Sales Report:Supplement No. 10 dated Sep 17, 2012 to Prospectus dated Jul 19, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 19, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 19, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
603266
This series of Notes was issued and sold upon the funding of the borrower loan #74175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $450.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,624 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bid-jubilee9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2011)
|
|
Principal balance:
| $6,309.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Credit Card Relief
Purpose of loan:
This loan will be used to pay down high-interest credit card debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| enticing-capital6 | $50.00 | 9/12/2012 5:09:18 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:47 PM |
| phenomenal-gain5 | $30.00 | 9/12/2012 5:14:07 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:48 PM |
| lowrater | $50.40 | 9/12/2012 5:07:39 PM |
| justreturns | $25.00 | 9/12/2012 5:36:08 PM |
| LoanerPrincipal | $25.00 | 9/12/2012 5:37:37 PM |
| CreditBuilder2 | $25.01 | 9/12/2012 5:38:12 PM |
| CougarRoar | $25.00 | 9/12/2012 5:39:42 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:23 PM |
| lionheart722 | $100.00 | 9/12/2012 5:20:57 PM |
| transparency-silo2 | $25.00 | 9/12/2012 5:51:06 PM |
| ready-interest9 | $25.00 | 9/12/2012 5:39:48 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:54 PM |
| kenji4861 | $25.00 | 9/12/2012 6:17:17 PM |
| bellaquito | $500.00 | 9/12/2012 6:26:54 PM |
| payout-paladin3 | $750.00 | 9/12/2012 5:54:27 PM |
| azazle | $25.00 | 9/12/2012 6:56:34 PM |
| theloanteacher | $25.00 | 9/12/2012 7:04:33 PM |
| Feyenoord | $30.00 | 9/12/2012 6:18:20 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:52:12 PM |
| commerce-financier4 | $43.38 | 9/12/2012 7:07:21 PM |
| unrivaled-deal676 | $50.00 | 9/12/2012 5:11:46 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:20 PM |
| Plutis | $25.00 | 9/12/2012 5:23:24 PM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 5:43:59 PM |
| entertaining-revenue4 | $50.00 | 9/12/2012 5:36:37 PM |
| thrifty-transaction578 | $25.00 | 9/12/2012 6:10:00 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:53 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:56 PM |
| lnuss25 | $35.00 | 9/12/2012 5:48:03 PM |
| kfrench | $75.00 | 9/12/2012 6:05:43 PM |
| MI2 | $4,146.21 | 9/12/2012 7:14:16 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 6:27:59 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:48 PM |
| auction-sage | $50.00 | 9/12/2012 6:44:42 PM |
| stylish-revenue4 | $25.00 | 9/12/2012 6:37:34 PM |
| peso-trailblazer0 | $25.00 | 9/12/2012 6:59:21 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
613878
This series of Notes was issued and sold upon the funding of the borrower loan #74293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 72 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,031 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unique-return877 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan: To make improvements necessary to sell current home
This loan will be used to... replace hvac units, and make window improvements.
My financial situation:
I am a good candidate for this loan because... I have had a stable managerial job for over 10 years. I have 401k assets available to cover the amount borrowed if necessary.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-funds335 | $25.00 | 8/30/2012 5:02:14 PM |
| mikrolown | $25.00 | 8/30/2012 5:04:04 PM |
| commerce-venture1 | $25.00 | 8/30/2012 5:02:54 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:28 PM |
| finance-boomerang0 | $25.00 | 8/30/2012 5:31:11 PM |
| income-triangulation1 | $25.00 | 8/30/2012 5:14:28 PM |
| orange-liberty-oyster | $100.00 | 8/30/2012 5:01:56 PM |
| InChicago | $40.03 | 8/30/2012 6:30:17 PM |
| 113121 | $200.00 | 8/30/2012 6:00:07 PM |
| intrepid-loot | $25.00 | 8/30/2012 5:09:56 PM |
| toblerone | $25.00 | 8/30/2012 6:12:27 PM |
| cr8on | $100.00 | 8/30/2012 6:37:41 PM |
| CA-Lender | $75.00 | 8/30/2012 9:03:04 PM |
| KCEnterprises | $25.00 | 8/30/2012 9:48:56 PM |
| enriched-return057 | $50.00 | 8/30/2012 7:25:51 PM |
| lowrater | $100.60 | 8/30/2012 7:30:45 PM |
| bonus-seahorse | $50.00 | 8/31/2012 12:32:15 AM |
| first-wampum-gazer | $2,000.00 | 8/31/2012 1:55:38 AM |
| penny-surgeon | $25.00 | 8/30/2012 5:41:51 PM |
| justreturns | $25.00 | 8/30/2012 5:49:14 PM |
| kk-gp | $100.00 | 8/31/2012 5:32:02 AM |
| first-wampum-gazer | $1,000.00 | 8/30/2012 6:04:16 PM |
| durability-ace9 | $30.00 | 8/30/2012 6:18:25 PM |
| irrelevant | $50.00 | 8/31/2012 5:05:10 AM |
| balanced-balance6 | $25.00 | 8/31/2012 9:00:15 AM |
| marketplace-singularity3 | $50.00 | 8/30/2012 7:26:31 PM |
| kendigme | $25.00 | 8/31/2012 3:24:32 AM |
| market-maximizer472 | $100.00 | 8/31/2012 6:46:44 AM |
| bob450-roth | $25.00 | 8/31/2012 8:16:47 AM |
| orange-stable-gain | $48.00 | 8/31/2012 10:13:12 AM |
| cash-mad-scientist3 | $25.00 | 8/31/2012 9:57:59 AM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:50 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:44 PM |
| reflective-rupee | $100.00 | 8/31/2012 11:01:05 PM |
| DasMula | $100.00 | 8/31/2012 9:40:57 PM |
| SeaSkyGuy71 | $25.00 | 9/1/2012 6:00:00 AM |
| supreme-exchange547 | $25.00 | 9/1/2012 9:15:24 AM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:08 PM |
| enchanted-note | $25.00 | 9/1/2012 1:42:52 PM |
| helpful-fund7 | $50.00 | 9/1/2012 2:40:26 PM |
| kila-designer | $150.00 | 9/1/2012 5:40:50 PM |
| well-mannered-income3 | $80.00 | 9/2/2012 5:15:40 AM |
| the-silver-blaster | $50.00 | 9/2/2012 12:17:17 PM |
| Astyanax | $50.00 | 9/2/2012 2:32:47 PM |
| Megaton | $25.00 | 9/2/2012 6:13:52 PM |
| principal-dreams9 | $25.00 | 9/2/2012 9:23:03 PM |
| future-baby-fund | $25.00 | 9/3/2012 7:11:32 AM |
| newest-sturdy-yield | $27.45 | 9/3/2012 9:44:41 AM |
| 30Engine | $35.00 | 9/3/2012 2:03:12 PM |
| transparency-position | $25.00 | 9/3/2012 9:33:59 PM |
| big-mac-50 | $200.00 | 9/4/2012 7:32:38 AM |
| RGlad | $250.00 | 9/4/2012 9:52:10 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:47 AM |
| pennies_from_heaven | $25.00 | 9/4/2012 5:11:46 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:35 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:46 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:40 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:31 PM |
| revenue-statesperson4 | $200.00 | 9/4/2012 8:48:56 PM |
| dragon_tamer | $25.05 | 9/4/2012 7:06:24 PM |
| bowler252 | $25.00 | 9/4/2012 7:23:01 PM |
| jenerationx | $50.00 | 9/4/2012 9:23:57 PM |
| buffalobills | $25.00 | 9/5/2012 7:14:40 AM |
| kendigme | $35.00 | 9/5/2012 3:54:27 AM |
| heerzaquestion | $45.00 | 9/5/2012 7:54:19 AM |
| tolerant-responsibility051 | $1,494.92 | 9/5/2012 8:19:46 AM |
| natural-affluence6 | $25.00 | 9/1/2012 5:01:13 AM |
| community-burrito9 | $75.00 | 8/30/2012 5:15:02 PM |
| Bank_Of_XL | $25.00 | 8/30/2012 5:02:02 PM |
| dariop | $25.01 | 8/30/2012 5:53:07 PM |
| Rogelio48 | $52.00 | 8/30/2012 5:50:21 PM |
| ready-interest9 | $25.00 | 8/30/2012 6:08:12 PM |
| gotjack-IRA | $25.02 | 8/30/2012 8:02:36 PM |
| SweatyBalls | $30.00 | 8/30/2012 6:19:28 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:37 PM |
| britgsb | $50.00 | 8/30/2012 6:54:47 PM |
| 1stPlace | $100.00 | 8/31/2012 5:25:25 AM |
| scoobiedoo | $35.00 | 8/30/2012 9:15:05 PM |
| encore06 | $30.00 | 8/31/2012 7:21:20 AM |
| credit-adventurer313 | $26.98 | 8/31/2012 5:15:16 AM |
| wkeboarder21 | $50.00 | 8/31/2012 7:17:24 AM |
| glimmering-liberty616 | $25.00 | 8/31/2012 9:04:32 AM |
| wealth-pipeline | $25.00 | 8/31/2012 7:20:29 AM |
| vutah | $25.00 | 8/31/2012 9:26:38 AM |
| scholarly-order6 | $150.00 | 8/31/2012 9:32:13 AM |
| ferpeiks | $250.00 | 8/31/2012 9:20:47 AM |
| grnii78 | $125.00 | 8/31/2012 10:36:25 AM |
| RedmondMan | $25.00 | 8/31/2012 12:44:22 PM |
| bbjones3 | $100.00 | 8/31/2012 3:36:51 PM |
| fund-medalist171 | $50.00 | 8/31/2012 10:45:19 AM |
| return-enthusiast1 | $50.00 | 8/31/2012 12:28:49 PM |
| RLaumeyer | $28.69 | 8/31/2012 1:03:51 PM |
| Relient-K | $25.00 | 8/31/2012 2:37:18 PM |
| JESPA | $25.25 | 8/31/2012 3:13:56 PM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:37 AM |
| dontvote | $25.00 | 9/1/2012 11:14:17 AM |
| reduce_US_govt_debt | $35.00 | 9/1/2012 12:39:32 PM |
| graceful-investment | $106.00 | 9/1/2012 1:29:22 PM |
| Jloaner | $100.00 | 9/2/2012 8:10:13 AM |
| finance-investor3 | $25.00 | 9/2/2012 10:16:22 AM |
| prudent-bid3 | $25.00 | 9/2/2012 6:28:34 PM |
| methodical-interest039 | $40.00 | 9/2/2012 10:51:17 PM |
| massuot | $25.00 | 9/3/2012 12:27:07 AM |
| basis-encourager2 | $25.00 | 9/3/2012 8:08:13 AM |
| credit-maple | $25.00 | 9/3/2012 9:53:23 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:33:54 AM |
| genelinist | $1,000.00 | 9/3/2012 12:22:56 PM |
| calbertrand | $25.00 | 9/3/2012 3:17:32 PM |
| malomar66 | $45.00 | 9/3/2012 12:48:32 PM |
| receptive-affluence035 | $25.00 | 9/4/2012 6:28:55 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:41 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:04 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:41 PM |
| CincyTex | $25.00 | 9/4/2012 1:15:39 PM |
| elegant-loot | $50.00 | 9/4/2012 2:37:23 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:35 PM |
| money-bauble | $100.00 | 9/4/2012 5:58:17 PM |
| rockhound84 | $25.00 | 9/4/2012 7:37:42 PM |
| bold-pound-statuette | $100.00 | 9/5/2012 3:46:11 AM |
| Myrick | $25.00 | 9/5/2012 5:25:19 AM |
| stollcm | $25.00 | 9/5/2012 7:44:35 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
615030
This series of Notes was issued and sold upon the funding of the borrower loan #74431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $233.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1978 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 28y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,713 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-fir5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to cover expenses for appliances that need replacing and to cover needed repairs.
My financial situation:
I am a good candidate for this loan because I have rebuilt my credit.
Monthly net income: $ 2900.00
Monthly expenses: $ 200.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $ 200.00
Food, entertainment: $ 250.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 200.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bold-direct-asset | $50.00 | 9/12/2012 9:04:16 AM |
| thelovebug | $100.00 | 9/12/2012 9:08:01 AM |
| pdli_dude | $25.00 | 9/12/2012 9:05:04 AM |
| money-bauble | $100.00 | 9/12/2012 9:08:54 AM |
| bellaquito | $300.00 | 9/12/2012 9:23:23 AM |
| 52digital | $75.00 | 9/12/2012 9:06:47 AM |
| CA-Lender | $25.00 | 9/12/2012 9:05:24 AM |
| worth-blanket2 | $6,750.00 | 9/12/2012 9:03:16 AM |
| handy-justice | $50.00 | 9/12/2012 9:16:40 AM |
| Wellman | $25.00 | 9/12/2012 9:16:57 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
615068
This series of Notes was issued and sold upon the funding of the borrower loan #74356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $137.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,821 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glimmering-community916 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to Pay off debt and use for auto repair and home repair needed asap.
My financial situation:
I am a good candidate for this loan because I have stable work history and good credit. I have also a home owner, who has never missed a payment. I live in a Rambler style home which I rent out one side for 800 monthly, I am a responsible Father of three and a hard worker. Please consider my application
Monthly net income: $2700 Including 800 month I recieve from Rental
Monthly expenses: $300
Housing: $576
Insurance: $110
Car expenses: $140
Utilities: $142
Phone, cable, internet: $42
Food, entertainment: $225
Clothing, household expenses: $25
Credit cards and other loans: $187
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,500.00 | 9/10/2012 5:05:39 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:42 PM |
| penny-surgeon | $25.00 | 9/10/2012 5:13:47 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:54 PM |
| affluence-microscope2 | $128.00 | 9/10/2012 5:23:42 PM |
| first-class-gold0 | $122.00 | 9/10/2012 5:06:30 PM |
| wonder3 | $25.00 | 9/10/2012 5:08:17 PM |
| toblerone | $25.00 | 9/10/2012 5:19:24 PM |
| thrilling-fund427 | $50.00 | 9/10/2012 5:18:16 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
616862
This series of Notes was issued and sold upon the funding of the borrower loan #74345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 10.20% |
Borrower rate/APR:
| 11.20% / 13.44% |
Monthly payment:
| $546.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.19% | | |
| |
Estimated return*:
| 8.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $165,552 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2ploan-curriculum4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate higher interest rate credit cards.
My financial situation:
I am a good candidate for this loan because I am employed full time with a 100k plus yearly salary, have an excellent track record of on-time payments and I am good standing with other lenders (i.e. mortgage company).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-liberty-oyster | $100.00 | 8/30/2012 1:23:02 PM |
| kenji4861 | $25.00 | 8/30/2012 5:26:42 PM |
| britgsb | $50.00 | 8/30/2012 4:57:48 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:35 PM |
| Interloper | $70.00 | 8/31/2012 2:33:16 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:49 PM |
| Oakland | $50.00 | 9/1/2012 6:25:11 AM |
| dharma1 | $25.00 | 9/1/2012 3:42:55 PM |
| Munnie | $120.00 | 9/4/2012 5:50:38 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:55 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:46 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:08 PM |
| moola-computer | $50.00 | 9/4/2012 5:01:37 PM |
| melodious-credit7 | $25.00 | 9/4/2012 5:02:25 PM |
| keyfig | $25.00 | 9/4/2012 5:02:56 PM |
| dinero-journey9 | $50.00 | 9/4/2012 5:03:48 PM |
| hope-kingdom | $125.00 | 9/4/2012 5:02:34 PM |
| fearless-wampum2 | $25.00 | 9/4/2012 5:04:11 PM |
| MoneyMA | $25.00 | 9/4/2012 5:04:18 PM |
| sail120 | $25.00 | 9/4/2012 5:07:32 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:28 PM |
| proud-pound4 | $25.00 | 9/4/2012 5:11:00 PM |
| Borrow2Grow | $54.00 | 9/4/2012 5:12:08 PM |
| influential-responsibility9 | $25.00 | 9/4/2012 5:23:02 PM |
| exchange-pledge | $50.00 | 9/4/2012 5:12:58 PM |
| minista | $25.00 | 9/4/2012 5:14:04 PM |
| Aimvest | $25.00 | 9/4/2012 5:31:33 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:50 PM |
| leeball | $50.00 | 9/4/2012 5:20:10 PM |
| velocity-solo | $25.00 | 9/4/2012 5:22:57 PM |
| adevadeh | $25.00 | 9/4/2012 5:27:28 PM |
| Investoman | $25.00 | 9/4/2012 5:27:30 PM |
| worlds-best-moola281 | $25.00 | 9/4/2012 5:29:43 PM |
| downtownfarm | $25.00 | 9/4/2012 5:26:17 PM |
| Avala | $100.00 | 9/4/2012 5:27:48 PM |
| nuclearmoose | $50.00 | 9/4/2012 5:29:00 PM |
| Clambake | $25.00 | 9/4/2012 5:42:27 PM |
| fortytwo | $150.00 | 9/4/2012 5:32:30 PM |
| gracej | $25.00 | 9/4/2012 5:33:11 PM |
| student17354 | $25.00 | 9/4/2012 5:35:01 PM |
| bradomino | $25.00 | 9/4/2012 5:47:58 PM |
| gallant-economy9 | $50.00 | 9/4/2012 5:36:26 PM |
| durability-officer | $200.00 | 9/4/2012 5:36:51 PM |
| euro-speaker8 | $100.00 | 9/4/2012 5:56:40 PM |
| don8ter | $50.00 | 9/4/2012 5:57:10 PM |
| timbob | $100.00 | 9/4/2012 5:40:26 PM |
| mrladybug101 | $25.00 | 9/4/2012 5:40:57 PM |
| ore-jalapeno4 | $50.00 | 9/4/2012 6:00:37 PM |
| building-america | $25.00 | 9/4/2012 5:43:31 PM |
| figs4u2 | $100.00 | 9/4/2012 5:43:51 PM |
| caring-truth9 | $50.00 | 9/4/2012 5:45:38 PM |
| unforgettable-wealth4 | $50.00 | 9/4/2012 5:50:02 PM |
| larrybird | $1,000.00 | 9/4/2012 5:52:18 PM |
| atmosphere750 | $50.00 | 9/4/2012 5:48:27 PM |
| payout-paladin3 | $1,400.00 | 9/4/2012 6:08:22 PM |
| invincible-deal82 | $25.00 | 9/4/2012 5:56:58 PM |
| socrates520 | $50.00 | 9/4/2012 5:52:27 PM |
| AnxiousAirman | $50.00 | 9/4/2012 5:52:56 PM |
| mulberry4 | $50.00 | 9/4/2012 6:04:00 PM |
| payout-paladin3 | $600.00 | 9/4/2012 6:02:05 PM |
| zone6 | $100.00 | 9/4/2012 6:22:06 PM |
| worth-excellence4 | $25.00 | 9/4/2012 7:04:52 PM |
| hunter1124 | $25.00 | 9/4/2012 11:52:37 PM |
| BorthersKeeper | $25.00 | 9/5/2012 5:06:03 AM |
| AceKingLender | $28.47 | 9/5/2012 5:55:32 AM |
| math1973 | $50.00 | 9/5/2012 9:01:08 AM |
| red-deal-genius | $25.00 | 9/5/2012 9:01:11 AM |
| houston2077 | $50.00 | 9/5/2012 9:02:14 AM |
| nav1elt | $25.00 | 9/5/2012 7:18:24 AM |
| DesiKuber | $25.00 | 9/5/2012 9:05:52 AM |
| urbane-benefit9 | $25.00 | 9/5/2012 9:06:48 AM |
| mdreiss | $50.00 | 9/5/2012 9:15:32 AM |
| joyful-worth486 | $25.00 | 9/5/2012 9:15:53 AM |
| Sykes66 | $25.00 | 9/5/2012 9:16:12 AM |
| orange-mindful-bazaar | $70.00 | 9/5/2012 9:16:28 AM |
| agalt | $50.00 | 9/5/2012 8:57:18 AM |
| subtle-revenue0 | $25.00 | 9/5/2012 9:01:14 AM |
| LoanGiver | $25.00 | 9/5/2012 9:18:38 AM |
| ualf | $50.00 | 9/5/2012 9:02:21 AM |
| famous-marketplace9 | $25.00 | 9/5/2012 9:03:51 AM |
| kalex752 | $25.00 | 9/5/2012 9:04:55 AM |
| imagenki | $25.00 | 9/5/2012 9:24:24 AM |
| inspired-investment8 | $100.00 | 9/5/2012 9:05:07 AM |
| kbodendorf | $25.00 | 9/5/2012 9:06:54 AM |
| TelegramSam | $25.00 | 9/5/2012 9:28:19 AM |
| TCayce | $25.00 | 9/5/2012 9:28:57 AM |
| graceful-fairness4 | $50.00 | 9/5/2012 9:10:47 AM |
| abasvram | $25.00 | 9/5/2012 9:12:07 AM |
| Bunji78 | $25.00 | 9/5/2012 9:32:36 AM |
| Iamthewalrus | $25.00 | 9/5/2012 9:32:49 AM |
| PRGuyinVA | $25.00 | 9/5/2012 9:13:25 AM |
| revmax | $25.00 | 9/5/2012 9:36:07 AM |
| realtormoises | $25.00 | 9/5/2012 9:36:24 AM |
| Raetha | $25.00 | 9/5/2012 9:18:12 AM |
| L-vex | $25.00 | 9/5/2012 9:39:18 AM |
| slowpig | $50.00 | 9/5/2012 9:18:58 AM |
| a-important-deal | $25.00 | 9/5/2012 9:41:00 AM |
| elasermd | $50.00 | 9/5/2012 9:19:56 AM |
| hptcrabbers | $25.00 | 9/5/2012 9:41:49 AM |
| first-favorite-bonus9 | $25.00 | 9/5/2012 9:42:41 AM |
| BrianRK | $26.00 | 9/5/2012 9:21:53 AM |
| TrustPlus | $50.00 | 9/5/2012 9:22:33 AM |
| point-leather9 | $25.00 | 9/5/2012 9:20:58 AM |
| vibrant-trade8 | $35.00 | 9/5/2012 9:21:25 AM |
| magical-greenback | $25.00 | 9/5/2012 9:25:54 AM |
| mg6619 | $25.00 | 9/5/2012 9:23:29 AM |
| delivery | $25.00 | 9/5/2012 9:26:39 AM |
| macotra4 | $36.00 | 9/5/2012 9:27:39 AM |
| nickel-circuitry | $25.00 | 9/5/2012 9:26:56 AM |
| JebkaClan | $25.00 | 9/5/2012 9:48:55 AM |
| locomotive7 | $25.00 | 9/5/2012 9:29:04 AM |
| ianakacg | $25.00 | 9/5/2012 9:28:23 AM |
| skuba | $75.00 | 9/5/2012 9:29:51 AM |
| feedpaulyfaster | $25.00 | 9/5/2012 9:29:36 AM |
| Fingar | $25.00 | 9/5/2012 9:50:52 AM |
| rulender | $25.00 | 9/5/2012 9:51:46 AM |
| a-balance-surgeon | $50.00 | 9/5/2012 9:53:50 AM |
| value-pole | $25.00 | 9/5/2012 9:54:06 AM |
| deadbabyseal | $25.00 | 9/5/2012 9:33:07 AM |
| cash-blossom2 | $100.00 | 9/5/2012 9:33:50 AM |
| slartibardfast | $25.00 | 9/5/2012 9:33:25 AM |
| stonechip | $25.00 | 9/5/2012 9:35:20 AM |
| leverage-monger | $25.00 | 9/5/2012 9:36:33 AM |
| atlantic51 | $25.00 | 9/5/2012 9:36:53 AM |
| FCI | $25.00 | 9/5/2012 9:38:03 AM |
| acropiloterau2002 | $25.00 | 9/5/2012 9:37:54 AM |
| biobulator | $25.00 | 9/5/2012 9:40:01 AM |
| EvalCrux | $50.00 | 9/5/2012 9:41:36 AM |
| Joem311JE | $25.00 | 9/5/2012 9:41:57 AM |
| LendDoc | $25.00 | 9/5/2012 10:02:01 AM |
| goodacu | $25.00 | 9/5/2012 10:03:08 AM |
| Veridic | $25.00 | 9/5/2012 9:45:34 AM |
| CPA-CITP-CGMA | $50.00 | 9/5/2012 9:46:03 AM |
| taz007 | $25.00 | 9/5/2012 9:47:31 AM |
| GlowHost | $25.00 | 9/5/2012 9:48:19 AM |
| camaraderi-entrepreneur | $25.00 | 9/5/2012 9:50:12 AM |
| greenbacchus | $25.00 | 9/5/2012 10:06:44 AM |
| choss02 | $100.00 | 9/5/2012 9:50:38 AM |
| brazilofmux | $100.00 | 9/5/2012 9:54:02 AM |
| p123 | $50.00 | 9/5/2012 9:53:36 AM |
| mizinc | $25.00 | 9/5/2012 9:54:23 AM |
| RockCrown | $25.00 | 9/5/2012 9:54:39 AM |
| wtrboy | $25.00 | 9/5/2012 9:54:36 AM |
| bvzm | $25.00 | 9/5/2012 9:55:54 AM |
| GATrust | $25.00 | 9/5/2012 9:56:21 AM |
| DrMoneyBags | $50.00 | 9/5/2012 9:57:26 AM |
| orange-courageous-dedication | $25.00 | 9/5/2012 10:00:32 AM |
| Pizza-man | $50.00 | 9/5/2012 10:01:19 AM |
| kewgdns | $30.00 | 9/5/2012 10:25:36 AM |
| blooming-market | $25.00 | 9/5/2012 10:02:48 AM |
| tsui517 | $50.00 | 9/5/2012 10:04:53 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:07 AM |
| puifais | $50.00 | 9/5/2012 10:05:10 AM |
| fascinating-money236 | $25.00 | 9/5/2012 10:38:39 AM |
| VentureExplorer | $100.00 | 9/5/2012 10:07:19 AM |
| lendacity | $25.00 | 9/5/2012 10:07:50 AM |
| TheYellowDart | $25.00 | 9/5/2012 10:09:52 AM |
| topper835 | $25.00 | 9/5/2012 10:09:33 AM |
| newest-orbital-justice | $25.00 | 9/5/2012 10:12:46 AM |
| enterprising-bazaar2 | $25.00 | 9/5/2012 10:10:49 AM |
| Pasagam | $50.00 | 9/5/2012 10:20:16 AM |
| banker34 | $26.96 | 9/5/2012 11:28:21 AM |
| first-pragmatic-note | $25.00 | 9/5/2012 10:25:47 AM |
| iolaire | $25.00 | 9/5/2012 10:23:59 AM |
| return-baby7 | $25.00 | 9/5/2012 10:24:57 AM |
| a-transparency-prodigy | $25.00 | 9/5/2012 10:27:23 AM |
| cunning-worth5 | $25.00 | 9/5/2012 10:39:45 AM |
| wwwUniversal | $25.00 | 9/5/2012 10:42:00 AM |
| tuffshorty | $30.00 | 9/5/2012 10:28:37 AM |
| jcornehlsen | $25.00 | 8/30/2012 6:26:19 PM |
| worthy-dinero8 | $25.00 | 9/4/2012 5:36:49 PM |
| bowdish1 | $100.00 | 8/30/2012 5:06:25 PM |
| Bank_Of_XL | $25.00 | 8/30/2012 3:11:50 PM |
| profitable-commerce822 | $25.00 | 8/30/2012 1:00:00 PM |
| community-burrito9 | $30.00 | 8/30/2012 5:20:55 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:24 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:58 PM |
| decisive-income7 | $2,000.00 | 8/30/2012 8:12:39 PM |
| Castellan | $50.00 | 8/30/2012 5:45:29 PM |
| ready-interest9 | $25.00 | 8/30/2012 6:08:12 PM |
| bonafide-yield351 | $25.00 | 8/31/2012 1:52:13 AM |
| cerebral-dollar773 | $25.00 | 9/1/2012 5:42:55 AM |
| finance-symphony7 | $200.00 | 9/2/2012 10:05:29 AM |
| JTHarris | $25.00 | 9/3/2012 4:55:43 AM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:26 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:03 AM |
| credit-superstar110 | $25.00 | 9/4/2012 11:36:40 AM |
| interest-pony6 | $25.00 | 9/4/2012 11:40:43 AM |
| giftgold | $25.00 | 9/4/2012 1:31:45 PM |
| peso-trailblazer0 | $25.00 | 9/4/2012 3:18:23 PM |
| abundant-compassion327 | $25.00 | 9/4/2012 11:38:52 AM |
| flyfisherman99 | $25.00 | 9/4/2012 12:23:40 PM |
| astute-benjamins | $125.00 | 9/4/2012 1:04:35 PM |
| happy-yield | $25.00 | 9/4/2012 5:02:12 PM |
| courteous-trade229 | $25.00 | 9/4/2012 1:42:31 PM |
| reaction5 | $25.00 | 9/4/2012 5:03:39 PM |
| adventurer447 | $300.00 | 9/4/2012 5:03:54 PM |
| decisive-income7 | $1,000.00 | 9/4/2012 2:55:47 PM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:36 PM |
| peace-banjo518 | $25.00 | 9/4/2012 5:09:33 PM |
| indomitable-coin | $25.00 | 9/4/2012 5:01:05 PM |
| Tylerh | $250.00 | 9/4/2012 5:01:36 PM |
| sanjubab | $100.00 | 9/4/2012 5:10:57 PM |
| cebgop | $25.00 | 9/4/2012 5:03:27 PM |
| auction-iris9 | $120.00 | 9/4/2012 5:12:36 PM |
| enriching-dollar1 | $100.00 | 9/4/2012 5:07:06 PM |
| pound-idol543 | $100.00 | 9/4/2012 5:07:54 PM |
| tenacious-peace954 | $100.00 | 9/4/2012 5:09:14 PM |
| courteous-wealth6 | $60.00 | 9/4/2012 5:18:18 PM |
| benevolent-moola291 | $50.00 | 9/4/2012 5:18:32 PM |
| aggresive-commerce8 | $50.00 | 9/4/2012 5:09:57 PM |
| PsychoWallaby | $50.00 | 9/4/2012 5:10:34 PM |
| hard-working-rate3 | $25.00 | 9/4/2012 5:20:32 PM |
| AFairDeal | $25.00 | 9/4/2012 5:11:49 PM |
| wise-benevolent-trade | $400.00 | 9/4/2012 5:12:03 PM |
| scrappy-peso0 | $25.00 | 9/4/2012 5:15:13 PM |
| gold-position | $25.00 | 9/4/2012 5:27:41 PM |
| ThomasCrown | $50.00 | 9/4/2012 5:30:07 PM |
| spirit07a | $100.00 | 9/4/2012 5:15:25 PM |
| Tradesmanlender | $25.00 | 9/4/2012 5:16:31 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:37 PM |
| BxRealtor | $25.00 | 9/4/2012 5:19:45 PM |
| compoundinterest | $25.00 | 9/4/2012 5:23:24 PM |
| worth-web5 | $50.00 | 9/4/2012 5:23:59 PM |
| thevogelfamily | $30.00 | 9/4/2012 5:26:07 PM |
| honker425 | $100.00 | 9/4/2012 5:30:32 PM |
| power-trophy7 | $25.00 | 9/4/2012 5:32:41 PM |
| larslfe | $25.00 | 9/4/2012 5:46:53 PM |
| csakhil | $50.00 | 9/4/2012 5:47:29 PM |
| bonus-tent | $25.00 | 9/4/2012 5:33:13 PM |
| tenacious-affluence | $25.00 | 9/4/2012 5:52:46 PM |
| C_Mark | $50.00 | 9/4/2012 5:36:30 PM |
| adaboy65 | $100.00 | 9/4/2012 5:36:46 PM |
| riskreward | $250.00 | 9/4/2012 5:57:02 PM |
| enticing-note | $25.00 | 9/4/2012 5:57:44 PM |
| enterprising-exchange6 | $50.00 | 9/4/2012 5:58:06 PM |
| bbrinck | $25.00 | 9/4/2012 5:40:52 PM |
| Relevance | $25.00 | 9/4/2012 6:00:07 PM |
| intrepid-payment7 | $25.00 | 9/4/2012 5:49:07 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:39 PM |
| american6 | $50.00 | 9/4/2012 5:50:18 PM |
| bold-witty-p2ploan | $25.00 | 9/4/2012 5:51:14 PM |
| qwknick57 | $25.00 | 9/4/2012 6:09:14 PM |
| RocketSurgeon | $25.00 | 9/4/2012 6:15:26 PM |
| meenan | $25.00 | 9/4/2012 6:16:26 PM |
| illustrado | $25.00 | 9/4/2012 5:58:26 PM |
| wigglesworth4 | $100.00 | 9/4/2012 6:22:57 PM |
| VIPLLC | $25.00 | 9/4/2012 7:19:01 PM |
| lions_crown | $25.00 | 9/5/2012 4:13:51 AM |
| dukeiyer | $25.00 | 9/4/2012 8:36:23 PM |
| jenerationx | $50.00 | 9/4/2012 9:25:42 PM |
| generous-deal6 | $25.00 | 9/5/2012 1:03:19 AM |
| Tenfutta | $25.00 | 9/5/2012 7:58:45 AM |
| ski bum | $100.00 | 9/5/2012 9:04:12 AM |
| credit-scout7 | $50.00 | 9/5/2012 9:04:14 AM |
| best-deal-banker | $50.00 | 9/5/2012 9:04:17 AM |
| credit-observatory | $25.00 | 9/5/2012 9:04:40 AM |
| funds-promiser | $50.00 | 9/5/2012 9:04:57 AM |
| speyer | $25.00 | 9/5/2012 9:11:22 AM |
| riproaringrapids | $50.00 | 9/5/2012 9:14:37 AM |
| Use_It_Wisely | $25.00 | 9/5/2012 8:49:37 AM |
| kinetic-openness0 | $25.00 | 9/5/2012 9:01:19 AM |
| Tasteslikechicken | $50.00 | 9/5/2012 9:02:41 AM |
| fair_rates | $25.00 | 9/5/2012 9:19:12 AM |
| jjb3 | $25.00 | 9/5/2012 9:19:39 AM |
| natural-affluence4 | $25.00 | 9/5/2012 9:03:48 AM |
| marketplace-cello5 | $25.00 | 9/5/2012 9:04:50 AM |
| hawaiiangirl76 | $25.00 | 9/5/2012 9:05:25 AM |
| sngndnc | $25.00 | 9/5/2012 9:06:26 AM |
| loot-heart | $25.00 | 9/5/2012 9:27:05 AM |
| velocity-javelin8 | $25.00 | 9/5/2012 9:27:52 AM |
| silver-mastery | $25.00 | 9/5/2012 9:08:23 AM |
| speedy-silver3 | $25.00 | 9/5/2012 9:08:16 AM |
| medman | $25.00 | 9/5/2012 9:31:57 AM |
| riskadverse44 | $25.00 | 9/5/2012 9:12:11 AM |
| sharpey | $25.00 | 9/5/2012 9:13:51 AM |
| exuberant-dime | $25.00 | 9/5/2012 9:14:07 AM |
| community-pipeline | $25.00 | 9/5/2012 9:15:10 AM |
| pleasant-basis | $25.00 | 9/5/2012 9:39:43 AM |
| dpfl55 | $25.00 | 9/5/2012 9:41:37 AM |
| SoCalRancher | $25.00 | 9/5/2012 9:19:45 AM |
| balance-whistle7 | $25.00 | 9/5/2012 9:42:33 AM |
| priceless-currency090 | $25.00 | 9/5/2012 9:20:53 AM |
| tedsrfdude | $25.00 | 9/5/2012 9:20:57 AM |
| ReallyGoodGuy | $25.00 | 9/5/2012 9:21:08 AM |
| meux99 | $25.00 | 9/5/2012 9:44:08 AM |
| dynamic-gold3 | $25.00 | 9/5/2012 9:22:48 AM |
| GMPK_TLAS | $50.00 | 9/5/2012 9:26:58 AM |
| nerdfactor | $25.00 | 9/5/2012 9:49:02 AM |
| Taxman44 | $25.00 | 9/5/2012 9:28:17 AM |
| dtrain5 | $50.00 | 9/5/2012 9:30:29 AM |
| lowrate | $50.00 | 9/5/2012 9:51:18 AM |
| sjlender | $100.00 | 9/5/2012 9:32:08 AM |
| awwaww | $25.00 | 9/5/2012 9:32:44 AM |
| anyoi | $25.00 | 9/5/2012 9:31:58 AM |
| Zarks | $25.00 | 9/5/2012 9:34:01 AM |
| onegoodlender | $25.00 | 9/5/2012 9:34:30 AM |
| FlyingBobo | $25.00 | 9/5/2012 9:33:54 AM |
| kcole10 | $25.00 | 9/5/2012 9:35:18 AM |
| wealthstar | $25.00 | 9/5/2012 9:57:43 AM |
| LC0026 | $25.00 | 9/5/2012 9:35:09 AM |
| cptproton | $50.00 | 9/5/2012 9:36:22 AM |
| red-enthralling-justice | $25.00 | 9/5/2012 9:37:47 AM |
| AdamClemSC | $25.00 | 9/5/2012 9:37:58 AM |
| jeffc92 | $50.00 | 9/5/2012 9:39:41 AM |
| shawndw | $25.00 | 9/5/2012 9:41:05 AM |
| wise-alluring-penny | $50.00 | 9/5/2012 9:39:54 AM |
| moola-gondola1 | $25.00 | 9/5/2012 10:00:33 AM |
| QuinMccoy | $50.00 | 9/5/2012 10:00:57 AM |
| trucklawyer | $25.00 | 9/5/2012 9:42:52 AM |
| TheReaderRabbit | $25.00 | 9/5/2012 9:43:39 AM |
| OldFriend | $25.00 | 9/5/2012 10:02:12 AM |
| guardlender | $25.00 | 9/5/2012 9:43:55 AM |
| bluesky55 | $25.00 | 9/5/2012 9:44:27 AM |
| dunox | $25.00 | 9/5/2012 10:03:00 AM |
| fair-funds | $25.00 | 9/5/2012 9:45:41 AM |
| platinum-genetics | $25.00 | 9/5/2012 9:47:55 AM |
| Panna | $25.00 | 9/5/2012 9:47:45 AM |
| balance-voyager | $75.00 | 9/5/2012 9:48:36 AM |
| the_winning_ticket | $250.00 | 9/5/2012 10:06:24 AM |
| gigabit | $50.00 | 9/5/2012 9:51:15 AM |
| djs81 | $75.00 | 9/5/2012 9:52:40 AM |
| guybyny | $25.00 | 9/5/2012 9:53:07 AM |
| the-duty-wasp9 | $25.00 | 9/5/2012 9:53:21 AM |
| wadeveloper | $25.00 | 9/5/2012 9:53:39 AM |
| turbostar666 | $25.00 | 9/5/2012 10:08:59 AM |
| SB-Funding | $50.00 | 9/5/2012 10:09:35 AM |
| octoberfresh | $25.00 | 9/5/2012 9:55:14 AM |
| diligent-leverage | $25.00 | 9/5/2012 9:55:38 AM |
| Imageloan | $25.00 | 9/5/2012 9:56:41 AM |
| iflyforfun | $25.00 | 9/5/2012 9:57:02 AM |
| emprestador | $25.00 | 9/5/2012 10:15:10 AM |
| p1k4blu | $25.00 | 9/5/2012 9:58:22 AM |
| mistertao | $25.00 | 9/5/2012 9:59:09 AM |
| harty | $50.00 | 9/5/2012 9:58:35 AM |
| dime-sycamore3 | $50.00 | 9/5/2012 10:01:33 AM |
| WxChem | $30.00 | 9/5/2012 10:02:38 AM |
| ChicoBob | $25.00 | 9/5/2012 10:03:57 AM |
| transparency-halo | $25.00 | 9/5/2012 10:04:01 AM |
| availableloan | $25.00 | 9/5/2012 10:04:26 AM |
| bhrma1 | $50.00 | 9/5/2012 10:04:39 AM |
| mnmcarve | $25.00 | 9/5/2012 10:05:25 AM |
| dordee | $60.00 | 9/5/2012 10:29:36 AM |
| truth-explorer | $25.00 | 9/5/2012 10:31:07 AM |
| Natronpee | $25.00 | 9/5/2012 10:07:14 AM |
| point-zebra | $25.00 | 9/5/2012 10:08:07 AM |
| TheGrayFox | $25.00 | 9/5/2012 10:07:27 AM |
| ctgscott | $25.00 | 9/5/2012 10:09:36 AM |
| Rdodson11 | $25.00 | 9/5/2012 10:08:48 AM |
| doublediamond | $25.00 | 9/5/2012 10:11:51 AM |
| benjamins-utopia | $100.00 | 9/5/2012 10:10:24 AM |
| logical-reward8 | $25.00 | 9/5/2012 10:12:47 AM |
| Lesburger | $25.00 | 9/5/2012 10:13:49 AM |
| blue-laudable-dinero | $50.00 | 9/5/2012 10:20:54 AM |
| LAKESPRING | $25.00 | 9/5/2012 10:22:20 AM |
| del30 | $25.00 | 9/5/2012 10:24:24 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:38 AM |
| gt1687c | $50.00 | 9/5/2012 10:28:17 AM |
| Captain88 | $25.00 | 9/5/2012 11:23:12 AM |
| Index_Plus | $2,483.57 | 9/5/2012 12:41:38 PM |
| 360 Investments
|
Borrower Payment Dependent Notes Series
617748
This series of Notes was issued and sold upon the funding of the borrower loan #74149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1965 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 15y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,690 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caring-rate679 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $446.30 | 9/8/2012 11:01:25 PM |
| benjamins-rumbler | $50.00 | 9/7/2012 9:01:56 AM |
| handy-justice | $50.00 | 9/7/2012 9:12:55 AM |
| duty-viola | $25.00 | 9/7/2012 9:18:02 AM |
| EarlyRiser | $250.00 | 9/7/2012 9:29:18 AM |
| community-burrito9 | $35.00 | 9/7/2012 9:46:40 AM |
| NickelSteamroller | $35.00 | 9/7/2012 10:24:48 AM |
| gotjack-IRA | $25.00 | 9/7/2012 11:46:00 AM |
| 52digital | $75.00 | 9/7/2012 10:37:18 AM |
| open-minded-p2p1 | $25.00 | 9/7/2012 10:49:50 AM |
| berniemadeoff | $25.00 | 9/7/2012 10:50:34 AM |
| vutah | $75.00 | 9/7/2012 11:19:45 AM |
| dudebrah | $25.00 | 9/7/2012 1:01:48 PM |
| let_me_retire | $75.00 | 9/7/2012 1:30:03 PM |
| graceful-IRAinvestment | $101.00 | 9/7/2012 2:26:59 PM |
| kk-gp | $100.00 | 9/7/2012 2:26:38 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:55 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:00 PM |
| irrelevant | $50.00 | 9/7/2012 11:06:47 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:10 PM |
| fountain355 | $25.00 | 9/8/2012 4:37:59 AM |
| RGlad | $100.00 | 9/8/2012 3:54:17 AM |
| Colorado2006 | $25.00 | 9/8/2012 5:15:26 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:46:42 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:15 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:03 PM |
| riveting-credit5 | $25.00 | 9/7/2012 9:04:18 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:43 AM |
| Starica | $50.00 | 9/7/2012 9:51:37 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:30 AM |
| money-baron | $50.00 | 9/7/2012 10:53:17 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:16 PM |
| bellaquito | $500.00 | 9/7/2012 11:21:59 AM |
| graceful-investment | $101.00 | 9/7/2012 2:10:46 PM |
| pdub | $250.00 | 9/7/2012 12:42:41 PM |
| graceful-D4Sinvestment | $101.00 | 9/7/2012 2:30:02 PM |
| lowrater | $100.70 | 9/7/2012 5:26:00 PM |
| rate-advocator7 | $200.00 | 9/7/2012 6:57:17 PM |
| thankful-nickel2 | $50.00 | 9/7/2012 6:24:50 PM |
| p2p-mushroom1 | $25.00 | 9/7/2012 6:56:47 PM |
| samurai2 | $25.00 | 9/8/2012 6:14:56 AM |
| Bob450 | $25.00 | 9/8/2012 7:56:20 AM |
| Core-Marketing | $50.00 | 9/8/2012 4:44:13 AM |
| poorboy18 | $25.00 | 9/8/2012 8:02:03 AM |
| the-credit-bauble | $30.00 | 9/8/2012 10:44:22 AM |
| payment-halo | $25.00 | 9/8/2012 10:21:39 AM |
| dynrep | $25.00 | 9/8/2012 10:22:07 AM |
| money-fort | $25.00 | 9/8/2012 9:49:26 PM |
| CA-Lender | $50.00 | 9/8/2012 9:42:45 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
617754
This series of Notes was issued and sold upon the funding of the borrower loan #74191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,922 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-serenity7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate debt
My financial situation:
I am a good candidate for this loan because...I pay all bills on time
Monthly net income: $2400
Monthly expenses: $1900
Housing: $600
Insurance: $50
Car expenses: $0
Utilities: $50
Phone, cable, internet: $110
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $650
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| global-invest-group | $25.00 | 9/10/2012 9:25:47 AM |
| handy-justice | $50.00 | 9/10/2012 9:26:54 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:41 AM |
| Silver_Rupee | $25.01 | 9/10/2012 10:28:19 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:34:10 AM |
| bellaquito | $500.00 | 9/10/2012 10:44:44 AM |
| CA-Lender | $25.00 | 9/10/2012 3:18:10 PM |
| dudebrah | $25.00 | 9/10/2012 3:02:45 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:33 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:22 PM |
| big-mac-50 | $200.00 | 9/11/2012 5:54:51 AM |
| YsoSLO | $37.51 | 9/11/2012 12:41:25 AM |
| Leshan | $36.03 | 9/11/2012 7:19:08 AM |
| riveting-credit5 | $25.00 | 9/10/2012 9:39:00 AM |
| let_me_retire | $75.00 | 9/10/2012 11:27:13 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:47 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:40 PM |
| irrelevant | $50.00 | 9/11/2012 5:05:14 AM |
| bsmtloan | $96.45 | 9/11/2012 6:59:51 AM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:38 AM |
| Frover | $25.00 | 9/11/2012 7:06:57 AM |
| McKrackle | $50.00 | 9/11/2012 7:14:00 AM |
| LaGrangeLender | $50.00 | 9/11/2012 6:45:51 AM |
| favorite-commerce | $30.00 | 9/11/2012 6:59:20 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
619146
This series of Notes was issued and sold upon the funding of the borrower loan #73821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,206 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heavenly-basis2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Silver_Rupee | $25.01 | 9/9/2012 1:11:55 PM |
| income-triangulation1 | $25.00 | 9/9/2012 1:56:30 PM |
| openness-antioxidant | $75.00 | 9/9/2012 12:08:09 PM |
| handy-justice | $50.00 | 9/9/2012 12:15:03 PM |
| lowrater | $50.60 | 9/9/2012 12:47:18 PM |
| stock106 | $25.00 | 9/9/2012 3:14:56 PM |
| dudebrah | $25.00 | 9/9/2012 8:57:39 PM |
| greencat | $50.00 | 9/10/2012 7:56:22 AM |
| worthy-bid8 | $100.00 | 9/10/2012 9:42:17 AM |
| let_me_retire | $75.00 | 9/10/2012 11:18:36 AM |
| Numbat77 | $25.00 | 9/10/2012 10:55:45 AM |
| enriched-return057 | $50.00 | 9/10/2012 1:08:23 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:23 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:07 PM |
| natural-point1 | $25.00 | 9/10/2012 8:56:42 PM |
| graceful-D4Sinvestment | $106.00 | 9/11/2012 8:03:31 AM |
| duty-viola | $25.00 | 9/9/2012 12:17:00 PM |
| tranquil-gain1 | $75.00 | 9/9/2012 12:17:54 PM |
| Something-Corporate | $25.00 | 9/9/2012 12:44:08 PM |
| scoobiedoo | $25.03 | 9/9/2012 12:52:48 PM |
| payment-halo | $25.00 | 9/9/2012 8:11:56 PM |
| Rogelio48 | $31.00 | 9/9/2012 1:20:23 PM |
| Bad_Debt | $25.00 | 9/9/2012 5:16:07 PM |
| PrimeFunding | $25.00 | 9/9/2012 7:09:36 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:28 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:32 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:36 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:37 PM |
| favorite-commerce | $30.00 | 9/11/2012 6:59:36 AM |
| irrelevant | $50.00 | 9/11/2012 5:05:46 AM |
| Bob450 | $19.92 | 9/11/2012 8:18:40 AM |
| Leshan | $50.00 | 9/11/2012 7:24:05 AM |
| graceful-investment | $106.00 | 9/11/2012 7:33:13 AM |
| LaGrangeLender | $25.00 | 9/11/2012 6:46:19 AM |
| Frover | $31.44 | 9/11/2012 7:10:51 AM |
| Tahoeman | $25.00 | 9/11/2012 7:46:39 AM |
| return-rocket9 | $50.00 | 9/11/2012 8:18:06 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
621194
This series of Notes was issued and sold upon the funding of the borrower loan #74251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $543.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $834 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,065 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-gravitas4 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $20,000.00 | 9/7/2012 9:01:39 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
621234
This series of Notes was issued and sold upon the funding of the borrower loan #73911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $602 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-leather |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $2,513.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 5200
Monthly expenses: $
Housing: $.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kinder-credit-bear | $250.00 | 9/6/2012 9:03:15 AM |
| handy-justice | $100.00 | 9/6/2012 9:07:50 AM |
| Military_Money_Wise | $25.00 | 9/6/2012 9:09:05 AM |
| AF-Chief | $25.00 | 9/6/2012 9:20:38 AM |
| secureincome | $777.00 | 9/6/2012 9:21:04 AM |
| managedfund | $777.00 | 9/6/2012 9:32:37 AM |
| lamsabuy | $200.00 | 9/6/2012 9:47:57 AM |
| tolerant-dinero2 | $25.00 | 9/6/2012 9:55:01 AM |
| newest-bid-britches | $100.00 | 9/6/2012 10:23:29 AM |
| Fitiwalt7 | $25.00 | 9/6/2012 10:45:48 AM |
| roux | $25.00 | 9/6/2012 11:04:45 AM |
| 907 | $25.00 | 9/6/2012 10:37:09 AM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:50 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:46 PM |
| Leshan | $35.00 | 9/6/2012 2:55:27 PM |
| helpful-deal1 | $25.00 | 9/6/2012 4:30:33 PM |
| rmlends | $25.00 | 9/6/2012 5:20:05 PM |
| olin5 | $19.00 | 9/6/2012 5:32:03 PM |
| jiftostada | $25.00 | 9/6/2012 9:39:58 AM |
| kind-credit-bear | $50.00 | 9/6/2012 9:30:11 AM |
| worthy-bid8 | $100.00 | 9/6/2012 10:11:50 AM |
| Hedge-Fund | $25.00 | 9/6/2012 11:04:15 AM |
| just-finance2 | $25.00 | 9/6/2012 11:30:58 AM |
| tycoon8 | $25.00 | 9/6/2012 10:53:24 AM |
| moola-monger9 | $75.00 | 9/6/2012 1:12:24 PM |
| money-baron-roth-IRA | $42.00 | 9/6/2012 11:37:54 AM |
| promise2 | $25.00 | 9/6/2012 4:45:30 PM |
| branaa99 | $25.00 | 9/6/2012 2:23:05 PM |
| dudebrah | $25.00 | 9/6/2012 3:21:57 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:25 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:43 PM |
| GrossBuddha | $300.00 | 9/6/2012 4:32:27 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
622782
This series of Notes was issued and sold upon the funding of the borrower loan #74273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 8m |
|
Amount delinquent:
| $4,219 |
Total credit lines:
| 47 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82,588 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| genuine-kindness8 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
700-719
(Dec-2010)
700-719
(Sep-2010)
|
|
Principal balance:
| $10,010.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Further consolidate other loans for longer payoff period.
My financial situation:
I am a good candidate for this loan because...I can afford the payments and I have been a good prosper borrower for over 2 yrs now with no missed payments while still recovering from a fianancial crisis a couple years ago.
Monthly net income: $10000
Monthly expenses: $9000
Housing: $5000
Insurance: $250
Car expenses: $500
Utilities: $400
Phone, cable, internet: $135
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $1600
Other expenses: $ 315
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/6/2012 9:10:57 AM |
| withering-flounder | $75.00 | 9/6/2012 9:02:16 AM |
| school-loan-gambler | $72.42 | 9/6/2012 9:03:18 AM |
| adaptable-return21 | $50.00 | 9/6/2012 9:01:52 AM |
| lowrater | $100.70 | 9/6/2012 9:02:35 AM |
| frantic-retirement | $58.20 | 9/6/2012 9:05:12 AM |
| RGlad | $100.00 | 9/6/2012 9:09:36 AM |
| Feyenoord | $30.00 | 9/6/2012 9:09:46 AM |
| respectful-dough429 | $25.00 | 9/6/2012 9:02:07 AM |
| IIP77 | $25.00 | 9/6/2012 9:03:50 AM |
| TheSituation | $25.00 | 9/6/2012 9:04:02 AM |
| loan-master1 | $25.00 | 9/6/2012 9:10:49 AM |
| worth-blanket2 | $3,600.00 | 9/6/2012 9:11:45 AM |
| fascinating-generosity3 | $137.16 | 9/6/2012 9:03:55 AM |
| MoneyForNothing | $25.20 | 9/6/2012 9:03:36 AM |
| Dusigrosz | $100.00 | 9/6/2012 9:01:26 AM |
| WisconsinFinance | $25.00 | 9/6/2012 9:04:02 AM |
| Dusigrosz | $100.00 | 9/6/2012 9:04:44 AM |
| DasMula | $50.00 | 9/6/2012 9:04:53 AM |
| bubb_hans | $25.00 | 9/6/2012 9:05:21 AM |
| handy-justice | $100.00 | 9/6/2012 9:05:43 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
623088
This series of Notes was issued and sold upon the funding of the borrower loan #74098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,150 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-shepherd2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 8/31/2012 5:40:06 PM |
| tolerant-dime2 | $26.00 | 8/31/2012 5:06:54 PM |
| riveting-credit5 | $25.00 | 8/31/2012 5:35:50 PM |
| cr8on | $100.00 | 8/31/2012 6:38:44 PM |
| CA-Lender | $25.00 | 9/1/2012 10:37:04 AM |
| RGlad | $100.00 | 9/1/2012 2:21:25 PM |
| corndog4000 | $35.00 | 9/1/2012 7:19:01 PM |
| scoobiedoo | $25.00 | 9/4/2012 7:46:03 AM |
| jebber007 | $35.00 | 9/5/2012 11:48:17 PM |
| pious-openness | $25.00 | 9/6/2012 2:59:52 PM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:00 AM |
| Whipster | $40.00 | 9/7/2012 9:01:15 AM |
| john0720 | $25.00 | 9/7/2012 10:22:27 AM |
| jiftostada | $25.00 | 9/7/2012 10:06:03 AM |
| pdub | $250.00 | 9/7/2012 12:42:17 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:16 PM |
| a-helping-hand | $64.39 | 9/7/2012 2:09:43 PM |
| community-burrito9 | $35.00 | 8/31/2012 5:47:03 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:16 PM |
| let_me_retire | $25.00 | 9/1/2012 4:28:07 AM |
| irrelevant | $50.00 | 9/1/2012 5:06:57 AM |
| Silver_Rupee | $25.01 | 9/1/2012 1:55:49 PM |
| lowrater | $50.60 | 9/1/2012 1:34:27 PM |
| enriched-return057 | $100.00 | 9/1/2012 3:49:19 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:23 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:24 PM |
| graceful-investment | $53.00 | 9/6/2012 10:54:46 AM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:44 PM |
| buffalobills | $25.00 | 9/7/2012 6:41:13 AM |
| greencat | $50.00 | 9/7/2012 7:20:54 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:27 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:29 AM |
| 52digital | $75.00 | 9/7/2012 10:37:18 AM |
| money-baron | $50.00 | 9/7/2012 10:53:12 AM |
| bellaquito | $500.00 | 9/7/2012 11:21:58 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:00 PM |
| sgt-schultz | $31.00 | 9/7/2012 1:36:10 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
624158
This series of Notes was issued and sold upon the funding of the borrower loan #74243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,488 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bill-trumpet9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan for Credit Card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 8/28/2012 9:13:58 AM |
| lowrater | $100.70 | 8/28/2012 9:01:53 AM |
| durability-ace9 | $30.00 | 8/28/2012 10:13:41 AM |
| managedfund | $333.00 | 8/28/2012 10:51:33 AM |
| worthy-bid8 | $100.00 | 8/28/2012 10:12:37 AM |
| pietro_torna_indietro | $50.00 | 8/28/2012 1:46:40 PM |
| commerce-gargantuan2 | $50.00 | 8/28/2012 3:48:24 PM |
| dudebrah | $25.00 | 8/28/2012 6:05:04 PM |
| money-baron | $50.00 | 8/29/2012 10:32:06 AM |
| irrelevant | $50.00 | 8/30/2012 9:07:25 AM |
| transformer855 | $25.00 | 8/30/2012 10:25:55 AM |
| enriched-return057 | $50.00 | 8/30/2012 7:40:56 PM |
| blue-order-comet | $25.00 | 8/31/2012 9:07:24 AM |
| eboomer2611 | $25.00 | 9/1/2012 6:51:02 AM |
| Bob450 | $25.00 | 9/1/2012 8:14:54 AM |
| docdekay | $50.00 | 9/2/2012 12:01:27 PM |
| SolarMoonshine | $25.00 | 9/2/2012 1:03:51 PM |
| payment-halo | $25.00 | 9/2/2012 3:49:27 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:11 PM |
| Valley-of-the-Dollar | $25.00 | 9/4/2012 2:43:21 PM |
| refresher211 | $25.00 | 9/4/2012 5:13:17 PM |
| green-rapid-openness | $300.00 | 9/4/2012 5:22:37 PM |
| best-bonafide-p2p | $25.00 | 9/4/2012 6:04:31 PM |
| reduce_US_govt_debt | $35.00 | 9/4/2012 6:16:09 PM |
| bellaquito | $500.00 | 9/4/2012 6:50:17 PM |
| cr8on | $100.00 | 8/28/2012 10:43:45 AM |
| Zingaro | $25.00 | 8/28/2012 10:44:20 AM |
| let_me_retire | $75.59 | 8/28/2012 7:26:02 PM |
| jebber007 | $30.00 | 8/28/2012 9:04:01 PM |
| greencat | $50.00 | 8/29/2012 7:31:29 AM |
| LendingPimp | $26.00 | 8/30/2012 2:24:04 AM |
| ethical-truth211 | $50.00 | 8/31/2012 7:08:39 AM |
| unbeatable-integrity822 | $25.00 | 8/31/2012 7:37:55 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:35 AM |
| dough-kitten5 | $25.00 | 8/31/2012 2:54:47 PM |
| GreenTiger | $50.00 | 8/31/2012 4:52:04 PM |
| Rogelio48 | $25.00 | 8/31/2012 11:05:30 AM |
| terrific-dough6 | $50.00 | 8/31/2012 5:21:52 PM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:34 AM |
| Roundhouse | $50.00 | 9/2/2012 11:36:38 AM |
| dynrep | $25.00 | 9/2/2012 3:49:49 PM |
| SweatyBalls | $25.00 | 9/2/2012 2:32:15 PM |
| Digger85 | $100.00 | 9/3/2012 3:13:28 AM |
| mykkai | $25.00 | 9/4/2012 6:35:59 PM |
| jenerationx | $19.71 | 9/4/2012 8:49:22 PM |
| gothampark | $25.00 | 9/4/2012 7:25:35 PM |
| blue-silver-ruler | $25.00 | 9/4/2012 8:40:27 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
624190
This series of Notes was issued and sold upon the funding of the borrower loan #73962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $178.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $742 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CA_fpob |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Education Company Working Capital
Purpose of loan:
This loan will be used as working capital for a season business. College Apprentice is a private academic travel and competition company that selects US high school students to participate in international conferences, conventions, and competitions.
In August 2012, we selected, trained, and traveled with 12 highly talented students to a Model UN conference hosted in Beijing, China. This year, we are expanding our roster of programs to also include the National Journalism Convention (San Antonio/San Francisco), World Youth Economic Forum (Shanghai), and Venture to Lead Business Model Competition (Mumbai).
Financial situation:
Because programs largely take place in the summer, seasonality drastically affects cash flow. Last year, our proof of concept year, we had $50,000 in revenues and are projected for $200,000 this year on the assumptions of increasing our program offerings four fold. We are also in the process of negotiating exclusive rights to bring US students and schools with many of our partners.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,400.00 | 9/10/2012 5:14:10 PM |
| 52digital | $75.00 | 9/10/2012 5:17:55 PM |
| scholarly-order6 | $50.00 | 9/10/2012 5:20:14 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:09 PM |
| thrilling-fund427 | $50.00 | 9/10/2012 5:18:22 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:04 PM |
| LeReve | $75.00 | 9/10/2012 5:30:39 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
624890
This series of Notes was issued and sold upon the funding of the borrower loan #73692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Aug-16-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-30-2012 |
|
|
Lender yield:
| 14.28% |
Borrower rate/APR:
| 15.28% / 23.07% |
Monthly payment:
| $1,355.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.96% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 0m |
|
Amount delinquent:
| $1,360 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $664 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-witty-peace |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
october wedding
Purpose of loan:
This loan will be used to pay for wedding expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| nourishing-interest0 | $25.00 | 8/16/2012 5:07:40 PM |
| Vegasjim | $25.00 | 8/16/2012 5:11:56 PM |
| britgsb | $25.00 | 8/16/2012 5:40:21 PM |
| adventurer447 | $200.00 | 8/16/2012 5:10:49 PM |
| bazaar-tulip | $25.00 | 8/16/2012 5:53:21 PM |
| SBT | $25.00 | 8/16/2012 6:01:05 PM |
| toblerone | $25.00 | 8/16/2012 6:11:49 PM |
| credit-wheel7 | $25.00 | 8/17/2012 9:12:29 AM |
| sturdy-dime5 | $50.00 | 8/17/2012 6:52:45 AM |
| HereToHelp305 | $200.00 | 8/18/2012 12:12:39 PM |
| Plow_n_Sow | $25.00 | 8/18/2012 3:45:44 PM |
| Shomee_dmoney | $25.00 | 8/19/2012 7:02:59 PM |
| diplomatic-justice6 | $25.00 | 8/21/2012 6:54:16 PM |
| p2ploan-hunter4 | $25.00 | 8/22/2012 4:42:29 AM |
| Shalidar | $25.00 | 8/22/2012 10:20:45 AM |
| honker425 | $50.00 | 8/22/2012 3:44:09 PM |
| durability-ace9 | $30.00 | 8/23/2012 9:08:53 AM |
| weatherman89 | $50.00 | 8/23/2012 10:14:16 AM |
| tmdmf | $50.00 | 8/23/2012 1:38:28 PM |
| decisive-income7 | $1,750.00 | 8/24/2012 12:39:34 PM |
| InvestorATL | $50.00 | 8/24/2012 4:53:38 PM |
| LeReve | $500.00 | 8/24/2012 4:39:26 PM |
| green28 | $50.00 | 8/26/2012 3:40:45 PM |
| adaboy65 | $50.00 | 8/27/2012 9:50:42 AM |
| pragmatic-auction8 | $50.00 | 8/27/2012 7:37:08 PM |
| preeminant-moola6 | $25.00 | 8/28/2012 9:18:59 AM |
| Shalidar | $25.00 | 8/28/2012 9:27:28 AM |
| pdub | $500.00 | 8/28/2012 2:42:11 PM |
| transaction-detective70 | $25.00 | 8/28/2012 2:24:20 PM |
| loyalty-dragster7 | $50.00 | 8/29/2012 10:48:04 AM |
| revolutionary769 | $100.00 | 8/29/2012 12:02:45 PM |
| Plutis | $25.00 | 8/29/2012 4:31:09 PM |
| rate-hawk | $25.00 | 8/29/2012 5:51:02 PM |
| brightest-unafraid-currency | $100.00 | 8/29/2012 5:59:50 PM |
| transparency-sapling | $25.00 | 8/29/2012 6:04:47 PM |
| jdwillcox | $50.00 | 8/29/2012 9:45:20 PM |
| transparency-gondola5 | $25.00 | 8/30/2012 8:32:35 AM |
| MicroLender357 | $25.00 | 8/30/2012 9:14:15 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:21:55 AM |
| a-finance-nirvana | $25.00 | 8/30/2012 10:05:52 AM |
| secureincome | $274.00 | 8/30/2012 10:29:27 AM |
| money-exchanger4 | $25.00 | 8/30/2012 10:13:58 AM |
| durable-lender79 | $25.00 | 8/30/2012 12:17:30 PM |
| fmanjoo | $25.00 | 8/30/2012 10:01:52 AM |
| MI2 | $5,000.00 | 8/30/2012 11:00:42 AM |
| enriched-return057 | $50.00 | 8/30/2012 11:16:39 AM |
| KindCharmingReflective-affluence | $25.00 | 8/30/2012 2:12:20 PM |
| silver-explorer6 | $25.00 | 8/16/2012 5:40:50 PM |
| punctual-contract256 | $25.00 | 8/16/2012 5:40:14 PM |
| 01a_MrUSC_IRA | $25.00 | 8/16/2012 6:40:05 PM |
| 01a_MrsUSC | $50.00 | 8/16/2012 7:12:46 PM |
| vutah | $35.00 | 8/16/2012 7:25:55 PM |
| availableloan | $25.00 | 8/17/2012 9:46:45 AM |
| note-willow8 | $25.00 | 8/17/2012 9:59:19 AM |
| best-unbeatable-transaction | $25.00 | 8/17/2012 2:02:29 PM |
| pierrelasvegas | $25.00 | 8/17/2012 6:46:48 PM |
| RothySkynx | $150.00 | 8/18/2012 7:55:37 PM |
| enticing-note | $25.00 | 8/21/2012 10:13:45 AM |
| wildcat173 | $25.00 | 8/21/2012 12:09:54 PM |
| Cash4U2also | $25.00 | 8/22/2012 12:42:12 AM |
| balance-windmill8 | $40.00 | 8/22/2012 9:19:18 AM |
| InvestingEngineer | $25.00 | 8/24/2012 2:23:57 PM |
| boston_mass | $500.00 | 8/24/2012 8:29:36 PM |
| Relaxo | $250.00 | 8/25/2012 2:38:03 PM |
| PDJ | $50.00 | 8/25/2012 8:34:41 PM |
| unrelenting-auction7 | $25.00 | 8/26/2012 12:07:04 PM |
| credible-responsibility022 | $25.00 | 8/28/2012 8:26:44 AM |
| Mathon | $25.00 | 8/28/2012 10:24:15 AM |
| RedmondMan | $25.00 | 8/28/2012 11:49:23 AM |
| currency-persimmon | $26.00 | 8/28/2012 10:13:16 AM |
| community-seahorse0 | $25.00 | 8/29/2012 6:58:43 AM |
| gold-persimmon2 | $53.70 | 8/29/2012 8:17:32 AM |
| forceful-auction4 | $25.00 | 8/29/2012 8:45:20 AM |
| commerce-wildebeest2 | $25.00 | 8/29/2012 9:59:11 AM |
| gold-bath2 | $200.98 | 8/29/2012 9:59:13 AM |
| stable-euro1 | $25.00 | 8/29/2012 5:15:55 PM |
| credit-birch | $27.00 | 8/29/2012 11:07:22 PM |
| platinum-attraction | $25.00 | 8/29/2012 11:25:51 PM |
| reward-processor | $25.00 | 8/30/2012 6:27:49 AM |
| antlr | $25.00 | 8/29/2012 9:17:18 PM |
| metro457 | $100.00 | 8/29/2012 9:51:52 PM |
| powerful-return1 | $100.00 | 8/30/2012 10:24:57 AM |
| Attainable | $65.00 | 8/30/2012 1:18:07 PM |
| new-bid-boomarang | $25.00 | 8/30/2012 1:42:04 PM |
| Index_Plus | $2,848.32 | 8/30/2012 2:24:05 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
625704
This series of Notes was issued and sold upon the funding of the borrower loan #73875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $592.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,943 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hard-working-dime282 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a good history of paying my bills on time and more than the minimums.
Monthly net income: $6200
Monthly expenses:
Housing: $500
Insurance: $80
Car expenses: $475
Utilities: $300
Phone, cable, internet: $225
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $890
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/1/2012 9:01:45 AM |
| cash-mad-scientist3 | $25.00 | 8/31/2012 5:12:13 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:52 PM |
| ferocious-kindness8 | $30.00 | 8/31/2012 5:23:22 PM |
| callmebryan | $25.00 | 8/31/2012 6:59:55 PM |
| open-minded-p2p1 | $25.00 | 8/31/2012 5:47:48 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:17 PM |
| Index_Plus | $6,500.00 | 8/31/2012 7:11:51 PM |
| supreme-exchange547 | $25.00 | 9/1/2012 9:11:45 AM |
| Christophe | $25.00 | 9/1/2012 8:11:24 AM |
| thankful-nickel2 | $50.00 | 9/1/2012 7:46:38 AM |
| 113121 | $25.00 | 9/1/2012 8:40:27 AM |
| careful-vigilance4 | $25.00 | 9/1/2012 12:42:40 PM |
| kila-designer | $150.00 | 9/1/2012 5:37:12 PM |
| peso-mate | $50.00 | 9/1/2012 9:02:22 PM |
| deal-banker | $100.00 | 9/1/2012 10:24:43 PM |
| axl163 | $25.00 | 9/2/2012 9:18:51 AM |
| Relient-K | $25.00 | 9/2/2012 2:41:11 PM |
| engrossing-community0 | $25.00 | 9/2/2012 3:58:12 PM |
| Iwillhuntyoudown | $25.00 | 9/2/2012 10:28:55 PM |
| Weaverville | $25.00 | 9/3/2012 10:44:34 AM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:27 PM |
| Otagaini | $50.98 | 9/4/2012 3:22:04 AM |
| euro-eagle1 | $26.00 | 9/4/2012 5:56:47 AM |
| glroark | $75.00 | 9/4/2012 7:43:07 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:33 AM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:38 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:33 PM |
| best-bonafide-p2p | $25.00 | 9/5/2012 5:04:02 AM |
| LaGrangeLender | $40.00 | 9/5/2012 5:42:24 AM |
| adventurer447 | $300.00 | 9/5/2012 9:57:59 AM |
| dordee | $40.00 | 9/5/2012 10:34:06 AM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:11 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:02 PM |
| jebber007 | $40.00 | 9/5/2012 11:51:39 PM |
| ResQDoc | $25.00 | 9/6/2012 2:22:14 AM |
| DiligentiaLLC | $51.27 | 9/6/2012 5:54:19 AM |
| nourishing-interest0 | $25.00 | 9/6/2012 8:18:00 AM |
| Quiza12 | $50.00 | 9/6/2012 4:17:36 PM |
| frogperson | $200.00 | 9/6/2012 4:21:50 PM |
| bonus-seahorse | $25.00 | 9/6/2012 2:01:57 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:06 PM |
| loyalty-dragster7 | $125.00 | 9/6/2012 5:42:03 PM |
| blue-loan-euphoria | $64.00 | 9/6/2012 5:58:08 PM |
| buffalobills | $25.00 | 9/7/2012 6:38:19 AM |
| JeffHoll | $40.00 | 9/7/2012 8:04:18 AM |
| SC2TX | $50.00 | 9/7/2012 9:24:37 AM |
| 52digital | $75.00 | 9/7/2012 9:40:06 AM |
| mercuriant | $25.00 | 9/7/2012 9:56:01 AM |
| global-invest-group | $25.00 | 9/7/2012 10:25:13 AM |
| historic-value7 | $200.00 | 9/7/2012 10:32:23 AM |
| keynaples | $50.00 | 9/7/2012 10:22:00 AM |
| tmdmf | $25.00 | 9/7/2012 11:58:09 AM |
| sdcc72 | $25.00 | 9/7/2012 11:14:07 AM |
| dudebrah | $25.00 | 9/7/2012 1:05:23 PM |
| blue-subtle-integrity | $25.00 | 9/7/2012 1:30:00 PM |
| handy-justice | $50.00 | 8/31/2012 5:18:31 PM |
| cr8on | $220.00 | 8/31/2012 5:32:02 PM |
| duty-viola | $25.00 | 8/31/2012 5:56:59 PM |
| houli123 | $25.00 | 8/31/2012 5:41:43 PM |
| community-burrito9 | $25.00 | 8/31/2012 7:28:05 PM |
| thrifty-capital | $35.00 | 8/31/2012 6:49:58 PM |
| vutah | $25.00 | 8/31/2012 8:55:01 PM |
| revenue-statesperson4 | $100.00 | 8/31/2012 11:56:05 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:54 PM |
| CoyoteJack | $25.00 | 9/1/2012 4:57:22 AM |
| irrelevant | $50.00 | 9/1/2012 5:08:33 AM |
| gotjack-IRA | $25.02 | 9/1/2012 8:57:04 AM |
| janeybooboo | $75.00 | 9/1/2012 9:06:17 AM |
| wonderous-power | $25.00 | 9/1/2012 4:50:19 AM |
| dontvote | $25.00 | 9/1/2012 11:06:49 AM |
| terrific-dough6 | $50.00 | 9/1/2012 12:06:31 PM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:11 PM |
| diplomatic-wealth7 | $25.00 | 9/1/2012 1:14:19 PM |
| selector568 | $300.00 | 9/1/2012 1:42:36 PM |
| Jloaner | $100.00 | 9/2/2012 8:10:17 AM |
| scoobiedoo | $25.00 | 9/1/2012 7:44:50 PM |
| scholarly-order6 | $25.00 | 9/2/2012 12:13:54 PM |
| wildanne | $44.00 | 9/2/2012 12:24:29 PM |
| Roundhouse | $100.00 | 9/2/2012 11:34:32 AM |
| Astyanax | $45.00 | 9/2/2012 2:14:49 PM |
| moneylender25 | $25.00 | 9/2/2012 1:03:04 PM |
| reflective-rupee | $25.00 | 9/3/2012 9:21:09 AM |
| basis-encourager2 | $25.00 | 9/3/2012 8:08:13 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:33:56 AM |
| worth-shower8 | $100.00 | 9/3/2012 2:52:53 PM |
| RedmondMan | $25.00 | 9/4/2012 7:45:57 AM |
| encore06 | $25.00 | 9/4/2012 6:25:52 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:45 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:54 AM |
| CincyTex | $25.00 | 9/4/2012 1:15:00 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:48 PM |
| smart-kindness8 | $25.00 | 9/5/2012 3:47:27 AM |
| jenerationx | $25.00 | 9/4/2012 10:20:28 PM |
| 1stPlace | $75.00 | 9/5/2012 1:39:23 PM |
| income-triangulation1 | $25.00 | 9/5/2012 12:19:28 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:04 PM |
| Educatedmike | $25.00 | 9/5/2012 5:53:23 PM |
| missing-link | $25.00 | 9/5/2012 6:19:32 PM |
| Plutis | $25.00 | 9/5/2012 7:44:16 PM |
| derwiki | $25.00 | 9/5/2012 10:01:44 PM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:23:59 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:17 AM |
| brainy-return234 | $50.00 | 9/6/2012 10:01:20 AM |
| ethical-truth211 | $150.00 | 9/6/2012 11:02:22 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:31 AM |
| on_your_side | $25.00 | 9/6/2012 4:08:43 PM |
| eoppy | $50.00 | 9/6/2012 5:01:39 PM |
| revenue-statesperson4 | $200.00 | 9/7/2012 2:08:07 AM |
| klend4 | $25.00 | 9/7/2012 3:50:06 AM |
| return-enthusiast1 | $25.00 | 9/7/2012 7:20:40 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:00 AM |
| investment-comet | $25.00 | 9/7/2012 7:16:22 AM |
| sosleep | $25.00 | 9/7/2012 8:26:03 AM |
| Tonusb0 | $25.00 | 9/7/2012 8:00:11 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:04 AM |
| respectful-note5 | $25.00 | 9/7/2012 9:13:03 AM |
| asset-professor | $25.00 | 9/7/2012 10:11:23 AM |
| preeminant-greenback024 | $50.00 | 9/7/2012 12:33:54 PM |
| Comoparklender | $25.00 | 9/7/2012 10:51:19 AM |
| money-baron | $50.00 | 9/7/2012 11:04:51 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:00 PM |
| pdub | $500.00 | 9/7/2012 12:40:18 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:16 PM |
| Badgworth | $67.33 | 9/7/2012 1:24:29 PM |
| sgt-schultz | $16.40 | 9/7/2012 1:32:30 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
626066
This series of Notes was issued and sold upon the funding of the borrower loan #73713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,750.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $382.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,124 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-exec1 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation / dental work
Purpose of loan: bill consol. also dental work
This loan will be used to...payoff ax and golfcart loan
My financial situation: good
I am a good candidate for this loan because...never late on anything
Monthly net income: $7500
Monthly expenses: $3000
Housing: $1383
Insurance: $100
Car expenses: $150
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $30.64 | 9/6/2012 5:01:57 PM |
| ingenious-deal6 | $25.00 | 9/6/2012 5:08:35 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:09 PM |
| bazaar-elvis | $50.00 | 9/6/2012 5:07:13 PM |
| creditjunky | $50.00 | 9/6/2012 5:25:44 PM |
| glimmering-liberty616 | $25.00 | 9/6/2012 5:38:04 PM |
| enriching-trade2 | $34.00 | 9/6/2012 5:19:08 PM |
| I_Like_to_Invest | $25.00 | 9/6/2012 5:25:47 PM |
| openness-antioxidant | $75.00 | 9/6/2012 5:24:42 PM |
| adventurer447 | $300.00 | 9/6/2012 5:56:59 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:39 PM |
| thankful-nickel2 | $50.00 | 9/6/2012 6:37:52 PM |
| hopeful_lender | $100.00 | 9/6/2012 7:10:50 PM |
| JeremyLinFan | $40.00 | 9/6/2012 6:20:55 PM |
| houli123 | $225.00 | 9/6/2012 6:54:26 PM |
| LiveNow | $25.00 | 9/6/2012 7:40:19 PM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:24:27 PM |
| RGlad | $300.00 | 9/6/2012 10:41:48 PM |
| jmvingeorgia | $25.00 | 9/7/2012 5:37:19 AM |
| reflective-greenback1 | $50.00 | 9/7/2012 7:40:23 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:34 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:18 AM |
| respectful-fairness069 | $27.00 | 9/7/2012 11:43:01 AM |
| global-invest-group | $25.00 | 9/7/2012 10:44:36 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:43 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:20 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:52:52 PM |
| responsibility-orchestra1 | $25.00 | 9/7/2012 4:13:12 PM |
| CPAecs | $25.00 | 9/7/2012 3:43:31 PM |
| excellent-loan8 | $25.00 | 9/7/2012 7:07:02 PM |
| samurai2 | $49.31 | 9/8/2012 5:15:06 AM |
| UncleSafety | $26.76 | 9/7/2012 7:57:48 PM |
| brightest-trade-breeze | $25.00 | 9/7/2012 10:35:51 PM |
| justinology | $30.95 | 9/8/2012 8:11:22 AM |
| aprivatelender | $30.00 | 9/7/2012 11:11:33 PM |
| radforj22 | $39.17 | 9/8/2012 6:36:21 AM |
| JustMee | $25.00 | 9/8/2012 6:12:04 AM |
| urbane-income7 | $100.00 | 9/8/2012 7:46:06 AM |
| benefit-molecule338 | $114.14 | 9/8/2012 7:47:05 AM |
| _NaLNaBB | $287.69 | 9/8/2012 8:21:31 AM |
| Aberdeen | $100.00 | 9/6/2012 6:21:49 PM |
| spark548 | $25.00 | 9/6/2012 5:08:54 PM |
| tranquil-gain1 | $75.00 | 9/6/2012 5:07:53 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:21 PM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 5:28:40 PM |
| mikrolown | $25.00 | 9/6/2012 5:15:10 PM |
| penny-finder | $35.00 | 9/6/2012 5:47:20 PM |
| new-justice-entrepreneur | $25.00 | 9/6/2012 5:32:31 PM |
| wise-direct-community | $25.00 | 9/6/2012 5:37:50 PM |
| Catplrgrl1 | $25.00 | 9/6/2012 6:39:57 PM |
| ready-interest9 | $25.00 | 9/6/2012 6:02:09 PM |
| kfrench | $75.00 | 9/6/2012 6:07:55 PM |
| prudent-deal662 | $25.00 | 9/6/2012 6:12:03 PM |
| Plutis | $25.00 | 9/6/2012 6:59:03 PM |
| Interloper | $70.00 | 9/6/2012 8:06:34 PM |
| heerzaquestion | $35.00 | 9/7/2012 3:38:52 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:02 AM |
| ferpeiks | $300.00 | 9/7/2012 6:20:36 AM |
| deal-kung-fu | $200.00 | 9/7/2012 9:11:59 AM |
| Rockymtnhi | $50.00 | 9/7/2012 9:04:57 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:31 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:53 AM |
| keynaples | $50.00 | 9/7/2012 10:18:27 AM |
| justreturns | $25.00 | 9/7/2012 10:01:12 AM |
| duty-awakening3 | $25.00 | 9/7/2012 10:07:37 AM |
| pdub | $500.00 | 9/7/2012 12:40:31 PM |
| marketplace-singularity3 | $50.00 | 9/7/2012 12:58:06 PM |
| new-transparent-bazaar | $25.00 | 9/7/2012 11:40:35 AM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:44 PM |
| MI2 | $5,000.00 | 9/7/2012 2:10:33 PM |
| RocketSurgeon | $25.00 | 9/7/2012 5:01:41 PM |
| matt_2006 | $25.00 | 9/7/2012 5:55:57 PM |
| lowrater | $100.50 | 9/7/2012 5:24:59 PM |
| availableloan | $25.00 | 9/7/2012 6:02:46 PM |
| Theodon | $25.00 | 9/7/2012 5:36:15 PM |
| britgsb | $50.00 | 9/7/2012 5:37:51 PM |
| Binan | $25.00 | 9/7/2012 7:18:56 PM |
| Cambalache | $40.00 | 9/7/2012 8:04:23 PM |
| jcw3rd | $25.00 | 9/7/2012 10:07:54 PM |
| crippledcircus | $25.00 | 9/8/2012 7:35:20 AM |
| seanjohnnyc | $25.00 | 9/8/2012 3:59:11 AM |
| silver-ectasy1 | $26.84 | 9/8/2012 7:50:48 AM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
626964
This series of Notes was issued and sold upon the funding of the borrower loan #74474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $742 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-majestic-treasure |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: cargo trailer
This loan will be used to... start a garage door service business. I work nights so i would not be leaving my primary job.
My financial situation:very good. The only problem is my checks only show 2/3 of my income. There is a judgement that shows on my credit report but it has been resolved for a few years. If you look at my credit, i haven't missed a credit card, car loan, or mortage payment.
I am a good candidate for this loan because...I have been in the garage door industry for the last 15 years. I left the company i worked for four years ago do to a baby being born and could not afford the day care but never stopped installing and servicing garage doors as a side job. I all ready have 80% of the tools i need other than the cargo trailer.
Monthly net income: $2800
Monthly expenses: $
Housing: $1000
Insurance: $60
Car expenses: $270
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 9/5/2012 5:18:08 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:37 PM |
| lowrater | $50.40 | 9/5/2012 7:22:17 PM |
| tolerant-dinero2 | $25.00 | 9/6/2012 9:56:46 AM |
| dudebrah | $25.00 | 9/6/2012 3:18:24 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:36 PM |
| pdub | $250.00 | 9/7/2012 12:42:28 PM |
| I-Believe-In-You | $25.00 | 9/7/2012 1:36:49 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:53:13 AM |
| fairness-booster9 | $25.00 | 9/8/2012 10:05:18 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:46 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:29 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:06 PM |
| worthy-dinero8 | $25.00 | 9/10/2012 5:33:59 PM |
| irrelevant | $50.00 | 9/5/2012 5:08:31 PM |
| handy-justice | $50.00 | 9/5/2012 5:20:55 PM |
| dariop | $25.01 | 9/5/2012 5:59:54 PM |
| benefit-javelin | $27.73 | 9/7/2012 11:50:41 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:09 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:03 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:08 PM |
| Index_Plus | $796.86 | 9/10/2012 7:36:32 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
627244
This series of Notes was issued and sold upon the funding of the borrower loan #74134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $118.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,576 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-zone9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Starica | $50.00 | 9/3/2012 5:03:03 PM |
| handy-justice | $100.00 | 9/3/2012 5:03:54 PM |
| NickelSteamroller | $25.00 | 9/3/2012 5:21:35 PM |
| return-pioneer221 | $200.00 | 9/3/2012 5:21:48 PM |
| VirginiaBuckeye | $150.00 | 9/3/2012 5:25:42 PM |
| duty-viola | $25.00 | 9/3/2012 5:26:15 PM |
| mmckune | $25.00 | 9/3/2012 5:57:12 PM |
| decisive-income7 | $500.00 | 9/3/2012 5:02:37 PM |
| toblerone | $25.00 | 9/3/2012 5:02:55 PM |
| scholarly-order6 | $25.00 | 9/3/2012 5:08:29 PM |
| one-midas | $25.00 | 9/3/2012 6:50:16 PM |
| wilkenm | $25.00 | 9/3/2012 7:57:28 PM |
| well-rounded-payout0 | $25.00 | 9/3/2012 5:38:00 PM |
| EarlyRiser | $250.00 | 9/3/2012 5:42:19 PM |
| transaction-circuit | $75.00 | 9/3/2012 5:49:41 PM |
| dukeiyer | $25.00 | 9/3/2012 6:00:50 PM |
| Otagaini | $32.00 | 9/4/2012 3:04:59 AM |
| WriteTheLegend | $100.00 | 9/3/2012 6:43:05 PM |
| thrifty-capital | $38.00 | 9/3/2012 6:27:10 PM |
| vutah | $35.00 | 9/3/2012 7:25:08 PM |
| ethical-truth211 | $150.00 | 9/3/2012 7:09:45 PM |
| rapid-currency | $25.00 | 9/3/2012 9:47:28 PM |
| Zingaro | $25.00 | 9/3/2012 5:13:59 PM |
| kila-designer | $300.00 | 9/3/2012 5:31:02 PM |
| SLN-10 | $50.00 | 9/3/2012 6:38:46 PM |
| thankful-nickel2 | $50.00 | 9/3/2012 7:01:25 PM |
| EnglishGeekInNYC | $25.00 | 9/3/2012 5:38:03 PM |
| ferocious-kindness8 | $30.00 | 9/3/2012 5:42:24 PM |
| tranquil-gain1 | $75.00 | 9/3/2012 5:49:52 PM |
| VirginiaBuckeye | $200.00 | 9/3/2012 5:56:56 PM |
| Investor_DP | $100.00 | 9/3/2012 6:03:31 PM |
| scoobiedoo | $40.00 | 9/3/2012 9:08:16 PM |
| titan2 | $25.00 | 9/3/2012 9:26:22 PM |
| RGlad | $150.00 | 9/3/2012 10:49:02 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
627512
This series of Notes was issued and sold upon the funding of the borrower loan #73755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-03-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,717 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-saver2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase on a semi truck
Purpose of loan:
This loan will be used to... to purchase a semi tractor
My financial situation:
I am a good candidate for this loan because...
I'm on time and this loan will benefit me in making more money by
becoming a owner operator.
Monthly net income: $3,200
Monthly expenses: $
Housing:
Insurance: $300
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 8/22/2012 5:11:19 PM |
| Something-Corporate | $25.00 | 8/22/2012 5:32:25 PM |
| gotjack-IRA | $25.00 | 8/22/2012 7:16:42 PM |
| openness-antioxidant | $75.00 | 8/22/2012 6:01:08 PM |
| ultimate-peace | $250.00 | 8/23/2012 10:01:09 AM |
| jebber007 | $35.00 | 8/24/2012 7:03:47 PM |
| dudebrah | $25.00 | 8/27/2012 6:08:29 PM |
| DreisersFinancier | $50.00 | 8/28/2012 9:37:25 AM |
| pdub | $200.00 | 8/28/2012 2:37:10 PM |
| tolerant-responsibility051 | $500.00 | 8/29/2012 5:53:38 PM |
| scoobiedoo | $25.00 | 8/30/2012 7:15:16 AM |
| kulender | $50.00 | 8/30/2012 11:26:10 AM |
| return-enforcer5 | $25.00 | 8/31/2012 7:26:39 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:26 AM |
| ElDiabloGato | $150.00 | 8/31/2012 12:53:14 PM |
| terrific-dough6 | $50.00 | 8/31/2012 5:21:51 PM |
| invest-in-ed | $120.00 | 8/31/2012 8:35:07 PM |
| income-buffalo1 | $50.00 | 9/1/2012 3:55:35 PM |
| KwikLoan1 | $25.00 | 9/1/2012 4:24:23 PM |
| bellaquito | $500.00 | 9/2/2012 1:57:58 PM |
| wise-peaceful-p2ploan | $32.80 | 9/2/2012 3:32:41 PM |
| trailblazer986 | $25.45 | 9/2/2012 10:46:26 PM |
| Whatssofunnybout | $25.00 | 9/2/2012 7:36:23 PM |
| bustermicheal | $101.46 | 9/3/2012 5:48:24 AM |
| compassion-charmer7 | $50.00 | 9/3/2012 11:10:41 AM |
| jedi953 | $25.00 | 9/3/2012 12:16:28 PM |
| cmliii | $30.00 | 9/3/2012 1:17:37 PM |
| I-Believe-In-You | $25.00 | 9/3/2012 1:45:57 PM |
| bob450-roth | $25.00 | 9/3/2012 4:03:31 PM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:41 PM |
| community-burrito9 | $25.00 | 8/22/2012 5:18:47 PM |
| cr8on | $100.00 | 8/22/2012 6:16:04 PM |
| Rogelio48 | $30.00 | 8/22/2012 6:23:19 PM |
| durability-ace9 | $30.00 | 8/23/2012 9:10:01 AM |
| worthy-bid8 | $100.00 | 8/26/2012 12:46:57 PM |
| best-point-flow | $50.00 | 8/27/2012 1:03:42 PM |
| versatile-dime442 | $100.00 | 8/28/2012 5:19:19 PM |
| Molson Bank & Trust | $50.00 | 8/29/2012 9:14:11 AM |
| whitegold24k | $50.00 | 8/29/2012 4:24:20 PM |
| bonus-seahorse | $25.00 | 8/29/2012 2:11:22 PM |
| open-dough6 | $25.00 | 8/30/2012 7:37:18 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:54 AM |
| Pakse | $25.00 | 8/30/2012 4:51:13 PM |
| treasure-hunter270 | $25.00 | 8/31/2012 7:41:25 AM |
| mammalian4 | $25.00 | 8/31/2012 2:21:46 PM |
| CoyoteJack | $25.00 | 9/1/2012 1:03:03 PM |
| reverent-hope5 | $25.00 | 9/1/2012 1:52:51 PM |
| macm | $31.30 | 9/1/2012 3:29:52 PM |
| enriched-return057 | $76.47 | 9/1/2012 4:02:50 PM |
| d2vid | $100.00 | 9/1/2012 6:01:16 PM |
| boss520 | $50.00 | 9/1/2012 10:27:01 PM |
| lowrater | $50.30 | 9/2/2012 2:38:48 AM |
| bunnybear | $30.00 | 9/2/2012 10:48:42 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:05 PM |
| Weaverville | $25.00 | 9/3/2012 10:44:25 AM |
| Numbat77 | $25.00 | 9/3/2012 10:56:55 AM |
| compatible-deal9 | $25.00 | 9/3/2012 11:28:38 AM |
| malomar66 | $45.00 | 9/3/2012 12:50:32 PM |
| MoneyM | $12.22 | 9/3/2012 4:06:38 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
627712
This series of Notes was issued and sold upon the funding of the borrower loan #74308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,801 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cell717 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to...complete my home.
My financial situation:
I am a good candidate for this loan because I have a steady income.
Monthly net income: $3,400.00
Monthly expenses: $540.00
Housing: $0.00 (no home mortgage, home paid off).
Insurance: $53.00
Car expenses: $200.000
Utilities: $11.00
Phone, cable, internet: $26.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MG_Holdings | $25.00 | 8/22/2012 9:18:53 AM |
| Rogelio48 | $25.00 | 8/22/2012 11:31:14 AM |
| marala4285 | $33.00 | 8/25/2012 11:26:32 AM |
| open-minded-p2p1 | $25.00 | 8/27/2012 4:30:31 PM |
| DreisersFinancier | $50.00 | 8/28/2012 9:37:24 AM |
| dudebrah | $25.00 | 8/28/2012 5:55:09 PM |
| tolerant-responsibility051 | $500.00 | 8/29/2012 3:32:00 PM |
| LendingPimp | $26.00 | 8/30/2012 2:24:24 AM |
| blackstar | $25.00 | 8/30/2012 6:04:51 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:51 AM |
| vutah | $75.00 | 8/30/2012 11:10:24 AM |
| kulender | $50.00 | 8/30/2012 11:26:08 AM |
| CoyoteJack | $25.00 | 9/1/2012 1:02:59 PM |
| Weaverville | $25.00 | 9/3/2012 10:44:23 AM |
| wilkenm | $25.00 | 9/3/2012 7:57:25 PM |
| simplelender80 | $500.00 | 9/4/2012 3:24:53 PM |
| Index_Plus | $1,000.00 | 9/4/2012 5:32:36 PM |
| Hedge-Fund | $25.00 | 8/22/2012 9:13:55 AM |
| SolarMoonshine | $25.00 | 8/22/2012 9:49:02 AM |
| durability-ace9 | $30.00 | 8/23/2012 9:09:54 AM |
| worthy-bid8 | $100.00 | 8/26/2012 12:46:55 PM |
| pdub | $200.00 | 8/28/2012 2:37:08 PM |
| versatile-dime442 | $100.00 | 8/28/2012 5:19:17 PM |
| the-inspired-justice | $25.00 | 8/30/2012 3:44:38 PM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:24 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:04 PM |
| bubb_hans | $25.00 | 9/3/2012 9:29:40 AM |
| Land_on_your_feet | $50.00 | 9/4/2012 6:18:22 AM |
| Jrbgood | $50.00 | 9/4/2012 11:16:32 AM |
| MI2 | $686.00 | 9/4/2012 5:35:27 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
627888
This series of Notes was issued and sold upon the funding of the borrower loan #73737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-02-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 78% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $201 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-joyous-currency |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
660-679
(Dec-2011)
|
|
Principal balance:
| $4,250.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan: Consoladate debt
This loan will be used to... Pay off credit cards and to reduce the interest rate of my other prosper loan
My financial situation:
I am a good candidate for this loan because... All my bills are always paid on time. My wife and I are securely employed and are just trying to reduce interest on debt.
Monthly net income: $5,000 aprox
Monthly expenses: $800 aprox
Housing: $1,000 aprox
Insurance: $150.00 a month
Car expenses: $1,000
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: included in "monthly expenses"
Clothing, household expenses: included in "monthly expenses"
Credit cards and other loans: $100.00 mo
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:08 PM |
| trade-solo | $25.00 | 8/31/2012 5:22:18 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:56 PM |
| entertaining-rate9 | $25.00 | 8/31/2012 5:41:22 PM |
| WeedPatch | $50.00 | 8/31/2012 5:21:25 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:17 PM |
| EnglishGeekInNYC | $25.00 | 8/31/2012 5:50:25 PM |
| five-star-note | $25.00 | 8/31/2012 6:39:54 PM |
| well-rounded-dinero | $25.00 | 8/31/2012 6:05:17 PM |
| greenback-drummer9 | $25.00 | 8/31/2012 8:49:28 PM |
| engrossing-community0 | $25.00 | 8/31/2012 8:53:45 PM |
| myidear | $25.00 | 9/1/2012 5:09:06 AM |
| new-marketplace-lyrics | $25.00 | 9/1/2012 4:55:01 AM |
| adaptable-benefit6 | $25.00 | 9/1/2012 8:47:21 AM |
| bm0816 | $25.00 | 9/1/2012 7:21:36 AM |
| cerebral-dollar773 | $25.00 | 9/1/2012 5:54:45 AM |
| ddog0224 | $50.00 | 9/1/2012 11:30:42 AM |
| supreme-exchange547 | $25.00 | 9/1/2012 9:04:39 AM |
| Cambalache | $40.00 | 9/1/2012 7:33:34 AM |
| compatible-deal9 | $50.00 | 9/1/2012 9:03:11 AM |
| Investoman | $25.00 | 9/1/2012 12:06:41 PM |
| Tradesmanlender | $25.00 | 9/1/2012 12:07:30 PM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:45 PM |
| wigglesworth4 | $500.00 | 9/1/2012 12:22:24 PM |
| AF-Chief | $25.00 | 9/1/2012 12:14:45 PM |
| x-lender | $25.00 | 9/1/2012 12:24:31 PM |
| und-alum | $25.00 | 9/1/2012 12:21:00 PM |
| ready-agreement5 | $25.00 | 9/1/2012 12:13:01 PM |
| tech310 | $50.00 | 9/1/2012 12:28:59 PM |
| responsibility-fortress | $25.00 | 9/1/2012 12:53:59 PM |
| compoundinterest | $25.00 | 9/1/2012 12:26:32 PM |
| jmb_lending | $25.00 | 9/1/2012 12:41:49 PM |
| Kjw19044 | $50.00 | 9/1/2012 1:10:27 PM |
| 6moonbeams | $37.00 | 9/1/2012 1:19:57 PM |
| awe-inspiring-commitment972 | $50.00 | 9/1/2012 1:24:07 PM |
| new-ore-venture | $100.00 | 9/1/2012 1:52:44 PM |
| zone6 | $100.00 | 9/1/2012 1:54:10 PM |
| richboy56 | $25.00 | 9/1/2012 1:15:58 PM |
| american6 | $50.00 | 9/1/2012 1:32:15 PM |
| kenji4861 | $25.00 | 9/1/2012 2:17:58 PM |
| rescue | $100.00 | 9/1/2012 1:41:11 PM |
| prudent-deal662 | $25.00 | 9/1/2012 1:41:47 PM |
| currency-persimmon | $25.00 | 9/1/2012 2:37:49 PM |
| 108lender | $200.00 | 9/1/2012 1:29:30 PM |
| tomdooley12520 | $25.00 | 9/1/2012 7:22:36 PM |
| jazzlender | $50.00 | 9/1/2012 1:54:21 PM |
| emergencyMD | $25.00 | 9/1/2012 3:10:45 PM |
| cmg891 | $25.00 | 9/1/2012 8:30:43 PM |
| income-buffalo1 | $50.00 | 9/1/2012 3:56:51 PM |
| newest-favorable-wealth | $25.00 | 9/1/2012 11:22:13 PM |
| Ben-Siegelbaum | $100.00 | 9/2/2012 1:41:56 AM |
| dollar-vibraphone4 | $50.00 | 9/1/2012 8:12:11 PM |
| thoughtful-contract984 | $35.00 | 9/1/2012 5:32:33 PM |
| punctual-worth263 | $72.20 | 9/1/2012 9:36:00 PM |
| AM2008 | $25.00 | 9/1/2012 6:42:23 PM |
| power-leader1 | $25.00 | 9/1/2012 7:26:19 PM |
| thoughtful-economy1 | $139.36 | 9/1/2012 9:02:12 PM |
| 1313mark1313 | $45.28 | 9/2/2012 11:01:20 AM |
| sublime-liberty6 | $50.00 | 9/2/2012 11:21:11 AM |
| Wilhan | $30.00 | 9/2/2012 6:20:31 AM |
| nurak2 | $68.49 | 9/2/2012 3:06:37 AM |
| finance-amusement4 | $100.00 | 9/2/2012 5:28:30 AM |
| a-leverage-investor | $44.46 | 9/2/2012 6:56:00 AM |
| listing-vista | $50.00 | 9/2/2012 12:13:10 PM |
| volcano494 | $45.42 | 9/2/2012 9:26:55 AM |
| new-reward-sequoia | $28.90 | 9/2/2012 9:59:24 AM |
| red-luminous-gain | $25.00 | 9/2/2012 12:26:08 PM |
| magical-credit523 | $25.00 | 9/2/2012 12:09:44 PM |
| BainCapital-2point0 | $25.00 | 9/2/2012 12:12:05 PM |
| silver-trident5 | $500.00 | 9/2/2012 12:13:50 PM |
| melodious-fairness | $25.00 | 9/2/2012 12:25:51 PM |
| secureincome | $1,333.00 | 9/2/2012 1:08:40 PM |
| spirit07a | $100.00 | 9/2/2012 12:45:23 PM |
| bonus-rotation1 | $150.00 | 9/2/2012 2:12:46 PM |
| first-serene-credit | $25.00 | 9/2/2012 2:17:41 PM |
| rexryan1470 | $25.00 | 9/2/2012 3:07:51 PM |
| lovely-bid3 | $36.34 | 9/2/2012 1:09:08 PM |
| DarkInvestor | $27.00 | 9/2/2012 5:36:14 PM |
| moneytolend72 | $40.00 | 9/2/2012 2:26:21 PM |
| LimaGuy | $25.00 | 9/2/2012 7:24:43 PM |
| BRunner74 | $33.00 | 9/2/2012 7:51:27 PM |
| jonathan10s | $25.00 | 9/2/2012 2:52:26 PM |
| LikesToLend | $25.00 | 9/2/2012 9:09:24 PM |
| Razors_Edge | $25.00 | 9/2/2012 5:16:56 PM |
| topher515 | $25.00 | 9/2/2012 5:47:37 PM |
| hope-spinner | $50.00 | 9/2/2012 7:26:07 PM |
| tough-repayment4 | $25.00 | 9/2/2012 7:01:34 PM |
| Ranger_Investments | $25.00 | 9/2/2012 7:54:42 PM |
| kdsmaclean | $25.00 | 9/2/2012 7:54:46 PM |
| gold-disk | $25.00 | 9/2/2012 8:41:13 PM |
| reward-dynamo | $25.00 | 9/2/2012 7:57:23 PM |
| fair-gain8 | $31.49 | 9/2/2012 7:59:20 PM |
| BostonCapital | $100.00 | 8/31/2012 5:32:52 PM |
| mikrolown | $25.00 | 8/31/2012 5:20:59 PM |
| newest-bid-britches | $100.00 | 8/31/2012 5:36:02 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:52 PM |
| duty-viola | $30.00 | 8/31/2012 5:54:29 PM |
| LaGrangeLender | $50.00 | 8/31/2012 5:26:56 PM |
| HereToHelp305 | $100.00 | 8/31/2012 6:13:17 PM |
| bellaquito | $500.00 | 8/31/2012 6:18:16 PM |
| managedfund | $1,333.00 | 8/31/2012 6:28:53 PM |
| _NaLNaBB | $400.00 | 8/31/2012 6:49:42 PM |
| callmebryan | $25.00 | 8/31/2012 6:59:22 PM |
| ace230 | $25.00 | 8/31/2012 5:43:45 PM |
| Fitiwalt7 | $25.00 | 8/31/2012 8:14:05 PM |
| greenback-drummer9 | $25.00 | 8/31/2012 9:11:03 PM |
| twjh | $25.08 | 8/31/2012 6:39:26 PM |
| thrifty-capital | $30.00 | 8/31/2012 7:00:13 PM |
| repayment-hawk5 | $25.00 | 9/1/2012 6:01:31 AM |
| independent-listing796 | $25.00 | 9/1/2012 4:39:57 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:51 AM |
| dontvote | $25.00 | 9/1/2012 11:11:49 AM |
| Petiza | $40.00 | 9/1/2012 9:00:44 AM |
| brondero | $150.00 | 9/1/2012 9:37:26 AM |
| scholarly-benefit5 | $25.00 | 9/1/2012 12:05:50 PM |
| dynamic-money271 | $50.00 | 9/1/2012 12:02:14 PM |
| transparency-sapling | $25.00 | 9/1/2012 12:36:43 PM |
| sgordon46 | $25.00 | 9/1/2012 1:02:52 PM |
| SummitAdvisors | $25.00 | 9/1/2012 12:36:01 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 1:00:00 PM |
| principal-cooker2 | $50.00 | 9/1/2012 1:09:43 PM |
| rmachi | $25.00 | 9/1/2012 1:13:43 PM |
| the-dollar-topper | $104.00 | 9/1/2012 1:15:21 PM |
| kind-rupee-welder | $25.00 | 9/1/2012 1:35:08 PM |
| Bendan | $34.00 | 9/1/2012 1:44:15 PM |
| coin-lesson3 | $31.24 | 9/1/2012 1:54:51 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:21 PM |
| moola-accelerator6 | $30.00 | 9/1/2012 1:34:47 PM |
| peaceful-farmer | $40.00 | 9/1/2012 6:57:55 PM |
| pleasant-bid | $30.00 | 9/1/2012 2:40:49 PM |
| Cascadianomics | $29.36 | 9/1/2012 3:28:30 PM |
| bill-expert | $25.00 | 9/1/2012 3:02:15 PM |
| benevolent-asset | $25.00 | 9/1/2012 3:18:08 PM |
| enchanted-truth264 | $35.48 | 9/1/2012 8:09:43 PM |
| pro-fl | $26.02 | 9/2/2012 7:13:24 AM |
| red-rate-whistle | $40.00 | 9/1/2012 9:19:44 PM |
| loan-lionheart6 | $25.00 | 9/2/2012 8:16:39 AM |
| appcoder | $50.00 | 9/2/2012 9:51:47 AM |
| Melrosian | $70.00 | 9/2/2012 6:15:05 AM |
| Jloaner | $100.00 | 9/2/2012 8:10:17 AM |
| compassionenstein0 | $25.00 | 9/2/2012 8:22:13 AM |
| samurai2 | $25.00 | 9/2/2012 6:25:10 AM |
| finance-symphony7 | $100.00 | 9/2/2012 9:52:28 AM |
| westcoastsun | $25.00 | 9/2/2012 10:27:33 AM |
| CACO_Lender | $25.00 | 9/2/2012 9:00:14 AM |
| deal-gazer | $50.00 | 9/2/2012 11:18:23 AM |
| godfather4u | $500.00 | 9/2/2012 11:26:26 AM |
| aasx1108 | $25.00 | 9/2/2012 12:54:14 PM |
| prohelper | $25.00 | 9/2/2012 12:09:07 PM |
| supreme-benefit | $25.00 | 9/2/2012 1:02:13 PM |
| deal-banker | $50.00 | 9/2/2012 2:05:01 PM |
| theloanteacher | $25.00 | 9/2/2012 2:08:03 PM |
| 907 | $50.00 | 9/2/2012 12:47:12 PM |
| pound-mushroom3 | $25.00 | 9/2/2012 12:44:23 PM |
| ingenious-deal6 | $25.00 | 9/2/2012 12:55:30 PM |
| integrity-american | $25.00 | 9/2/2012 2:56:49 PM |
| gustavholstopus32 | $25.00 | 9/2/2012 3:14:59 PM |
| katnmouse | $30.00 | 9/2/2012 1:44:47 PM |
| trajectory8 | $25.00 | 9/2/2012 1:37:59 PM |
| BorthersKeeper | $25.00 | 9/2/2012 3:09:23 PM |
| andyb9 | $25.00 | 9/2/2012 2:31:46 PM |
| zippy-greenback231 | $25.00 | 9/2/2012 3:40:37 PM |
| balance-solo0 | $50.00 | 9/2/2012 6:18:51 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:18 PM |
| kind-bazaar-kitten | $25.00 | 9/2/2012 9:04:34 PM |
| capital-halo1 | $3,449.88 | 9/2/2012 9:35:38 PM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
627928
This series of Notes was issued and sold upon the funding of the borrower loan #73842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-22-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,773 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intelligent-income418 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
medical
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:42 PM |
| SBT | $25.00 | 8/22/2012 5:09:19 PM |
| ingenious-deal6 | $25.00 | 8/22/2012 5:12:12 PM |
| order-tamale | $400.00 | 8/22/2012 5:02:05 PM |
| nickel-ferret | $25.00 | 8/22/2012 5:06:51 PM |
| aggresive-commerce8 | $50.00 | 8/22/2012 5:03:21 PM |
| loyalty-delight6 | $25.00 | 8/22/2012 5:25:36 PM |
| aztec | $25.00 | 8/22/2012 5:28:25 PM |
| urbane-deal152 | $50.00 | 8/22/2012 5:42:53 PM |
| enterprising-exchange6 | $50.00 | 8/22/2012 5:49:41 PM |
| enticing-note | $25.00 | 8/22/2012 6:14:30 PM |
| bazaar-tulip | $25.00 | 8/23/2012 5:05:22 PM |
| Koomarbit | $30.00 | 8/23/2012 5:13:27 PM |
| compoundinterest | $25.00 | 8/23/2012 5:25:58 PM |
| Dubbs360 | $500.00 | 8/23/2012 2:56:46 PM |
| redalert99 | $46.00 | 8/23/2012 5:38:38 PM |
| hope-percolator8 | $50.00 | 8/23/2012 5:44:20 PM |
| CreditBuilder2 | $25.01 | 8/23/2012 5:11:12 PM |
| treasure-palace661 | $350.00 | 8/23/2012 7:27:53 PM |
| I_Like_to_Invest | $25.00 | 8/24/2012 9:12:46 AM |
| radforj22 | $25.00 | 8/24/2012 8:31:39 AM |
| enriching-trade2 | $50.00 | 8/24/2012 10:01:39 AM |
| adventurer447 | $300.00 | 8/24/2012 9:17:50 AM |
| silver-explorer6 | $25.00 | 8/24/2012 10:03:23 AM |
| rate-hawk | $25.00 | 8/24/2012 3:13:05 PM |
| impeccable-penny | $50.00 | 8/24/2012 4:07:30 PM |
| first-careful-currency | $300.00 | 8/24/2012 4:13:26 PM |
| repayment-pagoda8 | $100.00 | 8/24/2012 5:00:43 PM |
| basis-encourager2 | $25.00 | 8/24/2012 3:21:54 PM |
| auction-iris9 | $120.00 | 8/24/2012 5:38:39 PM |
| peace-banjo518 | $25.00 | 8/24/2012 5:49:10 PM |
| wealth-infusion6 | $50.00 | 8/24/2012 7:30:16 PM |
| wakkow | $25.00 | 8/24/2012 8:08:10 PM |
| p2ploan-harmony913 | $25.00 | 8/25/2012 8:23:29 AM |
| mizon291 | $30.00 | 8/25/2012 12:39:21 PM |
| rmachi | $25.00 | 8/25/2012 12:26:06 PM |
| hickeyjosp | $50.00 | 8/25/2012 12:31:23 PM |
| DadWarbucks | $25.00 | 8/25/2012 12:57:23 PM |
| compassion-lotus5 | $100.00 | 8/25/2012 5:42:46 PM |
| liberty-prometheus6 | $25.00 | 8/25/2012 7:06:40 PM |
| jga516 | $25.00 | 8/26/2012 9:07:48 AM |
| sensible-interest2 | $25.00 | 8/26/2012 12:14:49 PM |
| loyalty-dragster7 | $100.00 | 8/26/2012 10:13:05 AM |
| Islandgal | $25.00 | 8/26/2012 3:52:22 PM |
| britgsb | $25.00 | 8/26/2012 6:24:36 PM |
| Great-Mom | $25.00 | 8/26/2012 3:28:32 PM |
| CJMC | $25.00 | 8/26/2012 8:01:45 PM |
| deal-samurai7 | $25.00 | 8/27/2012 7:05:30 AM |
| adaboy65 | $50.00 | 8/27/2012 9:50:58 AM |
| red-heroic-peace | $30.00 | 8/27/2012 10:00:22 AM |
| red-benjamins-bliss | $100.00 | 8/27/2012 10:21:13 AM |
| Rockymtnhi | $25.00 | 8/27/2012 11:17:16 AM |
| simplelender80 | $500.00 | 8/27/2012 2:58:11 PM |
| misit | $25.00 | 8/27/2012 2:30:57 PM |
| emprestador | $25.00 | 8/27/2012 11:38:03 AM |
| prudent-dough458 | $25.00 | 8/27/2012 5:21:47 PM |
| bold-witty-p2ploan | $25.00 | 8/27/2012 5:24:26 PM |
| american6 | $50.00 | 8/27/2012 5:59:29 PM |
| credit-nirvana698 | $30.00 | 8/27/2012 5:15:31 PM |
| finance-kayak30 | $100.00 | 8/27/2012 6:04:50 PM |
| focused-yield4 | $100.00 | 8/27/2012 6:05:15 PM |
| ore-jalapeno4 | $50.00 | 8/27/2012 5:51:43 PM |
| laudable-p2p3 | $50.00 | 8/27/2012 9:24:10 PM |
| spikerjack | $25.00 | 8/28/2012 8:49:46 AM |
| georgethesir | $50.00 | 8/28/2012 5:27:53 AM |
| sturdy-fairness0 | $100.00 | 8/28/2012 9:10:17 AM |
| pujols8996 | $50.00 | 8/28/2012 9:28:43 AM |
| w3alter | $34.00 | 8/28/2012 9:43:26 AM |
| flypenguin | $25.00 | 8/28/2012 9:55:21 AM |
| DreisersFinancier | $50.00 | 8/28/2012 9:37:26 AM |
| pdub | $500.00 | 8/28/2012 9:57:15 AM |
| commonsenselending | $100.00 | 8/28/2012 12:15:39 PM |
| durability-solstice8 | $50.00 | 8/28/2012 5:05:24 PM |
| red-fervent-deal | $25.00 | 8/28/2012 11:21:45 AM |
| fund-booster4 | $500.00 | 8/28/2012 1:18:08 PM |
| ashinvest | $25.00 | 8/28/2012 4:48:46 PM |
| graceful-durability246 | $50.00 | 8/29/2012 5:10:39 AM |
| honker425 | $100.00 | 8/29/2012 2:45:58 PM |
| Darts | $50.00 | 8/29/2012 10:26:57 PM |
| capital-javelin3 | $50.00 | 8/29/2012 6:38:56 PM |
| metro457 | $100.00 | 8/29/2012 9:51:54 PM |
| Munnie | $25.00 | 8/30/2012 6:14:49 AM |
| debt-legend | $25.00 | 8/30/2012 9:04:11 AM |
| affluence-tycoon | $25.00 | 8/30/2012 10:08:45 AM |
| progressive-wampum0 | $25.00 | 8/30/2012 10:37:55 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:01 AM |
| unforgettable-wealth4 | $50.00 | 8/30/2012 10:31:13 AM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:57:01 PM |
| Rick21 | $25.00 | 8/30/2012 10:20:46 AM |
| sr47567 | $25.00 | 8/30/2012 10:30:39 AM |
| Downs108 | $25.00 | 8/30/2012 10:31:36 AM |
| jstefans | $25.00 | 8/30/2012 5:17:09 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:17 PM |
| bazaar-elvis | $50.00 | 8/30/2012 6:25:02 PM |
| wwwUniversal | $25.00 | 8/30/2012 6:53:47 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:18 PM |
| top-courteous-peso | $75.00 | 8/31/2012 9:48:07 AM |
| superb-return339 | $350.00 | 8/31/2012 1:42:25 PM |
| bellaquito | $500.00 | 8/31/2012 6:31:45 PM |
| new-marketplace-lyrics | $25.00 | 9/1/2012 4:56:53 AM |
| engrossing-community0 | $50.00 | 8/31/2012 8:18:51 PM |
| diligent-felicity132 | $100.00 | 9/1/2012 7:10:36 AM |
| diverse-transparency | $25.00 | 9/1/2012 8:58:25 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:01 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:40 AM |
| DDPrime | $50.00 | 9/1/2012 12:17:01 PM |
| topher515 | $25.00 | 9/2/2012 5:47:30 PM |
| Importexport | $200.00 | 9/3/2012 8:01:01 AM |
| Kame | $25.00 | 9/3/2012 9:37:25 AM |
| unbelievable-value2 | $50.00 | 9/3/2012 5:43:43 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:00 PM |
| SPB | $50.00 | 9/4/2012 8:24:27 AM |
| durable-investment8 | $30.00 | 9/4/2012 8:57:23 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:47 AM |
| Batman2u | $100.00 | 9/4/2012 2:48:22 PM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:36 PM |
| sgt-schultz | $35.00 | 9/4/2012 2:04:25 PM |
| Index_Plus | $2,923.57 | 9/4/2012 5:33:47 PM |
| jcornehlsen | $25.00 | 8/22/2012 6:28:23 PM |
| wise-virtuous-vigilance | $100.00 | 8/22/2012 5:07:43 PM |
| tranquil-gain1 | $50.00 | 8/22/2012 5:28:43 PM |
| bowdish1 | $100.00 | 8/22/2012 5:38:08 PM |
| kfrench | $75.00 | 8/22/2012 6:27:27 PM |
| ready-interest9 | $25.00 | 8/22/2012 6:16:49 PM |
| Plutis | $25.00 | 8/22/2012 6:20:21 PM |
| RothySkynx | $25.00 | 8/22/2012 9:22:22 PM |
| ready-bid9 | $50.00 | 8/23/2012 9:01:13 AM |
| brainy-credit1 | $40.00 | 8/23/2012 8:40:39 AM |
| thrifty-transaction578 | $25.00 | 8/23/2012 9:10:22 AM |
| LoanerPrincipal | $25.00 | 8/23/2012 9:31:02 AM |
| abundant-velocity5 | $100.00 | 8/23/2012 9:58:43 AM |
| credible-responsibility022 | $25.00 | 8/23/2012 11:30:41 AM |
| pound-idol543 | $100.00 | 8/23/2012 4:00:26 PM |
| MI2 | $5,000.00 | 8/23/2012 7:39:23 PM |
| bid-banjo3 | $100.00 | 8/23/2012 5:43:39 PM |
| impartial-economy1 | $25.00 | 8/24/2012 7:34:59 AM |
| IP | $25.00 | 8/24/2012 9:26:50 AM |
| delectable-point5 | $100.00 | 8/24/2012 9:31:12 AM |
| Vegasjim | $25.00 | 8/24/2012 10:45:07 AM |
| empire051 | $25.00 | 8/24/2012 12:36:01 PM |
| continental2 | $50.00 | 8/24/2012 1:58:30 PM |
| calm-platinum957 | $25.00 | 8/24/2012 2:25:36 PM |
| lender987654321 | $50.00 | 8/24/2012 5:38:15 PM |
| LeReve | $500.00 | 8/24/2012 5:53:13 PM |
| Aimvest | $25.00 | 8/25/2012 12:16:32 PM |
| indomitable-coin | $25.00 | 8/25/2012 12:08:05 PM |
| cardminger | $25.00 | 8/25/2012 12:02:29 PM |
| AFairDeal | $25.00 | 8/25/2012 12:30:42 PM |
| djs81 | $56.00 | 8/25/2012 12:31:26 PM |
| kenji4861 | $25.00 | 8/25/2012 1:48:24 PM |
| justreturns | $25.00 | 8/25/2012 7:57:33 PM |
| balance-locomotive0 | $100.00 | 8/26/2012 7:01:06 AM |
| Investoman | $25.00 | 8/26/2012 12:21:47 PM |
| SMVM87 | $43.00 | 8/26/2012 2:04:00 PM |
| dough-hammock | $25.00 | 8/26/2012 5:29:38 PM |
| 280Z | $25.00 | 8/26/2012 1:02:19 PM |
| Solid-Platinum | $30.00 | 8/26/2012 10:22:22 PM |
| generous-deal6 | $25.00 | 8/26/2012 10:34:15 PM |
| adaptable-benefit6 | $25.00 | 8/26/2012 1:33:22 PM |
| mighty-yield8 | $100.00 | 8/27/2012 7:52:25 AM |
| blue-vigilance-nest | $100.00 | 8/27/2012 9:06:20 AM |
| Rick7925 | $25.00 | 8/27/2012 6:33:41 AM |
| Tradesmanlender | $25.00 | 8/27/2012 10:00:07 AM |
| red-fervent-deal | $25.00 | 8/27/2012 10:34:46 AM |
| BDL-Roth | $50.00 | 8/27/2012 11:52:52 AM |
| progressive-economy261 | $500.00 | 8/27/2012 1:19:05 PM |
| green-lively-bill | $25.00 | 8/27/2012 1:34:32 PM |
| benevolent-moola291 | $50.00 | 8/27/2012 5:26:05 PM |
| cachecrew | $50.00 | 8/27/2012 4:09:45 PM |
| currency-chihuahua3 | $50.00 | 8/27/2012 5:41:12 PM |
| worthy-compassion878 | $25.00 | 8/27/2012 6:01:54 PM |
| enthusiastic-cash599 | $50.00 | 8/27/2012 6:06:24 PM |
| magical-credit523 | $25.00 | 8/27/2012 6:11:00 PM |
| student17354 | $30.00 | 8/27/2012 6:41:36 PM |
| porter22 | $25.00 | 8/28/2012 6:18:58 AM |
| fox798 | $100.00 | 8/28/2012 8:34:10 AM |
| nytrnbow | $25.00 | 8/27/2012 7:38:18 PM |
| moola-man | $25.00 | 8/28/2012 7:24:02 AM |
| dough-kitten5 | $25.00 | 8/28/2012 4:13:54 AM |
| icchok | $27.00 | 8/28/2012 9:16:38 AM |
| mvalley | $25.00 | 8/28/2012 9:20:14 AM |
| MoneyMA | $25.00 | 8/28/2012 9:20:33 AM |
| Sothenwhat | $36.00 | 8/28/2012 9:35:13 AM |
| chief64 | $200.00 | 8/28/2012 9:51:19 AM |
| basis-gazer0 | $25.00 | 8/28/2012 10:03:29 AM |
| Avala | $100.00 | 8/28/2012 9:43:53 AM |
| dinero-journey9 | $25.00 | 8/28/2012 9:50:45 AM |
| all4beans | $25.00 | 8/28/2012 9:28:38 AM |
| VBAces | $100.00 | 8/28/2012 10:24:34 AM |
| RedmondMan | $25.00 | 8/28/2012 11:49:33 AM |
| bombay56 | $50.00 | 8/28/2012 5:03:40 PM |
| versatile-dime442 | $250.00 | 8/28/2012 5:17:59 PM |
| sympathetic-funds818 | $25.00 | 8/28/2012 8:40:27 PM |
| green28 | $100.00 | 8/29/2012 5:04:25 AM |
| commerce-gargantuan2 | $100.00 | 8/29/2012 5:05:54 AM |
| revenue-achievement | $25.00 | 8/29/2012 7:12:51 AM |
| exciting-finance288 | $30.00 | 8/29/2012 2:02:38 PM |
| richboy56 | $25.00 | 8/29/2012 2:49:11 PM |
| mike279766 | $34.40 | 8/29/2012 5:36:56 PM |
| RocketSurgeon | $25.00 | 8/29/2012 6:10:21 PM |
| stable-euro1 | $25.00 | 8/29/2012 5:15:56 PM |
| octoberfresh | $25.00 | 8/29/2012 5:27:10 PM |
| awesome-compassion5 | $25.00 | 8/30/2012 8:57:43 AM |
| Castellan | $50.00 | 8/30/2012 9:25:32 AM |
| transparency-gondola5 | $25.00 | 8/30/2012 8:32:37 AM |
| cozy-gain023 | $25.00 | 8/30/2012 9:53:29 AM |
| subtle-revenue0 | $25.00 | 8/30/2012 9:38:58 AM |
| vigorous-payment6 | $25.00 | 8/30/2012 10:23:25 AM |
| thedoctor | $75.00 | 8/30/2012 10:20:15 AM |
| enriched-return057 | $25.00 | 8/30/2012 11:17:58 AM |
| rchapee | $25.00 | 8/30/2012 11:57:04 AM |
| Clambake | $25.00 | 8/30/2012 10:17:11 AM |
| atwaterville | $25.00 | 8/30/2012 10:28:51 AM |
| lakshmilila | $25.00 | 8/30/2012 2:39:55 PM |
| blue-laudable-dinero | $25.00 | 8/30/2012 3:17:28 PM |
| Byrd24 | $100.00 | 8/30/2012 4:27:39 PM |
| JanLal | $50.00 | 8/30/2012 4:53:51 PM |
| trade-solo | $25.00 | 8/30/2012 5:32:14 PM |
| revenue-handshake6 | $25.00 | 8/30/2012 5:03:19 PM |
| processor115 | $25.00 | 8/30/2012 5:52:18 PM |
| bb575 | $50.00 | 8/30/2012 6:07:49 PM |
| supersam | $50.00 | 8/31/2012 5:43:54 AM |
| visionary-dedication5 | $50.00 | 8/31/2012 7:54:28 AM |
| best-bonafide-p2p | $50.00 | 8/31/2012 8:16:23 AM |
| nalaari | $42.77 | 8/31/2012 5:51:33 AM |
| capital_gains | $50.00 | 8/31/2012 8:35:34 AM |
| ferpeiks | $100.00 | 8/31/2012 9:20:40 AM |
| universal71 | $25.00 | 8/31/2012 9:29:05 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:27 AM |
| Leshan | $35.00 | 8/31/2012 12:57:05 PM |
| daw1878 | $25.00 | 8/31/2012 2:25:13 PM |
| rupeeasaurus7 | $30.00 | 8/31/2012 12:51:50 PM |
| paytonbrigadier | $250.00 | 8/31/2012 4:33:42 PM |
| JESPA | $25.25 | 8/31/2012 3:13:04 PM |
| WxChem | $30.00 | 9/1/2012 10:32:25 AM |
| lplender | $50.00 | 9/1/2012 8:21:56 AM |
| prudent-deal662 | $25.00 | 9/1/2012 12:23:42 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:15 PM |
| blue-laudable-dinero | $25.00 | 9/1/2012 9:19:05 PM |
| bonafide-cash | $100.00 | 9/1/2012 8:42:30 PM |
| SFMutual | $100.00 | 9/2/2012 11:35:18 AM |
| lostontheedge | $25.00 | 9/2/2012 10:07:03 AM |
| Roundhouse | $100.00 | 9/2/2012 11:28:25 AM |
| lagnisiruk | $25.00 | 9/2/2012 12:15:38 PM |
| balance-solo0 | $50.00 | 9/2/2012 6:30:38 PM |
| Mailmon | $25.00 | 9/2/2012 5:53:08 PM |
| DarkInvestor | $27.00 | 9/2/2012 5:38:20 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:14 PM |
| JCMC | $25.00 | 9/3/2012 6:58:28 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:32 PM |
| nourishing-wampum7 | $25.00 | 9/3/2012 8:05:52 PM |
| vibrant-penny7 | $25.00 | 9/4/2012 9:00:45 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:42 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:15 AM |
| benefit-dreams | $25.00 | 9/4/2012 8:20:43 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:35 AM |
| value-wind0 | $100.00 | 9/4/2012 11:53:56 AM |
| principal-equalizer | $25.00 | 9/4/2012 12:34:09 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:17 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:05 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:39 PM |
| 261 Investments
|
Borrower Payment Dependent Notes Series
628028
This series of Notes was issued and sold upon the funding of the borrower loan #74278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $263.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $2,116 |
Total credit lines:
| 26 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,375 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| halo242 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to invest in shares.
My financial situation:
I am a good candidate for this loan because I have a stable job and will be able to pay as stipulated.
Monthly net income: $3,500.00
Monthly expenses: $
Housing: $0.00
Insurance: $ 250.00
Car expenses: $ 450.00
Utilities: $ 0.00
Phone, cable, internet: $ 160.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 400.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rate-hawk | $25.00 | 9/5/2012 9:03:46 AM |
| wise-direct-community | $25.00 | 9/5/2012 10:00:51 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:18 AM |
| HikeMoab | $25.00 | 9/5/2012 10:25:33 AM |
| MI2 | $5,000.00 | 9/5/2012 12:50:38 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:12 PM |
| tolerant-truth2 | $25.00 | 9/5/2012 11:04:55 AM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:08 PM |
| ChoiceInvestments | $25.00 | 9/5/2012 4:22:33 PM |
| joey1011 | $25.00 | 9/5/2012 1:01:51 PM |
| capital-zeus | $25.00 | 9/5/2012 2:16:50 PM |
| note-venture | $25.00 | 9/5/2012 3:22:58 PM |
| five-star-euro3 | $25.00 | 9/5/2012 4:34:03 PM |
| stable-euro1 | $25.00 | 9/5/2012 5:08:31 PM |
| pound-ace | $25.00 | 9/5/2012 5:00:39 PM |
| SimpleChoice | $25.00 | 9/5/2012 5:01:24 PM |
| GreatReturnForYou | $52.00 | 9/5/2012 5:03:35 PM |
| openness-surge0 | $25.00 | 9/5/2012 5:04:41 PM |
| auction-iris9 | $120.00 | 9/5/2012 5:10:33 PM |
| return-pioneer221 | $200.00 | 9/5/2012 9:08:40 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:34 AM |
| lostontheedge | $25.00 | 9/5/2012 10:28:57 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:05 AM |
| HavenZone | $25.00 | 9/5/2012 3:34:27 PM |
| Skitommyski | $25.00 | 9/5/2012 1:02:44 PM |
| first-resolute-deal | $25.00 | 9/5/2012 5:01:21 PM |
| hard-working-loot | $50.00 | 9/5/2012 5:05:51 PM |
| matthart | $100.00 | 9/5/2012 5:07:07 PM |
| new-intuitive-dime | $25.00 | 9/5/2012 5:01:35 PM |
| micko | $25.00 | 9/5/2012 5:03:23 PM |
| merriewold | $40.00 | 9/5/2012 5:04:38 PM |
| adaboy65 | $100.00 | 9/5/2012 5:05:09 PM |
| alexander-hamilton | $165.00 | 9/5/2012 5:06:24 PM |
| musegaze | $50.00 | 9/5/2012 5:07:21 PM |
| IOHOVA | $25.00 | 9/5/2012 5:07:59 PM |
| silver-enlightenment0 | $25.00 | 9/5/2012 5:08:25 PM |
| HenryS | $30.00 | 9/5/2012 5:09:25 PM |
| yield-lion | $25.00 | 9/5/2012 5:11:08 PM |
| yomanie | $25.00 | 9/5/2012 5:12:58 PM |
| cash-reaction2 | $25.00 | 9/5/2012 5:11:40 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
628352
This series of Notes was issued and sold upon the funding of the borrower loan #73866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 0m |
|
Amount delinquent:
| $12,901 |
Total credit lines:
| 48 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,064 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-durability-beaker |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business
This loan will be used to pay for some equipment
My financial situation:
I am a good candidate for this loan because I am responsible with my finances.
Monthly net income: $ 40,000
Monthly expenses: $ 2000
Housing: $ 901
Insurance: $ 180
Car expenses: $ 295
Utilities: $ 200
Phone, cable, internet: $ 130
Food, entertainment: $ 250
Clothing, household expenses: $ 100
Credit cards and other loans: $ 150
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/1/2012 12:17:15 PM |
| cr8on | $100.00 | 9/1/2012 2:23:04 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:25 PM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:19 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:11 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:02 PM |
| Lender1521 | $25.00 | 9/8/2012 6:34:43 AM |
| Numbat77 | $25.00 | 9/8/2012 2:20:03 PM |
| CoyoteJack | $25.00 | 9/9/2012 8:42:31 AM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:22:57 PM |
| joey1011 | $25.00 | 9/10/2012 7:39:09 AM |
| tolerant-responsibility051 | $500.00 | 9/10/2012 3:35:25 PM |
| kulender | $100.00 | 9/10/2012 8:24:27 PM |
| yield-hut | $25.00 | 9/11/2012 3:57:41 AM |
| the-credit-maker | $25.00 | 9/11/2012 10:22:03 AM |
| martinatime | $25.00 | 9/11/2012 12:31:04 PM |
| Crysalith | $27.01 | 9/11/2012 4:10:17 PM |
| bmotorola | $25.00 | 9/11/2012 2:53:29 PM |
| DRS | $50.00 | 9/11/2012 3:05:26 PM |
| gain-expert | $37.00 | 9/11/2012 3:43:52 PM |
| a-plentiful-loyalty | $25.00 | 9/11/2012 4:12:53 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:16 PM |
| irrelevant | $50.00 | 9/7/2012 5:06:54 AM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:44 PM |
| pdub | $250.00 | 9/7/2012 12:42:19 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:53 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:55 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 10:17:55 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:03 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:57:59 PM |
| eloquent-bill6 | $25.00 | 9/10/2012 8:33:10 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:02 PM |
| Grandmahoneybee | $25.00 | 9/10/2012 9:43:27 AM |
| prescription354 | $50.00 | 9/10/2012 11:26:51 AM |
| basis-launcher3 | $25.00 | 9/10/2012 11:36:09 AM |
| compatible-deal9 | $25.00 | 9/10/2012 12:05:58 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:53 PM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:20 PM |
| squeebie | $50.00 | 9/11/2012 10:54:30 AM |
| nex | $25.00 | 9/11/2012 11:06:07 AM |
| vinyl969 | $34.25 | 9/11/2012 11:04:01 AM |
| botfolio | $300.00 | 9/11/2012 11:06:20 AM |
| wise-ethical-social | $35.39 | 9/11/2012 1:42:37 PM |
| surfcash | $25.00 | 9/11/2012 12:56:36 PM |
| bazaar-linkage661 | $36.57 | 9/11/2012 1:05:10 PM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:15:08 PM |
| Batman-1968 | $25.00 | 9/11/2012 1:38:46 PM |
| SecondChanceLendingSERV | $25.00 | 9/11/2012 4:24:30 PM |
| GourmetPizzaGuy | $74.78 | 9/11/2012 4:26:05 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
628436
This series of Notes was issued and sold upon the funding of the borrower loan #74287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enticing-peace439 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
consolidate all my loans in to 1
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 1150
Monthly expenses: $
Housing: $150.00
Insurance: $55.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $35.00
Food, entertainment: $75.00
Clothing, household expenses: $25.00
Credit cards and other loans: $3500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 8/24/2012 5:13:20 PM |
| Rogelio48 | $25.00 | 8/24/2012 7:36:35 PM |
| dudebrah | $25.00 | 8/26/2012 8:04:09 PM |
| foothillender | $25.00 | 8/28/2012 10:09:40 AM |
| money-baron | $50.00 | 8/29/2012 10:32:00 AM |
| marala4285 | $33.00 | 8/30/2012 6:25:14 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:55 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:30 AM |
| commerce-gargantuan2 | $100.00 | 8/31/2012 10:41:58 AM |
| aganippe | $25.00 | 8/31/2012 2:42:11 PM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:34 AM |
| kevin314 | $25.00 | 9/1/2012 12:35:11 PM |
| impala6464 | $31.21 | 9/1/2012 8:54:05 PM |
| kulender | $50.00 | 9/2/2012 11:36:49 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:07 PM |
| Weaverville | $25.00 | 9/3/2012 10:44:28 AM |
| green-rapid-openness | $200.00 | 9/3/2012 9:30:53 PM |
| JGB | $350.00 | 9/4/2012 11:11:31 AM |
| lowrater | $50.40 | 9/4/2012 5:08:16 PM |
| weezy22 | $25.00 | 9/5/2012 6:12:20 AM |
| blue111 | $25.00 | 8/24/2012 5:56:21 PM |
| managedfund | $333.00 | 8/24/2012 6:37:27 PM |
| ChoiceInvestments | $25.00 | 8/25/2012 3:09:21 PM |
| worthy-bid8 | $100.00 | 8/26/2012 12:47:02 PM |
| open-minded-p2p1 | $25.00 | 8/27/2012 4:30:33 PM |
| tolerant-responsibility051 | $500.00 | 8/30/2012 10:33:50 AM |
| ethical-truth211 | $25.00 | 8/31/2012 7:12:20 AM |
| impala6464 | $30.00 | 9/1/2012 8:46:41 PM |
| Land_on_your_feet | $26.00 | 9/4/2012 6:07:40 AM |
| historic-nickel | $25.00 | 9/4/2012 1:21:27 PM |
| simplelender80 | $500.00 | 9/4/2012 3:24:57 PM |
| BHopkins | $25.00 | 9/4/2012 5:06:13 PM |
| freedomlender | $25.00 | 9/5/2012 5:41:01 AM |
| Index_Plus | $491.39 | 9/5/2012 7:40:59 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
628670
This series of Notes was issued and sold upon the funding of the borrower loan #74156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Aug-24-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $622.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 840-859 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 17y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,743 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agreement-owner9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:43 PM |
| bowdish1 | $100.00 | 8/24/2012 5:12:43 PM |
| MI2 | $6,000.00 | 8/24/2012 6:02:55 PM |
| emphatic-responsibility | $50.00 | 8/24/2012 5:51:23 PM |
| commerce-gargantuan2 | $100.00 | 8/24/2012 5:40:09 PM |
| adventurer447 | $300.00 | 8/24/2012 5:57:41 PM |
| enticing-note | $25.00 | 8/24/2012 6:00:39 PM |
| ready-interest9 | $25.00 | 8/24/2012 6:51:59 PM |
| p2ploan-harmony913 | $25.00 | 8/25/2012 8:23:35 AM |
| aggresive-commerce8 | $50.00 | 8/25/2012 12:47:48 PM |
| britgsb | $50.00 | 8/25/2012 12:28:18 PM |
| thankful-nickel2 | $50.00 | 8/25/2012 1:13:20 PM |
| Dollars4Rent | $50.00 | 8/26/2012 12:10:06 PM |
| cerebral-dollar773 | $25.00 | 8/26/2012 4:09:00 PM |
| Solid-Platinum | $30.00 | 8/26/2012 10:22:23 PM |
| red-benjamins-bliss | $100.00 | 8/27/2012 10:21:17 AM |
| red-heroic-peace | $30.00 | 8/27/2012 10:00:25 AM |
| credible-responsibility022 | $25.00 | 8/28/2012 8:26:49 AM |
| silver-explorer6 | $25.00 | 8/28/2012 9:10:28 AM |
| nuclearmoose | $50.00 | 8/28/2012 9:38:38 AM |
| fund-booster4 | $1,000.00 | 8/28/2012 1:18:08 PM |
| versatile-dime442 | $250.00 | 8/28/2012 5:18:11 PM |
| pdub | $1,000.00 | 8/28/2012 2:38:28 PM |
| DDPrime | $50.00 | 8/29/2012 9:12:07 AM |
| richboy56 | $25.00 | 8/29/2012 2:49:13 PM |
| exciting-finance288 | $30.00 | 8/29/2012 2:02:38 PM |
| Darts | $50.00 | 8/29/2012 10:27:00 PM |
| radforj22 | $75.00 | 8/30/2012 5:46:04 AM |
| RocketSurgeon | $25.00 | 8/29/2012 6:10:22 PM |
| BDL-Roth | $25.00 | 8/30/2012 9:02:38 AM |
| student17354 | $35.00 | 8/29/2012 7:36:43 PM |
| debt-legend | $25.00 | 8/30/2012 9:04:11 AM |
| indomitable-coin | $25.00 | 8/30/2012 9:05:30 AM |
| elfincove | $25.00 | 8/30/2012 6:08:47 AM |
| compatible-deal9 | $50.00 | 8/30/2012 9:22:29 AM |
| lender987654321 | $50.00 | 8/30/2012 9:22:58 AM |
| compoundinterest | $25.00 | 8/30/2012 9:08:18 AM |
| pound-idol543 | $100.00 | 8/30/2012 10:04:22 AM |
| Clambake | $25.00 | 8/30/2012 10:17:11 AM |
| enriched-return057 | $25.00 | 8/30/2012 11:17:58 AM |
| responsive-worth5 | $25.00 | 8/30/2012 1:39:32 PM |
| robertd654 | $25.00 | 8/30/2012 5:00:39 PM |
| Searlzy | $25.00 | 8/30/2012 5:01:31 PM |
| jstefans | $25.00 | 8/30/2012 5:17:09 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:21 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:19 PM |
| wwwUniversal | $25.00 | 8/30/2012 6:53:48 PM |
| platinum-eagle2 | $25.00 | 8/31/2012 3:05:48 AM |
| visionary-dedication5 | $50.00 | 8/31/2012 7:54:28 AM |
| wise-precious-credit | $50.00 | 8/31/2012 8:16:57 AM |
| DarkInvestor | $27.00 | 8/30/2012 9:48:33 PM |
| Syzygy | $25.00 | 8/31/2012 9:14:34 AM |
| bomdel | $25.00 | 8/31/2012 9:32:07 AM |
| capital_gains | $50.00 | 8/31/2012 8:35:35 AM |
| universal71 | $25.00 | 8/31/2012 9:29:06 AM |
| AFairDeal | $25.00 | 8/31/2012 9:47:20 AM |
| moola-liberator1 | $25.00 | 8/31/2012 10:10:25 AM |
| ctgscott | $25.00 | 8/31/2012 9:57:05 AM |
| sajitk | $25.00 | 8/31/2012 2:42:55 PM |
| bbjones3 | $100.00 | 8/31/2012 3:36:48 PM |
| daw1878 | $25.00 | 8/31/2012 2:25:13 PM |
| bellaquito | $500.00 | 8/31/2012 6:34:38 PM |
| nevarmare2 | $25.00 | 9/1/2012 5:39:10 AM |
| Techne_Funds_LLC | $25.00 | 9/1/2012 7:00:06 AM |
| moola-man | $25.00 | 9/1/2012 7:17:09 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:40 AM |
| value-investor9 | $50.00 | 9/1/2012 12:00:57 PM |
| Tradesmanlender | $25.00 | 9/1/2012 12:07:27 PM |
| dollar-missile3 | $25.00 | 9/1/2012 12:02:09 PM |
| compassion-pagoda3 | $25.00 | 9/1/2012 12:16:49 PM |
| minista | $25.00 | 9/1/2012 12:47:32 PM |
| penny-leader416 | $25.00 | 9/1/2012 1:03:33 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 12:59:55 PM |
| noble-moola0 | $30.00 | 9/1/2012 1:14:39 PM |
| meux99 | $25.00 | 9/1/2012 1:10:56 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:15 PM |
| BoughtTheFarm | $25.00 | 9/1/2012 1:27:26 PM |
| Boxhead | $25.00 | 9/1/2012 2:03:30 PM |
| totoro | $25.00 | 9/1/2012 10:41:40 PM |
| larrybird | $1,000.00 | 9/2/2012 12:41:01 PM |
| fortytwo | $150.00 | 9/2/2012 12:35:11 PM |
| ujiba | $44.00 | 9/2/2012 1:00:20 PM |
| balance-solo0 | $50.00 | 9/2/2012 6:18:49 PM |
| TheDorito | $100.00 | 9/2/2012 2:20:24 PM |
| Mailmon | $25.00 | 9/2/2012 5:53:08 PM |
| kdsmaclean | $25.00 | 9/2/2012 7:54:45 PM |
| gold-disk | $25.00 | 9/2/2012 8:41:12 PM |
| exact-gold2 | $25.00 | 9/3/2012 4:30:04 AM |
| Kame | $25.00 | 9/3/2012 9:37:25 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:33 PM |
| ATOHokie | $64.00 | 9/3/2012 5:24:01 PM |
| social-comet224 | $25.00 | 9/3/2012 2:58:59 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:03 PM |
| anacent | $25.00 | 9/4/2012 9:18:24 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:15 AM |
| SPB | $50.00 | 9/4/2012 8:24:27 AM |
| kashka | $25.00 | 9/4/2012 8:57:43 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:48 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:36 AM |
| sgt-schultz | $30.00 | 9/4/2012 2:02:41 PM |
| Batman2u | $100.00 | 9/4/2012 2:50:13 PM |
| entertaining-credit3 | $50.00 | 9/4/2012 2:55:19 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:26 PM |
| newest-payment-trapper | $51.00 | 9/4/2012 5:05:43 PM |
| investor11373 | $25.00 | 9/4/2012 5:19:31 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:27 PM |
| thickhead | $25.00 | 9/4/2012 7:14:07 PM |
| hopeful_lender | $100.00 | 9/4/2012 6:36:05 PM |
| ore-widget7 | $25.00 | 9/5/2012 7:20:52 AM |
| jcornehlsen | $25.00 | 8/24/2012 6:12:39 PM |
| enterprising-exchange6 | $50.00 | 8/24/2012 5:19:07 PM |
| loyalty-delight6 | $25.00 | 8/24/2012 5:29:13 PM |
| kenji4861 | $25.00 | 8/24/2012 6:08:32 PM |
| ForMyFamily | $50.00 | 8/24/2012 6:27:43 PM |
| kfrench | $75.00 | 8/24/2012 6:19:31 PM |
| GoldenKoi | $100.00 | 8/25/2012 2:40:19 AM |
| bazaar-tulip | $25.00 | 8/24/2012 6:10:33 PM |
| gentle-gain235 | $50.00 | 8/25/2012 8:15:09 AM |
| Plutis | $25.00 | 8/24/2012 6:52:39 PM |
| blot44 | $25.00 | 8/25/2012 7:15:52 AM |
| ingenious-deal6 | $25.00 | 8/25/2012 12:24:08 PM |
| adaboy65 | $50.00 | 8/27/2012 9:51:10 AM |
| brainy-credit1 | $60.00 | 8/28/2012 8:45:13 AM |
| porter22 | $25.00 | 8/28/2012 6:18:59 AM |
| DreisersFinancier | $50.00 | 8/28/2012 10:42:10 AM |
| VBAces | $100.00 | 8/28/2012 10:24:36 AM |
| Bank_Of_XL | $25.00 | 8/28/2012 5:12:02 PM |
| new-return-faire | $100.00 | 8/28/2012 5:38:48 PM |
| availableloan | $25.00 | 8/28/2012 6:14:04 PM |
| revenue-achievement | $25.00 | 8/29/2012 7:12:52 AM |
| sympathetic-funds818 | $25.00 | 8/28/2012 8:40:28 PM |
| octoberfresh | $25.00 | 8/29/2012 5:27:10 PM |
| finance-symphony7 | $200.00 | 8/29/2012 7:10:00 PM |
| Vegasjim | $25.00 | 8/29/2012 6:01:34 PM |
| Castellan | $50.00 | 8/30/2012 9:25:34 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:03 AM |
| powerful-return1 | $100.00 | 8/30/2012 10:29:26 AM |
| treasure-implementer | $25.00 | 8/30/2012 10:23:53 AM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:59:54 PM |
| Investoman | $25.00 | 8/30/2012 10:10:56 AM |
| trade-solo | $25.00 | 8/30/2012 5:32:15 PM |
| blue-laudable-dinero | $25.00 | 8/30/2012 4:54:59 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:53 PM |
| HelpMe-HelpYou | $62.15 | 8/30/2012 7:33:05 PM |
| kaykarun | $50.00 | 8/30/2012 5:17:05 PM |
| bazaar-elvis | $50.00 | 8/30/2012 6:25:03 PM |
| impartial-economy1 | $25.00 | 8/31/2012 6:03:44 AM |
| Infinity_Financial | $200.00 | 8/31/2012 7:08:16 AM |
| american6 | $50.00 | 8/31/2012 9:11:58 AM |
| Charmart | $25.00 | 8/31/2012 7:52:23 AM |
| keyfig | $25.00 | 8/31/2012 9:46:38 AM |
| Aldebtaran | $25.00 | 8/31/2012 9:02:50 AM |
| 9boag | $25.00 | 8/31/2012 9:05:36 AM |
| caring-truth9 | $50.00 | 8/31/2012 9:45:20 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:28 AM |
| SkyHighTigers | $30.47 | 8/31/2012 12:19:35 PM |
| Zur-neu-gekronten-Hoffnung | $25.00 | 8/31/2012 2:18:38 PM |
| paytonbrigadier | $250.00 | 8/31/2012 4:33:43 PM |
| new-marketplace-lyrics | $25.00 | 9/1/2012 4:56:53 AM |
| listing-bandit6 | $50.00 | 8/31/2012 8:19:22 PM |
| syounker | $25.00 | 9/1/2012 12:11:40 PM |
| value-wind0 | $50.00 | 9/1/2012 12:13:54 PM |
| impartial-deal | $25.00 | 9/1/2012 12:20:50 PM |
| sappy02 | $50.00 | 9/1/2012 12:19:49 PM |
| djs81 | $75.00 | 9/1/2012 1:32:34 PM |
| velocity-solo | $25.00 | 9/1/2012 1:05:56 PM |
| rmachi | $25.00 | 9/1/2012 1:13:42 PM |
| exact-greenback1 | $200.00 | 9/1/2012 1:23:29 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:52 PM |
| determined-deal7 | $25.00 | 9/1/2012 4:10:54 PM |
| 1Socialinvestor | $25.00 | 9/2/2012 7:31:26 AM |
| riproaringrapids | $50.00 | 9/2/2012 12:14:51 PM |
| scorpi073 | $25.00 | 9/2/2012 12:31:47 PM |
| moneytolend72 | $30.00 | 9/2/2012 2:30:42 PM |
| green-trade-firestarter | $25.00 | 9/2/2012 2:41:47 PM |
| skifamily1992 | $50.00 | 9/2/2012 9:27:58 PM |
| topher515 | $25.00 | 9/2/2012 5:47:30 PM |
| JCMC | $25.00 | 9/3/2012 6:58:06 AM |
| zski | $25.00 | 9/3/2012 7:22:40 AM |
| sunny1985 | $25.00 | 9/3/2012 9:48:04 AM |
| active-reward7 | $50.00 | 9/3/2012 10:44:07 AM |
| Firefighter1110 | $82.81 | 9/3/2012 2:33:21 PM |
| wilkenm | $50.00 | 9/3/2012 7:56:38 PM |
| bdiddy1268 | $30.00 | 9/4/2012 5:56:44 AM |
| BxRealtor | $25.00 | 9/4/2012 9:55:26 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:42 AM |
| misit | $25.00 | 9/4/2012 10:58:27 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:22 AM |
| simplelender80 | $500.00 | 9/4/2012 3:24:58 PM |
| contract-emperor | $30.27 | 9/4/2012 7:57:29 PM |
| jenerationx | $25.00 | 9/4/2012 8:51:41 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:14 PM |
| best-bonafide-p2p | $50.00 | 9/4/2012 7:27:46 PM |
| engrossing-community0 | $25.00 | 9/4/2012 8:09:18 PM |
| awesome-dollar6 | $200.00 | 9/5/2012 2:31:40 AM |
| principal-equalizer | $31.53 | 9/5/2012 7:33:30 AM |
| brightest-gain-investor | $286.77 | 9/5/2012 7:48:37 AM |
| 197 Investments
|
Borrower Payment Dependent Notes Series
628740
This series of Notes was issued and sold upon the funding of the borrower loan #73794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-02-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $283.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $2,208 |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $544 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wealth-producer5 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan:
This loan will be used to buy a 4 wheeler
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $2830
Housing: $860
Insurance: $150
Car expenses: $540
Utilities: $250
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| open-minded-p2p1 | $25.00 | 9/2/2012 12:02:19 PM |
| worth-blanket2 | $8,100.00 | 9/2/2012 12:06:05 PM |
| five-star-justice | $25.00 | 9/2/2012 12:32:11 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:20 PM |
| first-integrity-gravity | $50.00 | 9/2/2012 12:13:33 PM |
| scholarly-order6 | $25.00 | 9/2/2012 12:07:31 PM |
| vutah | $25.00 | 9/2/2012 1:43:27 PM |
| 84928429 | $50.00 | 9/2/2012 12:37:40 PM |
| receptive-affluence035 | $25.00 | 9/2/2012 12:42:35 PM |
| a-credit-rotation | $25.00 | 9/2/2012 12:56:49 PM |
| RGlad | $150.00 | 9/2/2012 1:17:14 PM |
| first-class-gold0 | $144.30 | 9/2/2012 4:28:27 PM |
| WxChem | $30.00 | 9/2/2012 12:20:10 PM |
| capital-investor8 | $25.00 | 9/2/2012 12:36:34 PM |
| lowrater | $50.70 | 9/2/2012 12:10:08 PM |
| handy-justice | $50.00 | 9/2/2012 12:10:26 PM |
| Astyanax | $40.00 | 9/2/2012 1:17:26 PM |
| SLN-10 | $30.00 | 9/2/2012 1:30:01 PM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:33 PM |
| subtle-bill727 | $25.00 | 9/2/2012 12:49:04 PM |
| toblerone | $25.00 | 9/2/2012 1:07:44 PM |
| cilynx | $25.00 | 9/2/2012 1:41:15 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
628864
This series of Notes was issued and sold upon the funding of the borrower loan #74095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-27-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-02-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $356.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,196 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-safe-principal |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clean Slate
Purpose of loan:
This loan will be used to clean up outstanding credit card debt and to start my family and I on our new path towards eliminating all non-essential debt.
