 9/14/2012 10:09:38 AM |
| fabulous-wealth921 | $50.00 | 9/14/2012 9:40:29 AM |
| dedication-merman | $25.00 | 9/14/2012 9:54:01 AM |
| jamiee73 | $25.00 | 9/14/2012 9:56:00 AM |
| TheRock | $25.00 | 9/14/2012 9:43:04 AM |
| FLINVESTER | $25.00 | 9/14/2012 9:57:20 AM |
| hard-working-rate3 | $25.00 | 9/14/2012 9:59:02 AM |
| bnlforever | $25.00 | 9/14/2012 10:19:07 AM |
| tech310 | $50.00 | 9/14/2012 9:59:52 AM |
| gold-gazelle | $25.00 | 9/14/2012 10:02:51 AM |
| prohelper | $25.00 | 9/14/2012 9:49:28 AM |
| integrity-reactor4 | $100.00 | 9/14/2012 10:04:31 AM |
| tranquil-note5 | $50.00 | 9/14/2012 10:04:46 AM |
| diversification-infusion1 | $25.00 | 9/14/2012 9:53:17 AM |
| CPAMAN | $25.00 | 9/14/2012 9:55:17 AM |
| SummitAdvisors | $25.00 | 9/14/2012 10:07:04 AM |
| payout-runner | $25.00 | 9/14/2012 9:56:56 AM |
| Huck007 | $25.00 | 9/14/2012 10:10:30 AM |
| cbllender | $25.00 | 9/14/2012 9:58:02 AM |
| lamsabuy | $148.00 | 9/14/2012 10:11:18 AM |
| HamachiMan | $50.00 | 9/14/2012 9:59:10 AM |
| rescue | $100.00 | 9/14/2012 9:59:48 AM |
| JBBank | $50.00 | 9/14/2012 10:12:47 AM |
| MI2 | $5,000.00 | 9/14/2012 10:02:31 AM |
| adventurer447 | $186.00 | 9/14/2012 10:14:29 AM |
| helpinghand63 | $25.00 | 9/14/2012 10:02:34 AM |
| zone6 | $100.00 | 9/14/2012 10:14:45 AM |
| transparency-sapling | $25.00 | 9/14/2012 10:08:40 AM |
| profitable-benefit952 | $100.00 | 9/14/2012 10:21:40 AM |
| MoneyForNothing | $10.00 | 9/14/2012 10:25:00 AM |
| orange-liberty-oyster | $100.00 | 9/14/2012 9:07:52 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:41 AM |
| Investoman | $25.00 | 9/14/2012 9:14:03 AM |
| upright-silver | $25.00 | 9/14/2012 9:15:38 AM |
| scholarly-order6 | $50.00 | 9/14/2012 9:07:29 AM |
| zeelender | $25.00 | 9/14/2012 9:17:40 AM |
| networks4ever | $25.00 | 9/14/2012 9:18:45 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:03:55 AM |
| flexible-return297 | $25.00 | 9/14/2012 9:04:47 AM |
| larslfe | $25.00 | 9/14/2012 9:22:26 AM |
| order-boomerang | $25.00 | 9/14/2012 9:25:40 AM |
| finance-kayak30 | $100.00 | 9/14/2012 9:13:29 AM |
| tkr2 | $25.00 | 9/14/2012 9:27:03 AM |
| ultimate-payment | $25.00 | 9/14/2012 9:27:43 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:14:55 AM |
| restless-payment312 | $56.00 | 9/14/2012 9:07:59 AM |
| social-trumpet | $25.00 | 9/14/2012 9:30:05 AM |
| piter-to-la-investment | $25.00 | 9/14/2012 9:30:40 AM |
| jwesleym | $25.00 | 9/14/2012 9:18:01 AM |
| Cash-Flow | $433.00 | 9/14/2012 9:19:04 AM |
| pound-mushroom3 | $25.00 | 9/14/2012 9:21:14 AM |
| indomitable-dedication | $25.00 | 9/14/2012 9:22:42 AM |
| Tylerh | $250.00 | 9/14/2012 9:24:50 AM |
| ptjg | $40.00 | 9/14/2012 9:36:40 AM |
| bid-czar8 | $100.00 | 9/14/2012 9:14:00 AM |
| durability-goat644 | $25.00 | 9/14/2012 9:37:34 AM |
| reflective-cash0 | $50.00 | 9/14/2012 9:27:42 AM |
| papaloha | $44.00 | 9/14/2012 9:16:50 AM |
| Woobos | $25.00 | 9/14/2012 9:40:48 AM |
| kindness-jedi | $25.00 | 9/14/2012 9:18:06 AM |
| bazaar-tulip | $25.00 | 9/14/2012 9:42:26 AM |
| MCKT76210 | $25.00 | 9/14/2012 9:31:24 AM |
| exact-p2p2 | $25.00 | 9/14/2012 9:20:28 AM |
| the-auction-bear | $25.00 | 9/14/2012 9:21:41 AM |
| CSUgrad08 | $25.00 | 9/14/2012 9:23:41 AM |
| phaded | $25.00 | 9/14/2012 9:24:19 AM |
| rate-mogul | $33.00 | 9/14/2012 9:24:40 AM |
| heart514 | $25.00 | 9/14/2012 9:27:38 AM |
| bill-artisan7 | $25.00 | 9/14/2012 9:29:00 AM |
| investisure | $50.00 | 9/14/2012 9:29:21 AM |
| EnglishGeekInNYC | $25.00 | 9/14/2012 9:38:58 AM |
| ItsJustMe79 | $25.00 | 9/14/2012 9:56:43 AM |
| transaction-squirrel734 | $25.00 | 9/14/2012 9:57:03 AM |
| benevolent-transparency934 | $25.00 | 9/14/2012 9:41:04 AM |
| dough-driver7 | $25.00 | 9/14/2012 9:42:01 AM |
| mikrolown | $25.00 | 9/14/2012 9:44:38 AM |
| gallant-economy9 | $50.00 | 9/14/2012 9:45:29 AM |
| ADSFL05 | $25.00 | 9/14/2012 9:36:27 AM |
| andrewrobison | $30.00 | 9/14/2012 10:02:47 AM |
| AF-Chief | $25.00 | 9/14/2012 9:36:34 AM |
| letsmakeitsuccessful | $25.00 | 9/14/2012 9:47:54 AM |
| durability-excellence | $25.00 | 9/14/2012 9:48:53 AM |
| commerce-associate5 | $100.00 | 9/14/2012 9:38:49 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:16 AM |
| magical-credit523 | $25.00 | 9/14/2012 9:39:47 AM |
| vestratech | $25.00 | 9/14/2012 9:50:24 AM |
| red-eloquent-rupee | $50.00 | 9/14/2012 9:54:33 AM |
| gizzywump | $25.00 | 9/14/2012 9:43:02 AM |
| bonus-goliath7 | $25.00 | 9/14/2012 9:43:34 AM |
| nethawk00 | $25.00 | 9/14/2012 10:15:24 AM |
| tylerfd | $50.00 | 9/14/2012 9:45:22 AM |
| flexible-value | $50.00 | 9/14/2012 9:46:05 AM |
| CaptainBlueberry | $25.00 | 9/14/2012 10:19:52 AM |
| EvalCrux | $50.00 | 9/14/2012 9:59:33 AM |
| integrity-doctor | $100.00 | 9/14/2012 10:01:40 AM |
| the-profit-oracle | $25.00 | 9/14/2012 10:21:52 AM |
| fitiwalt | $25.00 | 9/14/2012 10:02:05 AM |
| breadbroker | $25.00 | 9/14/2012 10:02:36 AM |
| gelidfrank | $25.00 | 9/14/2012 10:03:55 AM |
| JasmineTrust | $25.00 | 9/14/2012 9:56:19 AM |
| kginatl | $50.00 | 9/14/2012 10:11:33 AM |
| entusiast | $25.00 | 9/14/2012 10:01:09 AM |
| dominickf | $50.00 | 9/14/2012 10:13:07 AM |
| Tesseract | $50.00 | 9/14/2012 10:17:10 AM |
| wwwUniversal | $25.00 | 9/14/2012 10:06:46 AM |
| moneyforthehoney | $35.00 | 9/14/2012 10:07:30 AM |
| listing-vista | $50.00 | 9/14/2012 10:19:59 AM |
| 52digital | $75.00 | 9/14/2012 10:08:24 AM |
| runner262 | $25.00 | 9/14/2012 10:09:34 AM |
| bbanzai | $25.00 | 9/14/2012 10:11:30 AM |
| figs4u2 | $46.00 | 9/14/2012 10:13:52 AM |
| Lacimae | $100.00 | 9/14/2012 10:18:58 AM |
| rcm87 | $46.00 | 9/14/2012 10:19:39 AM |
| income-buddy7 | $50.00 | 9/14/2012 10:21:11 AM |
| point-promiser | $25.00 | 9/14/2012 10:24:50 AM |
| 189 Investments
|
Borrower Payment Dependent Notes Series
639161
This series of Notes was issued and sold upon the funding of the borrower loan #74511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $124.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,009 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forthright-benefit7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 9/14/2012 9:04:03 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:16 AM |
| worth-blanket2 | $3,600.00 | 9/14/2012 9:04:56 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
639169
This series of Notes was issued and sold upon the funding of the borrower loan #74782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 9.28% |
Borrower rate/APR:
| 10.28% / 12.50% |
Monthly payment:
| $320.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.27% | | |
| |
Estimated return*:
| 8.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,010 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| determined-value8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...do home improvement projects and consolidate debt
My financial situation:
I am a good candidate for this loan because...good credit score, increasing income
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $25.00 | 9/16/2012 2:22:40 PM |
| hopeful_lender | $100.00 | 9/16/2012 12:17:53 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:55 PM |
| market-maximizer472 | $100.00 | 9/16/2012 2:56:17 PM |
| spartacusiam | $25.00 | 9/16/2012 3:16:25 PM |
| ready-interest9 | $25.00 | 9/16/2012 3:24:19 PM |
| community-burrito9 | $35.00 | 9/16/2012 2:44:47 PM |
| EnglishGeekInNYC | $50.00 | 9/16/2012 3:17:51 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:44 PM |
| Bank_Of_XL | $25.00 | 9/16/2012 5:20:37 PM |
| awesome-dollar6 | $100.00 | 9/17/2012 4:06:17 AM |
| decisive-income7 | $4,500.00 | 9/17/2012 7:22:16 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:23 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:29 AM |
| JustMee | $25.00 | 9/17/2012 5:04:37 PM |
| suprfanjan525 | $25.00 | 9/17/2012 5:16:32 PM |
| cerebral-dollar773 | $27.63 | 9/17/2012 12:14:43 PM |
| availableloan | $25.00 | 9/17/2012 5:47:31 PM |
| generous-deal6 | $25.00 | 9/17/2012 5:45:28 PM |
| best-bonafide-p2p | $50.00 | 9/17/2012 7:52:20 PM |
| jcornehlsen | $25.00 | 9/17/2012 6:22:47 PM |
| azazle | $50.00 | 9/17/2012 8:15:40 PM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:39 AM |
| janeybooboo | $58.95 | 9/18/2012 9:10:35 AM |
| Snoopylover | $25.00 | 9/18/2012 9:16:28 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:42 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:28 AM |
| botfolio | $300.00 | 9/18/2012 9:33:01 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:49:59 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:16 AM |
| fides-cx | $683.42 | 9/18/2012 11:07:02 AM |
| Aberdeen | $100.00 | 9/16/2012 3:22:41 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:39 PM |
| Dollars4Rent | $50.00 | 9/16/2012 2:22:17 PM |
| HikeMoab | $25.00 | 9/16/2012 3:19:57 PM |
| blot44 | $25.00 | 9/16/2012 10:41:06 PM |
| donenzo | $25.00 | 9/17/2012 7:27:03 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:33 AM |
| Plow_n_Sow | $75.00 | 9/17/2012 12:55:26 PM |
| themoneydoctor | $100.00 | 9/17/2012 4:07:11 PM |
| marketplace-singularity3 | $35.00 | 9/17/2012 10:17:20 AM |
| paladin510 | $25.00 | 9/17/2012 10:31:20 AM |
| MI2 | $5,000.00 | 9/17/2012 7:43:42 PM |
| Capitalincome | $25.00 | 9/17/2012 7:58:59 PM |
| BizAnalyst | $50.00 | 9/18/2012 5:28:27 AM |
| brainy-credit1 | $70.00 | 9/18/2012 3:57:41 AM |
| radforj22 | $100.00 | 9/18/2012 4:55:00 AM |
| Zipperdu | $100.00 | 9/18/2012 7:44:56 AM |
| lucrative-rate2 | $100.00 | 9/17/2012 7:57:15 PM |
| RBSbank | $60.00 | 9/18/2012 7:48:04 AM |
| pound-youngster6 | $25.00 | 9/18/2012 7:40:21 AM |
| RGlad | $150.00 | 9/18/2012 9:10:27 AM |
| durability-seahorse7 | $100.00 | 9/18/2012 8:39:15 AM |
| Castellan | $50.00 | 9/18/2012 9:19:25 AM |
| Rockymtnhi | $100.00 | 9/18/2012 9:05:20 AM |
| CashBank | $25.00 | 9/18/2012 9:07:24 AM |
| Iwillhuntyoudown | $25.00 | 9/18/2012 9:38:29 AM |
| neighborly-hope6 | $100.00 | 9/18/2012 9:45:38 AM |
| astute-benjamins | $150.00 | 9/18/2012 9:30:43 AM |
| GoldenKoi | $100.00 | 9/18/2012 9:48:20 AM |
| Moneypenny6 | $25.00 | 9/18/2012 10:10:24 AM |
| bold-gold-pilot | $50.00 | 9/18/2012 10:50:17 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:13 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
639173
This series of Notes was issued and sold upon the funding of the borrower loan #74479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $445.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,935 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| momentous-auction9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Business
Purpose of loan:
This loan will be used to....invest in training and education.
My financial situation:
I am a good candidate for this loan because...my business is well established and I am expanding.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-note5 | $50.00 | 9/14/2012 5:06:14 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:25 PM |
| AF-Chief | $25.00 | 9/14/2012 5:21:27 PM |
| intelligent-yield | $50.00 | 9/14/2012 5:01:38 PM |
| gravbox | $25.00 | 9/14/2012 5:05:05 PM |
| urbane-income7 | $25.00 | 9/14/2012 5:09:10 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:09 PM |
| Shomee_dmoney | $25.00 | 9/14/2012 5:26:48 PM |
| melodious-rupee3 | $25.00 | 9/14/2012 5:26:00 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:15 PM |
| benevolent-loot5 | $200.00 | 9/14/2012 5:55:24 PM |
| LeReve | $500.00 | 9/14/2012 6:03:16 PM |
| benevolent-marketplace4 | $2,095.00 | 9/14/2012 6:11:18 PM |
| mikrolown | $25.00 | 9/14/2012 5:19:32 PM |
| mjjjrj | $25.00 | 9/14/2012 5:04:20 PM |
| dynamic-money271 | $100.00 | 9/14/2012 5:08:10 PM |
| cash-delight1 | $50.00 | 9/14/2012 5:21:16 PM |
| sudeep104 | $25.00 | 9/14/2012 5:37:33 PM |
| velocity-motivator6 | $25.00 | 9/14/2012 5:14:56 PM |
| important-ore | $150.00 | 9/14/2012 5:26:14 PM |
| chlebie | $50.00 | 9/14/2012 5:27:21 PM |
| Gold-bug | $50.00 | 9/14/2012 5:29:29 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:45 PM |
| nourishing-interest0 | $25.00 | 9/14/2012 5:32:02 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:04 PM |
| DreisersFinancier | $50.00 | 9/14/2012 5:25:53 PM |
| Johnab | $25.00 | 9/14/2012 5:42:27 PM |
| wetlands | $200.00 | 9/14/2012 5:59:21 PM |
| ready-justice7 | $50.00 | 9/14/2012 5:38:39 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 6:05:36 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:18 PM |
| first-careful-currency | $300.00 | 9/14/2012 5:49:40 PM |
| BostonCapital | $100.00 | 9/14/2012 5:50:53 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:20 PM |
| auction-sage | $100.00 | 9/14/2012 6:00:05 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
639221
This series of Notes was issued and sold upon the funding of the borrower loan #74654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,339 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-buddy1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off bills
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...
I am smart with paying things off and quickly
Monthly net income: 2400
Monthly expenses: $1475
Housing: husband pays but 1400 around month
Insurance: $100
Car expenses: $175
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $33.00 | 9/14/2012 5:01:38 PM |
| statuesque-penny8 | $25.00 | 9/14/2012 5:02:22 PM |
| worth-blanket2 | $3,600.00 | 9/14/2012 5:05:28 PM |
| newest-currency-vibrato | $36.60 | 9/14/2012 5:19:35 PM |
| fantastic-wampum1 | $100.00 | 9/14/2012 5:02:24 PM |
| ferocious-kindness8 | $30.00 | 9/14/2012 5:03:31 PM |
| responsive-principal8 | $25.00 | 9/14/2012 5:05:25 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2012 5:05:37 PM |
| handy-justice | $50.00 | 9/14/2012 5:06:10 PM |
| lowrater | $50.40 | 9/14/2012 5:06:47 PM |
| felicity-contributor3 | $25.00 | 9/14/2012 5:08:17 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
639225
This series of Notes was issued and sold upon the funding of the borrower loan #74936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $157.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 8m |
|
Amount delinquent:
| $5,336 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,403 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-bunny |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off/down other outstanding debt.
My financial situation:
I am a good candidate for this loan because we consistently try to make payments on time, but have fallen victim to the economy and have gotten behind. We want to catch up and remain in good standing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/14/2012 9:03:44 AM |
| j2ee | $50.00 | 9/14/2012 9:03:11 AM |
| kenji4861 | $25.00 | 9/14/2012 9:07:36 AM |
| wetlands | $200.00 | 9/14/2012 9:13:01 AM |
| spartacusiam | $25.00 | 9/14/2012 9:14:57 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:28 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:16 AM |
| kfrench | $75.00 | 9/14/2012 10:53:17 AM |
| jhussey | $100.00 | 9/14/2012 10:43:09 AM |
| gravbox | $25.00 | 9/14/2012 5:05:04 PM |
| greenventures | $25.00 | 9/15/2012 9:57:12 AM |
| OregonDane | $25.00 | 9/15/2012 8:30:56 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:07 PM |
| kevin314 | $25.00 | 9/15/2012 12:10:08 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:59 PM |
| undaunted-fairness0 | $25.00 | 9/15/2012 12:51:48 PM |
| pirahna125 | $25.00 | 9/15/2012 12:51:54 PM |
| sweet-social2 | $25.00 | 9/15/2012 12:43:15 PM |
| JRhino | $25.00 | 9/15/2012 1:09:50 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:16 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:16 PM |
| Trapman13 | $50.00 | 9/16/2012 6:32:42 AM |
| munnu | $50.00 | 9/16/2012 11:57:54 AM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:36 PM |
| SoCalIsHere | $25.00 | 9/16/2012 5:28:02 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:51 AM |
| Perdita_II | $25.00 | 9/17/2012 9:52:48 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:10 AM |
| persistent-loan | $25.00 | 9/17/2012 2:50:31 PM |
| lagnisiruk | $25.00 | 9/17/2012 9:41:29 AM |
| Hasemoto | $25.00 | 9/17/2012 3:54:34 PM |
| compatible-deal9 | $25.00 | 9/17/2012 1:17:48 PM |
| britgsb | $50.00 | 9/17/2012 5:53:24 PM |
| Bank42 | $25.00 | 9/18/2012 3:31:41 AM |
| bicyclebear | $2.90 | 9/18/2012 4:00:06 AM |
| benevolent-loot5 | $200.00 | 9/14/2012 9:07:19 AM |
| fragonardlives | $25.00 | 9/14/2012 9:20:31 AM |
| Sneezie | $100.00 | 9/14/2012 9:34:43 AM |
| auction-sage | $100.00 | 9/14/2012 9:13:55 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:51 AM |
| EnglishGeekInNYC | $25.00 | 9/14/2012 9:38:59 AM |
| JBBank | $50.00 | 9/14/2012 10:12:47 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:47 AM |
| jazz619 | $25.00 | 9/14/2012 5:46:11 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:17 PM |
| DaveTheWave | $25.00 | 9/15/2012 11:52:37 AM |
| D911ave | $50.00 | 9/15/2012 12:12:55 PM |
| Ripsaw4U | $50.00 | 9/15/2012 12:27:32 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:26 PM |
| bazaar-tulip | $25.00 | 9/15/2012 1:27:49 PM |
| spirited-camaraderi | $50.00 | 9/15/2012 8:37:27 PM |
| Batman2u | $50.00 | 9/16/2012 3:40:13 AM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:53 AM |
| useful-money715 | $25.00 | 9/15/2012 10:11:58 PM |
| CFOGO | $25.00 | 9/16/2012 10:15:49 AM |
| Planecourage | $25.00 | 9/16/2012 11:30:47 AM |
| stable-penny27 | $25.00 | 9/16/2012 11:45:15 AM |
| rcj1411 | $50.00 | 9/16/2012 6:43:29 PM |
| organic-responsibility60 | $27.10 | 9/16/2012 3:36:58 PM |
| equallender | $25.00 | 9/16/2012 9:23:27 PM |
| otherwisedisposed | $1,000.00 | 9/16/2012 7:36:44 PM |
| sthomasg | $25.00 | 9/17/2012 7:02:43 AM |
| Montiesholdings | $25.00 | 9/17/2012 8:02:12 AM |
| obduro_1 | $25.00 | 9/17/2012 9:11:30 AM |
| zenyatta | $25.00 | 9/17/2012 9:22:15 AM |
| barchibald | $50.00 | 9/17/2012 1:20:42 PM |
| ready-loot0 | $25.00 | 9/17/2012 1:08:33 PM |
| RicheyRich | $25.00 | 9/17/2012 4:27:51 PM |
| seadogs | $25.00 | 9/17/2012 4:52:36 PM |
| dlenz | $25.00 | 9/17/2012 12:42:31 PM |
| justice-disk | $25.00 | 9/17/2012 5:22:48 PM |
| discrete-exchange9 | $25.00 | 9/17/2012 4:39:33 PM |
| the-sunny-loot | $25.00 | 9/17/2012 5:32:34 PM |
| RocketSurgeon | $25.00 | 9/17/2012 5:34:57 PM |
| eridient | $25.00 | 9/17/2012 5:26:54 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:32:03 PM |
| prudent-deal662 | $25.00 | 9/17/2012 5:17:57 PM |
| Sixmil | $100.00 | 9/17/2012 8:56:58 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:51 AM |
| brainy-credit1 | $70.00 | 9/18/2012 3:57:41 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
639257
This series of Notes was issued and sold upon the funding of the borrower loan #74553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $368.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 30y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,796 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blissful-wampum590 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2011)
|
|
Principal balance:
| $2,597.07 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down more debt to produce more disposable income to help pay additional debt off at a faster rate
My financial situation: Good and stable, and continue to reduce my debt daily, but not as fast as I would like.
I am a good candidate for this loan because I pay my debts, and have an excellent history with Prosper.
Monthly net income: $4750.00
Monthly expenses: $
Housing: $1754.00
Insurance: $68.00
Car expenses: $250.00
Utilities: $110.00
Phone, cable, internet: $173.00
Food, entertainment: $120.00
Clothing, household expenses: $140.00
Credit cards and other loans: $880.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $125.03 | 9/14/2012 5:00:26 PM |
| finance-prescription | $35.00 | 9/14/2012 5:03:29 PM |
| TheSituation | $25.00 | 9/14/2012 5:05:05 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:46 PM |
| panther757 | $25.00 | 9/14/2012 5:09:31 PM |
| handy-justice | $50.00 | 9/14/2012 5:03:23 PM |
| WalnutCreekguy | $50.00 | 9/14/2012 5:25:24 PM |
| nimble-revenue5 | $100.00 | 9/14/2012 5:31:09 PM |
| 1randyp | $25.00 | 9/14/2012 5:20:05 PM |
| FASTIZIO_P | $27.00 | 9/14/2012 5:34:12 PM |
| CA-Lender | $25.00 | 9/14/2012 5:23:24 PM |
| economy-lotus | $50.00 | 9/14/2012 5:24:05 PM |
| kindest-credit-bear | $250.00 | 9/14/2012 5:42:46 PM |
| wealth-builder57 | $25.00 | 9/14/2012 5:26:39 PM |
| supreme-treasure8 | $100.00 | 9/14/2012 5:45:21 PM |
| justreturns | $25.00 | 9/14/2012 5:30:54 PM |
| sweetsassymolassy | $25.00 | 9/14/2012 5:21:47 PM |
| 52digital | $75.00 | 9/14/2012 5:22:21 PM |
| svandgts | $25.00 | 9/14/2012 5:34:31 PM |
| the-credit-maker | $100.00 | 9/14/2012 5:53:17 PM |
| careful-vigilance4 | $25.00 | 9/14/2012 5:24:41 PM |
| principal-cooker2 | $37.00 | 9/14/2012 5:25:13 PM |
| DirtyJenga | $25.00 | 9/14/2012 5:25:36 PM |
| jivory | $25.00 | 9/14/2012 5:43:40 PM |
| first-pragmatic-power | $25.00 | 9/14/2012 5:33:23 PM |
| Comoparklender | $25.00 | 9/14/2012 5:34:10 PM |
| pierrelasvegas | $25.00 | 9/14/2012 5:57:52 PM |
| CMJ-Partners | $100.00 | 9/14/2012 5:58:41 PM |
| vutah | $65.00 | 9/14/2012 5:50:34 PM |
| transaction-hugger4 | $100.00 | 9/14/2012 5:36:36 PM |
| toblerone | $25.00 | 9/14/2012 5:37:15 PM |
| economy-shrubbery6 | $25.00 | 9/14/2012 5:37:31 PM |
| bubb_hans | $25.00 | 9/14/2012 6:00:25 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:38 PM |
| commerce-venture1 | $25.00 | 9/14/2012 5:42:56 PM |
| compassionate-auction6 | $46.00 | 9/14/2012 5:43:16 PM |
| return-pioneer221 | $200.00 | 9/14/2012 6:04:37 PM |
| Palacios | $41.00 | 9/14/2012 6:08:20 PM |
| money-baron | $50.00 | 9/14/2012 6:08:52 PM |
| abundanceforever | $52.50 | 9/14/2012 5:56:55 PM |
| berniemadeoff | $50.00 | 9/14/2012 5:58:57 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:40 PM |
| LeReve | $500.00 | 9/14/2012 6:03:36 PM |
| benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:24 PM |
| Kaj | $25.00 | 9/14/2012 5:55:29 PM |
| paytonbrigadier | $250.00 | 9/14/2012 5:59:04 PM |
| Index_Plus | $3,421.03 | 9/14/2012 6:12:15 PM |
| withering-flounder | $50.00 | 9/14/2012 5:00:47 PM |
| benjaminsky | $25.00 | 9/14/2012 5:00:38 PM |
| WisconsinFinance | $25.00 | 9/14/2012 5:05:05 PM |
| lillian27 | $25.00 | 9/14/2012 5:05:40 PM |
| Milonguero | $100.00 | 9/14/2012 5:05:55 PM |
| shawnw2 | $325.00 | 9/14/2012 5:07:57 PM |
| MoneyForNothing | $25.16 | 9/14/2012 5:02:49 PM |
| duty-viola | $25.00 | 9/14/2012 5:13:57 PM |
| EnglishGeekInNYC | $25.00 | 9/14/2012 5:03:40 PM |
| handshake5 | $38.00 | 9/14/2012 5:05:51 PM |
| felicity-contributor3 | $25.00 | 9/14/2012 5:06:20 PM |
| green-trade-dolphin | $52.28 | 9/14/2012 5:01:21 PM |
| dedicated-transaction796 | $25.00 | 9/14/2012 5:23:04 PM |
| yield-trader | $25.00 | 9/14/2012 5:14:14 PM |
| asiaratt | $50.00 | 9/14/2012 5:27:50 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2012 5:05:37 PM |
| genius520 | $100.00 | 9/14/2012 5:34:14 PM |
| historic-value7 | $150.00 | 9/14/2012 5:09:23 PM |
| spartacusiam | $25.00 | 9/14/2012 5:10:41 PM |
| compassion-expert | $25.00 | 9/14/2012 5:23:07 PM |
| idastmerchants | $25.00 | 9/14/2012 5:24:45 PM |
| the-silver-blaster | $50.00 | 9/14/2012 5:41:53 PM |
| burrito6 | $50.00 | 9/14/2012 5:18:14 PM |
| apostle901 | $25.00 | 9/14/2012 5:26:26 PM |
| AF-Chief | $25.00 | 9/14/2012 5:21:28 PM |
| community-burrito9 | $35.00 | 9/14/2012 5:33:36 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:05 PM |
| Zane314 | $50.00 | 9/14/2012 5:24:27 PM |
| NoCal | $25.00 | 9/14/2012 5:39:20 PM |
| jazzlender | $25.00 | 9/14/2012 5:41:06 PM |
| resolute-worth4 | $30.00 | 9/14/2012 5:42:21 PM |
| mikbos | $25.00 | 9/14/2012 5:43:28 PM |
| JeremyLinFan | $50.00 | 9/14/2012 5:28:16 PM |
| shrewd-peace7 | $25.00 | 9/14/2012 5:44:36 PM |
| enchanted-note14 | $25.00 | 9/14/2012 5:45:41 PM |
| wise-deal-panda | $200.00 | 9/14/2012 5:55:39 PM |
| gimmeopenroad | $50.00 | 9/14/2012 5:32:39 PM |
| tnjohnso | $25.00 | 9/14/2012 5:46:16 PM |
| persist_in_doing | $25.00 | 9/14/2012 5:48:23 PM |
| Wellman | $25.00 | 9/14/2012 5:35:44 PM |
| framework145 | $25.00 | 9/14/2012 5:52:54 PM |
| mjjjrj | $25.00 | 9/14/2012 5:53:27 PM |
| majestic-note6 | $200.00 | 9/14/2012 6:02:16 PM |
| open-minded-p2p1 | $25.00 | 9/14/2012 6:02:56 PM |
| MichaelProsper | $40.00 | 9/14/2012 5:44:32 PM |
| nodrivelpls | $25.00 | 9/14/2012 5:46:14 PM |
| productive-note2 | $50.00 | 9/14/2012 5:55:53 PM |
| john0720 | $25.00 | 9/14/2012 5:50:36 PM |
| MADAOO7 | $50.00 | 9/14/2012 6:05:20 PM |
| adventurer447 | $300.00 | 9/14/2012 6:00:24 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
639265
This series of Notes was issued and sold upon the funding of the borrower loan #74771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $199.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,270 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-riveting-greenback |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I'm in a stable job at a stable company and I have a solid credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/13/2012 6:28:48 PM |
| mariah8641 | $30.00 | 9/13/2012 5:07:02 PM |
| CreditBuilder2 | $25.01 | 9/13/2012 5:27:31 PM |
| lionheart722 | $100.00 | 9/13/2012 5:17:00 PM |
| superb-funds335 | $25.00 | 9/13/2012 5:33:40 PM |
| thrifty-transaction578 | $25.00 | 9/13/2012 5:26:58 PM |
| Rockymtnhi | $50.00 | 9/13/2012 5:49:46 PM |
| community-burrito9 | $45.00 | 9/13/2012 5:31:55 PM |
| bazaar-tulip | $25.00 | 9/13/2012 5:56:54 PM |
| oskizzle | $25.00 | 9/13/2012 7:02:20 PM |
| neptuno | $50.00 | 9/13/2012 8:21:30 PM |
| autonomous-basis | $26.00 | 9/13/2012 9:08:31 PM |
| gold-maestro6 | $50.00 | 9/13/2012 9:13:43 PM |
| engrossing-community0 | $25.00 | 9/13/2012 9:14:49 PM |
| market-maximizer472 | $100.00 | 9/14/2012 6:56:09 AM |
| rchapee | $25.00 | 9/14/2012 7:52:10 AM |
| aganippe | $50.00 | 9/14/2012 8:21:51 AM |
| zotzot | $50.00 | 9/14/2012 9:38:06 AM |
| LoanerPrincipal | $25.00 | 9/14/2012 10:31:33 AM |
| Nipper99 | $100.00 | 9/14/2012 1:09:22 PM |
| systematic-value343 | $50.00 | 9/14/2012 2:01:17 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:54 PM |
| generous-deal6 | $25.00 | 9/14/2012 2:06:42 PM |
| fairness-symphony2 | $50.00 | 9/14/2012 2:31:36 PM |
| p2pelstiltskin8 | $25.00 | 9/14/2012 4:27:47 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:15 PM |
| crdcteng | $25.00 | 9/14/2012 6:24:47 PM |
| Plutis | $25.00 | 9/14/2012 5:52:40 PM |
| capital-heaven5 | $100.00 | 9/15/2012 7:15:26 AM |
| palmetto933 | $50.00 | 9/15/2012 6:11:04 AM |
| samurai2 | $25.00 | 9/15/2012 8:20:49 AM |
| Roundhouse | $222.46 | 9/15/2012 10:08:59 AM |
| heavensfx | $25.00 | 9/15/2012 11:06:07 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:21 AM |
| friendinmoney | $25.00 | 9/15/2012 11:37:25 AM |
| OregonDane | $25.00 | 9/15/2012 8:33:17 AM |
| LendingSingularity | $50.00 | 9/15/2012 12:05:53 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:05 PM |
| impartial-deal | $25.00 | 9/15/2012 12:18:20 PM |
| a-finance-nirvana | $25.00 | 9/15/2012 12:22:09 PM |
| RGlad | $150.00 | 9/15/2012 12:15:56 PM |
| djs81 | $75.00 | 9/15/2012 12:18:40 PM |
| Nazbuster | $200.00 | 9/15/2012 12:32:58 PM |
| justreturns | $25.00 | 9/15/2012 12:26:21 PM |
| SBT | $25.00 | 9/15/2012 1:11:53 PM |
| Pogo5 | $25.00 | 9/15/2012 12:58:12 PM |
| chilandman | $50.00 | 9/15/2012 1:30:00 PM |
| myduck | $40.00 | 9/15/2012 5:29:26 PM |
| wwwUniversal | $25.00 | 9/15/2012 1:58:16 PM |
| dollar-idol7 | $50.00 | 9/15/2012 2:17:10 PM |
| kenji4861 | $25.00 | 9/15/2012 1:30:03 PM |
| guild221 | $25.00 | 9/15/2012 8:42:50 PM |
| danf2201 | $41.87 | 9/15/2012 8:45:19 PM |
| ethical-truth211 | $200.00 | 9/15/2012 4:58:55 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:15 PM |
| Johnab | $25.00 | 9/15/2012 7:27:57 PM |
| dinero-launcher | $37.00 | 9/15/2012 3:00:33 PM |
| whitegold24k | $150.00 | 9/15/2012 4:00:12 PM |
| L-Dogg | $50.00 | 9/15/2012 6:54:03 PM |
| sgt-schultz | $27.00 | 9/15/2012 7:44:11 PM |
| spartacusiam | $25.00 | 9/13/2012 5:10:54 PM |
| lochinvar | $75.00 | 9/13/2012 6:14:55 PM |
| brilliant-balance | $100.00 | 9/13/2012 6:25:39 PM |
| zchamilton | $50.00 | 9/13/2012 6:00:21 PM |
| chlebie | $50.00 | 9/13/2012 5:49:15 PM |
| best-bonafide-p2p | $25.00 | 9/13/2012 7:09:24 PM |
| nbah123 | $50.00 | 9/13/2012 6:18:49 PM |
| rokman | $40.00 | 9/13/2012 6:47:07 PM |
| money-to-bless | $25.00 | 9/13/2012 6:55:55 PM |
| heerzaquestion | $30.00 | 9/14/2012 4:34:04 AM |
| order-bee1 | $200.00 | 9/13/2012 9:46:54 PM |
| fishcreek | $25.00 | 9/13/2012 11:16:32 PM |
| powerful-return1 | $44.00 | 9/14/2012 8:07:05 AM |
| Bank-of-Oof | $25.00 | 9/14/2012 7:33:56 AM |
| ptclender | $100.00 | 9/14/2012 8:58:46 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:47 AM |
| discrete-exchange9 | $25.00 | 9/14/2012 6:58:26 AM |
| market-trooper3 | $30.00 | 9/14/2012 7:08:55 AM |
| _NaLNaBB | $150.00 | 9/14/2012 9:24:31 AM |
| Phryne | $100.00 | 9/14/2012 9:53:24 AM |
| RJN | $30.00 | 9/14/2012 9:58:52 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:39 AM |
| availableloan | $25.00 | 9/14/2012 10:37:44 AM |
| lm75 | $25.00 | 9/14/2012 1:39:07 PM |
| liberty-magnate | $25.00 | 9/14/2012 2:29:55 PM |
| wise-charming-reward | $500.00 | 9/14/2012 1:04:18 PM |
| atlvalet | $25.00 | 9/14/2012 2:46:46 PM |
| JustMee | $25.00 | 9/14/2012 1:56:41 PM |
| tigercat | $50.00 | 9/14/2012 4:56:31 PM |
| spiff666 | $26.66 | 9/14/2012 2:56:41 PM |
| thoughtful-contract984 | $50.00 | 9/14/2012 7:54:19 PM |
| 1traveler | $25.00 | 9/15/2012 2:08:37 AM |
| azazle | $50.00 | 9/15/2012 2:13:55 AM |
| pathcrx | $25.00 | 9/15/2012 8:53:55 AM |
| radforj22 | $25.00 | 9/15/2012 7:34:52 AM |
| britgsb | $25.00 | 9/15/2012 8:03:45 AM |
| Interloper | $70.00 | 9/15/2012 8:16:28 AM |
| prudent-bid3 | $25.00 | 9/15/2012 6:53:17 AM |
| squarebob | $25.00 | 9/15/2012 8:52:02 AM |
| omegamon1 | $25.00 | 9/15/2012 9:46:13 AM |
| janeybooboo | $75.00 | 9/15/2012 12:16:10 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:46 PM |
| Astyanax | $35.00 | 9/15/2012 12:45:33 PM |
| djh47a | $25.00 | 9/15/2012 12:30:45 PM |
| Taxman44 | $25.00 | 9/15/2012 12:36:58 PM |
| BlessedEveryDay | $25.00 | 9/15/2012 2:07:26 PM |
| thankful-nickel2 | $25.00 | 9/15/2012 1:31:33 PM |
| ResQDoc | $25.00 | 9/15/2012 4:12:40 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:14 PM |
| SkinnyFish | $100.00 | 9/15/2012 1:56:34 PM |
| nevee | $25.00 | 9/15/2012 8:24:39 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
639279
This series of Notes was issued and sold upon the funding of the borrower loan #74271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $302.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,867 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensible-bid9 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $3,748.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off high interest credit card accounts.
My financial situation:
I am a good candidate for this loan because...I have a steady job with the same employer for 15 years.
Monthly net income: $4800.00
Monthly expenses: $
Housing: $1600.00
Insurance: $130.00
Car expenses: $800.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $360.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dynadave | $1,000.00 | 9/14/2012 9:40:56 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:03:55 AM |
| benevolent-loot5 | $200.00 | 9/14/2012 9:07:27 AM |
| principal-cooker2 | $50.00 | 9/14/2012 9:02:36 AM |
| worthy-compassion878 | $25.00 | 9/14/2012 9:09:11 AM |
| abundanceforever | $52.50 | 9/14/2012 9:10:17 AM |
| DasMula | $25.00 | 9/14/2012 9:04:36 AM |
| enthusiastic-cash599 | $50.00 | 9/14/2012 9:16:46 AM |
| fund-washboard2 | $25.00 | 9/14/2012 9:22:12 AM |
| 100units | $200.00 | 9/14/2012 9:06:45 AM |
| Investoman | $25.00 | 9/14/2012 9:14:03 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:07:55 AM |
| papaloha | $68.00 | 9/14/2012 9:16:28 AM |
| BostonCapital | $100.00 | 9/14/2012 9:31:21 AM |
| steady-dime | $25.00 | 9/14/2012 9:32:41 AM |
| finance-kayak30 | $25.00 | 9/14/2012 9:13:29 AM |
| tolerant-dinero2 | $25.00 | 9/14/2012 9:37:27 AM |
| ore-dojo | $25.00 | 9/14/2012 9:26:43 AM |
| thrilling-listing51 | $100.00 | 9/14/2012 9:16:00 AM |
| bazaar-tulip | $25.00 | 9/14/2012 9:42:26 AM |
| jthomps4 | $25.00 | 9/14/2012 9:19:54 AM |
| AF-Chief | $25.00 | 9/14/2012 9:36:34 AM |
| CACO_Lender | $25.00 | 9/14/2012 9:53:37 AM |
| velocityasaurus-rex4 | $100.00 | 9/14/2012 9:54:52 AM |
| piter-to-la-investment | $25.00 | 9/14/2012 9:30:40 AM |
| integrity-starter | $25.00 | 9/14/2012 9:39:58 AM |
| bazaar-festivity | $25.00 | 9/14/2012 9:58:44 AM |
| dough-driver7 | $25.00 | 9/14/2012 9:42:02 AM |
| streak269 | $25.00 | 9/14/2012 9:59:26 AM |
| punctual-worth263 | $35.01 | 9/14/2012 9:38:06 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:16 AM |
| CROBRUN | $50.00 | 9/14/2012 9:41:59 AM |
| community-piccolo0 | $50.00 | 9/14/2012 9:43:00 AM |
| JasmineTrust | $25.00 | 9/14/2012 9:56:19 AM |
| EvalCrux | $50.00 | 9/14/2012 9:59:33 AM |
| fitiwalt | $25.00 | 9/14/2012 10:01:24 AM |
| hope-percolator8 | $50.00 | 9/14/2012 9:07:08 AM |
| affluence-microscope2 | $200.00 | 9/14/2012 9:08:29 AM |
| j2ee | $50.00 | 9/14/2012 9:03:21 AM |
| auction-sage | $100.00 | 9/14/2012 9:14:06 AM |
| versatile-dime442 | $250.00 | 9/14/2012 9:15:20 AM |
| breathtaking-funds6 | $50.00 | 9/14/2012 9:17:09 AM |
| orange-spiritual-contract | $100.00 | 9/14/2012 9:09:32 AM |
| nickel-ferret | $25.00 | 9/14/2012 9:11:50 AM |
| wise-virtuous-vigilance | $100.00 | 9/14/2012 9:12:37 AM |
| new-impeccable-coin | $25.00 | 9/14/2012 9:13:17 AM |
| pure-treasure7 | $50.00 | 9/14/2012 9:06:49 AM |
| radiant-dollar9 | $200.00 | 9/14/2012 9:14:46 AM |
| LeReve | $500.00 | 9/14/2012 9:17:18 AM |
| community-burrito9 | $35.00 | 9/14/2012 9:31:17 AM |
| enthusiastic-point | $25.00 | 9/14/2012 9:21:20 AM |
| wetlands | $200.00 | 9/14/2012 9:13:09 AM |
| attentive-compassion1 | $50.00 | 9/14/2012 9:25:04 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:28 AM |
| wonderous-truth6 | $25.00 | 9/14/2012 9:27:16 AM |
| tranquil-revenue | $25.00 | 9/14/2012 9:14:48 AM |
| orange-market-amigo | $200.00 | 9/14/2012 9:38:22 AM |
| urbane-income7 | $25.00 | 9/14/2012 9:29:39 AM |
| CMJ-Partners | $100.00 | 9/14/2012 9:33:14 AM |
| Fitiwalt7 | $25.00 | 9/14/2012 9:49:56 AM |
| TheCount | $25.00 | 9/14/2012 9:36:10 AM |
| JeremyLinFan | $50.00 | 9/14/2012 9:38:16 AM |
| kind-lovely-marketplace | $25.00 | 9/14/2012 9:40:29 AM |
| fcrick | $50.00 | 9/14/2012 9:54:05 AM |
| dynamic-money271 | $100.00 | 9/14/2012 9:44:47 AM |
| Rico47 | $25.00 | 9/14/2012 10:01:51 AM |
| MI2 | $3,009.49 | 9/14/2012 10:02:31 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
639315
This series of Notes was issued and sold upon the funding of the borrower loan #74658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $187.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 1m |
|
Amount delinquent:
| $5,421 |
Total credit lines:
| 26 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $140 | |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peace-saffron9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 900
Monthly expenses: $
Housing: $100-150 help mom for gas heater
Insurance: $139
Car expenses: $60-80 for gas
Utilities: $
Phone, cable, internet: $87.00 dish network
Food, entertainment: $50
Clothing, household expenses: $40 as need new pant?
Credit cards and other loans: $77
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| brainy-return234 | $25.00 | 9/16/2012 2:36:22 PM |
| well-rounded-payout0 | $25.00 | 9/16/2012 3:06:36 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:03 PM |
| green-lively-bill | $25.00 | 9/16/2012 12:38:43 PM |
| DSFinancial | $25.00 | 9/16/2012 2:50:25 PM |
| felicity-neutron4 | $25.00 | 9/16/2012 2:51:21 PM |
| 52digital | $75.00 | 9/16/2012 2:27:52 PM |
| Miami | $25.00 | 9/17/2012 9:05:21 AM |
| papaloha | $25.00 | 9/16/2012 8:21:49 PM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:44 AM |
| enriching-dollar1 | $100.00 | 9/17/2012 9:06:25 AM |
| pierrelasvegas | $25.00 | 9/17/2012 9:11:28 AM |
| bubb_hans | $25.00 | 9/17/2012 9:36:13 AM |
| tostada88 | $25.00 | 9/17/2012 9:45:40 AM |
| versatile-dime442 | $250.00 | 9/17/2012 9:15:54 AM |
| desertoasis | $25.00 | 9/17/2012 10:29:04 AM |
| LuvToLend | $25.00 | 9/17/2012 11:24:31 AM |
| magical-kindness888888 | $25.00 | 9/17/2012 11:30:04 AM |
| Comoparklender | $25.00 | 9/17/2012 9:43:13 AM |
| statuesque-affluence058 | $25.00 | 9/16/2012 3:09:10 PM |
| power-chihuahua | $25.00 | 9/16/2012 2:50:29 PM |
| supernova719 | $50.00 | 9/16/2012 3:12:27 PM |
| capital-renewal | $25.00 | 9/16/2012 2:25:44 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:15 PM |
| TronMedici | $50.00 | 9/17/2012 9:09:31 AM |
| Jack-Sparrow | $25.00 | 9/17/2012 9:31:12 AM |
| best-elevated-social | $25.00 | 9/17/2012 9:22:48 AM |
| professional-vigilance9 | $100.00 | 9/17/2012 9:24:17 AM |
| cberthiaume | $50.00 | 9/17/2012 9:05:10 AM |
| benevolent-loot5 | $200.00 | 9/17/2012 9:07:39 AM |
| vstarostenko | $25.00 | 9/17/2012 9:40:52 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:33 AM |
| sincere-agreement9 | $50.00 | 9/17/2012 10:46:44 AM |
| durability-seahorse7 | $50.00 | 9/17/2012 9:40:26 AM |
| green-friendly-bill | $50.00 | 9/17/2012 11:24:13 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
639349
This series of Notes was issued and sold upon the funding of the borrower loan #74533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 17y 0m |
|
Amount delinquent:
| $553 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,572 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| withoutdebt |
Borrower's state:
| Missouri |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
620-639
(Sep-2009)
640-659
(Aug-2009)
580-599
(Jul-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to.catch up on some bills, got a little behind because of Major surgery in April....I am fine now but this loan will get me back on track..
My financial situation:
I am a good candidate for this loan because. I hve had Prosper loans before and paid early and was never late.
Monthly net income: $3000. sometimes more because of commission
Monthly expenses: $
Housing: $650
Insurance: $280
Car expenses: $150.
Utilities: $320
Phone, cable, internet: $300
Food, entertainment: $150
Clothing, household expenses: $125
Credit cards and other loans: $450
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| aaa-action-invest | $500.00 | 9/15/2012 12:01:52 PM |
| trumpeter5 | $25.00 | 9/15/2012 12:01:40 PM |
| _nfx-ira_ | $35.01 | 9/15/2012 12:02:10 PM |
| Dont_Worry_Be_Happy | $25.00 | 9/15/2012 12:09:51 PM |
| felicity-contributor3 | $25.00 | 9/15/2012 12:04:11 PM |
| PLANECRASH | $45.00 | 9/15/2012 12:01:39 PM |
| scholarly-order6 | $25.00 | 9/15/2012 12:02:06 PM |
| brightest-organized-balance | $25.00 | 9/15/2012 12:29:55 PM |
| millionaireguy | $32.82 | 9/15/2012 12:30:53 PM |
| Astyanax | $25.23 | 9/15/2012 12:17:27 PM |
| bubb_hans | $25.00 | 9/15/2012 12:29:11 PM |
| economy-shrubbery6 | $25.00 | 9/15/2012 12:40:14 PM |
| social-cocktail1 | $200.00 | 9/15/2012 12:42:08 PM |
| IIP77 | $25.00 | 9/15/2012 12:43:57 PM |
| DSFinancial | $25.00 | 9/15/2012 12:29:57 PM |
| dontletmoneyfoolya | $50.00 | 9/15/2012 12:30:51 PM |
| RGlad | $150.00 | 9/15/2012 12:33:17 PM |
| money-surge1 | $25.00 | 9/15/2012 12:52:25 PM |
| continental2 | $100.00 | 9/15/2012 12:35:24 PM |
| fcrick | $50.00 | 9/15/2012 12:36:00 PM |
| murlirao2002 | $25.00 | 9/15/2012 12:36:06 PM |
| careful-vigilance4 | $25.00 | 9/15/2012 12:37:23 PM |
| DasMula | $100.00 | 9/15/2012 12:38:35 PM |
| vanklein | $25.00 | 9/15/2012 12:45:48 PM |
| red-power-pecan | $50.00 | 9/15/2012 1:17:25 PM |
| asiaratt | $50.00 | 9/15/2012 12:52:37 PM |
| CA-Lender | $25.00 | 9/15/2012 1:09:18 PM |
| halothane_logic | $26.00 | 9/15/2012 1:11:07 PM |
| mrxtravis | $25.00 | 9/15/2012 12:56:18 PM |
| life-is-great | $25.00 | 9/15/2012 12:58:10 PM |
| WeshaTheLeopard | $25.00 | 9/15/2012 1:40:18 PM |
| ImNotSoDumb | $25.02 | 9/15/2012 1:46:18 PM |
| 01a_MrUSC_IRA | $50.00 | 9/15/2012 1:38:13 PM |
| interstellar | $75.00 | 9/15/2012 1:39:51 PM |
| myutmost | $35.00 | 9/15/2012 1:46:59 PM |
| money-baron-roth-IRA | $50.00 | 9/15/2012 1:26:31 PM |
| servnyou | $25.00 | 9/15/2012 1:35:47 PM |
| InChicago | $80.03 | 9/15/2012 12:01:47 PM |
| LittleMingo | $25.00 | 9/15/2012 12:28:19 PM |
| investmentgroup | $50.00 | 9/15/2012 1:32:46 PM |
| handy-justice | $50.00 | 9/15/2012 12:02:22 PM |
| MoneyForNothing | $25.19 | 9/15/2012 12:01:36 PM |
| lowrater | $50.40 | 9/15/2012 12:03:56 PM |
| SolarMoonshine | $25.00 | 9/15/2012 12:08:41 PM |
| Milonguero | $100.00 | 9/15/2012 12:02:41 PM |
| SLN-10 | $100.00 | 9/15/2012 12:22:02 PM |
| janeybooboo | $50.00 | 9/15/2012 12:33:43 PM |
| michaelray703 | $25.00 | 9/15/2012 12:40:46 PM |
| Military_Money_Wise | $25.00 | 9/15/2012 12:23:22 PM |
| amlu1988 | $25.00 | 9/15/2012 12:23:27 PM |
| deal-galleon | $25.00 | 9/15/2012 12:43:20 PM |
| jazzlender | $25.00 | 9/15/2012 12:39:32 PM |
| kulender | $100.00 | 9/15/2012 12:39:41 PM |
| power-chihuahua | $25.00 | 9/15/2012 12:56:59 PM |
| BankofRon_IRA | $100.00 | 9/15/2012 12:39:00 PM |
| MikeyZ2008 | $25.00 | 9/15/2012 1:04:28 PM |
| MG_Holdings | $25.00 | 9/15/2012 12:41:05 PM |
| Hedge-Fund | $25.00 | 9/15/2012 12:41:45 PM |
| enticing-capital6 | $50.00 | 9/15/2012 1:13:52 PM |
| AF-Chief | $25.00 | 9/15/2012 1:19:21 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:43 PM |
| productive-ore | $25.00 | 9/15/2012 1:06:47 PM |
| thankful-nickel2 | $25.00 | 9/15/2012 1:27:31 PM |
| finance-prescription | $100.00 | 9/15/2012 1:12:00 PM |
| truth-chooser1 | $25.00 | 9/15/2012 1:20:52 PM |
| 108-IRA | $50.00 | 9/15/2012 1:45:20 PM |
| money-baron-Roth401k | $25.00 | 9/15/2012 1:03:51 PM |
| 52digital | $75.00 | 9/15/2012 1:05:20 PM |
| brainy-return234 | $25.00 | 9/15/2012 1:09:11 PM |
| Investor_DP | $200.00 | 9/15/2012 1:38:12 PM |
| MoneyForNothing | $20.30 | 9/15/2012 1:52:50 PM |
| 01a_MrsUSC | $100.00 | 9/15/2012 1:24:19 PM |
| genius520 | $100.00 | 9/15/2012 1:33:45 PM |
| TheCount | $25.00 | 9/15/2012 1:35:38 PM |
| roux | $25.00 | 9/15/2012 1:52:40 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
639403
This series of Notes was issued and sold upon the funding of the borrower loan #75002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $592.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,357 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transaction-trophy533 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit card debt.