My financial situation:
I am a good candidate for this loan because I have had a secure position with XPEDX, a division of International Paper for nearly 10 years as a packaging specialist. I have had an excellent history of meeting my sales goals for the years. As my specialty is helping companies streamline their manufacturing costs, the demand for my area of expertise has continued to grow even in this unusual economic situation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 8/27/2012 10:07:26 AM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:44 PM |
| Bank_Of_XL | $25.00 | 8/27/2012 9:01:55 AM |
| green-trade-dolphin2 | $29.58 | 8/27/2012 9:03:45 AM |
| community-burrito9 | $35.00 | 8/27/2012 9:07:15 AM |
| decisive-income7 | $1,500.00 | 8/27/2012 9:09:14 AM |
| p2pelstiltskin8 | $25.00 | 8/27/2012 9:26:52 AM |
| adventurer447 | $300.00 | 8/27/2012 9:24:24 AM |
| britgsb | $50.00 | 8/27/2012 9:48:16 AM |
| adaboy65 | $50.00 | 8/27/2012 9:51:18 AM |
| ready-interest9 | $25.00 | 8/27/2012 10:39:22 AM |
| deal-kung-fu | $100.00 | 8/27/2012 2:42:57 PM |
| marketplace-singularity3 | $75.00 | 8/27/2012 1:41:23 PM |
| themoneydoctor | $86.20 | 8/27/2012 3:41:22 PM |
| SourDoughSteve | $25.00 | 8/28/2012 6:40:01 AM |
| credit-adventurer313 | $25.00 | 8/28/2012 6:38:11 AM |
| pdub | $500.00 | 8/28/2012 2:42:25 PM |
| Interloper | $60.00 | 8/28/2012 1:17:54 PM |
| RedmondMan | $25.00 | 8/29/2012 8:03:50 AM |
| basis-encourager2 | $25.00 | 8/29/2012 4:09:40 PM |
| diazepam | $25.00 | 8/29/2012 4:28:01 PM |
| BDL-Roth | $25.00 | 8/30/2012 9:02:39 AM |
| indomitable-coin | $25.00 | 8/30/2012 9:05:31 AM |
| mlm_invests | $25.00 | 8/29/2012 9:13:23 PM |
| BishEl | $25.00 | 8/30/2012 5:57:47 AM |
| octoberfresh | $25.00 | 8/30/2012 9:39:22 AM |
| Castellan | $50.00 | 8/30/2012 9:25:36 AM |
| Cai8899 | $25.00 | 8/30/2012 10:02:27 AM |
| repayment-pagoda8 | $100.00 | 8/30/2012 9:29:38 AM |
| EnglishGeekInNYC | $25.00 | 8/30/2012 9:47:38 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:05 AM |
| treasure-implementer | $25.00 | 8/30/2012 9:58:41 AM |
| powerful-return1 | $200.00 | 8/30/2012 10:11:51 AM |
| lakshmilila | $25.00 | 8/30/2012 2:43:10 PM |
| hpajlp | $50.00 | 8/30/2012 10:41:58 AM |
| blue-laudable-dinero | $50.00 | 8/30/2012 5:19:42 PM |
| prossperous01 | $50.00 | 8/30/2012 11:28:22 AM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:21 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:54 PM |
| generous-aloha2 | $25.00 | 8/30/2012 4:13:16 PM |
| overflowinglife | $50.00 | 8/30/2012 6:33:55 PM |
| bonafide-yield351 | $25.00 | 8/30/2012 9:45:26 PM |
| KCEnterprises | $25.00 | 8/30/2012 9:42:20 PM |
| payout-paladin3 | $1,400.00 | 8/30/2012 6:04:52 PM |
| betterthanstock | $37.88 | 8/30/2012 6:13:54 PM |
| Munnie | $168.00 | 8/31/2012 6:19:18 AM |
| liberty-thinker | $25.00 | 8/31/2012 6:41:09 AM |
| cerebral-dollar773 | $50.00 | 8/31/2012 4:00:32 AM |
| fly4sugar | $25.00 | 8/31/2012 8:18:57 AM |
| capital_gains | $50.00 | 8/31/2012 8:35:38 AM |
| np1212 | $400.00 | 8/31/2012 8:55:14 AM |
| caring-truth9 | $50.00 | 8/31/2012 9:45:21 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:28 AM |
| JonDough | $25.00 | 8/31/2012 10:22:21 AM |
| wwwUniversal | $25.00 | 8/31/2012 10:31:42 AM |
| Jcardone33 | $50.00 | 8/31/2012 11:06:40 AM |
| benjamins-thunder | $25.00 | 8/31/2012 10:24:08 AM |
| RocketSurgeon | $25.00 | 8/31/2012 10:31:11 AM |
| Zur-neu-gekronten-Hoffnung | $25.00 | 8/31/2012 2:18:39 PM |
| mickeyroi | $250.00 | 8/31/2012 3:21:55 PM |
| bbjones3 | $100.00 | 8/31/2012 3:36:49 PM |
| paytonbrigadier | $250.00 | 8/31/2012 4:33:44 PM |
| rupeeasaurus7 | $30.00 | 8/31/2012 12:53:06 PM |
| northwoodsguy | $50.00 | 8/31/2012 3:45:56 PM |
| axl163 | $25.00 | 8/31/2012 4:17:51 PM |
| ethical-truth211 | $100.00 | 8/31/2012 5:46:33 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:45 PM |
| bellaquito | $500.00 | 8/31/2012 6:34:40 PM |
| judson | $25.00 | 8/31/2012 6:04:18 PM |
| PPLIN810 | $25.00 | 8/31/2012 11:59:58 PM |
| NoxLux | $50.00 | 9/1/2012 2:00:16 AM |
| Brisket_Bob | $50.00 | 9/1/2012 7:08:39 AM |
| jpac1066 | $75.00 | 9/1/2012 5:20:48 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:41 AM |
| lplender | $50.00 | 9/1/2012 8:22:39 AM |
| Saint2 | $45.00 | 9/1/2012 10:13:24 AM |
| cordial-affluence2 | $25.00 | 9/1/2012 8:45:06 AM |
| phenomenal-gain5 | $30.00 | 9/1/2012 8:52:03 AM |
| teamtiny | $25.00 | 9/1/2012 9:29:30 AM |
| sympathetic-funds818 | $25.00 | 9/1/2012 12:01:46 PM |
| Investoman | $25.00 | 9/1/2012 12:06:35 PM |
| InvestForWealth | $27.60 | 9/1/2012 10:51:39 AM |
| Empower-personal-responsibility | $25.00 | 9/1/2012 11:29:13 AM |
| investment-genetics90 | $25.00 | 9/1/2012 12:40:28 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 12:59:55 PM |
| american6 | $50.00 | 9/1/2012 1:32:13 PM |
| Nickle-Back | $30.00 | 9/1/2012 1:33:01 PM |
| mikesdad101 | $25.00 | 9/1/2012 1:48:04 PM |
| power-secret-agent | $25.00 | 9/1/2012 4:12:06 PM |
| Abece | $283.73 | 9/1/2012 11:19:39 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:53 PM |
| determined-deal7 | $25.00 | 9/1/2012 4:10:55 PM |
| market-trooper3 | $30.00 | 9/1/2012 5:49:35 PM |
| finance-symphony7 | $100.00 | 9/2/2012 9:56:06 AM |
| adir1 | $40.00 | 9/2/2012 1:46:18 AM |
| trade-structure | $33.65 | 9/2/2012 11:26:53 AM |
| 1Socialinvestor | $25.00 | 9/2/2012 7:31:26 AM |
| kazdag | $50.00 | 9/2/2012 7:49:17 AM |
| well-mannered-income3 | $90.00 | 9/2/2012 4:58:18 AM |
| zmaurides | $25.00 | 9/2/2012 12:10:01 PM |
| natural-greenback6 | $25.00 | 9/2/2012 8:56:07 AM |
| AFairDeal | $25.00 | 9/2/2012 12:35:41 PM |
| bank-of-lomax | $50.00 | 9/2/2012 12:07:05 PM |
| TheDorito | $100.00 | 9/2/2012 2:16:04 PM |
| hopeful_lender | $457.26 | 9/2/2012 2:40:22 PM |
| bowdish1 | $100.00 | 8/27/2012 9:03:45 AM |
| vutah | $25.00 | 8/27/2012 9:26:39 AM |
| tomdooley12520 | $35.00 | 8/27/2012 1:45:53 PM |
| bazaar-tulip | $25.00 | 8/27/2012 5:05:41 PM |
| kenji4861 | $25.00 | 8/27/2012 5:13:33 PM |
| blot44 | $25.00 | 8/28/2012 6:16:08 AM |
| market-maximizer472 | $100.00 | 8/28/2012 6:48:05 AM |
| GoldenKoi | $50.00 | 8/28/2012 5:27:02 AM |
| new-return-faire | $100.00 | 8/28/2012 5:38:50 PM |
| passivesf | $25.00 | 8/29/2012 5:12:53 AM |
| FlexFunding | $100.00 | 8/29/2012 12:31:57 PM |
| SCD | $25.00 | 8/29/2012 8:38:10 PM |
| sanjubab | $100.00 | 8/30/2012 9:06:19 AM |
| compoundinterest | $25.00 | 8/30/2012 9:08:19 AM |
| emphatic-responsibility | $50.00 | 8/30/2012 9:37:58 AM |
| orange-liberty-oyster | $100.00 | 8/30/2012 9:32:26 AM |
| aggresive-commerce8 | $50.00 | 8/30/2012 9:53:21 AM |
| enticing-note | $25.00 | 8/30/2012 10:00:46 AM |
| Oranje88 | $35.00 | 8/30/2012 10:06:52 AM |
| versatile-dime442 | $250.00 | 8/30/2012 9:36:51 AM |
| Bamaman205 | $25.00 | 8/30/2012 10:00:50 AM |
| payout-paladin3 | $600.00 | 8/30/2012 10:46:37 AM |
| responsive-worth5 | $25.00 | 8/30/2012 1:39:34 PM |
| creative-dime2 | $25.00 | 8/30/2012 10:11:07 AM |
| greenback-loyalist8 | $32.69 | 8/30/2012 2:15:13 PM |
| Badgworth | $50.00 | 8/30/2012 11:50:13 AM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:59:55 PM |
| credit-prodigy4 | $80.00 | 8/30/2012 4:26:54 PM |
| nuclearmoose | $50.00 | 8/30/2012 6:06:37 PM |
| jstefans | $25.00 | 8/30/2012 5:17:10 PM |
| agreement-bunny | $25.00 | 8/30/2012 8:03:15 PM |
| JustOneVoice | $25.00 | 8/31/2012 2:22:43 AM |
| msd71258 | $40.00 | 8/31/2012 6:38:09 AM |
| blue-dollar-viking | $50.00 | 8/31/2012 5:41:58 AM |
| best-bonafide-p2p | $25.00 | 8/31/2012 8:19:34 AM |
| impartial-economy1 | $25.00 | 8/31/2012 6:03:44 AM |
| ponch12 | $50.00 | 8/31/2012 8:55:23 AM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:22 PM |
| jpblan11 | $25.00 | 8/31/2012 9:11:00 AM |
| dough-kitten5 | $25.00 | 8/31/2012 3:46:43 AM |
| availableloan | $25.00 | 8/31/2012 9:15:42 AM |
| Infinity_Financial | $1,000.00 | 8/31/2012 7:05:57 AM |
| blue-order-comet | $100.00 | 8/31/2012 9:12:27 AM |
| ctgscott | $25.00 | 8/31/2012 9:57:06 AM |
| universal71 | $25.00 | 8/31/2012 9:29:06 AM |
| bowler252 | $25.00 | 8/31/2012 11:08:28 AM |
| leverage-monger | $25.00 | 8/31/2012 12:09:39 PM |
| DalawaFunds | $50.00 | 8/31/2012 12:52:30 PM |
| bailey7563 | $25.00 | 8/31/2012 10:03:38 AM |
| green-trade-firestarter | $25.00 | 8/31/2012 10:03:58 AM |
| auctionator1 | $25.00 | 8/31/2012 10:09:34 AM |
| hl8428 | $25.00 | 8/31/2012 3:20:34 PM |
| mrsclaws | $25.00 | 8/31/2012 5:27:16 PM |
| BOZO88 | $50.00 | 8/31/2012 9:01:36 PM |
| Techne_Funds_LLC | $25.00 | 9/1/2012 7:00:06 AM |
| Oakland | $50.00 | 9/1/2012 6:23:32 AM |
| producer553 | $25.00 | 9/1/2012 6:29:04 AM |
| edsmoney | $100.00 | 9/1/2012 8:29:14 AM |
| dapablotv | $200.00 | 9/1/2012 12:24:55 AM |
| JLMGroupFunds | $25.00 | 9/1/2012 6:51:16 AM |
| JeffGeorge | $200.00 | 9/1/2012 7:08:24 AM |
| zasonsasu1 | $25.00 | 9/1/2012 3:49:01 AM |
| diverse-transparency | $25.00 | 9/1/2012 8:57:48 AM |
| radforj22 | $50.00 | 9/1/2012 9:29:30 AM |
| finance-coyote3 | $147.77 | 9/1/2012 7:06:47 AM |
| Firescreek | $35.00 | 9/1/2012 7:39:51 AM |
| crippledcircus | $29.38 | 9/1/2012 10:55:53 AM |
| balanced-integrity4 | $100.00 | 9/1/2012 1:11:17 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:16 PM |
| reverent-hope5 | $25.00 | 9/1/2012 1:58:29 PM |
| ockid007 | $30.00 | 9/1/2012 4:38:47 PM |
| SWayne2000 | $35.00 | 9/1/2012 6:19:46 PM |
| indomart | $25.00 | 9/1/2012 5:09:37 PM |
| thoughtful-contract984 | $40.00 | 9/1/2012 5:38:01 PM |
| Iwillhuntyoudown | $25.00 | 9/1/2012 6:31:07 PM |
| Henrylin | $35.00 | 9/1/2012 6:33:10 PM |
| navy_cash | $35.84 | 9/2/2012 9:35:30 AM |
| SFMutual | $100.00 | 9/2/2012 11:29:54 AM |
| totoro | $25.00 | 9/1/2012 10:41:41 PM |
| loan-oath0 | $50.42 | 9/2/2012 8:12:18 AM |
| Roundhouse | $200.00 | 9/2/2012 11:24:17 AM |
| compatible-deal9 | $50.00 | 9/2/2012 11:21:56 AM |
| Leshan | $35.00 | 9/2/2012 12:13:42 PM |
| riproaringrapids | $50.00 | 9/2/2012 12:14:51 PM |
| cardminger | $25.00 | 9/2/2012 12:18:14 PM |
| velocity-solo | $25.00 | 9/2/2012 12:42:50 PM |
| Astyanax | $65.00 | 9/2/2012 1:15:37 PM |
| Dream-Maker06 | $25.00 | 9/2/2012 2:08:19 PM |
| 193 Investments
|
Borrower Payment Dependent Notes Series
628948
This series of Notes was issued and sold upon the funding of the borrower loan #74311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $578.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 840-859 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,223 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| respectful-yield829 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CIC | $25.00 | 8/31/2012 9:04:40 AM |
| loyalty-delight6 | $25.00 | 8/31/2012 9:11:55 AM |
| SBT | $25.00 | 8/31/2012 9:14:44 AM |
| community-burrito9 | $25.00 | 8/31/2012 9:15:18 AM |
| aztec | $50.00 | 8/31/2012 9:18:02 AM |
| BB-ptoploan | $50.00 | 8/31/2012 9:47:02 AM |
| tranquil-gain1 | $75.00 | 8/31/2012 9:35:13 AM |
| LoanerPrincipal | $25.00 | 8/31/2012 9:33:49 AM |
| first-balance-neutron | $25.00 | 8/31/2012 10:48:35 AM |
| britgsb | $50.00 | 8/31/2012 9:42:18 AM |
| trade-solo | $25.00 | 8/31/2012 10:00:25 AM |
| LeReve | $500.00 | 8/31/2012 2:52:31 PM |
| ready-bid9 | $50.00 | 8/31/2012 5:56:39 PM |
| justreturns | $25.00 | 8/31/2012 5:28:37 PM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:05 AM |
| CreditBuilder2 | $25.01 | 9/1/2012 12:36:22 PM |
| Solid-Platinum | $25.00 | 9/1/2012 2:53:37 PM |
| bellaquito | $500.00 | 9/2/2012 1:51:46 PM |
| credit-maple | $25.00 | 9/3/2012 9:53:23 AM |
| commerce-gargantuan2 | $50.00 | 9/3/2012 1:10:13 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:12 PM |
| benefit-dreams | $25.00 | 9/4/2012 8:20:44 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:41 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:05 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:10 PM |
| interest-pony6 | $25.00 | 9/4/2012 11:40:44 AM |
| mclapperton | $44.69 | 9/4/2012 1:08:42 PM |
| flypenguin | $25.00 | 9/4/2012 5:00:43 PM |
| urbane-deal152 | $50.00 | 9/4/2012 5:01:59 PM |
| BorthersKeeper | $25.00 | 9/4/2012 1:06:33 PM |
| DadWarbucks | $25.00 | 9/4/2012 5:03:14 PM |
| HeroJason86 | $25.00 | 9/4/2012 5:03:40 PM |
| ItsJustMe79 | $25.00 | 9/4/2012 5:04:38 PM |
| scrappy-leverage6 | $25.00 | 9/4/2012 5:05:22 PM |
| Purple11 | $100.00 | 9/4/2012 5:07:11 PM |
| resource777 | $50.00 | 9/4/2012 5:07:14 PM |
| aggresive-commerce8 | $50.00 | 9/4/2012 5:09:57 PM |
| vigilance-revolutionary | $50.00 | 9/4/2012 5:10:10 PM |
| flexible-value | $50.00 | 9/4/2012 5:02:31 PM |
| note-mover9 | $25.00 | 9/4/2012 5:01:54 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:22 PM |
| dinero-journey9 | $50.00 | 9/4/2012 5:03:48 PM |
| adventurer447 | $300.00 | 9/4/2012 5:03:55 PM |
| finance-kayak30 | $100.00 | 9/4/2012 5:14:09 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:07:41 PM |
| Ivan2007 | $50.00 | 9/4/2012 5:08:05 PM |
| tenacious-peace954 | $97.00 | 9/4/2012 5:09:14 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:27 PM |
| Aljasa2008 | $25.00 | 9/4/2012 5:17:51 PM |
| benevolent-moola291 | $50.00 | 9/4/2012 5:18:32 PM |
| pound-beast4 | $25.00 | 9/4/2012 5:10:22 PM |
| treasure-pipeline | $25.00 | 9/4/2012 5:20:27 PM |
| JJ9876 | $25.00 | 9/4/2012 5:12:12 PM |
| auction-iris9 | $120.00 | 9/4/2012 5:12:40 PM |
| BofM | $25.00 | 9/4/2012 5:21:28 PM |
| siesta100 | $25.00 | 9/4/2012 5:12:30 PM |
| saltymt | $50.00 | 9/4/2012 5:23:15 PM |
| spirit07a | $100.00 | 9/4/2012 5:15:25 PM |
| bluebird343 | $50.00 | 9/4/2012 5:16:37 PM |
| Thunderswan | $100.00 | 9/4/2012 5:18:00 PM |
| IP | $25.00 | 9/4/2012 5:34:13 PM |
| important-gold5 | $25.00 | 9/4/2012 5:17:10 PM |
| courteous-wealth6 | $37.00 | 9/4/2012 5:18:19 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:36 PM |
| happy-asset | $25.00 | 9/4/2012 5:19:13 PM |
| compoundinterest | $25.00 | 9/4/2012 5:23:24 PM |
| redalert99 | $46.00 | 9/4/2012 5:36:04 PM |
| payout-optimizer | $25.00 | 9/4/2012 5:36:13 PM |
| ijspence | $25.00 | 9/4/2012 5:25:53 PM |
| stoopidnoodle | $25.00 | 9/4/2012 5:30:30 PM |
| prudent-dough458 | $25.00 | 9/4/2012 5:39:36 PM |
| honker425 | $100.00 | 9/4/2012 5:30:32 PM |
| PCGeekWI | $25.00 | 9/4/2012 5:30:58 PM |
| helpinghand63 | $25.00 | 9/4/2012 5:41:31 PM |
| smilinguy | $25.00 | 9/4/2012 5:31:53 PM |
| successful-agreement7 | $100.00 | 9/4/2012 5:33:38 PM |
| lizard_lips | $25.00 | 9/4/2012 5:46:58 PM |
| pragmatic-camaraderi | $25.00 | 9/4/2012 5:34:52 PM |
| spark548 | $25.00 | 9/4/2012 5:35:27 PM |
| dckpolo | $25.00 | 9/4/2012 5:47:54 PM |
| bold-witty-p2ploan | $25.00 | 9/4/2012 5:51:15 PM |
| Atlanta-Buyer | $25.00 | 9/4/2012 5:35:25 PM |
| top-silver-american | $25.00 | 9/4/2012 5:53:05 PM |
| reflective-ore3 | $25.00 | 9/4/2012 5:54:30 PM |
| p2p-bauble | $25.00 | 9/4/2012 5:55:03 PM |
| enticing-note | $25.00 | 9/4/2012 5:57:45 PM |
| DreisersFinancier | $50.00 | 9/4/2012 5:37:57 PM |
| hard-working-income0 | $25.00 | 9/4/2012 5:39:34 PM |
| top-sensible-yield | $25.00 | 9/4/2012 5:39:11 PM |
| he-shoots-he-scores | $25.00 | 9/4/2012 5:42:57 PM |
| geemel | $25.00 | 9/4/2012 5:44:00 PM |
| momentous-responsibility2 | $50.00 | 9/4/2012 5:39:52 PM |
| macjp123 | $50.00 | 9/4/2012 5:44:32 PM |
| friendly-gold | $25.00 | 9/4/2012 5:41:23 PM |
| intrepid-payment7 | $25.00 | 9/4/2012 5:49:07 PM |
| resolute-basis9 | $25.00 | 9/4/2012 5:45:02 PM |
| loyalty-dragster7 | $125.00 | 9/4/2012 5:50:38 PM |
| tolstoy00 | $25.00 | 9/4/2012 5:51:33 PM |
| wonderous-p2ploan3 | $25.00 | 9/4/2012 5:53:08 PM |
| KVEER | $25.00 | 9/4/2012 5:55:05 PM |
| JDED | $25.00 | 9/4/2012 5:49:06 PM |
| silver-explorer6 | $25.00 | 9/4/2012 5:56:27 PM |
| Alpha-AssistU | $25.00 | 9/4/2012 5:51:05 PM |
| enriching-trade2 | $50.00 | 9/4/2012 5:56:43 PM |
| blessedpair | $33.00 | 9/4/2012 6:17:50 PM |
| golden-cat | $25.00 | 9/4/2012 5:58:51 PM |
| commerce-web5 | $25.00 | 9/4/2012 5:56:17 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:31 PM |
| treasure-dreamer7 | $25.00 | 9/4/2012 6:03:05 PM |
| mulberry4 | $50.00 | 9/4/2012 6:04:00 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:41 PM |
| luminous-marketplace5 | $25.00 | 9/4/2012 6:08:56 PM |
| terminal-velocity34 | $25.00 | 9/4/2012 6:08:30 PM |
| subtle-social4 | $25.00 | 9/4/2012 6:19:46 PM |
| contract-emperor | $150.00 | 9/4/2012 8:24:46 PM |
| neutron543 | $25.00 | 9/4/2012 6:35:43 PM |
| dukeiyer | $25.00 | 9/4/2012 8:35:35 PM |
| Lender722 | $25.00 | 9/5/2012 12:04:30 AM |
| liberty-viola | $35.00 | 9/4/2012 8:24:09 PM |
| Boba1964 | $25.00 | 9/4/2012 9:19:29 PM |
| dough-kitten5 | $25.00 | 9/5/2012 3:40:53 AM |
| crw1950 | $50.00 | 9/5/2012 6:34:13 AM |
| kind-unassuming-fund | $25.00 | 9/5/2012 9:04:01 AM |
| ski bum | $91.00 | 9/5/2012 9:04:12 AM |
| nav1elt | $25.00 | 9/5/2012 7:18:24 AM |
| ore-widget7 | $25.00 | 9/5/2012 7:20:53 AM |
| inspired-investment8 | $100.00 | 9/5/2012 9:05:08 AM |
| treasure-serrano729 | $34.21 | 9/5/2012 8:29:15 AM |
| CaliforniaSun | $50.00 | 9/5/2012 9:09:07 AM |
| Emgolda | $25.00 | 9/5/2012 9:12:52 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:31 AM |
| aasx1108 | $25.00 | 9/5/2012 9:16:49 AM |
| lalock | $25.00 | 9/5/2012 8:56:14 AM |
| don8ter | $50.00 | 9/5/2012 9:01:27 AM |
| jms1983 | $25.00 | 9/5/2012 9:17:52 AM |
| faifar | $50.00 | 9/5/2012 9:02:58 AM |
| cozy-gain023 | $25.00 | 9/5/2012 9:03:59 AM |
| RocketSurgeon | $25.00 | 9/5/2012 9:07:58 AM |
| sharpey | $25.00 | 9/5/2012 9:13:51 AM |
| riproaringrapids | $50.00 | 9/5/2012 9:14:38 AM |
| top-courteous-peso | $75.00 | 9/5/2012 9:14:48 AM |
| universal71 | $25.00 | 8/31/2012 9:29:08 AM |
| octoberfresh | $25.00 | 8/31/2012 9:24:02 AM |
| UstedEsElHombre | $100.00 | 8/31/2012 9:42:58 AM |
| A4 | $25.00 | 8/31/2012 10:08:52 AM |
| calm-platinum957 | $35.00 | 8/31/2012 9:21:56 AM |
| bowdish1 | $100.00 | 8/31/2012 9:59:41 AM |
| kfrench | $75.00 | 8/31/2012 10:37:36 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:34 AM |
| ready-interest9 | $25.00 | 8/31/2012 10:24:49 AM |
| daw1878 | $25.00 | 8/31/2012 2:25:14 PM |
| versatile-dime442 | $250.00 | 8/31/2012 2:49:33 PM |
| kenji4861 | $25.00 | 8/31/2012 10:36:47 AM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:02 PM |
| superb-return339 | $350.00 | 8/31/2012 1:42:28 PM |
| Interloper | $45.00 | 8/31/2012 2:33:16 PM |
| nickel-ferret | $25.00 | 8/31/2012 2:47:44 PM |
| munnu | $25.00 | 8/31/2012 6:02:11 PM |
| Castellan | $50.00 | 8/31/2012 6:04:02 PM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:46 PM |
| Plutis | $25.00 | 8/31/2012 7:02:40 PM |
| blue-laudable-dinero | $50.00 | 9/1/2012 7:49:45 AM |
| adaptable-benefit6 | $25.00 | 9/1/2012 8:47:17 AM |
| lostontheedge | $25.00 | 9/2/2012 10:07:03 AM |
| exciting-finance288 | $30.00 | 9/2/2012 9:41:25 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:48:39 PM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:35 PM |
| SPB | $50.00 | 9/4/2012 8:24:31 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:31 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:57 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:49 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:42 PM |
| Tylerh | $102.00 | 9/4/2012 5:01:36 PM |
| beachbetahavmymoneys | $25.00 | 9/4/2012 5:02:30 PM |
| bold-charming-worth | $25.00 | 9/4/2012 5:04:09 PM |
| delectable-order532 | $100.00 | 9/4/2012 5:04:15 PM |
| Danfromnapa | $25.00 | 9/4/2012 5:04:43 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 4:09:14 PM |
| rate-mogul | $50.00 | 9/4/2012 5:00:40 PM |
| thrifty-affluence6 | $25.00 | 9/4/2012 5:01:52 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:06 PM |
| social-aspen097 | $300.00 | 9/4/2012 5:02:48 PM |
| the-magnetic-transaction | $200.00 | 9/4/2012 5:03:34 PM |
| bid-fort3 | $25.00 | 9/4/2012 5:11:43 PM |
| mvalley | $25.00 | 9/4/2012 5:04:12 PM |
| MoneyMA | $25.00 | 9/4/2012 5:04:18 PM |
| truth-seeker8 | $100.00 | 9/4/2012 5:04:08 PM |
| Koomarbit | $30.00 | 9/4/2012 5:04:39 PM |
| rcm87 | $50.00 | 9/4/2012 5:13:28 PM |
| hopethisworks | $25.00 | 9/4/2012 5:06:03 PM |
| Cash-Flow | $1,500.00 | 9/4/2012 5:13:58 PM |
| pound-idol543 | $100.00 | 9/4/2012 5:07:54 PM |
| dime-explosion | $25.00 | 9/4/2012 5:08:54 PM |
| scottyb73 | $25.00 | 9/4/2012 5:16:54 PM |
| historic-balance5 | $50.00 | 9/4/2012 5:17:50 PM |
| Banker7371 | $25.00 | 9/4/2012 5:10:53 PM |
| E2BGR8 | $25.00 | 9/4/2012 5:11:14 PM |
| deal-goliath4 | $500.00 | 9/4/2012 5:12:14 PM |
| loyalty-sherpa | $25.00 | 9/4/2012 5:22:48 PM |
| wise-virtuous-vigilance | $100.00 | 9/4/2012 5:13:29 PM |
| lakshmilila | $25.00 | 9/4/2012 5:23:35 PM |
| wetlands | $200.00 | 9/4/2012 5:13:53 PM |
| dospapalotes | $25.00 | 9/4/2012 5:24:27 PM |
| brightest-affluence-motivator | $50.00 | 9/4/2012 5:13:32 PM |
| Millmanator | $25.00 | 9/4/2012 5:14:07 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:39 PM |
| Fearless_Lender | $25.00 | 9/4/2012 5:16:14 PM |
| codavee | $200.00 | 9/4/2012 5:17:34 PM |
| inspiring-payout5 | $25.00 | 9/4/2012 5:19:20 PM |
| lendme2 | $50.00 | 9/4/2012 5:17:20 PM |
| dood2112 | $25.00 | 9/4/2012 5:35:00 PM |
| rudyindc | $25.00 | 9/4/2012 5:18:20 PM |
| hard-working-rate3 | $25.00 | 9/4/2012 5:20:32 PM |
| Investoman | $25.00 | 9/4/2012 5:27:30 PM |
| nri22 | $25.00 | 9/4/2012 5:28:37 PM |
| otalon | $25.00 | 9/4/2012 5:29:16 PM |
| kencox | $25.00 | 9/4/2012 5:25:39 PM |
| shred123 | $25.00 | 9/4/2012 5:27:08 PM |
| Aimvest | $25.00 | 9/4/2012 5:31:34 PM |
| iwantmore | $25.00 | 9/4/2012 5:38:28 PM |
| ThomasCrown | $25.00 | 9/4/2012 5:30:08 PM |
| reinforced-reward | $25.00 | 9/4/2012 5:31:55 PM |
| chief64 | $200.00 | 9/4/2012 5:41:47 PM |
| Redmond | $25.00 | 9/4/2012 5:31:58 PM |
| deal-vibrato | $25.00 | 9/4/2012 5:32:10 PM |
| gmoney37 | $50.00 | 9/4/2012 5:42:47 PM |
| affluence-tycoon | $25.00 | 9/4/2012 5:43:14 PM |
| E_G | $50.00 | 9/4/2012 5:33:37 PM |
| HamachiMan | $50.00 | 9/4/2012 5:34:05 PM |
| wonderous-truth6 | $25.00 | 9/4/2012 5:47:19 PM |
| THREE-POINTS-LENDING | $25.00 | 9/4/2012 5:35:12 PM |
| ranstlin | $25.00 | 9/4/2012 5:51:11 PM |
| socrates520 | $26.00 | 9/4/2012 5:52:28 PM |
| 6moonbeams | $50.00 | 9/4/2012 5:55:24 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:22 PM |
| physicsjoe | $25.00 | 9/4/2012 5:36:14 PM |
| adaboy65 | $100.00 | 9/4/2012 5:36:47 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:11 PM |
| arejaybe | $25.00 | 9/4/2012 5:38:42 PM |
| the-capital-multiplier | $31.00 | 9/4/2012 5:39:07 PM |
| paytonbrigadier | $250.00 | 9/4/2012 5:41:45 PM |
| ErsatzMike | $25.00 | 9/4/2012 5:42:16 PM |
| natecam | $25.00 | 9/4/2012 6:00:12 PM |
| Vegasjim | $25.00 | 9/4/2012 6:00:24 PM |
| sturdy-fairness0 | $100.00 | 9/4/2012 5:42:33 PM |
| gold-commander0 | $25.00 | 9/4/2012 5:44:07 PM |
| enthralling-investment | $25.00 | 9/4/2012 5:48:42 PM |
| Axium | $50.00 | 9/4/2012 5:54:24 PM |
| Uncle_Scrooge | $50.00 | 9/4/2012 5:54:41 PM |
| burgeoning-silver | $25.00 | 9/4/2012 5:48:24 PM |
| igloo268 | $25.00 | 9/4/2012 5:50:09 PM |
| dparkhom | $50.00 | 9/4/2012 6:10:58 PM |
| power-collider | $25.00 | 9/4/2012 5:53:39 PM |
| chlebie | $50.00 | 9/4/2012 5:53:56 PM |
| DaMoneyTree | $25.00 | 9/4/2012 5:54:38 PM |
| magical-credit523 | $25.00 | 9/4/2012 5:54:50 PM |
| authentic-liberty7 | $25.00 | 9/4/2012 6:22:00 PM |
| w3alter | $50.00 | 9/4/2012 5:58:30 PM |
| market-assembler | $100.00 | 9/4/2012 5:59:04 PM |
| ingenious-deal6 | $25.00 | 9/4/2012 5:59:08 PM |
| ore-jalapeno4 | $50.00 | 9/4/2012 6:00:37 PM |
| durability-solstice8 | $50.00 | 9/4/2012 6:09:27 PM |
| Brittle | $25.00 | 9/4/2012 6:10:25 PM |
| appastk | $25.00 | 9/4/2012 7:50:02 PM |
| kaykarun | $25.00 | 9/4/2012 6:08:27 PM |
| blazing-silver524 | $70.00 | 9/4/2012 6:17:15 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:16 PM |
| thickhead | $25.00 | 9/4/2012 7:14:07 PM |
| best-bonafide-p2p | $50.00 | 9/4/2012 7:24:58 PM |
| attentive-compassion1 | $50.00 | 9/4/2012 7:54:37 PM |
| hunter1124 | $25.00 | 9/4/2012 11:52:37 PM |
| generous-deal6 | $25.00 | 9/5/2012 1:03:20 AM |
| felicity-taxi4 | $25.00 | 9/4/2012 8:31:33 PM |
| sgt-schultz | $35.00 | 9/5/2012 5:40:04 AM |
| NewLifeInvestments | $54.00 | 9/5/2012 6:22:45 AM |
| Beybijoyi | $100.00 | 9/4/2012 10:54:36 PM |
| bold-wampum-compadre | $35.00 | 9/5/2012 6:59:29 AM |
| kind-value-willow | $25.00 | 9/5/2012 6:13:09 AM |
| Tradesmanlender | $25.00 | 9/5/2012 9:02:06 AM |
| best-tenacious-revenue | $25.00 | 9/5/2012 7:25:54 AM |
| Leshan | $35.00 | 9/5/2012 8:35:56 AM |
| brainy-credit1 | $70.00 | 9/5/2012 8:37:54 AM |
| minista | $25.00 | 9/5/2012 9:15:54 AM |
| ualf | $30.00 | 9/5/2012 9:02:21 AM |
| Clambake | $25.00 | 9/5/2012 9:02:25 AM |
| andlifegoeson | $25.00 | 9/5/2012 9:01:36 AM |
| leverage-trident | $25.00 | 9/5/2012 9:02:29 AM |
| steamboatgal | $50.00 | 9/5/2012 9:02:37 AM |
| invincible-deal82 | $25.00 | 9/5/2012 9:04:32 AM |
| marketplace-cello5 | $25.00 | 9/5/2012 9:04:52 AM |
| euro-speaker8 | $28.00 | 9/5/2012 9:12:47 AM |
| gillijr1001 | $25.00 | 9/5/2012 9:14:19 AM |
| metro457 | $31.09 | 9/5/2012 9:18:28 AM |
| Flatfoot | $25.00 | 9/5/2012 9:18:27 AM |
| 294 Investments
|
Borrower Payment Dependent Notes Series
629168
This series of Notes was issued and sold upon the funding of the borrower loan #74285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $167.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 9m |
|
Amount delinquent:
| $79 |
Total credit lines:
| 19 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,971 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diligent-moola235 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay inheritince tax
Purpose of loan:
This loan will be used to...pay remainder of inheritince tax
My financial situation:
I am a good candidate for this loan because...i am employed
Monthly net income: $3300
Monthly expenses: $
Housing: $1615
Insurance: $134
Car expenses: $400
Utilities: $174
Phone, cable, internet: $175
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $507
Other expenses: $
tools for work: $80
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 8/30/2012 9:04:00 AM |
| handy-justice | $50.00 | 8/30/2012 9:14:12 AM |
| durability-ace9 | $30.00 | 8/30/2012 9:10:32 AM |
| community-burrito9 | $25.00 | 8/30/2012 9:12:53 AM |
| vutah | $45.00 | 8/30/2012 9:24:27 AM |
| Foggy | $25.00 | 8/30/2012 10:05:19 AM |
| orange-stable-gain | $50.00 | 8/30/2012 9:54:24 AM |
| Rogelio48 | $25.00 | 8/30/2012 10:34:02 AM |
| 6_kids_college_fund | $25.00 | 8/30/2012 10:47:23 AM |
| kulender | $50.00 | 8/30/2012 11:26:14 AM |
| scoobiedoo | $40.00 | 8/30/2012 10:35:10 AM |
| houli123 | $25.00 | 8/30/2012 10:00:25 AM |
| MG_Holdings | $25.00 | 8/30/2012 11:07:03 AM |
| squarebob | $26.00 | 8/30/2012 2:42:27 PM |
| enriched-return057 | $50.00 | 8/30/2012 11:16:46 AM |
| cattlebaron | $25.00 | 8/30/2012 11:18:31 AM |
| money-genome84 | $250.00 | 8/30/2012 6:04:06 PM |
| fervent-commerce | $60.00 | 8/31/2012 6:42:55 AM |
| dough-kitten5 | $25.00 | 8/31/2012 3:49:42 AM |
| 1stPlace | $50.00 | 8/31/2012 9:04:10 AM |
| authoritative-capital | $25.00 | 8/31/2012 10:47:32 AM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:41 PM |
| first-dinero-igloo | $25.00 | 8/31/2012 6:35:21 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:47 PM |
| janeybooboo | $50.00 | 9/1/2012 9:08:04 AM |
| CoyoteJack | $25.00 | 9/1/2012 1:03:06 PM |
| Jloaner | $100.00 | 9/2/2012 8:10:12 AM |
| lowrater | $50.40 | 9/2/2012 11:44:17 AM |
| WxChem | $30.00 | 9/3/2012 9:14:06 AM |
| Weaverville | $25.00 | 9/3/2012 10:44:30 AM |
| a-noble-coin | $25.00 | 9/3/2012 1:01:31 PM |
| glroark | $50.00 | 9/4/2012 7:42:14 AM |
| bazaar-tulip | $500.00 | 9/4/2012 10:22:56 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:39 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:43 AM |
| benevolent1 | $25.00 | 9/4/2012 3:07:36 PM |
| bewitching-dollar5 | $81.00 | 9/4/2012 5:33:18 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:34 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:29 PM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:55 PM |
| RGlad | $150.00 | 8/30/2012 9:23:25 AM |
| selector568 | $216.00 | 8/30/2012 9:07:21 AM |
| Money__Tree | $200.00 | 8/30/2012 9:37:56 AM |
| justreturns | $25.00 | 8/30/2012 9:18:14 AM |
| duty-viola | $25.00 | 8/30/2012 9:41:57 AM |
| 84928429 | $50.00 | 8/30/2012 9:25:58 AM |
| Bob450 | $25.00 | 8/30/2012 10:49:36 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:28 AM |
| open-minded-p2p1 | $25.00 | 8/30/2012 11:17:09 AM |
| orange-liberty-oyster | $100.00 | 8/30/2012 10:36:13 AM |
| SLN-10 | $30.00 | 8/30/2012 10:54:27 AM |
| bonus-seahorse | $25.00 | 8/30/2012 11:20:23 AM |
| Wordsmth | $25.00 | 8/30/2012 11:29:10 AM |
| MFBank | $50.00 | 8/30/2012 1:48:55 PM |
| cr8on | $150.00 | 8/30/2012 10:28:56 AM |
| dudebrah | $25.00 | 8/30/2012 10:25:35 PM |
| market-bearer0 | $25.00 | 8/31/2012 8:19:13 AM |
| paradise-foothill | $79.89 | 8/30/2012 7:39:29 PM |
| bob450-roth | $25.00 | 8/31/2012 8:17:55 AM |
| supreme-exchange547 | $25.00 | 8/31/2012 8:18:49 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:44 AM |
| credit-wheel7 | $25.00 | 8/31/2012 10:12:04 AM |
| return-enthusiast1 | $25.00 | 8/31/2012 12:32:30 PM |
| rockhound84 | $25.00 | 8/31/2012 1:42:47 PM |
| leverage-boomer0 | $25.00 | 8/31/2012 3:20:57 PM |
| high_flyer | $300.00 | 8/31/2012 5:06:06 PM |
| Fund-2032 | $25.00 | 8/31/2012 10:12:54 PM |
| Learning2Lend | $25.00 | 9/1/2012 12:05:10 PM |
| careful-vigilance4 | $25.00 | 9/1/2012 12:42:38 PM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:06 PM |
| money-bauble | $100.00 | 9/1/2012 12:45:59 PM |
| diplomatic-wealth7 | $25.00 | 9/1/2012 1:14:17 PM |
| red-rate-whistle | $45.00 | 9/1/2012 9:19:43 PM |
| first-integrity-gravity | $50.00 | 9/2/2012 12:13:33 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:16 PM |
| ore-frontier | $50.00 | 9/2/2012 5:00:33 PM |
| principal-dreams9 | $25.00 | 9/2/2012 9:28:57 PM |
| newest-sturdy-yield | $25.00 | 9/3/2012 9:45:08 AM |
| KMSB | $25.00 | 9/3/2012 12:41:39 PM |
| leverage-monger | $44.00 | 9/3/2012 11:08:36 AM |
| receptive-affluence035 | $25.00 | 9/4/2012 6:28:54 AM |
| CalBear08 | $33.33 | 9/4/2012 12:32:39 AM |
| responsible-worth113 | $25.00 | 9/4/2012 2:08:31 PM |
| sgt-schultz | $55.00 | 9/4/2012 2:05:05 PM |
| auction-fanatic8 | $25.00 | 9/4/2012 5:22:27 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:45 PM |
| Dubbs360 | $234.35 | 9/4/2012 6:04:37 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
629188
This series of Notes was issued and sold upon the funding of the borrower loan #74360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,273 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| serene-coin3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:55 PM |
| durability-ace9 | $30.00 | 8/30/2012 9:10:33 AM |
| openness-antioxidant | $75.00 | 8/30/2012 9:41:30 AM |
| vutah | $45.00 | 8/30/2012 9:24:53 AM |
| open-minded-p2p1 | $25.00 | 8/30/2012 11:13:30 AM |
| Gregger | $25.00 | 8/30/2012 10:50:00 AM |
| greencat | $50.00 | 8/30/2012 11:38:50 AM |
| sweetsassymolassy | $25.00 | 8/30/2012 10:53:48 AM |
| lowrater | $50.60 | 8/30/2012 11:18:44 AM |
| worthy-bid8 | $100.00 | 8/30/2012 5:43:19 PM |
| kila-designer | $100.00 | 8/30/2012 10:31:39 PM |
| dudebrah | $25.00 | 8/30/2012 10:22:48 PM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:44 AM |
| commerce-gargantuan2 | $50.00 | 8/31/2012 10:42:56 AM |
| terrific-dough6 | $50.00 | 9/1/2012 12:06:29 PM |
| whitegold24k | $100.00 | 9/1/2012 1:48:59 PM |
| scoobiedoo | $40.00 | 9/1/2012 7:45:50 PM |
| reward-juniper6 | $25.00 | 9/2/2012 9:28:01 AM |
| SolarMoonshine | $25.00 | 9/2/2012 4:13:29 AM |
| compatible-deal9 | $25.00 | 9/2/2012 11:06:44 AM |
| first-serene-credit | $25.00 | 9/2/2012 2:31:28 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:17 PM |
| appetizing-loyalty354 | $100.00 | 9/2/2012 9:46:26 PM |
| bellaquito | $500.00 | 9/3/2012 10:32:31 AM |
| ethical-truth211 | $50.00 | 9/3/2012 7:08:02 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:07 PM |
| Tonusb0 | $25.00 | 9/4/2012 6:05:00 PM |
| payment-halo | $1.35 | 9/4/2012 7:29:57 PM |
| community-burrito9 | $25.00 | 8/30/2012 9:12:27 AM |
| kila-designer | $199.99 | 8/30/2012 9:23:20 AM |
| Something-Corporate | $25.00 | 8/30/2012 10:18:43 AM |
| cattlebaron | $25.00 | 8/30/2012 11:18:55 AM |
| Rogelio48 | $25.00 | 8/30/2012 10:37:38 AM |
| EngineersAlliance | $35.00 | 8/30/2012 10:40:20 AM |
| cr8on | $100.00 | 8/30/2012 10:44:47 AM |
| Christophe | $25.00 | 8/31/2012 7:39:55 AM |
| Fitiwalt7 | $25.00 | 8/31/2012 6:54:44 AM |
| melodious-openness | $500.00 | 9/1/2012 5:17:29 AM |
| DevinHill | $25.00 | 9/1/2012 3:15:45 PM |
| d2vid | $88.06 | 9/1/2012 6:03:18 PM |
| rate-advocator7 | $100.00 | 9/2/2012 10:40:21 AM |
| jebber007 | $35.00 | 9/2/2012 9:52:56 AM |
| john0720 | $25.00 | 9/2/2012 8:50:57 AM |
| kulender | $50.00 | 9/2/2012 11:36:58 AM |
| boss520 | $50.00 | 9/2/2012 10:35:45 PM |
| planetibet | $25.00 | 9/3/2012 8:25:56 AM |
| worth-shower8 | $100.00 | 9/3/2012 2:51:34 PM |
| glroark | $100.00 | 9/4/2012 7:40:38 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:30 AM |
| sgt-schultz | $50.00 | 9/4/2012 2:04:38 PM |
| joefoolz | $25.00 | 9/4/2012 7:24:13 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
629256
This series of Notes was issued and sold upon the funding of the borrower loan #73758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $315.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,422 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-enterprising-affluence |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To consolidate my credit card debt.
This loan will be used to consolidate three major credit cards into one payment so that I can pay off my debit quickly, start saving, and never be so dependent on credit cards again.
My financial situation: My salary is approximately $27,000 per year; however, I earn approximately $13,000 in overtime annually.
This means I earn approximately $2,000 per month after taxes, healthcare, and retirement are deducted. Because I work so much overtime, I do get a healthy tax return, which last year I used to pay off my car loan. My expenses are as follows:
Rent: $200 (Living in SC is cheap.)
Groceries: $325
Gas: $250
Utilities: $300
Student Loans: $325
In an attempt to pay off my debit more quickly because the interest rates are between 14.99% and 23.99%, I have been paying above the minimum on each card for the past year (approximately $500 per month total). I live very frugally, but this only leaves $100 for additional expenses. Thus, I have to put expenses back on my cards and can make little headway. Obviously, this is not sustainable.
A loan of $10,000 will allow me to pay off all three of these credit cards, and it will give me the seed of a savings account which (because the loan is only $315 per month so I?ll keep $285 more of it and save that, too) will give me that chance to open a savings account and never rely on credit cards again.
I am a good candidate for this loan because I am incredibly driven and goal-oriented (the amount of overtime I work illustrates this). While I know that it was my poor financial management that earned me this high amount of revolving credit, I am absolutely ready to end the cycle and make wiser financial decisions in the future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 8/30/2012 6:02:40 PM |
| RJN | $30.00 | 9/1/2012 1:47:42 PM |
| octoberfresh | $25.00 | 8/30/2012 5:02:02 PM |
| EnglishGeekInNYC | $25.00 | 8/30/2012 5:08:03 PM |
| enterprising-exchange6 | $50.00 | 8/30/2012 5:02:22 PM |
| profitable-commerce822 | $25.00 | 8/30/2012 1:00:01 PM |
| Castellan | $50.00 | 8/30/2012 5:45:30 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:59 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:32 PM |
| LongTail | $40.00 | 8/30/2012 4:49:37 PM |
| Plutis | $25.00 | 8/30/2012 6:29:32 PM |
| axl163 | $25.00 | 8/30/2012 9:13:31 PM |
| Sneezie | $100.00 | 8/31/2012 9:03:15 AM |
| cerebral-dollar773 | $25.00 | 8/30/2012 8:41:10 PM |
| enticing-note | $25.00 | 8/31/2012 9:11:30 AM |
| GoldenKoi | $100.00 | 8/31/2012 3:02:36 AM |
| blot44 | $25.00 | 8/31/2012 5:16:43 AM |
| BobRand | $25.00 | 8/31/2012 7:47:47 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:33 AM |
| ingenious-deal6 | $25.00 | 8/31/2012 9:29:04 AM |
| ahfcp | $25.76 | 8/31/2012 1:48:15 PM |
| new-return-faire | $100.00 | 8/31/2012 10:07:13 AM |
| bbjones3 | $50.00 | 8/31/2012 3:37:44 PM |
| versatile-dime442 | $250.00 | 8/31/2012 2:49:43 PM |
| emphatic-responsibility | $50.00 | 8/31/2012 2:51:24 PM |
| magnificent-income7 | $25.00 | 9/1/2012 2:36:54 AM |
| phenomenal-gain5 | $30.00 | 9/1/2012 8:51:39 AM |
| compoundinterest | $25.00 | 9/1/2012 12:26:28 PM |
| TGGGGGGGGGGGGGGG | $50.00 | 9/1/2012 12:29:53 PM |
| rmachi | $25.00 | 9/1/2012 1:13:42 PM |
| agile-diversification2 | $25.00 | 9/1/2012 12:59:52 PM |
| leverage-reaction | $25.00 | 9/1/2012 1:04:28 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:19 PM |
| newest-bountiful-basis | $25.00 | 9/1/2012 1:27:55 PM |
| blue-useful-auction | $25.00 | 9/1/2012 4:19:03 PM |
| goal-benefit2 | $50.00 | 9/2/2012 10:58:35 AM |
| shellstar | $25.00 | 9/2/2012 8:30:39 AM |
| the-bright-velocity | $25.00 | 9/2/2012 12:55:13 PM |
| bellaquito | $500.00 | 9/2/2012 1:54:51 PM |
| topher515 | $25.00 | 9/2/2012 5:47:36 PM |
| Rulea72 | $25.00 | 9/3/2012 8:28:02 AM |
| revenue-carnation043 | $50.00 | 9/3/2012 8:21:05 AM |
| riproaringrapids | $50.00 | 9/3/2012 9:38:19 AM |
| Kame | $25.00 | 9/3/2012 9:37:28 AM |
| kfrench | $75.00 | 9/3/2012 10:11:09 AM |
| MathProfessor | $25.00 | 9/3/2012 2:06:57 PM |
| chesterCFO | $50.00 | 9/3/2012 5:59:19 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:11 PM |
| SPB | $50.00 | 9/4/2012 8:24:31 AM |
| misit | $25.00 | 9/4/2012 10:58:27 AM |
| giftgold | $25.00 | 9/4/2012 1:31:45 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:30 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:46 AM |
| syounker | $25.00 | 9/4/2012 5:02:03 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:28 PM |
| student17354 | $35.00 | 9/4/2012 5:33:40 PM |
| thickhead | $25.00 | 9/4/2012 7:14:07 PM |
| radforj22 | $50.00 | 9/5/2012 8:43:58 AM |
| Rivervale_Westwood | $25.00 | 9/5/2012 12:31:16 PM |
| dordee | $60.00 | 9/5/2012 10:30:41 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:02 PM |
| impartial-deal | $25.00 | 9/5/2012 5:28:18 PM |
| SMVM87 | $50.00 | 9/5/2012 6:04:24 PM |
| nuclearmoose | $44.00 | 9/5/2012 5:52:38 PM |
| Index_Plus | $3,465.47 | 9/5/2012 6:59:01 PM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:58 PM |
| bowdish1 | $100.00 | 8/30/2012 5:06:26 PM |
| loyalty-delight6 | $25.00 | 8/30/2012 5:10:25 PM |
| kenji4861 | $25.00 | 8/30/2012 5:26:43 PM |
| britgsb | $50.00 | 8/30/2012 4:57:48 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:25 PM |
| adventurer447 | $300.00 | 8/30/2012 5:32:42 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:36 PM |
| exciting-finance288 | $30.00 | 8/31/2012 8:31:01 AM |
| paladin510 | $25.00 | 8/31/2012 8:45:50 AM |
| SCD | $25.00 | 8/31/2012 2:35:38 PM |
| Zur-neu-gekronten-Hoffnung | $25.00 | 8/31/2012 2:18:40 PM |
| bazaar-tulip | $25.00 | 8/31/2012 5:32:31 PM |
| dime-smasher5 | $25.00 | 8/31/2012 4:58:08 PM |
| Investoman | $25.00 | 9/1/2012 12:06:37 PM |
| BenR | $100.00 | 9/1/2012 12:21:03 PM |
| proper-agreement8 | $50.00 | 9/1/2012 12:17:52 PM |
| pay_day | $50.00 | 9/1/2012 12:33:06 PM |
| conductor146 | $25.00 | 9/1/2012 1:01:34 PM |
| missgina | $25.00 | 9/1/2012 12:51:55 PM |
| CoolPlexer | $50.00 | 9/1/2012 2:06:21 PM |
| prudent-deal662 | $25.00 | 9/1/2012 1:41:42 PM |
| Solid-Platinum | $25.00 | 9/1/2012 2:53:37 PM |
| FmrEngr2Phd | $25.00 | 9/1/2012 1:31:04 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:55 PM |
| loan-mongoose1 | $25.00 | 9/1/2012 6:16:24 PM |
| totoro | $25.00 | 9/1/2012 10:41:45 PM |
| 1Socialinvestor | $25.00 | 9/2/2012 7:31:28 AM |
| kazdag | $113.11 | 9/2/2012 7:56:01 AM |
| bunnybear | $30.00 | 9/2/2012 10:50:26 AM |
| indomitable-coin | $25.00 | 9/2/2012 12:28:35 PM |
| engrossing-community0 | $50.00 | 9/2/2012 4:08:06 PM |
| balance-solo0 | $50.00 | 9/2/2012 6:30:39 PM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:34 PM |
| spiff666 | $26.66 | 9/3/2012 5:12:32 PM |
| availableloan | $25.00 | 9/3/2012 5:37:05 PM |
| silver-explorer6 | $25.00 | 9/3/2012 5:50:03 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:56 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:09 PM |
| munnu | $25.00 | 9/4/2012 3:35:39 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:39 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:15 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:08 PM |
| bold-sensible-basis | $25.00 | 9/5/2012 6:21:21 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:38 AM |
| Tonusb0 | $25.00 | 9/5/2012 1:31:30 PM |
| ethicalhumanist | $100.00 | 9/5/2012 3:29:03 PM |
| fox798 | $25.00 | 9/5/2012 6:03:23 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:01 PM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
629406
This series of Notes was issued and sold upon the funding of the borrower loan #74327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $288.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,447 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-confidant3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/2/2012 12:04:46 PM |
| EarlyRiser | $250.00 | 9/2/2012 12:36:29 PM |
| inspire22 | $25.00 | 9/2/2012 12:47:47 PM |
| Bank_Of_XL | $25.00 | 9/2/2012 1:07:43 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:20 PM |
| VirginiaBuckeye | $150.00 | 9/2/2012 12:43:34 PM |
| RGlad | $200.00 | 9/2/2012 1:13:37 PM |
| cattlebaron | $50.00 | 9/2/2012 2:14:21 PM |
| one-midas | $35.00 | 9/2/2012 2:24:02 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:51:12 PM |
| basis-encourager2 | $25.00 | 9/3/2012 8:08:15 AM |
| rate-banshee0 | $50.00 | 9/3/2012 9:26:34 AM |
| bullwink27 | $25.00 | 9/4/2012 8:01:56 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:19 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:38 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:03 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:47 PM |
| Vector | $25.00 | 9/4/2012 1:14:55 PM |
| bazaar-elvis | $50.00 | 9/4/2012 5:15:37 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:44 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:40 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:38 PM |
| Plutis | $25.00 | 9/4/2012 7:00:26 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:00 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:21 PM |
| CashBank | $25.00 | 9/5/2012 8:48:54 AM |
| ttnk62918 | $25.00 | 9/5/2012 9:37:03 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:04 AM |
| Astyanax | $40.00 | 9/5/2012 10:21:00 AM |
| justreturns | $25.00 | 9/2/2012 12:06:34 PM |
| community-burrito9 | $35.00 | 9/2/2012 12:02:35 PM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:34 PM |
| subtle-bill727 | $25.00 | 9/2/2012 12:49:04 PM |
| commerce-gargantuan2 | $100.00 | 9/2/2012 1:06:50 PM |
| toblerone | $25.00 | 9/2/2012 1:07:44 PM |
| liberty-tostada7 | $50.00 | 9/2/2012 1:38:25 PM |
| Feyenoord | $30.00 | 9/2/2012 10:34:37 PM |
| zenyatta | $25.00 | 9/3/2012 9:20:28 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:50 AM |
| LendingHelper | $182.46 | 9/4/2012 8:49:43 AM |
| new-transparent-bazaar | $25.00 | 9/4/2012 12:23:17 PM |
| LaGrangeLender | $40.00 | 9/5/2012 5:42:45 AM |
| scarlet-velvet | $50.08 | 9/4/2012 9:55:42 PM |
| worth-quark7 | $25.00 | 9/5/2012 6:30:00 AM |
| sosleep | $25.00 | 9/5/2012 7:59:42 AM |
| poplar045 | $25.00 | 9/5/2012 10:01:40 AM |
| HikeMoab | $25.00 | 9/5/2012 10:25:30 AM |
| MI2 | $2,047.46 | 9/5/2012 12:50:32 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
629570
This series of Notes was issued and sold upon the funding of the borrower loan #74438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $426.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1971 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,275 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-innocent-credit |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-careful-currency | $300.00 | 9/10/2012 5:14:46 PM |
| NickelSteamroller | $35.00 | 9/10/2012 5:53:43 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:37 PM |
| one-midas | $35.00 | 9/10/2012 5:49:56 PM |
| cattlebaron | $25.00 | 9/10/2012 5:51:59 PM |
| availableloan | $25.00 | 9/10/2012 6:21:10 PM |
| RGlad | $300.00 | 9/10/2012 6:13:16 PM |
| Star_Witness | $25.00 | 9/10/2012 8:12:33 PM |
| radforj22 | $50.00 | 9/11/2012 5:15:23 AM |
| corndog4000 | $50.00 | 9/10/2012 11:29:02 PM |
| spartacusiam | $25.00 | 9/11/2012 9:57:43 AM |
| a-finance-nirvana | $25.00 | 9/11/2012 10:17:18 AM |
| A4 | $25.00 | 9/11/2012 10:02:38 AM |
| tech310 | $50.00 | 9/11/2012 10:21:55 AM |
| squeebie | $50.00 | 9/11/2012 10:54:51 AM |
| melodious-rupee3 | $25.00 | 9/11/2012 12:28:41 PM |
| respectful-fairness069 | $27.00 | 9/11/2012 10:55:27 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:21 PM |
| reflective-greenback1 | $25.00 | 9/11/2012 12:04:31 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:08 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:13 PM |
| bazaar-elvis | $47.00 | 9/11/2012 5:18:26 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:26 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:32 PM |
| britgsb | $25.00 | 9/11/2012 5:56:55 PM |
| prudent-bid3 | $26.25 | 9/11/2012 7:01:59 PM |
| banker334 | $25.00 | 9/11/2012 8:27:25 PM |
| icydog | $25.00 | 9/11/2012 11:12:42 PM |
| chrisb1414 | $25.00 | 9/12/2012 5:17:35 AM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:48 PM |
| Petiza | $40.00 | 9/12/2012 6:44:09 AM |
| freedomlender | $25.00 | 9/12/2012 4:04:01 AM |
| rockhound84 | $25.00 | 9/12/2012 5:07:32 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:56 AM |
| deal-banker | $25.00 | 9/12/2012 8:47:39 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:57 AM |
| heroic-hope3 | $25.00 | 9/12/2012 10:24:50 AM |
| american6 | $32.00 | 9/12/2012 9:54:02 AM |
| durability-ace9 | $30.00 | 9/12/2012 10:07:20 AM |
| wildanne | $50.00 | 9/12/2012 10:25:42 AM |
| ethical-truth211 | $300.00 | 9/12/2012 11:27:46 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:37:59 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:44:33 AM |
| mlpinz | $25.00 | 9/12/2012 1:24:49 PM |
| engrossing-community0 | $25.00 | 9/12/2012 2:07:55 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 2:35:45 PM |
| lunareclipse | $50.00 | 9/12/2012 3:46:38 PM |
| Astyanax | $30.00 | 9/12/2012 4:16:47 PM |
| RocketSurgeon | $25.00 | 9/12/2012 5:10:43 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:57:47 PM |
| Binan | $25.00 | 9/12/2012 5:18:49 PM |
| tranquil-note5 | $50.00 | 9/12/2012 5:59:14 PM |
| loan-keeper9 | $532.70 | 9/12/2012 6:32:34 PM |
| loot-baton | $25.00 | 9/10/2012 5:27:25 PM |
| urbane-income7 | $25.00 | 9/10/2012 5:26:45 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:36:13 PM |
| MI2 | $5,000.00 | 9/10/2012 5:47:17 PM |
| Plutis | $25.00 | 9/10/2012 5:43:09 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:53 PM |
| Economicus | $25.00 | 9/10/2012 6:00:02 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:41 PM |
| toblerone | $25.00 | 9/10/2012 6:42:24 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:47:58 PM |
| Capitalincome | $25.00 | 9/10/2012 6:50:04 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:06 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:45 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:35 PM |
| EnglishGeekInNYC | $50.00 | 9/10/2012 6:43:48 PM |
| rkhrdjp | $25.00 | 9/11/2012 4:34:12 AM |
| massuot | $25.00 | 9/11/2012 6:08:22 AM |
| Cambalache | $40.00 | 9/11/2012 7:58:28 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:12 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:31:46 AM |
| euro-berserker457 | $25.00 | 9/11/2012 12:06:56 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:46 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:19 PM |
| consciouscapital | $50.00 | 9/11/2012 3:05:10 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:18 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:18 PM |
| China-man | $200.00 | 9/11/2012 6:47:56 PM |
| martinatime | $25.00 | 9/11/2012 6:07:07 PM |
| Nipper99 | $100.00 | 9/11/2012 7:27:59 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 6:54:59 PM |
| janeybooboo | $75.00 | 9/11/2012 7:11:58 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:34:58 PM |
| wise-charming-reward | $500.00 | 9/11/2012 7:47:52 PM |
| ore-frontier | $50.00 | 9/11/2012 9:37:24 PM |
| langdonx | $50.00 | 9/11/2012 9:40:45 PM |
| anacent | $25.00 | 9/11/2012 9:41:09 PM |
| Win_With_P2P | $25.00 | 9/12/2012 5:10:47 AM |
| universal71 | $25.00 | 9/12/2012 6:43:04 AM |
| global-invest-group | $25.00 | 9/12/2012 7:21:20 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:17 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:24 AM |
| justreturns | $25.00 | 9/12/2012 9:26:05 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:45 AM |
| oneness | $25.00 | 9/12/2012 9:59:06 AM |
| courteous-trade229 | $40.00 | 9/12/2012 10:54:01 AM |
| snowyowl | $50.00 | 9/12/2012 12:06:47 PM |
| listing-reformation8 | $50.00 | 9/12/2012 11:54:08 AM |
| nimcha | $50.00 | 9/12/2012 12:47:22 PM |
| JBG | $25.00 | 9/12/2012 1:12:08 PM |
| infomas | $35.05 | 9/12/2012 4:46:12 PM |
| darknesscrown | $25.00 | 9/12/2012 2:20:29 PM |
| Uwantfunds | $25.00 | 9/12/2012 2:55:52 PM |
| Jofga | $25.00 | 9/12/2012 2:55:29 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:20 PM |
| blue-laudable-dinero | $25.00 | 9/12/2012 3:31:15 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:19:06 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:03 PM |
| auction-sage | $50.00 | 9/12/2012 5:41:11 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
629658
This series of Notes was issued and sold upon the funding of the borrower loan #73824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 12 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 7m |
|
Amount delinquent:
| $13,460 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $496 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-haven1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidation of bills
My financial situation: retired
I am a good candidate for this loan because...I will meet any obligation in order to pay back this loan.
Monthly net income: $3000.
Monthly expenses: $100.00
Housing: $811.00
Insurance: $75.00
Car expenses: $150.00 including car insurance and gas
Utilities: $100.00
Phone, cable, internet: $350.00 including cell phone
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $25.00 | 8/28/2012 9:13:31 AM |
| worthy-bid8 | $100.00 | 8/28/2012 10:12:38 AM |
| managedfund | $333.00 | 8/28/2012 10:51:33 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:35 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:11 PM |
| HammerSmith | $25.00 | 9/5/2012 1:28:49 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:41 PM |
| preeminant-greenback024 | $35.00 | 9/7/2012 12:34:53 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:03:56 PM |
| irrelevant | $50.00 | 9/8/2012 5:06:18 AM |
| realestateinvestor37 | $25.00 | 9/8/2012 10:52:40 AM |
| mammalian4 | $25.00 | 9/8/2012 9:03:42 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:12:59 PM |
| Batman2u | $25.00 | 9/9/2012 11:26:42 AM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 2:28:03 PM |
| durability-ace9 | $30.00 | 8/28/2012 10:13:43 AM |
| open-minded-p2p1 | $25.00 | 8/28/2012 10:45:31 AM |
| pious-openness | $25.00 | 9/1/2012 1:58:49 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:36 PM |
| frogperson | $300.00 | 9/6/2012 4:29:39 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:21 AM |
| mrxtravis | $25.00 | 9/7/2012 10:37:03 AM |
| pdub | $250.00 | 9/7/2012 12:42:13 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:51 PM |
| bazaar-paladin7 | $144.19 | 9/8/2012 9:19:36 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:32:28 AM |
| olin5 | $7.81 | 9/9/2012 6:58:49 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
629726
This series of Notes was issued and sold upon the funding of the borrower loan #74145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $91.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
1 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,958 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sharp-loan0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used primarily for debt consolidation.
My financial situation:
I am a good candidate for this loan because I just graduated college and hope to apply the skills I used for good money management. Although I have student loans I have rationed my monthly income to just adequately cover all my expenses. This loan would be ver helpful in allowing some room to breathe
Monthly net income: 1200
Monthly expenses:
Housing: 375
Insurance: 0
Car expenses: 0
Utilities: 100
Phone, cable, internet: 0
Food, entertainment: food stamps, 30
Clothing, household expenses:
Credit cards and other loans: 30 per month...... Student loans still in grace period
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 8/27/2012 6:03:07 PM |
| let_me_retire | $75.00 | 8/28/2012 6:09:10 AM |
| worthy-bid8 | $100.00 | 8/28/2012 10:12:36 AM |
| money-baron | $50.00 | 8/29/2012 10:32:05 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:34 AM |
| dough-kitten5 | $25.00 | 8/31/2012 2:53:50 PM |
| sentimental-commerce1 | $52.27 | 9/1/2012 7:42:08 AM |
| mrxtravis | $25.00 | 9/1/2012 1:58:49 PM |
| bid-stockpiler1 | $25.00 | 9/1/2012 5:05:34 PM |
| jebber007 | $25.00 | 9/2/2012 9:50:12 AM |
| evergreen759 | $40.00 | 9/1/2012 8:36:53 PM |
| alaskanbearcub | $25.00 | 9/4/2012 7:47:00 PM |
| boss520 | $50.00 | 9/4/2012 11:42:21 PM |
| fervent-commerce | $36.00 | 9/5/2012 8:33:17 AM |
| Math_Physics | $25.00 | 9/5/2012 5:10:45 PM |
| investment-happiness | $100.00 | 9/5/2012 5:24:21 PM |
| foothillender | $25.00 | 9/6/2012 12:03:49 PM |
| RJN | $30.00 | 9/6/2012 3:31:55 PM |
| weatherman89 | $42.90 | 9/6/2012 10:54:33 PM |
| managedfund | $333.00 | 8/27/2012 6:45:10 PM |
| exciting-fairness | $200.00 | 8/28/2012 5:17:41 AM |
| lowrater | $50.50 | 8/28/2012 7:38:55 AM |
| Free-the-usa-1776 | $25.00 | 8/28/2012 9:50:00 AM |
| Zingaro | $25.00 | 8/28/2012 10:44:20 AM |
| ethical-truth211 | $25.00 | 8/31/2012 5:54:18 PM |
| eboomer2611 | $25.00 | 9/1/2012 6:50:44 AM |
| professional-dinero753 | $33.29 | 9/2/2012 10:25:17 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:10 PM |
| w8291 | $25.00 | 9/2/2012 4:51:07 PM |
| blue-useful-auction | $25.00 | 9/5/2012 6:33:39 AM |
| HammerSmith | $25.00 | 9/5/2012 1:28:39 PM |
| husley | $25.00 | 9/5/2012 2:58:47 PM |
| alaskanbearcub | $25.00 | 9/5/2012 6:20:00 PM |
| deepblue34 | $35.00 | 9/5/2012 7:26:32 PM |
| Bomber | $25.00 | 9/6/2012 5:08:50 AM |
| frogperson | $200.00 | 9/6/2012 4:23:46 PM |
| helpful-deal1 | $25.00 | 9/6/2012 4:32:57 PM |
| orange-pound-party | $42.04 | 9/6/2012 5:18:02 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
629802
This series of Notes was issued and sold upon the funding of the borrower loan #74028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 16.39% |
Borrower rate/APR:
| 17.39% / 25.21% |
Monthly payment:
| $365.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.01% | | |
| |
Estimated return*:
| 6.26% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,165 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-ally4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $
Housing: $500
Insurance: $
Car expenses: $100
Utilities: $250
Phone, cable, internet: $40
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 9/12/2012 9:02:32 AM |
| 52digital | $75.00 | 9/12/2012 9:06:48 AM |
| boston_mass | $25.00 | 9/12/2012 9:10:36 AM |
| handy-justice | $50.00 | 9/12/2012 9:21:20 AM |
| farm592 | $25.00 | 9/12/2012 9:41:58 AM |
| intelligent-yield | $50.00 | 9/12/2012 9:26:09 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:27:00 AM |
| profit-powerplant | $25.00 | 9/12/2012 9:40:04 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:19 AM |
| careful-vigilance4 | $25.00 | 9/12/2012 10:05:18 AM |
| master648 | $45.00 | 9/12/2012 10:11:35 AM |
| sustainable-lender | $25.00 | 9/12/2012 9:53:40 AM |
| NickelSteamroller | $35.00 | 9/12/2012 9:54:09 AM |
| vontuse | $25.00 | 9/12/2012 9:56:57 AM |
| bazaar-paladin7 | $30.80 | 9/12/2012 9:52:28 AM |
| LuvToLend | $25.00 | 9/12/2012 10:30:43 AM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 10:06:22 AM |
| lovely-currency3 | $50.00 | 9/12/2012 10:03:40 AM |
| value-allocator1 | $100.00 | 9/12/2012 10:13:11 AM |
| scrappy-diversification7 | $2,000.00 | 9/12/2012 10:07:04 AM |
| ttnk62918 | $25.00 | 9/12/2012 10:14:09 AM |
| bazaar-festivity | $25.00 | 9/12/2012 10:28:16 AM |
| FinanceEngine | $65.00 | 9/12/2012 10:46:15 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:02 AM |
| scholarly-order6 | $30.00 | 9/12/2012 10:48:35 AM |
| influential-peso9 | $25.00 | 9/12/2012 9:25:46 AM |
| note-willow8 | $25.00 | 9/12/2012 9:30:34 AM |
| WalnutCreekguy | $50.00 | 9/12/2012 9:47:23 AM |
| diplomatic-wealth7 | $25.00 | 9/12/2012 9:48:02 AM |
| fmanjoo | $25.00 | 9/12/2012 9:45:24 AM |
| supreme-treasure8 | $100.00 | 9/12/2012 9:41:44 AM |
| lowrater | $50.40 | 9/12/2012 10:08:11 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:00 AM |
| SLN-10 | $50.00 | 9/12/2012 10:27:49 AM |
| bazaar-tulip | $500.00 | 9/12/2012 10:32:25 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:48 AM |
| berniemadeoff | $25.00 | 9/12/2012 10:44:21 AM |
| money-baron | $50.00 | 9/12/2012 10:46:00 AM |
| keen-wealth5 | $18.80 | 9/12/2012 10:51:41 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:57 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
629882
This series of Notes was issued and sold upon the funding of the borrower loan #74260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $238.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,857 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-duckling |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
|
Principal balance:
| $2,247.61 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a stable job I am due a promotion in the next 6 months.
Monthly net income: $5750.00
Monthly expenses: $
Housing: $1000.00
Insurance: $95.00
Car expenses: 0 (company car)
Utilities: $150.00
Phone, cable, internet: $60.00
Food, entertainment: $450.00
Clothing, household expenses: $
Credit cards and other loans: $10000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/9/2012 12:02:48 PM |
| scholarly-order6 | $100.00 | 9/9/2012 12:03:27 PM |
| loan-mammal | $100.00 | 9/9/2012 12:04:48 PM |
| adventurer447 | $249.59 | 9/9/2012 12:06:35 PM |
| worth-blanket2 | $5,850.00 | 9/9/2012 12:04:38 PM |
| lowrater | $75.40 | 9/9/2012 12:05:39 PM |
| dariop | $25.01 | 9/9/2012 12:01:41 PM |
| DasMula | $25.00 | 9/9/2012 12:04:47 PM |
| JeremyLinFan | $50.00 | 9/9/2012 12:06:08 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
630148
This series of Notes was issued and sold upon the funding of the borrower loan #73998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $376.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,711 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-yeller975 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate outstanding loans and credit card balances.
My financial situation:
I am a good candidate for this loan because although I have had a few bumps along the way, I have always repaid my financial obligations, including obligations to friends and family -- no matter how large or small the amount. I am absolutely certain I will do the same if given this loan.
Monthly net income: $4,800
Monthly expenses: $3,600
Housing: $1,825
Insurance: $500
Car expenses: $200
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:45 PM |
| commerce-venture1 | $25.00 | 8/27/2012 5:14:39 PM |
| adaboy65 | $100.00 | 8/27/2012 5:56:01 PM |
| britgsb | $50.00 | 8/27/2012 5:42:27 PM |
| scoobiedoo | $40.00 | 8/27/2012 9:18:08 PM |
| community-burrito9 | $30.00 | 8/27/2012 6:04:04 PM |
| cr8on | $100.00 | 8/27/2012 6:30:48 PM |
| toblerone | $25.00 | 8/28/2012 10:52:34 AM |
| bazaar-tulip | $25.00 | 8/29/2012 6:33:01 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:07 AM |
| lakshmilila | $25.00 | 8/30/2012 2:39:57 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:35 PM |
| dough-kitten5 | $25.00 | 9/1/2012 5:34:12 AM |
| Smallbear | $25.00 | 9/1/2012 7:06:55 AM |
| dsnybnd | $25.00 | 9/1/2012 2:50:32 PM |
| SolarMoonshine | $25.00 | 9/2/2012 4:15:39 AM |
| professional-coin1 | $75.00 | 9/3/2012 2:32:23 AM |
| finance-admirer614 | $25.00 | 9/3/2012 6:39:33 AM |
| amc3 | $57.68 | 9/2/2012 8:12:44 PM |
| Cambalache | $40.00 | 9/3/2012 5:42:05 AM |
| leverage-monger | $25.00 | 9/3/2012 10:54:01 AM |
| compatible-deal9 | $25.00 | 9/3/2012 11:32:40 AM |
| beans53 | $25.00 | 9/3/2012 5:09:10 PM |
| spiff666 | $26.66 | 9/3/2012 5:15:11 PM |
| oskizzle | $25.00 | 9/3/2012 4:20:03 PM |
| RGlad | $100.00 | 9/3/2012 10:48:23 PM |
| sonhugh | $25.00 | 9/4/2012 7:55:30 AM |
| wilkenm | $50.00 | 9/3/2012 7:30:23 PM |
| sosleep | $25.00 | 9/4/2012 7:35:41 AM |
| crdcteng | $25.00 | 9/4/2012 9:42:25 AM |
| malcolmreynolds | $25.00 | 9/4/2012 9:10:04 AM |
| green28 | $100.00 | 9/4/2012 9:34:12 AM |
| hope-kingdom | $35.66 | 9/4/2012 9:47:35 AM |
| adventurer447 | $300.00 | 8/27/2012 5:28:34 PM |
| durability-ace9 | $30.00 | 8/27/2012 6:03:08 PM |
| exciting-fairness | $200.00 | 8/28/2012 5:08:39 AM |
| pdub | $500.00 | 8/28/2012 2:42:28 PM |
| pierrelasvegas | $25.00 | 8/29/2012 3:56:28 AM |
| metro457 | $100.00 | 8/29/2012 9:53:10 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:22 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:23 PM |
| ferpeiks | $200.00 | 8/31/2012 9:20:42 AM |
| community-seahorse0 | $25.00 | 8/31/2012 10:06:08 AM |
| Index_Plus | $6,500.00 | 8/31/2012 7:11:39 PM |
| ethical-truth211 | $150.00 | 9/1/2012 8:02:37 AM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:03 PM |
| gondeee | $25.00 | 9/1/2012 3:01:44 PM |
| DiligentiaLLC | $50.00 | 9/1/2012 6:41:30 PM |
| mammalian4 | $25.00 | 9/2/2012 6:19:50 AM |
| Jloaner | $100.00 | 9/2/2012 8:10:09 AM |
| Astyanax | $50.00 | 9/2/2012 1:20:22 PM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:44 PM |
| cloud8 | $55.00 | 9/3/2012 2:16:10 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:04 PM |
| LaGrangeLender | $60.00 | 9/4/2012 6:31:39 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
630408
This series of Notes was issued and sold upon the funding of the borrower loan #74144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $308.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,860 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| admirable-trade2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 8/31/2012 6:12:42 PM |
| loyalty-delight6 | $25.00 | 8/31/2012 9:11:56 AM |
| britgsb | $50.00 | 8/31/2012 9:42:18 AM |
| neighborly-hope6 | $100.00 | 8/31/2012 9:56:51 AM |
| bowdish1 | $100.00 | 8/31/2012 9:59:41 AM |
| kenji4861 | $25.00 | 8/31/2012 10:21:47 AM |
| BB-ptoploan | $50.00 | 8/31/2012 9:47:02 AM |
| kfrench | $75.00 | 8/31/2012 10:37:37 AM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:46 PM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:05 AM |
| payout-motivator0 | $25.00 | 9/1/2012 12:51:26 PM |
| blot44 | $25.00 | 9/1/2012 8:56:31 PM |
| finance-symphony7 | $200.00 | 9/2/2012 10:07:42 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:49 PM |
| MathProfessor | $25.00 | 9/3/2012 2:06:57 PM |
| wealth-achievement6 | $25.00 | 9/3/2012 9:15:01 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:57 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:50 AM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:42 PM |
| Science7124 | $25.00 | 9/5/2012 10:26:39 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:40 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:23 AM |
| rmachi | $25.00 | 9/6/2012 5:10:26 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:28 PM |
| bellaquito | $500.00 | 9/6/2012 6:27:39 PM |
| student17354 | $35.00 | 9/6/2012 6:19:01 PM |
| Frankieb21 | $25.00 | 9/7/2012 9:10:45 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:42 AM |
| AFairDeal | $25.00 | 9/7/2012 9:13:50 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:49 AM |
| octoberfresh | $25.00 | 9/7/2012 9:35:13 AM |
| Sneezie | $100.00 | 9/7/2012 9:32:20 AM |
| napoleon1168 | $25.00 | 9/7/2012 9:34:52 AM |
| Namrok | $25.00 | 9/7/2012 9:55:31 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:07 AM |
| openness-molecule2 | $25.00 | 9/7/2012 10:31:49 AM |
| pdub | $250.00 | 9/7/2012 12:42:16 PM |
| Index_Plus | $5,070.00 | 9/7/2012 12:52:25 PM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:31 AM |
| community-burrito9 | $25.00 | 8/31/2012 9:14:20 AM |
| UstedEsElHombre | $100.00 | 8/31/2012 9:42:59 AM |
| Castellan | $50.00 | 8/31/2012 6:04:02 PM |
| GoldenKoi | $100.00 | 9/1/2012 12:47:49 AM |
| Plutis | $25.00 | 8/31/2012 7:02:41 PM |
| prudent-deal662 | $25.00 | 9/1/2012 1:41:43 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:56 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:53:52 PM |
| revenue-carnation043 | $25.00 | 9/3/2012 8:24:35 AM |
| Bank_Of_XL | $25.00 | 9/3/2012 11:45:00 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:06 AM |
| liberty-viola | $35.00 | 9/4/2012 8:24:09 PM |
| adventurer447 | $300.00 | 9/5/2012 9:57:57 AM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 9:20:23 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:32 AM |
| spry-p2ploan5 | $60.00 | 9/6/2012 3:44:41 PM |
| new-return-faire | $100.00 | 9/6/2012 5:12:33 PM |
| logical-economy158 | $25.00 | 9/6/2012 5:35:24 PM |
| MissionMicroFinance | $50.00 | 9/6/2012 7:20:40 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:53 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:13 PM |
| Digger85 | $100.00 | 9/7/2012 4:10:26 AM |
| porter512S | $200.00 | 9/7/2012 3:24:14 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:23 AM |
| enticing-note | $25.00 | 9/7/2012 9:09:29 AM |
| peace-fiesta7 | $25.00 | 9/7/2012 9:30:47 AM |
| cablenews | $100.00 | 9/7/2012 9:45:59 AM |
| flopcat | $50.00 | 9/7/2012 9:56:39 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:03 AM |
| Investoman | $25.00 | 9/7/2012 10:21:11 AM |
| indomitable-coin | $25.00 | 9/7/2012 10:26:53 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:17 AM |
| CoolPlexer | $50.00 | 9/7/2012 11:44:09 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:02 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
630486
This series of Notes was issued and sold upon the funding of the borrower loan #74378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $308.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 10m |
|
Amount delinquent:
| $1,003 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,900 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-majesty1 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to update and correct plumbing issues in a bathroom as well as consolidate a few bills into one payment
My financial situation:
I am a good candidate for this loan because I have an excellent payment history within the last few years and am invested in my home. My employment is stable with multiple opportunities for overtime should the financial need arise.
Monthly net income: $ 6880
Monthly expenses: $ 3800.00
Housing: $1650.00
Insurance: $101.00
Car expenses: $371.00
Utilities: $250.00
Phone, cable, internet: $125.00
Food, entertainment: $350.00
Clothing, household expenses: $300.00
Credit cards and other loans: $493.00
Other expenses: $160.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:42 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:54 PM |
| worth-blanket2 | $9,450.00 | 9/8/2012 12:07:53 PM |
| DasMula | $25.00 | 9/8/2012 12:17:31 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:13 PM |
| community-burrito9 | $35.00 | 9/8/2012 1:21:30 PM |
| bewitching-dollar5 | $100.00 | 9/8/2012 1:22:07 PM |
| toblerone | $25.00 | 9/8/2012 1:53:58 PM |
| the-enthralling-coin | $25.00 | 9/8/2012 12:12:43 PM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:54:29 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:55 PM |
| money-bauble | $100.00 | 9/8/2012 12:53:55 PM |
| networks4ever | $25.00 | 9/8/2012 1:40:49 PM |
| vutah | $65.01 | 9/8/2012 1:56:48 PM |
| 1stPlace | $49.99 | 9/8/2012 2:26:15 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
630522
This series of Notes was issued and sold upon the funding of the borrower loan #74395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $472.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,365 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| clean-basis912 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profitable-commerce822 | $25.00 | 8/30/2012 1:00:01 PM |
| kfrench | $75.00 | 8/30/2012 6:20:39 PM |
| blot44 | $25.00 | 8/31/2012 5:15:07 AM |
| commerce-gargantuan2 | $100.00 | 8/31/2012 10:39:31 AM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:37 AM |
| lendersf | $25.00 | 9/1/2012 10:09:38 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:05 AM |
| dharma1 | $25.00 | 9/1/2012 3:42:56 PM |
| engrossing-community0 | $25.00 | 9/2/2012 5:04:57 PM |
| revenue-carnation043 | $25.00 | 9/3/2012 8:22:08 AM |
| Bank_Of_XL | $25.00 | 9/3/2012 8:24:25 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:04 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:56 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:46 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:30 AM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:40 PM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:04 AM |
| adventurer447 | $300.00 | 9/5/2012 9:57:57 AM |
| indomitable-coin | $25.00 | 9/6/2012 9:43:09 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:40 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:31 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:23 AM |
| bold-sensible-basis | $25.00 | 9/7/2012 5:27:17 AM |
| historic-value7 | $200.00 | 9/7/2012 10:30:45 AM |
| FlexFunding | $100.00 | 9/7/2012 1:01:38 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:15 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:43:59 PM |
| sthomasg | $50.00 | 9/7/2012 5:02:30 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:33 PM |
| new-diversification-owner | $25.00 | 9/7/2012 8:01:08 PM |
| floridahelper | $25.00 | 9/7/2012 8:26:19 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:31 AM |
| TheDorito | $200.00 | 9/8/2012 11:53:47 AM |
| djs81 | $75.00 | 9/8/2012 1:03:25 PM |
| RocketSurgeon | $25.00 | 9/8/2012 1:07:04 PM |
| niceone022 | $25.00 | 9/9/2012 5:51:58 AM |
| KSfuture | $50.00 | 9/9/2012 10:10:24 AM |
| elfincove | $100.00 | 9/10/2012 6:41:44 AM |
| tenacious-payout | $50.00 | 9/9/2012 8:37:23 PM |
| bonus-encourager5 | $150.00 | 9/10/2012 8:55:38 AM |
| fascinating-transparency6 | $250.00 | 9/10/2012 10:45:48 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:16 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:46 PM |
| investor11373 | $25.00 | 9/10/2012 3:03:49 PM |
| iamdoug | $25.00 | 9/10/2012 4:22:54 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:47 PM |
| atlacatl | $25.00 | 9/10/2012 8:37:52 PM |
| blue-laudable-dinero | $25.00 | 9/10/2012 9:27:49 PM |
| axl163 | $25.00 | 9/10/2012 10:25:50 PM |
| impartial-economy1 | $25.00 | 9/11/2012 6:03:10 AM |
| established-hope5 | $50.00 | 9/11/2012 6:16:06 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:49 AM |
| btrfly11 | $25.00 | 9/11/2012 9:19:56 AM |
| durability-seahorse7 | $45.26 | 9/11/2012 9:46:34 AM |
| jcornehlsen | $25.00 | 8/30/2012 6:26:20 PM |
| britgsb | $50.00 | 8/30/2012 4:57:48 PM |
| bowdish1 | $100.00 | 8/30/2012 5:06:27 PM |
| loyalty-delight6 | $25.00 | 8/30/2012 5:10:25 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:26 PM |
| member_98419 | $25.00 | 8/30/2012 5:58:43 PM |
| trade-solo | $25.00 | 8/30/2012 5:32:18 PM |
| ready-interest9 | $25.00 | 8/30/2012 6:08:12 PM |
| kenji4861 | $25.00 | 8/30/2012 5:26:43 PM |
| GoldenKoi | $100.00 | 8/31/2012 3:03:08 AM |
| Castellan | $50.00 | 8/30/2012 5:45:30 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:36 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:59 PM |
| Plutis | $25.00 | 8/30/2012 6:29:32 PM |
| paladin510 | $25.00 | 8/31/2012 8:46:45 AM |
| prudent-deal662 | $25.00 | 9/1/2012 1:41:42 PM |
| finance-symphony7 | $200.00 | 9/2/2012 10:10:50 AM |
| sflawya | $25.00 | 9/2/2012 12:41:54 PM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:48 PM |
| Cherrypicker | $25.00 | 9/4/2012 3:18:48 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:09 PM |
| Science7124 | $25.00 | 9/5/2012 10:26:39 AM |
| ingenious-deal6 | $25.00 | 9/5/2012 5:03:58 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:23 AM |
| fuke | $25.00 | 9/7/2012 7:54:12 AM |
| pdub | $500.00 | 9/7/2012 12:40:16 PM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:25 PM |
| deal-blossom595 | $25.00 | 9/7/2012 2:54:55 PM |
| rokman | $70.00 | 9/7/2012 8:08:41 PM |
| power-kin | $50.00 | 9/8/2012 8:04:16 AM |
| BOZO88 | $25.00 | 9/8/2012 6:22:35 AM |
| green28 | $100.00 | 9/8/2012 11:08:32 AM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:04 AM |
| value-trophy8 | $100.00 | 9/9/2012 6:02:01 AM |
| citizenX | $150.00 | 9/9/2012 11:11:17 AM |
| Batman2u | $50.00 | 9/9/2012 11:14:00 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:27 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:11 PM |
| wdworld | $25.00 | 9/9/2012 10:34:33 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:00 PM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:37 AM |
| flugbone | $100.00 | 9/10/2012 10:10:28 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 11:38:35 AM |
| robertd654 | $25.00 | 9/10/2012 4:04:32 PM |
| radforj22 | $25.00 | 9/10/2012 12:13:24 PM |
| beachbum22 | $25.00 | 9/10/2012 3:57:09 PM |
| compassion-mammalian | $25.00 | 9/10/2012 4:02:38 PM |
| msb-emba | $25.00 | 9/10/2012 5:07:41 PM |
| SWayne2000 | $29.00 | 9/10/2012 5:26:19 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:50 PM |
| miked8303 | $35.00 | 9/10/2012 6:45:37 PM |
| nvhm | $50.00 | 9/10/2012 7:37:42 PM |
| principal-bull | $25.00 | 9/10/2012 6:47:17 PM |
| hopeful_lender | $100.00 | 9/10/2012 7:50:35 PM |
| youngtmlender | $25.00 | 9/10/2012 9:42:46 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:43 PM |
| TryingToHelpUsBoth | $25.00 | 9/11/2012 4:36:50 AM |
| brazzier-cluster | $25.00 | 9/11/2012 6:54:23 AM |
| JWinvest | $25.00 | 9/11/2012 8:35:50 AM |
| powerful-return1 | $75.00 | 9/11/2012 8:47:48 AM |
| Leopoldine | $25.74 | 9/11/2012 9:22:18 AM |
| important-diversification620 | $25.00 | 9/11/2012 9:34:11 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
630554
This series of Notes was issued and sold upon the funding of the borrower loan #74404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $98.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,639 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unrivaled-leverage8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other expenses$2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| houli123 | $25.00 | 9/6/2012 9:02:59 AM |
| handy-justice | $50.00 | 9/6/2012 9:11:48 AM |
| wonder3 | $25.00 | 9/6/2012 9:10:44 AM |
| courteous-kindness1 | $25.00 | 9/6/2012 9:33:51 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:34 AM |
| lowrater | $50.40 | 9/6/2012 9:19:09 AM |
| return-pioneer221 | $200.00 | 9/6/2012 9:40:48 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:57 AM |
| well-rounded-payout0 | $25.00 | 9/6/2012 9:59:31 AM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 10:02:32 AM |
| money-baron | $50.00 | 9/6/2012 10:32:11 AM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 10:41:56 AM |
| vutah | $50.01 | 9/6/2012 11:13:56 AM |
| pious-openness | $25.00 | 9/6/2012 2:54:48 PM |
| scholarly-order6 | $25.00 | 9/6/2012 11:42:39 AM |
| dudebrah | $25.00 | 9/6/2012 3:23:36 PM |
| froggieboy | $214.98 | 9/6/2012 4:16:38 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:52 PM |
| kila-designer | $69.59 | 9/6/2012 4:55:21 PM |
| frogperson | $200.00 | 9/6/2012 4:22:19 PM |
| frogperson | $50.00 | 9/6/2012 4:20:36 PM |
| 113121 | $25.00 | 9/6/2012 12:20:23 PM |
| irrelevant | $30.00 | 9/6/2012 9:06:40 AM |
| duty-viola | $25.00 | 9/6/2012 9:16:41 AM |
| zotzot | $50.00 | 9/6/2012 9:25:30 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:30 AM |
| the-silver-blaster | $50.00 | 9/6/2012 9:34:59 AM |
| Zingaro | $25.00 | 9/6/2012 10:06:50 AM |
| brainy-return234 | $50.00 | 9/6/2012 10:01:24 AM |
| community-burrito9 | $25.00 | 9/6/2012 10:54:45 AM |
| gotjack-IRA | $25.02 | 9/6/2012 1:05:36 PM |
| mrxtravis | $25.00 | 9/6/2012 11:02:44 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:38 AM |
| bullwink27 | $25.00 | 9/6/2012 11:42:25 AM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:25 PM |
| stock106 | $25.00 | 9/6/2012 12:58:55 PM |
| favorite-commerce | $50.00 | 9/6/2012 4:25:32 PM |
| Astyanax | $35.00 | 9/6/2012 4:32:05 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
630570
This series of Notes was issued and sold upon the funding of the borrower loan #73683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $589.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,595 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| scarletbegonias1977 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt as part of my plan to be debt free in 3 years.
My financial situation:
I am a good candidate for this loan because I have a steady, full time, stable job. I could pay my credit card debt on my own without the help of a loan but it would be better to have the chance to pay it off faster AND to pay interest to peer lenders rather than credit card companies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $82.62 | 8/29/2012 5:02:51 PM |
| lnuss25 | $25.00 | 8/29/2012 5:06:15 PM |
| urbane-deal152 | $50.00 | 8/29/2012 5:07:01 PM |
| Koomarbit | $30.00 | 8/29/2012 5:11:39 PM |
| ready-interest9 | $25.00 | 8/29/2012 5:12:22 PM |
| lender987654321 | $50.00 | 8/29/2012 5:07:20 PM |
| ready-bid9 | $50.00 | 8/29/2012 5:11:49 PM |
| wise-virtuous-vigilance | $29.00 | 8/29/2012 5:12:47 PM |
| enticing-note | $25.00 | 8/29/2012 5:41:16 PM |
| LeReve | $500.00 | 8/29/2012 5:16:42 PM |
| justreturns | $25.00 | 8/29/2012 5:47:15 PM |
| aggresive-commerce8 | $50.00 | 8/29/2012 5:49:17 PM |
| LivingInvestments00 | $50.00 | 8/29/2012 5:54:19 PM |
| octoberfresh | $25.00 | 8/29/2012 5:27:18 PM |
| RGlad | $65.00 | 8/29/2012 5:59:25 PM |
| supertux | $25.00 | 8/29/2012 6:06:36 PM |
| Feyenoord | $30.00 | 8/29/2012 6:17:29 PM |
| simplelender80 | $500.00 | 8/29/2012 6:31:55 PM |
| nickel-ferret | $25.00 | 8/29/2012 5:11:55 PM |
| treasure-palace661 | $350.00 | 8/29/2012 6:39:28 PM |
| finance-symphony7 | $100.00 | 8/29/2012 7:03:07 PM |
| corndog4000 | $60.00 | 8/29/2012 8:20:47 PM |
| cilynx | $100.00 | 8/29/2012 6:14:26 PM |
| investorguy3000 | $100.00 | 8/29/2012 9:44:25 PM |
| bowdish1 | $100.00 | 8/29/2012 5:31:03 PM |
| keen-credit6 | $30.00 | 8/29/2012 7:02:34 PM |
| britgsb | $50.00 | 8/29/2012 7:15:11 PM |
| MassBile | $35.84 | 8/30/2012 5:51:13 AM |
| kind-exchange-association | $25.00 | 8/29/2012 9:53:02 PM |
| serene-capital | $25.00 | 8/29/2012 10:47:45 PM |
| janeybooboo | $25.25 | 8/29/2012 6:07:25 PM |
| MongoBongo | $26.00 | 8/30/2012 7:56:26 AM |
| Rollshaft | $25.00 | 8/30/2012 4:27:13 AM |
| LaGrangeLender | $50.00 | 8/30/2012 5:37:15 AM |
| five-star-note | $25.00 | 8/29/2012 6:51:07 PM |
| CACO_Lender | $25.00 | 8/29/2012 7:46:20 PM |
| loyalty-dragster7 | $125.00 | 8/30/2012 9:09:15 AM |
| Darts | $50.00 | 8/29/2012 10:27:12 PM |
| enticing-capital6 | $50.00 | 8/30/2012 9:02:32 AM |
| Dont_Worry_Be_Happy | $25.00 | 8/30/2012 4:21:39 AM |
| shaps | $25.00 | 8/30/2012 9:24:31 AM |
| funds-juniper | $25.00 | 8/30/2012 8:21:04 AM |
| transparency-gondola5 | $50.00 | 8/30/2012 8:31:12 AM |
| tolerant-dinero2 | $25.00 | 8/30/2012 8:32:31 AM |
| best-bonafide-p2p | $50.00 | 8/30/2012 8:54:09 AM |
| fairness-palm | $32.00 | 8/30/2012 9:26:11 AM |
| bent300 | $50.00 | 8/30/2012 9:20:05 AM |
| bid-banjo3 | $100.00 | 8/30/2012 9:30:39 AM |
| sappy02 | $32.00 | 8/30/2012 9:24:57 AM |
| virtuous-repayment | $25.00 | 8/30/2012 9:28:16 AM |
| pennyloafer | $25.00 | 8/30/2012 9:38:06 AM |
| DadWarbucks | $25.00 | 8/30/2012 9:44:18 AM |
| dkjl | $25.00 | 8/30/2012 9:27:00 AM |
| redalert99 | $46.00 | 8/30/2012 9:59:32 AM |
| banker34 | $40.00 | 8/30/2012 10:00:06 AM |
| delectable-point5 | $50.00 | 8/30/2012 9:37:45 AM |
| Jay_Tee | $50.00 | 8/30/2012 9:38:23 AM |
| flexible-value | $26.00 | 8/30/2012 10:03:27 AM |
| principal-planetarium4 | $100.00 | 8/30/2012 9:40:55 AM |
| RgPro | $25.00 | 8/30/2012 10:06:30 AM |
| aasx1108 | $25.00 | 8/30/2012 9:42:59 AM |
| lowink | $25.00 | 8/30/2012 9:57:29 AM |
| blukestrel | $25.00 | 8/30/2012 10:03:52 AM |
| pound-idol543 | $100.00 | 8/30/2012 10:04:23 AM |
| C_Mark | $50.00 | 8/30/2012 10:05:42 AM |
| jjb3 | $25.00 | 8/30/2012 10:08:44 AM |
| ryreesado | $25.00 | 8/30/2012 10:09:08 AM |
| community-burrito9 | $25.00 | 8/29/2012 5:08:27 PM |
| XP | $25.00 | 8/29/2012 5:03:02 PM |
| lowrater | $50.60 | 8/29/2012 5:03:09 PM |
| richboy56 | $25.00 | 8/29/2012 5:57:10 PM |
| thankful-nickel2 | $50.00 | 8/29/2012 5:05:00 PM |
| loyalty-delight6 | $25.00 | 8/29/2012 6:02:20 PM |
| progressive-economy261 | $500.00 | 8/29/2012 6:28:22 PM |
| Dubbs360 | $500.00 | 8/29/2012 6:29:52 PM |
| pdub | $750.00 | 8/29/2012 6:36:00 PM |
| versatile-dime442 | $250.00 | 8/29/2012 5:14:07 PM |
| EnglishGeekInNYC | $25.00 | 8/29/2012 5:55:06 PM |
| student17354 | $25.00 | 8/29/2012 7:36:47 PM |
| peaceful-wealth0 | $28.16 | 8/29/2012 8:50:20 PM |
| entertaining-rate9 | $25.00 | 8/29/2012 5:26:35 PM |
| adventurer447 | $300.00 | 8/29/2012 5:29:37 PM |
| thrifty-transaction578 | $25.00 | 8/29/2012 5:32:49 PM |
| jpblan11 | $25.00 | 8/30/2012 12:19:27 AM |
| BBsapphire-2-loan | $100.00 | 8/30/2012 12:30:30 AM |
| dough-kitten5 | $25.00 | 8/30/2012 3:29:09 AM |
| starry2001 | $25.00 | 8/30/2012 4:59:55 AM |
| antlr | $25.00 | 8/29/2012 9:17:23 PM |
| metro457 | $100.00 | 8/29/2012 9:51:56 PM |
| Munnie | $25.00 | 8/30/2012 6:14:50 AM |
| inventive-dollar498 | $25.00 | 8/29/2012 6:01:24 PM |
| camaraderi-daydream3 | $25.00 | 8/29/2012 9:57:31 PM |
| cerebral-dollar773 | $32.45 | 8/30/2012 7:08:34 AM |
| investment-comet | $25.00 | 8/30/2012 7:20:00 AM |
| fuse136 | $25.00 | 8/29/2012 6:21:13 PM |
| Leshan | $75.00 | 8/30/2012 8:20:07 AM |
| radforj22 | $44.65 | 8/30/2012 5:31:52 AM |
| adaptable-benefit6 | $25.00 | 8/30/2012 8:31:35 AM |
| bazaar-tulip | $25.00 | 8/29/2012 6:33:07 PM |
| MI2 | $5,000.00 | 8/29/2012 6:42:46 PM |
| cashhelp | $30.00 | 8/29/2012 6:47:41 PM |
| resolute-felicity353 | $25.00 | 8/29/2012 6:53:29 PM |
| debt-legend | $25.00 | 8/30/2012 9:04:13 AM |
| return-point2 | $25.00 | 8/30/2012 7:37:57 AM |
| Rulea72 | $25.00 | 8/30/2012 7:40:42 AM |
| stu6703 | $25.00 | 8/30/2012 8:11:25 AM |
| indomitable-coin | $25.00 | 8/30/2012 9:05:34 AM |
| bill-expert | $26.00 | 8/30/2012 8:48:07 AM |
| rlaboy | $25.00 | 8/30/2012 4:53:36 AM |
| SSammy | $70.00 | 8/30/2012 5:50:04 AM |
| aquistoyraul | $25.00 | 8/30/2012 6:00:42 AM |
| compoundinterest | $25.00 | 8/30/2012 9:08:19 AM |
| FormulaTroll | $25.00 | 8/30/2012 9:12:57 AM |
| caliguian | $25.00 | 8/30/2012 9:23:25 AM |
| compatible-deal9 | $50.00 | 8/30/2012 9:13:30 AM |
| unassuming-generosity | $25.00 | 8/30/2012 9:29:18 AM |
| hope-percolator8 | $50.00 | 8/30/2012 9:31:43 AM |
| AFairDeal | $25.00 | 8/30/2012 9:35:27 AM |
| Tradesmanlender | $25.00 | 8/30/2012 9:29:16 AM |
| listing-trapper3 | $50.00 | 8/30/2012 9:13:33 AM |
| CreditBuilder2 | $25.01 | 8/30/2012 9:42:37 AM |
| icchok | $50.00 | 8/30/2012 9:45:12 AM |
| benevolent-marketplace4 | $2,500.00 | 8/30/2012 9:48:20 AM |
| Castellan | $50.00 | 8/30/2012 9:25:43 AM |
| wtrboy | $25.00 | 8/30/2012 9:28:14 AM |
| Cheburashka | $30.00 | 8/30/2012 10:01:56 AM |
| botfolio | $300.00 | 8/30/2012 9:51:54 AM |
| Aimvest | $25.00 | 8/30/2012 10:05:11 AM |
| influential-benjamins0 | $100.00 | 8/30/2012 10:07:12 AM |
| currency-solo | $25.00 | 8/30/2012 9:35:54 AM |
| open-wealth492 | $25.00 | 8/30/2012 10:04:37 AM |
| processor115 | $25.00 | 8/30/2012 10:05:16 AM |
| Rashanir | $25.00 | 8/30/2012 9:40:33 AM |
| adaboy65 | $100.00 | 8/30/2012 10:10:19 AM |
| Index_Plus | $993.42 | 8/30/2012 10:10:53 AM |
| trade-solo | $25.00 | 8/30/2012 9:47:27 AM |
| syounker | $25.00 | 8/30/2012 9:58:14 AM |
| mulberry4 | $50.00 | 8/30/2012 10:01:15 AM |
| PRGuyinVA | $25.00 | 8/30/2012 10:06:11 AM |
| red-heroic-peace | $30.00 | 8/30/2012 10:06:15 AM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
630838
This series of Notes was issued and sold upon the funding of the borrower loan #74101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $357.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 416% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,130 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankful-currency415 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,833.12 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
|
|
Principal balance:
| $3,592.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan: to pay off my school and some loans into one loan
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
i have made my payments on time and tring to make things easyer
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DirtyJenga | $25.00 | 9/5/2012 5:01:53 PM |
| 312-Lender | $100.00 | 9/5/2012 5:03:37 PM |
| rate-hawk | $25.00 | 9/5/2012 5:09:42 PM |
| justreturns | $25.00 | 9/5/2012 5:12:04 PM |
| tolerant-responsibility051 | $1,099.60 | 9/5/2012 5:12:32 PM |
| worth-blanket2 | $11,700.00 | 9/5/2012 5:03:31 PM |
| money-bauble | $100.00 | 9/5/2012 5:06:44 PM |
| pdli_dude | $25.00 | 9/5/2012 5:04:59 PM |
| lowrater | $50.40 | 9/5/2012 5:04:09 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:22 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
630870
This series of Notes was issued and sold upon the funding of the borrower loan #74163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
12 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,285 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-cadence1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit card debt and loans
My financial situation:
I am a good candidate for this loan because...i own my home. Have equity and very low interest rate. House is marketable since it was a foreclosure and in great shape. Houses in my area have already increased and can rent easily for 60% more than the mortgage payment
Monthly net income: $ 3200.00
Monthly expenses: $
Housing: $ 800.00
Insurance: $ 68.00
Car expenses: $ 360.00
Utilities: $ 150.00
Phone, cable, internet: $ Paid by employer
Food, entertainment: $ 150.00
Clothing, household expenses: $ minimal - i am single
Credit cards and other loans: $ not sure but want to reduce monthly payment
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 9/12/2012 5:00:52 PM |
| wonder3 | $25.00 | 9/12/2012 5:01:53 PM |
| liberty-tostada7 | $50.00 | 9/12/2012 5:39:22 PM |
| Something-Corporate | $25.00 | 9/12/2012 5:58:50 PM |
| 52digital | $75.00 | 9/12/2012 6:35:12 PM |
| Star_Witness | $25.00 | 9/12/2012 6:02:48 PM |
| bold-social-widget | $25.00 | 9/12/2012 6:29:39 PM |
| EngineersAlliance | $35.00 | 9/12/2012 6:31:57 PM |
| WriteTheLegend | $100.00 | 9/12/2012 6:46:09 PM |
| bellaquito | $500.00 | 9/12/2012 6:32:43 PM |
| yons88 | $25.00 | 9/12/2012 9:45:45 PM |
| Land_on_your_feet | $38.97 | 9/13/2012 5:45:00 AM |
| vutah | $25.00 | 9/13/2012 8:05:52 AM |
| hml | $25.00 | 9/13/2012 8:12:03 AM |
| bob450-roth | $25.00 | 9/13/2012 8:14:38 AM |
| favorite-commerce | $50.00 | 9/13/2012 6:04:59 AM |
| DreDub | $25.00 | 9/13/2012 7:21:03 AM |
| exciting-fairness | $200.00 | 9/13/2012 5:34:37 AM |
| green-trade-dolphin | $50.03 | 9/13/2012 6:00:27 AM |
| katnmouse | $35.00 | 9/13/2012 8:55:18 AM |
| Bob450 | $25.00 | 9/13/2012 8:02:53 AM |
| KADENA462 | $25.00 | 9/13/2012 8:50:38 AM |
| Rockymtnhi | $200.00 | 9/13/2012 9:08:17 AM |
| worthy-bid8 | $100.00 | 9/13/2012 9:43:33 AM |
| CA-Lender | $25.00 | 9/13/2012 9:53:12 AM |
| fairgirl | $25.00 | 9/13/2012 10:09:27 AM |
| syrus | $25.00 | 9/13/2012 10:24:44 AM |
| jgar_O | $25.00 | 9/13/2012 10:27:03 AM |
| duty-viola | $25.00 | 9/12/2012 5:08:56 PM |
| NickelSteamroller | $35.00 | 9/12/2012 5:20:37 PM |
| lovely-currency3 | $50.00 | 9/12/2012 5:38:32 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:27:23 PM |
| dariop | $25.01 | 9/12/2012 5:28:40 PM |
| SolarMoonshine | $25.00 | 9/12/2012 6:35:03 PM |
| HomerdohNY | $25.00 | 9/12/2012 7:43:59 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:50:47 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:59 PM |
| irrelevant | $50.00 | 9/12/2012 11:05:11 PM |
| sincerlyyours | $100.00 | 9/12/2012 7:58:08 PM |
| joelnet | $25.00 | 9/12/2012 8:14:49 PM |
| heerzaquestion | $25.00 | 9/12/2012 7:34:04 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:33 PM |
| WeAlNe | $25.00 | 9/13/2012 4:23:47 AM |
| let_me_retire | $32.03 | 9/13/2012 4:49:23 AM |
| Shirts | $28.33 | 9/13/2012 6:30:29 AM |
| glroark | $50.00 | 9/13/2012 6:37:21 AM |
| SpreadsheetSolutions | $25.00 | 9/13/2012 1:42:09 AM |
| Requiem | $25.00 | 9/13/2012 5:11:04 AM |
| green28 | $100.00 | 9/13/2012 5:12:58 AM |
| EretzCapital | $32.73 | 9/13/2012 8:25:57 AM |
| foothillender | $25.00 | 9/13/2012 8:34:17 AM |
| Khanbob | $25.00 | 9/13/2012 6:20:43 AM |
| glroark | $150.00 | 9/13/2012 6:37:14 AM |
| Scottyd911 | $50.00 | 9/13/2012 4:05:11 AM |
| benefit-javelin | $55.70 | 9/13/2012 7:12:44 AM |
| azazle | $25.00 | 9/13/2012 8:45:21 AM |
| greencat | $50.00 | 9/13/2012 8:11:08 AM |
| Debt-Reduction-Plus | $76.00 | 9/13/2012 9:26:38 AM |
| ledesma31 | $25.00 | 9/13/2012 9:40:40 AM |
| cerebral-deal353 | $25.00 | 9/13/2012 9:38:20 AM |
| green-tree-shake | $32.65 | 9/13/2012 9:43:25 AM |
| dpries123 | $25.00 | 9/13/2012 10:17:51 AM |
| pdub | $188.52 | 9/13/2012 10:39:29 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
631144
This series of Notes was issued and sold upon the funding of the borrower loan #74123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1974 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 2m |
|
Amount delinquent:
| $358 |
Total credit lines:
| 21 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,239 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-persimmon7 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate debt
My financial situation:
I am a good candidate for this loan because...
terms and conditions can be met making it a safe investment
Monthly net income: $1600
Monthly expenses: $1241
Housing: 0
Insurance: $151
Car expenses: $284.40
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $205
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $500.00 | 8/31/2012 9:03:20 AM |
| worth-blanket2 | $3,600.00 | 8/31/2012 9:03:26 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
631308
This series of Notes was issued and sold upon the funding of the borrower loan #73704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $126.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 860-879 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,408 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dedication-lotus857 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Pay off the remaining balance on a credit card with an interest rate of 17% that the bank does not want to negotiate lower.
My financial situation:
I am a good candidate for this loan because I am a responsible bill payer with good credit. My husband and I share all of our expenses but I accrued the credit card balance on my own helping our daughter finish college. I would like to pay it off on my own, but at a better interest rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 8/30/2012 6:02:40 PM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:59 PM |
| bowdish1 | $100.00 | 8/30/2012 5:06:27 PM |
| Perdita_II | $25.00 | 8/30/2012 5:53:58 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:33 PM |
| kfrench | $75.00 | 8/30/2012 6:11:44 PM |
| blue-lively-platinum | $25.00 | 8/30/2012 5:01:53 PM |
| enterprising-exchange6 | $50.00 | 8/30/2012 5:02:23 PM |
| ready-interest9 | $25.00 | 8/30/2012 6:08:13 PM |
| jpblan11 | $25.00 | 8/30/2012 6:21:36 PM |
| engaging-worth | $25.00 | 8/30/2012 5:23:08 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:28 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:38 PM |
| blot44 | $25.00 | 8/30/2012 5:57:42 PM |
| impartial-economy1 | $25.00 | 8/31/2012 6:03:46 AM |
| britgsb | $50.00 | 8/30/2012 6:05:58 PM |
| GoldenKoi | $100.00 | 8/31/2012 3:03:38 AM |
| bazaar-elvis | $50.00 | 8/30/2012 6:25:04 PM |
| BobRand | $25.00 | 8/31/2012 7:47:48 AM |
| brginhuntr | $28.81 | 8/31/2012 6:01:00 AM |
| Better-Returns | $31.00 | 8/31/2012 8:43:04 AM |
| LimaGuy | $25.00 | 8/31/2012 8:43:37 AM |
| adventurer447 | $300.00 | 8/31/2012 9:20:33 AM |
| JRS | $25.00 | 8/31/2012 6:21:10 AM |
| Brisket_Bob | $75.00 | 8/31/2012 6:58:42 AM |
| Drewkeeper | $25.00 | 8/31/2012 9:48:01 AM |
| jazz619 | $25.00 | 8/31/2012 9:09:36 AM |
| availableloan | $25.00 | 8/31/2012 9:15:42 AM |
| payout-motivator0 | $25.00 | 8/31/2012 9:58:04 AM |
| student17354 | $35.00 | 8/31/2012 1:22:12 PM |
| cwegert | $50.00 | 8/31/2012 11:25:54 AM |
| SCD | $25.00 | 8/31/2012 2:34:03 PM |
| versatile-dime442 | $250.00 | 8/31/2012 2:49:43 PM |
| dough-kitten5 | $25.00 | 8/31/2012 2:50:08 PM |
| JESPA | $25.25 | 8/31/2012 3:12:39 PM |
| wwwUniversal | $25.00 | 8/31/2012 10:31:43 AM |
| commerce-gargantuan2 | $100.00 | 8/31/2012 10:38:57 AM |
| Castelj | $35.00 | 8/31/2012 3:04:32 PM |
| Sniper312 | $25.00 | 8/31/2012 11:56:20 AM |
| bbjones3 | $100.00 | 8/31/2012 3:36:51 PM |
| pd_EXCELLENTcredit | $25.00 | 8/31/2012 12:58:42 PM |
| Dan4703 | $25.00 | 8/31/2012 1:18:08 PM |
| Johnab | $25.00 | 8/31/2012 5:17:37 PM |
| emphatic-responsibility | $50.00 | 8/31/2012 2:51:24 PM |
| dime-smasher5 | $25.00 | 8/31/2012 4:57:09 PM |
| fascinating-benefit279 | $50.00 | 8/31/2012 5:00:50 PM |
| JRockdown | $25.00 | 8/31/2012 5:22:17 PM |
| bazaar-tulip | $25.00 | 8/31/2012 5:32:31 PM |
| logical-durability2 | $50.00 | 8/31/2012 7:58:42 PM |
| sweety075 | $4.09 | 8/31/2012 9:35:16 PM |
| octoberfresh | $25.00 | 8/30/2012 5:02:03 PM |
| kenji4861 | $25.00 | 8/30/2012 5:26:43 PM |
| loyalty-delight6 | $25.00 | 8/30/2012 5:10:25 PM |
| Aberdeen | $100.00 | 8/30/2012 6:05:47 PM |
| agreement-bunny | $25.00 | 8/30/2012 8:07:56 PM |
| Castellan | $50.00 | 8/30/2012 5:45:30 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:59 PM |
| axl163 | $25.00 | 8/30/2012 9:13:01 PM |
| abundance923 | $45.00 | 8/31/2012 6:20:12 AM |
| Plutis | $25.00 | 8/30/2012 6:29:33 PM |
| cerebral-dollar773 | $50.00 | 8/31/2012 4:01:23 AM |
| xrycac | $25.00 | 8/31/2012 9:18:34 AM |
| dumbass | $25.00 | 8/31/2012 9:08:57 AM |
| direct-social3 | $50.00 | 8/31/2012 9:33:34 AM |
| exciting-finance288 | $30.00 | 8/31/2012 8:32:54 AM |
| paladin510 | $25.00 | 8/31/2012 8:44:00 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:33 AM |
| gravbox | $25.00 | 8/31/2012 9:48:37 AM |
| ahfcp | $74.24 | 8/31/2012 10:07:48 AM |
| radforj22 | $75.18 | 8/31/2012 11:27:49 AM |
| thankful-nickel2 | $50.00 | 8/31/2012 9:46:55 AM |
| themoneydoctor | $114.53 | 8/31/2012 9:57:18 AM |
| ethicalhumanist | $100.00 | 8/31/2012 11:52:20 AM |
| Zur-neu-gekronten-Hoffnung | $25.00 | 8/31/2012 2:18:41 PM |
| aganippe | $50.00 | 8/31/2012 2:24:50 PM |
| RocketSurgeon | $25.00 | 8/31/2012 10:31:12 AM |
| cello1 | $25.00 | 8/31/2012 3:42:38 PM |
| myduck | $50.00 | 8/31/2012 4:15:53 PM |
| loot-chemistry2 | $101.00 | 8/31/2012 1:18:00 PM |
| peaceful-treasure1 | $25.00 | 8/31/2012 1:25:20 PM |
| lowrater | $50.90 | 8/31/2012 5:18:00 PM |
| payment-halo | $25.00 | 8/31/2012 5:53:01 PM |
| sgt-schultz | $25.00 | 8/31/2012 5:15:26 PM |
| munnu | $25.00 | 8/31/2012 5:22:50 PM |
| palpbert | $25.00 | 8/31/2012 5:57:10 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
631322
This series of Notes was issued and sold upon the funding of the borrower loan #74239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $207.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,385 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| noble-penny453 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-visionary | $25.00 | 9/5/2012 5:04:08 PM |
| 108-IRA | $250.00 | 9/5/2012 5:04:54 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:54 PM |
| lowrater | $100.40 | 9/5/2012 5:10:30 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:23 PM |
| Investor_DP | $100.00 | 9/5/2012 5:13:27 PM |
| worth-blanket2 | $6,750.00 | 9/5/2012 5:13:46 PM |
| money-bauble | $100.00 | 9/5/2012 5:06:44 PM |
| rate-hawk | $25.00 | 9/5/2012 5:09:42 PM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 5:12:33 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
631338
This series of Notes was issued and sold upon the funding of the borrower loan #74061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,877 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peso-rotation4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:00 PM |
| community-burrito9 | $35.00 | 8/30/2012 5:37:53 PM |
| tranquil-gain1 | $75.00 | 8/30/2012 5:19:43 PM |
| openness-antioxidant | $75.00 | 8/30/2012 5:53:40 PM |
| open-minded-p2p1 | $25.00 | 8/30/2012 6:29:53 PM |
| vutah | $45.00 | 8/30/2012 8:52:15 PM |
| blue-order-comet | $25.00 | 8/31/2012 9:07:28 AM |
| commerce-gargantuan2 | $50.00 | 8/31/2012 10:42:56 AM |
| money-baron | $50.00 | 8/31/2012 10:39:45 AM |
| refresher211 | $25.00 | 8/31/2012 2:48:28 PM |
| eboomer2611 | $25.00 | 9/1/2012 6:56:12 AM |
| jiftostada | $25.00 | 9/1/2012 12:29:23 PM |
| kila-designer | $100.00 | 9/1/2012 5:45:00 PM |
| jebber007 | $30.00 | 9/2/2012 9:55:11 AM |
| kulender | $50.00 | 9/2/2012 11:37:00 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:19 PM |
| LifeRing | $25.00 | 9/2/2012 8:50:34 PM |
| boss520 | $50.00 | 9/2/2012 10:37:57 PM |
| damasterwc | $100.00 | 9/3/2012 9:13:26 AM |
| Vector | $25.00 | 9/4/2012 1:12:34 PM |
| Valley-of-the-Dollar | $25.00 | 9/4/2012 2:41:54 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:09 PM |
| mykkai | $25.00 | 9/4/2012 6:42:00 PM |
| best-bonafide-p2p | $25.00 | 9/5/2012 5:02:04 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:45:16 AM |
| one-midas | $35.00 | 9/5/2012 2:34:57 PM |
| ResQDoc | $25.00 | 9/6/2012 2:20:59 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:22:51 AM |
| dough-kitten5 | $25.00 | 9/6/2012 6:02:26 PM |
| durability-ace9 | $30.00 | 8/30/2012 6:18:26 PM |
| cr8on | $100.00 | 8/30/2012 6:37:41 PM |
| enriched-return057 | $50.00 | 8/30/2012 9:43:26 PM |
| dudebrah | $25.00 | 8/30/2012 10:24:31 PM |
| ferocious-kindness8 | $30.00 | 8/30/2012 6:09:40 PM |
| Silver_Rupee | $25.01 | 8/30/2012 6:39:34 PM |
| poorboy18 | $25.00 | 8/30/2012 6:41:54 PM |
| Rogelio48 | $25.00 | 8/30/2012 7:23:46 PM |
| enriched-return057 | $50.00 | 8/30/2012 7:25:52 PM |
| greencat | $50.00 | 8/31/2012 7:53:06 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:47 AM |
| graceful-investment | $106.00 | 8/31/2012 12:34:02 PM |
| let_me_retire | $25.00 | 8/31/2012 2:13:35 PM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:38 AM |
| melodious-openness | $200.00 | 9/1/2012 5:19:44 AM |
| worthy-bid8 | $100.00 | 9/1/2012 12:41:41 PM |
| scoobiedoo | $40.00 | 9/1/2012 7:46:28 PM |
| marketplace-singularity3 | $25.00 | 9/1/2012 4:42:34 PM |
| terrific-dough6 | $50.00 | 9/2/2012 12:20:50 PM |
| ethical-truth211 | $100.00 | 9/3/2012 6:38:54 PM |
| enchanted-note | $25.00 | 9/4/2012 9:35:15 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:31 AM |
| priceless-capital0 | $25.00 | 9/4/2012 9:06:45 PM |
| Bob450 | $25.00 | 9/5/2012 8:40:04 AM |
| zenyatta | $25.00 | 9/5/2012 9:34:39 AM |
| Perdita_II | $25.00 | 9/5/2012 11:58:10 AM |
| yons88 | $25.00 | 9/5/2012 4:41:07 PM |
| husley | $25.00 | 9/5/2012 2:59:46 PM |
| investment-happiness | $100.00 | 9/5/2012 5:27:01 PM |
| shrewd-deal | $25.00 | 9/5/2012 6:16:31 PM |
| enthusiast758 | $50.00 | 9/6/2012 12:12:51 PM |
| frogperson | $200.00 | 9/6/2012 4:24:49 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:09 PM |
| Shirts | $37.61 | 9/6/2012 5:29:04 PM |
| payment-halo | $11.38 | 9/6/2012 6:50:53 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
631456
This series of Notes was issued and sold upon the funding of the borrower loan #74056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $315.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,930 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| invincible-p2ploan1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lawn mower/Credit
Purpose of loan: Pay off a Credit Card and Buying a lawn Mower/ Payoff Auto Loan
This loan will be used to... Payoff Credit Card / Auto Loan and Buy Lawn Mower
My financial situation: Stable
I am a good candidate for this loan because...Never Been Late on a Payment/ Can Payoff Early
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fragonardlives | $25.00 | 9/1/2012 12:25:24 PM |
| bowdish1 | $100.00 | 9/1/2012 12:19:26 PM |
| commerce-gargantuan2 | $100.00 | 9/1/2012 1:00:08 PM |
| Plutis | $25.00 | 9/1/2012 2:37:41 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:58 PM |
| prudent-deal662 | $25.00 | 9/1/2012 1:41:49 PM |
| blue-useful-auction | $25.00 | 9/1/2012 4:18:22 PM |
| blot44 | $25.00 | 9/1/2012 8:56:53 PM |
| Bank_Of_XL | $25.00 | 9/2/2012 7:00:55 AM |
| finance-symphony7 | $200.00 | 9/2/2012 10:08:21 AM |
| Nipper99 | $100.00 | 9/3/2012 7:56:13 AM |
| hopeful_lender | $100.00 | 9/3/2012 5:03:11 PM |
| wilkenm | $50.00 | 9/3/2012 7:23:47 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:36 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:14 AM |
| awesome-dollar6 | $200.00 | 9/5/2012 2:31:41 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:02 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:42 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:02 PM |
| xrycac | $25.00 | 9/6/2012 9:07:24 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:33 AM |
| helpful-deal1 | $28.20 | 9/6/2012 4:48:47 PM |
| tommyb34 | $25.00 | 9/6/2012 6:50:32 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:25 AM |
| lendersf | $50.00 | 9/7/2012 9:30:03 AM |
| Index_Plus | $5,681.80 | 9/7/2012 12:52:30 PM |
| jcornehlsen | $25.00 | 9/1/2012 2:11:13 PM |
| member_98419 | $25.00 | 9/1/2012 12:23:04 PM |
| BB-ptoploan | $50.00 | 9/1/2012 12:47:52 PM |
| loyalty-delight6 | $25.00 | 9/1/2012 1:13:35 PM |
| kenji4861 | $25.00 | 9/1/2012 1:12:20 PM |
| penny-finder | $30.00 | 9/1/2012 1:49:35 PM |
| ready-interest9 | $25.00 | 9/1/2012 1:57:41 PM |
| Aberdeen | $100.00 | 9/1/2012 2:03:10 PM |
| GoldenKoi | $100.00 | 9/2/2012 12:08:10 AM |
| neighborly-hope6 | $100.00 | 9/2/2012 12:22:39 PM |
| britgsb | $50.00 | 9/2/2012 12:30:41 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:55:51 PM |
| wise-charming-reward | $500.00 | 9/3/2012 8:01:17 AM |
| MathProfessor | $25.00 | 9/3/2012 2:06:59 PM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:28 PM |
| Castellan | $50.00 | 9/3/2012 5:20:13 PM |
| trade-solo | $25.00 | 9/3/2012 5:46:57 PM |
| credible-responsibility022 | $25.00 | 9/4/2012 4:53:50 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:57 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:01 AM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:53 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:11 PM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:05 AM |
| LongTail | $30.00 | 9/5/2012 10:11:16 AM |
| ingenious-deal6 | $25.00 | 9/6/2012 9:13:35 AM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 9:20:23 AM |
| HikeMoab | $25.00 | 9/6/2012 10:08:24 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:26 AM |
| SCD | $25.00 | 9/6/2012 6:45:19 PM |
| pdub | $500.00 | 9/7/2012 12:40:19 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
631670
This series of Notes was issued and sold upon the funding of the borrower loan #74102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $257.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,206 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-engine6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses - Major Repair
Purpose of loan:
I need to get foundational work done to my house, need a new drainage system, and sump pump installed. Also need mold remidiation.
My financial situation:
I am a good candidate for this loan because I have solid credit history, pay all bills on time, have adequate and stable income. I have credit with banks which I could use to get this loan, but I would prefer to use a peer-to-peer loan. I'd also like to establish some history with you for future needs.
Thanks in advance for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| aztec | $50.00 | 9/5/2012 5:03:51 PM |
| tranquil-gain1 | $75.00 | 9/5/2012 5:23:07 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:59 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:22 PM |
| ready-interest9 | $25.00 | 9/5/2012 6:16:06 PM |
| Plutis | $25.00 | 9/5/2012 6:48:09 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:41 PM |
| atbright | $25.00 | 9/5/2012 9:07:01 PM |
| blue-useful-auction | $25.00 | 9/6/2012 8:47:05 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:39:51 AM |
| NYCLAIMSGUY | $25.00 | 9/6/2012 11:53:23 AM |
| JustMee | $25.00 | 9/6/2012 4:53:28 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:46 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:07 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:47 PM |
| urbane-deal152 | $50.00 | 9/6/2012 5:21:18 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:39 PM |
| soular21804 | $25.00 | 9/6/2012 5:25:27 PM |
| Income-Scout | $100.00 | 9/6/2012 5:28:23 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:11 PM |
| Ripsaw4U | $50.00 | 9/6/2012 5:46:31 PM |
| engaging-worth | $25.00 | 9/6/2012 5:54:55 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:52 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:57 PM |
| kenji4861 | $25.00 | 9/6/2012 6:11:38 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:14 PM |
| chicago93 | $25.00 | 9/6/2012 8:48:18 PM |
| vertigo2x | $25.00 | 9/7/2012 6:07:24 AM |
| Charmart | $25.00 | 9/7/2012 3:20:11 AM |
| porter512S | $200.00 | 9/7/2012 3:24:18 AM |
| zippy-revenue8 | $40.00 | 9/7/2012 4:14:54 AM |
| ferpeiks | $500.00 | 9/7/2012 6:20:35 AM |
| studious-revenue7 | $25.00 | 9/7/2012 7:04:16 AM |
| Earn_money | $30.00 | 9/7/2012 7:04:56 AM |
| contract-victor5 | $30.00 | 9/7/2012 6:44:39 AM |
| radforj22 | $25.00 | 9/7/2012 8:19:33 AM |
| powerful-return1 | $250.00 | 9/7/2012 8:29:31 AM |
| enriching-trade2 | $50.00 | 9/7/2012 9:08:27 AM |
| Frankieb21 | $25.00 | 9/7/2012 9:10:46 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:01 AM |
| SC2TX | $100.00 | 9/7/2012 9:24:39 AM |
| britgsb | $50.00 | 9/7/2012 9:38:32 AM |
| finder072 | $25.00 | 9/7/2012 9:27:53 AM |
| bbrelo | $25.00 | 9/7/2012 9:29:35 AM |
| lendersf | $50.00 | 9/7/2012 9:30:04 AM |
| Mindful7 | $25.00 | 9/7/2012 9:36:24 AM |
| loot-heart | $25.00 | 9/7/2012 9:36:37 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 10:02:34 AM |
| top-community-voyage | $50.00 | 9/7/2012 10:03:13 AM |
| kind-clean-community | $25.00 | 9/7/2012 10:36:00 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:05 AM |
| p2p-paradise | $25.00 | 9/7/2012 10:21:51 AM |
| historic-value7 | $250.00 | 9/7/2012 10:29:47 AM |
| indomitable-coin | $25.00 | 9/7/2012 10:26:58 AM |
| CSAworker | $25.00 | 9/7/2012 12:04:24 PM |
| pdub | $250.00 | 9/7/2012 12:42:30 PM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:32 AM |
| dollardave | $100.00 | 9/7/2012 12:26:56 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:43 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:36 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:03:30 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:27 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:43 PM |
| the-sunny-loot | $25.00 | 9/7/2012 5:05:24 PM |
| Phryne | $100.00 | 9/5/2012 5:11:08 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:54 PM |
| ready-bid9 | $50.00 | 9/5/2012 5:02:59 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:21 PM |
| kfrench | $75.00 | 9/5/2012 6:14:34 PM |
| SBT | $25.00 | 9/5/2012 6:00:31 PM |
| lochinvar | $75.00 | 9/5/2012 6:21:51 PM |
| lowrater | $50.40 | 9/5/2012 7:11:20 PM |
| adventure0 | $100.00 | 9/5/2012 7:46:41 PM |
| credit-coach118 | $35.18 | 9/6/2012 8:42:55 AM |
| loan-hawk5 | $25.00 | 9/6/2012 9:03:26 AM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 9:20:24 AM |
| payout-motivator0 | $25.00 | 9/6/2012 9:41:13 AM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:38 PM |
| calm-platinum957 | $35.00 | 9/6/2012 5:35:22 PM |
| RainMakers | $25.00 | 9/6/2012 5:39:13 PM |
| LoanerPrincipal | $25.00 | 9/6/2012 5:20:12 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:19 PM |
| a-finance-nirvana | $25.00 | 9/6/2012 5:56:23 PM |
| top-unforgettable-income | $25.00 | 9/6/2012 5:42:42 PM |
| CaptainBL | $25.00 | 9/6/2012 5:46:13 PM |
| justreturns | $25.00 | 9/6/2012 5:53:00 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:28 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:15:22 PM |
| commerce-gargantuan2 | $100.00 | 9/6/2012 7:45:20 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:55 PM |
| Interloper | $55.00 | 9/7/2012 6:23:01 AM |
| bankojerry | $30.00 | 9/7/2012 3:36:37 AM |
| CFOGO | $25.00 | 9/7/2012 4:54:44 AM |
| Cheapo1234 | $25.00 | 9/7/2012 8:01:07 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:30 AM |
| enticing-note | $25.00 | 9/7/2012 9:09:30 AM |
| gjm6d | $25.00 | 9/7/2012 9:37:55 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:26:58 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:51 AM |
| El_Scubano | $25.00 | 9/7/2012 9:30:38 AM |
| octoberfresh | $25.00 | 9/7/2012 9:35:14 AM |
| blue-laudable-dinero | $50.00 | 9/7/2012 9:53:17 AM |
| WxChem | $30.00 | 9/7/2012 10:01:58 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:52 AM |
| Investoman | $25.00 | 9/7/2012 10:21:13 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:09 AM |
| Centerline15 | $25.00 | 9/7/2012 10:12:21 AM |
| spark548 | $25.00 | 9/7/2012 10:15:52 AM |
| investor-007 | $100.00 | 9/7/2012 10:22:48 AM |
| Asparagirl | $25.00 | 9/7/2012 11:41:55 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:05 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:18 AM |
| MonkeyHero | $50.00 | 9/7/2012 10:33:17 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:11 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:22 AM |
| Pickmar | $25.00 | 9/7/2012 12:16:23 PM |
| tigercat | $50.00 | 9/7/2012 4:29:26 PM |
| diazepam | $25.00 | 9/7/2012 4:45:02 PM |
| kind-currency-cargo | $50.00 | 9/7/2012 1:06:33 PM |
| promise2 | $25.00 | 9/7/2012 2:12:17 PM |
| sthomasg | $50.00 | 9/7/2012 5:04:17 PM |
| trade-boots1 | $56.41 | 9/7/2012 5:05:48 PM |
| j2ee | $50.00 | 9/7/2012 5:05:09 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
631792
This series of Notes was issued and sold upon the funding of the borrower loan #74210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-31-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $202.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,434 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-angel561 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...replace gutters for rain, paint the interior of the house, update the kitchen with a new dishwasher,
My financial situation:
I am a good candidate for this loan because...I have 2 part time jobs, and I have a retirement check from the Navy where I spent 21 years, I put away a little money each month from my checks and with that I maintain our vehicles, and do the other stuff that comes up like repairing some part of the plumbing, or electrical stuff that comes up I do mopst of the work my self as I can.
Monthly net income: $2336.00
Monthly expenses: $2246,00
Housing: $600.00
Insurance: 80.00
Car expenses: $190.0
Utilities: $150.00
Phone, cable, internet: $110.0
Food, entertainment: $400.0
Clothing, household expenses: $120.0
Credit cards and other loans: 550.
Other expenses: $36.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 8/31/2012 5:03:26 PM |
| 6_kids_college_fund | $25.00 | 8/31/2012 5:16:54 PM |
| Investor_DP | $100.00 | 8/31/2012 5:05:32 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:56 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:21 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:59 PM |
| superb-funds335 | $25.00 | 8/31/2012 5:30:39 PM |
| mercuriant | $25.00 | 8/31/2012 5:31:59 PM |
| 1stPlace | $50.00 | 8/31/2012 5:36:14 PM |
| payment-halo | $4.57 | 8/31/2012 5:51:33 PM |
| toblerone | $25.00 | 8/31/2012 5:03:37 PM |
| penny-surgeon | $25.00 | 8/31/2012 5:04:00 PM |
| worth-blanket2 | $6,300.00 | 8/31/2012 5:04:05 PM |
| mikrolown | $25.00 | 8/31/2012 5:21:00 PM |
| justreturns | $25.00 | 8/31/2012 5:28:42 PM |
| noble-return0 | $25.00 | 8/31/2012 5:30:36 PM |
| lowrater | $50.40 | 8/31/2012 5:17:08 PM |
| scholarly-order6 | $50.00 | 8/31/2012 5:40:15 PM |
| cattlebaron | $25.00 | 8/31/2012 5:27:52 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
631902
This series of Notes was issued and sold upon the funding of the borrower loan #73749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,147 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durability-commando3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: To pay bills during a training period at work.
This loan will be used to...to pay bills until commissions are paid.
My financial situation: We have a short period of training that pays a minimum salary during which time we have moved and incurred moving expenses.
I am a good candidate for this loan because..my training period at work is over and sales have picked up and I will be on a better income starting with next months commissions..
Monthly net income: $2000 (during training only) commissions $3000+
Monthly expenses: $
Housing: $1100
Insurance: $200
Car expenses: $
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-euro-rapture | $25.00 | 9/1/2012 12:16:03 PM |
| Zingaro | $25.00 | 9/1/2012 1:10:08 PM |
| dariop | $25.01 | 9/1/2012 12:45:32 PM |
| handy-justice | $50.00 | 9/1/2012 1:02:52 PM |
| riveting-credit5 | $25.00 | 9/1/2012 1:14:32 PM |
| sensible-fund | $25.00 | 9/2/2012 8:30:58 AM |
| balanced-balance6 | $25.00 | 9/2/2012 9:12:36 AM |
| tolerant-dinero2 | $25.00 | 9/2/2012 2:00:34 PM |
| SweatyBalls | $25.00 | 9/2/2012 2:34:20 PM |
| patriot0 | $25.00 | 9/3/2012 10:49:29 AM |
| loan-hawk5 | $25.00 | 9/4/2012 8:22:04 AM |
| enchanted-note | $25.00 | 9/5/2012 6:13:39 PM |
| DANTHEMAN2 | $25.00 | 9/5/2012 6:17:15 PM |
| money-baron | $50.00 | 9/5/2012 6:17:25 PM |
| durability-ace9 | $30.00 | 9/1/2012 12:17:15 PM |
| duty-viola | $25.00 | 9/1/2012 12:43:21 PM |
| managedfund | $333.00 | 9/1/2012 2:22:04 PM |
| hopeful_lender | $200.00 | 9/2/2012 8:01:11 AM |
| houli123 | $25.00 | 9/2/2012 12:50:26 PM |
| LendingPimp | $26.00 | 9/2/2012 12:56:39 PM |
| dudebrah | $25.00 | 9/2/2012 5:28:41 PM |
| Astyanax | $25.00 | 9/2/2012 2:36:43 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:25 PM |
| reasonable-power | $25.00 | 9/3/2012 9:56:01 AM |
| big-mac-50 | $200.00 | 9/3/2012 11:32:43 AM |
| let_me_retire | $50.00 | 9/4/2012 5:37:34 AM |
| LuvToLend | $25.00 | 9/4/2012 9:39:48 AM |
| benefit-javelin | $31.00 | 9/4/2012 8:43:38 AM |
| leverage-boomer0 | $25.00 | 9/5/2012 7:32:55 AM |
| wise-deal-panda | $68.00 | 9/5/2012 5:53:55 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:38 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:13 PM |
| shrewd-deal | $25.00 | 9/5/2012 6:16:32 PM |
| flexible-duty | $36.21 | 9/5/2012 6:02:21 PM |
| mrxtravis | $25.00 | 9/5/2012 6:25:20 PM |
| bellaquito | $200.78 | 9/5/2012 7:23:31 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
631908
This series of Notes was issued and sold upon the funding of the borrower loan #74200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $293.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,644 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-pragmatist6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because..my credit score is good and I have no serious delinquencies on my record. I also am gainfully employed.
Monthly net income: $1200
Monthly expenses: $700
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-pioneer221 | $25.00 | 9/1/2012 12:16:21 PM |
| durability-ace9 | $30.00 | 9/1/2012 12:17:16 PM |
| fund-tom-tom6 | $25.00 | 9/1/2012 12:22:27 PM |
| BB-ptoploan | $50.00 | 9/1/2012 12:47:53 PM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:15 PM |
| SLN-10 | $30.00 | 9/1/2012 2:07:06 PM |
| hopeful_lender | $100.00 | 9/2/2012 8:08:16 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:48 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:15 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:17 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:11:04 PM |
| thrilling-fund427 | $50.00 | 9/4/2012 5:04:45 PM |
| tolerant-responsibility051 | $2,000.00 | 9/4/2012 5:13:55 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:15:33 PM |
| asset-professor | $25.00 | 9/4/2012 5:26:01 PM |
| bewitching-dollar5 | $100.00 | 9/4/2012 5:33:18 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:41 PM |
| Investor_DP | $100.00 | 9/4/2012 5:35:21 PM |
| WalnutCreekguy | $50.00 | 9/4/2012 5:56:35 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:46 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:38 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:37 PM |
| money-bauble | $100.00 | 9/4/2012 5:58:18 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:54 PM |
| cash-mad-scientist3 | $25.00 | 9/1/2012 12:18:17 PM |
| duty-viola | $25.00 | 9/1/2012 12:43:22 PM |
| cr8on | $100.00 | 9/1/2012 2:23:05 PM |
| community-burrito9 | $25.00 | 9/1/2012 2:35:25 PM |
| bonus-seahorse | $100.00 | 9/1/2012 10:44:21 PM |
| well-mannered-income3 | $30.00 | 9/2/2012 5:17:13 AM |
| 1stPlace | $50.00 | 9/2/2012 7:57:02 AM |
| basis-encourager2 | $25.00 | 9/3/2012 8:08:14 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:27:16 AM |
| scarlet-velvet | $50.08 | 9/3/2012 12:15:11 PM |
| CalBear08 | $33.33 | 9/4/2012 12:33:00 AM |
| receptive-affluence035 | $25.00 | 9/4/2012 6:28:56 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:58 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:45 PM |
| artisan369 | $300.00 | 9/4/2012 2:46:36 PM |
| thepillowsack | $25.00 | 9/4/2012 5:16:24 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:10 PM |
| LeReve | $500.00 | 9/4/2012 5:19:51 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:23 PM |
| credit-dandelion148 | $200.00 | 9/4/2012 5:29:18 PM |
| enticing-note | $25.00 | 9/4/2012 5:57:47 PM |
| mikbos | $25.00 | 9/4/2012 5:40:54 PM |
| transparency-sapling | $25.00 | 9/4/2012 5:44:51 PM |
| enchanted-note | $25.00 | 9/4/2012 5:51:38 PM |
| new-gold-wrangler | $1,000.00 | 9/4/2012 5:55:42 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
631940
This series of Notes was issued and sold upon the funding of the borrower loan #74386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $774.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,890 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| american57 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate payments already made to higher interest credit cards.
Then, home improvements increasing the value of current home.
My financial situation:
I am a good candidate for this loan because...
The payments made towards this loan will be less than what I am already curently making towards higher interest credit cards.
I have worked very hard to maintain a high credit score, paying back obligations is a high priority for me.
I have steady employment with a excellent record of well over enough income to cover the loan payments.
Money will be used to reduce other obligations, as well as increasing the value of the home providing increased overall net worth making repayment easier.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $34.02 | 9/6/2012 9:03:49 AM |
| penny-finder | $25.00 | 9/6/2012 9:17:56 AM |
| Dollars4Rent | $50.00 | 9/6/2012 9:25:45 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:34 AM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 10:41:56 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:47 AM |
| blot44 | $25.00 | 9/6/2012 3:05:10 PM |
| Plutis | $25.00 | 9/6/2012 11:54:44 AM |
| tommyb34 | $25.00 | 9/6/2012 12:45:28 PM |
| neighborly-hope6 | $100.00 | 9/6/2012 5:22:46 PM |
| ForMyFamily | $50.00 | 9/6/2012 6:01:58 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:30 PM |
| cerebral-dollar773 | $25.00 | 9/7/2012 6:44:07 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:33 AM |
| britgsb | $50.00 | 9/7/2012 9:38:34 AM |
| LongTail | $30.00 | 9/7/2012 10:09:08 AM |
| pdub | $500.00 | 9/7/2012 12:40:30 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:41 PM |
| lendersf | $50.00 | 9/8/2012 4:31:13 PM |
| Castellan | $50.00 | 9/9/2012 12:39:40 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:21 PM |
| deal-confidant7 | $100.00 | 9/10/2012 9:56:28 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:50 AM |
| gold-disk | $25.00 | 9/10/2012 1:34:50 PM |
| Roman_1 | $25.00 | 9/10/2012 2:52:58 PM |
| compatible-deal9 | $50.00 | 9/10/2012 12:20:28 PM |
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:13 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:15 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:26 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:40 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:31 PM |
| enterprising-exchange6 | $50.00 | 9/10/2012 5:26:10 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:00 PM |
| enriching-trade2 | $50.00 | 9/10/2012 5:19:46 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:22 PM |
| Sothenwhat | $100.00 | 9/10/2012 5:40:55 PM |
| rmachi | $25.00 | 9/10/2012 5:46:23 PM |
| intrepid-payment7 | $25.00 | 9/10/2012 5:48:23 PM |
| prudent-dough458 | $25.00 | 9/10/2012 5:29:40 PM |
| aggresive-commerce8 | $50.00 | 9/10/2012 5:34:43 PM |
| spirit07a | $100.00 | 9/10/2012 5:48:13 PM |
| prudent-payment316 | $25.00 | 9/10/2012 6:07:39 PM |
| boj2007 | $25.00 | 9/10/2012 6:07:47 PM |
| innocent-loot | $25.00 | 9/10/2012 6:10:20 PM |
| kevin314 | $25.00 | 9/10/2012 5:57:54 PM |
| RocketSurgeon | $25.00 | 9/10/2012 6:20:33 PM |
| active-reward7 | $50.00 | 9/10/2012 6:28:23 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:11 PM |
| credit-human8 | $25.00 | 9/10/2012 6:22:42 PM |
| ujiba | $50.00 | 9/10/2012 6:24:29 PM |
| brightest-momentous-income | $25.00 | 9/10/2012 6:11:48 PM |
| fiddlerzvi | $50.00 | 9/10/2012 6:45:18 PM |
| sanjubab | $50.00 | 9/10/2012 6:20:06 PM |
| thoughtful-fairness2 | $25.00 | 9/10/2012 6:23:52 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:41 PM |
| loot-prescription3 | $25.00 | 9/10/2012 7:20:08 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:49 PM |
| versatile-silver3 | $25.00 | 9/10/2012 7:34:53 PM |
| jcyjwj | $100.00 | 9/10/2012 7:52:55 PM |
| exchange-cub | $200.00 | 9/10/2012 10:23:30 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:45 PM |
| atlacatl | $25.00 | 9/10/2012 8:37:12 PM |
| prosha | $25.00 | 9/10/2012 11:24:19 PM |
| graceful-balance3 | $50.00 | 9/11/2012 7:10:17 AM |
| radforj22 | $66.97 | 9/11/2012 5:08:53 AM |
| brazzier-cluster | $25.00 | 9/11/2012 6:52:41 AM |
| kinetic-openness0 | $25.00 | 9/11/2012 9:00:59 AM |
| blue-laudable-dinero | $50.00 | 9/11/2012 7:09:00 AM |
| cash-merry-maker | $25.00 | 9/11/2012 9:04:31 AM |
| thomkozik | $25.00 | 9/11/2012 9:04:34 AM |
| gentle-gain235 | $50.00 | 9/11/2012 8:27:54 AM |
| profitable-commerce822 | $25.00 | 9/11/2012 8:41:19 AM |
| unrivaled-silver | $25.00 | 9/11/2012 9:06:41 AM |
| YellowJacket | $25.00 | 9/11/2012 8:55:37 AM |
| deal-frontier | $25.00 | 9/11/2012 9:01:41 AM |
| money-bopper3 | $25.00 | 9/11/2012 9:02:08 AM |
| damage | $25.00 | 9/11/2012 9:10:39 AM |
| jfd287 | $25.00 | 9/11/2012 9:10:53 AM |
| pcwrangler | $25.00 | 9/11/2012 9:11:53 AM |
| loyalty-voyage | $25.00 | 9/11/2012 8:35:51 AM |
| townee | $25.00 | 9/11/2012 9:15:19 AM |
| indomitable-coin | $25.00 | 9/11/2012 9:01:03 AM |
| pragmatic-contract | $25.00 | 9/11/2012 9:16:13 AM |
| intuitive-camaraderi9 | $25.00 | 9/11/2012 9:02:38 AM |
| Pizza-man | $50.00 | 9/11/2012 9:17:11 AM |
| zhiguli | $25.00 | 9/11/2012 9:17:28 AM |
| syounker | $25.00 | 9/11/2012 9:19:06 AM |
| jaker | $25.00 | 9/11/2012 9:19:40 AM |
| SB-Funding | $50.00 | 9/11/2012 9:05:52 AM |
| euro-speaker8 | $100.00 | 9/11/2012 9:21:22 AM |
| efficient-marketplace | $25.00 | 9/11/2012 9:11:00 AM |
| ianakacg | $25.00 | 9/11/2012 9:08:23 AM |
| mrrc7498 | $35.00 | 9/11/2012 9:08:52 AM |
| timbob | $100.00 | 9/11/2012 9:09:18 AM |
| dunox | $25.00 | 9/11/2012 9:23:01 AM |
| finance-explosion6 | $25.00 | 9/11/2012 9:12:41 AM |
| sappy02 | $50.00 | 9/11/2012 9:13:10 AM |
| community-pipeline | $25.00 | 9/11/2012 9:13:44 AM |
| red-unequivocal-finance | $25.00 | 9/11/2012 9:24:07 AM |
| lincs | $25.00 | 9/11/2012 9:24:22 AM |
| dailyhelper | $50.00 | 9/11/2012 9:24:28 AM |
| sentry256 | $25.00 | 9/11/2012 9:14:55 AM |
| Exibility-Inc | $25.00 | 9/11/2012 9:15:29 AM |
| impartial-deal | $25.00 | 9/11/2012 9:26:05 AM |
| pleasant-basis | $25.00 | 9/11/2012 9:26:10 AM |
| Cheburashka | $30.00 | 9/11/2012 9:12:18 AM |
| narblark | $50.00 | 9/11/2012 9:26:27 AM |
| the-capital-multiplier | $100.00 | 9/11/2012 9:16:22 AM |
| courteous-vigilance154 | $25.00 | 9/11/2012 9:27:07 AM |
| GATrust | $25.00 | 9/11/2012 9:12:54 AM |
| economy-voyage9 | $25.00 | 9/11/2012 9:12:59 AM |
| trident9 | $100.00 | 9/11/2012 9:13:15 AM |
| fortytwo | $150.00 | 9/11/2012 9:29:20 AM |
| designs626 | $50.00 | 9/11/2012 9:14:46 AM |
| browsir | $25.00 | 9/11/2012 9:15:09 AM |
| lowrate | $50.00 | 9/11/2012 9:18:32 AM |
| brazilofmux | $100.00 | 9/11/2012 9:18:45 AM |
| mizon291 | $30.00 | 9/11/2012 9:19:04 AM |
| klin | $25.00 | 9/11/2012 9:16:28 AM |
| BxRealtor | $25.00 | 9/11/2012 9:17:33 AM |
| sail120 | $25.00 | 9/11/2012 9:17:36 AM |
| selfmademan | $25.00 | 9/11/2012 9:20:29 AM |
| keyfig | $25.00 | 9/11/2012 9:32:03 AM |
| yarg | $25.00 | 9/11/2012 9:20:57 AM |
| Syzygy | $25.00 | 9/11/2012 9:19:22 AM |
| blooming-market | $25.00 | 9/11/2012 9:19:37 AM |
| a-unflappable-finance | $100.00 | 9/11/2012 9:20:06 AM |
| Tradesmanlender | $25.00 | 9/11/2012 9:20:43 AM |
| ryreesado | $25.00 | 9/11/2012 9:23:48 AM |
| delivery | $25.00 | 9/11/2012 9:22:05 AM |
| conaty | $50.00 | 9/11/2012 9:22:43 AM |
| glimmering-velocity2 | $25.00 | 9/11/2012 9:36:27 AM |
| velocity-solo | $25.00 | 9/11/2012 9:27:16 AM |
| passbook | $25.00 | 9/11/2012 9:38:20 AM |
| LoanU | $25.00 | 9/11/2012 9:38:53 AM |
| ctgscott | $25.00 | 9/11/2012 9:25:30 AM |
| diversification-surge | $25.00 | 9/11/2012 9:26:23 AM |
| laststrawman | $25.00 | 9/11/2012 9:30:39 AM |
| minista | $25.00 | 9/11/2012 9:30:45 AM |
| kmavm | $50.00 | 9/11/2012 9:40:09 AM |
| helpishere777 | $25.00 | 9/11/2012 9:28:04 AM |
| AWTT | $25.00 | 9/11/2012 9:28:23 AM |
| abasvram | $25.00 | 9/11/2012 9:29:05 AM |
| courteous-wealth6 | $60.00 | 9/11/2012 9:31:44 AM |
| michaelwong | $50.00 | 9/11/2012 9:29:33 AM |
| pimienta | $25.00 | 9/11/2012 9:33:08 AM |
| x-lender | $25.00 | 9/11/2012 9:29:47 AM |
| orange-courageous-dedication | $25.00 | 9/11/2012 9:41:59 AM |
| value-guru3 | $25.00 | 9/11/2012 9:42:16 AM |
| mpactlender | $50.00 | 9/11/2012 9:33:59 AM |
| kwan | $25.00 | 9/11/2012 9:34:11 AM |
| Au-Ag-Pt | $25.00 | 9/11/2012 9:43:07 AM |
| zoomdrm57 | $100.00 | 9/11/2012 9:31:25 AM |
| green-trade-wildcat | $25.00 | 9/11/2012 9:32:45 AM |
| riskreward | $250.00 | 9/11/2012 9:36:22 AM |
| don8ter | $50.00 | 9/11/2012 9:33:24 AM |
| Eastern | $50.00 | 9/11/2012 9:45:32 AM |
| Mostyle | $25.00 | 9/11/2012 9:34:36 AM |
| sharpey | $25.00 | 9/11/2012 9:34:48 AM |
| SeaLoans | $25.00 | 9/11/2012 9:35:11 AM |
| mtp | $100.00 | 9/11/2012 9:39:06 AM |
| kirkjerk | $50.00 | 9/11/2012 9:39:22 AM |
| bmbanzai | $25.00 | 9/11/2012 9:40:30 AM |
| hrubinst | $50.00 | 9/11/2012 9:50:03 AM |
| tranquil-openness1 | $25.00 | 9/11/2012 9:36:55 AM |
| adaboy65 | $100.00 | 9/11/2012 9:50:26 AM |
| mar97 | $25.00 | 9/11/2012 9:37:12 AM |
| penny-leader416 | $25.00 | 9/11/2012 9:38:03 AM |
| 13loans | $25.00 | 9/11/2012 9:51:21 AM |
| dfealk | $25.00 | 9/11/2012 9:51:38 AM |
| Investoman | $25.00 | 9/11/2012 9:52:18 AM |
| american6 | $50.00 | 9/11/2012 9:44:11 AM |
| mlkhamilton | $25.00 | 9/11/2012 9:44:21 AM |
| Mr_Marcus | $25.00 | 9/11/2012 9:52:51 AM |
| money-explorer3 | $25.00 | 9/11/2012 9:45:58 AM |
| JohnW12 | $25.00 | 9/11/2012 9:40:44 AM |
| TrustPlus | $50.00 | 9/11/2012 9:46:07 AM |
| mjosa | $25.00 | 9/11/2012 9:41:04 AM |
| BCD | $25.00 | 9/11/2012 9:41:24 AM |
| realtormoises | $25.00 | 9/11/2012 9:41:25 AM |
| joyful-worth486 | $25.00 | 9/11/2012 9:41:45 AM |
| whistledicksmith | $25.00 | 9/11/2012 9:42:08 AM |
| invincible-deal82 | $25.00 | 9/11/2012 9:42:59 AM |
| BoughtTheFarm | $25.00 | 9/11/2012 9:43:53 AM |
| camaraderi-universe2 | $25.00 | 9/11/2012 9:44:14 AM |
| lagnisiruk | $25.00 | 9/11/2012 9:49:32 AM |
| adamnash | $25.00 | 9/11/2012 9:44:53 AM |
| loiosh | $25.00 | 9/11/2012 9:52:43 AM |
| figs4u2 | $100.00 | 9/11/2012 9:52:47 AM |
| gold-position | $25.00 | 9/11/2012 9:53:03 AM |
| unforgettable-wealth4 | $50.00 | 9/11/2012 9:53:07 AM |
| bellach | $25.00 | 9/11/2012 9:48:52 AM |
| PRGuyinVA | $25.00 | 9/11/2012 9:49:07 AM |
| subtle-revenue0 | $25.00 | 9/11/2012 9:49:18 AM |
| aasx1108 | $25.00 | 9/11/2012 9:50:36 AM |
| Zuzu | $25.00 | 9/11/2012 9:51:51 AM |
| meux99 | $25.00 | 9/11/2012 9:52:00 AM |
| nerdfactor | $25.00 | 9/11/2012 9:52:31 AM |
| holstj | $25.00 | 9/11/2012 9:52:56 AM |
| jcornehlsen | $25.00 | 9/6/2012 10:35:45 AM |
| worthy-dinero8 | $25.00 | 9/10/2012 5:34:00 PM |
| revenue-carnation043 | $25.00 | 9/10/2012 6:56:45 PM |
| kenji4861 | $25.00 | 9/6/2012 9:05:24 AM |
| lowrater | $50.70 | 9/6/2012 9:21:22 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:37 AM |
| kfrench | $75.00 | 9/6/2012 10:48:29 AM |
| community-burrito9 | $25.00 | 9/6/2012 10:54:25 AM |
| respectful-fairness069 | $27.00 | 9/6/2012 3:03:26 PM |
| hopeful_lender | $100.00 | 9/6/2012 3:47:53 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:08 PM |
| bold-sensible-basis | $25.00 | 9/7/2012 5:35:45 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:34 PM |
| ingenious-deal6 | $25.00 | 9/7/2012 5:56:29 PM |
| samurai2 | $25.00 | 9/9/2012 5:42:03 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:30 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:46 PM |
| availableloan | $25.00 | 9/10/2012 10:02:08 AM |
| platinum-delight238 | $100.00 | 9/10/2012 12:01:10 PM |
| dynamic-platinum | $25.00 | 9/10/2012 4:22:44 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:54 PM |
| misit | $25.00 | 9/10/2012 11:53:20 AM |
| ok | $50.00 | 9/10/2012 2:54:41 PM |
| roguewinner | $25.00 | 9/10/2012 1:03:13 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:49 PM |
| mrladybug101 | $25.00 | 9/10/2012 5:15:23 PM |
| j2ee | $50.00 | 9/10/2012 5:16:02 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 5:18:36 PM |
| pencreek | $25.00 | 9/10/2012 5:15:41 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:05 PM |
| emphatic-responsibility | $50.00 | 9/10/2012 5:28:39 PM |
| versatile-dime442 | $26.00 | 9/10/2012 5:27:35 PM |
| trade-solo | $25.00 | 9/10/2012 6:00:14 PM |
| enticing-note | $25.00 | 9/10/2012 5:35:34 PM |
| dharma1 | $25.00 | 9/10/2012 5:43:32 PM |
| new-return-faire | $100.00 | 9/10/2012 5:39:36 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:51 PM |
| mistertao | $25.00 | 9/10/2012 6:10:02 PM |
| riproaringrapids | $50.00 | 9/10/2012 6:10:22 PM |
| krisran | $50.00 | 9/10/2012 6:10:47 PM |
| wtrboy | $25.00 | 9/10/2012 6:13:41 PM |
| djs81 | $75.00 | 9/10/2012 5:56:09 PM |
| meenan | $25.00 | 9/10/2012 6:28:46 PM |
| booyah | $100.00 | 9/10/2012 6:33:04 PM |
| transparency-baton | $25.00 | 9/10/2012 6:37:18 PM |
| SanJoser | $25.00 | 9/10/2012 6:10:00 PM |
| KarmaBum77 | $25.00 | 9/10/2012 6:13:26 PM |
| wwwUniversal | $25.00 | 9/10/2012 6:09:50 PM |
| gojackgo | $50.00 | 9/10/2012 6:27:07 PM |
| aabadabadoo | $25.00 | 9/10/2012 6:15:00 PM |
| wigglesworth4 | $100.00 | 9/10/2012 6:30:40 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:37 PM |
| balance-voyager | $40.00 | 9/10/2012 6:39:31 PM |
| Avala | $100.00 | 9/10/2012 6:50:53 PM |
| liberty-berserker | $50.00 | 9/10/2012 7:09:46 PM |
| bb575 | $50.00 | 9/10/2012 7:20:31 PM |
| zone6 | $100.00 | 9/10/2012 6:38:22 PM |
| phenomenal-gain5 | $25.00 | 9/10/2012 6:40:03 PM |
| bellaquito | $500.00 | 9/10/2012 6:52:14 PM |
| BigBag | $25.00 | 9/10/2012 9:20:24 PM |
| finance-assembler | $30.00 | 9/10/2012 6:51:12 PM |
| student17354 | $35.00 | 9/10/2012 8:05:29 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:51 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:39 PM |
| a-dough-plato | $30.00 | 9/10/2012 8:43:17 PM |
| moola-man | $25.00 | 9/11/2012 7:57:16 AM |
| wise-precious-credit | $100.00 | 9/11/2012 8:57:38 AM |
| goldeneye777 | $51.00 | 9/11/2012 9:00:57 AM |
| peso-dancer3 | $25.00 | 9/11/2012 6:37:32 AM |
| determined-bill5 | $100.00 | 9/11/2012 9:03:08 AM |
| established-hope5 | $100.00 | 9/11/2012 6:58:53 AM |
| likeable-reward | $25.00 | 9/11/2012 9:04:48 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:55 AM |
| 1redfish | $100.00 | 9/11/2012 9:05:41 AM |
| a-truth-upholder | $25.00 | 9/11/2012 9:07:49 AM |
| hostbank | $100.00 | 9/11/2012 9:09:37 AM |
| geekguy | $25.00 | 9/11/2012 9:02:02 AM |
| nimble-money0 | $25.00 | 9/11/2012 9:10:30 AM |
| steiglends | $100.00 | 9/11/2012 9:13:23 AM |
| skuba | $75.00 | 9/11/2012 9:04:03 AM |
| gracej | $25.00 | 9/11/2012 9:04:05 AM |
| tidy-generosity | $25.00 | 9/11/2012 9:14:16 AM |
| Cre8iveCash | $25.00 | 9/11/2012 9:00:43 AM |
| Raetha | $25.00 | 9/11/2012 9:05:29 AM |
| csakhil | $50.00 | 9/11/2012 9:01:48 AM |
| Ben_Graham | $25.00 | 9/11/2012 9:02:17 AM |
| the-bright-velocity | $25.00 | 9/11/2012 9:16:39 AM |
| thedoctor | $100.00 | 9/11/2012 9:03:04 AM |
| blue-calm-commitment | $25.00 | 9/11/2012 9:18:05 AM |
| a-transparency-prodigy | $25.00 | 9/11/2012 9:19:15 AM |
| NR | $25.00 | 9/11/2012 9:07:09 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:53 AM |
| wise-alluring-penny | $50.00 | 9/11/2012 9:11:27 AM |
| green-tree-shake | $35.00 | 9/11/2012 9:22:55 AM |
| ReallyGoodGuy | $25.00 | 9/11/2012 9:23:32 AM |
| a8h8a8 | $25.00 | 9/11/2012 9:24:18 AM |
| uvawfs | $25.00 | 9/11/2012 9:10:40 AM |
| kyomoon | $50.00 | 9/11/2012 9:25:07 AM |
| basis-oasis7 | $50.00 | 9/11/2012 9:25:36 AM |
| commanding-treasure2 | $75.00 | 9/11/2012 9:25:38 AM |
| balanced-social242 | $30.00 | 9/11/2012 9:26:03 AM |
| intuitive-integrity9 | $50.00 | 9/11/2012 9:26:07 AM |
| best-deal-banker | $50.00 | 9/11/2012 9:15:58 AM |
| diligent-leverage | $25.00 | 9/11/2012 9:12:56 AM |
| Prairie-MN | $30.00 | 9/11/2012 9:17:14 AM |
| wonderous-principal083 | $25.00 | 9/11/2012 9:17:49 AM |
| rewards | $25.00 | 9/11/2012 9:13:51 AM |
| bvzm | $25.00 | 9/11/2012 9:14:11 AM |
| moola-gondola1 | $25.00 | 9/11/2012 9:18:00 AM |
| pound-idol543 | $100.00 | 9/11/2012 9:15:12 AM |
| golden-bid9 | $25.00 | 9/11/2012 9:15:52 AM |
| caring-marketplace6 | $30.00 | 9/11/2012 9:30:56 AM |
| nicebank | $25.00 | 9/11/2012 9:19:27 AM |
| donloah | $25.00 | 9/11/2012 9:19:57 AM |
| exchange-pledge | $50.00 | 9/11/2012 9:21:36 AM |
| avocadodogs | $25.00 | 9/11/2012 9:21:40 AM |
| shrewd-balance2 | $100.00 | 9/11/2012 9:33:16 AM |
| top-independent-nickel | $25.00 | 9/11/2012 9:34:07 AM |
| building-america | $25.00 | 9/11/2012 9:22:16 AM |
| nickel-circuitry | $25.00 | 9/11/2012 9:20:52 AM |
| blackbird77 | $50.00 | 9/11/2012 9:34:55 AM |
| biobulator | $25.00 | 9/11/2012 9:21:11 AM |
| magical-greenback | $25.00 | 9/11/2012 9:35:19 AM |
| Funds2Loan | $25.00 | 9/11/2012 9:23:55 AM |
| LandE2BG | $50.00 | 9/11/2012 9:22:07 AM |
| likeable-value | $25.00 | 9/11/2012 9:24:45 AM |
| smallcountry | $25.00 | 9/11/2012 9:24:57 AM |
| LoanBrkr | $25.00 | 9/11/2012 9:36:24 AM |
| Rdodson11 | $25.00 | 9/11/2012 9:37:34 AM |
| Quiddity | $25.00 | 9/11/2012 9:28:00 AM |
| cardmi | $25.00 | 9/11/2012 9:39:08 AM |
| Use_It_Wisely | $25.00 | 9/11/2012 9:25:54 AM |
| preciousjeni | $25.00 | 9/11/2012 9:26:20 AM |
| rambone05 | $25.00 | 9/11/2012 9:27:37 AM |
| MiniBank998 | $25.00 | 9/11/2012 9:41:07 AM |
| Zolton | $300.00 | 9/11/2012 9:41:20 AM |
| platinum-genetics | $25.00 | 9/11/2012 9:41:22 AM |
| keeks | $25.00 | 9/11/2012 9:34:09 AM |
| budyzr | $25.00 | 9/11/2012 9:31:26 AM |
| Kame | $25.00 | 9/11/2012 9:35:22 AM |
| first-favorite-bonus9 | $25.00 | 9/11/2012 9:43:35 AM |
| NOLALEND | $25.00 | 9/11/2012 9:35:33 AM |
| value-investor9 | $50.00 | 9/11/2012 9:31:51 AM |
| NObama | $25.00 | 9/11/2012 9:32:25 AM |
| generosity-giraffe0 | $50.00 | 9/11/2012 9:33:42 AM |
| brutusbone | $25.00 | 9/11/2012 9:37:01 AM |
| integrity-saver | $25.00 | 9/11/2012 9:46:02 AM |
| LogicalCC | $25.00 | 9/11/2012 9:34:41 AM |
| peripatetic | $25.00 | 9/11/2012 9:49:26 AM |
| Michaeleafblower | $25.00 | 9/11/2012 9:40:39 AM |
| snarp98 | $25.00 | 9/11/2012 9:36:29 AM |
| bonus-tent | $25.00 | 9/11/2012 9:50:47 AM |
| Dave0 | $25.00 | 9/11/2012 9:37:39 AM |
| reaction5 | $25.00 | 9/11/2012 9:37:58 AM |
| soheagle | $25.00 | 9/11/2012 9:51:44 AM |
| Mantis75 | $25.00 | 9/11/2012 9:43:33 AM |
| kind-genuine-dough | $25.00 | 9/11/2012 9:52:15 AM |
| cebgop | $25.00 | 9/11/2012 9:39:00 AM |
| worth-web5 | $50.00 | 9/11/2012 9:44:22 AM |
| ThomasC | $50.00 | 9/11/2012 9:52:38 AM |
| Viamin | $25.00 | 9/11/2012 9:45:29 AM |
| finance-negotiator2 | $25.00 | 9/11/2012 9:40:33 AM |
| jmb_lending | $25.00 | 9/11/2012 9:52:58 AM |
| Taxman44 | $25.00 | 9/11/2012 9:41:02 AM |
| kbodendorf | $25.00 | 9/11/2012 9:46:30 AM |
| -Me | $25.00 | 9/11/2012 9:47:13 AM |
| listing-candy | $25.00 | 9/11/2012 9:47:45 AM |
| red-diversification-paradise | $25.00 | 9/11/2012 9:43:37 AM |
| lender987654321 | $50.00 | 9/11/2012 9:48:45 AM |
| green-tree-shake | $35.00 | 9/11/2012 9:48:59 AM |
| cognizant-responsibility9 | $25.00 | 9/11/2012 9:44:55 AM |
| Gorblum | $25.00 | 9/11/2012 9:45:37 AM |
| logical-reward8 | $25.00 | 9/11/2012 9:46:39 AM |
| GreenSun | $25.00 | 9/11/2012 9:47:11 AM |
| rulender | $25.00 | 9/11/2012 9:48:09 AM |
| bill-igloo | $25.00 | 9/11/2012 9:53:01 AM |
| SkiNZ | $25.00 | 9/11/2012 9:50:39 AM |
| shorthairedg | $25.00 | 9/11/2012 9:52:34 AM |
| 377 Investments
|
Borrower Payment Dependent Notes Series
631954
This series of Notes was issued and sold upon the funding of the borrower loan #74002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-31-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $114.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriched-marketplace |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
|
Principal balance:
| $3,562.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $3800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $100.00 | 8/31/2012 9:01:25 AM |
| newest-bid-britches | $100.00 | 8/31/2012 9:01:49 AM |
| MoneyForNothing | $25.19 | 8/31/2012 9:04:04 AM |
| EnglishGeekInNYC | $25.00 | 8/31/2012 9:04:10 AM |
| careful-vigilance4 | $25.00 | 8/31/2012 9:08:10 AM |
| DasMula | $25.00 | 8/31/2012 9:01:35 AM |
| gold-sushi | $25.00 | 8/31/2012 9:14:21 AM |
| 113121 | $60.00 | 8/31/2012 9:23:48 AM |
| finance-prescription | $45.00 | 8/31/2012 9:25:05 AM |
| scholarly-order6 | $50.00 | 8/31/2012 9:26:40 AM |
| vutah | $25.00 | 8/31/2012 9:14:10 AM |
| 87Marc | $25.00 | 8/31/2012 9:41:07 AM |
| blue111 | $25.00 | 8/31/2012 9:24:26 AM |
| jetavana | $25.00 | 8/31/2012 9:27:07 AM |
| Fitiwalt7 | $25.00 | 8/31/2012 9:50:15 AM |
| MG_Holdings | $50.00 | 8/31/2012 9:05:01 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:50 AM |
| worldly-community3 | $38.00 | 8/31/2012 9:38:52 AM |
| desertoasis | $25.00 | 8/31/2012 9:39:02 AM |
| AF-Chief | $25.00 | 8/31/2012 9:53:44 AM |
| UstedEsElHombre | $100.00 | 8/31/2012 9:43:01 AM |
| Wellman | $25.00 | 8/31/2012 9:46:09 AM |
| money-genome84 | $250.00 | 8/31/2012 9:17:47 AM |
| BigHorizon | $250.00 | 8/31/2012 9:19:38 AM |
| gotjack-IRA | $25.03 | 8/31/2012 9:48:30 AM |
| enchanted-note | $25.00 | 8/31/2012 9:49:32 AM |
| community-burrito9 | $25.00 | 8/31/2012 9:01:38 AM |
| Assets-Up | $25.00 | 8/31/2012 9:03:24 AM |
| LittleMingo | $30.00 | 8/31/2012 9:08:33 AM |
| superb-funds335 | $25.00 | 8/31/2012 9:15:18 AM |
| lowrater | $100.70 | 8/31/2012 9:03:18 AM |
| asiaratt | $50.00 | 8/31/2012 9:17:32 AM |
| mt3209 | $25.00 | 8/31/2012 9:04:45 AM |
| RGlad | $100.00 | 8/31/2012 9:05:33 AM |
| gimmeopenroad | $28.00 | 8/31/2012 9:25:56 AM |
| income-triangulation1 | $25.00 | 8/31/2012 9:09:49 AM |
| Letsboogiedown | $50.00 | 8/31/2012 9:10:09 AM |
| money-baron-Roth401k | $25.00 | 8/31/2012 9:42:33 AM |
| toblerone | $25.00 | 8/31/2012 9:24:12 AM |
| genius520 | $32.00 | 8/31/2012 9:36:48 AM |
| dedicated-transaction796 | $25.00 | 8/31/2012 9:38:06 AM |
| Palacios | $56.00 | 8/31/2012 9:48:20 AM |
| commerce-venture1 | $25.00 | 8/31/2012 9:17:25 AM |
| tolerant-responsibility051 | $1,460.08 | 8/31/2012 9:54:11 AM |
| Ben-Siegelbaum | $100.00 | 8/31/2012 9:25:57 AM |
| tnjohnso | $25.00 | 8/31/2012 9:28:48 AM |
| 1stPlace | $75.00 | 8/31/2012 9:31:39 AM |
| 6_kids_college_fund | $25.00 | 8/31/2012 9:34:22 AM |
| pierrelasvegas | $25.00 | 8/31/2012 9:40:05 AM |
| melodious-fairness | $25.00 | 8/31/2012 9:44:45 AM |
| nuetron | $25.00 | 8/31/2012 9:45:45 AM |
| bubb_hans | $25.00 | 8/31/2012 9:52:46 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
631958
This series of Notes was issued and sold upon the funding of the borrower loan #74446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $445.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,911 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-sorcerer1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
debt consolidation
My financial situation:
I am a good candidate for this loan because...
because I have worked to have good credit
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:11 PM |
| jcornehlsen | $25.00 | 8/31/2012 5:56:35 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:56 PM |
| kenji4861 | $25.00 | 8/31/2012 5:25:26 PM |
| neighborly-hope6 | $100.00 | 8/31/2012 5:26:52 PM |
| bowdish1 | $100.00 | 8/31/2012 5:25:34 PM |
| EnglishGeekInNYC | $25.00 | 8/31/2012 5:50:26 PM |
| enterprising-exchange6 | $50.00 | 8/31/2012 5:48:37 PM |
| credit-adventurer313 | $25.00 | 9/1/2012 5:05:26 AM |
| GoldenKoi | $100.00 | 9/1/2012 12:49:58 AM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:53 PM |
| 340IRA | $25.00 | 9/1/2012 10:08:20 AM |
| ddog0224 | $50.00 | 9/1/2012 11:28:41 AM |
| Investoman | $25.00 | 9/1/2012 12:06:41 PM |
| octoberfresh | $25.00 | 9/1/2012 12:57:27 PM |
| totoro | $25.00 | 9/1/2012 10:41:47 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:58 PM |
| blot44 | $25.00 | 9/1/2012 8:54:56 PM |
| navy_cash | $25.00 | 9/2/2012 9:32:50 AM |
| bellaquito | $500.00 | 9/2/2012 1:54:52 PM |
| tough-repayment4 | $25.00 | 9/2/2012 7:15:04 PM |
| JTHarris | $25.00 | 9/3/2012 5:02:32 AM |
| intrepid-payment7 | $25.00 | 9/3/2012 5:42:46 PM |
| DadsHaudiService | $150.00 | 9/3/2012 7:19:43 PM |
| nad139 | $42.00 | 9/3/2012 11:27:39 PM |
| herbyman | $50.00 | 9/4/2012 7:59:50 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:55 AM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:37 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:17 PM |
| mlm_invests | $25.00 | 9/4/2012 10:24:04 PM |
| Science7124 | $25.00 | 9/5/2012 10:26:41 AM |
| compoundinterest | $25.00 | 9/5/2012 5:49:44 PM |
| fox798 | $25.00 | 9/5/2012 6:03:24 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:28 PM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:44 PM |
| virtuous-yield | $25.00 | 9/6/2012 4:07:12 AM |
| blue-laudable-dinero | $25.00 | 9/6/2012 7:36:17 AM |
| SourDoughSteve | $25.00 | 9/6/2012 7:58:47 AM |
| moola-gargantuan9 | $50.00 | 9/6/2012 8:04:19 AM |
| influential-responsibility9 | $25.00 | 9/6/2012 9:29:29 AM |
| availableloan | $25.00 | 9/6/2012 9:20:26 AM |
| Aimvest | $25.00 | 9/6/2012 9:50:30 AM |
| Kame | $25.00 | 9/6/2012 9:55:14 AM |
| cpblue79 | $100.00 | 9/6/2012 10:11:41 AM |
| minista | $25.00 | 9/6/2012 10:13:21 AM |
| meenan | $25.00 | 9/6/2012 10:18:44 AM |
| Tradesmanlender | $25.00 | 9/6/2012 9:51:39 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:55 AM |
| lender987654321 | $50.00 | 9/6/2012 9:56:48 AM |
| credit-vinyl | $25.00 | 9/6/2012 10:24:28 AM |
| wwwUniversal | $25.00 | 9/6/2012 10:25:03 AM |
| lending401 | $25.00 | 9/6/2012 10:33:56 AM |
| hardwareman | $25.00 | 9/6/2012 10:50:24 AM |
| keeks | $25.00 | 9/6/2012 10:09:27 AM |
| hope-kingdom | $25.00 | 9/6/2012 10:53:35 AM |
| MARSTUN | $100.00 | 9/6/2012 10:10:00 AM |
| hrubinst | $50.00 | 9/6/2012 10:11:17 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:40 AM |
| csakhil | $50.00 | 9/6/2012 10:20:08 AM |
| wealth-sumac3 | $25.00 | 9/6/2012 10:21:11 AM |
| don8ter | $50.00 | 9/6/2012 10:21:20 AM |
| jjb3 | $25.00 | 9/6/2012 10:22:23 AM |
| bobby5832708 | $25.00 | 9/6/2012 10:22:15 AM |
| Warwick | $25.00 | 9/6/2012 10:35:21 AM |
| dfealk | $25.00 | 9/6/2012 10:45:10 AM |
| tenchi2777 | $25.00 | 9/6/2012 10:45:30 AM |
| camaraderi-catapult | $25.00 | 9/6/2012 10:51:56 AM |
| roadredwood | $25.26 | 9/6/2012 10:53:24 AM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:20 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:28 PM |
| WxChem | $30.00 | 9/6/2012 5:41:58 PM |
| bonafide-yield351 | $25.00 | 9/6/2012 9:55:48 PM |
| Peterman | $25.00 | 9/6/2012 10:06:27 PM |
| hl8428 | $27.21 | 9/7/2012 5:59:43 AM |
| BankofPete | $25.00 | 9/7/2012 6:21:12 AM |
| JinNing | $50.00 | 9/7/2012 6:28:43 AM |
| best-bonafide-p2p | $25.00 | 9/7/2012 5:38:29 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:49 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:03 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:07 AM |
| pdub | $500.00 | 9/7/2012 12:40:18 PM |
| robertd654 | $25.00 | 9/7/2012 4:42:56 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:06 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:34 PM |
| sodems | $100.00 | 9/7/2012 6:58:59 PM |
| jpac1066 | $50.00 | 9/7/2012 7:02:56 PM |
| eljobe | $45.00 | 9/7/2012 8:26:31 PM |
| bill-booster5 | $25.00 | 9/7/2012 9:47:39 PM |
| phenomenal-gain5 | $30.00 | 9/8/2012 6:36:41 AM |
| power-kin | $50.00 | 9/8/2012 8:04:17 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:02 AM |
| NeketanBank | $25.00 | 9/8/2012 11:10:22 AM |
| puifais | $50.00 | 9/8/2012 12:21:51 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:09 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:32 PM |
| first-favorite-bonus9 | $25.00 | 9/8/2012 1:06:30 PM |
| napmanger | $50.00 | 9/8/2012 12:42:25 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:39 PM |
| kurg | $25.00 | 9/8/2012 1:07:30 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:32 PM |
| lendacity | $25.00 | 9/8/2012 1:14:52 PM |
| lendersf | $50.00 | 9/8/2012 4:31:09 PM |
| openness-prospector | $25.00 | 9/8/2012 1:20:11 PM |
| Lifesavings | $25.00 | 9/8/2012 4:24:06 PM |
| cash-cymbal3 | $86.11 | 9/8/2012 6:21:11 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:42:01 PM |
| Castellan | $50.00 | 8/31/2012 6:04:09 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:57 PM |
| orange-liberty-oyster | $100.00 | 8/31/2012 5:58:38 PM |
| cerebral-dollar773 | $25.00 | 9/1/2012 5:52:48 AM |
| grotheik | $25.00 | 9/1/2012 8:47:57 AM |
| adventurer447 | $300.00 | 9/1/2012 1:06:59 PM |
| finance-symphony7 | $100.00 | 9/2/2012 10:09:33 AM |
| indomitable-coin | $25.00 | 9/2/2012 12:28:36 PM |
| ingenious-deal6 | $25.00 | 9/2/2012 12:55:31 PM |
| p2pelstiltskin8 | $25.00 | 9/2/2012 4:03:42 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:14 PM |
| bazaar-tulip | $25.00 | 9/3/2012 5:33:21 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:59 AM |
| giftgold | $25.00 | 9/4/2012 1:31:46 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:14 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:38 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:29 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:50 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:49 PM |
| Occhy | $25.00 | 9/4/2012 7:36:57 PM |
| heavy_ax | $50.00 | 9/5/2012 12:42:06 PM |
| Rivervale_Westwood | $25.00 | 9/5/2012 12:32:41 PM |
| enticing-note | $25.00 | 9/5/2012 5:15:44 PM |
| Nazbuster | $100.00 | 9/5/2012 9:24:06 PM |
| Index_Plus | $7,500.00 | 9/5/2012 6:59:02 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:26:56 PM |
| loyalty-czar | $63.83 | 9/6/2012 3:58:58 AM |
| encore06 | $25.00 | 9/6/2012 6:32:37 AM |
| Moneypenny6 | $25.00 | 9/6/2012 7:31:57 AM |
| Kunakiku | $25.00 | 9/6/2012 8:05:39 AM |
| compassionate-dime0 | $50.00 | 9/6/2012 9:01:34 AM |
| cpy911 | $25.00 | 9/6/2012 9:14:10 AM |
| meux99 | $25.00 | 9/6/2012 9:52:43 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:41 AM |
| CornerKetch | $25.03 | 9/6/2012 9:31:04 AM |
| fortytwo | $150.00 | 9/6/2012 9:55:54 AM |
| pragmatic-contract | $25.00 | 9/6/2012 10:01:06 AM |
| thedoctor | $79.00 | 9/6/2012 10:03:15 AM |
| mulberry4 | $50.00 | 9/6/2012 10:07:29 AM |
| aggresive-commerce8 | $50.00 | 9/6/2012 9:47:37 AM |
| helpishere777 | $25.00 | 9/6/2012 10:14:33 AM |
| wrchism | $50.00 | 9/6/2012 10:15:29 AM |
| american6 | $50.00 | 9/6/2012 9:52:33 AM |
| AFairDeal | $25.00 | 9/6/2012 10:26:16 AM |
| Searlzy | $25.00 | 9/6/2012 10:05:50 AM |
| MVP2008 | $25.00 | 9/6/2012 10:07:02 AM |
| camaraderi-universe2 | $25.00 | 9/6/2012 10:09:10 AM |
| pawsitive | $30.00 | 9/6/2012 10:09:34 AM |
| C_Mark | $50.00 | 9/6/2012 10:11:10 AM |
| income-excellence1 | $25.00 | 9/6/2012 10:12:34 AM |
| ShotokanKeto | $25.00 | 9/6/2012 10:14:00 AM |
| nick5454 | $25.00 | 9/6/2012 10:13:56 AM |
| intuitive-integrity9 | $50.00 | 9/6/2012 10:17:41 AM |
| Chutney | $25.00 | 9/6/2012 10:19:10 AM |
| ianakacg | $25.00 | 9/6/2012 10:20:25 AM |
| vinayganti | $45.00 | 9/6/2012 10:21:33 AM |
| hostbank | $100.00 | 9/6/2012 10:22:09 AM |
| rewards | $25.00 | 9/6/2012 10:22:59 AM |
| Cai8899 | $25.00 | 9/6/2012 10:25:55 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:32 AM |
| bajeezus | $25.00 | 9/6/2012 10:43:02 AM |
| pujols8996 | $25.00 | 9/6/2012 11:00:37 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:25 AM |
| dzincolorado | $25.00 | 9/6/2012 3:42:15 PM |
| new-return-faire | $79.00 | 9/6/2012 5:12:35 PM |
| nuclearmoose | $50.00 | 9/6/2012 6:04:30 PM |
| Theofficer_roth_ira | $200.00 | 9/6/2012 6:07:02 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:13 PM |
| villagecoconut | $25.00 | 9/6/2012 8:50:59 PM |
| SkyLoan | $30.00 | 9/6/2012 8:47:40 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:24 AM |
| leverage-monger | $25.00 | 9/7/2012 9:25:31 AM |
| JKnLydia | $29.00 | 9/7/2012 9:36:56 AM |
| myersei | $25.00 | 9/7/2012 9:40:51 AM |
| mizon291 | $30.00 | 9/7/2012 9:59:26 AM |
| comoy | $25.00 | 9/7/2012 10:16:13 AM |
| Future-Await21 | $81.76 | 9/7/2012 10:23:56 AM |
| openness-molecule2 | $25.00 | 9/7/2012 10:31:49 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:03 AM |
| sympathetic-funds818 | $25.00 | 9/7/2012 11:24:21 AM |
| Goldberry | $30.00 | 9/7/2012 12:19:28 PM |
| auctionator1 | $25.00 | 9/7/2012 12:20:29 PM |
| FlexFunding | $100.00 | 9/7/2012 1:06:01 PM |
| KBank | $25.00 | 9/7/2012 3:04:58 PM |
| the-magnetic-transaction | $45.00 | 9/7/2012 5:04:47 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:09 PM |
| producer553 | $25.00 | 9/8/2012 5:51:39 AM |
| finance-coyote3 | $480.00 | 9/7/2012 8:21:35 PM |
| ethical-truth211 | $27.00 | 9/8/2012 6:38:06 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:37:08 AM |
| Brisket_Bob | $50.00 | 9/8/2012 8:15:12 AM |
| cclady | $500.00 | 9/8/2012 10:09:42 AM |
| theloanfiller | $25.00 | 9/8/2012 10:42:21 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:31 AM |
| leverage-galleon | $30.00 | 9/8/2012 11:18:13 AM |
| investment-genetics90 | $25.00 | 9/8/2012 12:33:40 PM |
| jthomps4 | $25.00 | 9/8/2012 12:38:51 PM |
| bowl800 | $25.00 | 9/8/2012 12:30:01 PM |
| sassybaskets | $32.28 | 9/8/2012 12:34:32 PM |
| chablist | $50.00 | 9/8/2012 12:49:39 PM |
| scrappy-rate9 | $50.00 | 9/8/2012 12:55:58 PM |
| CAcubuff | $30.00 | 9/8/2012 1:08:34 PM |
| hopeful-bonus976 | $200.00 | 9/8/2012 5:13:40 PM |
| JDKevin | $82.52 | 9/8/2012 4:45:19 PM |
| Lotsofbears | $25.00 | 9/8/2012 2:29:28 PM |
| Iwillhuntyoudown | $25.00 | 9/8/2012 6:13:28 PM |
| adaptable-capital | $250.00 | 9/8/2012 6:19:55 PM |
| 213 Investments
|
Borrower Payment Dependent Notes Series
632088
This series of Notes was issued and sold upon the funding of the borrower loan #73836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $489.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,920 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-conqueror5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate smaller bills
My financial situation:
I am a good candidate for this loan because...i have a good payment record and i'm currently making my existing payments with no problems.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dedicated-contract755 | $25.00 | 9/4/2012 5:01:57 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:09 PM |
| orange-liberty-oyster | $100.00 | 9/4/2012 5:09:54 PM |
| worth-blanket2 | $16,200.00 | 9/4/2012 5:10:41 PM |
| pdli_dude | $25.00 | 9/4/2012 5:11:31 PM |
| kila-designer | $199.99 | 9/4/2012 5:28:23 PM |
| penny-surgeon | $25.00 | 9/4/2012 5:15:11 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:48 PM |
| IP | $25.00 | 9/4/2012 5:34:25 PM |
| benevolent-marketplace4 | $502.50 | 9/4/2012 5:47:49 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:58 PM |
| MFBank | $50.00 | 9/4/2012 5:36:31 PM |
| credit-maple | $25.00 | 9/4/2012 5:07:23 PM |
| Bank_Of_XL | $25.00 | 9/4/2012 5:09:31 PM |
| lowrater | $100.70 | 9/4/2012 5:13:06 PM |
| real-return2 | $26.00 | 9/4/2012 5:25:03 PM |
| scholarly-order6 | $75.00 | 9/4/2012 5:18:24 PM |
| credit-adventurer313 | $25.00 | 9/4/2012 5:23:05 PM |
| BigHorizon | $190.81 | 9/4/2012 5:24:47 PM |
| the-enthralling-coin | $25.00 | 9/4/2012 5:26:30 PM |
| money-genome84 | $250.00 | 9/4/2012 5:38:47 PM |
| intrepid-loot | $25.00 | 9/4/2012 5:44:11 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
632118
This series of Notes was issued and sold upon the funding of the borrower loan #74011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $225.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,211 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigilance-excellence8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $3,318.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan: Consolidate debt and lower interest rate
This loan will be used to...pay off higher interest loan and credit card
My financial situation: Full time employee
I am a good candidate for this loan because...I pay my bills
Monthly net income: $6163.18
Monthly expenses: $5100
Housing: $0
Insurance: $139
Car expenses: $500
Utilities: $359
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $2800
Other expenses: $
after school program - 325
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/4/2012 5:04:05 PM |
| thrilling-fund427 | $50.00 | 9/4/2012 5:04:55 PM |
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:06 PM |
| sweety075 | $25.00 | 9/4/2012 5:04:41 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:08:12 PM |
| lowrater | $100.40 | 9/4/2012 5:03:43 PM |
| handy-justice | $50.00 | 9/4/2012 5:05:11 PM |
| orchestra960 | $300.00 | 9/4/2012 5:05:19 PM |
| worth-blanket2 | $6,750.00 | 9/4/2012 5:08:18 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
632140
This series of Notes was issued and sold upon the funding of the borrower loan #73767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-01-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,138 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| KJUNIOR314 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT
PLEASE HELP WITH CREDIT CARD DEBT.
I AM BEHIND ON MY BILLS.
I am a good candidate for this loan because...I AM A LOYAL PERSON. I WORK HARD AND I NEED HELP GETTING THROUGH THIS DIFFICULT SITUATION. I AM A SINGLE MOTHER AND I AM BACKED UP ON MULTIPLE CREDIT CARD BILLS.
THIS LOAN WILL HELP ME GET THROUGH THIS STRUGGLE AND IT WILL BE A BLESSING TO HAVE NO MORE WORRIES.
PLEASE HELP OUT AS MUCH AS YOU CAN IT WILL BE GLADLY APPRECIATED.
THANK YOU
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:12 PM |
| selector568 | $300.00 | 8/31/2012 5:03:31 PM |
| bubb_hans | $25.00 | 8/31/2012 5:08:44 PM |
| cash-mad-scientist3 | $25.00 | 8/31/2012 5:12:14 PM |
| the-credit-maker | $100.00 | 8/31/2012 5:34:10 PM |
| shrewd-peace7 | $25.00 | 8/31/2012 5:21:39 PM |
| pierrelasvegas | $25.00 | 8/31/2012 5:22:30 PM |
| the-silver-blaster | $50.00 | 8/31/2012 5:37:15 PM |
| Elefunt | $25.00 | 8/31/2012 5:51:31 PM |
| hope-eagle6 | $25.00 | 8/31/2012 5:11:07 PM |
| dedicated-transaction796 | $25.00 | 8/31/2012 5:18:37 PM |
| dariop | $25.01 | 8/31/2012 5:19:28 PM |
| WalnutCreekguy | $50.00 | 8/31/2012 5:20:51 PM |
| davisfl | $25.00 | 8/31/2012 6:06:24 PM |
| handshake5 | $100.00 | 8/31/2012 5:31:45 PM |
| economy-shrubbery6 | $25.00 | 8/31/2012 6:03:21 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:58 PM |
| miked8303 | $50.00 | 8/31/2012 6:05:11 PM |
| valiant-liberty4 | $25.00 | 8/31/2012 6:16:18 PM |
| adventurer447 | $300.00 | 8/31/2012 5:43:28 PM |
| authoritative-platinum7 | $50.00 | 8/31/2012 5:48:01 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:23 PM |
| cr8on | $100.00 | 8/31/2012 6:38:46 PM |
| callmebryan | $25.00 | 8/31/2012 6:56:39 PM |
| supreme-exchange547 | $25.00 | 8/31/2012 8:45:30 PM |
| duty-viola | $25.00 | 8/31/2012 8:49:19 PM |
| scrappy-diversification7 | $2,000.00 | 8/31/2012 6:18:02 PM |
| king1026 | $25.00 | 8/31/2012 8:53:29 PM |
| aprivatelender | $28.95 | 8/31/2012 11:02:38 PM |
| handy-justice | $50.00 | 8/31/2012 5:05:07 PM |
| chief64 | $200.00 | 8/31/2012 5:10:33 PM |
| asset-professor | $25.00 | 8/31/2012 5:16:21 PM |
| investment-visionary | $25.00 | 8/31/2012 5:21:12 PM |
| diplomatic-wealth7 | $25.00 | 8/31/2012 5:13:54 PM |
| unassailable-fund | $30.00 | 8/31/2012 5:04:30 PM |
| red-power-pecan | $50.00 | 8/31/2012 5:05:51 PM |
| foxtrot12 | $75.00 | 8/31/2012 5:52:16 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:57 PM |
| Katburg | $25.00 | 8/31/2012 5:26:36 PM |
| Investor_DP | $100.00 | 8/31/2012 5:54:40 PM |
| top-historic-peso | $25.00 | 8/31/2012 5:27:51 PM |
| ryan6853 | $25.11 | 8/31/2012 5:58:33 PM |
| money-baron | $50.00 | 8/31/2012 6:18:53 PM |
| riveting-credit5 | $25.00 | 8/31/2012 5:35:51 PM |
| money-baron-Roth401k | $50.00 | 8/31/2012 6:44:44 PM |
| open-minded-p2p1 | $25.00 | 8/31/2012 6:48:32 PM |
| TronMedici | $25.00 | 8/31/2012 6:36:42 PM |
| EnglishGeekInNYC | $25.00 | 8/31/2012 5:50:26 PM |
| kind-important-liberty9 | $25.00 | 8/31/2012 10:30:56 PM |
| revenue-statesperson4 | $100.00 | 8/31/2012 11:52:38 PM |
| KirosPOS | $35.00 | 8/31/2012 7:50:48 PM |
| CoyoteJack | $25.00 | 9/1/2012 4:57:23 AM |
| peaceful-social7 | $30.98 | 8/31/2012 10:11:35 PM |
| best-liberty-tranquility | $42.73 | 9/1/2012 5:21:54 AM |
| blue-subtle-integrity | $40.00 | 9/1/2012 4:06:17 AM |
| SweetSerenityInvest | $25.57 | 9/1/2012 4:20:13 AM |
| new-marketplace-lyrics | $25.00 | 9/1/2012 4:56:57 AM |
| Investing-in-you-2 | $36.65 | 9/1/2012 5:02:18 AM |
| ideal-yield5 | $25.00 | 8/31/2012 10:41:07 PM |
| the-money-maker | $25.00 | 8/31/2012 11:33:33 PM |
| pfh | $25.00 | 9/1/2012 4:21:24 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
632156
This series of Notes was issued and sold upon the funding of the borrower loan #74050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1976 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-thoughtful-money |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 15 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $13,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
680-699
(Feb-2011)
|
|
Principal balance:
| $7,944.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjaminsky | $25.00 | 9/7/2012 5:00:30 PM |
| Aberdeen | $99.00 | 9/7/2012 5:26:57 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:13 PM |
| MFBank | $50.00 | 9/7/2012 5:00:56 PM |
| sweety075 | $25.00 | 9/7/2012 5:01:38 PM |
| scholarly-order6 | $100.00 | 9/7/2012 5:01:43 PM |
| lnuss25 | $38.00 | 9/7/2012 5:05:57 PM |
| MoneyForNothing | $25.15 | 9/7/2012 5:04:14 PM |
| newest-bid-britches | $100.00 | 9/7/2012 5:15:09 PM |
| DreisersFinancier | $50.00 | 9/7/2012 5:16:43 PM |
| BankofRon_IRA | $100.00 | 9/7/2012 5:09:52 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:30 PM |
| loyalty-dragster7 | $125.00 | 9/7/2012 5:29:25 PM |
| DasMula | $25.00 | 9/7/2012 5:33:43 PM |
| SOP_Bank | $25.00 | 9/7/2012 5:22:12 PM |
| merciful-return164 | $25.00 | 9/7/2012 5:21:36 PM |
| yeti888 | $50.00 | 9/7/2012 5:35:19 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:53 PM |
| Vector | $25.00 | 9/7/2012 5:29:35 PM |
| managedfund | $201.05 | 9/7/2012 5:42:51 PM |
| kinder-credit-bear | $250.00 | 9/7/2012 5:33:36 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:10 PM |
| knee_caps | $26.00 | 9/7/2012 5:06:40 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:45 PM |
| joyous-peace443 | $25.00 | 9/7/2012 5:06:48 PM |
| handy-justice | $100.00 | 9/7/2012 5:00:49 PM |
| lowrater | $100.80 | 9/7/2012 5:00:55 PM |
| trumpeter5 | $25.00 | 9/7/2012 5:06:04 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:06 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:23 PM |
| shawnw2 | $325.00 | 9/7/2012 5:08:12 PM |
| wise-felicity-blossom | $100.00 | 9/7/2012 5:09:01 PM |
| DSFinancial | $25.00 | 9/7/2012 5:07:28 PM |
| credit-selector954 | $50.00 | 9/7/2012 5:12:53 PM |
| tolerant-responsibility051 | $285.00 | 9/7/2012 5:11:14 PM |
| Tonusb0 | $25.00 | 9/7/2012 5:31:56 PM |
| transaction-circuit | $35.00 | 9/7/2012 5:13:00 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:15 PM |
| interest-agave | $25.00 | 9/7/2012 5:34:45 PM |
| careful-vigilance4 | $25.00 | 9/7/2012 5:13:49 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:45 PM |
| the-credit-maker | $100.00 | 9/7/2012 5:20:30 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:51 PM |
| thankful-nickel2 | $25.00 | 9/7/2012 5:24:37 PM |
| JeremyLinFan | $50.00 | 9/7/2012 5:25:16 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:09 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:22 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
632162
This series of Notes was issued and sold upon the funding of the borrower loan #74209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $121.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1979 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,714 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-unassailable-generosity |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off Western Sky. I borrowed money from them in December and of course their interest rate is VERY high. I have been able to make their payments, but need to decrease the interest rate I am paying.
My financial situation:
I am a good candidate for this loan because some years ago, my credit rating was lower. I have worked hard to decrease my indebtedness and have raised my credit rating substantially. I am employed full time. I am in good standing in my employment.
Monthly net income: $4416
Monthly expenses: $2695
Housing: $940
Insurance: $120
Car expenses: $160
Utilities: $200
Phone, cable, internet: $215
Food, entertainment: $220
Clothing, household expenses: $120
Credit cards and other loans: $645
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scholarly-order6 | $25.00 | 9/2/2012 12:08:59 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:21 PM |
| community-burrito9 | $25.00 | 9/2/2012 12:06:39 PM |
| vutah | $25.00 | 9/2/2012 1:44:57 PM |
| Gregger | $25.00 | 9/2/2012 1:31:12 PM |
| silver-voyager9 | $25.00 | 9/2/2012 7:49:01 PM |
| marwadi-62 | $100.00 | 9/3/2012 11:36:39 AM |
| booster73 | $25.00 | 9/4/2012 7:52:47 AM |
| Land_on_your_feet | $25.00 | 9/4/2012 6:17:25 AM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:22 PM |
| dudebrah | $25.00 | 9/4/2012 6:34:34 PM |
| wise-peaceful-p2ploan | $32.17 | 9/5/2012 1:59:04 PM |
| ChoiceInvestments | $26.00 | 9/5/2012 4:29:44 PM |
| alaskanbearcub | $25.00 | 9/5/2012 6:20:31 PM |
| ResQDoc | $25.00 | 9/6/2012 2:19:06 AM |
| bsg43 | $25.00 | 9/6/2012 8:56:54 AM |
| LaGrangeLender | $25.00 | 9/6/2012 6:41:03 AM |
| community-oracle | $27.43 | 9/6/2012 7:18:50 AM |
| Bob450 | $25.00 | 9/6/2012 7:57:46 AM |
| ethical-truth211 | $173.47 | 9/6/2012 10:09:58 AM |
| handy-justice | $100.00 | 9/2/2012 12:11:14 PM |
| open-minded-p2p1 | $25.00 | 9/2/2012 1:28:19 PM |
| Zingaro | $25.00 | 9/2/2012 12:58:44 PM |
| SolarMoonshine | $25.00 | 9/2/2012 12:55:03 PM |
| DasMula | $25.00 | 9/2/2012 1:46:18 PM |
| managedfund | $333.00 | 9/2/2012 1:36:07 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:27 PM |
| market-bearer0 | $25.00 | 9/2/2012 5:23:52 PM |
| Rogelio48 | $40.00 | 9/2/2012 5:14:31 PM |
| green-rapid-openness | $300.00 | 9/3/2012 9:28:16 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:20 PM |
| FundMaker | $25.00 | 9/4/2012 5:32:41 PM |
| greencat | $50.00 | 9/5/2012 7:21:13 AM |
| lowrater | $50.10 | 9/5/2012 4:29:23 PM |
| whirlingdervish | $50.00 | 9/5/2012 12:58:24 PM |
| deepblue34 | $35.00 | 9/5/2012 7:27:24 PM |
| PoliticinandNegotiatin | $66.83 | 9/5/2012 8:44:01 PM |
| compatible-deal9 | $25.00 | 9/6/2012 8:10:23 AM |
| unbeatable-integrity822 | $26.00 | 9/6/2012 6:19:19 AM |
| Leshan | $35.00 | 9/6/2012 7:48:46 AM |
| duty-monger | $50.00 | 9/6/2012 8:14:11 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:14:22 AM |
| bob450-roth | $25.00 | 9/6/2012 8:19:20 AM |
| SomebodysMom | $45.00 | 9/6/2012 9:30:35 AM |
| STLRacer | $30.00 | 9/6/2012 10:00:12 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
632268
This series of Notes was issued and sold upon the funding of the borrower loan #74155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $404.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,628 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| well-mannered-camaraderi3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refinance Credit Card
Purpose of loan:
This loan will be used to refinance a higher interest rate balance on a credit card.
My financial situation:
I am a good candidate for this loan because I have excellent credit and always make my payments on time.
I am a software engineer working in the financial industry and also have a small practice performing patent and trademark litigation. Declared income reflects only my software work and is supplemented by my legal work. Legal work is more occasional now as I have a three-year old daughter who takes much of my time, so I have not included it in my income for this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/2/2012 1:06:36 PM |
| green-trade-dolphin2 | $29.16 | 9/2/2012 12:03:45 PM |
| bank-of-lomax | $50.00 | 9/2/2012 12:11:35 PM |
| engrossing-community0 | $25.00 | 9/2/2012 5:19:39 PM |
| Plutis | $25.00 | 9/2/2012 1:50:24 PM |
| revenue-carnation043 | $50.00 | 9/3/2012 9:00:26 AM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:29 PM |
| hopeful_lender | $175.00 | 9/3/2012 5:05:47 PM |
| BB-ptoploan | $50.00 | 9/4/2012 9:27:41 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:38 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:04 AM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:01 PM |
| awesome-dollar6 | $200.00 | 9/5/2012 2:31:42 AM |
| liberty-viola | $35.00 | 9/4/2012 8:24:12 PM |
| blot44 | $25.00 | 9/5/2012 4:11:51 AM |
| availableloan | $25.00 | 9/4/2012 9:08:42 PM |
| LongTail | $40.00 | 9/5/2012 10:13:12 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:45 AM |
| britgsb | $50.00 | 9/5/2012 6:06:32 PM |
| benefit-banshee | $25.00 | 9/5/2012 7:42:20 PM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:34 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:26 AM |
| historic-value7 | $200.00 | 9/7/2012 10:33:13 AM |
| pdub | $500.00 | 9/7/2012 12:40:21 PM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:30 PM |
| RocketSurgeon | $25.00 | 9/7/2012 5:01:40 PM |
| rokman | $60.00 | 9/7/2012 8:06:23 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:32 AM |
| subtle-leverage4 | $25.00 | 9/8/2012 11:37:42 AM |
| djs81 | $75.00 | 9/8/2012 1:03:26 PM |
| samurai2 | $25.00 | 9/9/2012 5:37:35 AM |
| seanambrose | $25.00 | 9/9/2012 8:04:29 AM |
| awesome-compassion5 | $25.00 | 9/9/2012 9:16:47 AM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:05 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:42 PM |
| Kunakiku | $25.00 | 9/9/2012 8:22:53 PM |
| elfincove | $75.00 | 9/10/2012 6:43:02 AM |
| neighborly-hope6 | $100.00 | 9/2/2012 12:22:40 PM |
| commerce-gargantuan2 | $100.00 | 9/2/2012 12:30:52 PM |
| bowdish1 | $100.00 | 9/2/2012 12:41:35 PM |
| dharma1 | $25.00 | 9/2/2012 12:50:05 PM |
| GoldenKoi | $100.00 | 9/3/2012 8:33:13 AM |
| kfrench | $75.00 | 9/3/2012 10:11:12 AM |
| wilkenm | $50.00 | 9/3/2012 7:40:29 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:19 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:04 AM |
| kenji4861 | $25.00 | 9/4/2012 5:06:59 PM |
| loyalty-delight6 | $25.00 | 9/4/2012 5:36:05 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:05 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:41 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:27 AM |
| Castellan | $50.00 | 9/6/2012 5:22:13 PM |
| cerebral-dollar773 | $50.00 | 9/7/2012 6:45:40 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:20 PM |
| bcash1 | $50.00 | 9/7/2012 1:50:09 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:35 PM |
| power-kin | $50.00 | 9/8/2012 8:04:18 AM |
| p40thawk | $25.00 | 9/8/2012 11:22:55 AM |
| green28 | $100.00 | 9/8/2012 11:28:08 AM |
| kevin314 | $25.00 | 9/8/2012 12:12:01 PM |
| friendinmoney | $25.00 | 9/8/2012 4:05:06 PM |
| Lotsofbears | $27.20 | 9/8/2012 2:32:24 PM |
| Lifesavings | $25.00 | 9/8/2012 4:22:26 PM |
| lendersf | $50.00 | 9/8/2012 4:31:10 PM |
| citizenX | $125.00 | 9/9/2012 11:11:18 AM |
| Batman2u | $100.00 | 9/9/2012 11:21:20 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:29 AM |
| OregonDane | $25.00 | 9/9/2012 11:09:01 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:03 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:15 PM |
| axl163 | $25.00 | 9/9/2012 7:32:38 PM |
| tender-fund1 | $58.64 | 9/10/2012 7:24:19 AM |
| interest-splendor | $40.00 | 9/9/2012 7:25:51 PM |
| thorough-marketplace441 | $45.00 | 9/9/2012 7:50:25 PM |
| paladin510 | $30.00 | 9/10/2012 5:14:01 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
632310
This series of Notes was issued and sold upon the funding of the borrower loan #73905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $353.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 26y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,209 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| maildude |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Oct-2011)
|
|
Principal balance:
| $7,087.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
BUSINESS
Purpose of loan:
This loan will be used to...
PAY OFF BILLS
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/2/2012 12:54:06 PM |
| calm-platinum957 | $35.00 | 9/2/2012 12:09:01 PM |
| lowrater | $50.40 | 9/2/2012 12:01:26 PM |
| prudent-dough458 | $25.00 | 9/2/2012 12:34:58 PM |
| justreturns | $25.00 | 9/2/2012 12:06:36 PM |
| indomitable-coin | $25.00 | 9/2/2012 12:28:38 PM |
| LaGrangeLender | $50.00 | 9/2/2012 12:29:11 PM |
| prudent-deal662 | $25.00 | 9/2/2012 1:19:05 PM |
| LoanerPrincipal | $25.00 | 9/2/2012 12:32:51 PM |
| AFairDeal | $25.00 | 9/2/2012 12:35:44 PM |
| aztec | $50.00 | 9/2/2012 12:31:49 PM |
| bellaquito | $500.00 | 9/2/2012 1:51:48 PM |
| bowdish1 | $100.00 | 9/2/2012 12:41:35 PM |
| ingenious-deal6 | $25.00 | 9/2/2012 12:55:31 PM |
| payout-reaction740 | $25.00 | 9/2/2012 12:57:47 PM |
| balance-solo0 | $50.00 | 9/2/2012 6:30:40 PM |
| five-star-note | $25.00 | 9/2/2012 2:00:16 PM |
| Plutis | $25.00 | 9/2/2012 1:50:24 PM |
| Utonomy | $100.00 | 9/2/2012 3:19:46 PM |
| blue-laudable-dinero | $25.00 | 9/2/2012 9:10:16 PM |
| exciting-finance288 | $30.00 | 9/2/2012 9:41:27 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:47:53 PM |
| topher515 | $25.00 | 9/2/2012 5:47:41 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:23 PM |
| Castelj | $30.00 | 9/3/2012 5:18:24 AM |
| Tradesmanlender | $25.00 | 9/3/2012 9:36:06 AM |
| Kame | $25.00 | 9/3/2012 9:37:32 AM |
| riproaringrapids | $50.00 | 9/3/2012 9:38:20 AM |
| affluence-birdie7 | $25.00 | 9/3/2012 7:33:22 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:17 PM |
| loyalist1 | $200.00 | 9/4/2012 7:13:01 AM |
| zchickan | $50.00 | 9/4/2012 7:37:03 AM |
| nourishing-wampum7 | $50.00 | 9/3/2012 8:06:00 PM |
| bid-carrier0 | $25.00 | 9/3/2012 9:25:08 PM |
| bdiddy1268 | $30.00 | 9/4/2012 5:56:49 AM |
| benefit-dreams | $25.00 | 9/4/2012 8:20:44 AM |
| SPB | $50.00 | 9/4/2012 8:24:33 AM |
| anacent | $25.00 | 9/4/2012 9:18:27 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:50 AM |
| best-tenacious-revenue | $25.00 | 9/4/2012 9:50:30 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:39 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:47 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:04 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:21 PM |
| Nazbuster | $100.00 | 9/4/2012 12:40:41 PM |
| urbane-deal152 | $50.00 | 9/4/2012 5:02:00 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:01 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:20 PM |
| LeReve | $500.00 | 9/4/2012 5:19:29 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:28 PM |
| nickel-ferret | $25.00 | 9/4/2012 5:12:47 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:41 PM |
| 108lender | $200.00 | 9/4/2012 5:32:22 PM |
| IP | $25.00 | 9/4/2012 5:34:18 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:45 PM |
| DreisersFinancier | $50.00 | 9/4/2012 5:38:01 PM |
| enticing-note | $25.00 | 9/4/2012 5:57:49 PM |
| luminous-finance9 | $25.00 | 9/4/2012 6:36:40 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:01 PM |
| RocketSurgeon | $25.00 | 9/4/2012 6:15:26 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:13 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:21 PM |
| adaptable-benefit6 | $25.00 | 9/4/2012 7:58:57 PM |
| vtrentster | $27.74 | 9/5/2012 6:22:01 AM |
| american6 | $50.00 | 9/5/2012 9:37:21 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:11 AM |
| kenji4861 | $25.00 | 9/5/2012 10:18:14 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:01 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:03 PM |
| richboy56 | $25.00 | 9/5/2012 5:03:05 PM |
| TC_12June12 | $25.00 | 9/5/2012 5:37:26 PM |
| magical-credit523 | $25.00 | 9/5/2012 5:42:06 PM |
| silver-explorer6 | $25.00 | 9/5/2012 5:31:13 PM |
| influential-benjamins0 | $100.00 | 9/5/2012 5:37:21 PM |
| honker425 | $100.00 | 9/5/2012 5:36:15 PM |
| circuitfive | $25.00 | 9/5/2012 5:39:31 PM |
| flexible-rate1 | $25.00 | 9/5/2012 5:40:51 PM |
| UstedEsElHombre | $100.00 | 9/5/2012 5:56:54 PM |
| aggresive-commerce8 | $50.00 | 9/5/2012 5:47:48 PM |
| important-diversification620 | $25.00 | 9/5/2012 5:48:54 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:45 PM |
| dough-souffle | $25.00 | 9/5/2012 6:04:22 PM |
| skro | $25.00 | 9/5/2012 6:00:16 PM |
| empire051 | $25.00 | 9/5/2012 6:01:38 PM |
| TennSquire | $25.00 | 9/5/2012 6:04:28 PM |
| focused-benefit3 | $30.00 | 9/5/2012 6:04:01 PM |
| Axium | $50.00 | 9/5/2012 6:13:43 PM |
| DadWarbucks | $25.00 | 9/5/2012 6:17:11 PM |
| authentic-liberty7 | $25.00 | 9/5/2012 6:44:45 PM |
| red-ethical-duty6 | $25.00 | 9/5/2012 7:24:17 PM |
| rupee-work-for-me | $25.00 | 9/5/2012 8:13:37 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:32 PM |
| breathtaking-rupee9 | $25.00 | 9/5/2012 8:32:36 PM |
| hawk357 | $10.27 | 9/5/2012 9:15:07 PM |
| Culebra1930 | $75.00 | 9/5/2012 5:58:26 PM |
| L-Dogg | $40.00 | 9/2/2012 12:12:25 PM |
| green-trade-dolphin2 | $53.88 | 9/2/2012 12:02:43 PM |
| entertaining-rate9 | $25.00 | 9/2/2012 12:03:33 PM |
| spirit07a | $100.00 | 9/2/2012 12:45:26 PM |
| ready-bid9 | $50.00 | 9/2/2012 12:13:40 PM |
| BB-ptoploan | $50.00 | 9/2/2012 12:58:13 PM |
| marwadi-62 | $200.00 | 9/2/2012 1:37:22 PM |
| awwaww | $25.00 | 9/2/2012 12:41:21 PM |
| aabadabadoo | $25.00 | 9/2/2012 12:33:29 PM |
| ready-interest9 | $25.00 | 9/2/2012 12:46:25 PM |
| kfrench | $75.00 | 9/2/2012 1:21:36 PM |
| elfincove | $25.00 | 9/3/2012 5:51:30 AM |
| keen-credit6 | $26.00 | 9/3/2012 6:40:37 AM |
| Rulea72 | $25.00 | 9/3/2012 8:11:31 AM |
| revenue-carnation043 | $25.00 | 9/3/2012 9:02:54 AM |
| credit-maple | $25.00 | 9/3/2012 9:53:26 AM |
| active-reward7 | $50.00 | 9/3/2012 10:44:13 AM |
| compatible-deal9 | $50.00 | 9/3/2012 11:16:08 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:44:49 PM |
| social-comet224 | $25.00 | 9/3/2012 2:59:01 PM |
| BxRealtor | $25.00 | 9/4/2012 9:55:28 AM |
| loan-upholder4 | $25.00 | 9/4/2012 9:17:01 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:24 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:20 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:05 AM |
| credit-prodigy4 | $80.00 | 9/4/2012 4:52:08 PM |
| yield-hut | $25.00 | 9/4/2012 4:53:01 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:07 PM |
| Koomarbit | $30.00 | 9/4/2012 5:04:41 PM |
| wise-virtuous-vigilance | $100.00 | 9/4/2012 5:13:30 PM |
| proper-commitment5 | $25.00 | 9/4/2012 5:07:04 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:44 PM |
| loyalty-delight6 | $25.00 | 9/4/2012 5:36:05 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:14 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:25 PM |
| CreditBuilder2 | $25.01 | 9/4/2012 5:38:22 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:41 PM |
| attentive-compassion1 | $50.00 | 9/4/2012 7:54:38 PM |
| felicity-taxi4 | $25.00 | 9/4/2012 8:31:34 PM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:34 AM |
| phaded | $25.00 | 9/5/2012 9:36:15 AM |
| gjm6d | $25.00 | 9/5/2012 10:04:24 AM |
| WxChem | $30.00 | 9/5/2012 10:02:41 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:45 AM |
| skillful-auction | $25.00 | 9/5/2012 10:19:14 AM |
| blue-laudable-dinero | $50.00 | 9/5/2012 10:32:09 AM |
| Interloper | $35.00 | 9/5/2012 11:26:43 AM |
| Tonusb0 | $25.00 | 9/5/2012 1:27:22 PM |
| Rivervale_Westwood | $30.97 | 9/5/2012 12:25:39 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:03 PM |
| dogbait | $85.00 | 9/5/2012 2:20:22 PM |
| Investoman | $25.00 | 9/5/2012 5:06:12 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:02 PM |
| chestnut4 | $25.00 | 9/5/2012 5:47:35 PM |
| loan-mammal | $100.00 | 9/5/2012 5:56:59 PM |
| Aimvest | $25.00 | 9/5/2012 5:42:58 PM |
| cybernosha | $25.00 | 9/5/2012 5:41:34 PM |
| fantastic-investment9 | $25.00 | 9/5/2012 5:42:00 PM |
| lakshmilila | $25.00 | 9/5/2012 5:43:48 PM |
| student17354 | $25.00 | 9/5/2012 5:45:56 PM |
| sigue | $25.00 | 9/5/2012 5:48:14 PM |
| ksamba | $25.00 | 9/5/2012 5:54:08 PM |
| ivy-league-MBA | $25.00 | 9/5/2012 6:09:17 PM |
| fox798 | $25.00 | 9/5/2012 6:03:25 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:02 PM |
| chief64 | $200.00 | 9/5/2012 6:08:14 PM |
| ti22ring | $25.00 | 9/5/2012 6:16:37 PM |
| ChrisTJ | $25.00 | 9/5/2012 6:23:07 PM |
| bid-banjo3 | $100.00 | 9/5/2012 6:24:27 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:08 PM |
| Vegasjim | $25.00 | 9/5/2012 6:21:20 PM |
| down-with-big-banks1 | $25.00 | 9/5/2012 6:23:05 PM |
| wwwUniversal | $25.00 | 9/5/2012 6:31:25 PM |
| antlr | $25.00 | 9/5/2012 8:23:09 PM |
| SamyFromRI | $25.00 | 9/5/2012 7:18:52 PM |
| Leopoldine | $25.73 | 9/5/2012 7:18:39 PM |
| powerful-deal8 | $50.00 | 9/5/2012 8:16:09 PM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
632312
This series of Notes was issued and sold upon the funding of the borrower loan #73996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,304 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| statuesque-credit398 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2012)
720-739
(Dec-2011)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $100.00 | 9/5/2012 5:01:37 PM |
| fabulous-community4 | $100.00 | 9/5/2012 5:02:04 PM |
| MG_Holdings | $25.00 | 9/5/2012 5:02:14 PM |
| bubb_hans | $25.00 | 9/5/2012 5:02:45 PM |
| DasMula | $100.00 | 9/5/2012 5:09:00 PM |
| BankofRon_IRA | $100.00 | 9/5/2012 5:04:28 PM |
| vanklein | $25.00 | 9/5/2012 5:07:35 PM |
| scholarly-order6 | $50.00 | 9/5/2012 5:23:03 PM |
| DSFinancial | $25.00 | 9/5/2012 5:12:41 PM |
| money-surge1 | $25.00 | 9/5/2012 5:14:17 PM |
| the-credit-maker | $100.00 | 9/5/2012 5:32:09 PM |
| kinder-credit-bear | $250.00 | 9/5/2012 5:33:03 PM |
| et28 | $75.00 | 9/5/2012 5:22:08 PM |
| adventurer447 | $294.60 | 9/5/2012 5:35:22 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:11 PM |
| jiftostada | $25.00 | 9/5/2012 5:27:07 PM |
| a-credit-rotation | $25.00 | 9/5/2012 5:32:28 PM |
| LittleMingo | $30.00 | 9/5/2012 5:21:07 PM |
| auction-iris9 | $120.00 | 9/5/2012 5:10:33 PM |
| lowrater | $150.40 | 9/5/2012 5:02:07 PM |
| handy-justice | $100.00 | 9/5/2012 5:02:18 PM |
| DasMula | $50.00 | 9/5/2012 5:08:45 PM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 5:12:33 PM |
| understanding-dollar67 | $25.00 | 9/5/2012 5:32:41 PM |
| professional-vigilance9 | $100.00 | 9/5/2012 5:22:36 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 5:24:53 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
632356
This series of Notes was issued and sold upon the funding of the borrower loan #74119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $370 |
Total credit lines:
| 29 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $648 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-compassion-youngster |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to jumpstart my business known as Cage Cream. Cage Cream is a Multi-Purpose Grooming Cream, which means it can be used as a Pre-Shave Conditioner, Shaving Cream, After-Shave Balm, Face Moisturizer, Body Lotion, Muscle Rub, and Hair Styling Creme. Cage Cream is packed with many natural ingredients reputed to contribute to healthy hair and skin. This product is designed to target MMA and extreme athletes. Additional information can be found at www.cagecream.com. I believe that this will be a successful venture because:
1) On Facebook alone, there are over 1M males between the ages of 18-40 that meet the target demographic for Cage Cream.
2) Cage Cream currently has 1,825 Fans on Facebook and coninues to grow everyday.
3) People are fanatical about the sport of MMA. Marshal Cohen, chief industry analyst at the NPD Group, a market research firm, has stated "I don't know who is more fanatic, mixed martial arts people or NASCAR people. But in either case, when you're that fanatical there is a tremendous allegience to a brand, and it's all about the lifestyle. It's almost a club."
4) Consider the success of TAPOUT MMA clothing. Two years ago, TAPOUT generated $200M in annual revenue - more than 16 times its $12M revenue in 2006.
5) According to the Gallup Organization, Cosmetics account for one of every five items sold everyday in U.S. supermarkets, drug chains, and mass merchandizers. Additionally, the Cosmetic Business is one of the recession-proof businesses out there. Cage Cream is considered a Cosmetic Product for men.
My financial situation:
I am a good candidate for this loan because:
1) I have a very unique product with a special niche.
2) I currently manage a business which produces $7M in Top-Line Revenues anually with a 23% Profit Margin.
3) I have a strong entrepeneurial spirit with a stronger desire to succeed.
4) My current annual household combined income is $124K
Budget for $15,000 Loan:
*Manufacturer set up fees: $2,000
*Beginning Inventory: $3,000
*Graphic Designer Fee to enhance Logo: $800
*Professional Website enhancement & SEO fee: $1,200
*Marketing Materials (Banners, Post Cards, Apparel, Collateral): $1,800
*Sponsorships: $3,000
*Professional Video Marketing piece: $1,200
*Updated Photography for Cage Cream website: $1,000
*Misc. & Contingency: $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/4/2012 5:09:09 PM |
| worth-blanket2 | $13,500.00 | 9/4/2012 5:07:47 PM |
| WxChem | $30.00 | 9/4/2012 5:23:13 PM |
| benevolent-marketplace4 | $1,315.00 | 9/4/2012 5:47:50 PM |
| pdli_dude | $25.00 | 9/4/2012 5:09:18 PM |
| scholarly-order6 | $50.00 | 9/4/2012 5:14:58 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:49 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:59 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
632452
This series of Notes was issued and sold upon the funding of the borrower loan #74137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $173.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 4m |
|
Amount delinquent:
| $179,158 |
Total credit lines:
| 33 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,302 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fervent-integrity554 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving & Household Expenses
Purpose of loan:
This loan will be used to fund relocation cost, purchase appliances for the home and pay deposits for household utilities.
My financial situation:
I am a good candidate for this loan because I have a steady job and pay my debt off quickly. I am owed additional funds from a previous landlord and my gas cost will be greatly reduced after the move.
Monthly net income: $ 5000
Monthly expenses: $ 3500
Housing: $ 1400
Insurance: $ 120
Car expenses: $ 300
Utilities: $ 300
Phone, cable, internet: $ 120
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| subtle-bill727 | $25.00 | 9/2/2012 12:49:05 PM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:34 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:22 PM |
| toblerone | $25.00 | 9/2/2012 1:07:44 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:20 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:21 PM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:47 PM |
| LeReve | $500.00 | 9/4/2012 5:19:53 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:46 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:25 PM |
| benevolent-marketplace4 | $2,135.00 | 9/4/2012 5:47:43 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:51 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:05 AM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:46 PM |
| order-tamale | $400.00 | 9/4/2012 5:02:41 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:15:22 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:11 PM |
| transparency-sapling | $25.00 | 9/4/2012 5:44:52 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:47 PM |
| mikbos | $25.00 | 9/4/2012 5:40:54 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
632462
This series of Notes was issued and sold upon the funding of the borrower loan #74120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $167.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
12 | Length of status: | 17y 3m |
|
Amount delinquent:
| $11,280 |
Total credit lines:
| 62 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $2,126 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mowerfixer1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
740-759
(Jul-2008)
740-759
(Jun-2008)
740-759
(May-2008)
|
|
Principal balance:
| $2,427.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Business
Purpose of loan:
This loan will be used to update and replace my current equipment inventory. As we go away from a busy and profitable summer season, the fall becomes a very important time to service, repair and replace any equipment that needs it. During the winter months I find much better deals to replace my handheld equipment as well as repair rates for machines needing repair. This fall I will look to add a second mower to my fleet as a dependable "back up" mower for next season. Winter is also a time a lot of other companies go out of business or need to sell equipment for cash to pay their bills.
My financial situation:
I am a good candidate for this loan because I do plan on using $2400 of this loan to payoff my current prosper loan, which will be my second loan paidoff through Prosper. Therefore eliminating the current payment and keeping only the payment on this loan. I have been in business for myself since 1996. I have a great customer base and a business that continues to grow through referrals.
Thanks so much for any interest in this loan, please bid with confidence.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-bid9 | $50.00 | 9/5/2012 5:03:00 PM |
| phaded | $25.00 | 9/5/2012 5:17:07 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:10 PM |
| MathProfessor | $25.00 | 9/5/2012 5:26:23 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:22 PM |
| The-CAPS-fan | $25.00 | 9/5/2012 5:47:39 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:23 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:18 PM |
| lowrater | $50.40 | 9/5/2012 6:45:17 PM |
| LeReve | $500.00 | 9/5/2012 6:35:52 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:07:27 PM |
| WorkingTA | $25.00 | 9/5/2012 9:38:30 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:41 PM |
| VIPLLC | $25.00 | 9/5/2012 7:20:15 PM |
| TMBank | $41.57 | 9/5/2012 8:13:07 PM |
| derwiki | $25.00 | 9/5/2012 10:01:56 PM |
| weatherman89 | $25.00 | 9/5/2012 11:02:53 PM |
| thehousewife | $25.00 | 9/6/2012 8:29:52 AM |
| atlas100 | $50.00 | 9/6/2012 6:27:40 AM |
| Sneezie | $36.00 | 9/6/2012 9:06:10 AM |
| IamSparticus | $25.00 | 9/6/2012 7:06:56 AM |
| blue-laudable-dinero | $25.00 | 9/6/2012 7:33:42 AM |
| duty-monger | $50.00 | 9/6/2012 8:17:54 AM |
| crdcteng | $25.00 | 9/6/2012 9:25:50 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:24 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:21 AM |
| lagnisiruk | $25.00 | 9/6/2012 9:53:44 AM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:48 PM |
| peaceful-treasure1 | $25.00 | 9/6/2012 1:23:00 PM |
| Dubbs360 | $131.77 | 9/6/2012 1:39:38 PM |
| aztec | $50.00 | 9/5/2012 5:03:52 PM |
| gravbox | $25.00 | 9/5/2012 5:21:47 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:26 PM |
| jazz619 | $25.00 | 9/5/2012 5:32:26 PM |
| liberty-viola | $30.00 | 9/5/2012 5:35:00 PM |
| attentive-compassion1 | $50.00 | 9/5/2012 5:51:09 PM |
| loan-mammal | $100.00 | 9/5/2012 5:57:03 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:11 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:11 PM |
| janeybooboo | $25.25 | 9/5/2012 6:18:42 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:35 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:06 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:45 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:42 PM |
| Nazbuster | $100.00 | 9/5/2012 6:52:25 PM |
| gilbrear | $25.00 | 9/6/2012 4:23:44 AM |
| atbright | $25.00 | 9/5/2012 9:07:02 PM |
| djh47a | $25.00 | 9/6/2012 7:08:32 AM |
| Leshan | $100.00 | 9/6/2012 7:45:09 AM |
| treasure-hunter270 | $50.00 | 9/6/2012 8:07:17 AM |
| nycgoat | $25.00 | 9/6/2012 4:22:45 AM |
| munnu | $25.00 | 9/6/2012 6:55:00 AM |
| bughead | $25.00 | 9/6/2012 9:07:19 AM |
| brondero | $52.00 | 9/6/2012 7:25:53 AM |
| loyalist1 | $200.00 | 9/6/2012 8:19:44 AM |
| britgsb | $33.00 | 9/6/2012 9:50:55 AM |
| kwan | $25.00 | 9/6/2012 9:44:05 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:41 AM |
| Jassi | $25.00 | 9/6/2012 10:20:06 AM |
| finder072 | $25.00 | 9/6/2012 10:50:45 AM |
| citytreker | $25.00 | 9/6/2012 11:26:03 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:41 AM |
| Bank42 | $25.00 | 9/6/2012 11:58:50 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:31 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
632612
This series of Notes was issued and sold upon the funding of the borrower loan #74399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,248 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| harmonious-basis0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consilidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/3/2012 9:27:43 AM |
| reward-adventure | $50.00 | 9/3/2012 9:06:15 AM |
| bellaquito | $500.00 | 9/3/2012 6:23:54 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:16 PM |
| 52digital | $75.00 | 9/6/2012 4:40:38 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:39 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:30 AM |
| pdub | $250.00 | 9/7/2012 12:42:21 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:03 PM |
| sgt-schultz | $27.00 | 9/7/2012 1:37:56 PM |
| a-helping-hand | $50.00 | 9/7/2012 2:08:55 PM |
| happy-return1 | $25.00 | 9/7/2012 2:15:34 PM |
| handy-justice | $25.00 | 9/3/2012 9:12:16 AM |
| vutah | $45.00 | 9/3/2012 10:59:04 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:40 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:23 PM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:24 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:26 PM |
| rate-advocator7 | $100.00 | 9/5/2012 9:25:54 PM |
| appetizing-loyalty354 | $100.00 | 9/5/2012 9:30:43 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:07:06 PM |
| Bob450 | $25.00 | 9/7/2012 9:24:18 AM |
| lunareclipse | $73.00 | 9/7/2012 4:48:28 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
632614
This series of Notes was issued and sold upon the funding of the borrower loan #74032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-03-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $277.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,498 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| community-plasma4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2012)
|
|
Principal balance:
| $6,616.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| structure9 | $25.00 | 9/1/2012 12:07:09 PM |
| justreturns | $25.00 | 9/1/2012 12:07:35 PM |
| durability-ace9 | $30.00 | 9/1/2012 12:17:17 PM |
| gold-sushi | $25.00 | 9/1/2012 12:13:18 PM |
| return-pioneer221 | $25.00 | 9/1/2012 12:16:21 PM |
| mckhbnpc | $39.00 | 9/1/2012 12:22:02 PM |
| duty-viola | $25.00 | 9/1/2012 12:43:23 PM |
| Kaj | $25.00 | 9/1/2012 12:35:01 PM |
| whitegoldira | $100.00 | 9/1/2012 1:15:18 PM |
| money-bauble | $100.00 | 9/1/2012 12:46:01 PM |
| persist_in_doing | $25.00 | 9/1/2012 1:03:39 PM |
| 84928429 | $50.00 | 9/1/2012 12:53:44 PM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:15 PM |
| Investor_DP | $100.00 | 9/1/2012 1:27:07 PM |
| money-genome84 | $250.00 | 9/1/2012 1:28:06 PM |
| UHcougars | $25.00 | 9/1/2012 2:08:57 PM |
| reverent-finance79 | $50.00 | 9/1/2012 1:39:06 PM |
| gjm6d | $25.00 | 9/1/2012 1:43:22 PM |
| Badgworth | $37.26 | 9/1/2012 3:27:56 PM |
| managedfund | $1,333.00 | 9/1/2012 1:57:17 PM |
| credit-wheel7 | $25.00 | 9/1/2012 2:01:56 PM |
| 1stPlace | $100.00 | 9/1/2012 2:08:21 PM |
| evergreen759 | $68.00 | 9/1/2012 7:01:34 PM |
| orange-preeminant-bill | $25.00 | 9/1/2012 1:45:07 PM |
| emergencyMD | $25.00 | 9/1/2012 3:08:51 PM |
| cr8on | $150.00 | 9/1/2012 1:59:14 PM |
| Imaginos1892 | $100.00 | 9/1/2012 3:52:35 PM |
| pembull | $25.00 | 9/1/2012 2:01:58 PM |
| red-rate-whistle | $35.00 | 9/1/2012 9:14:56 PM |
| SLN-10 | $30.00 | 9/1/2012 2:07:06 PM |
| matthewrburk | $71.17 | 9/1/2012 5:30:11 PM |
| bill-expert | $25.00 | 9/1/2012 3:01:55 PM |
| HeroSupport | $40.00 | 9/2/2012 5:13:15 AM |
| kila-designer | $250.00 | 9/1/2012 5:22:30 PM |
| tolerant-dime2 | $38.99 | 9/1/2012 10:25:47 PM |
| westcoastsun | $25.00 | 9/2/2012 10:27:34 AM |
| DoctorJoe | $25.00 | 9/2/2012 10:32:15 AM |
| jybank | $50.00 | 9/1/2012 8:56:49 PM |
| Endeavour | $60.00 | 9/2/2012 5:15:38 AM |
| lnuss25 | $25.00 | 9/2/2012 5:00:22 AM |
| platinum-admiral8 | $25.00 | 9/2/2012 5:45:28 AM |
| direct-transaction0 | $32.00 | 9/2/2012 7:04:29 AM |
| Jloaner | $100.00 | 9/2/2012 8:10:20 AM |
| trumpeter391 | $38.09 | 9/2/2012 10:49:42 AM |
| bunnybear | $30.00 | 9/2/2012 10:51:54 AM |
| wyvernspire | $55.70 | 9/2/2012 12:04:02 PM |
| Leshan | $75.00 | 9/2/2012 12:20:04 PM |
| money-baron-roth-IRA | $50.00 | 9/2/2012 1:30:40 PM |
| melodious-fairness | $25.00 | 9/2/2012 12:25:52 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:21 PM |
| gold-cluster | $50.00 | 9/2/2012 2:17:01 PM |
| Dream-Maker06 | $25.00 | 9/2/2012 2:09:04 PM |
| jmeasn | $25.00 | 9/2/2012 2:47:17 PM |
| RedmondMan | $25.00 | 9/2/2012 2:53:38 PM |
| upbeat-investment9 | $25.00 | 9/2/2012 5:49:46 PM |
| lovely-order7 | $25.00 | 9/2/2012 11:18:14 PM |
| akesef | $25.00 | 9/3/2012 4:22:33 AM |
| AF-Chief | $25.00 | 9/1/2012 12:14:47 PM |
| peso-lyrics7 | $50.00 | 9/1/2012 12:25:56 PM |
| the-silver-blaster | $50.00 | 9/1/2012 12:09:51 PM |
| community-burrito9 | $35.00 | 9/1/2012 12:15:13 PM |
| LuckyDuck49 | $25.00 | 9/1/2012 12:39:29 PM |
| loan-fate | $50.00 | 9/1/2012 12:24:27 PM |
| tech310 | $50.00 | 9/1/2012 12:29:01 PM |
| et28 | $75.00 | 9/1/2012 12:17:29 PM |
| tolerant-responsibility051 | $2,000.00 | 9/1/2012 12:34:02 PM |
| BB-ptoploan | $50.00 | 9/1/2012 12:47:55 PM |
| entertaining-rate9 | $25.00 | 9/1/2012 1:05:07 PM |
| nex | $25.00 | 9/1/2012 12:52:50 PM |
| Comoparklender | $25.00 | 9/1/2012 1:13:03 PM |
| mikbos | $25.00 | 9/1/2012 12:59:25 PM |
| Military_Money_Wise | $25.00 | 9/1/2012 1:06:22 PM |
| jetavana | $25.00 | 9/1/2012 1:35:55 PM |
| thepillowsack | $25.00 | 9/1/2012 1:07:26 PM |
| newfoundation | $25.00 | 9/1/2012 1:37:59 PM |
| Silver_Rupee | $25.01 | 9/1/2012 1:55:50 PM |
| Assets-Up | $25.00 | 9/1/2012 1:30:51 PM |
| payout-paladin3 | $300.00 | 9/1/2012 2:01:54 PM |
| RGlad | $250.00 | 9/1/2012 2:13:45 PM |
| five-star-note | $25.00 | 9/1/2012 2:22:37 PM |
| msh345 | $25.00 | 9/1/2012 2:31:33 PM |
| EnglishGeekInNYC | $25.00 | 9/1/2012 1:30:36 PM |
| Money__Tree | $200.00 | 9/1/2012 1:56:08 PM |
| enriched-return057 | $50.00 | 9/1/2012 3:52:20 PM |
| moola-accelerator6 | $30.00 | 9/1/2012 1:35:49 PM |
| squarebob | $25.00 | 9/1/2012 5:47:02 PM |
| Rico47 | $25.00 | 9/1/2012 6:00:40 PM |
| DiligentiaLLC | $75.00 | 9/1/2012 6:39:25 PM |
| mikeandcat | $50.00 | 9/1/2012 7:09:21 PM |
| wwwUniversal | $25.00 | 9/1/2012 1:59:55 PM |
| Fitiwalt7 | $25.00 | 9/1/2012 9:15:44 PM |
| liberty-tostada7 | $50.00 | 9/1/2012 2:20:14 PM |
| Ben-Siegelbaum | $50.00 | 9/2/2012 3:59:29 AM |
| bullish2bearish | $32.00 | 9/2/2012 4:43:16 AM |
| Whipster | $40.00 | 9/2/2012 5:10:29 AM |
| sensible-fund | $25.00 | 9/2/2012 8:18:53 AM |
| cassperr | $25.00 | 9/1/2012 6:31:00 PM |
| bonus-seahorse | $25.00 | 9/1/2012 10:42:40 PM |
| quest0 | $50.00 | 9/2/2012 6:24:37 AM |
| rockhound84 | $25.00 | 9/2/2012 6:27:25 AM |
| well-mannered-income3 | $80.00 | 9/2/2012 5:13:02 AM |
| reward-pizza0 | $25.00 | 9/2/2012 5:43:45 AM |
| compassionenstein0 | $25.00 | 9/2/2012 8:22:15 AM |
| goal-benefit2 | $50.00 | 9/2/2012 10:56:41 AM |
| charming-exchange7 | $25.00 | 9/2/2012 12:14:32 PM |
| interstellar | $75.00 | 9/2/2012 12:11:10 PM |
| gold-fluffy-bunny4 | $25.00 | 9/2/2012 12:16:41 PM |
| 1randyp | $25.00 | 9/2/2012 12:18:03 PM |
| fortytwo | $100.00 | 9/2/2012 12:35:12 PM |
| lunaireMD | $50.00 | 9/2/2012 2:03:10 PM |
| spirit07a | $100.00 | 9/2/2012 12:45:25 PM |
| EL_Papin | $25.00 | 9/2/2012 12:51:54 PM |
| smart-gain | $50.00 | 9/2/2012 12:48:20 PM |
| CAGE-Investments | $25.00 | 9/2/2012 12:52:09 PM |
| integrity-doctor | $100.00 | 9/2/2012 4:40:20 PM |
| trajectory8 | $25.00 | 9/2/2012 1:30:17 PM |
| topher515 | $25.00 | 9/2/2012 5:47:40 PM |
| bold-social-widget | $25.00 | 9/2/2012 1:43:43 PM |
| benjamins-worker5 | $150.00 | 9/2/2012 10:20:27 PM |
| revenue-appraiser | $25.00 | 9/2/2012 4:24:10 PM |
| best-commerce-leader | $113.40 | 9/3/2012 3:57:30 AM |
| FWF-kinetic | $25.00 | 9/2/2012 10:18:03 PM |
| benjamins-worker5 | $100.00 | 9/2/2012 10:10:46 PM |
| revenue-statesperson4 | $200.00 | 9/3/2012 12:44:50 AM |
| professional-coin1 | $150.00 | 9/3/2012 2:24:42 AM |
| professional-coin1 | $50.00 | 9/3/2012 2:36:30 AM |
| dough-kitten5 | $6.38 | 9/3/2012 4:45:52 AM |
| exchange-den5 | $25.00 | 9/3/2012 4:41:37 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
632628
This series of Notes was issued and sold upon the funding of the borrower loan #74218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,955 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dessert881 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2011)
|
|
Principal balance:
| $3,239.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $1900
Housing: $1100
Insurance: $94Car expenses: $100
Utilities: $30Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $496
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/3/2012 5:11:44 PM |
| handy-justice | $100.00 | 9/3/2012 5:02:05 PM |
| trumpeter391 | $25.00 | 9/3/2012 5:01:19 PM |
| sensible-fund | $25.00 | 9/3/2012 5:14:25 PM |
| reward-adventure | $50.00 | 9/3/2012 5:22:26 PM |
| agreement-mesh9 | $35.00 | 9/3/2012 5:24:38 PM |
| five-star-note | $25.00 | 9/3/2012 6:17:00 PM |
| joey1011 | $25.00 | 9/4/2012 7:32:53 AM |
| wilkenm | $25.00 | 9/3/2012 7:39:22 PM |
| MStax | $27.13 | 9/4/2012 9:02:05 AM |
| stock106 | $25.00 | 9/4/2012 6:53:54 AM |
| gain-expert | $30.00 | 9/4/2012 9:18:32 AM |
| lunareclipse | $100.00 | 9/4/2012 10:40:37 AM |
| compatible-deal9 | $25.00 | 9/4/2012 10:24:40 AM |
| compassion-paladin042 | $25.00 | 9/4/2012 1:58:52 PM |
| prudent-payment316 | $30.00 | 9/4/2012 4:14:20 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:35 PM |
| dudebrah | $25.00 | 9/4/2012 6:42:53 PM |
| DiligentiaLLC | $50.00 | 9/5/2012 5:40:44 AM |
| 420limo | $25.00 | 9/4/2012 10:05:45 PM |
| DreDub | $25.00 | 9/5/2012 9:19:37 AM |
| money-baron-roth-IRA | $50.00 | 9/5/2012 11:16:55 AM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:56:54 PM |
| secureincome | $777.00 | 9/5/2012 5:27:08 PM |
| money-baron-Roth401k | $25.00 | 9/5/2012 6:08:21 PM |
| lnuss25 | $25.00 | 9/3/2012 5:05:14 PM |
| lowrater | $50.40 | 9/3/2012 5:27:24 PM |
| let_me_retire | $25.00 | 9/4/2012 5:49:34 AM |
| roux | $25.00 | 9/3/2012 6:56:14 PM |
| important-trade094 | $30.00 | 9/4/2012 4:16:01 AM |
| AngusFarmer | $25.00 | 9/4/2012 8:18:13 AM |
| worthy-bid8 | $100.00 | 9/4/2012 9:12:20 AM |
| just-finance2 | $25.00 | 9/4/2012 10:11:49 AM |
| COtheBeast | $25.00 | 9/4/2012 4:12:41 PM |
| moola-monger9 | $75.00 | 9/4/2012 2:10:28 PM |
| chameleon125 | $25.00 | 9/4/2012 4:44:40 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:33 PM |
| compounding21 | $25.00 | 9/4/2012 5:22:50 PM |
| managedfund | $777.00 | 9/4/2012 6:00:01 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:14:28 PM |
| jmeasn | $40.00 | 9/4/2012 9:20:57 PM |
| kila-designer | $100.00 | 9/4/2012 7:36:52 PM |
| boss520 | $50.00 | 9/4/2012 11:36:56 PM |
| repayment-uprising | $25.00 | 9/5/2012 5:19:32 AM |
| Bank42 | $25.00 | 9/5/2012 7:40:25 AM |
| tolerant-responsibility051 | $500.00 | 9/5/2012 9:02:48 AM |
| AF-Chief | $25.00 | 9/5/2012 9:31:12 AM |
| ore-dojo | $30.00 | 9/5/2012 11:24:07 AM |
| richboy56 | $25.00 | 9/5/2012 5:03:06 PM |
| Basset_Hound_Investments | $29.84 | 9/5/2012 3:54:49 PM |
| jiftostada | $25.00 | 9/5/2012 5:27:06 PM |
| Index_Plus | $83.63 | 9/5/2012 6:54:13 PM |
| versatile-dime442 | $100.00 | 9/5/2012 6:33:48 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
632662
This series of Notes was issued and sold upon the funding of the borrower loan #74332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $642.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125,900 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-mulberry816 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to... expand my small business, a small counseling practice, which has 9 employees.
My financial situation:
I am a good candidate for this loan because...I have consistently paid my personal debts as well as the debts of my business. My business has consistently increased in gross sales the past 9 years. In addition to our main office, I expanded with a satellite office in January 2012. I now wish to add additional staff and provide equipment and furnishings for this new office. I believe I am a good risk because I own a business that was started in 1996, that is a stable and growing business, and that has consistently grown in profitability over the past 9 years despite a struggling economy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/2/2012 12:54:06 PM |
| worthy-dinero8 | $25.00 | 9/7/2012 5:33:21 PM |
| justreturns | $25.00 | 9/2/2012 12:06:36 PM |
| ready-interest9 | $25.00 | 9/2/2012 1:25:11 PM |
| bowdish1 | $100.00 | 9/2/2012 12:41:36 PM |
| tranquil-gain1 | $75.00 | 9/2/2012 12:35:51 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:51 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:05 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:05 AM |
| IP | $25.00 | 9/4/2012 5:34:19 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:15 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:02 PM |
| Science7124 | $25.00 | 9/5/2012 10:26:46 AM |
| Tonusb0 | $25.00 | 9/5/2012 2:12:01 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:32 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:29 AM |
| Quiza12 | $50.00 | 9/6/2012 4:17:38 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:44 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:48 AM |
| graceful-durability246 | $50.00 | 9/7/2012 5:00:54 PM |
| fantastic-peace5 | $25.00 | 9/7/2012 1:21:19 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:41 PM |
| ryancooper | $25.00 | 9/7/2012 3:06:32 PM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 5:00:48 PM |
| Retired_Senior | $250.00 | 9/7/2012 5:04:01 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:44 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:47 PM |
| wise-virtuous-vigilance | $100.00 | 9/7/2012 5:17:06 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:08 PM |
| gold-sushi | $50.00 | 9/7/2012 5:07:47 PM |
| adaboy65 | $100.00 | 9/7/2012 5:27:33 PM |
| Macinvest | $25.00 | 9/7/2012 5:28:42 PM |
| DreisersFinancier | $50.00 | 9/7/2012 5:16:43 PM |
| prudent-dough458 | $25.00 | 9/7/2012 5:14:03 PM |
| wetlands | $200.00 | 9/7/2012 5:17:37 PM |
| dinero-speaker | $25.00 | 9/7/2012 5:18:06 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:39 PM |
| intrepid-payment7 | $25.00 | 9/7/2012 5:54:19 PM |
| flypenguin | $25.00 | 9/7/2012 5:57:32 PM |
| Vegasjim | $25.00 | 9/7/2012 6:00:20 PM |
| banjot | $25.00 | 9/7/2012 6:02:42 PM |
| silver-explorer6 | $25.00 | 9/7/2012 6:02:52 PM |
| Robin_Hood | $25.00 | 9/7/2012 6:03:37 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:38 PM |
| finder072 | $25.00 | 9/7/2012 5:27:56 PM |
| LeReve | $500.00 | 9/7/2012 5:25:05 PM |
| kenji4861 | $25.00 | 9/7/2012 6:19:20 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:50 PM |
| britgsb | $50.00 | 9/7/2012 5:37:51 PM |
| studious-bonus7 | $100.00 | 9/7/2012 5:38:03 PM |
| Koomarbit | $30.00 | 9/7/2012 5:51:54 PM |
| Castellan | $50.00 | 9/7/2012 5:58:05 PM |
| enticing-note | $25.00 | 9/7/2012 5:47:48 PM |
| CO80487 | $25.00 | 9/7/2012 7:31:51 PM |
| matthart | $100.00 | 9/7/2012 6:05:54 PM |
| antlr | $25.00 | 9/7/2012 8:04:07 PM |
| floridahelper | $25.00 | 9/7/2012 8:27:14 PM |
| order-taco-bell | $25.00 | 9/7/2012 8:33:11 PM |
| urbane-deal152 | $50.00 | 9/7/2012 6:14:57 PM |
| bb575 | $50.00 | 9/7/2012 11:13:40 PM |
| bmbanzai | $25.00 | 9/7/2012 10:41:23 PM |
| Lender1521 | $50.00 | 9/8/2012 6:33:15 AM |
| Opportunity4you | $25.00 | 9/8/2012 8:02:13 AM |
| green28 | $50.00 | 9/8/2012 11:34:25 AM |
| dokiya777 | $25.00 | 9/8/2012 12:01:05 PM |
| profitable-benefit952 | $200.00 | 9/8/2012 12:04:29 PM |
| wealthstar | $25.00 | 9/8/2012 12:05:02 PM |
| delectable-point5 | $50.00 | 9/8/2012 12:05:34 PM |
| durability-warmth | $50.00 | 9/8/2012 11:28:03 AM |
| compatible-deal9 | $25.00 | 9/8/2012 10:08:40 AM |
| geniusj | $25.00 | 9/8/2012 12:10:07 PM |
| betak | $25.00 | 9/8/2012 12:02:16 PM |
| Jewels | $31.00 | 9/8/2012 12:02:24 PM |
| Clambake | $25.00 | 9/8/2012 12:03:20 PM |
| mtp | $29.00 | 9/8/2012 12:03:37 PM |
| syounker | $25.00 | 9/8/2012 12:14:40 PM |
| acropiloterau2002 | $25.00 | 9/8/2012 12:20:29 PM |
| derwiki | $25.00 | 9/8/2012 12:07:01 PM |
| diversification-empire | $25.00 | 9/8/2012 12:21:36 PM |
| Tylerh | $250.00 | 9/8/2012 12:24:36 PM |
| bvzm | $25.00 | 9/8/2012 12:03:45 PM |
| brightest-repayment-patriot | $28.00 | 9/8/2012 12:25:11 PM |
| happy-asset | $25.00 | 9/8/2012 12:05:46 PM |
| Winger | $50.00 | 9/8/2012 12:08:02 PM |
| sturdy-fairness0 | $100.00 | 9/8/2012 12:08:33 PM |
| figs4u2 | $100.00 | 9/8/2012 12:34:43 PM |
| babokd | $100.00 | 9/8/2012 12:13:44 PM |
| lendme2 | $50.00 | 9/8/2012 12:08:48 PM |
| thoughtful-fairness2 | $25.00 | 9/8/2012 12:34:48 PM |
| igloo268 | $25.00 | 9/8/2012 12:14:14 PM |
| gracej | $25.00 | 9/8/2012 12:09:03 PM |
| mkl42 | $50.00 | 9/8/2012 12:09:28 PM |
| potatoepicker | $50.00 | 9/8/2012 12:09:47 PM |
| worth-web5 | $44.00 | 9/8/2012 12:17:40 PM |
| WorldlyWorker | $25.00 | 9/8/2012 12:18:18 PM |
| dtrain5 | $50.00 | 9/8/2012 12:18:25 PM |
| unrivaled-silver | $25.00 | 9/8/2012 12:40:02 PM |
| thaddeuscm | $25.00 | 9/8/2012 12:40:58 PM |
| paramjit | $34.00 | 9/8/2012 12:21:11 PM |
| jrbill1998 | $50.00 | 9/8/2012 12:21:49 PM |
| icontender | $50.00 | 9/8/2012 12:23:05 PM |
| Cash-Flow | $1,500.00 | 9/8/2012 12:44:45 PM |
| flo_rida | $52.00 | 9/8/2012 12:45:20 PM |
| BeaufortBill | $25.00 | 9/8/2012 12:24:33 PM |
| larrybird | $1,000.00 | 9/8/2012 12:27:50 PM |
| principal-molecule2 | $25.00 | 9/8/2012 12:20:21 PM |
| AFairDeal | $25.00 | 9/8/2012 12:50:33 PM |
| contract-bopper | $25.00 | 9/8/2012 12:28:47 PM |
| blooming-market | $25.00 | 9/8/2012 12:29:47 PM |
| Aimvest | $25.00 | 9/8/2012 12:31:07 PM |
| top-sensible-yield | $25.00 | 9/8/2012 12:23:47 PM |
| mar97 | $25.00 | 9/8/2012 12:53:46 PM |
| selvamfinance | $25.00 | 9/8/2012 12:32:34 PM |
| unforgettable-wealth4 | $50.00 | 9/8/2012 12:24:54 PM |
| loyalty-sherpa | $25.00 | 9/8/2012 12:34:07 PM |
| downtownfarm | $25.00 | 9/8/2012 12:35:42 PM |
| gold-commander0 | $25.00 | 9/8/2012 12:58:52 PM |
| deal-vibrato | $25.00 | 9/8/2012 12:30:41 PM |
| israel15 | $25.00 | 9/8/2012 12:43:06 PM |
| bds9646 | $26.00 | 9/8/2012 1:04:06 PM |
| rate-mogul | $50.00 | 9/8/2012 12:35:21 PM |
| Heatguy | $46.00 | 9/8/2012 1:06:09 PM |
| scholarly-benefit5 | $25.00 | 9/8/2012 12:36:48 PM |
| casteroil | $25.00 | 9/8/2012 12:45:22 PM |
| minista | $25.00 | 9/8/2012 12:37:18 PM |
| Raser | $50.00 | 9/8/2012 1:06:50 PM |
| brightest-affluence-motivator | $50.00 | 9/8/2012 1:08:05 PM |
| egw | $50.00 | 9/8/2012 12:47:18 PM |
| finance-hope | $25.00 | 9/8/2012 12:47:46 PM |
| responsibility-cherry6 | $25.00 | 9/8/2012 12:39:32 PM |
| skuba | $75.00 | 9/8/2012 1:11:43 PM |
| amijo | $25.00 | 9/8/2012 12:48:55 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:33 PM |
| sarahsophie | $25.00 | 9/8/2012 1:15:10 PM |
| spaldorpv | $30.58 | 9/8/2012 1:16:53 PM |
| rose88 | $25.00 | 9/8/2012 12:54:40 PM |
| indomitable-coin | $25.00 | 9/8/2012 12:46:13 PM |
| 6moonbeams | $50.00 | 9/8/2012 12:55:10 PM |
| note-mover9 | $25.00 | 9/8/2012 12:55:56 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:09 PM |
| Daneistes | $35.00 | 9/8/2012 12:57:13 PM |
| MadHun | $200.00 | 9/8/2012 12:50:20 PM |
| bonus-tent | $25.00 | 9/8/2012 12:58:36 PM |
| Preteur | $25.00 | 9/8/2012 12:51:51 PM |
| STLLAB-MO | $25.00 | 9/8/2012 12:59:03 PM |
| extraordinary-platinum727 | $25.00 | 9/8/2012 1:01:23 PM |
| credit-nirvana698 | $30.00 | 9/8/2012 12:54:08 PM |
| euro-speaker8 | $57.00 | 9/8/2012 12:55:44 PM |
| inspired-investment8 | $100.00 | 9/8/2012 12:56:30 PM |
| gallant-economy9 | $37.00 | 9/8/2012 1:08:27 PM |
| Cheburashka | $30.00 | 9/8/2012 1:13:27 PM |
| RSB-VA | $50.00 | 9/8/2012 1:03:32 PM |
| orange-courageous-dedication | $25.00 | 9/8/2012 1:04:13 PM |
| dg5803 | $25.00 | 9/8/2012 1:15:58 PM |
| reflective-ore3 | $25.00 | 9/8/2012 1:15:24 PM |
| ready-bid9 | $50.00 | 9/2/2012 12:13:40 PM |
| commerce-gargantuan2 | $100.00 | 9/2/2012 12:30:52 PM |
| Plutis | $25.00 | 9/2/2012 1:50:24 PM |
| engrossing-community0 | $25.00 | 9/2/2012 5:18:09 PM |
| LoanerPrincipal | $25.00 | 9/3/2012 9:41:48 AM |
| credit-maple | $25.00 | 9/3/2012 9:53:26 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:52 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:21 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:39 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:48 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:46 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:41 PM |
| luminous-finance9 | $26.00 | 9/4/2012 6:10:42 PM |
| SlateHillAdam | $100.00 | 9/4/2012 9:13:08 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:05 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:26 AM |
| pdub | $500.00 | 9/7/2012 12:40:21 PM |
| loan-oasis4 | $25.00 | 9/7/2012 4:14:34 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:20 PM |
| j2ee | $50.00 | 9/7/2012 5:05:08 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:27 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:37 PM |
| banjoey | $25.00 | 9/7/2012 5:06:02 PM |
| BofM | $25.00 | 9/7/2012 5:04:21 PM |
| Arg3998 | $50.00 | 9/7/2012 5:06:25 PM |
| american6 | $50.00 | 9/7/2012 5:05:15 PM |
| octoberfresh | $25.00 | 9/7/2012 5:19:56 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:10:54 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:15 PM |
| spirit07a | $45.00 | 9/7/2012 5:27:46 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:35 PM |
| focused-yield4 | $100.00 | 9/7/2012 5:18:08 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:12 PM |
| Redmond | $25.00 | 9/7/2012 5:44:23 PM |
| wdove511 | $25.00 | 9/7/2012 5:17:32 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:19:41 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:47 PM |
| porter512S | $200.00 | 9/7/2012 5:21:54 PM |
| ualf | $27.00 | 9/7/2012 5:22:41 PM |
| liberty-viola | $30.00 | 9/7/2012 6:06:43 PM |
| compoundinterest | $25.00 | 9/7/2012 6:08:07 PM |
| BB-ptoploan | $50.00 | 9/7/2012 5:31:24 PM |
| the-profit-oracle | $25.00 | 9/7/2012 6:14:34 PM |
| magical-credit523 | $25.00 | 9/7/2012 5:26:19 PM |
| lakshmilila | $25.00 | 9/7/2012 5:33:45 PM |
| loan-rider7 | $25.00 | 9/7/2012 5:35:32 PM |
| metro457 | $100.00 | 9/7/2012 5:28:35 PM |
| spark548 | $25.00 | 9/7/2012 5:42:36 PM |
| durability-solstice8 | $50.00 | 9/7/2012 5:51:51 PM |
| compatible-power8 | $25.00 | 9/7/2012 5:59:45 PM |
| fox798 | $25.00 | 9/7/2012 5:44:04 PM |
| blue-vigilance-nest | $100.00 | 9/7/2012 5:47:07 PM |
| ItsJustMe79 | $25.00 | 9/7/2012 5:51:21 PM |
| DadWarbucks | $25.00 | 9/7/2012 5:52:16 PM |
| spry-p2ploan5 | $31.50 | 9/7/2012 5:52:44 PM |
| helpinghand63 | $25.00 | 9/7/2012 5:55:07 PM |
| attentive-compassion1 | $50.00 | 9/7/2012 6:03:02 PM |
| liberty-point | $50.00 | 9/7/2012 9:27:19 PM |
| credit-serenity8 | $30.00 | 9/7/2012 7:05:21 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:10 PM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:06 AM |
| commerce-financier4 | $62.91 | 9/8/2012 7:37:31 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:55 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:33 AM |
| friendly-openness77 | $25.00 | 9/8/2012 8:06:23 AM |
| loyalty-circuitry | $100.00 | 9/8/2012 7:45:28 AM |
| VikingInvestments | $25.00 | 9/8/2012 8:22:01 AM |
| Carpetkid | $53.00 | 9/8/2012 12:02:02 PM |
| keeks | $25.00 | 9/8/2012 12:05:16 PM |
| point653 | $25.00 | 9/8/2012 12:01:16 PM |
| commerce-web5 | $25.00 | 9/8/2012 12:13:45 PM |
| awwaww | $25.00 | 9/8/2012 12:15:43 PM |
| gotyourgear | $29.00 | 9/8/2012 12:21:33 PM |
| note-tent | $50.00 | 9/8/2012 12:08:30 PM |
| locomotive7 | $25.00 | 9/8/2012 12:09:13 PM |
| papaman | $25.00 | 9/8/2012 12:10:25 PM |
| purvike | $25.00 | 9/8/2012 12:24:48 PM |
| orindalender | $28.00 | 9/8/2012 12:11:00 PM |
| laudable-leverage6 | $89.00 | 9/8/2012 12:25:17 PM |
| siesta100 | $25.00 | 9/8/2012 12:25:41 PM |
| Alpha-AssistU | $25.00 | 9/8/2012 12:11:59 PM |
| exchange-pledge | $50.00 | 9/8/2012 12:04:40 PM |
| hard-working-rate3 | $25.00 | 9/8/2012 12:26:53 PM |
| rudyindc | $25.00 | 9/8/2012 12:12:46 PM |
| csakhil | $50.00 | 9/8/2012 12:29:21 PM |
| mvalley | $25.00 | 9/8/2012 12:06:25 PM |
| shred123 | $25.00 | 9/8/2012 12:13:42 PM |
| skiberdad | $50.00 | 9/8/2012 12:08:52 PM |
| boater01 | $100.00 | 9/8/2012 12:09:05 PM |
| commanding-treasure2 | $75.00 | 9/8/2012 12:15:10 PM |
| Ivan2007 | $50.00 | 9/8/2012 12:36:49 PM |
| flexible-value | $50.00 | 9/8/2012 12:15:54 PM |
| greenback-museum | $25.00 | 9/8/2012 12:17:20 PM |
| jsw7us | $50.00 | 9/8/2012 12:12:14 PM |
| psonicl | $100.00 | 9/8/2012 12:12:38 PM |
| tenacious-affluence | $25.00 | 9/8/2012 12:18:50 PM |
| tsui517 | $28.00 | 9/8/2012 12:19:36 PM |
| dochelp | $50.00 | 9/8/2012 12:22:07 PM |
| hampa | $25.00 | 9/8/2012 12:14:31 PM |
| rupee-lotus5 | $30.00 | 9/8/2012 12:44:49 PM |
| UnemployedNinjaMom | $25.00 | 9/8/2012 12:45:37 PM |
| Nascar1 | $50.00 | 9/8/2012 12:46:37 PM |
| knowledgeable-currency6 | $25.00 | 9/8/2012 12:48:13 PM |
| elasermd | $50.00 | 9/8/2012 12:26:43 PM |
| get30inc | $36.00 | 9/8/2012 12:27:27 PM |
| consulguru | $60.00 | 9/8/2012 12:28:54 PM |
| serene-credit4 | $25.00 | 9/8/2012 12:21:05 PM |
| jstefans | $25.00 | 9/8/2012 12:21:16 PM |
| chlebie | $50.00 | 9/8/2012 12:22:43 PM |
| innocent-income4 | $25.00 | 9/8/2012 12:23:31 PM |
| riproaringrapids | $50.00 | 9/8/2012 12:31:15 PM |
| velocity-oak | $25.00 | 9/8/2012 12:33:36 PM |
| KinderGentlerLender | $100.00 | 9/8/2012 12:26:28 PM |
| transparent-principal679 | $34.00 | 9/8/2012 12:27:09 PM |
| fair_rates | $25.00 | 9/8/2012 12:27:34 PM |
| Banker7371 | $25.00 | 9/8/2012 12:39:11 PM |
| ohnezweck | $50.00 | 9/8/2012 12:30:10 PM |
| SpectrumCen | $25.00 | 9/8/2012 1:01:28 PM |
| dnathe4th | $50.00 | 9/8/2012 12:33:10 PM |
| payout-harmony4 | $49.00 | 9/8/2012 12:34:32 PM |
| circuitfive | $25.00 | 9/8/2012 1:03:44 PM |
| RR2441 | $25.00 | 9/8/2012 1:04:09 PM |
| a-finance-nirvana | $25.00 | 9/8/2012 12:43:25 PM |
| currency-stockpiler8 | $25.00 | 9/8/2012 1:04:28 PM |
| EvalCrux | $50.00 | 9/8/2012 12:37:02 PM |
| Zolton | $273.00 | 9/8/2012 12:45:57 PM |
| EIRA | $100.00 | 9/8/2012 12:37:28 PM |
| harperpotok | $100.00 | 9/8/2012 12:47:44 PM |
| dpfl55 | $25.00 | 9/8/2012 12:39:00 PM |
| Avala | $100.00 | 9/8/2012 12:48:56 PM |
| BxRealtor | $25.00 | 9/8/2012 12:49:21 PM |
| xyzkid3 | $25.00 | 9/8/2012 12:41:52 PM |
| basis-mate7 | $25.00 | 9/8/2012 12:42:58 PM |
| Ragnar | $25.00 | 9/8/2012 12:45:07 PM |
| affluence-tycoon | $25.00 | 9/8/2012 12:57:19 PM |
| brazilofmux | $26.00 | 9/8/2012 12:57:41 PM |
| USCGC | $25.00 | 9/8/2012 12:58:42 PM |
| sadhikari | $25.00 | 9/8/2012 12:52:16 PM |
| PRGuyinVA | $25.00 | 9/8/2012 12:52:41 PM |
| Wilcat77 | $25.00 | 9/8/2012 12:59:54 PM |
| nosualcneas | $25.00 | 9/8/2012 1:00:07 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:43 PM |
| dobied | $25.00 | 9/8/2012 12:54:54 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:32 PM |
| djs81 | $75.00 | 9/8/2012 1:03:26 PM |
| jeewrx | $50.00 | 9/8/2012 12:58:47 PM |
| Breakfast_Gypsy | $25.00 | 9/8/2012 1:05:42 PM |
| Rick21 | $25.00 | 9/8/2012 1:06:28 PM |
| pragmatic-camaraderi | $25.00 | 9/8/2012 12:59:32 PM |
| vordo | $25.00 | 9/8/2012 1:06:35 PM |
| successful-agreement7 | $100.00 | 9/8/2012 12:59:44 PM |
| math1973 | $50.00 | 9/8/2012 1:10:32 PM |
| best-marketologist | $25.00 | 9/8/2012 1:12:12 PM |
| kchen486 | $50.00 | 9/8/2012 1:06:01 PM |
| tolstoy00 | $25.00 | 9/8/2012 1:08:43 PM |
| invincible-deal82 | $25.00 | 9/8/2012 1:11:05 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:07 PM |
| 312 Investments
|
Borrower Payment Dependent Notes Series
632684
This series of Notes was issued and sold upon the funding of the borrower loan #74141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,255 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-supergiant3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $100.00 | 9/3/2012 5:05:35 PM |
| lowrater | $50.40 | 9/3/2012 5:27:06 PM |
| EngineersAlliance | $35.00 | 9/3/2012 6:00:06 PM |
| stock106 | $25.00 | 9/4/2012 7:01:40 AM |
| cattlebaron | $25.00 | 9/3/2012 10:53:09 PM |
| let_me_retire | $50.00 | 9/4/2012 5:48:36 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:25 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:33 PM |
| 312-Lender | $25.00 | 9/4/2012 5:21:31 PM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:26 PM |
| helpingyou1 | $25.00 | 9/5/2012 12:09:03 AM |
| Winged_Inspirations | $25.00 | 9/4/2012 8:40:54 PM |
| daddysgotya | $50.00 | 9/5/2012 2:13:20 AM |
| Leshan | $35.00 | 9/5/2012 8:36:39 AM |
| top-benefit-sequoia | $50.00 | 9/5/2012 8:51:41 AM |
| tolerant-responsibility051 | $500.00 | 9/5/2012 9:02:48 AM |
| money-baron | $50.00 | 9/5/2012 10:24:39 AM |
| shrewd-deal | $25.00 | 9/5/2012 6:16:32 PM |
| versatile-dime442 | $100.00 | 9/5/2012 6:33:49 PM |
| InChicago | $80.03 | 9/3/2012 5:00:40 PM |
| natural-affluence6 | $25.00 | 9/4/2012 9:01:43 PM |
| scholarly-order6 | $75.00 | 9/3/2012 5:08:05 PM |
| decisive-income7 | $500.00 | 9/3/2012 5:02:22 PM |
| reward-adventure | $50.00 | 9/3/2012 5:22:27 PM |
| duty-viola | $25.00 | 9/3/2012 5:26:15 PM |
| CalBear08 | $33.33 | 9/4/2012 12:34:24 AM |
| decisive-income7 | $500.00 | 9/4/2012 2:59:33 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:36 PM |
| dudebrah | $25.00 | 9/4/2012 6:43:05 PM |
| kila-designer | $200.00 | 9/4/2012 7:34:53 PM |
| foothillender | $25.00 | 9/5/2012 8:25:44 AM |
| Bob450 | $25.00 | 9/5/2012 8:43:26 AM |
| compatible-deal9 | $25.00 | 9/5/2012 1:11:14 PM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:56:54 PM |
| Index_Plus | $536.24 | 9/5/2012 6:54:13 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
632692
This series of Notes was issued and sold upon the funding of the borrower loan #74122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-02-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 7m |
|
Amount delinquent:
| $68 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,958 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-hornet4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/2/2012 12:02:12 PM |
| careful-vigilance4 | $25.00 | 9/2/2012 12:02:56 PM |
| scholarly-order6 | $75.00 | 9/2/2012 12:03:20 PM |
| MoneyForNothing | $24.40 | 9/2/2012 12:05:02 PM |
| WisconsinFinance | $25.00 | 9/2/2012 12:04:03 PM |
| community-burrito9 | $25.00 | 9/2/2012 12:04:44 PM |
| TheSituation | $25.00 | 9/2/2012 12:04:02 PM |
| handy-justice | $100.00 | 9/2/2012 12:03:27 PM |
| lowrater | $100.60 | 9/2/2012 12:02:40 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
632774
This series of Notes was issued and sold upon the funding of the borrower loan #73770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,266 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-seagull2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to to consolidate some credit. I have multiple credit cards and feel that it is easier to make one payment vs several
My financial situation:
I am a good candidate for this loan because I purchased a home and have been current on this loan for the last 1 1/2 years without late payments
Monthly net income: $ 6000 + Bonus
Monthly expenses: $ 500
Housing: $ 1800
Insurance: $ 100
Car expenses: $ N/A
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $ n/a
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/5/2012 5:04:27 PM |
| commerce-venture1 | $25.00 | 9/5/2012 5:08:54 PM |
| handy-justice | $100.00 | 9/5/2012 5:16:48 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:12 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:51 PM |
| Rogelio48 | $25.00 | 9/5/2012 6:07:16 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:18:47 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:37 PM |
| vutah | $75.00 | 9/5/2012 9:44:22 PM |
| liberty-magnate | $25.00 | 9/5/2012 10:34:28 PM |
| WriteTheLegend | $100.00 | 9/5/2012 7:24:28 PM |
| bellaquito | $500.00 | 9/5/2012 7:23:33 PM |
| HeroSupport | $25.00 | 9/6/2012 9:03:42 AM |
| Endeavour | $30.00 | 9/6/2012 9:04:47 AM |
| Land_on_your_feet | $30.00 | 9/6/2012 6:06:56 AM |
| Bob450 | $25.00 | 9/6/2012 10:28:21 AM |
| theaterguy | $25.00 | 9/6/2012 12:34:13 PM |
| Whipster | $40.00 | 9/5/2012 5:22:09 PM |
| DasMula | $25.00 | 9/5/2012 5:20:30 PM |
| community-burrito9 | $35.00 | 9/5/2012 5:58:37 PM |
| Silver_Rupee | $25.01 | 9/5/2012 6:14:22 PM |
| SolarMoonshine | $25.00 | 9/5/2012 6:31:58 PM |
| money-baron | $44.00 | 9/5/2012 6:17:31 PM |
| roux | $25.00 | 9/5/2012 7:01:00 PM |
| liberty-tostada7 | $25.00 | 9/5/2012 6:44:06 PM |
| 1LTRN | $25.00 | 9/5/2012 10:24:16 PM |
| wise-charming-reward | $200.00 | 9/6/2012 5:37:44 AM |
| graceful-D4Sinvestment | $80.00 | 9/5/2012 9:58:43 PM |
| jebber007 | $40.00 | 9/5/2012 11:47:01 PM |
| ResQDoc | $25.00 | 9/6/2012 1:57:12 AM |
| let_me_retire | $80.00 | 9/6/2012 4:07:58 AM |
| Nipper99 | $100.00 | 9/6/2012 5:44:04 AM |
| maal99 | $25.00 | 9/6/2012 7:05:21 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:22:39 AM |
| Wordsmth | $30.00 | 9/6/2012 9:00:00 AM |
| kk-gp | $100.00 | 9/6/2012 9:42:50 AM |
| Bank42 | $25.00 | 9/6/2012 12:01:34 PM |
| foothillender | $25.00 | 9/6/2012 11:51:07 AM |
| alluring-yield5 | $25.00 | 9/6/2012 1:19:06 PM |
| Dubbs360 | $480.96 | 9/6/2012 1:39:39 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
632780
This series of Notes was issued and sold upon the funding of the borrower loan #74288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $115.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,808 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jeremyktp |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $13,700.00 | < 31 days late:
| 1
( 2% )
| 600-619
(Jun-2010)
620-639
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hope-kingdom | $125.00 | 9/4/2012 5:02:38 PM |
| order-tamale | $400.00 | 9/4/2012 5:02:42 PM |
| JeremyLinFan | $50.00 | 9/4/2012 5:03:09 PM |
| bullwink27 | $25.00 | 9/4/2012 5:05:14 PM |
| exchange-squirrel | $200.00 | 9/4/2012 5:05:41 PM |
| spirit07a | $100.00 | 9/4/2012 5:15:28 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:22 PM |
| JRS | $25.00 | 9/4/2012 5:30:34 PM |
| lowrater | $50.90 | 9/4/2012 5:15:36 PM |
| ILoveBearHats | $25.00 | 9/4/2012 5:34:01 PM |
| entertaining-rate9 | $25.00 | 9/4/2012 5:19:59 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:28 PM |
| SimpleChoice | $25.00 | 9/4/2012 5:29:33 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:50 PM |
| money-baron | $50.00 | 9/4/2012 5:33:07 PM |
| noble-return0 | $25.00 | 9/4/2012 5:33:09 PM |
| sweety075 | $25.00 | 9/4/2012 5:02:54 PM |
| dkjl | $25.00 | 9/4/2012 5:11:29 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:35 PM |
| MoneyForNothing | $29.33 | 9/4/2012 5:03:51 PM |
| trumpeter5 | $25.00 | 9/4/2012 5:06:08 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:10 PM |
| oregonusa | $25.00 | 9/4/2012 5:19:22 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:47 PM |
| BigHorizon | $200.00 | 9/4/2012 5:22:47 PM |
| lowrater | $100.70 | 9/4/2012 5:14:37 PM |
| Vector | $25.00 | 9/4/2012 5:29:54 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:15:23 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:12 PM |
| orearella3 | $25.00 | 9/4/2012 5:30:46 PM |
| scholarly-order6 | $150.00 | 9/4/2012 5:17:53 PM |
| LeReve | $500.00 | 9/4/2012 5:19:55 PM |
| Banker2OO7 | $75.00 | 9/4/2012 5:21:54 PM |
| Rollshaft | $35.64 | 9/4/2012 5:28:31 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:36:00 PM |
| MoneyForNothing | $3.43 | 9/4/2012 5:37:36 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
632804
This series of Notes was issued and sold upon the funding of the borrower loan #74131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 75% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 28y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,120 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diplomatic-coin3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to...My financial situation: I am a good candidate for this loan because...Monthly net income: $1800Monthly expenses: $1667Housing: $320Insurance: $77Car expenses: $100Utilities: $60Phone, cable, internet: $50Food, entertainment: $40Clothing, household expenses: $20Credit cards and other loans: $1000Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/7/2012 5:07:40 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:02 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:23 PM |
| NickelSteamroller | $35.00 | 9/7/2012 5:16:25 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:12 PM |
| first-euro-rapture | $25.00 | 9/7/2012 5:43:55 PM |
| money-baron | $50.00 | 9/7/2012 6:25:11 PM |
| SudianX | $26.03 | 9/7/2012 7:19:30 PM |
| euro-network9 | $25.00 | 9/8/2012 8:21:04 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:19 PM |
| thehousewife | $25.00 | 9/9/2012 6:10:19 AM |
| debt_helper | $25.00 | 9/9/2012 1:12:17 AM |
| samurai2 | $25.00 | 9/9/2012 5:39:12 AM |
| whitegold24k | $100.00 | 9/9/2012 10:23:15 AM |
| mammalian4 | $25.00 | 9/9/2012 11:06:50 AM |
| integrity-reactor4 | $50.00 | 9/9/2012 1:04:54 PM |
| compassion-paladin042 | $25.00 | 9/9/2012 1:16:16 PM |
| small-change | $25.00 | 9/9/2012 3:37:27 PM |
| J1mS | $26.87 | 9/9/2012 3:50:18 PM |
| liberty-tostada7 | $50.00 | 9/7/2012 5:34:26 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:56 PM |
| lovely-currency3 | $50.00 | 9/7/2012 5:40:07 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:15 PM |
| lowrater | $50.20 | 9/7/2012 5:29:03 PM |
| worthy-bid8 | $100.00 | 9/7/2012 6:01:34 PM |
| mrxtravis | $25.00 | 9/7/2012 6:08:51 PM |
| community-burrito9 | $25.00 | 9/8/2012 10:25:52 AM |
| marwadi-62 | $25.00 | 9/8/2012 2:05:55 PM |
| Free-the-usa-1776 | $35.00 | 9/8/2012 7:11:15 PM |
| stock106 | $25.00 | 9/8/2012 3:27:25 PM |
| decisive-income7 | $500.00 | 9/8/2012 2:18:44 PM |
| rate-sceptre | $25.00 | 9/9/2012 6:52:48 AM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:04 PM |
| PrimeFunding | $25.00 | 9/9/2012 12:24:57 AM |
| impala6464 | $26.90 | 9/9/2012 1:44:08 PM |
| CA-Lender | $25.00 | 9/9/2012 2:07:49 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
632806
This series of Notes was issued and sold upon the funding of the borrower loan #74429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,528 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-hornet6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2100
Monthly expenses: $1600
Housing: $400
Insurance: $300
Car expenses: $315
Utilities: $ 200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $120
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/2/2012 12:04:47 PM |
| subtle-bill727 | $25.00 | 9/2/2012 12:49:05 PM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:35 PM |
| riveting-credit5 | $25.00 | 9/2/2012 1:07:03 PM |
| BB-ptoploan | $50.00 | 9/2/2012 12:58:14 PM |
| bellaquito | $500.00 | 9/2/2012 1:27:50 PM |
| padewy | $58.16 | 9/2/2012 4:05:13 PM |
| exciting-finance288 | $30.00 | 9/2/2012 9:39:16 PM |
| fair-pound5 | $50.00 | 9/3/2012 9:24:16 AM |
| KMSB | $25.00 | 9/3/2012 12:41:45 PM |
| scarlet-velvet | $50.08 | 9/3/2012 12:42:33 PM |
| leverage-boomer0 | $25.00 | 9/3/2012 6:51:45 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:51 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:21 AM |
| money-baron | $50.00 | 9/4/2012 10:03:41 AM |
| credit-dandelion148 | $162.00 | 9/4/2012 5:29:18 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:46 PM |
| LeReve | $500.00 | 9/4/2012 5:19:53 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:47 PM |
| Cliffie83 | $9.76 | 9/4/2012 5:41:10 PM |
| trajectory8 | $25.00 | 9/2/2012 1:30:17 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:22 PM |
| well-rounded-payout0 | $25.00 | 9/2/2012 12:52:14 PM |
| exchange-den5 | $25.00 | 9/3/2012 4:41:38 AM |
| kfrench | $75.00 | 9/3/2012 10:11:12 AM |
| Weaverville | $25.00 | 9/3/2012 10:44:36 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:38 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:17 PM |
| compassion-burrito | $25.00 | 9/4/2012 5:51:27 AM |
| loyalist1 | $150.00 | 9/4/2012 7:10:51 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:05 AM |
| munnu | $25.00 | 9/4/2012 3:35:43 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:46 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:15:22 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:11 PM |
| mikbos | $25.00 | 9/4/2012 5:40:55 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
632818
This series of Notes was issued and sold upon the funding of the borrower loan #74467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 0
/
0 | Length of status: | 10y 0m |
|
Amount delinquent:
| $70 |
Total credit lines:
| 11 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-amplifier5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reward-adventure | $50.00 | 9/3/2012 9:06:15 AM |
| LuvToLend | $25.00 | 9/4/2012 9:41:02 AM |
| vutah | $55.00 | 9/4/2012 11:58:39 AM |
| MI2 | $1,250.00 | 9/5/2012 7:08:27 PM |
| pdub | $250.00 | 9/7/2012 12:42:21 PM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:43 AM |
| marwadi-62 | $100.00 | 9/3/2012 11:36:40 AM |
| open-minded-p2p1 | $25.00 | 9/3/2012 10:06:23 AM |
| stock106 | $25.00 | 9/4/2012 7:04:51 AM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:39 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:08:03 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:30 AM |
| Hogan55 | $15.00 | 9/7/2012 1:14:28 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:03 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
632844
This series of Notes was issued and sold upon the funding of the borrower loan #74159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,023 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| studious-power455 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/4/2012 9:14:16 AM |
| vutah | $75.00 | 9/4/2012 9:14:27 AM |
| bellaquito | $500.00 | 9/4/2012 10:52:20 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:27 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:38 PM |
| dudebrah | $25.00 | 9/4/2012 6:44:26 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:41 PM |
| reward-adventure | $31.00 | 9/5/2012 6:11:59 PM |
| rate-advocator7 | $100.00 | 9/5/2012 9:23:54 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:29 PM |
| daekpon | $25.00 | 9/5/2012 9:10:56 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:18 PM |
| 52digital | $75.00 | 9/6/2012 4:40:38 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:06:32 PM |
| glroark | $50.00 | 9/7/2012 6:09:49 AM |
| EretzCapital | $50.00 | 9/7/2012 8:53:45 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:32 AM |
| pdub | $239.00 | 9/7/2012 12:42:23 PM |
| Something-Corporate | $25.00 | 9/4/2012 9:50:43 AM |
| tolerant-dinero2 | $25.00 | 9/4/2012 10:00:15 AM |
| Rogelio48 | $25.00 | 9/5/2012 7:02:15 AM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:17 PM |
| terrific-dough6 | $50.00 | 9/6/2012 5:11:08 PM |
| john0720 | $25.00 | 9/6/2012 6:16:19 PM |
| greencat | $50.00 | 9/7/2012 7:22:30 AM |
| Bob450 | $25.00 | 9/7/2012 9:21:32 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
632994
This series of Notes was issued and sold upon the funding of the borrower loan #74113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $116.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,852 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| established-pound |
Borrower's state:
| NorthCarolina |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2011)
800-819
(Jul-2010)
|
|
Principal balance:
| $4,765.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit debt.
My financial situation:
I am a good candidate for this loan because I am stably employed and have an excellent re-payment history.
Monthly net income: $4000
Monthly expenses: $3200
Housing: $1000
Insurance: $75
Car expenses: $400
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $425
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $100.40 | 9/4/2012 5:02:57 PM |
| sweety075 | $25.00 | 9/4/2012 5:04:32 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:35 PM |
| lovely-currency3 | $50.00 | 9/4/2012 5:29:46 PM |
| spirit07a | $100.00 | 9/4/2012 5:15:29 PM |
| NickelSteamroller | $25.00 | 9/4/2012 5:15:56 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:22 PM |
| LeReve | $500.00 | 9/4/2012 5:20:03 PM |
| compounding21 | $25.00 | 9/4/2012 5:22:50 PM |
| well-rounded-payout0 | $25.00 | 9/4/2012 5:23:20 PM |
| Zingaro | $25.00 | 9/4/2012 5:29:09 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:50 PM |
| diplomatic-wealth7 | $25.00 | 9/4/2012 5:45:49 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:36:01 PM |
| the-laudable-peso | $40.00 | 9/4/2012 5:36:24 PM |
| return-pioneer221 | $200.00 | 9/4/2012 5:55:55 PM |
| Cliffie83 | $25.00 | 9/4/2012 5:41:11 PM |
| fareast_man | $25.00 | 9/4/2012 5:49:02 PM |
| EnglishGeekInNYC | $25.00 | 9/4/2012 5:51:50 PM |
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:07 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:05 PM |
| handy-justice | $100.00 | 9/4/2012 5:02:52 PM |
| JeremyLinFan | $50.00 | 9/4/2012 5:03:10 PM |
| bullwink27 | $25.00 | 9/4/2012 5:05:14 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:08:12 PM |
| brainy-return234 | $25.00 | 9/4/2012 5:13:51 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:22 PM |
| careful-vigilance4 | $25.00 | 9/4/2012 5:20:18 PM |
| Ballybay | $100.00 | 9/4/2012 5:30:03 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:50 PM |
| money-baron | $50.00 | 9/4/2012 5:33:07 PM |
| daniel5075 | $100.00 | 9/4/2012 5:34:34 PM |
| bazaar-tulip | $500.00 | 9/4/2012 5:56:04 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:28 PM |
| reordan | $25.00 | 9/4/2012 5:51:35 PM |
| top-goodhearted-liberty | $25.00 | 9/4/2012 5:53:43 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
633024
This series of Notes was issued and sold upon the funding of the borrower loan #74375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $166.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,095 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-understanding-loot |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate an auto loan, pay off all back taxes owed, and to pay off all outstanding medical bills.
My financial situation:
I am a good candidate for this loan because as you can see by my credit report that I've not been late on any bills since 2010. I was permanently laid off from General Motors at the end of 2008. My taxes and some medical bills got behind while unemployed. I have started receiving a partial pension from GM at the end of 2010. I have regained permanent fulltime employment with Unison Industries, a division of GE Aviation, in July of 2010.
Monthly net income: $4,100
Monthly expenses: $100.00
Housing: $765.00
Insurance: $100.00
Car expenses: $185.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $600.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $1,250.00 | 9/10/2012 5:02:02 PM |
| lowrater | $150.70 | 9/10/2012 5:07:15 PM |
| decisive-income7 | $1,000.00 | 9/10/2012 5:10:28 PM |
| calmfunds | $1,300.00 | 9/10/2012 5:13:30 PM |
| handy-justice | $50.00 | 9/10/2012 5:14:52 PM |
| Starica | $50.00 | 9/10/2012 5:14:52 PM |
| withering-flounder | $50.00 | 9/10/2012 5:02:09 PM |
| vutah | $55.00 | 9/10/2012 5:07:56 PM |
| Hedge-Fund | $50.00 | 9/10/2012 5:06:33 PM |
| Plow_n_Sow | $30.00 | 9/10/2012 5:12:37 PM |
| scholarly-order6 | $25.00 | 9/10/2012 5:14:01 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
633040
This series of Notes was issued and sold upon the funding of the borrower loan #74207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-03-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $280.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,997 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-pragmatist8 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400
Monthly expenses: $200
Housing: $600
Insurance: $150
Car expenses: $200
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/3/2012 9:01:05 AM |
| MichaelProsper | $40.00 | 9/3/2012 9:10:44 AM |
| Ducatiman1978 | $25.00 | 9/3/2012 9:25:25 AM |
| open-minded-p2p1 | $25.00 | 9/3/2012 9:38:35 AM |
| handy-justice | $100.00 | 9/3/2012 9:03:33 AM |
| a-credit-rotation | $25.00 | 9/3/2012 9:08:11 AM |
| RGlad | $150.00 | 9/3/2012 9:14:23 AM |
| toblerone | $25.00 | 9/3/2012 9:28:47 AM |
| tolerant-responsibility051 | $184.57 | 9/3/2012 9:41:06 AM |
| subtle-bill727 | $25.00 | 9/3/2012 9:17:05 AM |
| five-star-justice | $25.00 | 9/3/2012 9:35:01 AM |
| return-pioneer221 | $25.00 | 9/3/2012 9:40:25 AM |
| worth-blanket2 | $8,100.00 | 9/3/2012 9:03:18 AM |
| scholarly-order6 | $75.00 | 9/3/2012 9:04:11 AM |
| lowrater | $50.40 | 9/3/2012 9:05:33 AM |
| WxChem | $30.00 | 9/3/2012 9:14:08 AM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:43 AM |
| bubb_hans | $25.00 | 9/3/2012 9:29:43 AM |
| capital-investor8 | $25.00 | 9/3/2012 9:27:57 AM |
| penny-surgeon | $25.00 | 9/3/2012 9:36:26 AM |
| Kame | $25.00 | 9/3/2012 9:37:32 AM |
| felicity-contributor3 | $25.00 | 9/3/2012 9:39:07 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
633102
This series of Notes was issued and sold upon the funding of the borrower loan #74291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $277.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,691 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funds-triangulation0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/4/2012 5:05:05 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:11 PM |
| worth-blanket2 | $9,000.00 | 9/4/2012 5:13:44 PM |
| BigHorizon | $150.00 | 9/4/2012 5:19:24 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:50 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:36:01 PM |
| benevolent-marketplace4 | $649.97 | 9/4/2012 5:47:51 PM |
| pdli_dude | $25.00 | 9/4/2012 5:15:08 PM |
| scholarly-order6 | $30.00 | 9/4/2012 5:17:27 PM |
| commerce-venture1 | $25.00 | 9/4/2012 5:19:31 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
633150
This series of Notes was issued and sold upon the funding of the borrower loan #74177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $385.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,687 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FITN40 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 51 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $33,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
700-719
(Jul-2010)
720-739
(Jan-2010)
700-719
(Sep-2009)
|
|
Principal balance:
| $12,104.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $50.00 | 9/6/2012 5:01:29 PM |
| economy-coup | $100.00 | 9/6/2012 5:04:26 PM |
| natural-affluence6 | $25.00 | 9/7/2012 5:01:11 AM |
| networks4ever | $25.00 | 9/6/2012 5:00:45 PM |
| handy-justice | $100.00 | 9/6/2012 5:01:00 PM |
| five-star-note | $200.00 | 9/6/2012 5:05:05 PM |
| MoneyForNothing | $25.50 | 9/6/2012 5:01:03 PM |
| Kash2010lu | $30.00 | 9/6/2012 5:02:01 PM |
| gain-equator | $25.00 | 9/6/2012 5:03:33 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:04 PM |
| MoneyForNothing | $26.00 | 9/6/2012 5:11:12 PM |
| bellaquito | $500.00 | 9/6/2012 5:40:31 PM |
| janeybooboo | $74.74 | 9/6/2012 5:15:02 PM |
| diplomatic-wealth7 | $25.00 | 9/6/2012 5:19:51 PM |
| justreturns | $25.00 | 9/6/2012 5:53:00 PM |
| shawnw2 | $325.00 | 9/6/2012 5:27:51 PM |
| Imaginos1892 | $50.00 | 9/6/2012 5:34:10 PM |
| myutmost | $45.00 | 9/6/2012 5:54:03 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:00 PM |
| careful-vigilance4 | $25.00 | 9/6/2012 5:59:44 PM |
| MilitaryAV8R | $25.00 | 9/6/2012 6:00:31 PM |
| et28 | $75.00 | 9/6/2012 6:04:50 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:09 PM |
| servnyou | $30.00 | 9/6/2012 6:17:08 PM |
| trumpeter5 | $25.00 | 9/6/2012 5:55:04 PM |
| SLN-10 | $30.00 | 9/6/2012 6:37:21 PM |
| Theofficer_roth_ira | $75.00 | 9/6/2012 6:01:23 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:39 PM |
| gothampark | $25.00 | 9/6/2012 7:54:51 PM |
| responsibility-reaction | $25.00 | 9/6/2012 8:45:01 PM |
| Navy_Wife_Retired | $50.00 | 9/6/2012 6:41:11 PM |
| EEasyMoney | $25.00 | 9/6/2012 9:52:39 PM |
| Sutpen55 | $25.00 | 9/6/2012 6:24:31 PM |
| BainCapital-2point0 | $25.00 | 9/6/2012 6:25:46 PM |
| RainyDayFunds | $25.00 | 9/6/2012 6:30:06 PM |
| revenue-statesperson4 | $200.00 | 9/7/2012 2:04:36 AM |
| Weaverville | $25.00 | 9/6/2012 8:52:12 PM |
| CACO_Lender | $25.00 | 9/6/2012 8:21:10 PM |
| Jloc21 | $72.99 | 9/6/2012 9:27:23 PM |
| helvet | $25.00 | 9/7/2012 5:19:19 AM |
| secret-santa | $25.00 | 9/7/2012 5:24:02 AM |
| chrisb1414 | $25.00 | 9/7/2012 5:41:14 AM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:21:25 PM |
| chameleon125 | $50.00 | 9/6/2012 9:42:26 PM |
| important-trade094 | $39.79 | 9/7/2012 6:07:16 AM |
| principal-laser | $60.00 | 9/7/2012 6:13:44 AM |
| bancoroyal | $37.08 | 9/7/2012 6:17:33 AM |
| PrimeFunding | $25.00 | 9/7/2012 12:26:48 AM |
| 168RichCapital | $25.09 | 9/7/2012 6:24:55 AM |
| winmals | $25.00 | 9/7/2012 6:25:59 AM |
| gotjack | $25.03 | 9/7/2012 3:46:31 AM |
| scholarly-order6 | $75.00 | 9/7/2012 3:56:01 AM |
| hope-hickory8 | $25.00 | 9/7/2012 4:16:32 AM |
| lnuss25 | $50.00 | 9/7/2012 4:31:16 AM |
| jonnysixgun | $47.59 | 9/7/2012 5:42:19 AM |
| brilliant-marketplace7 | $25.00 | 9/7/2012 6:00:35 AM |
| helping-out | $189.40 | 9/7/2012 6:00:44 AM |
| rockhound84 | $50.00 | 9/7/2012 5:27:39 AM |
| contract-student2 | $38.69 | 9/7/2012 6:01:23 AM |
| Mrs-Honeydew | $25.00 | 9/7/2012 5:31:10 AM |
| Mikale360 | $25.00 | 9/7/2012 6:05:09 AM |
| lastsliceofpizza | $25.00 | 9/7/2012 6:07:23 AM |
| DasMula | $25.00 | 9/6/2012 5:08:58 PM |
| Banker2OO7 | $75.00 | 9/6/2012 5:33:05 PM |
| 312-Lender | $150.00 | 9/6/2012 5:35:09 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:07 PM |
| thankful-nickel2 | $55.55 | 9/6/2012 5:14:20 PM |
| benjamins-rumbler | $50.00 | 9/6/2012 5:22:35 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:21 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:45 PM |
| tolerant-responsibility051 | $2,000.00 | 9/6/2012 6:05:19 PM |
| RGlad | $65.00 | 9/6/2012 5:53:44 PM |
| roux | $25.00 | 9/6/2012 6:36:44 PM |
| Navy-Retired | $284.18 | 9/6/2012 6:39:34 PM |
| 01a_MrsUSC | $100.00 | 9/6/2012 6:45:41 PM |
| respectful-dough429 | $75.00 | 9/6/2012 6:04:39 PM |
| seabass123 | $25.00 | 9/6/2012 6:12:36 PM |
| bughead | $25.00 | 9/6/2012 8:43:50 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:14 PM |
| reflective-rupee | $25.00 | 9/6/2012 7:03:53 PM |
| 01a_MrUSC_IRA | $50.00 | 9/6/2012 6:26:47 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:07 PM |
| helping-out | $30.00 | 9/6/2012 8:08:11 PM |
| s_man1 | $25.00 | 9/6/2012 8:36:05 PM |
| SweetSerenityInvest | $25.52 | 9/7/2012 4:08:25 AM |
| return-grizzly | $100.00 | 9/6/2012 9:04:26 PM |
| Gregger | $25.00 | 9/6/2012 9:17:32 PM |
| supreme-p2p9 | $54.00 | 9/6/2012 9:24:00 PM |
| emjo1219 | $25.00 | 9/7/2012 5:20:16 AM |
| grammaspurse | $25.00 | 9/6/2012 9:33:40 PM |
| CincyTex | $25.00 | 9/7/2012 5:59:48 AM |
| winmals | $8.85 | 9/7/2012 6:26:35 AM |
| peaceful-greenback719 | $25.00 | 9/7/2012 4:54:50 AM |
| mikeandcat | $200.00 | 9/7/2012 4:43:52 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
633218
This series of Notes was issued and sold upon the funding of the borrower loan #73863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,805 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vietnamese |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: car repair
This loan will be used to...fix car
My financial situation: social security benefit
I am a good candidate for this loan because...almost 2 year I am rebuilding credit after bankcuptcy
Monthly net income: $1104
Monthly expenses: $900
Housing: $300
Insurance: $30
Car expenses: $200
Utilities: $70
Phone, cable, internet: $114
Food, entertainment: $120
Clothing, household expenses: $30
Credit cards and other loans: $2300
Other expenses: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dariop | $25.01 | 9/4/2012 5:14:46 PM |
| marwadi-62 | $25.00 | 9/4/2012 6:26:52 PM |
| let_me_retire | $50.00 | 9/5/2012 9:33:32 AM |
| stock106 | $25.00 | 9/5/2012 11:56:23 AM |
| whirlingdervish | $25.00 | 9/5/2012 12:59:20 PM |
| continental2 | $50.97 | 9/5/2012 4:37:35 PM |
| first-euro-rapture | $25.00 | 9/5/2012 5:44:55 PM |
| mrxtravis | $25.00 | 9/5/2012 6:25:21 PM |
| versatile-dime442 | $100.00 | 9/5/2012 6:33:49 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:24 PM |
| Zingaro | $25.00 | 9/4/2012 5:29:10 PM |
| vutah | $45.01 | 9/4/2012 6:43:54 PM |
| bellaquito | $500.00 | 9/4/2012 6:50:18 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:05:47 PM |
| CalBear08 | $33.33 | 9/5/2012 1:44:28 AM |
| dukeiyer | $25.00 | 9/5/2012 4:38:50 PM |
| ibealion | $25.00 | 9/5/2012 4:42:36 PM |
| yons88 | $25.00 | 9/5/2012 4:55:57 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:24:58 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:44 PM |
| reward-adventure | $50.00 | 9/5/2012 6:12:00 PM |
| money-baron | $50.00 | 9/5/2012 6:17:27 PM |
| brilliant-balance | $36.00 | 9/5/2012 6:49:34 PM |
| Index_Plus | $649.68 | 9/5/2012 6:54:17 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
633286
This series of Notes was issued and sold upon the funding of the borrower loan #74097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $271.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,215 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| justice-casserole2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off 3 credit card balances so that I can have just one payment a month.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and I always pay more than the minimum balance. I do not have a car payment as my car is paid in full which frees up money each month to use toward this loan. I do not spend money extravagantly at this point in my life. I just have debt from my early twenties that I'm trying to pay off and I think a consolidation loan would make it easier.
Monthly net income: $2400
Monthly expenses: $1475
Housing: $630
Insurance: $65
Car expenses: $40
Utilities: $120
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 1stPlace | $150.00 | 9/12/2012 9:03:27 AM |
| britgsb | $37.00 | 9/12/2012 9:22:50 AM |
| money-bauble | $100.00 | 9/12/2012 9:08:54 AM |
| worth-blanket2 | $9,000.00 | 9/12/2012 9:06:58 AM |
| orange-liberty-oyster | $100.00 | 9/12/2012 9:13:00 AM |
| profitable-fairness1 | $50.00 | 9/12/2012 9:16:44 AM |
| money-genome84 | $250.00 | 9/12/2012 9:23:07 AM |
| vutah | $13.00 | 9/12/2012 9:24:30 AM |
| glimmering-liberty616 | $25.00 | 9/12/2012 9:23:32 AM |
| commerce-venture1 | $25.00 | 9/12/2012 9:08:19 AM |
| pdli_dude | $25.00 | 9/12/2012 9:09:12 AM |
| urbane-income7 | $25.00 | 9/12/2012 9:02:57 AM |
| CA-Lender | $25.00 | 9/12/2012 9:04:58 AM |
| glimmering-liberty616 | $25.00 | 9/12/2012 9:22:41 AM |
| boredlv | $25.00 | 9/12/2012 9:09:07 AM |
| creditjunky | $125.00 | 9/12/2012 9:22:06 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
633290
This series of Notes was issued and sold upon the funding of the borrower loan #73725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,052 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-chemistry422 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... pay off a very high interest credit card
My financial situation:
I am a good candidate for this loan because... I have a secure monthly income and I always pay my bills on time.
Monthly net income: $5722.00
Monthly expenses: $
Housing: $1834.00
Insurance: $187.00
Car expenses: $60.00
Utilities: $0
Phone, cable, internet: $12.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $800.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:07 PM |
| lowrater | $100.40 | 9/4/2012 5:02:28 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:06 PM |
| handy-justice | $100.00 | 9/4/2012 5:06:59 PM |
| worth-blanket2 | $3,600.00 | 9/4/2012 5:10:04 PM |
| enriching-dollar1 | $100.00 | 9/4/2012 5:07:20 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:46 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
633298
This series of Notes was issued and sold upon the funding of the borrower loan #74215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1976 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $170 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,857 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-halibut4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
|
Principal balance:
| $4,844.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to.payoff a loan from the lending club with a signifiantly higher payment and roll in two credit card balances..
My financial situation:
I am a good candidate for this loan because I am no longer self employed but have started a paid sales position in new car sales.
Monthly net income: $4650
Monthly expenses:
Housing: $1025
Insurance: $200
Car expenses: $250
Utilities: $200
Phone, cable, internet: $140
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $300
Other expenses: $1125(taxes)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reward-adventure | $50.00 | 9/4/2012 9:35:22 AM |
| scholarly-order6 | $25.00 | 9/4/2012 9:01:58 AM |
| green28 | $25.00 | 9/4/2012 9:29:12 AM |
| five-star-note | $25.00 | 9/4/2012 10:35:58 AM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:34 PM |
| NekHoldings | $25.00 | 9/4/2012 5:12:10 PM |
| managedfund | $777.00 | 9/4/2012 6:00:01 PM |
| dudebrah | $25.00 | 9/4/2012 6:44:08 PM |
| jmeasn | $25.00 | 9/4/2012 9:21:30 PM |
| Rip128 | $60.00 | 9/5/2012 7:10:48 AM |
| Bank42 | $25.00 | 9/5/2012 7:40:41 AM |
| chameleon125 | $25.00 | 9/5/2012 8:43:20 AM |
| fervent-commerce | $36.00 | 9/5/2012 8:41:44 AM |
| husley | $25.00 | 9/5/2012 2:57:01 PM |
| duty-viola | $25.00 | 9/4/2012 9:45:57 AM |
| lowrater | $50.40 | 9/4/2012 9:03:57 AM |
| handy-justice | $100.00 | 9/4/2012 9:02:27 AM |
| roux | $25.00 | 9/4/2012 10:07:35 AM |
| compatible-deal9 | $25.00 | 9/4/2012 10:29:53 AM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:26 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:39 PM |
| Numbat77 | $25.00 | 9/4/2012 6:45:28 PM |
| worth-game-changer8 | $25.00 | 9/4/2012 9:46:13 PM |
| s_man1 | $25.00 | 9/4/2012 7:19:12 PM |
| WeAlNe | $25.00 | 9/5/2012 3:43:49 AM |
| repayment-uprising | $25.00 | 9/5/2012 5:09:52 AM |
| unassailable-fund | $25.00 | 9/5/2012 7:01:00 AM |
| Land_on_your_feet | $27.00 | 9/5/2012 7:28:48 AM |
| moola-man | $25.00 | 9/5/2012 7:57:02 AM |
| KB-IRA | $52.15 | 9/5/2012 8:21:05 AM |
| shawnw2 | $35.00 | 9/5/2012 8:22:10 AM |
| tolerant-responsibility051 | $500.00 | 9/5/2012 9:02:48 AM |
| AF-Chief | $25.00 | 9/5/2012 9:31:12 AM |
| money-baron-roth-IRA | $50.00 | 9/5/2012 11:16:55 AM |
| money-baron | $42.00 | 9/5/2012 10:24:39 AM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:56:54 PM |
| secureincome | $515.45 | 9/5/2012 5:27:09 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
633302
This series of Notes was issued and sold upon the funding of the borrower loan #74321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-jujitsu089 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...eliminate some of my bills that mounted due to a summer slow-down at work. The slow-down is over, but I still have bills to pay.
My financial situation:
I am a good candidate for this loan because...I am retired military and draw a pension which I included in my total income amount. I also have a refinance of my home scheduled to take place this month which will reduce what I owe on that each month by about $200. I am willing to set this payment up thru my bank's auto-pay system, to ensure it is paid on time every month.
Monthly net income: $4600.
Monthly expenses: $0
Housing: $1335.
Insurance: $144.
Car expenses: $400.
Utilities: $165.
Phone, cable, internet: $120
Food, entertainment: $400.
Clothing, household expenses: $100
Credit cards and other loans: $289.
Other expenses: $65
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dariop | $25.01 | 9/4/2012 5:14:46 PM |
| refresher211 | $25.00 | 9/4/2012 5:13:21 PM |
| handy-justice | $100.00 | 9/4/2012 5:27:30 PM |
| MFBank | $50.00 | 9/4/2012 5:38:16 PM |
| marwadi-62 | $100.00 | 9/4/2012 5:57:07 PM |
| market-bearer0 | $29.00 | 9/4/2012 6:19:45 PM |
| big-mac-50 | $200.00 | 9/5/2012 7:26:18 PM |
| liberty-magnate | $25.00 | 9/5/2012 10:08:51 PM |
| credible-responsibility022 | $25.00 | 9/6/2012 7:08:16 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:23:17 AM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 9:47:27 AM |
| ethical-truth211 | $100.00 | 9/6/2012 10:43:44 AM |
| worthy-bid8 | $100.00 | 9/6/2012 10:11:48 AM |
| FundMaker | $30.00 | 9/6/2012 10:24:53 AM |
| ethical-truth211 | $11.59 | 9/6/2012 10:43:58 AM |
| lochinvar | $50.00 | 9/4/2012 5:24:33 PM |
| SweatyBalls | $30.00 | 9/4/2012 5:59:13 PM |
| jebber007 | $40.00 | 9/4/2012 7:19:12 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:05:07 PM |
| favorite-commerce | $50.00 | 9/4/2012 7:36:01 PM |
| SolarMoonshine | $25.00 | 9/4/2012 7:43:19 PM |
| Horse-Lender | $100.00 | 9/4/2012 8:01:36 PM |
| Rogelio48 | $30.00 | 9/5/2012 6:59:14 AM |
| marketplace-singularity3 | $25.00 | 9/5/2012 6:11:24 AM |
| SOP_Bank | $25.00 | 9/5/2012 6:40:06 AM |
| greencat | $50.00 | 9/5/2012 7:23:01 AM |
| Navy_Wife_Retired | $369.09 | 9/5/2012 7:48:11 AM |
| enriched-return057 | $100.00 | 9/5/2012 8:25:07 AM |
| lowrater | $50.30 | 9/5/2012 9:14:51 AM |
| let_me_retire | $50.00 | 9/5/2012 9:32:40 AM |
| transformer855 | $25.00 | 9/5/2012 9:32:04 AM |
| reduce_US_govt_debt | $29.00 | 9/5/2012 10:08:55 AM |
| Silver_Rupee | $25.01 | 9/5/2012 10:15:27 AM |
| dudebrah | $25.00 | 9/5/2012 12:14:33 PM |
| priceless-capital0 | $25.00 | 9/5/2012 3:10:47 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:34 PM |
| felicity-contributor3 | $25.00 | 9/6/2012 4:43:46 AM |
| daekpon | $100.00 | 9/5/2012 9:11:31 PM |
| Rockymtnhi | $100.00 | 9/6/2012 9:17:31 AM |
| kk-gp | $100.00 | 9/6/2012 9:43:57 AM |
| best-bonafide-p2p | $25.00 | 9/6/2012 10:36:47 AM |
| innocent-deal | $50.00 | 9/6/2012 10:39:50 AM |
| green-rapid-openness | $300.00 | 9/6/2012 10:20:12 AM |
| LendingPimp | $26.00 | 9/6/2012 10:22:19 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
633312
This series of Notes was issued and sold upon the funding of the borrower loan #73701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $138.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,439 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dime-bada-bing |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rent and utilities loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/5/2012 9:03:12 AM |
| 1stPlace | $75.00 | 9/5/2012 9:05:08 AM |
| worth-blanket2 | $4,500.00 | 9/5/2012 9:09:44 AM |
| rate-hawk | $25.00 | 9/5/2012 9:03:47 AM |
| return-pioneer221 | $200.00 | 9/5/2012 9:08:40 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633348
This series of Notes was issued and sold upon the funding of the borrower loan #74213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $357.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,070 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| melodious-credit716 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards. The same old story... I over spent in my younger days and thought it would all work out. Fast forward ten years, I have been paying over my minimum payments, but my debt seems to remain the same. The world of non-profits unofrtunately hasn't afforded much opportunity to save much, but my goal is to get passed this large hurdle of unnecessary debt, to buy a home for my family.
Much Appreciation
My financial situation:
I am a good candidate for this loan because I am up to date on all my payments, I am very organized and determined to get my finances in order. My ultimate goal is to pay off my credit cards in order to start saving money to buy a house, be in better standing to afford to return to school and provide a better future for my family.
Monthly net income: $ 2700
Monthly expenses: $ 2350
Housing: $ 500
Insurance: $ 150
Car expenses: $ 100
Utilities: $ 50
Phone, cable, internet: $ 110
Food, entertainment: $ 600
Clothing, household expenses: $ 100
Credit cards and other loans: $ 600
Other expenses: $ 40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MyCoolScreenName | $25.00 | 9/5/2012 5:05:32 PM |
| rate-hawk | $25.00 | 9/5/2012 5:09:42 PM |
| Endeavour | $40.00 | 9/5/2012 5:27:27 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:12 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:23 PM |
| blueshound | $25.00 | 9/5/2012 5:57:58 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:31 PM |
| shrewd-deal | $25.00 | 9/5/2012 6:16:33 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:13 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:04 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:33:11 PM |
| LeReve | $500.00 | 9/5/2012 6:36:10 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:41 PM |
| MI2 | $5,000.00 | 9/5/2012 7:07:16 PM |
| selector568 | $300.00 | 9/5/2012 6:25:49 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:55 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:32:18 PM |
| skillful-asset5 | $30.00 | 9/5/2012 7:53:23 PM |
| resolute-justice413 | $100.00 | 9/5/2012 6:32:20 PM |
| Nazbuster | $200.00 | 9/5/2012 8:16:23 PM |
| enthusiastic-cash599 | $50.00 | 9/5/2012 6:35:37 PM |
| corndog4000 | $38.26 | 9/5/2012 10:14:57 PM |
| VIPLLC | $25.00 | 9/5/2012 7:38:19 PM |
| callmebryan | $25.00 | 9/5/2012 7:52:09 PM |
| investment-cluster | $50.00 | 9/6/2012 4:50:50 AM |
| atbright | $25.00 | 9/5/2012 9:07:02 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:07 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:38 PM |
| avm-the-investor | $100.00 | 9/5/2012 11:37:22 PM |
| yield-hut | $25.00 | 9/6/2012 4:23:29 AM |
| helping-out | $25.00 | 9/6/2012 5:17:41 AM |
| Nipper99 | $100.00 | 9/6/2012 5:41:38 AM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:24 PM |
| Whipster | $60.00 | 9/5/2012 5:20:56 PM |
| mikbos | $25.00 | 9/5/2012 5:38:01 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:27 PM |
| houli123 | $25.00 | 9/5/2012 5:53:10 PM |
| ericgassercom | $25.00 | 9/5/2012 5:51:34 PM |
| kulender | $100.00 | 9/5/2012 5:59:24 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:02:01 PM |
| bid-banjo3 | $100.00 | 9/5/2012 6:24:49 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:29 PM |
| hope-percolator8 | $50.00 | 9/5/2012 6:25:57 PM |
| 1stPlace | $50.00 | 9/5/2012 6:53:32 PM |
| SolarMoonshine | $25.00 | 9/5/2012 6:31:41 PM |
| gothampark | $25.00 | 9/5/2012 8:24:30 PM |
| Astyanax | $60.00 | 9/5/2012 6:34:54 PM |
| derwiki | $25.00 | 9/5/2012 10:01:57 PM |
| finance-relaxation3 | $25.00 | 9/5/2012 8:58:10 PM |
| Iwillhuntyoudown | $25.00 | 9/5/2012 9:54:51 PM |
| ResQDoc | $25.00 | 9/6/2012 2:03:36 AM |
| Rollshaft | $25.00 | 9/6/2012 3:03:17 AM |
| squarebob | $30.00 | 9/6/2012 5:15:49 AM |
| sgt-schultz | $36.74 | 9/6/2012 6:08:12 AM |
| cognizant-transparency519 | $25.00 | 9/6/2012 6:13:06 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
633382
This series of Notes was issued and sold upon the funding of the borrower loan #74125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $199.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,495 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-czar |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan: Getting Married
This loan will be used to cover the amount we owe to vendors on the day of the wedding, 9/15/12. We have 160 attending, so we expect to pay back the loan easily with gifts from the wedding.
My financial situation is not wealthy, but stable. I am a PhD candidate and college instructor on a full scholarship in New York City. I am a good candidate for this loan because I have good credit, have never defaulted on a loan, and have a feasible plan for paying it back quickly. As a student, I will also have opportunities to work in the summer to earn extra income.
Most of our wedding has been paid in cash, and this is the only loan we are taking out.
Monthly net income: $2,300/household
Monthly expenses: $200
Housing: $1,350
Car: $0
Insurance: $0
Utilities: $75
Phone, cable, internet: $70
Food, entertainment: Minimal
Clothing, household expenses: $0, usually
Credit cards and other loans: $30
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:07 PM |
| brainy-return234 | $25.00 | 9/4/2012 5:13:51 PM |
| spirit07a | $100.00 | 9/4/2012 5:15:29 PM |
| bid-banjo3 | $67.00 | 9/4/2012 5:08:13 PM |
| LeReve | $500.00 | 9/4/2012 5:20:04 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:24 PM |
| scholarly-order6 | $50.00 | 9/4/2012 5:20:32 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:36:02 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:28 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:51 PM |
| open-minded-p2p1 | $25.00 | 9/4/2012 5:46:44 PM |
| nourishing-interest0 | $25.00 | 9/4/2012 6:39:00 PM |
| bowler252 | $25.00 | 9/4/2012 7:12:35 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:23 PM |
| exciting-fairness | $200.00 | 9/4/2012 7:29:03 PM |
| transparency-river1 | $417.08 | 9/4/2012 9:12:02 PM |
| marinbb | $50.00 | 9/4/2012 5:16:42 PM |
| 113121 | $25.00 | 9/4/2012 5:24:23 PM |
| deal-kung-fu | $150.00 | 9/4/2012 5:03:26 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:36 PM |
| bullwink27 | $25.00 | 9/4/2012 5:05:14 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:23 PM |
| lowrater | $75.90 | 9/4/2012 5:19:06 PM |
| MG_Holdings | $25.00 | 9/4/2012 5:22:16 PM |
| mt3209 | $25.00 | 9/4/2012 5:30:01 PM |
| daniel5075 | $100.00 | 9/4/2012 5:34:35 PM |
| return-pioneer221 | $200.00 | 9/4/2012 5:55:56 PM |
| bazaar-tulip | $355.00 | 9/4/2012 5:56:05 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:51 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:57 PM |
| gotjack-IRA | $25.02 | 9/4/2012 5:55:37 PM |
| fareast_man | $25.00 | 9/4/2012 5:49:02 PM |
| WalnutCreekguy | $50.00 | 9/4/2012 5:56:39 PM |
| bellaquito | $500.00 | 9/4/2012 5:57:33 PM |
| intelligent-yield | $25.00 | 9/4/2012 6:11:54 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:04:42 PM |
| LoanerPrincipal | $25.00 | 9/4/2012 6:13:37 PM |
| Investor_DP | $100.00 | 9/4/2012 6:23:04 PM |
| trailblazer986 | $100.00 | 9/4/2012 8:30:13 PM |
| Winged_Inspirations | $25.00 | 9/4/2012 8:34:37 PM |
| trailblazer986 | $100.00 | 9/4/2012 8:29:00 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
633390
This series of Notes was issued and sold upon the funding of the borrower loan #74335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $160.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $20,926 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-moola-formula |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...renovate my rental property to allow it to be repaired after the eviction of the former tenant. Former tenant caused a cosiderable amount of damage that needs to be repaired.
My financial situation:
I am a good candidate for this loan because...although my credit score is 670 the reason is that the federal government put a lien on my rental property in order to ensure back taxes were paid. I am in good standing with the IRS and that obligation will be met in full in 3 more months and subsequently the lien will be removed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-finance-nirvana | $25.00 | 9/5/2012 9:23:36 AM |
| coin-trumpet | $40.00 | 9/5/2012 9:29:24 AM |
| ready-bid9 | $50.00 | 9/5/2012 9:12:55 AM |
| gravbox | $25.00 | 9/5/2012 9:36:45 AM |
| bellaquito | $500.00 | 9/5/2012 10:46:15 AM |
| tolerant-dinero2 | $25.00 | 9/5/2012 11:02:55 AM |
| Rivervale_Westwood | $25.00 | 9/5/2012 12:31:51 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:22 PM |
| Plutis | $25.00 | 9/5/2012 6:48:08 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:38 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:05 PM |
| LeReve | $500.00 | 9/5/2012 6:35:50 PM |
| availableloan | $25.00 | 9/6/2012 9:38:49 AM |
| NYCLAIMSGUY | $25.00 | 9/6/2012 11:52:56 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:28 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:37 AM |
| helpful-deal1 | $25.00 | 9/6/2012 4:33:44 PM |
| jcornehlsen | $25.00 | 9/5/2012 10:21:43 AM |
| zenyatta | $25.00 | 9/5/2012 9:27:30 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:42:52 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:35 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:19 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:55 AM |
| Perdita_II | $25.00 | 9/5/2012 10:10:41 AM |
| thankful-nickel2 | $50.00 | 9/5/2012 3:06:15 PM |
| Capitalincome | $25.00 | 9/5/2012 4:14:16 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:18 PM |
| bluebird5 | $25.00 | 9/5/2012 5:40:36 PM |
| MathProfessor | $25.00 | 9/5/2012 5:26:21 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:55 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:19 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:09 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:34 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:44 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:09 PM |
| influential-bill0 | $25.00 | 9/5/2012 6:59:58 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:41 PM |
| atbright | $25.00 | 9/5/2012 9:06:59 PM |
| CaptainBL | $25.00 | 9/6/2012 10:05:37 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:57 AM |
| Ripsaw4U | $50.00 | 9/6/2012 10:25:17 AM |
| finder072 | $25.00 | 9/6/2012 10:50:43 AM |
| HikeMoab | $25.00 | 9/6/2012 12:46:18 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:27 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:23 PM |
| myduck | $40.00 | 9/6/2012 3:59:00 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:43 PM |
| market-motor6 | $25.00 | 9/6/2012 4:50:30 PM |
| sweet-social2 | $5.00 | 9/6/2012 5:03:12 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
633392
This series of Notes was issued and sold upon the funding of the borrower loan #73956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $456.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,688 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| itsokrelax |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in my Employer's Business
Purpose of loan:
This loan will be used to invest in my employers business. We are currently rapidly expanding and need capital to hire more people (currently employ 15 and looking for 5 more). They presented me with the opportunity to "get in" on the action and buy shares to lock me in to an employment agreement so to speak. This company has grown over 75% yearly the past 4 years.
My financial situation:
I have an amazing credit score and have never made a late payment. Our financial projections should allow me to pay off this loan in full early. I own my own home and pay extra each month which has allowed me to have a decent amount of equity. I have minimal debt minus a few new appliances on no interest financing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $64.02 | 9/5/2012 9:02:48 AM |
| ready-bid9 | $50.00 | 9/5/2012 9:12:56 AM |
| decisive-income7 | $3,500.00 | 9/5/2012 9:11:26 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:35 AM |
| lochinvar | $75.00 | 9/5/2012 10:15:51 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:19 AM |
| CIC | $25.00 | 9/5/2012 11:15:59 AM |
| Interloper | $35.00 | 9/5/2012 11:26:45 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:05 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:08 PM |
| bowdish1 | $100.00 | 9/5/2012 5:00:50 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:55 PM |
| loan-mammal | $100.00 | 9/5/2012 5:57:00 PM |
| SBT | $25.00 | 9/5/2012 6:00:29 PM |
| fox798 | $25.00 | 9/5/2012 6:03:30 PM |
| britgsb | $50.00 | 9/5/2012 6:06:35 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:05 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:44 PM |
| kenji4861 | $25.00 | 9/5/2012 6:19:02 PM |
| LeReve | $500.00 | 9/5/2012 6:35:51 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:10 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:09 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:06 PM |
| SV-AZ | $25.00 | 9/5/2012 8:36:14 PM |
| derwiki | $25.00 | 9/5/2012 10:01:53 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:12:21 PM |
| power-cell | $35.00 | 9/5/2012 9:06:19 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:36 PM |
| delectable-point5 | $50.00 | 9/6/2012 9:02:09 AM |
| gmoney37 | $50.00 | 9/6/2012 9:31:50 AM |
| Rockymtnhi | $50.00 | 9/6/2012 9:20:57 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:40 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:57 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:37 AM |
| finder072 | $25.00 | 9/6/2012 10:50:43 AM |
| IP | $25.00 | 9/6/2012 5:02:12 PM |
| respectful-fairness069 | $27.00 | 9/6/2012 2:55:59 PM |
| bid-catalyst0 | $100.00 | 9/6/2012 2:57:44 PM |
| genuine-loan0 | $25.00 | 9/6/2012 3:08:38 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:23 PM |
| dzincolorado | $25.00 | 9/6/2012 3:44:27 PM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:35 PM |
| blue-laudable-dinero | $25.00 | 9/6/2012 5:15:19 PM |
| enriching-trade2 | $50.00 | 9/6/2012 5:19:08 PM |
| Castellan | $50.00 | 9/6/2012 5:22:14 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:36 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:09:35 PM |
| graceful-durability246 | $50.00 | 9/6/2012 5:54:35 PM |
| indomart | $25.00 | 9/6/2012 9:29:35 PM |
| Digger85 | $100.00 | 9/7/2012 4:11:48 AM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:14 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:54 PM |
| exciting-finance288 | $30.00 | 9/6/2012 10:36:35 PM |
| Bubba-doggie-dog | $50.00 | 9/7/2012 3:59:33 AM |
| studious-revenue7 | $25.00 | 9/7/2012 7:03:12 AM |
| lagnisiruk | $25.00 | 9/7/2012 9:04:49 AM |
| kwan | $25.00 | 9/7/2012 9:06:21 AM |
| AFairDeal | $25.00 | 9/7/2012 9:13:51 AM |
| lakshmilila | $25.00 | 9/7/2012 9:20:46 AM |
| scrappy-leverage6 | $25.00 | 9/7/2012 9:38:47 AM |
| transparency-refresher6 | $25.00 | 9/7/2012 9:32:44 AM |
| octoberfresh | $25.00 | 9/7/2012 9:35:14 AM |
| dough-souffle | $25.00 | 9/7/2012 9:36:34 AM |
| MadHun | $200.00 | 9/7/2012 9:40:35 AM |
| myersei | $25.00 | 9/7/2012 9:40:51 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:50 AM |
| TomDalonajay | $25.00 | 9/7/2012 9:44:27 AM |
| unforgettable-wealth4 | $31.00 | 9/7/2012 9:45:01 AM |
| icchok | $30.00 | 9/7/2012 9:46:39 AM |
| affluence-tycoon | $25.00 | 9/7/2012 10:07:29 AM |
| contract-bopper | $25.00 | 9/7/2012 9:47:20 AM |
| dbs | $25.00 | 9/7/2012 10:08:42 AM |
| best-bonafide-p2p | $25.00 | 9/7/2012 9:58:06 AM |
| hopethisworks | $25.00 | 9/7/2012 9:58:56 AM |
| gold-sushi | $50.00 | 9/7/2012 9:58:53 AM |
| order-supernova6 | $25.00 | 9/7/2012 9:59:00 AM |
| the-profit-oracle | $25.00 | 9/7/2012 10:02:49 AM |
| DadWarbucks | $25.00 | 9/7/2012 10:26:21 AM |
| Nickle-Back | $29.00 | 9/7/2012 10:26:36 AM |
| sturdy-fairness0 | $53.00 | 9/7/2012 10:12:58 AM |
| return-enforcer5 | $34.67 | 9/7/2012 11:10:46 AM |
| wigglesworth4 | $67.00 | 9/7/2012 10:19:47 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:32 AM |
| Investoman | $25.00 | 9/7/2012 10:21:13 AM |
| leverage-jalapeno | $25.00 | 9/7/2012 11:22:43 AM |
| CSAworker | $7.13 | 9/7/2012 12:02:55 PM |
| unbelievable-exchange | $250.00 | 9/7/2012 6:02:04 AM |
| aztec | $50.00 | 9/5/2012 9:38:34 AM |
| superb-funds335 | $25.00 | 9/5/2012 9:34:55 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:55 AM |
| bellaquito | $500.00 | 9/5/2012 10:46:16 AM |
| Plow_n_Sow | $75.00 | 9/5/2012 4:56:25 PM |
| justreturns | $25.00 | 9/5/2012 5:12:02 PM |
| ingenious-deal6 | $25.00 | 9/5/2012 5:04:01 PM |
| calm-platinum957 | $35.00 | 9/5/2012 5:07:18 PM |
| LoanerPrincipal | $25.00 | 9/5/2012 5:11:31 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:06 PM |
| prudent-dough458 | $25.00 | 9/5/2012 5:42:45 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:19 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:19 PM |
| attentive-compassion1 | $50.00 | 9/5/2012 5:51:08 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:22 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:41 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:56 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:38 PM |
| kfrench | $75.00 | 9/5/2012 6:27:51 PM |
| down-with-big-banks1 | $25.00 | 9/5/2012 7:14:31 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:34 PM |
| Plutis | $25.00 | 9/5/2012 6:48:08 PM |
| reflective-rupee | $25.00 | 9/6/2012 7:54:24 AM |
| sensible-payment1 | $57.00 | 9/5/2012 10:27:06 PM |
| rf7949 | $25.00 | 9/6/2012 4:47:04 AM |
| YampaQuant | $25.00 | 9/6/2012 7:10:30 AM |
| fireboss | $33.51 | 9/6/2012 7:40:42 AM |
| blue-laudable-dinero | $25.00 | 9/6/2012 7:34:44 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:13:38 AM |
| irishalaskan | $25.00 | 9/6/2012 9:16:02 AM |
| indomitable-coin | $25.00 | 9/6/2012 9:43:10 AM |
| p2p-paradise | $25.00 | 9/6/2012 9:29:41 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:20 AM |
| kevin314 | $25.00 | 9/6/2012 10:12:47 AM |
| american6 | $50.00 | 9/6/2012 9:52:35 AM |
| proud-pound4 | $25.00 | 9/6/2012 10:18:58 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:34 PM |
| currency-persimmon | $25.00 | 9/6/2012 11:25:34 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:29 PM |
| BankofMsEvans | $25.00 | 9/6/2012 2:22:59 PM |
| diligent-felicity132 | $100.00 | 9/6/2012 2:17:00 PM |
| Quiza12 | $150.00 | 9/6/2012 4:17:43 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:30 PM |
| spark548 | $25.00 | 9/6/2012 5:08:47 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:05 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:34 PM |
| Sothenwhat | $100.00 | 9/6/2012 5:22:48 PM |
| urbane-deal152 | $50.00 | 9/6/2012 5:21:18 PM |
| Koomarbit | $30.00 | 9/6/2012 5:51:56 PM |
| logical-economy158 | $25.00 | 9/6/2012 5:35:26 PM |
| WxChem | $30.00 | 9/6/2012 5:41:59 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:38 PM |
| finance_mba | $25.00 | 9/6/2012 5:48:39 PM |
| gjm6d | $25.00 | 9/6/2012 6:05:38 PM |
| RyanTH9893 | $25.00 | 9/6/2012 7:39:20 PM |
| RGlad | $100.00 | 9/6/2012 10:50:10 PM |
| porter512S | $200.00 | 9/7/2012 3:24:17 AM |
| Win_With_P2P | $54.00 | 9/7/2012 8:17:01 AM |
| SavannahBear | $25.00 | 9/7/2012 6:13:57 AM |
| Earn_money | $25.23 | 9/7/2012 7:03:40 AM |
| Svigel | $29.30 | 9/7/2012 8:33:34 AM |
| justinology | $25.00 | 9/7/2012 8:29:53 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:29 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:43 AM |
| geekguy | $25.00 | 9/7/2012 9:08:06 AM |
| Frankieb21 | $25.00 | 9/7/2012 9:10:46 AM |
| coin-trumpet | $40.00 | 9/7/2012 9:19:46 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:23 AM |
| Clambake | $25.00 | 9/7/2012 9:30:12 AM |
| brightest-return-triumph | $25.00 | 9/7/2012 9:45:38 AM |
| geniusj | $25.00 | 9/7/2012 9:40:33 AM |
| hope-kingdom | $68.00 | 9/7/2012 9:58:59 AM |
| lawyervon | $25.00 | 9/7/2012 9:59:46 AM |
| igloo268 | $25.00 | 9/7/2012 10:00:00 AM |
| 6moonbeams | $50.00 | 9/7/2012 9:58:34 AM |
| Future-Await21 | $100.00 | 9/7/2012 10:25:21 AM |
| magical-credit523 | $25.00 | 9/7/2012 10:08:37 AM |
| metro457 | $100.00 | 9/7/2012 10:06:28 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:31 AM |
| Future-Await21 | $90.27 | 9/7/2012 10:19:55 AM |
| kaykarun | $25.00 | 9/7/2012 10:20:03 AM |
| currency-balancer | $50.00 | 9/7/2012 11:22:24 AM |
| Asparagirl | $25.00 | 9/7/2012 11:41:12 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:09 AM |
| MonkeyHero | $49.66 | 9/7/2012 10:30:48 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:05 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:21 AM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 11:42:47 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:04 AM |
| worth-viking8 | $27.20 | 9/7/2012 11:31:25 AM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
633406
This series of Notes was issued and sold upon the funding of the borrower loan #74315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $124.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,970 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderous-vigilance4 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gokart83 | $25.00 | 9/5/2012 5:08:19 PM |
| capital-investor8 | $25.00 | 9/5/2012 5:12:09 PM |
| scholarly-order6 | $25.00 | 9/5/2012 5:22:31 PM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 5:12:33 PM |
| lowrater | $100.40 | 9/5/2012 5:13:19 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:12 PM |
| superb-funds335 | $25.00 | 9/5/2012 5:25:42 PM |
| understanding-dollar67 | $25.00 | 9/5/2012 5:32:42 PM |
| DasMula | $25.00 | 9/5/2012 5:21:36 PM |
| wild_carrot | $25.00 | 9/5/2012 5:28:35 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 5:55:32 PM |
| toblerone | $25.00 | 9/5/2012 5:43:08 PM |
| five-star-justice | $25.00 | 9/5/2012 5:45:13 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:13 PM |
| Rogelio48 | $25.00 | 9/5/2012 6:05:45 PM |
| bellaquito | $500.00 | 9/5/2012 5:10:22 PM |
| money-bauble | $100.00 | 9/5/2012 5:06:45 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:24 PM |
| handy-justice | $50.00 | 9/5/2012 5:13:50 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:23 PM |
| transaction-circuit | $75.00 | 9/5/2012 5:29:35 PM |
| a-credit-rotation | $25.00 | 9/5/2012 5:32:28 PM |
| kulender | $74.00 | 9/5/2012 5:59:25 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:04 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:32 PM |
| WDeamay | $25.00 | 9/5/2012 6:06:13 PM |
| Investor_DP | $100.00 | 9/5/2012 6:12:06 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
633424
This series of Notes was issued and sold upon the funding of the borrower loan #74038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $231.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,396 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-renaissance6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to...cosmetic procedure
My financial situation: very good
I am a good candidate for this loan because...I pay my bills and I am reponsible and honest and will pay it back, every monthly payment will be made and on time.