My financial situation:
I am a good candidate for this loan because...I have a government job with great job security. I have been employed there for 11 years. I have some credit card debt I would pay off with this loan. Those cards will be closed immediately. You will see from my expenses that I will be able to pay this loan off in a timely manner.
Monthly net income: $3,900
Monthly expenses: $2,700
Housing: $1,045.50
Insurance: $62
Car expenses: $0
Utilities: $30
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $1,000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Index_Plus | $5,000.00 | 9/13/2012 5:04:20 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:07 PM |
| handy-justice | $50.00 | 9/13/2012 5:10:43 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:18 PM |
| historic-value7 | $100.00 | 9/13/2012 5:29:45 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:04 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:57 PM |
| money-baron | $50.00 | 9/13/2012 6:36:29 PM |
| SolarMoonshine | $25.00 | 9/13/2012 6:16:32 PM |
| COCHINOBOY | $60.00 | 9/13/2012 7:15:01 PM |
| SLN-10 | $50.00 | 9/13/2012 6:51:19 PM |
| bibliomania | $25.00 | 9/13/2012 10:47:31 PM |
| graceful-investment | $106.00 | 9/13/2012 11:55:04 PM |
| Nerdster1 | $25.00 | 9/14/2012 4:47:37 AM |
| courteous-platinum7 | $25.00 | 9/14/2012 4:49:49 AM |
| order-bee1 | $1,000.00 | 9/13/2012 10:17:45 PM |
| InvestorJunkie | $25.00 | 9/13/2012 8:47:28 PM |
| bluehen00 | $25.00 | 9/14/2012 5:57:27 AM |
| reflective-rupee | $25.00 | 9/13/2012 10:45:54 PM |
| exciting-fairness | $200.00 | 9/14/2012 8:07:42 AM |
| supreme-treasure8 | $100.00 | 9/14/2012 9:36:22 AM |
| profit-powerplant | $25.00 | 9/14/2012 10:02:53 AM |
| tech310 | $50.00 | 9/14/2012 10:39:56 AM |
| careful-vigilance4 | $25.00 | 9/14/2012 10:02:40 AM |
| platinum-waterfall | $25.00 | 9/14/2012 11:16:31 AM |
| saxaphone6 | $25.00 | 9/14/2012 11:40:16 AM |
| income-triangulation1 | $25.00 | 9/13/2012 5:05:53 PM |
| 52digital | $75.00 | 9/13/2012 5:04:00 PM |
| community-burrito9 | $25.00 | 9/13/2012 5:29:47 PM |
| NickelSteamroller | $35.00 | 9/13/2012 5:45:27 PM |
| skillful-asset5 | $30.00 | 9/13/2012 6:53:09 PM |
| EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:54 PM |
| payment-halo | $25.00 | 9/13/2012 6:59:03 PM |
| scholarly-order6 | $30.00 | 9/13/2012 6:33:39 PM |
| Hardlyskiing01 | $25.00 | 9/13/2012 10:31:47 PM |
| wonderous-power | $25.00 | 9/14/2012 2:25:48 AM |
| revenue-statesperson4 | $100.00 | 9/14/2012 1:47:07 AM |
| LaGrangeLender | $60.00 | 9/14/2012 6:34:18 AM |
| buffalobills | $25.00 | 9/14/2012 9:34:23 AM |
| decisive-income7 | $1,000.00 | 9/14/2012 9:39:12 AM |
| MI2 | $5,000.00 | 9/14/2012 10:02:26 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:40 AM |
| integrity-doctor | $100.00 | 9/14/2012 10:00:37 AM |
| UltimateWill | $25.00 | 9/14/2012 12:22:53 PM |
| deal-banker | $40.00 | 9/14/2012 11:15:01 AM |
| Cambalache | $36.00 | 9/14/2012 11:47:28 AM |
| Shawn95187 | $25.00 | 9/14/2012 11:19:29 AM |
| loyalist1 | $98.00 | 9/14/2012 12:32:56 PM |
| ethical-truth211 | $955.00 | 9/14/2012 12:48:10 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
639429
This series of Notes was issued and sold upon the funding of the borrower loan #74520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $401.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,929 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-visionary3 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because i've never been late on a payment,and this loan will get me out of the credit card trap,so i'll have enough for the bills,and a little left to save.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/16/2012 3:22:42 PM |
| kenji4861 | $25.00 | 9/16/2012 2:22:41 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:55 PM |
| community-burrito9 | $25.00 | 9/16/2012 2:44:22 PM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:29 AM |
| enterprising-exchange6 | $50.00 | 9/17/2012 5:08:53 PM |
| themoneydoctor | $50.37 | 9/17/2012 4:00:29 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:10 PM |
| jcornehlsen | $25.00 | 9/17/2012 6:22:47 PM |
| bellaquito | $500.00 | 9/17/2012 7:14:48 PM |
| bonafide-economy | $25.00 | 9/18/2012 8:29:41 AM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:42 AM |
| Efinvestors | $25.00 | 9/18/2012 9:12:17 AM |
| Avala | $100.00 | 9/18/2012 9:32:07 AM |
| compoundinterest | $25.00 | 9/18/2012 9:18:01 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:49:59 AM |
| availableloan | $25.00 | 9/18/2012 9:43:34 AM |
| Cai8899 | $25.00 | 9/18/2012 9:41:54 AM |
| Pickmar | $25.00 | 9/18/2012 10:51:08 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:16 AM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:20 AM |
| dukeiyer | $25.00 | 9/18/2012 2:30:31 PM |
| market-pudding | $25.00 | 9/18/2012 2:43:26 PM |
| loyalty-czar | $25.00 | 9/18/2012 10:58:49 AM |
| xyzpl | $50.00 | 9/18/2012 3:09:04 PM |
| blue-laudable-dinero | $50.00 | 9/18/2012 3:27:57 PM |
| astute-benjamins | $150.00 | 9/18/2012 4:01:45 PM |
| SweetSerenityInvest | $25.70 | 9/18/2012 4:25:31 PM |
| citizenX | $50.00 | 9/18/2012 4:33:06 PM |
| azazle | $25.00 | 9/18/2012 12:12:57 PM |
| orange-liberty-oyster | $100.00 | 9/18/2012 5:11:04 PM |
| hawaiitechnical | $25.00 | 9/18/2012 1:34:01 PM |
| coin-popcorn | $30.00 | 9/18/2012 3:02:58 PM |
| Leshan | $50.00 | 9/18/2012 3:36:44 PM |
| chac | $100.00 | 9/18/2012 5:31:04 PM |
| mtquan | $25.00 | 9/18/2012 5:24:01 PM |
| Independenttools | $25.00 | 9/18/2012 5:41:14 PM |
| pdub | $750.00 | 9/18/2012 5:56:14 PM |
| TeachMeSS | $50.00 | 9/18/2012 5:53:46 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:32 PM |
| dough-kitten5 | $50.00 | 9/18/2012 6:28:58 PM |
| napmanger | $100.00 | 9/18/2012 5:58:58 PM |
| RocketSurgeon | $25.00 | 9/18/2012 6:03:58 PM |
| benevolent-marketplace4 | $1,274.05 | 9/18/2012 6:46:47 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:38 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:44 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:39 PM |
| Bank_Of_XL | $25.00 | 9/16/2012 5:22:51 PM |
| marketplace-singularity3 | $40.00 | 9/16/2012 6:43:53 PM |
| blot44 | $25.00 | 9/16/2012 10:41:32 PM |
| ready-interest9 | $25.00 | 9/16/2012 3:24:19 PM |
| blue-order-comet | $50.00 | 9/16/2012 10:22:58 PM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:34 AM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:39 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:14 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:28 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:40:02 PM |
| MI2 | $5,000.00 | 9/17/2012 7:43:43 PM |
| cash-cymbal3 | $100.00 | 9/18/2012 8:21:16 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:39 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:52 AM |
| economy-popcorn | $25.00 | 9/18/2012 5:52:39 AM |
| Castellan | $50.00 | 9/18/2012 9:19:25 AM |
| botfolio | $300.00 | 9/18/2012 9:33:01 AM |
| neighborly-hope6 | $100.00 | 9/18/2012 9:45:38 AM |
| GoldenKoi | $100.00 | 9/18/2012 9:48:48 AM |
| BizAnalyst | $50.00 | 9/18/2012 9:58:10 AM |
| Weaverville | $50.00 | 9/18/2012 10:45:48 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:07 AM |
| Index_Plus | $5,000.00 | 9/18/2012 2:03:10 PM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:13 AM |
| imogen22 | $25.00 | 9/18/2012 12:43:32 PM |
| Guiren | $100.00 | 9/18/2012 3:43:01 PM |
| blackstar | $25.00 | 9/18/2012 4:26:16 PM |
| repayment-hawk5 | $25.00 | 9/18/2012 4:27:07 PM |
| Dan77 | $25.00 | 9/18/2012 10:56:58 AM |
| giftgold | $25.00 | 9/18/2012 11:01:57 AM |
| blackstar | $25.00 | 9/18/2012 4:28:34 PM |
| WxChem | $25.00 | 9/18/2012 5:11:19 PM |
| beeguy | $25.00 | 9/18/2012 12:44:12 PM |
| superstar449 | $30.00 | 9/18/2012 5:06:25 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:12 PM |
| vollynet | $61.39 | 9/18/2012 2:01:59 PM |
| benjamin67 | $25.00 | 9/18/2012 5:12:28 PM |
| windguy | $50.00 | 9/18/2012 5:19:13 PM |
| Cory79 | $25.00 | 9/18/2012 5:51:43 PM |
| prudent-bid3 | $33.49 | 9/18/2012 5:37:55 PM |
| adaboy65 | $75.00 | 9/18/2012 5:56:25 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:26 PM |
| CACO_Lender | $25.00 | 9/18/2012 6:23:14 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
639455
This series of Notes was issued and sold upon the funding of the borrower loan #74545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $221.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1976 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $104,843 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| historic-return790 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to property taxes.
My financial situation:
I am a good candidate for this loan because my credit score is over 700 and I am current with all bills
Monthly net income: $ 8200
Monthly expenses: $ 2100 (not counting items listed below)
Housing: $ House is paid off
Insurance: $ $220
Car expenses: $ 400 (gas)
Utilities: $ 200
Phone, cable, internet: $ 120.
Food, entertainment: $ 100.
Clothing, household expenses: $ Included in Monthly
Credit cards and other loans: $ 700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| penny-surgeon | $25.00 | 9/15/2012 12:03:07 PM |
| scholarly-order6 | $75.00 | 9/15/2012 12:12:27 PM |
| worth-blanket2 | $7,200.00 | 9/15/2012 12:09:02 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:34 PM |
| 84928429 | $50.00 | 9/15/2012 12:19:05 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:55 PM |
| integrity-reactor4 | $100.00 | 9/15/2012 12:26:28 PM |
| djh47a | $25.00 | 9/15/2012 12:30:46 PM |
| Astyanax | $30.00 | 9/15/2012 12:31:13 PM |
| kulender | $15.00 | 9/15/2012 12:39:41 PM |
| RGlad | $250.00 | 9/15/2012 12:09:03 PM |
| janeybooboo | $100.00 | 9/15/2012 12:09:20 PM |
| ferocious-kindness8 | $30.00 | 9/15/2012 12:12:22 PM |
| bazaar-festivity | $25.00 | 9/15/2012 12:26:07 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
639493
This series of Notes was issued and sold upon the funding of the borrower loan #74579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $175.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
|
Amount delinquent:
| $1,425 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $5,226 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bzknows28 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $
Housing: $400
Insurance: $100
Car expenses: $
Utilities: $125
Phone, cable, internet: $120
Food, entertainment: $125
Clothing, household expenses: $125
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/13/2012 5:10:54 PM |
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 5:09:02 PM |
| urbane-income7 | $25.00 | 9/13/2012 5:52:10 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:16 PM |
| toblerone | $25.00 | 9/13/2012 6:27:15 PM |
| courteous-dedication7 | $25.00 | 9/13/2012 8:58:39 PM |
| dough-hammock | $25.00 | 9/13/2012 9:36:07 PM |
| sharp-return7 | $25.69 | 9/13/2012 10:03:08 PM |
| Hardlyskiing01 | $25.00 | 9/13/2012 10:31:47 PM |
| gallant-camaraderi | $25.00 | 9/14/2012 7:03:20 AM |
| Higheagle | $25.00 | 9/14/2012 7:10:52 AM |
| durability-seahorse7 | $50.00 | 9/14/2012 5:23:40 AM |
| goose026 | $120.00 | 9/14/2012 5:12:41 AM |
| systematic-loan | $25.00 | 9/14/2012 5:32:05 AM |
| paradise-foothill | $59.31 | 9/14/2012 8:55:36 AM |
| rchapee | $25.00 | 9/14/2012 7:52:11 AM |
| Bank-of-Oof | $25.00 | 9/14/2012 8:18:54 AM |
| SSC_CCV | $50.00 | 9/14/2012 9:00:48 AM |
| miked8303 | $50.00 | 9/14/2012 9:49:13 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:40 AM |
| magnificent-dime4 | $25.00 | 9/14/2012 10:36:24 AM |
| jhussey | $100.00 | 9/14/2012 10:43:08 AM |
| dreammachine | $50.00 | 9/14/2012 10:46:41 AM |
| systematic-value343 | $50.00 | 9/14/2012 2:01:18 PM |
| UltimateWill | $25.00 | 9/14/2012 12:22:53 PM |
| unbeatable-integrity822 | $30.00 | 9/14/2012 2:44:46 PM |
| respectful-fairness069 | $27.00 | 9/14/2012 2:51:50 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:55 PM |
| otto1939 | $102.00 | 9/14/2012 1:50:50 PM |
| investment-cluster | $40.00 | 9/14/2012 4:29:33 PM |
| supersarah61 | $25.00 | 9/14/2012 4:44:20 PM |
| Dave0 | $25.00 | 9/14/2012 5:01:34 PM |
| Weaverville | $25.00 | 9/14/2012 2:54:34 PM |
| dough-tsunami2 | $25.00 | 9/14/2012 1:42:52 PM |
| graceful-durability246 | $50.00 | 9/14/2012 5:05:12 PM |
| TeamAmerica | $25.00 | 9/14/2012 5:06:44 PM |
| dynamic-money271 | $100.00 | 9/14/2012 5:08:10 PM |
| value-showcase828 | $25.00 | 9/14/2012 5:01:51 PM |
| AceInTheHole | $25.00 | 9/14/2012 5:02:27 PM |
| godzig | $25.00 | 9/14/2012 5:02:46 PM |
| mmckune | $25.00 | 9/14/2012 5:11:03 PM |
| attentive-compassion1 | $50.00 | 9/14/2012 5:03:25 PM |
| theloanfiller | $25.00 | 9/14/2012 5:12:22 PM |
| Lam0nt | $25.00 | 9/14/2012 5:12:49 PM |
| Harry | $50.00 | 9/14/2012 5:25:32 PM |
| melodious-rupee3 | $25.00 | 9/14/2012 5:25:59 PM |
| market-assembler | $50.00 | 9/14/2012 5:15:31 PM |
| important-ore | $150.00 | 9/14/2012 5:26:13 PM |
| jamiee73 | $25.00 | 9/14/2012 5:30:42 PM |
| RetiredATC | $50.00 | 9/14/2012 5:06:29 PM |
| Longfellow20011 | $28.80 | 9/14/2012 5:23:41 PM |
| the-yield-surfer | $25.00 | 9/14/2012 5:13:06 PM |
| principal-cooker2 | $50.00 | 9/14/2012 5:25:13 PM |
| top-community-voyage | $50.00 | 9/14/2012 5:17:00 PM |
| transparency-silo2 | $25.00 | 9/14/2012 5:17:08 PM |
| bazaar-tulip | $25.00 | 9/14/2012 5:26:20 PM |
| unforgettable-wealth4 | $31.00 | 9/14/2012 5:23:38 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:20 PM |
| lionheart722 | $100.00 | 9/13/2012 5:17:01 PM |
| gravbox | $25.00 | 9/13/2012 5:38:20 PM |
| tranquil-note5 | $50.00 | 9/13/2012 5:40:55 PM |
| chlebie | $50.00 | 9/13/2012 5:49:16 PM |
| tech310 | $43.00 | 9/13/2012 6:13:54 PM |
| EnglishGeekInNYC | $50.00 | 9/13/2012 6:15:54 PM |
| loot-baton | $25.00 | 9/13/2012 6:18:52 PM |
| velocity-winner | $25.00 | 9/13/2012 10:37:47 PM |
| bonafide-economy | $25.00 | 9/13/2012 6:57:42 PM |
| bullwink27 | $25.00 | 9/14/2012 4:28:34 AM |
| discrete-exchange9 | $25.00 | 9/14/2012 6:58:45 AM |
| marwadi-62 | $100.00 | 9/14/2012 6:20:17 AM |
| rootcanaler | $50.00 | 9/14/2012 7:27:18 AM |
| revenue-serenity | $25.00 | 9/14/2012 6:42:57 AM |
| tolerant-dinero2 | $25.00 | 9/14/2012 9:39:15 AM |
| djh47a | $25.00 | 9/14/2012 9:29:30 AM |
| OnePoorDude | $25.00 | 9/14/2012 10:26:49 AM |
| JBBank | $50.00 | 9/14/2012 10:12:46 AM |
| resolute-justice413 | $100.00 | 9/14/2012 10:53:49 AM |
| melodious-fairness | $50.00 | 9/14/2012 1:03:48 PM |
| cutter21 | $25.00 | 9/14/2012 5:01:36 PM |
| vigilance-frontier | $50.00 | 9/14/2012 4:23:06 PM |
| wwwUniversal | $25.00 | 9/14/2012 5:00:32 PM |
| enthralling-deal53 | $100.00 | 9/14/2012 5:10:08 PM |
| sensible-trade | $100.00 | 9/14/2012 5:04:44 PM |
| Goodlender42 | $25.00 | 9/14/2012 5:18:07 PM |
| american6 | $50.00 | 9/14/2012 5:18:20 PM |
| vestratech | $25.00 | 9/14/2012 5:06:59 PM |
| listing-vista | $50.00 | 9/14/2012 5:09:18 PM |
| kevin314 | $25.00 | 9/14/2012 5:22:19 PM |
| Perdita_II | $25.00 | 9/14/2012 5:03:17 PM |
| pdxtech | $50.00 | 9/14/2012 5:24:00 PM |
| velocity-warrior | $25.00 | 9/14/2012 5:13:51 PM |
| DirtyJenga | $25.00 | 9/14/2012 5:25:35 PM |
| DL-JL | $25.00 | 9/14/2012 5:25:55 PM |
| newest-currency-vibrato | $25.00 | 9/14/2012 5:30:48 PM |
| Sothenwhat | $100.00 | 9/14/2012 5:12:10 PM |
| haplender | $50.00 | 9/14/2012 5:18:22 PM |
| intuitive-benefit3 | $47.00 | 9/14/2012 5:21:40 PM |
| LendGuy | $25.00 | 9/14/2012 5:33:05 PM |
| Huck007 | $25.00 | 9/14/2012 5:33:27 PM |
| Zane314 | $50.00 | 9/14/2012 5:24:25 PM |
| mondial4 | $100.00 | 9/14/2012 5:25:03 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
639567
This series of Notes was issued and sold upon the funding of the borrower loan #74651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $197.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,678 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-ingenious-social |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: Car repair, medical expense, debt consolidation
This loan will be used to...
Repair car, med procedure, small debt consolidation, better improve credit
My financial situation:
I am a good candidate for this loan because...good history for 6 years, solid work history, pay check, payment history.
Monthly net income: $3000
Monthly expenses: $
Housing: $860
Insurance: $200
Car expenses: 100
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| unforgettable-wealth4 | $38.00 | 9/15/2012 12:16:45 PM |
| trajectory8 | $25.00 | 9/15/2012 12:01:29 PM |
| wizard750 | $28.00 | 9/15/2012 12:20:10 PM |
| handy-justice | $50.00 | 9/15/2012 12:05:18 PM |
| superb-funds335 | $25.00 | 9/15/2012 12:29:43 PM |
| LendingPimp_2 | $26.00 | 9/15/2012 12:14:11 PM |
| a-finance-nirvana | $25.00 | 9/15/2012 12:22:12 PM |
| mikbos | $25.00 | 9/15/2012 12:42:14 PM |
| pound-mushroom3 | $25.00 | 9/15/2012 12:24:50 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:55 PM |
| debt-force | $25.00 | 9/15/2012 12:46:48 PM |
| bubb_hans | $25.00 | 9/15/2012 12:29:11 PM |
| careful-vigilance4 | $25.00 | 9/15/2012 12:37:23 PM |
| money-surge1 | $25.00 | 9/15/2012 12:52:26 PM |
| asiaratt | $40.00 | 9/15/2012 12:52:37 PM |
| Wellman | $25.00 | 9/15/2012 12:36:25 PM |
| cognizant-rupee7 | $25.00 | 9/15/2012 1:06:22 PM |
| ultimate-payment | $25.00 | 9/15/2012 1:14:45 PM |
| first-friendly-listing | $50.00 | 9/15/2012 1:18:01 PM |
| coyone | $50.00 | 9/15/2012 1:19:19 PM |
| MikeyZ2008 | $25.00 | 9/15/2012 1:04:28 PM |
| dedicated-transaction796 | $25.00 | 9/15/2012 1:23:59 PM |
| lawrence_bacchus | $25.00 | 9/15/2012 1:24:01 PM |
| important-gold5 | $25.00 | 9/15/2012 12:53:36 PM |
| open-minded-p2p1 | $25.00 | 9/15/2012 1:10:40 PM |
| shrewd-peace7 | $25.00 | 9/15/2012 12:56:23 PM |
| life-is-great | $25.00 | 9/15/2012 12:58:10 PM |
| Comoparklender | $25.00 | 9/15/2012 1:29:32 PM |
| BostonCapital | $100.00 | 9/15/2012 1:10:43 PM |
| supreme-treasure8 | $100.00 | 9/15/2012 1:26:07 PM |
| scrappy-diversification7 | $902.99 | 9/15/2012 1:29:36 PM |
| selector568 | $300.00 | 9/15/2012 12:01:14 PM |
| Kaj | $25.00 | 9/15/2012 12:31:32 PM |
| authoritative-platinum7 | $50.00 | 9/15/2012 12:31:48 PM |
| asset-professor | $25.00 | 9/15/2012 12:23:05 PM |
| fantastic-wampum1 | $100.00 | 9/15/2012 12:29:59 PM |
| bellaquito | $500.00 | 9/15/2012 12:30:49 PM |
| dariop | $25.01 | 9/15/2012 12:20:52 PM |
| michaelray703 | $25.00 | 9/15/2012 12:40:47 PM |
| silver-enlightenment0 | $25.00 | 9/15/2012 12:46:46 PM |
| TomDalonajay | $25.00 | 9/15/2012 12:40:16 PM |
| WalnutCreekguy | $50.00 | 9/15/2012 1:02:00 PM |
| ursus | $200.00 | 9/15/2012 1:06:01 PM |
| kulender | $100.00 | 9/15/2012 12:39:42 PM |
| social-cocktail1 | $200.00 | 9/15/2012 12:42:08 PM |
| rescue | $100.00 | 9/15/2012 1:14:35 PM |
| DasMula | $25.00 | 9/15/2012 12:46:59 PM |
| the-laudable-peso | $40.00 | 9/15/2012 1:04:46 PM |
| new-gold-wrangler | $1,000.00 | 9/15/2012 1:28:59 PM |
| finance-prescription | $100.00 | 9/15/2012 1:12:00 PM |
| marcomnzs | $25.00 | 9/15/2012 1:17:09 PM |
| diplomatic-wealth7 | $25.00 | 9/15/2012 1:20:24 PM |
| 52digital | $75.00 | 9/15/2012 1:05:20 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:44 PM |
| enriching-trade2 | $50.00 | 9/15/2012 1:28:10 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
639603
This series of Notes was issued and sold upon the funding of the borrower loan #74403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,294 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| empire023 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
|
|
Principal balance:
| $2,605.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to.debt consolidation.
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $26.10 | 9/15/2012 12:04:17 PM |
| indomitable-coin | $25.00 | 9/15/2012 12:15:20 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:35 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:09 PM |
| calm-platinum957 | $35.00 | 9/15/2012 12:13:30 PM |
| 108lender | $200.00 | 9/15/2012 12:13:50 PM |
| LoanerPrincipal | $25.00 | 9/15/2012 12:01:36 PM |
| girlwithglasses | $50.00 | 9/15/2012 12:02:53 PM |
| compassion-twister2 | $50.00 | 9/15/2012 12:19:19 PM |
| superb-funds335 | $25.00 | 9/15/2012 12:29:43 PM |
| Centerline15 | $25.00 | 9/15/2012 12:13:45 PM |
| commerce-gargantuan2 | $50.00 | 9/15/2012 12:14:58 PM |
| payout-reaction740 | $25.00 | 9/15/2012 12:21:41 PM |
| Investoman | $25.00 | 9/15/2012 12:16:40 PM |
| Astyanax | $40.00 | 9/15/2012 12:23:55 PM |
| spartacusiam | $25.00 | 9/15/2012 12:25:08 PM |
| Perdita_II | $25.00 | 9/15/2012 12:35:35 PM |
| djs81 | $75.00 | 9/15/2012 12:18:42 PM |
| market-trooper3 | $30.00 | 9/15/2012 12:39:17 PM |
| dontletmoneyfoolya | $50.00 | 9/15/2012 12:21:46 PM |
| thrifty-transaction578 | $25.00 | 9/15/2012 12:33:00 PM |
| engaging-worth | $25.00 | 9/15/2012 12:33:52 PM |
| tranquil-gain1 | $75.00 | 9/15/2012 12:36:29 PM |
| Taxman44 | $25.00 | 9/15/2012 12:37:02 PM |
| aztec | $50.00 | 9/15/2012 12:30:01 PM |
| mizon291 | $28.00 | 9/15/2012 12:50:58 PM |
| mvalley | $25.00 | 9/15/2012 12:52:40 PM |
| promise2 | $25.00 | 9/15/2012 12:41:39 PM |
| CaptainBL | $25.00 | 9/15/2012 12:41:57 PM |
| Vegasjim | $25.00 | 9/15/2012 12:36:22 PM |
| vkorichkov | $30.00 | 9/15/2012 1:00:58 PM |
| undaunted-fairness0 | $25.00 | 9/15/2012 12:51:48 PM |
| credit-maple | $25.00 | 9/15/2012 1:07:48 PM |
| robinson-ABI- | $42.00 | 9/15/2012 1:13:13 PM |
| enterprising-exchange6 | $50.00 | 9/15/2012 1:13:26 PM |
| CreditBuilder2 | $25.01 | 9/15/2012 1:16:01 PM |
| attentive-compassion1 | $50.00 | 9/15/2012 1:02:11 PM |
| LarWit1512 | $25.00 | 9/15/2012 1:02:23 PM |
| american6 | $50.00 | 9/15/2012 1:22:28 PM |
| kenji4861 | $25.00 | 9/15/2012 1:30:05 PM |
| loyalty-sherpa | $25.00 | 9/15/2012 1:11:02 PM |
| hidavehi | $33.00 | 9/15/2012 1:30:30 PM |
| lochinvar | $75.00 | 9/15/2012 1:31:14 PM |
| brightest-return-triumph | $25.00 | 9/15/2012 1:11:29 PM |
| fragonardlives | $25.00 | 9/15/2012 12:57:50 PM |
| important-ore | $150.00 | 9/15/2012 1:01:12 PM |
| velocityasaurus-rex4 | $100.00 | 9/15/2012 1:21:09 PM |
| Approved | $50.00 | 9/15/2012 1:04:57 PM |
| DadWarbucks | $25.00 | 9/15/2012 1:25:37 PM |
| bazaar-tulip | $25.00 | 9/15/2012 1:27:50 PM |
| Aimvest | $25.00 | 9/15/2012 1:07:10 PM |
| kfrench | $75.00 | 9/15/2012 1:29:48 PM |
| commanding-treasure2 | $75.00 | 9/15/2012 1:34:23 PM |
| riproaringrapids | $40.00 | 9/15/2012 1:39:24 PM |
| p2p-paradise | $25.00 | 9/15/2012 1:13:03 PM |
| heroic-payout9 | $25.00 | 9/15/2012 1:16:42 PM |
| vinayski | $25.00 | 9/15/2012 1:21:30 PM |
| adaboy65 | $45.00 | 9/15/2012 1:28:43 PM |
| brightest-precious-dollar | $25.00 | 9/15/2012 1:31:22 PM |
| jazz619 | $25.00 | 9/15/2012 1:31:35 PM |
| thankful-nickel2 | $25.00 | 9/15/2012 1:33:53 PM |
| proud-pound4 | $25.00 | 9/15/2012 1:45:24 PM |
| value-wind0 | $25.00 | 9/15/2012 1:46:43 PM |
| Aberdeen | $100.00 | 9/15/2012 1:34:54 PM |
| penny-finder | $68.34 | 9/15/2012 12:08:29 PM |
| D911ave | $31.00 | 9/15/2012 12:12:56 PM |
| scottyb73 | $25.00 | 9/15/2012 12:21:44 PM |
| gmoney37 | $50.00 | 9/15/2012 12:07:22 PM |
| Nazbuster | $200.00 | 9/15/2012 12:11:05 PM |
| Empower-personal-responsibility | $25.00 | 9/15/2012 12:31:57 PM |
| zotzot | $50.00 | 9/15/2012 12:24:28 PM |
| lionheart722 | $100.00 | 9/15/2012 12:34:14 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:35:00 PM |
| justreturns | $25.00 | 9/15/2012 12:26:23 PM |
| mariah8641 | $30.00 | 9/15/2012 12:31:15 PM |
| Jassi | $25.00 | 9/15/2012 12:32:09 PM |
| chlebie | $50.00 | 9/15/2012 12:41:31 PM |
| kinetic-yield4 | $25.00 | 9/15/2012 12:42:29 PM |
| generous-deal6 | $25.00 | 9/15/2012 12:44:14 PM |
| payout-motivator0 | $25.00 | 9/15/2012 12:49:15 PM |
| RJN | $30.00 | 9/15/2012 12:29:18 PM |
| ingenious-deal6 | $25.00 | 9/15/2012 12:29:40 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:56 PM |
| EnglishGeekInNYC | $25.00 | 9/15/2012 12:55:34 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:27 PM |
| gjm6d | $25.00 | 9/15/2012 12:39:21 PM |
| Tradesmanlender | $25.00 | 9/15/2012 1:08:19 PM |
| JRhino | $25.00 | 9/15/2012 1:09:19 PM |
| azazle | $50.00 | 9/15/2012 12:56:52 PM |
| lender987654321 | $26.00 | 9/15/2012 1:17:18 PM |
| xrycac | $25.00 | 9/15/2012 1:09:34 PM |
| bds9646 | $26.00 | 9/15/2012 1:28:44 PM |
| loot-heart | $25.00 | 9/15/2012 1:32:52 PM |
| marwadi-62 | $400.00 | 9/15/2012 1:38:24 PM |
| AceNow | $50.00 | 9/15/2012 1:20:30 PM |
| influential-benjamins0 | $100.00 | 9/15/2012 1:23:25 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:54 PM |
| enriching-trade2 | $45.00 | 9/15/2012 1:28:10 PM |
| phaded | $25.00 | 9/15/2012 1:09:22 PM |
| reflective-cash0 | $50.00 | 9/15/2012 1:36:51 PM |
| WeshaTheLeopard | $25.00 | 9/15/2012 1:40:37 PM |
| JBBank | $50.00 | 9/15/2012 1:16:28 PM |
| awwaww | $25.00 | 9/15/2012 1:20:50 PM |
| ready-interest9 | $25.00 | 9/15/2012 1:22:04 PM |
| studious-bonus7 | $74.00 | 9/15/2012 1:26:19 PM |
| Dollars4Rent | $25.00 | 9/15/2012 1:34:09 PM |
| stoopidnoodle | $25.00 | 9/15/2012 1:37:02 PM |
| a-unflappable-finance | $100.00 | 9/15/2012 1:39:06 PM |
| VBPlayer | $25.00 | 9/15/2012 1:39:10 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:54 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
639625
This series of Notes was issued and sold upon the funding of the borrower loan #74657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $152.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,033 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intuitive-credit234 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ramp Supervisor
Purpose of loan:
This loan will be used to...pay down debit
My financial situation: is good
I am a good candidate for this loan because...I have good credit, have additional income from State of New Jersey Pension
Monthly net income: $1600 from SpiritAirlines;1900 pension from State of New Jersey
Monthly expenses: $
Housing: $0
Insurance: $100.00
Car expenses: $254.00
Utilities: $0
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/14/2012 9:04:17 AM |
| handy-justice | $50.00 | 9/14/2012 9:08:26 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:58 AM |
| versatile-dime442 | $45.00 | 9/14/2012 9:15:40 AM |
| felicity-contributor3 | $25.00 | 9/14/2012 9:03:03 AM |
| 1stPlace | $50.00 | 9/14/2012 9:08:50 AM |
| zone8 | $30.00 | 9/14/2012 9:10:16 AM |
| worth-blanket2 | $4,500.00 | 9/14/2012 9:10:40 AM |
| scholarly-order6 | $50.00 | 9/14/2012 9:12:37 AM |
| Asgardian | $25.00 | 9/14/2012 9:14:14 AM |
| DasMula | $25.00 | 9/14/2012 9:03:03 AM |
| thrilling-fund427 | $50.00 | 9/14/2012 9:05:00 AM |
| Bob450 | $25.00 | 9/14/2012 9:09:21 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
639643
This series of Notes was issued and sold upon the funding of the borrower loan #74445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $578.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,839 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| charmed_0215 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Foreclosure property purchase
This loan will be used to assist in purchasing a foreclosure property with a cash offer. The property has 3 bedrooms, 1 bathroom, and a 2 car garage. It needs a few repairs which I will be covering with my own funds. The property is assessed at $91,000+.
My financial situation:
I am a good candidate for this loan because I have several other rental properties that are almost all foreclosures and I know what issues there are with foreclosures. I also know the rental market in this area really well as I have rented properties all within a 3 mile radius of similar size.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/14/2012 10:11:19 AM |
| order-tamale | $400.00 | 9/17/2012 5:14:30 PM |
| CIC | $25.00 | 9/14/2012 9:06:21 AM |
| gmoney37 | $50.00 | 9/14/2012 9:07:25 AM |
| lionheart722 | $100.00 | 9/14/2012 9:26:29 AM |
| tranquil-gain1 | $75.00 | 9/14/2012 9:20:11 AM |
| aztec | $50.00 | 9/14/2012 9:20:16 AM |
| fragonardlives | $25.00 | 9/14/2012 9:20:31 AM |
| Rockymtnhi | $200.00 | 9/14/2012 9:48:13 AM |
| LoanerPrincipal | $25.00 | 9/14/2012 9:48:36 AM |
| lochinvar | $75.00 | 9/14/2012 10:38:57 AM |
| best-bonafide-p2p | $50.00 | 9/14/2012 10:00:22 AM |
| CreditBuilder2 | $25.01 | 9/14/2012 10:21:34 AM |
| newest-currency-vibrato | $40.00 | 9/14/2012 5:10:52 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:18 PM |
| Reddy_Capital | $36.00 | 9/15/2012 2:16:17 AM |
| ready-interest9 | $25.00 | 9/14/2012 6:00:14 PM |
| progressive-wampum0 | $25.00 | 9/15/2012 8:37:35 AM |
| MakoF16 | $25.00 | 9/15/2012 7:49:56 AM |
| justreturns | $25.00 | 9/15/2012 12:26:21 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:49 PM |
| Taxman44 | $25.00 | 9/15/2012 12:37:00 PM |
| useful-money715 | $25.00 | 9/15/2012 10:11:59 PM |
| ferpeiks | $130.00 | 9/15/2012 2:11:46 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:11 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:26 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:51 AM |
| compassionate-payment218 | $25.00 | 9/16/2012 6:34:17 PM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:46 AM |
| paladin510 | $25.00 | 9/17/2012 10:30:05 AM |
| spark548 | $25.00 | 9/17/2012 5:10:14 PM |
| luminous-finance9 | $26.00 | 9/17/2012 4:23:59 PM |
| discrete-exchange9 | $25.00 | 9/17/2012 4:46:00 PM |
| larslfe | $25.00 | 9/17/2012 5:12:00 PM |
| benefit-dreams | $25.00 | 9/17/2012 5:01:09 PM |
| DreisersFinancier | $50.00 | 9/17/2012 5:12:53 PM |
| unforgettable-pound574 | $50.00 | 9/17/2012 5:14:21 PM |
| sunny-listing5 | $25.00 | 9/17/2012 5:15:48 PM |
| enterprising-exchange6 | $50.00 | 9/17/2012 5:08:53 PM |
| top-courteous-peso | $75.00 | 9/17/2012 5:20:18 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:30 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:28 PM |
| calm-platinum957 | $35.00 | 9/17/2012 5:24:10 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:04 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:46 PM |
| versatile-dime442 | $250.00 | 9/17/2012 5:26:41 PM |
| graceful-durability246 | $50.00 | 9/17/2012 5:26:47 PM |
| Aimvest | $25.00 | 9/17/2012 5:16:27 PM |
| alaskanone | $25.00 | 9/17/2012 5:31:34 PM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 5:23:48 PM |
| finder072 | $25.00 | 9/17/2012 5:07:09 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:54 PM |
| worth-web5 | $34.00 | 9/17/2012 5:43:58 PM |
| LeReve | $500.00 | 9/17/2012 5:29:08 PM |
| gold-igniter372 | $50.00 | 9/17/2012 5:30:46 PM |
| nickel-companion5 | $25.00 | 9/17/2012 5:46:01 PM |
| DirtyJenga | $25.00 | 9/17/2012 5:48:00 PM |
| liberty-viola | $30.00 | 9/17/2012 5:34:23 PM |
| credible-compassion6 | $25.00 | 9/17/2012 5:17:22 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:01 PM |
| derwiki | $25.00 | 9/17/2012 5:52:06 PM |
| Tradesmanlender | $25.00 | 9/17/2012 5:53:32 PM |
| enriching-trade2 | $50.00 | 9/17/2012 5:41:52 PM |
| top-community-voyage | $50.00 | 9/17/2012 6:00:05 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:50 PM |
| Science7124 | $25.00 | 9/17/2012 5:48:45 PM |
| damage | $25.00 | 9/17/2012 6:04:14 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:01 PM |
| pound-idol543 | $100.00 | 9/17/2012 5:53:11 PM |
| IP | $25.00 | 9/17/2012 5:55:15 PM |
| wigglesworth4 | $91.00 | 9/17/2012 5:56:07 PM |
| jstefans | $25.00 | 9/17/2012 5:34:14 PM |
| cardminger | $25.00 | 9/17/2012 5:57:22 PM |
| friendship290 | $25.00 | 9/17/2012 6:28:47 PM |
| ethicalhumanist | $100.00 | 9/17/2012 6:05:29 PM |
| Tylerh | $250.00 | 9/17/2012 5:41:38 PM |
| miked8303 | $50.00 | 9/17/2012 6:09:40 PM |
| bowdish1 | $100.00 | 9/17/2012 6:10:57 PM |
| durability-seahorse7 | $50.00 | 9/17/2012 6:13:09 PM |
| Vegasjim | $25.00 | 9/17/2012 6:13:54 PM |
| porter512S | $200.00 | 9/17/2012 5:46:40 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:29 PM |
| Strand_Investments | $25.00 | 9/17/2012 7:33:46 PM |
| wwwUniversal | $25.00 | 9/17/2012 6:27:24 PM |
| RyanTH9893 | $25.00 | 9/17/2012 6:31:47 PM |
| elated-wealth876 | $100.00 | 9/17/2012 8:26:01 PM |
| red-investment-ranch | $100.00 | 9/17/2012 11:51:49 PM |
| greenback-chairman5 | $25.00 | 9/18/2012 12:24:53 AM |
| superb-transparency799 | $50.00 | 9/18/2012 12:29:33 AM |
| damasterwc | $100.00 | 9/18/2012 12:30:03 AM |
| active-reward7 | $50.00 | 9/17/2012 6:07:52 PM |
| orange-mindful-bazaar | $70.00 | 9/17/2012 6:12:05 PM |
| contract-bopper | $25.00 | 9/17/2012 6:13:34 PM |
| blue-laudable-dinero | $50.00 | 9/17/2012 9:34:00 PM |
| GreenLender11 | $100.00 | 9/18/2012 5:30:51 AM |
| revenue-appraiser | $25.00 | 9/18/2012 5:39:10 AM |
| economy-popcorn | $25.00 | 9/18/2012 5:52:07 AM |
| dough-hammock | $25.00 | 9/18/2012 6:32:43 AM |
| Prowess_in_Babylon | $25.00 | 9/18/2012 7:17:50 AM |
| friendinmoney | $25.00 | 9/18/2012 7:19:28 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:38 AM |
| bill-expert | $28.00 | 9/17/2012 7:14:14 PM |
| klinebarger | $25.00 | 9/18/2012 7:37:10 AM |
| SC2TX | $200.00 | 9/18/2012 7:59:34 AM |
| awesome-generosity4 | $32.00 | 9/18/2012 5:38:16 AM |
| helping-out | $25.00 | 9/18/2012 6:12:02 AM |
| Sixmil | $100.00 | 9/17/2012 8:54:51 PM |
| transparency-mad-scientist7 | $25.00 | 9/17/2012 9:08:04 PM |
| loot-knickers5 | $200.00 | 9/17/2012 9:21:13 PM |
| investment-comet | $25.00 | 9/18/2012 7:05:44 AM |
| xlnt-loans | $25.00 | 9/18/2012 7:19:26 AM |
| EverettFinancial | $25.00 | 9/17/2012 10:50:25 PM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:15 AM |
| invest-excellent8 | $25.00 | 9/18/2012 9:00:55 AM |
| the-inspired-justice | $25.00 | 9/17/2012 11:00:43 PM |
| Millmanator | $25.00 | 9/18/2012 9:01:11 AM |
| Lendomatic | $25.00 | 9/18/2012 12:14:51 AM |
| wicker1 | $25.00 | 9/18/2012 9:02:27 AM |
| dfealk | $25.00 | 9/18/2012 9:02:36 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:47 AM |
| powerful-return1 | $31.85 | 9/18/2012 8:24:47 AM |
| worlds-best-moola281 | $25.00 | 9/18/2012 9:03:56 AM |
| brainy-credit1 | $70.00 | 9/18/2012 3:57:41 AM |
| ItsJustMe79 | $25.00 | 9/18/2012 9:04:59 AM |
| C_Mark | $36.00 | 9/18/2012 9:05:10 AM |
| Denver-Rental-Properties | $25.00 | 9/18/2012 9:07:02 AM |
| diversification-viking | $25.00 | 9/18/2012 9:02:45 AM |
| sacmt | $25.00 | 9/18/2012 9:03:11 AM |
| payout-harmony4 | $28.00 | 9/18/2012 9:03:21 AM |
| durability-solstice8 | $50.00 | 9/18/2012 9:09:28 AM |
| abundant-dinero5 | $50.00 | 9/18/2012 7:19:05 AM |
| beachwalkingwoman | $27.00 | 9/18/2012 9:05:01 AM |
| power-bluebird2 | $25.00 | 9/18/2012 9:08:13 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:37 AM |
| diversification-balancer870 | $30.00 | 9/18/2012 9:09:11 AM |
| charming-economy438 | $25.00 | 9/18/2012 9:09:30 AM |
| THREE-POINTS-LENDING | $25.00 | 9/18/2012 9:09:41 AM |
| Leshan | $50.00 | 9/18/2012 8:35:08 AM |
| amijo | $25.00 | 9/18/2012 9:00:54 AM |
| hickeyjosp | $50.00 | 9/18/2012 9:05:25 AM |
| ME-Entrepreneur | $25.00 | 9/18/2012 9:06:16 AM |
| Yogidog | $25.00 | 9/18/2012 9:08:10 AM |
| natural-benefit1 | $50.00 | 9/18/2012 9:09:35 AM |
| green-trade-dolphin2 | $36.20 | 9/14/2012 9:02:16 AM |
| superb-funds335 | $25.00 | 9/14/2012 9:12:16 AM |
| mariah8641 | $30.00 | 9/14/2012 9:26:52 AM |
| pdub | $750.00 | 9/14/2012 10:29:01 AM |
| kfrench | $75.00 | 9/14/2012 11:13:47 AM |
| responsibility-butterfly | $25.00 | 9/14/2012 10:26:47 AM |
| JustMee | $25.00 | 9/14/2012 1:56:00 PM |
| ready-justice7 | $50.00 | 9/14/2012 1:20:56 PM |
| respectful-fairness069 | $27.00 | 9/14/2012 2:53:34 PM |
| compassion-twister2 | $50.00 | 9/14/2012 5:22:13 PM |
| LiveNow | $25.00 | 9/14/2012 5:38:33 PM |
| thrifty-transaction578 | $25.00 | 9/14/2012 5:33:02 PM |
| Socorro_Capital_Partners | $25.01 | 9/15/2012 12:41:46 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:22 AM |
| hopeful_lender | $100.00 | 9/15/2012 7:46:15 AM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:07 PM |
| djs81 | $75.00 | 9/15/2012 12:18:41 PM |
| SBT | $25.00 | 9/15/2012 1:11:53 PM |
| kenji4861 | $25.00 | 9/15/2012 1:30:04 PM |
| generous-deal6 | $25.00 | 9/16/2012 3:19:24 AM |
| nevee | $30.00 | 9/16/2012 10:14:35 AM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:17 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:16 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:54 AM |
| friendly-money | $100.00 | 9/16/2012 2:42:17 PM |
| asaurus0 | $25.00 | 9/17/2012 8:19:34 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:10 AM |
| heavy_ax | $50.00 | 9/17/2012 10:10:38 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:20 AM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 9:35:17 AM |
| jcornehlsen | $25.00 | 9/17/2012 10:06:10 AM |
| sensible-interest2 | $25.00 | 9/17/2012 4:52:00 PM |
| j2ee | $50.00 | 9/17/2012 5:15:26 PM |
| compoundinterest | $25.00 | 9/17/2012 5:16:15 PM |
| BDL-Roth | $25.00 | 9/17/2012 5:16:23 PM |
| azazle | $50.00 | 9/17/2012 5:16:24 PM |
| influential-responsibility9 | $25.00 | 9/17/2012 5:16:49 PM |
| BB-ptoploan | $50.00 | 9/17/2012 5:20:57 PM |
| awwaww | $25.00 | 9/17/2012 5:11:00 PM |
| enticing-note | $25.00 | 9/17/2012 5:24:18 PM |
| broomfieldbucks | $25.00 | 9/17/2012 5:14:01 PM |
| first-careful-currency | $300.00 | 9/17/2012 5:14:09 PM |
| ready-bid9 | $50.00 | 9/17/2012 5:25:10 PM |
| power-kin | $25.00 | 9/17/2012 5:15:32 PM |
| loot-squirrel6 | $25.00 | 9/17/2012 4:39:18 PM |
| promise2 | $25.00 | 9/17/2012 4:42:49 PM |
| UstedEsElHombre | $100.00 | 9/17/2012 5:18:10 PM |
| delectable-point5 | $50.00 | 9/17/2012 5:02:23 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:32 PM |
| heartpounding-loyalty7 | $25.00 | 9/17/2012 5:05:27 PM |
| ingenious-deal6 | $25.00 | 9/17/2012 5:33:54 PM |
| jhussey | $100.00 | 9/17/2012 5:34:07 PM |
| Kame | $25.00 | 9/17/2012 5:05:48 PM |
| wetlands | $200.00 | 9/17/2012 5:24:21 PM |
| paytonbrigadier | $250.00 | 9/17/2012 5:07:25 PM |
| peace-flower9 | $33.00 | 9/17/2012 5:36:06 PM |
| economy-tuba7 | $45.00 | 9/17/2012 5:37:25 PM |
| intrepid-payment7 | $25.00 | 9/17/2012 5:26:26 PM |
| Med-Tech-Here | $28.00 | 9/17/2012 5:09:32 PM |
| successful-agreement7 | $100.00 | 9/17/2012 5:41:34 PM |
| the-lean-affluence1 | $25.00 | 9/17/2012 5:42:51 PM |
| hard-working-rate3 | $25.00 | 9/17/2012 5:14:46 PM |
| topher515 | $25.00 | 9/17/2012 5:15:08 PM |
| attentive-compassion1 | $50.00 | 9/17/2012 5:31:36 PM |
| mtquan | $25.00 | 9/17/2012 5:47:38 PM |
| metro457 | $100.00 | 9/17/2012 5:51:15 PM |
| lakshmilila | $25.00 | 9/17/2012 5:35:38 PM |
| durability-warmth | $50.00 | 9/17/2012 5:40:11 PM |
| Investoman | $25.00 | 9/17/2012 5:40:50 PM |
| transparency-silo2 | $25.00 | 9/17/2012 5:41:32 PM |
| skeptikos | $46.00 | 9/17/2012 5:42:32 PM |
| historic-balance5 | $50.00 | 9/17/2012 5:23:18 PM |
| spirit07a | $39.00 | 9/17/2012 5:50:29 PM |
| britgsb | $50.00 | 9/17/2012 5:53:24 PM |
| urbane-deal152 | $50.00 | 9/17/2012 5:54:06 PM |
| aggresive-commerce8 | $50.00 | 9/17/2012 5:54:42 PM |
| Castellan | $50.00 | 9/17/2012 6:11:36 PM |
| invincible-deal82 | $25.00 | 9/17/2012 5:57:26 PM |
| loan-mammal | $100.00 | 9/17/2012 5:58:08 PM |
| wonderful-rupee | $25.00 | 9/17/2012 5:58:31 PM |
| Sothenwhat | $100.00 | 9/17/2012 5:36:33 PM |
| Clambake | $25.00 | 9/17/2012 5:37:58 PM |
| AFairDeal | $25.00 | 9/17/2012 6:01:34 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:28 PM |
| benjamin67 | $25.00 | 9/17/2012 6:48:47 PM |
| value-wind0 | $25.00 | 9/17/2012 5:38:46 PM |
| hope-kingdom | $125.00 | 9/17/2012 5:39:31 PM |
| phaques | $225.00 | 9/17/2012 7:03:20 PM |
| chemistry220 | $25.00 | 9/17/2012 6:27:06 PM |
| RocketSurgeon | $25.00 | 9/17/2012 6:35:40 PM |
| BxRealtor | $25.00 | 9/17/2012 5:49:27 PM |
| compassionate-transparency47 | $26.00 | 9/17/2012 8:05:24 PM |
| loyalty-delight6 | $25.00 | 9/17/2012 5:52:41 PM |
| well-mannered-power8 | $25.00 | 9/17/2012 5:54:36 PM |
| bellaquito | $500.00 | 9/17/2012 7:11:38 PM |
| graceful-diversification7 | $124.00 | 9/17/2012 7:20:20 PM |
| worthy-dinero8 | $25.00 | 9/17/2012 6:06:52 PM |
| american6 | $50.00 | 9/17/2012 6:08:08 PM |
| prudent-deal662 | $25.00 | 9/17/2012 6:08:33 PM |
| MasonWitt | $25.00 | 9/17/2012 8:15:27 PM |
| Long-term2040 | $25.00 | 9/17/2012 8:17:10 PM |
| huck768 | $26.55 | 9/18/2012 5:37:12 AM |
| fate-amenable-to-change | $40.00 | 9/17/2012 10:05:36 PM |
| Money_Hog | $30.00 | 9/18/2012 5:53:19 AM |
| basis-taxi5 | $29.00 | 9/18/2012 6:18:43 AM |
| autonomous-finance4 | $25.00 | 9/18/2012 6:54:03 AM |
| newest-tough-contract | $25.00 | 9/18/2012 7:03:22 AM |
| Bank42 | $25.00 | 9/18/2012 3:32:11 AM |
| dukeiyer | $25.00 | 9/17/2012 7:10:41 PM |
| mjjjrj | $25.00 | 9/18/2012 7:49:35 AM |
| crw1950 | $50.00 | 9/18/2012 5:57:21 AM |
| blue-useful-auction | $25.00 | 9/18/2012 6:25:26 AM |
| sgt-schultz | $30.00 | 9/18/2012 6:36:12 AM |
| dinero-journey9 | $50.00 | 9/17/2012 11:14:20 PM |
| note-mover9 | $25.00 | 9/18/2012 9:01:07 AM |
| worth-eclipse9 | $100.00 | 9/18/2012 9:01:12 AM |
| cash-cymbal3 | $100.00 | 9/18/2012 8:07:14 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:44 AM |
| HikeMoab | $25.00 | 9/18/2012 8:24:59 AM |
| Retired_Senior | $250.00 | 9/18/2012 9:03:09 AM |
| Smalltimelender | $25.00 | 9/18/2012 1:33:21 AM |
| afotherg | $25.00 | 9/18/2012 9:03:45 AM |
| bonus-tent | $25.00 | 9/18/2012 9:04:26 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:07 AM |
| credit-nirvana698 | $30.00 | 9/18/2012 9:04:44 AM |
| Plutis | $25.00 | 9/18/2012 9:06:03 AM |
| Mint_Man | $25.00 | 9/18/2012 9:06:13 AM |
| MONEYLENDER101 | $50.00 | 9/18/2012 9:07:14 AM |
| stoopidnoodle | $25.00 | 9/18/2012 9:07:22 AM |
| MadHun | $200.00 | 9/18/2012 9:07:29 AM |
| vigilance-revolutionary | $50.00 | 9/18/2012 9:03:13 AM |
| elasermd | $50.00 | 9/18/2012 9:03:49 AM |
| community-saver158 | $39.00 | 9/18/2012 9:01:09 AM |
| TheKid | $100.00 | 9/18/2012 9:02:41 AM |
| helpinghand63 | $25.00 | 9/18/2012 9:04:13 AM |
| exact-greenback1 | $36.00 | 9/18/2012 9:04:19 AM |
| brewman | $25.00 | 9/18/2012 9:04:23 AM |
| brightest-affluence-motivator | $50.00 | 9/18/2012 9:05:32 AM |
| LenderOnWheels | $25.00 | 9/18/2012 9:06:09 AM |
| The1thing | $25.00 | 9/18/2012 9:06:19 AM |
| Business_Happens | $25.00 | 9/18/2012 9:06:45 AM |
| productive-finance | $25.00 | 9/18/2012 9:07:12 AM |
| rudyindc | $25.00 | 9/18/2012 9:07:55 AM |
| cozy-gain023 | $25.00 | 9/18/2012 9:08:33 AM |
| Natronpee | $25.00 | 9/18/2012 9:09:08 AM |
| mvalley | $25.00 | 9/18/2012 9:10:53 AM |
| loot-prescription3 | $36.00 | 9/18/2012 9:10:57 AM |
| TC_12June12 | $1.88 | 9/18/2012 9:12:15 AM |
| 291 Investments
|
Borrower Payment Dependent Notes Series
639681
This series of Notes was issued and sold upon the funding of the borrower loan #74488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $102.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1982 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 25y 4m |
|
Amount delinquent:
| $11,225 |
Total credit lines:
| 45 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,547 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vigilance-nurse |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
|
Principal balance:
| $1,937.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...replace flooring due to water pipe leak.