Monthly net income: $2850
Monthly expenses: $1200- this includes credit card payments below
Housing: $0- im married- husband pays all household expenses,utilities,& ins.
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $120
Food, entertainment: $60
Clothing, household expenses: $120
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $213.57 | 9/4/2012 5:26:37 PM |
| worth-blanket2 | $7,200.00 | 9/4/2012 5:06:10 PM |
| first-class-gold0 | $122.00 | 9/4/2012 5:07:23 PM |
| penny-surgeon | $25.00 | 9/4/2012 5:15:12 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:11 PM |
| vutah | $35.00 | 9/4/2012 5:09:56 PM |
| commerce-venture1 | $25.00 | 9/4/2012 5:10:35 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:25 PM |
| cash-mad-scientist3 | $25.00 | 9/4/2012 5:23:47 PM |
| InChicago | $80.03 | 9/4/2012 5:03:16 PM |
| first-class-gold0 | $99.00 | 9/4/2012 5:07:36 PM |
| scholarly-order6 | $50.00 | 9/4/2012 5:12:42 PM |
| lowrater | $50.40 | 9/4/2012 5:07:25 PM |
| pdli_dude | $25.00 | 9/4/2012 5:07:42 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
633428
This series of Notes was issued and sold upon the funding of the borrower loan #74165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 15.74% |
Borrower rate/APR:
| 16.74% / 19.11% |
Monthly payment:
| $525.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.68% | | |
| |
Estimated return*:
| 11.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1979 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,549 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-elvis9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2011)
|
|
Principal balance:
| $2,097.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off several credit cards and help with student loans. I am planning to cut up my credit cards for good and start totally fresh and not have multiple debts that I cannot keep up with anymore.
My financial situation:
I am a good candidate for this loan because I have a stable job and also live with my parents so I do not not have rent or other expenses to worry about. I am very good with paying the bills I do have on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $200.00 | 9/6/2012 5:02:08 PM |
| spark548 | $25.00 | 9/6/2012 5:08:54 PM |
| lowrater | $50.40 | 9/6/2012 5:01:37 PM |
| worth-blanket2 | $21,250.00 | 9/6/2012 5:16:50 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:10 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633452
This series of Notes was issued and sold upon the funding of the borrower loan #74263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $355.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,951 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benevolent-loot6 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
|
|
Principal balance:
| $3,716.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Consolidate & Moving expense
Purpose of loan:
This loan will be used to...Consolidate and moving expenses due to job opportunities within my company
My financial situation:
I am a good candidate for this loan because...I have proven to make monthly payments on time. Job stability and longevity with same employer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/5/2012 9:03:22 AM |
| MoneyForNothing | $25.13 | 9/5/2012 9:10:41 AM |
| bazaar-tulip | $25.00 | 9/5/2012 9:16:22 AM |
| IP | $25.00 | 9/5/2012 9:02:43 AM |
| ready-bid9 | $50.00 | 9/5/2012 9:12:56 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:35 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:19 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:16 AM |
| kenji4861 | $25.00 | 9/5/2012 10:18:17 AM |
| astute-benjamins | $125.00 | 9/5/2012 12:04:14 PM |
| bellaquito | $500.00 | 9/5/2012 10:46:16 AM |
| first-serene-credit | $25.00 | 9/5/2012 2:27:07 PM |
| Rivervale_Westwood | $25.00 | 9/5/2012 12:35:17 PM |
| DoctorJoe | $25.00 | 9/5/2012 3:47:48 PM |
| bowdish1 | $100.00 | 9/5/2012 5:00:51 PM |
| qwknick57 | $25.00 | 9/5/2012 5:43:51 PM |
| britgsb | $50.00 | 9/5/2012 6:06:35 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:53 PM |
| networks4ever | $25.00 | 9/5/2012 6:20:00 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:09 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:15 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:41 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:38 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:05:12 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:36 PM |
| 77dowplace | $40.00 | 9/5/2012 11:28:10 PM |
| ResQDoc | $25.00 | 9/6/2012 1:59:05 AM |
| yield-hut | $25.00 | 9/6/2012 4:25:19 AM |
| helping-out | $50.46 | 9/6/2012 5:16:05 AM |
| Eminent_Endeavors | $30.99 | 9/6/2012 5:19:45 AM |
| bold-phenomenal-funds | $75.00 | 9/6/2012 7:25:58 AM |
| moola-gargantuan9 | $50.00 | 9/6/2012 8:01:53 AM |
| RGlad | $200.00 | 9/6/2012 9:18:35 AM |
| availableloan | $25.00 | 9/6/2012 10:19:29 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:40 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:38 AM |
| Frosty | $50.00 | 9/6/2012 12:35:53 PM |
| cozy-principal883 | $25.00 | 9/6/2012 12:52:53 PM |
| well-mannered-income3 | $70.00 | 9/6/2012 2:02:01 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:35 PM |
| worth-blanket2 | $8,627.00 | 9/6/2012 3:10:14 PM |
| green-trade-dolphin2 | $30.36 | 9/5/2012 9:03:49 AM |
| Fitiwalt7 | $25.00 | 9/5/2012 9:09:09 AM |
| community-burrito9 | $25.00 | 9/5/2012 9:09:47 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:56 AM |
| tolerant-dinero2 | $25.00 | 9/5/2012 10:59:10 AM |
| compatible-deal9 | $50.00 | 9/5/2012 12:51:13 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:06 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:19 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:15 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:55 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:01:58 PM |
| fox798 | $25.00 | 9/5/2012 6:03:30 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:23 PM |
| repayment-pagoda8 | $100.00 | 9/5/2012 6:23:48 PM |
| marwadi-62 | $361.00 | 9/5/2012 6:39:49 PM |
| LeReve | $500.00 | 9/5/2012 6:35:51 PM |
| income-buffalo1 | $50.00 | 9/6/2012 5:02:00 AM |
| moola-accelerator6 | $35.00 | 9/6/2012 6:03:43 AM |
| cerebral-dollar773 | $25.00 | 9/6/2012 5:52:22 AM |
| marwadi-62 | $301.00 | 9/6/2012 7:12:25 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:20 AM |
| indomitable-coin | $25.00 | 9/6/2012 9:43:10 AM |
| BiggestG | $25.00 | 9/6/2012 10:44:49 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:29 PM |
| BDL-Roth | $0.05 | 9/6/2012 3:14:23 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
633464
This series of Notes was issued and sold upon the funding of the borrower loan #74525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,875.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $119.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1980 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
|
Amount delinquent:
| $1,666 |
Total credit lines:
| 10 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,615 | |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-owner8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 76% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 2
( 12% )
| 680-699
(Mar-2011)
|
|
Principal balance:
| $2,739.77 |
31+ days late:
| 2
( 12% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...Already have this amount of loan. Merely attempting to get lower interest rate and payment
Monthly net income: $2709.00
Monthly expenses: $
Housing: $380.00
Insurance: $80.00
Car expenses: $100.00
Utilities: $160.00
Phone, cable, internet: $100.00 Food, entertainment: $200.00
Clothing, household expenses: $50..00
Credit cards and other loans: $486.00 Includes $166.00 to Prosper
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,588.00 | 9/6/2012 9:04:38 AM |
| secureincome | $112.00 | 9/6/2012 9:21:04 AM |
| loan-mammal | $100.00 | 9/6/2012 9:12:41 AM |
| DasMula | $50.00 | 9/6/2012 9:04:09 AM |
| bubb_hans | $25.00 | 9/6/2012 9:05:21 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633506
This series of Notes was issued and sold upon the funding of the borrower loan #73860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,348 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-washboard58 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation: I am employed full time.
I am a good candidate for this loan because I have been employed full time at the same job for seven years.
Monthly net income: $3,000.00
Housing: $0.00
Insurance: $130.00
Car expenses: $500.00
Utilities: $0.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/10/2012 9:06:12 AM |
| mmckune | $25.00 | 9/10/2012 9:17:33 AM |
| EngineersAlliance | $100.00 | 9/10/2012 9:05:43 AM |
| handy-justice | $50.00 | 9/10/2012 9:09:28 AM |
| MG_Holdings | $50.00 | 9/10/2012 9:07:42 AM |
| 113121 | $100.00 | 9/10/2012 9:12:41 AM |
| scholarly-order6 | $50.00 | 9/10/2012 9:18:21 AM |
| pdli_dude | $25.00 | 9/10/2012 9:10:32 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
633522
This series of Notes was issued and sold upon the funding of the borrower loan #74171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $293.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,333 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-rate-atlantis |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To consolidate my debts on credit cards to have one monthly payment and to pay my bills in advance.
This loan will be used to...Pay my bills, pay of credit cards
My financial situation: I was low on funds for the last few months due to a medical condition but, am now returning to work full time.
I am a good candidate for this loan because...I consistently pay my bills even when it is difficult for me however, high APRs are making it difficult for me to pay down my debts.
Monthly net income: $ 1,400
Monthly expenses: $
Housing: $ 0
Insurance: $ 100
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 0
Food, entertainment: $ 20
Clothing, household expenses: $ 200
Credit cards and other loans: $ 6,100
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 5:12:34 PM |
| Investor_DP | $100.00 | 9/5/2012 5:13:27 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:24 PM |
| worth-blanket2 | $9,000.00 | 9/5/2012 5:16:29 PM |
| rate-hawk | $25.00 | 9/5/2012 5:09:43 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633528
This series of Notes was issued and sold upon the funding of the borrower loan #73884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 13 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 2m |
|
Amount delinquent:
| $119,660 |
Total credit lines:
| 36 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $383 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impressive-worth6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to purchase candy vending machines which will expand my vending route. My goal is to pay this loan off within one year.
My financial situation:
I am a good candidate for this loan because my expenses are 60% of my income.
Monthly net income: $ 5505
Monthly expenses: $ 2201
Housing: $ 488
Insurance: $ 98
Car expenses: $ 120
Utilities: $ 180
Phone, cable, internet: $ 215
Food, entertainment: $ 800
Clothing, household expenses: $ 150
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/7/2012 5:07:02 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:34 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:02 PM |
| the-credit-maker | $25.00 | 9/10/2012 6:17:15 PM |
| simplelender80 | $500.00 | 9/10/2012 6:05:57 PM |
| economy-prophesy0 | $25.00 | 9/10/2012 11:49:59 PM |
| first-serene-credit | $25.00 | 9/10/2012 9:24:12 PM |
| Loanstou | $86.66 | 9/10/2012 8:00:01 PM |
| continental2 | $100.00 | 9/11/2012 5:30:10 AM |
| unassailable-fund | $25.00 | 9/11/2012 5:48:07 AM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:23 PM |
| impala6464 | $40.00 | 9/11/2012 6:56:15 AM |
| csakhil | $37.00 | 9/11/2012 9:01:49 AM |
| jhernand17 | $25.00 | 9/11/2012 9:12:45 AM |
| principal-cooker2 | $50.00 | 9/11/2012 9:10:23 AM |
| svandgts | $25.00 | 9/11/2012 9:37:09 AM |
| orange-astute-finance | $25.00 | 9/11/2012 9:39:23 AM |
| reward-adventure | $50.00 | 9/11/2012 9:41:14 AM |
| IIP77 | $25.00 | 9/11/2012 9:31:15 AM |
| engrossing-responsibility0 | $50.00 | 9/11/2012 9:39:04 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:35 AM |
| squeebie | $50.00 | 9/11/2012 10:54:37 AM |
| abundant-power | $25.00 | 9/11/2012 4:31:12 PM |
| rookiecrd1 | $75.00 | 9/11/2012 3:04:55 PM |
| HenryS | $30.00 | 9/11/2012 5:40:44 PM |
| hawk357 | $25.00 | 9/11/2012 8:02:38 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:29 PM |
| trade-cactus8 | $22.98 | 9/12/2012 6:53:56 AM |
| freedomlender | $25.00 | 9/12/2012 4:02:10 AM |
| calahan | $26.33 | 9/12/2012 4:42:58 AM |
| jonnysixgun | $51.25 | 9/12/2012 6:24:39 AM |
| revenue-carnation043 | $25.00 | 9/10/2012 8:52:41 PM |
| worthy-bid8 | $100.00 | 9/7/2012 6:01:35 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:12 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:19 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:03 AM |
| gain-expert | $25.00 | 9/10/2012 11:12:56 AM |
| versatile-dime442 | $100.00 | 9/10/2012 5:28:26 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:26 PM |
| jcyjwj | $100.00 | 9/10/2012 7:52:56 PM |
| kulender | $100.00 | 9/10/2012 8:24:30 PM |
| compassionate-dedication6 | $100.00 | 9/11/2012 5:51:17 AM |
| capital-zeus | $25.00 | 9/10/2012 8:43:01 PM |
| YeoLenderSource | $25.00 | 9/11/2012 9:15:34 AM |
| copper | $50.00 | 9/11/2012 9:17:02 AM |
| the-laudable-peso | $40.00 | 9/11/2012 9:05:23 AM |
| trimwork99 | $25.00 | 9/11/2012 9:15:56 AM |
| Use_It_Wisely | $25.00 | 9/11/2012 9:25:54 AM |
| dedicated-transaction796 | $25.00 | 9/11/2012 9:37:15 AM |
| economy-shrubbery6 | $25.00 | 9/11/2012 9:35:50 AM |
| kevinsdog | $25.00 | 9/11/2012 9:45:25 AM |
| ecstatic-money064 | $25.00 | 9/11/2012 10:08:19 AM |
| gallant-economy9 | $32.00 | 9/11/2012 10:11:36 AM |
| silver-enlightenment0 | $25.00 | 9/11/2012 10:11:32 AM |
| botfolio | $300.00 | 9/11/2012 11:06:21 AM |
| martinatime | $25.00 | 9/11/2012 12:31:10 PM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:22:04 PM |
| wealth-multiplier | $25.00 | 9/11/2012 3:29:48 PM |
| sgt-schultz | $30.00 | 9/11/2012 5:39:32 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:01 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 6:42:06 PM |
| JHC_DJ | $32.38 | 9/11/2012 8:56:30 PM |
| green-high-five7 | $25.00 | 9/11/2012 7:04:03 PM |
| FerventOne | $40.63 | 9/12/2012 5:45:32 AM |
| ore-leather | $25.00 | 9/11/2012 11:43:24 PM |
| Gripper07 | $25.00 | 9/12/2012 5:37:03 AM |
| deal-wind | $25.77 | 9/12/2012 5:44:56 AM |
| KindCharmingReflective-affluence | $25.00 | 9/12/2012 6:46:32 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
633560
This series of Notes was issued and sold upon the funding of the borrower loan #74059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $134.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,254 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mdellison |
Borrower's state:
| Oregon |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 5 |
On-time:
| 103 ( 96% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,700.00 | < 31 days late:
| 4
( 4% )
| 700-719
(May-2010)
660-679
(Jul-2009)
640-659
(Nov-2007)
600-619
(Mar-2007)
|
|
Principal balance:
| $1,498.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 107 | | |
Description
Proven Borrower!!! Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $75.00 | 9/5/2012 5:04:33 PM |
| fabulous-community4 | $100.00 | 9/5/2012 5:03:00 PM |
| marinbb | $50.00 | 9/5/2012 5:03:58 PM |
| LittleMingo | $50.00 | 9/5/2012 5:07:07 PM |
| LaGrangeLender | $50.00 | 9/5/2012 5:09:36 PM |
| real-return2 | $25.00 | 9/5/2012 5:10:25 PM |
| commerce-venture1 | $25.00 | 9/5/2012 5:11:29 PM |
| sweety075 | $25.00 | 9/5/2012 5:02:49 PM |
| money-baron | $50.00 | 9/5/2012 5:14:25 PM |
| MoneyForNothing | $55.24 | 9/5/2012 5:05:06 PM |
| moneyforthehoney | $30.00 | 9/5/2012 5:05:42 PM |
| EngineersAlliance | $100.00 | 9/5/2012 5:18:57 PM |
| trumpeter5 | $25.00 | 9/5/2012 5:08:29 PM |
| gokart83 | $25.00 | 9/5/2012 5:08:19 PM |
| scholarly-order6 | $125.00 | 9/5/2012 5:22:08 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:25 PM |
| lowrater | $100.80 | 9/5/2012 5:11:48 PM |
| terrific-dough6 | $27.00 | 9/5/2012 5:25:33 PM |
| Endeavour | $40.00 | 9/5/2012 5:26:29 PM |
| one-midas | $25.00 | 9/5/2012 5:33:27 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:13 PM |
| transaction-circuit | $75.00 | 9/5/2012 5:29:35 PM |
| __A1B2 | $25.04 | 9/5/2012 5:47:49 PM |
| loyalty-dragster7 | $125.00 | 9/5/2012 5:48:11 PM |
| careful-vigilance4 | $25.00 | 9/5/2012 5:38:25 PM |
| luv4cycling | $100.00 | 9/5/2012 5:41:42 PM |
| janeybooboo | $74.74 | 9/5/2012 5:44:31 PM |
| Military_Money_Wise | $25.00 | 9/5/2012 5:47:06 PM |
| fervent-repayment | $77.18 | 9/5/2012 5:52:57 PM |
| marinbb | $50.00 | 9/5/2012 5:06:12 PM |
| credit-missile | $200.00 | 9/5/2012 5:03:58 PM |
| LittleMingo | $25.00 | 9/5/2012 5:07:36 PM |
| DasMula | $50.00 | 9/5/2012 5:08:11 PM |
| MFBank | $50.00 | 9/5/2012 5:08:46 PM |
| handy-justice | $100.00 | 9/5/2012 5:02:50 PM |
| myutmost | $60.00 | 9/5/2012 5:04:43 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 5:20:37 PM |
| bellaquito | $500.00 | 9/5/2012 5:10:22 PM |
| justreturns | $25.00 | 9/5/2012 5:12:04 PM |
| DasMula | $100.00 | 9/5/2012 5:16:14 PM |
| Whipster | $60.00 | 9/5/2012 5:20:00 PM |
| Vector | $25.00 | 9/5/2012 5:21:44 PM |
| MoneyForNothing | $45.00 | 9/5/2012 5:38:51 PM |
| unrelenting-auction7 | $25.00 | 9/5/2012 5:50:16 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:23 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:04 PM |
| Sid-K | $25.00 | 9/5/2012 5:41:33 PM |
| delectable-point5 | $50.00 | 9/5/2012 5:43:34 PM |
| mt3209 | $25.00 | 9/5/2012 5:46:31 PM |
| lovely-currency3 | $50.00 | 9/5/2012 5:47:19 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
633600
This series of Notes was issued and sold upon the funding of the borrower loan #73833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 11m |
|
Amount delinquent:
| $4,044 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,511 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gciegyptian |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to..Home Improvement.
My financial situation: Baank Of America
I am a good candidate for this loan because...
Monthly net income: $4038.00
Monthly expenses: $300.00
Housing: $749.00
Insurance: $
Car expenses: $
Utilities: $115.00
Phone, cable, internet: $145.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rogelio48 | $25.00 | 9/5/2012 6:03:41 PM |
| pdub | $250.00 | 9/7/2012 12:42:30 PM |
| marwadi-62 | $25.00 | 9/7/2012 3:58:23 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:48 PM |
| Caed-Aldwych | $25.00 | 9/10/2012 1:28:07 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:47 AM |
| tolerant-responsibility051 | $500.00 | 9/10/2012 3:35:27 PM |
| worthy-bid8 | $100.00 | 9/10/2012 5:12:28 PM |
| pencreek | $25.00 | 9/10/2012 5:15:41 PM |
| the-credit-maker | $100.00 | 9/10/2012 5:26:30 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:34 PM |
| versatile-dime442 | $100.00 | 9/10/2012 5:28:25 PM |
| reward-adventure | $50.00 | 9/10/2012 6:09:16 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:00 PM |
| youngtmlender | $25.00 | 9/10/2012 9:43:41 PM |
| campingdad11 | $33.33 | 9/10/2012 10:00:15 PM |
| jcyjwj | $100.00 | 9/10/2012 7:52:55 PM |
| yield-hut | $25.00 | 9/11/2012 3:57:43 AM |
| SolarMoonshine | $25.00 | 9/5/2012 6:31:12 PM |
| ultimate-peace | $125.00 | 9/6/2012 7:21:22 AM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:48 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:36 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:09 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:03 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:08 PM |
| desertoasis | $25.00 | 9/10/2012 2:39:21 PM |
| arampata | $80.00 | 9/10/2012 3:43:02 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:29 PM |
| prudent-payment316 | $25.00 | 9/10/2012 6:07:38 PM |
| clkventures | $100.00 | 9/10/2012 6:28:35 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:06 PM |
| platinum-eagle2 | $33.81 | 9/10/2012 7:40:17 PM |
| kulender | $100.00 | 9/10/2012 8:24:29 PM |
| capital-zeus | $25.00 | 9/10/2012 8:43:01 PM |
| newest-generous-income | $25.00 | 9/11/2012 3:38:35 AM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:22 PM |
| transparency-universe8 | $22.86 | 9/11/2012 4:22:47 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
633688
This series of Notes was issued and sold upon the funding of the borrower loan #74203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $325.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,905 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-apple8 |
Borrower's state:
| Virginia |
Borrower's group:
| Caphill Consulting, LLC |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
|
Principal balance:
| $11,609.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| IP | $25.00 | 9/5/2012 9:02:43 AM |
| ready-bid9 | $50.00 | 9/5/2012 9:12:56 AM |
| marketplace-singularity3 | $50.00 | 9/5/2012 9:35:17 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:20 AM |
| justreturns | $25.00 | 9/5/2012 10:08:46 AM |
| Perdita_II | $50.00 | 9/5/2012 11:33:55 AM |
| fund-medalist171 | $25.00 | 9/5/2012 10:22:56 AM |
| spy0 | $25.00 | 9/5/2012 11:52:39 AM |
| lnrn | $25.00 | 9/5/2012 12:29:40 PM |
| Caphill | $81.51 | 9/5/2012 11:54:17 AM |
| astute-benjamins | $125.00 | 9/5/2012 12:04:29 PM |
| economy-caper9 | $25.00 | 9/5/2012 2:01:05 PM |
| Grandpuba_2000 | $1,000.00 | 9/5/2012 12:57:34 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:08 PM |
| ready-vigilance3 | $50.00 | 9/5/2012 2:31:04 PM |
| auction-fanatic8 | $25.00 | 9/5/2012 5:03:33 PM |
| nimcha | $50.00 | 9/5/2012 3:48:34 PM |
| husley | $50.00 | 9/5/2012 3:39:22 PM |
| gain-zeus8 | $25.00 | 9/5/2012 4:13:30 PM |
| hl8428 | $25.00 | 9/5/2012 3:47:43 PM |
| clbrka1962 | $35.00 | 9/5/2012 4:23:23 PM |
| transaction-squirrel734 | $41.66 | 9/5/2012 4:33:22 PM |
| jdtrip03 | $74.31 | 9/5/2012 4:43:18 PM |
| income-awakening6 | $25.00 | 9/5/2012 4:56:55 PM |
| northern_paddler | $25.00 | 9/5/2012 5:03:45 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:07 PM |
| entertaining-revenue4 | $50.00 | 9/5/2012 5:24:53 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:16 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:55 PM |
| benefit-thunder0 | $25.00 | 9/5/2012 6:00:53 PM |
| britgsb | $50.00 | 9/5/2012 6:06:35 PM |
| vigorous-finance560 | $100.00 | 9/5/2012 7:23:47 PM |
| LeReve | $500.00 | 9/5/2012 6:35:51 PM |
| payout-paladin3 | $600.00 | 9/5/2012 6:31:42 PM |
| finance-ecstasy7 | $25.00 | 9/5/2012 6:38:12 PM |
| skillful-asset5 | $30.00 | 9/5/2012 8:03:11 PM |
| mpatrick | $50.00 | 9/5/2012 8:40:15 PM |
| repayment-uprising | $25.00 | 9/5/2012 6:42:02 PM |
| bjr01 | $25.00 | 9/5/2012 6:53:54 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:36 PM |
| first-principal-panda | $25.00 | 9/5/2012 10:44:25 PM |
| 77dowplace | $40.00 | 9/5/2012 11:27:39 PM |
| red-ethical-duty6 | $25.00 | 9/5/2012 7:18:12 PM |
| USMC0311 | $25.00 | 9/5/2012 8:02:57 PM |
| bazaar-samurai0 | $100.00 | 9/5/2012 7:47:13 PM |
| wealth-pizza | $100.00 | 9/5/2012 8:44:57 PM |
| prudent-bid3 | $25.00 | 9/6/2012 6:14:36 AM |
| CalBear08 | $33.33 | 9/5/2012 9:17:03 PM |
| principal-laser | $55.14 | 9/6/2012 6:55:18 AM |
| helpful-loan245 | $25.00 | 9/5/2012 9:36:33 PM |
| khamen | $25.00 | 9/5/2012 10:18:58 PM |
| liberty-magnate | $25.00 | 9/5/2012 10:32:28 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:41 AM |
| ResQDoc | $25.00 | 9/6/2012 2:23:56 AM |
| HappyToLoan | $35.00 | 9/6/2012 9:00:39 AM |
| XP | $25.00 | 9/6/2012 4:39:47 AM |
| MassBile | $41.19 | 9/6/2012 5:52:06 AM |
| interest-jedi785 | $100.00 | 9/6/2012 7:04:11 AM |
| bold-phenomenal-funds | $70.00 | 9/6/2012 7:33:15 AM |
| RGlad | $250.00 | 9/6/2012 9:13:14 AM |
| green-satisfying-investment3 | $100.00 | 9/6/2012 8:20:59 AM |
| manatee21 | $50.00 | 9/6/2012 8:26:03 AM |
| thehousewife | $25.00 | 9/6/2012 8:31:34 AM |
| elegant-income3 | $50.00 | 9/6/2012 9:18:59 AM |
| responsive-wampum8 | $25.00 | 9/6/2012 9:06:42 AM |
| brightest-riveting-order | $26.06 | 9/6/2012 9:10:39 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:20 AM |
| orange-creative-vigilance | $50.00 | 9/6/2012 9:59:39 AM |
| ptjg | $100.00 | 9/6/2012 10:30:01 AM |
| RNLEND | $200.00 | 9/6/2012 10:07:25 AM |
| Sunshine2222 | $25.00 | 9/6/2012 10:19:31 AM |
| reward-dynamo | $25.00 | 9/6/2012 10:27:57 AM |
| best-bonafide-p2p | $25.00 | 9/6/2012 10:37:31 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:30 PM |
| awe-inspiring-power | $25.00 | 9/6/2012 2:43:27 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:38 AM |
| forthright-trade | $35.00 | 9/6/2012 11:39:05 AM |
| rlaboy | $25.00 | 9/6/2012 12:02:13 PM |
| Frosty | $50.00 | 9/6/2012 12:33:11 PM |
| Machbannai | $25.04 | 9/6/2012 12:47:57 PM |
| Shockem923 | $25.00 | 9/6/2012 1:31:16 PM |
| well-mannered-income3 | $70.00 | 9/6/2012 2:00:39 PM |
| givemethatmoney | $25.00 | 9/6/2012 2:03:22 PM |
| orange-liberty-oyster | $1.33 | 9/6/2012 2:46:15 PM |
| community-burrito9 | $25.00 | 9/5/2012 9:09:09 AM |
| bazaar-tulip | $25.00 | 9/5/2012 9:16:22 AM |
| zenyatta | $25.00 | 9/5/2012 9:25:46 AM |
| Fitiwalt7 | $25.00 | 9/5/2012 9:08:55 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:42:05 AM |
| 1NiceLender | $25.00 | 9/5/2012 9:29:06 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:35 AM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 9:53:03 AM |
| Silver_Rupee | $25.01 | 9/5/2012 9:42:35 AM |
| credit-maple | $25.00 | 9/5/2012 9:44:52 AM |
| first-camaraderi-czar | $25.00 | 9/5/2012 9:55:59 AM |
| income-triangulation1 | $25.00 | 9/5/2012 10:02:11 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:57 AM |
| kenji4861 | $25.00 | 9/5/2012 10:18:17 AM |
| 907 | $50.00 | 9/5/2012 10:34:49 AM |
| bellaquito | $500.00 | 9/5/2012 10:46:16 AM |
| Mad_Scientist | $25.00 | 9/5/2012 2:29:06 PM |
| Manvel | $25.00 | 9/5/2012 3:05:59 PM |
| compatible-deal9 | $50.00 | 9/5/2012 12:53:10 PM |
| brianslegel | $108.81 | 9/5/2012 1:02:14 PM |
| ChoiceInvestments | $29.00 | 9/5/2012 4:59:31 PM |
| gilbrear | $25.00 | 9/5/2012 2:45:11 PM |
| MFBank | $50.00 | 9/5/2012 5:16:17 PM |
| wild_carrot | $25.00 | 9/5/2012 5:30:44 PM |
| bewitching-dollar5 | $100.00 | 9/5/2012 5:57:57 PM |
| qwknick57 | $25.00 | 9/5/2012 5:43:51 PM |
| new-justice-entrepreneur | $25.00 | 9/5/2012 5:45:27 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:19 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:01:58 PM |
| networks4ever | $25.00 | 9/5/2012 6:20:01 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:41 PM |
| repayment-pagoda8 | $100.00 | 9/5/2012 6:23:48 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:15 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:09 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:53 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:38 PM |
| credit-birch | $33.00 | 9/5/2012 9:22:21 PM |
| 1LTRN | $25.00 | 9/5/2012 10:23:00 PM |
| CougarRoar | $25.00 | 9/5/2012 10:42:42 PM |
| thoughtful-bazaar782 | $25.00 | 9/5/2012 7:58:27 PM |
| moola-accelerator6 | $34.95 | 9/6/2012 6:04:12 AM |
| duty-monger | $50.00 | 9/6/2012 8:16:28 AM |
| yield-hut | $25.00 | 9/6/2012 4:25:19 AM |
| virtuous-yield | $25.00 | 9/6/2012 4:06:49 AM |
| proud-gold9 | $25.00 | 9/6/2012 4:42:55 AM |
| lnuss25 | $50.00 | 9/6/2012 4:53:18 AM |
| Hippo-IRA1 | $25.00 | 9/6/2012 4:43:43 AM |
| squarebob | $25.00 | 9/6/2012 5:13:45 AM |
| blue-laudable-dinero | $25.00 | 9/6/2012 7:33:04 AM |
| Leshan | $78.88 | 9/6/2012 8:04:33 AM |
| 6_kids_college_fund | $25.00 | 9/6/2012 8:07:13 AM |
| Gordon_Gekko1 | $25.00 | 9/6/2012 8:26:08 AM |
| systematic-value343 | $50.00 | 9/6/2012 8:51:40 AM |
| bowdish1 | $100.00 | 9/6/2012 9:01:47 AM |
| RedmondMan | $25.00 | 9/6/2012 9:22:37 AM |
| RNLEND | $300.00 | 9/6/2012 10:03:03 AM |
| indomitable-coin | $25.00 | 9/6/2012 9:43:11 AM |
| asset-electron1 | $25.00 | 9/6/2012 11:11:56 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:40 AM |
| active-dinero | $35.37 | 9/6/2012 11:48:01 AM |
| rich329 | $25.00 | 9/6/2012 11:46:57 AM |
| Leopoldine | $25.60 | 9/6/2012 12:52:22 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:35 PM |
| green-tree-shake | $50.00 | 9/6/2012 1:39:51 PM |
| themoneydoctor | $54.80 | 9/6/2012 2:11:13 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
633690
This series of Notes was issued and sold upon the funding of the borrower loan #74014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 26y 5m |
|
Amount delinquent:
| $12,025 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,618 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Hunkmanv |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other/vehicle repairs
Purpose of loan:
This loan will be used to...
other/vehicle repairs
My financial situation:
I am a good candidate for this loan because...
I have proven creditworthiness, and the income to repay the loan within 5 months.
Monthly net income: $5700
Monthly expenses: $
Housing: $850
Insurance: $275
Car expenses: $100
Utilities: $85
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $250
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/5/2012 5:25:14 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:51 PM |
| ultimate-peace | $25.00 | 9/6/2012 7:20:19 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:40 PM |
| pdub | $250.00 | 9/7/2012 12:42:30 PM |
| mariok | $25.00 | 9/7/2012 3:39:30 PM |
| loan-oasis4 | $25.00 | 9/7/2012 4:12:00 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:40 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:57 PM |
| progressive-gold6 | $100.00 | 9/7/2012 5:15:59 PM |
| versatile-dime442 | $100.00 | 9/7/2012 5:21:07 PM |
| MI2 | $1,250.00 | 9/7/2012 5:58:34 PM |
| impala6464 | $25.00 | 9/7/2012 5:44:07 PM |
| thoughtful-integrity | $25.00 | 9/8/2012 10:16:17 AM |
| IIP77 | $25.00 | 9/8/2012 12:18:54 PM |
| principal-cooker2 | $32.00 | 9/8/2012 12:16:06 PM |
| agreement-dreams4 | $25.00 | 9/8/2012 12:44:35 PM |
| bubb_hans | $25.00 | 9/8/2012 12:46:44 PM |
| a-compatible-velocity | $50.00 | 9/8/2012 12:56:58 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:05 AM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:58:01 PM |
| ultimate-responsibility0 | $30.00 | 9/9/2012 8:06:28 AM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:41 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:36 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:09 PM |
| Caed-Aldwych | $25.00 | 9/7/2012 3:53:50 PM |
| reward-adventure | $50.00 | 9/7/2012 5:04:38 PM |
| the-credit-maker | $100.00 | 9/7/2012 5:20:30 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:04 PM |
| tolerant-penny159 | $25.00 | 9/7/2012 11:15:36 PM |
| wealth-renaissance5 | $25.00 | 9/8/2012 8:48:25 AM |
| Bob450 | $25.00 | 9/8/2012 7:57:38 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:49:17 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:08 PM |
| the-laudable-peso | $28.00 | 9/8/2012 12:42:38 PM |
| life-is-great | $25.00 | 9/8/2012 12:57:58 PM |
| Cybercusp | $25.00 | 9/8/2012 1:08:12 PM |
| redhead21 | $50.00 | 9/8/2012 4:58:44 PM |
| euro-spark | $25.00 | 9/9/2012 6:52:15 AM |
| social-zebra | $30.00 | 9/9/2012 8:26:08 AM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:12 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:00 PM |
| maestro119 | $157.50 | 9/9/2012 9:30:30 AM |
| weatherman89 | $17.50 | 9/9/2012 10:46:31 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
633816
This series of Notes was issued and sold upon the funding of the borrower loan #74005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $385.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 23y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $6,389 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diligent-payment1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,105.09 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2011)
|
|
Principal balance:
| $6,463.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation/Selling Home
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate my debt/offset home selling expenses
My financial situation: Stable regarding my employment (Physician Assistant, working at a hospital for past 24 years). I have good disposable income with potential for income growth soon.
I am a good candidate for this loan because...I pay my bills on time and trying to sell my existing condominium to purchase another home. I have job stability and longevity with same employer.
Monthly net income: $ 4800 (not including consulting work, which brings in extra $600-1000/month)
Monthly expenses: $ 3210 (as below)
Housing: $ 950.00
Insurance: $ 60.00
Car expenses: $ 550
Utilities: $ 200.00
Phone, cable, internet: $ 300.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 600.00 (includes student loans and CC's I would be consolidating and then not using after consolidated). Present Prosper loan will be paid off with the funds from this new loan
Other expenses: $ Approximately 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AF-Chief | $25.00 | 9/7/2012 9:01:22 AM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 9:01:27 AM |
| worth-blanket2 | $15,000.00 | 9/7/2012 9:04:00 AM |
| lnuss25 | $50.00 | 9/7/2012 9:02:06 AM |
| green-trade-dolphin2 | $30.72 | 9/7/2012 9:03:47 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633820
This series of Notes was issued and sold upon the funding of the borrower loan #74174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,734 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-cozy-listing |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ferocious-kindness8 | $30.00 | 9/5/2012 9:07:45 AM |
| community-burrito9 | $25.00 | 9/5/2012 9:08:54 AM |
| handy-justice | $100.00 | 9/5/2012 9:11:26 AM |
| scholarly-order6 | $50.00 | 9/5/2012 9:13:49 AM |
| zone6 | $100.00 | 9/5/2012 9:21:58 AM |
| whirlingdervish | $50.00 | 9/5/2012 9:39:23 AM |
| Something-Corporate | $25.00 | 9/5/2012 9:55:18 AM |
| greencat | $50.00 | 9/5/2012 4:06:55 PM |
| kila-designer | $200.00 | 9/5/2012 4:22:09 PM |
| MFBank | $50.00 | 9/5/2012 5:15:57 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:03 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:47 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:01 PM |
| reduce_US_govt_debt | $35.00 | 9/5/2012 6:43:12 PM |
| glroark | $100.00 | 9/6/2012 6:58:03 AM |
| Bob450 | $25.00 | 9/6/2012 7:53:04 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:19:25 AM |
| jebber007 | $30.00 | 9/5/2012 11:49:36 PM |
| ResQDoc | $25.00 | 9/6/2012 2:15:56 AM |
| wise-charming-reward | $200.00 | 9/6/2012 5:31:41 AM |
| missoula | $25.00 | 9/6/2012 7:12:05 AM |
| maal99 | $25.00 | 9/6/2012 7:08:27 AM |
| Leshan | $35.00 | 9/6/2012 7:55:43 AM |
| bob450-roth | $25.00 | 9/6/2012 8:17:34 AM |
| unrelenting-euro7 | $25.00 | 9/6/2012 8:17:34 AM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 8:55:10 AM |
| houli123 | $25.00 | 9/5/2012 9:09:47 AM |
| zenyatta | $25.00 | 9/5/2012 9:25:03 AM |
| let_me_retire | $25.00 | 9/5/2012 9:49:54 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:41:52 AM |
| lowrater | $100.50 | 9/5/2012 10:11:09 AM |
| favorite-commerce | $50.00 | 9/5/2012 9:56:38 AM |
| bellaquito | $500.00 | 9/5/2012 10:51:30 AM |
| EngineersAlliance | $35.00 | 9/5/2012 10:15:17 AM |
| Perdita_II | $25.00 | 9/5/2012 11:29:53 AM |
| dudebrah | $25.00 | 9/5/2012 12:16:17 PM |
| commerce-venture1 | $25.00 | 9/5/2012 2:39:38 PM |
| hidavehi | $41.00 | 9/5/2012 5:53:03 PM |
| refresher211 | $25.00 | 9/5/2012 6:30:21 PM |
| money-baron | $50.00 | 9/5/2012 6:17:28 PM |
| CalBear08 | $33.00 | 9/5/2012 9:19:37 PM |
| vutah | $45.00 | 9/5/2012 9:57:01 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:35 PM |
| skillful-asset5 | $30.00 | 9/5/2012 8:00:33 PM |
| Nipper99 | $100.00 | 9/6/2012 5:42:13 AM |
| az2012 | $25.00 | 9/6/2012 8:39:17 AM |
| LaGrangeLender | $35.00 | 9/6/2012 6:37:49 AM |
| Wordsmth | $30.50 | 9/6/2012 9:06:50 AM |
| Military_Money_Wise | $15.00 | 9/6/2012 9:13:40 AM |
| thehousewife | $25.00 | 9/6/2012 8:34:04 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
633856
This series of Notes was issued and sold upon the funding of the borrower loan #74318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,037 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-artisan5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 2 ( 11% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 16
( 89% )
| 680-699
(Jan-2011)
|
|
Principal balance:
| $1,285.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because even though I have been late on paying I make sure that my payment is completed. I am hoping to pay only one place versus paying three for my student loans. Besides, I have worked with Prosper once before and have had great customer service and people willing to work with customers. I have been pleased with Prosper ever since I began borrowing.
Monthly net income: $910
Monthly expenses: $200
Housing: $0
Insurance: $100
Car expenses: $80
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scholarly-order6 | $50.00 | 9/5/2012 5:34:07 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:14 PM |
| jiftostada | $25.00 | 9/5/2012 5:27:07 PM |
| managedfund | $777.00 | 9/5/2012 5:41:52 PM |
| halothane_logic | $25.00 | 9/5/2012 6:09:06 PM |
| versatile-dime442 | $100.00 | 9/5/2012 6:33:50 PM |
| money-baron | $50.00 | 9/5/2012 6:17:31 PM |
| lowrater | $50.30 | 9/5/2012 6:43:49 PM |
| WriteTheLegend | $100.00 | 9/5/2012 7:27:18 PM |
| merciful-return164 | $25.00 | 9/5/2012 6:34:30 PM |
| gothampark | $25.00 | 9/5/2012 8:17:05 PM |
| grammaspurse | $25.00 | 9/5/2012 10:51:00 PM |
| kind-credit-bear | $50.00 | 9/5/2012 5:36:27 PM |
| secureincome | $777.00 | 9/5/2012 5:27:09 PM |
| kinder-credit-bear | $250.00 | 9/5/2012 5:33:03 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:51 PM |
| reward-adventure | $50.00 | 9/5/2012 6:12:01 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:05 PM |
| refresher211 | $25.00 | 9/5/2012 6:30:22 PM |
| Index_Plus | $1,250.00 | 9/5/2012 6:54:18 PM |
| roux | $25.00 | 9/5/2012 6:54:51 PM |
| blitzen40 | $25.00 | 9/5/2012 7:02:02 PM |
| ImNotSoDumb | $25.02 | 9/5/2012 7:07:44 PM |
| weatherman89 | $25.00 | 9/5/2012 11:34:35 PM |
| chameleon125 | $25.00 | 9/5/2012 7:22:34 PM |
| geophreigh | $65.68 | 9/6/2012 3:37:56 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
633872
This series of Notes was issued and sold upon the funding of the borrower loan #74419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $166.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,267 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-chemistry669 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt consolidation
Purpose of loan: Pay off a credit card
This loan will be used to... pay off a credit card
My financial situation: New full time job with a large national nonprofit.
I am a good candidate for this loan because... I have already repaid one Prosper loan (early, I might add) and my credit score is almost "excellent."
Your investment in me will make you a superb return while helping a hard working individual.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/10/2012 5:03:21 PM |
| commerce-venture1 | $50.00 | 9/10/2012 5:05:54 PM |
| felicity-contributor3 | $25.00 | 9/10/2012 5:06:47 PM |
| MoneyForNothing | $31.31 | 9/10/2012 5:03:49 PM |
| worth-blanket2 | $5,400.00 | 9/10/2012 5:12:05 PM |
| InChicago | $120.03 | 9/10/2012 5:03:27 PM |
| marinbb | $100.00 | 9/10/2012 5:07:02 PM |
| innovator2 | $100.00 | 9/10/2012 5:04:05 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:43 PM |
| exchange-squirrel | $200.00 | 9/10/2012 5:08:50 PM |
| transparency-position | $100.00 | 9/10/2012 5:07:54 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
633890
This series of Notes was issued and sold upon the funding of the borrower loan #73848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $112.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
2 | Length of status: | 36y 3m |
|
Amount delinquent:
| $23,476 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 68 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2ploan-venus837 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...car repairs
My financial situation: Good
I am a good candidate for this loan because...I have a steady job and have been employed with the same employer for 36 years
Monthly net income: $3400
Monthly expenses: $
Housing: $1264.00
Insurance: $250
Car expenses: $250
Utilities: $247
Phone, cable, internet: $167
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $297
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/6/2012 9:13:33 AM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:43 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:46 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:38 PM |
| ultimate-peace | $37.50 | 9/7/2012 5:01:44 AM |
| slxvq | $30.00 | 9/7/2012 10:31:48 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:42 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:58 PM |
| newest-generous-income | $25.00 | 9/8/2012 3:22:24 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 10:10:41 AM |
| managedfund | $333.00 | 9/8/2012 2:08:00 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:01 PM |
| worthy-bid8 | $100.00 | 9/6/2012 5:36:13 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:41:40 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:38 AM |
| pdub | $250.00 | 9/7/2012 12:42:33 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:12 PM |
| marwadi-62 | $25.00 | 9/7/2012 3:58:24 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:06 PM |
| vutah | $25.00 | 9/7/2012 8:49:17 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:12 PM |
| Steveo64 | $30.00 | 9/8/2012 5:31:21 PM |
| ChoiceInvestments | $26.00 | 9/8/2012 3:02:59 PM |
| coin-architect2 | $63.50 | 9/8/2012 6:49:13 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
633910
This series of Notes was issued and sold upon the funding of the borrower loan #74230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $592.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $3,417 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| riveting-worth7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start Up
Purpose of loan:
This loan will be used to start up Home Health Care Business.
My financial situation:
I am a good candidate for this loan because I pay my bills, I have good credit, and I make a very good income.
Monthly net income: $70,720
Monthly expenses: $very minimal - $1,000
Housing: $0
Insurance: $230
Car expenses: $0
Utilities: $350
Phone, cable, internet: $110
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $3500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdli_dude | $25.00 | 9/5/2012 9:10:37 AM |
| worth-blanket2 | $13,500.00 | 9/5/2012 9:08:58 AM |
| careful-vigilance4 | $25.00 | 9/5/2012 9:43:02 AM |
| CoyoteJack | $25.00 | 9/5/2012 10:03:31 AM |
| pierrelasvegas | $25.00 | 9/5/2012 9:48:47 AM |
| dime-cedar329 | $25.00 | 9/5/2012 9:57:00 AM |
| orange-preeminant-bill | $25.00 | 9/5/2012 9:59:42 AM |
| Comoparklender | $25.00 | 9/5/2012 10:53:03 AM |
| tolerant-truth2 | $25.00 | 9/5/2012 11:04:55 AM |
| wwwUniversal | $25.00 | 9/5/2012 10:42:04 AM |
| joey1011 | $25.00 | 9/5/2012 1:01:51 PM |
| dudebrah | $25.00 | 9/5/2012 12:17:31 PM |
| Hedge-Fund | $25.00 | 9/5/2012 11:48:35 AM |
| FL-Lender | $25.00 | 9/5/2012 12:01:15 PM |
| youngster50 | $25.00 | 9/5/2012 12:24:05 PM |
| Tonusb0 | $8.00 | 9/5/2012 1:53:32 PM |
| return-pioneer221 | $200.00 | 9/5/2012 9:08:40 AM |
| 1randyp | $25.00 | 9/5/2012 9:27:11 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:36 AM |
| greenbacchus | $25.00 | 9/5/2012 10:06:48 AM |
| Investor_DP | $100.00 | 9/5/2012 10:10:02 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:20 AM |
| WxChem | $30.00 | 9/5/2012 10:02:43 AM |
| responsibility-reaction | $50.00 | 9/5/2012 10:13:42 AM |
| red-power-pecan | $50.00 | 9/5/2012 10:24:20 AM |
| HoweMoney | $25.00 | 9/5/2012 12:08:14 PM |
| pure-note0 | $27.00 | 9/5/2012 10:26:35 AM |
| sgt-schultz | $35.00 | 9/5/2012 12:43:09 PM |
| camaraderi-orbiter3 | $25.00 | 9/5/2012 10:58:07 AM |
| balanced-balance6 | $25.00 | 9/5/2012 11:11:05 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:06 AM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:14 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:12 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
633972
This series of Notes was issued and sold upon the funding of the borrower loan #73815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $577.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,070 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ginny58m |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 93% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,126.16 | < 31 days late:
| 1
( 7% )
| 660-679
(Apr-2011)
620-639
(Jul-2008)
|
|
Principal balance:
| $7,021.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off credit and loans
My financial situation:
I am a good candidate for this loan because... I pay on time
Monthly net income: $ 1800.00
Monthly expenses: $ 585.00
Housing: $350.00
Insurance: $ 0
Car expenses: $ 200.00
Utilities: $0
Phone, cable, internet: $ 60,00
Food, entertainment: $60.00
Clothing, household expenses: $100.00
Credit cards and other loans: $ 585.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:27 PM |
| JeremyLinFan | $50.00 | 9/5/2012 5:06:32 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:15 PM |
| unrelenting-auction7 | $25.00 | 9/5/2012 5:50:17 PM |
| Investor_DP | $100.00 | 9/5/2012 6:12:08 PM |
| loan-mammal | $100.00 | 9/5/2012 5:57:03 PM |
| duty-viola | $25.00 | 9/5/2012 6:01:05 PM |
| Mathon | $25.00 | 9/5/2012 6:00:40 PM |
| genius520 | $100.00 | 9/5/2012 6:18:33 PM |
| WriteTheLegend | $100.00 | 9/5/2012 7:27:19 PM |
| LeReve | $500.00 | 9/5/2012 6:36:20 PM |
| roux | $25.00 | 9/5/2012 6:54:51 PM |
| thrifty-capital | $35.00 | 9/5/2012 7:08:40 PM |
| red-ethical-duty6 | $25.00 | 9/5/2012 7:15:19 PM |
| derwiki | $25.00 | 9/5/2012 10:01:58 PM |
| porter22 | $25.00 | 9/6/2012 8:49:39 AM |
| geophreigh | $25.00 | 9/6/2012 3:38:50 AM |
| fcrick | $42.00 | 9/6/2012 9:00:50 AM |
| nourishing-interest0 | $25.00 | 9/6/2012 8:15:30 AM |
| FarmersBank | $25.00 | 9/6/2012 8:38:32 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:24 AM |
| Feyenoord | $30.00 | 9/6/2012 9:09:45 AM |
| handy-justice | $50.00 | 9/6/2012 9:27:48 AM |
| apostle901 | $25.00 | 9/6/2012 9:29:11 AM |
| Comoparklender | $25.00 | 9/6/2012 9:34:08 AM |
| brainy-return234 | $50.00 | 9/6/2012 10:01:23 AM |
| revenue-serenity | $25.00 | 9/6/2012 10:22:36 AM |
| 907 | $50.00 | 9/6/2012 10:37:45 AM |
| yield-trader | $25.00 | 9/6/2012 12:12:30 PM |
| platinum-attraction | $25.00 | 9/6/2012 2:05:10 PM |
| contract-lionheart | $25.00 | 9/6/2012 11:50:05 AM |
| sophisticated-velocity977 | $72.08 | 9/6/2012 12:40:13 PM |
| green-tree-shake | $25.00 | 9/6/2012 1:34:51 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:41 PM |
| sensible-order2 | $250.00 | 9/6/2012 3:11:49 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:23 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:47 PM |
| postalwhiz | $25.00 | 9/6/2012 5:17:27 PM |
| frooogal | $25.00 | 9/6/2012 7:26:49 PM |
| bkm214 | $50.00 | 9/6/2012 6:20:46 PM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:02 AM |
| Katburg | $25.00 | 9/7/2012 9:05:31 AM |
| Kaj | $25.00 | 9/7/2012 9:15:25 AM |
| orange-stable-gain | $50.00 | 9/7/2012 9:10:29 AM |
| authoritative-platinum7 | $32.00 | 9/7/2012 9:27:19 AM |
| orearella3 | $25.00 | 9/7/2012 9:18:29 AM |
| musegaze | $50.00 | 9/7/2012 9:28:01 AM |
| first-pragmatic-power | $25.00 | 9/7/2012 9:18:51 AM |
| economy-shrubbery6 | $25.00 | 9/7/2012 9:31:12 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:06 AM |
| fervent-repayment | $72.00 | 9/7/2012 9:39:45 AM |
| principal-cooker2 | $50.00 | 9/7/2012 9:33:01 AM |
| subtle-bill727 | $25.00 | 9/7/2012 9:49:07 AM |
| exciting-loyalty3 | $25.00 | 9/7/2012 9:54:06 AM |
| market-jam | $25.00 | 9/7/2012 9:39:56 AM |
| Learning2Lend | $25.00 | 9/7/2012 9:40:32 AM |
| igloo268 | $25.00 | 9/7/2012 10:00:00 AM |
| prohelper | $25.00 | 9/7/2012 9:43:11 AM |
| red-power-pecan | $50.00 | 9/7/2012 10:06:35 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:30 AM |
| fareast_man | $25.00 | 9/7/2012 10:11:28 AM |
| investisure | $50.00 | 9/7/2012 10:11:32 AM |
| bubb_hans | $25.00 | 9/7/2012 9:54:01 AM |
| schoolchamp | $25.00 | 9/7/2012 10:14:47 AM |
| mercuriant | $25.00 | 9/7/2012 9:56:02 AM |
| red-eloquent-rupee | $50.00 | 9/7/2012 9:56:43 AM |
| Vreet | $25.00 | 9/7/2012 9:57:48 AM |
| 6moonbeams | $50.00 | 9/7/2012 9:58:35 AM |
| compassionate-auction6 | $112.00 | 9/7/2012 10:02:08 AM |
| shmb6508 | $50.00 | 9/7/2012 10:03:02 AM |
| social-cocktail1 | $200.00 | 9/7/2012 10:07:36 AM |
| the-credit-maker | $100.00 | 9/7/2012 10:05:28 AM |
| income-rocker2 | $50.00 | 9/7/2012 10:07:01 AM |
| dime-sprout | $25.00 | 9/7/2012 10:38:43 AM |
| cash-reaction2 | $25.00 | 9/7/2012 10:14:18 AM |
| haplender | $50.00 | 9/7/2012 10:10:19 AM |
| miamibeachloaner | $25.00 | 9/7/2012 10:17:40 AM |
| wale-ld | $64.61 | 9/7/2012 10:57:18 AM |
| secureincome | $174.38 | 9/7/2012 10:57:45 AM |
| bid-czar8 | $82.00 | 9/7/2012 10:25:11 AM |
| asiaratt | $50.00 | 9/7/2012 10:26:00 AM |
| SubmergedPilot | $25.00 | 9/7/2012 10:22:18 AM |
| riveting-community | $45.00 | 9/7/2012 10:36:16 AM |
| pixeldave | $25.00 | 9/7/2012 10:41:49 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:22 AM |
| marketplace-hut9 | $25.00 | 9/7/2012 10:43:34 AM |
| ChoiceInvestments | $25.00 | 9/5/2012 5:19:33 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:04 PM |
| BostonCapital | $100.00 | 9/5/2012 5:28:44 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:26 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:14 PM |
| kulender | $100.00 | 9/5/2012 5:59:27 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:33 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:33:21 PM |
| respectful-dough429 | $25.00 | 9/5/2012 6:56:39 PM |
| receptive-affluence035 | $40.00 | 9/6/2012 6:34:39 AM |
| aquariano | $25.00 | 9/6/2012 7:30:07 AM |
| Kunakiku | $25.00 | 9/6/2012 8:05:43 AM |
| compatible-deal9 | $25.00 | 9/6/2012 8:19:20 AM |
| wdove511 | $33.00 | 9/6/2012 5:01:47 AM |
| helping-out | $45.00 | 9/6/2012 5:14:42 AM |
| RSV | $25.00 | 9/6/2012 6:31:44 AM |
| bullwink27 | $25.00 | 9/6/2012 6:09:25 AM |
| mikeandcat | $55.86 | 9/6/2012 8:14:20 AM |
| oreyedoc | $50.00 | 9/6/2012 9:16:07 AM |
| shrewd-peace7 | $25.00 | 9/6/2012 9:16:30 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:26 AM |
| berniemadeoff | $50.00 | 9/6/2012 10:08:33 AM |
| RNLEND | $200.00 | 9/6/2012 10:03:21 AM |
| careful-vigilance4 | $25.00 | 9/6/2012 10:06:11 AM |
| halothane_logic | $25.00 | 9/6/2012 11:21:12 AM |
| finder072 | $25.00 | 9/6/2012 10:50:46 AM |
| tycoon8 | $25.00 | 9/6/2012 10:51:50 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:32 PM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:35 AM |
| GrossBuddha | $300.00 | 9/6/2012 3:05:41 PM |
| C2Banking | $25.00 | 9/6/2012 4:24:53 PM |
| MilitaryAV8R | $25.00 | 9/6/2012 5:58:12 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:36 PM |
| gold-persimmon2 | $25.00 | 9/6/2012 5:54:00 PM |
| Navy-Retired | $50.00 | 9/6/2012 6:38:37 PM |
| Sutpen55 | $25.00 | 9/6/2012 6:24:31 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:09 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:04 PM |
| AF-Chief | $25.00 | 9/7/2012 9:01:19 AM |
| 1randyp | $25.00 | 9/7/2012 9:02:57 AM |
| gimmeopenroad | $50.00 | 9/7/2012 9:14:09 AM |
| zone8 | $40.00 | 9/7/2012 9:10:04 AM |
| Beld | $50.00 | 9/7/2012 9:31:04 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:10 AM |
| life-is-great | $25.00 | 9/7/2012 9:27:12 AM |
| social-zebra | $28.07 | 9/7/2012 9:28:36 AM |
| saffron4 | $25.00 | 9/7/2012 9:40:01 AM |
| MadHun | $200.00 | 9/7/2012 9:40:36 AM |
| debt-force | $25.00 | 9/7/2012 9:31:54 AM |
| dedicated-transaction796 | $25.00 | 9/7/2012 9:50:51 AM |
| smoothmoniker | $25.00 | 9/7/2012 9:39:14 AM |
| 52digital | $75.00 | 9/7/2012 9:40:07 AM |
| chkrvrty | $50.00 | 9/7/2012 9:42:10 AM |
| miked8303 | $50.00 | 9/7/2012 10:00:47 AM |
| larslfe | $25.00 | 9/7/2012 10:07:23 AM |
| Wellman | $25.00 | 9/7/2012 9:45:51 AM |
| WalnutCreekguy | $50.00 | 9/7/2012 9:48:50 AM |
| vegibenz | $25.00 | 9/7/2012 9:52:34 AM |
| truth-companion | $25.00 | 9/7/2012 10:15:11 AM |
| financial-frenzy | $42.00 | 9/7/2012 10:16:42 AM |
| trajectory8 | $25.00 | 9/7/2012 9:56:46 AM |
| asian808 | $25.00 | 9/7/2012 9:54:08 AM |
| GGreg799 | $25.00 | 9/7/2012 10:19:54 AM |
| hopethisworks | $25.00 | 9/7/2012 9:58:56 AM |
| Aljasa2008 | $25.00 | 9/7/2012 10:03:11 AM |
| ItsJustMe79 | $25.00 | 9/7/2012 10:03:18 AM |
| valiant-liberty4 | $25.00 | 9/7/2012 10:28:51 AM |
| IntrepidInvestment | $50.00 | 9/7/2012 10:05:24 AM |
| the-profit-oracle | $25.00 | 9/7/2012 10:02:49 AM |
| dough-bear | $25.00 | 9/7/2012 10:29:31 AM |
| silver-enlightenment0 | $25.00 | 9/7/2012 10:29:48 AM |
| finance-prescription | $100.00 | 9/7/2012 10:04:38 AM |
| handshake5 | $100.00 | 9/7/2012 10:08:50 AM |
| money-baron-Roth401k | $25.00 | 9/7/2012 10:10:33 AM |
| gizzywump | $25.00 | 9/7/2012 10:10:39 AM |
| interstellar | $75.00 | 9/7/2012 10:12:56 AM |
| organic-commerce9 | $25.00 | 9/7/2012 10:18:48 AM |
| keynaples | $50.00 | 9/7/2012 10:22:01 AM |
| best-charming-leverage | $50.00 | 9/7/2012 10:23:44 AM |
| orange-preeminant-bill | $25.00 | 9/7/2012 10:31:54 AM |
| rescue | $100.00 | 9/7/2012 10:28:13 AM |
| vibraphone3 | $25.00 | 9/7/2012 10:47:04 AM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
634004
This series of Notes was issued and sold upon the funding of the borrower loan #74242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $708.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
11 | Length of status: | 23y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,341 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| GPTuch6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am going to use it to pay off debts, reducing my total monthly payments. I have worked for General Motors for 24 years.
Monthly net income: $10300
Monthly expenses: Housing: $2050
Insurance: $150
Car expenses: $525
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $2150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/5/2012 5:07:48 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:28 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:16 PM |
| WxChem | $30.00 | 9/5/2012 5:31:23 PM |
| scholarly-order6 | $100.00 | 9/5/2012 5:26:26 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:28 PM |
| penny-surgeon | $25.00 | 9/5/2012 5:33:53 PM |
| kila-designer | $299.99 | 9/5/2012 5:57:53 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:34 PM |
| worth-blanket2 | $22,500.00 | 9/5/2012 5:20:00 PM |
| lowrater | $50.60 | 9/5/2012 5:21:23 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:26 PM |
| dariop | $25.01 | 9/5/2012 5:59:55 PM |
| 84928429 | $50.00 | 9/5/2012 5:45:03 PM |
| community-burrito9 | $35.00 | 9/5/2012 5:58:38 PM |
| RMirish | $100.00 | 9/5/2012 6:23:46 PM |
| MI2 | $859.37 | 9/5/2012 7:07:19 PM |
| SLN-10 | $30.00 | 9/5/2012 6:39:28 PM |
| networks4ever | $25.00 | 9/5/2012 6:50:31 PM |
| 1stPlace | $75.00 | 9/5/2012 6:41:44 PM |
| repayment-uprising | $100.00 | 9/5/2012 6:54:28 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
634022
This series of Notes was issued and sold upon the funding of the borrower loan #73800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 22.62% |
Borrower rate/APR:
| 23.62% / 26.16% |
Monthly payment:
| $228.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.08% | | |
| |
Estimated return*:
| 14.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,407 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| satisfying-hope812 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $3,871.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to... Payoff existing prosper loan and this interest rate will pay off two credit cards with higher interest which will lower our overall monthly payments so we can work on getting our credit cards paid off.
My financial situation: Good solid income and my husband is employed as well so now my whole family is double covered insurance wise so I will have less medical bills.
I am a good candidate for this loan because...I refuse to be late on payments.
Monthly net income: $ 5000
Monthly expenses: $ 4500
Housing: $ 1065
Insurance: $ house in with house payment car 155
Car expenses: $ 550
Utilities: $ 470
Phone, cable, internet: $included in utilities
Food, entertainment: $ 800
Clothing, household expenses: $ 100
Credit cards and other loans: $1285
Other expenses: $
In this loan I am paying off my other prosper loan that I have had for about a year or so of 4,000 (remaining)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/6/2012 9:15:51 AM |
| credit-missile | $69.40 | 9/6/2012 9:42:55 AM |
| economy-coup | $50.00 | 9/6/2012 9:52:35 AM |
| Endeavour | $35.00 | 9/6/2012 9:04:20 AM |
| caper945 | $100.00 | 9/6/2012 9:11:57 AM |
| duty-viola | $25.00 | 9/6/2012 9:16:42 AM |
| lowrater | $100.40 | 9/6/2012 9:17:38 AM |
| AF-Chief | $25.00 | 9/6/2012 9:20:39 AM |
| Kaj | $25.00 | 9/6/2012 9:05:06 AM |
| quantum_leap | $48.59 | 9/6/2012 9:05:04 AM |
| mikbos | $25.00 | 9/6/2012 9:27:48 AM |
| mikrolown | $25.00 | 9/6/2012 9:28:50 AM |
| persist_in_doing | $25.00 | 9/6/2012 9:13:58 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:44 AM |
| RGlad | $400.00 | 9/6/2012 9:16:17 AM |
| finance-prescription | $100.00 | 9/6/2012 9:36:18 AM |
| pembull | $25.00 | 9/6/2012 9:17:35 AM |
| melodious-fairness | $25.00 | 9/6/2012 9:18:44 AM |
| entertaining-rate9 | $25.00 | 9/6/2012 9:21:52 AM |
| community-burrito9 | $35.00 | 9/6/2012 9:24:36 AM |
| truth-haven5 | $25.00 | 9/6/2012 9:46:22 AM |
| new-intuitive-dime | $25.00 | 9/6/2012 9:46:35 AM |
| MadHun | $103.00 | 9/6/2012 9:51:21 AM |
| money-bauble | $100.00 | 9/6/2012 9:30:57 AM |
| Charlie010 | $25.00 | 9/6/2012 9:32:07 AM |
| handshake5 | $100.00 | 9/6/2012 9:35:40 AM |
| return-pioneer221 | $200.00 | 9/6/2012 9:40:48 AM |
| pleasant-nickel0 | $25.00 | 9/6/2012 9:42:31 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:57 AM |
| skro | $25.00 | 9/6/2012 9:46:47 AM |
| nimble-revenue5 | $100.00 | 9/6/2012 9:48:20 AM |
| alexander-hamilton | $108.00 | 9/6/2012 9:51:58 AM |
| felicity-contributor3 | $25.00 | 9/6/2012 9:05:16 AM |
| Silver_Rupee | $25.01 | 9/6/2012 9:17:52 AM |
| CashFlow13 | $1,000.00 | 9/6/2012 9:01:33 AM |
| Wangchuk | $25.00 | 9/6/2012 9:02:48 AM |
| EngineersAlliance | $75.00 | 9/6/2012 9:20:50 AM |
| Whipster | $30.00 | 9/6/2012 9:02:23 AM |
| Military_Money_Wise | $25.00 | 9/6/2012 9:02:40 AM |
| HeroSupport | $25.00 | 9/6/2012 9:03:28 AM |
| IIP77 | $25.00 | 9/6/2012 9:03:50 AM |
| EL_Papin | $25.00 | 9/6/2012 9:04:58 AM |
| wonder3 | $30.00 | 9/6/2012 9:06:02 AM |
| dime-sprout | $25.00 | 9/6/2012 9:09:39 AM |
| magnitude787 | $30.00 | 9/6/2012 9:28:44 AM |
| Milonguero | $100.00 | 9/6/2012 9:09:55 AM |
| CAGE-Investments | $25.00 | 9/6/2012 9:12:44 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:29 AM |
| ferocious-kindness8 | $30.00 | 9/6/2012 9:15:43 AM |
| cash-reaction2 | $25.00 | 9/6/2012 9:36:10 AM |
| intrepid-loot | $25.00 | 9/6/2012 9:16:57 AM |
| Nerdster1 | $25.00 | 9/6/2012 9:18:15 AM |
| et28 | $75.00 | 9/6/2012 9:18:25 AM |
| gizzywump | $25.00 | 9/6/2012 9:39:38 AM |
| 312-Lender | $81.50 | 9/6/2012 9:21:21 AM |
| tolerant-responsibility051 | $2,000.00 | 9/6/2012 9:21:48 AM |
| Assets-Up | $25.00 | 9/6/2012 9:44:15 AM |
| the-profit-oracle | $25.00 | 9/6/2012 9:26:11 AM |
| 1randyp | $25.00 | 9/6/2012 9:25:34 AM |
| lamsabuy | $200.00 | 9/6/2012 9:47:57 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:30 AM |
| bid-czar8 | $100.00 | 9/6/2012 9:48:57 AM |
| P2P_Investor | $905.00 | 9/6/2012 9:28:46 AM |
| RedmondMan | $25.00 | 9/6/2012 9:30:11 AM |
| kind-credit-bear | $50.00 | 9/6/2012 9:30:12 AM |
| gristle | $50.00 | 9/6/2012 9:35:15 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:34 AM |
| haplender | $50.00 | 9/6/2012 9:40:44 AM |
| life-is-great | $25.00 | 9/6/2012 9:43:42 AM |
| fervent-repayment | $100.00 | 9/6/2012 9:46:01 AM |
| schoolchamp | $25.00 | 9/6/2012 9:47:12 AM |
| glimmering-commerce452 | $25.00 | 9/6/2012 9:47:56 AM |
| vegibenz | $25.00 | 9/6/2012 9:49:14 AM |
| 84928429 | $50.00 | 9/6/2012 9:52:40 AM |
| tolerant-dinero2 | $25.00 | 9/6/2012 9:51:41 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
634054
This series of Notes was issued and sold upon the funding of the borrower loan #73782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,216 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| honorable-balance645 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4499.88
Monthly expenses: $300
Housing: $1228
Insurance: $80
Car expenses: $500
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/5/2012 5:12:30 PM |
| HeroSupport | $35.00 | 9/5/2012 5:24:34 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:52 PM |
| community-burrito9 | $35.00 | 9/5/2012 5:58:38 PM |
| refresher211 | $25.00 | 9/5/2012 6:30:23 PM |
| Silver_Rupee | $25.01 | 9/5/2012 6:14:23 PM |
| gotjack-IRA | $25.00 | 9/5/2012 7:44:19 PM |
| skillful-asset5 | $25.00 | 9/5/2012 7:50:47 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:38 PM |
| bellaquito | $500.00 | 9/5/2012 7:23:33 PM |
| Rogelio48 | $25.00 | 9/6/2012 8:01:00 AM |
| sensible-rate | $31.31 | 9/6/2012 6:03:16 AM |
| wise-charming-reward | $200.00 | 9/6/2012 5:38:58 AM |
| likeable-hope | $25.00 | 9/6/2012 6:54:23 AM |
| TDMLoans | $106.25 | 9/6/2012 6:57:43 AM |
| ultimate-peace | $75.00 | 9/6/2012 7:23:03 AM |
| jiftostada | $25.00 | 9/6/2012 9:39:58 AM |
| Bank42 | $25.00 | 9/6/2012 12:00:23 PM |
| techs | $25.00 | 9/6/2012 10:42:58 AM |
| ethical-truth211 | $100.00 | 9/6/2012 10:47:28 AM |
| alluring-yield5 | $25.00 | 9/6/2012 1:17:16 PM |
| MFBank | $50.00 | 9/5/2012 5:06:11 PM |
| lowrater | $50.40 | 9/5/2012 5:09:45 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:16 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 5:28:05 PM |
| jebber007 | $35.00 | 9/5/2012 11:50:50 PM |
| vutah | $65.00 | 9/5/2012 9:45:29 PM |
| maal99 | $25.00 | 9/6/2012 7:09:10 AM |
| golffish2 | $25.00 | 9/6/2012 4:12:41 AM |
| Nipper99 | $100.00 | 9/6/2012 5:44:23 AM |
| greencat | $50.00 | 9/6/2012 7:23:30 AM |
| Whipster | $35.00 | 9/6/2012 9:02:39 AM |
| Located | $25.00 | 9/6/2012 9:15:23 AM |
| elegant-return3 | $25.00 | 9/6/2012 9:28:27 AM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 10:02:37 AM |
| Bob450 | $25.00 | 9/6/2012 10:22:36 AM |
| green-rapid-openness | $300.00 | 9/6/2012 10:15:53 AM |
| return-rocket9 | $50.00 | 9/6/2012 12:09:04 PM |
| sgt-schultz | $50.00 | 9/6/2012 11:09:43 AM |
| enthusiast758 | $75.00 | 9/6/2012 12:09:57 PM |
| Dubbs360 | $177.03 | 9/6/2012 1:39:41 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
634070
This series of Notes was issued and sold upon the funding of the borrower loan #74100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $276.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,858 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-nimble-justice |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Dec-2011)
|
|
Principal balance:
| $4,033.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| calm-platinum957 | $35.00 | 9/5/2012 5:07:19 PM |
| worth-blanket2 | $10,800.00 | 9/5/2012 5:11:06 PM |
| pdli_dude | $25.00 | 9/5/2012 5:11:59 PM |
| MoneyForNothing | $14.20 | 9/5/2012 5:17:52 PM |
| payout-paladin3 | $900.00 | 9/5/2012 5:07:15 PM |
| justreturns | $25.00 | 9/5/2012 5:12:05 PM |
| LoanerPrincipal | $25.00 | 9/5/2012 5:11:32 PM |
| phaded | $25.00 | 9/5/2012 5:17:07 PM |
| ready-bid9 | $50.00 | 9/5/2012 5:03:01 PM |
| lowrater | $50.80 | 9/5/2012 5:04:35 PM |
| enterprising-exchange6 | $50.00 | 9/5/2012 5:12:56 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
634078
This series of Notes was issued and sold upon the funding of the borrower loan #73812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,531.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $218.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 0m |
|
Amount delinquent:
| $560 |
Total credit lines:
| 12 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reflective-reward7 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
|
Principal balance:
| $6,223.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Payoff my existing Prosper loan and refinance to a lower rate and payment
My financial situation:
I am a good candidate for this loan because...I have always made my payments on time and have never been late.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-bid9 | $50.00 | 9/5/2012 5:03:01 PM |
| liberty-viola | $30.00 | 9/5/2012 5:35:02 PM |
| MathProfessor | $25.00 | 9/5/2012 5:26:24 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:29 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:19 PM |
| penny-finder | $35.00 | 9/5/2012 5:35:16 PM |
| attentive-compassion1 | $50.00 | 9/5/2012 5:51:10 PM |
| loan-mammal | $100.00 | 9/5/2012 5:57:04 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:02:01 PM |
| credible-compassion6 | $25.00 | 9/5/2012 6:16:43 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:58 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:07 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:12 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:43 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:45 PM |
| lowrater | $100.40 | 9/5/2012 6:42:58 PM |
| wealth-pizza | $200.00 | 9/5/2012 8:48:43 PM |
| LeReve | $500.00 | 9/5/2012 6:35:52 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:43 PM |
| rcj1411 | $50.00 | 9/5/2012 7:17:29 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:09:31 PM |
| gilbrear | $25.00 | 9/6/2012 4:27:22 AM |
| Barrayaran | $45.00 | 9/6/2012 5:36:15 AM |
| blue-laudable-dinero | $33.60 | 9/6/2012 7:25:12 AM |
| down-with-big-banks1 | $25.00 | 9/6/2012 4:28:10 AM |
| investment-cluster | $50.00 | 9/6/2012 4:47:50 AM |
| prudent-bid3 | $25.00 | 9/6/2012 6:19:57 AM |
| loyalist1 | $200.00 | 9/6/2012 8:19:44 AM |
| Ben-Siegelbaum | $50.00 | 9/6/2012 9:09:46 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:22 AM |
| NJournalist | $25.00 | 9/6/2012 9:47:14 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:26 AM |
| RiderIRA | $96.67 | 9/6/2012 11:01:59 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:42 AM |
| JWinvest | $25.00 | 9/6/2012 10:37:09 AM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:49 PM |
| timtheman1 | $50.00 | 9/6/2012 11:29:18 AM |
| Astyanax | $50.00 | 9/6/2012 1:19:23 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:48 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:25 PM |
| Cessna172 | $25.00 | 9/6/2012 3:45:21 PM |
| kenji4861 | $25.00 | 9/6/2012 6:11:39 PM |
| dollar-vibraphone4 | $25.00 | 9/6/2012 6:24:36 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:05:38 PM |
| natural-greenback6 | $25.00 | 9/6/2012 7:36:00 PM |
| Leshan | $100.00 | 9/6/2012 7:46:23 PM |
| freelancer88 | $28.16 | 9/6/2012 8:38:05 PM |
| MoneyForNothing | $4.53 | 9/6/2012 8:39:46 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:27 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:23 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:11 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:35 PM |
| Nazbuster | $200.00 | 9/5/2012 6:53:15 PM |
| 1traveler | $25.00 | 9/5/2012 7:22:00 PM |
| atbright | $25.00 | 9/5/2012 9:07:02 PM |
| derwiki | $25.00 | 9/5/2012 10:01:58 PM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:13:01 AM |
| AM2008 | $25.00 | 9/6/2012 3:53:43 AM |
| systematic-value343 | $50.00 | 9/6/2012 8:49:12 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:42 AM |
| currency-persimmon | $25.00 | 9/6/2012 11:20:33 AM |
| Wilhan | $31.17 | 9/6/2012 11:29:04 AM |
| finder072 | $25.00 | 9/6/2012 10:50:46 AM |
| crw1950 | $42.10 | 9/6/2012 11:21:40 AM |
| Bank42 | $25.00 | 9/6/2012 11:57:33 AM |
| engrossing-community0 | $25.00 | 9/6/2012 12:37:12 PM |
| GrossBuddha | $200.00 | 9/6/2012 4:22:24 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:32 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:42 PM |
| spark548 | $25.00 | 9/6/2012 5:08:49 PM |
| soular21804 | $25.00 | 9/6/2012 5:25:27 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:29 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:13 PM |
| BOZO88 | $25.00 | 9/6/2012 7:18:21 PM |
| platinum-mammalian7 | $25.00 | 9/6/2012 8:25:12 PM |
| MacHead | $25.00 | 9/6/2012 8:37:37 PM |
| order-banshee3 | $50.00 | 9/6/2012 6:12:50 PM |
| worlds-best-worth2 | $74.36 | 9/6/2012 8:39:07 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
634092
This series of Notes was issued and sold upon the funding of the borrower loan #74055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $319.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,832 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brilliant-loot0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 75% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,484.00 | < 31 days late:
| 1
( 25% )
| 600-619
(Jun-2011)
620-639
(Nov-2010)
660-679
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $10,500.00 | 9/6/2012 5:03:38 PM |
| handy-justice | $100.00 | 9/6/2012 5:01:35 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
634174
This series of Notes was issued and sold upon the funding of the borrower loan #73923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $143.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,943 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peace-fertilizer3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...obtain a new roof on the house
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $1,000.00 | 9/5/2012 5:02:09 PM |
| BankofRon_IRA | $100.00 | 9/5/2012 5:04:28 PM |
| worth-blanket2 | $2,350.00 | 9/5/2012 5:09:29 PM |
| lowrater | $150.40 | 9/5/2012 5:02:58 PM |
| BankofRon | $25.00 | 9/5/2012 5:05:03 PM |
| the-credit-bauble | $30.00 | 9/5/2012 5:05:11 PM |
| handy-justice | $100.00 | 9/5/2012 5:06:13 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
634208
This series of Notes was issued and sold upon the funding of the borrower loan #74068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
7 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,225 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-captain6 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $300.00 | 9/6/2012 9:06:17 AM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 9:12:24 AM |
| golffish2 | $25.00 | 9/6/2012 9:02:52 AM |
| zeeexsixare | $200.00 | 9/6/2012 9:03:16 AM |
| commerce-venture1 | $25.00 | 9/6/2012 9:25:06 AM |
| first-class-gold0 | $100.00 | 9/6/2012 9:29:34 AM |
| lowrater | $50.40 | 9/6/2012 9:15:14 AM |
| handy-justice | $100.00 | 9/6/2012 9:15:36 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:31 AM |
| first-integrity-gravity | $50.00 | 9/6/2012 9:31:14 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:35 AM |
| credit-missile | $114.60 | 9/6/2012 9:39:34 AM |
| ferocious-kindness8 | $30.00 | 9/6/2012 9:15:43 AM |
| houli123 | $25.00 | 9/6/2012 9:03:00 AM |
| worth-blanket2 | $13,500.00 | 9/6/2012 9:11:00 AM |
| WxChem | $30.00 | 9/6/2012 9:30:23 AM |
| wonder3 | $25.00 | 9/6/2012 9:13:06 AM |
| duty-viola | $25.00 | 9/6/2012 9:16:42 AM |
| availableloan | $25.00 | 9/6/2012 9:34:36 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
634272
This series of Notes was issued and sold upon the funding of the borrower loan #73878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $346.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $244 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| merciful-bonus9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to purchase a parcel of land. I plan to eventually build a house on part of the land and use the rest of the land (5 acres) for forestry.
My financial situation:
I am a good candidate for this loan because I have an excellent credit score and a full-time teaching job. I am certified to teach in 4 different subject areas (including math, a highly demanded subject area). I currently teach 3 different subjects.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 5:01:14 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 5:06:42 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:51 PM |
| networks4ever | $25.00 | 9/7/2012 6:27:21 PM |
| ingenious-deal6 | $25.00 | 9/7/2012 5:56:30 PM |
| sodems | $100.00 | 9/7/2012 6:56:31 PM |
| RGlad | $250.00 | 9/8/2012 3:57:46 AM |
| cerebral-dollar773 | $25.00 | 9/8/2012 6:45:00 AM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:42 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:42 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:17 PM |
| lendersf | $50.00 | 9/8/2012 4:31:15 PM |
| museic1 | $100.00 | 9/9/2012 9:06:33 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:30 PM |
| Castellan | $50.00 | 9/9/2012 12:39:46 PM |
| 4DreamsGroup | $100.00 | 9/10/2012 9:39:23 AM |
| ets2011 | $25.00 | 9/10/2012 11:10:34 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:04 AM |
| dontletmoneyfoolya | $25.00 | 9/10/2012 5:40:50 PM |
| simplelender80 | $500.00 | 9/10/2012 6:05:57 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:26 PM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:33 AM |
| genuine-asset240 | $25.00 | 9/11/2012 9:24:32 AM |
| crdcteng | $25.00 | 9/11/2012 9:36:42 AM |
| first-serene-credit | $25.00 | 9/11/2012 10:50:44 AM |
| innocent-liberty6 | $50.00 | 9/11/2012 11:43:12 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:36 PM |
| Px3VENTURES | $500.00 | 9/11/2012 12:11:48 PM |
| river-change | $54.63 | 9/11/2012 1:49:18 PM |
| mlm_invests | $25.00 | 9/11/2012 12:37:59 PM |
| the-careful-fund | $25.00 | 9/11/2012 12:15:59 PM |
| astute-benjamins | $125.00 | 9/11/2012 1:02:23 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:13 PM |
| GrooveBiz | $25.00 | 9/11/2012 1:42:31 PM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:06:26 PM |
| ddog0224 | $104.01 | 9/11/2012 3:16:46 PM |
| MrBenz | $95.39 | 9/11/2012 3:21:09 PM |
| blue-dough-trumpeter | $25.00 | 9/11/2012 1:45:51 PM |
| terrific-return | $25.00 | 9/11/2012 3:51:31 PM |
| currency-persimmon | $25.00 | 9/11/2012 4:05:33 PM |
| ltschetter | $25.00 | 9/11/2012 4:10:27 PM |
| diligent-kindness9 | $25.00 | 9/11/2012 2:42:24 PM |
| BuckeyesBacker | $25.00 | 9/11/2012 2:16:17 PM |
| crazyinjun | $80.07 | 9/11/2012 4:44:09 PM |
| Cash4U2also | $25.00 | 9/11/2012 2:24:35 PM |
| JPBank | $39.14 | 9/11/2012 2:34:31 PM |
| mschoenf | $50.00 | 9/11/2012 2:34:58 PM |
| the-financier814 | $25.00 | 9/11/2012 4:54:32 PM |
| Chewbaca | $25.00 | 9/11/2012 2:46:12 PM |
| BigDog85 | $50.00 | 9/11/2012 5:02:40 PM |
| coin-kin | $25.00 | 9/11/2012 3:44:31 PM |
| wise-bazaar-mason | $25.00 | 9/11/2012 4:10:55 PM |
| kragilan | $100.00 | 9/11/2012 3:25:34 PM |
| brilliant-leverage4 | $25.00 | 9/11/2012 3:26:32 PM |
| rate-authority2 | $25.00 | 9/11/2012 3:31:39 PM |
| Truchaos | $25.29 | 9/11/2012 4:34:46 PM |
| sacopt | $25.00 | 9/11/2012 4:41:21 PM |
| DirtyJenga | $25.00 | 9/11/2012 5:00:49 PM |
| blLending | $25.00 | 9/11/2012 3:57:22 PM |
| penny-mad-scientist9 | $49.78 | 9/11/2012 4:22:07 PM |
| prominence8 | $35.00 | 9/11/2012 4:25:46 PM |
| gavenalex | $42.68 | 9/11/2012 4:27:42 PM |
| ready-bid9 | $50.00 | 9/11/2012 5:03:43 PM |
| abundant-power | $25.00 | 9/11/2012 4:28:33 PM |
| orange-liberty-oyster | $34.38 | 9/11/2012 5:08:30 PM |
| mjjjrj | $25.00 | 9/11/2012 4:29:58 PM |
| Ron22 | $47.06 | 9/11/2012 4:37:19 PM |
| blue-laudable-dinero | $50.00 | 9/11/2012 4:44:08 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:14 PM |
| first-careful-currency | $119.00 | 9/7/2012 5:03:09 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:48 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:01 PM |
| thrifty-transaction578 | $25.00 | 9/7/2012 5:18:43 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:49 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:14:38 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:38 PM |
| LeReve | $500.00 | 9/7/2012 5:25:10 PM |
| liberty-viola | $30.00 | 9/7/2012 5:25:43 PM |
| SBT | $25.00 | 9/7/2012 5:55:45 PM |
| bellaquito | $500.00 | 9/7/2012 7:07:31 PM |
| LoanerPrincipal | $25.00 | 9/7/2012 5:42:27 PM |
| whitegoldira | $150.00 | 9/7/2012 6:15:08 PM |
| houli123 | $55.00 | 9/7/2012 6:14:12 PM |
| transparency-position | $27.00 | 9/7/2012 7:13:57 PM |
| CIC | $25.00 | 9/8/2012 5:54:53 AM |
| JustMee | $25.00 | 9/8/2012 6:10:11 AM |
| lowrater | $75.60 | 9/8/2012 12:24:56 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:42 PM |
| marwadi-62 | $300.00 | 9/8/2012 2:03:28 PM |
| whitegold24k | $250.00 | 9/9/2012 10:36:20 AM |
| repayment-pagoda8 | $100.00 | 9/10/2012 5:19:43 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:58 AM |
| squeebie | $50.00 | 9/11/2012 10:54:38 AM |
| botfolio | $300.00 | 9/11/2012 11:05:35 AM |
| AJIPrivateNotes | $25.00 | 9/11/2012 11:17:20 AM |
| vtr1000 | $25.86 | 9/11/2012 11:18:18 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:27 AM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:16 PM |
| BigThree | $29.33 | 9/11/2012 1:21:35 PM |
| run26miles | $25.00 | 9/11/2012 1:05:05 PM |
| bazaar-neptune0 | $218.37 | 9/11/2012 12:40:40 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:25 PM |
| slpark | $30.00 | 9/11/2012 2:55:36 PM |
| privatebanker | $100.00 | 9/11/2012 1:32:00 PM |
| REITRUST | $112.79 | 9/11/2012 2:07:33 PM |
| proud-money9 | $25.00 | 9/11/2012 1:47:02 PM |
| profde | $25.00 | 9/11/2012 2:30:23 PM |
| Imaginos1892 | $80.00 | 9/11/2012 4:57:49 PM |
| bid-prometheus | $30.01 | 9/11/2012 3:14:34 PM |
| red-fervent-deal | $76.00 | 9/11/2012 2:52:18 PM |
| Index_Plus | $5,000.00 | 9/11/2012 3:54:51 PM |
| dukeiyer | $25.00 | 9/11/2012 4:28:36 PM |
| well-mannered-income3 | $90.00 | 9/11/2012 4:32:26 PM |
| glimmering-generosity0 | $50.00 | 9/11/2012 4:54:08 PM |
| herbyman | $50.00 | 9/11/2012 4:55:13 PM |
| brightest-careful-commerce | $405.26 | 9/11/2012 4:18:10 PM |
| Razor129 | $42.87 | 9/11/2012 5:02:59 PM |
| blazing-revenue3 | $25.00 | 9/11/2012 4:43:44 PM |
| vonbondie3000 | $25.00 | 9/11/2012 4:55:53 PM |
| market-trooper3 | $30.00 | 9/11/2012 5:01:01 PM |
| neuroshred | $37.47 | 9/11/2012 5:05:38 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:08 PM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
634428
This series of Notes was issued and sold upon the funding of the borrower loan #74023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $237.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,200 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| alluring-compassion7 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,900.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2011)
680-699
(Jul-2010)
|
|
Principal balance:
| $7,275.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...To pay off my current Prosper loan while lowering my interest rate and shortening the life of the loan
My financial situation:
I am a good candidate for this loan because...Plain and simple, I pay my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/6/2012 6:05:11 PM |
| lowrater | $150.80 | 9/6/2012 5:03:50 PM |
| finder072 | $25.00 | 9/6/2012 5:01:56 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:20 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:31 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:11 PM |
| GoGalt | $50.00 | 9/6/2012 5:41:19 PM |
| entertaining-revenue4 | $50.00 | 9/6/2012 5:32:46 PM |
| payout-reaction740 | $25.00 | 9/6/2012 5:34:31 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:49 PM |
| phaded | $25.00 | 9/6/2012 5:47:00 PM |
| kfrench | $75.00 | 9/6/2012 6:07:55 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:09 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:14 PM |
| Feyenoord | $30.00 | 9/6/2012 6:17:49 PM |
| janeybooboo | $25.25 | 9/6/2012 6:11:05 PM |
| grammaspurse | $25.00 | 9/6/2012 9:23:29 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:53 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:59 PM |
| commerce-gargantuan2 | $100.00 | 9/6/2012 7:45:20 PM |
| porter512S | $200.00 | 9/7/2012 3:24:22 AM |
| bartb | $25.00 | 9/6/2012 8:08:38 PM |
| cerebral-dollar773 | $50.00 | 9/7/2012 6:37:57 AM |
| payout-thinker7 | $25.00 | 9/7/2012 6:38:55 AM |
| dreamhope | $25.00 | 9/7/2012 7:06:57 AM |
| lnuss25 | $25.00 | 9/7/2012 4:38:57 AM |
| BlessedEveryDay | $25.00 | 9/7/2012 4:48:28 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:52:24 AM |
| Mrs-Honeydew | $30.00 | 9/7/2012 5:34:44 AM |
| CincyTex | $25.00 | 9/7/2012 6:00:25 AM |
| p2p-_-4me | $38.80 | 9/7/2012 6:09:06 AM |
| jc33148 | $25.00 | 9/7/2012 6:39:14 AM |
| vtrentster | $40.00 | 9/7/2012 6:40:15 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:36 AM |
| rpdelray | $25.00 | 9/7/2012 8:24:52 AM |
| credit-coach118 | $55.17 | 9/7/2012 8:39:55 AM |
| Mindful7 | $25.00 | 9/7/2012 9:35:15 AM |
| payout-motivator0 | $25.00 | 9/7/2012 9:44:49 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:37:03 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:18 AM |
| blue-laudable-dinero | $50.00 | 9/7/2012 9:52:17 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:54 AM |
| moola-hercules1 | $50.00 | 9/7/2012 10:09:12 AM |
| engaging-worth | $25.00 | 9/7/2012 10:00:38 AM |
| tolerant-dinero2 | $100.00 | 9/7/2012 10:27:40 AM |
| Jassi | $25.00 | 9/7/2012 10:10:35 AM |
| a-finance-nirvana | $25.00 | 9/7/2012 10:13:50 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:10 AM |
| Bank42 | $25.00 | 9/7/2012 11:57:47 AM |
| spiff666 | $66.69 | 9/7/2012 12:10:03 PM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:06 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:33 AM |
| 78 | $27.38 | 9/7/2012 1:00:42 PM |
| Anamorph | $25.00 | 9/7/2012 11:13:54 AM |
| starry2001 | $25.00 | 9/7/2012 1:24:36 PM |
| currency-persimmon | $25.00 | 9/7/2012 12:02:27 PM |
| unafraid-loan5 | $25.00 | 9/7/2012 12:11:49 PM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:20 AM |
| green-trade-firestarter | $200.00 | 9/7/2012 12:01:41 PM |
| sgt-schultz | $25.65 | 9/7/2012 1:33:53 PM |
| pdub | $250.00 | 9/7/2012 12:42:34 PM |
| CharliesHobbies | $25.00 | 9/7/2012 12:42:10 PM |
| moneytolend72 | $50.00 | 9/7/2012 1:20:59 PM |
| spark548 | $25.00 | 9/6/2012 5:08:55 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:47 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:11 PM |
| EnglishGeekInNYC | $25.00 | 9/6/2012 5:00:52 PM |
| fuse136 | $25.00 | 9/6/2012 5:14:25 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:10 PM |
| zotzot | $50.00 | 9/6/2012 5:02:30 PM |
| LoanerPrincipal | $25.00 | 9/6/2012 5:20:12 PM |
| tranquil-gain1 | $75.00 | 9/6/2012 5:07:53 PM |
| proper-commitment5 | $25.00 | 9/6/2012 5:10:59 PM |
| thankful-nickel2 | $55.55 | 9/6/2012 5:14:21 PM |
| ready-bid9 | $50.00 | 9/6/2012 5:55:20 PM |
| newest-forthright-note | $25.00 | 9/6/2012 5:56:01 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:39 PM |
| ready-interest9 | $25.00 | 9/6/2012 5:46:11 PM |
| justreturns | $25.00 | 9/6/2012 5:53:00 PM |
| seabass123 | $25.00 | 9/6/2012 6:12:58 PM |
| RGlad | $65.00 | 9/6/2012 5:53:46 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:01 PM |
| finance-symphony7 | $200.00 | 9/6/2012 6:29:31 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:58 PM |
| hopeful_lender | $100.00 | 9/6/2012 7:00:34 PM |
| prudent-deal662 | $25.00 | 9/6/2012 6:12:04 PM |
| twjh | $25.08 | 9/6/2012 6:11:41 PM |
| Plutis | $25.00 | 9/6/2012 6:59:03 PM |
| keen-credit6 | $25.50 | 9/6/2012 7:10:48 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:49:26 PM |
| samurai2 | $33.81 | 9/6/2012 8:00:04 PM |
| Johnab | $25.00 | 9/6/2012 8:10:17 PM |
| abundant-dinero5 | $50.00 | 9/6/2012 8:44:16 PM |
| RGlad | $85.00 | 9/6/2012 10:39:47 PM |
| market-maximizer472 | $100.00 | 9/7/2012 7:57:46 AM |
| NYCLAIMSGUY | $25.00 | 9/7/2012 7:59:11 AM |
| Interloper | $55.00 | 9/7/2012 6:23:01 AM |
| Earn_money | $25.00 | 9/7/2012 7:07:03 AM |
| radforj22 | $42.93 | 9/7/2012 8:15:55 AM |
| fund-tom-tom6 | $25.00 | 9/7/2012 7:48:12 AM |
| powerful-return1 | $250.00 | 9/7/2012 8:29:11 AM |
| thehousewife | $25.00 | 9/7/2012 8:51:56 AM |
| new-ore-venture | $90.00 | 9/7/2012 9:16:20 AM |
| objective-investor | $250.00 | 9/7/2012 9:07:21 AM |
| Brattt | $25.00 | 9/7/2012 9:18:39 AM |
| lendersf | $50.00 | 9/7/2012 9:30:06 AM |
| Ripsaw4U | $50.00 | 9/7/2012 9:23:01 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:53 AM |
| britgsb | $50.00 | 9/7/2012 9:38:34 AM |
| value-travels | $30.00 | 9/7/2012 9:50:30 AM |
| CaptainBL | $25.00 | 9/7/2012 9:58:13 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:01 AM |
| MrEville | $25.00 | 9/7/2012 10:16:00 AM |
| jeevs10 | $25.00 | 9/7/2012 10:16:37 AM |
| riversmoke | $25.00 | 9/7/2012 10:15:31 AM |
| Elefunt | $25.00 | 9/7/2012 11:03:56 AM |
| MonkeyHero | $70.00 | 9/7/2012 10:34:43 AM |
| preeminant-greenback024 | $25.00 | 9/7/2012 12:29:20 PM |
| historic-value7 | $250.00 | 9/7/2012 10:33:26 AM |
| Persuasion | $25.00 | 9/7/2012 10:47:01 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:12 AM |
| vhoff83 | $35.00 | 9/7/2012 1:14:17 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:44 PM |
| LimaGuy | $50.38 | 9/7/2012 1:41:54 PM |
| 124 Investments
|
Borrower Payment Dependent Notes Series
634434
This series of Notes was issued and sold upon the funding of the borrower loan #74393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 89 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,814 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-power-conductor |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
|
|
Principal balance:
| $4,368.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to Consolidate some more of my debt.
My financial situation:
I am a good candidate for this loan because I already have a prosper loan that is almost half paid off and I have always made my payments on time without ever being late.
Monthly net income: $4650
Monthly expenses: $
Housing: $ 888
Insurance: $ 239
Car expenses: $ 434
Utilities: $ 250
Phone, cable, internet: $ 125
Food, entertainment: $ 400
Clothing, household expenses: $ 250
Credit cards and other loans: $ 600
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Hedge-Fund | $25.00 | 9/11/2012 9:01:04 AM |
| handy-justice | $100.00 | 9/11/2012 9:01:21 AM |
| quantum_leap | $31.74 | 9/11/2012 9:02:05 AM |
| lnuss25 | $25.00 | 9/11/2012 9:01:08 AM |
| janeybooboo | $75.00 | 9/11/2012 9:04:28 AM |
| felicity-contributor3 | $25.00 | 9/11/2012 9:02:10 AM |
| red-power-pecan | $50.00 | 9/11/2012 9:02:50 AM |
| credit-missile | $135.00 | 9/11/2012 9:01:49 AM |
| csakhil | $50.00 | 9/11/2012 9:01:51 AM |
| Whatssofunnybout | $25.00 | 9/11/2012 9:02:16 AM |
| RGlad | $150.00 | 9/11/2012 9:04:44 AM |
| worth-blanket2 | $3,600.00 | 9/11/2012 9:05:02 AM |
| respectful-dough429 | $25.00 | 9/11/2012 9:02:43 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
634454
This series of Notes was issued and sold upon the funding of the borrower loan #74299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $146.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,925 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MOMac |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 90% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 2
( 10% )
| 620-639
(May-2011)
640-659
(Dec-2009)
600-619
(Apr-2008)
580-599
(Dec-2007)
|
|
Principal balance:
| $2,647.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off unexpected funeral expenses paid with credit cards.
My financial situation:
I am a good candidate for this loan because my income will never decrease and all credit accounts/bills are current/paid on time....
Monthly net income: $4063.00
Monthly expenses: $2385.00
Housing: $285.00
Insurance: $130.00
Car expenses: $240.00
Utilities: $180.00
Phone, cable, internet: $145.00
Food, entertainment: $550.00
Clothing, household expenses: $75.00
Credit cards and other loans: $650.00
Other expenses: $130.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/6/2012 9:11:32 AM |
| handy-justice | $100.00 | 9/6/2012 9:05:09 AM |
| loan-mammal | $100.00 | 9/6/2012 9:12:41 AM |
| RGlad | $100.00 | 9/6/2012 9:02:06 AM |
| DasMula | $100.00 | 9/6/2012 9:03:29 AM |
| missoula | $25.00 | 9/6/2012 9:05:20 AM |
| Military_Money_Wise | $25.00 | 9/6/2012 9:05:41 AM |
| loan-master1 | $25.00 | 9/6/2012 9:06:10 AM |
| MoneyForNothing | $25.18 | 9/6/2012 9:10:34 AM |
| adaptable-return21 | $50.00 | 9/6/2012 9:02:19 AM |
| felicity-contributor3 | $35.00 | 9/6/2012 9:04:06 AM |
| lowrater | $100.60 | 9/6/2012 9:05:03 AM |
| worth-blanket2 | $3,150.00 | 9/6/2012 9:13:38 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
634460
This series of Notes was issued and sold upon the funding of the borrower loan #74231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $355.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1974 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $121,354 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cozy-treasure3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
740-759
(Sep-2010)
|
|
Principal balance:
| $5,907.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home improvement
Purpose of loan:
I previously applied and was granted a loan from Prosper to complete a vacarion home that in the future it would become my permanent home. However a few cost overuns necesitate that I seek additional funding in order to complete it. The funding of this loan will allow for the completion of the home.
My financial situation:
I am a good candidate for this loan because, simply stated I believe in paying my obligations. My credit report as well as my payment record with Prosper reflects it. Than you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/6/2012 9:05:18 AM |
| liberty-viola | $30.00 | 9/6/2012 9:07:34 AM |
| entertaining-rate9 | $25.00 | 9/6/2012 9:21:53 AM |
| green-trade-dolphin2 | $35.67 | 9/6/2012 9:03:19 AM |
| jonmars | $25.00 | 9/6/2012 9:05:26 AM |
| wise-nourishing-leverage | $25.00 | 9/6/2012 9:40:09 AM |
| availableloan | $25.00 | 9/6/2012 9:36:43 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:36 AM |
| phaded | $25.00 | 9/6/2012 10:07:58 AM |
| ready-bid9 | $50.00 | 9/6/2012 10:14:19 AM |
| reward-dynamo | $25.00 | 9/6/2012 10:26:35 AM |
| Bob450 | $30.00 | 9/6/2012 10:21:49 AM |
| RGlad | $200.00 | 9/6/2012 9:09:08 AM |
| unafraid-loan5 | $25.00 | 9/6/2012 9:49:18 AM |
| tolerant-dinero2 | $25.00 | 9/6/2012 9:52:22 AM |
| first-class-gold0 | $222.00 | 9/6/2012 9:29:13 AM |
| glimmering-commerce452 | $25.00 | 9/6/2012 9:39:44 AM |
| dough-souffle | $25.00 | 9/6/2012 9:41:30 AM |
| justreturns | $25.00 | 9/6/2012 10:21:17 AM |
| best-bonafide-p2p | $50.00 | 9/6/2012 10:35:54 AM |
| roadredwood | $29.59 | 9/6/2012 10:49:37 AM |
| roadredwood | $277.74 | 9/6/2012 10:51:29 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
634566
This series of Notes was issued and sold upon the funding of the borrower loan #74029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $284.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 2m |
|
Amount delinquent:
| $12,501 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,814 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-raker8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3200
Monthly expenses: $ 1500
Housing: $ 900
Insurance: $ 120
Car expenses: $
Utilities: $ 120
Phone, cable, internet: $ 160
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spark548 | $25.00 | 9/6/2012 5:08:55 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:11 PM |
| toblerone | $25.00 | 9/6/2012 5:21:09 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:58 PM |
| SBT | $25.00 | 9/6/2012 6:08:56 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:32 AM |
| treasure-generator | $25.00 | 9/7/2012 9:18:10 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:53 AM |
| cahjoon | $25.00 | 9/7/2012 9:30:58 AM |
| fund-blackberry6 | $25.00 | 9/7/2012 9:45:42 AM |
| mennleo | $50.00 | 9/7/2012 9:49:28 AM |
| gethsemane4 | $25.00 | 9/7/2012 9:50:44 AM |
| greenback-investor7 | $47.00 | 9/7/2012 9:51:02 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:19 AM |
| ryanp100 | $25.00 | 9/7/2012 9:51:43 AM |
| britgsb | $50.00 | 9/7/2012 9:38:34 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:38 AM |
| Tasmir | $25.00 | 9/7/2012 9:53:51 AM |
| CasaDeTomas | $50.00 | 9/7/2012 10:05:55 AM |
| magical-credit523 | $25.00 | 9/7/2012 10:08:38 AM |
| ivadood | $50.00 | 9/7/2012 9:50:21 AM |
| zrohmm | $25.00 | 9/7/2012 10:09:53 AM |
| Cheburashka | $27.00 | 9/7/2012 9:52:56 AM |
| indomitable-dedication | $25.00 | 9/7/2012 9:53:03 AM |
| loyalty-sherpa | $25.00 | 9/7/2012 9:55:15 AM |
| dynamic-contract944 | $25.00 | 9/7/2012 9:58:06 AM |
| wigglesworth4 | $100.00 | 9/7/2012 10:19:48 AM |
| the-dollar-topper | $150.00 | 9/7/2012 9:56:05 AM |
| red-eloquent-rupee | $50.00 | 9/7/2012 9:56:43 AM |
| urbane-duty560 | $25.00 | 9/7/2012 9:57:49 AM |
| gold-sushi | $50.00 | 9/7/2012 9:58:54 AM |
| asset-goblin5 | $30.00 | 9/7/2012 10:23:22 AM |
| tkr2 | $25.00 | 9/7/2012 9:59:00 AM |
| new-transaction-wrangler | $25.00 | 9/7/2012 9:59:54 AM |
| lender2611 | $25.00 | 9/7/2012 10:24:16 AM |
| the-profit-oracle | $25.00 | 9/7/2012 10:02:50 AM |
| mvalley | $25.00 | 9/7/2012 10:27:15 AM |
| piter-to-la-investment | $25.00 | 9/7/2012 10:04:16 AM |
| mtp | $100.00 | 9/7/2012 10:28:19 AM |
| user1010 | $25.00 | 9/7/2012 10:03:17 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:32 AM |
| tranquil-credit0 | $25.00 | 9/7/2012 10:31:34 AM |
| orange-market-amigo | $200.00 | 9/7/2012 10:10:17 AM |
| cash-reaction2 | $25.00 | 9/7/2012 10:14:19 AM |
| StarE | $25.00 | 9/7/2012 10:15:27 AM |
| Investoman | $25.00 | 9/7/2012 10:21:14 AM |
| famous-ore2 | $50.00 | 9/7/2012 10:23:36 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:33 AM |
| bid-czar8 | $100.00 | 9/7/2012 10:25:11 AM |
| payout-paradise5 | $25.00 | 9/7/2012 10:29:42 AM |
| zone6 | $100.00 | 9/7/2012 10:27:17 AM |
| Maetryx | $25.00 | 9/7/2012 10:29:35 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:12 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:23 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:06 AM |
| agrosmet | $25.00 | 9/7/2012 11:57:43 AM |
| dollardave | $100.00 | 9/7/2012 12:26:56 PM |
| Kravcorp | $25.00 | 9/7/2012 3:12:20 PM |
| pdub | $250.00 | 9/7/2012 12:42:34 PM |
| Foothill-Paradise | $86.76 | 9/7/2012 4:17:40 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:44 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:07:33 PM |
| bliss6 | $25.00 | 9/7/2012 3:14:50 PM |
| casserole9 | $35.00 | 9/7/2012 3:37:15 PM |
| finder072 | $25.00 | 9/6/2012 5:01:57 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:12 PM |
| transparency-sapling | $25.00 | 9/6/2012 5:35:34 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:12 PM |
| a-finance-nirvana | $25.00 | 9/6/2012 5:56:24 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:09 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:39 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:01 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:40 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:15:22 PM |
| pleasant-listing712 | $25.00 | 9/6/2012 6:34:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:00 PM |
| porter512S | $200.00 | 9/7/2012 3:24:22 AM |
| DreDub | $50.00 | 9/7/2012 8:07:35 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:36 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:44 AM |
| dynamic-money271 | $25.00 | 9/7/2012 9:02:31 AM |
| paladin847 | $50.00 | 9/7/2012 9:24:15 AM |
| breathtaking-funds6 | $50.00 | 9/7/2012 9:14:35 AM |
| BostonCapital | $100.00 | 9/7/2012 9:16:05 AM |
| principal-cooker2 | $50.00 | 9/7/2012 9:33:02 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:11 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:54 AM |
| vigorous-velocity | $147.00 | 9/7/2012 9:33:09 AM |
| TheCount | $25.00 | 9/7/2012 9:35:47 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:30 AM |
| NYCFinancier | $34.50 | 9/7/2012 9:50:52 AM |
| MarcusOcean | $25.00 | 9/7/2012 9:57:33 AM |
| 6moonbeams | $50.00 | 9/7/2012 9:58:36 AM |
| hopethisworks | $25.00 | 9/7/2012 9:58:56 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:24 AM |
| kevin314 | $25.00 | 9/7/2012 10:03:57 AM |
| useful-p2ploan | $25.00 | 9/7/2012 10:06:59 AM |
| gizzywump | $25.00 | 9/7/2012 10:10:39 AM |
| orange-dollar-raccoon | $50.00 | 9/7/2012 9:53:40 AM |
| Rusheen_Capital_Partners | $250.00 | 9/7/2012 9:52:12 AM |
| keynaples | $50.00 | 9/7/2012 10:18:28 AM |
| rcm87 | $50.00 | 9/7/2012 10:19:23 AM |
| educationfirst | $50.00 | 9/7/2012 9:58:16 AM |
| tender-commerce8 | $50.00 | 9/7/2012 10:20:20 AM |
| riskreward | $250.00 | 9/7/2012 10:21:04 AM |
| rakstar | $25.00 | 9/7/2012 9:56:36 AM |
| igloo268 | $25.00 | 9/7/2012 10:00:01 AM |
| gulch | $25.00 | 9/7/2012 10:21:27 AM |
| durability-balance4 | $50.00 | 9/7/2012 10:01:43 AM |
| new-truth-chuckler | $25.00 | 9/7/2012 10:22:47 AM |
| poeman | $25.00 | 9/7/2012 9:59:02 AM |
| income-champion | $25.00 | 9/7/2012 10:23:49 AM |
| BlindJoeDeath | $50.00 | 9/7/2012 10:00:39 AM |
| benjamins-utopia | $42.00 | 9/7/2012 10:01:40 AM |
| BuffetRocks | $50.00 | 9/7/2012 10:04:06 AM |
| ItsJustMe79 | $25.00 | 9/7/2012 10:03:19 AM |
| hanuman77 | $25.00 | 9/7/2012 10:04:12 AM |
| haplender | $50.00 | 9/7/2012 10:10:20 AM |
| jmb_lending | $25.00 | 9/7/2012 10:11:10 AM |
| red-luminous-gain | $25.00 | 9/7/2012 10:12:23 AM |
| metro457 | $100.00 | 9/7/2012 10:06:28 AM |
| larslfe | $25.00 | 9/7/2012 10:07:24 AM |
| investisure | $50.00 | 9/7/2012 10:11:32 AM |
| csakhil | $50.00 | 9/7/2012 10:18:02 AM |
| Aspirant | $99.96 | 9/7/2012 10:16:05 AM |
| financial-frenzy | $50.00 | 9/7/2012 10:16:42 AM |
| Hokie83 | $50.00 | 9/7/2012 11:27:52 AM |
| fob | $25.00 | 9/7/2012 10:26:26 AM |
| und-alum | $25.00 | 9/7/2012 10:31:13 AM |
| rescue | $100.00 | 9/7/2012 10:28:13 AM |
| wowlender | $25.00 | 9/7/2012 10:38:54 AM |
| Lacimae | $100.00 | 9/7/2012 10:40:20 AM |
| authentic-liberty7 | $25.00 | 9/7/2012 10:44:42 AM |
| money-bauble | $200.00 | 9/7/2012 10:53:29 AM |
| oreyedoc | $50.00 | 9/7/2012 11:38:36 AM |
| Goldberry | $25.00 | 9/7/2012 12:15:44 PM |
| repayment-harmony | $25.00 | 9/7/2012 1:55:20 PM |
| joey1011 | $25.00 | 9/7/2012 3:02:29 PM |
| mariok | $25.00 | 9/7/2012 3:40:53 PM |
| order-tamale | $162.78 | 9/7/2012 5:03:36 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:20 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
634592
This series of Notes was issued and sold upon the funding of the borrower loan #74443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,715 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Estrnboarder |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2012)
|
|
Principal balance:
| $14,035.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Funds for Renovating Gift Shop
Purpose of loan:
This loan will be used to fund minor renovations at our small gift shop on the Outer Banks of North Carolina. The renovations will give the store a more welcoming feel and make browsing and purchasing smoother.
My financial situation:
I am a good candidate for this loan because I have strong credit and a long history of paying loans on time.
Monthly net income: $4000
Monthly expenses: $2000-2500
Housing: $950
Insurance: $200
Car expenses: $250
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $100
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| unbelievable-exchange | $25.00 | 9/7/2012 6:00:26 AM |
| loan-mammal | $100.00 | 9/6/2012 5:01:12 PM |
| finder072 | $25.00 | 9/6/2012 5:01:57 PM |
| orange-preeminant-bill | $25.00 | 9/6/2012 5:04:46 PM |
| fund-tom-tom6 | $25.00 | 9/6/2012 5:06:11 PM |
| first-resolute-deal | $25.00 | 9/6/2012 5:06:35 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:12 PM |
| mikrolown | $25.00 | 9/6/2012 5:15:11 PM |
| gold-sushi | $25.00 | 9/6/2012 5:05:29 PM |
| subtle-bill727 | $25.00 | 9/6/2012 5:04:27 PM |
| Kaj | $25.00 | 9/6/2012 5:23:21 PM |
| 792FICO | $25.00 | 9/6/2012 5:27:17 PM |
| loan-fate | $50.00 | 9/6/2012 5:28:25 PM |
| sudeep104 | $25.00 | 9/6/2012 5:29:57 PM |
| transparency-sapling | $25.00 | 9/6/2012 5:35:34 PM |
| cospilot | $25.00 | 9/6/2012 5:38:01 PM |
| structure9 | $25.00 | 9/6/2012 5:38:24 PM |
| tech310 | $50.00 | 9/6/2012 5:20:50 PM |
| WalnutCreekguy | $50.00 | 9/6/2012 5:25:14 PM |
| lakshmilila | $25.00 | 9/6/2012 5:23:07 PM |
| repayment-genius7 | $25.00 | 9/6/2012 5:25:29 PM |
| enthusiastic-point | $25.00 | 9/6/2012 5:33:47 PM |
| velocity-solo | $25.00 | 9/6/2012 5:56:13 PM |
| bold-principal-thinker | $25.00 | 9/6/2012 5:37:48 PM |
| credit-dandelion148 | $200.00 | 9/6/2012 5:56:55 PM |
| mikbos | $25.00 | 9/6/2012 5:33:16 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:09 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:40 PM |
| p2ploan-party165 | $50.00 | 9/6/2012 5:49:49 PM |
| shrewd-truth1 | $25.00 | 9/6/2012 5:52:01 PM |
| soulwork | $50.00 | 9/6/2012 6:16:17 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:37 PM |
| bkm214 | $50.00 | 9/6/2012 6:20:46 PM |
| justreturns | $25.00 | 9/6/2012 5:53:01 PM |
| rjleves | $49.00 | 9/6/2012 5:55:38 PM |
| genius520 | $100.00 | 9/6/2012 5:55:57 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:02 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:45 PM |
| the-profit-oracle | $25.00 | 9/6/2012 6:01:29 PM |
| 01a_MrsUSC | $50.00 | 9/6/2012 6:56:39 PM |
| CAGE-Investments | $25.00 | 9/6/2012 6:07:05 PM |
| restless-currency | $40.00 | 9/6/2012 6:03:03 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:08 PM |
| 01a_MrUSC_IRA | $25.00 | 9/6/2012 6:37:43 PM |
| munnu | $25.00 | 9/6/2012 9:46:20 PM |
| natural-return0 | $25.00 | 9/6/2012 7:57:51 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:00 PM |
| IOHOVA | $25.00 | 9/7/2012 6:48:32 AM |
| kariviel | $25.00 | 9/7/2012 7:01:45 AM |
| worth-quark7 | $25.00 | 9/7/2012 5:58:42 AM |
| indianoven | $25.00 | 9/7/2012 7:14:04 AM |
| return-enthusiast1 | $25.00 | 9/7/2012 7:18:09 AM |
| MateCocido | $48.45 | 9/7/2012 7:45:17 AM |
| aggresive-commerce8 | $50.00 | 9/6/2012 5:12:14 PM |
| lowrater | $50.40 | 9/6/2012 5:04:18 PM |
| spark548 | $25.00 | 9/6/2012 5:08:55 PM |
| adaboy65 | $100.00 | 9/6/2012 5:29:44 PM |
| Argbargle | $25.00 | 9/6/2012 5:30:35 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:47 PM |
| pragmatic-auction8 | $37.00 | 9/6/2012 5:12:37 PM |
| intrepid-payment7 | $25.00 | 9/6/2012 5:13:46 PM |
| stable-euro1 | $25.00 | 9/6/2012 5:40:07 PM |
| Bookophile | $50.00 | 9/6/2012 5:41:17 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:55 PM |
| phaded | $25.00 | 9/6/2012 5:47:00 PM |
| Comoparklender | $25.00 | 9/6/2012 5:24:36 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:20 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:21 PM |
| breadbroker | $25.00 | 9/6/2012 5:49:38 PM |
| Purposeful | $41.00 | 9/6/2012 5:24:54 PM |
| washboard1 | $25.00 | 9/6/2012 5:27:07 PM |
| jazzlender | $25.00 | 9/6/2012 5:52:40 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:32 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:07 PM |
| 1st_Florida_Lender | $25.00 | 9/6/2012 5:37:29 PM |
| trade-birch9 | $25.00 | 9/6/2012 5:31:59 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:37 PM |
| EndRunFunding | $25.00 | 9/6/2012 5:42:17 PM |
| zipemdown | $25.00 | 9/6/2012 5:47:43 PM |
| mad4wknds | $25.00 | 9/6/2012 5:44:19 PM |
| contract-maracas | $25.00 | 9/6/2012 5:48:03 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:09 PM |
| gold-persimmon2 | $25.00 | 9/6/2012 5:54:01 PM |
| p2ploan-lion | $25.00 | 9/6/2012 5:50:10 PM |
| fortytwo | $81.00 | 9/6/2012 5:58:44 PM |
| bellaquito | $500.00 | 9/6/2012 6:00:24 PM |
| IIP77 | $25.00 | 9/6/2012 6:03:42 PM |
| 1randyp | $25.00 | 9/6/2012 6:03:59 PM |
| gr8heart | $25.00 | 9/6/2012 6:12:20 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:12 PM |
| truth-companion | $25.00 | 9/6/2012 6:28:05 PM |
| DieselRhino | $25.00 | 9/6/2012 7:19:27 PM |
| roux | $25.00 | 9/6/2012 6:36:44 PM |
| frooogal | $25.00 | 9/6/2012 7:26:49 PM |
| stollcm | $25.00 | 9/6/2012 8:30:24 PM |
| Bubba-doggie-dog | $50.00 | 9/7/2012 4:02:46 AM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:20:57 PM |
| Leshan | $75.00 | 9/7/2012 6:47:16 AM |
| lnuss25 | $25.00 | 9/7/2012 4:31:41 AM |
| porter512S | $200.00 | 9/7/2012 3:24:23 AM |
| best-bonafide-p2p | $25.00 | 9/7/2012 5:32:03 AM |
| DiligentiaLLC | $94.62 | 9/7/2012 6:50:14 AM |
| Cambalache | $41.00 | 9/7/2012 6:50:37 AM |
| a-community-aficionado | $51.53 | 9/7/2012 7:24:25 AM |
| Petiza | $36.00 | 9/7/2012 7:32:53 AM |
| nyjeeee | $25.00 | 9/7/2012 7:39:21 AM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
634686
This series of Notes was issued and sold upon the funding of the borrower loan #74170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $119.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $176 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-arch4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cosmetic Procedures
Purpose of loan:
This loan will be used to perform scar revision surgery not covered by my health insurance.
My financial situation:
I am a good candidate for this loan because I have a stable job and a decent credit rating.
Monthly net income: $4170.00
Monthly expenses: $ 1700.00
Housing: $ 700.00
Insurance: $ Employer provides
Car expenses: $ 250.00
Utilities: $ 0.00
Phone, cable, internet: $ 130.00
Food, entertainment: $ 350.00
Clothing, household expenses: $ 80.00
Credit cards and other loans: $ 100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finder072 | $25.00 | 9/6/2012 5:01:58 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:21 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:40 PM |
| SolarMoonshine | $25.00 | 9/6/2012 6:53:47 PM |
| selector568 | $300.00 | 9/6/2012 5:18:27 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:07 PM |
| diplomatic-wealth7 | $25.00 | 9/6/2012 5:19:52 PM |
| toblerone | $25.00 | 9/6/2012 5:21:09 PM |
| EngineersAlliance | $75.00 | 9/6/2012 5:21:12 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:02 PM |
| bellaquito | $500.00 | 9/6/2012 5:40:31 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:45 PM |
| jgar_O | $30.00 | 9/6/2012 6:06:20 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:20 PM |
| Index_Plus | $1,240.00 | 9/6/2012 7:47:08 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:14 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:41:40 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
634746
This series of Notes was issued and sold upon the funding of the borrower loan #74185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $509.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,790 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| determined-vigilance4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5200
Monthly expenses: $ 800
Housing: $ 1299
Insurance: $0
Car expenses: $804
Utilities: $ 400
Phone, cable, internet: $ 160
Food, entertainment: $ 550
Clothing, household expenses: $200
Credit cards and other loans: $ 1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EnglishGeekInNYC | $25.00 | 9/6/2012 5:00:52 PM |
| finder072 | $25.00 | 9/6/2012 5:01:58 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:41 PM |
| BansirOfBabylon | $25.00 | 9/6/2012 5:49:16 PM |
| kfrench | $75.00 | 9/6/2012 6:07:56 PM |
| community-burrito9 | $35.00 | 9/6/2012 5:51:59 PM |
| justreturns | $25.00 | 9/6/2012 5:53:01 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:03 PM |
| bellaquito | $500.00 | 9/6/2012 6:11:16 PM |
| JeremyLinFan | $40.00 | 9/6/2012 6:20:56 PM |
| porter512S | $200.00 | 9/7/2012 3:24:23 AM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:00 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:32 AM |
| luann199 | $25.00 | 9/7/2012 9:39:26 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:33 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:11 AM |
| pdub | $500.00 | 9/7/2012 12:40:33 PM |
| houston2077 | $50.00 | 9/7/2012 11:47:06 AM |
| Nipper99 | $100.00 | 9/7/2012 2:58:28 PM |
| wise-charming-reward | $500.00 | 9/7/2012 2:40:22 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:06 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:12 PM |
| bid-banjo3 | $78.00 | 9/7/2012 5:11:02 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:24 PM |
| BostonCapital | $100.00 | 9/7/2012 5:14:01 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:58 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:22 PM |
| orange-stable-gain | $50.00 | 9/7/2012 5:52:21 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:01 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:06 PM |
| LeReve | $500.00 | 9/7/2012 5:25:21 PM |
| rokman | $40.00 | 9/7/2012 8:09:45 PM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:07 AM |
| urbane-income7 | $100.00 | 9/8/2012 7:46:06 AM |
| ethical-truth211 | $77.00 | 9/8/2012 6:48:16 AM |
| Lender1521 | $25.00 | 9/8/2012 6:41:43 AM |
| student17354 | $25.00 | 9/8/2012 7:20:36 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:07 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:56 AM |
| theloanfiller | $25.00 | 9/8/2012 10:49:11 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:07 AM |
| leverage-galleon | $32.03 | 9/8/2012 11:20:41 AM |
| keen-vigilance7 | $25.00 | 9/8/2012 12:08:09 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:55 PM |
| wise-balanced-moola | $25.00 | 9/8/2012 12:44:10 PM |
| Sutpen55 | $25.00 | 9/8/2012 12:56:12 PM |
| mercuriant | $25.00 | 9/8/2012 12:27:53 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:35 PM |
| Tradesmanlender | $25.00 | 9/8/2012 1:20:58 PM |
| bold-direct-asset | $50.00 | 9/8/2012 12:45:14 PM |
| reward-gala | $25.00 | 9/8/2012 1:00:20 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:11 PM |
| Investoman | $25.00 | 9/8/2012 1:22:42 PM |
| famous-bid9 | $25.00 | 9/8/2012 1:23:21 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:42 PM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:17 AM |
| bazaar-uprising485 | $25.00 | 9/8/2012 4:52:43 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:51 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:06 AM |
| Blue_HorseShoe | $25.00 | 9/9/2012 6:37:11 AM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:15 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:39 AM |
| zoozka | $25.00 | 9/9/2012 1:00:49 PM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:49 AM |
| skeptikos | $100.00 | 9/9/2012 12:13:04 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:25 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:20 PM |
| elegant-auction3 | $25.00 | 9/9/2012 7:50:45 PM |
| blue-laudable-dinero | $50.00 | 9/10/2012 8:14:28 AM |
| LaGrangeLender | $25.00 | 9/10/2012 6:21:41 AM |
| spark548 | $25.00 | 9/6/2012 5:08:56 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:13 PM |
| octoberfresh | $25.00 | 9/6/2012 5:47:32 PM |
| pleasant-listing712 | $25.00 | 9/6/2012 6:34:04 PM |
| houli123 | $100.00 | 9/6/2012 6:58:01 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:37 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:53 AM |
| SC2TX | $100.00 | 9/7/2012 9:24:40 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:55 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:19 AM |
| tech310 | $50.00 | 9/7/2012 10:05:08 AM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:47:41 AM |
| keynaples | $50.00 | 9/7/2012 10:18:28 AM |
| new-transparent-bazaar | $25.00 | 9/7/2012 11:40:36 AM |
| MI2 | $5,000.00 | 9/7/2012 2:10:34 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:20 PM |
| j2ee | $50.00 | 9/7/2012 5:05:26 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:56 PM |
| loyalty-dragster7 | $125.00 | 9/7/2012 5:29:25 PM |
| orange-market-amigo | $200.00 | 9/7/2012 5:37:19 PM |
| samurai2 | $25.00 | 9/8/2012 6:16:19 AM |
| loyalty-circuitry | $50.00 | 9/8/2012 7:48:38 AM |
| latestone | $25.00 | 9/8/2012 9:36:07 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:40:37 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:37 AM |
| marketplace-pinnacle964 | $25.00 | 9/8/2012 12:15:07 PM |
| syounker | $25.00 | 9/8/2012 12:14:40 PM |
| velocity-warrior | $25.00 | 9/8/2012 12:37:47 PM |
| mar97 | $25.00 | 9/8/2012 12:53:47 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:44:12 PM |
| wise-deal-panda | $100.00 | 9/8/2012 12:50:09 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:10 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:28 PM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:01 PM |
| a-community-aficionado | $50.00 | 9/8/2012 4:05:51 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:35 PM |
| whitegold24k | $200.00 | 9/9/2012 10:37:10 AM |
| banker34 | $25.00 | 9/8/2012 9:00:14 PM |
| cozy-gain023 | $25.00 | 9/9/2012 12:12:14 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:34 AM |
| OregonDane | $25.00 | 9/9/2012 11:10:45 AM |
| citizenX | $125.00 | 9/9/2012 11:11:21 AM |
| xplnusa | $36.25 | 9/9/2012 4:08:01 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:47 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:38 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:13 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:53:56 AM |
| NR | $25.00 | 9/9/2012 6:55:42 PM |
| five-star-bid2 | $25.00 | 9/9/2012 10:32:48 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:12:59 AM |
| satwarystium | $0.72 | 9/10/2012 8:46:44 AM |
| dynadave | $893.00 | 9/10/2012 8:27:45 AM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
634754
This series of Notes was issued and sold upon the funding of the borrower loan #73932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.19% |
Borrower rate/APR:
| 31.19% / 33.94% |
Monthly payment:
| $132.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.80% | | |
| |
Estimated return*:
| 15.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,001 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-meteor3 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off High Credit card bills/IRS Bill
My financial situation:
I am a good candidate for this loan because..steady employment, good payer.
Monthly net income: $10,000
Monthly expenses: 3000
Housing: $1600
Insurance: $500
Car expenses: $800
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1600
Other expenses: $130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $50.00 | 9/6/2012 5:03:55 PM |
| life-is-great | $25.00 | 9/6/2012 5:17:19 PM |
| credit-artisan8 | $25.00 | 9/6/2012 5:18:58 PM |
| deal-galleon | $25.00 | 9/6/2012 5:37:31 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:55 PM |
| marketplace-singularity3 | $75.00 | 9/6/2012 5:50:02 PM |
| octoberfresh | $25.00 | 9/6/2012 5:47:33 PM |
| DSFinancial | $25.00 | 9/6/2012 5:55:32 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:41 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:16 PM |
| 108-IRA | $50.00 | 9/6/2012 6:21:18 PM |
| thankful-nickel2 | $50.00 | 9/6/2012 6:38:26 PM |
| SuzyQs | $9.60 | 9/6/2012 7:44:29 PM |
| lowrater | $100.40 | 9/6/2012 5:02:30 PM |
| credit-selector954 | $50.00 | 9/6/2012 5:05:26 PM |
| ferocious-kindness8 | $30.00 | 9/6/2012 5:04:42 PM |
| handy-justice | $100.00 | 9/6/2012 5:06:59 PM |
| bubb_hans | $25.00 | 9/6/2012 5:08:16 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:08 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:09 PM |
| etraboulay | $30.00 | 9/6/2012 5:20:36 PM |
| BankofRon_IRA | $100.00 | 9/6/2012 5:27:47 PM |
| the-credit-maker | $100.00 | 9/6/2012 5:38:58 PM |
| BankofRon | $25.00 | 9/6/2012 5:46:22 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:37 PM |
| tolerant-responsibility051 | $2,000.00 | 9/6/2012 6:05:20 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:46 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:03 PM |
| money-baron | $50.00 | 9/6/2012 6:01:46 PM |
| IIP77 | $25.00 | 9/6/2012 6:03:42 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:14 PM |
| moola-buddy | $25.00 | 9/6/2012 6:09:47 PM |
| orange-liberty-oyster | $100.00 | 9/6/2012 6:23:39 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
634826
This series of Notes was issued and sold upon the funding of the borrower loan #74398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,633 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-judo2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan for business start up
Purpose of loan: To start a new business
This loan will be used to... help with business start up costs.
My financial situation: Good
I am a good candidate for this loan because...I have never defaulted on any loans and pay my all my bills on time.
Monthly net income: $3,200
Monthly expenses: $2800
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tranquil-gain1 | $75.00 | 9/11/2012 9:18:02 AM |
| berniemadeoff | $25.00 | 9/11/2012 11:09:38 AM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:45 PM |
| sweetsassymolassy | $25.00 | 9/11/2012 6:48:14 PM |
| dudebrah | $25.00 | 9/12/2012 12:57:53 AM |
| scoobiedoo | $25.00 | 9/12/2012 6:45:10 AM |
| refresher211 | $25.00 | 9/12/2012 10:57:51 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:59 PM |
| bid-stockpiler1 | $50.00 | 9/12/2012 5:34:59 PM |
| terrific-dough6 | $50.00 | 9/12/2012 6:02:17 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:41 PM |
| openness-antioxidant | $75.00 | 9/11/2012 9:33:29 AM |
| income-triangulation1 | $25.00 | 9/11/2012 10:18:11 AM |
| duty-viola | $25.00 | 9/11/2012 10:38:45 AM |
| bellaquito | $500.00 | 9/11/2012 11:28:34 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:10 PM |
| let_me_retire | $25.00 | 9/11/2012 3:11:18 PM |
| worthy-bid8 | $100.00 | 9/12/2012 10:00:23 AM |
| MI2 | $1,250.00 | 9/12/2012 4:34:27 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:56:21 PM |
| Index_Plus | $675.00 | 9/12/2012 7:39:54 PM |
| HawaiianHelper | $100.00 | 9/12/2012 7:24:37 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
634828
This series of Notes was issued and sold upon the funding of the borrower loan #74432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $473.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,127 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-gazer3 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $17795.39
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/6/2012 9:14:08 AM |
| lowrater | $100.40 | 9/6/2012 9:15:56 AM |
| duty-viola | $25.00 | 9/6/2012 9:16:42 AM |
| handy-justice | $50.00 | 9/6/2012 9:16:20 AM |
| diplomatic-wealth7 | $25.00 | 9/6/2012 9:06:52 AM |
| RedmondMan | $25.00 | 9/6/2012 9:16:16 AM |
| tolerant-responsibility051 | $1,274.60 | 9/6/2012 9:21:49 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
634866
This series of Notes was issued and sold upon the funding of the borrower loan #74380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,762.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $326.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,479 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reliable-transaction9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $11,237.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation/Car Purchase
Purpose of loan:
This loan will be used to purchase a vehicle for my son, as well as pay off the last of a home improvement project.
My financial situation:
I am a good candidate for this loan because I already have a prosper loan and have a perfect payment history, through direct withdrawal. I have improved my credit scores 30 points in the last 9 months, which was my initial goal when I took out the first loan 10 months ago.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 9/7/2012 9:03:34 AM |
| worth-blanket2 | $13,762.00 | 9/7/2012 9:10:23 AM |
| lnuss25 | $50.00 | 9/7/2012 9:08:06 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:08 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
634906
This series of Notes was issued and sold upon the funding of the borrower loan #74180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 840-859 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,276 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Elijahs-Journey |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my debt.
My financial situation:
I am a good candidate for this loan because my credit is good and I have job security.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/6/2012 11:00:12 AM |
| kenji4861 | $25.00 | 9/6/2012 9:05:24 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:49 AM |
| kfrench | $75.00 | 9/6/2012 10:48:29 AM |
| respectful-fairness069 | $27.00 | 9/6/2012 3:03:41 PM |
| pdub | $500.00 | 9/7/2012 12:40:31 PM |
| houston2077 | $50.00 | 9/7/2012 11:47:06 AM |
| bellaquito | $500.00 | 9/7/2012 11:19:11 AM |
| KBank | $25.00 | 9/7/2012 3:05:00 PM |
| radforj22 | $25.00 | 9/7/2012 4:21:46 PM |
| mrbelvue | $25.00 | 9/7/2012 4:03:19 PM |
| the-determined-value | $50.00 | 9/7/2012 4:04:10 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:37 PM |
| newest-payment-trapper | $43.00 | 9/7/2012 5:08:40 PM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 5:00:49 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:58 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:51 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:22 PM |
| porter512S | $200.00 | 9/7/2012 5:21:55 PM |
| attentive-compassion1 | $50.00 | 9/7/2012 6:03:02 PM |
| BB-ptoploan | $50.00 | 9/7/2012 5:31:25 PM |
| bowdish1 | $100.00 | 9/7/2012 5:30:36 PM |
| CO80487 | $25.00 | 9/7/2012 7:29:33 PM |
| Castellan | $50.00 | 9/7/2012 5:58:05 PM |
| student17354 | $25.00 | 9/7/2012 6:30:18 PM |
| debt-system880 | $25.00 | 9/7/2012 10:53:08 PM |
| Brisket_Bob | $75.00 | 9/8/2012 8:09:31 AM |
| orange-coin-walnut | $75.00 | 9/8/2012 6:00:14 AM |
| compatible-deal9 | $50.00 | 9/8/2012 10:13:23 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/8/2012 8:53:54 AM |
| GlobalLending | $25.59 | 9/8/2012 9:11:02 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:06 AM |
| bmbanzai | $25.00 | 9/8/2012 12:13:34 PM |
| snowman34 | $25.00 | 9/8/2012 12:34:28 PM |
| the-bright-velocity | $25.00 | 9/8/2012 12:14:30 PM |
| JohnW12 | $25.00 | 9/8/2012 12:45:49 PM |
| bdiddy1268 | $30.00 | 9/8/2012 12:47:48 PM |
| knowledgeable-currency6 | $25.00 | 9/8/2012 12:48:13 PM |
| pound-idol543 | $100.00 | 9/8/2012 12:48:44 PM |
| BxRealtor | $25.00 | 9/8/2012 12:49:22 PM |
| larrybird | $1,000.00 | 9/8/2012 12:27:51 PM |
| FadSaolAgat | $50.00 | 9/8/2012 12:50:50 PM |
| well-mannered-duty315 | $25.00 | 9/8/2012 12:51:10 PM |
| dynamic-gold3 | $25.00 | 9/8/2012 12:53:38 PM |
| market-honker | $25.00 | 9/8/2012 12:59:22 PM |
| jjb3 | $25.00 | 9/8/2012 12:59:37 PM |
| aasx1108 | $25.00 | 9/8/2012 12:29:19 PM |
| dpfl55 | $25.00 | 9/8/2012 12:39:01 PM |
| multiplex | $42.00 | 9/8/2012 12:39:23 PM |
| Aimvest | $25.00 | 9/8/2012 12:31:07 PM |
| tatsuo20001 | $25.00 | 9/8/2012 1:03:22 PM |
| kbguru | $25.00 | 9/8/2012 1:03:37 PM |
| sb0453 | $25.00 | 9/8/2012 1:04:36 PM |
| indomitable-coin | $25.00 | 9/8/2012 12:46:14 PM |
| Viamin | $25.00 | 9/8/2012 1:11:04 PM |
| MrDavid | $75.00 | 9/8/2012 12:48:59 PM |
| ferocious-exchange3 | $25.00 | 9/8/2012 12:49:20 PM |
| Cheburashka | $30.00 | 9/8/2012 1:13:27 PM |
| mtquan | $25.00 | 9/8/2012 12:42:49 PM |
| mar97 | $25.00 | 9/8/2012 12:53:46 PM |
| american6 | $50.00 | 9/8/2012 12:45:05 PM |
| dobied | $25.00 | 9/8/2012 12:54:54 PM |
| sympathetic-asset | $25.00 | 9/8/2012 12:55:14 PM |
| peso-genome | $50.00 | 9/8/2012 12:56:35 PM |
| ChewyAXE | $30.00 | 9/8/2012 12:49:18 PM |
| brazilofmux | $100.00 | 9/8/2012 12:57:41 PM |
| transparency-halo | $25.00 | 9/8/2012 12:50:49 PM |
| ProjectVenture | $25.00 | 9/8/2012 12:51:07 PM |
| platinum-sorcerer6 | $50.00 | 9/8/2012 12:58:44 PM |
| realtormoises | $25.00 | 9/8/2012 12:52:18 PM |
| PRGuyinVA | $25.00 | 9/8/2012 12:52:42 PM |
| shaps | $25.00 | 9/8/2012 1:27:49 PM |
| pulmdoc | $25.00 | 9/8/2012 1:01:38 PM |
| Warwick | $25.00 | 9/8/2012 1:41:35 PM |
| sequoiapacific | $25.00 | 9/8/2012 1:43:06 PM |
| bonus-tent | $25.00 | 9/8/2012 12:58:36 PM |
| nimble-money0 | $25.00 | 9/8/2012 1:05:40 PM |
| math1973 | $50.00 | 9/8/2012 1:10:32 PM |
| skuba | $75.00 | 9/8/2012 1:11:43 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:34 PM |
| bds9646 | $26.00 | 9/8/2012 1:04:06 PM |
| Maccs55 | $50.00 | 9/8/2012 1:15:15 PM |
| Arg3998 | $50.00 | 9/8/2012 1:05:33 PM |
| Heatguy | $50.00 | 9/8/2012 1:06:09 PM |
| first-favorite-bonus9 | $25.00 | 9/8/2012 1:06:30 PM |
| leader91 | $25.00 | 9/8/2012 1:07:19 PM |
| peaceful-transparency4 | $25.00 | 9/8/2012 1:21:49 PM |
| invincible-deal82 | $25.00 | 9/8/2012 1:11:05 PM |
| murren | $25.00 | 9/8/2012 1:11:29 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:34 PM |
| Emgolda | $25.00 | 9/8/2012 1:13:45 PM |
| PeterV | $25.00 | 9/8/2012 1:16:34 PM |
| charming-dime | $50.00 | 9/8/2012 1:20:24 PM |
| rupee-lotus5 | $50.00 | 9/8/2012 1:42:33 PM |
| zone6 | $100.00 | 9/8/2012 1:23:59 PM |
| thedoctor | $100.00 | 9/8/2012 1:24:09 PM |
| orloan | $25.00 | 9/8/2012 1:26:49 PM |
| be_wise | $25.00 | 9/8/2012 8:32:30 PM |
| wen0823 | $25.00 | 9/8/2012 1:31:54 PM |
| flyboy84529 | $42.60 | 9/8/2012 11:44:11 PM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:00 PM |
| banker34 | $25.00 | 9/8/2012 9:00:13 PM |
| prosha | $25.00 | 9/9/2012 12:01:44 AM |
| Zolton | $300.00 | 9/9/2012 12:21:56 PM |
| compassionate-fairness6 | $25.00 | 9/9/2012 12:24:56 PM |
| brightest-inspired-gain | $25.00 | 9/9/2012 12:37:00 PM |
| thegreatstrafe | $25.00 | 9/9/2012 8:03:36 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:30 AM |
| stolan | $50.00 | 9/9/2012 12:01:09 PM |
| green-trade-firestarter | $35.00 | 9/9/2012 4:17:35 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:22 PM |
| Ragnar | $25.00 | 9/9/2012 12:10:24 PM |
| flo_rida | $100.00 | 9/9/2012 12:31:38 PM |
| zoozka | $25.00 | 9/9/2012 1:00:49 PM |
| flowerbear | $106.26 | 9/9/2012 9:35:32 PM |
| natural-greenback6 | $25.00 | 9/9/2012 4:30:01 PM |
| tenacious-payout | $25.00 | 9/9/2012 8:40:06 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:11 PM |
| bss97603 | $25.00 | 9/10/2012 9:17:56 AM |
| fuzed | $50.00 | 9/10/2012 8:07:34 AM |
| RocketSurgeon | $25.00 | 9/10/2012 9:27:42 AM |
| asset-conqueror6 | $25.00 | 9/10/2012 9:48:04 AM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:11 AM |
| Nevyn | $48.84 | 9/10/2012 9:18:49 AM |
| Shingu | $50.00 | 9/10/2012 9:11:47 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:50 AM |
| plentiful-note6 | $25.00 | 9/10/2012 10:40:29 AM |
| prescription354 | $50.00 | 9/10/2012 11:26:52 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:52 AM |
| platinum-delight238 | $100.00 | 9/10/2012 12:01:11 PM |
| Culebra1930 | $75.00 | 9/8/2012 1:28:42 PM |
| superb-integrity531 | $25.00 | 9/10/2012 9:57:05 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:36 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:37 AM |
| GoldenKoi | $40.00 | 9/6/2012 3:19:01 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:09 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:34 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:43 PM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:34 PM |
| brenda_2_u | $50.00 | 9/7/2012 4:54:58 PM |
| prudent-dough458 | $25.00 | 9/7/2012 5:14:04 PM |
| j2ee | $50.00 | 9/7/2012 5:05:21 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:10 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:38 PM |
| britgsb | $50.00 | 9/7/2012 5:37:51 PM |
| neighborly-hope6 | $100.00 | 9/7/2012 5:43:32 PM |
| Vegasjim | $25.00 | 9/7/2012 6:00:21 PM |
| silver-explorer6 | $25.00 | 9/7/2012 6:02:53 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:48 PM |
| enticing-note | $25.00 | 9/7/2012 5:47:50 PM |
| antlr | $25.00 | 9/7/2012 8:04:09 PM |
| adaboy65 | $75.00 | 9/7/2012 6:19:23 PM |
| compoundinterest | $25.00 | 9/7/2012 6:08:08 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:12 PM |
| CACO_Lender | $25.00 | 9/7/2012 7:20:18 PM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:07 AM |
| advantage724 | $45.15 | 9/8/2012 8:40:14 AM |
| aztec | $50.00 | 9/8/2012 9:14:43 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:36 AM |
| theloanteacher | $25.00 | 9/8/2012 7:13:57 AM |
| power-kin | $50.00 | 9/8/2012 8:04:19 AM |
| euro-catalyst | $25.00 | 9/8/2012 10:44:46 AM |
| bullincage | $25.00 | 9/8/2012 11:11:29 AM |
| Clambake | $25.00 | 9/8/2012 12:03:21 PM |
| meux99 | $25.00 | 9/8/2012 12:03:23 PM |
| CPA-CITP-CGMA | $50.00 | 9/8/2012 12:03:39 PM |
| lenderme | $25.00 | 9/8/2012 12:36:00 PM |
| magical-greenback | $25.00 | 9/8/2012 12:43:39 PM |
| jmb_lending | $25.00 | 9/8/2012 12:23:35 PM |
| commanding-treasure2 | $75.00 | 9/8/2012 12:15:10 PM |
| cpodakine | $25.00 | 9/8/2012 12:48:33 PM |
| hard-working-rate3 | $25.00 | 9/8/2012 12:26:53 PM |
| Roohugger | $25.00 | 9/8/2012 12:49:38 PM |
| rewards | $25.00 | 9/8/2012 12:49:52 PM |
| Preteur | $25.00 | 9/8/2012 12:51:51 PM |
| gzeo | $25.00 | 9/8/2012 12:53:24 PM |
| cant-dance | $25.00 | 9/8/2012 12:24:30 PM |
| turbostar666 | $25.00 | 9/8/2012 12:56:57 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:10 PM |
| banker727 | $25.00 | 9/8/2012 12:57:56 PM |
| community-pipeline | $25.00 | 9/8/2012 12:58:24 PM |
| BuffetRocks | $50.00 | 9/8/2012 12:59:42 PM |
| faithey | $44.00 | 9/8/2012 12:38:14 PM |
| leveragedlender | $50.00 | 9/8/2012 1:03:17 PM |
| RSB-VA | $50.00 | 9/8/2012 1:03:32 PM |
| ctgscott | $25.00 | 9/8/2012 1:04:57 PM |
| velocity-solo | $25.00 | 9/8/2012 12:44:23 PM |
| green-trade-wildcat | $25.00 | 9/8/2012 1:05:44 PM |
| credit-scout7 | $50.00 | 9/8/2012 12:44:55 PM |
| cardminger | $25.00 | 9/8/2012 12:36:53 PM |
| minista | $25.00 | 9/8/2012 12:37:18 PM |
| the-enterprising-leverage | $50.00 | 9/8/2012 1:08:17 PM |
| wealth-influencer | $25.00 | 9/8/2012 1:08:47 PM |
| Oxbridge | $25.00 | 9/8/2012 12:47:08 PM |
| jthomps4 | $25.00 | 9/8/2012 12:38:51 PM |
| Jeffersonbank | $50.00 | 9/8/2012 1:10:47 PM |
| anyoi | $25.00 | 9/8/2012 12:48:11 PM |
| reasonable-durability1 | $50.00 | 9/8/2012 12:49:41 PM |
| larslfe | $25.00 | 9/8/2012 1:12:39 PM |
| economy-tuba7 | $50.00 | 9/8/2012 1:12:54 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:10 PM |
| soheagle | $25.00 | 9/8/2012 1:14:30 PM |
| wildsf | $25.00 | 9/8/2012 1:16:10 PM |
| vigorous-payment6 | $25.00 | 9/8/2012 12:43:21 PM |
| Tradesmanlender | $25.00 | 9/8/2012 1:20:58 PM |
| ZeoInvestments | $25.00 | 9/8/2012 12:54:12 PM |
| ebusinessagent | $25.00 | 9/8/2012 1:21:15 PM |
| foxworthy77 | $25.00 | 9/8/2012 12:45:00 PM |
| rose88 | $25.00 | 9/8/2012 12:54:40 PM |
| promiser200 | $25.00 | 9/8/2012 12:55:15 PM |
| a-unflappable-finance | $100.00 | 9/8/2012 12:55:39 PM |
| euro-speaker8 | $100.00 | 9/8/2012 12:55:44 PM |
| nick5454 | $25.00 | 9/8/2012 12:56:14 PM |
| LoanGiver | $25.00 | 9/8/2012 12:48:47 PM |
| Avala | $100.00 | 9/8/2012 12:48:56 PM |
| LoanBrkr | $25.00 | 9/8/2012 12:50:38 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:41 PM |
| excellent-nickel | $25.00 | 9/8/2012 12:58:10 PM |
| Rminebur | $25.00 | 9/8/2012 12:58:34 PM |
| iolaire | $25.00 | 9/8/2012 12:52:20 PM |
| sappy02 | $50.00 | 9/8/2012 1:26:31 PM |
| NLB-PHX | $25.00 | 9/8/2012 12:59:11 PM |
| Panna | $25.00 | 9/8/2012 1:27:28 PM |
| scrappy-peso0 | $25.00 | 9/8/2012 1:30:28 PM |
| rachelrachelrachel | $25.00 | 9/8/2012 12:54:02 PM |
| Traal | $25.00 | 9/8/2012 1:31:22 PM |
| dharma1 | $25.00 | 9/8/2012 1:02:04 PM |
| jamschmidt | $25.00 | 9/8/2012 1:32:55 PM |
| inspired-investment8 | $100.00 | 9/8/2012 12:56:31 PM |
| Daneistes | $50.00 | 9/8/2012 12:57:13 PM |
| js60l | $25.00 | 9/8/2012 12:57:36 PM |
| gojackgo | $50.00 | 9/8/2012 1:54:16 PM |
| Jester8967 | $25.00 | 9/8/2012 1:54:32 PM |
| SoCalRancher | $25.00 | 9/8/2012 1:07:23 PM |
| abundant-velocity5 | $100.00 | 9/8/2012 1:09:16 PM |
| cingular | $25.00 | 9/8/2012 1:00:32 PM |
| orange-courageous-dedication | $25.00 | 9/8/2012 1:04:13 PM |
| systematic-trade | $25.00 | 9/8/2012 1:17:41 PM |
| venture30 | $25.00 | 9/8/2012 1:07:37 PM |
| first-pragmatic-note | $25.00 | 9/8/2012 1:21:54 PM |
| blue-bazaar-implementer | $50.00 | 9/8/2012 2:50:53 PM |
| gallant-economy9 | $50.00 | 9/8/2012 1:08:28 PM |
| jayhawk1000 | $25.00 | 9/8/2012 1:09:19 PM |
| dthompso | $50.00 | 9/8/2012 1:11:22 PM |
| ryreesado | $25.00 | 9/8/2012 1:11:34 PM |
| RockCrown | $25.00 | 9/8/2012 1:12:10 PM |
| dunox | $25.00 | 9/8/2012 1:21:33 PM |
| meenan | $25.00 | 9/8/2012 1:36:34 PM |
| Investoman | $25.00 | 9/8/2012 1:22:41 PM |
| emo13 | $50.00 | 9/8/2012 1:45:15 PM |
| CPAMAN | $25.00 | 9/8/2012 1:47:06 PM |
| minatoku | $25.00 | 9/8/2012 1:26:27 PM |
| delivery | $25.00 | 9/8/2012 1:31:12 PM |
| LAKESPRING | $25.00 | 9/8/2012 1:38:18 PM |
| hardwareman | $25.00 | 9/8/2012 1:39:02 PM |
| rlmtr | $25.00 | 9/8/2012 3:17:19 PM |
| JinNing | $75.00 | 9/8/2012 8:42:43 PM |
| benefit-banshee | $25.00 | 9/9/2012 9:29:39 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:33 AM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:05 AM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:44 AM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:13 PM |
| skeptikos | $100.00 | 9/9/2012 12:13:04 PM |
| lucrative-penny079 | $25.00 | 9/9/2012 8:53:45 AM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:14 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:47 AM |
| citizenX | $125.00 | 9/9/2012 11:11:20 AM |
| ManyBlessings | $25.00 | 9/9/2012 12:06:10 PM |
| selfmademan | $25.00 | 9/9/2012 12:13:07 PM |
| Zuzu | $25.00 | 9/9/2012 12:20:52 PM |
| riproaringrapids | $50.00 | 9/9/2012 12:42:26 PM |
| integrity-american | $30.00 | 9/9/2012 2:04:30 PM |
| JMJIluss | $25.00 | 9/9/2012 5:57:30 PM |
| brainy-credit1 | $70.00 | 9/10/2012 9:18:48 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 8:17:35 AM |
| Brain_m | $25.00 | 9/10/2012 9:03:26 AM |
| proud-dollar1 | $25.00 | 9/10/2012 7:51:52 AM |
| Binkass22 | $50.00 | 9/10/2012 8:17:00 AM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:40 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:39 AM |
| ss2020 | $31.00 | 9/10/2012 9:39:43 AM |
| revmax | $25.00 | 9/10/2012 9:45:19 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:16 AM |
| rogue_monster | $50.00 | 9/10/2012 10:23:58 AM |
| transparency-game-changer0 | $50.00 | 9/10/2012 9:32:33 AM |
| TelegramSam | $25.00 | 9/10/2012 9:58:15 AM |
| intrepid-payment7 | $25.00 | 9/10/2012 10:00:31 AM |
| MI2 | $2,603.56 | 9/10/2012 1:25:43 PM |
| wampum-taiko4 | $25.00 | 9/10/2012 10:22:13 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:42 AM |
| 290 Investments
|
Borrower Payment Dependent Notes Series
634940
This series of Notes was issued and sold upon the funding of the borrower loan #73872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $405.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,980 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparent-justice748 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off credit cards and unexpected auto expense
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses:0
Housing: $0
Insurance: $150
Car expenses: $800
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,000.00 | 9/7/2012 9:10:54 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:08 AM |
| orange-stable-gain | $50.00 | 9/7/2012 9:10:30 AM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 9:01:27 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
634960
This series of Notes was issued and sold upon the funding of the borrower loan #74236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
6 | Length of status: | 33y 8m |
|
Amount delinquent:
| $20,348 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,443 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-credible-wampum |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/6/2012 9:03:34 AM |
| Located | $25.00 | 9/6/2012 9:15:23 AM |
| tolerant-responsibility051 | $375.00 | 9/6/2012 9:21:49 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
634974
This series of Notes was issued and sold upon the funding of the borrower loan #74153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,749 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| focused-velocity3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate Debt
My financial situation:
I am a good candidate for this loan because... I pay my bills each month on time. I work hard and believe in paying what I owe
Monthly net income: $2105.00
Monthly expenses: $1454.
Housing: $ Living with Parents at this time.
Insurance: $ 135.00
Car expenses: $549.00
Utilities: $0.0
Phone, cable, internet: $70.
Food, entertainment: $200.00
Clothing, household expenses: $0.0
Credit cards and other loans: $3500.