My financial situation:
I am a good candidate for this loan because..I am responsible
Monthly net income: $3345.48
Monthly expenses: $500
Housing: $900
Insurance: $66
Car expenses: $134
Utilities: $110
Phone, cable, internet: $182
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-justice7 | $50.00 | 9/15/2012 12:05:35 PM |
| DcUnited | $25.00 | 9/15/2012 12:17:59 PM |
| nickel-liberator | $47.00 | 9/15/2012 12:18:18 PM |
| Cheburashka | $30.00 | 9/15/2012 12:19:50 PM |
| IP | $25.00 | 9/15/2012 12:20:48 PM |
| affluence-tycoon | $25.00 | 9/15/2012 12:16:29 PM |
| hostbank | $100.00 | 9/15/2012 12:22:47 PM |
| cash-reaction2 | $25.00 | 9/15/2012 12:18:02 PM |
| rickp | $25.00 | 9/15/2012 12:08:59 PM |
| Harry | $50.00 | 9/15/2012 12:20:23 PM |
| famous-hope | $25.00 | 9/15/2012 12:17:51 PM |
| Atlanta-Buyer | $25.00 | 9/15/2012 12:18:17 PM |
| Banker7371 | $25.00 | 9/15/2012 12:21:35 PM |
| Cash-Flow | $1,500.00 | 9/15/2012 12:21:56 PM |
| streak269 | $25.00 | 9/15/2012 12:22:35 PM |
| investisure | $50.00 | 9/15/2012 12:23:19 PM |
| jhussey | $100.00 | 9/15/2012 12:23:34 PM |
| purposeful-durability8 | $100.00 | 9/15/2012 12:24:17 PM |
| miked8303 | $50.00 | 9/15/2012 12:14:18 PM |
| dynamic-money271 | $100.00 | 9/15/2012 12:05:12 PM |
| statuesque-penny8 | $25.00 | 9/15/2012 12:16:12 PM |
| Investoman | $25.00 | 9/15/2012 12:16:40 PM |
| oregonusa | $25.00 | 9/15/2012 12:17:53 PM |
| reflective-cash0 | $50.00 | 9/15/2012 12:17:57 PM |
| urbane-income7 | $25.00 | 9/15/2012 12:16:09 PM |
| Redmond | $25.00 | 9/15/2012 12:23:38 PM |
| velocity-javelin8 | $25.00 | 9/15/2012 12:18:47 PM |
| samo102us | $25.00 | 9/15/2012 12:13:15 PM |
| financial-frenzy | $50.00 | 9/15/2012 12:20:28 PM |
| hope-equation | $25.00 | 9/15/2012 12:21:14 PM |
| asya | $27.00 | 9/15/2012 12:18:55 PM |
| gulch | $25.00 | 9/15/2012 12:19:16 PM |
| resolute-basis9 | $25.00 | 9/15/2012 12:19:27 PM |
| bill-mushroom | $50.00 | 9/15/2012 12:19:56 PM |
| magical-credit523 | $25.00 | 9/15/2012 12:20:35 PM |
| hanuman77 | $25.00 | 9/15/2012 12:21:33 PM |
| gold-gazelle | $25.00 | 9/15/2012 12:21:37 PM |
| jrbill1998 | $50.00 | 9/15/2012 12:22:14 PM |
| brightest-affluence-motivator | $50.00 | 9/15/2012 12:23:28 PM |
| the-bid-sorcerer | $50.00 | 9/15/2012 12:24:09 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
639711
This series of Notes was issued and sold upon the funding of the borrower loan #74541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $304.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
14 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,891 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rlp1965 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Payoff credit cards
My financial situation:
I am a good candidate for this loan because...
I just recently went through a divorce and have over extended a couple of credit cards.
Monthly net income: $10000
Monthly expenses: $5200
Housing: $955
Insurance: $92
Car expenses: $610
Utilities: $50
Phone, cable, internet: $105
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $500.00 | 9/17/2012 5:00:51 PM |
| fascinating-generosity3 | $85.44 | 9/17/2012 5:04:53 PM |
| commerce-venture1 | $46.07 | 9/17/2012 5:01:36 PM |
| pembull | $25.00 | 9/17/2012 5:00:43 PM |
| MFBank | $50.00 | 9/17/2012 5:01:08 PM |
| green-trade-dolphin | $52.87 | 9/17/2012 5:01:15 PM |
| DasMula | $25.00 | 9/17/2012 5:01:46 PM |
| fantastic-contract1 | $300.00 | 9/17/2012 5:00:51 PM |
| wesleyan | $200.00 | 9/17/2012 5:02:05 PM |
| InChicago | $120.03 | 9/17/2012 5:00:35 PM |
| fabulous-community4 | $75.00 | 9/17/2012 5:01:17 PM |
| LittleMingo | $40.00 | 9/17/2012 5:02:32 PM |
| MoneyForNothing | $35.35 | 9/17/2012 5:02:28 PM |
| felicity-contributor3 | $35.00 | 9/17/2012 5:02:42 PM |
| handy-justice | $100.00 | 9/17/2012 5:03:04 PM |
| TheSituation | $25.00 | 9/17/2012 5:04:33 PM |
| tcpfan | $25.00 | 9/17/2012 5:01:40 PM |
| careful-vigilance4 | $25.00 | 9/17/2012 5:04:08 PM |
| worth-blanket2 | $9,000.00 | 9/17/2012 5:05:15 PM |
| wesleyan | $300.00 | 9/17/2012 5:01:35 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
639785
This series of Notes was issued and sold upon the funding of the borrower loan #74663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $308.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,331 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impressive-silver080 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
|
Principal balance:
| $12,163.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1600
Monthly expenses: $800
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/16/2012 12:06:14 PM |
| janeybooboo | $75.00 | 9/16/2012 12:08:08 PM |
| worth-blanket2 | $10,800.00 | 9/16/2012 12:08:41 PM |
| creditjunky | $100.00 | 9/16/2012 12:17:57 PM |
| scholarly-order6 | $50.00 | 9/16/2012 12:37:10 PM |
| wwwUniversal | $25.00 | 9/16/2012 2:22:33 PM |
| kindness-jedi | $25.00 | 9/16/2012 2:23:43 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:03 PM |
| Curly-Girly | $25.00 | 9/16/2012 1:43:42 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:44 PM |
| historic-value7 | $100.00 | 9/16/2012 12:10:42 PM |
| GoldenRule01 | $44.92 | 9/16/2012 2:18:38 PM |
| agreement-guild | $40.00 | 9/16/2012 2:19:49 PM |
| generosity-poem2 | $30.00 | 9/16/2012 12:31:31 PM |
| reduce_US_govt_debt | $35.00 | 9/16/2012 2:22:23 PM |
| Bob450 | $25.00 | 9/16/2012 12:46:24 PM |
| dough-kitten5 | $25.00 | 9/16/2012 1:51:40 PM |
| transaction-hugger4 | $100.00 | 9/16/2012 2:23:07 PM |
| sqdrew | $25.00 | 9/16/2012 2:24:58 PM |
| RGlad | $150.00 | 9/16/2012 12:07:58 PM |
| valiant-money | $50.00 | 9/16/2012 1:00:26 PM |
| cclady | $100.00 | 9/16/2012 1:18:19 PM |
| sturdy-fairness0 | $50.00 | 9/16/2012 1:35:28 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
639789
This series of Notes was issued and sold upon the funding of the borrower loan #74797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $298.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 1m |
|
Amount delinquent:
| $6,460 |
Total credit lines:
| 50 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,932 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-impeccable-loot |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a steady income and can make monthly payments. I've had some medical issues and vehicle issues in the past but I am very good at making my monthly payments.
Monthly net income: $5400
Monthly expenses: $
Housing: $750
Insurance: $130
Car expenses: $25
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/18/2012 9:02:52 AM |
| MI2 | $5,000.00 | 9/18/2012 9:02:21 AM |
| botfolio | $300.00 | 9/18/2012 9:33:05 AM |
| ready-justice7 | $50.00 | 9/18/2012 9:33:17 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:51 AM |
| friendly-gold | $25.00 | 9/18/2012 9:53:31 AM |
| spartacusiam | $25.00 | 9/18/2012 9:57:38 AM |
| businessbroker101 | $25.00 | 9/18/2012 10:03:09 AM |
| tranquil-note5 | $50.00 | 9/18/2012 9:47:16 AM |
| toblerone | $25.00 | 9/18/2012 10:26:42 AM |
| SBT | $25.00 | 9/18/2012 10:41:18 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 10:34:03 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:19:57 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:12 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:26 AM |
| openness-linkage | $25.00 | 9/18/2012 10:17:01 AM |
| fides-cx | $100.00 | 9/18/2012 3:58:19 PM |
| platinum-frog | $25.00 | 9/18/2012 4:54:45 PM |
| handy-money9 | $75.00 | 9/18/2012 10:52:28 AM |
| munnu | $25.00 | 9/18/2012 4:34:38 PM |
| melodious-fairness | $100.00 | 9/18/2012 11:24:05 AM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:26:53 AM |
| Blucruz | $100.00 | 9/18/2012 1:35:13 PM |
| zenyatta | $25.00 | 9/18/2012 4:14:30 PM |
| myduck | $40.00 | 9/18/2012 4:42:02 PM |
| brainy-credit1 | $40.00 | 9/18/2012 9:06:33 AM |
| leverage-sensai6 | $25.00 | 9/18/2012 9:17:54 AM |
| urbane-income7 | $25.00 | 9/18/2012 9:07:49 AM |
| versatile-dime442 | $250.00 | 9/18/2012 9:14:14 AM |
| kevin314 | $25.00 | 9/18/2012 9:41:52 AM |
| lionheart722 | $100.00 | 9/18/2012 9:44:13 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:50:02 AM |
| sharpey | $25.00 | 9/18/2012 10:04:41 AM |
| Taxman44 | $25.00 | 9/18/2012 9:35:10 AM |
| Investoman | $25.00 | 9/18/2012 10:11:08 AM |
| ericgassercom | $25.00 | 9/18/2012 10:30:36 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:37 AM |
| wise-balanced-moola | $25.00 | 9/18/2012 9:55:59 AM |
| Ruckus888 | $57.57 | 9/18/2012 10:59:24 AM |
| rootcanaler | $25.00 | 9/18/2012 1:19:38 PM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:19 AM |
| unrelenting-power5 | $25.00 | 9/18/2012 4:03:15 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/18/2012 4:53:54 PM |
| keiphers | $25.00 | 9/18/2012 12:09:40 PM |
| compatible-deal9 | $50.00 | 9/18/2012 12:31:41 PM |
| WxChem | $25.00 | 9/18/2012 5:11:20 PM |
| historic-value7 | $7.43 | 9/18/2012 5:16:43 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
639817
This series of Notes was issued and sold upon the funding of the borrower loan #74518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $262.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,774 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Gtyme |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 73 ( 72% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $9,816.00 | < 31 days late:
| 29
( 28% )
| 720-739
(Aug-2010)
700-719
(May-2010)
680-699
(Jul-2009)
600-619
(Nov-2007)
|
|
Principal balance:
| $1,496.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 102 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $100.00 | 9/14/2012 5:01:14 PM |
| brainy-return234 | $25.00 | 9/14/2012 5:06:55 PM |
| historic-value7 | $300.00 | 9/14/2012 5:08:43 PM |
| WalnutCreekguy | $50.00 | 9/14/2012 5:25:24 PM |
| benjamins-rumbler | $50.00 | 9/14/2012 5:17:22 PM |
| irrelevant | $50.00 | 9/14/2012 5:05:57 PM |
| networks4ever | $25.00 | 9/14/2012 5:07:59 PM |
| AF-Chief | $25.00 | 9/14/2012 5:21:28 PM |
| money-bauble | $100.00 | 9/14/2012 5:35:51 PM |
| MichaelProsper | $27.00 | 9/14/2012 5:44:32 PM |
| asiaratt | $50.00 | 9/14/2012 5:27:50 PM |
| loan-fate | $45.00 | 9/14/2012 5:29:47 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:47 PM |
| Comoparklender | $25.00 | 9/14/2012 5:34:10 PM |
| trade-boots1 | $100.00 | 9/14/2012 5:51:40 PM |
| the-credit-maker | $100.00 | 9/14/2012 5:53:17 PM |
| pleasant-commerce934 | $25.00 | 9/14/2012 5:55:49 PM |
| genius520 | $29.00 | 9/14/2012 5:34:14 PM |
| pierrelasvegas | $25.00 | 9/14/2012 5:57:53 PM |
| profit-powerplant | $25.00 | 9/14/2012 6:00:27 PM |
| versatile-dime442 | $250.00 | 9/14/2012 6:01:38 PM |
| lovely-currency3 | $50.00 | 9/14/2012 5:44:10 PM |
| bellaquito | $500.00 | 9/14/2012 5:48:54 PM |
| MrSHiat | $25.00 | 9/14/2012 5:56:39 PM |
| durability-ace9 | $30.00 | 9/14/2012 5:51:05 PM |
| tolerant-responsibility051 | $2,000.00 | 9/14/2012 5:51:28 PM |
| thrilling-fund427 | $50.00 | 9/14/2012 5:52:11 PM |
| LeReve | $500.00 | 9/14/2012 6:03:36 PM |
| janeybooboo | $25.25 | 9/14/2012 5:59:52 PM |
| credit-missile | $135.00 | 9/14/2012 5:01:20 PM |
| handy-justice | $50.00 | 9/14/2012 5:02:31 PM |
| trumpeter5 | $25.00 | 9/14/2012 5:00:50 PM |
| et28 | $75.00 | 9/14/2012 5:02:42 PM |
| duty-viola | $25.00 | 9/14/2012 5:13:57 PM |
| credit-guard5 | $25.00 | 9/14/2012 5:16:22 PM |
| sweety075 | $25.00 | 9/14/2012 5:00:58 PM |
| Feyenoord | $30.00 | 9/14/2012 5:27:18 PM |
| felicity-contributor3 | $25.00 | 9/14/2012 5:05:11 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2012 5:05:38 PM |
| community-burrito9 | $25.00 | 9/14/2012 5:18:25 PM |
| NickelSteamroller | $35.00 | 9/14/2012 5:35:32 PM |
| 52digital | $75.00 | 9/14/2012 5:22:22 PM |
| careful-vigilance4 | $25.00 | 9/14/2012 5:24:41 PM |
| the-respectful-transaction | $25.00 | 9/14/2012 5:31:07 PM |
| persist_in_doing | $25.00 | 9/14/2012 5:48:23 PM |
| Banker2OO7 | $75.00 | 9/14/2012 5:50:18 PM |
| Silver_Rupee | $25.01 | 9/14/2012 5:52:06 PM |
| transaction-hugger4 | $100.00 | 9/14/2012 5:36:36 PM |
| CMJ-Partners | $100.00 | 9/14/2012 5:58:20 PM |
| COCHINOBOY | $65.00 | 9/14/2012 5:52:45 PM |
| supreme-treasure8 | $100.00 | 9/14/2012 5:45:21 PM |
| mjjjrj | $25.00 | 9/14/2012 5:53:27 PM |
| All_Wins | $27.87 | 9/14/2012 5:55:11 PM |
| integrity-reactor4 | $100.00 | 9/14/2012 6:09:10 PM |
| benevolent-marketplace4 | $2,500.00 | 9/14/2012 6:11:25 PM |
| Index_Plus | $2,775.87 | 9/14/2012 6:12:17 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
639871
This series of Notes was issued and sold upon the funding of the borrower loan #74301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $286.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,927 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jap20 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 94% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 3
( 6% )
| 620-639
(Aug-2011)
640-659
(Jul-2010)
620-639
(Feb-2008)
|
|
Principal balance:
| $1,963.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Other
Purpose of loan: HELP PLEASE::: Septic field gone, need new one, and tires for car. Received $735.00 Social Security, every two weeks around $550.00 working for Care Facility been with them for a year now. Only two times late on Prosper was bank did not transfer funds over to account. My husband pays all the bills, I just take care of my bills. Please consider me.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1735.00
Monthly expenses: $700.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $100.00 | 9/14/2012 5:01:26 PM |
| worth-blanket2 | $8,550.00 | 9/14/2012 5:03:44 PM |
| MoneyForNothing | $25.44 | 9/14/2012 5:05:01 PM |
| et28 | $75.00 | 9/14/2012 5:02:42 PM |
| trumpeter5 | $25.00 | 9/14/2012 5:01:04 PM |
| return-grizzly | $100.00 | 9/14/2012 5:11:53 PM |
| exchange-squirrel | $100.00 | 9/14/2012 5:05:31 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2012 5:05:38 PM |
| 87Marc | $25.00 | 9/14/2012 5:10:18 PM |
| felicity-contributor3 | $25.00 | 9/14/2012 5:05:40 PM |
| kind-credit-bear | $250.00 | 9/14/2012 5:07:34 PM |
| historic-value7 | $200.00 | 9/14/2012 5:01:12 PM |
| brainy-return234 | $25.00 | 9/14/2012 5:06:55 PM |
| networks4ever | $25.00 | 9/14/2012 5:08:00 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
639913
This series of Notes was issued and sold upon the funding of the borrower loan #74702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 5m |
|
Amount delinquent:
| $435 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,430 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intelligent-revenue212 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: Solid source of income
I am a good candidate for this loan because...
Monthly net income: $ 11,000
Monthly expenses: $
Housing: $5000
Insurance: $
Car expenses: $0
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $1400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/17/2012 5:14:50 PM |
| melodious-fairness | $50.00 | 9/14/2012 5:20:47 PM |
| duty-viola | $25.00 | 9/14/2012 5:13:58 PM |
| tech310 | $50.00 | 9/14/2012 5:24:35 PM |
| EnglishGeekInNYC | $50.00 | 9/14/2012 5:52:50 PM |
| toblerone | $25.00 | 9/14/2012 5:58:15 PM |
| BankofRon_IRA | $100.00 | 9/14/2012 5:58:46 PM |
| MrOglesby | $25.00 | 9/15/2012 4:58:28 AM |
| majestic-note6 | $200.00 | 9/14/2012 6:02:07 PM |
| money-baron | $50.00 | 9/14/2012 6:08:53 PM |
| jhouman | $25.00 | 9/15/2012 6:52:08 AM |
| responsibility-butterfly | $25.00 | 9/15/2012 8:56:05 AM |
| Peleadona | $25.00 | 9/15/2012 7:47:41 AM |
| formula842 | $25.00 | 9/15/2012 12:28:26 PM |
| kulender | $100.00 | 9/15/2012 12:39:36 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:50 PM |
| payout-paradise5 | $25.00 | 9/15/2012 12:57:39 PM |
| ericgassercom | $25.00 | 9/15/2012 1:10:45 PM |
| wildanne | $50.00 | 9/15/2012 1:21:57 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:53 PM |
| RoyFauntleroy | $50.00 | 9/15/2012 5:57:02 PM |
| StPong | $25.00 | 9/15/2012 6:56:12 PM |
| transparency-sapling | $25.00 | 9/16/2012 7:15:55 AM |
| daisuke | $25.00 | 9/16/2012 11:03:36 AM |
| bebeshor | $25.00 | 9/16/2012 7:53:19 AM |
| p2p-czar3 | $25.00 | 9/16/2012 2:45:29 PM |
| velocity-winner | $25.00 | 9/16/2012 5:30:47 PM |
| well-mannered-income3 | $44.00 | 9/16/2012 5:59:24 PM |
| thrifty-capital | $25.00 | 9/16/2012 7:11:41 PM |
| greenback-sage433 | $25.00 | 9/17/2012 8:33:15 AM |
| bold-marketplace-awakening | $150.00 | 9/17/2012 9:52:37 AM |
| Weaverville | $25.00 | 9/17/2012 10:41:26 AM |
| evilkats | $50.00 | 9/17/2012 4:36:54 PM |
| loot-squirrel6 | $25.00 | 9/17/2012 4:40:10 PM |
| dmunySF | $50.00 | 9/17/2012 5:14:59 PM |
| sincere-agreement9 | $25.00 | 9/17/2012 10:50:32 AM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:21:03 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:26:19 PM |
| dynamic-money271 | $100.00 | 9/17/2012 5:27:32 PM |
| Zane314 | $50.00 | 9/17/2012 5:28:34 PM |
| paytonbrigadier | $250.00 | 9/17/2012 5:07:25 PM |
| wetlands | $200.00 | 9/17/2012 5:24:51 PM |
| finance-prescription | $100.00 | 9/17/2012 5:41:26 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:50 PM |
| mtquan | $25.00 | 9/17/2012 5:47:38 PM |
| j2ee | $50.00 | 9/17/2012 5:15:57 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:31 PM |
| CAGE-Investments | $25.00 | 9/17/2012 5:19:07 PM |
| pierrelasvegas | $25.00 | 9/17/2012 5:22:49 PM |
| derauma | $30.00 | 9/17/2012 5:24:33 PM |
| lisanate | $25.00 | 9/17/2012 5:25:39 PM |
| proper-exchange8 | $50.00 | 9/17/2012 5:27:08 PM |
| versatile-dime442 | $250.00 | 9/17/2012 5:27:11 PM |
| interstellar | $75.00 | 9/17/2012 6:01:28 PM |
| deal-hickory5 | $100.00 | 9/17/2012 6:11:10 PM |
| mmzero | $25.00 | 9/17/2012 6:21:20 PM |
| first-class-wampum | $25.00 | 9/17/2012 5:57:57 PM |
| chemistry220 | $25.00 | 9/17/2012 6:27:06 PM |
| mercuriant | $25.00 | 9/17/2012 5:38:19 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:28 PM |
| tender-commerce8 | $49.00 | 9/17/2012 6:05:44 PM |
| Zion-CIF | $25.00 | 9/17/2012 7:24:56 PM |
| rinyt | $25.00 | 9/17/2012 6:36:40 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:02 PM |
| phaques | $400.00 | 9/17/2012 6:53:50 PM |
| well-mannered-power8 | $25.00 | 9/17/2012 5:54:36 PM |
| global-invest-group | $50.00 | 9/17/2012 7:08:18 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:30 PM |
| COtheBeast | $11.97 | 9/17/2012 7:37:24 PM |
| LoanerPrincipal | $25.00 | 9/17/2012 6:04:01 PM |
| hope-kingdom | $25.00 | 9/17/2012 6:16:06 PM |
| spartacusiam | $25.00 | 9/14/2012 5:10:42 PM |
| justreturns | $25.00 | 9/14/2012 5:30:54 PM |
| WalnutCreekguy | $50.00 | 9/14/2012 5:25:25 PM |
| ready-justice7 | $50.00 | 9/14/2012 5:38:39 PM |
| kfrench | $75.00 | 9/14/2012 6:01:43 PM |
| supreme-treasure8 | $100.00 | 9/14/2012 5:45:22 PM |
| adaboy65 | $100.00 | 9/14/2012 5:55:19 PM |
| first-pragmatic-power | $25.00 | 9/14/2012 6:16:16 PM |
| durability-seahorse7 | $50.00 | 9/15/2012 1:25:18 AM |
| palmetto933 | $25.00 | 9/15/2012 6:06:37 AM |
| bullwink27 | $25.00 | 9/15/2012 6:13:28 AM |
| BankofRon | $25.00 | 9/15/2012 8:07:41 AM |
| Quiza12 | $50.00 | 9/15/2012 7:27:22 AM |
| Galdis | $25.00 | 9/15/2012 7:36:10 AM |
| Ripsaw4U | $50.00 | 9/15/2012 12:27:33 PM |
| restless-currency | $40.00 | 9/15/2012 12:28:51 PM |
| a-finance-nirvana | $25.00 | 9/15/2012 12:22:10 PM |
| zotzot | $50.00 | 9/15/2012 12:24:28 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:34:59 PM |
| RothySkynx | $25.00 | 9/15/2012 7:21:24 PM |
| social-cocktail1 | $200.00 | 9/16/2012 10:14:21 AM |
| munnu | $50.00 | 9/16/2012 11:57:54 AM |
| drkosh | $25.00 | 9/16/2012 12:32:57 PM |
| useful-money715 | $50.00 | 9/15/2012 10:11:59 PM |
| efficient-treasure0 | $25.00 | 9/16/2012 10:08:53 AM |
| Beld | $50.00 | 9/16/2012 2:48:54 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:27 PM |
| statuesque-affluence058 | $25.00 | 9/16/2012 3:09:07 PM |
| Underworld_Explorer | $50.00 | 9/16/2012 9:46:39 PM |
| engrossing-community0 | $25.00 | 9/16/2012 3:53:09 PM |
| JoyfulVegetarian | $25.00 | 9/17/2012 6:30:52 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:12 AM |
| Comoparklender | $25.00 | 9/17/2012 9:58:27 AM |
| professional-vigilance9 | $100.00 | 9/17/2012 9:24:15 AM |
| URBANCAPITAL | $25.00 | 9/17/2012 4:47:06 PM |
| green-friendly-bill | $25.00 | 9/17/2012 11:26:56 AM |
| HankSmithson | $25.00 | 9/17/2012 12:38:15 PM |
| keiphers | $25.00 | 9/17/2012 1:53:00 PM |
| wise-felicity-blossom | $43.00 | 9/17/2012 5:17:35 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:54 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:54 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:51 PM |
| jubilant-benjamins567 | $25.00 | 9/17/2012 4:59:02 PM |
| sensible-order2 | $197.53 | 9/17/2012 5:30:00 PM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:28 PM |
| finder072 | $25.00 | 9/17/2012 5:07:10 PM |
| spark548 | $25.00 | 9/17/2012 5:10:14 PM |
| return-pioneer221 | $200.00 | 9/17/2012 5:11:44 PM |
| keynaples | $100.00 | 9/17/2012 5:45:11 PM |
| LeReve | $500.00 | 9/17/2012 5:29:30 PM |
| derwiki | $25.00 | 9/17/2012 5:52:06 PM |
| justice-disk | $25.00 | 9/17/2012 5:21:16 PM |
| subtle-bill727 | $25.00 | 9/17/2012 5:22:16 PM |
| Shalidar | $50.00 | 9/17/2012 5:41:57 PM |
| red-rate-whistle | $35.00 | 9/17/2012 5:44:33 PM |
| auction-sage | $41.00 | 9/17/2012 5:25:35 PM |
| top-community-voyage | $50.00 | 9/17/2012 6:00:06 PM |
| DirtyJenga | $25.00 | 9/17/2012 5:48:00 PM |
| SimpleChoice | $25.00 | 9/17/2012 5:51:43 PM |
| payout-paladin3 | $250.00 | 9/17/2012 6:21:04 PM |
| Jloaner | $100.00 | 9/17/2012 6:03:24 PM |
| platinum-scientist9 | $25.00 | 9/17/2012 7:03:12 PM |
| yield-trader | $25.00 | 9/17/2012 6:08:35 PM |
| Kunakiku | $25.00 | 9/17/2012 5:45:16 PM |
| unger | $235.00 | 9/17/2012 7:16:29 PM |
| transaction-hugger4 | $100.00 | 9/17/2012 6:14:40 PM |
| overflowinglife | $25.00 | 9/17/2012 6:28:49 PM |
| green-order-captain | $50.00 | 9/17/2012 5:48:29 PM |
| elegant-hope578 | $50.00 | 9/17/2012 5:50:03 PM |
| bdiddy1268 | $31.00 | 9/17/2012 6:07:54 PM |
| miked8303 | $50.00 | 9/17/2012 6:09:41 PM |
| fortytwo | $150.00 | 9/17/2012 6:12:46 PM |
| 2Below | $25.00 | 9/17/2012 6:14:43 PM |
| valen1239 | $25.00 | 9/17/2012 6:32:49 PM |
| Brisket_Bob | $25.00 | 9/17/2012 7:23:23 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
639919
This series of Notes was issued and sold upon the funding of the borrower loan #74890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $192.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 23y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $800 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ethical-credit7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 89% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 2
( 11% )
| 740-759
(Nov-2011)
780-799
(Jan-2011)
|
|
Principal balance:
| $5,138.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $6,750.00 | 9/14/2012 5:04:15 PM |
| lowrater | $100.90 | 9/14/2012 5:06:15 PM |
| urbane-income7 | $25.00 | 9/14/2012 5:09:11 PM |
| income-triangulation1 | $25.00 | 9/14/2012 5:03:34 PM |
| felicity-contributor3 | $35.00 | 9/14/2012 5:04:20 PM |
| networks4ever | $25.00 | 9/14/2012 5:08:00 PM |
| orange-liberty-oyster | $61.93 | 9/14/2012 5:09:16 PM |
| historic-value7 | $300.00 | 9/14/2012 5:06:25 PM |
| tranquil-note5 | $50.00 | 9/14/2012 5:06:14 PM |
| gjm6d | $25.00 | 9/14/2012 5:08:03 PM |
| MoneyForNothing | $27.17 | 9/14/2012 5:03:45 PM |
| exchange-squirrel | $100.00 | 9/14/2012 5:07:02 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
639941
This series of Notes was issued and sold upon the funding of the borrower loan #74506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $96.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,837 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| keen-return2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2012)
740-759
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...
expand heated and cooled living space by 140 square feet.
My financial situation:
I am a good candidate for this loan because...
three steady income sources, plus supplemental income stream.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| principal-star | $26.00 | 9/16/2012 12:13:59 PM |
| peaceful-treasure1 | $25.00 | 9/16/2012 12:45:11 PM |
| nevee | $25.00 | 9/16/2012 12:07:56 PM |
| Culebra1930 | $75.00 | 9/16/2012 2:21:55 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:03 PM |
| KDW08 | $25.00 | 9/16/2012 2:37:19 PM |
| credit-guard5 | $25.00 | 9/16/2012 1:21:02 PM |
| velocityasaurus-rex4 | $100.00 | 9/16/2012 2:37:46 PM |
| the-kindness-honker | $25.00 | 9/16/2012 1:47:20 PM |
| nimble-dedication1 | $105.85 | 9/16/2012 1:50:49 PM |
| tranquil-gain1 | $75.00 | 9/16/2012 2:21:13 PM |
| Taxman44 | $25.00 | 9/16/2012 2:26:45 PM |
| gravbox | $25.00 | 9/16/2012 2:26:49 PM |
| Approved | $50.00 | 9/16/2012 2:34:40 PM |
| wwwUniversal | $25.00 | 9/16/2012 3:26:32 PM |
| Slapshot | $25.00 | 9/16/2012 3:27:29 PM |
| listing-trapper3 | $50.00 | 9/16/2012 2:56:46 PM |
| phenomenal-gain5 | $30.00 | 9/16/2012 3:01:39 PM |
| killdare | $25.00 | 9/16/2012 2:02:01 PM |
| SRPT | $25.00 | 9/16/2012 3:21:52 PM |
| organic-responsibility60 | $25.02 | 9/16/2012 3:33:26 PM |
| RGlad | $65.00 | 9/16/2012 3:43:45 PM |
| bellaquito | $104.01 | 9/16/2012 3:45:58 PM |
| mtquan | $25.00 | 9/16/2012 2:30:34 PM |
| green28 | $100.00 | 9/16/2012 2:31:02 PM |
| palpbert | $25.00 | 9/16/2012 3:08:31 PM |
| abkennedy | $25.00 | 9/16/2012 3:15:17 PM |
| spartacusiam | $25.00 | 9/16/2012 3:16:25 PM |
| engrossing-community0 | $25.00 | 9/16/2012 3:44:08 PM |
| generosity-poem2 | $40.00 | 9/16/2012 12:28:42 PM |
| newest-auction-monger | $41.39 | 9/16/2012 12:44:57 PM |
| payout-reaction740 | $25.00 | 9/16/2012 2:20:27 PM |
| peaceful-treasure1 | $25.00 | 9/16/2012 12:46:16 PM |
| mariah8641 | $30.00 | 9/16/2012 2:34:05 PM |
| LendingSingularity | $27.27 | 9/16/2012 2:34:53 PM |
| sturdy-fairness0 | $100.00 | 9/16/2012 1:34:13 PM |
| friendly-money | $100.00 | 9/16/2012 2:42:18 PM |
| attentive-compassion1 | $50.00 | 9/16/2012 2:55:58 PM |
| thrifty-transaction578 | $25.00 | 9/16/2012 2:59:46 PM |
| friendly-gold | $25.00 | 9/16/2012 3:02:04 PM |
| gold-pudding6 | $60.00 | 9/16/2012 3:02:30 PM |
| kenji4861 | $25.00 | 9/16/2012 3:03:58 PM |
| enterprising-exchange6 | $50.00 | 9/16/2012 2:28:39 PM |
| L-Dogg | $40.00 | 9/16/2012 3:06:10 PM |
| Fama | $25.00 | 9/16/2012 3:13:50 PM |
| dough-souffle | $25.00 | 9/16/2012 3:26:19 PM |
| upsata | $25.00 | 9/16/2012 3:27:50 PM |
| dkjl | $30.46 | 9/16/2012 3:30:49 PM |
| community-burrito9 | $25.00 | 9/16/2012 2:43:20 PM |
| FrugalForLife2 | $25.00 | 9/16/2012 3:36:35 PM |
| Perdita_II | $25.00 | 9/16/2012 2:47:36 PM |
| damage | $25.00 | 9/16/2012 3:07:36 PM |
| undaunted-fairness0 | $25.00 | 9/16/2012 2:18:47 PM |
| ready-justice7 | $50.00 | 9/16/2012 3:08:44 PM |
| blue-laudable-dinero | $50.00 | 9/16/2012 3:11:17 PM |
| corndog4000 | $25.00 | 9/16/2012 3:24:07 PM |
| lionheart722 | $100.00 | 9/16/2012 2:26:01 PM |
| lochinvar | $75.00 | 9/16/2012 3:42:54 PM |
| paytonbrigadier | $250.00 | 9/16/2012 2:55:15 PM |
| WeedPatch | $50.00 | 9/16/2012 2:59:12 PM |
| kfrench | $75.00 | 9/16/2012 3:07:09 PM |
| compassion-twister2 | $50.00 | 9/16/2012 3:16:43 PM |
| gotbyu | $50.00 | 9/16/2012 3:27:53 PM |
| Elefunt | $25.00 | 9/16/2012 3:30:36 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
639961
This series of Notes was issued and sold upon the funding of the borrower loan #74861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $81.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $21,731 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nourishing-market77 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/18/2012 5:03:52 PM |
| handy-justice | $50.00 | 9/18/2012 5:11:16 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:45 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:14 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:43 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:39 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:06 PM |
| BankofRon_IRA | $100.00 | 9/18/2012 5:17:40 PM |
| best-bonafide-p2p | $25.00 | 9/18/2012 5:02:06 PM |
| mindful-generosity1 | $25.00 | 9/18/2012 5:27:56 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:36 PM |
| money-baron | $50.00 | 9/18/2012 5:57:54 PM |
| proper-exchange8 | $50.00 | 9/18/2012 5:36:29 PM |
| riveting-credit5 | $25.00 | 9/18/2012 5:40:51 PM |
| 52digital | $75.00 | 9/18/2012 5:48:27 PM |
| power-chihuahua | $25.00 | 9/18/2012 5:25:26 PM |
| dmunySF | $50.00 | 9/18/2012 5:35:19 PM |
| EL_Papin | $25.00 | 9/18/2012 5:44:05 PM |
| pdub | $250.00 | 9/18/2012 5:58:33 PM |
| Evolver | $50.00 | 9/18/2012 5:27:29 PM |
| Dubbs360 | $424.60 | 9/18/2012 6:05:23 PM |
| intelligent-yield | $50.00 | 9/18/2012 5:37:32 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 6:00:51 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
640037
This series of Notes was issued and sold upon the funding of the borrower loan #74499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $24,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $787.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,999 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-thorough-principal |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
I need to be able to assist a family member with medical expenses as they are in need of surgery.
My financial situation:
I am a good candidate for this loan because.I have been employed continuously throughout my adult life. I have been a teacher for 21 years and a school administrator for 14 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/19/2012 10:46:33 AM |
| LoanerPrincipal | $25.00 | 9/17/2012 5:09:00 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:43 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:20 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:13 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:43 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:32 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:30 PM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:45 AM |
| Rockymtnhi | $100.00 | 9/18/2012 9:06:24 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:48 AM |
| Avala | $100.00 | 9/18/2012 9:32:08 AM |
| kenji4861 | $25.00 | 9/18/2012 10:27:43 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:18 AM |
| giftgold | $25.00 | 9/18/2012 11:01:58 AM |
| Blucruz | $100.00 | 9/18/2012 1:35:12 PM |
| kind-currency-cargo | $25.00 | 9/18/2012 3:44:14 PM |
| j2ee | $50.00 | 9/18/2012 5:04:32 PM |
| Cash4U2also | $25.00 | 9/18/2012 3:12:29 PM |
| ltschetter | $25.00 | 9/18/2012 3:36:50 PM |
| trade-boots1 | $35.00 | 9/18/2012 5:05:21 PM |
| JoyfulVegetarian | $25.00 | 9/18/2012 5:11:47 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:15:57 PM |
| versatile-dime442 | $25.00 | 9/18/2012 5:16:45 PM |
| fairness-sundae2 | $100.00 | 9/18/2012 4:28:55 PM |
| wetlands | $200.00 | 9/18/2012 5:14:54 PM |
| affluence-tycoon | $25.00 | 9/18/2012 5:02:53 PM |
| felicity-broadcaster6 | $50.00 | 9/18/2012 5:28:08 PM |
| benevolent-loot5 | $185.00 | 9/18/2012 5:09:17 PM |
| imogen22 | $25.00 | 9/18/2012 5:10:57 PM |
| mtquan | $25.00 | 9/18/2012 5:24:01 PM |
| peace-flower9 | $50.00 | 9/18/2012 5:40:32 PM |
| Tradesmanlender | $25.00 | 9/18/2012 5:43:01 PM |
| chlebie | $50.00 | 9/18/2012 5:28:50 PM |
| ready-bid9 | $50.00 | 9/18/2012 5:53:53 PM |
| LeReve | $500.00 | 9/18/2012 5:19:55 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:14 PM |
| attentive-compassion1 | $50.00 | 9/18/2012 6:00:57 PM |
| adaboy65 | $25.00 | 9/18/2012 5:56:25 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:05:57 PM |
| mennleo | $43.00 | 9/18/2012 5:49:05 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:43 PM |
| bicyclebear | $25.00 | 9/18/2012 5:59:34 PM |
| bellaquito | $500.00 | 9/18/2012 6:52:12 PM |
| discrete-gold579 | $50.00 | 9/18/2012 6:15:39 PM |
| treasure-singularity | $25.00 | 9/18/2012 11:41:21 PM |
| hope-kingdom | $25.00 | 9/18/2012 6:17:08 PM |
| credible-compassion6 | $25.00 | 9/18/2012 6:22:50 PM |
| kulender | $100.00 | 9/19/2012 4:58:47 AM |
| community-stream9 | $25.00 | 9/18/2012 8:39:39 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:22 PM |
| agalt | $50.00 | 9/19/2012 6:22:31 AM |
| enthralling-investment | $25.00 | 9/18/2012 6:55:26 PM |
| ccclaireee333 | $25.00 | 9/18/2012 10:13:48 PM |
| Suilbup | $28.00 | 9/19/2012 7:19:18 AM |
| reverent-bazaar284 | $25.00 | 9/19/2012 7:21:30 AM |
| phenomenal-rate1 | $500.00 | 9/19/2012 8:52:29 AM |
| equitable-camaraderi | $25.00 | 9/19/2012 5:33:00 AM |
| profitable-commerce822 | $25.00 | 9/18/2012 9:43:12 PM |
| djs81 | $36.00 | 9/19/2012 9:03:29 AM |
| active-wealth3 | $25.00 | 9/18/2012 10:39:52 PM |
| worth-web5 | $50.00 | 9/19/2012 9:07:01 AM |
| itsthomas | $25.00 | 9/19/2012 9:08:52 AM |
| sassykatty | $50.00 | 9/19/2012 9:10:59 AM |
| smmgnn99 | $26.00 | 9/19/2012 5:07:52 AM |
| KHU2-B | $50.00 | 9/19/2012 9:15:30 AM |
| steamboatgal | $50.00 | 9/19/2012 9:15:35 AM |
| platinum-genetics | $25.00 | 9/19/2012 9:03:06 AM |
| charming-economy438 | $25.00 | 9/19/2012 9:03:07 AM |
| NDFIRTH | $50.00 | 9/19/2012 9:03:18 AM |
| riproaringrapids | $50.00 | 9/19/2012 9:05:27 AM |
| MrDavid | $27.00 | 9/19/2012 9:24:35 AM |
| american6 | $50.00 | 9/19/2012 9:08:36 AM |
| ryuD | $27.00 | 9/19/2012 9:25:28 AM |
| social-caravan | $25.00 | 9/19/2012 9:08:42 AM |
| Alpha-AssistU | $25.00 | 9/19/2012 9:26:25 AM |
| GBLENDER | $25.00 | 9/19/2012 9:09:11 AM |
| successful-agreement7 | $100.00 | 9/19/2012 9:09:14 AM |
| mrfrog | $25.00 | 9/19/2012 9:09:39 AM |
| fcukciti | $35.00 | 9/19/2012 9:10:12 AM |
| angelinvestor2 | $40.00 | 9/19/2012 9:00:39 AM |
| dospapalotes | $25.00 | 9/19/2012 9:30:27 AM |
| Kravcorp | $25.00 | 9/19/2012 9:11:56 AM |
| uprising35 | $25.00 | 9/19/2012 9:30:38 AM |
| MoonMama | $25.00 | 9/19/2012 9:02:28 AM |
| larslfe | $25.00 | 9/19/2012 9:13:46 AM |
| porter512S | $200.00 | 9/19/2012 9:13:55 AM |
| whsprint | $25.00 | 9/19/2012 9:02:45 AM |
| standanddeliver | $35.00 | 9/19/2012 9:33:00 AM |
| MasterKey | $25.00 | 9/19/2012 9:33:21 AM |
| loan-mammal | $100.00 | 9/19/2012 9:03:10 AM |
| MC_FL | $25.00 | 9/19/2012 9:03:37 AM |
| Clambake | $25.00 | 9/19/2012 9:04:32 AM |
| wise-bonus-honker | $25.00 | 9/19/2012 9:05:17 AM |
| BrooklynJim | $25.00 | 9/19/2012 9:06:13 AM |
| Zolton | $69.00 | 9/19/2012 9:06:55 AM |
| MadHun | $200.00 | 9/19/2012 9:38:06 AM |
| hons2000 | $25.00 | 9/19/2012 9:38:13 AM |
| scholarly-benefit5 | $25.00 | 9/19/2012 9:18:09 AM |
| upbeat-coin937 | $25.00 | 9/19/2012 9:39:54 AM |
| worth21 | $25.00 | 9/19/2012 9:18:31 AM |
| christifa | $25.00 | 9/19/2012 9:09:00 AM |
| realtormoises | $25.00 | 9/19/2012 9:40:10 AM |
| orange-courageous-dedication | $25.00 | 9/19/2012 9:41:04 AM |
| derwiki | $25.00 | 9/19/2012 9:19:23 AM |
| Thunder08 | $25.00 | 9/19/2012 9:19:49 AM |
| helpishere777 | $25.00 | 9/19/2012 9:42:11 AM |
| economy-molecule3 | $51.00 | 9/19/2012 9:11:08 AM |
| kyomoon | $34.00 | 9/19/2012 9:45:21 AM |
| Arg3998 | $50.00 | 9/19/2012 9:22:46 AM |
| Sothenwhat | $100.00 | 9/19/2012 9:14:30 AM |
| resolute-basis9 | $25.00 | 9/19/2012 9:26:27 AM |
| finder072 | $25.00 | 9/19/2012 9:49:05 AM |
| prudent-payment316 | $25.00 | 9/19/2012 9:27:03 AM |
| jst1 | $25.00 | 9/19/2012 9:27:09 AM |
| Fearless_Lender | $25.00 | 9/19/2012 9:27:11 AM |
| funds-twister3 | $25.00 | 9/19/2012 9:28:18 AM |
| Medic05 | $25.00 | 9/19/2012 9:52:17 AM |
| cfleap | $25.00 | 9/19/2012 9:28:24 AM |
| 6moonbeams | $50.00 | 9/19/2012 9:53:37 AM |
| forceful-nickel6 | $25.00 | 9/19/2012 9:29:37 AM |
| newest-rate-relaxation | $50.00 | 9/19/2012 9:30:10 AM |
| DublinCaLender | $26.00 | 9/19/2012 9:55:56 AM |
| nimble-penny1 | $25.00 | 9/19/2012 9:20:35 AM |
| delivery | $25.00 | 9/19/2012 9:20:48 AM |
| hrubinst | $49.00 | 9/19/2012 9:56:09 AM |
| Butterfly1950 | $25.00 | 9/19/2012 9:21:47 AM |
| Kame | $25.00 | 9/19/2012 9:22:08 AM |
| lizard_lips | $25.00 | 9/19/2012 9:57:57 AM |
| vigilance-revolutionary | $50.00 | 9/19/2012 9:58:23 AM |
| enticing-note | $25.00 | 9/19/2012 9:33:02 AM |
| w3alter | $50.00 | 9/19/2012 9:59:36 AM |
| top-courteous-peso | $75.00 | 9/19/2012 9:23:34 AM |
| worthy-dinero8 | $25.00 | 9/19/2012 10:00:28 AM |
| Herluftrolle | $25.00 | 9/19/2012 10:00:46 AM |
| urbane-deal152 | $50.00 | 9/19/2012 9:24:59 AM |
| hostbank | $100.00 | 9/19/2012 9:25:11 AM |
| LosGatos | $25.00 | 9/19/2012 9:27:22 AM |
| Tai | $25.00 | 9/19/2012 10:01:57 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:25 AM |
| larrybird | $1,000.00 | 9/19/2012 9:39:30 AM |
| brazilofmux | $64.00 | 9/19/2012 10:02:55 AM |
| GrommetPosse | $50.00 | 9/19/2012 10:04:05 AM |
| AFairDeal | $25.00 | 9/19/2012 10:04:50 AM |
| dignified-finance | $50.00 | 9/19/2012 10:06:49 AM |
| a-unflappable-finance | $100.00 | 9/19/2012 10:08:17 AM |
| Ninjago | $100.00 | 9/19/2012 9:32:13 AM |
| BeaufortBill | $25.00 | 9/19/2012 9:32:25 AM |
| sclark | $25.00 | 9/19/2012 10:13:02 AM |
| AJIPrivateNotes | $25.00 | 9/19/2012 10:14:42 AM |
| commanding-treasure2 | $75.00 | 9/19/2012 9:35:28 AM |
| natecam | $25.00 | 9/19/2012 10:16:07 AM |
| Worldskiboy | $50.00 | 9/19/2012 9:48:04 AM |
| loney_mender | $25.00 | 9/19/2012 9:36:08 AM |
| luminous-marketplace5 | $25.00 | 9/19/2012 10:17:51 AM |
| carlover | $25.00 | 9/19/2012 9:37:13 AM |
| riskadverse44 | $25.00 | 9/19/2012 9:37:31 AM |
| loyalty-sherpa | $25.00 | 9/19/2012 9:51:41 AM |
| rudyindc | $25.00 | 9/19/2012 9:52:09 AM |
| treasure-pipeline | $25.00 | 9/19/2012 9:39:58 AM |
| SRK_FROM_WA | $25.00 | 9/19/2012 9:41:29 AM |
| Ilios | $25.00 | 9/19/2012 9:53:49 AM |
| credit-maple5 | $25.00 | 9/19/2012 9:42:29 AM |
| Dave0 | $25.00 | 9/19/2012 9:54:51 AM |
| GlobalVisionary | $50.00 | 9/19/2012 9:55:06 AM |
| topher515 | $25.00 | 9/19/2012 9:43:12 AM |
| ohnezweck | $50.00 | 9/19/2012 9:56:07 AM |
| the-shrewd-wampum | $25.00 | 9/19/2012 9:43:35 AM |
| immaculate-compassion8 | $25.00 | 9/19/2012 9:44:22 AM |
| AcProb5 | $25.00 | 9/19/2012 9:45:30 AM |
| eg192 | $25.00 | 9/19/2012 9:47:12 AM |
| BB-ptoploan | $50.00 | 9/19/2012 9:50:01 AM |
| ball-seller | $31.60 | 9/19/2012 11:28:17 AM |
| power-kin | $25.00 | 9/19/2012 10:04:09 AM |
| benjamins-utopia | $100.00 | 9/19/2012 9:51:28 AM |
| LenderFish | $25.00 | 9/19/2012 10:06:08 AM |
| lending_well | $25.00 | 9/19/2012 9:52:56 AM |
| green-tree-shake | $35.00 | 9/19/2012 9:54:20 AM |
| CSAworker | $25.00 | 9/19/2012 10:07:14 AM |
| ddog0224 | $50.00 | 9/19/2012 12:13:10 PM |
| educationfirst | $50.00 | 9/19/2012 9:55:42 AM |
| DirtyJenga | $25.00 | 9/19/2012 9:56:03 AM |
| community-bee | $25.00 | 9/19/2012 10:13:58 AM |
| BofM | $25.00 | 9/19/2012 9:58:44 AM |
| Tylerh | $250.00 | 9/19/2012 9:58:56 AM |
| bowdish1 | $100.00 | 9/19/2012 9:59:02 AM |
| inspired-investment8 | $49.00 | 9/19/2012 10:00:30 AM |
| Cheburashka | $30.00 | 9/19/2012 10:21:10 AM |
| prudent-dough458 | $25.00 | 9/19/2012 10:21:16 AM |
| lakshmilila | $25.00 | 9/19/2012 10:02:19 AM |
| contract-paloverde1 | $25.00 | 9/19/2012 10:13:44 AM |
| golden-cat | $25.00 | 9/19/2012 10:15:33 AM |
| satisfying-deal5 | $50.00 | 9/19/2012 10:15:55 AM |
| solin003 | $25.00 | 9/19/2012 10:16:29 AM |
| Yogidog | $25.00 | 9/19/2012 10:17:14 AM |
| deal-vibrato | $25.00 | 9/19/2012 10:18:40 AM |
| flexible-value | $50.00 | 9/19/2012 10:20:13 AM |
| smithd76 | $25.00 | 9/19/2012 10:22:25 AM |
| blessedpair | $33.00 | 9/19/2012 10:35:39 AM |
| blLending | $25.00 | 9/19/2012 12:11:06 PM |
| GrayStudio | $25.00 | 9/19/2012 12:22:18 PM |
| diplomatic-wealth7 | $100.00 | 9/19/2012 10:57:33 AM |
| deal-goliath4 | $295.00 | 9/19/2012 10:59:52 AM |
| Lululinda | $50.00 | 9/19/2012 12:28:10 PM |
| goldenskye | $100.00 | 9/19/2012 12:33:42 PM |
| bonus-seahorse | $25.00 | 9/19/2012 12:41:12 PM |
| SBT | $25.00 | 9/17/2012 5:12:05 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:37 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:47 PM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:06:37 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:48 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:18 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:52 AM |
| Castellan | $50.00 | 9/18/2012 9:19:26 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:28 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:14 AM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:18:53 AM |
| ready-loot0 | $25.00 | 9/18/2012 1:50:58 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:07:28 PM |
| BDL-Roth | $25.00 | 9/18/2012 5:07:57 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:09:53 PM |
| keiphers | $25.00 | 9/18/2012 12:10:33 PM |
| mrladybug101 | $25.00 | 9/18/2012 5:03:47 PM |
| ingenious-deal6 | $25.00 | 9/18/2012 5:05:37 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:27 PM |
| abundanceforever | $52.50 | 9/18/2012 5:12:15 PM |
| value-wind0 | $25.00 | 9/18/2012 5:17:59 PM |
| friendly-money | $100.00 | 9/18/2012 5:07:25 PM |
| Med-Tech-Here | $28.00 | 9/18/2012 5:10:41 PM |
| miked8303 | $50.00 | 9/18/2012 5:37:45 PM |
| scrappy-leverage6 | $25.00 | 9/18/2012 5:27:35 PM |
| compoundinterest | $25.00 | 9/18/2012 5:12:56 PM |
| nickel-ferret | $25.00 | 9/18/2012 5:14:02 PM |
| adventurer447 | $300.00 | 9/18/2012 5:51:33 PM |
| pdub | $750.00 | 9/18/2012 5:56:15 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:55 PM |
| Investoman | $25.00 | 9/18/2012 5:46:03 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:46 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:11 PM |
| Science7124 | $25.00 | 9/18/2012 5:29:31 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:08 PM |
| DreisersFinancier | $50.00 | 9/18/2012 5:54:14 PM |
| IP | $25.00 | 9/18/2012 6:19:38 PM |
| prudent-deal662 | $25.00 | 9/18/2012 6:21:17 PM |
| martinatime | $25.00 | 9/18/2012 6:24:28 PM |
| orange-mindful-bazaar | $33.00 | 9/18/2012 6:54:53 PM |
| magical-credit523 | $25.00 | 9/18/2012 6:18:15 PM |
| Longstreet47 | $25.00 | 9/18/2012 7:16:35 PM |
| bb575 | $45.00 | 9/18/2012 6:26:54 PM |
| intrepid-payment7 | $25.00 | 9/18/2012 6:29:16 PM |
| Nazbuster | $200.00 | 9/18/2012 9:56:57 PM |
| money-bauble | $200.00 | 9/18/2012 6:31:32 PM |
| jkeller4000 | $25.00 | 9/18/2012 6:55:13 PM |
| gold-disk | $25.00 | 9/19/2012 1:13:01 AM |
| C_Mark | $41.00 | 9/19/2012 9:03:16 AM |
| shellcollector | $25.00 | 9/19/2012 9:04:08 AM |
| P2P4me | $100.00 | 9/19/2012 6:52:31 AM |
| zanglish101 | $30.00 | 9/19/2012 7:09:03 AM |
| velocity-javelin8 | $25.00 | 9/19/2012 9:11:28 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:33 AM |
| EtaDuck | $25.00 | 9/19/2012 9:14:56 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:12:47 AM |
| philosopher4 | $100.00 | 9/19/2012 9:15:52 AM |
| fulfilling-market2 | $50.00 | 9/19/2012 9:16:26 AM |
| responsibility-cherry6 | $25.00 | 9/19/2012 9:21:59 AM |
| THREE-POINTS-LENDING | $25.00 | 9/19/2012 9:24:09 AM |
| bilecibank | $25.00 | 9/19/2012 8:38:24 AM |
| Koomarbit | $30.00 | 9/19/2012 9:24:48 AM |
| invincible-deal82 | $25.00 | 9/19/2012 9:26:34 AM |
| mvalley | $25.00 | 9/19/2012 9:10:05 AM |
| brightest-affluence-motivator | $50.00 | 9/19/2012 9:29:26 AM |
| victorcab | $25.00 | 9/19/2012 9:29:58 AM |
| Redmond | $25.00 | 9/19/2012 9:12:11 AM |
| macjp123 | $50.00 | 9/19/2012 9:32:20 AM |
| exxondude | $25.00 | 9/19/2012 9:13:57 AM |
| priceless-note7 | $100.00 | 9/19/2012 9:32:33 AM |
| krisran | $50.00 | 9/19/2012 9:33:55 AM |
| wonderous-p2ploan3 | $25.00 | 9/19/2012 9:14:51 AM |
| note-tent | $50.00 | 9/19/2012 9:15:11 AM |
| hopethisworks | $25.00 | 9/19/2012 9:35:21 AM |
| Kijib | $25.00 | 9/19/2012 9:36:04 AM |
| jonmars | $25.00 | 9/19/2012 9:36:16 AM |
| sunnyboy_7478 | $50.00 | 9/19/2012 9:05:52 AM |
| rupee-artisan | $25.00 | 9/19/2012 9:15:37 AM |
| dansarkis | $25.00 | 9/19/2012 9:16:23 AM |
| wigglesworth4 | $500.00 | 9/19/2012 9:16:27 AM |
| flypenguin | $25.00 | 9/19/2012 9:17:29 AM |
| rcm87 | $50.00 | 9/19/2012 9:17:39 AM |
| best-marketologist | $25.00 | 9/19/2012 9:18:00 AM |
| gallant-economy9 | $50.00 | 9/19/2012 9:18:31 AM |
| Cash-Flow | $1,500.00 | 9/19/2012 9:19:02 AM |
| likeable-value | $25.00 | 9/19/2012 9:40:27 AM |
| Banker7371 | $25.00 | 9/19/2012 9:19:33 AM |
| exact-loan5 | $50.00 | 9/19/2012 9:42:51 AM |
| helpinghand63 | $25.00 | 9/19/2012 9:43:45 AM |
| hard-working-income0 | $25.00 | 9/19/2012 9:13:22 AM |
| Katahdin | $50.00 | 9/19/2012 9:23:13 AM |
| top-silver-american | $25.00 | 9/19/2012 9:14:28 AM |
| restech | $25.00 | 9/19/2012 9:46:54 AM |
| JASON_ALFUND | $25.00 | 9/19/2012 9:24:56 AM |
| Yanwoo | $25.00 | 9/19/2012 9:48:46 AM |
| top-community-voyage | $50.00 | 9/19/2012 9:50:21 AM |
| csakhil | $50.00 | 9/19/2012 9:50:37 AM |
| dunedin | $25.00 | 9/19/2012 9:28:20 AM |
| historic-balance5 | $50.00 | 9/19/2012 9:52:39 AM |
| exchange-pledge | $50.00 | 9/19/2012 9:19:51 AM |
| precious-coin3 | $50.00 | 9/19/2012 9:29:49 AM |
| gjh37 | $25.00 | 9/19/2012 9:56:56 AM |
| igloo268 | $25.00 | 9/19/2012 9:57:37 AM |
| UstedEsElHombre | $100.00 | 9/19/2012 9:22:31 AM |
| spark548 | $25.00 | 9/19/2012 9:22:38 AM |
| skeptikos | $100.00 | 9/19/2012 9:22:48 AM |
| jcyjwj | $100.00 | 9/19/2012 9:33:30 AM |
| madmccoy | $25.00 | 9/19/2012 9:59:59 AM |
| durability-warmth | $50.00 | 9/19/2012 9:35:09 AM |
| moola-rose8 | $50.00 | 9/19/2012 9:35:11 AM |
| bonanza1973 | $25.00 | 9/19/2012 9:25:05 AM |
| minista | $25.00 | 9/19/2012 9:36:54 AM |
| deal-contributor8 | $25.00 | 9/19/2012 9:38:04 AM |
| Aimvest | $25.00 | 9/19/2012 9:38:30 AM |
| special-wealth2 | $50.00 | 9/19/2012 10:02:29 AM |
| power-trophy7 | $25.00 | 9/19/2012 9:39:47 AM |
| market-assembler | $50.00 | 9/19/2012 9:41:12 AM |
| nri22 | $25.00 | 9/19/2012 9:42:00 AM |
| dinero-speaker | $25.00 | 9/19/2012 10:07:32 AM |
| authentic-liberty7 | $25.00 | 9/19/2012 10:08:19 AM |
| benefit-prescription6 | $100.00 | 9/19/2012 9:32:36 AM |
| treasure-promiser1 | $50.00 | 9/19/2012 10:10:37 AM |
| studious-bonus7 | $100.00 | 9/19/2012 9:44:54 AM |
| gracej | $25.00 | 9/19/2012 9:45:28 AM |
| joshua18 | $25.00 | 9/19/2012 10:10:55 AM |
| hard-working-rate3 | $25.00 | 9/19/2012 9:46:20 AM |
| lendme2 | $50.00 | 9/19/2012 9:35:07 AM |
| important-gold5 | $25.00 | 9/19/2012 9:47:53 AM |
| professional-credit0 | $50.00 | 9/19/2012 10:17:18 AM |
| uralrider | $25.00 | 9/19/2012 9:36:19 AM |
| bonus-tent | $25.00 | 9/19/2012 9:37:12 AM |
| wise-deal-gravitas | $25.00 | 9/19/2012 9:37:16 AM |
| figs4u2 | $100.00 | 9/19/2012 9:38:28 AM |
| capital-magician561 | $25.00 | 9/19/2012 10:25:58 AM |
| glider537 | $25.00 | 9/19/2012 9:51:53 AM |
| well-mannered-power8 | $25.00 | 9/19/2012 9:52:11 AM |
| bid-papyrus | $25.00 | 9/19/2012 9:40:32 AM |
| the-profit-oracle | $25.00 | 9/19/2012 9:52:35 AM |
| the-careful-fund | $25.00 | 9/19/2012 9:41:07 AM |
| paytonbrigadier | $250.00 | 9/19/2012 9:52:58 AM |
| Maverick158 | $50.00 | 9/19/2012 9:53:58 AM |
| JDED | $25.00 | 9/19/2012 9:54:21 AM |
| Quiza12 | $50.00 | 9/19/2012 10:39:50 AM |
| jmart30702 | $25.00 | 9/19/2012 9:54:56 AM |
| Brittle | $25.00 | 9/19/2012 9:44:05 AM |
| Plutis | $25.00 | 9/19/2012 10:51:28 AM |
| Pman | $25.00 | 9/19/2012 9:45:31 AM |
| LenderOnWheels | $25.00 | 9/19/2012 9:46:32 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:16 AM |
| squeebie | $50.00 | 9/19/2012 11:03:33 AM |
| commerce-web5 | $25.00 | 9/19/2012 10:02:01 AM |
| MGMNT | $25.00 | 9/19/2012 10:02:12 AM |
| mondial4 | $100.00 | 9/19/2012 9:49:00 AM |
| zzztimbo | $25.00 | 9/19/2012 9:49:58 AM |
| pleasant-bid | $29.00 | 9/19/2012 11:29:09 AM |
| AKVG_Lending | $50.00 | 9/19/2012 11:33:43 AM |
| gain-kitten | $25.00 | 9/19/2012 10:04:55 AM |
| harperpotok | $100.00 | 9/19/2012 10:06:47 AM |
| unforgettable-wealth4 | $50.00 | 9/19/2012 9:54:26 AM |
| 4everloved | $52.42 | 9/19/2012 12:05:48 PM |
| Rick21 | $25.00 | 9/19/2012 9:55:29 AM |
| dckpolo | $25.00 | 9/19/2012 10:11:54 AM |
| ore-slingshot0 | $25.00 | 9/19/2012 10:12:17 AM |
| hayhelp | $25.00 | 9/19/2012 10:13:00 AM |
| choss02 | $47.00 | 9/19/2012 10:15:29 AM |
| gold-commander0 | $25.00 | 9/19/2012 9:58:42 AM |
| durability-solstice8 | $50.00 | 9/19/2012 10:18:59 AM |
| trapper569 | $25.00 | 9/19/2012 9:59:32 AM |
| the-transaction-stronghold | $25.00 | 9/19/2012 9:59:54 AM |
| HamachiMan | $50.00 | 9/19/2012 10:00:48 AM |
| mtp | $100.00 | 9/19/2012 10:00:57 AM |
| heroic-bid4 | $25.00 | 9/19/2012 10:22:00 AM |
| platinum-dojo | $25.00 | 9/19/2012 10:22:39 AM |
| tranquil-revenue | $25.00 | 9/19/2012 10:27:37 AM |
| investment-kingdom | $25.00 | 9/19/2012 10:01:43 AM |
| wwwUniversal | $25.00 | 9/19/2012 10:36:55 AM |
| first-careful-currency | $300.00 | 9/19/2012 10:46:10 AM |
| DadWarbucks | $25.00 | 9/19/2012 10:09:21 AM |
| reinforced-basis2 | $25.00 | 9/19/2012 10:09:55 AM |
| GetItRight | $25.00 | 9/19/2012 10:13:23 AM |
| wise-virtuous-vigilance | $100.00 | 9/19/2012 11:01:17 AM |
| Max8319 | $25.00 | 9/19/2012 10:15:46 AM |
| siesta100 | $25.00 | 9/19/2012 10:19:27 AM |
| themoneydoctor | $75.00 | 9/19/2012 11:33:58 AM |
| hope-percolator8 | $34.00 | 9/19/2012 10:53:55 AM |
| versatile-silver3 | $100.00 | 9/19/2012 11:04:41 AM |
| oodkim84oo | $225.89 | 9/19/2012 11:18:15 AM |
| duckbill_1972 | $30.00 | 9/19/2012 11:23:18 AM |
| socal100 | $25.00 | 9/19/2012 12:47:42 PM |
| 395 Investments
|
Borrower Payment Dependent Notes Series
640055
This series of Notes was issued and sold upon the funding of the borrower loan #74918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
13 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,655 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| NLA1977 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 9/17/2012 6:14:35 PM |
| money-baron-Roth401k | $50.00 | 9/17/2012 7:05:12 PM |
| PrimeFunding | $25.00 | 9/17/2012 11:44:55 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:27 AM |
| Index_Plus | $1,250.00 | 9/18/2012 8:47:19 AM |
| Canidae | $100.00 | 9/18/2012 10:34:37 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:34 AM |
| helpful-silver7 | $25.00 | 9/18/2012 1:13:38 PM |
| ultimate-peace | $244.76 | 9/18/2012 5:00:04 PM |
| GourmetPizzaGuy | $100.00 | 9/18/2012 11:06:36 AM |
| euros4meplease | $25.00 | 9/18/2012 11:36:48 AM |
| jtwildcat713 | $25.00 | 9/18/2012 12:30:47 PM |
| helpful-silver7 | $25.00 | 9/18/2012 12:57:09 PM |
| reward-adventure | $50.00 | 9/18/2012 5:26:22 PM |
| pdub | $230.24 | 9/18/2012 5:58:27 PM |
| riveting-credit5 | $25.00 | 9/17/2012 5:50:41 PM |
| papaloha | $25.00 | 9/17/2012 8:53:25 PM |
| money-baron | $50.00 | 9/17/2012 5:58:12 PM |
| historic-value7 | $50.00 | 9/17/2012 7:55:31 PM |
| MI2 | $1,250.00 | 9/17/2012 7:40:57 PM |
| loyalty-czar | $50.00 | 9/18/2012 9:43:54 AM |
| compatible-deal9 | $25.00 | 9/18/2012 12:46:49 PM |
| deal-hickory5 | $25.00 | 9/18/2012 4:10:57 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:55 PM |
| courteous-note1 | $25.00 | 9/18/2012 4:27:03 PM |
| enthusiastic-ore5 | $75.00 | 9/18/2012 4:36:47 PM |
| worthy-bid8 | $100.00 | 9/18/2012 5:34:55 PM |
| refresher211 | $25.00 | 9/18/2012 5:14:46 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
640069
This series of Notes was issued and sold upon the funding of the borrower loan #74908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $888.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $271,555 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-handshake4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/17/2012 5:14:39 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:55 PM |
| inspire22 | $25.00 | 9/17/2012 5:05:09 PM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:30 PM |
| openness-antioxidant | $75.00 | 9/17/2012 5:19:50 PM |
| best-bonafide-p2p | $25.00 | 9/17/2012 5:11:42 PM |
| urbane-income7 | $25.00 | 9/17/2012 5:15:14 PM |
| a-finance-nirvana | $25.00 | 9/17/2012 5:21:26 PM |
| transparency-sapling | $25.00 | 9/17/2012 5:33:34 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:43 PM |
| luann199 | $25.00 | 9/17/2012 5:31:03 PM |
| Tradesmanlender | $25.00 | 9/17/2012 5:53:32 PM |
| community-burrito9 | $35.00 | 9/17/2012 5:42:59 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:33 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:53 PM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:06:38 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:47 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:29 PM |
| RGlad | $300.00 | 9/17/2012 6:40:52 PM |
| phaques | $400.00 | 9/17/2012 6:52:57 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:28:32 PM |
| keynaples | $50.00 | 9/17/2012 6:01:10 PM |
| toblerone | $25.00 | 9/17/2012 6:01:31 PM |
| businessbroker101 | $25.00 | 9/17/2012 7:43:08 PM |
| Index_Plus | $5,000.00 | 9/17/2012 7:47:33 PM |
| SouthFloridaLender | $60.00 | 9/18/2012 4:25:50 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:27 AM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:15 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:12 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:47 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:38 AM |
| loot-knickers5 | $250.00 | 9/17/2012 9:25:29 PM |
| Hardlyskiing01 | $50.00 | 9/17/2012 10:26:12 PM |
| gnar | $25.00 | 9/18/2012 8:58:24 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:45 AM |
| rescue | $100.00 | 9/18/2012 9:11:11 AM |
| leverage-sensai6 | $25.00 | 9/18/2012 9:17:52 AM |
| income-champion | $25.00 | 9/18/2012 9:00:48 AM |
| terrific-dough6 | $50.00 | 9/18/2012 9:01:32 AM |
| melodious-fairness | $50.00 | 9/18/2012 9:28:10 AM |
| runner262 | $25.00 | 9/18/2012 9:10:30 AM |
| structure9 | $25.00 | 9/18/2012 9:30:01 AM |
| botfolio | $300.00 | 9/18/2012 9:33:02 AM |
| streak269 | $25.00 | 9/18/2012 9:48:57 AM |
| Zipline | $25.00 | 9/18/2012 9:50:18 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:48 AM |
| Ivan2007 | $26.00 | 9/18/2012 9:52:18 AM |
| red-eloquent-rupee | $50.00 | 9/18/2012 9:48:54 AM |
| sqdrew | $25.00 | 9/18/2012 9:31:39 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:50:00 AM |
| paytonbrigadier | $250.00 | 9/18/2012 10:03:36 AM |
| heavenly-treasure542 | $25.00 | 9/18/2012 10:03:45 AM |
| gold-commander0 | $25.00 | 9/18/2012 9:54:20 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:36 AM |
| Xarach | $25.00 | 9/18/2012 10:07:27 AM |
| Munnie | $64.00 | 9/18/2012 9:35:27 AM |
| SacramentoChad | $25.00 | 9/18/2012 9:57:55 AM |
| BXA | $50.00 | 9/18/2012 9:58:32 AM |
| RetiredATC | $50.00 | 9/18/2012 10:00:25 AM |
| hste_llc | $25.00 | 9/18/2012 10:00:53 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:24 AM |
| hopethisworks | $25.00 | 9/18/2012 10:13:37 AM |
| attentive-vigilance1 | $25.00 | 9/18/2012 10:02:41 AM |
| ven | $50.00 | 9/18/2012 10:17:57 AM |
| justreturns | $25.00 | 9/18/2012 9:46:25 AM |
| lender2611 | $25.00 | 9/18/2012 10:24:20 AM |
| inspired-investment8 | $87.00 | 9/18/2012 10:08:28 AM |
| wildguy | $25.00 | 9/18/2012 9:49:01 AM |
| magical-credit523 | $25.00 | 9/18/2012 10:10:44 AM |
| yank918 | $25.00 | 9/18/2012 9:50:39 AM |
| ivadood | $50.00 | 9/18/2012 9:51:59 AM |
| principal-cooker2 | $50.00 | 9/18/2012 9:52:15 AM |
| openness-linkage | $25.00 | 9/18/2012 10:17:01 AM |
| Headhunter14 | $30.00 | 9/18/2012 10:38:07 AM |
| gold-gazelle | $25.00 | 9/18/2012 10:19:00 AM |
| thedoctor | $50.00 | 9/18/2012 10:41:00 AM |
| Borrow2Grow | $26.00 | 9/18/2012 10:20:44 AM |
| deal-vibrato | $25.00 | 9/18/2012 10:21:34 AM |
| Elbanko | $25.00 | 9/18/2012 9:54:32 AM |
| wayman | $25.00 | 9/18/2012 9:58:26 AM |
| gallant-economy9 | $50.00 | 9/18/2012 10:00:30 AM |
| Railbird | $50.00 | 9/18/2012 10:01:24 AM |
| matthart | $25.00 | 9/18/2012 10:42:14 AM |
| Hokie83 | $50.00 | 9/18/2012 10:46:18 AM |
| indomitable-dedication | $25.00 | 9/18/2012 10:10:41 AM |
| fcukciti | $35.00 | 9/18/2012 10:11:26 AM |
| knowledgeable-silver6 | $25.00 | 9/18/2012 10:11:44 AM |
| spark548 | $25.00 | 9/18/2012 10:15:00 AM |
| wwwUniversal | $25.00 | 9/18/2012 10:16:45 AM |
| bigladybug | $61.00 | 9/18/2012 10:18:32 AM |
| versatilenyguy | $43.00 | 9/18/2012 10:20:51 AM |
| sbsahm | $25.00 | 9/18/2012 10:23:57 AM |
| mr_haldane | $25.00 | 9/18/2012 10:25:59 AM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:26:52 AM |
| Aimvest | $25.00 | 9/18/2012 10:27:25 AM |
| restless-currency | $36.00 | 9/18/2012 10:34:07 AM |
| wigglesworth4 | $56.00 | 9/18/2012 10:34:32 AM |
| magnificent-dime4 | $25.00 | 9/18/2012 10:40:42 AM |
| Blucruz | $100.00 | 9/18/2012 1:35:12 PM |
| compassion-bauble4 | $25.00 | 9/18/2012 10:55:22 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:07 AM |
| witty-dough012 | $25.00 | 9/18/2012 5:00:42 PM |
| alwick | $25.00 | 9/18/2012 11:29:08 AM |
| imogen22 | $25.00 | 9/18/2012 5:11:15 PM |
| tranquil-revenue | $25.00 | 9/18/2012 4:01:34 PM |
| loyalty-dragster7 | $125.00 | 9/18/2012 5:17:42 PM |
| historic-value7 | $100.00 | 9/18/2012 5:22:56 PM |
| windguy | $50.00 | 9/18/2012 5:19:23 PM |
| supersdf | $25.00 | 9/18/2012 5:32:55 PM |
| silver-trident5 | $500.00 | 9/18/2012 5:39:44 PM |
| fair-pound5 | $35.00 | 9/18/2012 5:25:07 PM |
| special-generosity2 | $25.00 | 9/18/2012 5:25:19 PM |
| transaction-animal8 | $25.00 | 9/18/2012 5:25:27 PM |
| profitable-fairness1 | $50.00 | 9/18/2012 5:43:47 PM |
| kindness-jedi | $25.00 | 9/18/2012 5:46:50 PM |
| hotwired | $100.00 | 9/18/2012 5:30:36 PM |
| value-wind0 | $25.00 | 9/18/2012 5:17:59 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:43 PM |
| felicity-broadcaster6 | $39.00 | 9/18/2012 5:28:08 PM |
| enriched-return057 | $100.00 | 9/18/2012 6:24:02 PM |
| RocketSurgeon | $25.00 | 9/18/2012 6:03:58 PM |
| nourishing-wampum7 | $25.00 | 9/18/2012 5:47:49 PM |
| hope-kingdom | $25.00 | 9/18/2012 6:17:08 PM |
| commerce-associate5 | $100.00 | 9/18/2012 6:07:58 PM |
| cutter21 | $25.00 | 9/18/2012 6:08:31 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:46 PM |
| first-careful-currency | $43.00 | 9/17/2012 5:14:19 PM |
| tranquil-gain1 | $75.00 | 9/17/2012 5:05:44 PM |
| lisanate | $25.00 | 9/17/2012 5:25:40 PM |
| versatile-dime442 | $250.00 | 9/17/2012 5:27:00 PM |
| Bank_Of_XL | $25.00 | 9/17/2012 5:10:50 PM |
| Zane314 | $50.00 | 9/17/2012 5:28:34 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:48 PM |
| compassion-twister2 | $50.00 | 9/17/2012 5:30:51 PM |
| tech310 | $50.00 | 9/17/2012 5:35:34 PM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 5:52:44 PM |
| top-community-voyage | $50.00 | 9/17/2012 6:00:08 PM |
| DirtyJenga | $25.00 | 9/17/2012 5:48:01 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:18 PM |
| derwiki | $25.00 | 9/17/2012 5:52:07 PM |
| britgsb | $50.00 | 9/17/2012 5:53:25 PM |
| miked8303 | $50.00 | 9/17/2012 6:09:42 PM |
| well-mannered-power8 | $25.00 | 9/17/2012 5:54:37 PM |
| cardminger | $25.00 | 9/17/2012 5:57:23 PM |
| MI2 | $5,000.00 | 9/17/2012 5:34:33 PM |
| Investoman | $25.00 | 9/17/2012 5:40:51 PM |
| tranquil-note5 | $50.00 | 9/17/2012 6:07:39 PM |
| janeybooboo | $75.00 | 9/17/2012 6:41:09 PM |
| turbo79 | $25.00 | 9/17/2012 8:27:43 PM |
| platinum-scientist9 | $25.00 | 9/17/2012 7:03:13 PM |
| thrifty-generosity222 | $50.00 | 9/17/2012 7:43:16 PM |
| keiphers | $25.00 | 9/18/2012 6:47:01 AM |
| mvalley | $25.00 | 9/18/2012 9:10:54 AM |
| bid-czar8 | $27.00 | 9/18/2012 9:26:00 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:29 AM |
| jamiee73 | $25.00 | 9/18/2012 9:34:44 AM |
| gulch | $25.00 | 9/18/2012 9:42:50 AM |
| loyalty-sherpa | $25.00 | 9/18/2012 9:44:45 AM |
| a-unflappable-finance | $100.00 | 9/18/2012 9:47:36 AM |
| BB-ptoploan | $50.00 | 9/18/2012 9:58:16 AM |
| Tylerh | $250.00 | 9/18/2012 9:59:29 AM |
| heart514 | $25.00 | 9/18/2012 10:09:17 AM |
| MoonMama | $25.00 | 9/18/2012 9:59:01 AM |
| zeelender | $25.00 | 9/18/2012 10:01:52 AM |
| hard-working-rate3 | $25.00 | 9/18/2012 10:03:34 AM |
| durability-goat644 | $25.00 | 9/18/2012 10:04:30 AM |
| sharpey | $25.00 | 9/18/2012 10:04:38 AM |
| radical53 | $25.00 | 9/18/2012 10:06:53 AM |
| awe-inspiring-commitment972 | $50.00 | 9/18/2012 10:08:55 AM |
| Yotaman | $25.00 | 9/18/2012 10:28:26 AM |
| hanuman77 | $25.00 | 9/18/2012 9:49:39 AM |
| Robin_Hood | $50.00 | 9/18/2012 10:14:12 AM |
| bold-payment-guard | $50.00 | 9/18/2012 10:15:13 AM |
| dragonfly-amulet | $25.00 | 9/18/2012 9:52:01 AM |
| the-dollar-topper | $150.00 | 9/18/2012 10:16:49 AM |
| innocent-income4 | $25.00 | 9/18/2012 9:52:52 AM |
| nri22 | $25.00 | 9/18/2012 10:26:32 AM |
| CaptainBlueberry | $25.00 | 9/18/2012 9:57:41 AM |
| american6 | $50.00 | 9/18/2012 10:01:16 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:14 AM |
| ALVO | $40.00 | 9/18/2012 10:05:21 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:19:56 AM |
| rcm87 | $50.00 | 9/18/2012 10:06:58 AM |
| jthomps4 | $25.00 | 9/18/2012 10:08:07 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:18 AM |
| samurai2 | $25.00 | 9/18/2012 11:49:24 AM |
| giftgold | $25.00 | 9/18/2012 11:01:58 AM |
| DadWarbucks | $25.00 | 9/18/2012 10:12:51 AM |
| mercuriant | $25.00 | 9/18/2012 10:14:38 AM |
| resolute-basis9 | $25.00 | 9/18/2012 10:15:57 AM |
| the-profit-oracle | $25.00 | 9/18/2012 10:16:12 AM |
| lakshmilila | $25.00 | 9/18/2012 10:16:52 AM |
| compatible-deal9 | $25.00 | 9/18/2012 12:45:57 PM |
| dennisuello | $25.00 | 9/18/2012 10:19:17 AM |
| rootcanaler | $25.00 | 9/18/2012 1:20:30 PM |
| zone6 | $100.00 | 9/18/2012 10:26:28 AM |
| diplomatic-wealth7 | $50.00 | 9/18/2012 10:33:05 AM |
| ore-genius2 | $200.00 | 9/18/2012 2:50:49 PM |
| money-bauble | $100.00 | 9/18/2012 10:34:49 AM |
| red-luminous-gain | $25.00 | 9/18/2012 5:00:30 PM |
| MonkeyHero | $25.00 | 9/18/2012 11:43:14 AM |
| credit-commander1 | $25.00 | 9/18/2012 3:23:52 PM |
| bazaar-elvis | $50.00 | 9/18/2012 5:15:36 PM |
| reflective-cash0 | $30.00 | 9/18/2012 5:20:37 PM |
| Gazelles4U | $25.00 | 9/18/2012 5:24:32 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 5:56:15 PM |
| cougarltg | $50.00 | 9/18/2012 5:56:55 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:11 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:08 PM |
| whitegold24k | $150.00 | 9/18/2012 5:32:45 PM |
| NR | $25.00 | 9/18/2012 5:34:01 PM |
| dough-kitten5 | $25.00 | 9/18/2012 6:28:33 PM |
| IP | $25.00 | 9/18/2012 6:19:38 PM |
| pdub | $750.00 | 9/18/2012 5:56:15 PM |
| metro457 | $100.00 | 9/18/2012 6:21:28 PM |
| Ducatiman1978 | $25.00 | 9/18/2012 6:22:46 PM |
| impressive-loan | $100.00 | 9/18/2012 5:56:38 PM |
| martinatime | $25.00 | 9/18/2012 6:24:29 PM |
| benevolent-marketplace4 | $1,357.00 | 9/18/2012 6:46:47 PM |
| kenji4861 | $25.00 | 9/18/2012 6:20:15 PM |
| haplender | $50.00 | 9/18/2012 6:22:37 PM |
| 221 Investments
|
Borrower Payment Dependent Notes Series
640095
This series of Notes was issued and sold upon the funding of the borrower loan #74352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $419.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $9,922 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 09Saver |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
660-679
(Sep-2009)
|
|
Principal balance:
| $2,384.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit cards.
My financial situation:
I am a good candidate for this loan because it will help me eliminate interest owed on several different credit cards.
Monthly net income: $2,800
Monthly expenses: $2,400
Housing: $850
Insurance: $80
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/17/2012 5:01:06 PM |
| handy-justice | $50.00 | 9/17/2012 5:03:49 PM |
| KB-IRA | $713.00 | 9/17/2012 5:06:14 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:46 PM |
| careful-vigilance4 | $25.00 | 9/17/2012 5:04:08 PM |
| green-ore-expert | $25.00 | 9/17/2012 5:05:32 PM |
| worth-blanket2 | $9,000.00 | 9/17/2012 5:03:04 PM |
| dukeiyer | $25.00 | 9/17/2012 5:04:37 PM |
| 87Marc | $25.00 | 9/17/2012 5:06:10 PM |
| IIP77 | $25.00 | 9/17/2012 5:03:13 PM |
| productive-note2 | $50.00 | 9/17/2012 5:04:55 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
640109
This series of Notes was issued and sold upon the funding of the borrower loan #74645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $112.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $22,590 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-secret-agent8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2012)
640-659
(Feb-2012)
680-699
(Jan-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $150.00 | 9/17/2012 9:06:12 AM |
| Culebra1930 | $75.00 | 9/17/2012 9:12:32 AM |
| auction-sage | $100.00 | 9/17/2012 9:13:48 AM |
| thankful-nickel2 | $25.00 | 9/17/2012 9:20:35 AM |
| astute-benjamins | $150.00 | 9/17/2012 9:28:02 AM |
| spartacusiam | $25.00 | 9/17/2012 9:09:43 AM |
| CreditBuilder2 | $25.01 | 9/17/2012 9:30:55 AM |
| gold-pudding6 | $60.00 | 9/17/2012 9:37:35 AM |
| red-penny-philosopher | $25.00 | 9/17/2012 9:42:32 AM |
| Taxman44 | $25.00 | 9/17/2012 9:21:36 AM |
| zenyatta | $25.00 | 9/17/2012 9:22:25 AM |
| the-lean-bid | $25.00 | 9/17/2012 10:14:36 AM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:52 AM |
| Stollewood | $25.00 | 9/17/2012 9:14:34 AM |
| Maverick158 | $50.00 | 9/17/2012 9:16:11 AM |
| vutah | $25.00 | 9/17/2012 9:18:05 AM |
| LeReve | $500.00 | 9/17/2012 9:18:08 AM |
| heavy_ax | $50.00 | 9/17/2012 10:10:41 AM |
| networks4ever | $25.00 | 9/17/2012 9:55:00 AM |
| charming-exchange7 | $25.00 | 9/17/2012 10:00:01 AM |
| overflowinglife | $50.00 | 9/17/2012 10:15:16 AM |
| affluence-microscope2 | $200.00 | 9/17/2012 9:08:09 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:55 AM |
| Fitiwalt7 | $25.00 | 9/17/2012 9:02:50 AM |
| fitiwalt | $34.73 | 9/17/2012 9:17:07 AM |
| gravbox | $25.00 | 9/17/2012 9:03:49 AM |
| repayment-pagoda8 | $100.00 | 9/17/2012 9:05:28 AM |
| janeybooboo | $75.00 | 9/17/2012 9:05:52 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:27 AM |
| obduro_1 | $25.00 | 9/17/2012 9:11:59 AM |
| thrifty-transaction578 | $25.00 | 9/17/2012 9:42:13 AM |
| ideal-platinum1 | $25.00 | 9/17/2012 9:19:08 AM |
| damage | $25.00 | 9/17/2012 9:50:38 AM |
| mariah8641 | $30.00 | 9/17/2012 9:51:25 AM |
| soulful-p2p432 | $25.00 | 9/17/2012 9:58:08 AM |
| ready-justice7 | $50.00 | 9/17/2012 9:59:16 AM |
| ibealion | $25.00 | 9/17/2012 9:59:17 AM |
| sturdy-fairness0 | $100.00 | 9/17/2012 9:26:02 AM |
| proud-gold9 | $25.00 | 9/17/2012 9:36:08 AM |
| Caidin | $25.00 | 9/17/2012 9:12:55 AM |
| wetlands | $200.00 | 9/17/2012 9:13:02 AM |
| radiant-dollar9 | $200.00 | 9/17/2012 9:14:39 AM |
| heartpounding-loyalty7 | $25.00 | 9/17/2012 9:53:27 AM |
| 6_kids_college_fund | $50.00 | 9/17/2012 9:19:27 AM |
| peso-tostada | $200.00 | 9/17/2012 9:24:05 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:30 AM |
| krisran | $50.00 | 9/17/2012 9:47:36 AM |
| promise2 | $25.00 | 9/17/2012 9:53:54 AM |
| Perdita_II | $25.00 | 9/17/2012 9:54:10 AM |
| undaunted-fairness0 | $25.00 | 9/17/2012 9:58:59 AM |
| agalt | $100.00 | 9/17/2012 10:01:20 AM |
| bellaquito | $25.26 | 9/17/2012 10:22:32 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
640147
This series of Notes was issued and sold upon the funding of the borrower loan #74762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $220.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
20 | Length of status: | 12y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $104,999 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-toro3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2011)
|
|
Principal balance:
| $1,633.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tylerh | $250.00 | 9/15/2012 12:04:29 PM |
| networks4ever | $25.00 | 9/15/2012 12:13:06 PM |
| unforgettable-wealth4 | $50.00 | 9/15/2012 12:16:46 PM |
| Mathon | $25.00 | 9/15/2012 12:21:39 PM |
| economy-producer | $25.00 | 9/15/2012 12:22:06 PM |
| jrbill1998 | $47.00 | 9/15/2012 12:22:14 PM |
| hostbank | $76.00 | 9/15/2012 12:22:47 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:35 PM |
| nanda | $25.00 | 9/15/2012 12:24:45 PM |
| heart514 | $25.00 | 9/15/2012 12:25:53 PM |
| bazaar-festivity | $25.00 | 9/15/2012 12:26:07 PM |
| RGlad | $250.00 | 9/15/2012 12:07:48 PM |
| cash-reaction2 | $25.00 | 9/15/2012 12:18:03 PM |
| Beld | $50.00 | 9/15/2012 12:18:04 PM |
| dime-sprout | $25.00 | 9/15/2012 12:26:59 PM |
| resolute-basis9 | $25.00 | 9/15/2012 12:19:27 PM |
| the-dollar-topper | $150.00 | 9/15/2012 12:29:51 PM |
| gold-gazelle | $25.00 | 9/15/2012 12:21:37 PM |
| wampum-optimization | $25.00 | 9/15/2012 12:22:00 PM |
| svandgts | $25.00 | 9/15/2012 12:22:58 PM |
| schoolchamp | $25.00 | 9/15/2012 12:23:10 PM |
| worth-sanctuary9 | $25.00 | 9/15/2012 12:16:42 PM |
| Sid-K | $25.00 | 9/15/2012 12:23:41 PM |
| credit-meteor7 | $250.00 | 9/15/2012 12:25:24 PM |
| treasure-widget | $25.00 | 9/15/2012 12:27:35 PM |
| Aliso-Viejo | $50.00 | 9/15/2012 12:36:03 PM |
| murlirao2002 | $25.00 | 9/15/2012 12:36:07 PM |
| ASR3 | $50.00 | 9/15/2012 12:36:20 PM |
| finance-assembler | $50.00 | 9/15/2012 12:28:04 PM |
| 1randyp | $25.00 | 9/15/2012 12:36:31 PM |
| fund-tom-tom6 | $25.00 | 9/15/2012 12:28:34 PM |
| hard-working-loot | $50.00 | 9/15/2012 12:28:45 PM |
| Cheburashka | $30.00 | 9/15/2012 12:19:50 PM |
| timbob | $32.00 | 9/15/2012 12:29:53 PM |
| jazzlender | $25.00 | 9/15/2012 12:39:33 PM |
| fervent-repayment | $100.00 | 9/15/2012 12:32:40 PM |
| DL-JL | $25.00 | 9/15/2012 12:32:47 PM |
| magnitude787 | $30.00 | 9/15/2012 12:33:05 PM |
| Geodrone | $25.00 | 9/15/2012 12:33:15 PM |
| interest-griffin | $50.00 | 9/15/2012 12:34:11 PM |
| benevolent-transparency934 | $25.00 | 9/15/2012 12:43:01 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:35:00 PM |
| Lam0nt | $25.00 | 9/15/2012 12:43:52 PM |
| robust-diversification3 | $50.00 | 9/15/2012 12:25:48 PM |
| nimble-revenue5 | $100.00 | 9/15/2012 12:44:29 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:57 PM |
| justreturns | $25.00 | 9/15/2012 12:26:24 PM |
| Hambone1111 | $25.00 | 9/15/2012 12:26:31 PM |
| gavinfh | $25.00 | 9/15/2012 12:46:18 PM |
| fabulous-revenue7 | $25.00 | 9/15/2012 12:46:43 PM |
| FLINVESTER | $25.00 | 9/15/2012 12:48:16 PM |
| transaction-hugger4 | $100.00 | 9/15/2012 12:28:49 PM |
| iolaire | $25.00 | 9/15/2012 12:49:21 PM |
| restless-currency | $40.00 | 9/15/2012 12:28:52 PM |
| rcm87 | $50.00 | 9/15/2012 12:32:38 PM |
| entertaining-rate9 | $25.00 | 9/15/2012 12:32:56 PM |
| kulender | $100.00 | 9/15/2012 12:39:42 PM |
| awe-inspiring-commitment972 | $50.00 | 9/15/2012 12:33:27 PM |
| mobius_titan | $25.00 | 9/15/2012 12:39:47 PM |
| persist_in_doing | $25.00 | 9/15/2012 12:33:56 PM |
| 1phantom | $25.00 | 9/15/2012 12:53:24 PM |
| bath836 | $25.00 | 9/15/2012 12:35:18 PM |
| bob_sacamano | $25.00 | 9/15/2012 12:35:33 PM |
| Xarach | $25.00 | 9/15/2012 12:42:36 PM |
| indomitable-dedication | $25.00 | 9/15/2012 12:43:13 PM |
| simplyonce | $25.00 | 9/15/2012 12:43:32 PM |
| Palacios | $100.00 | 9/15/2012 12:36:26 PM |
| ATWLab | $25.00 | 9/15/2012 12:57:24 PM |
| mister_waffle | $25.00 | 9/15/2012 12:46:13 PM |
| JJ9876 | $25.00 | 9/15/2012 12:47:54 PM |
| rakstar | $25.00 | 9/15/2012 12:59:33 PM |
| sjc224 | $25.00 | 9/15/2012 12:37:06 PM |
| cnovak | $25.00 | 9/15/2012 12:48:53 PM |
| NR | $25.00 | 9/15/2012 12:37:12 PM |
| Shanester | $25.00 | 9/15/2012 12:37:15 PM |
| profitable-fairness1 | $50.00 | 9/15/2012 12:49:17 PM |
| fair-pound5 | $50.00 | 9/15/2012 12:50:30 PM |
| turbolozano | $25.00 | 9/15/2012 12:38:45 PM |
| worth-web5 | $42.00 | 9/15/2012 12:38:51 PM |
| NotOprah | $50.00 | 9/15/2012 12:39:13 PM |
| the-shrewd-wampum | $25.00 | 9/15/2012 12:51:29 PM |
| redx | $25.00 | 9/15/2012 12:40:17 PM |
| lender2611 | $50.00 | 9/15/2012 12:53:39 PM |
| Nickle-and-Dime-Loans | $25.00 | 9/15/2012 12:54:23 PM |
| brazilofmux | $100.00 | 9/15/2012 12:54:48 PM |
| trade-birch9 | $25.00 | 9/15/2012 12:42:39 PM |
| nellaelyob | $25.00 | 9/15/2012 12:43:45 PM |
| first-resolute-deal | $25.00 | 9/15/2012 12:57:03 PM |
| SastreMason | $25.00 | 9/15/2012 12:57:49 PM |
| shmb6508 | $50.00 | 9/15/2012 12:58:52 PM |
| transaction-animal8 | $25.00 | 9/15/2012 12:59:13 PM |
| revolutionary082 | $27.27 | 9/15/2012 12:48:23 PM |
| LondonCID | $25.00 | 9/15/2012 12:48:35 PM |
| impressive-dough4 | $25.00 | 9/15/2012 12:48:49 PM |
| impressive-loan | $100.00 | 9/15/2012 12:52:30 PM |
| duty-viola | $25.00 | 9/15/2012 12:54:45 PM |
| euro-speaker8 | $56.00 | 9/15/2012 12:55:02 PM |
| EnglishGeekInNYC | $25.00 | 9/15/2012 12:55:34 PM |
| valiant-liberty4 | $25.00 | 9/15/2012 12:57:31 PM |
| bill-artisan7 | $25.00 | 9/15/2012 12:58:28 PM |
| LittleMingo | $30.00 | 9/15/2012 12:27:41 PM |
| janeybooboo | $100.00 | 9/15/2012 12:08:09 PM |
| miked8303 | $29.00 | 9/15/2012 12:14:18 PM |
| DreisersFinancier | $50.00 | 9/15/2012 12:21:20 PM |
| purposeful-durability8 | $100.00 | 9/15/2012 12:24:22 PM |
| DrewOdette | $25.00 | 9/15/2012 12:24:31 PM |
| top-payout-fixer | $25.00 | 9/15/2012 12:25:20 PM |
| kind-bill-supporter | $25.00 | 9/15/2012 12:26:18 PM |
| integrity-reactor4 | $100.00 | 9/15/2012 12:26:28 PM |
| wizard750 | $28.00 | 9/15/2012 12:20:11 PM |
| financial-frenzy | $26.00 | 9/15/2012 12:20:28 PM |
| compassionate-auction6 | $150.00 | 9/15/2012 12:20:55 PM |
| Kaj | $25.00 | 9/15/2012 12:31:32 PM |
| investisure | $46.00 | 9/15/2012 12:23:19 PM |
| transparency-sapling | $25.00 | 9/15/2012 12:33:25 PM |
| newfoundation | $25.00 | 9/15/2012 12:19:34 PM |
| Astyanax | $26.00 | 9/15/2012 12:20:33 PM |
| adventurer447 | $300.00 | 9/15/2012 12:37:33 PM |
| floret596 | $25.00 | 9/15/2012 12:37:47 PM |
| dignified-finance | $36.00 | 9/15/2012 12:39:08 PM |
| industrious-transparency6 | $25.00 | 9/15/2012 12:21:49 PM |
| SmokeyMirror | $25.00 | 9/15/2012 12:39:50 PM |
| CAGE-Investments | $25.00 | 9/15/2012 12:24:15 PM |
| pleasant-nickel0 | $25.00 | 9/15/2012 12:34:32 PM |
| enthralling-deal53 | $100.00 | 9/15/2012 12:35:07 PM |
| listing-vista | $50.00 | 9/15/2012 12:35:10 PM |
| persevering | $25.00 | 9/15/2012 12:25:31 PM |
| IIP77 | $25.00 | 9/15/2012 12:43:57 PM |
| HamachiMan | $50.00 | 9/15/2012 12:44:00 PM |
| bid-czar8 | $100.00 | 9/15/2012 12:25:36 PM |
| fcrick | $50.00 | 9/15/2012 12:36:00 PM |
| special-generosity2 | $25.00 | 9/15/2012 12:45:03 PM |
| Vreet | $25.00 | 9/15/2012 12:45:29 PM |
| jay100124 | $50.00 | 9/15/2012 12:26:44 PM |
| successful-agreement7 | $100.00 | 9/15/2012 12:28:30 PM |
| ekmendenhall | $50.00 | 9/15/2012 12:50:03 PM |
| dragonfly-amulet | $25.00 | 9/15/2012 12:50:05 PM |
| Assets-Up | $25.00 | 9/15/2012 12:38:03 PM |
| aFro | $25.00 | 9/15/2012 12:38:52 PM |
| the-profit-oracle | $25.00 | 9/15/2012 12:51:19 PM |
| jhjoe | $25.00 | 9/15/2012 12:32:57 PM |
| credible-balance6 | $50.00 | 9/15/2012 12:39:48 PM |
| songbird98 | $25.00 | 9/15/2012 12:40:37 PM |
| thepillowsack | $25.00 | 9/15/2012 12:52:42 PM |
| brilliant-market680 | $25.00 | 9/15/2012 12:52:44 PM |
| income-buddy7 | $50.00 | 9/15/2012 12:40:56 PM |
| TennSquire | $25.00 | 9/15/2012 12:41:23 PM |
| enchanted-note14 | $25.00 | 9/15/2012 12:55:07 PM |
| enthusiastic-point | $25.00 | 9/15/2012 12:55:13 PM |
| MrBailey | $25.00 | 9/15/2012 12:56:32 PM |
| bcdesign10 | $50.00 | 9/15/2012 12:45:07 PM |
| DDHMoney | $25.00 | 9/15/2012 12:57:17 PM |
| loan-fate | $50.00 | 9/15/2012 12:57:29 PM |
| structure9 | $25.00 | 9/15/2012 12:58:20 PM |
| unassuming-note | $25.00 | 9/15/2012 12:46:59 PM |
| sohuge1234 | $25.00 | 9/15/2012 12:59:00 PM |
| Preferred-Lender | $25.00 | 9/15/2012 12:38:32 PM |
| income-rocker2 | $50.00 | 9/15/2012 12:39:16 PM |
| gjm6d | $25.00 | 9/15/2012 12:39:21 PM |
| Maetryx | $25.00 | 9/15/2012 12:53:02 PM |
| important-gold5 | $25.00 | 9/15/2012 12:53:36 PM |
| chlebie | $50.00 | 9/15/2012 12:41:32 PM |
| five-star-euro3 | $25.00 | 9/15/2012 12:54:37 PM |
| eg192 | $25.00 | 9/15/2012 12:41:47 PM |
| Bookophile | $50.00 | 9/15/2012 12:41:51 PM |
| social-cocktail1 | $200.00 | 9/15/2012 12:42:09 PM |
| fearless-auction7 | $25.00 | 9/15/2012 12:55:39 PM |
| best-witty-income | $25.00 | 9/15/2012 12:42:55 PM |
| lakehavasu88 | $25.00 | 9/15/2012 12:56:38 PM |
| gizzywump | $25.00 | 9/15/2012 12:56:41 PM |
| life-is-great | $25.00 | 9/15/2012 12:58:10 PM |
| roland1 | $25.00 | 9/15/2012 12:46:51 PM |
| mathomas3 | $30.00 | 9/15/2012 12:50:02 PM |
| ivy-league-MBA | $25.00 | 9/15/2012 12:50:21 PM |
| euro-watcher7 | $25.00 | 9/15/2012 12:51:09 PM |
| gelidfrank | $25.00 | 9/15/2012 12:51:27 PM |
| money-surge1 | $25.00 | 9/15/2012 12:52:26 PM |
| quantum_leap | $25.00 | 9/15/2012 12:52:42 PM |
| Takeover22 | $100.00 | 9/15/2012 12:57:01 PM |
| figs4u2 | $100.00 | 9/15/2012 12:58:13 PM |
| enticing-note | $25.00 | 9/15/2012 12:58:30 PM |
| prudent-payment316 | $25.00 | 9/15/2012 12:58:49 PM |
| Silver_Rupee | $25.01 | 9/15/2012 12:59:02 PM |
| 183 Investments
|
Borrower Payment Dependent Notes Series
640167
This series of Notes was issued and sold upon the funding of the borrower loan #74697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $892.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.60% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,342 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Supersasha |
Borrower's state:
| California |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2008)
660-679
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt, which accumulated while out of work and was helping parent with mortgage. The $10,000 would help get me over a higher interest rate "hump" and put me on the fast track to paying my bills quicker. I am saving to buy a house, after my debts are paid.
My financial situation:
I am a good candidate for this loan because I am an excellent payer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| USAFVET2010 | $50.00 | 9/17/2012 9:03:26 AM |
| benevolent-loot5 | $200.00 | 9/17/2012 9:07:29 AM |
| tranquil-note5 | $50.00 | 9/17/2012 9:07:41 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:12 AM |
| gjm6d | $25.00 | 9/17/2012 9:17:57 AM |
| LeReve | $500.00 | 9/17/2012 9:18:18 AM |
| vutah | $25.00 | 9/17/2012 9:18:40 AM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 9:06:01 AM |
| influential-peso9 | $25.00 | 9/17/2012 9:07:59 AM |
| attentive-compassion1 | $50.00 | 9/17/2012 9:09:33 AM |
| progressive-economy261 | $500.00 | 9/17/2012 9:28:53 AM |
| virtuous-repayment | $25.00 | 9/17/2012 9:11:23 AM |
| GoGalt | $50.00 | 9/17/2012 9:35:46 AM |
| wetlands | $200.00 | 9/17/2012 9:13:22 AM |
| lowrater | $100.40 | 9/17/2012 9:38:02 AM |
| petera650 | $25.00 | 9/17/2012 9:45:44 AM |
| thankful-nickel2 | $25.00 | 9/17/2012 9:20:58 AM |
| wise-deal-panda | $200.00 | 9/17/2012 9:55:06 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:28 AM |
| best-balance-saver | $90.30 | 9/17/2012 10:19:51 AM |
| Pirgulation | $43.33 | 9/17/2012 9:33:11 AM |
| RNLEND | $250.00 | 9/17/2012 10:40:12 AM |
| urbane-income7 | $25.00 | 9/17/2012 9:35:50 AM |
| Weaverville | $25.00 | 9/17/2012 10:41:30 AM |
| sincere-agreement9 | $20.34 | 9/17/2012 10:45:06 AM |
| hillbilly40 | $25.00 | 9/17/2012 9:11:01 AM |
| _NaLNaBB | $350.00 | 9/17/2012 9:39:56 AM |
| new_beginnings | $50.00 | 9/17/2012 9:41:55 AM |
| krisran | $50.00 | 9/17/2012 9:47:36 AM |
| marwadi-62 | $1,000.00 | 9/17/2012 9:47:48 AM |
| Bendistraw | $25.00 | 9/17/2012 9:49:12 AM |
| auction-sage | $100.00 | 9/17/2012 9:14:09 AM |
| affluence-wasp6 | $25.00 | 9/17/2012 9:52:00 AM |
| enderak | $85.00 | 9/17/2012 9:15:07 AM |
| zchamilton | $50.00 | 9/17/2012 9:58:35 AM |
| CMJ-Partners | $100.00 | 9/17/2012 9:20:48 AM |
| coin-gusto | $50.00 | 9/17/2012 10:15:40 AM |
| Taxman44 | $25.00 | 9/17/2012 9:21:37 AM |
| benevolent-marketplace4 | $2,500.00 | 9/17/2012 9:23:00 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:28 AM |
| 1stBankAndHal | $25.22 | 9/17/2012 9:30:00 AM |
| lionheart722 | $100.00 | 9/17/2012 9:34:06 AM |
| High-flyer | $25.00 | 9/17/2012 9:35:17 AM |
| gold-pudding6 | $60.00 | 9/17/2012 9:37:36 AM |
| soulful-p2p432 | $25.00 | 9/17/2012 9:42:33 AM |
| Feyenoord | $30.00 | 9/17/2012 9:48:39 AM |
| agalt | $100.00 | 9/17/2012 10:01:43 AM |
| well-rounded-dinero | $25.00 | 9/17/2012 10:04:41 AM |
| JCM_MN | $38.00 | 9/17/2012 10:11:11 AM |
| janeybooboo | $25.25 | 9/17/2012 10:12:15 AM |
| the-lean-bid | $25.00 | 9/17/2012 10:15:15 AM |
| cashhelp | $30.00 | 9/17/2012 10:19:58 AM |
| SOP_Bank | $25.00 | 9/17/2012 10:23:46 AM |
| adventurer447 | $300.00 | 9/17/2012 10:28:02 AM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:42 AM |
| Dubbly | $25.00 | 9/17/2012 9:09:13 AM |
| MoneyForNothing | $25.35 | 9/17/2012 9:12:51 AM |
| ready-agreement5 | $25.00 | 9/17/2012 9:13:30 AM |
| Railbird | $50.00 | 9/17/2012 9:21:34 AM |
| frankdelraza | $25.00 | 9/17/2012 9:22:44 AM |
| Gold-bug | $50.00 | 9/17/2012 9:05:50 AM |
| moola-accelerator6 | $50.00 | 9/17/2012 9:07:57 AM |
| transparency-sapling | $25.00 | 9/17/2012 9:09:47 AM |
| MikeMann | $100.00 | 9/17/2012 9:28:59 AM |
| dynamic-money271 | $100.00 | 9/17/2012 9:39:59 AM |
| unbeatable-credit1 | $50.00 | 9/17/2012 9:41:17 AM |
| MicroLender357 | $25.00 | 9/17/2012 9:42:04 AM |
| jennifer55126 | $25.00 | 9/17/2012 9:42:53 AM |
| Machiavelli1 | $33.00 | 9/17/2012 9:52:39 AM |
| ready-justice7 | $50.00 | 9/17/2012 9:59:16 AM |
| oasis481 | $106.14 | 9/17/2012 10:03:32 AM |
| Jack-Sparrow | $50.00 | 9/17/2012 9:32:24 AM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 9:05:18 AM |
| heroic-vigilance1 | $25.00 | 9/17/2012 10:29:18 AM |
| paladin510 | $25.00 | 9/17/2012 10:32:17 AM |
| sqdrew | $25.00 | 9/17/2012 9:47:19 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:55 AM |
| versatile-dime442 | $250.00 | 9/17/2012 9:15:21 AM |
| randsenterprise | $25.00 | 9/17/2012 9:28:08 AM |
| jamiee73 | $25.00 | 9/17/2012 9:39:12 AM |
| drcoop | $25.00 | 9/17/2012 9:42:27 AM |
| azazle | $100.00 | 9/17/2012 9:47:38 AM |
| palmetto933 | $25.00 | 9/17/2012 9:52:02 AM |
| bold-velocity-cake | $30.18 | 9/17/2012 10:17:50 AM |
| commerce-cymbal8 | $25.00 | 9/17/2012 10:23:59 AM |
| Better-Returns | $32.49 | 9/17/2012 10:27:14 AM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
640217
This series of Notes was issued and sold upon the funding of the borrower loan #74620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $135,162 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-sweet-platinum |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used for general home and child expenses.