Other expenses: 50.00 weekly gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/7/2012 9:18:03 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:43 AM |
| 52digital | $75.00 | 9/7/2012 10:37:19 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:31 AM |
| dudebrah | $25.00 | 9/7/2012 1:02:29 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:53 PM |
| pdub | $250.00 | 9/7/2012 12:42:42 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:10 PM |
| pythia | $25.00 | 9/8/2012 5:05:37 AM |
| bob450-roth | $25.00 | 9/8/2012 8:13:00 AM |
| MKKBucks | $25.00 | 9/8/2012 9:05:53 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:34:03 AM |
| roadroamer | $50.00 | 9/8/2012 10:53:53 AM |
| compatible-deal9 | $25.00 | 9/8/2012 10:07:42 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:43:02 AM |
| ethical-truth211 | $27.00 | 9/8/2012 10:18:50 AM |
| note-smasher9 | $98.31 | 9/8/2012 8:26:46 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:04 PM |
| justasoldier | $60.00 | 9/9/2012 8:46:27 AM |
| LaGrangeLender | $40.00 | 9/10/2012 6:24:19 AM |
| greencat | $50.00 | 9/10/2012 7:56:02 AM |
| Dubbs360 | $458.20 | 9/10/2012 10:14:58 AM |
| money-baron | $50.00 | 9/7/2012 10:53:18 AM |
| bellaquito | $500.00 | 9/7/2012 11:21:59 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:17 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:01 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:55 PM |
| nycfinance | $25.00 | 9/7/2012 5:09:55 PM |
| euro-network9 | $25.00 | 9/8/2012 8:20:27 AM |
| ultimate-peace | $250.00 | 9/8/2012 5:45:52 AM |
| av22 | $35.64 | 9/8/2012 8:20:27 AM |
| Legally_Blonde | $30.76 | 9/8/2012 9:10:22 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:53:44 AM |
| fervent-commerce | $72.00 | 9/8/2012 11:38:19 AM |
| ethical-truth211 | $48.00 | 9/8/2012 10:20:19 AM |
| evilkats | $50.00 | 9/8/2012 11:57:38 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:16 PM |
| favorite-commerce | $50.00 | 9/8/2012 8:58:59 PM |
| majestic-currency3 | $25.00 | 9/8/2012 2:22:37 PM |
| theaterguy | $30.00 | 9/9/2012 10:01:48 AM |
| whitegold24k | $100.00 | 9/9/2012 10:24:23 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:18 PM |
| 168RichCapital | $25.09 | 9/10/2012 6:43:12 AM |
| kila-designer | $100.00 | 9/9/2012 7:38:58 PM |
| MoneyBadger | $25.00 | 9/10/2012 7:47:59 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
635010
This series of Notes was issued and sold upon the funding of the borrower loan #74067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $472.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,830 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-mongoose9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Refinancing
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I have a stable job and am responsible about my financial obligations. I am looking to pay of my high interest rate credit cards and take control of my family financial situation. Thank you for your help and investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/7/2012 11:08:19 AM |
| revenue-carnation043 | $25.00 | 9/10/2012 7:23:25 PM |
| worthy-dinero8 | $25.00 | 9/11/2012 5:20:50 PM |
| kenji4861 | $25.00 | 9/7/2012 9:02:14 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:09 AM |
| penny-finder | $28.00 | 9/7/2012 10:29:41 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:35 PM |
| Cherrypicker | $50.00 | 9/7/2012 4:00:46 PM |
| sthomasg | $25.00 | 9/7/2012 5:13:31 PM |
| kfrench | $75.00 | 9/7/2012 6:18:59 PM |
| hopeful_lender | $100.00 | 9/7/2012 10:26:32 PM |
| rokman | $60.00 | 9/7/2012 8:11:06 PM |
| blot44 | $25.00 | 9/7/2012 9:05:46 PM |
| community-burrito9 | $25.00 | 9/8/2012 10:33:30 AM |
| SCD | $25.00 | 9/8/2012 7:10:21 PM |
| lendersf | $50.00 | 9/8/2012 4:31:14 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:28 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:49 PM |
| GoldenKoi | $100.00 | 9/9/2012 11:30:26 PM |
| zenyatta | $25.00 | 9/10/2012 5:51:50 AM |
| deal-confidant7 | $100.00 | 9/10/2012 10:00:57 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:56 PM |
| Wegos27 | $50.00 | 9/10/2012 6:19:28 PM |
| britgsb | $50.00 | 9/10/2012 6:13:24 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:51 PM |
| atlacatl | $25.00 | 9/10/2012 8:39:23 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:57 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:49 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:32 AM |
| peso-fortress | $25.00 | 9/11/2012 9:56:00 AM |
| GradEcon | $39.40 | 9/11/2012 2:03:40 PM |
| Jag97 | $27.47 | 9/11/2012 2:46:52 PM |
| rework | $100.00 | 9/11/2012 2:45:44 PM |
| velocity-solo | $25.00 | 9/11/2012 5:02:08 PM |
| RedantFinance | $25.00 | 9/11/2012 3:41:34 PM |
| rookiecrd1 | $50.00 | 9/11/2012 3:02:21 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:36 PM |
| intrepid-payment7 | $25.00 | 9/11/2012 5:08:10 PM |
| enriching-trade2 | $50.00 | 9/11/2012 5:04:48 PM |
| adaboy65 | $100.00 | 9/11/2012 5:05:59 PM |
| blue-laudable-dinero | $50.00 | 9/11/2012 4:45:28 PM |
| active-reward7 | $50.00 | 9/11/2012 5:10:18 PM |
| Kijib | $25.00 | 9/11/2012 5:10:22 PM |
| BlackFred | $25.00 | 9/11/2012 5:03:11 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:07 PM |
| mr55262 | $25.00 | 9/11/2012 5:15:10 PM |
| kevin314 | $25.00 | 9/11/2012 5:04:18 PM |
| beer-gardener | $25.00 | 9/11/2012 5:05:07 PM |
| red-enthralling-justice | $25.00 | 9/11/2012 5:17:34 PM |
| rmachi | $25.00 | 9/11/2012 5:17:48 PM |
| oht588 | $25.00 | 9/11/2012 5:10:09 PM |
| martinatime | $50.00 | 9/11/2012 5:13:24 PM |
| b7kahuna | $25.00 | 9/11/2012 5:10:59 PM |
| fearless-bonus473 | $151.63 | 9/11/2012 5:11:02 PM |
| privatebanker | $25.00 | 9/11/2012 5:20:55 PM |
| McLaren231 | $25.00 | 9/11/2012 5:35:15 PM |
| syounker | $25.00 | 9/11/2012 5:36:46 PM |
| silver-explorer6 | $25.00 | 9/11/2012 5:38:13 PM |
| LovinMe | $25.00 | 9/11/2012 5:41:40 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:27 PM |
| bradfid | $25.00 | 9/11/2012 5:44:56 PM |
| enticing-note | $25.00 | 9/11/2012 5:47:01 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:37 PM |
| kdsmaclean | $25.00 | 9/11/2012 5:47:52 PM |
| loot-heaven4 | $50.00 | 9/11/2012 5:24:56 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:05 PM |
| iolaire | $25.00 | 9/11/2012 5:52:46 PM |
| MattTheGr8 | $25.00 | 9/11/2012 5:59:01 PM |
| bb575 | $50.00 | 9/11/2012 5:59:55 PM |
| Sothenwhat | $100.00 | 9/11/2012 5:32:40 PM |
| hard-working-rate3 | $25.00 | 9/11/2012 6:02:35 PM |
| ramblin | $25.00 | 9/11/2012 5:36:11 PM |
| student17354 | $35.00 | 9/11/2012 5:39:02 PM |
| capital-blueberry | $25.00 | 9/11/2012 5:55:49 PM |
| velocity-javelin8 | $25.00 | 9/11/2012 5:58:47 PM |
| attentive-compassion1 | $50.00 | 9/11/2012 5:46:58 PM |
| Kame | $25.00 | 9/11/2012 6:00:05 PM |
| lounges | $25.00 | 9/11/2012 6:00:36 PM |
| reward-galaxy | $25.00 | 9/11/2012 5:53:20 PM |
| ATOHokie | $100.00 | 9/11/2012 5:57:35 PM |
| Bank_Of_XL | $25.00 | 9/7/2012 9:10:48 AM |
| member_98419 | $25.00 | 9/7/2012 9:23:16 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:21 AM |
| LongTail | $40.00 | 9/7/2012 10:05:16 AM |
| axl163 | $25.00 | 9/7/2012 11:32:26 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:32 AM |
| Plutis | $25.00 | 9/7/2012 11:12:50 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:53 PM |
| pdub | $500.00 | 9/7/2012 12:40:37 PM |
| radforj22 | $25.00 | 9/7/2012 8:19:23 PM |
| ingenious-deal6 | $25.00 | 9/8/2012 12:39:29 PM |
| availableloan | $25.00 | 9/8/2012 3:53:16 PM |
| bejfishing | $25.00 | 9/8/2012 6:41:12 PM |
| dime-smasher5 | $25.00 | 9/9/2012 1:11:39 PM |
| Castellan | $50.00 | 9/9/2012 12:39:44 PM |
| paladin510 | $25.00 | 9/10/2012 5:15:22 AM |
| bold-sensible-basis | $25.00 | 9/10/2012 8:23:03 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:59 AM |
| spiff666 | $26.66 | 9/10/2012 12:25:06 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:23 PM |
| heerzaquestion | $25.00 | 9/10/2012 6:33:40 PM |
| principal-bull | $50.00 | 9/10/2012 6:49:39 PM |
| squeebie | $50.00 | 9/11/2012 10:54:37 AM |
| Haggis007 | $100.00 | 9/11/2012 12:27:41 PM |
| rachelrachelrachel | $25.00 | 9/11/2012 5:02:54 PM |
| new-return-faire | $100.00 | 9/11/2012 5:04:02 PM |
| Zoomie | $25.00 | 9/11/2012 5:17:36 PM |
| Arg3998 | $50.00 | 9/11/2012 5:10:16 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:06 PM |
| Beverly_Hills_Lender | $25.00 | 9/11/2012 5:24:24 PM |
| rws | $30.00 | 9/11/2012 5:28:38 PM |
| gallant-economy9 | $50.00 | 9/11/2012 5:23:34 PM |
| octoberfresh | $25.00 | 9/11/2012 5:27:23 PM |
| senior1 | $25.00 | 9/11/2012 5:42:59 PM |
| wjf60 | $50.00 | 9/11/2012 5:19:45 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:44:24 PM |
| NR | $25.00 | 9/11/2012 5:45:53 PM |
| bdiddy1268 | $30.00 | 9/11/2012 5:29:49 PM |
| Daneistes | $50.00 | 9/11/2012 5:30:02 PM |
| jasonblings | $25.00 | 9/11/2012 5:24:16 PM |
| 1phantom | $25.00 | 9/11/2012 5:33:03 PM |
| Clambake | $25.00 | 9/11/2012 5:48:29 PM |
| top-community-voyage | $50.00 | 9/11/2012 5:49:00 PM |
| nickel-companion5 | $25.00 | 9/11/2012 5:50:21 PM |
| benjamins-utopia | $100.00 | 9/11/2012 5:54:15 PM |
| RocketSurgeon | $25.00 | 9/11/2012 5:37:24 PM |
| tenacious-affluence | $25.00 | 9/11/2012 5:29:51 PM |
| MoneyMoon | $25.00 | 9/11/2012 5:38:36 PM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 6:00:25 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:00 PM |
| stable-euro1 | $25.00 | 9/11/2012 6:02:31 PM |
| AFairDeal | $25.00 | 9/11/2012 5:44:11 PM |
| invincible-deal82 | $25.00 | 9/11/2012 5:33:26 PM |
| Supp0rter | $100.00 | 9/11/2012 5:34:22 PM |
| sgt-schultz | $30.00 | 9/11/2012 5:39:18 PM |
| Cheburashka | $30.00 | 9/11/2012 5:50:15 PM |
| neighborly-hope6 | $100.00 | 9/11/2012 5:52:23 PM |
| bowdish1 | $100.00 | 9/11/2012 5:55:41 PM |
| ferocious-exchange3 | $25.00 | 9/11/2012 5:48:04 PM |
| encore06 | $50.00 | 9/11/2012 5:49:18 PM |
| unforgettable-wealth4 | $16.84 | 9/11/2012 6:06:31 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
635040
This series of Notes was issued and sold upon the funding of the borrower loan #74309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $400.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,861 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| valiant-integrity422 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| corporatejim | $38.64 | 9/7/2012 9:06:57 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:10 AM |
| money-exchanger4 | $25.00 | 9/7/2012 9:01:37 AM |
| decisive-income7 | $2,500.00 | 9/7/2012 9:02:33 AM |
| Plow_n_Sow | $75.00 | 9/7/2012 9:03:46 AM |
| commerce-blossom1 | $50.00 | 9/7/2012 9:03:01 AM |
| _NaLNaBB | $400.00 | 9/7/2012 9:05:17 AM |
| supernova719 | $75.00 | 9/7/2012 9:07:44 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:02 AM |
| lowrater | $36.36 | 9/7/2012 9:11:50 AM |
| accruer89 | $100.00 | 9/7/2012 9:01:41 AM |
| BoCo | $25.00 | 9/7/2012 9:04:15 AM |
| missoula | $25.00 | 9/7/2012 9:07:52 AM |
| Gold-bug | $50.00 | 9/7/2012 9:09:08 AM |
| BigHorizon | $500.00 | 9/7/2012 9:09:13 AM |
| BainCapital-2point0 | $150.00 | 9/7/2012 9:08:16 AM |
| orange-stable-gain | $50.00 | 9/7/2012 9:10:30 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
635104
This series of Notes was issued and sold upon the funding of the borrower loan #74450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $159.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $774 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MakeBoostNotWar |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Fresh Start!
Purpose of loan: Debt Consolidation
If my loan is funded I would use it to pay off in full all of my credit cards and pay one convienent monthly payment.
Monthly net income: $2,500
Monthly expenses: $2,000
Housing: $ 500/mo
Insurance: $0 Family Paid
Car expenses: $0 Family Paid
Utilities: $100/mo
Phone, cable, internet: $95/mo
Food, entertainment: $100/mo
Clothing, household expenses: $50/mo
Credit cards and other loans: $600/mo
Other expenses: $0
Any questions please feel free to ask!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finder072 | $25.00 | 9/6/2012 5:01:59 PM |
| selector568 | $300.00 | 9/6/2012 5:18:28 PM |
| lowrater | $50.80 | 9/6/2012 5:35:32 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:46 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:04 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:15 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:41 PM |
| vutah | $45.01 | 9/6/2012 6:41:26 PM |
| brainy-return234 | $25.00 | 9/6/2012 5:23:27 PM |
| SolarMoonshine | $25.00 | 9/6/2012 6:53:20 PM |
| Index_Plus | $2,874.19 | 9/6/2012 7:47:09 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:20 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
635144
This series of Notes was issued and sold upon the funding of the borrower loan #74266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $93.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Tradesman - Carpent... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $405 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trustworthy-leverage5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...buy used car for daughter to drive to college
My financial situation:
I am a good candidate for this loan because...
I have another vehicle to sell to help pay for this one.
Monthly net income: $2350.
Monthly expenses: $
Housing: $500.
Insurance: $200.
Car expenses: $200
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $400.
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjaminsky | $25.00 | 9/11/2012 5:00:15 PM |
| Kaj | $25.00 | 9/11/2012 5:29:22 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:06 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:05 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:33 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:47 PM |
| fair-pound5 | $50.00 | 9/11/2012 5:35:08 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:00 PM |
| red-rate-whistle | $35.00 | 9/11/2012 6:01:12 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:23 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:55 PM |
| well-rounded-payout0 | $25.00 | 9/11/2012 5:59:38 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:36 PM |
| toblerone | $25.00 | 9/11/2012 5:18:18 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:57 PM |
| CK1 | $25.00 | 9/11/2012 5:28:52 PM |
| Sothenwhat | $100.00 | 9/11/2012 5:32:41 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:08 PM |
| lakshmilila | $25.00 | 9/11/2012 5:45:37 PM |
| DreisersFinancier | $50.00 | 9/11/2012 5:23:20 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:06 PM |
| CAGE-Investments | $25.00 | 9/11/2012 5:42:50 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:47 PM |
| orearella3 | $10.00 | 9/11/2012 6:03:56 PM |
| return-pioneer221 | $200.00 | 9/11/2012 5:52:41 PM |
| new-gold-wrangler | $1,000.00 | 9/11/2012 5:56:05 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
635146
This series of Notes was issued and sold upon the funding of the borrower loan #74303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $256.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 27y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,811 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Seattle_skies |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
720-739
(Aug-2007)
|
|
Principal balance:
| $7,534.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Paying down high interest debt
I have one credit card with a very high interest rate and a high balance. This loan will be used to pay down the high balance, making it feasible for this card to be paid off in approximately 5 years. The Prosper loan I received in December of 2011 has been used to pay down this same card.
I am a good candidate for this loan because I am determined to get my financial house in order. I have been working steadily at paying off debt and closing credit cards since 2007, and have consistently paid my bills (including my Prosper loans) and gotten things under control. I am employed as a software test lead at an international company involved in cutting edge Smartgrid technology for electric utilities - a stable and expanding industry.
Monthly net income: $6,050.00
Monthly expenses: $5,385.00
Housing: $1350
Insurance: $200
Car expenses: $650
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $2085
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.44 | 9/6/2012 5:01:33 PM |
| green-trade-dolphin2 | $135.03 | 9/6/2012 5:02:15 PM |
| spark548 | $25.00 | 9/6/2012 5:08:57 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:14 PM |
| thankful-nickel2 | $55.55 | 9/6/2012 5:14:21 PM |
| fuse136 | $25.00 | 9/6/2012 5:14:47 PM |
| wildanne | $50.00 | 9/6/2012 5:03:02 PM |
| tranquil-gain1 | $75.00 | 9/6/2012 5:07:54 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:21 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:10 PM |
| openness-antioxidant | $75.00 | 9/6/2012 5:24:43 PM |
| NickelSteamroller | $35.00 | 9/6/2012 5:49:57 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:12 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:09 PM |
| marketplace-singularity3 | $25.00 | 9/6/2012 5:49:47 PM |
| just-loyalty643 | $50.00 | 9/6/2012 5:52:25 PM |
| Catplrgrl1 | $25.00 | 9/6/2012 6:38:58 PM |
| whitegold24k | $100.00 | 9/6/2012 6:00:20 PM |
| keen-credit6 | $25.00 | 9/6/2012 7:06:46 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:14 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:42 PM |
| benefit-awakening9 | $150.00 | 9/6/2012 7:32:11 PM |
| thrifty-capital | $30.00 | 9/6/2012 6:42:27 PM |
| chorus731 | $25.00 | 9/6/2012 11:36:46 PM |
| missoula | $25.00 | 9/7/2012 4:33:39 AM |
| best-unconquerable-income | $25.00 | 9/6/2012 8:34:50 PM |
| Hexnut | $100.00 | 9/6/2012 10:26:20 PM |
| cerebral-dollar773 | $25.00 | 9/7/2012 6:37:23 AM |
| shrewd-dedication2 | $50.00 | 9/7/2012 4:10:50 AM |
| FarmersBank | $50.00 | 9/7/2012 7:22:57 AM |
| B2152 | $25.00 | 9/7/2012 5:02:57 AM |
| Mrs-Honeydew | $40.00 | 9/7/2012 5:33:40 AM |
| chrisb1414 | $25.00 | 9/7/2012 5:47:48 AM |
| PaulW | $25.00 | 9/7/2012 5:14:17 AM |
| hl8428 | $25.00 | 9/7/2012 6:02:34 AM |
| rockhound84 | $25.00 | 9/7/2012 5:36:12 AM |
| prudent-bid3 | $35.00 | 9/7/2012 6:21:45 AM |
| payout-thinker7 | $25.00 | 9/7/2012 6:38:46 AM |
| blue-useful-auction | $25.00 | 9/7/2012 6:32:44 AM |
| green-interest-web | $25.00 | 9/7/2012 6:50:40 AM |
| gain-expert | $48.00 | 9/7/2012 7:28:30 AM |
| otto1939 | $102.00 | 9/7/2012 7:37:23 AM |
| affluence-hickory | $25.00 | 9/7/2012 8:18:19 AM |
| gustavholstopus32 | $25.00 | 9/7/2012 7:45:42 AM |
| fund-tom-tom6 | $25.00 | 9/7/2012 7:50:41 AM |
| thorough-duty641 | $25.00 | 9/7/2012 7:55:44 AM |
| respectful-pound | $168.41 | 9/7/2012 8:34:19 AM |
| fairness-atmosphere | $25.00 | 9/7/2012 7:59:35 AM |
| LimaGuy | $94.30 | 9/7/2012 8:35:41 AM |
| gain-zeus8 | $25.00 | 9/7/2012 8:36:16 AM |
| charming-exchange7 | $25.00 | 9/7/2012 9:23:03 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:33 AM |
| CashBank | $25.00 | 9/7/2012 9:12:56 AM |
| velocity-warrior | $25.00 | 9/7/2012 9:21:35 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:11 AM |
| profitable-fairness1 | $50.00 | 9/7/2012 9:26:05 AM |
| casserole9 | $25.00 | 9/7/2012 9:28:24 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:54 AM |
| marwadi-62 | $1,000.00 | 9/7/2012 9:32:09 AM |
| TeamAmerica | $25.00 | 9/7/2012 9:31:40 AM |
| janeybooboo | $74.74 | 9/6/2012 5:15:02 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:13 PM |
| finder072 | $25.00 | 9/6/2012 5:02:00 PM |
| lowrater | $100.50 | 9/6/2012 5:05:29 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:48 PM |
| entertaining-revenue4 | $50.00 | 9/6/2012 5:32:46 PM |
| bullwink27 | $25.00 | 9/6/2012 5:23:47 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:32 PM |
| RGlad | $65.00 | 9/6/2012 5:53:47 PM |
| Feyenoord | $30.00 | 9/6/2012 5:31:43 PM |
| transparency-sapling | $25.00 | 9/6/2012 5:35:35 PM |
| JeremyLinFan | $50.00 | 9/6/2012 5:52:58 PM |
| seabass123 | $25.00 | 9/6/2012 6:11:42 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:40 PM |
| finance-symphony7 | $100.00 | 9/6/2012 6:30:15 PM |
| proud-gold9 | $25.00 | 9/6/2012 5:59:35 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:04 PM |
| commerce-gargantuan2 | $100.00 | 9/6/2012 7:49:40 PM |
| samurai2 | $50.00 | 9/6/2012 8:02:24 PM |
| pleasant-listing712 | $25.00 | 9/6/2012 6:34:04 PM |
| serene-capital | $25.00 | 9/6/2012 6:39:24 PM |
| jybank | $50.00 | 9/6/2012 11:11:19 PM |
| cxl9 | $50.00 | 9/6/2012 6:50:38 PM |
| hopeful_lender | $100.00 | 9/6/2012 6:55:33 PM |
| Kennfusion | $50.00 | 9/7/2012 3:21:01 AM |
| porter512S | $200.00 | 9/7/2012 3:24:24 AM |
| lnuss25 | $75.00 | 9/7/2012 4:38:30 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:50:19 AM |
| RGlad | $185.00 | 9/6/2012 10:38:09 PM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:19:59 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:01 PM |
| steady-gold | $26.61 | 9/7/2012 2:52:47 AM |
| BBsapphire-2-loan | $100.00 | 9/7/2012 12:13:47 AM |
| 888GoldIngots | $33.84 | 9/7/2012 7:18:13 AM |
| gilbrear | $25.00 | 9/7/2012 4:10:00 AM |
| DackoDenk | $25.00 | 9/7/2012 4:49:47 AM |
| JeffHoll | $200.00 | 9/7/2012 8:10:11 AM |
| thehousewife | $50.00 | 9/7/2012 8:51:28 AM |
| euphoria8 | $35.00 | 9/7/2012 6:46:04 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:38 AM |
| heroic-platinum | $50.00 | 9/7/2012 7:14:42 AM |
| dinero-wizard9 | $150.00 | 9/7/2012 7:10:07 AM |
| investment-comet | $25.00 | 9/7/2012 7:13:06 AM |
| Attract | $25.00 | 9/7/2012 7:35:55 AM |
| calahan | $132.92 | 9/7/2012 8:15:09 AM |
| persistent-funds9 | $41.90 | 9/7/2012 8:17:52 AM |
| point-doughnut | $41.46 | 9/7/2012 7:45:21 AM |
| Jim33 | $25.00 | 9/7/2012 7:45:53 AM |
| ferdberfel | $25.00 | 9/7/2012 8:21:11 AM |
| Curly-Girly | $25.00 | 9/7/2012 8:38:17 AM |
| radforj22 | $25.00 | 9/7/2012 8:14:29 AM |
| credit-coach118 | $45.26 | 9/7/2012 8:45:21 AM |
| AF-Chief | $25.00 | 9/7/2012 9:01:20 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:45 AM |
| alexander-hamilton | $250.00 | 9/7/2012 9:18:46 AM |
| bazaar-festivity | $25.00 | 9/7/2012 9:28:09 AM |
| principal-cooker2 | $50.00 | 9/7/2012 9:33:02 AM |
| innovator10 | $174.04 | 9/7/2012 9:36:15 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
635190
This series of Notes was issued and sold upon the funding of the borrower loan #74486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,577 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agreement-bandit6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
YI am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RJN | $25.00 | 9/7/2012 5:49:08 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:46 PM |
| j2ee | $50.00 | 9/7/2012 5:05:37 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:16 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:38 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:16 PM |
| finder072 | $25.00 | 9/7/2012 5:27:57 PM |
| NickelSteamroller | $35.00 | 9/7/2012 5:16:25 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:21 PM |
| lowrater | $75.40 | 9/7/2012 5:22:23 PM |
| marketplace-singularity3 | $50.00 | 9/7/2012 6:06:33 PM |
| LeReve | $500.00 | 9/7/2012 5:25:35 PM |
| nethosters | $25.00 | 9/7/2012 5:32:08 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:20:50 PM |
| money-baron | $50.00 | 9/7/2012 6:25:11 PM |
| keynaples | $100.00 | 9/7/2012 5:28:25 PM |
| bellaquito | $500.00 | 9/7/2012 6:35:02 PM |
| finance-ecstasy7 | $25.00 | 9/7/2012 5:41:04 PM |
| EarlyRiser | $250.00 | 9/7/2012 5:48:04 PM |
| wizardii | $25.00 | 9/7/2012 5:50:54 PM |
| MichaelProsper | $40.00 | 9/7/2012 5:36:19 PM |
| buddy486 | $25.00 | 9/7/2012 7:17:47 PM |
| fabulous-bazaar4 | $25.00 | 9/7/2012 6:01:26 PM |
| john0720 | $25.00 | 9/7/2012 6:17:31 PM |
| kfrench | $75.00 | 9/7/2012 6:19:00 PM |
| gokart83 | $25.00 | 9/7/2012 6:09:08 PM |
| sonicpluto | $25.00 | 9/7/2012 6:30:30 PM |
| green-order-captain | $50.00 | 9/7/2012 7:27:34 PM |
| callmebryan | $25.00 | 9/7/2012 7:50:00 PM |
| pythia | $50.00 | 9/8/2012 5:01:57 AM |
| Binan | $30.00 | 9/7/2012 7:23:29 PM |
| ethical-truth211 | $349.60 | 9/8/2012 6:35:42 AM |
| payout-hammock1 | $25.00 | 9/8/2012 1:14:14 AM |
| Cambalache | $40.00 | 9/8/2012 5:57:09 AM |
| felicity-boots6 | $25.00 | 9/8/2012 6:22:51 AM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:22 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:31 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:15 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:17 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:24 PM |
| EngineersAlliance | $75.00 | 9/7/2012 5:32:58 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:13:21 PM |
| ferocious-kindness8 | $30.00 | 9/7/2012 5:52:56 PM |
| VirginiaBuckeye | $150.00 | 9/7/2012 5:26:08 PM |
| riveting-credit5 | $25.00 | 9/7/2012 5:27:44 PM |
| reordan | $25.00 | 9/7/2012 5:44:07 PM |
| charming-exchange7 | $25.00 | 9/7/2012 6:04:24 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:41 PM |
| brightest-trade-breeze | $25.00 | 9/7/2012 10:37:58 PM |
| jgar_O | $25.00 | 9/7/2012 6:35:38 PM |
| one-midas | $50.00 | 9/7/2012 7:23:12 PM |
| bullwink27 | $25.00 | 9/8/2012 3:50:17 AM |
| skillful-asset5 | $25.00 | 9/7/2012 7:48:49 PM |
| jc33148 | $25.00 | 9/8/2012 5:58:07 AM |
| jayk63 | $25.00 | 9/8/2012 4:51:19 AM |
| Iowa65 | $25.00 | 9/8/2012 4:58:55 AM |
| samurai2 | $25.00 | 9/8/2012 6:11:37 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
635192
This series of Notes was issued and sold upon the funding of the borrower loan #73980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,675.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $214.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,859 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| turbogirl |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 9/11/2012 10:41:14 AM |
| lnuss25 | $25.00 | 9/11/2012 9:01:28 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:36 AM |
| lowrater | $100.60 | 9/11/2012 9:03:19 AM |
| fabulous-bazaar4 | $25.00 | 9/11/2012 9:14:38 AM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 9:18:49 AM |
| powerful-return1 | $100.00 | 9/11/2012 9:32:56 AM |
| thrifty-transaction578 | $25.00 | 9/11/2012 9:31:28 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:39 AM |
| LoanerPrincipal | $25.00 | 9/11/2012 9:52:25 AM |
| zotzot | $50.00 | 9/11/2012 9:46:53 AM |
| SBT | $25.00 | 9/11/2012 9:43:11 AM |
| CreditBuilder2 | $25.01 | 9/11/2012 10:11:24 AM |
| RGlad | $65.00 | 9/11/2012 10:25:39 AM |
| kfrench | $75.00 | 9/11/2012 10:40:22 AM |
| compatible-deal9 | $50.00 | 9/11/2012 10:48:27 AM |
| worthy-commitment7 | $25.00 | 9/11/2012 10:31:01 AM |
| CoolPlexer | $25.00 | 9/11/2012 10:26:56 AM |
| janeybooboo | $25.25 | 9/11/2012 10:48:01 AM |
| promise2 | $25.00 | 9/11/2012 10:44:58 AM |
| point-doughnut | $88.99 | 9/11/2012 11:57:33 AM |
| zwx1997 | $25.00 | 9/11/2012 1:09:26 PM |
| contract-festival7 | $50.00 | 9/11/2012 1:23:30 PM |
| CFOGO | $25.00 | 9/11/2012 1:55:39 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:18 PM |
| RiderIRA | $384.79 | 9/11/2012 2:02:38 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:15 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:48 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:23 PM |
| WeshaTheLeopard | $25.00 | 9/11/2012 2:56:38 PM |
| rome1426 | $25.00 | 9/11/2012 1:28:11 PM |
| RedantFinance | $70.76 | 9/11/2012 3:38:59 PM |
| alex206 | $36.72 | 9/11/2012 3:43:19 PM |
| blue-dough-trumpeter | $25.00 | 9/11/2012 1:47:02 PM |
| num1irish | $25.00 | 9/11/2012 2:28:32 PM |
| the-capital-shooter | $85.97 | 9/11/2012 4:26:45 PM |
| ansset | $25.00 | 9/11/2012 3:14:01 PM |
| Loan_Some_Money | $25.00 | 9/11/2012 3:36:18 PM |
| RedantFinance | $50.00 | 9/11/2012 3:40:33 PM |
| GlobalVisionary | $29.00 | 9/11/2012 3:56:25 PM |
| MathProfessor | $25.00 | 9/11/2012 5:05:16 PM |
| OswegoUSA | $25.00 | 9/11/2012 5:17:41 PM |
| Johnab | $25.00 | 9/11/2012 5:22:27 PM |
| Rancid | $25.00 | 9/11/2012 5:19:55 PM |
| RocketSurgeon | $25.00 | 9/11/2012 5:37:25 PM |
| payout-motivator0 | $25.00 | 9/11/2012 5:39:57 PM |
| attentive-compassion1 | $50.00 | 9/11/2012 9:06:26 AM |
| Jassi | $25.00 | 9/11/2012 9:01:36 AM |
| XP | $25.00 | 9/11/2012 9:07:13 AM |
| cordial-bonus | $25.00 | 9/11/2012 9:32:42 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:44 AM |
| dkjl | $25.00 | 9/11/2012 9:47:54 AM |
| Castellan | $50.00 | 9/11/2012 9:36:17 AM |
| WeedPatch | $50.00 | 9/11/2012 9:57:54 AM |
| tolerant-dinero2 | $50.00 | 9/11/2012 9:59:25 AM |
| DaveTheWave | $25.00 | 9/11/2012 10:19:24 AM |
| thankful-nickel2 | $55.55 | 9/11/2012 10:12:04 AM |
| Chief3394 | $25.00 | 9/11/2012 10:24:58 AM |
| adventurer447 | $300.00 | 9/11/2012 10:17:01 AM |
| loan-mammal | $100.00 | 9/11/2012 10:29:49 AM |
| CaptainBL | $25.00 | 9/11/2012 10:25:05 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:33 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:46:09 AM |
| prudent-deal662 | $25.00 | 9/11/2012 10:45:15 AM |
| squeebie | $50.00 | 9/11/2012 10:54:56 AM |
| botfolio | $300.00 | 9/11/2012 11:05:41 AM |
| dukeiyer | $25.00 | 9/11/2012 12:51:57 PM |
| McDeeter | $50.00 | 9/11/2012 1:00:42 PM |
| Bank42 | $25.00 | 9/11/2012 12:12:51 PM |
| bellaquito | $500.00 | 9/11/2012 11:21:56 AM |
| penny-finder | $28.55 | 9/11/2012 12:21:07 PM |
| rich329 | $25.00 | 9/11/2012 11:56:47 AM |
| best-bonafide-p2p | $50.00 | 9/11/2012 1:51:07 PM |
| bartb | $25.00 | 9/11/2012 2:03:14 PM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:10 PM |
| Trapman13 | $50.00 | 9/11/2012 12:36:10 PM |
| Infowriter | $1,000.00 | 9/11/2012 12:47:46 PM |
| GrooveBiz | $25.00 | 9/11/2012 12:53:24 PM |
| cwegert | $25.00 | 9/11/2012 2:11:06 PM |
| commerce-explosion9 | $25.00 | 9/11/2012 2:07:14 PM |
| abundant-power | $25.00 | 9/11/2012 4:28:33 PM |
| LenderToAll | $400.00 | 9/11/2012 3:30:11 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:29 PM |
| Jayson85 | $125.34 | 9/11/2012 3:33:33 PM |
| unbeatable-integrity822 | $25.00 | 9/11/2012 3:42:53 PM |
| blue-laudable-dinero | $75.00 | 9/11/2012 4:48:44 PM |
| basis-spartan922 | $26.41 | 9/11/2012 3:47:23 PM |
| NVSTRKOBALT | $25.00 | 9/11/2012 5:00:57 PM |
| beer-gardener | $25.00 | 9/11/2012 5:02:48 PM |
| poisson17 | $40.00 | 9/11/2012 5:08:13 PM |
| ingenious-deal6 | $25.00 | 9/11/2012 5:09:36 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:19 PM |
| PXM-Financial | $64.00 | 9/11/2012 5:13:47 PM |
| L-Dogg | $25.00 | 9/11/2012 5:16:33 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:29:44 PM |
| sgt-schultz | $35.00 | 9/11/2012 5:37:19 PM |
| JRS | $25.00 | 9/11/2012 5:32:30 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
635194
This series of Notes was issued and sold upon the funding of the borrower loan #74133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,821 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elevated-balance |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 81% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 6
( 19% )
| 720-739
(Jul-2012)
640-659
(Dec-2009)
|
|
Principal balance:
| $891.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Used Auto Loan
Purpose of loan:
This loan will be used to replace a dying 15 year old car!
My financial situation:
I am a good candidate for this loan because I have an excellent and steady employment history, and very low credit card debt (only 1 card).
Monthly household net income: $4500
Housing: $1500
Insurance: $150
Car (gas): $200
Utilities: $250
Phone, cable, internet: $150
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $90.00 | 9/6/2012 5:02:09 PM |
| worth-blanket2 | $15,000.00 | 9/6/2012 5:02:32 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
635246
This series of Notes was issued and sold upon the funding of the borrower loan #74407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $351.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1971 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 44y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,765 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| clean-dime0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...my credit is good
Monthly net income: $4169
Monthly expenses: $
Housing: $705
Insurance: $115
Car expenses: $150
Utilities: $150
Phone, cable, internet: $149
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $821
Other expenses: $110
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:31 PM |
| calm-platinum957 | $35.00 | 9/7/2012 5:03:12 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:15 PM |
| justreturns | $25.00 | 9/7/2012 5:03:17 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:39 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:25 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:08 PM |
| j2ee | $50.00 | 9/7/2012 5:05:27 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:58 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 5:06:43 PM |
| LeReve | $500.00 | 9/7/2012 5:25:23 PM |
| entertaining-revenue4 | $50.00 | 9/7/2012 5:26:34 PM |
| community-burrito9 | $35.00 | 9/7/2012 5:38:28 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:59 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:08 PM |
| fabulous-bazaar4 | $25.00 | 9/7/2012 6:01:26 PM |
| tech310 | $50.00 | 9/7/2012 5:24:05 PM |
| wildanne | $50.00 | 9/7/2012 5:28:05 PM |
| Plutis | $25.00 | 9/7/2012 5:36:58 PM |
| JeremyLinFan | $40.00 | 9/7/2012 6:18:36 PM |
| cash-mad-scientist3 | $25.00 | 9/7/2012 6:03:26 PM |
| samurai2 | $25.00 | 9/8/2012 6:21:27 AM |
| oskizzle | $25.00 | 9/8/2012 9:17:55 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:10 AM |
| urbane-income7 | $100.00 | 9/8/2012 7:46:07 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:09 AM |
| luann199 | $25.00 | 9/8/2012 12:02:40 PM |
| Johnab | $25.00 | 9/8/2012 10:39:59 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:41:10 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:39 AM |
| zotzot | $31.00 | 9/8/2012 12:11:55 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:03:59 PM |
| CaptainBL | $25.00 | 9/8/2012 12:26:17 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:52:32 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:55 PM |
| casserole9 | $25.00 | 9/8/2012 12:53:19 PM |
| Endeavour | $40.00 | 9/8/2012 12:57:28 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:17 PM |
| powerspec1610 | $25.00 | 9/8/2012 7:27:59 PM |
| young_investor112 | $25.00 | 9/8/2012 7:46:49 PM |
| finance-relaxation3 | $25.00 | 9/8/2012 8:14:40 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:57 PM |
| a-community-aficionado | $50.00 | 9/8/2012 4:08:35 PM |
| BBsapphire-2-loan | $100.00 | 9/9/2012 12:45:10 AM |
| CalBear08 | $33.33 | 9/9/2012 1:12:03 AM |
| bazaar-uprising485 | $25.00 | 9/8/2012 4:52:43 PM |
| paradise-foothill | $50.00 | 9/8/2012 7:13:26 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:40 AM |
| mad-scientist418 | $25.00 | 9/8/2012 5:18:24 PM |
| benefit-banshee | $25.00 | 9/9/2012 10:21:09 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:50 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:02 PM |
| citizenX | $125.00 | 9/9/2012 11:11:22 AM |
| skeptikos | $100.00 | 9/9/2012 12:13:05 PM |
| whitegold24k | $250.00 | 9/9/2012 10:33:16 AM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:08 AM |
| OregonDane | $25.00 | 9/9/2012 10:56:06 AM |
| first-restless-payout | $50.00 | 9/9/2012 11:33:47 AM |
| new-impeccable-coin | $31.00 | 9/9/2012 12:34:37 PM |
| KirosPOS | $50.00 | 9/9/2012 1:20:07 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:21 PM |
| glenium | $25.00 | 9/10/2012 3:31:58 AM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:39 PM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:12 AM |
| LaGrangeLender | $50.00 | 9/10/2012 6:23:17 AM |
| ferpeiks | $80.00 | 9/10/2012 6:50:30 AM |
| greentomato | $25.00 | 9/10/2012 9:21:12 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 8:16:49 AM |
| djh47a | $25.00 | 9/10/2012 8:34:40 AM |
| value-wind0 | $25.00 | 9/10/2012 9:14:06 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:33 AM |
| helpinghand63 | $25.00 | 9/10/2012 9:32:06 AM |
| TelegramSam | $25.00 | 9/10/2012 9:58:16 AM |
| adventurer447 | $300.00 | 9/7/2012 5:01:17 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:23 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:15 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:23 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:19 PM |
| NickelSteamroller | $35.00 | 9/7/2012 5:16:25 PM |
| porter512S | $200.00 | 9/7/2012 5:21:56 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:03 PM |
| liberty-viola | $30.00 | 9/7/2012 5:25:43 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:39 PM |
| kfrench | $75.00 | 9/7/2012 6:19:00 PM |
| ready-interest9 | $25.00 | 9/7/2012 6:24:51 PM |
| finder072 | $25.00 | 9/7/2012 5:27:57 PM |
| payout-paladin3 | $250.00 | 9/7/2012 6:30:31 PM |
| payout-motivator0 | $25.00 | 9/7/2012 5:50:06 PM |
| bellaquito | $500.00 | 9/7/2012 6:54:09 PM |
| keynaples | $50.00 | 9/7/2012 6:19:48 PM |
| RGlad | $250.00 | 9/8/2012 3:55:54 AM |
| MoneyTree79 | $52.52 | 9/7/2012 7:30:34 PM |
| historic-value7 | $200.00 | 9/7/2012 9:10:23 PM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:58 AM |
| Lender1521 | $25.00 | 9/8/2012 6:41:44 AM |
| enterprising-exchange6 | $50.00 | 9/8/2012 6:46:09 AM |
| phenomenal-gain5 | $25.00 | 9/8/2012 6:36:10 AM |
| Interloper | $50.00 | 9/8/2012 11:29:18 AM |
| Christophe | $25.00 | 9/8/2012 9:09:27 AM |
| slygorman | $26.00 | 9/8/2012 11:51:23 AM |
| cr8on | $25.00 | 9/8/2012 10:49:21 AM |
| charming-exchange7 | $25.00 | 9/8/2012 12:37:54 PM |
| Peacepower | $30.00 | 9/8/2012 1:22:01 PM |
| Investoman | $25.00 | 9/8/2012 1:22:43 PM |
| lendersf | $150.00 | 9/8/2012 4:35:24 PM |
| hopeful-bonus976 | $200.00 | 9/8/2012 5:28:17 PM |
| BigBag | $25.00 | 9/8/2012 1:43:24 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:44 PM |
| banker34 | $25.00 | 9/8/2012 9:00:14 PM |
| worldly-income2 | $25.00 | 9/8/2012 3:07:02 PM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:17 AM |
| philantist | $25.00 | 9/8/2012 9:31:44 PM |
| cash-cymbal3 | $100.00 | 9/8/2012 6:09:47 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:43 PM |
| fund-medalist171 | $25.00 | 9/9/2012 11:03:54 AM |
| penny-firestarter | $25.00 | 9/9/2012 8:14:03 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:50 PM |
| judson | $25.00 | 9/9/2012 12:48:34 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:36 AM |
| jamiee73 | $25.00 | 9/9/2012 1:59:24 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:31 PM |
| credible-responsibility022 | $25.00 | 9/10/2012 4:27:17 AM |
| NR | $25.00 | 9/9/2012 6:55:43 PM |
| marketplace-singularity3 | $25.00 | 9/10/2012 7:02:24 AM |
| respectful-fairness069 | $30.00 | 9/10/2012 8:52:55 AM |
| elegant-auction3 | $25.00 | 9/9/2012 7:50:45 PM |
| Tradesmanlender | $25.00 | 9/10/2012 9:15:56 AM |
| johngaltline | $25.00 | 9/10/2012 2:45:06 AM |
| Spinache | $100.00 | 9/10/2012 5:58:47 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:03 AM |
| supersdf | $25.00 | 9/10/2012 9:02:44 AM |
| matthart | $25.00 | 9/10/2012 9:53:05 AM |
| EverettFinancial | $25.00 | 9/10/2012 9:59:32 AM |
| investment-accruer4 | $100.00 | 9/10/2012 10:05:56 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 10:10:17 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:42 AM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:25:50 AM |
| 137 Investments
|
Borrower Payment Dependent Notes Series
635252
This series of Notes was issued and sold upon the funding of the borrower loan #74150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $451.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 26y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,392 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lulapalooza |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2011)
640-659
(Sep-2009)
600-619
(Apr-2009)
600-619
(Apr-2008)
|
|
Principal balance:
| $1,481.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff all debts and get us ready for retirement in 5-7 years.
My financial situation:
I am a good candidate for this loan because we're hard working, honest and dependable people.
Monthly net income: $5000
Monthly expenses: $4000
Housing: $1400
Insurance: $250
Car expenses: $500
Utilities: $350
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $125.03 | 9/7/2012 9:01:27 AM |
| InChicago | $120.03 | 9/7/2012 9:02:36 AM |
| credit-missile | $125.00 | 9/7/2012 9:03:10 AM |
| school-loan-gambler | $77.87 | 9/7/2012 9:03:31 AM |
| fascinating-generosity3 | $77.20 | 9/7/2012 9:02:52 AM |
| adaptable-return21 | $50.00 | 9/7/2012 9:01:48 AM |
| handy-justice | $100.00 | 9/7/2012 9:02:10 AM |
| frantic-retirement | $40.21 | 9/7/2012 9:03:40 AM |
| lnuss25 | $85.00 | 9/7/2012 9:04:55 AM |
| worth-blanket2 | $14,482.00 | 9/7/2012 9:06:57 AM |
| et28 | $75.00 | 9/7/2012 9:05:48 AM |
| green-trade-dolphin | $69.42 | 9/7/2012 9:01:34 AM |
| reordan | $25.00 | 9/7/2012 9:05:29 AM |
| the-respectful-transaction | $25.00 | 9/7/2012 9:05:33 AM |
| Dusigrosz | $150.00 | 9/7/2012 9:01:24 AM |
| respectful-dough429 | $75.00 | 9/7/2012 9:01:48 AM |
| MoneyForNothing | $48.48 | 9/7/2012 9:02:03 AM |
| Sid-K | $25.00 | 9/7/2012 9:03:13 AM |
| TheSituation | $25.00 | 9/7/2012 9:04:02 AM |
| WisconsinFinance | $25.00 | 9/7/2012 9:04:03 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
635276
This series of Notes was issued and sold upon the funding of the borrower loan #74152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $375.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,488 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| independent-principal34 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
|
|
Principal balance:
| $1,525.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff high interest credit cards. I am tired of paying minimum payments each month and would absolutely love to have this debt clear for my future. I have an excellent credit rating and take pride in being able to pay all of my monthly. I have worked very hard the past two years getting four revolving accounts paid off completely. This is my second listing of this loan. All the necessary documents have been updated and approved. The final step now is funding.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 9/7/2012 9:03:35 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:10 AM |
| prudent-dough458 | $25.00 | 9/7/2012 9:08:30 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:03 AM |
| ready-interest9 | $25.00 | 9/7/2012 9:10:57 AM |
| 108lender | $200.00 | 9/7/2012 9:26:31 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:22 AM |
| finder072 | $25.00 | 9/7/2012 9:27:54 AM |
| lendersf | $50.00 | 9/7/2012 9:30:07 AM |
| justreturns | $25.00 | 9/7/2012 10:01:13 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:43:54 AM |
| phaded | $25.00 | 9/7/2012 9:46:13 AM |
| calm-platinum957 | $35.00 | 9/7/2012 9:53:05 AM |
| prudent-deal662 | $25.00 | 9/7/2012 10:29:15 AM |
| green-trade-firestarter | $25.00 | 9/7/2012 12:03:46 PM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:13 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:03 AM |
| heroic-platinum | $25.00 | 9/7/2012 12:41:17 PM |
| DanV | $36.00 | 9/7/2012 11:32:11 AM |
| bellaquito | $500.00 | 9/7/2012 11:15:53 AM |
| courteous-trade229 | $40.00 | 9/7/2012 11:53:00 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:21 AM |
| pdub | $500.00 | 9/7/2012 12:40:37 PM |
| CharliesHobbies | $25.00 | 9/7/2012 12:45:39 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:08 PM |
| wise-charming-reward | $200.00 | 9/7/2012 2:46:38 PM |
| Nipper99 | $100.00 | 9/7/2012 3:00:10 PM |
| Astyanax | $35.00 | 9/7/2012 2:37:27 PM |
| engrossing-community0 | $25.00 | 9/7/2012 4:33:30 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:29 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:48 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:40 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:15 PM |
| LeReve | $500.00 | 9/7/2012 5:25:09 PM |
| ready-bid9 | $50.00 | 9/7/2012 5:53:25 PM |
| rokman | $70.00 | 9/7/2012 8:04:14 PM |
| LoanerPrincipal | $25.00 | 9/7/2012 6:43:23 PM |
| CO80487 | $25.00 | 9/7/2012 7:39:32 PM |
| samurai2 | $25.00 | 9/8/2012 6:19:14 AM |
| cerebral-dollar773 | $25.00 | 9/8/2012 6:48:57 AM |
| market-maximizer472 | $100.00 | 9/8/2012 7:14:13 AM |
| bill-booster5 | $25.00 | 9/7/2012 9:47:51 PM |
| sensible-order2 | $400.00 | 9/8/2012 5:36:11 AM |
| silver-dogwood4 | $25.00 | 9/8/2012 9:04:59 AM |
| BlessedEveryDay | $25.00 | 9/8/2012 10:03:42 AM |
| oskizzle | $25.00 | 9/8/2012 9:17:02 AM |
| hl8428 | $25.00 | 9/8/2012 10:34:09 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:38 AM |
| organized-dedication9 | $64.00 | 9/8/2012 10:09:49 AM |
| euro-catalyst | $25.00 | 9/8/2012 10:46:04 AM |
| spark548 | $25.00 | 9/8/2012 12:17:42 PM |
| Napoli_Lending | $120.00 | 9/8/2012 2:01:33 PM |
| JackinGreen | $73.68 | 9/8/2012 2:51:20 PM |
| WeshaTheLeopard | $25.00 | 9/8/2012 1:28:23 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:40 PM |
| museic1 | $100.00 | 9/9/2012 9:06:33 AM |
| dsnybnd | $25.00 | 9/9/2012 10:46:04 AM |
| JinNing | $75.00 | 9/8/2012 8:44:55 PM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:08 AM |
| cimbaman | $60.00 | 9/9/2012 6:56:52 AM |
| Castellan | $50.00 | 9/9/2012 12:39:44 PM |
| tenacious-payout | $25.00 | 9/9/2012 8:42:33 PM |
| unforgettable-return6 | $25.00 | 9/9/2012 5:52:32 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:19 PM |
| priceless-cash5 | $25.00 | 9/10/2012 5:06:08 AM |
| paladin510 | $25.00 | 9/10/2012 5:16:16 AM |
| LaGrangeLender | $40.00 | 9/10/2012 6:27:28 AM |
| loyalist1 | $200.00 | 9/10/2012 6:28:43 AM |
| fuzed | $50.00 | 9/10/2012 8:07:35 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:41 AM |
| visionary-generosity0 | $25.00 | 9/10/2012 11:40:48 AM |
| misit | $25.00 | 9/10/2012 11:58:42 AM |
| sgt-schultz | $25.00 | 9/10/2012 12:40:30 PM |
| jubilant-agreement0 | $25.00 | 9/10/2012 2:26:58 PM |
| unafraid-loan5 | $25.00 | 9/10/2012 10:45:42 AM |
| CFOGO | $25.00 | 9/10/2012 11:09:57 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:17 AM |
| Palentier | $25.00 | 9/10/2012 12:37:25 PM |
| lionheart722 | $56.49 | 9/10/2012 2:46:56 PM |
| JustOneVoice | $25.00 | 9/10/2012 2:34:47 PM |
| lnuss25 | $25.00 | 9/7/2012 9:07:17 AM |
| green-trade-dolphin2 | $31.93 | 9/7/2012 9:03:15 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 9:22:57 AM |
| entertaining-revenue4 | $50.00 | 9/7/2012 9:23:27 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:54 AM |
| porter512S | $200.00 | 9/7/2012 9:36:52 AM |
| thrifty-transaction578 | $25.00 | 9/7/2012 9:56:30 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 10:02:35 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:57 AM |
| attentive-compassion1 | $50.00 | 9/7/2012 9:53:42 AM |
| agrosmet | $25.00 | 9/7/2012 11:56:15 AM |
| historic-value7 | $250.00 | 9/7/2012 10:37:17 AM |
| Plutis | $25.00 | 9/7/2012 11:12:50 AM |
| hope-magnitude8 | $25.00 | 9/7/2012 3:53:43 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:54 PM |
| George2384 | $25.00 | 9/7/2012 2:04:20 PM |
| BDL-Roth | $60.00 | 9/7/2012 2:22:11 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:46 PM |
| john0720 | $25.00 | 9/7/2012 3:44:45 PM |
| j2ee | $50.00 | 9/7/2012 5:05:11 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:59 PM |
| SOP_Bank | $25.00 | 9/7/2012 5:17:31 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:41 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:17 PM |
| blue-laudable-dinero | $25.00 | 9/7/2012 7:54:39 PM |
| theloanteacher | $25.00 | 9/8/2012 7:14:51 AM |
| rbgnr111 | $25.00 | 9/8/2012 9:11:41 AM |
| northwoodsguy | $50.00 | 9/8/2012 6:30:31 AM |
| responsive-value4 | $25.00 | 9/8/2012 5:34:27 AM |
| community-burrito9 | $30.00 | 9/8/2012 10:32:36 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:57 AM |
| BocaYogi50 | $50.00 | 9/8/2012 11:07:08 AM |
| peedublya | $25.00 | 9/8/2012 12:35:54 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:43 PM |
| marwadi-62 | $300.00 | 9/8/2012 2:03:27 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:15 PM |
| Nazbuster | $200.00 | 9/8/2012 9:27:27 PM |
| jsnryn | $81.36 | 9/8/2012 2:48:21 PM |
| LendToCause | $25.00 | 9/9/2012 9:20:28 AM |
| Fiimg | $75.00 | 9/8/2012 9:54:29 PM |
| squarebob | $25.00 | 9/9/2012 12:32:58 PM |
| Shockem923 | $25.00 | 9/9/2012 7:49:40 AM |
| EddiesMoney | $25.00 | 9/9/2012 8:23:35 AM |
| OregonDane | $25.00 | 9/9/2012 11:07:17 AM |
| citizenX | $125.00 | 9/9/2012 11:11:21 AM |
| BBsapphire-2-loan | $100.00 | 9/9/2012 10:56:22 AM |
| NR | $25.00 | 9/9/2012 6:55:42 PM |
| chinolatino | $25.00 | 9/9/2012 7:58:32 PM |
| dime-smasher5 | $25.00 | 9/9/2012 1:08:27 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:29 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 3:04:14 PM |
| zenyatta | $25.00 | 9/10/2012 5:49:09 AM |
| Sjspector | $30.51 | 9/9/2012 4:29:08 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:03 AM |
| greentomato | $25.00 | 9/10/2012 9:21:12 AM |
| gjm6d | $25.00 | 9/10/2012 9:24:27 AM |
| Suit | $30.31 | 9/10/2012 6:55:20 AM |
| djh47a | $25.00 | 9/10/2012 8:34:40 AM |
| JonDough | $25.00 | 9/10/2012 9:20:41 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:00 AM |
| EverettFinancial | $25.00 | 9/10/2012 9:50:19 AM |
| sacopt | $25.00 | 9/10/2012 10:28:33 AM |
| Skitommyski | $100.00 | 9/10/2012 10:20:40 AM |
| bughead | $25.00 | 9/10/2012 10:29:40 AM |
| HelpMe-HelpYou | $42.71 | 9/10/2012 12:44:31 PM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:27 PM |
| RememberToForget | $25.00 | 9/10/2012 1:10:47 PM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
635340
This series of Notes was issued and sold upon the funding of the borrower loan #73797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 17.63% |
Borrower rate/APR:
| 18.63% / 26.48% |
Monthly payment:
| $1,379.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.22% | | |
| |
Estimated return*:
| 6.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,128 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thoughtful-point119 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Business
Purpose of loan:
This loan will be used as working capital for our growing business.
My financial situation:
I am a good candidate for this loan because I have been employed by my current employer for 16 years, have very good credit, and a good income. I am excited by the recent growth in my business, which has come about due to my experience and my reputation for trustworthiness in my field.
Monthly net income: $10,000
Monthly expenses: $6,000
Housing: $800
Insurance: $500
Car expenses: $600
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $750
Clothing, household expenses: $200
Credit cards and other loans: $520 (student loans)
Other expenses: $2,230
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:21 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:04 PM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:12 PM |
| orange-stable-gain | $50.00 | 9/10/2012 5:31:27 PM |
| enchanted-diversification496 | $50.00 | 9/10/2012 5:26:05 PM |
| LeReve | $500.00 | 9/10/2012 5:30:39 PM |
| value-wind0 | $25.00 | 9/10/2012 5:41:20 PM |
| diplomatic-wealth7 | $25.00 | 9/10/2012 5:50:21 PM |
| loyalty-dragster7 | $85.00 | 9/10/2012 6:07:23 PM |
| note-willow8 | $25.00 | 9/10/2012 6:07:37 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:05 PM |
| credit-wheel7 | $25.00 | 9/10/2012 6:08:22 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:09 PM |
| UncleBuffett | $25.00 | 9/10/2012 7:39:25 PM |
| quiksilver180 | $27.18 | 9/10/2012 7:56:59 PM |
| green-unrivaled-felicity | $50.00 | 9/10/2012 7:07:02 PM |
| payment-halo | $25.00 | 9/10/2012 8:37:18 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:19 PM |
| genome865 | $55.50 | 9/10/2012 8:21:41 PM |
| Feyenoord | $30.00 | 9/11/2012 4:27:00 AM |
| Relaxo | $300.00 | 9/10/2012 9:46:07 PM |
| therealjeremy | $25.00 | 9/10/2012 10:15:16 PM |
| weatherman89 | $25.00 | 9/10/2012 10:21:42 PM |
| Gotogo | $41.30 | 9/11/2012 5:17:41 AM |
| co98senior | $50.00 | 9/11/2012 5:21:45 AM |
| p2p-wizard0 | $25.00 | 9/10/2012 11:18:49 PM |
| fairness-sundae2 | $50.00 | 9/11/2012 6:18:57 AM |
| order-ruler | $213.82 | 9/11/2012 6:56:06 AM |
| corporatejim | $27.89 | 9/11/2012 4:14:31 AM |
| hardatwork1 | $25.00 | 9/10/2012 11:19:36 PM |
| dukeiyer | $25.00 | 9/11/2012 12:23:23 AM |
| FinanceEngine | $60.00 | 9/11/2012 7:26:48 AM |
| cash-spinner | $25.00 | 9/11/2012 5:38:44 AM |
| KaleoGroup | $25.00 | 9/11/2012 5:53:01 AM |
| DoctorJoe | $30.00 | 9/11/2012 4:28:49 AM |
| Tonusb0 | $25.00 | 9/11/2012 8:00:40 AM |
| coin-cooker8 | $25.00 | 9/11/2012 6:27:22 AM |
| fareast_man | $25.00 | 9/11/2012 9:00:36 AM |
| blue-dollar-viking | $50.00 | 9/11/2012 6:15:33 AM |
| NewPairOfShoes | $25.00 | 9/11/2012 9:00:53 AM |
| PoliticinandNegotiatin | $400.00 | 9/11/2012 7:46:13 AM |
| davisfl | $25.00 | 9/11/2012 9:02:52 AM |
| kind-fantastic-camaraderi | $25.00 | 9/11/2012 8:23:02 AM |
| the-laudable-peso | $40.00 | 9/11/2012 9:05:23 AM |
| Dorkypine | $100.00 | 9/11/2012 7:55:03 AM |
| miamibeachloaner | $25.00 | 9/11/2012 9:00:37 AM |
| Ty-TY | $25.00 | 9/11/2012 9:08:30 AM |
| idastmerchants | $25.00 | 9/11/2012 9:01:18 AM |
| silver-wonder278 | $25.00 | 9/11/2012 9:01:26 AM |
| first-silver-bridge | $25.00 | 9/11/2012 8:04:43 AM |
| csakhil | $50.00 | 9/11/2012 9:01:49 AM |
| principal-cooker2 | $50.00 | 9/11/2012 9:10:24 AM |
| red-power-pecan | $50.00 | 9/11/2012 9:02:49 AM |
| cash-reaction2 | $25.00 | 9/11/2012 9:11:57 AM |
| unassassinable | $25.00 | 9/11/2012 9:13:17 AM |
| panther757 | $25.00 | 9/11/2012 9:13:31 AM |
| felicity-injector | $25.00 | 9/11/2012 9:07:03 AM |
| Miklot | $30.00 | 9/11/2012 9:19:29 AM |
| quantum_leap | $25.00 | 9/11/2012 9:06:36 AM |
| pierrelasvegas | $25.00 | 9/11/2012 9:20:46 AM |
| Eudyptes | $25.00 | 9/11/2012 9:20:59 AM |
| the-credit-maker | $100.00 | 9/11/2012 9:22:11 AM |
| american-investor | $25.00 | 9/11/2012 9:22:24 AM |
| top-historic-peso | $25.00 | 9/11/2012 9:11:59 AM |
| shrewd-peace7 | $25.00 | 9/11/2012 9:23:06 AM |
| shmb6508 | $50.00 | 9/11/2012 9:17:50 AM |
| fortytwo | $150.00 | 9/11/2012 9:29:20 AM |
| NoCal | $25.00 | 9/11/2012 9:29:43 AM |
| dough-souffle | $25.00 | 9/11/2012 9:30:09 AM |
| money-surge1 | $25.00 | 9/11/2012 9:20:00 AM |
| Tradesmanlender | $25.00 | 9/11/2012 9:20:44 AM |
| the-healthy-commitment | $25.00 | 9/11/2012 9:18:52 AM |
| Blessed1950 | $50.00 | 9/11/2012 9:32:49 AM |
| kidsskipp | $100.00 | 9/11/2012 9:33:20 AM |
| mikbos | $25.00 | 9/11/2012 9:35:14 AM |
| IntrepidInvestment | $50.00 | 9/11/2012 9:21:31 AM |
| GoodLuckLender | $25.00 | 9/11/2012 9:36:03 AM |
| 1randyp | $25.00 | 9/11/2012 9:26:12 AM |
| saffron4 | $25.00 | 9/11/2012 9:30:14 AM |
| yield-trader | $25.00 | 9/11/2012 9:31:58 AM |
| washboard1 | $25.00 | 9/11/2012 9:30:54 AM |
| joey1011 | $50.00 | 9/11/2012 9:35:11 AM |
| 108-IRA | $134.00 | 9/11/2012 9:32:52 AM |
| economy-shrubbery6 | $25.00 | 9/11/2012 9:35:51 AM |
| handy-justice | $50.00 | 9/10/2012 5:09:27 PM |
| lowrater | $50.30 | 9/10/2012 5:11:44 PM |
| hillbilly40 | $30.00 | 9/10/2012 5:20:54 PM |
| 52digital | $75.00 | 9/10/2012 5:17:55 PM |
| rakem777 | $25.00 | 9/10/2012 5:17:12 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:09 PM |
| bid-banjo3 | $47.00 | 9/10/2012 5:21:06 PM |
| missing-link | $25.00 | 9/10/2012 5:24:48 PM |
| reordan | $25.00 | 9/10/2012 5:40:57 PM |
| Index_Plus | $5,000.00 | 9/10/2012 5:48:29 PM |
| Ballybay | $100.00 | 9/10/2012 5:48:53 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:32 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:45 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:55 PM |
| theogeer | $25.00 | 9/10/2012 5:52:32 PM |
| profit-powerplant | $25.00 | 9/10/2012 6:03:26 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:38 PM |
| SergRoosterDu | $26.00 | 9/10/2012 6:15:44 PM |
| SBT | $25.00 | 9/10/2012 6:17:38 PM |
| open-minded-p2p1 | $25.00 | 9/10/2012 6:42:32 PM |
| thankful-nickel2 | $25.00 | 9/10/2012 6:22:52 PM |
| credit-fox3 | $25.00 | 9/10/2012 7:57:21 PM |
| desertoasis | $25.00 | 9/10/2012 8:18:50 PM |
| kulender | $100.00 | 9/10/2012 8:24:35 PM |
| EJPiper | $100.00 | 9/10/2012 7:07:59 PM |
| bonus-animal4 | $75.00 | 9/10/2012 7:29:43 PM |
| _NaLNaBB | $500.00 | 9/10/2012 9:45:07 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:54:36 PM |
| BainCapital-2point0 | $25.00 | 9/10/2012 8:00:07 PM |
| Shomee_dmoney | $25.00 | 9/10/2012 7:32:39 PM |
| CaptPicard | $25.00 | 9/11/2012 3:57:24 AM |
| Alfred_Omega | $25.00 | 9/10/2012 8:56:48 PM |
| weatherman89 | $25.00 | 9/10/2012 10:25:29 PM |
| imdave4me | $25.00 | 9/11/2012 5:12:59 AM |
| BainCapital-2point0 | $100.00 | 9/10/2012 8:01:01 PM |
| capital-zeus | $25.00 | 9/10/2012 8:43:02 PM |
| first-serene-credit | $25.00 | 9/10/2012 9:14:11 PM |
| Quiza12 | $25.00 | 9/11/2012 6:42:12 AM |
| Reputation1 | $25.00 | 9/11/2012 6:49:51 AM |
| yield-hut | $25.00 | 9/11/2012 3:52:35 AM |
| pious-openness | $25.00 | 9/11/2012 4:22:18 AM |
| heroic-compassion6 | $100.03 | 9/11/2012 7:00:59 AM |
| Christophe | $25.00 | 9/11/2012 7:05:46 AM |
| p2p-wizard0 | $25.00 | 9/10/2012 11:27:36 PM |
| Jack-Sparrow | $100.00 | 9/11/2012 7:08:48 AM |
| unassailable-fund | $29.71 | 9/11/2012 5:47:43 AM |
| Astyanax | $50.00 | 9/11/2012 3:07:40 AM |
| LuckyMacFunding | $25.00 | 9/11/2012 5:52:02 AM |
| Bubba-doggie-dog | $25.00 | 9/11/2012 3:37:38 AM |
| bid-stockpiler1 | $150.00 | 9/11/2012 8:21:13 AM |
| wxman12 | $80.00 | 9/11/2012 6:27:16 AM |
| tomdooley12520 | $50.00 | 9/11/2012 8:42:43 AM |
| keeper24 | $25.00 | 9/11/2012 5:42:12 AM |
| duty-monger | $50.00 | 9/11/2012 7:10:39 AM |
| dano1965 | $25.00 | 9/11/2012 6:17:12 AM |
| dalawya | $25.00 | 9/11/2012 6:19:36 AM |
| ideomorph | $25.00 | 9/11/2012 6:23:35 AM |
| pure-cash9 | $25.00 | 9/11/2012 8:20:40 AM |
| Beld | $50.00 | 9/11/2012 9:05:18 AM |
| debt-force | $25.00 | 9/11/2012 9:06:33 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:41 AM |
| finance-prescription | $100.00 | 9/11/2012 9:09:59 AM |
| rakstar | $25.00 | 9/11/2012 9:02:19 AM |
| friendinmoney | $25.00 | 9/11/2012 8:13:57 AM |
| ElChupacabra | $25.00 | 9/11/2012 8:30:17 AM |
| thelovebug | $100.00 | 9/11/2012 9:11:55 AM |
| ASR3 | $37.00 | 9/11/2012 9:14:32 AM |
| asiaratt | $50.00 | 9/11/2012 9:05:02 AM |
| igivecauseicare | $34.84 | 9/11/2012 9:06:11 AM |
| rescue | $100.00 | 9/11/2012 9:03:48 AM |
| p2ploan-charmer | $25.00 | 9/11/2012 9:03:53 AM |
| 108lender | $200.00 | 9/11/2012 9:19:02 AM |
| papaloha | $444.00 | 9/11/2012 9:06:59 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:06 AM |
| FASTIZIO_P | $27.00 | 9/11/2012 9:23:36 AM |
| prescription0 | $25.00 | 9/11/2012 9:25:50 AM |
| trajectory8 | $25.00 | 9/11/2012 9:12:21 AM |
| perfume956 | $50.00 | 9/11/2012 9:26:55 AM |
| moviedaze | $25.00 | 9/11/2012 9:27:35 AM |
| aader | $25.00 | 9/11/2012 9:29:45 AM |
| mercuriant | $25.00 | 9/11/2012 9:18:57 AM |
| zone8 | $100.00 | 9/11/2012 9:22:41 AM |
| exchange-pledge | $50.00 | 9/11/2012 9:21:37 AM |
| nickel-banshee | $25.00 | 9/11/2012 9:23:27 AM |
| burrito6 | $50.00 | 9/11/2012 9:26:22 AM |
| Elefunt | $25.00 | 9/11/2012 9:28:07 AM |
| fairness-carrier | $50.00 | 9/11/2012 9:25:16 AM |
| postalwhiz | $25.00 | 9/11/2012 9:29:56 AM |
| purposeful-durability8 | $100.00 | 9/11/2012 9:35:49 AM |
| worldly-community3 | $50.00 | 9/11/2012 9:34:34 AM |
| money-baron-Roth401k | $25.00 | 9/11/2012 9:35:47 AM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
635362
This series of Notes was issued and sold upon the funding of the borrower loan #74225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,125 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blackman4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan: to purchase a automobile
This loan will be used to...pay off bills
My financial situation:
I am a good candidate for this loan because...I pay my bills on time have a good credit score
Monthly net income: $ 4,356
Monthly expenses: $250
Housing: $780
Insurance: $76
Car expenses: $240
Utilities: $80
Phone, cable, internet: $140
Food, entertainment: $160
Clothing, household expenses: $60
Credit cards and other loans: $325Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/7/2012 5:00:49 PM |
| terrific-p2p4 | $500.00 | 9/7/2012 5:00:40 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:01:23 PM |
| wonder3 | $25.00 | 9/7/2012 5:02:22 PM |
| real-return2 | $26.00 | 9/7/2012 5:04:03 PM |
| Whipster | $40.00 | 9/7/2012 5:04:30 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:06:33 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:23 PM |
| Zingaro | $3.97 | 9/7/2012 5:07:40 PM |
| CashFlow13 | $1,000.00 | 9/7/2012 5:00:41 PM |
| MFBank | $50.00 | 9/7/2012 5:05:06 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:03 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
635366
This series of Notes was issued and sold upon the funding of the borrower loan #74088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,673 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| friendly-trade048 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have the income to pay it back.
Monthly net income: $8900
Monthly expenses: $2500
Housing: $1980
Insurance: $75
Car expenses: $700
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/10/2012 5:02:45 PM |
| handy-justice | $50.00 | 9/10/2012 5:30:57 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:35:26 PM |
| vutah | $75.00 | 9/10/2012 5:39:54 PM |
| DevinHill | $25.00 | 9/10/2012 5:52:49 PM |
| CA-Lender | $50.00 | 9/10/2012 6:28:46 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:43 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:51 PM |
| newest-generous-income | $25.00 | 9/11/2012 3:43:58 AM |
| let_me_retire | $75.00 | 9/11/2012 4:32:26 AM |
| payment-halo | $25.00 | 9/10/2012 8:04:04 PM |
| Rulea72 | $25.00 | 9/11/2012 6:52:52 AM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:43 AM |
| graceful-investment | $106.00 | 9/11/2012 7:33:56 AM |
| income-triangulation1 | $25.00 | 9/11/2012 1:34:07 AM |
| best-bonafide-p2p | $25.00 | 9/11/2012 8:30:17 AM |
| Leshan | $50.00 | 9/11/2012 7:24:52 AM |
| Shirts | $27.61 | 9/11/2012 7:32:59 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:37 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:31:19 PM |
| riveting-credit5 | $25.00 | 9/10/2012 5:36:00 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:43 PM |
| 52digital | $75.00 | 9/10/2012 6:32:35 PM |
| Silver_Rupee | $25.01 | 9/10/2012 6:28:26 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 6:27:34 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:09 PM |
| liberty-tostada7 | $25.00 | 9/10/2012 6:53:36 PM |
| ultimate-peace | $62.50 | 9/11/2012 5:00:15 AM |
| bob450-roth | $25.00 | 9/11/2012 8:30:30 AM |
| courteous-note1 | $25.00 | 9/11/2012 5:26:14 AM |
| LaGrangeLender | $25.00 | 9/11/2012 6:46:49 AM |
| favorite-commerce | $30.00 | 9/11/2012 7:01:56 AM |
| Frover | $25.00 | 9/11/2012 7:06:00 AM |
| greencat | $50.00 | 9/11/2012 7:22:53 AM |
| Bob450 | $25.00 | 9/11/2012 8:18:58 AM |
| global-invest-group | $50.00 | 9/11/2012 8:49:35 AM |
| EretzCapital | $108.85 | 9/11/2012 8:58:02 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
635376
This series of Notes was issued and sold upon the funding of the borrower loan #74197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $395.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,704 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-meteoric-deal |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
|
Principal balance:
| $11,999.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Business/Investment Loan
Purpose of loan: To invest in potentially starting a tutoring business and to put money in stocks, such as the tech company Apple which stock has shown growth every year (in recent years) and in other stocks, such as Apple which are paying dividends. Also, there is expected to be supply contraints of the I Phone 5, which will cause the stock price to rise and to make my investment more profitable.
My financial situation:
I am a good candidate for this loan because I always make my payments on time. Currently, I do not pay rent because I live with my financee and our arrangement (since she is the landlord is that I only pay utilities and grocery costs. I have made over $5,000 in profit this year alone from stocks. With a large amount of cash flow I can potentially make another $15,000 in profit by the end of this year. I invest as a day trader so I have made about half of my profits from apple and the rest of my profits from other stocks.
Monthly net income: $3,500
Monthly expenses: Average of about $1,400
Housing: $0
Insurance: $ 105
Car expenses: $ 280
Utilities: $ 150
Phone, cable, internet: $ 130
Food, entertainment: $ 100
Clothing, household expenses: $ 20
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:32 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:18 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:08:08 PM |
| burrito6 | $50.00 | 9/7/2012 5:19:04 PM |
| the-credit-maker | $100.00 | 9/7/2012 5:20:31 PM |
| handy-justice | $50.00 | 9/7/2012 5:02:04 PM |
| handy-justice | $50.00 | 9/7/2012 5:02:37 PM |
| wise-felicity-blossom | $45.00 | 9/7/2012 5:08:52 PM |
| social-aspen097 | $68.00 | 9/7/2012 5:04:36 PM |
| careful-vigilance4 | $25.00 | 9/7/2012 5:13:49 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:14 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:39 PM |
| DreisersFinancier | $50.00 | 9/7/2012 5:16:44 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:32 PM |
| worth-blanket2 | $11,700.00 | 9/7/2012 5:15:01 PM |
| mmills1220 | $25.00 | 9/7/2012 5:15:26 PM |
| top-gold-library | $25.00 | 9/7/2012 5:19:11 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:37 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
635410
This series of Notes was issued and sold upon the funding of the borrower loan #74049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 25y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,952 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-productive-kindness |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to..consolidate bills
My financial situation:
I am a good candidate for this loan because...good credit / pay my bills
Monthly net income: $6000
Monthly expenses: $100
Housing: $1618
Insurance: $300
Car expenses: $287
Utilities: $450
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $100.70 | 9/7/2012 5:01:29 PM |
| Endeavour | $30.00 | 9/7/2012 5:06:51 PM |
| BankofRon_IRA | $100.00 | 9/7/2012 5:09:52 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:19 PM |
| handy-justice | $50.00 | 9/7/2012 5:15:30 PM |
| wonder3 | $25.00 | 9/7/2012 5:08:16 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:51 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:10:07 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:15 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:46 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:17 PM |
| madisonboy123 | $25.00 | 9/7/2012 5:56:27 PM |
| MI2 | $1,990.31 | 9/7/2012 5:57:51 PM |
| riveting-credit5 | $25.00 | 9/7/2012 5:27:44 PM |
| kila-designer | $299.99 | 9/7/2012 5:31:35 PM |
| finance-ecstasy7 | $25.00 | 9/7/2012 5:41:05 PM |
| asset-professor | $25.00 | 9/7/2012 5:02:19 PM |
| Whipster | $30.00 | 9/7/2012 5:04:55 PM |
| houli123 | $25.00 | 9/7/2012 5:08:00 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:45 PM |
| unequaled-truth9 | $100.00 | 9/7/2012 5:07:10 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:31 PM |
| scholarly-order6 | $25.00 | 9/7/2012 5:16:21 PM |
| deal-galleon | $25.00 | 9/7/2012 5:51:39 PM |
| direct-social3 | $49.00 | 9/7/2012 5:52:49 PM |
| merciful-return164 | $25.00 | 9/7/2012 5:21:36 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
635428
This series of Notes was issued and sold upon the funding of the borrower loan #74047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $324.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,655 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| professional-bid8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...payoff credit cards, home improvements, upcoming wedding
My financial situation:
I am a good candidate for this loan because...I pay bills on time.
Monthly net income: $4000 (varies depending on overtime and bonuses + monthly disability check)
Monthly expenses: $1500 (including mortgage + utilities)
Housing: $877.00
Insurance: $included in housing mortgage
Car expenses: $125 (insurance + maintenance)
Utilities: $100
Phone, cable, internet: $140 (includes mobile phone)
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $308 (credit cards)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $50.00 | 9/7/2012 9:02:00 AM |
| Endeavour | $35.00 | 9/7/2012 9:06:09 AM |
| Whipster | $60.00 | 9/7/2012 9:03:14 AM |
| Nerdster1 | $25.00 | 9/7/2012 9:12:05 AM |
| worth-blanket2 | $8,450.00 | 9/7/2012 9:15:32 AM |
| openness-antioxidant | $75.00 | 9/7/2012 9:12:23 AM |
| first-friendly-listing | $26.00 | 9/7/2012 9:02:33 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:11 AM |
| lowrater | $50.40 | 9/7/2012 9:08:01 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
635438
This series of Notes was issued and sold upon the funding of the borrower loan #73857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $473.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 7m |
|
Amount delinquent:
| $6,490 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,252 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-albatross9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to... consolidate date for a future home purposeMy financial situation: goodI am a good candidate for this loan because...My earning potential is very strongMonthly net income: $3500.00Monthly expenses: $2739.00Housing: $1375.00Insurance: $35.00Car expenses: $309.00Utilities: $100.00Phone, cable, internet: $0Food, entertainment: $0Clothing, household expenses: $100.00Credit cards and other loans: $500.00Other expenses: $day care 320.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:32 PM |
| adventurer447 | $300.00 | 9/7/2012 5:01:19 PM |
| vutah | $65.00 | 9/7/2012 5:05:23 PM |
| open-minded-p2p1 | $25.00 | 9/7/2012 5:37:28 PM |
| toblerone | $25.00 | 9/7/2012 6:19:32 PM |
| Weaverville | $25.00 | 9/8/2012 9:56:10 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:19 PM |
| diplomatic-wealth7 | $25.00 | 9/8/2012 1:23:41 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:57 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:44 PM |
| MI2 | $5,000.00 | 9/9/2012 7:40:00 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:21 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:06 AM |
| The_Vault | $25.00 | 9/10/2012 5:02:29 PM |
| bslavin | $25.00 | 9/10/2012 5:05:52 PM |
| pound-cake | $400.00 | 9/10/2012 2:18:21 PM |
| payout-achievement | $50.00 | 9/10/2012 5:02:00 PM |
| 1randyp | $25.00 | 9/10/2012 5:14:34 PM |
| Kessler | $26.00 | 9/10/2012 5:11:37 PM |
| ItsJustMe79 | $25.00 | 9/10/2012 5:14:14 PM |
| oreyedoc | $50.00 | 9/10/2012 5:08:04 PM |
| subtle-bill727 | $25.00 | 9/10/2012 5:19:15 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:01 PM |
| FASTIZIO_P | $27.00 | 9/10/2012 5:21:29 PM |
| vivid-return426 | $25.00 | 9/10/2012 5:14:08 PM |
| pencreek | $25.00 | 9/10/2012 5:15:41 PM |
| delectable-point5 | $50.00 | 9/10/2012 5:16:40 PM |
| bid-banjo3 | $100.00 | 9/10/2012 5:21:05 PM |
| burrito6 | $50.00 | 9/10/2012 5:18:56 PM |
| money-surge1 | $25.00 | 9/10/2012 5:21:59 PM |
| enriching-dollar1 | $100.00 | 9/10/2012 5:20:15 PM |
| postalwhiz | $25.00 | 9/10/2012 5:22:52 PM |
| careful-vigilance4 | $25.00 | 9/10/2012 5:23:11 PM |
| thelovebug | $100.00 | 9/10/2012 5:31:02 PM |
| paytonbrigadier | $183.00 | 9/10/2012 5:31:06 PM |
| MADAOO7 | $50.00 | 9/10/2012 5:32:47 PM |
| mikbos | $25.00 | 9/10/2012 5:37:44 PM |
| NoCal | $25.00 | 9/10/2012 5:38:33 PM |
| Pookie22 | $25.00 | 9/10/2012 5:39:15 PM |
| dough-bear | $25.00 | 9/10/2012 5:25:52 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:06 PM |
| EBITDA | $25.00 | 9/10/2012 5:45:38 PM |
| boybutter | $25.00 | 9/10/2012 5:47:32 PM |
| LeReve | $500.00 | 9/10/2012 5:30:37 PM |
| micko | $25.00 | 9/10/2012 5:30:33 PM |
| WxChem | $30.00 | 9/10/2012 5:34:21 PM |
| compassionate-auction6 | $43.00 | 9/10/2012 5:36:02 PM |
| KarlMarx | $25.00 | 9/10/2012 5:41:50 PM |
| davisfl | $25.00 | 9/10/2012 5:50:09 PM |
| leverage-booster | $25.00 | 9/10/2012 5:51:48 PM |
| ah-long | $25.00 | 9/10/2012 5:58:22 PM |
| kindest-credit-bear | $250.00 | 9/10/2012 5:52:56 PM |
| Wellman | $25.00 | 9/10/2012 6:00:37 PM |
| bubb_hans | $25.00 | 9/10/2012 5:56:22 PM |
| finance-prescription | $47.00 | 9/10/2012 6:04:53 PM |
| professional-vigilance9 | $69.00 | 9/10/2012 6:04:15 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:39 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:38 PM |
| 52digital | $75.00 | 9/7/2012 6:12:21 PM |
| MissionMicroFinance | $25.00 | 9/8/2012 4:04:58 AM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:42 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:37 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:18 PM |
| museic1 | $100.00 | 9/9/2012 9:05:10 AM |
| jamiee73 | $25.00 | 9/9/2012 1:59:24 PM |
| glroark | $50.00 | 9/10/2012 9:20:31 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:34 AM |
| trajectory8 | $25.00 | 9/10/2012 5:02:03 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:16 PM |
| organic-order | $25.00 | 9/10/2012 5:08:01 PM |
| capital-cleansing | $25.00 | 9/10/2012 5:11:39 PM |
| handshake5 | $100.00 | 9/10/2012 5:10:32 PM |
| tremendous-payment | $25.00 | 9/10/2012 5:17:28 PM |
| GoodLuckLender | $25.00 | 9/10/2012 5:10:52 PM |
| Frenchynh | $25.00 | 9/10/2012 5:05:39 PM |
| Katburg | $25.00 | 9/10/2012 5:14:25 PM |
| truth-seeker8 | $100.00 | 9/10/2012 5:18:00 PM |
| whatknows | $25.00 | 9/10/2012 5:25:42 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:02 PM |
| Kaj | $25.00 | 9/10/2012 5:17:08 PM |
| the-credit-maker | $100.00 | 9/10/2012 5:26:31 PM |
| exciting-loyalty3 | $25.00 | 9/10/2012 5:17:42 PM |
| capital-renewal | $25.00 | 9/10/2012 5:20:06 PM |
| debt-force | $25.00 | 9/10/2012 5:20:43 PM |
| shrewd-peace7 | $25.00 | 9/10/2012 5:28:15 PM |
| return-pioneer221 | $200.00 | 9/10/2012 5:22:54 PM |
| ErvLending | $25.00 | 9/10/2012 5:32:54 PM |
| rysil | $35.00 | 9/10/2012 5:34:24 PM |
| 87Marc | $25.00 | 9/10/2012 5:35:46 PM |
| michaelray703 | $25.00 | 9/10/2012 5:24:26 PM |
| bountiful-social976 | $50.00 | 9/10/2012 5:25:38 PM |
| hope-eagle6 | $25.00 | 9/10/2012 5:45:36 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:51 PM |
| economy-shrubbery6 | $25.00 | 9/10/2012 5:48:31 PM |
| emgventures | $25.00 | 9/10/2012 5:32:01 PM |
| silver-enlightenment0 | $25.00 | 9/10/2012 5:33:12 PM |
| Canidae | $25.00 | 9/10/2012 5:34:05 PM |
| km007 | $25.00 | 9/10/2012 5:30:59 PM |
| Learning2Lend | $25.00 | 9/10/2012 5:32:15 PM |
| deal-pinnacle7 | $25.00 | 9/10/2012 5:39:07 PM |
| worldly-community3 | $50.00 | 9/10/2012 6:00:12 PM |
| Mathon | $25.00 | 9/10/2012 6:01:32 PM |
| DER | $25.00 | 9/10/2012 5:37:32 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:35 PM |
| fighter122 | $25.00 | 9/10/2012 5:53:07 PM |
| TronMedici | $50.00 | 9/10/2012 5:58:12 PM |
| fareast_man | $25.00 | 9/10/2012 6:02:57 PM |
| systematic-listing2 | $25.00 | 9/10/2012 6:01:45 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
635442
This series of Notes was issued and sold upon the funding of the borrower loan #74350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $305.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,991 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dvb909 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
Pay for orthodontic braces to straighten my teeth. I have had extremely crooked teeth for my entire life. I am now 50 years of age, and I need straight teeth for business and personal growth.
My financial situation:
I am a good candidate for this loan because...
I pay my bills! My credit report shows on-time payments on all accounts for over a decade. My credit report is very important to me at this point in my life. I have just paid off a $10,000 5-year unsecured personal loan from HSBC, and that demonstrates my ability and intention to pay off the loan I am currently asking for.
One word about my credit card balances: a year and a half ago, my uncle became ill and then passed away. Because of this, I made many trips to Harrisburg, PA, the last of which was this last July 4th. I covered the cost of those trips with my credit cards, and I will now be paying off those balances. I had originally planned to get braces on my teeth without borrowing money, but now that I have credit card balances to pay down, I think it is best to borrow for the braces.
Thank you.
Monthly net income: $4200
Monthly expenses: $0
Housing: $1000
Insurance: $90
Car expenses: $50
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/10/2012 9:05:20 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:27:27 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:59 AM |
| cash-mad-scientist3 | $25.00 | 9/10/2012 9:37:49 AM |
| receptive-affluence035 | $25.00 | 9/10/2012 9:23:06 AM |
| houli123 | $25.00 | 9/10/2012 9:35:34 AM |
| handy-justice | $50.00 | 9/10/2012 9:24:45 AM |
| penny-surgeon | $25.00 | 9/10/2012 9:28:33 AM |
| EnglishGeekInNYC | $50.00 | 9/10/2012 10:23:37 AM |
| 52digital | $75.00 | 9/10/2012 10:03:23 AM |
| networks4ever | $25.00 | 9/10/2012 10:13:55 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:56:00 AM |
| jes5199 | $50.00 | 9/10/2012 1:30:28 PM |
| open-minded-p2p1 | $25.00 | 9/10/2012 5:27:31 PM |
| community-burrito9 | $30.00 | 9/10/2012 5:50:39 PM |
| the-silver-blaster | $50.00 | 9/10/2012 6:12:18 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:48 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:18 PM |
| bonus-seahorse | $50.00 | 9/11/2012 1:01:36 AM |
| credit-adventurer313 | $25.00 | 9/11/2012 2:47:37 AM |
| kulender | $100.00 | 9/10/2012 8:24:32 PM |
| wadkuzma | $26.55 | 9/10/2012 7:58:40 PM |
| euro-eagle1 | $25.49 | 9/11/2012 7:08:48 AM |
| Astyanax | $25.00 | 9/11/2012 3:18:01 AM |
| Bob450 | $25.00 | 9/11/2012 8:17:08 AM |
| dragon_tamer | $25.05 | 9/11/2012 4:58:07 AM |
| glroark | $200.00 | 9/11/2012 6:27:09 AM |
| friendinmoney | $25.00 | 9/11/2012 8:06:14 AM |
| collider048 | $25.00 | 9/11/2012 8:08:05 AM |
| bob450-roth | $25.00 | 9/11/2012 8:28:21 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:06 AM |
| selector568 | $300.00 | 9/11/2012 9:22:27 AM |
| enchanted-note | $25.00 | 9/11/2012 9:24:54 AM |
| Leopoldine | $25.00 | 9/11/2012 9:23:00 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:38 AM |
| EngineersAlliance | $75.00 | 9/10/2012 9:58:25 AM |
| global-invest-group | $25.00 | 9/10/2012 9:24:12 AM |
| 1stPlace | $75.00 | 9/10/2012 9:11:42 AM |
| lowrater | $50.80 | 9/10/2012 9:29:53 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:44 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:01:59 AM |
| SLN-10 | $30.00 | 9/10/2012 10:16:45 AM |
| payment-halo | $30.00 | 9/10/2012 1:40:25 PM |
| Fitiwalt7 | $25.00 | 9/10/2012 2:22:22 PM |
| julijask | $25.00 | 9/10/2012 10:29:39 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:42 AM |
| dudebrah | $25.00 | 9/10/2012 3:04:31 PM |
| intrepid-loot | $25.00 | 9/10/2012 10:23:54 AM |
| dynrep | $30.00 | 9/10/2012 1:41:54 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:26 AM |
| MFBank | $50.00 | 9/10/2012 5:16:43 PM |
| money-bauble | $100.00 | 9/10/2012 5:54:17 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:23 PM |
| RGlad | $300.00 | 9/10/2012 6:23:01 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:38 AM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:23 PM |
| corndog4000 | $80.00 | 9/10/2012 11:23:56 PM |
| scoobiedoo | $25.02 | 9/11/2012 4:29:03 AM |
| five-star-justice | $25.00 | 9/11/2012 6:17:26 AM |
| Christophe | $25.00 | 9/11/2012 7:09:55 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:40 AM |
| bold-pound-statuette | $100.00 | 9/11/2012 8:06:07 AM |
| RedmondMan | $25.00 | 9/11/2012 8:23:31 AM |
| desertoasis | $25.00 | 9/11/2012 8:51:44 AM |
| Foggy | $25.00 | 9/11/2012 9:06:15 AM |
| Iwillhuntyoudown | $25.00 | 9/11/2012 9:08:54 AM |
| squarebob | $25.00 | 9/11/2012 9:09:07 AM |
| a-credit-rotation | $25.00 | 9/11/2012 9:17:09 AM |
| bewitching-dollar5 | $7.06 | 9/11/2012 9:45:56 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
635476
This series of Notes was issued and sold upon the funding of the borrower loan #74516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 18y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,992 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jb55 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
640-659
(May-2008)
640-659
(Apr-2008)
660-679
(Mar-2008)
|
|
Principal balance:
| $7,315.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...paying off credit card debt
My financial situation: good
I am a good candidate for this loan because...I payed off my first prosper loan in 8 months.Im current on this loan,and with this loan maybe I can pay these off early too.
Monthly net income: $3000
Monthly expenses: $1940
Housing: $wife pays mortgage
Insurance: $200
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $740Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/10/2012 5:06:53 PM |
| MoneyForNothing | $25.18 | 9/10/2012 5:07:19 PM |
| trumpeter5 | $25.00 | 9/10/2012 5:07:33 PM |
| commerce-venture1 | $25.00 | 9/10/2012 5:04:12 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:04 PM |
| 52digital | $75.00 | 9/10/2012 5:17:55 PM |
| worth-blanket2 | $13,500.00 | 9/10/2012 5:11:34 PM |
| lnuss25 | $40.00 | 9/10/2012 5:13:45 PM |
| Dusigrosz | $300.00 | 9/10/2012 5:03:33 PM |
| fantastic-contract1 | $200.00 | 9/10/2012 5:04:54 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:22 PM |
| thrilling-fund427 | $50.00 | 9/10/2012 5:18:22 PM |
| MFBank | $50.00 | 9/10/2012 5:09:20 PM |
| exchange-squirrel | $200.00 | 9/10/2012 5:19:07 PM |
| moneylender25 | $25.00 | 9/10/2012 5:12:50 PM |
| orchestra960 | $300.00 | 9/10/2012 5:18:34 PM |
| first-class-gold0 | $9.82 | 9/10/2012 5:30:05 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
635514
This series of Notes was issued and sold upon the funding of the borrower loan #74089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $197.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,773 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-ally7 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidate some debt
This loan will be used to...
My financial situation: excellent
I am a good candidate for this loan because...of my annual income
Monthly net income: Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/7/2012 5:03:29 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:04:34 PM |
| scholarly-order6 | $75.00 | 9/7/2012 5:05:18 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:33 PM |
| vutah | $65.00 | 9/7/2012 5:05:38 PM |
| Wangchuk | $25.00 | 9/7/2012 5:07:50 PM |
| commerce-venture1 | $25.00 | 9/7/2012 5:09:34 PM |
| worth-blanket2 | $5,850.00 | 9/7/2012 5:04:04 PM |
| MFBank | $50.00 | 9/7/2012 5:04:17 PM |
| RedmondMan | $25.00 | 9/7/2012 5:06:04 PM |
| lowrater | $75.60 | 9/7/2012 5:06:16 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:40 PM |
| sweety075 | $4.37 | 9/7/2012 5:20:39 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
635550
This series of Notes was issued and sold upon the funding of the borrower loan #74294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 11.79% |
Borrower rate/APR:
| 12.79% / 18.53% |
Monthly payment:
| $267.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.60% | | |
| |
Estimated return*:
| 5.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,529 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| punctual-responsibility7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Re -establish & improve credit
My financial situation:
I am a good candidate for this loan because...
I earn good money and can afford to pay. Would desperately like to obtain loan at a decent rate.
Monthly net income: $ 4000 to $5000/month
Monthly expenses: $ 2750
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:55 PM |
| peace-flower9 | $50.00 | 9/8/2012 12:11:35 PM |
| toblerone | $25.00 | 9/8/2012 12:31:22 PM |
| Gold-bug | $50.00 | 9/8/2012 12:13:26 PM |
| money-exchanger4 | $25.00 | 9/8/2012 12:15:31 PM |
| tolerant-dinero2 | $25.00 | 9/8/2012 12:30:07 PM |
| lowrater | $50.60 | 9/8/2012 12:25:15 PM |
| rakem777 | $25.00 | 9/8/2012 12:38:22 PM |
| Helping_1_at_a_time | $50.00 | 9/8/2012 12:40:23 PM |
| a-finance-nirvana | $25.00 | 9/8/2012 12:43:26 PM |
| Investoman | $25.00 | 9/8/2012 1:22:45 PM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:48:56 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:22 PM |
| penny-finder | $25.00 | 9/8/2012 3:17:06 PM |
| Bendistraw | $25.00 | 9/8/2012 1:20:00 PM |
| supernova719 | $32.00 | 9/8/2012 1:33:12 PM |
| bellaquito | $500.00 | 9/8/2012 1:35:37 PM |
| jgar_O | $25.00 | 9/8/2012 1:42:24 PM |
| payment-halo | $25.00 | 9/8/2012 1:54:17 PM |
| peaceful-greenback719 | $25.00 | 9/8/2012 2:14:20 PM |
| Shomee_dmoney | $25.00 | 9/8/2012 9:55:22 PM |
| cello1 | $25.00 | 9/8/2012 4:19:03 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:46:59 AM |
| VeritasPDX | $35.00 | 9/8/2012 3:58:38 PM |
| commerceasaurus-rex2 | $14.08 | 9/9/2012 8:12:29 AM |
| hardatwork1 | $25.00 | 9/8/2012 5:16:55 PM |
| duty-powerplant0 | $25.00 | 9/8/2012 12:25:09 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:03 PM |
| intelligent-yield | $25.00 | 9/8/2012 12:18:02 PM |
| note-willow8 | $25.00 | 9/8/2012 12:51:17 PM |
| jennifer55126 | $25.00 | 9/8/2012 12:52:31 PM |
| urbane-income7 | $25.00 | 9/8/2012 12:55:08 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:55 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:58 PM |
| punctual-contract256 | $25.00 | 9/8/2012 12:53:29 PM |
| gladly_payu_tuesday | $25.00 | 9/8/2012 2:14:15 PM |
| fmanjoo | $25.00 | 9/8/2012 1:06:53 PM |
| boston_mass | $25.00 | 9/8/2012 1:26:42 PM |
| magical-kindness888888 | $50.00 | 9/8/2012 5:17:11 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:06 PM |
| mikrolown | $25.00 | 9/8/2012 1:24:07 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:46 PM |
| bazaar-paladin7 | $75.00 | 9/8/2012 8:14:20 PM |
| geechee | $25.00 | 9/8/2012 2:52:29 PM |
| _NaLNaBB | $150.00 | 9/8/2012 2:01:16 PM |
| und | $27.00 | 9/8/2012 5:34:31 PM |
| Cash4U2also | $25.00 | 9/8/2012 5:59:37 PM |
| Iwillhuntyoudown | $25.00 | 9/8/2012 6:51:31 PM |
| paradise-foothill | $50.00 | 9/8/2012 7:10:23 PM |
| durable-deal2 | $25.00 | 9/8/2012 5:51:36 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:49 PM |
| banker34 | $25.00 | 9/8/2012 9:00:15 PM |
| britches613 | $61.32 | 9/8/2012 11:35:18 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:19:00 PM |
| jayk63 | $25.00 | 9/9/2012 4:56:21 AM |
| ore-dojo | $25.00 | 9/8/2012 9:54:40 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:41 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:03 PM |
| JW-From-SoCal | $25.00 | 9/9/2012 7:42:19 AM |
| UncleBuffett | $25.00 | 9/9/2012 8:05:09 AM |
| QuidWilson | $25.00 | 9/9/2012 8:10:26 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
635570
This series of Notes was issued and sold upon the funding of the borrower loan #74417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $189.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,034 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-tamarack |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
production shipping
Purpose of loan:
This loan will be used to...
buy machine for boyfriend
My financial situation:
I am a good candidate for this loan because...
I pay my bills ontime and the loan would be paid off sooner than expected
Monthly net income: $1800 + OT
Monthly expenses: $
Housing: $860
Insurance: $76
Car expenses: $100
Utilities: $
Phone, cable, internet: $154
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $10000-11000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/7/2012 5:06:33 PM |
| receptive-affluence035 | $25.00 | 9/7/2012 5:02:30 PM |
| green-inspiring-peace | $25.00 | 9/7/2012 5:10:46 PM |
| versatile-dime442 | $200.00 | 9/7/2012 5:20:37 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 5:01:33 PM |
| worth-blanket2 | $5,400.00 | 9/7/2012 5:09:26 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:40 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:08:08 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:24 PM |
| scholarly-order6 | $25.00 | 9/7/2012 5:13:11 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:17 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
635572
This series of Notes was issued and sold upon the funding of the borrower loan #73740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $101.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 4m |
|
Amount delinquent:
| $112 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| point-mastery2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 9 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,600.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2011)
640-659
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to purchase new bedroom and living room furnishings.
My financial situation:
I am a good candidate for this loan because I have not been late on any line of credit for over 7 years and all bills are paid on time. I have had 2 previous prosper loans ad they were all paid in full in good standing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loan-mammal | $100.00 | 9/7/2012 9:09:03 AM |
| BigHorizon | $500.00 | 9/7/2012 9:12:18 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:11 AM |
| 108lender | $200.00 | 9/7/2012 9:26:31 AM |
| aspire2grow | $25.00 | 9/7/2012 9:28:30 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:22 AM |
| rate-banshee0 | $50.00 | 9/7/2012 9:29:05 AM |
| 907 | $67.91 | 9/7/2012 9:33:16 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:54 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:47:29 AM |
| Vegasjim | $25.00 | 9/7/2012 10:03:46 AM |
| penny-finder | $214.58 | 9/7/2012 10:04:46 AM |
| brightest-income-hunter | $75.00 | 9/7/2012 9:52:11 AM |
| attentive-compassion1 | $50.00 | 9/7/2012 9:53:42 AM |
| jeevs10 | $25.00 | 9/7/2012 10:17:14 AM |
| MONEY-1957 | $25.00 | 9/7/2012 10:21:32 AM |
| SBT | $25.00 | 9/7/2012 10:03:26 AM |
| prudent-deal662 | $25.00 | 9/7/2012 10:09:29 AM |
| The-CAPS-fan | $25.00 | 9/7/2012 10:08:14 AM |
| global-invest-group | $25.00 | 9/7/2012 10:42:21 AM |
| hidavehi | $39.00 | 9/7/2012 11:00:56 AM |
| sweet-social2 | $25.00 | 9/7/2012 10:29:05 AM |
| Bank42 | $50.00 | 9/7/2012 11:57:14 AM |
| one-midas | $50.00 | 9/7/2012 10:38:54 AM |
| sharp-return7 | $33.64 | 9/7/2012 11:07:22 AM |
| hl8428 | $25.00 | 9/7/2012 11:21:33 AM |
| Asparagirl | $25.00 | 9/7/2012 11:41:30 AM |
| CreditBuilder2 | $25.01 | 9/7/2012 9:03:36 AM |
| MoneyForNothing | $25.09 | 9/7/2012 9:06:07 AM |
| gravbox | $25.00 | 9/7/2012 9:06:32 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 9:22:58 AM |
| finder072 | $25.00 | 9/7/2012 9:27:55 AM |
| D911ave | $50.00 | 9/7/2012 9:44:51 AM |
| booOST | $25.85 | 9/7/2012 9:33:34 AM |
| porter512S | $200.00 | 9/7/2012 9:36:53 AM |
| Perdita_II | $25.00 | 9/7/2012 9:55:37 AM |
| thrifty-transaction578 | $25.00 | 9/7/2012 9:56:31 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:58 AM |
| blue-laudable-dinero | $50.00 | 9/7/2012 9:50:08 AM |
| keen-credit6 | $28.00 | 9/7/2012 9:56:26 AM |
| punctual-worth263 | $50.00 | 9/7/2012 10:00:16 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:03 AM |
| green-trade-firestarter | $100.00 | 9/7/2012 10:06:23 AM |
| jayk63 | $25.00 | 9/7/2012 10:17:26 AM |
| friendinmoney | $25.00 | 9/7/2012 10:39:16 AM |
| sescubed | $25.00 | 9/7/2012 11:52:15 AM |
| tmdmf | $25.00 | 9/7/2012 11:56:28 AM |
| Goldberry | $7.92 | 9/7/2012 12:17:20 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
635602
This series of Notes was issued and sold upon the funding of the borrower loan #74296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $504.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-farm293 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:43 PM |
| MFBank | $50.00 | 9/10/2012 5:08:45 PM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:16:56 PM |
| decisive-income7 | $1,000.00 | 9/10/2012 5:11:08 PM |
| LeReve | $500.00 | 9/10/2012 5:30:39 PM |
| kfrench | $25.00 | 9/10/2012 5:28:43 PM |
| handy-justice | $50.00 | 9/10/2012 5:36:30 PM |
| kila-designer | $72.00 | 9/10/2012 6:02:52 PM |
| houli123 | $25.00 | 9/10/2012 6:08:12 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:43 PM |
| scholarly-order6 | $30.00 | 9/10/2012 6:42:27 PM |
| grnii78 | $125.00 | 9/10/2012 6:42:31 PM |
| lowrater | $100.80 | 9/10/2012 6:57:14 PM |
| evilkats | $50.00 | 9/10/2012 8:14:07 PM |
| SLN-10 | $50.00 | 9/10/2012 7:02:33 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:30 PM |
| Investor_DP | $100.00 | 9/10/2012 6:50:32 PM |
| seabassx | $25.00 | 9/10/2012 7:40:48 PM |
| gothampark | $25.00 | 9/10/2012 10:32:52 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:19 PM |
| kulender | $100.00 | 9/10/2012 8:24:35 PM |
| BigSkyFinancial | $28.69 | 9/11/2012 12:39:46 AM |
| Soulphoniks-Holdings | $25.00 | 9/11/2012 8:54:30 AM |
| Assets-Up | $25.00 | 9/11/2012 9:10:41 AM |
| shrewd-peace7 | $25.00 | 9/11/2012 9:23:07 AM |
| Kaj | $25.00 | 9/11/2012 9:36:34 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:45 AM |
| Elefunt | $25.00 | 9/11/2012 9:28:07 AM |
| brainy-return234 | $25.00 | 9/11/2012 9:31:47 AM |
| whitegold24k | $50.00 | 9/11/2012 9:39:29 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:36 AM |
| Wellman | $25.00 | 9/11/2012 9:44:43 AM |
| handshake5 | $100.00 | 9/11/2012 10:03:17 AM |
| asset-professor | $25.00 | 9/11/2012 9:51:19 AM |
| harmonious-asset9 | $25.00 | 9/11/2012 10:03:23 AM |
| octoberfresh | $25.00 | 9/11/2012 10:08:50 AM |
| nimble-revenue5 | $84.00 | 9/11/2012 10:10:58 AM |
| silver-enlightenment0 | $25.00 | 9/11/2012 10:11:32 AM |
| bubb_hans | $25.00 | 9/11/2012 10:03:26 AM |
| first-pragmatic-power | $25.00 | 9/11/2012 10:17:11 AM |
| miked8303 | $50.00 | 9/11/2012 10:02:39 AM |
| JohnSmallberries | $25.00 | 9/11/2012 10:06:23 AM |
| sjc224 | $25.00 | 9/11/2012 10:29:10 AM |
| worldly-gold | $50.00 | 9/11/2012 10:31:24 AM |
| powerful-return1 | $33.00 | 9/11/2012 10:19:21 AM |
| Learning2Lend | $25.00 | 9/11/2012 10:39:03 AM |
| musegaze | $41.00 | 9/11/2012 10:29:36 AM |
| ingenious-deal6 | $25.00 | 9/11/2012 10:41:34 AM |
| kind-truth-circuit | $50.00 | 9/11/2012 10:34:27 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:08 AM |
| harmonious-contract5 | $25.00 | 9/11/2012 12:00:27 PM |
| valiant-liberty4 | $25.00 | 9/11/2012 11:05:47 AM |
| TronMedici | $25.00 | 9/11/2012 11:12:35 AM |
| nex | $25.00 | 9/11/2012 11:06:08 AM |
| payout-quark | $200.00 | 9/11/2012 11:32:12 AM |
| apostle901 | $25.00 | 9/11/2012 11:33:51 AM |
| Infowriter | $500.00 | 9/11/2012 12:10:01 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:08 PM |
| 52digital | $75.00 | 9/10/2012 5:17:56 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:04 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:09 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:34:54 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:45 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:32 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:38 PM |
| lovely-currency3 | $50.00 | 9/10/2012 6:09:40 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:10 PM |
| CA-Lender | $50.00 | 9/10/2012 6:30:26 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:22 PM |
| WriteTheLegend | $100.00 | 9/10/2012 6:39:29 PM |
| SolarMoonshine | $25.00 | 9/10/2012 6:51:15 PM |
| Star_Witness | $25.00 | 9/10/2012 8:11:44 PM |
| transparency-position | $39.00 | 9/10/2012 7:00:20 PM |
| yield-hut | $25.00 | 9/11/2012 3:55:00 AM |
| scholarly-order6 | $50.00 | 9/11/2012 4:09:46 AM |
| GrowthAspirations | $80.00 | 9/11/2012 12:00:23 AM |
| wonderous-power | $25.00 | 9/11/2012 2:19:55 AM |
| _NaLNaBB | $50.00 | 9/10/2012 9:50:42 PM |
| adamdroker | $25.00 | 9/10/2012 10:37:56 PM |
| calbertrand | $25.00 | 9/11/2012 6:13:03 AM |
| best-bonafide-p2p | $50.00 | 9/11/2012 8:34:19 AM |
| blooming-kindness | $25.00 | 9/11/2012 6:51:36 AM |
| commerce-venture1 | $25.00 | 9/11/2012 8:57:44 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:42 AM |
| TechnologyGuy | $25.00 | 9/11/2012 9:12:48 AM |
| impressive-loan | $77.00 | 9/11/2012 9:24:04 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:07 AM |
| pound-mushroom3 | $25.00 | 9/11/2012 9:14:30 AM |
| trajectory8 | $25.00 | 9/11/2012 9:12:21 AM |
| wise-deal-panda | $100.00 | 9/11/2012 9:34:45 AM |
| profit-powerplant | $25.00 | 9/11/2012 9:44:07 AM |
| missing-link | $25.00 | 9/11/2012 9:56:29 AM |
| social-cocktail1 | $200.00 | 9/11/2012 9:59:02 AM |
| bold-direct-asset | $50.00 | 9/11/2012 9:57:23 AM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 10:13:17 AM |
| liberty-magnate | $25.00 | 9/11/2012 10:15:30 AM |
| authoritative-platinum7 | $50.00 | 9/11/2012 10:11:58 AM |
| Katburg | $25.00 | 9/11/2012 10:12:47 AM |
| judson | $25.00 | 9/11/2012 10:28:32 AM |
| arsisi | $31.00 | 9/11/2012 10:19:31 AM |
| justreturns | $25.00 | 9/11/2012 10:33:32 AM |
| fantastic-wampum1 | $100.00 | 9/11/2012 10:24:44 AM |
| YampaQuant | $25.00 | 9/11/2012 10:46:50 AM |
| Comoparklender | $25.00 | 9/11/2012 10:49:14 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:36:42 AM |
| botfolio | $300.00 | 9/11/2012 11:05:38 AM |
| marketplace-hut9 | $25.00 | 9/11/2012 10:41:37 AM |
| finance-prescription | $100.00 | 9/11/2012 10:46:22 AM |
| squeebie | $50.00 | 9/11/2012 10:54:51 AM |
| berniemadeoff | $25.00 | 9/11/2012 11:02:05 AM |
| tolerant-truth2 | $25.00 | 9/11/2012 11:05:45 AM |
| Weaverville | $25.00 | 9/11/2012 12:12:21 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
635632
This series of Notes was issued and sold upon the funding of the borrower loan #74166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 22.10% |
Borrower rate/APR:
| 23.10% / 31.03% |
Monthly payment:
| $376.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.11% | | |
| |
Estimated return*:
| 6.86% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 4m |
|
Amount delinquent:
| $7,934 |
Total credit lines:
| 45 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $267 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 39 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-dime-gazelle |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay down high interest debt
My financial situation:
I am a good candidate for this loan because I am working hard at rebuilding my credit
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 9/13/2012 9:06:20 AM |
| dollardave | $50.00 | 9/13/2012 9:08:16 AM |
| rakem777 | $25.00 | 9/13/2012 9:12:53 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:09 AM |
| EL_Papin | $25.00 | 9/13/2012 9:20:22 AM |
| boston_mass | $25.00 | 9/13/2012 9:16:39 AM |
| toblerone | $25.00 | 9/13/2012 9:31:28 AM |
| musegaze | $50.00 | 9/13/2012 9:18:01 AM |
| life-is-great | $25.00 | 9/13/2012 9:26:08 AM |
| azazle | $25.00 | 9/13/2012 9:32:14 AM |
| economy-shrubbery6 | $25.00 | 9/13/2012 9:37:33 AM |
| wwwUniversal | $25.00 | 9/13/2012 10:11:32 AM |
| handshake5 | $48.00 | 9/13/2012 9:56:45 AM |
| mikbos | $25.00 | 9/13/2012 10:04:51 AM |
| deal-galleon | $25.00 | 9/13/2012 10:06:34 AM |
| tolerant-dinero2 | $25.00 | 9/13/2012 10:13:31 AM |
| wealth-funkmaster8 | $25.00 | 9/13/2012 10:28:04 AM |
| five-star-investment8 | $25.00 | 9/13/2012 10:52:50 AM |
| power-chihuahua | $25.00 | 9/13/2012 9:20:38 AM |
| fmanjoo | $25.00 | 9/13/2012 9:33:26 AM |
| genius520 | $84.00 | 9/13/2012 9:31:03 AM |
| value-allocator1 | $100.00 | 9/13/2012 9:21:00 AM |
| joyous-peace443 | $25.00 | 9/13/2012 9:46:55 AM |
| careful-vigilance4 | $25.00 | 9/13/2012 9:49:42 AM |
| money-exchanger4 | $25.00 | 9/13/2012 10:05:33 AM |
| keen-wealth5 | $25.00 | 9/13/2012 9:53:43 AM |
| bubb_hans | $25.00 | 9/13/2012 9:39:35 AM |
| Joshua_E | $25.00 | 9/13/2012 9:56:41 AM |
| projectpcs | $25.00 | 9/13/2012 10:16:29 AM |
| cberthiaume | $25.00 | 9/13/2012 10:01:59 AM |
| Comoparklender | $25.00 | 9/13/2012 10:02:39 AM |
| 52digital | $75.00 | 9/13/2012 10:12:28 AM |
| mystical-capital4 | $50.00 | 9/13/2012 10:50:46 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:41 AM |
| GourmetPizzaGuy | $418.00 | 9/13/2012 11:06:34 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
635686
This series of Notes was issued and sold upon the funding of the borrower loan #74339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $79.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1980 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $763 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-yeller1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500.00
Monthly expenses: $2000.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Evolver | $50.00 | 9/7/2012 9:19:30 AM |
| handy-justice | $100.00 | 9/7/2012 9:08:13 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:37 AM |
| intelligent-yield | $25.00 | 9/7/2012 9:35:19 AM |
| well-rounded-payout0 | $25.00 | 9/7/2012 9:40:30 AM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 9:41:56 AM |
| finance-prescription | $53.00 | 9/7/2012 10:04:40 AM |
| robust-trade | $25.00 | 9/7/2012 9:59:23 AM |
| Zingaro | $25.00 | 9/7/2012 10:01:06 AM |
| mrxtravis | $25.00 | 9/7/2012 10:37:03 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:11 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:13 AM |
| MikeyZ2008 | $25.00 | 9/7/2012 9:27:09 AM |
| finder072 | $25.00 | 9/7/2012 9:27:55 AM |
| 52digital | $75.00 | 9/7/2012 9:40:15 AM |
| careful-vigilance4 | $25.00 | 9/7/2012 9:41:32 AM |
| NolockHolmes | $75.00 | 9/7/2012 10:08:22 AM |
| Investor_DP | $100.00 | 9/7/2012 10:14:38 AM |
| scrappy-diversification7 | $822.00 | 9/7/2012 10:49:21 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
635690
This series of Notes was issued and sold upon the funding of the borrower loan #73791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $55.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
14 | Length of status: | 12y 3m |
|
Amount delinquent:
| $3,109 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,646 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tiny1968 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
680-699
(Oct-2009)
740-759
(Aug-2009)
680-699
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Household Expenses
Purpose of loan: Personal
This loan will be used to...pay my upcoming property taxes and make some household repairs.
My financial situation: Good
I am a good candidate for this loan because...I pay my bills ontime. I am honest and responsible to my debts.
Monthly net income: $2,900
Monthly expenses: $1,300
Housing: $
Insurance: $
Car expenses: $240
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:42 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:55 PM |
| LittleMingo | $40.00 | 9/8/2012 12:03:57 PM |
| MoneyForNothing | $35.35 | 9/8/2012 12:02:27 PM |
| worth-blanket2 | $1,800.00 | 9/8/2012 12:04:56 PM |
| _nfx-ira_ | $35.01 | 9/8/2012 12:03:18 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
635706
This series of Notes was issued and sold upon the funding of the borrower loan #74161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 25y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,881 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enterprising-market367 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate small loans into one
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7,000
Monthly expenses: $
Housing: $1750
Insurance: $150
Car expenses: $100
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/8/2012 12:01:42 PM |
| scholarly-order6 | $25.00 | 9/8/2012 12:03:24 PM |
| lowrater | $50.30 | 9/8/2012 12:10:51 PM |
| scholarly-order6 | $50.00 | 9/8/2012 12:03:17 PM |
| FormulaOneFan | $25.00 | 9/8/2012 12:07:42 PM |
| community-burrito9 | $35.00 | 9/8/2012 12:22:28 PM |
| first-class-gold0 | $100.00 | 9/8/2012 1:01:10 PM |
| bellaquito | $500.00 | 9/8/2012 1:56:28 PM |
| Zingaro | $25.00 | 9/8/2012 1:02:40 PM |
| handy-justice | $50.00 | 9/8/2012 1:24:12 PM |
| berniemadeoff | $25.00 | 9/8/2012 1:35:41 PM |
| CA-Lender | $50.00 | 9/8/2012 9:40:58 PM |
| whitegold24k | $50.00 | 9/9/2012 10:25:38 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:53 PM |
| stock106 | $25.00 | 9/9/2012 3:20:04 PM |
| big-mac-50 | $200.00 | 9/9/2012 4:54:23 PM |
| Kunakiku | $25.00 | 9/9/2012 8:04:31 PM |
| glroark | $50.00 | 9/10/2012 8:05:08 AM |
| mcs99 | $75.00 | 9/9/2012 6:17:19 PM |
| dudebrah | $25.00 | 9/9/2012 8:57:08 PM |
| RLaumeyer | $27.69 | 9/9/2012 9:40:44 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:58:38 AM |
| WillBeFreeOfDebt | $25.09 | 9/10/2012 6:33:20 AM |
| global-invest-group | $25.00 | 9/10/2012 9:37:51 AM |
| KindCharmingReflective-affluence | $25.00 | 9/10/2012 10:25:36 AM |
| let_me_retire | $30.00 | 9/10/2012 11:01:04 AM |
| vutah | $65.00 | 9/8/2012 12:13:10 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:23 PM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:55 PM |
| 52digital | $75.00 | 9/8/2012 1:46:49 PM |
| marwadi-62 | $25.00 | 9/8/2012 2:05:56 PM |
| gotjack-IRA | $25.00 | 9/8/2012 2:49:48 PM |
| felicity-contributor3 | $25.00 | 9/8/2012 5:04:10 PM |
| rate-sceptre | $25.00 | 9/9/2012 7:12:34 AM |
| justasoldier | $60.00 | 9/9/2012 8:38:52 AM |
| aldeed | $350.00 | 9/10/2012 7:27:58 AM |
| newest-generous-income | $25.00 | 9/10/2012 3:13:15 AM |
| Numbat77 | $25.00 | 9/10/2012 10:55:44 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:25 AM |
| payment-halo | $1.89 | 9/10/2012 12:06:33 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
635782
This series of Notes was issued and sold upon the funding of the borrower loan #74198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $589.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,787 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heartpounding-coin |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 43 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2011)
700-719
(Jun-2010)
680-699
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 9/9/2012 6:23:46 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:47 PM |
| lowrater | $100.70 | 9/7/2012 5:02:26 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:16 PM |
| CreditBuilder2 | $25.01 | 9/7/2012 5:01:27 PM |
| XP | $50.00 | 9/7/2012 5:01:57 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:51 PM |
| MoneyForNothing | $25.43 | 9/7/2012 5:03:21 PM |
| RGlad | $101.00 | 9/7/2012 5:04:54 PM |
| porter512S | $200.00 | 9/7/2012 5:21:56 PM |
| lnuss25 | $100.00 | 9/7/2012 5:08:40 PM |
| john0720 | $25.00 | 9/7/2012 5:28:12 PM |
| janeybooboo | $74.74 | 9/7/2012 5:15:25 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:42 PM |
| thrifty-transaction578 | $25.00 | 9/7/2012 5:18:44 PM |
| LeReve | $500.00 | 9/7/2012 5:25:10 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:39 PM |
| prudent-deal662 | $25.00 | 9/7/2012 6:26:35 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:53 PM |
| attentive-compassion1 | $50.00 | 9/7/2012 6:03:03 PM |
| moola-accelerator6 | $30.00 | 9/7/2012 7:46:48 PM |
| marketplace-singularity3 | $50.00 | 9/7/2012 6:06:09 PM |
| tranquil-gain1 | $75.00 | 9/7/2012 6:02:36 PM |
| contract-victor5 | $50.00 | 9/7/2012 9:10:30 PM |
| pleasant-bid | $55.00 | 9/8/2012 5:59:01 AM |
| enchanted-truth264 | $25.00 | 9/7/2012 8:37:33 PM |
| theloanteacher | $25.00 | 9/8/2012 7:15:32 AM |
| New-Truck-Savings | $25.00 | 9/8/2012 8:14:48 AM |
| hopeful_lender | $100.00 | 9/7/2012 11:33:09 PM |
| income-buffalo1 | $130.46 | 9/8/2012 8:44:34 AM |
| Malkial | $40.90 | 9/8/2012 4:15:27 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:39 AM |
| MonopolyDred | $25.00 | 9/8/2012 10:02:30 AM |
| charming-return031 | $25.00 | 9/8/2012 10:30:35 AM |
| important-trade094 | $41.69 | 9/8/2012 11:00:58 AM |
| Interloper | $50.00 | 9/8/2012 11:29:18 AM |
| community-burrito9 | $50.00 | 9/8/2012 10:20:15 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:35:27 AM |
| 108lender | $200.00 | 9/8/2012 12:17:50 PM |
| Kumasan | $104.00 | 9/8/2012 12:15:10 PM |
| tolerant-dinero2 | $50.00 | 9/8/2012 12:26:47 PM |
| djs81 | $75.00 | 9/8/2012 1:03:30 PM |
| DrNano | $50.00 | 9/8/2012 12:44:53 PM |
| cashasaurus0 | $200.00 | 9/8/2012 2:05:43 PM |
| availableloan | $25.00 | 9/8/2012 3:57:55 PM |
| lendersf | $50.00 | 9/8/2012 4:31:15 PM |
| BankerBoy414 | $50.00 | 9/8/2012 7:37:39 PM |
| respectful-fairness069 | $27.00 | 9/8/2012 8:07:57 PM |
| Nipper99 | $200.00 | 9/8/2012 3:31:38 PM |
| fishcreek | $25.00 | 9/8/2012 10:23:54 PM |
| MSInvestor | $50.00 | 9/8/2012 7:19:54 PM |
| arenangelchild | $108.01 | 9/8/2012 7:39:56 PM |
| promise2 | $25.00 | 9/8/2012 5:26:32 PM |
| global-invest-group | $25.00 | 9/9/2012 9:22:06 AM |
| cash-cymbal3 | $50.00 | 9/8/2012 6:02:34 PM |
| Fiimg | $75.00 | 9/8/2012 9:54:31 PM |
| tranquil-diversification8 | $100.00 | 9/9/2012 10:31:28 AM |
| OregonDane | $25.00 | 9/9/2012 11:12:41 AM |
| treasure-bison | $28.25 | 9/9/2012 7:10:24 AM |
| museic1 | $100.00 | 9/9/2012 9:06:33 AM |
| intelligent-moola1 | $30.00 | 9/9/2012 5:44:11 AM |
| samurai2 | $25.00 | 9/9/2012 5:54:02 AM |
| Shockem923 | $46.58 | 9/9/2012 7:46:56 AM |
| decisive-silver9 | $25.00 | 9/9/2012 2:02:50 PM |
| SkinnyFish | $100.00 | 9/9/2012 2:16:30 PM |
| cozy-gain023 | $25.00 | 9/9/2012 12:12:15 PM |
| petsheep | $25.00 | 9/9/2012 5:16:06 PM |
| capital-blueberry | $25.00 | 9/9/2012 5:22:33 PM |
| casaba | $61.00 | 9/9/2012 1:25:36 PM |
| moneytolend72 | $29.00 | 9/9/2012 5:19:00 PM |
| kind-currency-cargo | $25.00 | 9/9/2012 3:28:28 PM |
| revenue-appraiser | $37.07 | 9/10/2012 6:04:59 AM |
| unflappable-pound3 | $100.00 | 9/9/2012 7:26:31 PM |
| thorough-marketplace441 | $44.45 | 9/9/2012 7:44:12 PM |
| Kunakiku | $50.00 | 9/9/2012 8:13:41 PM |
| jubilant-agreement0 | $25.00 | 9/9/2012 5:41:41 PM |
| grammaspurse | $25.00 | 9/9/2012 9:50:32 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:29:09 AM |
| LendingZone | $25.00 | 9/10/2012 4:18:38 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:22 PM |
| investment-comet | $25.00 | 9/10/2012 8:02:56 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:03 AM |
| eloquent-bill6 | $25.00 | 9/10/2012 8:31:10 AM |
| ferpeiks | $100.00 | 9/10/2012 6:50:31 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 8:12:10 AM |
| dynadave | $2,000.00 | 9/10/2012 8:34:21 AM |
| EverettFinancial | $25.00 | 9/10/2012 10:01:57 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:42 AM |
| burgeoning-marketplace4 | $29.11 | 9/10/2012 9:38:57 AM |
| sacopt | $25.00 | 9/10/2012 9:49:40 AM |
| prossperous01 | $50.00 | 9/10/2012 9:37:21 AM |
| atlas100 | $25.00 | 9/10/2012 10:06:05 AM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:27 PM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:18 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:58 PM |
| Aberdeen | $99.00 | 9/7/2012 5:26:58 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:10 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:30 PM |
| j2ee | $50.00 | 9/7/2012 5:05:12 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:01 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 5:06:43 PM |
| liberty-viola | $30.00 | 9/7/2012 5:25:44 PM |
| MyNestEgg | $75.00 | 9/7/2012 5:12:03 PM |
| entertaining-revenue4 | $50.00 | 9/7/2012 5:26:34 PM |
| finder072 | $25.00 | 9/7/2012 5:27:58 PM |
| prudent-dough458 | $25.00 | 9/7/2012 5:14:04 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:40 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:16 PM |
| thankful-nickel2 | $50.00 | 9/7/2012 5:25:48 PM |
| Slapshot | $25.00 | 9/7/2012 6:06:32 PM |
| supertux | $25.00 | 9/7/2012 6:21:32 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:20 PM |
| proud-gold9 | $25.00 | 9/7/2012 6:51:20 PM |
| bellaquito | $500.00 | 9/7/2012 7:07:31 PM |
| GoGalt | $50.00 | 9/7/2012 5:59:25 PM |
| member_98419 | $25.00 | 9/7/2012 5:49:27 PM |
| SBT | $25.00 | 9/7/2012 5:55:46 PM |
| RGlad | $99.00 | 9/8/2012 3:46:54 AM |
| CO80487 | $100.00 | 9/7/2012 7:34:33 PM |
| cashhelp | $30.00 | 9/7/2012 7:06:13 PM |
| enterprising-exchange6 | $50.00 | 9/8/2012 6:45:34 AM |
| cerebral-dollar773 | $25.00 | 9/8/2012 6:47:16 AM |
| responsive-value4 | $25.00 | 9/8/2012 5:33:17 AM |
| agreement-merry-maker | $100.00 | 9/8/2012 8:46:28 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:03:53 AM |
| Longfellow20011 | $34.92 | 9/8/2012 8:53:40 AM |
| compatible-deal9 | $50.00 | 9/8/2012 10:15:19 AM |
| ethical-income2 | $25.00 | 9/8/2012 10:42:42 AM |
| contract-student2 | $40.00 | 9/8/2012 10:56:35 AM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:00 PM |
| ready-bid9 | $50.00 | 9/8/2012 12:12:21 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:47 PM |
| mad-scientist0 | $50.00 | 9/8/2012 1:07:55 PM |
| fuse136 | $25.00 | 9/8/2012 1:22:50 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:42 PM |
| supersarah61 | $25.00 | 9/8/2012 5:39:19 PM |
| prainvestment | $25.00 | 9/8/2012 6:13:53 PM |
| BigBag | $25.00 | 9/8/2012 1:37:14 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:44 PM |
| Ben-Siegelbaum | $100.00 | 9/8/2012 10:26:38 PM |
| sensible-interest2 | $183.21 | 9/9/2012 2:43:06 AM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:19 PM |
| wise-charming-reward | $500.00 | 9/8/2012 3:37:14 PM |
| citizenX | $125.00 | 9/9/2012 11:11:22 AM |
| Nazbuster | $200.00 | 9/8/2012 9:27:01 PM |
| samurai2 | $50.00 | 9/9/2012 5:40:41 AM |
| sensible-interest2 | $25.00 | 9/9/2012 2:42:56 AM |
| whitegold24k | $250.00 | 9/9/2012 10:17:14 AM |
| chicagoprosper | $50.00 | 9/9/2012 2:00:58 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:32 PM |
| Castellan | $50.00 | 9/9/2012 12:39:46 PM |
| enriching-dough370 | $250.00 | 9/9/2012 2:13:31 PM |
| bigb7 | $50.00 | 9/9/2012 2:16:12 PM |
| heroic-platinum | $50.00 | 9/9/2012 4:19:16 PM |
| tenacious-payout | $25.00 | 9/9/2012 8:42:52 PM |
| rcs2003 | $25.00 | 9/10/2012 5:33:26 AM |
| LaGrangeLender | $60.00 | 9/10/2012 6:29:26 AM |
| dukeiyer | $25.00 | 9/10/2012 7:16:06 AM |
| HenlopenCapital | $25.00 | 9/10/2012 1:22:52 AM |
| frankdelraza | $25.00 | 9/10/2012 9:46:10 AM |
| discrete-asset | $25.00 | 9/10/2012 10:24:11 AM |
| lawboy74 | $25.00 | 9/10/2012 11:35:17 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:10 AM |
| britgsb | $50.00 | 9/10/2012 10:05:05 AM |
| prescription354 | $50.00 | 9/10/2012 11:26:52 AM |
| misit | $25.00 | 9/10/2012 11:59:05 AM |
| MI2 | $2,851.47 | 9/10/2012 2:47:19 PM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
635808
This series of Notes was issued and sold upon the funding of the borrower loan #73851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $301.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $826 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transaction-balance5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financially Struggling Help Please
Purpose of loan: To help my family
This loan will be used to...To break my lease for my apartment and move home
to help my mom pay her mortgage
My financial situation: I need a loan to move home and pay ills
I am a good candidate for this loan because... I'm very responsible, and pay my bills on time. I work at suntrust Bank as a personal banker and am knowledgeable on how to budget money. I also need this loan to help my family, my mother just lost her job.
Monthly net income: $2916.
Monthly expenses: $1100.
Housing: $400.
Insurance: $
Car expenses: $260.
Utilities: $
Phone, cable, internet: $90.
Food, entertainment: $50.
Clothing, household expenses: $
Credit cards and other loans: $ 250.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:03 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:09 PM |
| houli123 | $25.00 | 9/8/2012 12:07:28 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:56 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:24 PM |
| the-silver-blaster | $50.00 | 9/8/2012 12:13:59 PM |
| I_Like_to_Invest | $25.00 | 9/8/2012 12:09:15 PM |
| dariop | $25.01 | 9/8/2012 12:19:16 PM |
| cash-mad-scientist3 | $25.00 | 9/8/2012 12:38:18 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:58 PM |
| bellaquito | $500.00 | 9/8/2012 1:20:40 PM |
| finder072 | $25.00 | 9/8/2012 1:05:25 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:03 PM |
| scarlet-velvet | $50.08 | 9/8/2012 3:41:27 PM |
| JeremyLinFan | $40.00 | 9/8/2012 1:19:55 PM |
| mikrolown | $25.00 | 9/8/2012 1:24:08 PM |
| hopeful_lender | $100.00 | 9/8/2012 6:48:10 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:19:00 PM |
| CA-Lender | $25.00 | 9/8/2012 7:14:07 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:41 AM |
| njlw226 | $25.00 | 9/8/2012 6:39:30 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:50 PM |
| EddiesMoney | $25.00 | 9/9/2012 8:22:04 AM |
| intelligent-yield | $50.00 | 9/9/2012 1:07:14 PM |
| dime-smasher5 | $25.00 | 9/9/2012 1:09:18 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:39 PM |
| loyalist1 | $150.00 | 9/10/2012 6:26:07 AM |
| mikelance7 | $25.00 | 9/10/2012 7:43:48 AM |
| Kunakiku | $25.00 | 9/9/2012 8:12:21 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:24 PM |
| green-merciful-income | $25.00 | 9/9/2012 9:36:14 PM |
| compassionate-dedication6 | $100.00 | 9/10/2012 7:55:06 AM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:04 AM |
| djh47a | $25.00 | 9/10/2012 8:34:41 AM |
| NR | $25.00 | 9/10/2012 9:31:09 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:26 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:44 AM |
| john0720 | $25.00 | 9/10/2012 10:09:04 AM |
| thorough-income854 | $50.00 | 9/10/2012 4:04:16 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:06 PM |
| redaddict | $25.00 | 9/10/2012 2:28:34 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:43 PM |
| lowrater | $50.40 | 9/8/2012 12:07:23 PM |
| missing-link | $25.00 | 9/8/2012 12:10:48 PM |
| kindness-warmth3 | $50.00 | 9/8/2012 12:30:39 PM |
| finance-ecstasy7 | $25.00 | 9/8/2012 12:25:35 PM |
| credit-adventurer313 | $50.00 | 9/8/2012 1:02:02 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:57 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:13 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:46 PM |
| fabulous-bazaar4 | $25.00 | 9/8/2012 1:10:10 PM |
| mad-scientist418 | $25.00 | 9/8/2012 5:22:16 PM |
| paradise-foothill | $50.00 | 9/8/2012 7:12:22 PM |
| whitegold24k | $200.00 | 9/8/2012 1:56:21 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:23 PM |
| income-triangulation1 | $25.00 | 9/8/2012 4:29:40 PM |
| deal-kung-fu | $150.00 | 9/9/2012 1:20:10 AM |
| first-restless-payout | $50.00 | 9/9/2012 11:33:48 AM |
| Weaverville | $25.00 | 9/9/2012 9:43:27 AM |
| elation074 | $25.00 | 9/9/2012 10:53:28 AM |
| creative-p2p0 | $30.00 | 9/9/2012 5:06:09 PM |
| jodilee31 | $45.05 | 9/9/2012 6:25:48 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:26 PM |
| AVS | $25.00 | 9/9/2012 4:23:07 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:36 PM |
| goodhearted-basis4 | $25.00 | 9/9/2012 7:45:40 PM |
| interest-splendor | $30.00 | 9/9/2012 7:25:00 PM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:15:54 AM |
| vigorous-market5 | $200.00 | 9/10/2012 12:42:14 AM |
| scoobiedoo | $25.00 | 9/10/2012 6:53:21 AM |
| tech310 | $50.00 | 9/10/2012 10:02:25 AM |
| Grandmahoneybee | $40.00 | 9/10/2012 9:46:52 AM |
| dukeiyer | $25.00 | 9/10/2012 10:40:18 AM |
| value-wind0 | $50.00 | 9/10/2012 10:56:49 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 10:10:17 AM |
| prescription354 | $50.00 | 9/10/2012 11:26:52 AM |
| Mindful7 | $25.00 | 9/10/2012 11:53:38 AM |
| wrangler034 | $25.00 | 9/10/2012 1:27:51 PM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:36 AM |
| nycfinance | $25.00 | 9/10/2012 5:01:33 PM |
| dordee | $40.00 | 9/10/2012 11:15:43 AM |
| HereToHelp305 | $75.00 | 9/10/2012 3:03:01 PM |
| Astyanax | $40.00 | 9/10/2012 3:55:56 PM |
| KindCharmingReflective-affluence | $25.00 | 9/10/2012 4:07:56 PM |
| lionheart722 | $100.00 | 9/10/2012 2:47:01 PM |
| library849 | $2,000.00 | 9/10/2012 3:50:04 PM |
| order-tamale | $9.46 | 9/10/2012 5:15:12 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
635812
This series of Notes was issued and sold upon the funding of the borrower loan #74080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
14 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,145 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| persimmon954 |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate loans
My financial situation:
I am a good candidate for this loan because...I have all ways payed my bills on time
Monthly net income: $11000
Monthly expenses: $
Housing: $1600
Insurance: $200
Car expenses: $150
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/7/2012 5:03:06 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:15 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:24 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:09:21 PM |
| RedmondMan | $25.00 | 9/7/2012 5:11:08 PM |
| 100units | $200.00 | 9/7/2012 5:12:05 PM |
| unequaled-truth9 | $100.00 | 9/7/2012 5:07:10 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:38 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:22 PM |
| Bank_Of_XL | $25.00 | 9/7/2012 5:09:14 PM |
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:47 PM |
| worth-blanket2 | $13,500.00 | 9/7/2012 5:14:24 PM |
| the-silver-blaster | $50.00 | 9/7/2012 5:10:00 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:07:56 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:18 PM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 5:09:16 PM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 5:11:15 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
635816
This series of Notes was issued and sold upon the funding of the borrower loan #74158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 13.68% |
Borrower rate/APR:
| 14.68% / 22.45% |
Monthly payment:
| $1,081.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.38% | | |
| |
Estimated return*:
| 5.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 77% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,637 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| entertaining-capital9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off credit card debt
My financial situation:
I am a good candidate for this loan because...I would pay off my immediate debt without paying future interest
Monthly net income: $2200
Monthly expenses: $1150
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $750
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 9/10/2012 5:34:00 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:57 PM |
| lowrater | $50.80 | 9/8/2012 12:14:16 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:44 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:14 PM |
| note-willow8 | $25.00 | 9/8/2012 12:51:17 PM |
| EnglishGeekInNYC | $50.00 | 9/8/2012 1:45:01 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:50 PM |
| UncleBuffett | $25.00 | 9/9/2012 8:05:40 AM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:19:01 PM |
| Cash4U2also | $25.00 | 9/8/2012 5:59:09 PM |
| Shomee_dmoney | $25.00 | 9/8/2012 9:57:11 PM |
| Batman2u | $25.00 | 9/9/2012 11:25:07 AM |
| diplomatic-justice6 | $100.00 | 9/9/2012 9:19:26 AM |
| diversification-tamarack | $33.50 | 9/9/2012 2:55:48 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 3:01:18 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:36 PM |
| MI2 | $5,000.00 | 9/9/2012 7:40:02 PM |
| LaGrangeLender | $25.00 | 9/10/2012 6:27:56 AM |
| benefit-javelin | $25.00 | 9/10/2012 7:57:19 AM |
| britches613 | $25.00 | 9/10/2012 10:10:53 AM |
| dollar-surge8 | $25.00 | 9/10/2012 9:50:33 AM |
| gaiusceasar | $25.00 | 9/10/2012 11:43:15 AM |
| dollar-vibraphone4 | $50.00 | 9/10/2012 1:42:38 PM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:36 AM |
| coin-gusto | $50.00 | 9/10/2012 2:20:32 PM |
| ddog0224 | $25.00 | 9/10/2012 2:43:06 PM |
| arampata | $205.48 | 9/10/2012 3:45:10 PM |
| tomdooley12520 | $25.00 | 9/10/2012 11:55:57 AM |
| dukeiyer | $25.00 | 9/10/2012 2:23:27 PM |
| rakem777 | $25.00 | 9/10/2012 5:17:12 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:40 PM |
| theogeer | $25.00 | 9/10/2012 5:52:31 PM |
| red-rate-whistle | $35.00 | 9/10/2012 5:40:07 PM |
| EBITDA | $25.00 | 9/10/2012 5:45:38 PM |
| dynamic-money271 | $100.00 | 9/10/2012 5:40:50 PM |
| wwwUniversal | $25.00 | 9/10/2012 6:09:51 PM |
| MicroLender357 | $25.00 | 9/10/2012 6:03:57 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:07 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:02 PM |
| first-genuine-bid | $50.48 | 9/10/2012 6:32:42 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:18 PM |
| the-money-maker | $25.00 | 9/10/2012 6:49:02 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:24 PM |
| ingenious-truth684 | $25.00 | 9/8/2012 12:20:15 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:57 PM |
| boston_mass | $25.00 | 9/8/2012 1:26:43 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:23 PM |
| Weaverville | $25.00 | 9/9/2012 9:43:28 AM |
| weatherman89 | $150.00 | 9/9/2012 10:49:43 AM |
| museic1 | $100.00 | 9/9/2012 9:05:11 AM |
| vigorous-market5 | $200.00 | 9/10/2012 12:42:21 AM |
| commerce-wildebeest2 | $25.00 | 9/9/2012 3:48:50 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:25 PM |
| elfincove | $75.00 | 9/10/2012 6:39:00 AM |
| johnyv40 | $25.00 | 9/10/2012 7:16:33 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:27 AM |
| HereToHelp305 | $75.00 | 9/10/2012 3:03:01 PM |
| compatible-deal9 | $25.00 | 9/10/2012 12:28:50 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:00:13 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:01 PM |
| supreme-exchange547 | $25.00 | 9/10/2012 5:04:45 PM |
| redaddict | $25.00 | 9/10/2012 2:28:34 PM |
| ethical-truth211 | $50.00 | 9/10/2012 3:39:58 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:06 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:51 PM |
| LeReve | $500.00 | 9/10/2012 5:30:25 PM |
| money-exchanger4 | $25.00 | 9/10/2012 5:26:23 PM |
| best-bonafide-p2p | $50.00 | 9/10/2012 5:40:56 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:55 PM |
| nourishing-interest0 | $25.00 | 9/10/2012 5:52:21 PM |
| BostonCapital | $100.00 | 9/10/2012 5:54:28 PM |
| bellaquito | $500.00 | 9/10/2012 6:25:59 PM |
| loyalty-dragster7 | $125.00 | 9/10/2012 6:07:23 PM |
| credit-wheel7 | $25.00 | 9/10/2012 6:08:22 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:39 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:35 PM |
| wendyhop | $25.00 | 9/10/2012 7:35:08 PM |
| Index_Plus | $569.74 | 9/10/2012 7:35:21 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
635828
This series of Notes was issued and sold upon the funding of the borrower loan #74135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $445.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 84% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,886 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| casemily |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 94% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Oct-2010)
780-799
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 32 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff higher interest credit card debt, lower my credit card utilization and ultimately raise my credit score.
My financial situation:
I am a good candidate for this loan because I payoff my debts, this is my second prosper loan, usually early. My job allows me to pickup hours to make more money on a weekly basis.
Monthly net income: $4250
Monthly expenses: $2550
Housing: $650
Insurance: $200
Car expenses: $100
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $750
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:58 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:03 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:58 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:35 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:46 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:30 PM |
| Investoman | $25.00 | 9/8/2012 1:22:45 PM |
| Feyenoord | $30.00 | 9/8/2012 12:50:54 PM |
| Sutpen55 | $25.00 | 9/8/2012 12:56:12 PM |
| unforgettable-order9 | $40.00 | 9/8/2012 1:47:48 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:37 PM |
| bazaar-uprising485 | $25.00 | 9/8/2012 4:52:44 PM |
| sflash | $25.00 | 9/8/2012 5:58:30 PM |
| five-star-principal0 | $25.00 | 9/8/2012 1:29:01 PM |
| indomitable-dedication | $25.00 | 9/8/2012 1:31:35 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:06 PM |
| bellaquito | $500.00 | 9/8/2012 1:35:37 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:19:01 PM |
| managedfund | $1,333.00 | 9/8/2012 1:44:34 PM |
| janeybooboo | $25.25 | 9/8/2012 1:58:44 PM |
| thrifty-capital | $25.00 | 9/8/2012 2:43:01 PM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:45 AM |
| CACO_Lender | $25.00 | 9/8/2012 6:03:43 PM |
| Fiimg | $75.00 | 9/8/2012 9:56:24 PM |
| direct-yield | $25.00 | 9/8/2012 6:32:38 PM |
| ethical-truth211 | $50.00 | 9/9/2012 10:06:53 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:37 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:03 PM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:13 PM |
| AKK1980 | $49.84 | 9/9/2012 12:03:23 AM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:51 PM |
| samurai2 | $25.00 | 9/9/2012 5:41:15 AM |
| squarebob | $25.00 | 9/9/2012 12:29:50 PM |
| smart-trade124 | $800.00 | 9/9/2012 5:58:23 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:48:42 AM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:18 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:50 AM |
| orange-market-amigo | $200.00 | 9/9/2012 12:45:34 PM |
| InvestingEngineer | $25.00 | 9/9/2012 10:05:10 AM |
| compassion-paladin042 | $25.00 | 9/9/2012 1:14:25 PM |
| integrity-american | $30.00 | 9/9/2012 2:04:31 PM |
| principal-cooker2 | $50.00 | 9/9/2012 12:07:14 PM |
| bigb7 | $30.00 | 9/9/2012 2:15:32 PM |
| troubleman50 | $55.00 | 9/9/2012 11:34:16 AM |
| hope-equation | $25.00 | 9/9/2012 12:12:40 PM |
| zoozka | $25.00 | 9/9/2012 1:00:50 PM |
| arkayem | $50.00 | 9/9/2012 12:52:18 PM |
| commerce-wildebeest2 | $25.00 | 9/9/2012 3:56:02 PM |
| vigorous-integrity8 | $25.00 | 9/9/2012 5:44:12 PM |
| detective311 | $25.00 | 9/9/2012 6:15:32 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:37 PM |
| contract-lava0 | $25.00 | 9/9/2012 5:05:03 PM |
| profitable-fairness1 | $50.00 | 9/8/2012 12:23:02 PM |
| green-trade-dolphin2 | $50.80 | 9/8/2012 12:02:44 PM |
| JeremyLinFan | $50.00 | 9/8/2012 12:09:43 PM |
| lowrater | $125.70 | 9/8/2012 12:13:31 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:43 PM |
| thankful-nickel2 | $55.55 | 9/8/2012 12:27:32 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:58 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:46 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:13 PM |
| new-gold-wrangler | $914.00 | 9/8/2012 1:30:24 PM |
| RGlad | $65.00 | 9/8/2012 1:31:06 PM |
| urbane-income7 | $25.00 | 9/8/2012 12:55:09 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:11 PM |
| finder072 | $25.00 | 9/8/2012 1:05:26 PM |
| AF-Chief | $25.00 | 9/8/2012 1:06:26 PM |
| tech310 | $50.00 | 9/8/2012 12:59:15 PM |
| octoberfresh | $25.00 | 9/8/2012 1:00:00 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:31 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:23 PM |
| attentive-compassion1 | $50.00 | 9/8/2012 1:10:36 PM |
| intrepid-repayment1 | $25.00 | 9/8/2012 6:20:43 PM |
| cunning-truth6 | $52.07 | 9/9/2012 4:00:41 AM |
| worldly-income2 | $25.00 | 9/8/2012 3:05:23 PM |
| IOHOVA | $25.00 | 9/8/2012 6:51:39 PM |
| Shockem923 | $25.00 | 9/9/2012 7:44:41 AM |
| be_wise | $25.00 | 9/8/2012 8:32:30 PM |
| LendToCause | $25.00 | 9/9/2012 9:19:38 AM |
| cash-cymbal3 | $50.00 | 9/8/2012 5:56:52 PM |
| Weaverville | $25.00 | 9/9/2012 9:43:57 AM |
| tranquil-diversification8 | $100.00 | 9/9/2012 10:30:33 AM |
| trade-surge3 | $25.00 | 9/8/2012 8:41:04 PM |
| banker34 | $25.00 | 9/8/2012 9:00:15 PM |
| generosity-battalion0 | $40.00 | 9/9/2012 11:29:54 AM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:07 AM |
| Fiimg | $75.00 | 9/8/2012 9:54:31 PM |
| Goodnotlucky | $100.00 | 9/9/2012 12:28:29 AM |
| whitegold24k | $250.00 | 9/9/2012 10:16:31 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:42 AM |
| bonus-rotation1 | $150.00 | 9/9/2012 9:25:26 AM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:15 AM |
| citizenX | $125.00 | 9/9/2012 11:11:23 AM |
| active-market | $50.00 | 9/9/2012 12:35:35 PM |
| samo102us | $25.00 | 9/9/2012 12:39:58 PM |
| forthright-cash596 | $25.00 | 9/9/2012 12:44:57 PM |
| new-ore-venture | $35.00 | 9/9/2012 6:16:16 PM |
| credit-high-five8 | $25.00 | 9/9/2012 6:35:56 PM |
| riproaringrapids | $50.00 | 9/9/2012 12:42:27 PM |
| handy-affluence9 | $28.04 | 9/9/2012 1:57:12 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:26 PM |
| practical-expectations | $25.00 | 9/9/2012 6:17:04 PM |
| LoisLoan | $25.00 | 9/9/2012 3:59:40 PM |
| p2p-mushroom1 | $25.00 | 9/9/2012 5:12:50 PM |
| petsheep | $25.00 | 9/9/2012 5:16:26 PM |
| funds-control3 | $48.71 | 9/9/2012 5:58:30 PM |
| Index_Plus | $4,657.04 | 9/9/2012 7:02:42 PM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
635842
This series of Notes was issued and sold upon the funding of the borrower loan #73959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,666 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Bob252 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 9/10/2012 5:14:40 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:10 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:43 PM |
| ultimate-peace | $125.00 | 9/11/2012 4:59:07 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:56 AM |
| squeebie | $50.00 | 9/11/2012 10:54:52 AM |
| CA-Lender | $25.00 | 9/11/2012 11:46:39 AM |
| Core-Marketing | $25.00 | 9/12/2012 5:03:36 AM |
| icydog | $25.00 | 9/11/2012 11:12:43 PM |
| money-fort | $25.00 | 9/11/2012 9:46:27 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:36 AM |
| reflective-rupee | $25.00 | 9/12/2012 12:36:20 PM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:32 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:57 PM |
| MI2 | $175.00 | 9/12/2012 4:34:23 PM |
| thrilling-exchange36 | $100.00 | 9/12/2012 3:55:32 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:38 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:33:56 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:44 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:51 PM |
| SolarMoonshine | $25.00 | 9/10/2012 6:50:29 PM |
| greencat | $50.00 | 9/11/2012 7:23:44 AM |
| PrimeFunding | $25.00 | 9/11/2012 1:50:02 AM |
| bob450-roth | $25.00 | 9/11/2012 9:40:49 AM |
| john0720 | $25.00 | 9/11/2012 11:34:28 AM |
| GourmetPizzaGuy | $25.00 | 9/11/2012 4:35:06 PM |
| the-inspired-justice | $25.00 | 9/11/2012 11:31:30 PM |
| dudebrah | $25.00 | 9/12/2012 12:55:48 AM |
| tsquared_030 | $25.00 | 9/12/2012 3:28:18 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
635870
This series of Notes was issued and sold upon the funding of the borrower loan #74064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $592.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
7 | Length of status: | 0y 6m |
|
Amount delinquent:
| $56 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,931 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| resource4biz |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Business
Purpose of loan: Acquisition of a small business unit.
This loan will be used to purchase a small business unit that will be added to our current business services. My current business already offers web hosting services and this addition will excell our growth. Our current hosting annual revenue is 23k and with this purchase we hope to gain 25%.
My financial situation: Solid with some debt. (5k in savings and 70k in 401k).
I am a good candidate for this loan because... I have never defaulted on a loan and I have never filed bankruptcy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| damage | $25.00 | 9/8/2012 12:08:05 PM |
| the-enthralling-coin | $25.00 | 9/8/2012 12:12:43 PM |
| worth-blanket2 | $22,500.00 | 9/8/2012 12:06:07 PM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:43 PM |
| squarebob | $25.00 | 9/8/2012 1:54:17 PM |
| overflowinglife | $29.00 | 9/8/2012 2:08:42 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:44 PM |
| availableloan | $25.00 | 9/8/2012 3:51:13 PM |
| first-class-gold0 | $111.00 | 9/8/2012 7:24:52 PM |
| citizenX | $125.00 | 9/9/2012 11:11:23 AM |
| new-discrete-camaraderi | $25.00 | 9/9/2012 11:05:13 AM |
| bonus-quark4 | $25.00 | 9/9/2012 3:23:16 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:37 PM |
| Castellan | $50.00 | 9/9/2012 12:39:51 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:54 PM |
| Kunakiku | $25.00 | 9/9/2012 8:18:35 PM |
| Jerrys1951 | $28.81 | 9/9/2012 6:03:33 PM |
| transparency-river1 | $27.00 | 9/10/2012 8:13:05 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:25 PM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:46 AM |
| jhernand17 | $25.00 | 9/10/2012 9:23:05 AM |
| thrifty-transaction578 | $25.00 | 9/8/2012 12:35:05 PM |
| KEOLEND | $25.00 | 9/8/2012 12:40:36 PM |
| networks4ever | $25.00 | 9/8/2012 12:27:29 PM |
| scarecrow4188 | $36.48 | 9/8/2012 12:28:30 PM |
| justreturns | $25.00 | 9/8/2012 12:20:53 PM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:53:30 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:58 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:31 PM |
| IamLejo | $100.00 | 9/8/2012 1:03:25 PM |
| john0720 | $25.00 | 9/8/2012 1:05:49 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:23 PM |
| nycgoat | $26.00 | 9/8/2012 6:21:08 PM |
| JRhino | $25.00 | 9/9/2012 4:59:11 AM |
| luminous-finance9 | $40.00 | 9/9/2012 6:50:24 AM |
| bejfishing | $25.00 | 9/8/2012 6:45:21 PM |
| penny-firestarter | $25.00 | 9/9/2012 8:16:37 AM |
| jtc26 | $25.00 | 9/8/2012 6:54:28 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:51 PM |
| BearMan1975 | $43.00 | 9/9/2012 11:18:57 AM |
| CalBear08 | $33.33 | 9/9/2012 1:09:55 AM |
| ConcreteOne | $25.00 | 9/9/2012 6:44:39 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:51:28 AM |
| DasMula | $25.00 | 9/9/2012 12:00:13 PM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 3:02:34 PM |
| well-mannered-income3 | $80.00 | 9/9/2012 2:12:36 PM |
| favorite-deal6 | $30.52 | 9/9/2012 2:54:13 PM |
| natural-greenback6 | $25.00 | 9/9/2012 4:26:50 PM |
| bobycat | $25.00 | 9/9/2012 7:44:34 PM |
| diversification-balancer870 | $25.00 | 9/10/2012 8:01:18 AM |
| hl8428 | $25.00 | 9/9/2012 7:33:41 PM |
| greentogo | $37.71 | 9/9/2012 8:21:55 PM |
| orderly-credit569 | $25.00 | 9/10/2012 6:40:06 AM |
| blue-laudable-dinero | $25.00 | 9/10/2012 8:13:16 AM |
| power-persimmon5 | $25.00 | 9/10/2012 8:53:50 AM |
| scholarly-order6 | $50.00 | 9/10/2012 9:13:05 AM |
| papaloha | $252.14 | 9/10/2012 9:34:26 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
635880
This series of Notes was issued and sold upon the funding of the borrower loan #74552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $176.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,827 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sturdy-auction1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-treasure8 | $100.00 | 9/13/2012 5:00:53 PM |
| income-triangulation1 | $25.00 | 9/13/2012 5:01:26 PM |
| lowrater | $50.70 | 9/13/2012 5:01:05 PM |
| Kaj | $25.00 | 9/13/2012 5:01:21 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:14 PM |
| money-bauble | $100.00 | 9/13/2012 5:01:55 PM |
| methodical-interest039 | $26.00 | 9/13/2012 5:03:28 PM |
| 1stPlace | $100.00 | 9/13/2012 5:03:13 PM |
| worth-blanket2 | $5,400.00 | 9/13/2012 5:02:09 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
635958
This series of Notes was issued and sold upon the funding of the borrower loan #74001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $466.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,830 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-compassion-motion |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to payoff 2nd home
Purpose of loan:
This loan will be used to pay the difference between the selling price of my cabin and how much I owe the bank. The property is worth less than I owe and I live too far away to utilize the cabin.
My financial situation:
I am a good candidate for this loan because I have a stable job and very good credit history. I can provide any information required and references if needed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/9/2012 1:05:56 PM |
| Castellan | $50.00 | 9/9/2012 12:39:52 PM |
| kfrench | $75.00 | 9/9/2012 1:12:40 PM |
| CIC | $25.00 | 9/9/2012 1:53:13 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:36 PM |
| liberty-viola | $30.00 | 9/9/2012 12:32:58 PM |
| Plutis | $25.00 | 9/9/2012 12:40:02 PM |
| prudent-deal662 | $25.00 | 9/9/2012 1:24:20 PM |
| samurai2 | $25.00 | 9/9/2012 4:02:53 PM |
| GoldenKoi | $100.00 | 9/9/2012 11:33:45 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:54 PM |
| kenji4861 | $25.00 | 9/10/2012 6:08:07 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:01 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:50 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:34 AM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:38 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:18 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:11 PM |
| Big_Baller | $25.00 | 9/11/2012 6:14:04 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:38 PM |
| anacent | $25.00 | 9/11/2012 9:41:03 PM |
| atlacatl | $25.00 | 9/11/2012 8:31:33 PM |
| well-mannered-power8 | $25.00 | 9/12/2012 9:09:56 AM |
| g314 | $25.00 | 9/12/2012 9:10:15 AM |
| LendDoc | $25.00 | 9/12/2012 9:14:07 AM |
| benjo | $50.00 | 9/12/2012 9:15:05 AM |
| invincible-deal82 | $25.00 | 9/12/2012 9:17:38 AM |
| Lax | $25.00 | 9/12/2012 9:21:45 AM |
| currency-agave | $50.00 | 9/12/2012 9:22:39 AM |
| britgsb | $50.00 | 9/12/2012 9:22:50 AM |
| worth-web5 | $50.00 | 9/12/2012 9:23:28 AM |
| jstefans | $25.00 | 9/12/2012 9:24:02 AM |
| hrubinst | $50.00 | 9/12/2012 9:24:45 AM |
| get30inc | $50.00 | 9/12/2012 9:11:25 AM |
| tdinmanhattan | $25.00 | 9/12/2012 9:12:48 AM |
| dbzen | $25.00 | 9/12/2012 9:08:37 AM |
| established-responsibility10 | $25.00 | 9/12/2012 9:09:13 AM |
| hostbank | $100.00 | 9/12/2012 9:28:05 AM |
| transparency-baton | $25.00 | 9/12/2012 9:11:18 AM |
| exuberant-dime | $25.00 | 9/12/2012 9:11:35 AM |
| sailorgm | $25.00 | 9/12/2012 9:29:53 AM |
| Sigonio | $50.00 | 9/12/2012 9:30:38 AM |
| TCayce | $25.00 | 9/12/2012 9:31:04 AM |
| commanding-treasure2 | $75.00 | 9/12/2012 9:32:04 AM |
| mrladybug101 | $25.00 | 9/12/2012 9:14:17 AM |
| daisuke | $25.00 | 9/12/2012 9:15:50 AM |
| RusRobo | $25.00 | 9/12/2012 9:34:56 AM |
| return-marsupial3 | $25.00 | 9/12/2012 9:19:01 AM |
| downtownfarm | $25.00 | 9/12/2012 9:20:35 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:09 AM |
| NR | $25.00 | 9/12/2012 9:38:17 AM |
| sail120 | $25.00 | 9/12/2012 9:38:31 AM |
| ingenious-deal6 | $25.00 | 9/12/2012 9:24:56 AM |
| realtormoises | $25.00 | 9/12/2012 9:25:21 AM |
| dharma1 | $25.00 | 9/12/2012 9:40:33 AM |
| LR_Biker | $50.00 | 9/12/2012 9:41:30 AM |
| acropiloterau2002 | $25.00 | 9/12/2012 9:27:32 AM |
| stable-euro1 | $25.00 | 9/12/2012 9:21:36 AM |
| compsciman | $25.00 | 9/12/2012 9:27:44 AM |
| compoundinterest | $25.00 | 9/12/2012 9:42:23 AM |
| meux99 | $25.00 | 9/12/2012 9:28:31 AM |
| likeable-value | $25.00 | 9/12/2012 9:43:59 AM |
| availableloan | $25.00 | 9/12/2012 9:44:50 AM |
| Cheburashka | $30.00 | 9/12/2012 9:45:39 AM |
| x-lender | $25.00 | 9/12/2012 9:31:52 AM |
| trustu | $50.00 | 9/12/2012 9:33:01 AM |
| progressive-asset | $100.00 | 9/12/2012 9:34:09 AM |
| platinum-genetics | $25.00 | 9/12/2012 9:34:29 AM |
| benjamins-utopia | $100.00 | 9/12/2012 9:31:08 AM |
| elasermd | $50.00 | 9/12/2012 9:37:37 AM |
| turbostar666 | $25.00 | 9/12/2012 9:49:52 AM |
| jeffpac | $50.00 | 9/12/2012 9:38:19 AM |
| macgeek | $50.00 | 9/12/2012 9:32:32 AM |
| gopbernie | $25.00 | 9/12/2012 9:41:14 AM |
| fair-funds | $25.00 | 9/12/2012 9:42:29 AM |
| GMPK_TLAS | $50.00 | 9/12/2012 9:34:37 AM |
| chih2han | $25.00 | 9/12/2012 9:52:29 AM |
| prudent-payment316 | $25.00 | 9/12/2012 9:42:39 AM |
| enticing-note | $25.00 | 9/12/2012 9:35:15 AM |
| riskadverse44 | $25.00 | 9/12/2012 9:42:57 AM |
| GAOGERAM_BANK | $25.00 | 9/12/2012 9:36:07 AM |
| keeks | $25.00 | 9/12/2012 9:36:54 AM |
| fair-rate | $25.00 | 9/12/2012 9:38:34 AM |
| Turkish101 | $25.00 | 9/12/2012 9:55:18 AM |
| bowdish1 | $100.00 | 9/12/2012 9:38:37 AM |
| krisran | $50.00 | 9/12/2012 9:45:50 AM |
| skvat | $25.00 | 9/12/2012 9:39:55 AM |
| phillipd48 | $25.00 | 9/12/2012 9:40:06 AM |
| nimble-money0 | $25.00 | 9/12/2012 9:40:22 AM |
| euro-speaker8 | $100.00 | 9/12/2012 9:40:56 AM |
| octoberfresh | $25.00 | 9/12/2012 10:00:01 AM |
| purohit | $25.00 | 9/12/2012 10:01:04 AM |
| kbodendorf | $25.00 | 9/12/2012 10:01:24 AM |
| mason13a | $25.00 | 9/12/2012 9:43:18 AM |
| Willylump | $25.00 | 9/12/2012 10:03:09 AM |
| 1phantom | $25.00 | 9/12/2012 9:49:50 AM |
| fervent-revenue7 | $25.00 | 9/12/2012 9:45:47 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:39 AM |
| famous-ore2 | $50.00 | 9/12/2012 10:08:11 AM |
| helpu88 | $25.00 | 9/12/2012 9:47:11 AM |
| Daneistes | $50.00 | 9/12/2012 10:10:45 AM |
| fortytwo | $150.00 | 9/12/2012 9:51:12 AM |
| iolaire | $25.00 | 9/12/2012 9:52:27 AM |
| Orringo | $50.00 | 9/12/2012 9:52:37 AM |
| mistertao | $25.00 | 9/12/2012 9:48:57 AM |
| ZeoInvestments | $25.00 | 9/12/2012 9:53:20 AM |
| dthompso | $50.00 | 9/12/2012 10:18:21 AM |
| ski bum | $100.00 | 9/12/2012 9:54:29 AM |
| BB-ptoploan | $50.00 | 9/12/2012 10:23:55 AM |
| tedsrfdude | $25.00 | 9/12/2012 9:57:06 AM |
| bdloans | $50.00 | 9/12/2012 9:58:10 AM |
| keyfig | $25.00 | 9/12/2012 9:58:24 AM |
| educationfirst | $50.00 | 9/12/2012 9:53:03 AM |
| thoughtful-fairness2 | $25.00 | 9/12/2012 9:53:43 AM |
| american6 | $50.00 | 9/12/2012 9:53:58 AM |
| velocity-javelin8 | $25.00 | 9/12/2012 9:59:48 AM |
| AFairDeal | $25.00 | 9/12/2012 9:54:47 AM |
| PRGuyinVA | $25.00 | 9/12/2012 9:57:03 AM |
| bradomino | $25.00 | 9/12/2012 10:01:56 AM |
| SerG_PunK | $25.00 | 9/12/2012 10:02:28 AM |
| kinetic-openness0 | $25.00 | 9/12/2012 10:02:32 AM |
| marketplace-achievement | $25.00 | 9/12/2012 9:58:02 AM |
| Apeman00 | $25.00 | 9/12/2012 10:05:48 AM |
| Clambake | $25.00 | 9/12/2012 10:00:20 AM |
| loot-heart | $25.00 | 9/12/2012 10:06:37 AM |
| hard-working-rate3 | $25.00 | 9/12/2012 10:01:22 AM |
| docktah | $100.00 | 9/12/2012 10:08:13 AM |
| cablenews | $100.00 | 9/12/2012 10:03:44 AM |
| Pasagam | $50.00 | 9/12/2012 10:10:57 AM |
| brilliant-loyalty7 | $25.00 | 9/12/2012 10:05:40 AM |
| shaps | $25.00 | 9/12/2012 10:14:08 AM |
| attentive-compassion1 | $50.00 | 9/12/2012 10:15:25 AM |
| the_winning_ticket | $250.00 | 9/12/2012 10:09:17 AM |
| tj1683 | $25.00 | 9/12/2012 10:19:55 AM |
| zone6 | $100.00 | 9/12/2012 10:49:39 AM |
| hildo99 | $25.00 | 9/12/2012 10:50:17 AM |
| thedoctor | $100.00 | 9/12/2012 10:12:56 AM |
| greenbacchus | $25.00 | 9/12/2012 10:13:15 AM |
| unrivaled-silver | $25.00 | 9/12/2012 10:23:07 AM |
| unforgettable-wealth4 | $50.00 | 9/12/2012 10:14:40 AM |
| reward-walnut | $25.00 | 9/12/2012 10:17:53 AM |
| first-favorite-bonus9 | $25.00 | 9/12/2012 10:20:55 AM |
| intuitive-integrity9 | $50.00 | 9/12/2012 10:21:17 AM |
| mindful-generosity1 | $25.00 | 9/12/2012 10:21:50 AM |
| nuclearmoose | $50.00 | 9/12/2012 10:22:22 AM |
| TheKid | $100.00 | 9/12/2012 10:27:51 AM |
| enriching-dollar1 | $100.00 | 9/12/2012 10:53:30 AM |
| nimble-dedication1 | $60.87 | 9/12/2012 11:01:19 AM |
| Rivervale_Westwood | $138.13 | 9/12/2012 11:03:25 AM |
| jcornehlsen | $25.00 | 9/9/2012 1:05:01 PM |
| hopeful_lender | $100.00 | 9/9/2012 3:28:20 PM |
| blot44 | $25.00 | 9/9/2012 12:34:52 PM |
| thorough-marketplace441 | $25.00 | 9/9/2012 7:52:45 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:38 PM |
| market-maximizer472 | $100.00 | 9/10/2012 7:43:04 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:29 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:02 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:08 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:37 PM |
| aver2801 | $25.00 | 9/11/2012 8:06:42 AM |
| Rockymtnhi | $50.00 | 9/11/2012 9:30:01 AM |
| squeebie | $50.00 | 9/11/2012 10:54:42 AM |
| Ripsaw4U | $50.00 | 9/11/2012 5:22:02 PM |
| martinatime | $50.00 | 9/11/2012 5:13:28 PM |
| a2190b | $36.00 | 9/11/2012 6:07:05 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:31 PM |
| banker334 | $40.00 | 9/11/2012 8:15:28 PM |
| heerzaquestion | $30.00 | 9/12/2012 4:39:23 AM |
| I_Like_to_Invest | $50.00 | 9/12/2012 6:46:14 AM |
| vigorous-payment6 | $25.00 | 9/12/2012 9:10:40 AM |
| allotment464 | $100.00 | 9/12/2012 9:12:02 AM |
| bomdel | $25.00 | 9/12/2012 9:12:29 AM |
| legend717 | $25.00 | 9/12/2012 9:13:31 AM |
| wtrboy | $25.00 | 9/12/2012 9:19:06 AM |
| enriching-trade2 | $50.00 | 9/12/2012 9:08:51 AM |
| tsui517 | $50.00 | 9/12/2012 9:09:15 AM |
| Brain_m | $25.00 | 9/12/2012 9:23:41 AM |
| leeball | $50.00 | 9/12/2012 9:24:54 AM |
| the-auction-lotus | $25.00 | 9/12/2012 9:26:06 AM |
| Aquafina24Ounce | $25.00 | 9/12/2012 9:26:11 AM |
| SanJoser | $25.00 | 9/12/2012 9:26:26 AM |
| platinum-sorcerer6 | $50.00 | 9/12/2012 9:08:44 AM |
| murren | $25.00 | 9/12/2012 9:09:10 AM |
| gold-igniter372 | $50.00 | 9/12/2012 9:28:03 AM |
| newyork6264 | $25.00 | 9/12/2012 9:28:29 AM |
| VASLENDING | $25.00 | 9/12/2012 9:29:46 AM |
| C_Mark | $50.00 | 9/12/2012 9:29:57 AM |
| mizon291 | $30.00 | 9/12/2012 9:17:41 AM |
| dfealk | $25.00 | 9/12/2012 9:12:18 AM |
| Investoman | $25.00 | 9/12/2012 9:13:26 AM |
| durability-officer | $200.00 | 9/12/2012 9:32:08 AM |
| js60l | $25.00 | 9/12/2012 9:14:54 AM |
| asdf9876 | $25.00 | 9/12/2012 9:15:15 AM |
| CapeDollars | $25.00 | 9/12/2012 9:15:37 AM |
| sjlender | $100.00 | 9/12/2012 9:34:04 AM |
| skuba | $75.00 | 9/12/2012 9:34:40 AM |
| aabadabadoo | $25.00 | 9/12/2012 9:36:32 AM |
| kind-genuine-dough | $25.00 | 9/12/2012 9:20:37 AM |
| tenacious-liberty1 | $25.00 | 9/12/2012 9:37:30 AM |
| saxquiz | $25.00 | 9/12/2012 9:38:01 AM |
| proper-exchange8 | $50.00 | 9/12/2012 9:38:15 AM |
| transparency-halo | $25.00 | 9/12/2012 9:40:12 AM |
| bold-yield-rumbler | $25.00 | 9/12/2012 9:26:24 AM |
| brazilofmux | $100.00 | 9/12/2012 9:41:15 AM |
| a-unflappable-finance | $100.00 | 9/12/2012 9:27:16 AM |
| Zuzu | $25.00 | 9/12/2012 9:28:19 AM |
| MrDavid | $75.00 | 9/12/2012 9:42:41 AM |
| Preteur | $25.00 | 9/12/2012 9:29:08 AM |
| perzzz | $50.00 | 9/12/2012 9:29:38 AM |
| Hanalei712 | $50.00 | 9/12/2012 9:29:59 AM |
| basis-ferret8 | $50.00 | 9/12/2012 9:23:19 AM |
| gracej | $25.00 | 9/12/2012 9:30:23 AM |
| delivery | $25.00 | 9/12/2012 9:24:13 AM |
| loyalty-delight6 | $25.00 | 9/12/2012 9:34:23 AM |
| texrob20 | $25.00 | 9/12/2012 9:34:53 AM |
| hawkhelp | $50.00 | 9/12/2012 9:29:20 AM |
| helpishere777 | $25.00 | 9/12/2012 9:29:55 AM |
| whiterabbit1874 | $25.00 | 9/12/2012 9:48:33 AM |
| AmericanCredit | $100.00 | 9/12/2012 9:36:30 AM |
| UstedEsElHombre | $100.00 | 9/12/2012 9:31:14 AM |
| minista | $25.00 | 9/12/2012 9:32:06 AM |
| Mostyle | $25.00 | 9/12/2012 9:38:25 AM |
| neighborly-hope6 | $100.00 | 9/12/2012 9:32:11 AM |
| cingular | $25.00 | 9/12/2012 9:32:31 AM |
| brightest-repayment-patriot | $75.00 | 9/12/2012 9:39:01 AM |
| exchange-pledge | $50.00 | 9/12/2012 9:33:59 AM |
| marketplace-cello5 | $25.00 | 9/12/2012 9:35:30 AM |
| wonderous-principal083 | $25.00 | 9/12/2012 9:53:32 AM |
| hs112a | $25.00 | 9/12/2012 9:54:05 AM |
| kubien | $25.00 | 9/12/2012 9:43:52 AM |
| subtle-revenue0 | $25.00 | 9/12/2012 9:44:39 AM |
| TSC | $50.00 | 9/12/2012 9:39:05 AM |
| Oupa-George | $25.00 | 9/12/2012 9:40:30 AM |
| mosby | $25.00 | 9/12/2012 9:57:39 AM |
| inspired-investment8 | $100.00 | 9/12/2012 9:46:48 AM |
| dartmouth99 | $25.00 | 9/12/2012 9:58:40 AM |
| natural-affluence4 | $25.00 | 9/12/2012 9:46:57 AM |
| sharpey | $25.00 | 9/12/2012 9:41:18 AM |
| indomitable-coin | $25.00 | 9/12/2012 9:48:05 AM |
| mr55262 | $25.00 | 9/12/2012 9:41:33 AM |
| the-pragmatic-fund | $25.00 | 9/12/2012 10:03:21 AM |
| a-important-deal | $25.00 | 9/12/2012 10:03:54 AM |
| AvPro | $25.00 | 9/12/2012 9:49:19 AM |
| clandrummer | $25.00 | 9/12/2012 9:44:22 AM |
| transparent-principal679 | $100.00 | 9/12/2012 10:04:41 AM |
| Gabriel02 | $25.00 | 9/12/2012 10:04:54 AM |
| Imageloan | $25.00 | 9/12/2012 10:05:22 AM |
| velocity-solo | $25.00 | 9/12/2012 10:05:46 AM |
| wonderful-rupee | $25.00 | 9/12/2012 9:46:23 AM |
| gallant-economy9 | $50.00 | 9/12/2012 10:09:08 AM |
| jjb3 | $25.00 | 9/12/2012 9:47:42 AM |
| bdiddy1268 | $30.00 | 9/12/2012 10:10:17 AM |
| Panna | $25.00 | 9/12/2012 9:47:57 AM |
| snowman34 | $25.00 | 9/12/2012 10:11:40 AM |
| riskreward | $250.00 | 9/12/2012 9:48:42 AM |
| nerdfactor | $25.00 | 9/12/2012 10:13:32 AM |
| lrr34 | $25.00 | 9/12/2012 9:53:18 AM |
| tlp43 | $25.00 | 9/12/2012 9:53:35 AM |
| Warwick | $25.00 | 9/12/2012 10:15:13 AM |
| loan-mammal | $100.00 | 9/12/2012 9:53:48 AM |
| reflective-deal8 | $50.00 | 9/12/2012 9:50:16 AM |
| sweet-loan7 | $25.00 | 9/12/2012 10:20:44 AM |
| balance-whistle7 | $25.00 | 9/12/2012 9:55:35 AM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 9:56:52 AM |
| timbob | $100.00 | 9/12/2012 9:57:16 AM |
| Jeffersonbank | $50.00 | 9/12/2012 9:58:07 AM |
| durability-warmth | $50.00 | 9/12/2012 9:58:22 AM |
| credit-scout7 | $50.00 | 9/12/2012 9:57:01 AM |
| rmachi | $25.00 | 9/12/2012 10:01:41 AM |
| Mommy_of_3_Princesses | $50.00 | 9/12/2012 10:02:22 AM |
| BeansMan02 | $25.00 | 9/12/2012 9:57:45 AM |
| Cre8iveCash | $25.00 | 9/12/2012 10:02:49 AM |
| larslfe | $25.00 | 9/12/2012 9:58:57 AM |
| djs81 | $75.00 | 9/12/2012 10:03:55 AM |
| Tylerh | $250.00 | 9/12/2012 10:05:10 AM |
| ualf | $50.00 | 9/12/2012 10:06:19 AM |
| figs4u2 | $100.00 | 9/12/2012 10:00:36 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:37:57 AM |
| Tradesmanlender | $25.00 | 9/12/2012 10:08:41 AM |
| investment-network | $50.00 | 9/12/2012 10:10:06 AM |
| riproaringrapids | $50.00 | 9/12/2012 10:10:58 AM |
| Searlzy | $25.00 | 9/12/2012 10:05:43 AM |
| biobulator | $25.00 | 9/12/2012 10:13:27 AM |
| TLIngram | $25.00 | 9/12/2012 10:09:03 AM |
| j2ee | $50.00 | 9/12/2012 10:48:56 AM |
| Thunder08 | $25.00 | 9/12/2012 10:09:36 AM |
| dough-souffle | $25.00 | 9/12/2012 10:19:27 AM |
| Sothenwhat | $100.00 | 9/12/2012 10:09:59 AM |
| mtquan | $25.00 | 9/12/2012 10:19:39 AM |
| AdamClemSC | $25.00 | 9/12/2012 10:10:02 AM |
| SAVMYSOL | $25.00 | 9/12/2012 10:19:54 AM |
| bonus-tent | $25.00 | 9/12/2012 10:11:22 AM |
| tbati | $25.00 | 9/12/2012 10:20:23 AM |
| enterprising-exchange6 | $50.00 | 9/12/2012 10:12:30 AM |
| loyalty-meadow | $25.00 | 9/12/2012 10:12:37 AM |
| motivator796 | $25.00 | 9/12/2012 10:22:33 AM |
| Relevance | $25.00 | 9/12/2012 10:14:13 AM |
| greenback-bull6 | $50.00 | 9/12/2012 10:14:28 AM |
| orange-courageous-dedication | $25.00 | 9/12/2012 10:15:01 AM |
| bold-visionary-rate | $25.00 | 9/12/2012 10:16:19 AM |
| LiquidLender | $25.00 | 9/12/2012 10:24:20 AM |
| YLlama | $25.00 | 9/12/2012 10:24:32 AM |
| Bubbasnestegg | $25.00 | 9/12/2012 10:24:53 AM |
| meenan | $25.00 | 9/12/2012 10:24:27 AM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:44 AM |
| BxRealtor | $25.00 | 9/12/2012 10:27:14 AM |
| auction-sage | $50.00 | 9/12/2012 10:33:58 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:26 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:57 AM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:00 AM |
| unrelenting-euro7 | $25.00 | 9/12/2012 10:57:15 AM |
| adaptable-moola0 | $75.00 | 9/12/2012 10:56:37 AM |
| scottndesign | $50.00 | 9/12/2012 11:01:08 AM |
| 313 Investments
|
Borrower Payment Dependent Notes Series
636056
This series of Notes was issued and sold upon the funding of the borrower loan #73926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,031 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-autonomous-investment |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Planning a Wedding
Purpose of loan:
This loan will be used to plan my wedding.
My financial situation:
I am a good candidate for this loan because I have a well-paid job (software developer) where I've been working for 3 years. I don't have much outstanding debt and I spend responsibly.
Monthly net income: $7000
Monthly expenses: $1650
Housing: $1100
Insurance: $
Car expenses: $50
Utilities: $50
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $1200 credit card
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $75.00 | 9/9/2012 12:12:43 PM |
| heavenly-interest9 | $1,000.00 | 9/9/2012 5:03:29 PM |
| 113121 | $1,299.62 | 9/10/2012 9:21:16 AM |
| houli123 | $25.00 | 9/9/2012 12:11:17 PM |
| scoobiedoo | $40.02 | 9/9/2012 12:56:28 PM |
| toblerone | $25.00 | 9/9/2012 1:09:56 PM |
| dariop | $25.01 | 9/9/2012 12:01:41 PM |
| duty-viola | $25.00 | 9/9/2012 12:17:02 PM |
| handy-justice | $50.00 | 9/9/2012 12:19:31 PM |
| vutah | $25.00 | 9/9/2012 12:13:39 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:55 PM |
| kk-gp | $100.00 | 9/9/2012 1:17:03 PM |
| RGlad | $300.00 | 9/9/2012 3:14:33 PM |
| gotjack-IRA | $25.02 | 9/9/2012 1:52:28 PM |
| proud-gold9 | $25.00 | 9/9/2012 1:57:44 PM |
| BigHorizon | $100.00 | 9/10/2012 6:35:56 AM |
| commerce-venture1 | $25.00 | 9/9/2012 5:21:04 PM |
| Index_Plus | $4,000.00 | 9/9/2012 7:18:56 PM |
| helping-out | $32.87 | 9/10/2012 6:32:35 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:26 PM |
| glroark | $100.00 | 9/10/2012 8:04:13 AM |
| scholarly-order6 | $175.00 | 9/10/2012 9:11:58 AM |
| heavenly-interest9 | $1,000.00 | 9/9/2012 5:03:09 PM |
| superb-funds335 | $25.00 | 9/9/2012 12:28:48 PM |
| supreme-treasure8 | $100.00 | 9/9/2012 12:31:13 PM |
| 01a_MrsUSC | $50.00 | 9/9/2012 1:42:42 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:37 PM |
| lowrater | $75.80 | 9/9/2012 12:13:10 PM |
| hopeful_lender | $100.00 | 9/9/2012 3:30:34 PM |
| 52digital | $75.00 | 9/9/2012 12:31:41 PM |
| integrity-reactor4 | $100.00 | 9/9/2012 12:37:22 PM |
| WalnutCreekguy | $50.00 | 9/9/2012 12:28:54 PM |
| MoneyTree79 | $76.66 | 9/9/2012 6:29:33 PM |
| 01a_MrUSC_IRA | $25.00 | 9/9/2012 1:43:00 PM |
| dudebrah | $25.00 | 9/9/2012 8:58:33 PM |
| lochinvar | $75.00 | 9/9/2012 1:08:16 PM |
| income-triangulation1 | $25.00 | 9/9/2012 1:55:18 PM |
| golffish2 | $25.00 | 9/10/2012 3:57:06 AM |
| Nerdster1 | $25.00 | 9/10/2012 4:19:35 AM |
| kila-designer | $250.00 | 9/9/2012 7:40:27 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
636142
This series of Notes was issued and sold upon the funding of the borrower loan #74228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,637.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $116.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,741 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-matrix1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to provide financing for an engagement ring.
My financial situation:
I am a good candidate for this loan because I have an excellent credit score and credit history. In the last month I accepted a very stable job in an upper management position for a well known non-profit organization.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RainyDayLoans | $35.00 | 9/8/2012 12:05:19 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:59 PM |
| superb-funds335 | $25.00 | 9/8/2012 12:53:02 PM |
| lochinvar | $75.00 | 9/8/2012 1:29:41 PM |
| fabulous-bazaar4 | $25.00 | 9/8/2012 1:10:10 PM |
| cello1 | $25.00 | 9/8/2012 4:17:38 PM |
| Lifesavings | $25.00 | 9/8/2012 4:18:35 PM |
| blue-useful-auction | $25.00 | 9/8/2012 8:11:47 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:52 PM |
| OregonDane | $25.00 | 9/9/2012 11:01:07 AM |
| paladin510 | $25.00 | 9/10/2012 5:17:21 AM |
| compassion-burrito | $25.00 | 9/10/2012 7:08:56 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 9:09:41 AM |
| thankful-nickel2 | $50.00 | 9/10/2012 10:44:35 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:28 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:01 PM |
| Perdita_II | $25.00 | 9/10/2012 5:11:59 PM |
| j2ee | $50.00 | 9/10/2012 5:15:45 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:57 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:43 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:25 PM |
| LeReve | $500.00 | 9/10/2012 5:30:04 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:41 PM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:44 PM |
| thrifty-transaction578 | $25.00 | 9/8/2012 12:35:06 PM |
| SBT | $25.00 | 9/8/2012 12:34:18 PM |
| Plutis | $25.00 | 9/8/2012 12:46:06 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:07 PM |
| prudent-deal662 | $25.00 | 9/8/2012 1:19:16 PM |
| Phryne | $100.00 | 9/8/2012 1:27:53 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:24 PM |
| penny-finder | $29.08 | 9/8/2012 3:19:15 PM |
| hopeful_lender | $100.00 | 9/8/2012 6:38:24 PM |
| awesome-dollar6 | $100.00 | 9/8/2012 2:54:35 PM |
| museic1 | $100.00 | 9/9/2012 9:06:34 AM |
| Castellan | $50.00 | 9/9/2012 12:39:52 PM |
| freetolive | $25.00 | 9/10/2012 4:44:46 AM |
| y2kman9 | $50.00 | 9/10/2012 10:30:49 AM |
| JRS | $25.00 | 9/10/2012 4:41:58 PM |
| dukeiyer | $25.00 | 9/10/2012 2:45:35 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:55 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
636152
This series of Notes was issued and sold upon the funding of the borrower loan #74219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $291.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 8m |
|
Amount delinquent:
| $3,111 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-robust-currency |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Opportunity
Purpose of loan:
This loan will be used to...
Invest into a start-up business. The re-payment of the loan will be out of personal funds and will be before the maturity date and has absolutely no correlation to the success of the business. I simply would like in invest more funds than I have available to me before the end of the month before the business goes onto the VC round of funding.
My financial situation:
I am a good candidate for this loan because...
I will make $100,000+ this and future years, I have close to $90,000 in net worth. I have 0 credit card debt. I am a lender on prosper.com with over $12,000 lent currently. My credit is excellent, and this loan will be paid off early. The delinquency showing on the report is in-accurate, and has been in dispute. It's been removed from 1 of the 3 reporting agencies reports, but I'm still working to resolve it with the other 2.
Further, this loan is a good investment because you will make money. The interest rate for my credit score, bank-card utilization of 1%, home ownership, all open lines current, lending history on prosper.com, is a pretty safe and profitable bet for you. As an investor, I'd happily invest in a loan with these metrics. As a borrower, I'd rather fellow lenders profit off of me than a bank for an unsecured loan. Further, I'm using prosper so that in the future, I'll be able to obtain a larger loan at a better rate if I ever have the need.
Monthly net income: $10,000 - $12,000
Monthly expenses: $250
Housing: $350 (own a duplex with other side rented)
Insurance: $0 - pre-paid
Car expenses: $0 - paid off
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/9/2012 12:06:37 PM |
| supreme-treasure8 | $100.00 | 9/9/2012 12:31:13 PM |
| stock106 | $25.00 | 9/9/2012 3:07:30 PM |
| RGlad | $250.00 | 9/9/2012 3:18:42 PM |
| WalnutCreekguy | $50.00 | 9/9/2012 12:28:54 PM |
| 52digital | $75.00 | 9/9/2012 12:31:41 PM |
| integrity-reactor4 | $100.00 | 9/9/2012 12:37:22 PM |
| commerce-venture1 | $25.00 | 9/9/2012 5:08:11 PM |
| MI2 | $5,000.00 | 9/9/2012 7:40:02 PM |
| dudebrah | $25.00 | 9/9/2012 8:59:37 PM |
| gain-equator | $25.00 | 9/10/2012 9:03:47 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:53:36 AM |
| credible-responsibility022 | $25.00 | 9/10/2012 4:25:09 AM |
| loyalist1 | $150.00 | 9/10/2012 6:26:07 AM |
| djh47a | $25.00 | 9/10/2012 8:34:41 AM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:41 AM |
| decisive-income7 | $345.16 | 9/10/2012 9:09:54 AM |
| Investor_DP | $100.00 | 9/9/2012 1:06:56 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:26 PM |
| handy-justice | $100.00 | 9/9/2012 12:13:38 PM |
| finder072 | $25.00 | 9/9/2012 12:08:49 PM |
| CA-Lender | $125.00 | 9/9/2012 2:05:30 PM |
| vutah | $75.00 | 9/9/2012 2:49:26 PM |
| _NaLNaBB | $250.00 | 9/9/2012 3:11:16 PM |
| Land_on_your_feet | $54.84 | 9/10/2012 7:00:45 AM |
| thankful-nickel2 | $50.00 | 9/9/2012 5:09:12 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:27 PM |
| az2012 | $25.00 | 9/10/2012 7:51:00 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
636154
This series of Notes was issued and sold upon the funding of the borrower loan #74111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,945 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-sceptre |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,300.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
660-679
(Oct-2010)
|
|
Principal balance:
| $5,552.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Debt Consolidation-Home Improvement
Purpose of loan:
This loan will be used to consolidate some credit cards into one lower payment. I am also going to use the funds towards repainting my home and fixing some other items around the home that were damaged by TS Isaac.
My financial situation:
Not sure why Prosper says I am not a homeowner because I am-thus the reason why I am showing a mortgage payment.
I am a good candidate for this loan because I am timely with my payments and typically pay-off loans before the date of maturity.
Monthly net income: $6750
Monthly expenses: $3293 (includes all items below)
Housing: $1141
Insurance: $177
Car expenses: $350
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $475
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benjaminsky | $25.00 | 9/7/2012 6:00:31 PM |
| MoneyForNothing | $25.21 | 9/7/2012 5:02:37 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:16 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:25 PM |
| handy-justice | $50.00 | 9/7/2012 5:02:05 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:03 PM |
| versatile-dime442 | $100.00 | 9/7/2012 5:21:08 PM |
| Dusigrosz | $150.00 | 9/7/2012 5:15:15 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:23 PM |
| moneylender25 | $50.00 | 9/7/2012 6:14:51 PM |
| return-grizzly | $100.00 | 9/7/2012 5:33:23 PM |
| bbt28 | $25.05 | 9/7/2012 6:31:35 PM |
| myutmost | $35.00 | 9/7/2012 6:32:09 PM |
| rate-advocator7 | $100.00 | 9/7/2012 6:54:46 PM |
| MI2 | $1,250.00 | 9/7/2012 5:58:36 PM |
| Macbethofscots | $25.00 | 9/7/2012 6:04:16 PM |
| twjh | $25.08 | 9/7/2012 6:11:54 PM |
| servnyou | $25.00 | 9/7/2012 6:53:16 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:19:26 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:13 PM |
| appetizing-loyalty354 | $100.00 | 9/7/2012 7:06:04 PM |
| exchange-squirrel | $0.68 | 9/7/2012 8:01:43 PM |
| Gregger | $27.88 | 9/7/2012 7:32:48 PM |
| marinbb | $50.00 | 9/7/2012 5:39:30 PM |
| marinbb | $50.00 | 9/7/2012 5:41:05 PM |
| MFBank | $50.00 | 9/7/2012 5:02:09 PM |
| XP | $28.00 | 9/7/2012 5:02:34 PM |
| sweety075 | $25.00 | 9/7/2012 5:04:42 PM |
| lnuss25 | $50.00 | 9/7/2012 5:08:04 PM |
| lowrater | $50.60 | 9/7/2012 5:20:54 PM |
| jhouman | $50.00 | 9/7/2012 5:30:08 PM |
| worthy-bid8 | $100.00 | 9/7/2012 6:01:36 PM |
| RGlad | $65.00 | 9/7/2012 6:07:04 PM |
| thankful-nickel2 | $25.00 | 9/7/2012 5:26:53 PM |
| managedfund | $777.00 | 9/7/2012 5:42:52 PM |
| Silver_Rupee | $25.01 | 9/7/2012 5:45:04 PM |
| EFS | $38.49 | 9/7/2012 7:13:14 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:46:05 PM |
| calmfunds | $92.00 | 9/7/2012 7:53:50 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
636194
This series of Notes was issued and sold upon the funding of the borrower loan #74428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $182.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 6 |
Revolving credit balance:
| $1,449 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-punctual-velocity |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $3,869.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan: Business
This loan will be used to...seed money for a business venture.
My financial situation: Good
I am a good candidate for this loan because...I have helped start this company as a consultant 2 years ago, it has been bring in good income until owner decided to cut back (semi-retire) about 3 months ago. Website business has been created by me and ready to launch when I activate it. I have 25 years of management experience. Currently responsible for a 13.5 million dollar + business. Income below is from primary job, additional income comes in through consulting work that I do.
Monthly net income: $2200.00
Monthly expenses: $1060.00
Housing: $0
Insurance: $160
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/10/2012 5:08:38 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:05 PM |
| orchestra960 | $210.00 | 9/10/2012 5:18:34 PM |
| 52digital | $75.00 | 9/10/2012 5:17:56 PM |
| LeReve | $500.00 | 9/10/2012 5:30:40 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:10 PM |
| community-burrito9 | $45.00 | 9/10/2012 5:32:21 PM |
| 312-Lender | $150.00 | 9/10/2012 5:50:45 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:34 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:40 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:45 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:06 PM |
| networks4ever | $25.00 | 9/10/2012 6:03:09 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:12 PM |
| sensible-fund | $25.00 | 9/10/2012 7:30:29 PM |
| economy-coup | $50.00 | 9/10/2012 5:49:53 PM |
| thrilling-fund427 | $50.00 | 9/10/2012 5:18:22 PM |
| money-bauble | $100.00 | 9/10/2012 5:54:18 PM |
| et28 | $75.00 | 9/10/2012 5:52:14 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:46 PM |
| EFS | $200.00 | 9/10/2012 6:06:57 PM |
| respectful-dough429 | $25.00 | 9/10/2012 6:46:45 PM |
| Investor_DP | $100.00 | 9/10/2012 6:50:32 PM |
| Index_Plus | $2,990.00 | 9/10/2012 7:35:31 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
636240
This series of Notes was issued and sold upon the funding of the borrower loan #74306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $187.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,584 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-firestarter3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt accumulated as a student at a lower interest rate.
My financial situation:
I am a good candidate for this loan because I have a stable and growing career and a solid budget plan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| revenue-carnation043 | $50.00 | 9/10/2012 8:45:23 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:33 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:44 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:45 PM |
| emphatic-responsibility | $50.00 | 9/10/2012 5:28:41 PM |
| enterprising-exchange6 | $50.00 | 9/10/2012 5:26:11 PM |
| bazaar-tulip | $25.00 | 9/10/2012 5:48:51 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:31:38 PM |
| Plutis | $25.00 | 9/10/2012 5:43:11 PM |
| britgsb | $50.00 | 9/10/2012 5:49:42 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:56 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:45 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:29 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:44 PM |
| phenomenal-gain5 | $25.00 | 9/10/2012 6:40:22 PM |
| Castellan | $50.00 | 9/10/2012 6:35:37 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:58 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:12 PM |
| bellaquito | $500.00 | 9/10/2012 6:52:15 PM |
| lendersf | $100.00 | 9/10/2012 7:40:29 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:48 PM |
| roadtruck | $60.00 | 9/11/2012 6:57:24 AM |
| Dan4703 | $25.00 | 9/11/2012 7:05:21 AM |
| Pickmar | $25.00 | 9/11/2012 9:20:46 AM |
| Investoman | $25.00 | 9/11/2012 9:52:22 AM |
| bowl800 | $25.00 | 9/11/2012 10:06:49 AM |
| availableloan | $25.00 | 9/11/2012 9:59:46 AM |
| skillful-diversification2 | $25.00 | 9/11/2012 10:16:44 AM |
| pirahna125 | $25.00 | 9/11/2012 10:07:59 AM |
| trade-solo | $25.00 | 9/11/2012 10:01:31 AM |
| peace-fiesta7 | $25.00 | 9/11/2012 10:10:00 AM |
| FmrEngr2Phd | $25.00 | 9/11/2012 10:10:41 AM |
| ingenious-deal6 | $25.00 | 9/11/2012 10:41:35 AM |
| Sarspatula | $25.00 | 9/11/2012 10:24:05 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:10 AM |
| CoolPlexer | $50.00 | 9/11/2012 10:47:03 AM |
| SourDoughSteve | $25.00 | 9/11/2012 11:31:51 AM |
| rex45 | $25.00 | 9/11/2012 12:00:35 PM |
| botfolio | $300.00 | 9/11/2012 11:05:39 AM |
| spiff666 | $26.66 | 9/11/2012 12:26:08 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:16 PM |
| kind-durability-battalion | $50.00 | 9/11/2012 12:30:22 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:27 PM |
| self-reliant-loyalty4 | $150.00 | 9/11/2012 3:01:57 PM |
| cello1 | $25.00 | 9/11/2012 4:19:08 PM |
| mjjjrj | $25.00 | 9/11/2012 4:30:01 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:10 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:44 PM |
| justinology | $45.79 | 9/11/2012 4:05:54 PM |
| abundant-power | $25.00 | 9/11/2012 4:29:44 PM |
| alxnyc2000 | $25.00 | 9/11/2012 5:11:49 PM |
| thrifty-note2 | $25.00 | 9/11/2012 5:12:42 PM |
| martinatime | $15.82 | 9/11/2012 5:13:32 PM |
| Aberdeen | $100.00 | 9/10/2012 6:16:49 PM |
| jcornehlsen | $25.00 | 9/10/2012 6:48:11 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:20 PM |
| j2ee | $50.00 | 9/10/2012 5:16:03 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:07 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:40 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:16 PM |
| kenji4861 | $25.00 | 9/10/2012 6:08:09 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:36 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:53 PM |
| Barky52 | $25.00 | 9/10/2012 6:57:49 PM |
| atlacatl | $25.00 | 9/10/2012 8:38:34 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:46 PM |
| cerebral-dollar773 | $30.00 | 9/10/2012 7:48:55 PM |
| blot44 | $25.00 | 9/10/2012 7:51:55 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:13 AM |
| retiresecure | $25.00 | 9/11/2012 6:27:13 AM |
| blue-useful-auction | $25.00 | 9/11/2012 6:38:22 AM |
| singletrck | $25.00 | 9/11/2012 7:34:00 AM |
| proper-agreement8 | $50.00 | 9/11/2012 9:06:24 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:52 AM |
| Sneezie | $100.00 | 9/11/2012 9:01:39 AM |
| Figure4 | $25.00 | 9/11/2012 9:25:10 AM |
| newest-bountiful-basis | $25.00 | 9/11/2012 9:56:25 AM |
| MathProfessor | $25.00 | 9/11/2012 9:56:03 AM |
| compoundinterest | $25.00 | 9/11/2012 10:03:46 AM |
| conductor146 | $25.00 | 9/11/2012 10:09:18 AM |
| loyalty-delight6 | $25.00 | 9/11/2012 10:10:30 AM |
| thickhead | $25.00 | 9/11/2012 10:20:35 AM |
| bomdel | $25.00 | 9/11/2012 10:35:02 AM |
| squeebie | $50.00 | 9/11/2012 10:54:53 AM |
| Centerline15 | $25.00 | 9/11/2012 11:11:06 AM |
| commonsenselending | $50.00 | 9/11/2012 1:22:01 PM |
| GrooveBiz | $25.00 | 9/11/2012 1:41:13 PM |
| rookiecrd1 | $350.00 | 9/11/2012 2:58:53 PM |
| interact | $25.00 | 9/11/2012 1:47:13 PM |
| Loan_Some_Money | $25.00 | 9/11/2012 3:33:28 PM |
| cwegert | $25.00 | 9/11/2012 2:05:56 PM |
| mojii77 | $50.00 | 9/11/2012 2:36:04 PM |
| blue-laudable-dinero | $50.00 | 9/11/2012 4:44:33 PM |
| rce1964 | $25.00 | 9/11/2012 5:00:59 PM |
| unbeatable-integrity822 | $25.00 | 9/11/2012 3:41:27 PM |
| vonbondie3000 | $25.00 | 9/11/2012 4:57:15 PM |
| beer-gardener | $26.73 | 9/11/2012 5:01:56 PM |
| myduck | $40.00 | 9/11/2012 4:47:07 PM |
| LiveNow | $25.00 | 9/11/2012 4:56:35 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:18 PM |
| intrepid-payment7 | $25.00 | 9/11/2012 5:08:10 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
636242
This series of Notes was issued and sold upon the funding of the borrower loan #74351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2011 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $317 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| organized-gold7 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home/Self Improvement
Purpose of loan: Finance myself and my two children to move away from my abusive husband.
This loan will be used to pay 1st months rent , connect utilities, and other miscellaneous items for my two children and I.
My financial situation: I currently have a full time job as a Nurse's Aide, and will be finishing up my schooling soon to become a nurse. I do not have any current loans out or debt which will cause me not to hold up paying for this loan.
I am a good candidate for this loan because I am a very responsible person who pays all my bills on time. I am just trying to give my children and myself a better life. I can promise to have this loan paid in full by April of next year. I just need something to help during this bump in my life.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/10/2012 5:03:32 PM |
| CK1 | $25.00 | 9/10/2012 5:13:59 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 5:18:37 PM |
| toblerone | $25.00 | 9/10/2012 5:19:25 PM |
| dukeiyer | $25.00 | 9/10/2012 5:29:53 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:33 PM |
| openness-antioxidant | $75.00 | 9/10/2012 5:25:41 PM |
| LeReve | $324.60 | 9/10/2012 5:30:27 PM |
| order-tamale | $400.00 | 9/10/2012 5:15:15 PM |
| j2ee | $50.00 | 9/10/2012 5:16:13 PM |
| lowrater | $50.40 | 9/10/2012 5:18:59 PM |
| superb-funds335 | $25.00 | 9/10/2012 5:10:19 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:46 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:55 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:25:03 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:57 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:27:06 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
636328
This series of Notes was issued and sold upon the funding of the borrower loan #73839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.74% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 15.16% |
Borrower rate/APR:
| 16.16% / 23.96% |
Monthly payment:
| $635.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.82% | | |
| |
Estimated return*:
| 6.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,715 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-natural-bill |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to consolidate my debt.
My financial situation: I am a good candidate for this loan because my credit is good and I have job security.
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $
Housing: $400
Insurance: $75
Car expenses: $
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NickelSteamroller | $35.00 | 9/8/2012 12:02:08 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:58 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:03 PM |
| houli123 | $25.00 | 9/8/2012 12:07:29 PM |
| lowrater | $100.60 | 9/8/2012 12:12:49 PM |
| adventurer447 | $300.00 | 9/8/2012 12:40:00 PM |
| principal-star | $50.00 | 9/8/2012 12:41:33 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:04 PM |
| community-burrito9 | $25.00 | 9/8/2012 1:17:08 PM |
| bellaquito | $500.00 | 9/8/2012 1:20:40 PM |
| hillbilly40 | $25.00 | 9/8/2012 3:38:07 PM |
| paradise-foothill | $50.00 | 9/8/2012 7:11:23 PM |
| kag032001 | $32.70 | 9/8/2012 7:36:06 PM |
| _NaLNaBB | $200.00 | 9/8/2012 2:01:54 PM |
| transparency-position | $26.00 | 9/8/2012 2:11:40 PM |
| dynrep | $40.00 | 9/8/2012 2:21:24 PM |
| benjamins-party4 | $25.00 | 9/8/2012 4:42:25 PM |
| wkeboarder21 | $100.00 | 9/9/2012 7:20:34 AM |
| Cash4U2also | $25.00 | 9/8/2012 6:00:34 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:52 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:42 AM |
| bonus-animal4 | $47.00 | 9/8/2012 11:06:34 PM |
| museic1 | $100.00 | 9/9/2012 9:05:12 AM |
| diplomatic-justice6 | $25.00 | 9/9/2012 9:20:27 AM |
| whitegold24k | $150.00 | 9/9/2012 10:29:46 AM |
| intelligent-yield | $50.00 | 9/9/2012 1:07:14 PM |
| elation074 | $25.00 | 9/9/2012 10:53:29 AM |
| commerce-wildebeest2 | $25.00 | 9/9/2012 3:48:50 PM |
| Index_Plus | $2,812.30 | 9/9/2012 7:04:15 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:37 PM |
| NR | $25.00 | 9/9/2012 6:55:44 PM |
| scholarly-order6 | $35.00 | 9/8/2012 12:10:13 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:25 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:09 PM |
| ingenious-truth684 | $25.00 | 9/8/2012 12:20:16 PM |
| money-exchanger4 | $25.00 | 9/8/2012 12:15:31 PM |
| rakem777 | $25.00 | 9/8/2012 12:38:22 PM |
| fabulous-bazaar4 | $25.00 | 9/8/2012 1:10:10 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:14 PM |
| note-willow8 | $25.00 | 9/8/2012 12:51:18 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:58 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:46 PM |
| influential-peso9 | $25.00 | 9/8/2012 1:19:26 PM |
| magical-kindness888888 | $51.40 | 9/8/2012 5:19:49 PM |
| transparency-universe8 | $25.00 | 9/8/2012 1:39:37 PM |
| mikrolown | $25.00 | 9/8/2012 1:24:08 PM |
| boston_mass | $25.00 | 9/8/2012 1:26:43 PM |
| payment-halo | $40.00 | 9/8/2012 2:21:11 PM |
| cunning-truth6 | $50.00 | 9/9/2012 4:02:26 AM |
| hardatwork1 | $25.00 | 9/8/2012 5:17:39 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:24 PM |
| UncleBuffett | $25.00 | 9/9/2012 8:06:23 AM |
| callmebryan | $25.00 | 9/8/2012 4:30:37 PM |
| bazaar-paladin7 | $25.00 | 9/8/2012 8:14:59 PM |
| w8291 | $25.00 | 9/9/2012 8:48:28 AM |
| mad-scientist418 | $25.00 | 9/8/2012 5:17:11 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:19:01 PM |
| durable-deal2 | $25.00 | 9/8/2012 5:54:08 PM |
| citizenX | $125.00 | 9/9/2012 11:11:23 AM |
| Shomee_dmoney | $25.00 | 9/8/2012 9:57:52 PM |
| johnyv40 | $25.00 | 9/8/2012 10:10:13 PM |
| Weaverville | $25.00 | 9/9/2012 9:43:28 AM |
| goldenskye | $100.00 | 9/9/2012 9:48:35 AM |
| punctual-kindness3 | $30.00 | 9/9/2012 11:40:55 AM |
| weatherman89 | $200.00 | 9/9/2012 10:48:46 AM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 3:00:21 PM |
| community-genetics7 | $50.00 | 9/9/2012 4:10:07 PM |
| genius520 | $100.00 | 9/9/2012 12:10:26 PM |
| WalnutCreekguy | $50.00 | 9/9/2012 12:28:53 PM |
| djmjkelso | $25.00 | 9/9/2012 2:36:14 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:26 PM |
| evilkats | $50.00 | 9/9/2012 3:10:39 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
636348
This series of Notes was issued and sold upon the funding of the borrower loan #74377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,035 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lively-bill3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate
This loan will be used to... pay off bills for rest of year.
My financial situation: Ok
I am a good candidate for this loan because...
Monthly net income: $ 2800
Monthly expenses: $ 2260
Housing: $ 1125
Insurance: $ 140
Car expenses: $ 270
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 9/10/2012 9:39:00 AM |
| decisive-income7 | $500.00 | 9/10/2012 9:02:17 AM |
| kila-designer | $299.99 | 9/10/2012 9:02:48 AM |
| lowrater | $75.60 | 9/10/2012 9:16:36 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:39 AM |
| bellaquito | $500.00 | 9/10/2012 10:44:45 AM |
| let_me_retire | $75.00 | 9/10/2012 11:29:40 AM |
| Scottyd911 | $50.00 | 9/10/2012 1:52:59 PM |
| dudebrah | $25.00 | 9/10/2012 3:03:40 PM |
| CA-Lender | $25.00 | 9/10/2012 3:17:03 PM |
| 52digital | $75.00 | 9/10/2012 10:26:33 AM |
| transparency-position | $39.00 | 9/10/2012 10:29:03 AM |
| rate-advocator7 | $100.00 | 9/10/2012 3:53:22 PM |
| big-mac-50 | $200.00 | 9/10/2012 1:35:01 PM |
| sensible-fund | $26.00 | 9/10/2012 4:55:32 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:34 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:23 PM |
| handy-justice | $50.00 | 9/10/2012 9:08:47 AM |
| global-invest-group | $25.00 | 9/10/2012 9:23:24 AM |
| NickelSteamroller | $35.00 | 9/10/2012 10:03:07 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:43 AM |
| MFBank | $50.00 | 9/10/2012 5:16:10 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:24 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:49 PM |
| Index_Plus | $649.41 | 9/10/2012 7:36:40 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
636386
This series of Notes was issued and sold upon the funding of the borrower loan #73887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 15y 6m |
|
Amount delinquent:
| $2,720 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,287 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bazaar-conqueror3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zenyatta | $25.00 | 9/10/2012 9:38:10 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:39 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:35 PM |
| natural-point1 | $25.00 | 9/10/2012 9:09:03 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:39 AM |
| ultimate-peace | $152.50 | 9/11/2012 5:01:21 AM |
| squeebie | $50.00 | 9/11/2012 10:54:44 AM |
| money-baron | $50.00 | 9/11/2012 10:49:51 AM |
| martinatime | $25.00 | 9/11/2012 12:31:13 PM |
| jerrymaguire | $25.00 | 9/11/2012 3:10:51 PM |
| prominence8 | $25.00 | 9/11/2012 4:24:36 PM |
| docdigital | $45.59 | 9/11/2012 4:36:03 PM |
| euro-spark | $25.00 | 9/11/2012 4:44:13 PM |
| beer-gardener | $25.00 | 9/11/2012 5:18:16 PM |
| deal-hickory5 | $100.00 | 9/11/2012 5:22:52 PM |
| the-credit-maker | $100.00 | 9/11/2012 5:32:58 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:35:58 PM |
| trophy335 | $230.00 | 9/11/2012 5:33:18 PM |
| thinker6 | $30.00 | 9/11/2012 6:14:51 PM |
| kindest-credit-bear | $250.00 | 9/11/2012 5:48:53 PM |
| first-dinero-igloo | $25.00 | 9/11/2012 7:07:13 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:53 PM |
| jpollar | $25.00 | 9/11/2012 8:01:53 PM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:36 AM |
| investment-comet | $25.00 | 9/12/2012 7:23:10 AM |
| Located | $25.00 | 9/12/2012 7:34:30 AM |
| sgt-schultz | $30.00 | 9/12/2012 5:45:32 AM |
| draggon77 | $25.00 | 9/12/2012 6:34:31 AM |
| bob450-roth | $25.00 | 9/12/2012 7:26:55 AM |
| atlas100 | $25.00 | 9/12/2012 7:02:44 AM |
| steady-return0 | $25.00 | 9/12/2012 7:42:36 AM |
| chief_wo | $24.76 | 9/12/2012 7:57:06 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:43 AM |
| let_me_retire | $25.00 | 9/10/2012 11:31:40 AM |
| CA-Lender | $25.00 | 9/10/2012 3:18:51 PM |
| MFBank | $50.00 | 9/10/2012 5:15:51 PM |
| scoobiedoo | $25.02 | 9/10/2012 6:24:34 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:24 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:50 PM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:53 AM |
| 312-Lender | $25.00 | 9/11/2012 5:02:29 PM |
| Dano007 | $50.00 | 9/11/2012 3:23:34 PM |
| petangerie | $98.00 | 9/11/2012 3:50:44 PM |
| reward-adventure | $50.00 | 9/11/2012 6:16:17 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:02 PM |
| return-venture1 | $34.80 | 9/11/2012 5:53:29 PM |
| thankful-nickel2 | $25.00 | 9/11/2012 6:44:01 PM |
| green-high-five7 | $25.00 | 9/11/2012 7:00:39 PM |
| ssqr | $100.00 | 9/11/2012 7:41:34 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:30 PM |
| Hardlyskiing01 | $327.24 | 9/11/2012 8:55:44 PM |
| Gripper07 | $47.00 | 9/12/2012 5:38:14 AM |
| KB-IRA | $100.00 | 9/11/2012 10:19:17 PM |
| umwol13 | $25.00 | 9/12/2012 6:15:14 AM |
| 168RichCapital | $25.09 | 9/12/2012 6:31:25 AM |
| Bob450 | $25.00 | 9/12/2012 7:22:52 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
636422
This series of Notes was issued and sold upon the funding of the borrower loan #74333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 22y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,751 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unique-dinero6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/10/2012 9:02:44 AM |
| rancher7 | $25.00 | 9/10/2012 9:18:13 AM |
| global-invest-group | $25.00 | 9/10/2012 9:22:09 AM |
| worth-blanket2 | $4,500.00 | 9/10/2012 9:06:43 AM |
| pdli_dude | $25.00 | 9/10/2012 9:09:11 AM |
| calm-platinum957 | $35.00 | 9/10/2012 9:15:30 AM |
| casserole9 | $35.00 | 9/10/2012 9:06:59 AM |
| prudent-dough458 | $25.00 | 9/10/2012 9:26:40 AM |
| finder072 | $25.00 | 9/10/2012 9:19:21 AM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 9:06:28 AM |
| lowrater | $100.40 | 9/10/2012 9:08:24 AM |
| Tradesmanlender | $25.00 | 9/10/2012 9:15:57 AM |
| gjm6d | $25.00 | 9/10/2012 9:24:28 AM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:16:39 AM |
| dariop | $25.01 | 9/10/2012 9:21:24 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
636458
This series of Notes was issued and sold upon the funding of the borrower loan #74462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $473.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,365 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rapid-finance388 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Home Improvement
This loan will be used to...
Complete construction of entire home remodel
My financial situation: Good
I am a good candidate for this loan because...
Good credit and will pay off loan on time or before date. Home will be refinanced after completion of construction. Loans will be paid off at that time.
Monthly net income: $ 5740
Monthly expenses: $0
Housing: $1300
Insurance: $120
Car expenses: $300
Utilities: $40
Phone, cable, internet: $30
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/10/2012 9:03:44 AM |
| global-invest-group | $25.00 | 9/10/2012 9:21:40 AM |
| vutah | $65.00 | 9/10/2012 9:43:46 AM |
| TheSituation | $25.00 | 9/10/2012 9:04:32 AM |
| lovely-currency3 | $50.00 | 9/10/2012 9:15:28 AM |
| ferocious-kindness8 | $30.00 | 9/10/2012 9:17:05 AM |
| 84928429 | $50.00 | 9/10/2012 9:39:36 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:26:45 AM |
| liberty-tostada7 | $50.00 | 9/10/2012 10:08:43 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:02:00 AM |
| dudebrah | $25.00 | 9/10/2012 3:04:15 PM |
| lowrater | $75.60 | 9/10/2012 12:17:35 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:27 AM |
| receptive-affluence035 | $25.00 | 9/10/2012 5:38:00 PM |
| credit-commander1 | $25.00 | 9/10/2012 5:58:34 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:25 PM |
| WriteTheLegend | $88.00 | 9/10/2012 6:39:29 PM |
| payment-halo | $35.00 | 9/10/2012 8:26:40 PM |
| dynrep | $35.00 | 9/10/2012 8:27:15 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:39 AM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:18 PM |
| kulender | $100.00 | 9/10/2012 8:24:32 PM |
| bonus-seahorse | $25.00 | 9/11/2012 1:11:55 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:40 AM |
| Wangchuk | $25.12 | 9/11/2012 7:35:09 AM |
| glroark | $50.00 | 9/11/2012 6:30:44 AM |
| Bob450 | $30.00 | 9/11/2012 8:16:08 AM |
| money-bauble | $100.00 | 9/11/2012 9:24:47 AM |
| asset-professor | $25.00 | 9/11/2012 9:51:18 AM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 10:13:17 AM |
| sweetsassymolassy | $25.00 | 9/11/2012 11:46:27 AM |
| sdcc72 | $25.00 | 9/11/2012 2:17:49 PM |
| capital-investor8 | $25.00 | 9/11/2012 5:00:38 PM |
| LaQuintaWealthManagmentGroup | $26.06 | 9/11/2012 4:58:22 PM |
| MyPFBlog | $25.00 | 9/11/2012 3:55:21 PM |
| a-plentiful-loyalty | $25.00 | 9/11/2012 4:10:54 PM |
| unequaled-truth9 | $100.00 | 9/11/2012 5:33:39 PM |
| newest-sturdy-yield | $26.53 | 9/11/2012 5:41:39 PM |
| newest-phenomenal-dinero | $100.00 | 9/11/2012 6:21:20 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:20 PM |
| MC7608 | $70.00 | 9/11/2012 7:21:34 PM |
| takingachance | $75.53 | 9/11/2012 7:42:13 PM |
| Wyatte | $50.00 | 9/11/2012 7:48:40 PM |
| icydog | $25.00 | 9/11/2012 11:12:40 PM |
| dragon_tamer | $25.05 | 9/12/2012 4:57:30 AM |
| eljobe | $40.00 | 9/12/2012 6:07:39 AM |
| CalBear08 | $33.33 | 9/11/2012 11:39:17 PM |
| revenue-statesperson4 | $100.00 | 9/11/2012 11:04:23 PM |
| ore-accord | $25.00 | 9/12/2012 4:02:12 AM |
| sophisticated-economy2 | $25.00 | 9/12/2012 8:53:22 AM |
| five-star-justice | $25.00 | 9/12/2012 6:28:03 AM |
| SimpleChoice | $25.00 | 9/12/2012 10:02:58 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:37:12 PM |
| reflective-rupee | $25.00 | 9/12/2012 12:36:05 PM |
| zorg77 | $50.00 | 9/12/2012 3:25:47 PM |
| Astyanax | $50.00 | 9/12/2012 4:27:01 PM |
| MI2 | $2,027.05 | 9/12/2012 5:02:16 PM |
| natural-affluence6 | $25.00 | 9/11/2012 5:03:51 PM |
| credit-missile | $119.00 | 9/12/2012 7:11:44 AM |
| benjaminsky | $25.00 | 9/12/2012 8:00:18 AM |
| WisconsinFinance | $25.00 | 9/10/2012 9:04:33 AM |
| community-burrito9 | $35.00 | 9/10/2012 9:22:53 AM |
| commerce-venture1 | $25.00 | 9/10/2012 9:05:19 AM |
| handy-justice | $50.00 | 9/10/2012 9:05:54 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:56:01 AM |
| Money__Tree | $200.00 | 9/10/2012 9:56:27 AM |
| penny-surgeon | $25.00 | 9/10/2012 9:28:33 AM |
| Nerdster1 | $25.00 | 9/10/2012 9:14:31 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:39 AM |
| adventurer447 | $300.00 | 9/10/2012 9:31:00 AM |
| julijask | $25.00 | 9/10/2012 10:29:39 AM |
| 52digital | $75.00 | 9/10/2012 10:03:25 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:44 AM |
| networks4ever | $25.00 | 9/10/2012 10:13:55 AM |
| money-genome84 | $250.00 | 9/10/2012 10:01:32 AM |
| gotjack-IRA | $25.00 | 9/10/2012 11:08:02 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:43 AM |
| SLN-10 | $30.00 | 9/10/2012 10:16:46 AM |
| Fitiwalt7 | $25.00 | 9/10/2012 2:22:55 PM |
| CA-Lender | $50.00 | 9/10/2012 3:16:23 PM |
| bold-social-widget | $25.00 | 9/10/2012 3:43:16 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:49:42 PM |
| berniemadeoff | $25.00 | 9/10/2012 6:07:42 PM |
| RGlad | $300.00 | 9/10/2012 6:25:09 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:50 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:24 PM |
| grnii78 | $33.00 | 9/10/2012 6:42:30 PM |
| scoobiedoo | $25.00 | 9/11/2012 4:31:38 AM |
| bold-pound-statuette | $100.00 | 9/11/2012 8:05:28 AM |
| credit-coach118 | $25.47 | 9/11/2012 8:56:17 AM |
| bob450-roth | $25.00 | 9/11/2012 8:28:07 AM |
| friendinmoney | $25.23 | 9/11/2012 8:17:04 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:06 AM |
| enchanted-note | $25.00 | 9/11/2012 9:24:55 AM |
| A4 | $25.00 | 9/11/2012 10:02:14 AM |
| dissector56958 | $25.00 | 9/11/2012 10:05:15 AM |
| the-silver-blaster | $50.00 | 9/11/2012 10:10:15 AM |
| open-minded-p2p1 | $25.00 | 9/11/2012 10:20:04 AM |
| wwwUniversal | $25.00 | 9/11/2012 10:49:06 AM |
| pembull | $25.00 | 9/11/2012 10:38:03 AM |
| squeebie | $50.00 | 9/11/2012 10:54:45 AM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:07 PM |
| Weaverville | $25.00 | 9/11/2012 12:12:19 PM |
| martinatime | $25.00 | 9/11/2012 12:31:14 PM |
| mjjjrj | $25.00 | 9/11/2012 4:30:00 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:18 PM |
| DevinHill | $25.00 | 9/11/2012 4:58:14 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:53 PM |
| new-impeccable-coin | $50.00 | 9/11/2012 5:18:34 PM |
| DreisersFinancier | $50.00 | 9/11/2012 5:23:19 PM |
| bazaar-tulip | $500.00 | 9/11/2012 5:57:04 PM |
| vontuse | $25.00 | 9/11/2012 6:00:30 PM |
| first-dinero-igloo | $25.00 | 9/11/2012 7:05:00 PM |
| Hardlyskiing01 | $300.00 | 9/11/2012 8:59:31 PM |
| janeybooboo | $100.00 | 9/11/2012 7:11:09 PM |
| benevolent1 | $25.00 | 9/12/2012 12:11:46 AM |
| buffalobills | $25.00 | 9/12/2012 7:08:18 AM |
| tpleus | $25.00 | 9/12/2012 7:16:14 AM |
| Bank42 | $25.00 | 9/12/2012 3:22:28 AM |
| SeaSkyGuy71 | $25.00 | 9/12/2012 6:24:44 AM |
| worth-quark7 | $25.00 | 9/12/2012 6:53:34 AM |
| Located | $25.00 | 9/12/2012 7:34:31 AM |
| plum557 | $25.00 | 9/12/2012 9:06:53 AM |
| euro-eagle1 | $25.00 | 9/12/2012 8:45:03 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:41 AM |
| the-enthralling-coin | $25.00 | 9/12/2012 9:57:04 AM |
| Jabez | $50.00 | 9/12/2012 10:00:57 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:33 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:36 AM |
| courteous-platinum7 | $30.00 | 9/12/2012 1:37:04 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:31:45 PM |
| leverage-monger | $55.00 | 9/12/2012 4:00:34 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:20:01 PM |
| Marssoft | $25.00 | 9/12/2012 4:30:12 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
636468
This series of Notes was issued and sold upon the funding of the borrower loan #74338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $521.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,778 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| indomitable-fund5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off two major credit cards and a loan, both which have high interest rates. Plus this way I could pay off the loan in 5 years.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time with the exception of a few late ones. I'm tired of living paycheck to paycheck, and I want to get this debt paid off and don't ever want to be in debt like this again. This loan would help me get rid of this debt in 5 years.
Monthly net income: $2214
Monthly expenses: $2019
Housing: $325
Insurance: $230
Car expenses: $Cars paid for
Utilities: $120
Phone, cable, internet: $154
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $490 (Includes Gas for car) Drive 1 hr & 15 min one way to work
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $16,200.00 | 9/11/2012 9:02:27 AM |
| pdli_dude | $25.00 | 9/11/2012 9:03:05 AM |
| vutah | $25.00 | 9/11/2012 9:03:32 AM |
| RGlad | $250.00 | 9/11/2012 9:09:15 AM |
| abundant-power | $25.00 | 9/11/2012 9:14:57 AM |
| first-class-gold0 | $55.00 | 9/11/2012 9:12:07 AM |
| BigHorizon | $250.00 | 9/11/2012 9:03:56 AM |
| 1stPlace | $75.00 | 9/11/2012 9:03:01 AM |
| Abece | $330.67 | 9/11/2012 9:16:47 AM |
| janeybooboo | $75.00 | 9/11/2012 9:09:26 AM |
| nex | $25.00 | 9/11/2012 9:14:08 AM |
| decisive-income7 | $664.33 | 9/11/2012 9:20:37 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
636506
This series of Notes was issued and sold upon the funding of the borrower loan #74549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $482.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 6m |
|
Amount delinquent:
| $101 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $698 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impartial-point462 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Purpose of loan:
This loan will be used to purchase a mobile home in upstate New York for vacations and retirement.
My financial situation:
I am a good candidate for this loan because although I had financial problems 5-6 years ago due to embezzlement from my company at the time, I have a solid financial record and good income for the past 5 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/10/2012 9:31:01 AM |
| thrifty-transaction578 | $25.00 | 9/10/2012 9:05:21 AM |
| Castellan | $50.00 | 9/10/2012 9:13:33 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:40 AM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:22 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:41 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:13 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:55 AM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:45 PM |
| jcttjg | $25.00 | 9/12/2012 3:30:11 PM |
| topher515 | $25.00 | 9/12/2012 5:02:51 PM |
| the-profit-oracle | $25.00 | 9/12/2012 4:08:51 PM |
| duty-gusto6 | $75.00 | 9/12/2012 5:20:34 PM |
| Loan_Stranger | $25.00 | 9/12/2012 5:23:18 PM |
| derwiki | $25.00 | 9/12/2012 5:07:20 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:18 PM |
| indomitable-coin | $25.00 | 9/12/2012 5:35:31 PM |
| christifa | $25.00 | 9/12/2012 5:12:45 PM |
| liberty-viola | $30.00 | 9/12/2012 5:21:02 PM |
| historic-balance5 | $50.00 | 9/12/2012 5:22:24 PM |
| Sothenwhat | $100.00 | 9/12/2012 5:47:06 PM |
| Investoman | $25.00 | 9/12/2012 5:32:53 PM |
| finder072 | $25.00 | 9/12/2012 5:33:28 PM |
| stable-euro1 | $25.00 | 9/12/2012 5:33:36 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:41 PM |
| cash-fanatic | $25.00 | 9/12/2012 5:36:30 PM |
| ready-bid9 | $50.00 | 9/12/2012 5:43:50 PM |
| ItsJustMe79 | $25.00 | 9/12/2012 5:39:05 PM |
| studious-bonus7 | $100.00 | 9/12/2012 5:47:40 PM |
| value-wind0 | $25.00 | 9/12/2012 5:40:45 PM |
| Ripsaw4U | $50.00 | 9/12/2012 5:54:45 PM |
| metro457 | $100.00 | 9/12/2012 5:50:49 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:51:50 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:50 PM |
| loot-motivator7 | $25.00 | 9/12/2012 6:58:20 PM |
| Darts | $50.00 | 9/12/2012 7:45:57 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:16 PM |
| azazle | $25.00 | 9/12/2012 10:14:23 PM |
| blue-laudable-dinero | $50.00 | 9/12/2012 9:35:54 PM |
| currency-apple729 | $25.00 | 9/13/2012 9:00:45 AM |
| Earn_money | $25.00 | 9/13/2012 6:39:42 AM |
| shrewd-dedication2 | $50.00 | 9/13/2012 7:17:06 AM |
| frooogal | $25.00 | 9/13/2012 7:19:05 AM |
| sgt-schultz | $35.00 | 9/13/2012 6:02:52 AM |
| blue-useful-auction | $25.00 | 9/13/2012 6:20:48 AM |
| NVSTRKOBALT | $25.00 | 9/13/2012 8:50:08 AM |
| ski bum | $41.00 | 9/13/2012 9:00:37 AM |
| Benny-factor | $1,400.00 | 9/13/2012 7:03:09 AM |
| mariah8641 | $30.00 | 9/13/2012 8:43:34 AM |
| power-trophy7 | $25.00 | 9/13/2012 9:02:39 AM |
| worthy-dinero8 | $25.00 | 9/12/2012 5:24:16 PM |
| octoberfresh | $25.00 | 9/10/2012 9:51:25 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:44 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:05 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:07 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:21 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:25 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:51 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:04 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:35 AM |
| banker334 | $40.00 | 9/11/2012 8:15:32 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:55 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:02 AM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:02 PM |
| DondeEstaMiDinero | $25.00 | 9/12/2012 1:53:25 PM |
| darknesscrown | $25.00 | 9/12/2012 2:20:29 PM |
| top-investment-american | $25.00 | 9/12/2012 3:36:06 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:50 PM |
| top-community-voyage | $50.00 | 9/12/2012 5:05:21 PM |
| HikeMoab | $25.00 | 9/12/2012 4:36:53 PM |
| CaboWaboRobo | $25.00 | 9/12/2012 5:09:30 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:01 PM |
| spark548 | $25.00 | 9/12/2012 5:05:34 PM |
| Vegasjim | $25.00 | 9/12/2012 5:28:43 PM |
| point653 | $25.00 | 9/12/2012 5:10:11 PM |
| Dave0 | $25.00 | 9/12/2012 5:10:39 PM |
| delectable-point5 | $50.00 | 9/12/2012 5:06:25 PM |
| bowdish1 | $100.00 | 9/12/2012 5:06:28 PM |
| active-reward7 | $50.00 | 9/12/2012 5:30:57 PM |
| green-tree-shake | $35.00 | 9/12/2012 5:08:40 PM |
| flexible-value | $50.00 | 9/12/2012 5:35:10 PM |
| enticing-note | $25.00 | 9/12/2012 5:13:50 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:16 PM |
| a-finance-nirvana | $25.00 | 9/12/2012 5:36:39 PM |
| american6 | $50.00 | 9/12/2012 5:42:46 PM |
| BB-ptoploan | $50.00 | 9/12/2012 5:29:38 PM |
| hope-kingdom | $125.00 | 9/12/2012 5:48:54 PM |
| aggresive-commerce8 | $50.00 | 9/12/2012 5:35:22 PM |
| paytonbrigadier | $250.00 | 9/12/2012 5:39:53 PM |
| intrepid-payment7 | $25.00 | 9/12/2012 6:02:41 PM |
| Kame | $25.00 | 9/12/2012 5:36:21 PM |
| Msbutterfly | $50.00 | 9/12/2012 5:44:51 PM |
| adaboy65 | $60.00 | 9/12/2012 5:46:05 PM |
| deal-contributor8 | $25.00 | 9/12/2012 5:39:33 PM |
| chump_change1977 | $25.00 | 9/12/2012 5:48:25 PM |
| kenji4861 | $25.00 | 9/12/2012 6:17:16 PM |
| Science7124 | $25.00 | 9/12/2012 5:49:30 PM |
| gold-sushi | $50.00 | 9/12/2012 5:43:53 PM |
| riproaringrapids | $50.00 | 9/12/2012 5:51:51 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:51 PM |
| lakshmilila | $25.00 | 9/12/2012 5:45:56 PM |
| credible-compassion6 | $25.00 | 9/12/2012 6:00:17 PM |
| money-bauble | $200.00 | 9/12/2012 6:04:13 PM |
| IP | $25.00 | 9/12/2012 5:58:48 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:41 PM |
| og5221 | $25.00 | 9/12/2012 7:27:59 PM |
| kegs | $150.00 | 9/12/2012 7:27:45 PM |
| iwantmore | $25.00 | 9/13/2012 4:10:17 AM |
| Nazbuster | $100.00 | 9/12/2012 9:23:45 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:10 AM |
| azazle | $25.00 | 9/12/2012 11:31:25 PM |
| Frankk2 | $25.00 | 9/13/2012 8:23:40 AM |
| profitable-commerce822 | $25.00 | 9/13/2012 8:58:59 AM |
| fantastic-openness | $150.00 | 9/13/2012 8:59:18 AM |
| donnajoy | $25.00 | 9/13/2012 2:32:31 AM |
| kind-natural-auction | $25.82 | 9/13/2012 8:59:49 AM |
| forceful-diversification0 | $25.00 | 9/13/2012 7:23:22 AM |
| techvet | $50.00 | 9/13/2012 9:03:29 AM |
| fenderxes | $25.00 | 9/13/2012 6:40:49 AM |
| commanding-treasure2 | $75.00 | 9/13/2012 9:01:54 AM |
| MCDXLIV | $25.00 | 9/13/2012 7:19:50 AM |
| mclapperton | $51.45 | 9/13/2012 8:35:59 AM |
| priceless-note7 | $100.00 | 9/13/2012 9:01:57 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
636532
This series of Notes was issued and sold upon the funding of the borrower loan #74413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $312.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,181 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| attentive-marketplace94 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt acquired while in school training to become an elementary school teacher.
My financial situation:
I am a good candidate for this loan because...I currently have a position teaching 1st and 2nd graders in a small private Waldorf school. In this school the teacher ideally stays with the same class through 8th grade - so I have job security! My income will also increase as our school grows.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| revenue-carnation043 | $25.00 | 9/10/2012 8:46:35 PM |
| j2ee | $50.00 | 9/10/2012 5:16:03 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:33 PM |
| Plutis | $25.00 | 9/10/2012 5:43:11 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:46 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:41 PM |
| kfrench | $75.00 | 9/10/2012 6:21:08 PM |
| bellaquito | $500.00 | 9/10/2012 6:52:15 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:36 PM |
| blot44 | $25.00 | 9/10/2012 7:56:35 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:49 PM |
| impartial-economy1 | $25.00 | 9/11/2012 6:03:13 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:35 AM |
| botfolio | $300.00 | 9/11/2012 11:05:39 AM |
| commonsenselending | $50.00 | 9/11/2012 1:30:45 PM |
| arlingtonderek | $50.00 | 9/11/2012 2:41:13 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:11 PM |
| income-encore1 | $25.00 | 9/11/2012 4:42:19 PM |
| peaceful-basis6 | $25.00 | 9/11/2012 2:46:27 PM |
| ingenious-deal6 | $25.00 | 9/11/2012 5:09:36 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:07 PM |
| martinatime | $50.00 | 9/11/2012 5:13:42 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:29 PM |
| bowdish1 | $100.00 | 9/11/2012 5:55:42 PM |
| atlacatl | $25.00 | 9/11/2012 8:28:16 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:49 PM |
| anacent | $25.00 | 9/11/2012 9:41:09 PM |
| Techne_Funds_LLC | $25.00 | 9/11/2012 7:13:37 PM |
| langdonx | $50.00 | 9/11/2012 9:40:46 PM |
| radforj22 | $25.00 | 9/12/2012 7:57:40 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:18 AM |
| indomitable-coin | $25.00 | 9/12/2012 9:48:07 AM |
| american6 | $50.00 | 9/12/2012 9:54:02 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:07 AM |
| BzJ108 | $25.00 | 9/12/2012 1:24:40 PM |
| bankojerry | $25.00 | 9/12/2012 4:12:30 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:58 PM |
| BlessedEveryDay | $25.00 | 9/12/2012 4:54:10 PM |
| booyah | $80.00 | 9/12/2012 7:31:43 PM |
| historic-value2 | $25.00 | 9/12/2012 10:29:21 PM |
| priceless-cash5 | $25.00 | 9/13/2012 5:45:31 AM |
| profitable-commerce822 | $25.00 | 9/13/2012 8:58:59 AM |
| ingenious-order783 | $25.00 | 9/13/2012 10:14:58 AM |
| pdub | $500.00 | 9/13/2012 10:35:18 AM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:21 AM |
| tough-principal4 | $25.00 | 9/13/2012 5:00:43 PM |
| finance-negotiator2 | $25.00 | 9/13/2012 5:01:38 PM |
| platinum-genetics | $25.00 | 9/13/2012 5:03:09 PM |
| Clambake | $25.00 | 9/13/2012 5:03:42 PM |
| mr55262 | $25.00 | 9/13/2012 5:04:28 PM |
| joyful-treasure2 | $25.00 | 9/13/2012 5:05:13 PM |
| gracej | $25.00 | 9/13/2012 5:05:57 PM |
| productive-principal7 | $25.00 | 9/13/2012 5:07:28 PM |
| responsibility-fortress | $25.00 | 9/13/2012 5:00:51 PM |
| unforgettable-bazaar0 | $75.00 | 9/13/2012 5:08:12 PM |
| tlam168 | $25.00 | 9/13/2012 5:04:45 PM |
| C_Mark | $50.00 | 9/13/2012 5:05:56 PM |
| b2006 | $25.00 | 9/13/2012 5:01:19 PM |
| jags1677 | $25.00 | 9/13/2012 5:07:26 PM |
| mizon291 | $30.00 | 9/13/2012 5:09:06 PM |
| CPA-CITP-CGMA | $50.00 | 9/13/2012 5:04:25 PM |
| worth-web5 | $50.00 | 9/13/2012 5:04:54 PM |
| bid-papyrus | $25.00 | 9/13/2012 5:13:22 PM |
| atmosphere750 | $50.00 | 9/13/2012 5:13:40 PM |
| whistledicksmith | $25.00 | 9/13/2012 5:06:33 PM |
| mulberry4 | $50.00 | 9/13/2012 5:08:44 PM |
| rewards | $25.00 | 9/13/2012 5:09:18 PM |
| peace-fiesta7 | $25.00 | 9/13/2012 5:10:24 PM |
| logical-reward8 | $25.00 | 9/13/2012 5:12:29 PM |
| AcProb5 | $25.00 | 9/13/2012 5:13:51 PM |
| jcornehlsen | $25.00 | 9/10/2012 6:48:12 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:20 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:07 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:46 PM |
| emphatic-responsibility | $50.00 | 9/10/2012 5:28:41 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:56 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:29 PM |
| Castellan | $50.00 | 9/10/2012 6:35:37 PM |
| kenji4861 | $25.00 | 9/10/2012 6:08:10 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:47 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:58 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:53 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:13 PM |
| enterprising-exchange6 | $50.00 | 9/10/2012 6:58:03 PM |
| cerebral-dollar773 | $25.00 | 9/10/2012 7:49:09 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:13 AM |
| EDBB767 | $50.00 | 9/11/2012 8:45:53 AM |
| MathProfessor | $25.00 | 9/11/2012 9:56:04 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:02 AM |
| squeebie | $50.00 | 9/11/2012 10:54:53 AM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:16 PM |
| mjjjrj | $25.00 | 9/11/2012 4:30:02 PM |
| Sneezie | $100.00 | 9/11/2012 5:07:28 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:18 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:04 PM |
| liberty-viola | $30.00 | 9/11/2012 5:45:42 PM |
| neighborly-hope6 | $100.00 | 9/11/2012 5:52:23 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:45 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:46 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:34 PM |
| CE88 | $100.00 | 9/12/2012 8:32:03 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:03 AM |
| Investoman | $25.00 | 9/12/2012 9:13:27 AM |
| Loansforlife | $25.00 | 9/12/2012 9:10:41 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:46 AM |
| compoundinterest | $25.00 | 9/12/2012 9:42:24 AM |
| balance-bliss | $100.00 | 9/12/2012 11:56:28 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:58 AM |
| Batman2u | $50.00 | 9/12/2012 3:51:01 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:51 PM |
| blue-laudable-dinero | $25.00 | 9/12/2012 11:28:03 PM |
| kegs | $150.00 | 9/12/2012 7:27:48 PM |
| azazle | $25.00 | 9/13/2012 12:17:06 AM |
| order-bee1 | $100.00 | 9/13/2012 12:51:31 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 3:13:23 AM |
| Darts | $50.00 | 9/12/2012 7:46:02 PM |
| green28 | $100.00 | 9/13/2012 5:03:03 AM |
| important-ore | $150.00 | 9/13/2012 9:05:39 AM |
| wwwUniversal | $25.00 | 9/13/2012 10:11:30 AM |
| blissful-bazaar | $50.00 | 9/13/2012 10:22:15 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:42:59 AM |
| powerful-return1 | $201.68 | 9/13/2012 12:05:33 PM |
| investment-cluster | $145.00 | 9/13/2012 4:14:44 PM |
| rexryan1470 | $25.00 | 9/13/2012 5:02:16 PM |
| scout777 | $25.00 | 9/13/2012 5:02:34 PM |
| noble-moola0 | $30.00 | 9/13/2012 5:02:37 PM |
| skeptikos | $100.00 | 9/13/2012 5:02:39 PM |
| Thunder08 | $25.00 | 9/13/2012 5:03:20 PM |
| knowledgeable-currency6 | $25.00 | 9/13/2012 5:04:23 PM |
| johntims | $25.00 | 9/13/2012 1:22:20 PM |
| studious-peso | $25.00 | 9/13/2012 1:43:49 PM |
| euro-speaker8 | $100.00 | 9/13/2012 5:05:23 PM |
| williamgates | $25.00 | 9/13/2012 4:47:01 PM |
| minista | $25.00 | 9/13/2012 5:07:52 PM |
| sweet-loan7 | $25.00 | 9/13/2012 5:07:55 PM |
| trevandtal | $25.00 | 9/13/2012 5:01:27 PM |
| Flanagan | $25.00 | 9/13/2012 5:02:10 PM |
| ctgscott | $25.00 | 9/13/2012 5:11:58 PM |
| jonandmeg21 | $25.00 | 9/13/2012 5:01:33 PM |
| Tylerh | $250.00 | 9/13/2012 5:06:40 PM |
| commanding-treasure2 | $75.00 | 9/13/2012 5:03:40 PM |
| pixeldave | $50.00 | 9/13/2012 5:10:02 PM |
| mjosa | $25.00 | 9/13/2012 5:04:49 PM |
| GMPK_TLAS | $50.00 | 9/13/2012 5:13:24 PM |
| intrepid-payment7 | $25.00 | 9/13/2012 5:06:13 PM |
| unforgettable-wealth4 | $50.00 | 9/13/2012 5:13:27 PM |
| asset-conqueror6 | $25.00 | 9/13/2012 5:13:53 PM |
| Preteur | $25.00 | 9/13/2012 5:06:59 PM |
| bornsucka | $25.00 | 9/13/2012 5:07:06 PM |
| banker727 | $25.00 | 9/13/2012 5:09:23 PM |
| honker425 | $100.00 | 9/13/2012 5:10:47 PM |
| RocketSurgeon | $25.00 | 9/13/2012 5:11:15 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
636636
This series of Notes was issued and sold upon the funding of the borrower loan #74245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,198 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-neighborly-bazaar |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off debt and moving expenses
My financial situation:
I am a good candidate for this loan because...
I am currently a disabled veteran who receives compensation on a monthly basis
Monthly net income: $1833
Monthly expenses: $
Housing: $ 1600
Insurance: $54
Car expenses: $
Utilities: $124.00
Phone, cable, internet: $142.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 11000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $13,500.00 | 9/10/2012 9:04:06 AM |
| bellaquito | $500.00 | 9/10/2012 9:27:56 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:40 AM |
| desertoasis | $25.00 | 9/10/2012 9:42:56 AM |
| Perdita_II | $25.00 | 9/10/2012 9:54:16 AM |
| MyPFBlog | $25.00 | 9/10/2012 9:24:52 AM |
| zenyatta | $25.00 | 9/10/2012 9:36:20 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:56:02 AM |
| pdli_dude | $25.00 | 9/10/2012 9:08:52 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:02:01 AM |
| adventurer447 | $300.00 | 9/10/2012 9:31:02 AM |
| treasure-palace661 | $225.00 | 9/10/2012 10:11:45 AM |
| 52digital | $75.00 | 9/10/2012 10:03:25 AM |
| Investor_DP | $100.00 | 9/10/2012 10:03:51 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
636704
This series of Notes was issued and sold upon the funding of the borrower loan #73950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,538 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| organized-camaraderi019 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
|
Principal balance:
| $2,301.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Household expenses
Purpose of loan: Housing expenses
This loan will be used to... Pay rent
My financial situation:
I am a good candidate for this loan because... I always pay my bills on time, and I also have good credit.
Housing: $725
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| urbane-income7 | $25.00 | 9/12/2012 9:02:59 AM |
| superb-funds335 | $25.00 | 9/12/2012 9:03:44 AM |
| green-trade-dolphin2 | $27.18 | 9/12/2012 9:03:50 AM |
| commitment-tom-tom | $25.00 | 9/12/2012 9:13:11 AM |
| Perdita_II | $25.00 | 9/12/2012 9:08:30 AM |
| toblerone | $25.00 | 9/12/2012 9:28:54 AM |
| rescue | $100.00 | 9/12/2012 9:20:39 AM |
| financial-frenzy | $50.00 | 9/12/2012 9:38:36 AM |
| ready-agreement5 | $25.00 | 9/12/2012 9:47:09 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:21 AM |
| CaptainBL | $25.00 | 9/12/2012 9:42:34 AM |
| compoundinterest | $25.00 | 9/12/2012 9:42:24 AM |
| prudent-payment316 | $25.00 | 9/12/2012 9:42:39 AM |
| melodious-fairness | $25.00 | 9/12/2012 9:43:21 AM |
| artisan369 | $300.00 | 9/12/2012 9:45:57 AM |
| agreement-guild | $50.00 | 9/12/2012 9:49:35 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:00 AM |
| american6 | $50.00 | 9/12/2012 9:54:04 AM |
| richboy56 | $25.00 | 9/12/2012 9:07:31 AM |
| principal-cooker2 | $50.00 | 9/12/2012 9:01:16 AM |
| Investoman | $25.00 | 9/12/2012 9:13:29 AM |
| JeremyLinFan | $50.00 | 9/12/2012 9:02:30 AM |
| profitable-fairness1 | $50.00 | 9/12/2012 9:16:44 AM |
| Cliffie83 | $25.00 | 9/12/2012 9:06:20 AM |
| lionheart722 | $100.00 | 9/12/2012 9:04:29 AM |
| mikrolown | $25.00 | 9/12/2012 9:24:09 AM |
| bullwink27 | $25.00 | 9/12/2012 9:26:55 AM |
| forceful-note8 | $100.00 | 9/12/2012 9:16:19 AM |
| fcrick | $50.00 | 9/12/2012 9:18:34 AM |
| red-eloquent-rupee | $50.00 | 9/12/2012 9:33:12 AM |
| lowrater | $50.40 | 9/12/2012 9:19:30 AM |
| intelligent-yield | $50.00 | 9/12/2012 9:26:09 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:27 AM |
| britgsb | $50.00 | 9/12/2012 9:22:51 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:56 AM |
| unrelenting-auction7 | $25.00 | 9/12/2012 9:41:06 AM |
| NR | $25.00 | 9/12/2012 9:38:17 AM |
| susurrus | $100.00 | 9/12/2012 9:41:02 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:25 AM |
| awe-inspiring-commitment972 | $50.00 | 9/12/2012 9:48:16 AM |
| djh47a | $25.00 | 9/12/2012 9:54:51 AM |
| omniviper | $25.00 | 9/12/2012 9:51:06 AM |
| the-fund-mussel | $70.00 | 9/12/2012 9:52:52 AM |
| the-profit-oracle | $25.00 | 9/12/2012 9:52:56 AM |
| loan-mammal | $100.00 | 9/12/2012 9:53:48 AM |
| dhkny5 | $32.00 | 9/12/2012 9:54:12 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
636716
This series of Notes was issued and sold upon the funding of the borrower loan #73989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $512.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,064 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-innocent-trade |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card balances with any extra money for home improvements.
My financial situation:
To consolidate my credit card balances
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/11/2012 10:55:09 AM |
| kenji4861 | $25.00 | 9/11/2012 9:29:40 AM |
| Castellan | $50.00 | 9/11/2012 9:36:17 AM |
| blue-order-comet | $100.00 | 9/11/2012 10:07:55 AM |
| dynrep | $25.00 | 9/11/2012 11:11:42 AM |
| fund-medalist171 | $50.00 | 9/11/2012 11:29:20 AM |
| payment-halo | $25.00 | 9/11/2012 11:11:28 AM |
| ready-interest9 | $25.00 | 9/11/2012 10:55:12 AM |
| marketplace-singularity3 | $75.00 | 9/11/2012 11:50:53 AM |
| heavy_ax | $50.00 | 9/11/2012 1:51:23 PM |
| UOweMe | $25.00 | 9/11/2012 3:03:55 PM |
| themoneydoctor | $118.77 | 9/11/2012 4:21:54 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:20 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:30 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:06 PM |
| britgsb | $50.00 | 9/11/2012 5:56:55 PM |
| ATOHokie | $100.00 | 9/11/2012 5:57:35 PM |
| enterprising-exchange6 | $50.00 | 9/11/2012 6:20:16 PM |
| hopeful_lender | $100.00 | 9/11/2012 6:33:18 PM |
| Occhy | $25.00 | 9/11/2012 7:45:48 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:47 PM |
| jpollar | $25.00 | 9/11/2012 8:13:26 PM |
| banker334 | $40.00 | 9/11/2012 8:15:38 PM |
| icydog | $25.00 | 9/11/2012 11:12:44 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:24:54 PM |
| blot44 | $25.00 | 9/11/2012 8:56:36 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:52:07 PM |
| Dave0 | $25.00 | 9/12/2012 9:50:48 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:27 AM |
| deal-pledge | $34.00 | 9/12/2012 1:14:34 PM |
| ideal-platinum2 | $29.73 | 9/12/2012 1:33:31 PM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:01 AM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:45 AM |
| gilbrear | $25.00 | 9/12/2012 2:39:00 PM |
| brady830 | $53.96 | 9/12/2012 11:51:56 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:09:33 PM |
| listing-reformation8 | $100.00 | 9/12/2012 11:48:00 AM |
| coin-spilunker | $25.00 | 9/12/2012 12:42:06 PM |
| cash-cymbal3 | $50.00 | 9/12/2012 1:04:29 PM |
| compatible-deal9 | $50.00 | 9/12/2012 1:07:39 PM |
| MightyZep | $25.00 | 9/12/2012 1:18:40 PM |
| bankojerry | $25.00 | 9/12/2012 4:12:52 PM |
| HikeMoab | $25.00 | 9/12/2012 4:36:54 PM |
| historic-value7 | $200.00 | 9/12/2012 2:06:13 PM |
| yamahaRider | $93.65 | 9/12/2012 4:53:49 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:09:55 PM |
| kindness-party | $26.00 | 9/12/2012 3:26:39 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:59 PM |
| ingenious-deal6 | $25.00 | 9/12/2012 5:05:46 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:50:23 PM |
| neighborly-hope6 | $100.00 | 9/12/2012 5:01:07 PM |
| MI2 | $5,000.00 | 9/12/2012 6:01:59 PM |
| p2p-_-4me | $26.96 | 9/12/2012 5:37:30 PM |
| cake7 | $28.00 | 9/12/2012 6:24:45 PM |
| first-class-wampum | $75.00 | 9/12/2012 5:57:04 PM |
| credit-socrates648 | $666.98 | 9/12/2012 7:20:38 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:49 PM |
| HermanstadtKid | $25.00 | 9/12/2012 6:40:03 PM |
| brightest-gain-investor | $1,000.00 | 9/12/2012 7:18:08 PM |
| azazle | $25.00 | 9/12/2012 6:56:00 PM |
| decisive-income7 | $3,000.00 | 9/11/2012 9:22:38 AM |
| deal-kung-fu | $75.00 | 9/11/2012 9:42:56 AM |
| julijask | $100.00 | 9/11/2012 10:26:37 AM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 10:47:58 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:11 PM |
| mjjjrj | $25.00 | 9/11/2012 4:30:03 PM |
| Bank_Of_XL | $25.00 | 9/11/2012 5:12:13 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:29 PM |
| martinatime | $50.00 | 9/11/2012 5:13:46 PM |
| community-burrito9 | $40.00 | 9/11/2012 5:32:49 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:04 PM |
| FlyBill | $50.00 | 9/11/2012 5:44:43 PM |
| bellaquito | $500.00 | 9/11/2012 7:22:18 PM |
| langdonx | $50.00 | 9/11/2012 9:40:47 PM |
| anacent | $25.00 | 9/11/2012 9:41:11 PM |
| atlacatl | $25.00 | 9/11/2012 8:29:10 PM |
| cardminger | $25.00 | 9/12/2012 9:25:53 AM |
| Cai8899 | $25.00 | 9/12/2012 10:02:50 AM |
| sharp-income2 | $100.00 | 9/12/2012 9:54:24 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:09 AM |
| Rivervale_Westwood | $25.00 | 9/12/2012 11:09:09 AM |
| hml | $200.00 | 9/12/2012 12:00:13 PM |
| bonus-quark4 | $25.00 | 9/12/2012 1:41:15 PM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:53:07 AM |
| astute-benjamins | $125.00 | 9/12/2012 1:53:28 PM |
| SB94114 | $25.00 | 9/12/2012 12:05:49 PM |
| Picasso2 | $50.00 | 9/12/2012 3:25:53 PM |
| agrosmet | $25.00 | 9/12/2012 12:05:36 PM |
| BzJ108 | $25.00 | 9/12/2012 1:23:07 PM |
| entertaining-greenback2 | $37.34 | 9/12/2012 4:12:58 PM |
| smart-gain | $50.00 | 9/12/2012 1:52:44 PM |
| historic-value7 | $200.00 | 9/12/2012 2:06:34 PM |
| roadster199 | $25.00 | 9/12/2012 2:18:52 PM |
| keen-credit6 | $27.00 | 9/12/2012 2:51:15 PM |
| organic-responsibility60 | $30.00 | 9/12/2012 2:54:19 PM |
| lunareclipse | $200.00 | 9/12/2012 3:36:59 PM |
| Brisket_Bob | $105.00 | 9/12/2012 4:50:15 PM |
| ethical-durability7 | $25.00 | 9/12/2012 5:01:30 PM |
| dharma1 | $25.00 | 9/12/2012 5:39:16 PM |
| peso-trailblazer0 | $25.00 | 9/12/2012 6:47:32 PM |
| orange-liberty-oyster | $100.00 | 9/12/2012 7:18:37 PM |
| zippy-greenback231 | $42.61 | 9/12/2012 6:34:59 PM |
| dime-hot-rod7 | $50.00 | 9/12/2012 6:46:19 PM |
| best-bonafide-p2p | $50.00 | 9/12/2012 6:36:00 PM |
| Index_Plus | $6,500.00 | 9/12/2012 6:52:04 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
636720
This series of Notes was issued and sold upon the funding of the borrower loan #74410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $243.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,222 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-galleon951 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $3,239.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off home depot card...
My financial situation: first national bank of omaha
I am a good candidate for this loan because...I just refinanaced my home for 3.24% this past month and my credit rating was 704.
Monthly net income: $4000.00
Monthly expenses: $2200.00
Housing: $790.00
Insurance: $250.00
Car expenses: $
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $approximately 850.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| supreme-treasure8 | $100.00 | 9/13/2012 5:00:54 PM |
| 52digital | $75.00 | 9/13/2012 5:03:54 PM |
| handy-justice | $50.00 | 9/13/2012 5:04:49 PM |
| money-bauble | $100.00 | 9/13/2012 5:01:55 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:14 PM |
| worth-blanket2 | $7,200.00 | 9/13/2012 5:05:15 PM |
| green-trade-dolphin | $35.48 | 9/13/2012 5:01:25 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
636754
This series of Notes was issued and sold upon the funding of the borrower loan #74227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 11.99% |
Borrower rate/APR:
| 12.99% / 15.83% |
Monthly payment:
| $404.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.95% | | |
| |
Estimated return*:
| 7.96% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 19y 9m |
|
Amount delinquent:
| $114,385 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Fbchild |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 69% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 11
( 31% )
| 660-679
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have paid off previous loan with Prosper and it helped my family and me. I know want to pay off a construction and car loan to consolidate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thrifty-transaction578 | $25.00 | 9/9/2012 12:11:42 PM |
| velocityasaurus-rex4 | $100.00 | 9/9/2012 12:16:22 PM |
| Castellan | $50.00 | 9/9/2012 12:39:53 PM |
| loan-mammal | $100.00 | 9/9/2012 12:04:49 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:38 PM |
| liberty-viola | $30.00 | 9/9/2012 12:32:59 PM |
| Slapshot | $25.00 | 9/9/2012 1:10:36 PM |
| tlend | $125.00 | 9/9/2012 4:03:27 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:38 PM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:11:42 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:47 AM |
| DreDub | $50.00 | 9/10/2012 9:08:07 AM |
| thryn | $25.00 | 9/10/2012 9:44:36 AM |
| pure-treasure7 | $50.00 | 9/10/2012 12:06:28 PM |
| lionheart722 | $100.00 | 9/10/2012 2:47:02 PM |
| terrific-return | $25.00 | 9/10/2012 1:16:36 PM |
| roadster199 | $25.00 | 9/10/2012 2:08:34 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:54 PM |
| LeReve | $500.00 | 9/10/2012 5:30:05 PM |
| cimbaman | $54.00 | 9/10/2012 5:45:31 PM |
| bazaar-tulip | $25.00 | 9/10/2012 5:48:48 PM |
| britgsb | $50.00 | 9/10/2012 5:49:40 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:09 PM |
| Castelj | $33.50 | 9/11/2012 5:21:01 AM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:05 PM |
| genome865 | $50.00 | 9/10/2012 8:20:37 PM |
| revenue-appraiser | $25.00 | 9/11/2012 4:53:08 AM |
| ericsb | $39.35 | 9/11/2012 5:36:00 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:02 AM |
| unrivaled-deal676 | $50.00 | 9/11/2012 9:31:05 AM |
| green-tree-shake | $50.00 | 9/11/2012 9:37:02 AM |
| Investoman | $25.00 | 9/11/2012 9:52:20 AM |
| urbane-deal152 | $47.00 | 9/11/2012 9:47:19 AM |
| kevin314 | $25.00 | 9/11/2012 9:58:25 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:12:11 AM |
| tboone_gekko | $32.48 | 9/11/2012 11:01:32 AM |
| cilynx | $25.00 | 9/11/2012 11:06:37 AM |
| commonsenselending | $50.00 | 9/11/2012 1:30:43 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:14 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:10 PM |
| Cash4U2also | $25.00 | 9/11/2012 2:23:54 PM |
| ansset | $50.00 | 9/11/2012 3:12:27 PM |
| blazing-revenue3 | $25.00 | 9/11/2012 4:44:25 PM |
| Dano007 | $50.00 | 9/11/2012 3:22:43 PM |
| WeshaTheLeopard | $26.00 | 9/11/2012 2:57:19 PM |
| greenback-drummer9 | $50.00 | 9/11/2012 3:01:30 PM |
| brilliant-leverage4 | $25.00 | 9/11/2012 3:25:39 PM |
| RedantFinance | $25.00 | 9/11/2012 3:40:23 PM |
| currency-persimmon | $25.00 | 9/11/2012 3:57:01 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:06 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:27:18 PM |
| otalon | $25.00 | 9/11/2012 5:48:02 PM |
| coin-sphinx4 | $42.00 | 9/11/2012 7:08:33 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:59:56 PM |
| SnakeEater | $50.00 | 9/11/2012 7:11:31 PM |
| brightest-compassion-omatic | $65.54 | 9/11/2012 7:19:30 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:03 PM |
| anacent | $25.00 | 9/11/2012 9:41:04 PM |
| SugarMommy | $25.00 | 9/11/2012 7:15:22 PM |
| prudent-bid3 | $25.00 | 9/11/2012 7:21:54 PM |
| IDGT | $25.00 | 9/11/2012 10:10:54 PM |
| Druidsoft | $25.00 | 9/11/2012 11:12:30 PM |
| regahj99 | $25.00 | 9/11/2012 8:10:52 PM |
| Scoreman | $25.00 | 9/12/2012 6:08:06 AM |
| seadogs | $25.00 | 9/12/2012 1:53:36 AM |
| money-fir9 | $250.00 | 9/12/2012 7:52:35 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:54 AM |
| Lender_1972 | $42.54 | 9/12/2012 7:19:54 AM |
| interest-jedi785 | $100.00 | 9/12/2012 7:25:31 AM |
| elfincove | $25.00 | 9/12/2012 7:33:38 AM |
| american6 | $50.00 | 9/12/2012 9:53:59 AM |
| JJ9876 | $25.00 | 9/12/2012 10:04:13 AM |
| gallant-economy9 | $50.00 | 9/12/2012 10:09:08 AM |
| mangas | $25.00 | 9/12/2012 10:09:25 AM |
| fantastic-investment9 | $25.00 | 9/12/2012 10:11:59 AM |
| harperpotok | $100.00 | 9/12/2012 10:12:01 AM |
| DadWarbucks | $25.00 | 9/12/2012 10:13:34 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:39 AM |
| unrivaled-silver | $25.00 | 9/12/2012 10:23:07 AM |
| basis-mate7 | $25.00 | 9/12/2012 9:57:18 AM |
| the-profit-oracle | $25.00 | 9/12/2012 9:52:55 AM |
| mosby | $25.00 | 9/12/2012 9:57:39 AM |
| cablenews | $100.00 | 9/12/2012 10:03:44 AM |
| the-shrewd-wampum | $25.00 | 9/12/2012 10:05:01 AM |
| DirtyJenga | $25.00 | 9/12/2012 10:07:07 AM |
| ore-seagull | $25.00 | 9/12/2012 10:09:27 AM |
| green-blissful-deal | $50.00 | 9/12/2012 10:10:22 AM |
| physicsjoe | $25.00 | 9/12/2012 10:08:44 AM |
| Thunder08 | $25.00 | 9/12/2012 10:09:37 AM |
| Sothenwhat | $26.00 | 9/12/2012 10:10:00 AM |
| dc_lobster | $25.00 | 9/12/2012 10:20:21 AM |
| inspiring-payout5 | $25.00 | 9/12/2012 10:11:43 AM |
| IP | $25.00 | 9/12/2012 10:22:42 AM |
| affluence-tomahawk | $25.00 | 9/12/2012 10:23:56 AM |
| restech | $25.00 | 9/12/2012 10:17:17 AM |
| Cpay2Me | $25.00 | 9/12/2012 10:18:59 AM |
| attentive-compassion1 | $50.00 | 9/9/2012 12:13:24 PM |
| entertaining-rate9 | $25.00 | 9/9/2012 12:02:48 PM |
| finder072 | $25.00 | 9/9/2012 12:08:49 PM |
| interest-splendor | $30.00 | 9/9/2012 7:21:48 PM |
| janeybooboo | $25.25 | 9/9/2012 1:25:49 PM |
| tenacious-payout | $25.00 | 9/9/2012 8:43:18 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:28 PM |
| MonopolyDred | $25.00 | 9/10/2012 5:50:07 AM |
| oskizzle | $25.00 | 9/10/2012 8:03:02 AM |
| CreditBuilder2 | $25.01 | 9/10/2012 9:47:55 AM |
| kenji4861 | $25.00 | 9/10/2012 10:16:11 AM |
| compatible-deal9 | $25.00 | 9/10/2012 12:30:05 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:31 AM |
| first-serene-credit | $25.00 | 9/10/2012 12:21:48 PM |
| Spinnaker | $50.00 | 9/10/2012 3:21:41 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:55 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:22 PM |
| Vegasjim | $25.00 | 9/10/2012 5:09:38 PM |
| j2ee | $50.00 | 9/10/2012 5:15:45 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:58 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:43 PM |
| ready-bid9 | $50.00 | 9/10/2012 5:18:26 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:26 PM |
| a-finance-nirvana | $25.00 | 9/10/2012 5:47:21 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:38 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:19 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:29:49 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:39 PM |
| principal-bull | $35.00 | 9/10/2012 6:52:44 PM |
| crw1950 | $50.00 | 9/11/2012 5:21:40 AM |
| Munnie | $33.00 | 9/11/2012 6:09:05 AM |
| TigerForce | $100.00 | 9/11/2012 5:24:03 AM |
| open-dough6 | $25.00 | 9/11/2012 7:46:49 AM |
| DonaldColorado | $100.00 | 9/11/2012 8:34:29 AM |
| privatebankerva | $25.00 | 9/11/2012 7:23:30 AM |
| 907 | $50.00 | 9/11/2012 8:46:23 AM |
| greentomato | $25.00 | 9/11/2012 9:08:04 AM |
| ivy-league-MBA | $25.00 | 9/11/2012 9:56:41 AM |
| squeebie | $50.00 | 9/11/2012 10:54:43 AM |
| principal-duckling | $50.00 | 9/11/2012 11:32:56 AM |
| botfolio | $300.00 | 9/11/2012 11:05:36 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:25:32 AM |
| pthighs | $92.60 | 9/11/2012 12:15:23 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:17 PM |
| bmotorola | $25.00 | 9/11/2012 2:47:53 PM |
| hl8428 | $25.00 | 9/11/2012 3:03:22 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:40 PM |
| mjk406 | $25.00 | 9/11/2012 2:19:37 PM |
| rlaboy | $25.00 | 9/11/2012 1:52:30 PM |
| GalileoBob | $25.00 | 9/11/2012 2:28:53 PM |
| reasonable-capital4 | $51.02 | 9/11/2012 2:46:24 PM |
| motor5 | $30.00 | 9/11/2012 2:53:06 PM |
| Skatingbear | $100.00 | 9/11/2012 2:59:55 PM |
| broc78 | $50.00 | 9/11/2012 2:35:15 PM |
| vonbondie3000 | $25.00 | 9/11/2012 4:56:47 PM |
| mjjjrj | $25.00 | 9/11/2012 4:29:59 PM |
| noodles932 | $55.88 | 9/11/2012 5:06:37 PM |
| prominence8 | $35.00 | 9/11/2012 4:31:02 PM |
| GlobalVisionary | $50.00 | 9/11/2012 3:56:23 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:11 PM |
| beer-gardener | $25.00 | 9/11/2012 5:17:44 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:42 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:27 PM |
| thenadamgoes | $55.57 | 9/11/2012 5:59:46 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:02 PM |
| wobblez | $27.34 | 9/11/2012 6:26:19 PM |
| martinatime | $25.00 | 9/11/2012 6:07:03 PM |
| bowdish1 | $100.00 | 9/11/2012 5:55:41 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:39 PM |
| jholebound | $35.00 | 9/11/2012 7:42:31 PM |
| langdonx | $50.00 | 9/11/2012 9:40:41 PM |
| profitable-commerce822 | $25.00 | 9/11/2012 7:57:22 PM |
| Anonymous_Guy | $25.00 | 9/11/2012 8:04:17 PM |
| BGILlender | $40.00 | 9/11/2012 7:34:51 PM |
| Oak-Parker | $25.00 | 9/12/2012 12:07:07 AM |
| glenium | $25.00 | 9/12/2012 2:49:15 AM |
| freedomlender | $25.00 | 9/12/2012 4:04:10 AM |
| stylish-revenue4 | $25.00 | 9/11/2012 9:00:15 PM |
| Barrayaran | $50.00 | 9/12/2012 4:37:14 AM |
| Bank42 | $25.00 | 9/12/2012 3:20:59 AM |
| affluence-tycoon | $25.00 | 9/12/2012 9:00:53 AM |
| nourishing-wampum7 | $25.00 | 9/12/2012 8:42:17 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:10 AM |
| TennSquire | $25.00 | 9/12/2012 9:11:29 AM |
| mvalley | $25.00 | 9/12/2012 9:13:33 AM |
| compoundinterest | $25.00 | 9/12/2012 9:42:23 AM |
| bold-riveting-social | $50.00 | 9/12/2012 9:33:21 AM |
| bughead | $25.00 | 9/12/2012 9:29:59 AM |
| market-assembler | $50.00 | 9/12/2012 9:41:22 AM |
| the-bright-velocity | $25.00 | 9/12/2012 9:57:37 AM |
| Clambake | $25.00 | 9/12/2012 10:00:21 AM |
| TLIngram | $25.00 | 9/12/2012 10:09:04 AM |
| indomitable-coin | $25.00 | 9/12/2012 9:48:06 AM |
| riproaringrapids | $50.00 | 9/12/2012 10:10:58 AM |
| loan-rider7 | $25.00 | 9/12/2012 10:11:01 AM |
| w3alter | $50.00 | 9/12/2012 10:17:39 AM |
| larslfe | $25.00 | 9/12/2012 9:58:57 AM |
| Rick21 | $25.00 | 9/12/2012 10:01:49 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:00 AM |
| commerce-baron5 | $25.00 | 9/12/2012 10:04:36 AM |
| ATLANTAHELP | $36.36 | 9/12/2012 10:05:34 AM |
| laniac | $50.00 | 9/12/2012 10:03:39 AM |
| Daneistes | $50.00 | 9/12/2012 10:10:45 AM |
| spark548 | $25.00 | 9/12/2012 10:12:17 AM |
| B1 | $35.83 | 9/12/2012 10:05:22 AM |
| ualf | $44.00 | 9/12/2012 10:06:20 AM |
| magical-credit523 | $25.00 | 9/12/2012 10:15:03 AM |
| influential-benjamins0 | $100.00 | 9/12/2012 10:07:02 AM |
| ottoloan | $25.00 | 9/12/2012 10:11:41 AM |
| responsibility-cherry6 | $25.00 | 9/12/2012 10:23:18 AM |
| power-kin | $25.00 | 9/12/2012 10:17:33 AM |
| meenan | $25.00 | 9/12/2012 10:24:27 AM |
| Herluftrolle | $25.00 | 9/12/2012 10:30:47 AM |
| cclady | $200.00 | 9/12/2012 10:25:55 AM |
| dignified-finance | $25.00 | 9/12/2012 10:37:33 AM |
| runge2777 | $25.00 | 9/12/2012 10:45:32 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:37:58 AM |
| luminous-marketplace5 | $25.00 | 9/12/2012 10:41:54 AM |
| social-aspen097 | $24.73 | 9/12/2012 10:47:29 AM |
| first-careful-currency | $300.00 | 9/12/2012 10:46:28 AM |
| 216 Investments
|
Borrower Payment Dependent Notes Series
636792
This series of Notes was issued and sold upon the funding of the borrower loan #74272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $315.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,562 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-efficient-gold |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
This lone use my business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/10/2012 5:17:57 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:05 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:56 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:36 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:48 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:23 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:06 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:14 PM |
| the-money-maker | $25.00 | 9/10/2012 6:49:03 PM |
| kulender | $100.00 | 9/10/2012 8:24:36 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:33 PM |
| sgt-schultz | $45.04 | 9/11/2012 5:50:35 AM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:20 PM |
| miamibeachloaner | $25.00 | 9/11/2012 9:00:38 AM |
| davisfl | $25.00 | 9/11/2012 9:02:52 AM |
| the-laudable-peso | $40.00 | 9/11/2012 9:05:23 AM |
| Beld | $50.00 | 9/11/2012 9:05:19 AM |
| debt-force | $25.00 | 9/11/2012 9:06:33 AM |
| open-minded-p2p1 | $25.00 | 9/10/2012 5:27:32 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:10 PM |
| LeReve | $500.00 | 9/10/2012 5:30:40 PM |
| intelligent-yield | $50.00 | 9/10/2012 5:45:20 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:41 PM |
| bellaquito | $500.00 | 9/10/2012 6:03:43 PM |
| capital-zeus | $25.00 | 9/10/2012 8:43:02 PM |
| Investor_DP | $100.00 | 9/10/2012 6:50:32 PM |
| desertoasis | $25.00 | 9/10/2012 8:18:51 PM |
| receptive-affluence035 | $25.00 | 9/11/2012 6:30:40 AM |
| rescue | $100.00 | 9/11/2012 9:03:49 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:42 AM |
| wealth-casserole3 | $25.00 | 9/11/2012 7:31:01 AM |
| asiaratt | $50.00 | 9/11/2012 9:05:02 AM |
| red-power-pecan | $50.00 | 9/11/2012 9:02:50 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
636812
This series of Notes was issued and sold upon the funding of the borrower loan #74109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $577.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 22y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $308 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commitment-idol4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 90% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 1
( 10% )
| 720-739
(Oct-2011)
|
|
Principal balance:
| $7,571.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business
Purpose of loan:
This loan will be used to...buy the equipment and contracts of a competitor who is retiring, which will allow me to increase my business especially during the winter months because his contracts are with several apartment buildings for interior paint.
My financial situation:
I am a good candidate for this loan because...i already received a prosper loan approx a year ago which has increased my business this year about 30% which all payments have been made, i have low debt and positive cash flow, i have numerous contacts in the real estate industry to keep my painting business successful.
Monthly net income: $5800
Monthly expenses: $1200
Housing: $550
Insurance: $375
Car expenses: $450
Utilities: $295
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/10/2012 5:07:40 PM |
| vutah | $25.00 | 9/10/2012 5:06:25 PM |
| 52digital | $75.00 | 9/10/2012 5:17:57 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:06 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:56 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:36 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:15 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:33 PM |
| YsoSLO | $60.00 | 9/11/2012 12:43:17 AM |
| Jack-Sparrow | $50.00 | 9/11/2012 7:13:20 AM |
| mikeandcat | $50.00 | 9/11/2012 5:00:00 AM |
| co98senior | $50.00 | 9/11/2012 5:25:19 AM |
| compassionate-dedication6 | $100.00 | 9/11/2012 5:52:04 AM |
| dukeiyer | $25.00 | 9/11/2012 8:39:04 AM |
| Quiza12 | $100.00 | 9/11/2012 6:39:54 AM |
| integrity-broker | $25.00 | 9/11/2012 7:09:01 AM |
| easylivin | $25.00 | 9/11/2012 6:26:17 AM |
| FarmersBank | $25.00 | 9/11/2012 7:23:30 AM |
| generosity-pizza | $25.00 | 9/11/2012 8:19:05 AM |
| 907 | $50.62 | 9/11/2012 8:47:18 AM |
| funtwosay | $25.00 | 9/11/2012 8:52:40 AM |
| trajectory8 | $25.00 | 9/11/2012 9:12:21 AM |
| finance-prescription | $76.00 | 9/11/2012 9:09:59 AM |
| MrBailey | $25.00 | 9/11/2012 9:22:02 AM |
| zone8 | $87.00 | 9/11/2012 9:22:41 AM |
| economy-producer | $25.00 | 9/11/2012 9:37:07 AM |
| postalwhiz | $25.00 | 9/11/2012 9:29:57 AM |
| joey1011 | $25.00 | 9/11/2012 9:35:41 AM |
| money-baron-Roth401k | $25.00 | 9/11/2012 9:35:47 AM |
| Kaj | $25.00 | 9/11/2012 9:36:34 AM |
| dedicated-transaction796 | $25.00 | 9/11/2012 9:37:16 AM |
| Frenchynh | $25.00 | 9/11/2012 9:38:38 AM |
| foxtrot12 | $62.00 | 9/11/2012 9:49:58 AM |
| persist_in_doing | $25.00 | 9/11/2012 9:42:07 AM |
| svandgts | $25.00 | 9/11/2012 9:37:09 AM |
| hope-eagle6 | $25.00 | 9/11/2012 9:43:22 AM |
| engrossing-responsibility0 | $50.00 | 9/11/2012 9:39:04 AM |
| Wellman | $25.00 | 9/11/2012 9:44:43 AM |
| financial-frenzy | $50.00 | 9/11/2012 9:45:51 AM |
| HamachiMan | $50.00 | 9/11/2012 9:54:57 AM |
| wwwUniversal | $25.00 | 9/11/2012 9:47:43 AM |
| smoothmoniker | $25.00 | 9/11/2012 9:48:12 AM |
| haplender | $50.00 | 9/11/2012 9:48:47 AM |
| exciting-loyalty3 | $25.00 | 9/11/2012 9:49:55 AM |
| DirtyJenga | $25.00 | 9/11/2012 9:45:49 AM |
| hope-gadget | $25.00 | 9/11/2012 9:58:09 AM |
| jazzlender | $25.00 | 9/11/2012 9:47:42 AM |
| prohelper | $25.00 | 9/11/2012 9:59:04 AM |
| foundin60613 | $25.00 | 9/11/2012 9:59:25 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:37 AM |
| jivory | $25.00 | 9/11/2012 9:54:37 AM |
| dough-bear | $25.00 | 9/11/2012 9:54:41 AM |
| ivadood | $32.00 | 9/11/2012 9:49:29 AM |
| miked8303 | $50.00 | 9/11/2012 10:02:39 AM |
| income-rocker2 | $50.00 | 9/11/2012 10:04:41 AM |
| kindness-jedi | $25.00 | 9/11/2012 10:05:25 AM |
| social-cocktail1 | $200.00 | 9/11/2012 9:59:02 AM |
| market-jam | $25.00 | 9/11/2012 10:08:58 AM |
| managedfund | $1,333.00 | 9/11/2012 9:59:42 AM |
| KarlMarx | $25.00 | 9/11/2012 10:00:11 AM |
| jst1 | $25.00 | 9/11/2012 10:00:41 AM |
| 6moonbeams | $50.00 | 9/11/2012 10:00:46 AM |
| productive-ore | $25.00 | 9/11/2012 10:10:43 AM |
| rapid-credit428 | $25.00 | 9/11/2012 10:15:41 AM |
| rate-mogul | $50.00 | 9/11/2012 10:06:05 AM |
| enchanted-note14 | $25.00 | 9/11/2012 10:15:50 AM |
| MadHun | $41.00 | 9/11/2012 10:01:58 AM |
| symbiosis | $50.00 | 9/11/2012 10:22:09 AM |
| Vreet | $25.00 | 9/11/2012 10:04:19 AM |
| Katburg | $25.00 | 9/11/2012 10:12:47 AM |
| aggresive-nickel2 | $25.00 | 9/11/2012 10:13:04 AM |
| shadoman1 | $25.00 | 9/11/2012 10:24:23 AM |
| melodious-fairness | $25.00 | 9/11/2012 10:25:10 AM |
| ChuckieG | $25.00 | 9/11/2012 10:08:30 AM |
| rvfbroker | $25.00 | 9/11/2012 10:09:17 AM |
| capital-renewal | $25.00 | 9/11/2012 10:10:46 AM |
| bountiful-social976 | $50.00 | 9/11/2012 10:11:07 AM |
| gustavzantanon | $25.00 | 9/11/2012 10:19:58 AM |
| kind-truth-circuit | $50.00 | 9/11/2012 10:34:27 AM |
| DER | $25.00 | 9/11/2012 10:23:12 AM |
| interstellar | $75.00 | 9/11/2012 10:41:43 AM |
| Ducatiman1978 | $25.00 | 9/11/2012 10:18:30 AM |
| sjc224 | $25.00 | 9/11/2012 10:29:10 AM |
| gentle-social0 | $25.00 | 9/11/2012 10:48:42 AM |
| nanda | $25.00 | 9/11/2012 10:35:43 AM |
| Learning2Lend | $25.00 | 9/11/2012 10:39:04 AM |
| ChrisTJ | $25.00 | 9/11/2012 10:39:41 AM |
| musegaze | $50.00 | 9/11/2012 10:29:37 AM |
| promise2 | $25.00 | 9/11/2012 10:47:50 AM |
| 168RichCapital | $25.09 | 9/11/2012 10:32:50 AM |
| Santa_Osage | $25.00 | 9/11/2012 10:35:40 AM |
| vibraphone3 | $25.00 | 9/11/2012 10:50:45 AM |
| Cat_in_the_Hat | $25.00 | 9/11/2012 10:43:57 AM |
| brainy-return234 | $25.00 | 9/10/2012 5:13:50 PM |
| ursus | $200.00 | 9/10/2012 5:20:51 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:10 PM |
| LeReve | $500.00 | 9/10/2012 5:30:40 PM |
| bellaquito | $500.00 | 9/10/2012 6:03:43 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:43 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:48 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:23 PM |
| kulender | $100.00 | 9/10/2012 8:24:36 PM |
| first-serene-credit | $25.00 | 9/10/2012 9:15:11 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:20 PM |
| Investor_DP | $100.00 | 9/10/2012 6:50:33 PM |
| Pogo5 | $25.00 | 9/10/2012 8:03:20 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:26:09 AM |
| unassailable-fund | $25.00 | 9/11/2012 5:48:48 AM |
| Ponies88 | $25.00 | 9/11/2012 9:01:34 AM |
| receptive-affluence035 | $25.00 | 9/11/2012 6:30:40 AM |
| dollar-authority | $41.28 | 9/11/2012 8:05:20 AM |
| Beld | $45.00 | 9/11/2012 9:05:19 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:43 AM |
| genius520 | $100.00 | 9/11/2012 9:01:20 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:07 AM |
| top-historic-peso | $25.00 | 9/11/2012 9:11:59 AM |
| Comoparklender | $25.00 | 9/11/2012 9:14:05 AM |
| Miklot | $30.00 | 9/11/2012 9:19:30 AM |
| papaloha | $44.00 | 9/11/2012 9:05:52 AM |
| pierrelasvegas | $25.00 | 9/11/2012 9:20:46 AM |
| yield-trader | $25.00 | 9/11/2012 9:31:59 AM |
| Blessed1950 | $26.00 | 9/11/2012 9:32:49 AM |
| mikbos | $25.00 | 9/11/2012 9:35:14 AM |
| shrewd-peace7 | $25.00 | 9/11/2012 9:23:07 AM |
| economy-shrubbery6 | $25.00 | 9/11/2012 9:35:53 AM |
| lamsabuy | $103.00 | 9/11/2012 9:36:26 AM |
| km007 | $25.00 | 9/11/2012 9:37:56 AM |
| 1randyp | $25.00 | 9/11/2012 9:26:12 AM |
| Diamond_Jim | $25.00 | 9/11/2012 9:40:20 AM |
| airon7 | $25.00 | 9/11/2012 9:41:37 AM |
| tremendous-payment | $25.00 | 9/11/2012 9:42:56 AM |
| income-pillow | $75.00 | 9/11/2012 9:36:37 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:46 AM |
| compassionate-auction6 | $150.00 | 9/11/2012 9:36:14 AM |
| fcrick | $50.00 | 9/11/2012 9:40:06 AM |
| berniemadeoff | $50.00 | 9/11/2012 9:44:46 AM |
| fighter122 | $25.00 | 9/11/2012 9:53:19 AM |
| rhin0cerx | $50.00 | 9/11/2012 9:46:12 AM |
| deal-pinnacle7 | $25.00 | 9/11/2012 9:46:37 AM |
| invincible-deal82 | $25.00 | 9/11/2012 9:43:00 AM |
| durability-ace9 | $30.00 | 9/11/2012 9:46:04 AM |
| zipemdown | $25.00 | 9/11/2012 9:48:19 AM |
| extrafox | $25.00 | 9/11/2012 10:01:14 AM |
| ITExec | $100.00 | 9/11/2012 9:50:23 AM |
| tornandfrayed | $25.00 | 9/11/2012 10:02:42 AM |
| ah-long | $25.00 | 9/11/2012 9:57:11 AM |
| hard-working-loot | $34.00 | 9/11/2012 10:05:48 AM |
| orearella3 | $25.00 | 9/11/2012 9:57:57 AM |
| best-charming-leverage | $50.00 | 9/11/2012 9:54:39 AM |
| brilliant-market680 | $25.00 | 9/11/2012 9:59:40 AM |
| top-asset-chemistry | $25.00 | 9/11/2012 10:00:54 AM |
| handshake5 | $100.00 | 9/11/2012 10:03:18 AM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 10:13:18 AM |
| bid-czar8 | $100.00 | 9/11/2012 9:59:07 AM |
| AF-Chief | $25.00 | 9/11/2012 10:15:39 AM |
| the-dollar-topper | $59.00 | 9/11/2012 10:15:48 AM |
| successful-agreement7 | $28.00 | 9/11/2012 10:06:48 AM |
| Lacimae | $100.00 | 9/11/2012 10:16:45 AM |
| heart514 | $25.00 | 9/11/2012 10:00:43 AM |
| pixeldave | $25.00 | 9/11/2012 10:20:22 AM |
| moola-wildebeest3 | $50.00 | 9/11/2012 10:20:38 AM |
| nimble-revenue5 | $100.00 | 9/11/2012 10:10:58 AM |
| nodrivelpls | $25.00 | 9/11/2012 10:21:45 AM |
| gallant-economy9 | $50.00 | 9/11/2012 10:11:36 AM |
| Sibelius2 | $25.00 | 9/11/2012 10:23:00 AM |
| chkrvrty | $50.00 | 9/11/2012 10:17:06 AM |
| authoritative-platinum7 | $50.00 | 9/11/2012 10:11:58 AM |
| subtle-bill727 | $25.00 | 9/11/2012 10:34:45 AM |
| CoffeyvilleKS | $25.00 | 9/11/2012 10:38:35 AM |
| green-high-five7 | $25.00 | 9/11/2012 10:39:46 AM |
| marketplace-hut9 | $25.00 | 9/11/2012 10:41:38 AM |
| top-gold-library | $25.00 | 9/11/2012 10:24:53 AM |
| arsisi | $50.00 | 9/11/2012 10:19:31 AM |
| worth-philosopher9 | $30.00 | 9/11/2012 10:40:19 AM |
| 87Marc | $25.00 | 9/11/2012 10:41:50 AM |
| truth-companion | $13.01 | 9/11/2012 10:55:37 AM |
| gothampark | $25.00 | 9/11/2012 10:46:58 AM |
| squeebie | $50.00 | 9/11/2012 10:54:54 AM |
| poppinkid | $25.00 | 9/11/2012 10:55:06 AM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
636816
This series of Notes was issued and sold upon the funding of the borrower loan #74453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $186.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $737 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-thoughtful-velocity2 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: consolidation
This loan will be used to...pay off existing loans
My financial situation: I have several smaller loans which I would like to consolidate
I am a good candidate for this loan because...I have a steady, reliable retirement income and have lived in my current home for the past 17 years
Monthly net income: $5867.90
Monthly expenses: $5509
Housing: $2041
Insurance: $607
Car expenses: $275
Utilities: $142
Phone, cable, internet: $165
Food, entertainment: $400
Clothing, household expenses: $60
Credit cards and other loans: $5394
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lionheart722 | $100.00 | 9/10/2012 5:49:58 PM |
| RGlad | $200.00 | 9/10/2012 6:11:21 PM |
| Index_Plus | $4,375.00 | 9/10/2012 7:35:33 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:16 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:36 PM |
| mikrolown | $25.00 | 9/10/2012 6:17:03 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:48 PM |
| bizlending | $100.00 | 9/10/2012 6:17:06 PM |
| SolarMoonshine | $25.00 | 9/10/2012 6:49:51 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
636832
This series of Notes was issued and sold upon the funding of the borrower loan #74127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,557 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| listingasaurus5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I just got out the military and I get paid to go to school $2106 and I collect unemployment $340 a week. I need money cause my girlfriend cleared out my bank account and left. I can pay you back in full with no problem. I make $40,000 a year from just going to school. I am also getting a check from financial aid in 3 weeks for $3,300 dollars because the messed up my school info and owned me back. I just need money now cause I have nothing. She took all my money and left me with all the bills. I just need money for bills and to get back on my feet.
Monthly net income: $3,412
Monthly expenses: $1,500
Housing: $500
Insurance: $100
Car expenses: $450
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, houehold expenses: $0
Credit cards and other loans: $173
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/10/2012 5:15:52 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:23 PM |
| enriching-dollar1 | $100.00 | 9/10/2012 5:20:25 PM |
| 52digital | $75.00 | 9/10/2012 5:17:57 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:24 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
636848
This series of Notes was issued and sold upon the funding of the borrower loan #74094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| >1000% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,323 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-sherpa8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...start up small side business.
My financial situation:
I am a good candidate for this loan because...I pay off my debts and make my payments on a timely basis.
Monthly net income: $1880.00
Monthly expenses: $
Housing: $
Insurance: $169.00
Car expenses: $345.00
Utilities: $210.00
Phone, cable, internet: $84.00
Food, entertainment: $70.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $140.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/10/2012 5:17:38 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:48 PM |
| 52digital | $75.00 | 9/10/2012 6:32:35 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:16 PM |
| likeable-hope | $25.00 | 9/11/2012 7:01:43 AM |
| moola-monger9 | $75.00 | 9/11/2012 8:40:55 AM |
| squeebie | $50.00 | 9/11/2012 10:54:54 AM |
| worthy-bid8 | $100.00 | 9/11/2012 5:28:21 PM |
| money-fort | $25.00 | 9/11/2012 9:47:14 PM |
| ethical-truth211 | $25.00 | 9/12/2012 11:32:59 AM |
| MI2 | $545.00 | 9/12/2012 4:34:26 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:51 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:45 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:41:04 AM |
| moola-cell3 | $30.00 | 9/11/2012 8:13:44 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:37 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:33 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:58 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
636878
This series of Notes was issued and sold upon the funding of the borrower loan #74383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 24y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,175 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dime-enlistment0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Purchase a used car, debt consolidation
This loan will be used to...
My financial situation: University Credit Union
I am a good candidate for this loan because...I am able to make the monthly payments using payroll deduction.
Monthly net income: $3800.00
Monthly expenses: $
Housing: $1750.00
Insurance: $90.00
Car expenses: $400.00
Utilities: $50.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $150.00
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Something-Corporate | $25.00 | 9/10/2012 5:14:40 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:49 PM |
| xantex | $25.00 | 9/10/2012 5:53:27 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:45 PM |
| exciting-fairness | $200.00 | 9/11/2012 5:00:49 AM |
| I-Believe-In-You | $33.11 | 9/11/2012 11:23:48 AM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:31:43 PM |
| Zipcut | $26.00 | 9/11/2012 2:38:35 PM |
| ore-accord | $25.00 | 9/11/2012 8:00:51 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:03:02 PM |
| dudebrah | $25.00 | 9/12/2012 12:56:18 AM |
| ethical-truth211 | $100.00 | 9/12/2012 11:31:30 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:37 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:39 PM |
| jebber007 | $30.00 | 9/10/2012 5:24:23 PM |
| handy-justice | $50.00 | 9/10/2012 5:25:39 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:18 PM |
| Rogelio48 | $25.00 | 9/11/2012 6:50:14 AM |
| ResQDoc | $25.00 | 9/11/2012 6:09:23 AM |
| p2p-mushroom1 | $25.00 | 9/11/2012 6:28:00 AM |
| greencat | $50.00 | 9/11/2012 7:24:20 AM |
| bob450-roth | $25.00 | 9/11/2012 9:40:09 AM |
| MG_Holdings | $25.00 | 9/11/2012 10:04:05 AM |
| WMY-Investor | $100.00 | 9/11/2012 10:12:37 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:45:56 AM |
| first-serene-credit | $25.00 | 9/11/2012 10:52:32 AM |
| squeebie | $50.00 | 9/11/2012 10:54:55 AM |
| benefit-javelin | $25.00 | 9/11/2012 3:25:38 PM |
| worthy-bid8 | $100.00 | 9/11/2012 5:28:21 PM |
| freedomlender | $25.00 | 9/12/2012 4:03:42 AM |
| MI2 | $360.89 | 9/12/2012 4:34:26 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:58 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
636994
This series of Notes was issued and sold upon the funding of the borrower loan #73761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,016 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BallyHooCo |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
660-679
(Sep-2010)
|
|
Principal balance:
| $7,661.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Toy Inventory for Holiday Season
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/10/2012 5:05:03 PM |
| scholarly-order6 | $100.00 | 9/10/2012 5:11:00 PM |
| MoneyForNothing | $33.33 | 9/10/2012 5:04:19 PM |
| worth-blanket2 | $13,500.00 | 9/10/2012 5:05:09 PM |
| vutah | $65.00 | 9/10/2012 5:06:38 PM |
| lnuss25 | $35.00 | 9/10/2012 5:12:50 PM |
| MFBank | $50.00 | 9/10/2012 5:13:03 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:06 PM |
| trumpeter5 | $25.00 | 9/10/2012 5:07:33 PM |
| moneylender25 | $25.00 | 9/10/2012 5:14:13 PM |
| lowrater | $50.40 | 9/10/2012 5:09:37 PM |
| commerce-venture1 | $25.00 | 9/10/2012 5:10:59 PM |
| 52digital | $75.00 | 9/10/2012 5:17:58 PM |
| exchange-squirrel | $100.00 | 9/10/2012 5:19:50 PM |
| LeReve | $466.27 | 9/10/2012 5:30:40 PM |
| mercuriant | $25.00 | 9/10/2012 5:22:50 PM |
| gain-equator | $25.00 | 9/10/2012 5:30:04 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:11 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
637080
This series of Notes was issued and sold upon the funding of the borrower loan #74354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 17y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,144 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| AaronsWife |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to organize and pay off debt.
My financial situation:
I am a good candidate for this loan because I have been employed with the same organization for over 17 years and I have lived in the same house for over 11 years. I have never defaulted on my obligations.
I have a good credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $135.00 | 9/11/2012 9:02:33 AM |
| credit-missile | $25.00 | 9/11/2012 9:03:53 AM |
| worth-blanket2 | $13,500.00 | 9/11/2012 9:01:55 AM |
| pdli_dude | $25.00 | 9/11/2012 9:02:31 AM |
| red-power-pecan | $50.00 | 9/11/2012 9:02:51 AM |
| Iwillhuntyoudown | $25.00 | 9/11/2012 9:04:10 AM |
| Wangchuk | $25.00 | 9/11/2012 9:01:27 AM |
| rescue | $100.00 | 9/11/2012 9:03:49 AM |
| payout-paradise5 | $25.00 | 9/11/2012 9:04:23 AM |
| BigHorizon | $1,000.00 | 9/11/2012 9:02:46 AM |
| lowrater | $60.00 | 9/11/2012 9:05:18 AM |
| squarebob | $30.00 | 9/11/2012 9:04:59 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
637096
This series of Notes was issued and sold upon the funding of the borrower loan #73944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $355.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,365 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| neobailey |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
680-699
(Sep-2010)
700-719
(May-2010)
620-639
(Mar-2007)
|
|
Principal balance:
| $2,179.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my credit card debt.
My financial situation:
I am a good candidate for this loan because I have completely paid off one car loan and I am current with my payments on my current loan.
Monthly net income: $ 1,400.00
Monthly expenses: $ 1,278.50
Housing: $ 283.50 I rent my house.
Insurance: $0.0
Car expenses: $ 160.00 this includes car insurance and gas.
Utilities: $0.00 this is included in my rent.
Phone, cable, internet: $ 160.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $ 275.00
Other expenses: $
Car loan through Prosper: $ 97.21
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $99.00 | 9/11/2012 6:19:23 PM |
| lowrater | $50.40 | 9/11/2012 5:01:03 PM |
| scholarly-order6 | $50.00 | 9/11/2012 5:03:05 PM |
| green-trade-dolphin2 | $58.17 | 9/11/2012 5:02:16 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:22 PM |
| PXM-Financial | $100.00 | 9/11/2012 5:08:20 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:29:27 PM |
| janeybooboo | $74.74 | 9/11/2012 5:14:43 PM |
| privatebanker | $25.00 | 9/11/2012 5:20:56 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:24 PM |
| lovely-benefit7 | $25.00 | 9/11/2012 5:18:14 PM |
| thankful-nickel2 | $55.55 | 9/11/2012 5:28:12 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:05 PM |
| resolute-worth4 | $50.00 | 9/11/2012 5:23:51 PM |
| randsenterprise | $25.00 | 9/11/2012 5:32:05 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:56 PM |
| fair-pound5 | $33.00 | 9/11/2012 5:35:08 PM |
| gatorsean2168 | $25.00 | 9/11/2012 6:03:07 PM |
| loan-mammal | $100.00 | 9/11/2012 6:07:20 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:07 PM |
| entertaining-rate9 | $25.00 | 9/11/2012 6:07:41 PM |
| Jerrys1951 | $25.00 | 9/11/2012 6:17:38 PM |
| managedfund | $1,333.00 | 9/11/2012 5:58:17 PM |
| attentive-compassion1 | $50.00 | 9/11/2012 5:46:59 PM |
| green-safe-wampum | $50.00 | 9/11/2012 6:06:12 PM |
| unger | $180.00 | 9/11/2012 7:14:21 PM |
| dynamic-money271 | $100.00 | 9/11/2012 6:12:36 PM |
| tidy-balance1 | $25.00 | 9/11/2012 7:40:41 PM |
| keen-credit6 | $26.00 | 9/11/2012 8:00:00 PM |
| basis-hero8 | $25.00 | 9/11/2012 6:51:25 PM |
| help4u | $25.00 | 9/11/2012 6:36:26 PM |
| farchoir | $25.00 | 9/11/2012 6:45:48 PM |
| Q9-X3 | $50.00 | 9/11/2012 9:02:53 PM |
| dollar-doughnut6 | $125.00 | 9/11/2012 7:30:49 PM |
| reinforced-velocity158 | $100.00 | 9/11/2012 9:23:35 PM |
| banker334 | $25.00 | 9/11/2012 8:27:27 PM |
| fuse136 | $25.00 | 9/11/2012 8:03:09 PM |
| top-visionary-truth | $25.00 | 9/11/2012 8:09:09 PM |
| MrCoffee | $25.00 | 9/11/2012 8:20:03 PM |
| wonderous-power | $25.00 | 9/12/2012 2:42:21 AM |
| 1willray | $25.00 | 9/12/2012 3:12:37 AM |
| Bank42 | $28.65 | 9/12/2012 3:19:48 AM |
| Hardlyskiing01 | $100.00 | 9/11/2012 8:36:00 PM |
| gilbrear | $25.00 | 9/12/2012 4:20:41 AM |
| designer_10 | $25.00 | 9/11/2012 9:02:33 PM |
| radforj22 | $25.00 | 9/12/2012 5:22:42 AM |
| isuperwang | $50.00 | 9/11/2012 9:44:17 PM |
| a-dough-plato | $35.00 | 9/11/2012 10:17:35 PM |
| umwol13 | $25.00 | 9/12/2012 6:15:54 AM |
| ElChupacabra | $168.85 | 9/11/2012 11:06:28 PM |
| anacent | $25.00 | 9/11/2012 9:41:13 PM |
| atlas100 | $50.00 | 9/12/2012 6:43:54 AM |
| compassionate-finance9 | $27.57 | 9/12/2012 6:44:33 AM |
| bullwink27 | $25.00 | 9/12/2012 3:32:25 AM |
| dudebrah | $50.00 | 9/12/2012 1:06:37 AM |
| money-fir9 | $250.00 | 9/12/2012 7:52:23 AM |
| 12Knocksinna | $25.00 | 9/12/2012 2:08:28 AM |
| PaulW | $25.00 | 9/12/2012 5:08:37 AM |
| Jayson85 | $171.11 | 9/12/2012 7:53:56 AM |
| MI2 | $2,000.00 | 9/12/2012 7:26:28 AM |
| freefly67 | $25.00 | 9/12/2012 7:35:05 AM |
| Jayson85 | $100.00 | 9/12/2012 7:53:42 AM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:38 PM |
| BB-ptoploan | $50.00 | 9/11/2012 5:23:08 PM |
| TheHillsAreAlive | $25.00 | 9/11/2012 5:24:01 PM |
| emergencyMD | $25.00 | 9/11/2012 5:07:39 PM |
| jamiee73 | $25.00 | 9/11/2012 5:21:05 PM |
| AF-Chief | $25.00 | 9/11/2012 5:35:15 PM |
| thrifty-capital | $25.00 | 9/11/2012 5:16:11 PM |
| supersdf | $25.00 | 9/11/2012 5:40:00 PM |
| tech310 | $50.00 | 9/11/2012 5:31:08 PM |
| urbane-income7 | $25.00 | 9/11/2012 5:48:15 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:06 PM |
| Feyenoord | $30.00 | 9/11/2012 5:51:21 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:34 PM |
| fcrick | $50.00 | 9/11/2012 5:37:46 PM |
| martinatime | $25.00 | 9/11/2012 6:07:12 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:00 PM |
| melodious-fairness | $25.00 | 9/11/2012 5:50:30 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:47 PM |
| hard-working-rate3 | $25.00 | 9/11/2012 6:02:36 PM |
| larryboy10 | $25.00 | 9/11/2012 6:03:33 PM |
| RGlad | $65.00 | 9/11/2012 6:31:13 PM |
| well-rounded-dinero | $25.00 | 9/11/2012 6:41:29 PM |
| bellaquito | $500.00 | 9/11/2012 6:52:33 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:11 PM |
| Dubbly | $25.00 | 9/11/2012 6:07:58 PM |
| hope-kingdom | $125.00 | 9/11/2012 6:16:01 PM |
| BGILlender | $40.00 | 9/11/2012 7:34:51 PM |
| prudent-deal662 | $25.00 | 9/11/2012 6:44:07 PM |
| prudent-bid3 | $30.00 | 9/11/2012 6:46:44 PM |
| customservice | $100.00 | 9/11/2012 6:50:10 PM |
| dollar-vibraphone4 | $61.28 | 9/11/2012 8:08:57 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:30:06 PM |
| fundenstein | $25.00 | 9/11/2012 8:43:58 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:55 PM |
| jpollar | $25.00 | 9/11/2012 8:04:17 PM |
| adaptable-benefit6 | $25.00 | 9/11/2012 7:29:06 PM |
| profitable-money | $50.00 | 9/11/2012 7:35:01 PM |
| leverage-galleon | $30.00 | 9/11/2012 10:39:54 PM |
| jybank | $50.00 | 9/11/2012 7:58:05 PM |
| regahj99 | $25.00 | 9/11/2012 8:14:17 PM |
| Oak-Parker | $25.00 | 9/12/2012 12:07:36 AM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:31 PM |
| HenlopenCapital | $25.00 | 9/12/2012 1:26:54 AM |
| langdonx | $50.00 | 9/11/2012 9:40:49 PM |
| Navy_Wife_Retired | $187.42 | 9/12/2012 4:20:33 AM |
| forsythm2003 | $30.00 | 9/11/2012 9:07:19 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:19:59 AM |
| gold-fluffy-bunny4 | $33.00 | 9/12/2012 6:26:51 AM |
| CalBear08 | $33.33 | 9/11/2012 11:38:06 PM |
| DeepThinker | $30.00 | 9/12/2012 12:04:24 AM |
| brondero | $34.00 | 9/12/2012 7:37:30 AM |
| Castelj | $25.00 | 9/12/2012 4:12:57 AM |
| Mailmon | $25.00 | 9/12/2012 2:16:11 AM |
| cash-spinner | $25.00 | 9/12/2012 3:21:21 AM |
| revenue-youngster | $25.00 | 9/12/2012 3:25:00 AM |
| benefit-pro | $50.00 | 9/12/2012 3:31:30 AM |
| itsmaj | $50.00 | 9/12/2012 3:51:05 AM |
| corporatejim | $29.93 | 9/12/2012 3:54:44 AM |
| order-merman | $25.00 | 9/12/2012 5:30:31 AM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:38 AM |
| FinanceEngine | $70.00 | 9/12/2012 7:23:33 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
637186
This series of Notes was issued and sold upon the funding of the borrower loan #74326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,404 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| NHGEM |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off some bills, some small home repairs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5700.00
Monthly expenses: $4213.00
Housing: $874.00
Insurance: $116.00
Car expenses: $813.00
Utilities: $135.00
Phone, cable, internet: $225.00
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $850.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/11/2012 9:10:38 AM |
| Silver_Rupee | $25.01 | 9/11/2012 10:51:11 AM |
| dudebrah | $25.00 | 9/12/2012 12:58:37 AM |
| worthy-bid8 | $100.00 | 9/12/2012 10:00:23 AM |
| MI2 | $1,250.00 | 9/12/2012 4:34:28 PM |
| reward-adventure | $50.00 | 9/12/2012 5:25:35 PM |
| kindest-credit-bear | $250.00 | 9/12/2012 5:33:06 PM |
| the-credit-maker | $100.00 | 9/12/2012 5:44:27 PM |
| bizzzond | $25.00 | 9/12/2012 6:12:25 PM |
| melodious-openness | $200.00 | 9/12/2012 6:13:59 PM |
| deal-hickory5 | $100.00 | 9/12/2012 5:57:09 PM |
| melodious-openness | $397.63 | 9/12/2012 6:15:28 PM |
| JGB | $275.80 | 9/11/2012 10:35:25 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:13 PM |
| let_me_retire | $25.00 | 9/11/2012 3:12:42 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:54 PM |
| greencat | $50.00 | 9/12/2012 7:15:43 AM |
| favorite-commerce | $30.00 | 9/12/2012 3:18:50 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:00 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:48 PM |
| impala6464 | $25.00 | 9/12/2012 5:55:55 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:53 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:50 PM |
| fervent-commerce | $66.56 | 9/12/2012 6:02:00 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
637394
This series of Notes was issued and sold upon the funding of the borrower loan #74416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $368.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 23y 4m |
|
Amount delinquent:
| $300 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,454 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triumphant-auction3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a couple of outstanding accounts.
My financial situation:
I am a good candidate for this loan because the loan will be paid off in a short amount of time and in a timely manner.
Monthly net income: $ 6600
Monthly expenses: $ 5500
Housing: $ 1638
Insurance: $ 172
Car expenses: $ 600
Utilities: $ 400
Phone, cable, internet: $ 150
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $65.00 | 9/11/2012 5:01:32 PM |
| duty-viola | $25.00 | 9/11/2012 5:01:04 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:04 PM |
| MFBank | $50.00 | 9/11/2012 5:02:11 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:59 PM |
| handy-justice | $50.00 | 9/11/2012 5:19:07 PM |
| bazaar-tulip | $500.00 | 9/11/2012 5:57:06 PM |
| toblerone | $25.00 | 9/11/2012 6:00:16 PM |
| vontuse | $25.00 | 9/11/2012 6:00:31 PM |
| scoobiedoo | $40.02 | 9/11/2012 6:44:58 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:02 PM |
| pious-openness | $25.00 | 9/12/2012 4:28:55 AM |
| Agonbiew | $50.00 | 9/12/2012 8:47:06 AM |
| careful-vigilance4 | $25.00 | 9/12/2012 10:05:18 AM |
| the-innovator331 | $50.00 | 9/12/2012 2:36:39 PM |
| leverage-boomer0 | $25.00 | 9/12/2012 2:36:08 PM |
| justreturns | $25.00 | 9/12/2012 5:36:08 PM |
| impeccable-ore3 | $25.00 | 9/12/2012 5:54:04 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:54 PM |
| booyah | $25.00 | 9/12/2012 7:56:51 PM |
| Nazbuster | $100.00 | 9/12/2012 9:34:11 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:46 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:46:52 PM |
| high_flyer | $300.00 | 9/13/2012 7:12:37 AM |
| durability-antioxidant9 | $25.00 | 9/12/2012 10:55:03 PM |
| britches613 | $25.00 | 9/13/2012 8:25:27 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:03 AM |
| red-enchanted-power | $25.00 | 9/13/2012 10:08:33 AM |
| buddy486 | $25.00 | 9/13/2012 11:15:44 AM |
| elegant-dinero035 | $25.00 | 9/13/2012 11:56:14 AM |
| moola-monger9 | $75.00 | 9/13/2012 1:14:59 PM |
| Glory_Honor_Orange | $100.00 | 9/13/2012 11:30:43 AM |
| Brisket_Bob | $26.52 | 9/13/2012 12:25:18 PM |
| commitment-galaxy | $25.00 | 9/13/2012 2:32:53 PM |
| dispatch4u | $29.00 | 9/13/2012 3:05:00 PM |
| economy-shrubbery6 | $25.00 | 9/13/2012 5:05:27 PM |
| coin-planet | $25.00 | 9/13/2012 4:36:51 PM |
| fairness-atmosphere | $25.00 | 9/13/2012 2:39:04 PM |
| Kaj | $25.00 | 9/13/2012 5:01:21 PM |
| sacopt | $25.00 | 9/13/2012 3:55:26 PM |
| lillian27 | $25.00 | 9/13/2012 5:12:45 PM |
| evilkats | $50.00 | 9/13/2012 4:21:45 PM |
| the-credit-maker | $100.00 | 9/13/2012 5:17:23 PM |
| Ragestang | $25.00 | 9/13/2012 5:20:48 PM |
| elation0 | $25.00 | 9/13/2012 5:10:10 PM |
| worldly-gold | $50.00 | 9/13/2012 5:05:01 PM |
| first-integrity-gravity | $50.00 | 9/13/2012 5:07:24 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:18 PM |
| orange-spiritual-contract | $100.00 | 9/13/2012 5:29:07 PM |
| postalwhiz | $25.00 | 9/13/2012 5:09:52 PM |
| gizzywump | $25.00 | 9/13/2012 5:19:12 PM |
| nowits10 | $25.00 | 9/13/2012 5:21:55 PM |
| jazzlender | $25.00 | 9/13/2012 5:24:41 PM |
| top-historic-peso | $25.00 | 9/13/2012 5:28:29 PM |
| derwiki | $25.00 | 9/13/2012 5:38:34 PM |
| oreyedoc | $50.00 | 9/13/2012 5:29:54 PM |
| burrito6 | $50.00 | 9/13/2012 5:24:44 PM |
| enriching-dollar1 | $100.00 | 9/13/2012 5:25:26 PM |
| ah-long | $25.00 | 9/13/2012 5:26:34 PM |
| temitaco | $26.45 | 9/13/2012 5:30:43 PM |
| AmericanCowboy | $113.00 | 9/13/2012 5:44:15 PM |
| panther757 | $25.00 | 9/13/2012 5:31:29 PM |
| subtle-bill727 | $25.00 | 9/13/2012 5:29:33 PM |
| Thunderswan | $100.00 | 9/13/2012 5:34:59 PM |
| LeReve | $500.00 | 9/13/2012 5:36:00 PM |
| finder072 | $25.00 | 9/13/2012 5:31:42 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:33 PM |
| Sothenwhat | $100.00 | 9/13/2012 5:34:07 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 5:34:25 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:32 PM |
| asiaratt | $50.00 | 9/13/2012 5:44:38 PM |
| abundant-power | $25.00 | 9/13/2012 5:36:41 PM |
| Diamond_Jim | $25.00 | 9/13/2012 5:37:12 PM |
| worthy-dinero8 | $25.00 | 9/13/2012 5:32:11 PM |
| 52digital | $75.00 | 9/11/2012 5:09:44 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:48 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:07 PM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 6:06:13 PM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 6:34:25 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:05:51 PM |
| a-finance-nirvana | $25.00 | 9/12/2012 9:13:56 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:55 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:46 AM |
| heroic-hope3 | $25.00 | 9/12/2012 10:24:51 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:40 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:51:56 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:24 PM |
| help4u | $25.00 | 9/12/2012 6:51:30 PM |
| unassuming-market7 | $30.00 | 9/12/2012 11:46:30 PM |
| SpreadsheetSolutions | $26.76 | 9/13/2012 1:11:00 AM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:12 AM |
| bullwink27 | $25.00 | 9/13/2012 6:35:25 AM |
| d2vid | $106.47 | 9/13/2012 11:44:39 AM |
| rich329 | $25.00 | 9/13/2012 12:07:54 PM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:35 AM |
| pdub | $250.00 | 9/13/2012 10:39:25 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:30:55 AM |
| Mindful7 | $25.00 | 9/13/2012 2:11:02 PM |
| lean-dedication | $25.00 | 9/13/2012 2:48:38 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:21 AM |
| harmonious-contract5 | $25.00 | 9/13/2012 11:13:50 AM |
| kulender | $100.00 | 9/13/2012 12:12:33 PM |
| compatible-deal9 | $25.00 | 9/13/2012 11:25:28 AM |
| currency-persimmon | $25.00 | 9/13/2012 1:01:58 PM |
| payment-halo | $25.00 | 9/13/2012 11:31:04 AM |
| a-dough-plato | $25.00 | 9/13/2012 4:56:59 PM |
| johntims | $25.00 | 9/13/2012 1:22:20 PM |
| Feyenoord | $30.00 | 9/13/2012 1:31:58 PM |
| commitment-farm | $30.00 | 9/13/2012 2:02:02 PM |
| Tonusb0 | $25.00 | 9/13/2012 12:16:50 PM |
| priceless-capital0 | $25.00 | 9/13/2012 2:44:03 PM |
| Gandalf0001 | $25.00 | 9/13/2012 2:56:18 PM |
| KCEnterprises | $25.00 | 9/13/2012 12:50:03 PM |
| URBANCAPITAL | $25.00 | 9/13/2012 3:08:40 PM |
| bassman46 | $100.00 | 9/13/2012 4:01:16 PM |
| order-taco-bell | $25.00 | 9/13/2012 4:56:40 PM |
| jybank | $50.00 | 9/13/2012 4:23:42 PM |
| authoritative-platinum7 | $50.00 | 9/13/2012 5:16:03 PM |
| thelovebug | $100.00 | 9/13/2012 5:19:31 PM |
| dedicated-transaction796 | $25.00 | 9/13/2012 5:21:05 PM |
| Ballybay | $100.00 | 9/13/2012 5:25:16 PM |
| Katburg | $25.00 | 9/13/2012 5:14:05 PM |
| kellydawn | $25.00 | 9/13/2012 5:29:45 PM |
| elegant-hope578 | $50.00 | 9/13/2012 5:18:36 PM |
| melodious-fairness | $25.00 | 9/13/2012 5:31:16 PM |
| roman2008 | $25.00 | 9/13/2012 5:29:09 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:58 PM |
| return-pioneer221 | $200.00 | 9/13/2012 5:24:27 PM |
| daniel5075 | $100.00 | 9/13/2012 5:25:09 PM |
| principal-cooker2 | $50.00 | 9/13/2012 5:25:39 PM |
| bid-banjo3 | $100.00 | 9/13/2012 5:26:27 PM |
| responsibility-magnate | $27.00 | 9/13/2012 5:36:13 PM |
| proper-exchange8 | $50.00 | 9/13/2012 5:37:07 PM |
| worth-game-changer8 | $50.00 | 9/13/2012 5:32:51 PM |
| wwwUniversal | $25.00 | 9/13/2012 5:38:36 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:54 PM |
| historic-value7 | $100.00 | 9/13/2012 5:37:51 PM |
| asset-professor | $25.00 | 9/13/2012 5:39:14 PM |
| eoppy | $50.00 | 9/13/2012 5:40:32 PM |
| rvfbroker | $25.00 | 9/13/2012 5:41:40 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
637410
This series of Notes was issued and sold upon the funding of the borrower loan #73938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $154.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,158 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriching-funds736 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Dec-2009)
|
|
Principal balance:
| $650.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debts such as credit cards and back owed taxes for one manageable payment. Also, to emprove credit scores.
My financial situation:
I am a good candidate for this loan because I am in good standing with my creditors and I am currently not in default with any current loans.
Monthly net income: $3129.26
Monthly expenses: $2464
Housing: $1700
Insurance: $52
Car expenses: $100
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $195
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sweety075 | $25.00 | 9/11/2012 5:02:30 PM |
| spartacusiam | $25.00 | 9/11/2012 5:02:04 PM |
| emergencyMD | $25.00 | 9/11/2012 5:06:49 PM |
| The-CAPS-fan | $25.00 | 9/11/2012 5:20:25 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:23 PM |
| thrifty-capital | $25.00 | 9/11/2012 5:16:12 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:28:59 PM |
| Vegasjim | $25.00 | 9/11/2012 5:31:30 PM |
| thenadamgoes | $100.00 | 9/11/2012 6:00:22 PM |
| gravbox | $25.00 | 9/11/2012 5:41:57 PM |
| intelligent-yield | $50.00 | 9/11/2012 5:44:20 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:24 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:07 PM |
| fcrick | $50.00 | 9/11/2012 5:37:46 PM |
| Feyenoord | $30.00 | 9/11/2012 5:51:21 PM |
| attentive-compassion1 | $50.00 | 9/11/2012 5:46:59 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:57 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:33:20 PM |
| help4u | $25.00 | 9/11/2012 6:36:26 PM |
| Index_Plus | $320.20 | 9/11/2012 6:43:17 PM |
| dynamic-money271 | $100.00 | 9/11/2012 6:12:36 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:29:43 PM |
| RGlad | $185.00 | 9/11/2012 6:36:54 PM |
| RGlad | $65.00 | 9/11/2012 6:31:13 PM |
| MoneyForNothing | $30.30 | 9/11/2012 5:04:26 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:39 PM |
| lowrater | $100.70 | 9/11/2012 5:14:26 PM |
| PXM-Financial | $100.00 | 9/11/2012 5:11:02 PM |
| thankful-nickel2 | $55.55 | 9/11/2012 5:28:13 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:34 PM |
| dpries123 | $25.00 | 9/11/2012 5:18:13 PM |
| AF-Chief | $25.00 | 9/11/2012 5:35:15 PM |
| toblerone | $25.00 | 9/11/2012 5:18:18 PM |
| susurrus | $100.00 | 9/11/2012 5:39:59 PM |
| oregonusa | $25.00 | 9/11/2012 5:19:35 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:48 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:07 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:00 PM |
| britgsb | $50.00 | 9/11/2012 5:56:56 PM |
| Cliffie83 | $25.00 | 9/11/2012 5:43:49 PM |
| urbane-income7 | $25.00 | 9/11/2012 5:48:15 PM |
| melodious-fairness | $25.00 | 9/11/2012 5:50:30 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:05 PM |
| a-finance-nirvana | $25.00 | 9/11/2012 6:21:33 PM |
| janeybooboo | $49.75 | 9/11/2012 6:37:25 PM |
| martinatime | $25.00 | 9/11/2012 6:07:13 PM |
| loan-mammal | $100.00 | 9/11/2012 6:07:21 PM |
| managedfund | $1,333.00 | 9/11/2012 5:58:17 PM |
| MrAirport | $75.00 | 9/11/2012 6:13:10 PM |
| Domgabriel | $25.00 | 9/11/2012 6:14:43 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:11 PM |
| janeybooboo | $25.25 | 9/11/2012 6:30:23 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
637430
This series of Notes was issued and sold upon the funding of the borrower loan #74043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $166.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,259 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dedication-circuitry7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan: Taxes
This loan will be used to...pay a large amount of the principle of what I owe to the IRS
My financial situation: I have steady income
I am a good candidate for this loan because...I am responsible and I dont pay any of my bills late. Im on time every time
Monthly net income: $10,000
Monthly expenses: $2000
Housing: $1200
Insurance: $268
Car expenses: $468
Utilities: $80
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/11/2012 5:01:44 PM |
| power-chihuahua | $25.00 | 9/11/2012 5:06:51 PM |
| worth-blanket2 | $3,600.00 | 9/11/2012 5:08:22 PM |
| decisive-income7 | $500.00 | 9/11/2012 5:07:17 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
637474
This series of Notes was issued and sold upon the funding of the borrower loan #74281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,253 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-trade-caballero |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2012)
|
|
Principal balance:
| $9,359.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Auto
Purpose of loan:
This loan will be used to...
FIx car New engine
My financial situation: Good
I am a good candidate for this loan because...I have been a prosper customer and have never missed a payment
Monthly net income: $2550
Monthly expenses:
Housing: $0
Insurance: $75
Car expenses: $125
Utilities: $0
Phone, cable, internet: $123
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $415
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron | $50.00 | 9/10/2012 5:10:48 PM |
| Hedge-Fund | $25.00 | 9/10/2012 5:11:04 PM |
| handy-justice | $50.00 | 9/10/2012 5:04:30 PM |
| worth-blanket2 | $3,600.00 | 9/10/2012 5:08:19 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:24 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:22 PM |
| 52digital | $75.00 | 9/10/2012 5:17:59 PM |
| scholarly-order6 | $25.00 | 9/10/2012 5:17:04 PM |
| exchange-squirrel | $50.00 | 9/10/2012 5:18:23 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
637666
This series of Notes was issued and sold upon the funding of the borrower loan #74374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $82.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
13 | Length of status: | 1y 8m |
|
Amount delinquent:
| $409 |
Total credit lines:
| 20 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $44,508 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-majesty1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Bill
Purpose of loan:
This loan will be used to pay a medical bill for a surgery my wife had. We used an out-of-network doctor, and the loan would be used to pay a portion of what was not covered by insurance.
My financial situation:
I am a good candidate for this loan because I have been employed every day of my life since June 1990, I have a successful career, and my
Monthly net income: $6000
Monthly expenses: $4300
Housing: $2000
Insurance: $300
Car expenses: $400
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $40.00 | 9/11/2012 5:01:43 PM |
| HeroSupport | $30.00 | 9/11/2012 5:04:50 PM |
| worth-blanket2 | $1,800.00 | 9/11/2012 5:13:23 PM |
| 52digital | $75.00 | 9/11/2012 5:09:45 PM |
| Endeavour | $40.00 | 9/11/2012 5:05:29 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:02 PM |
| power-chihuahua | $25.00 | 9/11/2012 5:06:51 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
638052
This series of Notes was issued and sold upon the funding of the borrower loan #74534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $434.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,683 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| excellent-affluence8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000.00
Monthly expenses: $2200
Housing: $532
Insurance: $140
Car expenses: $490
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/12/2012 9:01:15 AM |
| Whipster | $60.00 | 9/12/2012 9:04:42 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:20 AM |
| cash-mad-scientist3 | $25.00 | 9/12/2012 9:43:38 AM |
| money-genome84 | $250.00 | 9/12/2012 9:23:08 AM |
| tolerant-responsibility051 | $2,000.00 | 9/12/2012 9:30:17 AM |
| community-burrito9 | $35.00 | 9/12/2012 9:36:35 AM |
| supreme-treasure8 | $100.00 | 9/12/2012 9:41:45 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:22 AM |
| 84928429 | $50.00 | 9/12/2012 9:49:24 AM |
| WalnutCreekguy | $50.00 | 9/12/2012 9:47:25 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:02 AM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 10:06:23 AM |
| bellaquito | $500.00 | 9/12/2012 10:36:48 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:47 AM |
| ready-interest9 | $25.00 | 9/12/2012 10:21:52 AM |
| proud-gold9 | $25.00 | 9/12/2012 10:50:55 AM |
| wildanne | $50.00 | 9/12/2012 10:25:43 AM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:56:14 AM |
| tech310 | $50.00 | 9/12/2012 10:26:46 AM |
| stollcm | $25.00 | 9/12/2012 10:59:08 AM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:59:33 AM |
| EngineersAlliance | $75.00 | 9/12/2012 10:39:10 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:16 AM |
| thrilling-fund427 | $50.00 | 9/12/2012 10:50:56 AM |
| networks4ever | $25.00 | 9/12/2012 11:02:15 AM |
| versatile-dime442 | $250.00 | 9/12/2012 10:59:51 AM |
| passivesf | $48.99 | 9/12/2012 2:27:21 PM |
| reflective-rupee | $25.00 | 9/12/2012 12:34:13 PM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:42 PM |
| receptive-affluence035 | $25.00 | 9/12/2012 2:18:22 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:34:21 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:26 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:08 PM |
| Hambone1111 | $25.00 | 9/12/2012 5:06:23 PM |
| rate-hawk | $25.00 | 9/12/2012 5:11:41 PM |
| subtle-bill727 | $25.00 | 9/12/2012 5:12:31 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:23 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:24 PM |
| lowrater | $50.70 | 9/12/2012 5:11:54 PM |
| transaction-locomotive183 | $25.00 | 9/12/2012 5:16:41 PM |
| vutah | $25.00 | 9/12/2012 9:04:18 AM |
| wonder3 | $25.00 | 9/12/2012 9:07:18 AM |
| 1stPlace | $100.00 | 9/12/2012 9:09:17 AM |
| Investor_DP | $200.00 | 9/12/2012 9:34:08 AM |
| mikrolown | $25.00 | 9/12/2012 9:24:09 AM |
| green-high-five7 | $25.00 | 9/12/2012 9:49:36 AM |
| alexander-hamilton | $49.00 | 9/12/2012 9:50:07 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:25 AM |
| journey517 | $25.00 | 9/12/2012 10:05:14 AM |
| Money__Tree | $200.00 | 9/12/2012 9:45:58 AM |
| 52digital | $75.00 | 9/12/2012 10:12:47 AM |
| Sid-K | $25.00 | 9/12/2012 9:51:17 AM |
| houli123 | $25.00 | 9/12/2012 10:00:18 AM |
| SLN-10 | $30.00 | 9/12/2012 10:35:47 AM |
| ferocious-kindness8 | $30.00 | 9/12/2012 10:10:36 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:03 AM |
| nex | $25.00 | 9/12/2012 10:11:20 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:51 AM |
| melodious-openness | $200.00 | 9/12/2012 10:29:20 AM |
| LeReve | $500.00 | 9/12/2012 11:02:13 AM |
| selector568 | $300.00 | 9/12/2012 10:36:17 AM |
| payout-paladin3 | $250.00 | 9/12/2012 10:48:54 AM |
| payout-paladin3 | $250.00 | 9/12/2012 10:56:43 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:10 PM |
| lostontheedge | $25.00 | 9/12/2012 11:15:33 AM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:19 AM |
| credit-adventurer313 | $25.00 | 9/12/2012 1:53:57 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:11 PM |
| integrity-doctor | $100.00 | 9/12/2012 4:26:24 PM |
| SkepticalBen | $25.00 | 9/12/2012 5:10:35 PM |
| computers-er | $25.00 | 9/12/2012 5:11:57 PM |
| new-gold-wrangler | $1,000.00 | 9/12/2012 5:12:19 PM |
| Bob450 | $25.00 | 9/12/2012 5:18:18 PM |
| blazing-capital2 | $216.28 | 9/12/2012 5:22:04 PM |
| fund-ambrosia0 | $25.00 | 9/12/2012 5:03:27 PM |
| zipemdown | $25.00 | 9/12/2012 5:09:40 PM |
| ferris2484 | $25.00 | 9/12/2012 5:20:31 PM |
| rcflick | $25.00 | 9/12/2012 5:21:43 PM |
| enticing-note | $25.00 | 9/12/2012 5:13:51 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
638164
This series of Notes was issued and sold upon the funding of the borrower loan #74079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $357.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,714 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-wonderful-truth |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: This loan will be used to...consolidation
My financial situation:
I am a good candidate for this loan because...I always pay my bills first before anything else
Monthly net income: $2800
Monthly expenses: $
Housing: $0
Insurance: $130
Car expenses: $
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/11/2012 5:04:32 PM |
| pdli_dude | $25.00 | 9/11/2012 5:03:06 PM |
| worth-blanket2 | $10,800.00 | 9/11/2012 5:02:32 PM |
| compassion-expert | $25.00 | 9/11/2012 5:08:01 PM |
| 52digital | $75.00 | 9/11/2012 5:09:46 PM |
| lowrater | $75.40 | 9/11/2012 5:03:46 PM |
| first-class-gold0 | $122.00 | 9/11/2012 5:05:48 PM |
| houli123 | $25.00 | 9/11/2012 5:11:42 PM |
| handy-justice | $50.00 | 9/11/2012 5:12:12 PM |
| scholarly-order6 | $70.00 | 9/11/2012 5:08:34 PM |
| profit-powerplant | $25.00 | 9/11/2012 5:13:20 PM |
| Bob450 | $7.56 | 9/11/2012 5:16:27 PM |
| dariop | $25.01 | 9/11/2012 5:07:48 PM |
| CA-Lender | $25.00 | 9/11/2012 5:09:34 PM |
| bellaquito | $500.00 | 9/11/2012 5:14:03 PM |
| superb-economy7 | $50.00 | 9/11/2012 5:14:43 PM |
| new-impeccable-coin | $35.00 | 9/11/2012 5:15:53 PM |
| asset-professor | $25.00 | 9/11/2012 5:15:57 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
638218
This series of Notes was issued and sold upon the funding of the borrower loan #73890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.85% |
Borrower rate/APR:
| 31.85% / 34.61% |
Monthly payment:
| $67.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.43% | | |
| |
Estimated return*:
| 15.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 620-639 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,091 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-integrity-euphoria |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2011)
|
|
Principal balance:
| $3,674.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
breast cancer assistance
Purpose of loan:
This loan will be used to help my fiance cover the cost of her treatment. She doesn't have insurance so we are doing everything we can to raise money so we can pay for her treatment and continue to live somewhat comfortably
My financial situation:
I am a good candidate for this loan because i am the type of person that wont let a bill or loan not get paid. prosper gives me a good enough deal to where i can pay back my loan comfortably
Monthly net income: $3400
Monthly expenses: $
Housing: $730
Insurance: $120
Car expenses: $622
Utilities: $85
Phone, cable, internet: $224
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $181
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jiggaman7 | $45.00 | 9/12/2012 9:05:28 AM |
| deal-galleon | $25.00 | 9/12/2012 9:06:16 AM |
| GRBMALA | $25.00 | 9/12/2012 9:10:34 AM |
| nimble-revenue5 | $63.00 | 9/12/2012 9:05:17 AM |
| lowrater | $50.70 | 9/12/2012 9:02:02 AM |
| orange-liberty-oyster | $100.00 | 9/12/2012 9:09:59 AM |
| 52digital | $75.00 | 9/12/2012 9:06:50 AM |
| worth-blanket2 | $1,800.00 | 9/12/2012 9:11:40 AM |
| handshake5 | $85.00 | 9/12/2012 9:04:26 AM |
| best-charming-leverage | $50.00 | 9/12/2012 9:09:54 AM |
| YeoLenderSource | $25.00 | 9/12/2012 9:10:19 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
638256
This series of Notes was issued and sold upon the funding of the borrower loan #74389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,101 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fabulous-wampum754 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to finish improving my website, by providing a merchant svc and being able to have more merchandise in store to accomodate the local customer. By being able to purchase my merchant svc I be able to save money in monthly rental fees for the equipment as well is going to improve my sales.