My financial situation:
I am a good candidate for this loan because I've never been a payment and don't intend to. In the spring i will receive a substantial commission check that is above and beyond my $114,00 salary. This is effectively a bridge loan until that commission check arrives. You may also see a 2nd mortgage on my credit report. That is a rental property which we own which cash flows itself each month and has been rented solidly for 3 years. I have a rental extention with the current tenant for another year.
Monthly net income: $9,500
Monthly expenses: approx. $7000
Housing: $2,500
Insurance: $300
Car expenses: $600
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $1200
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compassion-twister2 | $50.00 | 9/17/2012 9:06:11 AM |
| riveting-credit5 | $25.00 | 9/17/2012 9:41:38 AM |
| majestic-note6 | $150.00 | 9/17/2012 9:16:28 AM |
| Silver_Rupee | $25.01 | 9/17/2012 9:55:28 AM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:31 AM |
| refresher211 | $25.00 | 9/17/2012 9:12:40 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:38 AM |
| money-baron | $50.00 | 9/17/2012 10:14:34 AM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:35:00 AM |
| kain11286 | $50.00 | 9/17/2012 10:40:45 AM |
| MI2 | $1,250.00 | 9/17/2012 12:25:14 PM |
| steven3333 | $25.00 | 9/17/2012 12:42:04 PM |
| rabbidlender | $25.00 | 9/17/2012 5:23:17 PM |
| phaques | $225.00 | 9/17/2012 7:06:20 PM |
| Bob450 | $25.00 | 9/17/2012 6:36:09 PM |
| buffalobills | $25.00 | 9/17/2012 7:53:26 PM |
| yons88 | $25.00 | 9/17/2012 9:32:43 PM |
| cgoca | $25.00 | 9/17/2012 9:34:01 PM |
| knee_caps | $25.00 | 9/17/2012 10:47:14 PM |
| MoneyM | $21.84 | 9/17/2012 11:06:56 PM |
| vutah | $55.00 | 9/17/2012 9:19:27 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:29 AM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 9:35:19 AM |
| lowrater | $50.40 | 9/17/2012 9:36:59 AM |
| open-minded-p2p1 | $25.00 | 9/17/2012 9:52:00 AM |
| blue-order-comet | $25.00 | 9/17/2012 10:06:35 AM |
| CA-Lender | $29.75 | 9/17/2012 12:48:18 PM |
| julijask | $25.00 | 9/17/2012 10:21:24 AM |
| compatible-deal9 | $25.00 | 9/17/2012 1:26:33 PM |
| thankful-nickel2 | $25.00 | 9/17/2012 9:28:05 AM |
| new-impeccable-coin | $28.00 | 9/17/2012 4:21:03 PM |
| URBANCAPITAL | $25.00 | 9/17/2012 4:55:00 PM |
| let_me_retire | $50.00 | 9/17/2012 1:51:18 PM |
| global-invest-group | $25.00 | 9/17/2012 3:52:48 PM |
| forceful-wealth244 | $25.00 | 9/17/2012 12:06:55 PM |
| treasure-hunter270 | $25.00 | 9/17/2012 3:49:28 PM |
| generous-deal6 | $25.00 | 9/17/2012 5:45:29 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:30:56 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:43 PM |
| Assets-Up | $25.00 | 9/17/2012 6:48:20 PM |
| sensible-fund | $30.00 | 9/17/2012 6:48:15 PM |
| gain-expert | $35.00 | 9/17/2012 10:08:45 PM |
| EverettFinancial | $25.00 | 9/17/2012 11:00:25 PM |
| papaloha | $25.00 | 9/17/2012 8:53:22 PM |
| roux | $25.00 | 9/17/2012 7:12:01 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
640241
This series of Notes was issued and sold upon the funding of the borrower loan #74259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $346.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 81% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 22y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,845 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credible-durability37 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/17/2012 9:05:53 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:28 AM |
| worth-blanket2 | $10,350.00 | 9/17/2012 9:07:22 AM |
| economy-coup | $200.00 | 9/17/2012 9:02:55 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:56 AM |
| supreme-treasure8 | $100.00 | 9/17/2012 9:16:33 AM |
| WalnutCreekguy | $50.00 | 9/17/2012 9:03:51 AM |
| orchestra960 | $191.00 | 9/17/2012 9:04:39 AM |
| asset-professor | $25.00 | 9/17/2012 9:06:43 AM |
| TronMedici | $50.00 | 9/17/2012 9:09:32 AM |
| 52digital | $75.00 | 9/17/2012 9:12:01 AM |
| MyPFBlog | $25.00 | 9/17/2012 9:15:06 AM |
| capital-renewal | $25.00 | 9/17/2012 9:18:36 AM |
| LeReve | $129.00 | 9/17/2012 9:18:39 AM |
| truth-seeker8 | $50.00 | 9/17/2012 9:03:55 AM |
| thrilling-fund427 | $50.00 | 9/17/2012 9:04:16 AM |
| tnjohnso | $25.00 | 9/17/2012 9:11:06 AM |
| pierrelasvegas | $25.00 | 9/17/2012 9:11:21 AM |
| Beld | $50.00 | 9/17/2012 9:12:37 AM |
| Assets-Up | $25.00 | 9/17/2012 9:14:51 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
640245
This series of Notes was issued and sold upon the funding of the borrower loan #74593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 29.90% |
Monthly payment:
| $374.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.05% | | |
| |
Estimated return*:
| 6.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,556 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-economy-fighter |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need 4k, can payback within month
Purpose of loan: 401K loan payoff
This loan will be used to... Payoff balance of a 401K loan. 10 days after that, I'll be eligible to borrow again against my 401K and I'll be able to pay this back.
My financial situation: Make over 100k yearly without many bills.
I am a good candidate for this loan because... My 401k loan is not subject to approval so it's a guarantee I'll be able to get it. I'll use some of that money to pay back this loan fully.
Monthly net income: $6100
Monthly expenses: $3110
Housing: $1150
Insurance: $80
Car expenses: $200
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $0
Credit cards and other loans: $480
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| value-allocator1 | $100.00 | 9/17/2012 9:02:03 AM |
| decisive-income7 | $3,900.00 | 9/17/2012 9:02:30 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
640261
This series of Notes was issued and sold upon the funding of the borrower loan #74616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $381.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1975 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,318 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-director2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home repair/consolidation
Purpose of loan: roof repair and debt consolidation My financial situation: very stableI am a good candidate for this loan because... i have always paid the bills in a timely manner. I have been steadily employed the past 13 years and my extra household income is guaranteed. I was recommended by a prior user of your services in an attempt to consolidate all my costs into one user friendly monthly payment. Thanks you for your time and consideration.Monthly net income: $2380Monthly expenses: $Housing: $0Insurance: $100Car expenses: $0Utilities: $75Phone, cable, internet: $150Food, entertainment: $300Clothing, household expenses: $100Credit cards and other loans: $400Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/15/2012 12:09:33 PM |
| janeybooboo | $100.00 | 9/15/2012 12:06:15 PM |
| scholarly-order6 | $100.00 | 9/15/2012 12:06:28 PM |
| lowrater | $50.30 | 9/15/2012 12:06:43 PM |
| RGlad | $200.00 | 9/15/2012 12:06:02 PM |
| pound-mushroom3 | $25.00 | 9/15/2012 12:24:51 PM |
| integrity-reactor4 | $100.00 | 9/15/2012 12:26:29 PM |
| money-genome84 | $250.00 | 9/15/2012 12:15:14 PM |
| fund-ambrosia0 | $25.00 | 9/15/2012 12:39:45 PM |
| SimpleChoice | $25.00 | 9/15/2012 12:51:12 PM |
| forthright-trade | $35.00 | 9/15/2012 12:09:41 PM |
| worth-blanket2 | $11,700.00 | 9/15/2012 12:04:02 PM |
| houli123 | $25.00 | 9/15/2012 12:13:24 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:36 PM |
| ingenious-deal6 | $25.00 | 9/15/2012 12:29:40 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:57 PM |
| Assets-Up | $25.00 | 9/15/2012 12:38:43 PM |
| kulender | $100.00 | 9/15/2012 12:39:43 PM |
| structure9 | $25.00 | 9/15/2012 12:58:20 PM |
| duty-viola | $25.00 | 9/15/2012 12:54:46 PM |
| money-bauble | $64.70 | 9/15/2012 1:07:42 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
640263
This series of Notes was issued and sold upon the funding of the borrower loan #74542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $385.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 3m |
|
Amount delinquent:
| $2,500 |
Total credit lines:
| 26 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 1/ 7 |
Revolving credit balance:
| $2,627 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jgospoda |
Borrower's state:
| Wisconsin |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
580-599
(Nov-2006)
|
|
Principal balance:
| $5,741.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan: Consolidate 1 loan and a few small credit card balances, plus hire help for my business online online so I can earn income more quickly.
My financial situation:
I am a good candidate for this loan because...I am a successful eye doctor, own my own home for over 10 years, and have no children or extra expenses. I have 1 loan with Prosper and have never been late with a payment. My credit score has increased over 40 points since 1 year ago and my income is increasing even more. Life is good! :)
Monthly net income: $7,000
Monthly expenses: $3,000
Housing: $800
Insurance: $100
Car expenses: $50
Utilities: $200
Phone, cable, internet: $320
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/17/2012 9:04:59 AM |
| smart-gain | $50.00 | 9/17/2012 9:01:58 AM |
| WalnutCreekguy | $50.00 | 9/17/2012 9:03:52 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:29 AM |
| Investor_DP | $200.00 | 9/17/2012 9:04:45 AM |
| affluence-microscope2 | $200.00 | 9/17/2012 9:08:48 AM |
| interstellar | $75.00 | 9/17/2012 9:08:51 AM |
| vutah | $65.00 | 9/17/2012 9:03:12 AM |
| worth-blanket2 | $12,600.00 | 9/17/2012 9:04:22 AM |
| scholarly-order6 | $50.00 | 9/17/2012 9:05:24 AM |
| janeybooboo | $75.00 | 9/17/2012 9:05:30 AM |
| BigHorizon | $120.18 | 9/17/2012 9:06:23 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:22 AM |
| fitiwalt | $25.00 | 9/17/2012 9:05:00 AM |
| thrilling-fund427 | $50.00 | 9/17/2012 9:04:07 AM |
| Fitiwalt7 | $25.00 | 9/17/2012 9:02:20 AM |
| knowledgeable-silver6 | $25.00 | 9/17/2012 9:03:42 AM |
| historic-value7 | $100.00 | 9/17/2012 9:05:31 AM |
| RGlad | $200.00 | 9/17/2012 9:05:36 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
640269
This series of Notes was issued and sold upon the funding of the borrower loan #74662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,956 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-value-cycle |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my loans and help me start my new business with my mother.
My financial situation:
I am a good candidate for this loan because I work full time with a great job and I never miss my payments. I feel I am a very responsible person who does everything I can to keep things as easy as possible in my life.
Monthly net income: $ 2700
Total Monthly expenses: $ 1000
Housing: $0
Insurance: $100
Car expenses: $500
Utilities: $0
Phone, cable, internet: $ 100
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| greencat | $50.00 | 9/17/2012 9:32:49 AM |
| lowrater | $50.70 | 9/17/2012 9:36:16 AM |
| simplelender80 | $500.00 | 9/17/2012 9:27:29 AM |
| Bad_Debt | $26.29 | 9/17/2012 9:28:58 AM |
| 52digital | $75.00 | 9/17/2012 10:16:07 AM |
| Whipster | $60.00 | 9/17/2012 10:57:47 AM |
| Endeavour | $60.00 | 9/17/2012 10:58:52 AM |
| enriched-return057 | $300.00 | 9/17/2012 9:12:44 AM |
| majestic-note6 | $150.00 | 9/17/2012 9:16:28 AM |
| designer_10 | $25.00 | 9/17/2012 12:25:43 PM |
| money-baron | $50.00 | 9/17/2012 10:14:35 AM |
| SOP_Bank | $25.00 | 9/17/2012 10:23:12 AM |
| dukeiyer | $25.00 | 9/17/2012 10:53:04 AM |
| rockhound84 | $25.49 | 9/17/2012 12:29:10 PM |
| ready-loot0 | $25.00 | 9/17/2012 1:04:11 PM |
| transformer855 | $25.00 | 9/17/2012 9:54:19 AM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 10:15:33 AM |
| azazle | $25.00 | 9/17/2012 11:31:13 AM |
| chrisb1414 | $2.52 | 9/17/2012 1:13:12 PM |
| Dubbs360 | $500.00 | 9/17/2012 9:32:32 AM |
| refresher211 | $25.00 | 9/17/2012 9:12:41 AM |
| bellaquito | $500.00 | 9/17/2012 10:28:31 AM |
| responsibility-butterfly | $25.00 | 9/17/2012 11:08:39 AM |
| whitegold24k | $100.00 | 9/17/2012 11:28:38 AM |
| money-baron-Roth401k | $50.00 | 9/17/2012 10:35:00 AM |
| MI2 | $1,250.00 | 9/17/2012 12:25:14 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
640279
This series of Notes was issued and sold upon the funding of the borrower loan #74942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $235.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,993 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-silver-rumbler |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $11,967.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation/ Better Interest
This loan will be used to consolidate some debt after fixing a new home. I've bequeathed a home from a relative that passed last year. I used another Prosper loan to consolidate debt and make home improvements. Now that the improvements have been made and I'm living here - I am consolidating debt again. I'm basically moving money around and going after better / lower interest rates with this loan.
I am a good candidate for this loan because I always pay my bills on time. I have not had any issues with my credit since 2004. I have a stable job that provides many perks such as, company phones for me and my family, company vehicle that can be used for personal use. I pay only tax on the personal mileage. The company covers all other - gas, tolls, insurance, maintenance, repairs, etc. I have also had a reduction on my monthly housing expenses since there is no mortgage.
Monthly net income: $ 3500.00
Monthly expenses: $ 200.00
Housing: $ 300.00 per month set aside for quarterly tax payments
Insurance: $ NA
Car expenses: $ NA
Utilities: $ 65.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 400.00 minimum on credit cards (I usually pay more) / $542.00 on other prosper loan
Other expenses: $ NA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $31.64 | 9/15/2012 12:03:15 PM |
| girlwithglasses | $50.00 | 9/15/2012 12:02:53 PM |
| indomitable-coin | $25.00 | 9/15/2012 12:15:20 PM |
| Investoman | $25.00 | 9/15/2012 12:16:41 PM |
| djs81 | $75.00 | 9/15/2012 12:18:43 PM |
| Nazbuster | $200.00 | 9/15/2012 12:29:02 PM |
| thrifty-transaction578 | $25.00 | 9/15/2012 12:33:00 PM |
| RGlad | $150.00 | 9/15/2012 12:34:46 PM |
| Jassi | $25.00 | 9/15/2012 12:32:10 PM |
| janeybooboo | $75.00 | 9/15/2012 12:35:02 PM |
| friendly-gold | $25.00 | 9/15/2012 12:35:57 PM |
| momoney2lend | $25.00 | 9/15/2012 12:32:18 PM |
| dontletmoneyfoolya | $50.00 | 9/15/2012 12:34:35 PM |
| hard-working-rate3 | $25.00 | 9/15/2012 12:35:00 PM |
| CaptainBL | $25.00 | 9/15/2012 12:41:57 PM |
| fishcreek | $25.00 | 9/15/2012 12:53:53 PM |
| value-trophy8 | $100.00 | 9/15/2012 1:32:51 PM |
| vkorichkov | $30.00 | 9/15/2012 1:00:58 PM |
| first-serene-credit | $25.00 | 9/15/2012 1:25:33 PM |
| GreedyLawyer | $30.00 | 9/15/2012 1:06:57 PM |
| azazle | $25.00 | 9/15/2012 1:57:02 PM |
| AFairDeal | $25.00 | 9/15/2012 1:27:55 PM |
| cajunguy | $25.00 | 9/15/2012 2:21:49 PM |
| finance-dandelion | $25.00 | 9/15/2012 2:35:46 PM |
| dinero-launcher | $44.00 | 9/15/2012 2:50:15 PM |
| AKhusky | $25.00 | 9/15/2012 3:11:59 PM |
| otto1939 | $101.00 | 9/15/2012 3:53:18 PM |
| ResQDoc | $25.00 | 9/15/2012 4:00:57 PM |
| pfh | $25.00 | 9/15/2012 5:20:51 PM |
| retirementlady | $25.00 | 9/15/2012 2:11:02 PM |
| majestic-currency3 | $25.00 | 9/15/2012 6:00:56 PM |
| StPong | $25.00 | 9/15/2012 6:57:00 PM |
| community-burrito9 | $25.00 | 9/15/2012 2:25:31 PM |
| LifeRing | $25.00 | 9/15/2012 9:25:31 PM |
| B2152 | $25.00 | 9/15/2012 5:23:00 PM |
| first-reward-bliss | $400.00 | 9/15/2012 10:21:07 PM |
| Win_With_P2P | $46.00 | 9/15/2012 5:47:28 PM |
| visionary-fund | $100.00 | 9/15/2012 1:45:54 PM |
| keen-credit6 | $27.00 | 9/15/2012 1:53:29 PM |
| marwadi-62 | $1,600.00 | 9/15/2012 7:55:43 PM |
| spirited-camaraderi | $100.00 | 9/15/2012 8:30:07 PM |
| LuckyMacFunding | $25.00 | 9/15/2012 8:47:55 PM |
| logical-revenue9 | $34.71 | 9/15/2012 9:30:33 PM |
| bellaquito | $500.00 | 9/15/2012 2:31:30 PM |
| finance-piccolo8 | $25.00 | 9/15/2012 10:13:00 PM |
| tigercat | $50.00 | 9/15/2012 3:33:50 PM |
| 1SteelerFan | $35.00 | 9/15/2012 3:38:04 PM |
| charming-exchange7 | $25.00 | 9/15/2012 5:44:08 PM |
| katnmouse | $45.00 | 9/15/2012 6:05:15 PM |
| natural-greenback6 | $25.00 | 9/15/2012 8:56:09 PM |
| Gobsek | $25.00 | 9/15/2012 9:21:14 PM |
| bunnybear | $25.17 | 9/15/2012 10:38:16 PM |
| MoneyForNothing | $13.79 | 9/15/2012 10:41:56 PM |
| ready-justice7 | $50.00 | 9/15/2012 12:05:36 PM |
| Culebra1930 | $75.00 | 9/15/2012 12:17:10 PM |
| superb-funds335 | $25.00 | 9/15/2012 12:29:44 PM |
| mariah8641 | $30.00 | 9/15/2012 12:31:16 PM |
| Empower-personal-responsibility | $25.00 | 9/15/2012 12:31:27 PM |
| spartacusiam | $25.00 | 9/15/2012 12:25:09 PM |
| Taxman44 | $25.00 | 9/15/2012 12:37:02 PM |
| Astyanax | $50.00 | 9/15/2012 12:30:03 PM |
| momoney2lend | $25.00 | 9/15/2012 12:37:32 PM |
| compoundinterest | $25.00 | 9/15/2012 12:50:27 PM |
| promise2 | $25.00 | 9/15/2012 12:50:36 PM |
| lionheart722 | $100.00 | 9/15/2012 12:34:14 PM |
| mvalley | $25.00 | 9/15/2012 12:52:41 PM |
| chlebie | $50.00 | 9/15/2012 12:41:32 PM |
| EnglishGeekInNYC | $25.00 | 9/15/2012 12:55:35 PM |
| attentive-compassion1 | $50.00 | 9/15/2012 1:02:11 PM |
| velocityasaurus-rex4 | $100.00 | 9/15/2012 1:21:09 PM |
| bazaar-tulip | $25.00 | 9/15/2012 1:27:50 PM |
| CreditBuilder2 | $25.01 | 9/15/2012 1:16:01 PM |
| important-ore | $105.00 | 9/15/2012 1:01:12 PM |
| value-wind0 | $25.00 | 9/15/2012 1:46:45 PM |
| DadWarbucks | $25.00 | 9/15/2012 1:25:38 PM |
| availableloan | $25.00 | 9/15/2012 1:52:29 PM |
| dollar-idol7 | $50.00 | 9/15/2012 2:17:22 PM |
| cozy-principal883 | $25.00 | 9/15/2012 2:30:19 PM |
| dpa24 | $25.00 | 9/15/2012 4:16:40 PM |
| MadHun | $200.00 | 9/15/2012 1:47:57 PM |
| sasquatch5 | $25.00 | 9/15/2012 4:50:08 PM |
| LionFan | $25.00 | 9/15/2012 5:34:55 PM |
| p2ploan-harmony913 | $25.00 | 9/15/2012 5:44:19 PM |
| interest-splendor | $40.00 | 9/15/2012 6:08:13 PM |
| RothySkynx | $25.00 | 9/15/2012 7:16:21 PM |
| coloradoadam | $25.00 | 9/15/2012 7:43:38 PM |
| kenji4861 | $25.00 | 9/15/2012 1:30:06 PM |
| gilbrear | $25.00 | 9/15/2012 3:40:46 PM |
| marwadi-62 | $400.00 | 9/15/2012 1:38:24 PM |
| LoanerPrincipal | $25.00 | 9/15/2012 2:14:44 PM |
| newest-currency-vibrato | $25.00 | 9/15/2012 10:08:33 PM |
| diplomatic-wealth7 | $45.00 | 9/15/2012 2:17:09 PM |
| useful-money715 | $50.00 | 9/15/2012 10:12:07 PM |
| basis-sycamore7 | $25.00 | 9/15/2012 10:20:06 PM |
| new-moola-triangulation | $25.00 | 9/15/2012 10:26:19 PM |
| investment-cluster | $100.00 | 9/15/2012 4:59:31 PM |
| BainCapital-2point0 | $25.00 | 9/15/2012 5:20:14 PM |
| Theofficer | $26.68 | 9/15/2012 6:21:09 PM |
| getreadyloans | $40.00 | 9/15/2012 7:41:47 PM |
| reward-dynamo | $25.00 | 9/15/2012 8:02:50 PM |
| JDub2864 | $50.00 | 9/15/2012 8:49:49 PM |
| goal-benefit2 | $50.00 | 9/15/2012 10:41:44 PM |
| 102 Investments
|
Borrower Payment Dependent Notes Series
640299
This series of Notes was issued and sold upon the funding of the borrower loan #74599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $544.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.84% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,517 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| helpful-openness1 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidation
This loan will be used to...pay off most of my debt
My financial situation: is really good.
I am a good candidate for this loan because...i pay my bills on time. I pay more than my minimum at times. I am in good standing with my creditors.
Monthly net income: $2000
Monthly expenses: $1780
Housing: $0
Insurance: $150
Car expenses: $0
Utilities: $160
Phone, cable, internet: $70
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cberthiaume | $50.00 | 9/17/2012 9:05:12 AM |
| worth-blanket2 | $13,500.00 | 9/17/2012 9:11:32 AM |
| duty-viola | $25.00 | 9/17/2012 9:14:04 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:22 AM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 9:05:18 AM |
| abundanceforever | $52.50 | 9/17/2012 9:10:13 AM |
| wetlands | $200.00 | 9/17/2012 9:13:33 AM |
| j2ee | $50.00 | 9/17/2012 9:02:49 AM |
| scholarly-order6 | $50.00 | 9/17/2012 9:12:48 AM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 9:06:01 AM |
| transparency-sapling | $25.00 | 9/17/2012 9:09:47 AM |
| nickel-ferret | $25.00 | 9/17/2012 9:12:15 AM |
| auction-sage | $100.00 | 9/17/2012 9:14:19 AM |
| radiant-dollar9 | $200.00 | 9/17/2012 9:15:05 AM |
| versatile-dime442 | $122.50 | 9/17/2012 9:15:33 AM |
| Beld | $50.00 | 9/17/2012 9:12:37 AM |
| affluence-microscope2 | $200.00 | 9/17/2012 9:08:35 AM |
| pierrelasvegas | $25.00 | 9/17/2012 9:11:09 AM |
| obduro_1 | $25.00 | 9/17/2012 9:13:14 AM |
| friendly-gold | $25.00 | 9/17/2012 9:13:56 AM |
| green-fund-sitar | $50.00 | 9/17/2012 9:15:00 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
640341
This series of Notes was issued and sold upon the funding of the borrower loan #74340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $101.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bmk1jmk2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
600-619
(May-2008)
|
|
Principal balance:
| $1,613.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate accounts, pay them off and pay for a college loan for my daughter without paying more interest.
My financial situation:
I have been employed 16 years next month at the same job, haven't had a raise in 4 yrs due to the economy but am getting one this year.
I am a good candidate for this loan because...
Once i get the loan i will only have one bill with one interest rate instead of various bills with various rates. My credit report will improve by paying off these bills so my chances of getting better interest rates in the future will improve.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Med-Tech-Here | $28.00 | 9/17/2012 5:09:33 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:13 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:56 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:37 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:02 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:20 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:44 PM |
| j2ee | $50.00 | 9/17/2012 5:15:26 PM |
| gravbox | $25.00 | 9/17/2012 5:29:15 PM |
| compassion-twister2 | $50.00 | 9/17/2012 5:30:51 PM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 5:31:27 PM |
| CMJ-Partners | $100.00 | 9/17/2012 5:32:18 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:32 PM |
| wise-agile-investment | $25.00 | 9/17/2012 5:34:20 PM |
| liberty-viola | $30.00 | 9/17/2012 5:34:24 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:43 PM |
| elephantparty | $50.00 | 9/17/2012 5:19:40 PM |
| a-finance-nirvana | $25.00 | 9/17/2012 5:21:26 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:06 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:46 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:47 PM |
| order-tamale | $400.00 | 9/17/2012 5:14:30 PM |
| MoneyForNothing | $44.44 | 9/17/2012 5:04:08 PM |
| finder072 | $25.00 | 9/17/2012 5:07:11 PM |
| CaptainBL | $25.00 | 9/17/2012 5:17:19 PM |
| JC_12 | $31.00 | 9/17/2012 5:07:28 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:30 PM |
| wetlands | $200.00 | 9/17/2012 5:24:22 PM |
| gmoney37 | $50.00 | 9/17/2012 5:25:44 PM |
| dukeiyer | $25.00 | 9/17/2012 5:16:58 PM |
| LeReve | $500.00 | 9/17/2012 5:29:09 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:46 PM |
| attentive-compassion1 | $50.00 | 9/17/2012 5:31:37 PM |
| NJournalist | $25.00 | 9/17/2012 5:31:41 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:29 PM |
| engaging-worth | $25.00 | 9/17/2012 5:27:42 PM |
| MoneyForNothing | $25.00 | 9/17/2012 5:30:52 PM |
| thankful-nickel2 | $55.55 | 9/17/2012 5:16:18 PM |
| payout-reaction740 | $50.00 | 9/17/2012 5:24:29 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
640345
This series of Notes was issued and sold upon the funding of the borrower loan #74562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $237.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $5,223 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lbosarge |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 520-539
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/17/2012 5:01:47 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:37 PM |
| SBT | $25.00 | 9/17/2012 5:12:06 PM |
| MoneyForNothing | $36.36 | 9/17/2012 5:05:52 PM |
| dukeiyer | $25.00 | 9/17/2012 5:14:03 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:39 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:46 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:13 PM |
| wetlands | $200.00 | 9/17/2012 5:24:22 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:56 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:13 PM |
| vutah | $25.00 | 9/17/2012 5:15:06 PM |
| thankful-nickel2 | $55.55 | 9/17/2012 5:16:18 PM |
| first-class-gold0 | $88.00 | 9/17/2012 5:21:17 PM |
| worth-blanket2 | $9,000.00 | 9/17/2012 5:05:47 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:06 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:20 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
640353
This series of Notes was issued and sold upon the funding of the borrower loan #74791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 34y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,663 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| djdoctorjamm |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...I am a hard worker & I have apply for second job also
Monthly net income: $4,200.00
Monthly expenses: $50.00
Housing: $0 wife pay
Insurance: $60.00
Car expenses: $50.00
Utilities: $0 wife pay
Phone, cable, internet: $0 wife pay
Food, entertainment: $0 wife pay
Clothing, household expenses: $0 wife pay
Credit cards and other loans: $ 1,000.00
Other expenses: $0 wife pay
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $1,250.00 | 9/18/2012 5:01:28 PM |
| vutah | $35.00 | 9/18/2012 5:09:39 PM |
| jebber007 | $40.00 | 9/18/2012 5:26:11 PM |
| handy-justice | $50.00 | 9/18/2012 5:09:12 PM |
| community-burrito9 | $35.00 | 9/18/2012 5:14:39 PM |
| Something-Corporate | $25.00 | 9/18/2012 5:21:04 PM |
| pdub | $250.00 | 9/18/2012 5:58:33 PM |
| bellaquito | $500.00 | 9/18/2012 6:58:41 PM |
| Lubava | $25.00 | 9/18/2012 6:31:37 PM |
| prudent-loot | $25.00 | 9/18/2012 6:12:01 PM |
| Silver_Rupee | $25.01 | 9/18/2012 6:30:41 PM |
| Bob450 | $25.00 | 9/18/2012 6:59:44 PM |
| bob450-roth | $25.00 | 9/18/2012 7:06:56 PM |
| Whipster | $52.56 | 9/18/2012 7:07:50 PM |
| InChicago | $80.03 | 9/18/2012 5:01:47 PM |
| wonder3 | $25.00 | 9/18/2012 5:02:11 PM |
| refresher211 | $25.00 | 9/18/2012 5:14:46 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:56 PM |
| majestic-note6 | $150.00 | 9/18/2012 5:17:56 PM |
| lowrater | $50.40 | 9/18/2012 5:05:27 PM |
| whitegold24k | $50.00 | 9/18/2012 5:28:42 PM |
| skillful-asset5 | $30.00 | 9/18/2012 5:41:24 PM |
| duty-viola | $25.00 | 9/18/2012 5:12:06 PM |
| mindful-generosity1 | $25.00 | 9/18/2012 5:27:57 PM |
| terrific-p2p4 | $500.00 | 9/18/2012 5:46:15 PM |
| DevinHill | $25.00 | 9/18/2012 5:13:36 PM |
| jkeller4000 | $25.00 | 9/18/2012 6:06:32 PM |
| money-baron | $50.00 | 9/18/2012 5:57:54 PM |
| thankful-nickel2 | $25.00 | 9/18/2012 6:00:30 PM |
| Bad_Debt | $25.00 | 9/18/2012 5:39:06 PM |
| eboomer2611 | $25.00 | 9/18/2012 5:39:13 PM |
| money-baron-Roth401k | $50.00 | 9/18/2012 6:33:50 PM |
| enriched-return057 | $75.00 | 9/18/2012 6:16:28 PM |
| Dubbs360 | $250.00 | 9/18/2012 6:05:50 PM |
| EnglishGeekInNYC | $50.00 | 9/18/2012 6:48:36 PM |
| john0720 | $25.00 | 9/18/2012 6:23:32 PM |
| tolerant-dime2 | $27.00 | 9/18/2012 6:47:33 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
640375
This series of Notes was issued and sold upon the funding of the borrower loan #74629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-15-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-15-2012 |
|
|
Lender yield:
| 22.10% |
Borrower rate/APR:
| 23.10% / 31.03% |
Monthly payment:
| $188.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.11% | | |
| |
Estimated return*:
| 6.86% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1977 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 3m |
|
Amount delinquent:
| $1,054 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CVMountain |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2011)
740-759
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/15/2012 12:26:37 PM |
| investmentgroup | $50.00 | 9/15/2012 1:32:47 PM |
| trumpeter5 | $25.00 | 9/15/2012 12:02:14 PM |
| tidy-fairness3 | $25.00 | 9/15/2012 12:23:49 PM |
| fmanjoo | $25.00 | 9/15/2012 12:06:23 PM |
| Astyanax | $30.00 | 9/15/2012 12:27:52 PM |
| brightest-organized-balance | $25.00 | 9/15/2012 12:31:02 PM |
| innovator10 | $28.00 | 9/15/2012 12:27:45 PM |
| the-respectful-transaction | $25.00 | 9/15/2012 12:28:25 PM |
| return-grizzly | $100.00 | 9/15/2012 12:27:54 PM |
| gotjack-IRA | $25.03 | 9/15/2012 12:38:52 PM |
| jazzlender | $25.00 | 9/15/2012 12:39:33 PM |
| vanklein | $25.00 | 9/15/2012 12:45:48 PM |
| theogeer | $25.00 | 9/15/2012 1:02:14 PM |
| promise2 | $25.00 | 9/15/2012 12:39:36 PM |
| michaelray703 | $25.00 | 9/15/2012 12:40:47 PM |
| power-chihuahua | $25.00 | 9/15/2012 12:56:59 PM |
| Wangchuk | $25.01 | 9/15/2012 1:13:04 PM |
| life-is-great | $25.00 | 9/15/2012 12:58:11 PM |
| AF-Chief | $25.00 | 9/15/2012 1:19:21 PM |
| money-baron-Roth401k | $25.00 | 9/15/2012 1:03:51 PM |
| inspiring-marketplace | $25.00 | 9/15/2012 1:05:44 PM |
| money-surge1 | $25.00 | 9/15/2012 12:52:26 PM |
| enticing-capital6 | $50.00 | 9/15/2012 1:13:52 PM |
| 108-IRA | $50.00 | 9/15/2012 1:45:20 PM |
| RWCOCapital | $79.69 | 9/15/2012 1:55:12 PM |
| Rancid | $25.00 | 9/15/2012 1:35:26 PM |
| CaptainCrunch | $50.02 | 9/15/2012 1:17:53 PM |
| transparency-universe8 | $25.00 | 9/15/2012 1:32:41 PM |
| genius520 | $39.00 | 9/15/2012 1:33:45 PM |
| TheCount | $25.00 | 9/15/2012 1:35:38 PM |
| janeybooboo | $25.25 | 9/15/2012 1:49:52 PM |
| roux | $25.00 | 9/15/2012 1:52:41 PM |
| natural-affluence6 | $25.00 | 9/15/2012 1:01:12 PM |
| note-willow8 | $25.00 | 9/15/2012 12:11:30 PM |
| DSFinancial | $25.00 | 9/15/2012 12:29:58 PM |
| dkjl | $25.00 | 9/15/2012 12:35:05 PM |
| rakem777 | $25.00 | 9/15/2012 12:29:48 PM |
| dontletmoneyfoolya | $50.00 | 9/15/2012 12:32:59 PM |
| MG_Holdings | $25.00 | 9/15/2012 12:40:37 PM |
| boston_mass | $25.00 | 9/15/2012 12:33:07 PM |
| Hedge-Fund | $25.00 | 9/15/2012 12:41:37 PM |
| Military_Money_Wise | $25.00 | 9/15/2012 12:26:02 PM |
| kulender | $100.00 | 9/15/2012 12:39:43 PM |
| amlu1988 | $25.00 | 9/15/2012 12:53:41 PM |
| social-cocktail1 | $42.00 | 9/15/2012 12:42:09 PM |
| deal-galleon | $25.00 | 9/15/2012 12:43:21 PM |
| justinology | $25.00 | 9/15/2012 1:01:34 PM |
| careful-vigilance4 | $25.00 | 9/15/2012 12:37:25 PM |
| finance-prescription | $100.00 | 9/15/2012 1:12:00 PM |
| IIP77 | $25.00 | 9/15/2012 12:43:57 PM |
| 52digital | $75.00 | 9/15/2012 1:05:20 PM |
| pembull | $25.00 | 9/15/2012 1:24:22 PM |
| halothane_logic | $26.00 | 9/15/2012 1:11:08 PM |
| mrxtravis | $25.00 | 9/15/2012 12:56:18 PM |
| money-baron-roth-IRA | $50.00 | 9/15/2012 1:26:31 PM |
| jhouman | $50.00 | 9/15/2012 1:35:40 PM |
| hardatwork1 | $25.00 | 9/15/2012 1:37:07 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
640389
This series of Notes was issued and sold upon the funding of the borrower loan #74758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $316.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,223 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| refined-greenback315 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...to pay of credit cards
My financial situation:
I am a good candidate for this loan because.Ipay my bills on time..
Monthly net income: $3200.00
Monthly expenses: $
Housing: $630.00
Insurance: $90.00
Car expenses: $60.00
Utilities: $150.00
Phone, cable, internet: $130.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $280.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/17/2012 5:01:12 PM |
| worth-blanket2 | $10,350.00 | 9/17/2012 5:09:33 PM |
| decisive-income7 | $2,500.00 | 9/17/2012 5:05:54 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
640415
This series of Notes was issued and sold upon the funding of the borrower loan #74659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $92.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,077 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mystical-bazaar5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
Closing cost for selling my house
My financial situation:
I am a good candidate for this loan because..i have good credit and can pay it back. I also can provide a co signer if needed
Monthly net income: $3000
Monthly expenses: $1500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| JustMee | $25.00 | 9/17/2012 5:03:57 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:40 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:13 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:48 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:47 PM |
| wetlands | $200.00 | 9/17/2012 5:24:23 PM |
| Perdita_II | $25.00 | 9/17/2012 5:39:26 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:14 PM |
| cardminger | $25.00 | 9/17/2012 5:57:23 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:08 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:33 PM |
| LeReve | $500.00 | 9/17/2012 5:29:10 PM |
| bill-expert | $28.00 | 9/17/2012 7:13:51 PM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:31 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:18 PM |
| houli123 | $50.00 | 9/17/2012 6:44:34 PM |
| community-burrito9 | $35.00 | 9/17/2012 6:45:03 PM |
| overflowinglife | $37.00 | 9/17/2012 6:54:16 PM |
| phaques | $225.00 | 9/17/2012 7:03:22 PM |
| ready-interest9 | $25.00 | 9/17/2012 5:58:54 PM |
| dukeiyer | $25.00 | 9/17/2012 7:28:21 PM |
| LoanerPrincipal | $25.00 | 9/17/2012 5:09:01 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:21 PM |
| income-triangulation1 | $25.00 | 9/17/2012 5:07:18 PM |
| gravbox | $25.00 | 9/17/2012 5:29:16 PM |
| calm-platinum957 | $35.00 | 9/17/2012 5:24:11 PM |
| radiant-dollar9 | $138.00 | 9/17/2012 5:25:56 PM |
| fund-medalist171 | $25.00 | 9/17/2012 6:12:28 PM |
| peso-tostada | $200.00 | 9/17/2012 5:41:01 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:49 PM |
| one-midas | $50.00 | 9/17/2012 6:29:57 PM |
| RGlad | $200.00 | 9/17/2012 6:44:04 PM |
| networks4ever | $25.00 | 9/17/2012 6:01:02 PM |
| janeybooboo | $75.00 | 9/17/2012 6:44:19 PM |
| global-invest-group | $25.00 | 9/17/2012 7:03:31 PM |
| bellaquito | $500.00 | 9/17/2012 7:11:39 PM |
| MI2 | $861.99 | 9/17/2012 7:43:45 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
640519
This series of Notes was issued and sold upon the funding of the borrower loan #74873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $376.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 23y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,137 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rupee-baby1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvements
Purpose of loan:
This loan will be used to...make home improvements and payoff credit card debt
My financial situation:
I am a good candidate for this loan because...all my debts are current. In addition just received a promotion which will increase the monthly income.
Monthly net income: $2712
Monthly expenses: $50
Housing: $
Insurance: $333
Car expenses: $200
Utilities: $250
Phone, cable, internet: $500
Food, entertainment: $400
Clothing, household expenses: $350
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/16/2012 12:02:54 PM |
| heavenly-interest9 | $694.97 | 9/16/2012 1:39:50 PM |
| cattlebaron | $25.00 | 9/16/2012 12:05:29 PM |
| cattlebaron | $50.00 | 9/16/2012 12:05:22 PM |
| vutah | $65.00 | 9/16/2012 12:17:18 PM |
| Ray3486 | $25.00 | 9/16/2012 1:29:57 PM |
| Quid-Pro-Quo | $25.00 | 9/16/2012 1:13:34 PM |
| RGlad | $300.00 | 9/16/2012 12:13:03 PM |
| worth-blanket2 | $11,700.00 | 9/16/2012 12:13:15 PM |
| scholarly-order6 | $50.00 | 9/16/2012 12:43:31 PM |
| Bob450 | $25.00 | 9/16/2012 12:44:33 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
640565
This series of Notes was issued and sold upon the funding of the borrower loan #75011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 7.14% |
Borrower rate/APR:
| 8.14% / 9.48% |
Monthly payment:
| $690.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.14% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 27y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,046 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-pony5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off higher interest credit cards, several of which were opened exclusively to pay for medical expenses of a family member.