My financial situation:
Im good for these loan because I can afford the monthly payments, as well because Im very responsable with my finances.
Monthly net income: $ 1930.
Monthly expenses: $
Housing: $1325.00
Insurance: $100.
Car expenses: $130.00
Utilities: $
Phone, cable, internet: $ 65.
Food, entertainment: $ 320.
Clothing, household expenses: $200.
Credit cards and other loans: $ 250.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $75.40 | 9/12/2012 5:11:05 PM |
| first-euro-rapture | $25.00 | 9/12/2012 5:04:17 PM |
| Zingaro | $25.00 | 9/12/2012 5:23:08 PM |
| mad-scientist418 | $25.00 | 9/12/2012 6:38:43 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:00 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:14:47 PM |
| melodious-openness | $400.00 | 9/12/2012 6:41:09 PM |
| mrxtravis | $25.00 | 9/12/2012 6:27:25 PM |
| bellaquito | $500.00 | 9/12/2012 6:32:43 PM |
| 52digital | $75.00 | 9/12/2012 6:35:12 PM |
| Index_Plus | $324.60 | 9/12/2012 7:39:59 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
638260
This series of Notes was issued and sold upon the funding of the borrower loan #74118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $648.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 24y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,590 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fulfilling-fund174 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have realized that I make enough money to not use credit cards. However I have also realized that I will never pay off my credit cards at the high interest rates I have with them. With this 5 year plan, I will be able to pay off ALL credit card debt, cancel all the credit cards, make the monthly payment to you, and keep from going into debt again.
Monthly net income: $4200
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $400 (gas, oil changes, tires)
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $1000
Clothing, household expenses: $300
Credit cards and other loans: $0 after this loan - currently $19k in credit card debt - will cancel all credit cards :)
Other expenses: $225
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/11/2012 5:05:58 PM |
| worth-blanket2 | $22,500.00 | 9/11/2012 5:05:09 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
638280
This series of Notes was issued and sold upon the funding of the borrower loan #74420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.71% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 10.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
5 | Length of status: | 16y 1m |
|
Amount delinquent:
| $3,475 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,690 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unforgettable-gain6 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
|
Principal balance:
| $3,562.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...I am still working on my house. I need new doors, carpet for one bedroom, paint and new ceiling fixtures.
My financial situation:
I am a good candidate for this loan because...I make my payments.
Monthly net income: $2000. to $3500. it depends on sales
Monthly expenses: $850. varies
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 173.
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-pioneer221 | $198.00 | 9/12/2012 5:01:37 PM |
| worth-blanket2 | $3,600.00 | 9/12/2012 5:02:06 PM |
| Kaj | $25.00 | 9/12/2012 5:04:50 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:49 PM |
| transparency-sapling | $25.00 | 9/12/2012 5:04:47 PM |
| BostonCapital | $100.00 | 9/12/2012 5:04:51 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
638340
This series of Notes was issued and sold upon the funding of the borrower loan #74178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $147.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
7 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,000 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thorough-responsibility1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal use
Purpose of loan:
This loan will be used to...personal use
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time and I have an excellent credit rating.
Monthly net income: $3100.00
Monthly expenses: $150.00
Housing: $1252.00
Insurance: $30.00
Car expenses: $0.00
Utilities: room mate pays
Phone, cable, internet: $0.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $31.00
Other expenses: 75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $50.00 | 9/13/2012 9:03:13 AM |
| julijask | $25.00 | 9/13/2012 9:16:22 AM |
| income-triangulation1 | $25.00 | 9/13/2012 9:07:19 AM |
| new-impeccable-coin | $40.00 | 9/13/2012 9:38:25 AM |
| riveting-credit5 | $25.00 | 9/13/2012 9:25:53 AM |
| BankofRon_IRA | $100.00 | 9/13/2012 9:42:41 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:11 AM |
| power-chihuahua | $25.00 | 9/13/2012 9:20:39 AM |
| shellstar | $25.00 | 9/13/2012 9:48:04 AM |
| bowler252 | $25.00 | 9/13/2012 10:08:20 AM |
| fairgirl | $25.00 | 9/13/2012 10:11:13 AM |
| ledesma31 | $27.00 | 9/13/2012 9:42:23 AM |
| courteous-kindness1 | $25.00 | 9/13/2012 10:17:10 AM |
| loan-fate | $40.00 | 9/13/2012 9:48:15 AM |
| fantastic-wampum1 | $100.00 | 9/13/2012 10:07:18 AM |
| Joshua_E | $25.00 | 9/13/2012 9:56:42 AM |
| payment-halo | $25.00 | 9/13/2012 10:05:37 AM |
| Investor_DP | $117.60 | 9/13/2012 10:23:49 AM |
| greencat | $50.00 | 9/13/2012 9:04:41 AM |
| dollardave | $50.00 | 9/13/2012 9:08:17 AM |
| lowrater | $50.40 | 9/13/2012 9:07:19 AM |
| openness-antioxidant | $75.00 | 9/13/2012 9:41:55 AM |
| tranquil-gain1 | $75.00 | 9/13/2012 9:18:31 AM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 9:35:35 AM |
| careful-vigilance4 | $25.00 | 9/13/2012 9:49:43 AM |
| joyous-peace443 | $25.00 | 9/13/2012 9:46:55 AM |
| rate-advocator7 | $200.00 | 9/13/2012 10:16:45 AM |
| titancash4u | $25.00 | 9/13/2012 9:53:13 AM |
| CA-Lender | $50.00 | 9/13/2012 9:53:26 AM |
| ready-interest9 | $25.00 | 9/13/2012 10:11:50 AM |
| dpries123 | $25.00 | 9/13/2012 10:17:08 AM |
| 52digital | $75.00 | 9/13/2012 10:12:29 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
638344
This series of Notes was issued and sold upon the funding of the borrower loan #73971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,138 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| note-tremolo3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: consolidation
I am a good candidate for this loan because...
I pay everything on tome
Monthly net income: $4350.40
Monthly expenses:
Housing: $915.00
Insurance: $81.00
Car expenses: $456.00
Utilities: $136.00
Phone, cable, internet: $250.00
Food, entertainment: $150.00
Clothing, household expenses: $25.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| market-jam | $25.00 | 9/11/2012 5:04:43 PM |
| decisive-income7 | $1,000.00 | 9/11/2012 5:07:49 PM |
| 1randyp | $25.00 | 9/11/2012 5:02:12 PM |
| 52digital | $75.00 | 9/11/2012 5:09:46 PM |
| compassionate-auction6 | $107.00 | 9/11/2012 5:09:51 PM |
| asset-professor | $25.00 | 9/11/2012 5:15:57 PM |
| Learning2Lend | $25.00 | 9/11/2012 5:17:13 PM |
| musegaze | $50.00 | 9/11/2012 5:18:38 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:02 PM |
| brainy-return234 | $25.00 | 9/11/2012 5:29:00 PM |
| Plow_n_Sow | $25.00 | 9/11/2012 5:09:53 PM |
| b7kahuna | $25.00 | 9/11/2012 5:11:00 PM |
| Mathon | $25.00 | 9/11/2012 5:15:54 PM |
| open-minded-p2p1 | $25.00 | 9/11/2012 5:12:51 PM |
| top-gold-library | $25.00 | 9/11/2012 5:40:31 PM |
| Kaj | $25.00 | 9/11/2012 5:29:22 PM |
| Miklot | $30.00 | 9/11/2012 5:29:47 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:49 PM |
| ItsJustMe79 | $25.00 | 9/11/2012 5:23:56 PM |
| rvfbroker | $25.00 | 9/11/2012 5:26:17 PM |
| bazaar-tulip | $500.00 | 9/11/2012 5:57:07 PM |
| Investor_DP | $200.00 | 9/11/2012 5:57:22 PM |
| debt-force | $25.00 | 9/11/2012 5:39:03 PM |
| unassassinable | $25.00 | 9/11/2012 5:42:15 PM |
| vontuse | $25.00 | 9/11/2012 6:00:31 PM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 6:06:15 PM |
| Forlio | $25.00 | 9/11/2012 5:47:05 PM |
| helpinghand63 | $25.00 | 9/11/2012 5:49:29 PM |
| shrewd-peace7 | $25.00 | 9/11/2012 5:41:10 PM |
| mikbos | $25.00 | 9/11/2012 5:51:36 PM |
| unrelenting-auction7 | $25.00 | 9/11/2012 5:53:09 PM |
| john0720 | $25.00 | 9/11/2012 6:33:12 PM |
| melodious-fairness | $25.00 | 9/11/2012 5:50:31 PM |
| economy-shrubbery6 | $25.00 | 9/11/2012 5:51:02 PM |
| berniemadeoff | $25.00 | 9/11/2012 6:41:28 PM |
| Index_Plus | $3,853.00 | 9/11/2012 6:43:18 PM |
| worthy-dinero8 | $25.00 | 9/11/2012 5:20:50 PM |
| ericgassercom | $25.00 | 9/11/2012 5:04:24 PM |
| postalwhiz | $25.00 | 9/11/2012 5:14:24 PM |
| compassion-expert | $25.00 | 9/11/2012 5:08:01 PM |
| jamiee73 | $25.00 | 9/11/2012 5:21:05 PM |
| handy-justice | $50.00 | 9/11/2012 5:13:36 PM |
| community-burrito9 | $45.00 | 9/11/2012 5:29:36 PM |
| productive-note2 | $50.00 | 9/11/2012 5:11:11 PM |
| vutah | $65.00 | 9/11/2012 5:12:21 PM |
| rysil | $35.00 | 9/11/2012 5:17:44 PM |
| Sothenwhat | $100.00 | 9/11/2012 5:32:41 PM |
| bellaquito | $500.00 | 9/11/2012 5:14:03 PM |
| thrifty-capital | $38.00 | 9/11/2012 5:15:05 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:01 PM |
| genius520 | $100.00 | 9/11/2012 5:24:29 PM |
| careful-vigilance4 | $25.00 | 9/11/2012 5:24:58 PM |
| Beld | $50.00 | 9/11/2012 5:25:14 PM |
| Wellman | $25.00 | 9/11/2012 5:25:38 PM |
| trajectory8 | $25.00 | 9/11/2012 5:27:59 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:07 PM |
| MrBailey | $25.00 | 9/11/2012 5:46:10 PM |
| bubb_hans | $25.00 | 9/11/2012 5:46:20 PM |
| resolute-worth4 | $47.00 | 9/11/2012 5:23:51 PM |
| selector568 | $300.00 | 9/11/2012 5:31:59 PM |
| asiaratt | $50.00 | 9/11/2012 5:24:42 PM |
| kindest-credit-bear | $250.00 | 9/11/2012 5:48:53 PM |
| life-is-great | $25.00 | 9/11/2012 5:33:17 PM |
| EngineersAlliance | $100.00 | 9/11/2012 5:49:13 PM |
| miked8303 | $50.00 | 9/11/2012 5:53:36 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:08 PM |
| robust-trade | $25.00 | 9/11/2012 5:56:14 PM |
| the-credit-maker | $100.00 | 9/11/2012 5:32:59 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:48 PM |
| FlyBill | $50.00 | 9/11/2012 5:39:45 PM |
| TronMedici | $50.00 | 9/11/2012 5:41:31 PM |
| return-pioneer221 | $200.00 | 9/11/2012 5:52:42 PM |
| bassman2 | $25.00 | 9/11/2012 5:57:15 PM |
| reward-excellency1 | $25.00 | 9/11/2012 6:28:42 PM |
| rogue_monster | $50.00 | 9/11/2012 5:48:36 PM |
| wwwUniversal | $25.00 | 9/11/2012 6:06:49 PM |
| valiant-liberty4 | $25.00 | 9/11/2012 5:56:30 PM |
| SolarMoonshine | $25.00 | 9/11/2012 6:40:34 PM |
| loan-mammal | $100.00 | 9/11/2012 6:07:22 PM |
| SLN-10 | $50.00 | 9/11/2012 6:11:42 PM |
| Kame | $25.00 | 9/11/2012 6:00:06 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:07 PM |
| martinatime | $25.00 | 9/11/2012 6:31:48 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:21 PM |
| riveting-community | $45.00 | 9/11/2012 6:42:19 PM |
| help4u | $25.00 | 9/11/2012 6:36:27 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
638446
This series of Notes was issued and sold upon the funding of the borrower loan #74160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 27.67% |
Borrower rate/APR:
| 28.67% / 31.34% |
Monthly payment:
| $315.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.98% | | |
| |
Estimated return*:
| 15.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,963 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-wicket |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Lower my monthly payments, get out of debt faster
This loan will be used to... Pay off credit cards accrued during graduate school
My financial situation:
I am a good candidate for this loan because... I am a young professional working towards eliminating credit card debt I accrued throughout my graduate school. Deadlines and due dates are very important to me, and I work to pay everything on time.
Monthly net income: $ 2,624
Monthly expenses: $ 150
Housing: $ 550
Insurance: $ 130
Car expenses: $ 180
Utilities: $ 50
Phone, cable, internet: 75
Food, entertainment: $ 150
Clothing, household expenses: $ 25
Credit cards and other loans: $ 230
Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MI2 | $5,000.00 | 9/12/2012 5:02:27 PM |
| 52digital | $75.00 | 9/12/2012 5:05:01 PM |
| duty-viola | $25.00 | 9/12/2012 5:08:58 PM |
| scholarly-order6 | $75.00 | 9/12/2012 5:11:49 PM |
| subtle-bill727 | $25.00 | 9/12/2012 5:12:31 PM |
| vontuse | $25.00 | 9/12/2012 5:12:54 PM |
| worth-blanket2 | $9,000.00 | 9/12/2012 5:13:04 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
638474
This series of Notes was issued and sold upon the funding of the borrower loan #74139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 84% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
6 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,744 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-aspen |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2012)
|
|
Principal balance:
| $14,287.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off Sears cc
My financial situation:
I am a good candidate for this loan because...this is my second loan with prosper...always pay on time
Monthly net income: $2100
Monthly expenses:
Housing: $
Insurance: $80
Car expenses: $750
Utilities: $60
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/13/2012 5:02:28 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:20 PM |
| 52digital | $75.00 | 9/13/2012 5:03:55 PM |
| deal-enthusiast | $50.00 | 9/13/2012 5:04:17 PM |
| worth-blanket2 | $3,600.00 | 9/13/2012 5:10:50 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
638506
This series of Notes was issued and sold upon the funding of the borrower loan #74076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
12 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,372 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-game-changer834 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit and car repairs
My financial situation:
I am a good candidate for this loan because I have a regular paycheck that affords the payments
Monthly net income: $3500, includes rental income
Monthly expenses: $400
Housing: $NA
Insurance: $180
Car expenses: $280
Utilities: $NA
Phone, cable, internet: $ NA
Food, entertainment: $ 200
Clothing, household expenses: $NA
Credit cards and other loans: $1195
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdli_dude | $25.00 | 9/12/2012 9:06:59 AM |
| handy-justice | $50.00 | 9/12/2012 9:09:15 AM |
| DasMula | $25.00 | 9/12/2012 9:09:52 AM |
| SecondChanceLendingSERV | $26.03 | 9/12/2012 9:12:22 AM |
| bid-czar8 | $100.00 | 9/12/2012 9:16:36 AM |
| worth-blanket2 | $3,600.00 | 9/12/2012 9:06:25 AM |
| 52digital | $75.00 | 9/12/2012 9:06:50 AM |
| lowrater | $50.40 | 9/12/2012 9:06:53 AM |
| mikbos | $25.00 | 9/12/2012 9:16:54 AM |
| joyous-peace443 | $25.00 | 9/12/2012 9:18:42 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
638584
This series of Notes was issued and sold upon the funding of the borrower loan #74456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,475 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adorable-p2ploan571 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...travel
My financial situation:
I am a good candidate for this loan because...I will pay my bill
Monthly net income: $2250
Monthly expenses: $
Housing: $867.00
Insurance: $167
Car expenses: $50
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/12/2012 9:17:35 AM |
| handy-justice | $50.00 | 9/12/2012 9:22:04 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:20 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:12 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:30 PM |
| first-euro-rapture | $25.00 | 9/12/2012 9:30:42 AM |
| LuvToLend | $25.00 | 9/12/2012 10:23:37 AM |
| refresher211 | $25.00 | 9/12/2012 10:57:52 AM |
| mrxtravis | $25.00 | 9/12/2012 10:27:12 AM |
| Silver_Rupee | $25.01 | 9/12/2012 10:35:50 AM |
| dudebrah | $25.00 | 9/12/2012 10:49:06 AM |
| favorite-commerce | $30.00 | 9/12/2012 3:18:24 PM |
| let_me_retire | $50.00 | 9/12/2012 12:06:13 PM |
| first-serene-credit | $25.00 | 9/12/2012 4:55:09 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:08 PM |
| a_andy | $19.99 | 9/12/2012 4:56:15 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
638664
This series of Notes was issued and sold upon the funding of the borrower loan #74558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $164.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 35
/
27 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,364 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| disk245 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards and make minor repairs to my home.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time and my credit is very important to me and my future.
Monthly net income: $ 2923.52 - 3554.40
Monthly expenses: $ 2000
Housing: $530
Insurance: $150
Car expenses: $350
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.70 | 9/13/2012 5:01:43 PM |
| 52digital | $75.00 | 9/13/2012 5:03:56 PM |
| new-impeccable-coin | $25.00 | 9/13/2012 5:02:49 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:02 PM |
| Whipster | $35.00 | 9/13/2012 5:02:11 PM |
| wonder3 | $25.00 | 9/13/2012 5:03:17 PM |
| worth-blanket2 | $3,600.00 | 9/13/2012 5:08:01 PM |
| decisive-income7 | $1,000.00 | 9/13/2012 5:03:28 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
638674
This series of Notes was issued and sold upon the funding of the borrower loan #74495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $135.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,556 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| EHART8950 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off my lawyers from a recent custody dispute, and allow me to have ortho work done for my 11 year old daughter.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3750.
Monthly expenses: $
Housing: $640.00
Insurance: 0
Car expenses: $870 payment, fuel, and insurance
Utilities: $260.00
Phone, cable, internet: $250.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $50.00
Other expenses: $200 a month to lawyers, ortho will be $150 a month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/12/2012 9:07:35 AM |
| asset-professor | $25.00 | 9/12/2012 9:02:32 AM |
| DasMula | $25.00 | 9/12/2012 9:21:48 AM |
| Bob450 | $25.00 | 9/12/2012 9:32:45 AM |
| BankofRon_IRA | $100.00 | 9/12/2012 9:21:57 AM |
| asiaratt | $50.00 | 9/12/2012 9:29:03 AM |
| musegaze | $50.00 | 9/12/2012 9:24:24 AM |
| Canidae | $25.00 | 9/12/2012 9:26:02 AM |
| the-credit-maker | $100.00 | 9/12/2012 9:34:01 AM |
| JauaFlash | $25.00 | 9/12/2012 9:49:47 AM |
| bubb_hans | $25.00 | 9/12/2012 9:37:03 AM |
| forthright-trade | $35.00 | 9/12/2012 10:01:24 AM |
| finance-prescription | $100.00 | 9/12/2012 9:48:45 AM |
| rate-advocator7 | $50.00 | 9/12/2012 10:11:31 AM |
| life-is-great | $25.00 | 9/12/2012 9:53:01 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:26 AM |
| orearella3 | $25.00 | 9/12/2012 9:55:22 AM |
| power-chihuahua | $25.00 | 9/12/2012 10:01:16 AM |
| TheCount | $25.00 | 9/12/2012 9:59:56 AM |
| green-high-five7 | $25.00 | 9/12/2012 10:05:17 AM |
| social-cocktail1 | $200.00 | 9/12/2012 10:10:47 AM |
| careful-vigilance4 | $25.00 | 9/12/2012 10:05:19 AM |
| 108-IRA | $50.00 | 9/12/2012 10:17:57 AM |
| joyous-peace443 | $25.00 | 9/12/2012 9:18:43 AM |
| 52digital | $75.00 | 9/12/2012 9:06:50 AM |
| dedicated-transaction796 | $25.00 | 9/12/2012 9:32:21 AM |
| money-genome84 | $250.00 | 9/12/2012 9:23:08 AM |
| bob450-roth | $25.00 | 9/12/2012 9:45:58 AM |
| tolerant-responsibility051 | $2,000.00 | 9/12/2012 9:30:17 AM |
| shmb6508 | $50.00 | 9/12/2012 9:33:57 AM |
| money-surge1 | $25.00 | 9/12/2012 9:51:30 AM |
| jazzlender | $25.00 | 9/12/2012 9:44:59 AM |
| Money__Tree | $200.00 | 9/12/2012 9:45:58 AM |
| genius520 | $28.00 | 9/12/2012 9:46:20 AM |
| Bad_Debt | $25.00 | 9/12/2012 10:03:44 AM |
| Comoparklender | $25.00 | 9/12/2012 9:49:26 AM |
| economy-shrubbery6 | $25.00 | 9/12/2012 9:46:12 AM |
| nex | $25.00 | 9/12/2012 10:11:21 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:03 AM |
| DSFinancial | $25.00 | 9/12/2012 10:00:39 AM |
| penny-surgeon | $25.00 | 9/12/2012 10:07:27 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
638818
This series of Notes was issued and sold upon the funding of the borrower loan #74501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,848 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-market-taiko |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4123
Monthly expenses: $100
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/12/2012 5:03:31 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:14:07 PM |
| Zingaro | $25.00 | 9/12/2012 5:23:08 PM |
| reflective-rupee | $25.00 | 9/12/2012 10:39:03 PM |
| green28 | $25.00 | 9/13/2012 5:17:07 AM |
| order-bee1 | $100.00 | 9/13/2012 1:02:17 AM |
| wise-bonus-orchid | $50.00 | 9/13/2012 4:44:54 AM |
| let_me_retire | $75.00 | 9/13/2012 5:02:52 AM |
| ledesma31 | $25.00 | 9/13/2012 9:44:02 AM |
| moola-monger9 | $75.00 | 9/13/2012 1:16:17 PM |
| first-serene-credit | $25.00 | 9/13/2012 11:34:43 AM |
| URBANCAPITAL | $25.00 | 9/13/2012 3:00:36 PM |
| RoccoLoan | $50.00 | 9/13/2012 11:11:43 AM |
| bid-catalyst0 | $100.00 | 9/13/2012 4:03:49 PM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:45 PM |
| deal-hickory5 | $100.00 | 9/13/2012 5:06:22 PM |
| dough-souffle | $25.00 | 9/13/2012 5:08:57 PM |
| duty-viola | $25.00 | 9/12/2012 5:09:00 PM |
| bellaquito | $500.00 | 9/12/2012 6:32:44 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:34 PM |
| scoobiedoo | $25.02 | 9/12/2012 6:53:54 PM |
| lowrater | $50.40 | 9/12/2012 10:27:00 PM |
| ultimate-peace | $250.00 | 9/13/2012 5:33:24 AM |
| payment-halo | $25.00 | 9/13/2012 10:30:23 AM |
| Bob450 | $25.00 | 9/13/2012 10:49:20 AM |
| pdub | $250.00 | 9/13/2012 10:39:30 AM |
| vigilance-spinner3 | $25.00 | 9/13/2012 12:05:04 PM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:17 AM |
| green-friendly-bill | $50.00 | 9/13/2012 11:30:01 AM |
| indomitable-dedication790 | $50.00 | 9/13/2012 1:56:43 PM |
| refined-return922 | $25.00 | 9/13/2012 2:22:41 PM |
| enriched-return057 | $200.00 | 9/13/2012 2:52:46 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:33 PM |
| the-credit-maker | $94.55 | 9/13/2012 5:17:24 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
638954
This series of Notes was issued and sold upon the funding of the borrower loan #74169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $99,402 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-dna5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...help family member
My financial situation:
I am a good candidate for this loan because...
credit is great and income is great
Monthly net income: $6800
Monthly expenses: $
Housing: $1800
Insurance: $
Car expenses: $
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TheSituation | $25.00 | 9/14/2012 9:04:03 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:25 AM |
| KEOLEND | $25.00 | 9/14/2012 9:04:38 AM |
| Bad_Debt | $25.83 | 9/14/2012 9:02:47 AM |
| historic-value7 | $74.17 | 9/14/2012 9:05:05 AM |
| worth-blanket2 | $3,600.00 | 9/14/2012 9:01:51 AM |
| benjamins-rumbler | $50.00 | 9/14/2012 9:02:56 AM |
| Assets-Up | $25.00 | 9/14/2012 9:03:01 AM |
| WisconsinFinance | $25.00 | 9/14/2012 9:04:03 AM |
| CA-Lender | $50.00 | 9/14/2012 9:02:23 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
639112
This series of Notes was issued and sold upon the funding of the borrower loan #74085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $145.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,821 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| manute10 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: pay off bills
This loan will be used to..pay off bills to have one low monthly payment.
My financial situation:
I am a good candidate for this loan because... I have a great paying stable job and will be able to pay this loan off in no time at all.
Monthly net income: $4200.00
Monthly expenses: $
Housing: $0
Insurance: $52.00
Car expenses: $236
Utilities: $190
Phone, cable, internet: $100
Food, entertainment: $125
Clothing, household expenses: $50
Credit cards and other loans: $50 if I get this loan.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/13/2012 9:02:16 AM |
| wonder3 | $25.00 | 9/13/2012 9:03:00 AM |
| finance-investor3 | $25.00 | 9/13/2012 9:03:11 AM |
| favorite-commerce | $30.00 | 9/13/2012 9:02:38 AM |
| greencat | $50.00 | 9/13/2012 9:03:31 AM |
| lowrater | $50.70 | 9/13/2012 9:05:49 AM |
| power-chihuahua | $25.00 | 9/13/2012 9:20:39 AM |
| spartacusiam | $25.00 | 9/13/2012 9:04:24 AM |
| calmfunds | $1,300.00 | 9/13/2012 9:27:46 AM |
| paradise-foothill | $50.00 | 9/13/2012 9:29:22 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:09:16 AM |
| Fitiwalt7 | $25.00 | 9/13/2012 9:26:56 AM |
| azazle | $25.00 | 9/13/2012 9:33:33 AM |
| handy-justice | $50.00 | 9/13/2012 9:03:34 AM |
| EngineersAlliance | $100.00 | 9/13/2012 9:15:59 AM |
| toblerone | $25.00 | 9/13/2012 9:31:29 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:11 AM |
| tolerant-responsibility051 | $1,619.30 | 9/13/2012 9:35:35 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
639214
This series of Notes was issued and sold upon the funding of the borrower loan #74142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 10m |
|
Amount delinquent:
| $71 |
Total credit lines:
| 38 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,553 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rainbrella |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
660-679
(Aug-2009)
640-659
(Jul-2009)
620-639
(Oct-2008)
|
|
Principal balance:
| $1,586.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Home improvements 3rd Prosper loan
Purpose of loan: Home improvement
This loan will be used to make several improvements to my home.
My financial situation: I am working both a full time and a part time job. My take home pay is $4,000/monthly
I am a good candidate for this loan because this will be my 3rd Prosper loan and I have never been late with my payments.
Monthly net income: $4000
Monthly expenses:
Housing: $900
Insurance: $150
Car expenses: $200
Utilities: $200
Phone, cable, internet: $175
Food, entertainment: $600
Clothing, household expenses: varies
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/13/2012 9:02:58 AM |
| credit-missile | $135.00 | 9/13/2012 9:02:40 AM |
| Dusigrosz | $197.00 | 9/13/2012 9:01:58 AM |
| NekHoldings | $25.00 | 9/13/2012 9:02:38 AM |
| vutah | $25.00 | 9/13/2012 9:04:52 AM |
| interest-agave | $25.00 | 9/13/2012 9:07:09 AM |
| marwadi-62 | $1,000.00 | 9/13/2012 9:02:22 AM |
| intrepid-loot | $25.00 | 9/13/2012 9:03:08 AM |
| Bad_Debt | $25.00 | 9/13/2012 9:03:38 AM |
| greencat | $50.00 | 9/13/2012 9:03:58 AM |
| servnyou | $35.00 | 9/13/2012 9:05:35 AM |
| mikeandcat | $98.77 | 9/13/2012 9:06:27 AM |
| stylish-revenue4 | $25.00 | 9/13/2012 9:06:45 AM |
| trumpeter5 | $25.00 | 9/13/2012 9:02:44 AM |
| MStax | $110.41 | 9/13/2012 9:03:00 AM |
| fascinating-generosity3 | $89.62 | 9/13/2012 9:03:38 AM |
| marinbb | $100.00 | 9/13/2012 9:03:59 AM |
| school-loan-gambler | $500.00 | 9/13/2012 9:03:07 AM |
| adaptable-return21 | $50.00 | 9/13/2012 9:02:13 AM |
| handy-justice | $50.00 | 9/13/2012 9:02:36 AM |
| MoneyForNothing | $30.25 | 9/13/2012 9:02:49 AM |
| thrifty-capital | $30.00 | 9/13/2012 9:05:26 AM |
| respectful-dough429 | $50.00 | 9/13/2012 9:02:37 AM |
| red-power-pecan | $36.00 | 9/13/2012 9:05:28 AM |
| scholarly-order6 | $125.00 | 9/13/2012 9:07:28 AM |
| frantic-retirement | $82.73 | 9/13/2012 9:03:31 AM |
| lowrater | $50.70 | 9/13/2012 9:05:00 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:05:22 AM |
| GGreg799 | $25.00 | 9/13/2012 9:06:28 AM |
| worth-blanket2 | $3,600.00 | 9/13/2012 9:07:36 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
639274
This series of Notes was issued and sold upon the funding of the borrower loan #74561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 0
/
0 | Length of status: | 6y 11m |
|
Amount delinquent:
| $23,066 |
Total credit lines:
| 29 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassailable-agreement3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation: Very Stable
I am a good candidate for this loan because I have solid income and stabe work history and pay all bills on time.
Monthly net income: $7700.00
Monthly expenses: $100
Housing: $1620.00
Insurance: $150.00
Car expenses: $300.00
Utilities: $935.00
Phone, cable, internet: $165
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $400.00
Other expenses: $600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/13/2012 5:03:57 PM |
| handy-justice | $50.00 | 9/13/2012 5:11:27 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:23:09 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:37 PM |
| brainy-return234 | $25.00 | 9/13/2012 5:11:42 PM |
| power-chihuahua | $25.00 | 9/13/2012 5:15:56 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:43 PM |
| the-credit-maker | $100.00 | 9/13/2012 5:17:27 PM |
| bewitching-dollar5 | $83.00 | 9/13/2012 5:21:50 PM |
| proper-exchange8 | $50.00 | 9/13/2012 5:37:08 PM |
| UstedEsElHombre | $100.00 | 9/13/2012 5:49:48 PM |
| derwiki | $25.00 | 9/13/2012 5:38:34 PM |
| asset-professor | $25.00 | 9/13/2012 5:39:14 PM |
| worthy-dinero8 | $25.00 | 9/13/2012 5:32:11 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:22 PM |
| return-pioneer221 | $200.00 | 9/13/2012 5:24:28 PM |
| careful-vigilance4 | $25.00 | 9/13/2012 5:22:07 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:01 PM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 5:24:49 PM |
| enriching-dollar1 | $100.00 | 9/13/2012 5:25:37 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:34 PM |
| joyous-peace443 | $25.00 | 9/13/2012 5:33:47 PM |
| fascinating-benefit279 | $50.00 | 9/13/2012 5:46:37 PM |
| paytonbrigadier | $84.00 | 9/13/2012 5:48:23 PM |
| Joshua_E | $25.00 | 9/13/2012 5:43:02 PM |
| toblerone | $25.00 | 9/13/2012 5:43:26 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
639412
This series of Notes was issued and sold upon the funding of the borrower loan #74440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $446.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,415 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| selector119 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... pay off personal debt to reduce financial obligations until I can recover from a recent reduction of customer sales.
My financial situation: moderate income being received. Not comfortable with amount of debt compared with current amount of income.
I am a good candidate for this loan because... I will be able to improve my personal financial status and i currently have income that will allow me to pay back the loan as scheduled.
Monthly net income: $5,350.00
Monthly expenses:
Housing: $765.00
Insurance: $400.00
Car expenses: $475.00
Utilities: $400.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1,100.00
Other expenses: $800.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/13/2012 5:03:10 PM |
| Index_Plus | $1,359.97 | 9/13/2012 5:04:16 PM |
| worth-blanket2 | $13,500.00 | 9/13/2012 5:03:11 PM |
| money-bauble | $100.00 | 9/13/2012 5:01:58 PM |
| 52digital | $75.00 | 9/13/2012 5:03:57 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
639814
This series of Notes was issued and sold upon the funding of the borrower loan #74112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 7y 0m |
|
Amount delinquent:
| $243 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,261 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-truth0 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $5,864.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Home improvement
Purpose of loan: Fix the roof on my home
This loan will be used to...
My financial situation: I am employed full time at the same job for last 7 years.
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $50
Housing: $400
Insurance: $10
Car expenses: $60
Utilities: $50
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| deal-galleon | $25.00 | 9/14/2012 9:04:07 AM |
| best-charming-leverage | $37.00 | 9/14/2012 9:02:18 AM |
| worth-blanket2 | $3,600.00 | 9/14/2012 9:03:17 AM |
| american-investor | $25.00 | 9/14/2012 9:02:22 AM |
| handy-justice | $50.00 | 9/14/2012 9:02:39 AM |
| red-power-pecan | $28.00 | 9/14/2012 9:05:44 AM |
| principal-cooker2 | $50.00 | 9/14/2012 9:02:36 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:26 AM |
| handshake5 | $100.00 | 9/14/2012 9:04:05 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
607983
This series of Notes was issued and sold upon the funding of the borrower loan #74147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $407.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $662 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-dynamic-gold |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to... Investment Property
My financial situation:
I am a good candidate for this loan because... High Credit Score, perfect payment history since 2007, Disable Veteran of the Air Force with a guaranteed lifetime $85K of NON-TAXABLE Income, Only one open account with GE Money which will have a $0 balance Jan 2013. The Investment property is already filled with four 12-month lease tenants bringing $1200/mo Cashflow.
Monthly net income: $6970
Monthly expenses: $2,153 (details below)
Housing: $869
Insurance: $65 Auto $28 Home
Car expenses: $45 quarterly oil changes
Utilities: $304 ($168 gas, $75 electric, 61 water&sewage)
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $35/mo GE Money... $0 balance in Jan 2013
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| penny-surgeon | $25.00 | 8/30/2012 12:51:25 PM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:57:06 PM |
| orange-liberty-oyster | $100.00 | 8/30/2012 1:23:02 PM |
| durability-ace9 | $30.00 | 8/30/2012 6:18:20 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:22 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:34 PM |
| bowler252 | $25.00 | 8/30/2012 8:28:45 PM |
| KCEnterprises | $25.00 | 8/30/2012 9:29:37 PM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:32 AM |
| britgsb | $50.00 | 8/31/2012 10:31:01 AM |
| mechanic111 | $70.00 | 8/31/2012 2:35:33 PM |
| genuine-asset240 | $25.00 | 8/31/2012 5:29:37 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:48 PM |
| irrelevant | $50.00 | 9/1/2012 5:05:20 AM |
| cahjoon | $25.00 | 9/1/2012 12:02:43 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:18 PM |
| kenji4861 | $25.00 | 9/1/2012 2:17:56 PM |
| Investor_DP | $100.00 | 9/1/2012 1:27:07 PM |
| well-mannered-income3 | $80.00 | 9/2/2012 5:04:44 AM |
| Wilhan | $60.00 | 9/2/2012 6:31:55 AM |
| Toastmaster007 | $35.00 | 9/2/2012 9:01:40 AM |
| topher515 | $25.00 | 9/2/2012 5:47:33 PM |
| Sagamore | $150.00 | 9/2/2012 1:35:38 PM |
| efficient-truth | $25.00 | 9/2/2012 10:23:05 PM |
| integrity-doctor | $100.00 | 9/2/2012 5:07:39 PM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:17 PM |
| KMSB | $25.00 | 9/3/2012 12:41:40 PM |
| colonel165 | $25.00 | 9/3/2012 3:30:26 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:10 PM |
| bdiddy1268 | $30.00 | 9/4/2012 5:56:46 AM |
| SPB | $50.00 | 9/4/2012 8:24:30 AM |
| collider048 | $25.00 | 9/4/2012 11:45:55 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:40 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:34 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:35 PM |
| mmills1220 | $25.00 | 9/4/2012 5:11:41 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:07:51 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:00 PM |
| orange-spiritual-contract | $67.00 | 9/4/2012 5:11:18 PM |
| bewitching-dollar5 | $100.00 | 9/4/2012 5:33:18 PM |
| IP | $25.00 | 9/4/2012 5:34:12 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:22 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:34 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:30 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:33 PM |
| transparency-sapling | $25.00 | 9/4/2012 5:44:50 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:38 PM |
| liberty-prometheus6 | $25.00 | 9/4/2012 7:31:02 PM |
| adaptable-benefit6 | $25.00 | 9/4/2012 7:58:56 PM |
| felicity-taxi4 | $25.00 | 9/4/2012 8:31:32 PM |
| reinforced-deal8 | $25.00 | 9/4/2012 10:55:18 PM |
| vigorous-vigilance773 | $25.00 | 9/5/2012 7:03:25 AM |
| Bob450 | $25.00 | 9/5/2012 8:34:11 AM |
| top-benefit-sequoia | $50.00 | 9/5/2012 9:07:39 AM |
| Huck007 | $25.00 | 9/5/2012 9:32:18 AM |
| awe-inspiring-commitment972 | $30.00 | 9/5/2012 9:37:56 AM |
| gulch | $25.00 | 9/5/2012 9:22:58 AM |
| the-enthralling-coin | $25.00 | 9/5/2012 9:57:48 AM |
| WxChem | $30.00 | 9/5/2012 10:02:37 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:06 AM |
| greenbacchus | $25.00 | 9/5/2012 10:06:44 AM |
| winmals | $25.00 | 9/5/2012 10:24:14 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:37 AM |
| first-silver-bridge | $25.00 | 9/5/2012 11:41:02 AM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:56 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:31 PM |
| Theodon | $25.00 | 8/31/2012 3:49:00 AM |
| supersam | $50.00 | 8/31/2012 5:43:59 AM |
| receptive-affluence035 | $25.00 | 8/31/2012 10:20:17 AM |
| 6_kids_college_fund | $25.00 | 8/31/2012 5:14:15 PM |
| tolerant-responsibility051 | $2,000.00 | 8/31/2012 6:03:45 PM |
| Oakland | $50.00 | 9/1/2012 6:26:42 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:45 AM |
| bob450-roth | $25.00 | 9/1/2012 8:56:39 AM |
| excellent-loan8 | $25.00 | 9/1/2012 9:36:51 AM |
| Investoman | $25.00 | 9/1/2012 12:06:37 PM |
| economy-tuba7 | $50.00 | 9/1/2012 12:06:56 PM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:42 PM |
| money-bauble | $100.00 | 9/1/2012 12:45:59 PM |
| Jloaner | $100.00 | 9/2/2012 8:10:12 AM |
| compassionenstein0 | $25.00 | 9/2/2012 8:24:29 AM |
| westcoastsun | $25.00 | 9/2/2012 10:27:32 AM |
| 1stPlace | $50.00 | 9/2/2012 1:02:44 PM |
| trajectory8 | $25.00 | 9/2/2012 1:37:59 PM |
| zorg77 | $25.00 | 9/2/2012 6:59:38 PM |
| akesef | $25.00 | 9/3/2012 4:22:31 AM |
| banjot | $25.00 | 9/2/2012 11:56:58 PM |
| melodious-rupee3 | $50.00 | 9/3/2012 5:13:52 AM |
| power-cell | $30.00 | 9/3/2012 6:25:12 AM |
| Kame | $25.00 | 9/3/2012 9:37:28 AM |
| fair-pound5 | $50.00 | 9/3/2012 9:24:11 AM |
| active-reward7 | $50.00 | 9/3/2012 10:44:09 AM |
| bonus-caravan | $100.00 | 9/3/2012 11:56:22 AM |
| nourishing-wampum7 | $25.00 | 9/3/2012 8:05:54 PM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:47 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:18 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:54 AM |
| green-lively-bill | $25.00 | 9/4/2012 11:10:03 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:02 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:45 AM |
| adventurer447 | $300.00 | 9/4/2012 5:03:53 PM |
| 100units | $200.00 | 9/4/2012 5:08:21 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:15:08 PM |
| enthusiastic-cash599 | $50.00 | 9/4/2012 5:18:55 PM |
| LeReve | $500.00 | 9/4/2012 5:19:39 PM |
| enticing-note | $25.00 | 9/4/2012 5:57:44 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:15 PM |
| commerce-venture1 | $25.00 | 9/5/2012 6:34:02 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:31 AM |
| leverage-monger | $44.00 | 9/5/2012 9:32:49 AM |
| american6 | $50.00 | 9/5/2012 9:37:19 AM |
| rescue | $29.00 | 9/5/2012 10:07:52 AM |
| wwwUniversal | $25.00 | 9/5/2012 10:42:00 AM |
| authentic-liberty7 | $25.00 | 9/5/2012 10:10:59 AM |
| profitable-benefit952 | $100.00 | 9/5/2012 10:14:24 AM |
| blue-laudable-dinero | $50.00 | 9/5/2012 10:22:50 AM |
| Astyanax | $45.00 | 9/5/2012 10:19:53 AM |
| zone6 | $100.00 | 9/5/2012 10:22:49 AM |
| MI2 | $2,957.73 | 9/5/2012 12:50:29 PM |
| dordee | $52.27 | 9/5/2012 10:29:08 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
609911
This series of Notes was issued and sold upon the funding of the borrower loan #74459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $527.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1979 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,835 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| papamackdaddy |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Aug-2010)
|
|
Principal balance:
| $912.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to.pay off credit card..
My financial situation:
I am a good candidate for this loan because...I Have a stable job and pay all my bills on time.
This is my second loan with prosper. I feel this is a great way to pay off my credit cards and get out of debt.faster.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:12 AM |
| green-trade-dolphin2 | $37.75 | 9/7/2012 9:02:45 AM |
| lnuss25 | $50.00 | 9/7/2012 9:03:27 AM |
| lowrater | $50.50 | 9/7/2012 9:10:01 AM |
| JeremyLinFan | $50.00 | 9/7/2012 9:13:22 AM |
| scholarly-order6 | $25.00 | 9/7/2012 9:20:16 AM |
| entertaining-revenue4 | $50.00 | 9/7/2012 9:23:27 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:37 AM |
| finder072 | $25.00 | 9/7/2012 9:27:57 AM |
| Tradesmanlender | $25.00 | 9/7/2012 9:28:38 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:54 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:55 AM |
| community-burrito9 | $35.00 | 9/7/2012 9:46:40 AM |
| octoberfresh | $25.00 | 9/7/2012 9:35:15 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:22 AM |
| attentive-compassion1 | $50.00 | 9/7/2012 9:53:42 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:39 AM |
| thankful-nickel2 | $55.55 | 9/7/2012 9:46:31 AM |
| income-vault6 | $25.00 | 9/7/2012 9:46:35 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:34 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:30 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:48:34 AM |
| TennSquire | $25.00 | 9/7/2012 10:12:51 AM |
| keynaples | $50.00 | 9/7/2012 10:18:29 AM |
| 6moonbeams | $50.00 | 9/7/2012 9:58:36 AM |
| punctual-worth263 | $40.00 | 9/7/2012 10:01:54 AM |
| cnovak | $25.00 | 9/7/2012 10:03:09 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:33 AM |
| ChrisTJ | $25.00 | 9/7/2012 10:04:54 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 10:02:35 AM |
| drcoop | $25.00 | 9/7/2012 10:02:42 AM |
| kindness-jedi | $25.00 | 9/7/2012 10:07:54 AM |
| spark548 | $25.00 | 9/7/2012 10:15:53 AM |
| peace-saber0 | $25.00 | 9/7/2012 10:15:43 AM |
| proud-gold9 | $25.00 | 9/7/2012 10:54:52 AM |
| yank918 | $25.00 | 9/7/2012 10:18:56 AM |
| calbertrand | $25.00 | 9/7/2012 11:37:34 AM |
| ddog0224 | $100.00 | 9/7/2012 11:56:31 AM |
| tolerant-dinero2 | $25.00 | 9/7/2012 10:29:57 AM |
| one-midas | $35.00 | 9/7/2012 10:37:39 AM |
| peaceful-greenback719 | $25.00 | 9/7/2012 12:18:59 PM |
| janeybooboo | $25.25 | 9/7/2012 10:50:13 AM |
| corndog4000 | $65.00 | 9/7/2012 10:37:19 AM |
| secureincome | $1,333.00 | 9/7/2012 10:57:47 AM |
| __A1B2 | $25.06 | 9/7/2012 11:05:04 AM |
| new-transparent-bazaar | $25.00 | 9/7/2012 11:40:36 AM |
| Anamorph | $25.00 | 9/7/2012 11:15:23 AM |
| integrity-doctor | $100.00 | 9/7/2012 12:13:52 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:55 PM |
| dollardave | $100.00 | 9/7/2012 12:26:57 PM |
| moneytolend72 | $40.00 | 9/7/2012 1:19:32 PM |
| fairness-symphony2 | $62.01 | 9/7/2012 1:52:16 PM |
| MI2 | $5,000.00 | 9/7/2012 2:10:34 PM |
| wise-charming-reward | $500.00 | 9/7/2012 2:48:04 PM |
| Tootpick | $50.00 | 9/7/2012 4:00:53 PM |
| casserole9 | $35.00 | 9/7/2012 3:37:15 PM |
| MasterTech33 | $30.00 | 9/7/2012 5:03:22 PM |
| order-tamale | $226.58 | 9/7/2012 5:03:37 PM |
| MoneyForNothing | $25.24 | 9/7/2012 9:03:07 AM |
| moola-accelerator6 | $28.86 | 9/7/2012 9:03:11 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:04 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 9:22:58 AM |
| ready-interest9 | $25.00 | 9/7/2012 9:10:58 AM |
| FinanceEngine | $70.00 | 9/7/2012 9:20:32 AM |
| wildanne | $50.00 | 9/7/2012 9:35:02 AM |
| porter512S | $200.00 | 9/7/2012 9:36:53 AM |
| reflective-rupee | $25.00 | 9/7/2012 9:27:56 AM |
| rate-banshee0 | $50.00 | 9/7/2012 9:28:29 AM |
| marwadi-62 | $1,000.00 | 9/7/2012 9:32:10 AM |
| innovator10 | $500.00 | 9/7/2012 9:36:15 AM |
| structure9 | $25.00 | 9/7/2012 9:51:53 AM |
| gold-sushi | $50.00 | 9/7/2012 9:58:54 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:58 AM |
| tech310 | $50.00 | 9/7/2012 10:05:10 AM |
| phaded | $25.00 | 9/7/2012 9:46:13 AM |
| Harry | $50.00 | 9/7/2012 9:51:30 AM |
| gizzywump | $25.00 | 9/7/2012 10:10:40 AM |
| rhodylend | $25.00 | 9/7/2012 9:54:41 AM |
| chestnut4 | $25.00 | 9/7/2012 9:52:14 AM |
| fulfilling-investment4 | $25.00 | 9/7/2012 9:56:55 AM |
| transparency-sapling | $25.00 | 9/7/2012 9:55:45 AM |
| justreturns | $25.00 | 9/7/2012 10:01:14 AM |
| rescue | $100.00 | 9/7/2012 10:28:14 AM |
| Feyenoord | $30.00 | 9/7/2012 10:08:44 AM |
| haplender | $26.00 | 9/7/2012 10:10:20 AM |
| green-trade-firestarter | $50.00 | 9/7/2012 10:05:35 AM |
| metro457 | $100.00 | 9/7/2012 10:06:29 AM |
| Tylerh | $250.00 | 9/7/2012 10:13:55 AM |
| trade-solo | $25.00 | 9/7/2012 10:15:35 AM |
| Investoman | $25.00 | 9/7/2012 10:21:14 AM |
| pine678 | $25.00 | 9/7/2012 10:36:33 AM |
| DoctorJoe | $25.00 | 9/7/2012 12:12:51 PM |
| durability-ace9 | $30.00 | 9/7/2012 10:30:39 AM |
| Gregger | $25.00 | 9/7/2012 10:38:56 AM |
| dhkny5 | $25.00 | 9/7/2012 10:56:00 AM |
| thrifty-capital | $25.00 | 9/7/2012 10:57:13 AM |
| global-invest-group | $50.00 | 9/7/2012 11:10:46 AM |
| bellaquito | $500.00 | 9/7/2012 11:00:39 AM |
| keeminn | $25.00 | 9/7/2012 11:40:14 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:34 AM |
| unassailable-fund | $30.00 | 9/7/2012 11:24:58 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:06 AM |
| Bank42 | $25.00 | 9/7/2012 11:56:49 AM |
| HomerdohNY | $25.00 | 9/7/2012 12:40:10 PM |
| pdub | $500.00 | 9/7/2012 12:40:38 PM |
| Nipper99 | $100.00 | 9/7/2012 3:01:02 PM |
| Astyanax | $40.00 | 9/7/2012 2:29:19 PM |
| joey1011 | $25.00 | 9/7/2012 3:03:11 PM |
| Kravcorp | $25.00 | 9/7/2012 3:12:21 PM |
| trumpeter391 | $43.20 | 9/7/2012 3:55:26 PM |
| TheHillsAreAlive | $28.00 | 9/7/2012 4:59:12 PM |
| tigercat | $50.00 | 9/7/2012 4:31:17 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:21 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
611875
This series of Notes was issued and sold upon the funding of the borrower loan #73974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,182 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| studious-benefit6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of Credit Cards
Purpose of loan:
This loan will be used to pay off HIGH interest credit cards, so I can get out of credit card debt, upon paying them off I will close the accounts.
My financial situation:
I am a good candidate for this loan because I'm not behind with any of my creditors and always pay my bills on time. I'm a single parent to a child who had medical issue that caused me to use credit cards to pay off his medical. I really just want to get these HIGH interest cards paid off and closed. I do not want to use any of those debt management companies, since I'm trying to maintain my good credit, so this request for a loan is my last option since my house is valued less than it's worth.
Monthly net income: $61,000
Monthly expenses: $2500
Housing: $1160.00
Insurance: $120.00
Car expenses: $518.00
Utilities: $230.00
Phone, cable, internet: $146.00
Food, entertainment: $275
Clothing, household expenses: $50
Credit cards and other loans: $200.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:08 PM |
| decisive-income7 | $1,500.00 | 9/10/2012 5:11:32 PM |
| 52digital | $75.00 | 9/10/2012 5:17:52 PM |
| LeReve | $500.00 | 9/10/2012 5:30:38 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:28:07 PM |
| intelligent-yield | $50.00 | 9/10/2012 5:45:18 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:31:18 PM |
| dukeiyer | $25.00 | 9/10/2012 5:28:54 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:22 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:39 PM |
| cattlebaron | $25.00 | 9/10/2012 6:00:26 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:24 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:14 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:40 PM |
| vutah | $65.00 | 9/10/2012 5:07:10 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:03 PM |
| Hedge-Fund | $25.00 | 9/10/2012 5:09:22 PM |
| unequaled-truth9 | $100.00 | 9/10/2012 5:16:59 PM |
| handy-justice | $50.00 | 9/10/2012 5:20:40 PM |
| riveting-credit5 | $25.00 | 9/10/2012 5:35:59 PM |
| intuitive-velocity4 | $25.00 | 9/10/2012 5:47:47 PM |
| NickelSteamroller | $35.00 | 9/10/2012 5:53:41 PM |
| first-integrity-gravity | $50.00 | 9/10/2012 6:00:17 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:28 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
611895
This series of Notes was issued and sold upon the funding of the borrower loan #74468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $351.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,731 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sharp-openness9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards and streamline payments.
My financial situation:
I am a good candidate for this loan because all of my accounts are in good standing and I have never missed a payment on any of my financial obligations. I have job security and have been with the same company for almost 10 years.
Monthly net income: $6,000
Housing: $ 1,200
Car expenses: $580
Utilities: $400
Credit cards and other loans: $2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DirtyJenga | $25.00 | 9/5/2012 5:01:37 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:15 PM |
| bazaar-elvis | $50.00 | 9/5/2012 5:05:39 PM |
| entertaining-revenue4 | $50.00 | 9/5/2012 5:24:53 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:07 PM |
| tranquil-gain1 | $75.00 | 9/5/2012 5:23:06 PM |
| credit-maple | $25.00 | 9/5/2012 5:30:10 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:19 PM |
| cash-mad-scientist3 | $25.00 | 9/5/2012 5:32:44 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:13 PM |
| community-burrito9 | $35.00 | 9/5/2012 5:58:35 PM |
| britgsb | $50.00 | 9/5/2012 6:06:36 PM |
| kfrench | $75.00 | 9/5/2012 6:14:33 PM |
| ready-interest9 | $25.00 | 9/5/2012 6:16:05 PM |
| EnglishGeekInNYC | $50.00 | 9/5/2012 6:20:31 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:39 PM |
| SamyFromRI | $25.00 | 9/5/2012 7:27:05 PM |
| munnu | $25.00 | 9/5/2012 9:36:41 PM |
| MI2 | $5,000.00 | 9/5/2012 7:07:13 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:37 PM |
| CougarRoar | $25.00 | 9/5/2012 10:43:51 PM |
| lowrater | $100.50 | 9/5/2012 7:26:53 PM |
| houli123 | $200.00 | 9/5/2012 7:46:00 PM |
| wise-charming-reward | $500.00 | 9/6/2012 5:32:12 AM |
| Nipper99 | $100.00 | 9/6/2012 5:42:39 AM |
| atbright | $25.00 | 9/5/2012 9:06:59 PM |
| punctual-contract256 | $25.00 | 9/6/2012 7:08:34 AM |
| derwiki | $25.00 | 9/5/2012 10:01:53 PM |
| axl163 | $25.00 | 9/5/2012 11:01:56 PM |
| CashBank | $25.00 | 9/6/2012 8:40:59 AM |
| squarebob | $30.00 | 9/6/2012 5:19:02 AM |
| LaGrangeLender | $60.00 | 9/6/2012 6:40:20 AM |
| icelander | $50.00 | 9/6/2012 6:53:46 AM |
| unbeatable-integrity822 | $35.00 | 9/6/2012 6:21:14 AM |
| marketplace-singularity3 | $75.00 | 9/6/2012 6:50:24 AM |
| contract-amigo7 | $25.00 | 9/6/2012 7:14:42 AM |
| blue-laudable-dinero | $50.00 | 9/6/2012 7:30:56 AM |
| dsnybnd | $25.00 | 9/6/2012 7:57:13 AM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 9:20:23 AM |
| RocketSurgeon | $25.00 | 9/6/2012 9:05:47 AM |
| TackingWindward | $25.00 | 9/6/2012 9:26:22 AM |
| availableloan | $25.00 | 9/6/2012 9:37:01 AM |
| glimmering-commerce452 | $25.00 | 9/6/2012 9:42:27 AM |
| the-sunny-loot | $25.00 | 9/6/2012 9:54:21 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:38 AM |
| best-bonafide-p2p | $50.00 | 9/6/2012 10:40:04 AM |
| asset-electron1 | $25.00 | 9/6/2012 11:10:43 AM |
| blue-laudable-dinero | $50.00 | 9/6/2012 1:39:39 PM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:34 AM |
| wroot | $25.00 | 9/6/2012 1:36:12 PM |
| drluong | $25.00 | 9/6/2012 2:25:11 PM |
| justreturns | $25.00 | 9/5/2012 5:12:02 PM |
| dedicated-contract755 | $25.00 | 9/5/2012 5:14:30 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:03 PM |
| inspire22 | $25.00 | 9/5/2012 5:36:38 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:56 PM |
| openness-antioxidant | $75.00 | 9/5/2012 6:04:58 PM |
| Plutis | $25.00 | 9/5/2012 6:48:08 PM |
| Nazbuster | $100.00 | 9/5/2012 6:42:58 PM |
| THE-CASH-MAN | $25.00 | 9/6/2012 7:11:58 AM |
| Nerdster1 | $25.00 | 9/6/2012 4:08:37 AM |
| golffish2 | $25.00 | 9/6/2012 4:06:07 AM |
| MoneyBadger | $25.00 | 9/6/2012 6:32:19 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/6/2012 6:50:51 AM |
| Moneypenny6 | $25.00 | 9/6/2012 7:32:43 AM |
| Cambalache | $60.00 | 9/6/2012 7:56:44 AM |
| passivesf | $35.00 | 9/6/2012 8:07:39 AM |
| green-satisfying-investment3 | $100.00 | 9/6/2012 8:18:06 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:20:55 AM |
| systematic-value343 | $50.00 | 9/6/2012 8:45:50 AM |
| RGlad | $300.00 | 9/6/2012 9:08:36 AM |
| zotzot | $50.00 | 9/6/2012 9:25:29 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:21 AM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 9:27:17 AM |
| crdcteng | $25.00 | 9/6/2012 9:32:08 AM |
| wise-nourishing-leverage | $25.00 | 9/6/2012 9:41:09 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:33 AM |
| brady830 | $40.00 | 9/6/2012 10:06:47 AM |
| ethical-truth211 | $150.00 | 9/6/2012 10:12:28 AM |
| ddamenace | $50.00 | 9/6/2012 11:00:41 AM |
| famous-bill | $100.00 | 9/6/2012 11:14:56 AM |
| pious-openness | $33.50 | 9/6/2012 3:00:53 PM |
| spry-felicity4 | $35.00 | 9/6/2012 12:46:16 PM |
| asset-wheel | $26.00 | 9/6/2012 1:55:41 PM |
| saver266 | $50.00 | 9/6/2012 2:17:16 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
613157
This series of Notes was issued and sold upon the funding of the borrower loan #74302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $360.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,263 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| special-integrity9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to make some upgrades around my home.
My financial situation:
I am a good candidate for this loan because I believe in being responsible and paying all of my debts in a timely fashion.
Monthly net income: $7800
Monthly expenses: $5200
Housing: $0
Insurance: $215
Car expenses: $375
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $800
Credit cards and other loans: $800
Other expenses: $1440
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-pioneer221 | $200.00 | 9/5/2012 9:08:38 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:15 AM |
| community-burrito9 | $40.00 | 9/5/2012 12:18:24 PM |
| MI2 | $5,000.00 | 9/5/2012 12:50:37 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:11 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:09 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:19 PM |
| toblerone | $25.00 | 9/5/2012 6:16:47 PM |
| Plutis | $25.00 | 9/5/2012 6:42:31 PM |
| vutah | $75.01 | 9/5/2012 7:24:11 PM |
| Nazbuster | $100.00 | 9/5/2012 8:23:51 PM |
| atbright | $25.00 | 9/5/2012 9:06:58 PM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:57 AM |
| mbcjk | $26.03 | 9/6/2012 1:09:17 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:20 PM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:33 AM |
| myduck | $30.00 | 9/6/2012 3:59:56 PM |
| moola-monger9 | $75.00 | 9/6/2012 1:13:38 PM |
| Jen-loot74 | $25.00 | 9/6/2012 1:29:45 PM |
| banker34 | $30.00 | 9/6/2012 1:45:17 PM |
| finder072 | $25.00 | 9/6/2012 5:01:52 PM |
| pedroballgame | $50.00 | 9/6/2012 5:03:46 PM |
| subtle-bill727 | $25.00 | 9/6/2012 5:04:26 PM |
| orange-preeminant-bill | $25.00 | 9/6/2012 5:04:45 PM |
| BDL-Roth | $50.00 | 9/6/2012 3:16:49 PM |
| moviedaze | $25.00 | 9/6/2012 5:07:39 PM |
| dudebrah | $25.00 | 9/6/2012 3:27:04 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:08 PM |
| unassuming-note | $25.00 | 9/6/2012 5:11:42 PM |
| pragmatic-auction8 | $50.00 | 9/6/2012 5:12:37 PM |
| elated-wealth876 | $100.00 | 9/6/2012 5:14:29 PM |
| life-is-great | $25.00 | 9/6/2012 5:17:19 PM |
| Reinadog9 | $25.00 | 9/6/2012 5:22:09 PM |
| first-resolute-deal | $25.00 | 9/6/2012 5:06:35 PM |
| spark548 | $25.00 | 9/6/2012 5:08:46 PM |
| Attainable | $65.00 | 9/6/2012 5:10:44 PM |
| terrific-dough6 | $50.00 | 9/6/2012 5:11:09 PM |
| musegaze | $50.00 | 9/6/2012 5:15:42 PM |
| micko | $25.00 | 9/6/2012 5:17:29 PM |
| respectful-note5 | $25.00 | 9/6/2012 5:22:05 PM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:31 AM |
| JeremyLinFan | $50.00 | 9/5/2012 10:19:54 AM |
| HikeMoab | $25.00 | 9/5/2012 10:25:32 AM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:07 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:00 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:16 PM |
| openness-antioxidant | $75.00 | 9/5/2012 6:04:57 PM |
| munnu | $25.00 | 9/5/2012 9:36:40 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:35 PM |
| derwiki | $25.00 | 9/5/2012 10:01:52 PM |
| prudent-bid3 | $25.00 | 9/6/2012 6:16:55 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:20 AM |
| WxChem | $30.00 | 9/6/2012 9:30:17 AM |
| a-finance-nirvana | $25.00 | 9/6/2012 10:24:09 AM |
| dainova | $111.00 | 9/6/2012 1:03:55 PM |
| Shockem923 | $25.00 | 9/6/2012 1:27:49 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:28 PM |
| famous-bill | $100.00 | 9/6/2012 11:19:23 AM |
| blazing-euro8 | $25.00 | 9/6/2012 1:57:53 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:35 AM |
| DJSco | $50.00 | 9/6/2012 3:54:31 PM |
| Frosty | $50.00 | 9/6/2012 12:30:21 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:42 PM |
| Int-Hunter12 | $37.89 | 9/6/2012 4:27:44 PM |
| reasonable-loan6 | $145.00 | 9/6/2012 4:58:38 PM |
| asset-upholder2 | $25.00 | 9/6/2012 2:50:27 PM |
| Mark-7 | $50.00 | 9/6/2012 5:04:30 PM |
| moola-wildebeest3 | $50.00 | 9/6/2012 5:06:37 PM |
| MrPlow | $52.37 | 9/6/2012 3:24:44 PM |
| 6515Wheat | $25.00 | 9/6/2012 3:58:26 PM |
| stable-euro1 | $25.00 | 9/6/2012 5:11:40 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:07 PM |
| JLChamberlain | $25.00 | 9/6/2012 5:07:02 PM |
| hope-gadget | $25.00 | 9/6/2012 5:08:37 PM |
| wayman | $25.00 | 9/6/2012 5:10:22 PM |
| red-power-pecan | $50.00 | 9/6/2012 5:15:44 PM |
| intrepid-payment7 | $25.00 | 9/6/2012 5:13:44 PM |
| compassionate-auction6 | $102.70 | 9/6/2012 5:22:17 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
622085
This series of Notes was issued and sold upon the funding of the borrower loan #74181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $89.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,197 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| leverage-point9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and I have an excellent credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Perdita_II | $25.00 | 9/12/2012 9:08:31 AM |
| cwegert | $25.00 | 9/12/2012 9:04:13 AM |
| bazaar-tulip | $25.00 | 9/12/2012 9:48:22 AM |
| best-bonafide-p2p | $50.00 | 9/12/2012 9:50:52 AM |
| kenji4861 | $25.00 | 9/12/2012 9:48:13 AM |
| EnglishGeekInNYC | $25.00 | 9/12/2012 10:06:24 AM |
| master648 | $30.00 | 9/12/2012 10:12:34 AM |
| green-high-five7 | $25.00 | 9/12/2012 9:49:47 AM |
| historic-value7 | $200.00 | 9/12/2012 9:55:38 AM |
| economy-tuba7 | $50.00 | 9/12/2012 9:56:24 AM |
| LaXavier | $40.00 | 9/12/2012 10:15:52 AM |
| enterprising-exchange6 | $50.00 | 9/12/2012 10:12:30 AM |
| creative-generosity3 | $50.00 | 9/12/2012 10:24:09 AM |
| jcornehlsen | $5.00 | 9/12/2012 10:25:40 AM |
| crdcteng | $25.00 | 9/12/2012 9:18:01 AM |
| decisive-income7 | $3,000.00 | 9/12/2012 9:04:58 AM |
| Plow_n_Sow | $75.00 | 9/12/2012 9:02:28 AM |
| spartacusiam | $25.00 | 9/12/2012 9:43:41 AM |
| Sneezie | $100.00 | 9/12/2012 9:27:25 AM |
| dumbass | $25.00 | 9/12/2012 9:30:29 AM |
| squweech | $25.00 | 9/12/2012 9:32:45 AM |
| Dave0 | $25.00 | 9/12/2012 9:51:03 AM |
| availableloan | $25.00 | 9/12/2012 9:44:50 AM |
| RocketSurgeon | $25.00 | 9/12/2012 9:59:57 AM |
| auctionator1 | $25.00 | 9/12/2012 10:22:57 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
622139
This series of Notes was issued and sold upon the funding of the borrower loan #73776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $122.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,671 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| marketplace-piledriver |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2012)
|
|
Principal balance:
| $2,953.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to refinance some higher interest rate credit card debt and put it on a three year payout.
My wife and I are both employed and own our home. I have been at my current job for over four years. I work for a bank and my wife is a teacher. I have never been late on a loan payment and working at a bank has taught me the importance of keeping our finances in order.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/10/2012 5:01:26 PM |
| tranquil-gain1 | $75.00 | 9/10/2012 5:05:00 PM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:08 PM |
| justreturns | $25.00 | 9/10/2012 5:05:48 PM |
| Perdita_II | $25.00 | 9/10/2012 5:12:00 PM |
| lnuss25 | $50.00 | 9/10/2012 5:15:47 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:40 PM |
| john0720 | $25.00 | 9/10/2012 5:08:17 PM |
| ready-bid9 | $50.00 | 9/10/2012 5:18:27 PM |
| calm-platinum957 | $35.00 | 9/10/2012 5:09:02 PM |
| payout-motivator0 | $25.00 | 9/10/2012 5:20:56 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:22 PM |
| Approved | $50.00 | 9/10/2012 5:22:28 PM |
| D911ave | $50.00 | 9/10/2012 5:22:35 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:29 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:54 PM |
| bankojerry | $25.00 | 9/10/2012 5:24:17 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:41 PM |
| WxChem | $30.00 | 9/10/2012 5:34:21 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:26 PM |
| bazaar-tulip | $25.00 | 9/10/2012 5:48:49 PM |
| 108lender | $200.00 | 9/10/2012 5:50:01 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:17 PM |
| member_98419 | $25.00 | 9/10/2012 5:38:13 PM |
| invincible-credit459 | $25.00 | 9/10/2012 5:32:49 PM |
| MoneyForNothing | $4.39 | 9/10/2012 6:03:35 PM |
| prudent-deal662 | $25.00 | 9/10/2012 5:46:47 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:52 PM |
| Rockymtnhi | $200.00 | 9/10/2012 5:53:02 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:02:08 PM |
| lowrater | $75.60 | 9/10/2012 5:01:27 PM |
| zotzot | $50.00 | 9/10/2012 5:07:01 PM |
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:13 PM |
| penny-plato | $25.00 | 9/10/2012 5:05:11 PM |
| ready-interest9 | $25.00 | 9/10/2012 5:10:49 PM |
| enriching-trade2 | $50.00 | 9/10/2012 5:19:47 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:55 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:16 PM |
| j2ee | $50.00 | 9/10/2012 5:15:48 PM |
| sweet-social2 | $25.00 | 9/10/2012 5:26:01 PM |
| enterprising-exchange6 | $50.00 | 9/10/2012 5:26:10 PM |
| LeReve | $500.00 | 9/10/2012 5:30:05 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:58 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:43 PM |
| TryingToHelpUsBoth | $25.00 | 9/10/2012 5:36:21 PM |
| aztec | $50.00 | 9/10/2012 5:23:45 PM |
| Plutis | $25.00 | 9/10/2012 5:43:05 PM |
| community-burrito9 | $25.00 | 9/10/2012 5:49:01 PM |
| dukeiyer | $25.00 | 9/10/2012 5:28:23 PM |
| blue-lively-platinum | $25.00 | 9/10/2012 5:31:30 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:23 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:28 PM |
| phenomenal-gain5 | $30.00 | 9/10/2012 5:46:45 PM |
| entertaining-revenue4 | $50.00 | 9/10/2012 5:48:29 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:46 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
623307
This series of Notes was issued and sold upon the funding of the borrower loan #74110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $192.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 11m |
|
Amount delinquent:
| $303 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,451 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Enmanuel |
Borrower's state:
| NewJersey |
Borrower's group:
| Phi Iota Alpha Fraternity |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...home repairs
My financial situation:
I am a good candidate for this loan because...i will comply with payments using my checking account
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 9/1/2012 12:36:27 PM |
| bowdish1 | $100.00 | 9/1/2012 12:19:24 PM |
| BB-ptoploan | $50.00 | 9/1/2012 12:47:49 PM |
| ready-bid9 | $50.00 | 9/1/2012 1:28:08 PM |
| MathProfessor | $25.00 | 9/3/2012 2:06:58 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:00 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:55 AM |
| nickel-ferret | $25.00 | 9/4/2012 5:12:45 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:19 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:13 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:17 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:50 PM |
| brainy-credit1 | $70.00 | 9/5/2012 8:37:55 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:00 AM |
| dordee | $52.27 | 9/5/2012 10:35:15 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:42 AM |
| Tonusb0 | $25.00 | 9/5/2012 1:58:38 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:08 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:31 PM |
| derwiki | $25.00 | 9/5/2012 10:01:46 PM |
| nalaari | $26.35 | 9/6/2012 5:31:54 AM |
| Leshan | $35.00 | 9/6/2012 7:47:23 AM |
| NYCLAIMSGUY | $25.00 | 9/6/2012 11:52:31 AM |
| 907 | $25.00 | 9/6/2012 10:40:54 AM |
| finder072 | $25.00 | 9/6/2012 10:50:41 AM |
| BARNAPAS | $25.00 | 9/6/2012 11:31:23 AM |
| johnfromsanmateo | $50.00 | 9/6/2012 12:36:09 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:37 PM |
| Quiza12 | $100.00 | 9/6/2012 4:23:49 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:02:39 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:15:21 PM |
| SuzyQs | $1.19 | 9/6/2012 7:43:47 PM |
| aztec | $50.00 | 9/1/2012 1:29:39 PM |
| kenji4861 | $25.00 | 9/1/2012 2:06:02 PM |
| wampum-chorus3 | $25.00 | 9/2/2012 6:13:40 PM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:37 PM |
| Sneezie | $100.00 | 9/3/2012 5:57:45 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:46 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:12 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:44 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:35 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:15 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:40 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:43 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:06 PM |
| LeReve | $500.00 | 9/4/2012 5:19:28 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:39 PM |
| IP | $25.00 | 9/4/2012 5:34:15 PM |
| a-finance-nirvana | $25.00 | 9/4/2012 5:48:29 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:35 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:10 PM |
| pirahna125 | $25.00 | 9/5/2012 9:13:08 AM |
| WxChem | $30.00 | 9/5/2012 10:02:40 AM |
| UltimateWill | $50.00 | 9/5/2012 11:26:59 AM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:02 PM |
| munnu | $25.00 | 9/5/2012 3:49:04 PM |
| Nazbuster | $100.00 | 9/5/2012 8:05:31 PM |
| atbright | $25.00 | 9/5/2012 9:06:57 PM |
| unbeatable-integrity822 | $25.18 | 9/6/2012 6:18:21 AM |
| compatible-deal9 | $25.00 | 9/6/2012 8:08:12 AM |
| RocketSurgeon | $25.00 | 9/6/2012 9:05:45 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:26 AM |
| HikeMoab | $25.00 | 9/6/2012 12:46:18 PM |
| helpful-deal1 | $25.00 | 9/6/2012 4:31:51 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:20 PM |
| MacHead | $30.00 | 9/6/2012 7:41:26 PM |
| BOZO88 | $25.00 | 9/6/2012 7:16:09 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
623825
This series of Notes was issued and sold upon the funding of the borrower loan #74017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $349.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-snowdome |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
720-739
(Jul-2010)
740-759
(Nov-2009)
|
|
Principal balance:
| $5,560.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $125.03 | 9/7/2012 9:02:40 AM |
| Aberdeen | $99.00 | 9/7/2012 9:05:45 AM |
| kain11286 | $50.00 | 9/7/2012 9:04:15 AM |
| respectful-dough429 | $25.00 | 9/7/2012 9:02:16 AM |
| WeedPatch | $50.00 | 9/7/2012 9:05:14 AM |
| handy-justice | $100.00 | 9/7/2012 9:07:29 AM |
| corporatejim | $38.64 | 9/7/2012 9:09:39 AM |
| investment-artist | $87.10 | 9/7/2012 9:22:29 AM |
| return-pioneer221 | $108.00 | 9/7/2012 9:13:30 AM |
| roland1 | $25.00 | 9/7/2012 9:15:50 AM |
| JeremyLinFan | $50.00 | 9/7/2012 9:13:23 AM |
| mikeandcat | $100.00 | 9/7/2012 9:14:26 AM |
| scholarly-order6 | $100.00 | 9/7/2012 9:19:07 AM |
| duty-viola | $25.00 | 9/7/2012 9:18:03 AM |
| jazzlender | $25.00 | 9/7/2012 9:30:23 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:37 AM |
| profit-powerplant | $25.00 | 9/7/2012 9:37:33 AM |
| brainy-return234 | $25.00 | 9/7/2012 9:25:23 AM |
| 108lender | $200.00 | 9/7/2012 9:26:31 AM |
| rate-banshee0 | $25.00 | 9/7/2012 9:28:02 AM |
| reflective-rupee | $25.00 | 9/7/2012 9:28:36 AM |
| newest-bid-britches | $100.00 | 9/7/2012 9:43:50 AM |
| gotjack-IRA | $25.03 | 9/7/2012 9:34:45 AM |
| 108-IRA | $250.00 | 9/7/2012 9:48:04 AM |
| shrewd-peace7 | $25.00 | 9/7/2012 9:36:39 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:39 AM |
| SLN-10 | $100.00 | 9/7/2012 9:39:55 AM |
| 52digital | $75.00 | 9/7/2012 9:40:16 AM |
| careful-vigilance4 | $25.00 | 9/7/2012 9:41:32 AM |
| punctual-worth263 | $25.00 | 9/7/2012 10:00:59 AM |
| thankful-nickel2 | $55.55 | 9/7/2012 9:46:31 AM |
| Brown98 | $25.00 | 9/7/2012 9:45:28 AM |
| 340 | $25.00 | 9/7/2012 10:08:45 AM |
| handshake5 | $100.00 | 9/7/2012 10:08:51 AM |
| fantastic-wampum1 | $72.00 | 9/7/2012 10:09:22 AM |
| gethsemane4 | $25.00 | 9/7/2012 9:50:44 AM |
| ingenious-deal6 | $25.00 | 9/7/2012 10:09:58 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:31 AM |
| fareast_man | $25.00 | 9/7/2012 10:11:28 AM |
| missing-link | $25.00 | 9/7/2012 9:51:12 AM |
| independent-leverage6 | $40.00 | 9/7/2012 10:15:12 AM |
| dollar-authority | $119.63 | 9/7/2012 10:00:43 AM |
| trajectory8 | $25.00 | 9/7/2012 9:56:46 AM |
| asiaratt | $50.00 | 9/7/2012 10:26:00 AM |
| justreturns | $25.00 | 9/7/2012 10:01:14 AM |
| pembull | $25.00 | 9/7/2012 10:02:40 AM |
| dough-bear | $25.00 | 9/7/2012 10:29:31 AM |
| money-baron-Roth401k | $25.00 | 9/7/2012 10:10:33 AM |
| pierrelasvegas | $25.00 | 9/7/2012 10:07:31 AM |
| Feyenoord | $30.00 | 9/7/2012 10:08:45 AM |
| Ballybay | $100.00 | 9/7/2012 10:09:08 AM |
| halothane_logic | $25.00 | 9/7/2012 10:42:49 AM |
| RLaumeyer | $30.00 | 9/7/2012 10:17:15 AM |
| trumpeter5 | $25.00 | 9/7/2012 10:15:59 AM |
| miamibeachloaner | $25.00 | 9/7/2012 10:17:40 AM |
| secureincome | $1,333.00 | 9/7/2012 10:57:47 AM |
| Wangchuk | $30.01 | 9/7/2012 11:11:16 AM |
| AmericanCowboy | $89.81 | 9/7/2012 10:25:21 AM |
| MrBailey | $25.00 | 9/7/2012 10:21:29 AM |
| tnjohnso | $25.00 | 9/7/2012 10:28:23 AM |
| hellasow | $75.00 | 9/7/2012 10:28:42 AM |
| return-grizzly | $100.00 | 9/7/2012 10:24:00 AM |
| silver-enlightenment0 | $25.00 | 9/7/2012 10:29:49 AM |
| tolerant-dinero2 | $50.00 | 9/7/2012 10:30:13 AM |
| SBT | $25.00 | 9/7/2012 10:27:36 AM |
| marketplace-hut9 | $25.00 | 9/7/2012 10:43:34 AM |
| reduce_US_govt_debt | $35.00 | 9/7/2012 10:50:38 AM |
| Comoparklender | $25.00 | 9/7/2012 10:51:20 AM |
| hidavehi | $33.00 | 9/7/2012 10:37:42 AM |
| 01a_MrsUSC | $50.00 | 9/7/2012 10:53:44 AM |
| money-baron-roth-IRA | $50.00 | 9/7/2012 11:06:06 AM |
| Rip128 | $198.99 | 9/7/2012 11:52:43 AM |
| Investing-in-you-2 | $25.00 | 9/7/2012 11:40:19 AM |
| adaptable-return21 | $50.00 | 9/7/2012 9:03:38 AM |
| reordan | $25.00 | 9/7/2012 9:05:29 AM |
| DasMula | $100.00 | 9/7/2012 9:03:00 AM |
| lowrater | $50.60 | 9/7/2012 9:05:54 AM |
| FinanceEngine | $70.00 | 9/7/2012 9:19:43 AM |
| felicity-contributor3 | $25.00 | 9/7/2012 9:05:42 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:12 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:04 AM |
| Banker2OO7 | $75.00 | 9/7/2012 9:27:29 AM |
| berniemadeoff | $50.00 | 9/7/2012 9:19:51 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:13 AM |
| innovator10 | $500.00 | 9/7/2012 9:36:16 AM |
| finder072 | $25.00 | 9/7/2012 9:27:57 AM |
| knee_caps | $26.00 | 9/7/2012 9:32:25 AM |
| persist_in_doing | $25.00 | 9/7/2012 9:49:48 AM |
| smoothmoniker | $25.00 | 9/7/2012 9:39:14 AM |
| Charlie010 | $50.00 | 9/7/2012 9:39:24 AM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 9:41:56 AM |
| intrepid-compassion29 | $25.00 | 9/7/2012 9:44:01 AM |
| income-vault6 | $25.00 | 9/7/2012 9:45:54 AM |
| susurrus | $100.00 | 9/7/2012 9:51:28 AM |
| bubb_hans | $25.00 | 9/7/2012 9:54:02 AM |
| kinder-credit-bear | $250.00 | 9/7/2012 9:57:19 AM |
| keynaples | $50.00 | 9/7/2012 10:22:03 AM |
| EFS | $200.00 | 9/7/2012 10:25:41 AM |
| grnii78 | $175.00 | 9/7/2012 10:27:48 AM |
| finance-prescription | $100.00 | 9/7/2012 10:04:40 AM |
| rescue | $100.00 | 9/7/2012 10:28:14 AM |
| IntrepidInvestment | $41.00 | 9/7/2012 10:05:24 AM |
| kind-credit-bear | $50.00 | 9/7/2012 10:12:40 AM |
| shalofin | $25.00 | 9/7/2012 10:13:06 AM |
| social-cocktail1 | $103.00 | 9/7/2012 10:07:37 AM |
| Investor_DP | $100.00 | 9/7/2012 10:14:38 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:24 AM |
| 340IRA | $27.56 | 9/7/2012 10:10:45 AM |
| Scrooge_McDuck2 | $36.00 | 9/7/2012 10:59:15 AM |
| sharp-return7 | $25.69 | 9/7/2012 11:01:25 AM |
| DiligentiaLLC | $75.00 | 9/7/2012 10:18:17 AM |
| jubilant-agreement0 | $25.00 | 9/7/2012 11:33:27 AM |
| roux | $25.00 | 9/7/2012 11:44:50 AM |
| durability-ace9 | $30.00 | 9/7/2012 10:30:39 AM |
| orange-preeminant-bill | $25.00 | 9/7/2012 10:31:55 AM |
| Elefunt | $25.00 | 9/7/2012 10:39:31 AM |
| vibraphone3 | $25.00 | 9/7/2012 10:47:04 AM |
| one-midas | $25.00 | 9/7/2012 10:36:45 AM |
| bullish2bearish | $80.00 | 9/7/2012 10:55:06 AM |
| janeybooboo | $25.25 | 9/7/2012 10:50:13 AM |
| transparency-position | $29.00 | 9/7/2012 11:04:13 AM |
| money-baron | $50.00 | 9/7/2012 11:04:54 AM |
| Aristocrat | $25.00 | 9/7/2012 11:41:28 AM |
| unassailable-fund | $29.00 | 9/7/2012 11:24:58 AM |
| 01a_MrUSC_IRA | $50.00 | 9/7/2012 11:29:48 AM |
| ImNotSoDumb | $25.02 | 9/7/2012 11:44:29 AM |
| melodious-capital3 | $52.09 | 9/7/2012 11:45:26 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
624147
This series of Notes was issued and sold upon the funding of the borrower loan #74455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $104.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
24 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,597 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ecstatic-transparency441 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate 3 smaller loans to free up cash and household expenses.
My financial situation:
I am a good candidate for this loan because I work hard for my money and know the value of a dollar.
Monthly net income: $3200.00
Monthly expenses: $400
Housing: $600
Insurance: $125
Car expenses: $300
Utilities: $275
Phone, cable, internet: $125
Food, entertainment: $600
Clothing, household expenses: $250
Credit cards and other loans: 285
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon_IRA | $100.00 | 9/10/2012 9:22:32 AM |
| lowrater | $100.70 | 9/10/2012 9:01:39 AM |
| handy-justice | $50.00 | 9/10/2012 9:16:11 AM |
| well-rounded-payout0 | $25.00 | 9/10/2012 9:57:46 AM |
| power-chihuahua | $25.00 | 9/10/2012 9:27:27 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:51 AM |
| credit-coach118 | $25.02 | 9/10/2012 10:17:48 AM |
| duty-viola | $25.00 | 9/10/2012 9:32:36 AM |
| dukeiyer | $24.28 | 9/10/2012 10:39:07 AM |
| 52digital | $75.00 | 9/10/2012 10:03:21 AM |
| Miami | $25.00 | 9/10/2012 9:57:42 AM |
| bellaquito | $500.00 | 9/10/2012 10:32:49 AM |
| TronMedici | $50.00 | 9/10/2012 9:35:50 AM |
| lovely-currency3 | $50.00 | 9/10/2012 9:15:27 AM |
| BankofRon | $25.00 | 9/10/2012 9:31:52 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:34 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:52 AM |
| helpinghand63 | $25.00 | 9/10/2012 9:32:07 AM |
| intelligent-yield | $50.00 | 9/10/2012 9:40:10 AM |
| Investor_DP | $100.00 | 9/10/2012 10:03:49 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:39 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:44 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
624873
This series of Notes was issued and sold upon the funding of the borrower loan #74140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $208.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,618 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-restless-interest |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/8/2012 12:00:34 PM |
| RGlad | $200.00 | 9/8/2012 12:01:04 PM |
| worth-blanket2 | $6,300.00 | 9/8/2012 12:03:08 PM |
| selector568 | $300.00 | 9/8/2012 12:03:49 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:51 PM |
| scholarly-order6 | $9.97 | 9/8/2012 12:07:24 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:40 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
625371
This series of Notes was issued and sold upon the funding of the borrower loan #73716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-17-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $452.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 0m |
|
Amount delinquent:
| $4,212 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,477 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-gargantuan8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House Payment
Purpose of loan: Pay off the House Tax.
This loan will be used to...Pay off the House
My financial situation: A steady income of 2000 a week. No Late fees
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $50
Housing: $700
Insurance: $ 30/year
Car expenses: $ none
Utilities: $40
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: none
Other expenses: none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SBT | $25.00 | 8/17/2012 10:00:21 AM |
| adventurer447 | $200.00 | 8/17/2012 9:37:07 AM |
| important-camaraderi584 | $25.00 | 8/17/2012 9:44:26 AM |
| duty-viola | $25.00 | 8/17/2012 5:02:06 PM |
| pierrelasvegas | $25.00 | 8/17/2012 6:46:54 PM |
| RothySkynx | $25.00 | 8/18/2012 8:13:58 PM |
| patriot897 | $25.00 | 8/21/2012 10:08:12 AM |
| Dr_Starchildren | $25.00 | 8/22/2012 5:48:44 PM |
| durability-ace9 | $30.00 | 8/23/2012 9:09:01 AM |
| Dubbs360 | $75.00 | 8/23/2012 11:13:56 AM |
| bazaar-tulip | $100.00 | 8/24/2012 4:12:28 PM |
| pragmatic-auction8 | $50.00 | 8/27/2012 7:37:09 PM |
| pdub | $500.00 | 8/28/2012 2:42:12 PM |
| stable-euro1 | $25.00 | 8/29/2012 5:19:30 PM |
| antlr | $25.00 | 8/29/2012 9:17:18 PM |
| metro457 | $100.00 | 8/29/2012 9:51:52 PM |
| transparency-gondola5 | $25.00 | 8/30/2012 8:32:35 AM |
| reward-processor | $25.00 | 8/30/2012 6:27:50 AM |
| rate-hawk | $25.00 | 8/30/2012 9:59:22 AM |
| new-bid-boomarang | $25.00 | 8/30/2012 1:42:04 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:13 PM |
| Index_Plus | $8,000.00 | 8/31/2012 8:20:45 AM |
| benevolent-marketplace4 | $605.00 | 8/31/2012 8:22:21 AM |
| enticing-note | $25.00 | 8/21/2012 10:13:55 AM |
| 907 | $25.00 | 8/22/2012 9:51:12 AM |
| LeReve | $500.00 | 8/24/2012 4:39:27 PM |
| liberty-prometheus6 | $25.00 | 8/25/2012 7:02:07 PM |
| unrelenting-auction7 | $25.00 | 8/26/2012 12:07:05 PM |
| adaboy65 | $50.00 | 8/27/2012 9:50:43 AM |
| RedmondMan | $25.00 | 8/28/2012 11:49:25 AM |
| receptive-affluence035 | $25.00 | 8/29/2012 6:58:53 AM |
| revolutionary769 | $100.00 | 8/29/2012 12:02:46 PM |
| transparency-sapling | $25.00 | 8/29/2012 6:04:47 PM |
| jdwillcox | $50.00 | 8/29/2012 9:45:21 PM |
| platinum-attraction | $25.00 | 8/29/2012 11:25:51 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:21:56 AM |
| enriched-return057 | $50.00 | 8/30/2012 11:16:39 AM |
| lakshmilila | $25.00 | 8/30/2012 2:39:51 PM |
| Attainable | $65.00 | 8/30/2012 1:18:07 PM |
| credit-socrates648 | $800.00 | 8/31/2012 8:21:38 AM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:13 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
625971
This series of Notes was issued and sold upon the funding of the borrower loan #74204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $627.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,738 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trc02002 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
680-699
(Oct-2010)
700-719
(Aug-2010)
680-699
(Sep-2008)
|
|
Principal balance:
| $6,233.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate high interest debt into one lump payment a month.
My financial situation:
This is the final stretch for us!. We've nearly halved our current debt in the last 18 months and will use this loan to consolidate the final credit card, a personal loan and another prosper loan into a single monthly payment that will be much easier for us to manage. The payment stays the same, but the better rate and single payment makes everything much easier to manage. With any luck we'll be out of debt in another 21 months.
Thanks for taking a look!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spark548 | $25.00 | 9/6/2012 5:08:58 PM |
| finder072 | $25.00 | 9/6/2012 5:02:00 PM |
| lowrater | $50.40 | 9/6/2012 5:06:19 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:40 PM |
| RGlad | $65.00 | 9/6/2012 5:53:47 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:08 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:41 PM |
| whitegold24k | $150.00 | 9/6/2012 5:58:30 PM |
| prudent-deal662 | $25.00 | 9/6/2012 6:12:05 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:53 PM |
| seabass123 | $25.00 | 9/6/2012 6:13:26 PM |
| hopeful_lender | $100.00 | 9/6/2012 6:53:13 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:01 PM |
| keen-credit6 | $25.50 | 9/6/2012 7:08:19 PM |
| Kennfusion | $50.00 | 9/7/2012 3:22:04 AM |
| lnuss25 | $50.00 | 9/7/2012 4:36:22 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:55:05 AM |
| important-trade094 | $35.00 | 9/7/2012 6:06:01 AM |
| benevolent-asset | $25.00 | 9/7/2012 12:02:21 AM |
| RGlad | $85.00 | 9/6/2012 10:39:01 PM |
| jubilant-agreement0 | $25.00 | 9/7/2012 5:00:53 AM |
| 888GoldIngots | $33.50 | 9/7/2012 7:17:50 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:01 AM |
| 108lender | $200.00 | 9/7/2012 9:26:30 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:55 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:20 AM |
| sunny-listing5 | $50.00 | 9/7/2012 10:12:34 AM |
| tolerant-dinero2 | $25.00 | 9/7/2012 10:28:09 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:07 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:01 AM |
| cocopuffs | $25.00 | 9/7/2012 11:03:12 AM |
| Anamorph | $25.00 | 9/7/2012 11:14:32 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:20 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:47 PM |
| green-trade-firestarter | $25.00 | 9/7/2012 12:04:48 PM |
| pdub | $500.00 | 9/7/2012 12:40:34 PM |
| HammerKnuckleLending | $29.39 | 9/7/2012 1:20:57 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:07 PM |
| cash-cymbal3 | $75.00 | 9/7/2012 2:22:20 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:45 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:57 PM |
| Nipper99 | $100.00 | 9/7/2012 2:59:21 PM |
| Cherrypicker | $30.00 | 9/7/2012 4:01:54 PM |
| hope-magnitude8 | $25.00 | 9/7/2012 3:56:18 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:46 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:28 PM |
| unrivaled-deal676 | $50.00 | 9/7/2012 5:32:48 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:14 PM |
| LeReve | $500.00 | 9/7/2012 5:25:07 PM |
| Slapshot | $125.00 | 9/8/2012 12:11:59 AM |
| repayment-hawk5 | $25.00 | 9/8/2012 4:21:30 AM |
| continental2 | $90.36 | 9/8/2012 4:42:06 AM |
| Galdis | $25.00 | 9/7/2012 8:05:44 PM |
| contract-victor5 | $30.00 | 9/7/2012 9:11:33 PM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:57 AM |
| economy-popcorn | $25.00 | 9/8/2012 5:50:15 AM |
| samurai2 | $50.00 | 9/8/2012 6:22:49 AM |
| attractive-rate | $79.24 | 9/8/2012 6:29:48 AM |
| the-kindness-honker | $25.00 | 9/8/2012 10:50:54 AM |
| theloanfiller | $100.00 | 9/8/2012 10:57:00 AM |
| euro-catalyst | $50.00 | 9/8/2012 11:04:50 AM |
| cake7 | $25.00 | 9/8/2012 8:18:45 AM |
| nimble-money086 | $25.00 | 9/8/2012 9:48:13 AM |
| credit-birch | $33.00 | 9/8/2012 8:31:13 AM |
| Astyanax | $37.06 | 9/8/2012 11:08:35 AM |
| proud-pound4 | $25.00 | 9/8/2012 12:41:21 PM |
| cozy-gain023 | $25.00 | 9/8/2012 12:20:40 PM |
| balanced-agreement0 | $57.00 | 9/8/2012 12:41:57 PM |
| urbane-deal152 | $50.00 | 9/8/2012 12:34:16 PM |
| djs81 | $75.00 | 9/8/2012 1:03:29 PM |
| fuse136 | $25.00 | 9/8/2012 1:57:47 PM |
| equitable-capital758 | $750.00 | 9/8/2012 1:11:35 PM |
| lendersf | $50.00 | 9/8/2012 4:31:14 PM |
| Investoman | $25.00 | 9/8/2012 1:22:42 PM |
| cash-cymbal3 | $50.00 | 9/8/2012 6:05:11 PM |
| squarebob | $25.00 | 9/8/2012 1:49:37 PM |
| jaxrealtor | $75.00 | 9/9/2012 2:18:36 AM |
| supersarah61 | $25.00 | 9/8/2012 5:40:57 PM |
| JinNing | $75.00 | 9/8/2012 8:44:10 PM |
| calbertrand | $25.00 | 9/8/2012 5:01:40 PM |
| Nazbuster | $200.00 | 9/8/2012 9:26:42 PM |
| Fiimg | $75.00 | 9/8/2012 9:54:27 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:36 PM |
| benefit-mushroom6 | $25.00 | 9/8/2012 8:20:35 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:40 AM |
| Barrayaran | $25.00 | 9/8/2012 11:13:36 PM |
| worldly-income2 | $25.00 | 9/9/2012 2:18:09 AM |
| tranquil-diversification8 | $182.00 | 9/9/2012 10:32:05 AM |
| seanambrose | $25.00 | 9/9/2012 8:05:56 AM |
| citizenX | $125.00 | 9/9/2012 11:11:21 AM |
| generosity-battalion0 | $30.00 | 9/9/2012 11:30:16 AM |
| skeptikos | $46.00 | 9/9/2012 12:13:05 PM |
| NR | $25.00 | 9/9/2012 6:55:42 PM |
| wdworld | $50.00 | 9/9/2012 10:29:52 PM |
| glc527 | $50.00 | 9/9/2012 11:10:28 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:14 PM |
| green-trade-firestarter | $25.00 | 9/9/2012 4:18:34 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:25 PM |
| mcs99 | $100.00 | 9/9/2012 6:16:26 PM |
| producer455 | $29.00 | 9/9/2012 7:35:41 PM |
| MoneyBadger | $25.00 | 9/10/2012 7:45:24 AM |
| king1026 | $73.00 | 9/9/2012 7:18:27 PM |
| Kunakiku | $56.79 | 9/9/2012 8:19:35 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:45:14 AM |
| Christus_Victor | $470.48 | 9/10/2012 7:34:11 AM |
| transparency-river1 | $472.10 | 9/10/2012 8:12:59 AM |
| dreamhope | $25.00 | 9/10/2012 7:17:54 AM |
| Aberdeen | $99.00 | 9/6/2012 6:05:11 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:16 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:32 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:21 PM |
| entertaining-revenue4 | $50.00 | 9/6/2012 5:32:46 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:50 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:12 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:09 PM |
| ready-bid9 | $50.00 | 9/6/2012 5:55:21 PM |
| benefit-awakening9 | $100.00 | 9/6/2012 7:33:45 PM |
| cerebral-dollar773 | $25.00 | 9/6/2012 7:46:30 PM |
| exchange-triangulation | $56.95 | 9/6/2012 8:19:27 PM |
| grammaspurse | $25.00 | 9/6/2012 9:29:01 PM |
| green-order-captain | $50.00 | 9/6/2012 7:41:31 PM |
| porter512S | $200.00 | 9/7/2012 3:24:25 AM |
| Mrs-Honeydew | $25.00 | 9/7/2012 5:37:53 AM |
| credit-coach118 | $55.17 | 9/7/2012 8:41:04 AM |
| Cromag | $25.00 | 9/7/2012 8:48:36 AM |
| vtrentster | $42.77 | 9/7/2012 6:40:00 AM |
| prainvestment | $25.00 | 9/7/2012 6:41:24 AM |
| payout-reaction740 | $25.00 | 9/7/2012 9:02:12 AM |
| joyful-yield3 | $27.43 | 9/7/2012 8:07:11 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:39 AM |
| peso-dancer3 | $25.00 | 9/7/2012 9:13:56 AM |
| compatible-deal9 | $50.00 | 9/7/2012 9:38:55 AM |
| moola-phase | $25.00 | 9/7/2012 9:42:42 AM |
| awesome-rate640 | $50.00 | 9/7/2012 10:05:21 AM |
| wfish52 | $25.00 | 9/7/2012 10:11:02 AM |
| global-invest-group | $25.00 | 9/7/2012 10:43:00 AM |
| historic-value7 | $250.00 | 9/7/2012 10:35:54 AM |
| courteous-trade229 | $50.00 | 9/7/2012 11:53:45 AM |
| respectful-fairness069 | $27.00 | 9/7/2012 11:44:53 AM |
| zchamilton | $100.00 | 9/7/2012 12:15:24 PM |
| spiff666 | $26.66 | 9/7/2012 12:15:44 PM |
| wise-charming-reward | $500.00 | 9/7/2012 2:42:13 PM |
| cmg891 | $25.00 | 9/7/2012 5:01:58 PM |
| promise2 | $25.00 | 9/7/2012 2:11:30 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:39 PM |
| j2ee | $50.00 | 9/7/2012 5:05:10 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:40 PM |
| RB_Double-A_Bravo | $37.92 | 9/7/2012 6:40:25 PM |
| credit-maple | $25.00 | 9/7/2012 5:59:21 PM |
| bbt210 | $25.05 | 9/7/2012 6:27:26 PM |
| YampaQuant | $25.00 | 9/7/2012 9:13:01 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:13 PM |
| Bank42 | $25.00 | 9/8/2012 4:21:52 AM |
| silver-dogwood4 | $25.00 | 9/8/2012 9:06:08 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:30:56 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:37 AM |
| moola-accelerator6 | $31.70 | 9/8/2012 8:02:29 AM |
| peace-cell2 | $25.00 | 9/8/2012 10:59:22 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:07 AM |
| ethical-truth211 | $100.00 | 9/8/2012 10:33:32 AM |
| ptjg | $100.00 | 9/8/2012 12:19:04 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:48:39 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:35 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:12 PM |
| bowdish1 | $83.00 | 9/8/2012 1:07:21 PM |
| herbyman | $50.00 | 9/8/2012 4:56:15 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:42 PM |
| Goodnotlucky | $96.00 | 9/9/2012 12:34:40 AM |
| MSInvestor | $50.00 | 9/8/2012 7:19:27 PM |
| primed | $50.00 | 9/8/2012 7:59:49 PM |
| penny-firestarter | $25.00 | 9/9/2012 8:11:13 AM |
| museic1 | $100.00 | 9/9/2012 9:06:31 AM |
| Ben-Siegelbaum | $100.00 | 9/8/2012 10:24:52 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:17:12 PM |
| radareye2 | $25.00 | 9/9/2012 1:46:51 AM |
| Blue_HorseShoe | $25.00 | 9/9/2012 6:36:41 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:15:49 PM |
| bughead | $25.00 | 9/9/2012 1:27:53 AM |
| freefly67 | $25.00 | 9/9/2012 10:38:50 AM |
| wise-epic-generosity | $100.00 | 9/9/2012 3:37:24 PM |
| mddahlheim | $49.17 | 9/9/2012 4:33:44 PM |
| Castellan | $50.00 | 9/9/2012 12:39:43 PM |
| capital-blueberry | $25.00 | 9/9/2012 5:21:29 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:48 PM |
| hl8428 | $25.00 | 9/9/2012 7:33:35 PM |
| tenacious-payout | $25.00 | 9/9/2012 8:41:53 PM |
| Spkthewrd3 | $25.00 | 9/10/2012 6:24:22 AM |
| antlr | $25.00 | 9/9/2012 7:13:22 PM |
| interest-splendor | $35.00 | 9/9/2012 7:20:28 PM |
| kind-exchange-association | $32.27 | 9/9/2012 9:59:04 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:38 PM |
| Index_Plus | $4,000.00 | 9/9/2012 7:15:29 PM |
| glc527 | $37.08 | 9/9/2012 11:14:31 PM |
| BankofPete | $25.00 | 9/10/2012 6:15:49 AM |
| deal-financier5 | $25.00 | 9/10/2012 7:34:38 AM |
| thrifty-greenback5 | $25.00 | 9/10/2012 7:57:32 AM |
| 196 Investments
|
Borrower Payment Dependent Notes Series
626123
This series of Notes was issued and sold upon the funding of the borrower loan #73899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-exchange-cougar |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $500
Housing: $750
Insurance: $70
Car expenses: $100
Utilities: $
Phone, cable, internet: $75
Food, entertainment: $
Clothing, household expenses: $200
Credit cards and other loans: $380
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/2/2012 12:08:34 PM |
| julijask | $25.00 | 9/2/2012 12:21:14 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:18 PM |
| duty-viola | $25.00 | 9/2/2012 12:04:44 PM |
| SweatyBalls | $30.00 | 9/2/2012 12:16:08 PM |
| handy-justice | $50.00 | 9/2/2012 12:12:04 PM |
| beachfunder | $100.00 | 9/2/2012 1:06:24 PM |
| CA-Lender | $25.00 | 9/2/2012 12:32:24 PM |
| RGlad | $100.00 | 9/2/2012 1:05:13 PM |
| open-minded-p2p1 | $25.00 | 9/2/2012 1:28:18 PM |
| EngineersAlliance | $35.00 | 9/2/2012 1:21:13 PM |
| one-midas | $25.00 | 9/2/2012 2:43:34 PM |
| dudebrah | $25.00 | 9/2/2012 5:28:54 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:26 PM |
| zenyatta | $25.00 | 9/3/2012 9:21:40 AM |
| leverage-monger | $25.00 | 9/3/2012 11:23:33 AM |
| kila-designer | $250.00 | 9/3/2012 5:25:58 PM |
| Rockymtnhi | $25.00 | 9/4/2012 12:04:40 PM |
| cybercop45 | $25.00 | 9/4/2012 11:47:45 AM |
| Vector | $25.00 | 9/4/2012 1:13:00 PM |
| hidavehi | $26.01 | 9/4/2012 5:06:48 PM |
| refresher211 | $25.00 | 9/4/2012 5:13:18 PM |
| melodious-openness | $200.00 | 9/4/2012 5:55:58 PM |
| john0720 | $25.00 | 9/4/2012 6:09:00 PM |
| mykkai | $25.00 | 9/4/2012 6:47:11 PM |
| best-bonafide-p2p | $25.00 | 9/4/2012 7:28:44 PM |
| generous-deal6 | $25.00 | 9/5/2012 1:03:24 AM |
| pmj453 | $50.00 | 9/5/2012 4:17:13 AM |
| Bob450 | $25.00 | 9/5/2012 8:35:56 AM |
| Stockpicker | $105.00 | 9/5/2012 8:50:25 AM |
| compatible-deal9 | $25.00 | 9/5/2012 12:55:16 PM |
| payment-halo | $4.41 | 9/5/2012 2:25:08 PM |
| riveting-credit5 | $25.00 | 9/2/2012 1:07:02 PM |
| loan-tycoon0 | $25.00 | 9/2/2012 12:46:04 PM |
| SolarMoonshine | $25.00 | 9/2/2012 12:56:57 PM |
| Rogelio48 | $30.00 | 9/2/2012 5:15:08 PM |
| marwadi-62 | $100.00 | 9/2/2012 1:08:11 PM |
| vutah | $35.00 | 9/2/2012 1:50:43 PM |
| heavenly-interest9 | $1,000.00 | 9/2/2012 4:35:15 PM |
| scoobiedoo | $40.00 | 9/2/2012 5:52:34 PM |
| MrDance123 | $25.00 | 9/2/2012 9:32:34 PM |
| rate-banshee0 | $50.00 | 9/3/2012 9:27:13 AM |
| LendingPimp | $26.00 | 9/3/2012 10:03:15 AM |
| LendingPimp | $50.00 | 9/3/2012 2:36:37 PM |
| let_me_retire | $75.00 | 9/4/2012 5:40:00 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:19 PM |
| DreisersFinancier | $25.00 | 9/4/2012 5:38:01 PM |
| worthy-bid8 | $100.00 | 9/4/2012 5:30:20 PM |
| buffalobills | $25.00 | 9/4/2012 9:53:07 PM |
| Land_on_your_feet | $25.65 | 9/5/2012 7:24:24 AM |
| dough-kitten5 | $25.00 | 9/5/2012 3:42:32 AM |
| glroark | $50.00 | 9/5/2012 7:15:24 AM |
| global-invest-group | $31.96 | 9/5/2012 7:39:23 AM |
| radiant-dinero2 | $25.00 | 9/5/2012 9:05:34 AM |
| integrity-statue | $30.57 | 9/5/2012 11:09:33 AM |
| herschelw | $125.00 | 9/5/2012 1:03:57 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
626207
This series of Notes was issued and sold upon the funding of the borrower loan #74046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $409.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,397 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderous-loan273 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3600
Monthly expenses: $250
Housing: $675
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $25.00 | 9/4/2012 5:07:01 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:04 PM |
| bowdish1 | $100.00 | 9/4/2012 5:24:53 PM |
| loot-baton | $25.00 | 9/4/2012 5:49:13 PM |
| EnglishGeekInNYC | $25.00 | 9/4/2012 5:51:48 PM |
| enterprising-exchange6 | $50.00 | 9/4/2012 5:58:07 PM |
| fragonardlives | $25.00 | 9/4/2012 6:09:02 PM |
| blot44 | $25.00 | 9/4/2012 6:34:39 PM |
| bellaquito | $500.00 | 9/4/2012 6:47:34 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:11 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:03 AM |
| enticing-note | $25.00 | 9/5/2012 5:15:46 PM |
| silver-explorer6 | $25.00 | 9/5/2012 5:31:14 PM |
| indomitable-coin | $25.00 | 9/5/2012 5:32:49 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:03 PM |
| BB-ptoploan | $50.00 | 9/5/2012 5:54:19 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:54 PM |
| bold-enriching-capital | $46.77 | 9/5/2012 9:37:11 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:03 PM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:46 PM |
| radforj22 | $26.52 | 9/6/2012 6:24:43 AM |
| newest-return-wind | $35.00 | 9/6/2012 8:01:56 AM |
| Kunakiku | $25.00 | 9/6/2012 8:05:40 AM |
| direct-dinero2 | $27.78 | 9/6/2012 8:15:50 AM |
| irishalaskan | $25.00 | 9/6/2012 9:19:23 AM |
| vigorous-payment6 | $25.00 | 9/6/2012 9:19:30 AM |
| aasx1108 | $25.00 | 9/6/2012 9:18:06 AM |
| mrsasman | $50.00 | 9/6/2012 9:18:10 AM |
| availableloan | $25.00 | 9/6/2012 9:20:27 AM |
| enriching-trade2 | $50.00 | 9/6/2012 9:47:29 AM |
| Castellan | $47.00 | 9/6/2012 9:50:04 AM |
| rmachi | $25.00 | 9/6/2012 9:27:28 AM |
| scholarly-benefit5 | $25.00 | 9/6/2012 9:36:29 AM |
| skeptikos | $100.00 | 9/6/2012 10:00:45 AM |
| the-bright-velocity | $25.00 | 9/6/2012 9:45:52 AM |
| kevin314 | $25.00 | 9/6/2012 10:12:47 AM |
| ryreesado | $25.00 | 9/6/2012 9:54:48 AM |
| funds-nebula | $50.00 | 9/6/2012 10:23:01 AM |
| wwwUniversal | $25.00 | 9/6/2012 10:25:03 AM |
| JazzFranchise | $25.00 | 9/6/2012 10:04:35 AM |
| LiquidLender | $25.00 | 9/6/2012 10:06:08 AM |
| Vegasjim | $25.00 | 9/6/2012 10:18:04 AM |
| iSayHello | $37.93 | 9/6/2012 11:15:06 AM |
| jcornehlsen | $25.00 | 9/4/2012 6:52:42 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:31 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:52 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:40 PM |
| loyalty-delight6 | $25.00 | 9/4/2012 5:36:06 PM |
| prudent-payment316 | $60.00 | 9/4/2012 5:37:36 PM |
| neighborly-hope6 | $100.00 | 9/4/2012 5:40:12 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:15 PM |
| Sothenwhat | $100.00 | 9/4/2012 5:52:34 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:15 PM |
| Plutis | $25.00 | 9/4/2012 7:06:58 PM |
| CIC | $25.00 | 9/5/2012 2:43:38 AM |
| RoyFauntleroy | $50.00 | 9/5/2012 7:42:44 AM |
| GoldenKoi | $100.00 | 9/5/2012 9:01:39 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:49 AM |
| britgsb | $50.00 | 9/5/2012 10:23:03 AM |
| LongTail | $30.00 | 9/5/2012 10:17:40 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:04 PM |
| market-maximizer472 | $100.00 | 9/5/2012 2:34:09 PM |
| nimcha | $50.00 | 9/5/2012 3:49:03 PM |
| CapStack | $50.00 | 9/5/2012 5:11:35 PM |
| ingenious-deal6 | $25.00 | 9/5/2012 5:03:59 PM |
| dharma1 | $25.00 | 9/5/2012 5:40:24 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:48 PM |
| fox798 | $25.00 | 9/5/2012 6:03:26 PM |
| UstedEsElHombre | $100.00 | 9/5/2012 5:56:55 PM |
| Index_Plus | $7,500.00 | 9/5/2012 6:59:07 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:33 PM |
| porter22 | $25.00 | 9/6/2012 8:49:38 AM |
| Syzygy | $25.00 | 9/6/2012 9:02:39 AM |
| RocketSurgeon | $25.00 | 9/6/2012 9:05:47 AM |
| compatible-deal9 | $50.00 | 9/6/2012 8:12:47 AM |
| commanding-treasure2 | $75.00 | 9/6/2012 9:14:43 AM |
| GTFreeFlyer | $25.00 | 9/6/2012 9:01:52 AM |
| atlacatl | $25.00 | 9/6/2012 9:03:36 AM |
| Emgolda | $25.00 | 9/6/2012 9:06:06 AM |
| sappy02 | $50.00 | 9/6/2012 9:11:54 AM |
| Investoman | $25.00 | 9/6/2012 9:25:03 AM |
| abfs | $25.00 | 9/6/2012 9:52:45 AM |
| lagnisiruk | $25.00 | 9/6/2012 9:53:44 AM |
| ingenious-order783 | $29.00 | 9/6/2012 9:33:45 AM |
| impartial-deal | $25.00 | 9/6/2012 10:00:51 AM |
| skidoo99 | $25.00 | 9/6/2012 10:04:17 AM |
| sweet-loan7 | $25.00 | 9/6/2012 9:43:33 AM |
| cablenews | $100.00 | 9/6/2012 9:45:32 AM |
| laboheme | $25.00 | 9/6/2012 9:48:55 AM |
| thunderkiss | $25.00 | 9/6/2012 10:00:13 AM |
| objective-investor | $250.00 | 9/6/2012 10:01:09 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:34 AM |
| minista | $25.00 | 9/6/2012 10:13:21 AM |
| Brain_m | $25.00 | 9/6/2012 10:24:45 AM |
| Ripsaw4U | $50.00 | 9/6/2012 10:25:17 AM |
| AFairDeal | $25.00 | 9/6/2012 10:26:17 AM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
628421
This series of Notes was issued and sold upon the funding of the borrower loan #73722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $90.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,102 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gaAnalyst-123 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to complete a renovation project.
My financial situation:
I am a good candidate for this loan because I have a good income and a good credit score. I'm looking to finish a bathroom project I had started earlier but haven't gotten around to finishing, but I just need a small amount of cash in order to be able to finish the project
Monthly net income: $ 4,020.00
Monthly expenses: $
Housing: $ 1,162.00
Insurance: $ 167
Car expenses: $ 485
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $300
Clothing, household expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-pioneer221 | $200.00 | 9/5/2012 9:08:38 AM |
| WalnutCreekguy | $50.00 | 9/5/2012 9:00:39 AM |
| economy-structure9 | $25.00 | 9/5/2012 9:17:35 AM |
| rate-hawk | $25.00 | 9/5/2012 9:03:45 AM |
| wildguy | $25.00 | 9/5/2012 9:05:43 AM |
| EBITDA | $25.00 | 9/5/2012 9:06:17 AM |
| payout-paradise5 | $25.00 | 9/5/2012 9:30:34 AM |
| golffish2 | $25.00 | 9/5/2012 9:11:19 AM |
| oregonusa | $25.00 | 9/5/2012 9:14:50 AM |
| durability-ace9 | $30.00 | 9/5/2012 9:18:15 AM |
| 1randyp | $25.00 | 9/5/2012 9:27:10 AM |
| bazaar-festivity | $25.00 | 9/5/2012 9:28:51 AM |
| Mark-7 | $50.00 | 9/5/2012 9:49:40 AM |
| gold-sushi | $25.00 | 9/5/2012 9:40:36 AM |
| orange-preeminant-bill | $25.00 | 9/5/2012 9:59:41 AM |
| nimble-revenue5 | $100.00 | 9/5/2012 9:43:14 AM |
| economy-producer | $25.00 | 9/5/2012 9:43:36 AM |
| UstedEsElHombre | $100.00 | 9/5/2012 10:12:00 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:15 AM |
| CAGE-Investments | $25.00 | 9/5/2012 9:58:30 AM |
| gold-gazelle | $25.00 | 9/5/2012 9:59:37 AM |
| delicious-cash | $50.00 | 9/5/2012 10:00:35 AM |
| Beld | $50.00 | 9/5/2012 10:01:21 AM |
| cberthiaume | $25.00 | 9/5/2012 10:04:47 AM |
| Cliffie83 | $25.00 | 9/5/2012 10:08:29 AM |
| well-rounded-payout0 | $25.00 | 9/5/2012 10:09:21 AM |
| mikbos | $25.00 | 9/5/2012 10:07:54 AM |
| authentic-liberty7 | $25.00 | 9/5/2012 10:11:00 AM |
| best-witty-income | $25.00 | 9/5/2012 10:14:14 AM |
| Palacios | $50.00 | 9/5/2012 10:16:10 AM |
| Kaj | $25.00 | 9/5/2012 9:16:38 AM |
| a-finance-nirvana | $25.00 | 9/5/2012 9:23:36 AM |
| scholarly-order6 | $50.00 | 9/5/2012 9:11:29 AM |
| bazaar-tulip | $25.00 | 9/5/2012 9:16:20 AM |
| social-cocktail1 | $200.00 | 9/5/2012 9:38:57 AM |
| silver-enlightenment0 | $25.00 | 9/5/2012 9:46:36 AM |
| finance-prescription | $100.00 | 9/5/2012 10:04:45 AM |
| pierrelasvegas | $25.00 | 9/5/2012 9:48:46 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:31 AM |
| greenbacchus | $25.00 | 9/5/2012 10:06:47 AM |
| principal-cooker2 | $50.00 | 9/5/2012 10:06:55 AM |
| Astyanax | $46.56 | 9/5/2012 10:14:20 AM |
| new-intuitive-dime | $25.00 | 9/5/2012 9:58:53 AM |
| bid-czar8 | $100.00 | 9/5/2012 10:08:34 AM |
| rescue | $100.00 | 9/5/2012 10:07:52 AM |
| transparency-sapling | $25.00 | 9/5/2012 10:11:02 AM |
| yield-lion | $25.00 | 9/5/2012 10:11:47 AM |
| doublediamond | $25.00 | 9/5/2012 10:11:05 AM |
| lowrater | $100.70 | 9/5/2012 10:14:16 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
628475
This series of Notes was issued and sold upon the funding of the borrower loan #74195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $115.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 820-839 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gallant-agreement8 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: dentures
This loan will be used to...to get all my teeth removed and dentures made, I have extreme chronic acid reflux. This has deteriated my teeth dramatically and causing pain around the gums and roots. Now I am on soc sec/ medicare and my teeth are not covered.
My financial situation:
I am a good candidate for this loan because...I have paid all my debts on time, I have lived in my house for 13+ years. I have now outstanding debts. I am disabled, retired, due to degenerative disc in my spine. I am dependable. I just had a home mortgage reduction, this will allow me get my dentures and to pay down my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-bid9 | $50.00 | 9/3/2012 5:02:29 PM |
| peso-tostada | $200.00 | 9/3/2012 5:23:49 PM |
| one-midas | $100.00 | 9/3/2012 7:03:01 PM |
| superb-funds335 | $25.00 | 9/3/2012 5:23:06 PM |
| MathProfessor | $25.00 | 9/3/2012 5:34:47 PM |
| JustMee | $25.00 | 9/3/2012 5:59:20 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:29 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:55 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:10 AM |
| MONEY-1957 | $25.00 | 9/4/2012 4:49:30 PM |
| genuine-asset240 | $25.00 | 9/4/2012 5:07:18 PM |
| LeReve | $500.00 | 9/4/2012 5:19:30 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:16 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:50 PM |
| RicheyRich | $25.00 | 9/4/2012 5:43:10 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:12 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:49 PM |
| loyalty-czar | $30.00 | 9/4/2012 6:19:48 PM |
| glenium | $25.00 | 9/5/2012 4:36:42 AM |
| BankofPete | $30.00 | 9/5/2012 6:48:15 AM |
| heerzaquestion | $50.00 | 9/5/2012 7:55:32 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:08 AM |
| credit-observatory | $25.00 | 9/5/2012 12:43:26 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:05 PM |
| cello1 | $25.00 | 9/5/2012 6:27:54 PM |
| atbright | $25.00 | 9/5/2012 9:06:58 PM |
| contract-amigo7 | $25.00 | 9/6/2012 7:15:08 AM |
| moola-gargantuan9 | $50.00 | 9/6/2012 8:00:39 AM |
| unbeatable-integrity822 | $25.00 | 9/6/2012 6:16:52 AM |
| Rulea72 | $25.00 | 9/6/2012 7:16:56 AM |
| Moneypenny6 | $25.00 | 9/6/2012 7:32:21 AM |
| Orthosie | $25.00 | 9/6/2012 8:04:59 AM |
| credit-coach118 | $5.63 | 9/6/2012 8:41:43 AM |
| Aberdeen | $100.00 | 9/3/2012 5:47:51 PM |
| gravbox | $25.00 | 9/3/2012 5:22:48 PM |
| payment-halo | $25.00 | 9/3/2012 5:55:23 PM |
| LoanerPrincipal | $25.00 | 9/3/2012 5:38:54 PM |
| goodhearted-basis4 | $25.00 | 9/3/2012 5:40:40 PM |
| transparency-position | $27.00 | 9/3/2012 6:24:10 PM |
| Bank_Of_XL | $25.00 | 9/3/2012 8:22:01 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:08 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:28 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:50 PM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:27 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:49 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:20 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:15 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:45 PM |
| IP | $25.00 | 9/4/2012 5:34:21 PM |
| dough-kitten5 | $50.00 | 9/5/2012 3:43:46 AM |
| gain-dolphin | $25.00 | 9/4/2012 9:49:40 PM |
| leverage-monger | $25.00 | 9/5/2012 9:29:52 AM |
| 0_0 | $25.00 | 9/5/2012 9:54:08 AM |
| Astyanax | $40.00 | 9/5/2012 10:16:47 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:48 AM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:34 PM |
| networks4ever | $25.00 | 9/5/2012 6:50:29 PM |
| peter79130 | $25.00 | 9/5/2012 9:51:24 PM |
| bunnybear | $39.80 | 9/5/2012 11:27:41 PM |
| Bankeroni_and_Cheese | $28.03 | 9/6/2012 7:26:33 AM |
| blue-laudable-dinero | $25.00 | 9/6/2012 7:29:43 AM |
| Leshan | $35.00 | 9/6/2012 7:50:25 AM |
| the-cash-allotment | $29.54 | 9/6/2012 8:17:52 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
628757
This series of Notes was issued and sold upon the funding of the borrower loan #74267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 21.59% |
Borrower rate/APR:
| 22.59% / 26.40% |
Monthly payment:
| $384.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.07% | | |
| |
Estimated return*:
| 11.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,589 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GoldHeart1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
|
|
Principal balance:
| $2,860.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation/Car Repair
Purpose of loan:
This loan will be used to... consolidate credit card bills and pay off other loans including 401K and 1st Prosper loan, so that I have one interest rate and one loan opposed to several different ones. This allows my net income to increase. I also bought a newer used car that needs some new tires and minor fixes before the season changes.
My financial situation:
I am a good candidate for this loan because... I am very responsible. I pay all my bills on time and have not had any negative on my credit report for several years. I am also very secure in my job and overtime is also available. This loan will help put myself in a better financial standing all around.
Monthly net income: $2425
apMonthly expenses: $
Housing: $500
Insurance: $125
Car expenses: $290
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Icyicicle | $25.00 | 9/6/2012 5:04:13 PM |
| Assets-Up | $25.00 | 9/6/2012 5:04:44 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:06 PM |
| finder072 | $25.00 | 9/6/2012 5:02:01 PM |
| green-trade-dolphin | $46.42 | 9/6/2012 5:01:24 PM |
| john0720 | $25.00 | 9/6/2012 5:03:44 PM |
| handy-justice | $100.00 | 9/6/2012 5:06:00 PM |
| Vector | $25.00 | 9/6/2012 5:07:32 PM |
| loan-fate | $29.00 | 9/6/2012 5:28:25 PM |
| diplomatic-wealth7 | $25.00 | 9/6/2012 5:19:52 PM |
| brainy-return234 | $25.00 | 9/6/2012 5:23:27 PM |
| kinder-credit-bear | $250.00 | 9/6/2012 5:50:08 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:32 PM |
| bonus-seahorse | $35.00 | 9/6/2012 5:33:00 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:15 PM |
| whitegold24k | $100.00 | 9/6/2012 6:01:16 PM |
| samurai2 | $25.00 | 9/6/2012 7:58:30 PM |
| mikeandcat | $85.36 | 9/7/2012 4:39:48 AM |
| 1willray | $25.00 | 9/7/2012 4:56:42 AM |
| Weaverville | $25.00 | 9/6/2012 8:52:14 PM |
| Barrayaran | $25.00 | 9/7/2012 6:24:06 AM |
| 168RichCapital | $25.09 | 9/7/2012 6:29:48 AM |
| Bubba-doggie-dog | $25.00 | 9/7/2012 4:04:10 AM |
| revenue-statesperson4 | $200.00 | 9/7/2012 2:15:09 AM |
| investment-comet | $25.00 | 9/7/2012 7:17:26 AM |
| scholarly-order6 | $25.00 | 9/7/2012 3:53:22 AM |
| best-bonafide-p2p | $25.00 | 9/7/2012 5:37:57 AM |
| JeffHoll | $80.00 | 9/7/2012 8:07:26 AM |
| AF-Chief | $25.00 | 9/7/2012 9:01:21 AM |
| 1randyp | $25.00 | 9/7/2012 9:02:57 AM |
| point-doughnut | $25.00 | 9/7/2012 7:44:46 AM |
| Champion_Lending | $25.00 | 9/7/2012 8:25:49 AM |
| credit-coach118 | $25.49 | 9/7/2012 8:46:10 AM |
| postalwhiz | $25.00 | 9/7/2012 9:02:01 AM |
| Katburg | $25.00 | 9/7/2012 9:05:32 AM |
| gimmeopenroad | $39.00 | 9/7/2012 9:14:10 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:11 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:09 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:33 AM |
| theboat | $26.00 | 9/7/2012 9:23:50 AM |
| DirtyJenga | $25.00 | 9/7/2012 9:35:38 AM |
| life-is-great | $25.00 | 9/7/2012 9:27:13 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:39 AM |
| debt-force | $25.00 | 9/7/2012 9:31:54 AM |
| jmeasn | $25.00 | 9/7/2012 9:42:50 AM |
| yield-trader | $25.00 | 9/7/2012 9:51:46 AM |
| Wellman | $25.00 | 9/7/2012 9:45:51 AM |
| unforgettable-wealth4 | $50.00 | 9/7/2012 9:45:02 AM |
| mercuriant | $25.00 | 9/7/2012 9:56:03 AM |
| hopethisworks | $2.76 | 9/7/2012 9:58:56 AM |
| order-supernova6 | $25.00 | 9/7/2012 9:56:35 AM |
| trajectory8 | $25.00 | 9/7/2012 9:56:46 AM |
| credit-missile | $125.00 | 9/7/2012 9:16:30 AM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:10 PM |
| lowrater | $100.40 | 9/6/2012 5:04:03 PM |
| asset-professor | $25.00 | 9/6/2012 5:44:23 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:09 PM |
| kind-credit-bear | $50.00 | 9/6/2012 5:34:19 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:08 PM |
| susurrus | $100.00 | 9/6/2012 5:40:22 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:10 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:41 PM |
| NickelSteamroller | $35.00 | 9/6/2012 5:49:57 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:47 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:42 PM |
| seabass123 | $25.00 | 9/6/2012 6:12:23 PM |
| well-rounded-dinero | $25.00 | 9/6/2012 6:08:47 PM |
| reflective-rupee | $25.00 | 9/6/2012 7:03:22 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:20 PM |
| callmebryan | $25.00 | 9/6/2012 8:48:42 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:11 PM |
| lnuss25 | $25.00 | 9/7/2012 4:35:48 AM |
| larryboy10 | $25.00 | 9/6/2012 8:58:08 PM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:19:34 PM |
| RGlad | $150.00 | 9/6/2012 10:47:52 PM |
| finance-relaxation3 | $25.00 | 9/6/2012 9:26:27 PM |
| BBsapphire-2-loan | $100.00 | 9/7/2012 12:16:48 AM |
| heroic-platinum | $25.00 | 9/7/2012 7:14:14 AM |
| platinum-admiral8 | $25.00 | 9/7/2012 5:05:52 AM |
| green-safe-wampum | $50.00 | 9/7/2012 7:51:28 AM |
| brondero | $40.00 | 9/7/2012 7:57:20 AM |
| cordial-affluence2 | $25.00 | 9/7/2012 7:57:54 AM |
| nourishing-interest0 | $25.00 | 9/7/2012 7:59:32 AM |
| velger25 | $26.28 | 9/7/2012 8:48:09 AM |
| BigBag | $25.00 | 9/7/2012 6:33:36 AM |
| buffalobills | $25.00 | 9/7/2012 6:38:40 AM |
| DiligentiaLLC | $94.60 | 9/7/2012 6:49:50 AM |
| SouthernRemarketing | $25.00 | 9/7/2012 6:47:46 AM |
| Leshan | $75.00 | 9/7/2012 6:50:37 AM |
| return-enthusiast1 | $25.00 | 9/7/2012 7:23:25 AM |
| Mathon | $25.00 | 9/7/2012 9:04:36 AM |
| Macbethofscots | $25.00 | 9/7/2012 9:09:55 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:02 AM |
| FinanceEngine | $60.00 | 9/7/2012 9:21:34 AM |
| smallbizrule | $25.00 | 9/7/2012 9:10:32 AM |
| Kaj | $25.00 | 9/7/2012 9:15:26 AM |
| ericgassercom | $25.00 | 9/7/2012 9:25:40 AM |
| shrewd-peace7 | $25.00 | 9/7/2012 9:36:39 AM |
| careful-vigilance4 | $25.00 | 9/7/2012 9:41:31 AM |
| ekmendenhall | $40.00 | 9/7/2012 9:34:22 AM |
| persist_in_doing | $25.00 | 9/7/2012 9:49:47 AM |
| profit-powerplant | $25.00 | 9/7/2012 9:37:33 AM |
| pug90000 | $29.60 | 9/7/2012 9:51:09 AM |
| smoothmoniker | $25.00 | 9/7/2012 9:39:14 AM |
| 52digital | $75.00 | 9/7/2012 9:40:12 AM |
| moola-phase | $25.00 | 9/7/2012 9:41:43 AM |
| tnjohnso | $25.00 | 9/7/2012 9:43:03 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:30 AM |
| bubb_hans | $25.00 | 9/7/2012 9:54:02 AM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
629295
This series of Notes was issued and sold upon the funding of the borrower loan #73908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| systematic-dough838 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dental work on my teeth
I would like to go to a dentist to get a crown on my front tooth and cleaning and a tooth pull in the back of my mouth. I want to present myself at my employee with nice teeth not a front tooth that is cracking, for I work in a job with customer service.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 8/27/2012 9:07:04 AM |
| managedfund | $333.00 | 8/27/2012 10:22:00 AM |
| durability-ace9 | $30.00 | 8/27/2012 10:09:16 AM |
| open-minded-p2p1 | $25.00 | 8/27/2012 4:30:35 PM |
| let_me_retire | $50.69 | 8/28/2012 6:00:01 AM |
| guild261 | $25.00 | 8/28/2012 8:32:40 PM |
| bonus-seahorse | $50.00 | 8/29/2012 2:12:57 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:09 PM |
| wise-careful-greenback | $25.00 | 9/5/2012 5:30:48 AM |
| daekpon | $50.00 | 9/5/2012 9:09:12 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:21 PM |
| Leshan | $35.00 | 9/6/2012 7:57:35 AM |
| handy-justice | $25.00 | 8/27/2012 9:14:01 AM |
| Zingaro | $25.00 | 8/27/2012 10:17:10 AM |
| jebber007 | $25.00 | 8/27/2012 11:17:34 PM |
| marala4285 | $30.00 | 8/30/2012 6:21:07 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:33 AM |
| Fund-2032 | $50.00 | 8/31/2012 10:14:16 PM |
| mrxtravis | $25.00 | 9/1/2012 1:58:49 PM |
| g-mak-fund | $25.00 | 9/5/2012 11:59:18 PM |
| Bob450 | $25.00 | 9/6/2012 7:54:25 AM |
| brightest-gain-investor | $146.31 | 9/6/2012 8:05:44 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
629325
This series of Notes was issued and sold upon the funding of the borrower loan #74083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-27-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2008 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-cleansing1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car and Bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $400
Insurance: $
Car expenses: $200
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 8/27/2012 9:07:04 AM |
| lowrater | $50.60 | 8/27/2012 9:18:11 AM |
| refresher211 | $25.00 | 8/27/2012 9:33:11 AM |
| durability-ace9 | $30.00 | 8/27/2012 10:09:16 AM |
| SweatyBalls | $30.00 | 8/27/2012 10:10:50 AM |
| open-minded-p2p1 | $25.00 | 8/27/2012 4:30:35 PM |
| let_me_retire | $25.00 | 8/28/2012 6:02:39 AM |
| pdub | $200.00 | 8/28/2012 2:37:22 PM |
| shrewd-deal | $25.00 | 8/29/2012 6:17:23 PM |
| LendingPimp | $26.00 | 8/30/2012 2:26:09 AM |
| tolerant-responsibility051 | $500.00 | 8/30/2012 10:33:52 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:33 AM |
| kulender | $50.00 | 9/2/2012 11:36:51 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:10 PM |
| boss520 | $50.00 | 9/4/2012 11:40:51 PM |
| fervent-commerce | $36.00 | 9/5/2012 7:19:00 PM |
| merciful-return164 | $25.00 | 9/5/2012 6:34:29 PM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:23:29 AM |
| bold-pound-statuette | $100.00 | 9/6/2012 3:12:33 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:05 PM |
| preeminant-moola6 | $25.00 | 9/6/2012 11:28:42 AM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:02 PM |
| DreisersFinancier | $100.00 | 8/27/2012 5:50:49 PM |
| money-baron | $50.00 | 8/29/2012 10:32:04 AM |
| eboomer2611 | $25.00 | 9/1/2012 6:49:47 AM |
| BHopkins | $25.00 | 9/4/2012 5:06:14 PM |
| simiray | $25.00 | 9/4/2012 4:28:42 PM |
| mykkai | $25.00 | 9/4/2012 6:35:15 PM |
| HammerSmith | $25.00 | 9/5/2012 1:28:09 PM |
| versatile-dime442 | $100.00 | 9/5/2012 6:33:46 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:21 PM |
| geophreigh | $25.00 | 9/6/2012 3:41:55 AM |
| transformer855 | $25.00 | 9/6/2012 1:18:57 PM |
| frogperson | $77.40 | 9/6/2012 4:23:24 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
629345
This series of Notes was issued and sold upon the funding of the borrower loan #74279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,600.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $325.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,921 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-repayment-kazoo |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off a credit card with high interest.
My financial situation:
I am a good candidate for this loan because...of my high credit score and I have always paid my bills on time.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/3/2012 6:17:47 PM |
| dharma1 | $25.00 | 9/3/2012 5:19:28 PM |
| BB-ptoploan | $50.00 | 9/3/2012 5:04:38 PM |
| hopeful_lender | $100.00 | 9/3/2012 5:14:57 PM |
| Castellan | $50.00 | 9/3/2012 5:20:14 PM |
| kenji4861 | $25.00 | 9/3/2012 5:32:26 PM |
| bowdish1 | $100.00 | 9/3/2012 5:32:49 PM |
| neighborly-hope6 | $100.00 | 9/3/2012 5:37:36 PM |
| Bank_Of_XL | $25.00 | 9/3/2012 8:24:38 PM |
| EnglishGeekInNYC | $25.00 | 9/3/2012 5:38:04 PM |
| ready-interest9 | $25.00 | 9/3/2012 6:13:15 PM |
| one-midas | $35.00 | 9/3/2012 6:47:40 PM |
| GoldenKoi | $50.00 | 9/4/2012 6:05:23 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:10 AM |
| JustMee | $25.00 | 9/4/2012 3:06:43 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:26 PM |
| tomdooley12520 | $25.00 | 9/4/2012 4:26:10 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:31 PM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:38 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:52 PM |
| spirit07a | $86.00 | 9/4/2012 5:15:27 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:12 PM |
| jenerationx | $25.00 | 9/4/2012 9:35:14 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:23 PM |
| mtb_investing | $25.00 | 9/5/2012 8:57:58 AM |
| thrifty-note2 | $25.00 | 9/5/2012 8:10:37 AM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:06 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:13 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:48 AM |
| Index_Plus | $7,500.00 | 9/5/2012 12:42:02 PM |
| astute-benjamins | $125.00 | 9/5/2012 12:02:58 PM |
| heavy_ax | $50.00 | 9/5/2012 12:42:08 PM |
| designer_10 | $25.00 | 9/5/2012 1:41:09 PM |
| Investoman | $25.00 | 9/5/2012 5:06:12 PM |
| new-return-faire | $100.00 | 9/5/2012 5:07:01 PM |
| alaskakid | $30.00 | 9/5/2012 4:14:08 PM |
| thedoctor | $69.00 | 9/5/2012 5:08:46 PM |
| enticing-note | $25.00 | 9/5/2012 5:15:45 PM |
| WxChem | $30.00 | 9/5/2012 5:31:20 PM |
| JLMGroupFunds | $25.00 | 9/5/2012 5:24:45 PM |
| aggresive-commerce8 | $50.00 | 9/5/2012 5:47:49 PM |
| indomitable-coin | $25.00 | 9/5/2012 5:32:48 PM |
| squirrel60 | $25.00 | 9/5/2012 5:37:46 PM |
| MoneyMA | $25.00 | 9/5/2012 5:56:40 PM |
| Aimvest | $25.00 | 9/5/2012 5:42:58 PM |
| empire051 | $25.00 | 9/5/2012 6:01:40 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:47 PM |
| nuclearmoose | $50.00 | 9/5/2012 5:52:39 PM |
| gallant-economy9 | $31.00 | 9/5/2012 5:56:02 PM |
| the-magnetic-transaction | $135.00 | 9/5/2012 6:21:55 PM |
| Leopoldine | $25.00 | 9/5/2012 7:19:22 PM |
| velocity-solo | $25.00 | 9/5/2012 6:32:51 PM |
| DalawaFunds | $50.00 | 9/5/2012 8:18:20 PM |
| Theofficer_roth_ira | $25.53 | 9/5/2012 8:25:29 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:18:53 PM |
| moose-capital-funding | $35.00 | 9/5/2012 8:01:53 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:10:27 PM |
| sensible-payment1 | $48.41 | 9/5/2012 10:27:02 PM |
| UstedEsElHombre | $100.00 | 9/3/2012 5:22:03 PM |
| wilkenm | $34.00 | 9/3/2012 7:42:11 PM |
| bellaquito | $500.00 | 9/3/2012 6:20:33 PM |
| RGlad | $150.00 | 9/3/2012 10:46:56 PM |
| britgsb | $50.00 | 9/4/2012 9:02:22 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:28 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:08 AM |
| aabadabadoo | $25.00 | 9/4/2012 3:51:21 PM |
| giftgold | $25.00 | 9/4/2012 1:31:49 PM |
| Theofficer_roth_ira | $175.00 | 9/4/2012 3:03:34 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:03 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:40 PM |
| nhm | $30.00 | 9/4/2012 6:50:31 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:15 PM |
| worth-game-changer8 | $25.00 | 9/4/2012 9:48:19 PM |
| credit-observatory | $25.00 | 9/5/2012 8:43:34 AM |
| agalt | $100.00 | 9/5/2012 8:57:06 AM |
| american6 | $50.00 | 9/5/2012 9:37:23 AM |
| blLending | $25.00 | 9/5/2012 1:09:06 PM |
| Mad_Scientist | $50.00 | 9/5/2012 2:27:44 PM |
| community-burrito9 | $35.00 | 9/5/2012 12:25:05 PM |
| compatible-deal9 | $50.00 | 9/5/2012 12:43:48 PM |
| gain-zeus8 | $25.00 | 9/5/2012 4:12:39 PM |
| heerzaquestion | $40.00 | 9/5/2012 4:28:00 PM |
| adaboy65 | $100.00 | 9/5/2012 5:05:09 PM |
| loyalty-czar | $33.23 | 9/5/2012 3:43:38 PM |
| hl8428 | $26.83 | 9/5/2012 3:47:28 PM |
| themoneydoctor | $50.00 | 9/5/2012 3:11:33 PM |
| dukeiyer | $25.00 | 9/5/2012 4:36:50 PM |
| auction-iris9 | $66.00 | 9/5/2012 5:10:33 PM |
| pound-idol543 | $100.00 | 9/5/2012 5:05:29 PM |
| radforj22 | $50.00 | 9/5/2012 5:16:04 PM |
| lender987654321 | $50.00 | 9/5/2012 5:13:40 PM |
| Cai8899 | $25.00 | 9/5/2012 5:17:49 PM |
| mulberry4 | $50.00 | 9/5/2012 5:21:28 PM |
| Cheburashka | $30.00 | 9/5/2012 5:28:35 PM |
| sympathetic-funds818 | $25.00 | 9/5/2012 5:28:32 PM |
| BenR | $100.00 | 9/5/2012 5:46:25 PM |
| honker425 | $100.00 | 9/5/2012 5:36:15 PM |
| dough-souffle | $25.00 | 9/5/2012 6:04:23 PM |
| cardminger | $25.00 | 9/5/2012 6:05:43 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/5/2012 5:53:31 PM |
| fox798 | $25.00 | 9/5/2012 6:03:26 PM |
| judson | $25.00 | 9/5/2012 6:27:02 PM |
| cerebral-dollar773 | $25.00 | 9/5/2012 7:19:40 PM |
| Snoopylover | $25.00 | 9/5/2012 8:59:50 PM |
| reflective-worth1 | $25.00 | 9/5/2012 6:49:41 PM |
| best-bonafide-p2p | $50.00 | 9/5/2012 7:17:53 PM |
| bazaar-samurai0 | $100.00 | 9/5/2012 7:44:00 PM |
| chorus731 | $25.00 | 9/5/2012 7:23:29 PM |
| peregrine | $50.00 | 9/5/2012 8:15:08 PM |
| antlr | $25.00 | 9/5/2012 8:23:09 PM |
| Iwillhuntyoudown | $25.00 | 9/5/2012 9:39:37 PM |
| khamen | $25.00 | 9/5/2012 10:15:33 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
629411
This series of Notes was issued and sold upon the funding of the borrower loan #74411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 9m |
|
Amount delinquent:
| $10,991 |
Total credit lines:
| 22 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $674 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| buffalo9105 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Pay off home loan.
My financial situation:
I am a good candidate for this loan because...I work 40hrs a week & recieve retirement from Lucent Technologies. In Jan. 2013 I will be recieving my Social Security which will be added to my income.
Monthly net income: $2239.90
Monthly expenses: $741.82
Housing: $
Insurance: $123.82
Car expenses: $50.00
Utilities: $125.00
Phone, cable, internet: $118.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:05 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:09 PM |
| worthy-bid8 | $100.00 | 9/1/2012 12:41:44 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:32 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:11 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:37 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:26 AM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:52 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 10:05:16 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:02 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:57:59 PM |
| cunning-camaraderi70 | $25.00 | 9/9/2012 2:33:21 PM |
| Pogo5 | $37.23 | 9/9/2012 9:48:57 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:01 PM |
| barchibald | $50.00 | 9/10/2012 5:50:04 AM |
| dynadave | $495.00 | 9/10/2012 8:38:24 AM |
| joey1011 | $25.00 | 9/10/2012 7:37:19 AM |
| lincny2 | $157.79 | 9/10/2012 9:21:46 AM |
| basis-launcher3 | $25.00 | 9/10/2012 11:36:09 AM |
| first-class-gold0 | $100.00 | 8/31/2012 5:09:00 PM |
| vutah | $75.01 | 8/31/2012 6:53:36 PM |
| open-minded-p2p1 | $25.00 | 8/31/2012 7:05:40 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:21 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:11 PM |
| pdub | $250.00 | 9/7/2012 12:42:17 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:00 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:53 PM |
| irrelevant | $50.00 | 9/8/2012 5:05:46 AM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:22:57 PM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:36 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:50 AM |
| WonderPup | $25.02 | 9/10/2012 10:46:38 AM |
| tolerant-responsibility051 | $500.00 | 9/10/2012 3:35:25 PM |
| MauiMike | $100.00 | 9/10/2012 4:01:01 PM |
| responsibility-butterfly | $4.95 | 9/10/2012 6:40:51 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
629499
This series of Notes was issued and sold upon the funding of the borrower loan #74347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 20y 0m |
|
Amount delinquent:
| $3,551 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,313 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shiloh178 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 88 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
760-779
(Sep-2010)
700-719
(Mar-2008)
720-739
(Aug-2007)
|
|
Principal balance:
| $4,682.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 88 | | |
Description
Debt consolidation
This loan will be used to pay off a credit card and off a surgeon for an emergency gall bladder surgery.
I am a good candidate for this loan because I have had other Prosper loans and have paid them off. I also was able to purchase a new home recently. My credit score went down because my old home went into a short sale situation due to a bad mortgage loan from 2007. House hold income is $110K annually. I have been employed at the same company for over 5 years and am entrenched in their system. I will be employed here a long time. I have had 3 prosper loans paid off two and one in progress. Thank you for your consideration.
Monthly net income: $ 6,400
Monthly expenses: $ 4,767
Housing: $ 1264
Insurance: $ 130
Car expenses: $ 450
Utilities: $ 250
Phone, cable, internet: $ 350
Food, entertainment: $ 500
Clothing, household expenses: $ 500
Credit cards and other loans: $ 400
Other expenses: $ 922
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| school-loan-gambler | $500.00 | 9/12/2012 9:01:32 AM |
| fascinating-generosity3 | $57.62 | 9/12/2012 9:03:19 AM |
| ProsprousLender | $30.00 | 9/12/2012 9:01:56 AM |
| the-respectful-transaction | $25.00 | 9/12/2012 9:06:25 AM |
| trumpeter5 | $25.00 | 9/12/2012 9:02:01 AM |
| MStax | $87.29 | 9/12/2012 9:02:11 AM |
| frantic-retirement | $98.41 | 9/12/2012 9:04:56 AM |
| DasMula | $100.00 | 9/12/2012 9:08:10 AM |
| marinbb | $50.00 | 9/12/2012 9:04:26 AM |
| fascinating-generosity3 | $100.00 | 9/12/2012 9:01:32 AM |
| school-loan-gambler | $200.00 | 9/12/2012 9:06:32 AM |
| respectful-dough429 | $100.00 | 9/12/2012 9:03:41 AM |
| jhouman | $50.00 | 9/12/2012 9:04:36 AM |
| Dusigrosz | $300.00 | 9/12/2012 9:01:32 AM |
| Hedge-Fund | $25.00 | 9/12/2012 9:02:09 AM |
| handy-justice | $50.00 | 9/12/2012 9:02:45 AM |
| MG_Holdings | $100.00 | 9/12/2012 9:02:46 AM |
| decisive-income7 | $500.00 | 9/12/2012 9:04:11 AM |
| fantastic-contract1 | $100.00 | 9/12/2012 9:01:33 AM |
| Dusigrosz | $236.00 | 9/12/2012 9:01:54 AM |
| adaptable-return21 | $50.00 | 9/12/2012 9:02:10 AM |
| Milonguero | $100.00 | 9/12/2012 9:03:06 AM |
| MStax | $50.00 | 9/12/2012 9:03:57 AM |
| DasMula | $100.00 | 9/12/2012 9:04:34 AM |
| felicity-contributor3 | $25.00 | 9/12/2012 9:04:58 AM |
| marwadi-62 | $940.68 | 9/12/2012 9:09:11 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
629577
This series of Notes was issued and sold upon the funding of the borrower loan #73680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,052 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truth-dreams3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate Debt
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time
Monthly net income: $3800
Monthly expenses: $3100
Housing: $400
Insurance: $100
Car expenses: $100
Utilities: $300
Phone, cable, internet: $600
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lovely-currency3 | $50.00 | 8/28/2012 5:06:45 PM |
| Something-Corporate | $25.00 | 8/28/2012 5:43:02 PM |
| new-impeccable-coin | $30.00 | 8/28/2012 5:46:30 PM |
| EarlyRiser | $150.00 | 8/28/2012 6:00:19 PM |
| Starica | $50.00 | 8/28/2012 5:38:40 PM |
| liberty-tostada7 | $50.00 | 8/28/2012 6:16:07 PM |
| decisive-income7 | $750.00 | 8/29/2012 7:18:33 AM |
| cr8on | $100.00 | 8/28/2012 7:01:54 PM |
| money-baron | $50.00 | 8/29/2012 10:32:09 AM |
| worthy-bid8 | $56.00 | 8/29/2012 10:22:26 AM |
| community-burrito9 | $35.00 | 8/28/2012 5:19:30 PM |
| VirginiaBuckeye | $150.00 | 8/28/2012 5:57:17 PM |
| durability-ace9 | $30.00 | 8/28/2012 5:22:44 PM |
| VirginiaBuckeye | $200.00 | 8/28/2012 6:58:21 PM |
| duty-viola | $25.00 | 8/28/2012 5:49:12 PM |
| WriteTheLegend | $100.00 | 8/28/2012 7:25:10 PM |
| credit-commander1 | $25.00 | 8/28/2012 7:31:14 PM |
| greencat | $50.00 | 8/29/2012 7:30:24 AM |
| Silver_Rupee | $25.01 | 8/29/2012 10:19:32 AM |
| scoobiedoo | $25.00 | 8/29/2012 12:08:27 PM |
| dudebrah | $25.00 | 8/29/2012 11:41:26 AM |
| let_me_retire | $25.00 | 8/29/2012 3:44:37 PM |
| worth-blanket2 | $1,973.99 | 8/29/2012 4:58:04 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
629673
This series of Notes was issued and sold upon the funding of the borrower loan #74108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $216.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,974 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commitment-aurora8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to supplement immediate financial expenses
My financial situation: fair
I am a good candidate for this loan because I currently reside with a parent therefore monthly expenses will remain at a minimum
Monthly net income: $2400
Monthly expenses: $100
Housing: $0
Insurance: $0
Car expenses: $100
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| agreement-mesh9 | $35.00 | 8/28/2012 9:24:07 AM |
| adventurer447 | $300.00 | 8/28/2012 9:55:15 AM |
| green-lively-bill | $25.00 | 8/28/2012 9:36:11 AM |
| DreisersFinancier | $50.00 | 8/28/2012 9:37:45 AM |
| durability-ace9 | $30.00 | 8/28/2012 10:13:45 AM |
| wise-direct-community | $25.00 | 8/28/2012 6:04:49 PM |
| pierrelasvegas | $25.00 | 8/29/2012 3:56:29 AM |
| community-seahorse0 | $25.00 | 8/29/2012 6:58:49 AM |
| accruer89 | $100.00 | 8/28/2012 8:51:13 PM |
| silver-explorer6 | $25.00 | 8/29/2012 9:09:20 AM |
| dariop | $25.01 | 8/29/2012 9:14:52 AM |
| loyalty-dragster7 | $50.00 | 8/29/2012 10:48:12 AM |
| SBT | $25.00 | 8/29/2012 11:26:55 AM |
| honker425 | $100.00 | 8/29/2012 2:46:01 PM |
| top-goal-fund | $30.00 | 8/29/2012 4:34:00 PM |
| Shockem923 | $30.00 | 8/29/2012 10:29:21 AM |
| Peacepower | $30.00 | 8/29/2012 4:18:13 PM |
| hope-percolator8 | $50.00 | 8/29/2012 5:09:39 PM |
| Plutis | $25.00 | 8/29/2012 4:31:16 PM |
| credit-dandelion148 | $200.00 | 8/29/2012 5:10:56 PM |
| treasure-palace661 | $350.00 | 8/29/2012 3:01:24 PM |
| enticing-note | $25.00 | 8/29/2012 5:41:12 PM |
| enthusiastic-cash599 | $50.00 | 8/29/2012 5:16:13 PM |
| enchanted-truth264 | $25.00 | 8/29/2012 5:02:47 PM |
| Mathon | $25.00 | 8/29/2012 6:04:20 PM |
| transparency-sapling | $25.00 | 8/29/2012 6:04:50 PM |
| first-resolute-deal | $25.00 | 8/29/2012 5:27:40 PM |
| rate-hawk | $25.00 | 8/29/2012 5:51:02 PM |
| JeremyLinFan | $30.00 | 8/28/2012 10:41:41 AM |
| cr8on | $100.00 | 8/28/2012 10:43:50 AM |
| credit-adventurer313 | $25.00 | 8/28/2012 4:36:32 PM |
| versatile-dime442 | $250.00 | 8/28/2012 5:18:37 PM |
| LeReve | $500.00 | 8/28/2012 5:21:34 PM |
| BostonCapital | $100.00 | 8/28/2012 5:19:57 PM |
| matthart | $100.00 | 8/28/2012 6:13:59 PM |
| nickel-ferret | $25.00 | 8/29/2012 9:11:53 AM |
| pragmatic-auction8 | $25.00 | 8/29/2012 11:07:13 AM |
| continental2 | $50.00 | 8/29/2012 4:11:16 PM |
| whitegold24k | $100.00 | 8/29/2012 4:16:18 PM |
| SAVMYSOL | $25.00 | 8/29/2012 3:00:10 PM |
| revolutionary769 | $100.00 | 8/29/2012 12:02:56 PM |
| stable-euro1 | $25.00 | 8/29/2012 5:15:57 PM |
| bid-banjo3 | $100.00 | 8/29/2012 5:08:31 PM |
| richboy56 | $25.00 | 8/29/2012 2:49:17 PM |
| compounding21 | $25.00 | 8/29/2012 5:55:25 PM |
| order-tamale | $400.00 | 8/29/2012 5:06:19 PM |
| munnu | $25.00 | 8/29/2012 5:39:17 PM |
| focused-yield4 | $100.00 | 8/29/2012 5:13:57 PM |
| MI2 | $2,114.99 | 8/29/2012 6:07:02 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
629765
This series of Notes was issued and sold upon the funding of the borrower loan #74044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mighty-note649 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business
This loan will be used to...Short term cash flow
My financial situation:
I am a good candidate for this loan because...
Other than the house payment, I have no debt.
Monthly net income: $
Monthly expenses: $
Housing: $ 1400
Insurance: $ 300
Car expenses: $ 250
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dynrep | $30.00 | 9/3/2012 5:19:00 PM |
| riveting-credit5 | $25.00 | 9/3/2012 5:48:40 PM |
| vutah | $65.00 | 9/4/2012 9:12:54 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:26 PM |
| dudebrah | $25.00 | 9/4/2012 6:43:31 PM |
| first-lovely-dollar | $25.00 | 9/5/2012 6:23:39 AM |
| goat0 | $100.00 | 9/5/2012 5:15:36 PM |
| enriched-return057 | $50.00 | 9/5/2012 5:34:35 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:39 PM |
| Kash2010lu | $30.00 | 9/5/2012 6:25:42 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:29:37 PM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:24:09 AM |
| LendingPimp | $26.00 | 9/6/2012 10:22:18 AM |
| bonafide-yield351 | $25.00 | 9/6/2012 10:33:46 AM |
| vigilance-laser3 | $25.00 | 9/6/2012 2:22:16 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:17 PM |
| worth-shower8 | $100.00 | 9/6/2012 5:47:53 PM |
| iSayHello | $39.51 | 9/6/2012 11:10:21 PM |
| PrimeFunding | $19.07 | 9/6/2012 11:54:45 PM |
| reward-adventure | $50.00 | 9/3/2012 5:22:27 PM |
| lowrater | $50.40 | 9/3/2012 5:25:30 PM |
| beachfunder | $100.00 | 9/3/2012 6:03:34 PM |
| handy-justice | $50.00 | 9/3/2012 5:08:43 PM |
| payment-halo | $25.00 | 9/3/2012 5:18:42 PM |
| openness-antioxidant | $75.00 | 9/3/2012 5:18:16 PM |
| stock106 | $25.00 | 9/4/2012 6:59:37 AM |
| let_me_retire | $50.00 | 9/4/2012 12:30:45 PM |
| LiveNow | $25.00 | 9/4/2012 4:35:57 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:36 PM |
| foothillender | $25.00 | 9/5/2012 8:26:38 AM |
| husley | $25.00 | 9/5/2012 3:25:13 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:16 PM |
| scoobiedoo | $40.02 | 9/5/2012 6:19:10 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:28 PM |
| big-mac-50 | $200.00 | 9/5/2012 7:34:26 PM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 10:11:12 AM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:39 PM |
| Astyanax | $40.00 | 9/6/2012 4:33:47 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:03:32 PM |
| finance-spruce | $30.00 | 9/6/2012 8:50:57 PM |
| DevinHill | $25.00 | 9/6/2012 7:35:38 PM |
| money-fort | $25.00 | 9/6/2012 10:35:45 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
629795
This series of Notes was issued and sold upon the funding of the borrower loan #73917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $415.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $11,802 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-fluffy-bunny8 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to medical/dental use.
My financial situation:
I am a good candidate for this loan because stable employment and have 681 credit score.
I had a bankruptcy in over 5 years ago due to a divorce. I have never been late on any payments or loans since.
Monthly net income: 3900
Monthly expenses: $2196
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/5/2012 5:05:50 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:39 PM |
| commerce-venture1 | $25.00 | 9/5/2012 5:13:10 PM |
| decisive-income7 | $1,244.97 | 9/5/2012 5:16:51 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:16 PM |
| worth-blanket2 | $13,500.00 | 9/5/2012 5:11:40 PM |
| pdli_dude | $25.00 | 9/5/2012 5:14:07 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
630013
This series of Notes was issued and sold upon the funding of the borrower loan #74124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $311.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,277 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-auctioneer9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate higher interest debt into one loan for less interest and faster payoff.
My financial situation: Stable
I am a good candidate for this loan because... I pay all my bills on time and am employed full-time at an employer that I've been with for 8 years.
Monthly net income: $ 3000
Monthly expenses: $ 2850
Housing: $ 1135
Insurance: $ 95.00
Car expenses: $ 60
Utilities: $ 40
Phone, cable, internet: $ 146
Food, entertainment: $ 100
Clothing, household expenses: $ 150
Credit cards and other loans: $ 1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 9/12/2012 9:04:22 AM |
| worth-blanket2 | $9,000.00 | 9/12/2012 9:07:31 AM |
| money-genome84 | $250.00 | 9/12/2012 9:23:08 AM |
| 52digital | $75.00 | 9/12/2012 9:06:51 AM |
| 1stPlace | $150.00 | 9/12/2012 9:12:45 AM |
| HeroSupport | $25.00 | 9/12/2012 9:05:24 AM |
| Endeavour | $25.00 | 9/12/2012 9:06:10 AM |
| thelovebug | $43.00 | 9/12/2012 9:08:02 AM |
| wonder3 | $30.00 | 9/12/2012 9:05:25 AM |
| pdli_dude | $25.00 | 9/12/2012 9:07:54 AM |
| bellaquito | $317.00 | 9/12/2012 9:23:24 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
630219
This series of Notes was issued and sold upon the funding of the borrower loan #74449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,900.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $286.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 25y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,907 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nimble-p2ploan5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Purpose of loan:
This loan will be used to...Pay an unexpected tax bill. Right now it is on a credit card and would like to eliminate that option.