My financial situation:
I am a good candidate for this loan because...of my stable and consistent financial background. I have been employed with the same employer for 25+ years, make a good salary, and have consistently made my payments on time and usually, well over the minimum balance due. Other than my mortgage and the open credit card accounts, I currently have no other debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/17/2012 5:01:47 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:44 PM |
| Dollars4Rent | $50.00 | 9/17/2012 5:02:33 PM |
| compassion-twister2 | $50.00 | 9/17/2012 5:30:52 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:19 PM |
| ready-interest9 | $25.00 | 9/17/2012 5:58:54 PM |
| durability-seahorse7 | $100.00 | 9/18/2012 8:39:16 AM |
| LongTail | $50.00 | 9/17/2012 10:47:11 PM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:30 AM |
| GoldenKoi | $100.00 | 9/18/2012 10:08:25 AM |
| imogen22 | $25.00 | 9/18/2012 12:43:32 PM |
| samurai2 | $25.00 | 9/18/2012 2:47:23 PM |
| windguy | $50.00 | 9/18/2012 12:47:36 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:07:48 PM |
| trade-boots1 | $73.00 | 9/18/2012 5:05:25 PM |
| citizenX | $50.00 | 9/18/2012 4:33:06 PM |
| mtquan | $25.00 | 9/18/2012 5:24:01 PM |
| enterprising-exchange6 | $50.00 | 9/18/2012 5:31:50 PM |
| pdub | $750.00 | 9/18/2012 5:56:16 PM |
| revenue-carnation043 | $25.00 | 9/18/2012 6:11:32 PM |
| discrete-gold579 | $50.00 | 9/18/2012 6:14:20 PM |
| bellaquito | $500.00 | 9/18/2012 6:55:30 PM |
| peace-finder | $27.78 | 9/18/2012 6:20:08 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:40 PM |
| hopeful_lender | $200.00 | 9/18/2012 7:41:40 PM |
| P2P4me | $300.00 | 9/19/2012 6:53:01 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:26 AM |
| BDL-Roth | $25.00 | 9/19/2012 9:20:08 AM |
| american6 | $50.00 | 9/19/2012 9:08:36 AM |
| chac | $300.00 | 9/19/2012 9:06:35 AM |
| responsive-worth5 | $25.00 | 9/19/2012 9:17:49 AM |
| rmachi | $25.00 | 9/19/2012 9:24:19 AM |
| nuclearmoose | $50.00 | 9/19/2012 10:11:32 AM |
| kevin314 | $25.00 | 9/19/2012 9:46:24 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:17 AM |
| emphatic-responsibility | $39.00 | 9/19/2012 11:05:12 AM |
| adventurer447 | $300.00 | 9/19/2012 10:01:47 AM |
| compoundinterest | $25.00 | 9/19/2012 10:02:03 AM |
| themoneydoctor | $75.00 | 9/19/2012 11:51:46 AM |
| sweet-capital7 | $100.00 | 9/19/2012 12:09:02 PM |
| GrayStudio | $25.00 | 9/19/2012 12:22:18 PM |
| dough-dreams8 | $217.65 | 9/19/2012 12:44:38 PM |
| Cash4U2also | $42.11 | 9/19/2012 12:00:23 PM |
| compatible-deal9 | $50.00 | 9/19/2012 3:56:55 PM |
| Solid-Platinum | $30.00 | 9/19/2012 1:47:35 PM |
| Bank_Of_XL | $25.00 | 9/19/2012 5:04:09 PM |
| a-community-aficionado | $100.00 | 9/19/2012 3:45:18 PM |
| radforj22 | $50.00 | 9/19/2012 4:30:01 PM |
| bowdish1 | $100.00 | 9/19/2012 5:10:10 PM |
| transparency-silo2 | $25.00 | 9/19/2012 5:32:15 PM |
| loan-mammal | $100.00 | 9/19/2012 5:12:52 PM |
| orange-mindful-bazaar | $70.00 | 9/19/2012 5:44:11 PM |
| heartpounding-loyalty7 | $25.00 | 9/19/2012 5:27:09 PM |
| martinatime | $50.00 | 9/19/2012 5:41:03 PM |
| djs81 | $75.00 | 9/19/2012 5:48:19 PM |
| andyb9 | $25.00 | 9/19/2012 8:12:43 PM |
| socrates520 | $50.00 | 9/19/2012 11:34:01 PM |
| speedy-point | $25.00 | 9/19/2012 11:46:54 PM |
| Howaboutsomemoney | $25.00 | 9/19/2012 7:01:15 PM |
| kind-currency-cargo | $25.00 | 9/20/2012 6:06:15 AM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:06 AM |
| bonafide-economy | $25.00 | 9/20/2012 6:54:09 AM |
| broosky2 | $100.00 | 9/20/2012 7:44:37 AM |
| commanding-bid973 | $50.00 | 9/20/2012 8:26:17 AM |
| universal71 | $25.00 | 9/20/2012 5:32:38 AM |
| tranquil-diversification8 | $150.00 | 9/20/2012 6:15:31 AM |
| nhm | $25.00 | 9/19/2012 11:33:38 PM |
| Aimvest | $25.00 | 9/20/2012 9:03:55 AM |
| IlliniFanDan | $25.00 | 9/20/2012 6:59:14 AM |
| doncm | $25.00 | 9/20/2012 9:07:27 AM |
| cerebral-dollar773 | $38.90 | 9/20/2012 4:57:08 AM |
| bonus-poplar2 | $25.00 | 9/20/2012 6:42:09 AM |
| proud-pound4 | $25.00 | 9/20/2012 9:16:43 AM |
| fuzed | $25.00 | 9/20/2012 7:24:43 AM |
| cardminger | $25.00 | 9/20/2012 9:08:49 AM |
| minista | $25.00 | 9/20/2012 9:31:29 AM |
| exciting-finance288 | $30.00 | 9/20/2012 8:31:47 AM |
| subtle-revenue0 | $25.00 | 9/20/2012 9:41:12 AM |
| durability-warmth | $50.00 | 9/20/2012 9:43:49 AM |
| PRGuyinVA | $25.00 | 9/20/2012 9:51:38 AM |
| NR | $25.00 | 9/20/2012 10:00:57 AM |
| knowledgeable-silver6 | $25.00 | 9/20/2012 10:03:13 AM |
| currency-fan9 | $50.00 | 9/20/2012 10:04:42 AM |
| Tradesmanlender | $25.00 | 9/20/2012 9:36:39 AM |
| Clambake | $25.00 | 9/20/2012 10:05:55 AM |
| meux99 | $25.00 | 9/20/2012 10:07:42 AM |
| sharpey | $25.00 | 9/20/2012 10:08:07 AM |
| Loan_Stranger | $25.00 | 9/20/2012 9:55:10 AM |
| euro-deployment | $25.00 | 9/20/2012 12:12:41 PM |
| jazz619 | $25.00 | 9/20/2012 10:14:14 AM |
| Lender0010 | $50.00 | 9/20/2012 2:21:39 PM |
| tenacious-affluence | $25.00 | 9/20/2012 10:01:24 AM |
| riproaringrapids | $50.00 | 9/20/2012 10:29:13 AM |
| sunny-listing5 | $25.00 | 9/20/2012 3:55:54 PM |
| YLlama | $25.00 | 9/20/2012 10:08:22 AM |
| vivacious-truth3 | $25.00 | 9/20/2012 10:53:34 AM |
| a-finance-director | $50.00 | 9/20/2012 10:16:02 AM |
| BxRealtor | $25.00 | 9/20/2012 5:15:19 PM |
| BB-ptoploan | $50.00 | 9/20/2012 5:15:35 PM |
| invincible-deal82 | $25.00 | 9/20/2012 5:06:27 PM |
| availableloan | $25.00 | 9/20/2012 5:12:54 PM |
| gallant-economy9 | $50.00 | 9/20/2012 5:13:21 PM |
| hostbank | $100.00 | 9/20/2012 5:17:46 PM |
| figs4u2 | $100.00 | 9/20/2012 5:17:52 PM |
| UstedEsElHombre | $100.00 | 9/20/2012 5:43:29 PM |
| Techne_Funds_LLC | $25.00 | 9/20/2012 7:08:00 PM |
| deal-blossom595 | $25.00 | 9/20/2012 7:35:26 PM |
| wwwUniversal | $25.00 | 9/20/2012 5:55:34 PM |
| bb575 | $50.00 | 9/20/2012 8:24:41 PM |
| aabadabadoo | $50.00 | 9/20/2012 5:37:13 PM |
| floridahelper | $25.00 | 9/20/2012 5:39:06 PM |
| green-trade-firestarter | $35.00 | 9/20/2012 10:35:18 PM |
| downtownfarm | $25.00 | 9/20/2012 5:51:29 PM |
| zone6 | $100.00 | 9/20/2012 5:59:46 PM |
| promise2 | $25.00 | 9/21/2012 8:30:19 AM |
| self-reliant-dinero234 | $25.00 | 9/20/2012 10:39:54 PM |
| blue-laudable-dinero | $50.00 | 9/21/2012 7:46:55 AM |
| dawg25 | $50.00 | 9/21/2012 2:31:12 AM |
| coin-amigo | $30.00 | 9/21/2012 8:42:48 AM |
| Quiddity | $25.00 | 9/21/2012 9:13:28 AM |
| Preteur | $25.00 | 9/21/2012 9:14:16 AM |
| stable-transaction145 | $30.00 | 9/21/2012 9:15:46 AM |
| kewgdns | $30.00 | 9/21/2012 9:16:54 AM |
| geekguy | $25.00 | 9/21/2012 9:08:48 AM |
| bradania | $25.00 | 9/21/2012 9:18:32 AM |
| exuberant-dime | $25.00 | 9/21/2012 9:18:36 AM |
| jmb_lending | $25.00 | 9/21/2012 9:21:38 AM |
| a-transparency-prodigy | $25.00 | 9/21/2012 9:21:51 AM |
| scholarly-benefit5 | $25.00 | 9/21/2012 9:22:07 AM |
| blackballplayer | $25.00 | 9/21/2012 9:25:10 AM |
| building-america | $25.00 | 9/21/2012 9:25:59 AM |
| inspired-investment8 | $100.00 | 9/21/2012 9:26:10 AM |
| invincible-dough | $25.00 | 9/21/2012 9:16:30 AM |
| Plutis | $25.00 | 9/21/2012 9:17:11 AM |
| gt5149c | $25.00 | 9/21/2012 9:27:36 AM |
| boilermaker63 | $25.00 | 9/21/2012 9:20:51 AM |
| reward-walnut | $25.00 | 9/21/2012 9:21:01 AM |
| wtrboy | $25.00 | 9/21/2012 9:07:46 AM |
| ikaika1 | $25.00 | 9/21/2012 9:31:29 AM |
| Natronpee | $25.00 | 9/21/2012 9:10:23 AM |
| platinum-genetics | $25.00 | 9/21/2012 9:24:01 AM |
| mnbud | $25.00 | 9/21/2012 9:24:19 AM |
| rulender | $25.00 | 9/21/2012 9:25:51 AM |
| investment-kingdom | $25.00 | 9/21/2012 9:26:23 AM |
| ndwayno | $25.00 | 9/21/2012 9:39:59 AM |
| harty | $50.00 | 9/21/2012 9:26:33 AM |
| cebgop | $25.00 | 9/21/2012 9:13:44 AM |
| ocv | $25.00 | 9/21/2012 9:27:15 AM |
| China0813 | $25.00 | 9/21/2012 9:42:05 AM |
| the-auction-lotus | $25.00 | 9/21/2012 9:14:22 AM |
| loantigger | $25.00 | 9/21/2012 9:42:44 AM |
| active-reward7 | $50.00 | 9/21/2012 9:28:17 AM |
| jjb3 | $25.00 | 9/21/2012 9:43:05 AM |
| shaps | $25.00 | 9/21/2012 9:28:26 AM |
| revenue-burst676 | $25.00 | 9/21/2012 9:44:44 AM |
| JohnGalt94 | $25.00 | 9/21/2012 9:15:53 AM |
| holstj | $25.00 | 9/21/2012 9:45:24 AM |
| sympathetic-funds818 | $25.00 | 9/21/2012 9:45:38 AM |
| JandJ-Bank | $25.00 | 9/21/2012 9:46:25 AM |
| C_Mark | $50.00 | 9/21/2012 9:30:24 AM |
| brazilofmux | $100.00 | 9/21/2012 9:18:24 AM |
| eadamson | $25.00 | 9/21/2012 9:49:03 AM |
| stolan | $50.00 | 9/21/2012 9:33:31 AM |
| gzeo | $25.00 | 9/21/2012 9:51:31 AM |
| revmax | $25.00 | 9/21/2012 9:36:00 AM |
| red-unequivocal-finance | $25.00 | 9/21/2012 9:52:26 AM |
| mg6619 | $25.00 | 9/21/2012 9:20:47 AM |
| delivery | $25.00 | 9/21/2012 9:52:37 AM |
| SeaLoans | $25.00 | 9/21/2012 9:20:53 AM |
| bradfid | $25.00 | 9/21/2012 9:21:04 AM |
| timbob | $100.00 | 9/21/2012 9:52:50 AM |
| market-maximizer472 | $100.00 | 9/21/2012 9:21:27 AM |
| tsui517 | $50.00 | 9/21/2012 9:53:35 AM |
| shorthairedg | $25.00 | 9/21/2012 9:40:37 AM |
| lend_to_you | $25.00 | 9/21/2012 9:22:02 AM |
| tj1683 | $25.00 | 9/21/2012 9:55:04 AM |
| icontender | $50.00 | 9/21/2012 9:23:24 AM |
| mrsasman | $50.00 | 9/21/2012 9:43:48 AM |
| newest-exact-commitment | $25.00 | 9/21/2012 9:57:07 AM |
| diversification-surge | $25.00 | 9/21/2012 9:44:39 AM |
| ThomasC | $50.00 | 9/21/2012 9:24:10 AM |
| soheagle | $25.00 | 9/21/2012 9:58:43 AM |
| boston_mass | $25.00 | 9/21/2012 10:01:14 AM |
| Zolton | $300.00 | 9/21/2012 9:27:31 AM |
| zoomdrm57 | $100.00 | 9/21/2012 9:50:15 AM |
| jasonblings | $25.00 | 9/21/2012 9:52:25 AM |
| dtrain5 | $50.00 | 9/21/2012 10:11:26 AM |
| Thunder08 | $25.00 | 9/21/2012 10:11:50 AM |
| blukestrel | $25.00 | 9/21/2012 10:13:21 AM |
| economy-voyage9 | $25.00 | 9/21/2012 9:56:38 AM |
| dthompso | $50.00 | 9/21/2012 10:14:42 AM |
| worth-web5 | $50.00 | 9/21/2012 9:57:30 AM |
| moola-gondola1 | $25.00 | 9/21/2012 9:32:04 AM |
| FCI | $25.00 | 9/21/2012 9:32:09 AM |
| power-haven459 | $25.00 | 9/21/2012 9:58:33 AM |
| durability-bandit1 | $25.00 | 9/21/2012 9:59:27 AM |
| thevogelfamily | $30.00 | 9/21/2012 10:00:10 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:43 AM |
| meenan | $25.00 | 9/21/2012 10:23:56 AM |
| Relevance | $25.00 | 9/21/2012 9:33:04 AM |
| LoanGiver | $25.00 | 9/21/2012 9:34:36 AM |
| awwaww | $25.00 | 9/21/2012 10:02:07 AM |
| ryreesado | $25.00 | 9/21/2012 9:34:42 AM |
| randomguy100 | $25.00 | 9/21/2012 10:03:40 AM |
| first-favorite-bonus9 | $25.00 | 9/21/2012 9:35:25 AM |
| MJDAE | $50.00 | 9/21/2012 9:35:38 AM |
| kdsmaclean | $25.00 | 9/21/2012 9:36:16 AM |
| anyoi | $25.00 | 9/21/2012 10:34:01 AM |
| adamnash | $25.00 | 9/21/2012 9:37:48 AM |
| thankful-nickel2 | $25.00 | 9/21/2012 10:37:20 AM |
| RockCrown | $25.00 | 9/21/2012 9:39:29 AM |
| PJE | $25.00 | 9/21/2012 9:39:53 AM |
| fervent-revenue7 | $25.00 | 9/21/2012 9:40:10 AM |
| MyKidsDad | $25.00 | 9/21/2012 10:12:49 AM |
| 1phantom | $25.00 | 9/21/2012 10:14:10 AM |
| green-tree-shake | $97.48 | 9/21/2012 10:50:29 AM |
| GreenSun | $25.00 | 9/21/2012 9:43:16 AM |
| acropiloterau2002 | $25.00 | 9/21/2012 10:19:01 AM |
| marketplace-cello5 | $25.00 | 9/21/2012 9:44:30 AM |
| first-economy-orbiter | $27.00 | 9/21/2012 11:14:37 AM |
| bonus-tent | $25.00 | 9/21/2012 9:46:04 AM |
| locomotive7 | $25.00 | 9/21/2012 9:49:55 AM |
| pimienta | $25.00 | 9/21/2012 9:52:35 AM |
| jenkris | $25.00 | 9/21/2012 9:53:01 AM |
| fair-funds | $25.00 | 9/21/2012 9:53:15 AM |
| phillipd48 | $25.00 | 9/21/2012 9:53:57 AM |
| LAKESPRING | $25.00 | 9/21/2012 10:56:38 AM |
| rose88 | $25.00 | 9/21/2012 9:55:45 AM |
| SnakeV | $25.00 | 9/21/2012 11:02:42 AM |
| TheYellowDart | $25.00 | 9/21/2012 9:56:33 AM |
| chorus731 | $25.00 | 9/21/2012 12:34:32 PM |
| hardwareman | $25.00 | 9/21/2012 11:16:52 AM |
| RocketSurgeon | $25.00 | 9/21/2012 9:58:18 AM |
| openness-cosmos9 | $50.00 | 9/21/2012 12:01:25 PM |
| Willylump | $25.00 | 9/21/2012 10:04:30 AM |
| cunning-worth5 | $25.00 | 9/21/2012 10:10:54 AM |
| famous-ore2 | $50.00 | 9/21/2012 10:15:19 AM |
| loot-prescription3 | $25.00 | 9/21/2012 10:41:57 AM |
| elfincove | $87.99 | 9/21/2012 2:11:06 PM |
| Palladia | $25.00 | 9/21/2012 12:14:36 PM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:06:39 PM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 5:52:44 PM |
| blot44 | $25.00 | 9/17/2012 10:26:19 PM |
| logical-reward8 | $25.00 | 9/18/2012 9:11:44 AM |
| kenji4861 | $25.00 | 9/18/2012 9:03:29 AM |
| Castellan | $50.00 | 9/18/2012 9:19:27 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:19 AM |
| giftgold | $25.00 | 9/18/2012 11:13:11 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:15 AM |
| j2ee | $50.00 | 9/18/2012 5:04:45 PM |
| bewitching-commitment421 | $50.00 | 9/18/2012 11:31:21 AM |
| auction-sage | $100.00 | 9/18/2012 5:15:40 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:56 PM |
| britgsb | $50.00 | 9/18/2012 5:55:20 PM |
| payout-paladin3 | $500.00 | 9/18/2012 6:19:57 PM |
| attentive-compassion1 | $50.00 | 9/18/2012 6:00:57 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:46 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:44 PM |
| wampum-chorus3 | $50.00 | 9/18/2012 6:30:39 PM |
| Daveinthecorn | $50.00 | 9/19/2012 5:23:04 AM |
| Longstreet47 | $41.87 | 9/18/2012 7:31:58 PM |
| agalt | $100.00 | 9/19/2012 6:22:43 AM |
| kulender | $100.00 | 9/19/2012 4:58:48 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:35 AM |
| miked8303 | $50.00 | 9/19/2012 9:13:52 AM |
| shaker348 | $50.00 | 9/19/2012 9:14:09 AM |
| Leopoldine | $25.00 | 9/19/2012 9:15:24 AM |
| gentle-gain235 | $50.00 | 9/19/2012 9:36:04 AM |
| hard-working-rate3 | $25.00 | 9/19/2012 9:46:20 AM |
| Investoman | $25.00 | 9/19/2012 9:48:54 AM |
| proper-exchange8 | $50.00 | 9/19/2012 10:05:48 AM |
| Apollo19 | $50.00 | 9/19/2012 12:33:25 PM |
| adaboy65 | $100.00 | 9/19/2012 10:11:36 AM |
| studious-revenue7 | $25.00 | 9/19/2012 4:47:27 PM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:22 AM |
| ready-loot0 | $25.00 | 9/19/2012 12:09:35 PM |
| bent300 | $50.00 | 9/19/2012 1:56:21 PM |
| charming-contract3 | $25.00 | 9/19/2012 11:58:34 AM |
| punctual-diversification143 | $25.00 | 9/19/2012 3:50:15 PM |
| crw1950 | $35.03 | 9/19/2012 4:27:50 PM |
| jpblan11 | $25.00 | 9/19/2012 4:38:02 PM |
| finance-refresher3 | $50.00 | 9/19/2012 1:59:17 PM |
| transaction-keeper5 | $25.00 | 9/19/2012 5:24:25 PM |
| jcornehlsen | $25.00 | 9/19/2012 6:53:16 PM |
| neighborly-hope6 | $100.00 | 9/19/2012 5:48:35 PM |
| prudent-payment316 | $25.00 | 9/19/2012 5:39:32 PM |
| loot-heart | $25.00 | 9/19/2012 6:06:10 PM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:28 PM |
| unforgettable-wealth4 | $50.00 | 9/20/2012 9:02:01 AM |
| dough-hammock | $50.00 | 9/20/2012 6:29:25 AM |
| interest-jedi785 | $100.00 | 9/20/2012 6:51:43 AM |
| CPA-Banker | $26.91 | 9/20/2012 6:07:19 AM |
| Great-Mom | $25.00 | 9/20/2012 6:53:21 AM |
| reaction5 | $25.00 | 9/20/2012 9:01:28 AM |
| Suit | $75.00 | 9/20/2012 7:40:59 AM |
| Tylerh | $250.00 | 9/20/2012 9:27:18 AM |
| trade-solo | $25.00 | 9/20/2012 9:09:23 AM |
| Woodworker57 | $25.00 | 9/20/2012 9:14:44 AM |
| riskadverse44 | $25.00 | 9/20/2012 9:25:41 AM |
| mrladybug101 | $25.00 | 9/20/2012 9:57:43 AM |
| AFairDeal | $25.00 | 9/20/2012 10:04:31 AM |
| girlwithglasses | $50.00 | 9/20/2012 9:38:55 AM |
| fortytwo | $150.00 | 9/20/2012 9:46:11 AM |
| netg | $25.00 | 9/20/2012 9:49:10 AM |
| Zuzu | $25.00 | 9/20/2012 10:16:16 AM |
| Syzygy | $25.00 | 9/20/2012 9:52:31 AM |
| dime-sycamore3 | $50.00 | 9/20/2012 9:36:16 AM |
| dharma1 | $25.00 | 9/20/2012 10:45:19 AM |
| well-mannered-power8 | $25.00 | 9/20/2012 10:06:30 AM |
| lostontheedge | $25.00 | 9/20/2012 12:34:04 PM |
| ferpeiks | $100.00 | 9/20/2012 1:43:55 PM |
| wigglesworth4 | $35.00 | 9/20/2012 10:15:53 AM |
| malcolmreynolds | $25.00 | 9/20/2012 4:41:04 PM |
| justchecking999 | $25.00 | 9/20/2012 5:01:03 PM |
| sturdy-fairness0 | $50.00 | 9/20/2012 10:15:34 AM |
| Sothenwhat | $100.00 | 9/20/2012 5:07:20 PM |
| dbaoracle | $50.00 | 9/20/2012 10:34:44 AM |
| intrepid-payment7 | $25.00 | 9/20/2012 10:46:32 AM |
| sugnal | $50.00 | 9/20/2012 3:14:07 PM |
| majestic-principal1 | $25.00 | 9/20/2012 5:20:30 PM |
| Dave0 | $25.00 | 9/20/2012 5:02:47 PM |
| velocity-solo | $25.00 | 9/20/2012 5:06:35 PM |
| wealthstar | $25.00 | 9/20/2012 5:40:03 PM |
| Kame | $25.00 | 9/20/2012 5:40:49 PM |
| enticing-note | $25.00 | 9/20/2012 5:48:03 PM |
| JBBank | $50.00 | 9/20/2012 5:15:59 PM |
| justiceelstiltskin898 | $25.00 | 9/20/2012 5:41:06 PM |
| jhussey | $100.00 | 9/20/2012 5:20:24 PM |
| peace-flower9 | $50.00 | 9/20/2012 5:26:07 PM |
| keeks | $25.00 | 9/20/2012 5:27:46 PM |
| admscr108 | $25.00 | 9/20/2012 9:01:09 PM |
| leverage-grove6 | $50.00 | 9/20/2012 7:18:46 PM |
| prudent-dough458 | $25.00 | 9/20/2012 5:57:16 PM |
| platinum-lightning | $50.00 | 9/20/2012 6:04:07 PM |
| prainvestment | $25.00 | 9/21/2012 6:09:31 AM |
| order-gondola | $50.00 | 9/20/2012 10:37:32 PM |
| california111 | $150.00 | 9/20/2012 10:40:46 PM |
| dollar-idol7 | $29.67 | 9/20/2012 6:40:46 PM |
| Cheburashka | $30.00 | 9/21/2012 9:05:17 AM |
| yarg | $25.00 | 9/21/2012 9:07:17 AM |
| JackinGreen | $63.43 | 9/21/2012 8:08:37 AM |
| lendersf | $50.00 | 9/21/2012 8:43:24 AM |
| illustrado | $25.00 | 9/21/2012 9:01:12 AM |
| ski bum | $100.00 | 9/21/2012 9:13:59 AM |
| Avala | $100.00 | 9/21/2012 9:07:32 AM |
| orchestra960 | $300.00 | 9/21/2012 9:16:33 AM |
| YampaQuant | $25.00 | 9/21/2012 6:38:52 AM |
| JazzFranchise | $25.00 | 9/21/2012 9:17:27 AM |
| enriching-dollar1 | $100.00 | 9/21/2012 9:18:10 AM |
| brandilton | $25.00 | 9/21/2012 9:11:37 AM |
| super100 | $25.00 | 9/21/2012 9:21:34 AM |
| slipstock | $25.00 | 9/21/2012 9:13:34 AM |
| macgeek | $50.00 | 9/21/2012 9:25:21 AM |
| Namrok | $25.00 | 9/21/2012 9:17:05 AM |
| passbook | $25.00 | 9/21/2012 9:03:18 AM |
| niskyfranchise | $50.00 | 9/21/2012 9:18:27 AM |
| unrivaled-silver | $25.00 | 9/21/2012 9:18:58 AM |
| benevolent-loot5 | $200.00 | 9/21/2012 9:19:02 AM |
| magical-greenback | $25.00 | 9/21/2012 9:28:18 AM |
| syounker | $25.00 | 9/21/2012 9:28:38 AM |
| woodenshoes | $25.00 | 9/21/2012 9:20:05 AM |
| benevolent-moola291 | $50.00 | 9/21/2012 9:05:52 AM |
| 13loans | $25.00 | 9/21/2012 9:30:01 AM |
| gemoscar | $25.00 | 9/21/2012 9:30:07 AM |
| Marfloogan | $25.00 | 9/21/2012 9:21:56 AM |
| happy-yield | $25.00 | 9/21/2012 9:22:12 AM |
| aasx1108 | $25.00 | 9/21/2012 9:10:28 AM |
| selfmademan | $25.00 | 9/21/2012 9:23:40 AM |
| gcf325 | $25.00 | 9/21/2012 9:10:46 AM |
| x-lender | $25.00 | 9/21/2012 9:23:49 AM |
| elasermd | $50.00 | 9/21/2012 9:32:43 AM |
| transparency-halo | $25.00 | 9/21/2012 9:34:03 AM |
| RSB-VA | $50.00 | 9/21/2012 9:25:04 AM |
| speedy-point4 | $50.00 | 9/21/2012 9:12:15 AM |
| Mantis75 | $25.00 | 9/21/2012 9:13:02 AM |
| TrustPlus | $50.00 | 9/21/2012 9:40:58 AM |
| sjlender | $100.00 | 9/21/2012 9:14:48 AM |
| repayment-launcher | $25.00 | 9/21/2012 9:28:23 AM |
| forthright-euro8 | $25.00 | 9/21/2012 9:15:20 AM |
| peso-oyster1 | $25.00 | 9/21/2012 9:45:43 AM |
| truth-explorer | $25.00 | 9/21/2012 9:47:20 AM |
| RodBlizz42 | $29.00 | 9/21/2012 9:48:47 AM |
| ChicoBob | $25.00 | 9/21/2012 9:33:37 AM |
| asset-equilibrium0 | $25.00 | 9/21/2012 9:34:34 AM |
| goldeneye777 | $51.00 | 9/21/2012 9:35:05 AM |
| bold-yield-rumbler | $25.00 | 9/21/2012 9:35:54 AM |
| onegoodlender | $25.00 | 9/21/2012 9:51:43 AM |
| kbodendorf | $25.00 | 9/21/2012 9:52:18 AM |
| fair_rates | $25.00 | 9/21/2012 9:52:28 AM |
| g314 | $25.00 | 9/21/2012 9:40:52 AM |
| helpishere777 | $25.00 | 9/21/2012 9:54:45 AM |
| deal-mover | $25.00 | 9/21/2012 9:55:06 AM |
| docktah | $100.00 | 9/21/2012 9:42:28 AM |
| bid-papyrus | $25.00 | 9/21/2012 9:42:52 AM |
| the-determined-value | $75.00 | 9/21/2012 9:56:28 AM |
| power-trophy7 | $25.00 | 9/21/2012 9:44:49 AM |
| gracej | $25.00 | 9/21/2012 9:24:05 AM |
| ManhattanLender | $25.00 | 9/21/2012 9:58:08 AM |
| lounges | $25.00 | 9/21/2012 9:59:06 AM |
| income-fortress | $25.00 | 9/21/2012 9:25:06 AM |
| mbwillma | $25.00 | 9/21/2012 9:47:18 AM |
| MoneySiles | $25.00 | 9/21/2012 9:49:33 AM |
| PhalanxBulldog | $50.00 | 9/21/2012 10:04:55 AM |
| guybyny | $25.00 | 9/21/2012 9:27:56 AM |
| a-unflappable-finance | $100.00 | 9/21/2012 9:28:15 AM |
| sentry256 | $25.00 | 9/21/2012 9:28:36 AM |
| camaraderi-popcorn | $25.00 | 9/21/2012 10:12:27 AM |
| flexiboy35 | $25.00 | 9/21/2012 10:13:16 AM |
| hrubinst | $50.00 | 9/21/2012 10:16:08 AM |
| exchange-pledge | $50.00 | 9/21/2012 10:16:44 AM |
| bosco44 | $25.00 | 9/21/2012 9:59:53 AM |
| nourishing-order8 | $25.00 | 9/21/2012 10:22:08 AM |
| leeball | $50.00 | 9/21/2012 9:37:17 AM |
| emo13 | $50.00 | 9/21/2012 10:35:03 AM |
| iGeoff | $25.00 | 9/21/2012 10:09:32 AM |
| MTLoans | $25.00 | 9/21/2012 10:09:55 AM |
| payout-harmony4 | $50.00 | 9/21/2012 9:39:39 AM |
| benevolent-transaction090 | $50.00 | 9/21/2012 10:12:23 AM |
| Philolend | $25.00 | 9/21/2012 10:14:07 AM |
| mar97 | $25.00 | 9/21/2012 10:15:29 AM |
| iolaire | $25.00 | 9/21/2012 9:42:45 AM |
| nerdfactor | $25.00 | 9/21/2012 10:16:10 AM |
| csakhil | $50.00 | 9/21/2012 9:43:27 AM |
| js60l | $25.00 | 9/21/2012 10:17:49 AM |
| iflyforfun | $25.00 | 9/21/2012 9:46:02 AM |
| Emgolda | $25.00 | 9/21/2012 10:30:31 AM |
| Warwick | $25.00 | 9/21/2012 10:31:58 AM |
| Cre8iveCash | $25.00 | 9/21/2012 10:32:00 AM |
| Pasagam | $50.00 | 9/21/2012 10:33:31 AM |
| commanding-treasure2 | $75.00 | 9/21/2012 10:34:25 AM |
| impartial-deal | $25.00 | 9/21/2012 9:51:44 AM |
| Hanalei712 | $50.00 | 9/21/2012 9:53:34 AM |
| DasCoon | $50.00 | 9/21/2012 10:00:13 AM |
| larslfe | $25.00 | 9/21/2012 10:02:12 AM |
| cingular | $25.00 | 9/21/2012 10:12:46 AM |
| mtp | $100.00 | 9/21/2012 10:12:59 AM |
| GATrust | $25.00 | 9/21/2012 10:14:17 AM |
| currency-agave | $50.00 | 9/21/2012 10:14:39 AM |
| radareye2 | $25.00 | 9/21/2012 2:10:50 PM |
| kinetic-openness0 | $25.00 | 9/21/2012 10:15:00 AM |
| runbix7 | $25.00 | 9/21/2012 1:01:27 PM |
| ProjectVenture | $25.00 | 9/21/2012 10:31:23 AM |
| graceful-balance3 | $50.00 | 9/21/2012 1:29:48 PM |
| BANSAL | $25.00 | 9/21/2012 1:35:22 PM |
| InvestorATL | $50.00 | 9/21/2012 1:41:12 PM |
| chitownguy27 | $25.00 | 9/21/2012 10:55:42 AM |
| blue-laudable-dinero | $25.00 | 9/21/2012 12:15:29 PM |
| purposeful-integrity | $877.18 | 9/21/2012 2:15:42 PM |
| 448 Investments
|
Borrower Payment Dependent Notes Series
640567
This series of Notes was issued and sold upon the funding of the borrower loan #74732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-16-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-16-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,488 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-commerce-sniffer |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate revolving credit
My financial situation:
I am a good candidate for this loan because...I am employed full time and have only revolving debt I pay my debts and dont file bankruptcy I intend to pay all my debts.
Monthly net income: $2500
Monthly expenses: 0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/16/2012 12:01:49 PM |
| Endeavour | $60.00 | 9/16/2012 12:04:17 PM |
| HeroSupport | $60.00 | 9/16/2012 12:03:04 PM |
| historic-value7 | $400.00 | 9/16/2012 12:06:59 PM |
| CA-Lender | $25.00 | 9/16/2012 12:18:43 PM |
| responsible-finance9 | $27.95 | 9/16/2012 12:22:02 PM |
| hope-fortress753 | $25.00 | 9/16/2012 1:24:48 PM |
| scoobiedoo | $25.00 | 9/16/2012 12:35:19 PM |
| lowrater | $50.70 | 9/16/2012 1:38:48 PM |
| Whipster | $60.00 | 9/16/2012 12:02:14 PM |
| unforgettable-pound574 | $100.00 | 9/16/2012 12:26:04 PM |
| scholarly-order6 | $75.00 | 9/16/2012 12:42:07 PM |
| crippledcircus | $28.22 | 9/16/2012 12:55:57 PM |
| Ray3486 | $25.00 | 9/16/2012 1:30:05 PM |
| zeeexsixare | $198.10 | 9/16/2012 1:46:21 PM |
| worth-blanket2 | $13,500.00 | 9/16/2012 12:06:30 PM |
| tender-ore | $25.00 | 9/16/2012 12:30:49 PM |
| Bob450 | $25.00 | 9/16/2012 12:42:24 PM |
| RGlad | $250.00 | 9/16/2012 12:14:15 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
640581
This series of Notes was issued and sold upon the funding of the borrower loan #74655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 15.74% |
Borrower rate/APR:
| 16.74% / 19.11% |
Monthly payment:
| $135.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.68% | | |
| |
Estimated return*:
| 11.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 1m |
|
Amount delinquent:
| $74,579 |
Total credit lines:
| 43 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $352 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kregger |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
|
|
Principal balance:
| $6,364.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Medical/Dental
Purpose of loan:
In July of this year, my wife sustained a concussion. Our insurance covers the majority of her needs. Her recovery is coming along but slow. We have the opportunity to try some alternative methods that are not covered by insurance and would like to try them. They include Acupuncture as used with our military for TBI (traumatic brain injury), as well as some Holistic medicine as well to attempt to speed her recovery.
My financial situation:
I am a good candidate for this loan because I pay my bills on time. The past few years our global economy has affected many people and during this time, also affected our savings and investments. That being said, since 2009 I have been a very conscious user of credit and have paid every bill on time during the past 42 months. Additionally, I have a very stable work history and a very low income to debt ratio.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Mint_Man | $25.00 | 9/18/2012 9:06:14 AM |
| auction-sage | $100.00 | 9/18/2012 9:12:49 AM |
| mariah8641 | $30.00 | 9/18/2012 9:26:11 AM |
| redalert99 | $46.00 | 9/18/2012 9:25:26 AM |
| ready-justice7 | $50.00 | 9/18/2012 9:33:17 AM |
| value-travels | $25.00 | 9/18/2012 9:33:35 AM |
| Avala | $100.00 | 9/18/2012 9:32:11 AM |
| CreditBuilder2 | $25.01 | 9/18/2012 9:47:46 AM |
| arckinteractive | $25.00 | 9/18/2012 9:48:59 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:50:02 AM |
| hard-working-rate3 | $25.00 | 9/18/2012 10:03:35 AM |
| Robin_Hood | $200.00 | 9/18/2012 10:07:28 AM |
| Loan-trust25 | $25.00 | 9/18/2012 10:07:35 AM |
| KryptonWare-com | $25.00 | 9/18/2012 9:42:27 AM |
| wwwUniversal | $25.00 | 9/18/2012 10:16:47 AM |
| ChrisTJ | $25.00 | 9/18/2012 10:07:44 AM |
| thrifty-transaction578 | $25.00 | 9/18/2012 10:09:43 AM |
| knowledgeable-silver6 | $25.00 | 9/18/2012 10:11:45 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:52 AM |
| liberty-viola | $27.00 | 9/18/2012 10:36:43 AM |
| friendly-gold | $25.00 | 9/18/2012 9:53:31 AM |
| Weaverville | $50.00 | 9/18/2012 10:45:49 AM |
| promise2 | $25.00 | 9/18/2012 10:48:07 AM |
| balance-voyager | $40.00 | 9/18/2012 10:48:15 AM |
| resolute-basis9 | $25.00 | 9/18/2012 10:45:04 AM |
| newest-currency-vibrato | $25.00 | 9/18/2012 11:52:10 AM |
| wishihadmore | $25.00 | 9/18/2012 11:14:31 AM |
| Cash-Flow | $383.00 | 9/18/2012 10:15:24 AM |
| kenji4861 | $25.00 | 9/18/2012 10:27:45 AM |
| bold-gold-pilot | $25.00 | 9/18/2012 10:55:50 AM |
| orange-liberty-oyster | $100.00 | 9/18/2012 11:33:57 AM |
| keiphers | $25.00 | 9/18/2012 12:10:34 PM |
| moneytolend72 | $25.00 | 9/18/2012 12:33:25 PM |
| papaloha | $111.00 | 9/18/2012 9:09:09 AM |
| compoundinterest | $25.00 | 9/18/2012 9:18:03 AM |
| networks4ever | $25.00 | 9/18/2012 9:15:12 AM |
| RGlad | $200.00 | 9/18/2012 9:03:58 AM |
| janeybooboo | $75.00 | 9/18/2012 9:04:08 AM |
| LendingZone | $25.00 | 9/18/2012 9:27:44 AM |
| wetlands | $200.00 | 9/18/2012 9:12:19 AM |
| radiant-dollar9 | $200.00 | 9/18/2012 9:13:22 AM |
| mtquan | $25.00 | 9/18/2012 9:38:01 AM |
| LeReve | $500.00 | 9/18/2012 9:16:21 AM |
| Castellan | $50.00 | 9/18/2012 9:19:31 AM |
| Taxman44 | $25.00 | 9/18/2012 9:35:11 AM |
| justice-trajectory7 | $25.00 | 9/18/2012 9:53:08 AM |
| astute-benjamins | $150.00 | 9/18/2012 9:28:21 AM |
| puifais | $50.00 | 9/18/2012 9:46:37 AM |
| botfolio | $300.00 | 9/18/2012 9:33:05 AM |
| bid-youngster026 | $25.00 | 9/18/2012 9:56:00 AM |
| Cai8899 | $25.00 | 9/18/2012 9:41:56 AM |
| djh47a | $25.00 | 9/18/2012 10:02:45 AM |
| sharpey | $25.00 | 9/18/2012 10:04:41 AM |
| greenback-loyalist8 | $25.08 | 9/18/2012 10:23:12 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 10:34:03 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:26 AM |
| punctual-worth263 | $54.93 | 9/18/2012 9:53:25 AM |
| Aimvest | $25.00 | 9/18/2012 10:27:25 AM |
| likeable-money4 | $25.00 | 9/18/2012 9:58:14 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:19 AM |
| Investoman | $25.00 | 9/18/2012 10:11:09 AM |
| purposeful-integrity | $107.14 | 9/18/2012 12:39:49 PM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:18:54 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:13 AM |
| FarmersBank | $25.00 | 9/18/2012 11:21:16 AM |
| compatible-deal9 | $25.00 | 9/18/2012 12:30:43 PM |
| benjamin67 | $25.00 | 9/18/2012 10:35:21 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:28 AM |
| dime-sprout | $25.00 | 9/18/2012 10:57:01 AM |
| Mindful7 | $25.00 | 9/18/2012 11:44:03 AM |
| purposeful-integrity | $145.84 | 9/18/2012 12:35:53 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
640653
This series of Notes was issued and sold upon the funding of the borrower loan #74490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 8.47% |
Borrower rate/APR:
| 9.47% / 13.20% |
Monthly payment:
| $219.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.45% | | |
| |
Estimated return*:
| 4.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,880 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Joe_Chip |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a higher APR credit card and establish myself in good standing with the Prosper.com community.
My financial situation:
I am a good candidate for this loan because... I have a fine job in the IT field and am starting out investing; the first step is to knock out any credit card debt, which this loan will help achieve. Feel free to ask me any detailed questions and I will answer them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/17/2012 5:12:44 PM |
| note-willow8 | $25.00 | 9/17/2012 5:02:26 PM |
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:15 PM |
| Tonusb0 | $25.00 | 9/17/2012 5:13:04 PM |
| boston_mass | $25.00 | 9/17/2012 5:28:05 PM |
| dukeiyer | $25.00 | 9/17/2012 5:16:45 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:02 PM |
| DalCowboys | $25.00 | 9/17/2012 5:44:54 PM |
| compassion-twister2 | $50.00 | 9/17/2012 5:30:52 PM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 5:31:27 PM |
| green-high-five7 | $25.00 | 9/17/2012 6:09:35 PM |
| hardatwork1 | $25.00 | 9/17/2012 5:59:18 PM |
| lochinvar | $75.00 | 9/17/2012 6:05:06 PM |
| Helping_1_at_a_time | $50.00 | 9/17/2012 5:46:59 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:19 PM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 5:52:44 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:34 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:48 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:42 PM |
| Phryne | $50.00 | 9/17/2012 5:09:47 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:22 PM |
| Gold-bug | $50.00 | 9/17/2012 5:11:02 PM |
| SBT | $25.00 | 9/17/2012 5:12:07 PM |
| wetlands | $200.00 | 9/17/2012 5:24:23 PM |
| income-thinker4 | $25.00 | 9/17/2012 5:14:38 PM |
| LeReve | $500.00 | 9/17/2012 5:29:11 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:08 PM |
| Zach842 | $25.00 | 9/17/2012 5:35:55 PM |
| MicroLender357 | $25.00 | 9/17/2012 5:27:13 PM |
| punctual-contract256 | $25.00 | 9/17/2012 5:11:48 PM |
| Shalidar | $50.00 | 9/17/2012 5:41:48 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:49 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:49 PM |
| Ripsaw4U | $50.00 | 9/17/2012 5:39:33 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:47 PM |
| influential-peso9 | $25.00 | 9/17/2012 5:23:06 PM |
| Bendistraw | $25.00 | 9/17/2012 5:54:51 PM |
| gravbox | $25.00 | 9/17/2012 5:29:16 PM |
| ethicalhumanist | $100.00 | 9/17/2012 6:06:11 PM |
| CoolPlexer | $25.00 | 9/17/2012 6:09:02 PM |
| Perdita_II | $25.00 | 9/17/2012 5:39:26 PM |
| green-order-captain | $50.00 | 9/17/2012 5:50:54 PM |
| availableloan | $25.00 | 9/17/2012 6:02:08 PM |
| kfrench | $75.00 | 9/17/2012 6:02:58 PM |
| _NaLNaBB | $9.99 | 9/17/2012 6:11:49 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
640661
This series of Notes was issued and sold upon the funding of the borrower loan #74752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,570 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-platinum-broker |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my auto and medical bills into one loan payment, which will lessen my financial burden each month.
My financial situation:
I am a good candidate for this loan because even though my income has been significantly lowered due to job lay-off; I have remained current on my bills. With this loan my car expenses, credit cards and other loans would be paid off, saving me approximately $300 each month ($475 - $171 (new loan payment)).
Monthly net income: $ 1400
Monthly expenses: $ 1250
Housing: $ 300
Insurance: $ 125
Car expenses: $ 325
Utilities: $ 75
Phone, cable, internet: $ 125
Food, entertainment: $ 150
Clothing, household expenses: $
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| papaloha | $25.00 | 9/18/2012 9:19:05 AM |
| duty-viola | $25.00 | 9/18/2012 9:14:52 AM |
| majestic-note6 | $150.00 | 9/18/2012 9:15:07 AM |
| worthy-bid8 | $100.00 | 9/18/2012 9:45:11 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 10:34:03 AM |
| money-baron | $50.00 | 9/18/2012 10:29:09 AM |
| Jim33 | $25.00 | 9/18/2012 11:01:35 AM |
| bonus-seahorse | $25.00 | 9/18/2012 12:37:48 PM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:13 AM |
| dudebrah | $25.00 | 9/18/2012 11:21:47 AM |
| moola-monger9 | $75.00 | 9/18/2012 2:37:16 PM |
| natural-point1 | $25.00 | 9/18/2012 5:56:44 PM |
| scottharr27 | $100.00 | 9/18/2012 9:04:24 PM |
| Dubbs360 | $250.00 | 9/18/2012 6:05:49 PM |
| Malkial | $25.00 | 9/18/2012 9:36:58 PM |
| checksplay | $25.00 | 9/18/2012 11:08:23 PM |
| Altitude-Transport | $25.00 | 9/19/2012 12:01:22 AM |
| PrimeFunding | $25.00 | 9/19/2012 12:13:44 AM |
| kulender | $100.00 | 9/19/2012 4:58:50 AM |
| KB-IRA | $77.68 | 9/18/2012 9:31:29 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:51 PM |
| amlu1988 | $25.00 | 9/18/2012 8:07:23 PM |
| trumpeter391 | $47.35 | 9/19/2012 6:40:58 AM |
| let_me_retire | $80.00 | 9/18/2012 11:28:18 PM |
| unbeatable-credit1 | $50.00 | 9/19/2012 7:35:17 AM |
| Dopplerbob | $25.00 | 9/19/2012 7:49:46 AM |
| helping-out | $40.00 | 9/19/2012 8:17:06 AM |
| nalaari | $25.00 | 9/19/2012 6:12:02 AM |
| desertoasis | $25.00 | 9/19/2012 8:44:38 AM |
| return-enthusiast1 | $25.00 | 9/19/2012 8:48:38 AM |
| reward-adventure | $50.00 | 9/19/2012 9:17:57 AM |
| Fecund-ent | $25.00 | 9/19/2012 8:13:25 AM |
| transparency-baton | $25.00 | 9/19/2012 8:33:36 AM |
| rubylender | $25.00 | 9/19/2012 8:44:51 AM |
| elegant-hope578 | $50.00 | 9/19/2012 9:49:20 AM |
| bob450-roth | $25.00 | 9/19/2012 9:27:43 AM |
| seabassx | $30.00 | 9/19/2012 9:18:13 AM |
| bubb_hans | $25.00 | 9/19/2012 9:20:30 AM |
| IIP77 | $25.00 | 9/19/2012 10:00:04 AM |
| profitable-pound7 | $100.00 | 9/19/2012 10:07:58 AM |
| punctual-worth263 | $25.51 | 9/19/2012 10:09:03 AM |
| principal-cooker2 | $50.00 | 9/19/2012 9:46:26 AM |
| jhernand17 | $25.00 | 9/19/2012 9:35:32 AM |
| KEOLEND | $25.00 | 9/19/2012 9:54:07 AM |
| dedicated-transaction796 | $25.00 | 9/19/2012 9:44:35 AM |
| durability-ace9 | $30.00 | 9/19/2012 9:57:54 AM |
| studenttenorio | $25.00 | 9/19/2012 9:45:58 AM |
| deal-bopper699 | $16.53 | 9/19/2012 10:11:07 AM |
| the-laudable-peso | $40.00 | 9/19/2012 10:03:49 AM |
| greencat | $50.00 | 9/18/2012 9:07:19 AM |
| RJN | $35.00 | 9/18/2012 9:27:09 AM |
| handy-justice | $50.00 | 9/18/2012 9:09:25 AM |
| Something-Corporate | $25.00 | 9/18/2012 10:09:31 AM |
| money-baron-Roth401k | $50.00 | 9/18/2012 11:05:32 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:37 AM |
| deal-hickory5 | $25.00 | 9/18/2012 4:10:58 PM |
| EnglishGeekInNYC | $50.00 | 9/18/2012 10:55:00 AM |
| droopie1 | $25.00 | 9/18/2012 5:52:44 PM |
| the-credit-maker | $25.00 | 9/18/2012 6:24:08 PM |
| pdub | $250.00 | 9/18/2012 5:58:29 PM |
| justice-starfish | $250.00 | 9/19/2012 6:00:55 AM |
| Pitufo | $25.00 | 9/18/2012 8:43:53 PM |
| 168RichCapital | $25.09 | 9/19/2012 6:35:49 AM |
| continental2 | $62.42 | 9/19/2012 6:47:37 AM |
| Bob450 | $25.00 | 9/19/2012 7:20:50 AM |
| one2sojourn | $35.00 | 9/19/2012 7:22:49 AM |
| cashtolendyou | $50.00 | 9/18/2012 11:58:20 PM |
| impala6464 | $32.13 | 9/18/2012 8:11:23 PM |
| TravisMcGee | $25.00 | 9/18/2012 8:29:17 PM |
| klend4 | $25.00 | 9/19/2012 3:52:08 AM |
| cozy-principal883 | $25.00 | 9/19/2012 5:45:48 AM |
| justice-disk | $25.00 | 9/18/2012 11:10:37 PM |
| treasure-singularity | $25.00 | 9/18/2012 11:37:49 PM |
| businessbroker101 | $25.00 | 9/19/2012 7:47:04 AM |
| quest0 | $50.00 | 9/19/2012 5:06:03 AM |
| spry-felicity4 | $35.00 | 9/19/2012 8:07:46 AM |
| MBBinthBK | $33.35 | 9/19/2012 8:13:16 AM |
| eloquent-bill6 | $25.00 | 9/19/2012 8:35:57 AM |
| PoliticinandNegotiatin | $54.94 | 9/19/2012 7:37:47 AM |
| foothillender | $25.00 | 9/19/2012 8:31:01 AM |
| powerful-yield2 | $25.00 | 9/19/2012 10:08:45 AM |
| bewitching-dollar5 | $100.00 | 9/19/2012 9:48:35 AM |
| Epiphanic | $25.00 | 9/19/2012 9:58:32 AM |
| StrongMonty | $100.00 | 9/19/2012 10:09:05 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
640675
This series of Notes was issued and sold upon the funding of the borrower loan #74990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,348 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-heavenly-funds |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To pay off my last remaining high interest credit card.
This loan will be used to...
Pay off my final remaining high interest credit card (Best Buy) so I can start saving to buy a home
.My financial situation: I have a very stable job as the manager of a successful, high end restaurant in Sacramento that just celebrated its 9 yr anniversary. I have a steady income and am looking to simply get myself into a better financial situation by eliminating any high interest debt.
I am a good candidate for this loan because... I am a mature, 33yr old professional that is responsible and educated. I have my bachelor's degree from UC Santa Barbara as well as my Masters degree from Moorpark College. I am single, with no children or dependants. I consistently pay my bills on time and am hoping to get myself into a better financial situation so I can start saving for my first home.
Monthly net income: $ 2500
Monthly expenses: $ 2345
Housing: $900/month
Insurance: $137/month
Car expenses: $175/month
Utilities: $100/month
Phone, cable, internet: $180/month
Food, entertainment: $200/month
Clothing, household expenses: $75/month
Credit cards and other loans: $578
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spartacusiam | $25.00 | 9/17/2012 5:01:48 PM |
| wonder3 | $25.00 | 9/17/2012 5:02:00 PM |
| j2ee | $50.00 | 9/17/2012 5:15:57 PM |
| worth-blanket2 | $2,700.00 | 9/17/2012 5:16:00 PM |
| well-rounded-payout0 | $25.00 | 9/17/2012 5:09:26 PM |
| kevin314 | $25.00 | 9/17/2012 5:14:05 PM |
| order-tamale | $400.00 | 9/17/2012 5:14:50 PM |
| courteous-kindness1 | $25.00 | 9/17/2012 5:13:18 PM |
| cash-mad-scientist3 | $25.00 | 9/17/2012 5:13:01 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
640683
This series of Notes was issued and sold upon the funding of the borrower loan #74619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,413.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $384.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 98% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,043 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-conga |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
660-679
(Sep-2010)
660-679
(Nov-2009)
|
|
Principal balance:
| $13,586.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Other
Purpose of loan:
This loan will be used to... Pay off my car which is on a loan at 30% interest... and I am going to use some of it to do a few small repairs to my home..
My financial situation:
I am a good candidate for this loan because... I am very good about paying my loans and paying them on time... I also have other income in which I did not list ... It is my Child Support at $1600.00 Per month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sturdy-fairness0 | $100.00 | 9/17/2012 5:11:15 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:44 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:20:30 PM |
| mariah8641 | $30.00 | 9/17/2012 5:21:48 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:02 PM |
| gold-pudding6 | $60.00 | 9/17/2012 5:32:50 PM |
| CreditBuilder2 | $25.01 | 9/17/2012 5:06:43 PM |
| j2ee | $50.00 | 9/17/2012 5:15:26 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:20 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:29 PM |
| Dcrave06 | $25.00 | 9/17/2012 5:55:04 PM |
| attentive-compassion1 | $50.00 | 9/17/2012 5:31:37 PM |
| miked8303 | $50.00 | 9/17/2012 6:09:44 PM |
| friendly-gold | $25.00 | 9/17/2012 6:00:35 PM |
| moola-accelerator6 | $36.00 | 9/17/2012 5:38:50 PM |
| Castellan | $50.00 | 9/17/2012 6:11:37 PM |
| RGlad | $65.00 | 9/17/2012 6:20:46 PM |
| TheArtOfLogic | $31.91 | 9/17/2012 8:46:47 PM |
| first-serene-credit | $25.00 | 9/17/2012 9:51:52 PM |
| SonicSCF | $45.51 | 9/17/2012 10:41:18 PM |
| s270 | $30.19 | 9/17/2012 7:19:45 PM |
| continental2 | $129.58 | 9/18/2012 4:30:27 AM |
| nalaari | $32.00 | 9/18/2012 6:00:25 AM |
| zwx1997 | $25.00 | 9/18/2012 6:22:08 AM |
| dukeiyer | $25.00 | 9/17/2012 11:38:01 PM |
| Lendomatic | $25.00 | 9/18/2012 12:12:26 AM |
| DownHomeLender | $25.00 | 9/18/2012 12:16:22 AM |
| investment-comet | $25.00 | 9/18/2012 7:05:15 AM |
| Mrs-Honeydew | $25.00 | 9/18/2012 7:13:16 AM |
| fantastic-bazaar2 | $50.00 | 9/17/2012 7:31:31 PM |
| tirelighter778552 | $25.00 | 9/18/2012 8:02:34 AM |
| cash-cymbal3 | $100.00 | 9/18/2012 8:16:32 AM |
| MI2 | $5,000.00 | 9/17/2012 7:43:46 PM |
| ready-loot0 | $25.00 | 9/18/2012 5:59:09 AM |
| bonafide-economy | $25.00 | 9/18/2012 8:19:46 AM |
| compassionate-transparency47 | $25.00 | 9/17/2012 7:58:13 PM |
| dough-hammock | $25.00 | 9/18/2012 6:32:44 AM |
| bid-prometheus | $30.01 | 9/17/2012 8:49:32 PM |
| peaceful-cash5 | $25.00 | 9/18/2012 8:35:23 AM |
| worth-eclipse9 | $88.00 | 9/18/2012 9:01:13 AM |
| kind-natural-auction | $31.96 | 9/18/2012 7:45:48 AM |
| HenlopenCapital | $25.00 | 9/18/2012 1:01:16 AM |
| bicyclebear | $50.00 | 9/18/2012 4:00:07 AM |
| helping-out | $200.00 | 9/18/2012 6:11:27 AM |
| dinero-wizard9 | $100.00 | 9/18/2012 7:28:12 AM |
| value-medalist4 | $25.00 | 9/18/2012 7:52:21 AM |
| power-leader1 | $25.00 | 9/18/2012 8:11:48 AM |
| durable-auction0 | $50.00 | 9/18/2012 8:30:38 AM |
| respectful-fairness069 | $27.00 | 9/18/2012 8:31:37 AM |
| heerzaquestion | $25.00 | 9/18/2012 8:44:29 AM |
| thankful-nickel2 | $55.55 | 9/17/2012 5:16:19 PM |
| thrifty-transaction578 | $25.00 | 9/17/2012 5:10:22 PM |
| abundanceforever | $52.50 | 9/17/2012 5:21:33 PM |
| wetlands | $200.00 | 9/17/2012 5:24:23 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:08 PM |
| azazle | $25.00 | 9/17/2012 5:41:11 PM |
| ready-justice7 | $50.00 | 9/17/2012 5:45:50 PM |
| mtquan | $25.00 | 9/17/2012 5:47:39 PM |
| Science7124 | $25.00 | 9/17/2012 5:48:46 PM |
| loyalty-delight6 | $25.00 | 9/17/2012 5:52:41 PM |
| nickel-ferret | $25.00 | 9/17/2012 5:23:29 PM |
| radiant-dollar9 | $200.00 | 9/17/2012 5:25:46 PM |
| LeReve | $500.00 | 9/17/2012 5:29:11 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:02 PM |
| phaques | $225.00 | 9/17/2012 7:03:22 PM |
| bellaquito | $500.00 | 9/17/2012 7:11:40 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:53 PM |
| derwiki | $25.00 | 9/17/2012 5:52:07 PM |
| invincible-agreement8 | $100.00 | 9/17/2012 7:03:24 PM |
| sublime-liberty6 | $50.00 | 9/17/2012 10:28:52 PM |
| kenji4861 | $25.00 | 9/17/2012 5:58:59 PM |
| jhernand17 | $25.00 | 9/17/2012 11:47:29 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:58:53 AM |
| 888GoldIngots | $37.75 | 9/18/2012 4:08:45 AM |
| TigerForce | $25.00 | 9/18/2012 5:45:23 AM |
| superb-transparency799 | $50.00 | 9/18/2012 12:29:33 AM |
| janeybooboo | $25.25 | 9/17/2012 6:51:18 PM |
| Brisket_Bob | $48.65 | 9/18/2012 6:49:26 AM |
| promise2 | $46.56 | 9/17/2012 6:54:52 PM |
| pound-youngster6 | $25.00 | 9/18/2012 7:32:03 AM |
| USAFVET2010 | $29.66 | 9/18/2012 7:37:05 AM |
| BizAnalyst | $50.00 | 9/18/2012 5:38:29 AM |
| surge9 | $300.00 | 9/18/2012 6:27:21 AM |
| atlas100 | $100.00 | 9/18/2012 8:32:03 AM |
| Sixmil | $100.00 | 9/17/2012 8:50:59 PM |
| fairwealth | $25.00 | 9/18/2012 8:52:10 AM |
| gold-maestro6 | $50.00 | 9/17/2012 11:07:30 PM |
| klinebarger | $25.00 | 9/18/2012 7:37:13 AM |
| dough-kitten5 | $25.00 | 9/18/2012 4:01:10 AM |
| gilbrear | $25.00 | 9/18/2012 4:25:29 AM |
| Immunologist | $25.00 | 9/18/2012 8:48:32 AM |
| crw1950 | $42.87 | 9/18/2012 5:55:01 AM |
| sgt-schultz | $30.00 | 9/18/2012 6:35:46 AM |
| euro-eagle1 | $25.00 | 9/18/2012 6:46:28 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/18/2012 7:06:55 AM |
| community-seahorse0 | $50.00 | 9/18/2012 7:21:42 AM |
| orange-influential-credit | $25.00 | 9/18/2012 7:26:16 AM |
| smallbizrule | $25.00 | 9/18/2012 8:10:34 AM |
| Socorro_Capital_Partners | $25.01 | 9/18/2012 8:47:56 AM |
| MoneyForNothing | $7.03 | 9/18/2012 9:02:43 AM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
640701
This series of Notes was issued and sold upon the funding of the borrower loan #74729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $368.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 6y 4m |
|
Amount delinquent:
| $1,650 |
Total credit lines:
| 13 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-glider7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 94% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 6% )
| 760-779
(Feb-2011)
|
|
Principal balance:
| $11,775.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...auto repairs, pay off some other debts, home repairs.
My financial situation: fair
I am a good candidate for this loan because...I am a hard worker and willing to pay off my debts in full. Just need help right now.
Monthly net income: $2000.00
Monthly expenses: $
Housing: $820
Insurance: $60
Car expenses: $300
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/17/2012 5:07:57 PM |
| et28 | $75.00 | 9/17/2012 5:11:09 PM |
| professional-vigilance9 | $100.00 | 9/17/2012 5:13:07 PM |
| green-principal-maniac | $50.00 | 9/17/2012 5:13:26 PM |
| worth-blanket2 | $11,700.00 | 9/17/2012 5:04:44 PM |
| CAGE-Investments | $25.00 | 9/17/2012 5:19:07 PM |
| affluence-microscope2 | $200.00 | 9/17/2012 5:21:13 PM |
| Money__Tree | $200.00 | 9/17/2012 5:13:29 PM |
| wetlands | $43.30 | 9/17/2012 5:24:51 PM |
| down-with-big-banks-2 | $25.00 | 9/17/2012 5:15:10 PM |
| prudent-payment316 | $25.00 | 9/17/2012 5:11:56 PM |
| abundant-power | $25.00 | 9/17/2012 5:14:23 PM |
| desertoasis | $25.00 | 9/17/2012 5:14:54 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:31 PM |
| lisanate | $25.00 | 9/17/2012 5:17:03 PM |
| hard-working-rate3 | $25.00 | 9/17/2012 5:14:46 PM |
| durability-ace9 | $30.00 | 9/17/2012 5:06:31 PM |
| Wish-Granted | $27.70 | 9/17/2012 5:07:33 PM |
| adaboy65 | $50.00 | 9/17/2012 5:08:40 PM |
| return-pioneer221 | $69.00 | 9/17/2012 5:11:45 PM |
| dmunySF | $50.00 | 9/17/2012 5:15:04 PM |
| thrilling-fund427 | $50.00 | 9/17/2012 5:17:13 PM |
| subtle-bill727 | $25.00 | 9/17/2012 5:22:16 PM |
| pierrelasvegas | $25.00 | 9/17/2012 5:22:49 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
640731
This series of Notes was issued and sold upon the funding of the borrower loan #74664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $197.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Christine0721 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 58 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2010)
600-619
(Aug-2009)
600-619
(Jul-2009)
560-579
(Jan-2008)
|
|
Principal balance:
| $718.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 58 | | |
Description
Debt consolidation-help parents
Purpose of loan:
This loan will be used to...help my parents lower debt
My financial situation: I have increased my credit score considerably, I have paid off other prosper loans.
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $125.03 | 9/18/2012 5:01:30 PM |
| fantastic-contract1 | $300.00 | 9/18/2012 5:01:28 PM |
| handy-justice | $100.00 | 9/18/2012 5:03:21 PM |
| hidavehi | $25.01 | 9/18/2012 5:04:21 PM |
| green-trade-dolphin | $72.52 | 9/18/2012 5:02:18 PM |
| MI2 | $5,000.00 | 9/18/2012 5:02:30 PM |
| azazle | $50.00 | 9/18/2012 5:03:44 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:17 PM |
| InChicago | $40.03 | 9/18/2012 5:04:42 PM |
| PLANECRASH | $45.00 | 9/18/2012 5:01:39 PM |
| aaa-action-invest | $500.00 | 9/18/2012 5:01:49 PM |
| pembull | $25.00 | 9/18/2012 5:02:03 PM |
| Mountain-Lion-IRA1 | $50.00 | 9/18/2012 5:02:31 PM |
| trumpeter5 | $25.00 | 9/18/2012 5:02:35 PM |
| commerce-venture1 | $25.00 | 9/18/2012 5:03:03 PM |
| Wangchuk | $25.01 | 9/18/2012 5:04:28 PM |
| Dubbly | $25.00 | 9/18/2012 5:03:19 PM |
| sweety075 | $25.00 | 9/18/2012 5:03:46 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
640757
This series of Notes was issued and sold upon the funding of the borrower loan #74571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $302.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,111 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| uprising263 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: auto purchase
This loan will be used to...
purchase a used vehicle for my rural route
My financial situation: I have one more year under a debt consolidation from a bad business investment. But I am in pretty good shape with an extra $600.00 a month after expenses. I am in need of a good used vehicle to get me through the next year or so.
I am a good candidate for this loan because... I have always paid my bills, the last 3 years I have scraped and fought hard to get a little bit ahead, But I will not let you down , as I will make all of my payments on time. Next October I will be debt free And I just need this loan to get me through until then. Thank you for your consideration for this loan.
Monthly net income: $3,300.00
Monthly expenses: $ 2,682.00
Housing: $400.00
Insurance: $68.00
Car expenses: $ 600.00
Utilities: $ 0.00
Phone, cable, internet: $ 100.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $ 814.00
Other expenses: $300.00 church tithes
the $ 814.00 is my debt consolidation loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/18/2012 9:02:53 AM |
| MI2 | $5,000.00 | 9/18/2012 9:02:22 AM |
| openness-antioxidant | $75.00 | 9/18/2012 9:05:24 AM |
| green-trade-dolphin | $35.02 | 9/18/2012 9:01:51 AM |
| janeybooboo | $75.00 | 9/18/2012 9:09:54 AM |
| versatile-dime442 | $250.00 | 9/18/2012 9:14:14 AM |
| mikrolown | $25.00 | 9/18/2012 9:20:19 AM |
| azazle | $50.00 | 9/18/2012 9:16:09 AM |
| ingenious-deal6 | $25.00 | 9/18/2012 9:25:31 AM |
| scholarly-order6 | $50.00 | 9/18/2012 9:20:39 AM |
| RGlad | $250.00 | 9/18/2012 9:08:30 AM |
| cash-mad-scientist3 | $25.00 | 9/18/2012 9:29:39 AM |
| generous-deal6 | $25.00 | 9/18/2012 9:31:31 AM |
| Taxman44 | $25.00 | 9/18/2012 9:35:11 AM |
| botfolio | $300.00 | 9/18/2012 9:33:05 AM |
| tech310 | $50.00 | 9/18/2012 9:44:09 AM |
| ready-justice7 | $50.00 | 9/18/2012 9:33:17 AM |
| gjm6d | $25.00 | 9/18/2012 9:24:38 AM |
| tranquil-gain1 | $75.00 | 9/18/2012 9:42:22 AM |
| best-bonafide-p2p | $25.00 | 9/18/2012 9:50:24 AM |
| friendly-gold | $25.00 | 9/18/2012 9:53:32 AM |
| idol78 | $25.00 | 9/18/2012 9:48:39 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:52 AM |
| top-courteous-peso | $75.00 | 9/18/2012 9:56:59 AM |
| tranquil-note5 | $50.00 | 9/18/2012 9:47:16 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:50:03 AM |
| fabulous-bazaar4 | $25.00 | 9/18/2012 9:03:24 AM |
| lowrater | $100.70 | 9/18/2012 9:04:20 AM |
| hidavehi | $41.00 | 9/18/2012 9:10:25 AM |
| Rockymtnhi | $100.00 | 9/18/2012 9:02:28 AM |
| bazaar-festivity | $25.00 | 9/18/2012 9:19:36 AM |
| urbane-income7 | $25.00 | 9/18/2012 9:07:49 AM |
| RJN | $35.00 | 9/18/2012 9:27:09 AM |
| bullwink27 | $25.00 | 9/18/2012 9:36:03 AM |
| leverage-sensai6 | $25.00 | 9/18/2012 9:17:55 AM |
| lionheart722 | $100.00 | 9/18/2012 9:44:14 AM |
| Iwillhuntyoudown | $25.00 | 9/18/2012 9:44:33 AM |
| reflective-rupee | $25.00 | 9/18/2012 9:57:30 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:37 AM |
| DreisersFinancier | $50.00 | 9/18/2012 9:54:40 AM |
| bold-direct-asset | $50.00 | 9/18/2012 9:57:57 AM |
| eridient | $13.28 | 9/18/2012 9:58:37 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
640863
This series of Notes was issued and sold upon the funding of the borrower loan #74812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $178.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.60% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
3 | Length of status: | 16y 1m |
|
Amount delinquent:
| $183 |
Total credit lines:
| 18 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 3/ 3 |
Revolving credit balance:
| $11,184 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| greenback-jamboree1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used as a bridge until the house I am selling closes and I get my equity back.
My financial situation:
I am a good candidate for this loan because I am gainfully employed, the house that I am presently living in is closing next Friday and I will repay the loan the following week.
Monthly net income: $3900
Monthly expenses: $
Housing: $1410
Insurance: $89
Car expenses: $60
Utilities: $300
Phone, cable, internet: $240
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-gazer | $25.00 | 9/18/2012 9:02:54 AM |
| note-willow8 | $25.00 | 9/18/2012 9:03:43 AM |
| financial-frenzy | $50.00 | 9/18/2012 9:04:21 AM |
| revolutionary082 | $27.27 | 9/18/2012 9:05:46 AM |
| decisive-income7 | $1,356.73 | 9/18/2012 9:06:43 AM |
| TheKid | $79.00 | 9/18/2012 9:02:41 AM |
| helpinghand63 | $25.00 | 9/18/2012 9:04:15 AM |
| trade-boots1 | $100.00 | 9/18/2012 9:04:28 AM |
| kginatl | $50.00 | 9/18/2012 9:02:56 AM |
| kinetic-loot436 | $30.00 | 9/18/2012 9:04:06 AM |
| elasermd | $31.00 | 9/18/2012 9:03:49 AM |
| worlds-best-moola281 | $25.00 | 9/18/2012 9:03:57 AM |
| brightest-affluence-motivator | $26.00 | 9/18/2012 9:05:32 AM |
| vigilance-revolutionary | $50.00 | 9/18/2012 9:03:14 AM |
| haplender | $50.00 | 9/18/2012 9:05:55 AM |
| CasaDeTomas | $50.00 | 9/18/2012 9:06:25 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
641013
This series of Notes was issued and sold upon the funding of the borrower loan #74846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,256 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsibility-trumpeter4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
finance dental implants and restorative work. I paid for braces for five kids and ignored my own dental work for years.
My financial situation:
I am a good candidate for this loan because...
I am a highly educated professional minister, a homeowner and a veteran.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| j2ee | $50.00 | 9/18/2012 9:03:40 AM |
| repayment-pagoda8 | $100.00 | 9/18/2012 9:06:21 AM |
| engaging-worth | $25.00 | 9/18/2012 9:08:30 AM |
| radiant-dollar9 | $200.00 | 9/18/2012 9:13:11 AM |
| affluence-microscope2 | $200.00 | 9/18/2012 9:08:21 AM |
| auction-sage | $100.00 | 9/18/2012 9:12:49 AM |
| kinetic-yield4 | $25.00 | 9/18/2012 9:13:37 AM |
| Phryne | $50.00 | 9/18/2012 9:15:21 AM |
| gjm6d | $25.00 | 9/18/2012 9:24:39 AM |
| nickel-ferret | $25.00 | 9/18/2012 9:11:07 AM |
| ready-justice7 | $50.00 | 9/18/2012 9:33:18 AM |
| Avala | $100.00 | 9/18/2012 9:32:12 AM |
| EnglishGeekInNYC | $25.00 | 9/18/2012 9:39:38 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:37 AM |
| mariah8641 | $30.00 | 9/18/2012 9:26:12 AM |
| a-finance-nirvana | $25.00 | 9/18/2012 10:00:00 AM |
| HikeMoab | $25.00 | 9/18/2012 9:51:08 AM |
| friendly-gold | $25.00 | 9/18/2012 9:53:33 AM |
| compassion-twister2 | $50.00 | 9/18/2012 9:36:30 AM |
| LoanerPrincipal | $25.00 | 9/18/2012 9:39:45 AM |
| MattLic | $25.00 | 9/18/2012 9:40:52 AM |
| lionheart722 | $100.00 | 9/18/2012 9:44:14 AM |
| fragonardlives | $25.00 | 9/18/2012 10:06:15 AM |
| kfrench | $75.00 | 9/18/2012 10:45:01 AM |
| marketplace-singularity3 | $25.00 | 9/18/2012 9:57:06 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:29 AM |
| lochinvar | $75.00 | 9/18/2012 10:55:10 AM |
| excellent-funds649 | $130.00 | 9/18/2012 10:35:20 AM |
| ready-interest9 | $25.00 | 9/18/2012 10:40:36 AM |
| bewitching-commitment421 | $100.00 | 9/18/2012 11:18:54 AM |
| moneytolend72 | $25.00 | 9/18/2012 12:37:02 PM |
| dukeiyer | $25.00 | 9/18/2012 11:15:20 AM |
| calm-platinum957 | $35.00 | 9/18/2012 10:18:01 AM |
| greenback-magma1 | $250.00 | 9/18/2012 12:58:00 PM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:14 AM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 10:24:18 AM |
| Rivervale_Westwood | $50.00 | 9/18/2012 10:33:11 AM |
| thg0703 | $25.00 | 9/18/2012 1:14:40 PM |
| Leshan | $50.00 | 9/18/2012 3:37:49 PM |
| Capitalincome | $25.00 | 9/18/2012 4:28:12 PM |
| sturdy-fairness0 | $100.00 | 9/18/2012 5:06:09 PM |
| Blucruz | $100.00 | 9/18/2012 1:35:14 PM |
| munnu | $25.00 | 9/18/2012 2:40:34 PM |
| unrelenting-power5 | $25.00 | 9/18/2012 4:03:15 PM |
| UncleScroogeDMD | $118.46 | 9/18/2012 4:10:31 PM |
| benjamin67 | $25.00 | 9/18/2012 5:12:28 PM |
| prudent-deal662 | $25.00 | 9/18/2012 5:24:15 PM |
| fabulous-bazaar4 | $25.00 | 9/18/2012 5:26:40 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:10 PM |
| penny-finder | $25.00 | 9/18/2012 5:08:29 PM |
| imogen22 | $25.00 | 9/18/2012 5:10:57 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:15 PM |
| awwaww | $25.00 | 9/18/2012 5:33:17 PM |
| djh47a | $25.00 | 9/18/2012 5:19:58 PM |
| p2p-paradise | $25.00 | 9/18/2012 5:47:24 PM |
| SwiDaddy | $25.00 | 9/18/2012 5:29:56 PM |
| Aberdeen | $100.00 | 9/18/2012 10:32:06 AM |
| Rockymtnhi | $50.00 | 9/18/2012 9:06:54 AM |
| enterprising-exchange6 | $50.00 | 9/18/2012 9:09:48 AM |
| brainy-credit1 | $40.00 | 9/18/2012 9:06:33 AM |
| wetlands | $200.00 | 9/18/2012 9:12:19 AM |
| Castellan | $50.00 | 9/18/2012 9:19:31 AM |
| RJN | $35.00 | 9/18/2012 9:27:09 AM |
| abundanceforever | $52.50 | 9/18/2012 9:09:22 AM |
| SBT | $25.00 | 9/18/2012 9:28:40 AM |
| Taxman44 | $25.00 | 9/18/2012 9:35:12 AM |
| LeReve | $500.00 | 9/18/2012 9:16:22 AM |
| tranquil-gain1 | $75.00 | 9/18/2012 9:42:23 AM |
| gmoney37 | $27.00 | 9/18/2012 9:43:37 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:53 AM |
| superb-funds335 | $25.00 | 9/18/2012 9:28:58 AM |
| justreturns | $25.00 | 9/18/2012 9:46:26 AM |
| aztec | $50.00 | 9/18/2012 10:00:56 AM |
| obduro_1 | $25.00 | 9/18/2012 10:02:59 AM |
| terminal-velocity34 | $25.00 | 9/18/2012 10:04:49 AM |
| thrifty-transaction578 | $25.00 | 9/18/2012 10:09:44 AM |
| CreditBuilder2 | $25.01 | 9/18/2012 9:47:46 AM |
| kenji4861 | $25.00 | 9/18/2012 10:27:45 AM |
| commerce-gargantuan2 | $50.00 | 9/18/2012 9:48:36 AM |
| availableloan | $25.00 | 9/18/2012 10:32:57 AM |
| payout-motivator0 | $25.00 | 9/18/2012 9:54:11 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 10:34:04 AM |
| marwadi-62 | $400.00 | 9/18/2012 10:58:11 AM |
| note-goblin0 | $25.00 | 9/18/2012 11:06:24 AM |
| bellaquito | $500.00 | 9/18/2012 11:07:35 AM |
| BDL-Roth | $25.00 | 9/18/2012 10:07:57 AM |
| compatible-deal9 | $25.00 | 9/18/2012 12:48:26 PM |
| wealth-pipeline | $25.00 | 9/18/2012 1:09:42 PM |
| keen-credit6 | $25.00 | 9/18/2012 11:49:58 AM |
| havok555 | $50.00 | 9/18/2012 10:40:33 AM |
| Johnab | $25.00 | 9/18/2012 1:37:24 PM |
| ready-loot0 | $25.00 | 9/18/2012 1:56:06 PM |
| beachbum22 | $25.00 | 9/18/2012 3:01:54 PM |
| giftgold | $25.00 | 9/18/2012 11:02:01 AM |
| cello1 | $25.00 | 9/18/2012 3:23:41 PM |
| simiray | $30.00 | 9/18/2012 3:42:13 PM |
| fairness-sundae2 | $100.00 | 9/18/2012 4:28:55 PM |
| helpful-silver7 | $25.00 | 9/18/2012 1:08:48 PM |
| hawaiitechnical | $25.00 | 9/18/2012 1:34:42 PM |
| kind-currency-cargo | $25.00 | 9/18/2012 3:44:15 PM |
| mtquan | $25.00 | 9/18/2012 5:24:02 PM |
| Plutis | $25.00 | 9/18/2012 5:07:07 PM |
| ASG_NECO | $25.00 | 9/18/2012 5:20:39 PM |
| Vegasjim | $25.00 | 9/18/2012 5:23:27 PM |
| WxChem | $25.00 | 9/18/2012 5:11:21 PM |
| ssgt95068 | $25.00 | 9/18/2012 5:14:00 PM |
| damage | $25.00 | 9/18/2012 5:20:28 PM |
| Jassi | $25.00 | 9/18/2012 5:36:54 PM |
| miked8303 | $50.00 | 9/18/2012 5:37:46 PM |
| Independenttools | $25.00 | 9/18/2012 5:40:11 PM |
| Yogidog | $25.00 | 9/18/2012 5:46:26 PM |
| Jay1064040 | $25.00 | 9/18/2012 5:46:37 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
641023
This series of Notes was issued and sold upon the funding of the borrower loan #74614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $492.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,732 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orderasaurus-rex7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate debt
This loan will be used to...
My financial situation: stable
I am a good candidate for this loan because...
Monthly net income: $ 3800
Monthly expenses: $
Housing: $ 550
Insurance: $140
Car expenses: $
Utilities: $130
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $200.00 | 9/17/2012 9:04:45 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:13 AM |
| decisive-income7 | $2,500.00 | 9/17/2012 9:02:48 AM |
| worth-blanket2 | $17,100.00 | 9/17/2012 9:04:57 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
641037
This series of Notes was issued and sold upon the funding of the borrower loan #74487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $125.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,105 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-magma1 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off and close one of my credit cards. Dropping a revolving account for an installment loan, I hope may help my score. I have no installment loans now.
My financial situation:
I now have only 7 accounts, reduced from 15. We maxed out our credit cards in 2010 paying for our daughters wedding. A car I bought my daughter after her graduation from college, I sold to her for what I still owed on it. We now have no car loans.
I am a good candidate for this loan because we have over 20 plus years of credit history, and I have never been late on anything ever, except for one occasion, and then it was only one day late. (For which the bank promptly jacked my rate up to 21%).
Monthly net income: $2700.00
Monthly expenses:
Housing: $550 / Chase Home Equity
Insurance: $81 / Car Insurance with Allstate /Two cars good drivers
Car expenses: $250 /Gasoline & Maintenace
Utilities: $150 / Electricity and Gas
Phone, cable, internet: $80 / AT&T with DSL internet
Food, entertainment: $ 500.00
Credit cards $1100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,700.00 | 9/18/2012 5:05:37 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:06:14 PM |
| historic-value7 | $200.00 | 9/18/2012 5:06:37 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
641059
This series of Notes was issued and sold upon the funding of the borrower loan #74999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $235.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,093 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sudz_inc |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Jun-2006)
520-539
(May-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because since my last prosper loan, I have paid off a lot of my debt and want to pay off the rest. I am reliable and responsible. I have never been delinquent on any of my debt. I just want to eliminate it.
Monthly net income: $4500
Monthly expenses: $
Housing: $1500
Insurance: $200
Car expenses: $250
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $50.00 | 9/17/2012 9:01:45 AM |
| fabulous-community4 | $75.00 | 9/17/2012 9:02:23 AM |
| smart-gain | $50.00 | 9/17/2012 9:01:58 AM |
| janeybooboo | $50.00 | 9/17/2012 9:02:53 AM |
| ALANGREANSPAN | $25.00 | 9/17/2012 9:04:57 AM |
| bullish2bearish | $35.00 | 9/17/2012 9:04:12 AM |
| scholarly-order6 | $150.00 | 9/17/2012 9:04:19 AM |
| AF-Chief | $25.00 | 9/17/2012 9:04:29 AM |
| creditjunky | $200.00 | 9/17/2012 9:02:08 AM |
| trade-boots1 | $100.00 | 9/17/2012 9:03:22 AM |
| thrilling-fund427 | $50.00 | 9/17/2012 9:04:07 AM |
| Investor_DP | $200.00 | 9/17/2012 9:04:45 AM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 9:05:18 AM |
| LittleMingo | $25.00 | 9/17/2012 9:03:59 AM |
| trumpeter5 | $25.00 | 9/17/2012 9:02:45 AM |
| quantum_leap | $50.00 | 9/17/2012 9:02:52 AM |
| ready-interest9 | $25.00 | 9/17/2012 9:03:24 AM |
| glimmering-liberty616 | $25.00 | 9/17/2012 9:04:42 AM |
| worth-blanket2 | $7,650.00 | 9/17/2012 9:06:28 AM |
| Fitiwalt7 | $25.00 | 9/17/2012 9:02:00 AM |
| commerce-venture1 | $25.00 | 9/17/2012 9:02:51 AM |
| RGlad | $150.00 | 9/17/2012 9:03:07 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
641209
This series of Notes was issued and sold upon the funding of the borrower loan #74679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $387.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,945 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-neutron9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-liberty-oyster | $100.00 | 9/18/2012 5:03:57 PM |
| 1stPlace | $50.00 | 9/18/2012 5:04:20 PM |
| commerce-venture1 | $25.00 | 9/18/2012 5:08:41 PM |
| harmonious-asset9 | $25.00 | 9/18/2012 5:09:30 PM |
| 100units | $200.00 | 9/18/2012 5:08:58 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:18 PM |
| gadget7 | $25.00 | 9/18/2012 5:08:02 PM |
| MI2 | $5,000.00 | 9/18/2012 5:02:31 PM |
| best-bonafide-p2p | $50.00 | 9/18/2012 5:03:27 PM |
| first-careful-currency | $176.00 | 9/18/2012 5:03:33 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:40 PM |
| benevolent-loot5 | $200.00 | 9/18/2012 5:09:27 PM |
| income-triangulation1 | $25.00 | 9/18/2012 5:04:12 PM |
| jamiee73 | $25.00 | 9/18/2012 5:06:31 PM |
| fund-blackberry6 | $25.00 | 9/18/2012 5:07:09 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:08:12 PM |
| worth-blanket2 | $13,050.00 | 9/18/2012 5:09:53 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
641313
This series of Notes was issued and sold upon the funding of the borrower loan #74902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,245 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 104% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-hornet975 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 18% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 29
( 74% )
| 580-599
(Aug-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 3
( 8% )
|
|
Total payments billed:
| 39 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vanklein | $25.00 | 9/18/2012 5:03:00 PM |
| halothane_logic | $26.00 | 9/18/2012 5:07:04 PM |
| productive-note2 | $50.00 | 9/18/2012 5:08:26 PM |
| worthy-bid8 | $100.00 | 9/18/2012 5:34:56 PM |
| 907 | $25.00 | 9/18/2012 5:30:03 PM |
| _nfx-ira_ | $35.01 | 9/18/2012 5:33:53 PM |
| droopie1 | $25.00 | 9/18/2012 5:54:09 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 6:06:45 PM |
| kinder-credit-bear | $250.00 | 9/18/2012 5:55:32 PM |
| berniemadeoff | $25.00 | 9/18/2012 6:24:58 PM |
| dukeiyer | $25.00 | 9/18/2012 6:48:22 PM |
| natural-point1 | $25.00 | 9/18/2012 5:53:19 PM |
| benjamins-rumbler | $50.00 | 9/18/2012 5:53:41 PM |
| sensible-interest2 | $25.00 | 9/18/2012 6:30:03 PM |
| EnglishGeekInNYC | $50.00 | 9/18/2012 6:48:36 PM |
| capital-deployment | $25.00 | 9/18/2012 9:43:16 PM |
| quest0 | $50.00 | 9/19/2012 5:07:08 AM |
| y2kman9 | $25.00 | 9/19/2012 6:17:30 AM |
| Leshan | $100.00 | 9/19/2012 7:14:50 AM |
| bbt210 | $25.05 | 9/19/2012 7:25:24 AM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:56 PM |
| joey1011 | $100.00 | 9/19/2012 7:55:04 AM |
| melodious-openness | $100.00 | 9/18/2012 8:16:44 PM |
| Reddy_Capital | $25.00 | 9/18/2012 9:35:21 PM |
| Bob450 | $25.00 | 9/19/2012 7:21:29 AM |
| bbt28 | $25.05 | 9/19/2012 7:30:11 AM |
| businessbroker101 | $25.00 | 9/19/2012 7:47:05 AM |
| dudebrah | $25.00 | 9/19/2012 8:07:52 AM |
| farchoir | $25.00 | 9/19/2012 7:43:22 AM |
| chererat | $50.00 | 9/19/2012 8:29:15 AM |
| desertoasis | $25.00 | 9/19/2012 8:44:38 AM |
| bsmtloan | $134.88 | 9/19/2012 9:02:19 AM |
| papaloha | $44.00 | 9/19/2012 9:20:50 AM |
| fcrick | $25.00 | 9/19/2012 9:24:57 AM |
| just-finance2 | $25.00 | 9/19/2012 9:16:13 AM |
| credible-agreement887 | $33.35 | 9/19/2012 10:21:15 AM |
| ultimate-peace | $250.00 | 9/19/2012 9:46:31 AM |
| truth-chooser1 | $25.00 | 9/19/2012 10:19:43 AM |
| natural-affluence6 | $25.00 | 9/19/2012 5:01:15 AM |
| trumpeter5 | $25.00 | 9/18/2012 5:03:44 PM |
| jkeller4000 | $100.00 | 9/18/2012 5:12:23 PM |
| handy-justice | $50.00 | 9/18/2012 5:05:58 PM |
| reward-adventure | $50.00 | 9/18/2012 5:26:22 PM |
| sweety075 | $25.00 | 9/18/2012 5:05:14 PM |
| deal-hickory5 | $100.00 | 9/18/2012 5:22:20 PM |
| AF-Chief | $25.00 | 9/18/2012 5:16:39 PM |
| pdub | $250.00 | 9/18/2012 5:58:34 PM |
| Dubbs360 | $250.00 | 9/18/2012 6:05:50 PM |
| Bad_Debt | $25.00 | 9/18/2012 5:40:23 PM |
| roux | $25.00 | 9/18/2012 6:50:09 PM |
| money-baron-Roth401k | $25.00 | 9/18/2012 5:51:21 PM |
| the-credit-maker | $25.00 | 9/18/2012 6:24:09 PM |
| myutmost | $45.00 | 9/18/2012 6:17:14 PM |
| whirlingdervish | $25.00 | 9/19/2012 1:12:43 AM |
| courteous-platinum7 | $30.00 | 9/19/2012 1:27:09 AM |
| draggon77 | $25.00 | 9/19/2012 7:06:57 AM |
| profitable-money | $50.00 | 9/18/2012 8:20:08 PM |
| kulender | $100.00 | 9/19/2012 4:58:53 AM |
| scottharr27 | $100.00 | 9/18/2012 9:04:29 PM |
| transparency-baton | $25.00 | 9/19/2012 8:33:39 AM |
| capital-investor8 | $25.00 | 9/19/2012 7:00:39 AM |
| ColoradoLender82 | $25.00 | 9/19/2012 7:46:19 AM |
| Charlie010 | $25.00 | 9/19/2012 9:20:49 AM |
| Dantis | $49.23 | 9/19/2012 8:06:51 AM |
| Socorro_Capital_Partners | $25.01 | 9/19/2012 9:11:56 AM |
| agreement-mesh9 | $35.00 | 9/19/2012 9:50:50 AM |
| farlik | $32.17 | 9/19/2012 10:18:46 AM |
| durability-ace9 | $30.00 | 9/19/2012 9:57:54 AM |
| orchestra960 | $130.00 | 9/19/2012 10:50:48 AM |
| janeybooboo | $25.25 | 9/19/2012 10:06:51 AM |
| lamsabuy | $200.00 | 9/19/2012 10:30:44 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
641321
This series of Notes was issued and sold upon the funding of the borrower loan #74806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 18.39% |
Borrower rate/APR:
| 19.39% / 23.12% |
Monthly payment:
| $442.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.96% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,877 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jhend924 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 95% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 5% )
| 620-639
(Jul-2012)
680-699
(Sep-2009)
640-659
(May-2009)
660-679
(Jun-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
New Baby Loan!
Purpose of loan:
This loan will be used to finish my debt off, and help us move to a bigger place. We have a 1 year old at home now and just learned that we are expecting in April once again! This will be used most for that purpose and just to give us some breathing room for when the new baby arrives.
My financial situation:
I am a good candidate for this loan because I have excellent repayment history and once this loan is executed it will be one of my only debt payments (outside of my 2 cars). I also have bonuses that usually are between $300-$600 per month that don't show in my current income
Monthly net income: $6000
Monthly expenses: $1000 (my daughter has some minor medical issues so we spend a lot on formula & doctor visits. This will go down over time as she outgrows this)
Housing: $750
Insurance: $400
Car expenses: $750
Utilities: $0(included in rent)
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $250
Credit cards and other loans: $450
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/19/2012 9:05:04 AM |
| benjaminsky | $25.00 | 9/19/2012 10:00:19 AM |
| bazaar-tulip | $25.00 | 9/19/2012 9:02:20 AM |
| wonder3 | $30.00 | 9/19/2012 9:03:09 AM |
| Banker2OO7 | $75.00 | 9/19/2012 9:04:16 AM |
| DreisersFinancier | $50.00 | 9/19/2012 9:05:11 AM |
| Asgardian | $30.00 | 9/19/2012 9:05:18 AM |
| businessbroker101 | $25.00 | 9/19/2012 9:10:34 AM |
| Socorro_Capital_Partners | $25.01 | 9/19/2012 9:18:15 AM |
| benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:35 AM |
| papaloha | $66.00 | 9/19/2012 9:21:23 AM |
| BigSkyFinancial | $60.22 | 9/19/2012 9:23:16 AM |
| Rollshaft | $25.00 | 9/19/2012 9:05:54 AM |
| scholarly-order6 | $25.00 | 9/19/2012 9:09:21 AM |
| prudent-payment316 | $25.00 | 9/19/2012 9:27:04 AM |
| compassionate-auction6 | $42.00 | 9/19/2012 9:28:14 AM |
| green-trade-dolphin | $41.52 | 9/19/2012 9:02:01 AM |
| ferocious-kindness8 | $30.00 | 9/19/2012 9:12:37 AM |
| breathtaking-funds6 | $42.00 | 9/19/2012 9:31:48 AM |
| CAGE-Investments | $25.00 | 9/19/2012 9:37:17 AM |
| EngineersAlliance | $100.00 | 9/19/2012 9:39:11 AM |
| just-finance2 | $50.00 | 9/19/2012 9:18:06 AM |
| mindful-generosity1 | $25.00 | 9/19/2012 9:18:27 AM |
| orange-market-amigo | $200.00 | 9/19/2012 9:22:11 AM |
| principal-cooker2 | $50.00 | 9/19/2012 9:46:27 AM |
| listing-vista | $50.00 | 9/19/2012 9:26:41 AM |
| mwl | $25.00 | 9/19/2012 9:17:55 AM |
| panther757 | $25.00 | 9/19/2012 9:53:44 AM |
| micko | $25.00 | 9/19/2012 9:18:47 AM |
| top-goodhearted-liberty | $25.00 | 9/19/2012 9:54:49 AM |
| resolute-worth4 | $26.00 | 9/19/2012 9:21:09 AM |
| mtquan | $25.00 | 9/19/2012 9:57:17 AM |
| durability-ace9 | $30.00 | 9/19/2012 9:57:55 AM |
| alexander-hamilton | $250.00 | 9/19/2012 9:59:09 AM |
| vegibenz | $25.00 | 9/19/2012 9:24:31 AM |
| melodious-fairness | $50.00 | 9/19/2012 9:26:53 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:29 AM |
| jstefans | $25.00 | 9/19/2012 9:29:05 AM |
| mstar925 | $25.00 | 9/19/2012 10:05:59 AM |
| duty-viola | $25.00 | 9/19/2012 9:42:45 AM |
| life-is-great | $25.00 | 9/19/2012 9:32:31 AM |
| mikrolown | $25.00 | 9/19/2012 9:44:30 AM |
| hard-working-rate3 | $25.00 | 9/19/2012 9:46:22 AM |
| ready-agreement5 | $25.00 | 9/19/2012 9:34:29 AM |
| Worldskiboy | $50.00 | 9/19/2012 9:48:08 AM |
| payout-paradise5 | $25.00 | 9/19/2012 9:48:13 AM |
| WalnutCreekguy | $50.00 | 9/19/2012 9:37:07 AM |
| enticing-capital6 | $50.00 | 9/19/2012 9:49:09 AM |
| tech310 | $50.00 | 9/19/2012 9:38:11 AM |
| new-gold-wrangler | $1,000.00 | 9/19/2012 9:38:57 AM |
| dmunySF | $50.00 | 9/19/2012 9:52:07 AM |
| the-profit-oracle | $25.00 | 9/19/2012 9:52:37 AM |
| trade-beeper4 | $25.00 | 9/19/2012 9:41:39 AM |
| handshake5 | $100.00 | 9/19/2012 9:55:40 AM |
| svandgts | $25.00 | 9/19/2012 9:56:32 AM |
| wizard750 | $28.00 | 9/19/2012 9:57:07 AM |
| JeremyLinFan | $40.00 | 9/19/2012 9:44:34 AM |
| igloo268 | $25.00 | 9/19/2012 9:57:38 AM |
| structure9 | $25.00 | 9/19/2012 9:44:38 AM |
| wwwUniversal | $25.00 | 9/19/2012 9:59:43 AM |
| lakshmilila | $25.00 | 9/19/2012 10:02:19 AM |
| fortytwo | $101.00 | 9/19/2012 9:50:17 AM |
| Beld | $50.00 | 9/19/2012 9:50:33 AM |
| jazzlender | $25.00 | 9/19/2012 10:05:05 AM |
| bazaar-festivity | $25.00 | 9/19/2012 9:54:10 AM |
| cash-reaction2 | $25.00 | 9/19/2012 10:08:06 AM |
| Robin_Hood | $25.00 | 9/19/2012 9:54:38 AM |
| DadWarbucks | $25.00 | 9/19/2012 10:09:23 AM |
| educationfirst | $50.00 | 9/19/2012 9:55:43 AM |
| vutah | $25.00 | 9/19/2012 9:56:37 AM |
| IIP77 | $25.00 | 9/19/2012 10:00:05 AM |
| cnovak | $25.00 | 9/19/2012 10:02:46 AM |
| proper-exchange8 | $50.00 | 9/19/2012 10:05:49 AM |
| dignified-finance | $45.00 | 9/19/2012 10:06:50 AM |
| RGlad | $250.00 | 9/19/2012 9:04:05 AM |
| dynamic-money271 | $100.00 | 9/19/2012 9:05:35 AM |
| Military_Money_Wise | $25.00 | 9/19/2012 9:06:19 AM |
| missoula | $25.00 | 9/19/2012 9:10:05 AM |
| AF-Chief | $25.00 | 9/19/2012 9:11:10 AM |
| 312-Lender | $75.00 | 9/19/2012 9:11:28 AM |
| green-high-five7 | $25.00 | 9/19/2012 9:14:33 AM |
| MoneyForNothing | $25.19 | 9/19/2012 9:04:52 AM |
| spark548 | $25.00 | 9/19/2012 9:22:39 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 9:24:16 AM |
| FrugalForLife2 | $25.00 | 9/19/2012 9:27:37 AM |
| Feyenoord | $30.00 | 9/19/2012 9:28:12 AM |
| SkepticalBen | $25.00 | 9/19/2012 9:11:24 AM |
| profitable-fairness1 | $28.00 | 9/19/2012 9:30:01 AM |
| Whipster | $60.00 | 9/19/2012 9:02:17 AM |
| restless-currency | $25.00 | 9/19/2012 9:13:31 AM |
| miked8303 | $50.00 | 9/19/2012 9:13:53 AM |
| 1randyp | $25.00 | 9/19/2012 9:14:26 AM |
| Jloaner | $100.00 | 9/19/2012 9:34:06 AM |
| Fitiwalt7 | $25.00 | 9/19/2012 9:03:30 AM |
| azazle | $50.00 | 9/19/2012 9:34:29 AM |
| return-enthusiast1 | $25.00 | 9/19/2012 9:04:29 AM |
| strive2 | $25.00 | 9/19/2012 9:34:33 AM |
| Endeavour | $60.00 | 9/19/2012 9:04:54 AM |
| simplyonce | $25.00 | 9/19/2012 9:18:17 AM |
| friendly-gold | $25.00 | 9/19/2012 9:11:05 AM |
| enthralling-deal53 | $85.00 | 9/19/2012 9:20:51 AM |
| Dubbly | $25.00 | 9/19/2012 9:12:16 AM |
| velocityasaurus-rex4 | $100.00 | 9/19/2012 9:43:28 AM |
| transaction-hugger4 | $100.00 | 9/19/2012 9:22:41 AM |
| money-surge1 | $25.00 | 9/19/2012 9:23:05 AM |
| P2P_Investor | $1,000.00 | 9/19/2012 9:46:49 AM |
| entertaining-rate9 | $25.00 | 9/19/2012 9:24:26 AM |
| Kaj | $25.00 | 9/19/2012 9:29:29 AM |
| DirtyJenga | $25.00 | 9/19/2012 9:56:05 AM |
| the-silver-blaster | $50.00 | 9/19/2012 9:57:32 AM |
| financial-frenzy | $29.00 | 9/19/2012 10:00:18 AM |
| fcrick | $25.00 | 9/19/2012 9:24:58 AM |
| invincible-deal82 | $25.00 | 9/19/2012 9:26:34 AM |
| porter22 | $25.00 | 9/19/2012 9:40:08 AM |
| fund-tom-tom6 | $25.00 | 9/19/2012 9:40:14 AM |
| special-responsibility | $25.00 | 9/19/2012 10:05:37 AM |
| social-cocktail1 | $200.00 | 9/19/2012 10:05:44 AM |
| leverage-sensai6 | $25.00 | 9/19/2012 9:42:18 AM |
| SimpleChoice | $25.00 | 9/19/2012 10:09:12 AM |
| EarlyRiser | $250.00 | 9/19/2012 9:43:39 AM |
| bnlforever | $25.00 | 9/19/2012 10:10:36 AM |
| farlik | $25.00 | 9/19/2012 10:10:52 AM |
| Zane314 | $50.00 | 9/19/2012 10:12:51 AM |
| bid-czar8 | $100.00 | 9/19/2012 9:47:36 AM |
| red-power-pecan | $50.00 | 9/19/2012 9:47:44 AM |
| VirginiaBuckeye | $250.00 | 9/19/2012 9:50:59 AM |
| Maetryx | $25.00 | 9/19/2012 9:58:53 AM |
| wayman | $25.00 | 9/19/2012 9:59:41 AM |
| kind-credit-bear | $250.00 | 9/19/2012 9:59:53 AM |
| return-pioneer221 | $200.00 | 9/19/2012 9:47:42 AM |
| Astyanax | $50.00 | 9/19/2012 9:47:47 AM |
| ready-justice7 | $50.00 | 9/19/2012 10:02:37 AM |
| elegant-hope578 | $50.00 | 9/19/2012 9:49:21 AM |
| tkr2 | $25.00 | 9/19/2012 9:49:55 AM |
| Fire2 | $25.00 | 9/19/2012 10:04:23 AM |
| Harry | $50.00 | 9/19/2012 9:52:27 AM |
| dinero-speaker | $25.00 | 9/19/2012 10:07:33 AM |
| Ironlock | $25.00 | 9/19/2012 9:58:34 AM |
| fishman42 | $25.00 | 9/19/2012 10:01:44 AM |
| adventurer447 | $300.00 | 9/19/2012 10:01:51 AM |
| solar-silver-surfer | $455.72 | 9/19/2012 10:02:53 AM |
| velocity-solo | $25.00 | 9/19/2012 10:12:37 AM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
641357
This series of Notes was issued and sold upon the funding of the borrower loan #75005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $451.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,238 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-conservationist |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2011)
|
|
Principal balance:
| $6,359.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Pay off credit cards and excess debts
My financial situation: I am a good candidate for this loan because...I have good standing in my community and my business is growing at a steady pace.
My vehicles are paid for. My inventory is all paid for, with exception to some of the credit card amounts that were used to purchase certain items. (Dell, Paypal Amazon)
Monthly net income: $3500.00
Monthly expenses: $
Housing: $650.00
Insurance: $425.00
Car expenses: $0.00
Utilities: $255.00
Phone, cable, internet: $79.99
Food, entertainment: $200.00
Clothing, household expenses: $153.00
Credit cards and other loans: $530.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/19/2012 9:04:28 AM |
| Assets-Up | $25.00 | 9/19/2012 9:02:01 AM |
| RGlad | $200.00 | 9/19/2012 9:04:26 AM |
| green-trade-dolphin | $42.41 | 9/19/2012 9:01:30 AM |
| handy-justice | $50.00 | 9/19/2012 9:02:18 AM |
| mikeandcat | $100.00 | 9/19/2012 9:02:17 AM |
| benevolent-marketplace4 | $2,500.00 | 9/19/2012 9:02:35 AM |
| Fitiwalt7 | $25.00 | 9/19/2012 9:02:56 AM |
| worth-blanket2 | $13,500.00 | 9/19/2012 9:08:42 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
641403
This series of Notes was issued and sold upon the funding of the borrower loan #74496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $221.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,641 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| squeakersdaddy |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2011)
680-699
(Jul-2010)
|
|
Principal balance:
| $3,312.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
Business
Purpose of loan:
This loan will be used to finance the purchase of more equipment and supplies to enhance our new, licensed winery, which is quickly selling out of current inventory.
My financial situation:
I am a good candidate for this loan because I have never missed a loan payment, I have been steadily employed all my life, and I have been in my current job for 7 years.
Monthly net income: $5800.00
Monthly expenses: $
Housing: $1900
Insurance: $84.00
Car expenses: $100.00
Utilities: $400.00
Phone, cable, internet: $92.00
Food, entertainment: $500.00
Clothing, household expenses: $400.00
Credit cards and other loans: $1924.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MI2 | $5,000.00 | 9/18/2012 5:02:32 PM |
| thrilling-fund427 | $50.00 | 9/18/2012 5:06:34 PM |
| Dubbly | $25.00 | 9/18/2012 5:03:20 PM |
| felicity-contributor3 | $35.00 | 9/18/2012 5:04:14 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:53 PM |
| pembull | $25.00 | 9/18/2012 5:02:24 PM |
| trumpeter5 | $25.00 | 9/18/2012 5:02:51 PM |
| sweety075 | $25.00 | 9/18/2012 5:03:57 PM |
| TheSituation | $25.00 | 9/18/2012 5:05:04 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:19 PM |
| Hippo-IRA1 | $70.00 | 9/18/2012 5:07:30 PM |
| Mountain-Lion-IRA1 | $50.00 | 9/18/2012 5:02:52 PM |
| enchanted-note14 | $25.00 | 9/18/2012 5:05:45 PM |
| fantastic-contract1 | $300.00 | 9/18/2012 5:08:00 PM |
| lowrater | $100.50 | 9/18/2012 5:09:09 PM |
| worth-blanket2 | $7,200.00 | 9/18/2012 5:09:18 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
641473
This series of Notes was issued and sold upon the funding of the borrower loan #74671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
14 | Length of status: | 12y 4m |
|
Amount delinquent:
| $65 |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,843 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-officer1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
|
|
Principal balance:
| $10,566.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan: Need to pay off a court fee
This loan will be used to...
To pay off a court fee
My financial situation:
I am a good candidate for this loan because...
I can easly make the monthey payment
Monthly net income: $2800
Monthly expenses: $1100
Housing: $0
Insurance: $156
Car expenses: $256
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/17/2012 5:06:32 PM |
| majestic-note6 | $150.00 | 9/17/2012 5:28:12 PM |
| worthy-bid8 | $100.00 | 9/17/2012 6:00:45 PM |
| Angel_Investor_7 | $25.00 | 9/17/2012 5:54:48 PM |
| durability-seahorse7 | $50.00 | 9/18/2012 12:53:28 AM |
| money-baron-Roth401k | $25.00 | 9/17/2012 6:07:27 PM |
| Bank42 | $25.00 | 9/18/2012 3:29:43 AM |
| melodious-capital3 | $28.80 | 9/17/2012 8:39:55 PM |
| papaloha | $44.00 | 9/17/2012 8:49:55 PM |
| gain-expert | $25.00 | 9/17/2012 10:06:29 PM |
| PrimeFunding | $25.00 | 9/17/2012 11:23:42 PM |
| orchestra960 | $265.00 | 9/18/2012 9:05:49 AM |
| life-is-great | $25.00 | 9/18/2012 9:12:11 AM |
| TheCount | $25.00 | 9/18/2012 9:15:25 AM |
| prudent-payment316 | $25.00 | 9/18/2012 9:19:13 AM |
| spirited-camaraderi | $25.00 | 9/18/2012 9:34:55 AM |
| elegant-hope578 | $50.00 | 9/18/2012 9:55:10 AM |
| rutzebach1 | $35.31 | 9/18/2012 9:38:35 AM |
| paytonbrigadier | $250.00 | 9/18/2012 10:03:37 AM |
| jmeasn | $25.00 | 9/18/2012 10:26:35 AM |
| Rivervale_Westwood | $25.00 | 9/18/2012 10:27:44 AM |
| iSayHello | $30.02 | 9/18/2012 10:10:15 AM |
| principal-cooker2 | $50.00 | 9/18/2012 9:52:16 AM |
| dukeiyer | $25.00 | 9/18/2012 10:48:14 AM |
| dudebrah | $25.00 | 9/18/2012 11:20:10 AM |
| helpful-silver7 | $25.00 | 9/18/2012 12:16:00 PM |
| purposeful-integrity | $91.87 | 9/18/2012 12:32:14 PM |
| careful-vigilance4 | $25.00 | 9/18/2012 11:13:01 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:18:34 AM |
| handy-justice | $50.00 | 9/17/2012 5:07:16 PM |
| AF-Chief | $25.00 | 9/17/2012 5:40:45 PM |
| deal-hickory5 | $100.00 | 9/17/2012 5:53:54 PM |
| reward-adventure | $50.00 | 9/17/2012 5:46:20 PM |
| bewitching-dollar5 | $100.00 | 9/17/2012 5:34:20 PM |
| EnglishGeekInNYC | $50.00 | 9/17/2012 6:19:12 PM |
| Fitiwalt7 | $25.00 | 9/17/2012 8:43:38 PM |
| capital-investor8 | $25.00 | 9/18/2012 6:40:56 AM |
| USMC0311 | $25.00 | 9/18/2012 8:35:49 AM |
| desertoasis | $25.00 | 9/17/2012 11:15:07 PM |
| Index_Plus | $1,250.00 | 9/18/2012 8:47:20 AM |
| copper | $50.00 | 9/18/2012 9:03:16 AM |
| trade-boots1 | $100.00 | 9/18/2012 9:04:58 AM |
| klinebarger | $25.00 | 9/18/2012 7:37:13 AM |
| IIP77 | $25.00 | 9/18/2012 9:25:00 AM |
| bubb_hans | $25.00 | 9/18/2012 9:58:20 AM |
| euro-banker | $25.00 | 9/18/2012 10:09:11 AM |
| Robin_Hood | $50.00 | 9/18/2012 10:05:49 AM |
| ChrisTJ | $25.00 | 9/18/2012 10:07:43 AM |
| economy-shrubbery6 | $25.00 | 9/18/2012 10:07:50 AM |
| the-credit-maker | $25.00 | 9/18/2012 10:35:50 AM |
| commerce-guitar6 | $25.00 | 9/18/2012 9:54:36 AM |
| Canidae | $100.00 | 9/18/2012 10:34:46 AM |
| wishihadmore | $25.00 | 9/18/2012 11:07:37 AM |
| money-baron-roth-IRA | $50.00 | 9/18/2012 11:04:47 AM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:07 AM |
| magical-kindness888888 | $50.00 | 9/18/2012 10:39:35 AM |
| compatible-deal9 | $25.00 | 9/18/2012 12:25:52 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
641479
This series of Notes was issued and sold upon the funding of the borrower loan #74858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-17-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $89.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 840-859 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,755 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-king |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Jan-2012)
|
|
Principal balance:
| $655.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Phryne | $100.00 | 9/17/2012 5:03:04 PM |
| spartacusiam | $25.00 | 9/17/2012 5:01:49 PM |
| trade-boots1 | $100.00 | 9/17/2012 5:16:11 PM |
| enterprising-exchange6 | $50.00 | 9/17/2012 5:08:53 PM |
| member_98419 | $25.00 | 9/17/2012 5:16:00 PM |
| kenji4861 | $25.00 | 9/17/2012 5:27:24 PM |
| loot-baton | $25.00 | 9/17/2012 5:34:29 PM |
| entertaining-rate9 | $25.00 | 9/17/2012 5:34:45 PM |
| adaboy65 | $100.00 | 9/17/2012 5:08:40 PM |
| adventurer447 | $300.00 | 9/17/2012 5:46:54 PM |
| availableloan | $25.00 | 9/17/2012 5:47:31 PM |
| jazz619 | $25.00 | 9/17/2012 5:35:49 PM |
| seineil | $75.00 | 9/17/2012 5:36:04 PM |
| elephantparty | $50.00 | 9/17/2012 5:19:40 PM |
| sturdy-fairness0 | $50.00 | 9/17/2012 5:56:16 PM |
| undaunted-fairness0 | $25.00 | 9/17/2012 5:44:43 PM |
| mtquan | $25.00 | 9/17/2012 5:47:40 PM |
| gravbox | $25.00 | 9/17/2012 5:29:16 PM |
| ivar | $25.00 | 9/17/2012 5:50:17 PM |
| commerce-gargantuan2 | $50.00 | 9/17/2012 5:52:45 PM |
| attentive-compassion1 | $50.00 | 9/17/2012 5:31:37 PM |
| azazle | $50.00 | 9/17/2012 5:37:24 PM |
| Perdita_II | $25.00 | 9/17/2012 5:39:26 PM |
| transparency-silo2 | $25.00 | 9/17/2012 5:41:32 PM |
| generous-deal6 | $25.00 | 9/17/2012 5:45:29 PM |
| Taxman44 | $25.00 | 9/17/2012 5:48:20 PM |
| CoolPlexer | $25.00 | 9/17/2012 5:58:10 PM |
| atlacatl | $25.00 | 9/17/2012 5:58:33 PM |
| lionheart722 | $100.00 | 9/17/2012 5:12:45 PM |
| 108lender | $200.00 | 9/17/2012 5:14:36 PM |
| heartpounding-loyalty7 | $25.00 | 9/17/2012 5:05:27 PM |
| fabulous-bazaar4 | $25.00 | 9/17/2012 5:19:53 PM |
| auction-sage | $100.00 | 9/17/2012 5:25:14 PM |
| j2ee | $50.00 | 9/17/2012 5:15:37 PM |
| repayment-pagoda8 | $100.00 | 9/17/2012 5:18:29 PM |
| compassion-twister2 | $50.00 | 9/17/2012 5:30:53 PM |
| liberty-viola | $30.00 | 9/17/2012 5:34:28 PM |
| economy-tuba7 | $50.00 | 9/17/2012 5:37:26 PM |
| bazaar-tulip | $25.00 | 9/17/2012 5:38:30 PM |
| Ripsaw4U | $50.00 | 9/17/2012 5:39:34 PM |
| phenomenal-gain5 | $30.00 | 9/17/2012 5:33:49 PM |
| BDL-Roth | $25.00 | 9/17/2012 5:16:24 PM |
| velocityasaurus-rex4 | $100.00 | 9/17/2012 5:52:03 PM |
| britgsb | $50.00 | 9/17/2012 5:53:29 PM |
| MathProfessor | $25.00 | 9/17/2012 5:23:26 PM |
| RG | $30.00 | 9/17/2012 5:55:26 PM |
| payout-reaction740 | $50.00 | 9/17/2012 5:24:29 PM |
| hopeful_lender | $100.00 | 9/17/2012 5:27:42 PM |
| lagnisiruk | $25.00 | 9/17/2012 5:50:59 PM |
| Sneezie | $100.00 | 9/17/2012 5:30:35 PM |
| Guerrilla_Man | $25.00 | 9/17/2012 5:31:23 PM |
| EnglishGeekInNYC | $25.00 | 9/17/2012 5:31:28 PM |
| ready-interest9 | $25.00 | 9/17/2012 5:37:10 PM |
| RainyDayLoans | $35.00 | 9/17/2012 5:37:49 PM |
| fragonardlives | $25.00 | 9/17/2012 5:50:15 PM |
| jpblan11 | $25.00 | 9/17/2012 5:55:36 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
641509
This series of Notes was issued and sold upon the funding of the borrower loan #74975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $173.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $634 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-ingenious-peace1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...
Buy an engagement ring and have a small reception with friends an family.
My financial situation:
I am a good candidate for this loan because...
Even though I have a discharged bankruptcy 5 years ago, I have stablished an excellent credit and payment history and my debt to income ratio is pretty low. I want to give my future wife a modest but beautiful wedding in december and this money will help me tremendously. I am also an airline pilot getting a pay raise in Feb. I will almost double my income as well. Thank you for your consideration and god bless.
Monthly net income: $ 3000 average
Monthly expenses: $500
Housing: $0
Insurance: $67
Car expenses: $241
Utilities: $100
Phone, cable, internet: $95
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $25.00 | 9/18/2012 5:04:51 PM |
| thrilling-fund427 | $50.00 | 9/18/2012 5:06:34 PM |
| MI2 | $5,000.00 | 9/18/2012 5:02:33 PM |
| orange-liberty-oyster | $100.00 | 9/18/2012 5:14:19 PM |
| cleo1255 | $55.00 | 9/18/2012 5:08:41 PM |
| imogen22 | $25.00 | 9/18/2012 5:11:28 PM |
| pierrelasvegas | $25.00 | 9/18/2012 5:13:22 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:10:46 PM |
| 1stPlace | $50.00 | 9/18/2012 5:06:15 PM |
| supreme-treasure8 | $100.00 | 9/18/2012 5:14:26 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:16:35 PM |
| historic-value7 | $200.00 | 9/18/2012 5:05:25 PM |
| trade-boots1 | $41.00 | 9/18/2012 5:05:53 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
641521
This series of Notes was issued and sold upon the funding of the borrower loan #74688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $468.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $27,325 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rupee-coup789 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Do some needed home improvements
My financial situation:
I am a good candidate for this loan because...I have secure employment with the ability to repay.
Monthly net income: $180000
Monthly expenses: $2500
Housing: $3100
Insurance: $800
Car expenses: $2500
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $1500
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/18/2012 9:03:46 AM |
| RGlad | $200.00 | 9/18/2012 9:07:40 AM |
| the-silver-blaster | $50.00 | 9/18/2012 9:15:09 AM |
| supreme-treasure8 | $100.00 | 9/18/2012 9:24:56 AM |
| cash-mad-scientist3 | $25.00 | 9/18/2012 9:29:39 AM |
| mindful-generosity1 | $25.00 | 9/18/2012 9:32:38 AM |
| ready-justice7 | $50.00 | 9/18/2012 9:33:18 AM |
| papaloha | $25.00 | 9/18/2012 9:19:06 AM |
| friendly-gold | $25.00 | 9/18/2012 9:53:33 AM |
| sharpey | $25.00 | 9/18/2012 10:04:42 AM |
| dignified-finance | $50.00 | 9/18/2012 10:13:26 AM |
| selector568 | $300.00 | 9/18/2012 10:17:23 AM |
| justreturns | $25.00 | 9/18/2012 9:46:26 AM |
| first-pragmatic-power | $25.00 | 9/18/2012 10:06:42 AM |
| money-baron | $50.00 | 9/18/2012 10:42:25 AM |
| toblerone | $25.00 | 9/18/2012 10:26:43 AM |
| GourmetPizzaGuy | $50.00 | 9/18/2012 11:07:16 AM |
| Weaverville | $25.00 | 9/18/2012 10:45:22 AM |
| azazle | $50.00 | 9/18/2012 10:05:47 AM |
| dudebrah | $25.00 | 9/18/2012 11:23:48 AM |
| melodious-fairness | $100.00 | 9/18/2012 11:24:06 AM |
| emergencyMD | $25.00 | 9/18/2012 1:44:05 PM |
| FinanceEngine | $60.00 | 9/18/2012 2:46:22 PM |
| LoanerPrincipal | $25.00 | 9/18/2012 10:48:35 AM |
| handy-money9 | $75.00 | 9/18/2012 10:52:29 AM |
| gold-maestro6 | $50.00 | 9/18/2012 3:11:08 PM |
| spirited-greenback814 | $50.00 | 9/18/2012 11:20:14 AM |
| bonus-seahorse | $25.00 | 9/18/2012 12:40:53 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:49 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:48:14 PM |
| Astyanax | $35.00 | 9/18/2012 7:47:55 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:15 PM |
| benevolent-marketplace4 | $2,500.00 | 9/18/2012 6:46:50 PM |
| bnoble09 | $25.00 | 9/18/2012 9:19:04 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:45 PM |
| active-wealth3 | $50.00 | 9/18/2012 10:49:13 PM |
| onecooldrink | $25.00 | 9/18/2012 11:42:11 PM |
| Altitude-Transport | $35.00 | 9/18/2012 11:56:05 PM |
| invincible-leverage483 | $25.00 | 9/18/2012 8:20:44 PM |
| golffish2 | $25.00 | 9/19/2012 3:50:11 AM |
| CaptPicard | $19.60 | 9/19/2012 5:04:54 AM |
| scottharr27 | $100.00 | 9/18/2012 9:04:25 PM |
| KirosPOS | $67.00 | 9/18/2012 9:53:48 PM |
| MI2 | $5,000.00 | 9/18/2012 9:02:23 AM |
| majestic-note6 | $200.00 | 9/18/2012 9:14:48 AM |
| Beld | $50.00 | 9/18/2012 9:23:27 AM |
| janeybooboo | $75.00 | 9/18/2012 9:07:50 AM |
| compassion-twister2 | $50.00 | 9/18/2012 9:36:30 AM |
| Ripsaw4U | $33.00 | 9/18/2012 9:38:42 AM |
| leverage-sensai6 | $25.00 | 9/18/2012 9:17:56 AM |
| botfolio | $300.00 | 9/18/2012 9:33:06 AM |
| progressive-economy261 | $500.00 | 9/18/2012 9:51:54 AM |
| treasure-palace661 | $300.00 | 9/18/2012 9:50:03 AM |
| jstefans | $25.00 | 9/18/2012 10:00:44 AM |
| bold-marketplace-awakening | $150.00 | 9/18/2012 10:25:15 AM |
| Comoparklender | $25.00 | 9/18/2012 10:28:08 AM |
| FootoftheMountain | $25.00 | 9/18/2012 10:54:23 AM |
| durability-seahorse7 | $50.00 | 9/18/2012 10:34:04 AM |
| revenue-serenity | $25.00 | 9/18/2012 11:19:58 AM |
| historic-value7 | $100.00 | 9/18/2012 10:18:38 AM |
| keiphers | $25.00 | 9/18/2012 12:09:41 PM |
| best-bonafide-p2p | $50.00 | 9/18/2012 12:39:51 PM |
| compatible-deal9 | $25.00 | 9/18/2012 12:49:14 PM |
| kk-gp | $100.00 | 9/18/2012 11:36:34 AM |
| terrific-dough6 | $50.00 | 9/18/2012 5:01:55 PM |
| pdub | $500.00 | 9/18/2012 5:57:12 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:05:59 PM |
| nyjeeee | $25.00 | 9/18/2012 8:06:44 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:51 PM |
| unrelenting-euro7 | $25.00 | 9/19/2012 4:19:49 AM |
| blue-laudable-dinero | $25.00 | 9/18/2012 10:20:48 PM |
| kulender | $100.00 | 9/19/2012 4:58:51 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
641529
This series of Notes was issued and sold upon the funding of the borrower loan #74855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $71.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
10 | Length of status: | 24y 2m |
|
Amount delinquent:
| $1,137 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,986 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| DanRocker |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 65 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Jan-2010)
540-559
(Mar-2008)
600-619
(Dec-2006)
|
|
Principal balance:
| $234.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
consolidated cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/19/2012 9:02:56 AM |
| Milonguero | $100.00 | 9/19/2012 9:03:02 AM |
| businessbroker101 | $25.00 | 9/19/2012 9:10:34 AM |
| dynamic-money271 | $100.00 | 9/19/2012 9:05:36 AM |
| clemclan | $100.00 | 9/19/2012 9:09:56 AM |
| scholarly-order6 | $175.00 | 9/19/2012 9:10:21 AM |
| bazaar-tulip | $25.00 | 9/19/2012 9:02:21 AM |
| vutah | $65.00 | 9/19/2012 9:05:08 AM |
| MoneyForNothing | $55.65 | 9/19/2012 9:02:25 AM |
| tcpfan | $50.00 | 9/19/2012 9:06:40 AM |
| worth-blanket2 | $1,800.00 | 9/19/2012 9:10:47 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
641587
This series of Notes was issued and sold upon the funding of the borrower loan #74704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 11m |
|
Amount delinquent:
| $5,389 |
Total credit lines:
| 56 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $199 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-enclave0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 1500
Monthly expenses: $ 300
Housing: $ 500
Insurance: $ 54
Car expenses: $ 100.00
Utilities: $ 0.0
Phone, cable, internet: $ 0.0
Food, entertainment: $ 0.0
Clothing, household expenses: $ 0.0
Credit cards and other loans: $ 0.0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/18/2012 9:04:47 AM |
| worth-blanket2 | $3,600.00 | 9/18/2012 9:06:06 AM |
| pdli_dude | $25.00 | 9/18/2012 9:07:01 AM |
| versatile-dime442 | $50.00 | 9/18/2012 9:14:36 AM |
| benevolent-loot5 | $200.00 | 9/18/2012 9:08:02 AM |
| pierrelasvegas | $25.00 | 9/18/2012 9:10:48 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
641603
This series of Notes was issued and sold upon the funding of the borrower loan #74927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Blackberry9591 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $3,972.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate two personal loans at a lower finance rate.
My financial situation:
I am a good candidate for this loan because... I have a high salary and a 7 years tenure as an executive with my current employer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| affluence-microscope2 | $200.00 | 9/19/2012 5:02:42 PM |
| Castellan | $50.00 | 9/19/2012 5:04:49 PM |
| Vegasjim | $25.00 | 9/19/2012 5:05:14 PM |
| velocityasaurus-rex4 | $100.00 | 9/19/2012 5:01:50 PM |
| radiant-dollar9 | $200.00 | 9/19/2012 5:17:00 PM |
| brainy-credit1 | $40.00 | 9/19/2012 5:27:53 PM |
| adventurer447 | $300.00 | 9/19/2012 5:29:35 PM |
| j2ee | $50.00 | 9/19/2012 5:03:54 PM |
| phenomenal-rate1 | $500.00 | 9/19/2012 5:04:39 PM |
| LeReve | $500.00 | 9/19/2012 5:22:06 PM |
| auction-sage | $100.00 | 9/19/2012 5:16:22 PM |
| mtquan | $25.00 | 9/19/2012 6:04:05 PM |
| thrifty-transaction578 | $25.00 | 9/19/2012 6:06:29 PM |
| unrivaled-deal676 | $50.00 | 9/19/2012 5:32:11 PM |
| friendly-gold | $25.00 | 9/19/2012 5:37:50 PM |
| ready-justice7 | $50.00 | 9/19/2012 5:27:19 PM |
| kenji4861 | $25.00 | 9/19/2012 6:34:28 PM |
| intuitive-benefit3 | $100.00 | 9/19/2012 5:47:48 PM |
| Science7124 | $25.00 | 9/19/2012 5:51:47 PM |
| bazaar-tulip | $25.00 | 9/19/2012 5:41:25 PM |
| aztec | $50.00 | 9/19/2012 5:43:08 PM |
| CreditBuilder2 | $25.01 | 9/19/2012 6:10:23 PM |
| compassion-twister2 | $50.00 | 9/19/2012 6:14:26 PM |
| stevexs | $40.00 | 9/19/2012 10:05:46 PM |
| responsibility-butterfly | $25.00 | 9/19/2012 6:28:19 PM |
| Longfellow20011 | $26.70 | 9/20/2012 3:37:53 AM |
| BobRand | $25.00 | 9/19/2012 6:26:20 PM |
| andrias | $50.00 | 9/20/2012 6:48:30 AM |
| EnglishGeekInNYC | $50.00 | 9/19/2012 6:44:51 PM |
| TWGCJ | $25.00 | 9/20/2012 7:49:28 AM |
| Nazbuster | $200.00 | 9/20/2012 7:52:39 AM |
| universal71 | $25.00 | 9/20/2012 5:32:39 AM |
| KSPHoldings | $30.00 | 9/20/2012 5:52:19 AM |
| ideal-economy | $25.00 | 9/20/2012 6:06:33 AM |
| finance-piccolo8 | $25.00 | 9/19/2012 9:48:05 PM |
| socrates520 | $50.00 | 9/19/2012 11:34:09 PM |
| smart-kindness8 | $25.00 | 9/20/2012 4:36:01 AM |
| special-dinero553 | $25.00 | 9/20/2012 9:11:40 AM |
| tranquil-diversification8 | $111.36 | 9/20/2012 6:14:54 AM |
| newest-attractive-funds | $45.00 | 9/20/2012 8:47:00 AM |
| bonafide-economy | $25.00 | 9/20/2012 6:54:15 AM |
| fuzed | $25.00 | 9/20/2012 7:24:45 AM |
| Leshan | $100.00 | 9/20/2012 7:43:54 AM |
| Suit | $350.00 | 9/20/2012 7:44:46 AM |
| RiderIRA | $416.97 | 9/20/2012 9:09:46 AM |
| epic-interest0 | $25.00 | 9/20/2012 9:05:27 AM |
| Jassi | $25.00 | 9/20/2012 9:06:09 AM |
| doncm | $25.00 | 9/20/2012 9:07:29 AM |
| Investoman | $25.00 | 9/20/2012 9:10:42 AM |
| order-tamale | $400.00 | 9/20/2012 9:02:11 AM |
| wetlands | $200.00 | 9/19/2012 5:15:57 PM |
| a-finance-nirvana | $25.00 | 9/19/2012 5:07:28 PM |
| penny-finder | $36.00 | 9/19/2012 5:10:56 PM |
| pleasant-listing712 | $25.00 | 9/19/2012 5:14:37 PM |
| knowledgeable-silver6 | $25.00 | 9/19/2012 5:48:16 PM |
| nickel-ferret | $25.00 | 9/19/2012 5:14:52 PM |
| durability-seahorse7 | $50.00 | 9/19/2012 5:24:44 PM |
| phaded | $25.00 | 9/19/2012 5:22:41 PM |
| Taxman44 | $25.00 | 9/19/2012 5:45:51 PM |
| kevin314 | $25.00 | 9/19/2012 5:38:22 PM |
| lionheart722 | $100.00 | 9/19/2012 5:39:39 PM |
| Robin_Hood | $50.00 | 9/19/2012 5:44:20 PM |
| mariah8641 | $30.00 | 9/19/2012 5:52:23 PM |
| seabass123 | $25.00 | 9/20/2012 12:56:25 AM |
| fboba | $75.00 | 9/20/2012 5:46:50 AM |
| p2ploan-hunter4 | $25.00 | 9/19/2012 8:08:59 PM |
| point-doughnut | $50.00 | 9/19/2012 6:42:21 PM |
| blue-laudable-dinero | $25.00 | 9/20/2012 7:34:29 AM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:40 PM |
| speedy-point | $25.00 | 9/19/2012 11:47:02 PM |
| broosky2 | $100.00 | 9/20/2012 7:44:42 AM |
| liberty-genetics | $25.00 | 9/20/2012 7:55:21 AM |
| thrilling-economy017 | $44.10 | 9/20/2012 8:04:09 AM |
| Dubbs360 | $500.00 | 9/20/2012 8:26:32 AM |
| loan-upholder4 | $25.00 | 9/20/2012 5:18:29 AM |
| CPA-Banker | $25.00 | 9/20/2012 6:06:39 AM |
| Hexnut | $100.00 | 9/19/2012 11:05:08 PM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:10 AM |
| squeebie | $50.00 | 9/20/2012 7:03:38 AM |
| the-credit-proton | $25.00 | 9/20/2012 7:23:51 AM |
| loyalist1 | $200.00 | 9/20/2012 7:24:16 AM |
| kind-currency-cargo | $25.00 | 9/20/2012 6:06:18 AM |
| Socorro_Capital_Partners | $25.01 | 9/20/2012 8:23:22 AM |
| compoundinterest | $25.00 | 9/20/2012 9:01:12 AM |
| first-careful-currency | $103.00 | 9/20/2012 9:01:57 AM |
| munnu | $25.00 | 9/20/2012 6:57:43 AM |
| blue-lively-platinum | $25.00 | 9/20/2012 9:06:14 AM |
| wise-virtuous-vigilance | $1.85 | 9/20/2012 9:14:27 AM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
641711
This series of Notes was issued and sold upon the funding of the borrower loan #74694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,803 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-funds-pro |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/19/2012 9:02:11 AM |
| Asgardian | $30.00 | 9/19/2012 9:07:23 AM |
| new-impeccable-coin | $30.00 | 9/19/2012 9:12:38 AM |
| scholarly-order6 | $75.00 | 9/19/2012 9:13:06 AM |
| Bad_Debt | $25.00 | 9/19/2012 9:21:57 AM |
| PrimeFunding | $25.00 | 9/19/2012 9:10:03 AM |
| Bob450 | $25.00 | 9/19/2012 9:10:32 AM |
| golffish2 | $25.00 | 9/19/2012 9:12:02 AM |
| ferocious-kindness8 | $30.00 | 9/19/2012 9:12:37 AM |
| papaloha | $25.00 | 9/19/2012 9:31:05 AM |
| return-rocket9 | $50.00 | 9/19/2012 9:31:18 AM |
| bazaar-paladin7 | $93.39 | 9/19/2012 9:34:13 AM |
| azazle | $50.00 | 9/19/2012 9:15:02 AM |
| handy-justice | $50.00 | 9/19/2012 9:08:23 AM |
| TackingWindward | $25.00 | 9/19/2012 9:43:02 AM |
| enchanted-note | $25.00 | 9/19/2012 9:26:56 AM |
| commerce-gargantuan2 | $50.00 | 9/19/2012 9:19:58 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 9:24:17 AM |
| Hedge-Fund | $25.00 | 9/19/2012 9:35:04 AM |
| graceful-investment | $106.00 | 9/19/2012 9:26:21 AM |
| bob450-roth | $25.00 | 9/19/2012 9:26:47 AM |
| glimmering-revenue4 | $25.00 | 9/19/2012 9:41:58 AM |
| 6_kids_college_fund | $9.91 | 9/19/2012 9:44:04 AM |
| heavenly-interest9 | $2,000.00 | 9/19/2012 9:07:42 AM |
| income-triangulation1 | $25.00 | 9/19/2012 9:02:19 AM |
| TheSituation | $25.00 | 9/19/2012 9:04:02 AM |
| finance-investor3 | $25.00 | 9/19/2012 9:08:51 AM |
| mindful-generosity1 | $25.00 | 9/19/2012 9:18:28 AM |
| RGlad | $100.00 | 9/19/2012 9:06:28 AM |
| enriched-return057 | $500.00 | 9/19/2012 9:13:33 AM |
| vutah | $75.00 | 9/19/2012 9:06:07 AM |
| Something-Corporate | $25.00 | 9/19/2012 9:08:05 AM |
| historic-value7 | $100.00 | 9/19/2012 9:08:45 AM |
| lowrater | $100.70 | 9/19/2012 9:15:03 AM |
| duty-viola | $25.00 | 9/19/2012 9:42:46 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
641737
This series of Notes was issued and sold upon the funding of the borrower loan #74893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $143.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,284 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| marauder0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 46 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
680-699
(Nov-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/18/2012 5:03:55 PM |
| trumpeter5 | $25.00 | 9/18/2012 5:03:06 PM |
| felicity-contributor3 | $35.00 | 9/18/2012 5:03:08 PM |
| trade-boots1 | $100.00 | 9/18/2012 5:05:53 PM |
| JeremyLinFan | $40.00 | 9/18/2012 5:06:36 PM |
| j2ee | $50.00 | 9/18/2012 5:05:07 PM |
| worth-blanket2 | $3,600.00 | 9/18/2012 5:06:42 PM |
| sweety075 | $25.00 | 9/18/2012 5:04:08 PM |
| melodious-fairness | $50.00 | 9/18/2012 5:05:20 PM |
| Mountain-Lion-IRA1 | $35.00 | 9/18/2012 5:04:06 PM |
| Hippo-IRA1 | $25.00 | 9/18/2012 5:06:37 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
641773
This series of Notes was issued and sold upon the funding of the borrower loan #74860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $155.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,945 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-blazing-funds |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
680-699
(May-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Medical/Dental
Purpose of loan: Dental work
This loan will be used to...vaneers
My financial situation: stable
I am a good candidate for this loan because...previously paid loans off early
Monthly net income: $4400
Monthly expenses: $400
Housing: $0
Insurance: $550
Car expenses: $200
Utilities: $400
Phone, cable, internet: $260
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $75.00 | 9/18/2012 9:02:10 AM |
| Milonguero | $100.00 | 9/18/2012 9:02:42 AM |
| handy-justice | $100.00 | 9/18/2012 9:02:35 AM |
| tcpfan | $25.00 | 9/18/2012 9:02:41 AM |
| LENDO-CALRISSIAN | $25.00 | 9/18/2012 9:02:45 AM |
| lowrater | $75.40 | 9/18/2012 9:03:31 AM |
| LittleMingo | $25.00 | 9/18/2012 9:03:13 AM |
| RGlad | $250.00 | 9/18/2012 9:02:00 AM |
| green-trade-dolphin | $48.02 | 9/18/2012 9:02:22 AM |
| worth-blanket2 | $3,600.00 | 9/18/2012 9:03:37 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
641791
This series of Notes was issued and sold upon the funding of the borrower loan #74637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-18-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $296.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
18 | Length of status: | 20y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $879,891 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-acrobat562 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $3,325.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to complete refinishing of third floor...
My financial situation:
I am a good candidate for this loan because ...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-liberty-oyster | $100.00 | 9/18/2012 5:04:47 PM |
| worth-blanket2 | $11,250.00 | 9/18/2012 5:11:44 PM |
| Taxman44 | $25.00 | 9/18/2012 5:17:32 PM |
| vutah | $25.00 | 9/18/2012 5:12:19 PM |
| pdli_dude | $25.00 | 9/18/2012 5:16:43 PM |
| MoneyForNothing | $25.09 | 9/18/2012 5:19:26 PM |
| LeReve | $500.00 | 9/18/2012 5:19:57 PM |
| zchamilton | $50.00 | 9/18/2012 5:23:48 PM |
| wetlands | $200.00 | 9/18/2012 5:14:56 PM |
| mtquan | $25.00 | 9/18/2012 5:24:04 PM |
| john0720 | $25.00 | 9/18/2012 5:12:40 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:29 PM |
| thrifty-transaction578 | $25.00 | 9/18/2012 5:16:09 PM |
| ready-justice7 | $24.91 | 9/18/2012 5:32:25 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:13 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
641953
This series of Notes was issued and sold upon the funding of the borrower loan #74939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $80.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 8m |
|
Amount delinquent:
| $278 |
Total credit lines:
| 13 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $767 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| extraordinary-power4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to help me pay for childcare expenses and get my car repaired.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time and i'm a full-time employee that has been on my job for eight year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| friendly-gold | $25.00 | 9/19/2012 9:11:06 AM |
| thrifty-transaction578 | $25.00 | 9/19/2012 9:04:35 AM |
| american6 | $27.00 | 9/19/2012 9:08:41 AM |
| intuitive-benefit3 | $100.00 | 9/19/2012 9:32:55 AM |
| Perdita_II | $25.00 | 9/19/2012 9:04:57 AM |
| CreditBuilder2 | $25.01 | 9/19/2012 9:39:33 AM |
| loot-baton | $25.00 | 9/19/2012 9:19:20 AM |
| EnglishGeekInNYC | $25.00 | 9/19/2012 9:22:34 AM |
| Taxman44 | $25.00 | 9/19/2012 10:03:04 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:28 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:31 AM |
| ready-justice7 | $50.00 | 9/19/2012 10:02:38 AM |
| LoanerPrincipal | $25.00 | 9/19/2012 9:50:26 AM |
| Ripsaw4U | $50.00 | 9/19/2012 10:06:21 AM |
| kenji4861 | $25.00 | 9/19/2012 10:31:27 AM |
| azazle | $50.00 | 9/19/2012 10:34:41 AM |
| obduro_1 | $25.00 | 9/19/2012 9:04:48 AM |
| lionheart722 | $100.00 | 9/19/2012 9:21:42 AM |
| bazaar-tulip | $25.00 | 9/19/2012 9:02:22 AM |
| Castellan | $50.00 | 9/19/2012 9:13:06 AM |
| unrivaled-deal676 | $50.00 | 9/19/2012 9:37:03 AM |
| a-finance-nirvana | $25.00 | 9/19/2012 9:23:46 AM |
| mariah8641 | $30.00 | 9/19/2012 9:29:10 AM |
| Robin_Hood | $25.00 | 9/19/2012 9:54:39 AM |
| velocityasaurus-rex4 | $100.00 | 9/19/2012 9:43:28 AM |
| gravbox | $25.00 | 9/19/2012 9:47:34 AM |
| porter22 | $25.00 | 9/19/2012 9:40:09 AM |
| phenomenal-rate1 | $500.00 | 9/19/2012 10:48:10 AM |
| affluence-microscope2 | $200.00 | 9/19/2012 10:55:17 AM |
| seineil | $75.00 | 9/19/2012 9:59:21 AM |
| Quiza12 | $50.00 | 9/19/2012 10:39:54 AM |
| durability-seahorse7 | $50.00 | 9/19/2012 10:27:46 AM |
| marwadi-62 | $400.00 | 9/19/2012 10:30:22 AM |
| nickel-ferret | $25.00 | 9/19/2012 11:00:19 AM |
| wetlands | $117.99 | 9/19/2012 11:01:50 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
642007
This series of Notes was issued and sold upon the funding of the borrower loan #74601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-18-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $546.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,649 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Starfevre |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2011)
|
|
Principal balance:
| $7,982.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards. I was out of work for 4 months earlier this year and 2 of my cats got really sick (RIP Gizmo) so I had some serious money in vs money out balance issues.
My financial situation:
I am a good candidate for this loan because... I was out of work for 4 months earlier this year and 2 of my cats got really sick (RIP Gizmo) so I had some serious money in vs money out balance issues. I am now back to work and have been since February. My credit cards just aren't getting better at the apr that they are though so a consolidation loan would be just perfect.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nickel-ferret | $25.00 | 9/18/2012 5:14:04 PM |
| radiant-dollar9 | $200.00 | 9/18/2012 5:15:59 PM |
| thrifty-transaction578 | $25.00 | 9/18/2012 5:16:09 PM |
| Taxman44 | $25.00 | 9/18/2012 5:17:32 PM |
| wetlands | $200.00 | 9/18/2012 5:14:56 PM |
| mtquan | $25.00 | 9/18/2012 5:24:04 PM |
| lionheart722 | $100.00 | 9/18/2012 5:24:53 PM |
| calm-platinum957 | $35.00 | 9/18/2012 5:28:12 PM |
| brainy-credit1 | $40.00 | 9/18/2012 5:29:34 PM |
| enterprising-exchange6 | $50.00 | 9/18/2012 5:31:51 PM |
| affluence-microscope2 | $200.00 | 9/18/2012 5:09:56 PM |
| CreditBuilder2 | $25.01 | 9/18/2012 5:35:46 PM |
| mariah8641 | $30.00 | 9/18/2012 5:39:57 PM |
| abundanceforever | $52.50 | 9/18/2012 5:12:17 PM |
| auction-sage | $100.00 | 9/18/2012 5:15:29 PM |
| friendly-gold | $25.00 | 9/18/2012 5:46:16 PM |
| special-dinero553 | $25.00 | 9/18/2012 5:47:17 PM |
| aztec | $50.00 | 9/18/2012 6:12:18 PM |
| Castellan | $50.00 | 9/18/2012 5:32:52 PM |
| pdub | $750.00 | 9/18/2012 5:56:23 PM |
| EnglishGeekInNYC | $25.00 | 9/18/2012 6:11:33 PM |
| phaded | $25.00 | 9/18/2012 6:12:25 PM |
| justreturns | $25.00 | 9/18/2012 6:14:58 PM |
| kulender | $100.00 | 9/19/2012 4:58:54 AM |
| durability-seahorse7 | $100.00 | 9/19/2012 5:22:22 AM |
| magical-fairness4 | $25.00 | 9/19/2012 7:14:28 AM |
| azazle | $50.00 | 9/19/2012 8:52:22 AM |
| equitable-camaraderi | $25.00 | 9/19/2012 5:33:02 AM |
| american6 | $50.00 | 9/19/2012 9:08:39 AM |
| enticing-finance758 | $25.00 | 9/19/2012 6:09:03 AM |
| visionary-generosity0 | $25.00 | 9/19/2012 8:41:06 AM |
| wonderous-power | $25.00 | 9/19/2012 8:04:43 AM |
| awwaww | $25.00 | 9/19/2012 9:09:03 AM |
| RGlad | $100.00 | 9/19/2012 9:11:05 AM |
| entertaining-revenue4 | $50.00 | 9/19/2012 9:42:35 AM |
| Science7124 | $25.00 | 9/19/2012 9:12:14 AM |
| loot-heart | $25.00 | 9/19/2012 9:26:36 AM |
| BDL-Roth | $25.00 | 9/19/2012 9:20:09 AM |
| credit-maple | $25.00 | 9/19/2012 9:30:56 AM |
| Tradesmanlender | $25.00 | 9/19/2012 9:56:53 AM |
| aabadabadoo | $50.00 | 9/19/2012 9:31:33 AM |
| Worldskiboy | $50.00 | 9/19/2012 9:48:06 AM |
| Investoman | $25.00 | 9/19/2012 9:48:57 AM |
| value-wind0 | $25.00 | 9/19/2012 10:20:54 AM |
| Frankieb21 | $25.00 | 9/19/2012 9:58:05 AM |
| subtle-revenue0 | $25.00 | 9/19/2012 9:59:51 AM |
| themoneydoctor | $50.00 | 9/19/2012 11:38:56 AM |
| igloo268 | $25.00 | 9/19/2012 9:57:37 AM |
| fairness-boomer6 | $50.00 | 9/19/2012 1:11:53 PM |
| bent300 | $50.00 | 9/19/2012 1:56:22 PM |
| finance-refresher3 | $50.00 | 9/19/2012 1:59:18 PM |
| adventurer447 | $300.00 | 9/19/2012 10:01:48 AM |
| first-careful-currency | $300.00 | 9/19/2012 10:46:11 AM |
| j2ee | $50.00 | 9/19/2012 10:47:26 AM |
| DadWarbucks | $25.00 | 9/19/2012 10:09:22 AM |
| hidavehi | $33.00 | 9/19/2012 10:18:22 AM |
| miked8303 | $50.00 | 9/19/2012 5:03:29 PM |
| mennleo | $50.00 | 9/19/2012 5:11:08 PM |
| exxondude | $25.00 | 9/19/2012 5:11:42 PM |
| yield-hut | $25.00 | 9/19/2012 4:34:04 PM |
| samurai2 | $25.00 | 9/19/2012 1:56:04 PM |
| TomDalonajay | $25.00 | 9/19/2012 5:16:04 PM |
| kind-currency-cargo | $25.00 | 9/19/2012 3:20:27 PM |
| newest-currency-vibrato | $40.00 | 9/19/2012 5:34:55 PM |
| mondial4 | $100.00 | 9/19/2012 5:05:47 PM |
| liberty-viola | $30.00 | 9/19/2012 5:37:10 PM |
| unforgettable-wealth4 | $50.00 | 9/19/2012 5:37:23 PM |
| versatile-dime442 | $250.00 | 9/19/2012 5:18:08 PM |
| benevolent-loot5 | $200.00 | 9/19/2012 5:09:58 PM |
| emphatic-responsibility | $31.00 | 9/19/2012 5:19:51 PM |
| BB-ptoploan | $50.00 | 9/19/2012 5:47:12 PM |
| Arg3998 | $29.00 | 9/19/2012 5:22:09 PM |
| pleasant-listing712 | $25.00 | 9/19/2012 5:14:37 PM |
| hickeyjosp | $50.00 | 9/19/2012 5:52:20 PM |
| paytonbrigadier | $250.00 | 9/19/2012 5:59:12 PM |
| illustrado | $25.00 | 9/19/2012 5:28:04 PM |
| power-kin | $25.00 | 9/19/2012 5:29:25 PM |
| NR | $25.00 | 9/19/2012 6:02:59 PM |
| Vegasjim | $25.00 | 9/19/2012 6:07:52 PM |
| sunnyboy_7478 | $50.00 | 9/19/2012 5:28:56 PM |
| DirtyJenga | $25.00 | 9/19/2012 5:43:56 PM |
| transparency-silo2 | $25.00 | 9/19/2012 5:32:16 PM |
| loyalty-sherpa | $25.00 | 9/19/2012 5:47:55 PM |
| entertaining-rate9 | $25.00 | 9/19/2012 5:38:00 PM |
| platinum-waterfall | $50.00 | 9/19/2012 7:19:08 PM |
| top-community-voyage | $50.00 | 9/19/2012 5:41:58 PM |
| blue-laudable-dinero | $25.00 | 9/19/2012 8:02:38 PM |
| GlobalVisionary | $50.00 | 9/19/2012 6:09:29 PM |
| djs81 | $75.00 | 9/19/2012 5:48:20 PM |
| BobRand | $25.00 | 9/19/2012 6:26:18 PM |
| jcornehlsen | $25.00 | 9/19/2012 6:33:59 PM |
| dough-kitten5 | $25.00 | 9/20/2012 4:26:34 AM |
| zone6 | $100.00 | 9/19/2012 6:14:09 PM |
| Schubs | $50.00 | 9/19/2012 7:56:33 PM |
| tranquil-diversification8 | $100.00 | 9/20/2012 6:16:03 AM |
| iem2509 | $25.00 | 9/19/2012 6:44:54 PM |
| creativename | $25.00 | 9/19/2012 11:02:27 PM |
| socrates520 | $50.00 | 9/19/2012 11:34:07 PM |
| respectful-credit820 | $25.00 | 9/19/2012 7:13:37 PM |
| Leshan | $100.00 | 9/20/2012 7:44:24 AM |
| finance-coyote3 | $700.00 | 9/20/2012 1:45:18 AM |
| commanding-bid973 | $50.00 | 9/20/2012 8:26:18 AM |
| brazzier-cluster | $25.00 | 9/19/2012 8:18:04 PM |
| fboba | $75.00 | 9/20/2012 5:46:50 AM |
| sgt-schultz | $25.00 | 9/20/2012 6:16:41 AM |
| Menntu | $100.00 | 9/20/2012 6:46:23 AM |
| speedy-point | $25.00 | 9/19/2012 11:46:57 PM |
| trade-boots1 | $100.00 | 9/20/2012 9:05:28 AM |
| epic-interest0 | $25.00 | 9/20/2012 9:07:03 AM |
| dollars4debts | $25.00 | 9/20/2012 4:33:35 AM |
| awesome-generosity4 | $30.00 | 9/20/2012 4:56:09 AM |
| broosky2 | $100.00 | 9/20/2012 7:44:41 AM |
| universal71 | $25.00 | 9/20/2012 5:32:39 AM |
| healthy-rate3 | $50.00 | 9/20/2012 8:00:01 AM |
| exciting-finance288 | $30.00 | 9/20/2012 8:31:48 AM |
| andrias | $50.00 | 9/20/2012 6:46:46 AM |
| gain-kitten | $25.00 | 9/20/2012 9:13:24 AM |
| mvalley | $25.00 | 9/20/2012 9:14:14 AM |
| wise-virtuous-vigilance | $62.94 | 9/20/2012 9:14:25 AM |
| fuzed | $25.00 | 9/20/2012 7:24:44 AM |
| doncm | $25.00 | 9/20/2012 9:07:28 AM |
| reaction5 | $25.00 | 9/20/2012 9:01:30 AM |
| enthralling-investment | $25.00 | 9/20/2012 9:12:32 AM |
| order-tamale | $400.00 | 9/19/2012 5:02:07 PM |
| imogen22 | $25.00 | 9/18/2012 5:10:59 PM |
| LeReve | $500.00 | 9/18/2012 5:19:57 PM |
| ready-justice7 | $50.00 | 9/18/2012 5:32:26 PM |
| repayment-pagoda8 | $100.00 | 9/18/2012 5:07:29 PM |
| velocityasaurus-rex4 | $100.00 | 9/18/2012 5:20:58 PM |
| LoanerPrincipal | $25.00 | 9/18/2012 5:46:05 PM |
| payout-reaction740 | $50.00 | 9/18/2012 5:47:57 PM |
| tranquil-gain1 | $75.00 | 9/18/2012 5:56:04 PM |
| windguy | $50.00 | 9/18/2012 5:18:43 PM |
| bazaar-tulip | $25.00 | 9/18/2012 6:00:54 PM |
| intuitive-benefit3 | $100.00 | 9/18/2012 5:31:13 PM |
| payout-paladin3 | $750.00 | 9/18/2012 5:35:42 PM |
| ready-interest9 | $25.00 | 9/18/2012 6:03:46 PM |
| Dubbs360 | $500.00 | 9/18/2012 6:05:26 PM |
| Robin_Hood | $25.00 | 9/18/2012 6:06:04 PM |
| bellaquito | $500.00 | 9/18/2012 6:52:13 PM |
| compassion-twister2 | $50.00 | 9/18/2012 6:07:00 PM |
| responsibility-butterfly | $25.00 | 9/18/2012 7:15:57 PM |
| vtrentster | $25.00 | 9/18/2012 6:17:25 PM |
| tolerant-dinero2 | $25.00 | 9/18/2012 8:19:34 PM |
| commerce-gargantuan2 | $50.00 | 9/18/2012 6:26:44 PM |
| community-stream9 | $25.00 | 9/18/2012 8:39:49 PM |
| reverent-bazaar284 | $25.00 | 9/19/2012 7:20:45 AM |
| treasure-singularity | $25.00 | 9/18/2012 11:37:18 PM |
| ajst1 | $25.00 | 9/18/2012 7:57:20 PM |
| transparency-baton | $25.00 | 9/19/2012 8:33:39 AM |
| chac | $200.00 | 9/19/2012 8:41:49 AM |
| phenomenal-rate1 | $500.00 | 9/19/2012 8:52:31 AM |
| Nazbuster | $100.00 | 9/18/2012 9:53:00 PM |
| marketplace-singularity3 | $35.00 | 9/19/2012 5:19:04 AM |
| Daveinthecorn | $50.00 | 9/19/2012 5:23:05 AM |
| agalt | $50.00 | 9/19/2012 6:23:52 AM |
| ready-vigilance3 | $50.00 | 9/19/2012 8:56:37 AM |
| bold-riveting-social | $50.00 | 9/19/2012 9:39:26 AM |
| blue-laudable-dinero | $25.00 | 9/19/2012 9:17:54 AM |
| worth21 | $25.00 | 9/19/2012 9:19:56 AM |
| 108lender | $140.00 | 9/19/2012 9:59:57 AM |
| cash-kin7 | $50.00 | 9/19/2012 10:01:25 AM |
| enriching-trade2 | $50.00 | 9/19/2012 9:26:58 AM |
| dhkny5 | $40.00 | 9/19/2012 9:29:21 AM |
| the-careful-fund | $25.00 | 9/19/2012 9:41:08 AM |
| unrivaled-deal676 | $50.00 | 9/19/2012 9:37:03 AM |
| Quiza12 | $50.00 | 9/19/2012 10:39:52 AM |
| squeebie | $50.00 | 9/19/2012 11:03:35 AM |
| ready-bid9 | $50.00 | 9/19/2012 9:54:33 AM |
| GrayStudio | $25.00 | 9/19/2012 12:22:21 PM |
| promise2 | $32.26 | 9/19/2012 1:48:06 PM |
| lamsabuy | $180.00 | 9/19/2012 10:30:44 AM |
| kenji4861 | $25.00 | 9/19/2012 10:31:25 AM |
| compoundinterest | $25.00 | 9/19/2012 10:02:04 AM |
| SSC_CCV | $40.00 | 9/19/2012 11:23:25 AM |
| Plutis | $25.00 | 9/19/2012 10:51:28 AM |
| Hillbilly_Banker | $30.00 | 9/19/2012 11:00:46 AM |
| Solid-Platinum | $25.00 | 9/19/2012 1:49:26 PM |
| mrladybug101 | $25.00 | 9/19/2012 5:07:22 PM |
| Interloper | $45.00 | 9/19/2012 11:33:59 AM |
| AKVG_Lending | $25.00 | 9/19/2012 11:38:44 AM |
| Rivervale_Westwood | $32.66 | 9/19/2012 3:05:11 PM |
| adaboy65 | $100.00 | 9/19/2012 5:10:17 PM |
| compatible-deal9 | $50.00 | 9/19/2012 3:59:43 PM |
| lakshmilila | $25.00 | 9/19/2012 5:13:16 PM |
| motor5 | $25.00 | 9/19/2012 1:57:49 PM |
| Laissez-faire | $100.00 | 9/19/2012 5:02:56 PM |
| DondeEstaMiDinero | $25.00 | 9/19/2012 5:18:31 PM |
| inphri | $980.88 | 9/19/2012 2:56:24 PM |
| spiceguy | $50.00 | 9/19/2012 5:22:42 PM |
| transaction-keeper5 | $50.00 | 9/19/2012 5:02:47 PM |
| bowdish1 | $100.00 | 9/19/2012 5:10:10 PM |
| AFairDeal | $25.00 | 9/19/2012 5:06:02 PM |
| the-reward-labyrinth | $25.00 | 9/19/2012 5:39:01 PM |
| market-assembler | $50.00 | 9/19/2012 5:16:55 PM |
| capital-blueberry | $25.00 | 9/19/2012 5:18:08 PM |
| IP | $25.00 | 9/19/2012 5:09:19 PM |
| intrepid-payment7 | $25.00 | 9/19/2012 5:44:42 PM |
| historic-balance5 | $50.00 | 9/19/2012 5:44:53 PM |
| credit-maple5 | $25.00 | 9/19/2012 5:14:33 PM |
| attentive-compassion1 | $50.00 | 9/19/2012 5:50:01 PM |
| britgsb | $50.00 | 9/19/2012 5:50:08 PM |
| the-precious-bid | $25.00 | 9/19/2012 5:59:57 PM |
| Sothenwhat | $100.00 | 9/19/2012 5:20:03 PM |
| Alpha-AssistU | $25.00 | 9/19/2012 6:01:43 PM |
| spark548 | $25.00 | 9/19/2012 5:32:59 PM |
| Kunakiku | $25.00 | 9/19/2012 5:24:01 PM |
| WxChem | $25.00 | 9/19/2012 5:36:35 PM |
| wwwUniversal | $25.00 | 9/19/2012 6:19:26 PM |
| flexible-rate1 | $25.00 | 9/19/2012 5:26:41 PM |
| chlebie | $50.00 | 9/19/2012 5:39:36 PM |
| UstedEsElHombre | $100.00 | 9/19/2012 5:44:01 PM |
| hope-kingdom | $125.00 | 9/19/2012 5:50:35 PM |
| prudent-payment316 | $25.00 | 9/19/2012 5:39:32 PM |
| frooogal | $25.00 | 9/19/2012 7:39:53 PM |
| Med-Tech-Here | $28.00 | 9/19/2012 5:42:27 PM |
| Dave0 | $25.00 | 9/19/2012 6:08:16 PM |
| cerebral-dollar773 | $25.00 | 9/19/2012 8:25:09 PM |
| shrewd-deal | $25.00 | 9/19/2012 6:12:55 PM |
| tastytitan | $50.00 | 9/19/2012 11:33:00 PM |
| peace-flower9 | $50.00 | 9/19/2012 6:04:26 PM |
| the-profit-oracle | $25.00 | 9/19/2012 6:06:01 PM |
| Elefunt | $25.00 | 9/19/2012 6:19:32 PM |
| andyb9 | $25.00 | 9/19/2012 8:12:44 PM |
| Great-Mom | $25.00 | 9/20/2012 6:53:21 AM |
| bonafide-economy | $25.00 | 9/20/2012 6:54:13 AM |
| treasure-serrano729 | $27.76 | 9/20/2012 7:20:56 AM |
| p2ploan-hunter4 | $25.00 | 9/19/2012 8:05:57 PM |
| credit-coach118 | $25.17 | 9/20/2012 8:51:30 AM |
| fireboss | $25.00 | 9/20/2012 6:06:56 AM |
| dough-hammock | $50.00 | 9/20/2012 6:29:27 AM |
| gold-omatic | $25.00 | 9/20/2012 6:38:51 AM |
| Aimvest | $25.00 | 9/20/2012 9:03:55 AM |
| penny-drum7 | $25.00 | 9/20/2012 6:51:08 AM |
| 4est | $25.00 | 9/20/2012 9:06:38 AM |
| Suit | $169.82 | 9/20/2012 7:35:01 AM |
| RudyBarcenas | $25.00 | 9/20/2012 7:56:01 AM |
| oracle3 | $25.00 | 9/20/2012 9:07:06 AM |
| fantastic-investment9 | $25.00 | 9/20/2012 9:11:46 AM |
| 239 Investments
|
Borrower Payment Dependent Notes Series
642121
This series of Notes was issued and sold upon the funding of the borrower loan #74643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 22.89% |
Borrower rate/APR:
| 23.89% / 27.73% |
Monthly payment:
| $313.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.33% | | |
| |
Estimated return*:
| 11.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
18 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,451 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FirstnameLastnameJr |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2010)
680-699
(Jul-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Vacation and Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
We have had one Prosper loan already with zero missed/late payments and it was paid off on time. Our household income is $140,000 combined (includes bonuses over and above salary) so we have plenty of room to pay. We'd like to take a family vacation that we haven't ever had and at the same time consolidate about $5,000 in consumer debt.
Monthly net income: $8,500 (household)
Housing: $2736
Insurance: $200
Car expenses: $700
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $3,000
Other expenses: $160 (bowling :-)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/19/2012 5:05:25 PM |
| commerce-venture1 | $100.00 | 9/19/2012 5:02:15 PM |
| justreturns | $25.00 | 9/19/2012 5:03:59 PM |
| ProsprousLender | $25.00 | 9/19/2012 5:04:32 PM |
| janeybooboo | $100.00 | 9/19/2012 5:03:32 PM |
| phenomenal-rate1 | $500.00 | 9/19/2012 5:05:27 PM |
| handy-justice | $100.00 | 9/19/2012 5:04:52 PM |
| RGlad | $300.00 | 9/19/2012 5:03:19 PM |
| worth-blanket2 | $7,200.00 | 9/19/2012 5:03:40 PM |
| favorite-commerce | $30.00 | 9/19/2012 5:02:01 PM |
| abradle2 | $25.00 | 9/19/2012 5:02:10 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
642321
This series of Notes was issued and sold upon the funding of the borrower loan #74833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-20-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $89.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,784 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dinero-umbrella3 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600
Monthly expenses: $1500
Housing: $608
Insurance: $98
Car expenses: $399
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/20/2012 9:01:54 AM |
| best-bonafide-p2p | $25.00 | 9/20/2012 9:04:08 AM |
| thrilling-fund427 | $50.00 | 9/20/2012 9:06:12 AM |
| EnglishGeekInNYC | $25.00 | 9/20/2012 9:05:23 AM |
| networks4ever | $25.00 | 9/20/2012 9:05:50 AM |
| RGlad | $150.00 | 9/20/2012 9:06:52 AM |
| 52digital | $75.00 | 9/20/2012 9:05:00 AM |
| phenomenal-rate1 | $500.00 | 9/20/2012 9:05:11 AM |
| handy-justice | $50.00 | 9/20/2012 9:06:26 AM |
| worth-blanket2 | $2,700.00 | 9/20/2012 9:07:23 AM |
| 1stPlace | $100.00 | 9/20/2012 9:05:36 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
642463
This series of Notes was issued and sold upon the funding of the borrower loan #74550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-19-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 3m |
|
Amount delinquent:
| $1,741 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vivid-transaction7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to pay off a title loan that I foolishly took out on my vehicle a month ago. The interest is extrememly high and I will be paying $4000 interest in one year.
My financial situation:
I am a good candidate for this loan because i get a onthly annuity check from the government and I have no other bills except my household and rent expenses.
Monthly net income: $ 3428.66
Monthly expenses: $ 200
Housing: $ 800 (rent)
Insurance: $ 210.81
Car expenses: $ 230
Utilities: $ 295
Phone, cable, internet: $ 189
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 602.44 (car title loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/19/2012 9:03:57 AM |
| historic-value7 | $200.00 | 9/19/2012 9:04:46 AM |
| handy-justice | $50.00 | 9/19/2012 9:05:24 AM |
| Bendan | $100.00 | 9/19/2012 9:07:42 AM |
| Bob450 | $25.00 | 9/19/2012 9:07:55 AM |
| pdli_dude | $25.00 | 9/19/2012 9:10:23 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
642541
This series of Notes was issued and sold upon the funding of the borrower loan #74646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-20-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-21-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $154.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $125 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sensible-cash714 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $2,484.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Other
Purpose of loan:
This loan will be used to...
first to pay off my loan I have already and do some vehicle/home repairs
My financial situation:
I am a good candidate for this loan because...
because I know I can make the payments on time and make all of the payment when done
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| excellent-funds649 | $50.00 | 9/20/2012 5:12:49 PM |
| Taxman44 | $25.00 | 9/20/2012 5:42:07 PM |
| MoneyForNothing | $25.07 | 9/20/2012 5:05:00 PM |
| Sanford-N-Sons | $25.00 | 9/20/2012 5:05:18 PM |
| velocity-scrutinzer6 | $50.00 | 9/20/2012 5:26:59 PM |
| ready-justice7 | $50.00 | 9/20/2012 5:32:22 PM |
| tenacious-affluence | $25.00 | 9/20/2012 5:35:33 PM |
| bonus-seahorse | $30.00 | 9/20/2012 6:36:48 PM |
| EthanColeInvestingGroup | $25.00 | 9/20/2012 7:11:04 PM |
| Winged_Inspirations | $25.00 | 9/20/2012 6:29:15 PM |
| tolerant-dinero2 | $25.00 | 9/20/2012 10:54:02 PM |
| newest-bid-britches | $100.00 | 9/20/2012 5:57:58 PM |
| platinum-lightning | $50.00 | 9/20/2012 6:04:26 PM |
| InvestForWealth | $30.35 | 9/21/2012 6:50:39 AM |
| wilmajean | $100.00 | 9/21/2012 1:17:13 AM |
| FinanceEngine | $60.00 | 9/21/2012 7:07:31 AM |
| listing-dreams1 | $25.00 | 9/21/2012 7:14:39 AM |
| Tscheddar | $25.00 | 9/21/2012 3:40:25 AM |
| ChoiceInvestments | $26.00 | 9/20/2012 8:20:58 PM |
| cimbaman | $54.00 | 9/21/2012 6:03:19 AM |
| admscr108 | $25.00 | 9/20/2012 9:01:12 PM |
| first-serene-credit | $25.00 | 9/20/2012 11:22:42 PM |
| Chrishu | $25.00 | 9/21/2012 8:46:10 AM |
| mindful-deal289 | $25.00 | 9/21/2012 5:44:14 AM |
| phenomenal-rate1 | $500.00 | 9/21/2012 9:14:14 AM |
| dollar-authority | $50.00 | 9/21/2012 7:04:27 AM |
| djh47a | $25.00 | 9/21/2012 9:11:58 AM |
| affluence-microscope2 | $200.00 | 9/21/2012 9:12:10 AM |
| jcornehlsen | $25.00 | 9/21/2012 9:46:33 AM |
| LeReve | $500.00 | 9/21/2012 9:29:16 AM |
| progressive-economy261 | $500.00 | 9/21/2012 9:32:35 AM |
| Astyanax | $35.00 | 9/21/2012 10:06:55 AM |
| market-pudding | $25.00 | 9/21/2012 10:46:58 AM |
| blue-lively-platinum | $25.00 | 9/21/2012 10:18:34 AM |
| vigilance-spinner3 | $25.00 | 9/21/2012 11:31:59 AM |
| openness-cosmos9 | $50.00 | 9/21/2012 12:06:53 PM |
| a-compassion-cherry | $25.00 | 9/21/2012 11:01:06 AM |
| zippy-greenback231 | $25.00 | 9/21/2012 11:57:51 AM |
| blue-laudable-dinero | $25.00 | 9/21/2012 12:18:40 PM |
| wwwUniversal | $25.00 | 9/21/2012 10:41:08 AM |
| cclady | $200.00 | 9/21/2012 11:07:19 AM |
| MI2 | $562.73 | 9/21/2012 12:28:06 PM |
| transaction-keeper5 | $25.00 | 9/20/2012 5:16:06 PM |
| mtquan | $25.00 | 9/20/2012 5:27:45 PM |
| CreditBuilder2 | $25.01 | 9/20/2012 5:04:33 PM |
| Castellan | $50.00 | 9/20/2012 5:30:39 PM |
| RGlad | $150.00 | 9/20/2012 5:03:47 PM |
| networks4ever | $25.00 | 9/20/2012 5:30:12 PM |
| thrifty-transaction578 | $25.00 | 9/20/2012 6:05:35 PM |
| intuitive-benefit3 | $100.00 | 9/20/2012 5:43:41 PM |
| coin-sphinx4 | $29.92 | 9/20/2012 7:27:02 PM |
| bazaar-tulip | $25.00 | 9/20/2012 5:34:37 PM |
| jga516 | $25.00 | 9/20/2012 8:20:08 PM |
| order-gondola | $50.00 | 9/20/2012 10:38:24 PM |
| bellaquito | $500.00 | 9/20/2012 6:32:04 PM |
| bid-youngster026 | $25.00 | 9/20/2012 5:51:06 PM |
| TooManyCats | $40.00 | 9/20/2012 7:18:06 PM |
| miamibeachloaner | $100.00 | 9/21/2012 3:53:27 AM |
| gilbrear | $25.00 | 9/21/2012 3:53:46 AM |
| MassBile | $30.86 | 9/21/2012 5:46:14 AM |
| yield-seeker | $50.00 | 9/20/2012 8:25:17 PM |
| FWF-kinetic | $25.00 | 9/20/2012 9:48:44 PM |
| finance-piccolo8 | $25.00 | 9/20/2012 9:58:13 PM |
| uarewhatuthink | $30.00 | 9/21/2012 7:33:06 AM |
| DoctorJoe | $25.00 | 9/21/2012 4:05:50 AM |
| bridgedoctor | $50.36 | 9/20/2012 9:03:00 PM |
| newest-currency-vibrato | $25.00 | 9/20/2012 9:21:40 PM |
| california111 | $100.00 | 9/20/2012 10:54:39 PM |
| Cai8899 | $25.00 | 9/21/2012 9:02:50 AM |
| SweetSerenityInvest | $25.75 | 9/21/2012 5:45:56 AM |
| payout-thinker7 | $25.00 | 9/21/2012 7:46:00 AM |
| Munchie | $100.00 | 9/21/2012 9:22:50 AM |
| auction-sage | $100.00 | 9/21/2012 9:24:22 AM |
| elloboverde | $25.00 | 9/21/2012 8:59:24 AM |
| forthright-euro8 | $25.00 | 9/21/2012 9:15:24 AM |
| worth-glider | $25.00 | 9/21/2012 9:16:38 AM |
| radiant-dollar9 | $200.00 | 9/21/2012 9:25:00 AM |
| wetlands | $200.00 | 9/21/2012 9:23:58 AM |
| friendly-gold | $25.00 | 9/21/2012 9:45:20 AM |
| p2p-scientist868 | $50.00 | 9/21/2012 10:00:53 AM |
| kenji4861 | $25.00 | 9/21/2012 10:30:22 AM |
| Fitiwalt7 | $25.00 | 9/21/2012 10:48:19 AM |
| astute-benjamins | $150.00 | 9/21/2012 10:16:37 AM |
| BlueRockInvestor | $25.00 | 9/21/2012 12:05:59 PM |
| green-high-five7 | $25.00 | 9/21/2012 10:42:51 AM |
| moola-accelerator6 | $30.00 | 9/21/2012 10:46:34 AM |
| blazing-loan1 | $25.00 | 9/21/2012 11:43:01 AM |
| cminus | $39.95 | 9/21/2012 12:17:37 PM |
| pdub | $200.00 | 9/21/2012 12:22:07 PM |
| 89 Investments
|