My financial situation:
I am a good candidate for this loan because...I have always paid all my obligations and other debts over the course of life. I am just tired of credit card companies right now. This will be a great relationship for both parties.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profitable-commerce822 | $25.00 | 8/30/2012 12:57:06 PM |
| britgsb | $50.00 | 8/30/2012 4:58:18 PM |
| loyalty-delight6 | $25.00 | 8/30/2012 5:10:24 PM |
| tranquil-gain1 | $75.00 | 8/30/2012 5:19:42 PM |
| trade-solo | $25.00 | 8/30/2012 5:32:18 PM |
| bazaar-elvis | $50.00 | 8/30/2012 6:25:04 PM |
| Plutis | $25.00 | 8/30/2012 6:29:32 PM |
| community-seahorse0 | $25.00 | 8/31/2012 10:06:12 AM |
| ferpeiks | $500.00 | 8/31/2012 9:20:45 AM |
| LoanerPrincipal | $25.00 | 8/31/2012 5:00:53 PM |
| revenue-carnation043 | $25.00 | 9/3/2012 8:16:36 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:48 PM |
| MathProfessor | $25.00 | 9/3/2012 2:06:56 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:40 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:40 PM |
| IP | $25.00 | 9/4/2012 5:34:13 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:30 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:38 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:08 PM |
| adventurer447 | $300.00 | 9/5/2012 9:57:56 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:38 AM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:29 PM |
| NYCLAIMSGUY | $25.00 | 9/6/2012 11:51:14 AM |
| finder072 | $25.00 | 9/6/2012 5:01:52 PM |
| spark548 | $25.00 | 9/6/2012 5:08:44 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:43 PM |
| munnu | $25.00 | 9/6/2012 9:46:19 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:15:21 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:12 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:52 PM |
| vibrant-penny7 | $25.00 | 9/7/2012 6:49:41 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:23 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:46 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:07 AM |
| agrosmet | $50.00 | 9/7/2012 12:01:09 PM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:17 AM |
| order-tamale | $400.00 | 9/7/2012 5:03:26 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:41 PM |
| Newdad6 | $55.00 | 9/7/2012 2:45:55 PM |
| diazepam | $25.00 | 9/7/2012 4:44:07 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:44 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:37 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:12 PM |
| LeReve | $500.00 | 9/7/2012 5:25:05 PM |
| nalaari | $29.72 | 9/8/2012 7:21:22 AM |
| Trapman13 | $50.00 | 9/8/2012 10:28:11 AM |
| walkinsky | $300.00 | 9/8/2012 11:51:49 AM |
| xrycac | $25.00 | 9/8/2012 12:36:02 PM |
| Leopoldine | $25.46 | 9/8/2012 1:23:30 PM |
| Sneezie | $100.00 | 9/8/2012 1:07:11 PM |
| bonafide-economy | $31.81 | 9/8/2012 2:28:01 PM |
| lakshmilila | $25.00 | 8/30/2012 2:40:03 PM |
| bowdish1 | $100.00 | 8/30/2012 5:06:25 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:31 PM |
| justreturns | $25.00 | 8/30/2012 5:49:14 PM |
| ready-bid9 | $50.00 | 8/30/2012 5:06:02 PM |
| UstedEsElHombre | $100.00 | 8/30/2012 5:23:24 PM |
| five-star-note | $25.00 | 8/30/2012 6:36:32 PM |
| Castellan | $50.00 | 8/30/2012 5:45:29 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:35 PM |
| ready-interest9 | $25.00 | 8/30/2012 6:08:11 PM |
| paladin510 | $25.00 | 8/31/2012 8:44:36 AM |
| kenji4861 | $25.00 | 8/31/2012 10:36:46 AM |
| superb-return339 | $250.00 | 8/31/2012 1:44:15 PM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:36 AM |
| lendersf | $25.00 | 9/1/2012 10:09:37 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:04 AM |
| violaetain | $50.00 | 9/3/2012 1:01:22 PM |
| billnsc | $25.00 | 9/3/2012 4:27:35 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:30 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:03 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:55 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:45 AM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:35 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:10 PM |
| green-satisfying-investment3 | $100.00 | 9/5/2012 9:38:36 AM |
| atbright | $25.00 | 9/5/2012 9:06:55 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 9:20:22 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:22 AM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:19 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:35 PM |
| market-trooper3 | $30.00 | 9/6/2012 3:44:43 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:51 PM |
| porter512S | $200.00 | 9/7/2012 3:24:13 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:11:14 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:11 AM |
| pdub | $250.00 | 9/7/2012 12:42:15 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:14 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:47 PM |
| j2ee | $50.00 | 9/7/2012 5:05:08 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:39 PM |
| MattLic | $25.00 | 9/7/2012 5:53:37 PM |
| Spiv_51 | $25.00 | 9/8/2012 3:30:33 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:31 AM |
| p40thawk | $25.00 | 9/8/2012 11:21:05 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:24:35 AM |
| green28 | $100.00 | 9/8/2012 11:07:55 AM |
| lagnisiruk | $25.00 | 9/8/2012 12:33:37 PM |
| djs81 | $75.00 | 9/8/2012 1:03:24 PM |
| retirementlady | $25.00 | 9/8/2012 2:17:02 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
630263
This series of Notes was issued and sold upon the funding of the borrower loan #73788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-29-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $592.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,933 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Deckdout2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 95% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $9,700.00 | < 31 days late:
| 1
( 5% )
| 620-639
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff higher interest rate credit cards so I can stop investing money in these companies pockets with every payment made to them.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time, and my main focus at this time is to get out of debt as quickly as I can. I've had a steady career for over 10 solid years and I still continue to progress. I've have a vast experience with all types of credit from department store cards to having 2 mortgages. As mentioned I'm very focus at this time to take the best route possible in saving money on my end and paying off my credit card balances. I can continue what I'm doing and pay everything as I currently do, which is always more than the minimum, but I no longer want to feed into these companies making obscene amounts of money off interests from hardworking people. I'd rather let my interest payments go towards good investors such as ones here on Prosper.com. I've had a loan here many years ago, and it's been a great place to ask for help and also invest in.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-solstice8 | $50.00 | 8/28/2012 5:05:54 PM |
| britgsb | $50.00 | 8/28/2012 5:10:13 PM |
| community-burrito9 | $35.00 | 8/28/2012 5:15:12 PM |
| Borrow2Grow | $54.00 | 8/28/2012 5:24:24 PM |
| green-lively-bill | $25.00 | 8/28/2012 5:38:24 PM |
| simplelender80 | $500.00 | 8/28/2012 5:39:29 PM |
| progressive-economy261 | $500.00 | 8/28/2012 5:42:45 PM |
| LeReve | $500.00 | 8/28/2012 5:21:14 PM |
| bowdish1 | $100.00 | 8/28/2012 5:53:01 PM |
| Dubbs360 | $500.00 | 8/28/2012 5:32:16 PM |
| payout-paladin3 | $600.00 | 8/28/2012 6:57:58 PM |
| five-star-note | $25.00 | 8/28/2012 7:30:09 PM |
| payout-paladin3 | $1,400.00 | 8/28/2012 8:08:09 PM |
| entertaining-rate9 | $25.00 | 8/28/2012 5:49:35 PM |
| Fitiwalt7 | $25.00 | 8/28/2012 9:05:36 PM |
| reinforced-velocity158 | $50.00 | 8/28/2012 9:23:13 PM |
| matthart | $100.00 | 8/28/2012 6:14:01 PM |
| Astyanax | $50.00 | 8/28/2012 11:03:58 PM |
| RGlad | $65.00 | 8/28/2012 6:22:24 PM |
| astute-benjamins | $125.00 | 8/28/2012 6:23:25 PM |
| radforj22 | $50.00 | 8/29/2012 7:55:23 AM |
| Westb | $25.00 | 8/29/2012 8:24:21 AM |
| squarebob | $40.00 | 8/29/2012 4:58:14 AM |
| chicagobanker | $50.00 | 8/29/2012 6:06:41 AM |
| LaGrangeLender | $34.00 | 8/29/2012 6:18:18 AM |
| prossperous01 | $50.00 | 8/29/2012 7:10:27 AM |
| revenue-achievement | $25.00 | 8/29/2012 7:12:59 AM |
| CheapDolo22 | $25.00 | 8/29/2012 7:31:05 AM |
| kenji4861 | $25.00 | 8/29/2012 10:16:58 AM |
| entertaining-revenue4 | $50.00 | 8/29/2012 10:26:49 AM |
| american6 | $50.00 | 8/29/2012 10:38:11 AM |
| thrifty-transaction578 | $25.00 | 8/29/2012 10:40:38 AM |
| gain-keeper9 | $25.00 | 8/29/2012 11:03:22 AM |
| msb-emba | $25.00 | 8/29/2012 2:14:36 PM |
| SweetSerenityInvest | $25.00 | 8/29/2012 1:25:50 PM |
| mad-scientist0 | $41.00 | 8/29/2012 10:26:53 AM |
| RKLFinancial | $25.00 | 8/29/2012 1:45:36 PM |
| thankful-nickel2 | $50.00 | 8/29/2012 11:33:05 AM |
| honker425 | $100.00 | 8/29/2012 2:46:02 PM |
| orange-liberty-oyster | $100.00 | 8/28/2012 5:12:46 PM |
| green-trade-dolphin2 | $56.73 | 8/28/2012 5:03:21 PM |
| versatile-dime442 | $250.00 | 8/28/2012 5:18:04 PM |
| repayment-pagoda8 | $100.00 | 8/28/2012 5:09:57 PM |
| marketplace-singularity3 | $50.00 | 8/28/2012 5:12:27 PM |
| urbane-deal152 | $50.00 | 8/28/2012 5:27:48 PM |
| BiggestG | $25.00 | 8/28/2012 5:49:46 PM |
| MyNestEgg | $50.00 | 8/28/2012 5:59:22 PM |
| well-mannered-income3 | $58.00 | 8/28/2012 6:13:53 PM |
| ready-bid9 | $50.00 | 8/28/2012 5:45:43 PM |
| Interloper | $73.00 | 8/28/2012 6:29:22 PM |
| Feyenoord | $30.00 | 8/28/2012 9:30:23 PM |
| corndog4000 | $25.00 | 8/28/2012 8:38:51 PM |
| graceful-durability246 | $50.00 | 8/29/2012 5:10:45 AM |
| creative-worth2 | $25.00 | 8/29/2012 6:44:42 AM |
| adventurer447 | $300.00 | 8/28/2012 6:29:01 PM |
| community-seahorse0 | $25.00 | 8/29/2012 6:58:50 AM |
| trade-wildcat2 | $41.20 | 8/29/2012 8:18:25 AM |
| lawrence_bacchus | $34.37 | 8/29/2012 8:29:07 AM |
| contract-victor5 | $30.00 | 8/29/2012 6:15:17 AM |
| RedmondMan | $25.00 | 8/29/2012 8:00:36 AM |
| BuzzyBee336 | $50.00 | 8/29/2012 8:46:23 AM |
| trustworthy-money2 | $25.00 | 8/29/2012 10:03:44 AM |
| cilynx | $100.00 | 8/29/2012 10:22:53 AM |
| investment-artist | $47.05 | 8/29/2012 10:15:24 AM |
| Shockem923 | $30.00 | 8/29/2012 10:17:48 AM |
| MI2 | $5,000.00 | 8/29/2012 10:26:40 AM |
| overflowinglife | $50.00 | 8/29/2012 10:46:59 AM |
| loyalty-dragster7 | $50.00 | 8/29/2012 10:48:15 AM |
| worth-blanket2 | $11,945.43 | 8/29/2012 3:18:43 PM |
| affluence-ceasar8 | $310.00 | 8/29/2012 2:12:35 PM |
| bonus-quark4 | $25.00 | 8/29/2012 2:19:56 PM |
| treasure-palace661 | $350.00 | 8/29/2012 3:01:25 PM |
| order-merman | $25.22 | 8/29/2012 12:08:01 PM |
| credit-adventurer313 | $25.00 | 8/29/2012 2:50:06 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
630377
This series of Notes was issued and sold upon the funding of the borrower loan #74329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-28-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 11.08% |
Borrower rate/APR:
| 12.08% / 14.34% |
Monthly payment:
| $389.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.07% | | |
| |
Estimated return*:
| 9.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 110% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,076 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rupee-boots1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Consolidate
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 8/28/2012 6:36:51 PM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:47 PM |
| repayment-pagoda8 | $100.00 | 8/28/2012 5:10:07 PM |
| community-burrito9 | $25.00 | 8/28/2012 5:13:03 PM |
| orange-liberty-oyster | $100.00 | 8/28/2012 5:12:54 PM |
| emphatic-responsibility | $50.00 | 8/28/2012 5:20:02 PM |
| kenji4861 | $25.00 | 8/28/2012 6:09:46 PM |
| adventurer447 | $300.00 | 8/28/2012 6:29:02 PM |
| bowdish1 | $100.00 | 8/28/2012 5:53:01 PM |
| blot44 | $25.00 | 8/28/2012 7:35:29 PM |
| adaboy65 | $75.00 | 8/29/2012 6:10:59 PM |
| aggresive-commerce8 | $50.00 | 8/29/2012 5:49:15 PM |
| ingenious-deal6 | $25.00 | 8/29/2012 5:20:36 PM |
| Darts | $50.00 | 8/29/2012 10:27:07 PM |
| enticing-note | $25.00 | 8/29/2012 5:41:12 PM |
| BDL-Roth | $25.00 | 8/30/2012 9:02:41 AM |
| prossperous01 | $50.00 | 8/30/2012 11:26:13 AM |
| responsive-worth5 | $25.00 | 8/30/2012 1:39:34 PM |
| bonafide-yield351 | $25.00 | 8/31/2012 1:52:02 AM |
| Cai8899 | $25.00 | 8/31/2012 9:15:03 AM |
| indomitable-coin | $25.00 | 8/31/2012 10:10:51 AM |
| JLMGroupFunds | $25.00 | 9/1/2012 6:52:14 AM |
| Investoman | $25.00 | 9/1/2012 12:06:36 PM |
| determined-deal7 | $25.00 | 9/1/2012 4:10:55 PM |
| 1Socialinvestor | $25.00 | 9/2/2012 7:31:27 AM |
| totoro | $25.00 | 9/1/2012 10:41:43 PM |
| riproaringrapids | $50.00 | 9/2/2012 12:14:52 PM |
| AFairDeal | $25.00 | 9/2/2012 12:35:42 PM |
| Rulea72 | $25.00 | 9/3/2012 8:31:51 AM |
| SPB | $50.00 | 9/4/2012 8:24:28 AM |
| anacent | $25.00 | 9/4/2012 9:18:24 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:43 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:16 AM |
| giftgold | $25.00 | 9/4/2012 1:31:44 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:03 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:07 PM |
| american6 | $50.00 | 9/5/2012 9:37:18 AM |
| Isotope | $25.00 | 9/5/2012 3:05:11 PM |
| NorthwestLoan1 | $70.00 | 9/5/2012 4:58:02 PM |
| empire051 | $25.00 | 9/5/2012 6:01:37 PM |
| fox798 | $25.00 | 9/5/2012 6:03:23 PM |
| antlr | $25.00 | 9/5/2012 8:23:08 PM |
| Index_Plus | $7,500.00 | 9/5/2012 6:59:00 PM |
| 77dowplace | $40.00 | 9/5/2012 11:26:48 PM |
| 16888 | $25.00 | 9/6/2012 9:08:03 AM |
| g314 | $25.00 | 9/6/2012 9:09:20 AM |
| moola-gargantuan9 | $50.00 | 9/6/2012 8:04:53 AM |
| showmestatekid | $25.00 | 9/6/2012 9:16:51 AM |
| acropiloterau2002 | $25.00 | 9/6/2012 9:17:54 AM |
| smallcountry | $25.00 | 9/6/2012 9:18:11 AM |
| income-fortress | $25.00 | 9/6/2012 9:19:26 AM |
| dthompso | $50.00 | 9/6/2012 9:20:30 AM |
| texrob20 | $25.00 | 9/6/2012 9:20:46 AM |
| adventurous-commerce | $25.00 | 9/6/2012 9:22:10 AM |
| unrivaled-silver | $25.00 | 9/6/2012 9:22:21 AM |
| dunox | $25.00 | 9/6/2012 9:23:50 AM |
| Cheburashka | $30.00 | 9/6/2012 9:25:00 AM |
| silverloan | $50.00 | 9/6/2012 9:26:36 AM |
| CWA_Financial | $50.00 | 9/6/2012 9:07:42 AM |
| Mantis75 | $25.00 | 9/6/2012 9:08:47 AM |
| biobulator | $25.00 | 9/6/2012 9:29:36 AM |
| larsowe | $75.00 | 9/6/2012 9:29:57 AM |
| power-haven459 | $25.00 | 9/6/2012 9:31:40 AM |
| srilm | $25.00 | 9/6/2012 9:31:47 AM |
| soheagle | $25.00 | 9/6/2012 9:14:00 AM |
| ss2020 | $31.00 | 9/6/2012 9:33:06 AM |
| Cre8iveCash | $25.00 | 9/6/2012 9:35:08 AM |
| cingular | $25.00 | 9/6/2012 9:17:05 AM |
| the-gain-platoon | $25.00 | 9/6/2012 9:17:08 AM |
| benjamins-utopia | $100.00 | 9/6/2012 9:17:43 AM |
| huorn | $25.00 | 9/6/2012 9:18:04 AM |
| Marfloogan | $25.00 | 9/6/2012 9:19:37 AM |
| diversification-surge | $25.00 | 9/6/2012 9:20:54 AM |
| lounges | $25.00 | 9/6/2012 9:42:13 AM |
| kbodendorf | $25.00 | 9/6/2012 9:23:09 AM |
| power-trophy7 | $25.00 | 9/6/2012 9:22:05 AM |
| ferocious-exchange3 | $25.00 | 9/6/2012 9:22:53 AM |
| SanJoser | $25.00 | 9/6/2012 9:24:58 AM |
| whistledicksmith | $25.00 | 9/6/2012 9:26:05 AM |
| valemic | $25.00 | 9/6/2012 9:27:05 AM |
| peso-voyage2 | $100.00 | 9/6/2012 9:28:11 AM |
| Pasagam | $50.00 | 9/6/2012 9:28:18 AM |
| mizon291 | $30.00 | 9/6/2012 9:28:20 AM |
| JAVEHE | $25.00 | 9/6/2012 9:30:07 AM |
| riskadverse44 | $25.00 | 9/6/2012 9:30:44 AM |
| LordKinbote | $25.00 | 9/6/2012 9:29:17 AM |
| IlliniActuary | $25.00 | 9/6/2012 9:31:33 AM |
| justice-disk7 | $25.00 | 9/6/2012 9:31:37 AM |
| credit-scout7 | $50.00 | 9/6/2012 9:32:00 AM |
| narblark | $50.00 | 9/6/2012 9:34:52 AM |
| adevadeh | $25.00 | 9/6/2012 9:36:21 AM |
| cebgop | $25.00 | 9/6/2012 9:38:52 AM |
| lowrate | $50.00 | 9/6/2012 9:40:33 AM |
| mosby | $25.00 | 9/6/2012 9:38:07 AM |
| Bekim | $25.00 | 9/6/2012 9:39:19 AM |
| jeffpac | $50.00 | 9/6/2012 9:40:17 AM |
| value-pole | $25.00 | 9/6/2012 9:42:07 AM |
| GATrust | $25.00 | 9/6/2012 9:40:59 AM |
| zoozka | $25.00 | 9/6/2012 9:44:02 AM |
| logical-economy158 | $25.00 | 9/6/2012 9:44:07 AM |
| dartmouth99 | $25.00 | 9/6/2012 9:44:48 AM |
| versatile-dime442 | $250.00 | 8/28/2012 5:18:16 PM |
| new-return-faire | $100.00 | 8/28/2012 5:38:53 PM |
| bazaar-tulip | $25.00 | 8/28/2012 5:18:31 PM |
| britgsb | $50.00 | 8/29/2012 11:31:38 AM |
| octoberfresh | $25.00 | 8/29/2012 5:27:14 PM |
| Castellan | $50.00 | 8/30/2012 9:25:39 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:13 AM |
| jstefans | $25.00 | 8/30/2012 5:17:12 PM |
| profitable-commerce822 | $25.00 | 8/30/2012 12:59:57 PM |
| neighborly-hope6 | $100.00 | 8/30/2012 5:50:56 PM |
| BB-ptoploan | $50.00 | 8/30/2012 8:52:28 PM |
| intrepid-payment7 | $25.00 | 8/30/2012 5:28:25 PM |
| BobRand | $25.00 | 8/31/2012 7:47:47 AM |
| BigBag | $25.00 | 8/31/2012 6:38:16 AM |
| influential-responsibility9 | $25.00 | 8/31/2012 9:35:29 AM |
| Zur-neu-gekronten-Hoffnung | $25.00 | 8/31/2012 2:18:39 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:46 PM |
| bellaquito | $500.00 | 8/31/2012 6:34:41 PM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:42 AM |
| compoundinterest | $25.00 | 9/1/2012 12:26:27 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:17 PM |
| dharma1 | $25.00 | 9/1/2012 3:42:54 PM |
| topher515 | $25.00 | 9/2/2012 5:47:31 PM |
| JTHarris | $25.00 | 9/3/2012 4:54:17 AM |
| Kame | $25.00 | 9/3/2012 9:37:26 AM |
| active-reward7 | $50.00 | 9/3/2012 10:44:08 AM |
| velocity-solo | $25.00 | 9/3/2012 9:42:31 AM |
| pound-idol543 | $100.00 | 9/3/2012 5:21:31 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:06 PM |
| impartial-economy1 | $25.00 | 9/4/2012 6:40:58 AM |
| herbyman | $50.00 | 9/4/2012 7:58:37 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:06:51 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:25:39 AM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:27 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:33 PM |
| jenerationx | $25.00 | 9/4/2012 9:31:29 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:14 PM |
| ingenious-order783 | $50.00 | 9/5/2012 8:21:05 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:06 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:35 AM |
| heavy_ax | $50.00 | 9/5/2012 12:42:05 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:27 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:26:54 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:38 AM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:43 PM |
| Woodworker57 | $25.00 | 9/6/2012 3:54:33 AM |
| creative-dime2 | $25.00 | 9/6/2012 6:56:50 AM |
| AmericanCredit | $100.00 | 9/6/2012 9:11:42 AM |
| efficient-marketplace | $25.00 | 9/6/2012 9:16:19 AM |
| enterprising-bazaar2 | $25.00 | 9/6/2012 9:17:16 AM |
| figs4u2 | $100.00 | 9/6/2012 9:18:49 AM |
| integrity-saver | $25.00 | 9/6/2012 9:19:54 AM |
| louisprima | $35.00 | 9/6/2012 9:02:14 AM |
| peace-banjo518 | $25.00 | 9/6/2012 9:20:29 AM |
| invincible-dough | $25.00 | 9/6/2012 9:20:44 AM |
| downtownfarm | $25.00 | 9/6/2012 9:02:22 AM |
| gemoscar | $25.00 | 9/6/2012 9:22:01 AM |
| stormwatch | $25.00 | 9/6/2012 9:22:25 AM |
| lawyerman | $25.00 | 9/6/2012 9:23:08 AM |
| brightest-repayment-patriot | $75.00 | 9/6/2012 9:24:34 AM |
| Willylump | $25.00 | 9/6/2012 9:05:28 AM |
| gallant-economy9 | $50.00 | 9/6/2012 9:08:08 AM |
| RodBlizz42 | $29.00 | 9/6/2012 9:26:33 AM |
| knitwit | $25.00 | 9/6/2012 9:28:13 AM |
| jenq0001 | $25.00 | 9/6/2012 9:29:07 AM |
| ramsbladder | $25.00 | 9/6/2012 9:30:05 AM |
| Philolend | $25.00 | 9/6/2012 9:30:30 AM |
| imagenki | $25.00 | 9/6/2012 9:30:36 AM |
| skuba | $75.00 | 9/6/2012 9:32:04 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:41 AM |
| cpy911 | $25.00 | 9/6/2012 9:14:10 AM |
| afotherg | $25.00 | 9/6/2012 9:14:41 AM |
| exchange-pledge | $50.00 | 9/6/2012 9:34:10 AM |
| platinum-genetics | $25.00 | 9/6/2012 9:16:31 AM |
| 1phantom | $25.00 | 9/6/2012 9:36:54 AM |
| daisuke | $25.00 | 9/6/2012 9:17:37 AM |
| pumped130 | $35.00 | 9/6/2012 9:19:07 AM |
| auction-sage | $50.00 | 9/6/2012 9:38:19 AM |
| tdinmanhattan | $25.00 | 9/6/2012 9:20:52 AM |
| first-favorite-bonus9 | $25.00 | 9/6/2012 9:21:23 AM |
| Hanalei712 | $50.00 | 9/6/2012 9:21:29 AM |
| tedsrfdude | $25.00 | 9/6/2012 9:22:48 AM |
| tsui517 | $50.00 | 9/6/2012 9:43:17 AM |
| yachtmaster45 | $25.00 | 9/6/2012 9:44:04 AM |
| Dave0 | $25.00 | 9/6/2012 9:44:45 AM |
| ms48105 | $25.00 | 9/6/2012 9:24:57 AM |
| Geldmeister | $50.00 | 9/6/2012 9:44:50 AM |
| elasermd | $50.00 | 9/6/2012 9:25:47 AM |
| steiglends | $30.00 | 9/6/2012 9:45:27 AM |
| mr55262 | $25.00 | 9/6/2012 9:26:38 AM |
| bbrinck | $25.00 | 9/6/2012 9:27:45 AM |
| investment-kingdom | $25.00 | 9/6/2012 9:27:20 AM |
| JandJ-Bank | $25.00 | 9/6/2012 9:28:27 AM |
| trade-auctioneer9 | $25.00 | 9/6/2012 9:30:46 AM |
| Clambake | $25.00 | 9/6/2012 9:34:15 AM |
| flexiboy35 | $25.00 | 9/6/2012 9:35:11 AM |
| deadbabyseal | $25.00 | 9/6/2012 9:33:29 AM |
| RockCrown | $25.00 | 9/6/2012 9:34:50 AM |
| revmax | $25.00 | 9/6/2012 9:35:17 AM |
| fearless-wampum2 | $25.00 | 9/6/2012 9:35:29 AM |
| Kyjamune | $25.00 | 9/6/2012 9:37:11 AM |
| funds-captain4 | $50.00 | 9/6/2012 9:39:07 AM |
| ultimatepaintball | $25.00 | 9/6/2012 9:40:25 AM |
| Qualified-Investor | $25.00 | 9/6/2012 9:37:51 AM |
| timbob | $100.00 | 9/6/2012 9:38:42 AM |
| Rzrwire | $25.00 | 9/6/2012 9:39:22 AM |
| bba11er45 | $25.00 | 9/6/2012 9:40:10 AM |
| MiniBank998 | $25.00 | 9/6/2012 9:40:53 AM |
| loaninvesting | $25.00 | 9/6/2012 9:41:02 AM |
| vikings23 | $25.00 | 9/6/2012 9:42:57 AM |
| a-unflappable-finance | $100.00 | 9/6/2012 9:42:21 AM |
| matt84003 | $25.00 | 9/6/2012 9:43:14 AM |
| luminous-return3 | $25.00 | 9/6/2012 9:44:21 AM |
| 214 Investments
|
Borrower Payment Dependent Notes Series
630389
This series of Notes was issued and sold upon the funding of the borrower loan #74540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,247 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mindful-value346 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Expenses
Purpose of loan:
This loan will be used to...
pay down some unexpected expenses
My financial situation:
I am a good candidate for this loan because...
I have an excellent history of paying all loan payments. I do not miss payments. I have excellent income. 200k +. I am committed to pay down all debt over the next five years.
Monthly net income: $ 17,508
Monthly expenses: $
Housing: $ 2273
Insurance: $
Car expenses: $ 354
Utilities: $ 350
Phone, cable, internet: $ 350
Food, entertainment: $ 1200
Clothing, household expenses: $ 500
Credit cards and other loans: $ 2000 per month
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $25.00 | 9/10/2012 5:09:40 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:24 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:17:27 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:29 PM |
| Silver_Rupee | $25.01 | 9/10/2012 6:28:25 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:41 PM |
| triumphant-point5 | $50.00 | 9/11/2012 3:04:44 AM |
| Feyenoord | $30.00 | 9/11/2012 4:32:52 AM |
| YsoSLO | $40.00 | 9/11/2012 12:42:09 AM |
| PrimeFunding | $25.00 | 9/11/2012 1:49:09 AM |
| return-rocket9 | $50.00 | 9/11/2012 8:12:39 AM |
| BullTrojan | $25.00 | 9/11/2012 5:15:44 AM |
| DevinHill | $25.00 | 9/11/2012 7:15:56 AM |
| lowrater | $50.80 | 9/11/2012 7:32:34 AM |
| moola-cell3 | $30.78 | 9/11/2012 8:13:33 AM |
| loan-hawk9 | $25.00 | 9/11/2012 9:44:40 AM |
| KEOLEND | $25.00 | 9/11/2012 9:57:49 AM |
| new-justice-entrepreneur | $25.00 | 9/11/2012 10:21:14 AM |
| heavenly-interest9 | $871.32 | 9/11/2012 11:04:25 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:35 PM |
| CA-Lender | $25.00 | 9/10/2012 6:29:30 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:53 PM |
| liberty-tostada7 | $25.00 | 9/10/2012 6:53:36 PM |
| income-triangulation1 | $25.00 | 9/11/2012 1:35:52 AM |
| revenue-appraiser | $25.00 | 9/11/2012 5:05:35 AM |
| let_me_retire | $31.00 | 9/11/2012 4:30:12 AM |
| 168RichCapital | $25.09 | 9/11/2012 6:38:17 AM |
| missoula | $25.00 | 9/11/2012 6:10:42 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:54 AM |
| money-baron | $46.00 | 9/11/2012 10:49:51 AM |
| greencat | $50.00 | 9/11/2012 10:58:20 AM |
| squeebie | $50.00 | 9/11/2012 10:54:45 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
630431
This series of Notes was issued and sold upon the funding of the borrower loan #73752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-31-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $115.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,533 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fulfilling-note6 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 94% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 6% )
| 740-759
(Mar-2011)
|
|
Principal balance:
| $1,757.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt consolidation
Purpose of loan: Consolidate debt
This loan will be used to...Pay off some higher interest debts
My financial situation: I am doing well financially and my credit score is excellent.
I am a good candidate for this loan because...I don't miss payments and am a very attentive borrower
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:06 PM |
| ready-interest9 | $25.00 | 8/31/2012 5:07:48 PM |
| Warbler | $50.00 | 8/31/2012 5:12:03 PM |
| lowrater | $100.50 | 8/31/2012 5:14:51 PM |
| Johnab | $25.00 | 8/31/2012 5:12:22 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:45 PM |
| MoneyForNothing | $21.00 | 8/31/2012 5:16:36 PM |
| britgsb | $50.00 | 8/31/2012 5:00:59 PM |
| sgt-schultz | $25.00 | 8/31/2012 5:14:06 PM |
| ChoiceInvestments | $28.50 | 8/31/2012 5:12:49 PM |
| aztec | $50.00 | 8/31/2012 5:04:40 PM |
| worth-blanket2 | $4,500.00 | 8/31/2012 5:07:28 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
630489
This series of Notes was issued and sold upon the funding of the borrower loan #74353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 5m |
|
Amount delinquent:
| $250 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,279 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-breeze2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
other
Purpose of loan:
This loan will be used to... paid bills and other expenses
My financial situation:
I am a good candidate for this loan because... and actually employed and I can have the compromise to pay the loan .
Monthly net income: $ 2,150
Monthly expenses: $
Housing: $900
Insurance: $30
Car expenses: $0
Utilities: $100
Phone, cable, internet: $ 120
Food, entertainment: $200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:04 PM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:50 AM |
| durability-ace9 | $30.00 | 8/31/2012 10:03:15 AM |
| cr8on | $100.00 | 8/31/2012 10:36:58 AM |
| let_me_retire | $25.00 | 9/1/2012 4:24:22 AM |
| worthy-bid8 | $100.00 | 9/1/2012 12:41:43 PM |
| jebber007 | $35.00 | 9/2/2012 9:55:37 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:11 PM |
| CalBear08 | $33.00 | 9/5/2012 9:19:36 PM |
| bid-catalyst0 | $100.00 | 9/6/2012 2:58:42 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:10 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:06 PM |
| promise2 | $25.00 | 9/6/2012 4:44:54 PM |
| truth-chooser1 | $25.00 | 9/6/2012 6:09:08 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:43 PM |
| KaleoGroup | $25.00 | 9/7/2012 7:05:21 AM |
| courteous-platinum7 | $25.00 | 9/7/2012 7:55:31 AM |
| zippy-listing8 | $25.00 | 9/7/2012 7:02:21 AM |
| gain-expert | $30.00 | 9/7/2012 7:27:16 AM |
| Attract | $25.00 | 9/7/2012 7:45:00 AM |
| Urban-MBA | $25.00 | 9/7/2012 7:24:50 AM |
| EretzCapital | $50.00 | 9/7/2012 8:51:19 AM |
| life-is-great | $25.00 | 9/7/2012 9:27:11 AM |
| duty-viola | $25.00 | 8/31/2012 9:42:15 AM |
| money-baron | $50.00 | 8/31/2012 10:39:46 AM |
| kulender | $47.00 | 9/2/2012 11:37:02 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:20 PM |
| vutah | $45.00 | 9/2/2012 11:05:19 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:32 AM |
| foothillender | $25.00 | 9/5/2012 8:19:51 AM |
| shrewd-deal | $25.00 | 9/5/2012 6:16:31 PM |
| lunareclipse | $25.00 | 9/6/2012 4:47:09 PM |
| Tyrion31 | $25.00 | 9/6/2012 6:00:09 PM |
| IIP77 | $25.00 | 9/6/2012 6:03:41 PM |
| Index_Plus | $1,250.00 | 9/6/2012 7:45:52 PM |
| 168RichCapital | $25.09 | 9/7/2012 6:32:15 AM |
| Bob450 | $25.00 | 9/7/2012 9:18:48 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:25 AM |
| jns48 | $25.00 | 9/7/2012 9:06:53 AM |
| principal-cooker2 | $29.91 | 9/7/2012 9:33:00 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
630581
This series of Notes was issued and sold upon the funding of the borrower loan #74341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $231.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 12y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $191 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-wicket6 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...Consolidate old debt
My financial situation:
I am a good candidate for this loan because...I will pay promptly each month.
Monthly net income: $4166
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $208
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $200
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/6/2012 9:22:16 AM |
| worth-blanket2 | $7,200.00 | 9/6/2012 9:09:03 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:25 AM |
| mikrolown | $25.00 | 9/6/2012 9:28:49 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:27 AM |
| commerce-venture1 | $25.00 | 9/6/2012 9:29:19 AM |
| RGlad | $200.00 | 9/6/2012 9:16:40 AM |
| first-class-gold0 | $222.00 | 9/6/2012 9:31:03 AM |
| WxChem | $30.00 | 9/6/2012 9:30:23 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
630857
This series of Notes was issued and sold upon the funding of the borrower loan #74052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,621 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| listing-auctioneer4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to debt consalidation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 2600
Monthly expenses: 0
Housing: 0
Insurance: 120
Car expenses: 180
Utilities: 150
Phone, cable, internet: 0
Food, entertainment: 200
Clothing, household expenses: 0
Credit cards and other loans: 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| refresher211 | $25.00 | 8/29/2012 5:12:35 PM |
| community-burrito9 | $25.00 | 8/29/2012 5:16:10 PM |
| durability-ace9 | $30.00 | 8/29/2012 5:44:58 PM |
| handy-justice | $50.00 | 8/29/2012 5:25:36 PM |
| greencat | $50.00 | 8/30/2012 9:14:20 AM |
| vutah | $50.00 | 8/30/2012 11:30:05 AM |
| dudebrah | $25.00 | 8/30/2012 10:18:16 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:14 PM |
| Digger85 | $100.00 | 9/3/2012 3:15:59 AM |
| boss520 | $50.00 | 9/2/2012 10:41:09 PM |
| VitaminFunk | $25.00 | 9/3/2012 6:12:03 PM |
| enchanted-note | $25.00 | 9/4/2012 9:35:14 AM |
| JGB | $369.03 | 9/4/2012 11:12:23 AM |
| mykkai | $25.00 | 9/4/2012 6:36:41 PM |
| jenerationx | $25.00 | 9/4/2012 10:19:15 PM |
| best-bonafide-p2p | $25.00 | 9/5/2012 5:03:23 AM |
| fervent-commerce | $72.00 | 9/5/2012 8:43:06 AM |
| zenyatta | $25.00 | 9/5/2012 9:34:17 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:45:06 AM |
| Perdita_II | $25.00 | 9/5/2012 11:57:37 AM |
| HammerSmith | $25.00 | 9/5/2012 1:31:03 PM |
| one-midas | $35.00 | 9/5/2012 2:33:57 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:38 AM |
| avm-the-investor | $100.00 | 9/5/2012 11:38:47 PM |
| green-rapid-openness | $300.00 | 9/6/2012 10:18:59 AM |
| EretzCapital | $57.97 | 9/6/2012 11:05:28 AM |
| worthy-bid8 | $100.00 | 8/29/2012 5:43:35 PM |
| cr8on | $100.00 | 8/29/2012 6:30:46 PM |
| money-baron | $50.00 | 8/29/2012 5:57:28 PM |
| stock106 | $25.00 | 8/30/2012 6:19:05 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:40 AM |
| tolerant-responsibility051 | $500.00 | 8/31/2012 11:34:33 AM |
| let_me_retire | $25.00 | 8/31/2012 1:47:51 PM |
| eboomer2611 | $25.00 | 9/1/2012 6:53:30 AM |
| bid-stockpiler1 | $50.00 | 9/1/2012 5:07:00 PM |
| kulender | $50.00 | 9/2/2012 11:36:56 AM |
| bellaquito | $500.00 | 9/2/2012 1:58:00 PM |
| evilkats | $50.00 | 9/3/2012 4:17:20 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:05 PM |
| Bob450 | $25.00 | 9/5/2012 8:37:58 AM |
| asset-mammal | $25.00 | 9/5/2012 10:32:44 AM |
| compatible-deal9 | $25.00 | 9/5/2012 1:13:55 PM |
| investment-happiness | $100.00 | 9/5/2012 5:25:48 PM |
| merciful-return164 | $25.00 | 9/5/2012 6:34:29 PM |
| fervent-commerce | $36.00 | 9/5/2012 7:21:02 PM |
| ResQDoc | $25.00 | 9/6/2012 2:08:54 AM |
| bob450-roth | $25.00 | 9/6/2012 8:18:54 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
630875
This series of Notes was issued and sold upon the funding of the borrower loan #74143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $572.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,511 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unafraid-fund5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate higher interest credit cards to one lower payment
My financial situation:
I am a good candidate for this loan because...I have steady income and make payments on time. I have a thriving business and do not want it to suffer. I want to maintain my credit score.
Monthly net income: $10,000
Monthly expenses: $
Housing: $800
Insurance: $450
Car expenses: $1100
Utilities: $600
Phone, cable, internet: $175
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $4000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| brainy-return234 | $25.00 | 8/29/2012 5:02:22 PM |
| green-lively-bill | $25.00 | 8/29/2012 5:06:32 PM |
| postalwhiz | $25.00 | 8/29/2012 5:09:20 PM |
| handy-justice | $50.00 | 8/29/2012 5:21:04 PM |
| accruer89 | $100.00 | 8/29/2012 5:40:51 PM |
| versatile-dime442 | $250.00 | 8/29/2012 5:14:48 PM |
| tolerant-responsibility051 | $2,000.00 | 8/29/2012 5:46:52 PM |
| graceful-investment | $101.00 | 8/29/2012 5:49:10 PM |
| EnglishGeekInNYC | $25.00 | 8/29/2012 5:55:05 PM |
| grnii78 | $102.00 | 8/29/2012 6:17:42 PM |
| durability-ace9 | $30.00 | 8/29/2012 5:44:58 PM |
| pierrelasvegas | $25.00 | 8/29/2012 5:46:04 PM |
| EarlyRiser | $150.00 | 8/29/2012 5:11:52 PM |
| houli123 | $25.00 | 8/29/2012 5:14:53 PM |
| Investor_DP | $100.00 | 8/29/2012 5:54:25 PM |
| community-burrito9 | $35.00 | 8/29/2012 5:15:48 PM |
| vutah | $30.01 | 8/29/2012 5:22:42 PM |
| antlr | $25.00 | 8/29/2012 9:17:23 PM |
| ovva | $25.00 | 8/29/2012 6:29:21 PM |
| Forlio | $25.00 | 8/29/2012 10:45:21 PM |
| wkeboarder21 | $50.00 | 8/30/2012 6:05:36 AM |
| cattlebaron | $25.00 | 8/29/2012 11:38:20 PM |
| melodious-capital3 | $29.26 | 8/30/2012 9:00:08 AM |
| pietro_torna_indietro | $51.96 | 8/29/2012 10:43:36 PM |
| income-triangulation1 | $25.00 | 8/30/2012 1:51:41 AM |
| benefit-hunter5 | $25.00 | 8/30/2012 8:15:26 AM |
| RGlad | $300.00 | 8/30/2012 9:25:19 AM |
| orange-stable-gain | $50.00 | 8/30/2012 9:54:21 AM |
| first-pragmatic-power | $25.00 | 8/30/2012 9:54:12 AM |
| UstedEsElHombre | $100.00 | 8/30/2012 10:22:18 AM |
| MI2 | $5,000.00 | 8/30/2012 11:00:47 AM |
| enriched-return057 | $50.00 | 8/30/2012 11:16:45 AM |
| agalt | $75.00 | 8/30/2012 11:39:25 AM |
| best-bonafide-p2p | $25.00 | 8/30/2012 4:09:25 PM |
| Navy_Wife_Retired | $50.00 | 8/30/2012 2:37:37 PM |
| rate-advocator7 | $200.00 | 8/30/2012 4:48:27 PM |
| graceful-IRAinvestment | $101.00 | 8/30/2012 7:48:13 PM |
| graceful-D4Sinvestment | $101.00 | 8/30/2012 7:55:39 PM |
| wonderous-power | $25.00 | 8/31/2012 2:23:29 AM |
| CA-Lender | $25.00 | 8/31/2012 6:55:49 AM |
| the-lean-bid | $25.00 | 8/31/2012 6:06:56 AM |
| ethical-truth211 | $200.00 | 8/31/2012 6:55:39 AM |
| the-enthralling-coin | $25.00 | 8/31/2012 10:18:06 AM |
| wwwUniversal | $25.00 | 8/31/2012 10:31:42 AM |
| Jabez | $100.00 | 8/31/2012 10:47:40 AM |
| The-Penis-Martinez | $25.00 | 8/31/2012 1:12:26 PM |
| mercuriant | $25.00 | 8/31/2012 5:31:56 PM |
| kingpin1 | $50.00 | 8/31/2012 8:28:13 PM |
| CoyoteJack | $25.00 | 9/1/2012 4:57:20 AM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:41 PM |
| careful-vigilance4 | $25.00 | 9/1/2012 12:42:38 PM |
| missing-link | $25.00 | 9/1/2012 2:04:24 PM |
| TackingWindward | $25.00 | 9/2/2012 7:40:41 AM |
| gold-cluster | $50.00 | 9/2/2012 2:16:59 PM |
| integrity-doctor | $100.00 | 9/2/2012 4:41:05 PM |
| deal-banker | $100.00 | 9/2/2012 2:08:07 PM |
| professional-coin1 | $125.00 | 9/3/2012 2:33:15 AM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:15 PM |
| compatible-deal9 | $25.00 | 9/3/2012 11:31:47 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:33:53 AM |
| fantastic-bazaar2 | $100.00 | 9/3/2012 4:25:32 PM |
| loyalty-czar | $30.00 | 9/3/2012 12:55:24 PM |
| worth-shower8 | $100.00 | 9/3/2012 2:52:25 PM |
| wilkenm | $100.00 | 9/3/2012 7:53:17 PM |
| rapid-currency | $50.00 | 9/3/2012 9:59:22 PM |
| LaGrangeLender | $60.00 | 9/4/2012 6:32:53 AM |
| klend4 | $25.00 | 9/4/2012 9:29:36 AM |
| glroark | $50.00 | 9/4/2012 7:39:09 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:38 AM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:09:49 PM |
| LeReve | $500.00 | 8/29/2012 5:17:07 PM |
| octoberfresh | $25.00 | 8/29/2012 5:27:17 PM |
| Starica | $50.00 | 8/29/2012 5:51:06 PM |
| adventurer447 | $300.00 | 8/29/2012 5:29:33 PM |
| berniemadeoff | $25.00 | 8/29/2012 6:02:29 PM |
| duty-viola | $25.00 | 8/29/2012 5:08:23 PM |
| open-minded-p2p1 | $25.00 | 8/29/2012 6:18:37 PM |
| Badgworth | $50.00 | 8/29/2012 6:38:56 PM |
| credit-adventurer313 | $25.00 | 8/30/2012 5:36:27 AM |
| metro457 | $100.00 | 8/29/2012 9:53:11 PM |
| top-responsibility-sage | $50.00 | 8/30/2012 5:41:16 AM |
| Tonusb0 | $25.00 | 8/30/2012 6:11:02 AM |
| Elefunt | $25.00 | 8/30/2012 9:15:36 AM |
| receptive-affluence035 | $25.00 | 8/30/2012 6:16:56 AM |
| Charlie010 | $25.00 | 8/30/2012 9:36:11 AM |
| blue-subtle-integrity | $25.00 | 8/30/2012 9:55:55 AM |
| ktradtke | $25.00 | 8/30/2012 10:43:38 AM |
| kulender | $50.00 | 8/30/2012 11:26:13 AM |
| Astyanax | $50.00 | 8/30/2012 12:10:39 PM |
| diplomatic-wealth7 | $25.00 | 8/30/2012 9:58:59 AM |
| big-mac-50 | $200.00 | 8/30/2012 1:03:05 PM |
| profit-powerplant | $25.00 | 8/30/2012 10:06:34 AM |
| Malkial | $25.00 | 8/30/2012 11:54:58 AM |
| djkaiser | $25.00 | 8/30/2012 12:28:32 PM |
| lakshmilila | $25.00 | 8/30/2012 2:39:59 PM |
| appetizing-loyalty354 | $200.00 | 8/30/2012 4:56:13 PM |
| squarebob | $26.00 | 8/30/2012 2:41:52 PM |
| LongTail | $30.00 | 8/30/2012 4:44:00 PM |
| Iwillhuntyoudown | $25.00 | 8/30/2012 3:46:44 PM |
| dough-kitten5 | $25.00 | 8/30/2012 5:41:18 PM |
| loyalty-dragster7 | $125.00 | 8/30/2012 5:14:09 PM |
| Feyenoord | $30.00 | 8/30/2012 10:53:02 PM |
| worth-quark7 | $25.00 | 8/31/2012 6:28:57 AM |
| DiligentiaLLC | $87.98 | 8/31/2012 7:13:44 AM |
| treasure-coyote3 | $32.37 | 8/31/2012 1:06:40 AM |
| duty-monger | $50.00 | 8/31/2012 8:35:03 AM |
| NickelSteamroller | $25.00 | 8/31/2012 9:57:33 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:40 AM |
| jpac1066 | $25.00 | 8/31/2012 11:10:52 AM |
| mammalian4 | $25.00 | 8/31/2012 2:18:54 PM |
| platinum-mammalian7 | $25.00 | 8/31/2012 1:50:16 PM |
| JESPA | $25.25 | 8/31/2012 3:07:44 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:39 PM |
| Cambalache | $40.00 | 9/1/2012 8:46:48 AM |
| janeybooboo | $75.00 | 9/1/2012 9:11:25 AM |
| MateCocido | $40.00 | 9/1/2012 7:22:42 AM |
| Learning2Lend | $25.00 | 9/1/2012 12:05:09 PM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:05 PM |
| peso-mate | $50.00 | 9/1/2012 9:04:19 PM |
| red-rate-whistle | $35.00 | 9/1/2012 9:14:52 PM |
| rockhound84 | $25.00 | 9/2/2012 6:25:31 AM |
| Jloaner | $100.00 | 9/2/2012 8:10:10 AM |
| engrossing-community0 | $25.00 | 9/2/2012 3:31:05 PM |
| bnoble09 | $25.00 | 9/2/2012 6:09:46 PM |
| chrisb1414 | $25.00 | 9/3/2012 7:21:46 AM |
| Digger85 | $100.00 | 9/3/2012 3:15:03 AM |
| roux | $25.00 | 9/3/2012 8:35:16 AM |
| sustainable-lender | $25.00 | 9/3/2012 9:03:06 AM |
| Weaverville | $25.00 | 9/3/2012 10:44:30 AM |
| compassion-charmer7 | $50.00 | 9/3/2012 11:12:05 AM |
| KMSB | $25.00 | 9/3/2012 12:41:39 PM |
| bazaar-tulip | $457.17 | 9/4/2012 10:22:55 AM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
630901
This series of Notes was issued and sold upon the funding of the borrower loan #73999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $753.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 24y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $105,365 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-dime8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt and do home improvements
My financial situation:
I am a good candidate for this loan because...I am a hard worker and I pay all my bills on time.
Monthly net income: $4000
Monthly expenses: $
Housing: $650
Insurance: $200
Car expenses: $398
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 8/29/2012 9:03:54 AM |
| britgsb | $50.00 | 8/29/2012 9:15:06 AM |
| finance-ecstasy7 | $25.00 | 8/29/2012 9:19:35 AM |
| adventurer447 | $300.00 | 8/29/2012 9:42:04 AM |
| durability-ace9 | $30.00 | 8/29/2012 10:09:12 AM |
| cr8on | $100.00 | 8/29/2012 10:30:28 AM |
| tranquil-gain1 | $75.00 | 8/29/2012 10:03:04 AM |
| basis-encourager2 | $25.00 | 8/29/2012 3:54:51 PM |
| worth-blanket2 | $19,054.99 | 8/29/2012 4:54:18 PM |
| justreturns | $25.00 | 8/29/2012 9:30:16 AM |
| bazaar-elvis | $50.00 | 8/29/2012 9:31:57 AM |
| credit-coach118 | $40.01 | 8/29/2012 9:17:39 AM |
| duty-viola | $25.00 | 8/29/2012 9:20:46 AM |
| entertaining-revenue4 | $50.00 | 8/29/2012 10:26:49 AM |
| Plutis | $25.00 | 8/29/2012 10:48:26 AM |
| community-burrito9 | $25.00 | 8/29/2012 1:34:49 PM |
| openness-antioxidant | $75.00 | 8/29/2012 10:15:29 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
631185
This series of Notes was issued and sold upon the funding of the borrower loan #74034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
3 | Length of status: | 27y 11m |
|
Amount delinquent:
| $1,925 |
Total credit lines:
| 25 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,415 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-papyrus212 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4425
Monthly expenses: $100
Housing: $900
Insurance: $250
Car expenses: $0
Utilities: $80
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dudebrah | $25.00 | 9/5/2012 12:15:16 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:01 PM |
| lowrater | $100.40 | 9/5/2012 6:47:59 PM |
| vutah | $45.00 | 9/5/2012 9:56:46 PM |
| managedfund | $333.00 | 9/6/2012 10:50:56 AM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:40 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:32 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:56 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:02 PM |
| PrimeFunding | $25.00 | 9/8/2012 1:07:41 AM |
| ChoiceInvestments | $25.00 | 9/7/2012 11:04:00 PM |
| SecondChanceLendingSERV | $26.64 | 9/8/2012 8:46:52 AM |
| Bob450 | $25.00 | 9/8/2012 7:55:55 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:37:52 AM |
| Legally_Blonde | $25.00 | 9/8/2012 9:16:42 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:07 PM |
| reward-adventure | $50.00 | 9/8/2012 12:08:27 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:45 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:29:40 PM |
| frogperson | $100.00 | 9/6/2012 4:22:45 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:20 PM |
| scoobiedoo | $40.02 | 9/6/2012 9:25:12 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:34 AM |
| pdub | $250.00 | 9/7/2012 12:42:26 PM |
| marwadi-62 | $25.00 | 9/7/2012 3:58:23 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:07 PM |
| p40thawk | $25.00 | 9/8/2012 11:23:24 AM |
| gothampark | $25.00 | 9/8/2012 9:54:06 AM |
| CorsoCapital | $50.00 | 9/8/2012 3:39:42 PM |
| adaptable-capital | $103.63 | 9/8/2012 6:22:37 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:58:00 PM |
| Engineer44 | $25.00 | 9/8/2012 9:19:12 PM |
| the-brilliant-currency | $46.31 | 9/8/2012 9:22:59 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
631207
This series of Notes was issued and sold upon the funding of the borrower loan #73689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-01-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 2m |
|
Amount delinquent:
| $41,822 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $512 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| astute-penny4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Learning2Lend | $25.00 | 9/1/2012 12:05:10 PM |
| economy-producer | $25.00 | 9/1/2012 12:22:16 PM |
| return-pioneer221 | $25.00 | 9/1/2012 12:16:16 PM |
| madisonboy123 | $25.00 | 9/1/2012 12:23:44 PM |
| interest-agave | $25.00 | 9/1/2012 12:15:49 PM |
| cp-family | $221.00 | 9/1/2012 12:49:44 PM |
| Canidae | $25.00 | 9/1/2012 12:29:04 PM |
| careful-vigilance4 | $25.00 | 9/1/2012 12:42:41 PM |
| bazaar-orca | $50.00 | 9/1/2012 1:04:54 PM |
| worldly-community3 | $50.00 | 9/1/2012 12:34:37 PM |
| pierrelasvegas | $25.00 | 9/1/2012 12:52:28 PM |
| jiggaman7 | $69.00 | 9/1/2012 12:46:27 PM |
| yeti888 | $50.00 | 9/1/2012 1:20:55 PM |
| economy-shrubbery6 | $25.00 | 9/1/2012 12:53:34 PM |
| hopethisworks | $25.00 | 9/1/2012 1:22:17 PM |
| asiaratt | $50.00 | 9/1/2012 1:25:22 PM |
| wwwUniversal | $25.00 | 9/1/2012 1:59:55 PM |
| MikeyZ2008 | $25.00 | 9/1/2012 1:36:35 PM |
| open-minded-p2p1 | $25.00 | 9/1/2012 1:57:24 PM |
| diplomatic-wealth7 | $25.00 | 9/1/2012 1:48:55 PM |
| vibraphone3 | $25.00 | 9/1/2012 1:54:07 PM |
| trimwork99 | $25.00 | 9/1/2012 7:56:00 PM |
| justasoldier | $75.00 | 9/1/2012 8:59:21 PM |
| goal-benefit2 | $50.00 | 9/2/2012 10:58:37 AM |
| nodrivelpls | $25.00 | 9/2/2012 12:10:58 PM |
| chief64 | $200.00 | 9/2/2012 12:42:55 PM |
| trophy112 | $25.00 | 9/3/2012 9:28:24 AM |
| roux | $25.00 | 9/3/2012 8:35:17 AM |
| TronMedici | $50.00 | 9/3/2012 9:27:23 AM |
| best-elevated-social | $25.00 | 9/3/2012 9:55:00 AM |
| tolerant-responsibility051 | $520.00 | 9/4/2012 9:16:48 AM |
| credit-selector954 | $50.00 | 9/1/2012 12:09:17 PM |
| social-cocktail1 | $200.00 | 9/1/2012 12:13:49 PM |
| FASTIZIO_P | $27.00 | 9/1/2012 12:13:57 PM |
| durability-ace9 | $30.00 | 9/1/2012 12:17:13 PM |
| income-rocker2 | $40.00 | 9/1/2012 12:23:23 PM |
| IIP77 | $25.00 | 9/1/2012 12:15:17 PM |
| affluence-tycoon | $25.00 | 9/1/2012 12:29:08 PM |
| red-power-pecan | $50.00 | 9/1/2012 12:32:36 PM |
| DSFinancial | $25.00 | 9/1/2012 12:17:30 PM |
| micko | $25.00 | 9/1/2012 12:45:00 PM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:46 PM |
| nimble-revenue5 | $100.00 | 9/1/2012 12:37:22 PM |
| musegaze | $50.00 | 9/1/2012 12:56:00 PM |
| capital-renewal | $25.00 | 9/1/2012 1:01:00 PM |
| principal-cooker2 | $50.00 | 9/1/2012 1:09:44 PM |
| asset-professor | $25.00 | 9/1/2012 12:38:32 PM |
| life-is-great | $25.00 | 9/1/2012 1:11:20 PM |
| JauaFlash | $25.00 | 9/1/2012 1:02:16 PM |
| cash-reaction2 | $25.00 | 9/1/2012 1:22:24 PM |
| compassionate-auction6 | $122.00 | 9/1/2012 12:54:07 PM |
| reasonable-nickel6 | $25.00 | 9/1/2012 12:58:49 PM |
| dedicated-transaction796 | $25.00 | 9/1/2012 1:00:55 PM |
| CoyoteJack | $25.00 | 9/1/2012 1:03:10 PM |
| BankofRon_IRA | $100.00 | 9/1/2012 1:34:51 PM |
| joyous-peace443 | $25.00 | 9/1/2012 1:17:27 PM |
| bountiful-social976 | $50.00 | 9/1/2012 1:08:00 PM |
| gallant-economy9 | $32.00 | 9/1/2012 1:24:10 PM |
| Trentsteel_98 | $25.00 | 9/1/2012 1:46:26 PM |
| brmar | $25.00 | 9/1/2012 1:28:28 PM |
| toblerone | $25.00 | 9/1/2012 2:00:14 PM |
| HHP | $100.00 | 9/1/2012 1:22:11 PM |
| cr8on | $100.00 | 9/1/2012 2:23:03 PM |
| marketplace-hut9 | $25.00 | 9/1/2012 1:46:52 PM |
| the-credit-maker | $25.00 | 9/1/2012 1:53:44 PM |
| shmb6508 | $44.00 | 9/1/2012 1:39:45 PM |
| env | $25.00 | 9/2/2012 8:23:08 AM |
| Byrd24 | $100.00 | 9/2/2012 10:03:08 AM |
| kulender | $50.00 | 9/2/2012 11:37:03 AM |
| deal-galleon | $25.00 | 9/2/2012 12:41:38 PM |
| bubb_hans | $25.00 | 9/2/2012 12:59:40 PM |
| helpinghand63 | $25.00 | 9/3/2012 9:20:57 AM |
| KMSB | $25.00 | 9/3/2012 12:41:44 PM |
| desertoasis | $25.00 | 9/3/2012 5:33:16 PM |
| worth-shower8 | $100.00 | 9/3/2012 2:52:58 PM |
| vutah | $95.00 | 9/4/2012 8:33:10 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
631213
This series of Notes was issued and sold upon the funding of the borrower loan #74522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-29-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $555 | |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dazwo |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taxes, consolidation of bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2531
Monthly expenses:
Housing: $752
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $154
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: taxes $1461
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.60 | 8/29/2012 5:21:24 PM |
| managedfund | $333.00 | 8/29/2012 6:18:57 PM |
| open-minded-p2p1 | $25.00 | 8/29/2012 6:31:05 PM |
| handy-justice | $100.00 | 8/29/2012 5:15:13 PM |
| worthy-bid8 | $100.00 | 8/29/2012 5:43:36 PM |
| Rogelio48 | $25.00 | 8/30/2012 8:06:26 AM |
| newest-generous-income | $25.00 | 8/30/2012 10:16:25 AM |
| dudebrah | $25.00 | 8/30/2012 10:19:00 PM |
| geechee | $25.00 | 8/31/2012 11:47:02 AM |
| tolerant-responsibility051 | $296.00 | 8/31/2012 11:34:33 AM |
| SudianX | $26.00 | 8/31/2012 4:07:38 PM |
| compatible-deal9 | $25.00 | 9/2/2012 11:04:41 AM |
| professional-dinero753 | $50.00 | 9/2/2012 10:31:38 AM |
| kulender | $50.00 | 9/2/2012 11:36:56 AM |
| reward-adventure | $50.00 | 9/2/2012 7:56:15 PM |
| marwadi-62 | $100.00 | 9/3/2012 11:36:38 AM |
| worth-shower8 | $100.00 | 9/3/2012 2:51:29 PM |
| dough-kitten5 | $25.00 | 9/4/2012 3:52:11 AM |
| green-rapid-openness | $300.00 | 9/3/2012 9:29:10 PM |
| sgt-schultz | $50.00 | 9/4/2012 2:01:27 PM |
| Tonusb0 | $25.00 | 9/4/2012 6:06:01 PM |
| Bob450 | $25.00 | 9/5/2012 8:35:11 AM |
| Finchy78 | $25.00 | 9/5/2012 10:36:03 AM |
| responsibility-reaction | $50.00 | 9/5/2012 10:12:59 AM |
| durability-ace9 | $30.00 | 8/29/2012 5:44:59 PM |
| LendingPimp | $26.00 | 8/30/2012 2:25:11 AM |
| Zingaro | $25.00 | 8/29/2012 6:34:55 PM |
| marala4285 | $33.00 | 8/30/2012 6:27:20 AM |
| CA-Lender | $25.00 | 8/30/2012 9:09:34 AM |
| the-credit-maker | $100.00 | 8/31/2012 9:50:41 AM |
| ethical-truth211 | $100.00 | 8/31/2012 6:04:17 PM |
| jiftostada | $25.00 | 9/1/2012 12:29:22 PM |
| money-fort | $25.00 | 9/1/2012 10:22:18 PM |
| finance-amusement4 | $50.00 | 9/2/2012 5:44:31 AM |
| Rico47 | $25.00 | 9/1/2012 6:02:08 PM |
| KB-IRA | $25.00 | 9/1/2012 9:44:08 PM |
| jbloans | $25.00 | 9/2/2012 9:13:34 AM |
| rate-advocator7 | $200.00 | 9/2/2012 10:41:15 AM |
| first-serene-credit | $25.00 | 9/2/2012 2:29:32 PM |
| big-mac-50 | $200.00 | 9/2/2012 1:53:48 PM |
| Whatssofunnybout | $25.00 | 9/2/2012 7:31:12 PM |
| saver266 | $25.00 | 9/3/2012 9:19:37 AM |
| peaceful-social7 | $25.91 | 9/5/2012 1:12:44 AM |
| worthy-bid4 | $54.49 | 9/5/2012 9:26:10 AM |
| asset-mammal | $25.00 | 9/5/2012 10:30:55 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
631215
This series of Notes was issued and sold upon the funding of the borrower loan #73983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,900.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $501.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,534 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-alert1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because i have never missed a debt payment in my life and this is a restructuring of debt which will positively impact my cash flow, therefore making the payment will not be an issue.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/10/2012 10:15:49 AM |
| Castellan | $50.00 | 9/10/2012 9:13:32 AM |
| Bank_Of_XL | $25.00 | 9/10/2012 9:08:58 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:04 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:52 AM |
| liberty-viola | $30.00 | 9/10/2012 9:34:09 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:35 AM |
| EnglishGeekInNYC | $50.00 | 9/10/2012 10:23:36 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:42 PM |
| hopeful_lender | $100.00 | 9/10/2012 6:28:19 PM |
| lendersf | $100.00 | 9/10/2012 7:40:26 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:21 PM |
| martinatime | $50.00 | 9/11/2012 5:13:30 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:13 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:18 PM |
| banker334 | $40.00 | 9/11/2012 8:15:31 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:11 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:26 AM |
| green-high-five7 | $25.00 | 9/12/2012 11:12:00 AM |
| hildo99 | $25.00 | 9/12/2012 10:50:17 AM |
| j2ee | $50.00 | 9/12/2012 10:48:56 AM |
| emphatic-responsibility | $50.00 | 9/12/2012 11:00:44 AM |
| benevolent-loot5 | $200.00 | 9/12/2012 10:55:01 AM |
| Rivervale_Westwood | $25.00 | 9/12/2012 11:05:27 AM |
| jcttjg | $25.00 | 9/12/2012 3:30:11 PM |
| engrossing-community0 | $25.00 | 9/12/2012 1:56:45 PM |
| HikeMoab | $25.00 | 9/12/2012 4:36:53 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:49 PM |
| Batman2u | $50.00 | 9/12/2012 3:51:49 PM |
| top-community-voyage | $50.00 | 9/12/2012 5:05:21 PM |
| bankojerry | $25.00 | 9/12/2012 4:13:28 PM |
| enticing-note | $25.00 | 9/12/2012 5:13:50 PM |
| enterprising-exchange6 | $50.00 | 9/12/2012 5:14:49 PM |
| BB-ptoploan | $50.00 | 9/12/2012 5:29:38 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:18 PM |
| hope-kingdom | $117.00 | 9/12/2012 5:48:54 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:44 PM |
| GoldenKoi | $50.00 | 9/10/2012 9:11:24 AM |
| Plutis | $25.00 | 9/10/2012 9:37:39 AM |
| blot44 | $25.00 | 9/10/2012 10:05:33 AM |
| ready-interest9 | $25.00 | 9/10/2012 10:11:50 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:04 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:19 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:56 PM |
| samurai2 | $25.00 | 9/10/2012 7:51:10 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:03 AM |
| kenji4861 | $25.00 | 9/11/2012 9:29:36 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:39 AM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:40 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:40 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:32 PM |
| payout-paladin3 | $250.00 | 9/12/2012 10:48:54 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:01 AM |
| repayment-pagoda8 | $100.00 | 9/12/2012 10:52:57 AM |
| bellaquito | $500.00 | 9/12/2012 11:38:14 AM |
| credible-benjamins724 | $25.00 | 9/12/2012 3:26:59 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:52 PM |
| compatible-deal9 | $50.00 | 9/12/2012 12:58:46 PM |
| profitable-commerce822 | $25.00 | 9/12/2012 1:25:03 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:45 PM |
| well-mannered-power8 | $25.00 | 9/12/2012 5:13:11 PM |
| neighborly-hope6 | $100.00 | 9/12/2012 5:01:06 PM |
| bowdish1 | $100.00 | 9/12/2012 5:06:27 PM |
| trade-solo | $25.00 | 9/12/2012 5:10:15 PM |
| dharma1 | $25.00 | 9/12/2012 5:39:16 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:51 PM |
| Sothenwhat | $100.00 | 9/12/2012 5:47:05 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:40 PM |
| MI2 | $5,000.00 | 9/12/2012 6:01:58 PM |
| Index_Plus | $5,238.00 | 9/12/2012 6:51:45 PM |
| peso-trailblazer0 | $25.00 | 9/12/2012 6:46:38 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
631247
This series of Notes was issued and sold upon the funding of the borrower loan #73785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-01-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $340.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,200 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ultimate-dedication7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
|
Principal balance:
| $7,739.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
refinance current loans
My financial situation:
I have a steady income
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gladglide | $25.00 | 8/31/2012 5:01:41 PM |
| mikrolown | $25.00 | 8/31/2012 5:20:58 PM |
| Bank42 | $25.00 | 8/31/2012 5:16:12 PM |
| green-trade-dolphin | $32.02 | 8/31/2012 5:01:13 PM |
| justreturns | $25.00 | 8/31/2012 5:28:39 PM |
| fund-tom-tom6 | $25.00 | 8/31/2012 5:30:59 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:11 PM |
| duty-viola | $30.00 | 8/31/2012 5:54:04 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:50 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:47 PM |
| pierrelasvegas | $25.00 | 8/31/2012 5:22:30 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:50 PM |
| well-rounded-dinero | $25.00 | 8/31/2012 6:05:17 PM |
| bellaquito | $500.00 | 8/31/2012 6:09:50 PM |
| community-burrito9 | $35.00 | 8/31/2012 5:47:01 PM |
| managedfund | $1,333.00 | 8/31/2012 6:28:53 PM |
| fairness-atmosphere | $25.00 | 8/31/2012 7:47:24 PM |
| hudget | $25.00 | 8/31/2012 5:50:01 PM |
| julijask | $25.00 | 8/31/2012 7:26:51 PM |
| revenue-statesperson4 | $100.00 | 8/31/2012 11:48:46 PM |
| supreme-exchange547 | $25.00 | 8/31/2012 8:43:55 PM |
| cunning-truth6 | $50.00 | 9/1/2012 4:27:32 AM |
| calm-platinum957 | $35.00 | 8/31/2012 6:14:36 PM |
| five-star-note | $25.00 | 8/31/2012 6:39:52 PM |
| unequaled-truth9 | $100.00 | 9/1/2012 12:51:58 AM |
| Zoomzoom22 | $50.00 | 8/31/2012 7:07:16 PM |
| greenback-drummer9 | $25.00 | 8/31/2012 8:43:32 PM |
| benefit-flow | $75.00 | 9/1/2012 8:02:30 AM |
| capital-blueberry | $25.00 | 8/31/2012 10:08:04 PM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:48 AM |
| atlas100 | $25.00 | 9/1/2012 8:34:02 AM |
| PaulW | $25.00 | 9/1/2012 5:12:25 AM |
| xlnt-loans | $25.00 | 9/1/2012 10:12:27 AM |
| tolerant-dinero2 | $25.00 | 9/1/2012 10:29:14 AM |
| reverent-bazaar284 | $25.00 | 9/1/2012 8:33:24 AM |
| awesome-generosity4 | $27.00 | 9/1/2012 6:26:33 AM |
| compatible-deal9 | $25.00 | 9/1/2012 8:59:59 AM |
| ddog0224 | $50.00 | 9/1/2012 11:31:29 AM |
| janeybooboo | $75.00 | 9/1/2012 9:03:07 AM |
| gogrannygo | $25.00 | 9/1/2012 6:59:49 AM |
| prudent-loot | $25.00 | 9/1/2012 9:33:05 AM |
| Peacepower | $30.00 | 9/1/2012 7:09:55 AM |
| Cambalache | $40.00 | 9/1/2012 7:35:38 AM |
| steven3333 | $25.00 | 9/1/2012 7:49:31 AM |
| orange-stable-gain | $50.00 | 9/1/2012 12:01:19 PM |
| Petiza | $39.39 | 9/1/2012 8:58:58 AM |
| genius520 | $100.00 | 9/1/2012 12:12:52 PM |
| gold-sushi | $25.00 | 9/1/2012 12:13:17 PM |
| 340 | $54.04 | 9/1/2012 10:21:28 AM |
| social-zebra | $25.00 | 9/1/2012 10:50:27 AM |
| social-cocktail1 | $200.00 | 9/1/2012 12:13:49 PM |
| new-gold-wrangler | $90.00 | 9/1/2012 12:14:10 PM |
| IIP77 | $25.00 | 9/1/2012 12:15:16 PM |
| kind-lovely-marketplace | $25.00 | 9/1/2012 12:29:13 PM |
| CaptainBL | $25.00 | 9/1/2012 12:29:56 PM |
| commerce-viking1 | $44.00 | 9/1/2012 12:19:10 PM |
| red-eloquent-rupee | $50.00 | 9/1/2012 12:32:07 PM |
| JeremyLinFan | $50.00 | 9/1/2012 12:12:15 PM |
| Kaj | $25.00 | 9/1/2012 12:34:59 PM |
| J-Rott | $66.00 | 9/1/2012 12:13:05 PM |
| economy-producer | $25.00 | 9/1/2012 12:22:16 PM |
| treasure-generator | $25.00 | 9/1/2012 12:23:06 PM |
| wormdc | $25.00 | 9/1/2012 12:25:43 PM |
| tech310 | $50.00 | 9/1/2012 12:28:58 PM |
| american-investor | $25.00 | 9/1/2012 12:31:46 PM |
| chestnut4 | $25.00 | 9/1/2012 12:32:12 PM |
| red-power-pecan | $50.00 | 9/1/2012 12:32:35 PM |
| und-alum | $25.00 | 9/1/2012 12:21:00 PM |
| SummitAdvisors | $25.00 | 9/1/2012 12:36:01 PM |
| kindness-jedi | $25.00 | 9/1/2012 12:28:35 PM |
| g5g | $25.00 | 9/1/2012 12:31:35 PM |
| Preferred-Lender | $25.00 | 9/1/2012 12:50:33 PM |
| transparency-sapling | $25.00 | 9/1/2012 12:36:43 PM |
| JABevan | $25.00 | 9/1/2012 12:54:04 PM |
| fervent-repayment | $100.00 | 9/1/2012 1:10:17 PM |
| jmb_lending | $25.00 | 9/1/2012 12:41:48 PM |
| poetic-money611 | $60.00 | 9/1/2012 12:57:30 PM |
| sohuge1234 | $25.00 | 9/1/2012 12:42:55 PM |
| harmonious-asset9 | $25.00 | 9/1/2012 12:43:18 PM |
| wwwUniversal | $25.00 | 9/1/2012 12:58:30 PM |
| Hambone1111 | $25.00 | 9/1/2012 12:48:45 PM |
| compassionate-auction6 | $150.00 | 9/1/2012 12:54:07 PM |
| musegaze | $50.00 | 9/1/2012 12:55:59 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 12:59:59 PM |
| randsenterprise | $25.00 | 9/1/2012 1:04:53 PM |
| impeccable-ore3 | $25.00 | 9/1/2012 1:07:52 PM |
| foxtrot12 | $75.00 | 9/1/2012 1:13:45 PM |
| Johnab | $25.00 | 8/31/2012 5:14:28 PM |
| fortytwo | $150.00 | 8/31/2012 5:14:52 PM |
| BostonCapital | $100.00 | 8/31/2012 5:32:51 PM |
| entertaining-rate9 | $25.00 | 8/31/2012 5:41:21 PM |
| Military_Money_Wise | $25.00 | 8/31/2012 5:03:56 PM |
| member_98419 | $25.00 | 8/31/2012 5:29:29 PM |
| ericgassercom | $25.00 | 8/31/2012 5:55:50 PM |
| LaGrangeLender | $50.00 | 8/31/2012 5:26:55 PM |
| first-balance-neutron | $50.00 | 8/31/2012 6:06:07 PM |
| basis-drummer | $25.00 | 8/31/2012 6:06:10 PM |
| britgsb | $50.00 | 8/31/2012 6:15:13 PM |
| cr8on | $220.00 | 8/31/2012 5:32:00 PM |
| aggresive-commerce8 | $50.00 | 8/31/2012 6:02:18 PM |
| mikbos | $25.00 | 8/31/2012 6:03:26 PM |
| the-silver-blaster | $50.00 | 8/31/2012 5:37:15 PM |
| vutah | $75.01 | 8/31/2012 6:58:56 PM |
| unger | $160.00 | 8/31/2012 7:31:13 PM |
| commerce-gargantuan2 | $50.00 | 8/31/2012 7:52:39 PM |
| Fitiwalt7 | $25.00 | 8/31/2012 7:58:36 PM |
| EnglishGeekInNYC | $25.00 | 8/31/2012 5:50:25 PM |
| fitiwalt | $25.00 | 8/31/2012 8:41:02 PM |
| greenback-drummer9 | $25.00 | 8/31/2012 9:09:53 PM |
| gilbrear | $25.00 | 9/1/2012 5:32:46 AM |
| Gandalf0001 | $50.00 | 9/1/2012 6:20:36 AM |
| generous-deal6 | $25.00 | 9/1/2012 3:37:40 AM |
| treasure-bliss | $50.00 | 9/1/2012 6:42:13 AM |
| samurai2 | $25.00 | 9/1/2012 7:37:53 AM |
| redrose1518 | $32.00 | 9/1/2012 5:26:09 AM |
| Ruckus888 | $108.35 | 9/1/2012 7:54:27 AM |
| DasMula | $50.00 | 8/31/2012 9:33:27 PM |
| Vector | $25.00 | 9/1/2012 4:08:18 AM |
| independent-listing796 | $25.00 | 9/1/2012 4:32:32 AM |
| blackstar | $25.00 | 9/1/2012 4:35:35 AM |
| new-marketplace-lyrics | $25.00 | 9/1/2012 4:55:01 AM |
| sincere-balance | $25.00 | 9/1/2012 8:18:19 AM |
| RebuildingAmerica | $25.00 | 9/1/2012 7:18:48 AM |
| handshake5 | $100.00 | 9/1/2012 12:00:37 PM |
| loyalty-circuitry | $50.00 | 9/1/2012 8:53:28 AM |
| finance-prescription | $100.00 | 9/1/2012 12:03:14 PM |
| truth-explorer | $25.00 | 9/1/2012 12:21:25 PM |
| profitable-fairness1 | $50.00 | 9/1/2012 12:21:28 PM |
| money-surge1 | $25.00 | 9/1/2012 12:01:54 PM |
| jazzlender | $25.00 | 9/1/2012 12:16:32 PM |
| restless-currency | $35.00 | 9/1/2012 12:27:44 PM |
| Sid-K | $25.00 | 9/1/2012 12:28:00 PM |
| cash-delight1 | $50.00 | 9/1/2012 12:30:39 PM |
| wigglesworth4 | $500.00 | 9/1/2012 12:22:23 PM |
| AF-Chief | $25.00 | 9/1/2012 12:14:45 PM |
| simplyonce | $25.00 | 9/1/2012 12:24:43 PM |
| Track-Layer | $100.00 | 9/1/2012 12:18:41 PM |
| equitable-capital758 | $44.00 | 9/1/2012 12:33:13 PM |
| nimble-revenue5 | $100.00 | 9/1/2012 12:37:21 PM |
| sjc224 | $25.00 | 9/1/2012 12:54:41 PM |
| thehousewife | $25.00 | 9/1/2012 12:55:33 PM |
| 1800porsche | $25.00 | 9/1/2012 12:39:12 PM |
| enriching-trade2 | $50.00 | 9/1/2012 12:26:42 PM |
| mercuriant | $25.00 | 9/1/2012 12:57:59 PM |
| matt_2006 | $25.00 | 9/1/2012 12:42:07 PM |
| benefit-admirer8 | $25.00 | 9/1/2012 1:01:08 PM |
| micko | $25.00 | 9/1/2012 12:45:00 PM |
| silver-enlightenment0 | $25.00 | 9/1/2012 1:04:15 PM |
| panther757 | $25.00 | 9/1/2012 1:05:21 PM |
| principal-cooker2 | $50.00 | 9/1/2012 1:09:43 PM |
| fcrick | $50.00 | 9/1/2012 12:37:24 PM |
| Beld | $50.00 | 9/1/2012 1:11:50 PM |
| Comoparklender | $25.00 | 9/1/2012 1:13:01 PM |
| alexander-hamilton | $250.00 | 9/1/2012 12:57:43 PM |
| finance-relaxation3 | $25.00 | 9/1/2012 12:48:45 PM |
| robust-diversification3 | $50.00 | 9/1/2012 12:50:06 PM |
| adventurer447 | $300.00 | 9/1/2012 1:06:59 PM |
| life-is-great | $25.00 | 9/1/2012 1:11:20 PM |
| charming-exchange7 | $25.00 | 9/1/2012 1:12:26 PM |
| gethsemane4 | $25.00 | 9/1/2012 1:06:00 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
631271
This series of Notes was issued and sold upon the funding of the borrower loan #73773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-01-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 820-839 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,198 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Chadnice |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House Renovation
Purpose of loan:
This loan will be used to renovate a house that I would like to purchase as a short term investment. House "flipping" has gone out of fashion in much of the United States however the housing market in Washington, DC, is very strong. I believe that I have found a residential property that with a little upgrading could be a big profit gainer.
My financial situation:
I am a good candidate for this loan because I will never default. I hate being cheated out of anything and I would not cheat my lenders out of their hard earned money. I have enough assets that I can sell to fully cover this loan but I would like to hang on to them if possible. Additionally I am a good candidate for this loan because I am trustworthy and I work at the Department of Justice and they tend to frown on deadbeat borrowers.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 8/31/2012 5:56:35 PM |
| britgsb | $50.00 | 8/31/2012 5:01:01 PM |
| lowrater | $50.50 | 8/31/2012 5:20:37 PM |
| worth-blanket2 | $22,500.00 | 8/31/2012 5:08:12 PM |
| RocketSurgeon | $25.00 | 8/31/2012 6:02:08 PM |
| wilchik | $40.00 | 8/31/2012 6:34:30 PM |
| Castellan | $50.00 | 8/31/2012 6:04:06 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:51 PM |
| _NaLNaBB | $300.00 | 8/31/2012 10:58:38 PM |
| LODenterprises | $25.00 | 9/1/2012 3:26:57 AM |
| zippy-revenue8 | $30.00 | 9/1/2012 4:29:33 AM |
| credit-adventurer313 | $25.00 | 9/1/2012 5:05:25 AM |
| RGlad | $250.00 | 8/31/2012 9:25:03 PM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:49 PM |
| auction-mastery | $30.63 | 9/1/2012 12:42:49 AM |
| jcw3rd | $25.00 | 9/1/2012 4:13:32 AM |
| ready-bid9 | $50.00 | 8/31/2012 5:56:40 PM |
| orange-liberty-oyster | $100.00 | 8/31/2012 5:58:35 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:54 PM |
| scholarly-order6 | $100.00 | 8/31/2012 5:48:05 PM |
| bowdish1 | $100.00 | 8/31/2012 5:25:30 PM |
| payment-halo | $25.00 | 8/31/2012 5:54:03 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:06:41 PM |
| dapablotv | $200.00 | 9/1/2012 12:23:15 AM |
| king1026 | $50.00 | 8/31/2012 8:50:58 PM |
| blue-order-comet | $100.00 | 8/31/2012 6:21:00 PM |
| Aspirant | $70.00 | 9/1/2012 5:13:57 AM |
| bughead | $25.00 | 8/31/2012 11:25:35 PM |
| squarebob | $30.00 | 9/1/2012 6:21:37 AM |
| zasonsasu1 | $25.00 | 9/1/2012 3:44:14 AM |
| RebuildingAmerica | $27.83 | 9/1/2012 6:45:06 AM |
| handy-point5 | $25.00 | 9/1/2012 7:02:58 AM |
| diazepam | $50.00 | 8/31/2012 8:35:37 PM |
| coin-popcorn | $30.00 | 9/1/2012 7:24:43 AM |
| blue-laudable-dinero | $25.00 | 9/1/2012 7:34:38 AM |
| dough-kitten5 | $50.00 | 9/1/2012 5:31:16 AM |
| smart-kindness8 | $25.00 | 9/1/2012 5:39:44 AM |
| CIC | $25.00 | 9/1/2012 5:48:11 AM |
| prudent-bid3 | $45.42 | 9/1/2012 6:28:48 AM |
| quickstep | $150.00 | 9/1/2012 4:29:36 AM |
| blue-laudable-dinero | $25.00 | 9/1/2012 7:34:05 AM |
| thankful-nickel2 | $20.62 | 9/1/2012 7:42:14 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/1/2012 5:51:38 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
631435
This series of Notes was issued and sold upon the funding of the borrower loan #74099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Aug-30-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-30-2012 |
|
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 18.55% |
Monthly payment:
| $244.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.13% | | |
| |
Estimated return*:
| 11.64% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $870 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-shooter6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
|
|
Principal balance:
| $2,254.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
To consolidate my monthly debts into one lower monthly payment
My financial situation:
I am a good candidate for this loan because I would be able to pay off every other bill I have that isn't recurring and this would be the only payment I would have to make. I am very secure with my employment and they are a very respected local company having been in business here since 1955.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| debt-legend | $25.00 | 8/30/2012 9:04:13 AM |
| thrifty-transaction578 | $25.00 | 8/30/2012 9:10:59 AM |
| Castellan | $50.00 | 8/30/2012 9:25:45 AM |
| green-trade-dolphin2 | $29.88 | 8/30/2012 9:03:51 AM |
| quantum_leap | $25.00 | 8/30/2012 9:05:07 AM |
| bid-banjo3 | $100.00 | 8/30/2012 9:30:39 AM |
| bowdish1 | $100.00 | 8/30/2012 9:31:20 AM |
| RGlad | $150.00 | 8/30/2012 9:18:47 AM |
| Dubbs360 | $500.00 | 8/30/2012 9:49:12 AM |
| hickeyjosp | $50.00 | 8/30/2012 9:41:46 AM |
| botfolio | $300.00 | 8/30/2012 9:51:54 AM |
| enriching-trade2 | $50.00 | 8/30/2012 9:25:48 AM |
| camaraderi-daydream3 | $25.00 | 8/30/2012 9:47:21 AM |
| orange-liberty-oyster | $100.00 | 8/30/2012 9:32:17 AM |
| AFairDeal | $25.00 | 8/30/2012 9:35:27 AM |
| ready-bid9 | $50.00 | 8/30/2012 9:36:17 AM |
| LeReve | $500.00 | 8/30/2012 9:39:31 AM |
| CreditBuilder2 | $25.01 | 8/30/2012 9:42:37 AM |
| bazaar-tulip | $25.00 | 8/30/2012 9:46:55 AM |
| adventurer447 | $300.00 | 8/30/2012 9:11:32 AM |
| indomitable-coin | $25.00 | 8/30/2012 9:05:35 AM |
| bent300 | $50.00 | 8/30/2012 9:20:05 AM |
| urbane-deal152 | $50.00 | 8/30/2012 9:07:05 AM |
| versatile-dime442 | $250.00 | 8/30/2012 9:36:40 AM |
| commerce-venture1 | $25.00 | 8/30/2012 9:10:33 AM |
| JC_12 | $50.00 | 8/30/2012 9:13:18 AM |
| cognizant-rupee7 | $25.00 | 8/30/2012 9:19:23 AM |
| MI2 | $3,871.11 | 8/30/2012 9:57:47 AM |
| benevolent-marketplace4 | $2,500.00 | 8/30/2012 9:48:23 AM |
| progressive-economy261 | $500.00 | 8/30/2012 9:50:31 AM |
| newest-bid-britches | $100.00 | 8/30/2012 9:50:55 AM |
| Aberdeen | $99.00 | 8/30/2012 9:37:15 AM |
| treasure-palace661 | $350.00 | 8/30/2012 9:53:36 AM |
| lowink | $25.00 | 8/30/2012 9:57:30 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
631461
This series of Notes was issued and sold upon the funding of the borrower loan #74132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,225.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-02-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $174.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| >1000% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,092 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nickel-poem8 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
|
|
Principal balance:
| $4,978.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bowdish1 | $100.00 | 8/31/2012 5:25:30 PM |
| entertaining-rate9 | $25.00 | 8/31/2012 5:41:21 PM |
| CaptainBL | $25.00 | 8/31/2012 5:38:53 PM |
| munnu | $25.00 | 8/31/2012 6:02:13 PM |
| ready-bid9 | $50.00 | 8/31/2012 5:56:41 PM |
| the-money-maker | $25.00 | 8/31/2012 11:40:22 PM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:50 PM |
| garlicguy | $65.00 | 8/31/2012 10:36:15 PM |
| powerful-return1 | $50.00 | 9/1/2012 10:09:57 AM |
| adaptable-benefit6 | $25.00 | 9/1/2012 8:47:20 AM |
| tolerant-dinero2 | $25.00 | 9/1/2012 10:28:56 AM |
| lm75 | $30.00 | 9/1/2012 8:14:31 AM |
| Tradesmanlender | $25.00 | 9/1/2012 12:07:29 PM |
| thrifty-transaction578 | $68.40 | 9/1/2012 11:42:49 AM |
| unrivaled-deal676 | $50.00 | 9/1/2012 12:24:11 PM |
| compoundinterest | $25.00 | 9/1/2012 12:26:32 PM |
| wigglesworth4 | $405.00 | 9/1/2012 12:22:24 PM |
| mvalley | $25.00 | 9/1/2012 12:33:49 PM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:44 PM |
| CreditBuilder2 | $25.01 | 9/1/2012 12:36:25 PM |
| skuba | $59.00 | 9/1/2012 12:54:38 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 12:59:59 PM |
| Queueball1 | $25.00 | 9/1/2012 1:00:25 PM |
| trade-burrito4 | $35.00 | 9/1/2012 1:02:20 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:20 PM |
| cozy-gain023 | $25.00 | 9/1/2012 1:09:25 PM |
| resolute-agreement9 | $25.00 | 9/1/2012 12:55:20 PM |
| Avala | $82.00 | 9/1/2012 1:01:40 PM |
| top-silver-american | $25.00 | 9/1/2012 1:14:24 PM |
| subtle-social4 | $25.00 | 9/1/2012 1:33:27 PM |
| compassionate-dime0 | $50.00 | 9/1/2012 1:13:24 PM |
| rmachi | $25.00 | 9/1/2012 1:13:43 PM |
| richboy56 | $25.00 | 9/1/2012 1:15:58 PM |
| Wulfpack | $25.00 | 9/1/2012 1:29:02 PM |
| loyalty-sherpa | $25.00 | 9/1/2012 1:19:37 PM |
| whitegold24k | $100.00 | 9/1/2012 1:33:13 PM |
| kenji4861 | $25.00 | 9/1/2012 2:05:57 PM |
| american6 | $50.00 | 9/1/2012 1:32:14 PM |
| Boiler7777 | $32.40 | 9/1/2012 4:42:37 PM |
| lostperception | $25.00 | 9/1/2012 1:50:26 PM |
| Lend2006 | $25.00 | 9/1/2012 10:16:55 PM |
| green-dedicated-transaction | $25.00 | 9/1/2012 8:49:05 PM |
| compassionenstein0 | $25.00 | 9/2/2012 8:22:13 AM |
| platinum-admiral8 | $25.00 | 9/2/2012 5:58:16 AM |
| Shelby2082 | $25.00 | 9/2/2012 6:55:13 AM |
| Leshan | $75.00 | 9/2/2012 12:15:47 PM |
| sammyhammy | $25.00 | 9/2/2012 12:16:44 PM |
| sublime-liberty6 | $50.00 | 9/2/2012 11:21:38 AM |
| worth-web5 | $50.00 | 9/2/2012 12:02:01 PM |
| riproaringrapids | $50.00 | 9/2/2012 12:14:58 PM |
| janasek | $25.00 | 9/2/2012 12:07:24 PM |
| magical-credit523 | $25.00 | 9/2/2012 12:09:44 PM |
| JKEnterprises | $25.00 | 9/2/2012 12:09:48 PM |
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:06 PM |
| Culebra1930 | $75.00 | 9/1/2012 1:34:18 PM |
| LaGrangeLender | $50.00 | 8/31/2012 5:26:55 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:47 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:51 PM |
| PositiveCarry | $25.00 | 8/31/2012 8:18:50 PM |
| invincible-agreement8 | $100.00 | 8/31/2012 9:50:32 PM |
| Castellan | $50.00 | 8/31/2012 6:04:06 PM |
| skaught | $30.00 | 9/1/2012 3:38:58 AM |
| cunning-truth6 | $50.00 | 9/1/2012 4:28:02 AM |
| Lender0010 | $50.00 | 9/1/2012 4:46:25 AM |
| bellaquito | $500.00 | 8/31/2012 6:31:45 PM |
| intrepid-compassion29 | $25.00 | 9/1/2012 5:22:43 AM |
| five-star-note | $25.00 | 8/31/2012 6:39:53 PM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:49 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:06 AM |
| ddog0224 | $25.00 | 9/1/2012 11:25:01 AM |
| WeAlNe | $25.00 | 9/1/2012 11:47:07 AM |
| basis-gazer0 | $25.00 | 9/1/2012 12:01:08 PM |
| transparent-principal679 | $47.00 | 9/1/2012 12:19:07 PM |
| Investoman | $25.00 | 9/1/2012 12:06:39 PM |
| pay_day | $50.00 | 9/1/2012 12:33:07 PM |
| oracle3 | $25.00 | 9/1/2012 12:39:24 PM |
| penny-leader416 | $25.00 | 9/1/2012 1:03:33 PM |
| Sneezie | $100.00 | 9/1/2012 12:49:22 PM |
| Jassi | $25.00 | 9/1/2012 1:07:43 PM |
| figs4u2 | $100.00 | 9/1/2012 1:10:12 PM |
| jmb_lending | $25.00 | 9/1/2012 12:41:49 PM |
| commanding-treasure2 | $75.00 | 9/1/2012 1:18:54 PM |
| gold-commander0 | $25.00 | 9/1/2012 12:50:17 PM |
| vigorous-payment6 | $25.00 | 9/1/2012 1:23:18 PM |
| kind-rupee-welder | $25.00 | 9/1/2012 1:35:08 PM |
| reverent-finance79 | $50.00 | 9/1/2012 1:35:31 PM |
| camaraderi-atmosphere | $25.00 | 9/1/2012 1:36:28 PM |
| SailAwayMoon | $25.00 | 9/1/2012 1:10:30 PM |
| urbane-deal152 | $50.00 | 9/1/2012 1:46:00 PM |
| wwwUniversal | $25.00 | 9/1/2012 1:59:53 PM |
| w3alter | $50.00 | 9/1/2012 1:31:06 PM |
| 6moonbeams | $50.00 | 9/1/2012 1:19:56 PM |
| awe-inspiring-commitment972 | $50.00 | 9/1/2012 1:24:07 PM |
| MonopolyDred | $25.00 | 9/1/2012 2:44:41 PM |
| bonafide-cash | $100.00 | 9/1/2012 8:41:40 PM |
| KwikLoan1 | $38.52 | 9/1/2012 4:29:40 PM |
| loan-mongoose1 | $25.00 | 9/1/2012 6:15:08 PM |
| BGILlender | $25.00 | 9/1/2012 7:50:39 PM |
| lostontheedge | $25.00 | 9/2/2012 10:07:04 AM |
| goal-benefit2 | $50.00 | 9/2/2012 10:56:40 AM |
| awe-inspiring-power | $25.00 | 9/1/2012 11:52:38 PM |
| Ben-Siegelbaum | $50.00 | 9/2/2012 1:26:18 AM |
| cablenews | $100.00 | 9/2/2012 12:06:07 PM |
| nerdfactor | $25.00 | 9/2/2012 12:13:28 PM |
| DadWarbucks | $25.00 | 9/2/2012 12:07:03 PM |
| best-income-fertilizer | $45.00 | 9/2/2012 11:45:56 AM |
| bicyclebear | $25.00 | 9/2/2012 12:06:39 PM |
| Preteur | $25.00 | 9/2/2012 12:16:18 PM |
| Rick21 | $25.00 | 9/2/2012 12:07:26 PM |
| BainCapital-2point0 | $27.46 | 9/2/2012 12:15:49 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
631541
This series of Notes was issued and sold upon the funding of the borrower loan #74392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $230.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $470 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-persimmon4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to paid off my car.
My financial situation:
I am a good candidate for this loan because I'm a good payer. I have no debts, and also I have a good credit which is rising during the time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/3/2012 10:01:52 AM |
| jcornehlsen | $25.00 | 9/3/2012 10:26:24 AM |
| ready-bid9 | $50.00 | 9/3/2012 9:30:46 AM |
| superb-funds335 | $25.00 | 9/3/2012 9:43:20 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 9:41:48 AM |
| MathProfessor | $25.00 | 9/3/2012 2:07:00 PM |
| hopeful_lender | $100.00 | 9/3/2012 1:06:23 PM |
| transparency-position | $25.00 | 9/3/2012 2:48:10 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:46 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:03 PM |
| blindtaxidriver | $25.00 | 9/5/2012 12:03:31 AM |
| liberty-viola | $35.00 | 9/4/2012 8:24:13 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:06 AM |
| genuine-asset240 | $25.00 | 9/5/2012 5:52:29 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:15 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:40 PM |
| LeReve | $500.00 | 9/5/2012 6:35:50 PM |
| repayment-pagoda8 | $100.00 | 9/5/2012 6:23:48 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:07 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:53 PM |
| atbright | $25.00 | 9/5/2012 9:06:57 PM |
| moola-gargantuan9 | $50.00 | 9/6/2012 8:00:13 AM |
| whitegoldira | $214.00 | 9/6/2012 10:30:50 AM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:22 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:45 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:26 AM |
| JinNing | $25.00 | 9/7/2012 6:30:21 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:01 AM |
| gain-zeus8 | $25.00 | 9/7/2012 8:47:01 AM |
| compatible-deal9 | $50.00 | 9/7/2012 9:17:07 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:08 AM |
| pdub | $500.00 | 9/7/2012 12:40:21 PM |
| Goldberry | $25.00 | 9/7/2012 12:13:18 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:43 PM |
| HammerKnuckleLending | $25.00 | 9/7/2012 1:20:08 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:21 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:42 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:47 PM |
| qwknick57 | $25.00 | 9/7/2012 5:30:53 PM |
| sodems | $100.00 | 9/7/2012 6:56:30 PM |
| eljobe | $25.00 | 9/7/2012 8:31:53 PM |
| northwoodsguy | $50.00 | 9/8/2012 6:23:23 AM |
| aprivatelender | $35.00 | 9/7/2012 11:09:09 PM |
| bill-booster5 | $25.00 | 9/7/2012 9:48:04 PM |
| QsDad | $25.00 | 9/8/2012 3:54:10 AM |
| adorable-asset9 | $100.00 | 9/8/2012 12:40:37 PM |
| Sneezie | $63.00 | 9/8/2012 1:07:12 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:04 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:27 PM |
| lendersf | $50.00 | 9/8/2012 4:31:10 PM |
| BearMan1975 | $25.00 | 9/9/2012 11:13:38 AM |
| SmartBanking | $25.00 | 9/9/2012 9:09:01 PM |
| helping-out | $30.00 | 9/10/2012 6:31:12 AM |
| MrG27 | $25.00 | 9/10/2012 7:32:43 AM |
| dugly2ugly | $25.00 | 9/10/2012 7:36:57 AM |
| top-commerce-rumbler | $25.00 | 9/10/2012 12:57:56 PM |
| blue-relay | $25.00 | 9/10/2012 4:28:49 PM |
| jonn834 | $50.00 | 9/10/2012 4:46:42 PM |
| lawyervon | $25.00 | 9/10/2012 5:04:46 PM |
| credit-adventurer313 | $25.00 | 9/11/2012 4:27:57 AM |
| lowrater | $100.60 | 9/11/2012 4:30:44 AM |
| Lender50 | $25.00 | 9/11/2012 10:43:50 AM |
| AJIPrivateNotes | $25.00 | 9/11/2012 11:14:39 AM |
| market-prophesy0 | $50.00 | 9/11/2012 11:31:09 AM |
| market-maximizer472 | $100.00 | 9/3/2012 9:50:31 AM |
| julijask | $50.00 | 9/3/2012 10:13:11 AM |
| back-scratchers | $50.00 | 9/3/2012 8:06:34 PM |
| herbyman | $50.00 | 9/4/2012 7:54:32 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:52 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:23 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:06 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:07 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:48 PM |
| IP | $25.00 | 9/4/2012 5:34:19 PM |
| SBT | $25.00 | 9/4/2012 5:34:53 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:47 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:15 PM |
| goodhearted-basis4 | $25.00 | 9/4/2012 11:45:39 PM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:06 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:47 AM |
| patriot897 | $25.00 | 9/5/2012 12:56:03 PM |
| ingenious-deal6 | $25.00 | 9/5/2012 5:03:59 PM |
| bellaquito | $500.00 | 9/5/2012 7:16:37 PM |
| wss438 | $25.00 | 9/5/2012 7:20:33 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:33 PM |
| networks4ever | $25.00 | 9/5/2012 6:50:29 PM |
| top-unforgettable-income | $25.00 | 9/6/2012 10:01:04 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:30 AM |
| HikeMoab | $25.00 | 9/6/2012 12:46:18 PM |
| carolinalending | $25.00 | 9/6/2012 3:34:41 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:39 PM |
| revenue-handshake6 | $32.83 | 9/6/2012 4:33:37 PM |
| entertaining-greenback2 | $34.89 | 9/6/2012 4:59:31 PM |
| sanjubab | $100.00 | 9/6/2012 5:53:49 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:17 PM |
| RocketSurgeon | $25.00 | 9/6/2012 6:18:35 PM |
| dt_one | $25.00 | 9/6/2012 11:58:43 PM |
| heerzaquestion | $45.00 | 9/7/2012 3:42:03 AM |
| munnu | $25.00 | 9/6/2012 9:46:20 PM |
| gmoney37 | $50.00 | 9/7/2012 9:14:23 AM |
| charming-exchange7 | $25.00 | 9/7/2012 9:23:02 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:49 AM |
| kenji4861 | $25.00 | 9/7/2012 10:32:59 AM |
| britgsb | $25.00 | 9/7/2012 11:19:33 AM |
| FinDoc | $25.00 | 9/7/2012 2:33:09 PM |
| Johnab | $25.00 | 9/7/2012 8:26:44 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:33 AM |
| Digs | $25.00 | 9/8/2012 7:56:54 AM |
| whitegold24k | $150.00 | 9/9/2012 10:34:29 AM |
| TahoeKid | $50.00 | 9/8/2012 9:29:22 PM |
| citizenX | $125.00 | 9/9/2012 11:11:18 AM |
| museic1 | $100.00 | 9/9/2012 9:06:27 AM |
| investment-tempo | $25.00 | 9/9/2012 1:44:19 PM |
| well-mannered-income3 | $70.00 | 9/9/2012 2:13:25 PM |
| tom4bama | $50.00 | 9/9/2012 4:08:51 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:15 PM |
| Castellan | $50.00 | 9/9/2012 12:39:37 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:54:19 AM |
| dukeiyer | $25.00 | 9/10/2012 7:24:20 AM |
| joey1011 | $25.00 | 9/10/2012 7:39:36 AM |
| diversification-balancer870 | $25.00 | 9/10/2012 8:02:11 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:03 PM |
| y2kman9 | $100.00 | 9/10/2012 10:29:21 AM |
| msb-emba | $25.00 | 9/10/2012 5:00:00 PM |
| dontletmoneyfoolya | $25.00 | 9/10/2012 5:38:01 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:55 PM |
| The_Engineer | $25.00 | 9/10/2012 9:39:03 PM |
| fishcreek | $25.00 | 9/11/2012 2:20:53 AM |
| glenium | $25.00 | 9/11/2012 3:04:24 AM |
| powerful-return1 | $25.00 | 9/11/2012 10:18:50 AM |
| squeebie | $50.00 | 9/11/2012 10:54:31 AM |
| botfolio | $300.00 | 9/11/2012 11:05:32 AM |
| Crie | $156.67 | 9/11/2012 11:43:15 AM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
631581
This series of Notes was issued and sold upon the funding of the borrower loan #74126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-01-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,721 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ds574 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
640-659
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 0 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to for debt consolidation prior to moving. We are moving to Memphis, and all the unbudgeted costs associated with getting our current house ready to sell, in addition to normal costs of living, all came together.
My financial situation:
I am a good candidate for this loan because my plan is to pay it off as quickly as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-dinero8 | $25.00 | 8/31/2012 5:10:06 PM |
| britgsb | $50.00 | 8/31/2012 5:01:01 PM |
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:47 PM |
| prudent-dough458 | $25.00 | 8/31/2012 5:38:04 PM |
| bowdish1 | $100.00 | 8/31/2012 5:25:30 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:51 PM |
| Castellan | $50.00 | 8/31/2012 6:04:06 PM |
| boylezz | $25.00 | 8/31/2012 5:24:40 PM |
| bradfid | $25.00 | 8/31/2012 5:39:35 PM |
| bellaquito | $500.00 | 8/31/2012 6:31:46 PM |
| Longfellow20011 | $39.42 | 9/1/2012 4:47:39 AM |
| supreme-exchange547 | $25.00 | 8/31/2012 8:46:16 PM |
| spirit07a | $200.00 | 9/1/2012 5:41:35 AM |
| Fun54115 | $25.00 | 9/1/2012 5:44:27 AM |
| s270 | $25.00 | 9/1/2012 8:45:02 AM |
| Empower-personal-responsibility | $25.00 | 9/1/2012 11:32:31 AM |
| EnglishGeekInNYC | $40.00 | 9/1/2012 10:39:07 AM |
| affluence-widget7 | $50.00 | 9/1/2012 12:04:35 PM |
| deal-pal | $25.00 | 9/1/2012 10:55:25 AM |
| loot-heart | $25.00 | 9/1/2012 12:16:34 PM |
| truth-explorer | $25.00 | 9/1/2012 12:21:25 PM |
| D911ave | $47.00 | 9/1/2012 12:22:10 PM |
| EJO | $25.00 | 9/1/2012 12:46:51 PM |
| compoundinterest | $25.00 | 9/1/2012 12:26:32 PM |
| equitable-capital758 | $750.00 | 9/1/2012 12:33:14 PM |
| RgPro | $25.00 | 9/1/2012 12:56:50 PM |
| awwaww | $25.00 | 9/1/2012 1:02:14 PM |
| trade-burrito4 | $35.00 | 9/1/2012 1:02:20 PM |
| geniusj | $25.00 | 9/1/2012 1:13:15 PM |
| sweet-social2 | $25.00 | 9/1/2012 1:00:41 PM |
| Jassi | $25.00 | 9/1/2012 1:07:43 PM |
| Hiro07 | $25.00 | 9/1/2012 1:24:12 PM |
| jazz619 | $25.00 | 9/1/2012 1:25:59 PM |
| payout-optimizer1 | $100.00 | 9/1/2012 1:20:21 PM |
| BxRealtor | $0.87 | 9/1/2012 1:35:11 PM |
| awe-inspiring-commitment972 | $50.00 | 9/1/2012 1:24:07 PM |
| munnu | $25.00 | 8/31/2012 6:02:13 PM |
| commerce-gargantuan2 | $100.00 | 8/31/2012 6:03:55 PM |
| entertaining-rate9 | $25.00 | 8/31/2012 5:41:21 PM |
| five-star-note | $25.00 | 8/31/2012 6:39:53 PM |
| ready-bid9 | $50.00 | 8/31/2012 5:56:41 PM |
| capital-blueberry | $25.00 | 8/31/2012 10:06:51 PM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:50 PM |
| bankojerry | $25.00 | 9/1/2012 4:54:43 AM |
| compatible-deal9 | $50.00 | 9/1/2012 9:01:21 AM |
| Bank42 | $25.00 | 9/1/2012 4:39:04 AM |
| msb-emba | $25.00 | 9/1/2012 4:41:30 AM |
| powerful-return1 | $200.00 | 9/1/2012 10:08:25 AM |
| squarebob | $30.00 | 9/1/2012 6:14:18 AM |
| cello1 | $25.00 | 9/1/2012 9:18:27 AM |
| tolerant-dinero2 | $25.00 | 9/1/2012 10:29:35 AM |
| efficient-treasure0 | $25.00 | 9/1/2012 8:17:51 AM |
| adaptable-benefit6 | $25.00 | 9/1/2012 8:47:20 AM |
| prudent-loot | $25.00 | 9/1/2012 9:34:07 AM |
| value-wind0 | $48.00 | 9/1/2012 12:13:55 PM |
| Investoman | $25.00 | 9/1/2012 12:06:40 PM |
| VBPlayer | $30.00 | 9/1/2012 12:17:56 PM |
| a-finance-nirvana | $25.00 | 9/1/2012 12:09:14 PM |
| peaceful-treasure1 | $25.00 | 9/1/2012 11:59:43 AM |
| CreditBuilder2 | $25.01 | 9/1/2012 12:36:25 PM |
| gravbox | $25.00 | 9/1/2012 12:25:29 PM |
| mvalley | $25.00 | 9/1/2012 12:33:49 PM |
| ItsJustMe79 | $25.00 | 9/1/2012 12:21:45 PM |
| TomDalonajay | $25.00 | 9/1/2012 12:23:46 PM |
| cropdust3r | $25.00 | 9/1/2012 12:58:08 PM |
| CaptainBL | $25.00 | 9/1/2012 12:29:56 PM |
| hard-working-rate3 | $25.00 | 9/1/2012 12:59:59 PM |
| benjamin67 | $25.00 | 9/1/2012 1:01:52 PM |
| 6moonbeams | $50.00 | 9/1/2012 1:19:57 PM |
| sudeep104 | $25.00 | 9/1/2012 1:29:01 PM |
| ItNoKnot | $29.00 | 9/1/2012 1:03:22 PM |
| lowrater | $50.70 | 9/1/2012 1:24:48 PM |
| american6 | $50.00 | 9/1/2012 1:32:14 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
631689
This series of Notes was issued and sold upon the funding of the borrower loan #73809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $79.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1973 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,746 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jlwest |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...pay unexpected auto repair
My financial situation:
I am a good candidate for this loan because...
I have a fixed retirement income
Monthly net income: $2956
Monthly expenses: $1945
Housing: $947
Insurance: $97
Car expenses: $466
Utilities: $180
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $271
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/4/2012 5:30:24 PM |
| deal-kung-fu | $100.00 | 9/4/2012 5:04:09 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:19 PM |
| handy-justice | $100.00 | 9/4/2012 5:18:22 PM |
| well-rounded-payout0 | $25.00 | 9/4/2012 5:23:20 PM |
| superb-funds335 | $25.00 | 9/4/2012 5:59:59 PM |
| mrxtravis | $25.00 | 9/4/2012 6:01:30 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:17 PM |
| lowrater | $50.40 | 9/4/2012 9:53:01 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:54 PM |
| Zingaro | $25.00 | 9/4/2012 5:29:08 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:44 PM |
| return-pioneer221 | $200.00 | 9/4/2012 5:55:54 PM |
| gotjack-IRA | $25.02 | 9/4/2012 5:55:10 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:53 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:10:06 PM |
| gain-dolphin | $25.00 | 9/4/2012 9:48:49 PM |
| taltman | $25.00 | 9/4/2012 9:54:26 PM |
| weatherman89 | $14.58 | 9/4/2012 9:58:11 PM |
| revenue-statesperson4 | $200.00 | 9/4/2012 8:52:11 PM |
| Binan | $25.00 | 9/4/2012 9:56:49 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
631801
This series of Notes was issued and sold upon the funding of the borrower loan #73845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-03-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 5y 7m |
|
Amount delinquent:
| $79 |
Total credit lines:
| 39 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,001 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| restless-social853 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| aztec | $50.00 | 8/31/2012 5:04:41 PM |
| britgsb | $50.00 | 8/31/2012 5:01:02 PM |
| lowrater | $50.40 | 8/31/2012 5:06:28 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:52 PM |
| LODenterprises | $25.00 | 9/1/2012 3:28:34 AM |
| prudent-bid3 | $25.00 | 9/1/2012 6:39:29 AM |
| thankful-nickel2 | $50.00 | 9/1/2012 7:41:19 AM |
| WxChem | $30.00 | 9/1/2012 10:32:27 AM |
| Frankk2 | $25.00 | 9/1/2012 10:49:16 AM |
| luminous-finance9 | $26.00 | 9/1/2012 9:18:37 AM |
| the-enthralling-coin | $25.00 | 9/1/2012 12:04:26 PM |
| LoanerPrincipal | $25.00 | 9/1/2012 1:06:41 PM |
| myersei | $25.00 | 9/1/2012 1:22:44 PM |
| randolphtaco | $40.40 | 9/1/2012 7:26:42 PM |
| blue-laudable-dinero | $25.00 | 9/1/2012 9:09:24 PM |
| hope-spinner | $50.00 | 9/2/2012 7:24:09 PM |
| BCTechnology | $75.00 | 9/2/2012 6:22:45 PM |
| Lubava | $25.00 | 9/2/2012 7:24:15 PM |
| Importexport | $552.75 | 9/3/2012 7:59:06 AM |
| worth-blanket2 | $22,500.00 | 8/31/2012 5:05:16 PM |
| bowdish1 | $100.00 | 8/31/2012 5:25:31 PM |
| scholarly-order6 | $25.00 | 8/31/2012 5:43:30 PM |
| ready-bid9 | $50.00 | 8/31/2012 5:56:43 PM |
| orange-liberty-oyster | $100.00 | 8/31/2012 5:58:35 PM |
| profitable-commerce822 | $25.00 | 8/31/2012 10:37:51 PM |
| orange-liberty-oyster | $50.00 | 8/31/2012 6:01:55 PM |
| RocketSurgeon | $25.00 | 8/31/2012 6:02:08 PM |
| houli123 | $250.00 | 8/31/2012 7:18:53 PM |
| zasonsasu1 | $25.00 | 9/1/2012 3:48:38 AM |
| smart-kindness8 | $25.00 | 9/1/2012 5:40:22 AM |
| dough-kitten5 | $50.00 | 9/1/2012 5:32:55 AM |
| justreturns | $25.00 | 9/1/2012 12:07:32 PM |
| kevin314 | $25.00 | 9/1/2012 12:35:12 PM |
| SBT | $25.00 | 9/1/2012 1:12:54 PM |
| CSAworker | $25.00 | 9/1/2012 1:18:00 PM |
| kenji4861 | $25.00 | 9/1/2012 2:05:58 PM |
| nevetsnosliw1 | $25.00 | 9/1/2012 9:32:33 PM |
| EretzCapital | $25.00 | 9/1/2012 5:35:37 PM |
| Byrd24 | $100.00 | 9/2/2012 10:07:21 AM |
| mansim | $25.00 | 9/2/2012 8:04:16 AM |
| compatible-deal9 | $50.00 | 9/2/2012 11:19:50 AM |
| SV-AZ | $25.00 | 9/2/2012 5:06:49 PM |
| akakii | $42.45 | 9/3/2012 5:33:45 AM |
| persistent-social223 | $33.00 | 9/3/2012 6:12:03 AM |
| LimaGuy | $75.00 | 9/2/2012 7:27:27 PM |
| finance-admirer614 | $25.00 | 9/3/2012 6:32:34 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
631915
This series of Notes was issued and sold upon the funding of the borrower loan #73947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $126.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,860 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| professorbooty |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 63 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
660-679
(Apr-2010)
640-659
(Oct-2009)
640-659
(Jul-2008)
|
|
Principal balance:
| $2,780.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off existing loan - trading the loan for a lower interest rate. Will use the extra money to put back towards the loan or keep in savings for awhile (until I get tax return)
My financial situation:
I am a good candidate for this loan because...
I never default on these types of loans - will be paid off in full either on time or early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $300.00 | 9/11/2012 9:03:14 AM |
| XP | $75.00 | 9/11/2012 9:06:16 AM |
| Hippo-IRA1 | $47.00 | 9/11/2012 9:09:16 AM |
| lnuss25 | $100.00 | 9/11/2012 9:02:45 AM |
| janeybooboo | $100.00 | 9/11/2012 9:02:44 AM |
| Mountain-Lion-IRA1 | $30.00 | 9/11/2012 9:10:08 AM |
| thrifty-transaction578 | $25.00 | 9/11/2012 9:31:30 AM |
| MoneyForNothing | $25.00 | 9/11/2012 9:20:16 AM |
| powerful-return1 | $200.00 | 9/11/2012 9:31:49 AM |
| zwx1997 | $25.00 | 9/11/2012 9:26:17 AM |
| whitegold24k | $150.00 | 9/11/2012 9:34:15 AM |
| dkjl | $27.04 | 9/11/2012 9:46:23 AM |
| punctual-worth263 | $50.00 | 9/11/2012 10:10:21 AM |
| gmoney37 | $50.00 | 9/11/2012 10:14:33 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:34 AM |
| aztec | $50.00 | 9/11/2012 10:28:38 AM |
| Feyenoord | $30.00 | 9/11/2012 10:46:25 AM |
| Kessler | $26.00 | 9/11/2012 10:49:59 AM |
| availableloan | $25.00 | 9/11/2012 10:28:04 AM |
| phaded | $25.00 | 9/11/2012 10:32:10 AM |
| hopeful-silver5 | $25.00 | 9/11/2012 12:15:31 PM |
| botfolio | $300.00 | 9/11/2012 11:05:42 AM |
| dynrep | $25.00 | 9/11/2012 11:07:39 AM |
| InspireLife | $25.00 | 9/11/2012 12:38:09 PM |
| Laxa | $50.00 | 9/11/2012 12:42:29 PM |
| RedmondMan | $25.00 | 9/11/2012 12:56:34 PM |
| payment-halo | $25.00 | 9/11/2012 11:07:20 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:15 PM |
| funds-futurist | $29.02 | 9/11/2012 11:51:49 AM |
| market-giraffe7 | $63.23 | 9/11/2012 11:56:00 AM |
| run26miles | $25.00 | 9/11/2012 1:05:37 PM |
| lundyloan | $104.00 | 9/11/2012 1:10:24 PM |
| bellaquito | $500.00 | 9/11/2012 11:21:57 AM |
| rome1426 | $25.00 | 9/11/2012 1:28:05 PM |
| ptclender | $100.00 | 9/11/2012 12:23:20 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:19 PM |
| dukeiyer | $25.00 | 9/11/2012 12:20:48 PM |
| GrooveBiz | $25.00 | 9/11/2012 12:51:34 PM |
| bughead | $25.00 | 9/11/2012 12:35:30 PM |
| navy_cash | $25.00 | 9/11/2012 2:17:52 PM |
| moola-accelerator6 | $75.00 | 9/11/2012 12:40:51 PM |
| rine354 | $200.00 | 9/11/2012 1:25:18 PM |
| rlaboy | $25.00 | 9/11/2012 1:51:13 PM |
| Mentor99 | $100.00 | 9/11/2012 3:04:01 PM |
| SweetSerenityInvest | $25.29 | 9/11/2012 3:06:05 PM |
| responsive-wampum8 | $25.00 | 9/11/2012 2:04:11 PM |
| liberty-society5 | $25.00 | 9/11/2012 2:14:50 PM |
| Dan4703 | $25.00 | 9/11/2012 1:47:44 PM |
| Digs | $25.00 | 9/11/2012 2:43:44 PM |
| friendinmoney | $25.00 | 9/11/2012 3:04:29 PM |
| jcornehlsen | $25.00 | 9/11/2012 10:55:09 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:36 AM |
| MoneyForNothing | $25.63 | 9/11/2012 9:07:47 AM |
| networks4ever | $25.00 | 9/11/2012 9:11:40 AM |
| __A1B2 | $25.07 | 9/11/2012 9:12:08 AM |
| ALANGREANSPAN | $25.00 | 9/11/2012 9:22:19 AM |
| felicity-contributor3 | $75.00 | 9/11/2012 9:23:54 AM |
| Castellan | $50.00 | 9/11/2012 9:36:18 AM |
| global-invest-group | $25.96 | 9/11/2012 9:48:23 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:47 AM |
| tolerant-dinero2 | $50.00 | 9/11/2012 10:00:16 AM |
| thankful-nickel2 | $55.55 | 9/11/2012 10:12:04 AM |
| trumpeter391 | $37.28 | 9/11/2012 10:13:26 AM |
| proud-gold9 | $25.00 | 9/11/2012 10:22:31 AM |
| radiobuda | $40.00 | 9/11/2012 10:07:16 AM |
| CreditBuilder2 | $25.01 | 9/11/2012 10:11:25 AM |
| kscc183 | $25.00 | 9/11/2012 10:20:51 AM |
| charming-return031 | $25.00 | 9/11/2012 10:25:26 AM |
| fuse136 | $25.00 | 9/11/2012 11:22:39 AM |
| first-serene-credit | $25.00 | 9/11/2012 10:46:57 AM |
| vutah | $25.00 | 9/11/2012 11:41:26 AM |
| horseshoelake | $100.00 | 9/11/2012 11:47:08 AM |
| compatible-deal9 | $50.00 | 9/11/2012 10:51:02 AM |
| squeebie | $50.00 | 9/11/2012 10:54:58 AM |
| buddy486 | $25.00 | 9/11/2012 1:08:39 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:49 PM |
| rich329 | $25.00 | 9/11/2012 11:56:21 AM |
| mainsail35 | $237.00 | 9/11/2012 2:06:38 PM |
| RKLFinancial | $25.00 | 9/11/2012 2:44:04 PM |
| astute-benjamins | $125.00 | 9/11/2012 1:02:57 PM |
| justice-mussel2 | $25.00 | 9/11/2012 1:29:04 PM |
| UOweMe | $25.00 | 9/11/2012 3:05:32 PM |
| wealth-multiplier | $25.00 | 9/11/2012 3:27:23 PM |
| Jayson85 | $405.43 | 9/11/2012 3:34:11 PM |
| MONEY-1957 | $25.00 | 9/11/2012 2:12:21 PM |
| ore-dojo | $60.00 | 9/11/2012 1:46:20 PM |
| producer455 | $31.49 | 9/11/2012 2:04:38 PM |
| Astyanax | $50.00 | 9/11/2012 3:22:58 PM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
631921
This series of Notes was issued and sold upon the funding of the borrower loan #74173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,964 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| zamboguns |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some smaller loans..
My financial situation:
I am a good candidate for this loan because I have always paid off loans on time....
Monthly net income: $6436
Monthly expenses: $556
Housing: $1530.00
Insurance: $200
Car expenses: $400
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/6/2012 5:09:06 PM |
| decisive-income7 | $500.00 | 9/6/2012 5:11:02 PM |
| liberty-tostada7 | $50.00 | 9/6/2012 5:13:14 PM |
| NickelSteamroller | $35.00 | 9/6/2012 5:49:57 PM |
| Something-Corporate | $25.00 | 9/6/2012 5:40:43 PM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:23:43 PM |
| let_me_retire | $75.00 | 9/7/2012 3:58:36 AM |
| greencat | $50.00 | 9/7/2012 7:23:31 AM |
| VirginiaBuckeye | $200.00 | 9/7/2012 7:46:25 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:40 AM |
| lovely-currency3 | $50.00 | 9/7/2012 9:12:57 AM |
| EarlyRiser | $250.00 | 9/7/2012 9:29:18 AM |
| Silver_Rupee | $25.01 | 9/7/2012 10:48:51 AM |
| graceful-D4Sinvestment | $106.00 | 9/7/2012 2:30:31 PM |
| pdub | $250.00 | 9/7/2012 12:42:35 PM |
| marketplace-singularity3 | $25.00 | 9/7/2012 12:57:51 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:12 PM |
| graceful-investment | $106.00 | 9/7/2012 2:13:41 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:55 PM |
| kila-designer | $200.00 | 9/7/2012 5:35:45 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:08 PM |
| favorite-commerce | $50.00 | 9/7/2012 8:16:56 PM |
| pfh | $25.00 | 9/7/2012 9:41:31 PM |
| ferocious-kindness8 | $30.00 | 9/6/2012 5:04:43 PM |
| VirginiaBuckeye | $150.00 | 9/6/2012 5:50:37 PM |
| community-burrito9 | $35.00 | 9/6/2012 5:51:59 PM |
| worthy-bid8 | $100.00 | 9/6/2012 5:36:14 PM |
| Starica | $50.00 | 9/6/2012 5:43:50 PM |
| berniemadeoff | $25.00 | 9/6/2012 5:56:57 PM |
| money-baron | $50.00 | 9/6/2012 6:01:49 PM |
| vutah | $45.00 | 9/6/2012 6:17:13 PM |
| WriteTheLegend | $100.00 | 9/6/2012 6:44:59 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:51 PM |
| BBsapphire-2-loan | $100.00 | 9/7/2012 12:10:23 AM |
| bold-social-widget | $25.00 | 9/7/2012 8:12:23 AM |
| deal-kung-fu | $125.00 | 9/7/2012 9:13:45 AM |
| dudebrah | $25.00 | 9/7/2012 1:00:21 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:47 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:59 PM |
| Star_Witness | $25.00 | 9/7/2012 5:35:54 PM |
| brightest-funds-spruce | $87.99 | 9/7/2012 11:15:41 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:55:20 PM |
| Binan | $25.00 | 9/7/2012 7:15:11 PM |
| Daubertoo | $25.00 | 9/7/2012 9:07:03 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
631925
This series of Notes was issued and sold upon the funding of the borrower loan #74372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $803.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 820-839 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,220 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| refined-diversification5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to remodel my kitchen
My financial situation:
I am a good candidate for this loan because my home is paid for and I have a credit score >800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Culebra1930 | $55.00 | 9/8/2012 1:28:42 PM |
| worthy-dinero8 | $25.00 | 9/10/2012 5:33:59 PM |
| LoanerPrincipal | $25.00 | 9/5/2012 9:05:29 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:31 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:15 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:53 AM |
| IP | $25.00 | 9/5/2012 10:20:01 AM |
| bellaquito | $500.00 | 9/5/2012 10:46:14 AM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:17 PM |
| kfrench | $75.00 | 9/5/2012 6:27:50 PM |
| Plutis | $25.00 | 9/5/2012 6:48:06 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:37 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:35 AM |
| finder072 | $25.00 | 9/6/2012 5:01:52 PM |
| urbane-deal152 | $50.00 | 9/6/2012 5:21:17 PM |
| lakshmilila | $25.00 | 9/6/2012 5:23:06 PM |
| silver-explorer6 | $25.00 | 9/6/2012 5:24:02 PM |
| ingenious-deal6 | $25.00 | 9/6/2012 5:08:33 PM |
| spark548 | $25.00 | 9/6/2012 5:08:47 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:05 PM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:35 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:34 PM |
| octoberfresh | $25.00 | 9/6/2012 5:47:32 PM |
| TVOpsGuy | $25.00 | 9/6/2012 5:52:22 PM |
| logical-economy158 | $25.00 | 9/6/2012 5:35:26 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:45 PM |
| magical-credit523 | $25.00 | 9/6/2012 5:45:25 PM |
| transparent-money2 | $25.00 | 9/6/2012 5:45:42 PM |
| hope-kingdom | $50.00 | 9/6/2012 5:52:48 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:36 PM |
| Koomarbit | $30.00 | 9/6/2012 5:51:56 PM |
| the-profit-oracle | $25.00 | 9/6/2012 6:01:28 PM |
| aabadabadoo | $25.00 | 9/6/2012 6:03:01 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:26 PM |
| pwkpwk | $25.00 | 9/6/2012 6:10:43 PM |
| natural-return0 | $25.00 | 9/6/2012 7:57:50 PM |
| samurai2 | $25.00 | 9/6/2012 8:02:51 PM |
| kenji4861 | $25.00 | 9/6/2012 6:11:36 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:14 PM |
| cognizant-responsibility9 | $25.00 | 9/6/2012 8:50:05 PM |
| Lender722 | $34.00 | 9/6/2012 9:54:12 PM |
| porter512S | $200.00 | 9/7/2012 3:24:16 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:29 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:43 AM |
| proud-pound4 | $25.00 | 9/7/2012 9:17:19 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:21:10 AM |
| macgeek | $37.00 | 9/7/2012 9:33:52 AM |
| the-transaction-stronghold | $25.00 | 9/7/2012 9:34:04 AM |
| resource777 | $50.00 | 9/7/2012 9:37:57 AM |
| SC2TX | $50.00 | 9/7/2012 9:28:42 AM |
| successful-agreement7 | $100.00 | 9/7/2012 9:30:00 AM |
| gracej | $25.00 | 9/7/2012 9:29:40 AM |
| gallant-economy9 | $50.00 | 9/7/2012 9:31:24 AM |
| scholarly-benefit5 | $25.00 | 9/7/2012 9:31:35 AM |
| Clambake | $25.00 | 9/7/2012 9:30:12 AM |
| KVEER | $25.00 | 9/7/2012 9:32:36 AM |
| transparency-refresher6 | $25.00 | 9/7/2012 9:32:44 AM |
| skuba | $75.00 | 9/7/2012 9:32:30 AM |
| terminal-velocity34 | $25.00 | 9/7/2012 9:44:12 AM |
| intuitive-benefit3 | $100.00 | 9/7/2012 9:45:35 AM |
| kchen486 | $50.00 | 9/7/2012 9:45:39 AM |
| american6 | $50.00 | 9/7/2012 9:34:18 AM |
| Mint_Man | $25.00 | 9/7/2012 9:35:33 AM |
| basis-mate7 | $25.00 | 9/7/2012 9:35:05 AM |
| hostbank | $100.00 | 9/7/2012 9:35:45 AM |
| lodcomm | $25.00 | 9/7/2012 9:37:01 AM |
| inspiring-payout5 | $25.00 | 9/7/2012 9:49:57 AM |
| Tasmir | $25.00 | 9/7/2012 9:53:50 AM |
| commerce-web5 | $25.00 | 9/7/2012 9:38:57 AM |
| top-courteous-peso | $75.00 | 9/7/2012 9:55:57 AM |
| golden-responsibility189 | $100.00 | 9/7/2012 9:57:13 AM |
| mogul16 | $25.00 | 9/7/2012 9:41:04 AM |
| igloo268 | $25.00 | 9/7/2012 10:00:00 AM |
| gold-commander0 | $25.00 | 9/7/2012 9:41:48 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:23 AM |
| Aljasa2008 | $25.00 | 9/7/2012 10:03:11 AM |
| Banker7371 | $25.00 | 9/7/2012 9:43:05 AM |
| finance_mba | $25.00 | 9/7/2012 10:04:08 AM |
| MoonMama | $25.00 | 9/7/2012 10:04:47 AM |
| HamachiMan | $50.00 | 9/7/2012 9:44:41 AM |
| metro457 | $100.00 | 9/7/2012 10:06:28 AM |
| A007 | $50.00 | 9/7/2012 9:46:37 AM |
| peace-pilot | $25.00 | 9/7/2012 10:07:50 AM |
| BxRealtor | $25.00 | 9/7/2012 9:47:49 AM |
| historic-balance5 | $50.00 | 9/7/2012 9:48:55 AM |
| ThomasC | $30.00 | 9/7/2012 9:49:42 AM |
| BofM | $25.00 | 9/7/2012 9:48:16 AM |
| mtquan | $25.00 | 9/7/2012 9:50:16 AM |
| greenback-investor7 | $100.00 | 9/7/2012 9:51:02 AM |
| Invest167 | $25.00 | 9/7/2012 10:11:47 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 9/7/2012 9:54:23 AM |
| the-precious-bid | $25.00 | 9/7/2012 9:52:30 AM |
| loyalty-sherpa | $25.00 | 9/7/2012 9:55:14 AM |
| Cheburashka | $30.00 | 9/7/2012 9:52:56 AM |
| Tylerh | $250.00 | 9/7/2012 10:13:55 AM |
| Nascar1 | $50.00 | 9/7/2012 10:14:08 AM |
| inspired-investment8 | $74.00 | 9/7/2012 10:17:01 AM |
| delivery | $25.00 | 9/7/2012 9:53:58 AM |
| fishintime | $27.00 | 9/7/2012 9:54:39 AM |
| hopethisworks | $25.00 | 9/7/2012 9:58:55 AM |
| famous-ore2 | $50.00 | 9/7/2012 10:23:34 AM |
| wicker1 | $25.00 | 9/7/2012 10:00:20 AM |
| the-bid-sorcerer | $50.00 | 9/7/2012 10:03:49 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:31 AM |
| stoopidnoodle | $25.00 | 9/7/2012 10:09:19 AM |
| debt-fuse158 | $25.00 | 9/7/2012 10:04:55 AM |
| jrbill1998 | $50.00 | 9/7/2012 10:10:08 AM |
| ramsba | $50.00 | 9/7/2012 10:06:02 AM |
| sturdy-fairness0 | $100.00 | 9/7/2012 10:12:57 AM |
| rentalguy | $25.00 | 9/7/2012 10:40:58 AM |
| building-america | $25.00 | 9/7/2012 10:09:39 AM |
| macjp123 | $50.00 | 9/7/2012 10:09:45 AM |
| dignified-finance | $25.00 | 9/7/2012 10:45:59 AM |
| jmb_lending | $25.00 | 9/7/2012 10:11:10 AM |
| Alpha-AssistU | $25.00 | 9/7/2012 10:18:17 AM |
| riskreward | $250.00 | 9/7/2012 10:21:03 AM |
| Tai | $25.00 | 9/7/2012 10:25:19 AM |
| market-assembler | $100.00 | 9/7/2012 10:27:08 AM |
| MountainMan77 | $25.00 | 9/7/2012 10:23:30 AM |
| mtp | $100.00 | 9/7/2012 10:28:19 AM |
| zone6 | $100.00 | 9/7/2012 10:27:17 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:09 AM |
| bold-towering-velocity | $33.00 | 9/7/2012 12:33:27 PM |
| fishtale | $25.00 | 9/7/2012 10:48:21 AM |
| martinatime | $25.00 | 9/7/2012 10:51:27 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:05 AM |
| top-p2p-jubilee | $35.69 | 9/7/2012 11:25:43 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:04 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:18 AM |
| dollardave | $100.00 | 9/7/2012 12:26:55 PM |
| pdub | $500.00 | 9/7/2012 12:40:25 PM |
| kind-currency-cargo | $50.00 | 9/7/2012 1:06:32 PM |
| the-determined-value | $100.00 | 9/7/2012 4:27:01 PM |
| bid-banjo3 | $90.00 | 9/7/2012 5:10:54 PM |
| j2ee | $50.00 | 9/7/2012 5:05:08 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:48 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:19:41 PM |
| student17354 | $25.00 | 9/7/2012 6:29:24 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:11 PM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:06 AM |
| YampaQuant | $25.00 | 9/7/2012 9:14:22 PM |
| corphippie | $25.00 | 9/8/2012 6:45:56 AM |
| antlr | $25.00 | 9/7/2012 8:04:08 PM |
| bmbanzai | $25.00 | 9/7/2012 10:41:24 PM |
| euro-catalyst | $25.00 | 9/8/2012 11:02:52 AM |
| studious-bonus7 | $100.00 | 9/8/2012 12:07:16 PM |
| potatoepicker | $42.00 | 9/8/2012 12:09:47 PM |
| helpinghand63 | $25.00 | 9/8/2012 12:24:19 PM |
| dpfl55 | $25.00 | 9/8/2012 12:39:01 PM |
| KinderGentlerLender | $41.00 | 9/8/2012 12:26:28 PM |
| minista | $25.00 | 9/8/2012 12:37:18 PM |
| Wilcat77 | $25.00 | 9/8/2012 12:59:55 PM |
| thaddeuscm | $25.00 | 9/8/2012 12:40:59 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:44 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:33 PM |
| jeewrx | $30.00 | 9/8/2012 12:58:47 PM |
| dinero-speaker | $25.00 | 9/8/2012 1:06:13 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:07 PM |
| newest-tough-contract | $25.00 | 9/8/2012 1:17:20 PM |
| brainy-dedication | $25.00 | 9/8/2012 1:46:06 PM |
| sappy02 | $50.00 | 9/8/2012 1:26:31 PM |
| banker34 | $25.00 | 9/8/2012 9:00:12 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:05 PM |
| emo13 | $37.00 | 9/8/2012 1:45:15 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:45:52 AM |
| cozy-ore516 | $25.00 | 9/8/2012 9:46:24 PM |
| Fiimg | $75.00 | 9/8/2012 9:54:25 PM |
| cbrucia | $25.00 | 9/9/2012 7:46:50 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:38 AM |
| InvestingEngineer | $25.00 | 9/9/2012 10:05:10 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:46 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:17 PM |
| brightest-inspired-gain | $25.00 | 9/9/2012 12:37:00 PM |
| riproaringrapids | $50.00 | 9/9/2012 12:42:25 PM |
| shrewd-value | $25.00 | 9/9/2012 12:44:18 PM |
| zoozka | $25.00 | 9/9/2012 1:00:48 PM |
| Zuzu | $25.00 | 9/9/2012 1:11:45 PM |
| green-glowing-gain | $25.00 | 9/9/2012 8:16:08 PM |
| attentive-coin4 | $50.00 | 9/9/2012 8:39:44 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:06 PM |
| natural-greenback6 | $25.00 | 9/9/2012 4:30:57 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:12:56 AM |
| NR | $25.00 | 9/9/2012 6:55:41 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:49:35 AM |
| Nevyn | $25.00 | 9/10/2012 9:19:33 AM |
| blue-laudable-dinero | $25.00 | 9/10/2012 8:16:26 AM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:11 AM |
| Jimmiert1148 | $25.00 | 9/10/2012 9:04:35 AM |
| bonus-encourager5 | $150.00 | 9/10/2012 8:57:18 AM |
| blue-thoughtful-generosity | $25.00 | 9/10/2012 10:00:36 AM |
| forthright-affluence3 | $25.00 | 9/10/2012 9:11:11 AM |
| value-wind0 | $25.00 | 9/10/2012 9:14:05 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:43 AM |
| revmax | $25.00 | 9/10/2012 9:45:19 AM |
| hebergee | $25.00 | 9/10/2012 10:01:34 AM |
| opportunity85 | $25.00 | 9/10/2012 10:05:08 AM |
| asset-conqueror6 | $25.00 | 9/10/2012 9:48:03 AM |
| flugbone | $100.00 | 9/10/2012 10:20:36 AM |
| mausolfe | $25.00 | 9/10/2012 2:18:43 PM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:42 AM |
| plentiful-note6 | $25.00 | 9/10/2012 10:40:29 AM |
| ok | $50.00 | 9/10/2012 2:54:41 PM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:16 AM |
| wampum-taiko4 | $25.00 | 9/10/2012 10:22:13 AM |
| scojo | $25.30 | 9/10/2012 3:57:43 PM |
| george6791 | $25.00 | 9/10/2012 10:38:53 AM |
| gold-disk | $25.00 | 9/10/2012 1:34:50 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:03 PM |
| finance-coyote3 | $697.37 | 9/10/2012 5:34:53 PM |
| best-bonafide-p2p | $50.00 | 9/10/2012 5:34:18 PM |
| bonaza2 | $48.90 | 9/10/2012 5:56:15 PM |
| kd152115 | $25.00 | 9/10/2012 6:29:56 PM |
| Vans1975 | $63.24 | 9/10/2012 6:05:22 PM |
| daw1878 | $235.00 | 9/10/2012 6:44:38 PM |
| ready-bid9 | $50.00 | 9/5/2012 9:12:54 AM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:16 PM |
| SBT | $25.00 | 9/5/2012 6:00:27 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:54 PM |
| Nazbuster | $200.00 | 9/5/2012 9:05:22 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:23 PM |
| respectful-fairness069 | $27.00 | 9/6/2012 2:57:12 PM |
| feiandasun | $25.00 | 9/6/2012 3:37:03 PM |
| DJSco | $50.00 | 9/6/2012 3:54:31 PM |
| Quiza12 | $100.00 | 9/6/2012 4:17:42 PM |
| Quiza12 | $150.00 | 9/6/2012 4:25:08 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:07 PM |
| DreisersFinancier | $50.00 | 9/6/2012 5:26:19 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:30 PM |
| intrepid-payment7 | $25.00 | 9/6/2012 5:13:44 PM |
| Castellan | $50.00 | 9/6/2012 5:22:14 PM |
| adaboy65 | $100.00 | 9/6/2012 5:29:43 PM |
| pound-idol543 | $100.00 | 9/6/2012 5:30:57 PM |
| graceful-durability246 | $50.00 | 9/6/2012 5:54:34 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:11 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:53 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:37 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:57 PM |
| bkm214 | $100.00 | 9/6/2012 6:12:41 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:54 PM |
| dinero-jujitsu | $25.00 | 9/6/2012 7:39:21 PM |
| Charmart | $25.00 | 9/7/2012 3:21:55 AM |
| Cheapo1234 | $25.00 | 9/7/2012 7:59:36 AM |
| CJMC | $25.00 | 9/7/2012 8:44:59 AM |
| TommyTucker | $111.00 | 9/7/2012 8:54:37 AM |
| JRELoan | $25.00 | 9/7/2012 7:58:22 AM |
| w3alter | $50.00 | 9/7/2012 9:06:19 AM |
| Aimvest | $25.00 | 9/7/2012 9:03:53 AM |
| x-lender | $25.00 | 9/7/2012 9:11:55 AM |
| AFairDeal | $25.00 | 9/7/2012 9:13:51 AM |
| vigorous-payment6 | $25.00 | 9/7/2012 9:23:48 AM |
| Ben_Graham | $25.00 | 9/7/2012 9:26:08 AM |
| bosco44 | $25.00 | 9/7/2012 9:14:56 AM |
| flypenguin | $25.00 | 9/7/2012 9:26:52 AM |
| Tradesmanlender | $25.00 | 9/7/2012 9:28:37 AM |
| treasure-pipeline | $25.00 | 9/7/2012 9:29:56 AM |
| a-unflappable-finance | $100.00 | 9/7/2012 9:31:33 AM |
| brightest-affluence-motivator | $50.00 | 9/7/2012 9:34:06 AM |
| Cash-Flow | $628.00 | 9/7/2012 9:23:57 AM |
| SC2TX | $50.00 | 9/7/2012 9:24:39 AM |
| Adventurouschef | $25.00 | 9/7/2012 9:37:49 AM |
| bonus-tent | $25.00 | 9/7/2012 9:40:54 AM |
| burgeoning-silver | $25.00 | 9/7/2012 9:41:06 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:50 AM |
| Smartrider | $25.00 | 9/7/2012 9:32:12 AM |
| productive-finance | $25.00 | 9/7/2012 9:43:02 AM |
| velocity-amplifier9 | $25.00 | 9/7/2012 9:32:23 AM |
| Goldberry | $25.00 | 9/7/2012 9:44:55 AM |
| LMPjr007 | $25.00 | 9/7/2012 9:35:11 AM |
| flexible-value | $50.00 | 9/7/2012 9:47:03 AM |
| awe-inspiring-commitment972 | $50.00 | 9/7/2012 9:35:56 AM |
| ski bum | $100.00 | 9/7/2012 9:35:59 AM |
| marketplace-cello5 | $25.00 | 9/7/2012 9:49:33 AM |
| thevogelfamily | $30.00 | 9/7/2012 9:37:44 AM |
| britgsb | $50.00 | 9/7/2012 9:38:32 AM |
| orange-dollar-raccoon | $100.00 | 9/7/2012 9:53:40 AM |
| leeball | $50.00 | 9/7/2012 9:54:20 AM |
| MadHun | $200.00 | 9/7/2012 9:40:35 AM |
| educationfirst | $50.00 | 9/7/2012 9:58:15 AM |
| 6moonbeams | $50.00 | 9/7/2012 9:58:34 AM |
| Herluftrolle | $25.00 | 9/7/2012 9:42:04 AM |
| ItsJustMe79 | $25.00 | 9/7/2012 10:03:18 AM |
| gatorjh | $25.00 | 9/7/2012 9:43:07 AM |
| deal-vibrato | $25.00 | 9/7/2012 9:43:48 AM |
| tolstoy00 | $25.00 | 9/7/2012 10:05:01 AM |
| realtormoises | $25.00 | 9/7/2012 9:44:14 AM |
| unforgettable-wealth4 | $50.00 | 9/7/2012 9:45:01 AM |
| enthralling-investment | $25.00 | 9/7/2012 9:45:03 AM |
| icchok | $50.00 | 9/7/2012 9:46:38 AM |
| independent-revenue4 | $29.00 | 9/7/2012 9:47:28 AM |
| ALVO | $50.00 | 9/7/2012 9:47:52 AM |
| vigilance-revolutionary | $50.00 | 9/7/2012 9:48:24 AM |
| mennleo | $50.00 | 9/7/2012 9:49:28 AM |
| credible-compassion6 | $25.00 | 9/7/2012 10:12:00 AM |
| t2smoney | $25.00 | 9/7/2012 9:53:59 AM |
| priceless-note7 | $100.00 | 9/7/2012 9:56:20 AM |
| csakhil | $50.00 | 9/7/2012 10:18:02 AM |
| PRGuyinVA | $25.00 | 9/7/2012 9:57:24 AM |
| commanding-treasure2 | $75.00 | 9/7/2012 9:57:51 AM |
| rcm87 | $50.00 | 9/7/2012 10:19:23 AM |
| Pman | $25.00 | 9/7/2012 9:57:40 AM |
| gold-sushi | $50.00 | 9/7/2012 9:58:53 AM |
| wise-deal-gravitas | $25.00 | 9/7/2012 9:59:24 AM |
| Gunjin | $25.00 | 9/7/2012 10:24:59 AM |
| SastreMason | $25.00 | 9/7/2012 10:26:17 AM |
| dollar-spy | $25.00 | 9/7/2012 10:01:16 AM |
| benjamins-utopia | $100.00 | 9/7/2012 10:01:39 AM |
| worth-eclipse9 | $100.00 | 9/7/2012 10:02:07 AM |
| Avala | $100.00 | 9/7/2012 10:03:00 AM |
| cozy-gain023 | $25.00 | 9/7/2012 10:07:05 AM |
| C_Mark | $30.00 | 9/7/2012 10:30:21 AM |
| euro-speaker8 | $52.00 | 9/7/2012 10:11:05 AM |
| wealth-fields8 | $50.00 | 9/7/2012 10:05:39 AM |
| larslfe | $25.00 | 9/7/2012 10:07:22 AM |
| MonkeyHero | $25.00 | 9/7/2012 10:39:05 AM |
| CaboWaboRobo | $25.00 | 9/7/2012 10:09:06 AM |
| camaraderi-atmosphere | $25.00 | 9/7/2012 10:49:45 AM |
| sunny-listing5 | $50.00 | 9/7/2012 10:12:34 AM |
| liberty-viola | $30.00 | 9/7/2012 10:54:20 AM |
| topher515 | $25.00 | 9/7/2012 10:15:51 AM |
| Jewbag | $25.00 | 9/7/2012 10:16:41 AM |
| Investoman | $25.00 | 9/7/2012 10:21:12 AM |
| wigglesworth4 | $100.00 | 9/7/2012 10:19:47 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:32 AM |
| hayhelp | $25.00 | 9/7/2012 10:25:50 AM |
| precious-coin3 | $50.00 | 9/7/2012 10:26:38 AM |
| meenan | $25.00 | 9/7/2012 10:23:25 AM |
| DadWarbucks | $25.00 | 9/7/2012 10:26:21 AM |
| indomitable-coin | $25.00 | 9/7/2012 10:26:54 AM |
| mvalley | $25.00 | 9/7/2012 10:27:15 AM |
| the-bill-gatherer | $25.00 | 9/7/2012 10:30:19 AM |
| luminous-marketplace5 | $25.00 | 9/7/2012 10:39:08 AM |
| dood2112 | $25.00 | 9/7/2012 10:52:30 AM |
| nytrnbow | $25.00 | 9/7/2012 12:41:41 PM |
| authentic-liberty7 | $25.00 | 9/7/2012 10:44:41 AM |
| money-bauble | $200.00 | 9/7/2012 10:53:29 AM |
| balance-voyager | $33.00 | 9/7/2012 10:57:24 AM |
| currency-balancer | $50.00 | 9/7/2012 11:22:23 AM |
| brilliant-market680 | $25.00 | 9/7/2012 11:25:32 AM |
| Asparagirl | $25.00 | 9/7/2012 11:38:28 AM |
| Great-Mom | $25.00 | 9/7/2012 2:25:42 PM |
| ryancooper | $25.00 | 9/7/2012 3:06:32 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:27 PM |
| Retired_Senior | $95.00 | 9/7/2012 5:04:02 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:13 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:39 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:35 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:45 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:37 PM |
| fox798 | $25.00 | 9/7/2012 5:44:05 PM |
| wise-virtuous-vigilance | $36.00 | 9/7/2012 5:17:07 PM |
| spry-p2ploan5 | $30.75 | 9/7/2012 5:53:58 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:08 PM |
| LeReve | $500.00 | 9/7/2012 5:25:05 PM |
| subtle-social4 | $25.00 | 9/7/2012 6:00:41 PM |
| bb575 | $50.00 | 9/7/2012 11:13:41 PM |
| CO80487 | $50.00 | 9/7/2012 7:36:04 PM |
| durability-warmth | $50.00 | 9/8/2012 11:28:04 AM |
| friendly-openness77 | $25.00 | 9/8/2012 8:06:24 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:34 AM |
| green28 | $100.00 | 9/8/2012 11:40:19 AM |
| profitable-benefit952 | $28.00 | 9/8/2012 12:04:30 PM |
| betak | $25.00 | 9/8/2012 12:02:16 PM |
| BeaufortBill | $25.00 | 9/8/2012 12:24:34 PM |
| larrybird | $1,000.00 | 9/8/2012 12:27:51 PM |
| dochelp | $50.00 | 9/8/2012 12:22:07 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:33 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:10 PM |
| JJ9876 | $25.00 | 9/8/2012 1:30:55 PM |
| lawyervon | $25.00 | 9/8/2012 1:04:46 PM |
| Vegasjim | $25.00 | 9/8/2012 1:16:32 PM |
| Arg3998 | $34.00 | 9/8/2012 1:05:32 PM |
| top-silver-american | $25.00 | 9/8/2012 1:18:45 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:40 PM |
| lendersf | $50.00 | 9/8/2012 4:31:11 PM |
| What-goes-around-comes-around | $25.00 | 9/8/2012 1:29:32 PM |
| down-with-big-banks1 | $25.00 | 9/8/2012 1:19:58 PM |
| SRK_FROM_WA | $25.00 | 9/8/2012 1:25:17 PM |
| benjamins-nest | $42.16 | 9/8/2012 7:41:18 PM |
| shaps | $25.00 | 9/8/2012 1:27:49 PM |
| SMU_ponies | $25.00 | 9/8/2012 1:53:34 PM |
| gojackgo | $26.00 | 9/8/2012 1:54:15 PM |
| be_wise | $25.00 | 9/8/2012 8:33:47 PM |
| museic1 | $100.00 | 9/9/2012 9:06:27 AM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:14 AM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:29 PM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:12 PM |
| first-restless-payout | $50.00 | 9/9/2012 11:33:46 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:18:58 PM |
| capital-image3 | $25.00 | 9/9/2012 8:48:32 AM |
| maestro119 | $100.00 | 9/9/2012 9:29:54 AM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:44 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:32 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:28:08 AM |
| citizenX | $125.00 | 9/9/2012 11:11:19 AM |
| skeptikos | $100.00 | 9/9/2012 12:13:02 PM |
| practical-expectations | $25.00 | 9/9/2012 6:17:03 PM |
| ouyangers | $25.00 | 9/9/2012 6:48:11 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:36 PM |
| exuberant-funds1 | $41.57 | 9/9/2012 3:23:01 PM |
| confidant455 | $25.00 | 9/9/2012 4:53:06 PM |
| proud-dollar1 | $25.00 | 9/10/2012 7:51:52 AM |
| diligent-felicity132 | $100.00 | 9/9/2012 5:19:21 PM |
| vigorous-integrity8 | $25.00 | 9/9/2012 5:44:12 PM |
| pureview-pixel | $25.00 | 9/10/2012 8:54:04 AM |
| Brain_m | $25.00 | 9/10/2012 9:03:26 AM |
| johngaltline | $25.00 | 9/10/2012 2:45:05 AM |
| Shingu | $50.00 | 9/10/2012 9:11:47 AM |
| fuzed | $50.00 | 9/10/2012 8:07:34 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:39 AM |
| TelegramSam | $25.00 | 9/10/2012 9:58:15 AM |
| enriching-trade2 | $25.00 | 9/10/2012 10:00:13 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:52 AM |
| prescription354 | $50.00 | 9/10/2012 11:26:51 AM |
| Roman_1 | $25.00 | 9/10/2012 2:52:14 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:48 PM |
| 3_boyz | $60.35 | 9/10/2012 2:16:01 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:51 PM |
| giftgold | $25.00 | 9/10/2012 4:17:20 PM |
| pencreek | $25.00 | 9/10/2012 5:15:40 PM |
| RocketSurgeon | $25.00 | 9/10/2012 5:28:32 PM |
| hope-percolator8 | $50.00 | 9/10/2012 5:21:34 PM |
| deal-goliath4 | $313.00 | 9/10/2012 5:24:24 PM |
| finance-kayak30 | $29.00 | 9/10/2012 5:26:07 PM |
| pharmkid21 | $25.00 | 9/10/2012 5:47:04 PM |
| neighborly-velocity4 | $25.00 | 9/10/2012 6:01:17 PM |
| clkventures | $100.00 | 9/10/2012 6:28:16 PM |
| payment-hugger7 | $75.00 | 9/10/2012 6:24:13 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:59 PM |
| northwesttlr | $0.66 | 9/10/2012 6:50:21 PM |
| 429 Investments
|
Borrower Payment Dependent Notes Series
632029
This series of Notes was issued and sold upon the funding of the borrower loan #74408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,695 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-wonderful-trade |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have a fixed income from retirement and have no mortgage or car bill
Monthly net income: $10,000
Monthly expenses: $400
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $120
Other expenses: $25
just a grandson i help treat him with occasional gifts/money
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 8/31/2012 5:31:38 PM |
| dariop | $25.01 | 8/31/2012 5:19:27 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:14 PM |
| managedfund | $333.00 | 8/31/2012 6:39:08 PM |
| open-minded-p2p1 | $25.00 | 8/31/2012 7:02:24 PM |
| let_me_retire | $25.00 | 9/1/2012 4:28:54 AM |
| vutah | $45.00 | 9/2/2012 11:05:31 PM |
| Star_Witness | $25.00 | 9/3/2012 5:48:09 PM |
| fervent-commerce | $108.00 | 9/5/2012 7:23:10 PM |
| fountain355 | $25.00 | 9/6/2012 4:35:54 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:22:28 AM |
| buffalobills | $25.00 | 9/7/2012 6:37:07 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:44:59 AM |
| Attract | $25.00 | 9/7/2012 7:48:39 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:26 AM |
| payment-halo | $3.59 | 9/7/2012 11:27:48 AM |
| riveting-credit5 | $25.00 | 8/31/2012 5:35:47 PM |
| community-burrito9 | $25.00 | 8/31/2012 7:31:35 PM |
| adamdroker | $25.00 | 8/31/2012 8:49:07 PM |
| ultimate-peace | $125.00 | 9/1/2012 6:57:56 AM |
| lowrater | $50.40 | 9/1/2012 1:36:43 PM |
| CA-Lender | $25.00 | 9/2/2012 12:32:55 PM |
| LifeRing | $30.00 | 9/2/2012 8:56:23 PM |
| reward-adventure | $50.00 | 9/2/2012 7:56:22 PM |
| marwadi-62 | $100.00 | 9/3/2012 11:36:38 AM |
| MI2 | $1,250.00 | 9/5/2012 7:08:23 PM |
| Moneypenny6 | $25.00 | 9/6/2012 7:33:36 AM |
| ethical-truth211 | $50.00 | 9/6/2012 10:55:44 AM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:43 PM |
| Win_With_P2P | $25.00 | 9/7/2012 8:09:57 AM |
| MKKBucks | $25.00 | 9/7/2012 6:20:36 AM |
| Bob450 | $25.00 | 9/7/2012 9:24:01 AM |
| historic-value7 | $200.00 | 9/7/2012 10:31:43 AM |
| money-baron | $50.00 | 9/7/2012 10:53:12 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
632075
This series of Notes was issued and sold upon the funding of the borrower loan #74405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $381.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 5m |
|
Amount delinquent:
| $17,165 |
Total credit lines:
| 17 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| innergravity |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stroke Rehabilitation
Purpose of loan: To assist with home care and rehabilitation
This loan will be used to...fund caregivers, rehabilitation measures and a new trailer that will eliminate need for monthly storage.
My financial situation: My wife Nancy is a stroke victim, so she is prematurely retired and disabled, leaving me the sole income provider and doing everything by myself. I need a few things that will make daily life more manageable and help fund speech therapy.
I am a good candidate for this loan because... I plan to pay off the bulk of this loan by early 2013 with my usual end of year work bonus.
Monthly net income: $4500
Monthly expenses: $2600
Housing: $950
Insurance: $110
Car expenses: $230
Utilities: $120
Phone, cable, internet: $300
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/4/2012 5:09:05 PM |
| worth-blanket2 | $11,700.00 | 9/4/2012 5:09:29 PM |
| pdli_dude | $25.00 | 9/4/2012 5:20:04 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:45 PM |
| benevolent-marketplace4 | $1,195.00 | 9/4/2012 5:47:46 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:54 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
632083
This series of Notes was issued and sold upon the funding of the borrower loan #74342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 18y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $96,353 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-spy2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| liberty-tostada7 | $50.00 | 9/10/2012 5:00:49 PM |
| Something-Corporate | $25.00 | 9/10/2012 5:14:39 PM |
| NickelSteamroller | $35.00 | 9/10/2012 5:53:41 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:29 PM |
| lovely-currency3 | $50.00 | 9/10/2012 6:09:40 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:41 PM |
| jc33148 | $25.00 | 9/11/2012 6:17:33 AM |
| dukeiyer | $25.00 | 9/11/2012 8:42:28 AM |
| greencat | $50.00 | 9/11/2012 7:25:03 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:54 AM |
| decisive-income7 | $500.00 | 9/11/2012 9:21:52 AM |
| whitegold24k | $100.00 | 9/11/2012 9:35:26 AM |
| loan-hawk9 | $25.00 | 9/11/2012 9:44:41 AM |
| Numbat77 | $25.00 | 9/11/2012 11:36:19 AM |
| martinatime | $25.00 | 9/11/2012 12:31:14 PM |
| Docjc | $100.00 | 9/11/2012 1:11:04 PM |
| capital-heaven5 | $201.70 | 9/11/2012 6:40:40 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:35 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:25 PM |
| Silver_Rupee | $25.01 | 9/10/2012 6:28:25 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:20 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:54 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:40 AM |
| let_me_retire | $25.00 | 9/11/2012 4:33:08 AM |
| favorite-commerce | $30.00 | 9/11/2012 7:02:37 AM |
| graceful-investment | $106.00 | 9/11/2012 7:54:56 AM |
| durability-seahorse7 | $50.00 | 9/11/2012 10:09:26 AM |
| squeebie | $50.00 | 9/11/2012 10:54:46 AM |
| berniemadeoff | $25.00 | 9/11/2012 11:02:05 AM |
| CA-Lender | $25.00 | 9/11/2012 11:43:34 AM |
| SecondChanceLendingSERV | $27.29 | 9/11/2012 4:28:34 PM |
| sgt-schultz | $50.00 | 9/11/2012 5:39:01 PM |
| money-baron | $50.00 | 9/11/2012 6:22:26 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
632103
This series of Notes was issued and sold upon the funding of the borrower loan #74233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $217.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
24 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $27,266 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-assembler4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used topay off Chase, Capital One and NTB
My financial situation:
I am a good candidate for this loan because steady income, long time employee, good monthly cashflow surplus
Monthly net income: $39860
Monthly expenses:
Housing: $680
Insurance: $84
Car expenses: $210
Utilities: $110
Phone, cable, internet: $95
Food, entertainment: $200
Clothing, household expenses: $ 150
Credit cards and other loans: $
Other expenses: $110
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/2/2012 12:01:11 PM |
| credit-missile | $100.00 | 9/2/2012 12:12:41 PM |
| benjaminsky | $25.00 | 9/2/2012 1:00:39 PM |
| 113121 | $250.00 | 9/3/2012 7:10:09 AM |
| InChicago | $40.03 | 9/2/2012 12:00:28 PM |
| fund-tom-tom6 | $25.00 | 9/2/2012 12:30:21 PM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:32 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:19 PM |
| houli123 | $25.00 | 9/2/2012 12:50:26 PM |
| cash-mad-scientist3 | $25.00 | 9/2/2012 1:03:24 PM |
| MichaelProsper | $40.00 | 9/2/2012 12:13:17 PM |
| vutah | $45.00 | 9/2/2012 1:48:20 PM |
| credit-adventurer313 | $25.00 | 9/2/2012 2:21:53 PM |
| intrepid-loot | $25.00 | 9/3/2012 9:17:35 AM |
| bentheredunthat | $75.00 | 9/3/2012 7:54:18 AM |
| basis-encourager2 | $25.00 | 9/3/2012 8:08:14 AM |
| gotjack-IRA | $25.02 | 9/3/2012 11:38:55 AM |
| scarlet-velvet | $50.08 | 9/3/2012 12:14:17 PM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:28 PM |
| future-baby-fund | $25.00 | 9/4/2012 8:24:13 AM |
| scholarly-order6 | $50.00 | 9/4/2012 9:11:06 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:49 AM |
| CincyTex | $25.00 | 9/4/2012 1:12:29 PM |
| Vector | $25.00 | 9/4/2012 1:14:22 PM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:46 PM |
| irrelevant | $50.00 | 9/4/2012 5:05:40 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:38 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:20 PM |
| generous-deal6 | $25.00 | 9/5/2012 1:03:25 AM |
| sosleep | $25.00 | 9/5/2012 7:58:06 AM |
| prudent-bid3 | $25.00 | 9/5/2012 6:33:06 AM |
| money-genome84 | $250.00 | 9/2/2012 12:08:24 PM |
| scholarly-order6 | $50.00 | 9/2/2012 12:11:38 PM |
| duty-viola | $25.00 | 9/2/2012 12:04:46 PM |
| community-burrito9 | $40.00 | 9/2/2012 12:11:17 PM |
| subtle-bill727 | $25.00 | 9/2/2012 12:49:02 PM |
| Money__Tree | $200.00 | 9/2/2012 12:35:21 PM |
| commerce-venture1 | $25.00 | 9/2/2012 3:46:58 PM |
| RGlad | $250.00 | 9/2/2012 1:15:30 PM |
| toblerone | $25.00 | 9/2/2012 1:07:43 PM |
| SLN-10 | $30.00 | 9/2/2012 1:30:01 PM |
| principal-dreams9 | $25.00 | 9/2/2012 9:23:57 PM |
| donenzo | $25.00 | 9/2/2012 11:02:07 PM |
| violaetain | $50.00 | 9/3/2012 1:13:22 PM |
| supreme-exchange547 | $25.00 | 9/3/2012 5:20:28 PM |
| Sagamore | $200.00 | 9/3/2012 6:30:27 PM |
| reflective-rupee | $25.00 | 9/4/2012 8:22:43 AM |
| DasMula | $50.00 | 9/3/2012 8:51:08 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:16 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:01 AM |
| 1stPlace | $50.00 | 9/4/2012 11:27:04 AM |
| pennies_from_heaven | $25.00 | 9/4/2012 5:12:46 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:42 PM |
| money-bauble | $100.00 | 9/4/2012 5:58:19 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:57 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:39 PM |
| scamps | $25.00 | 9/4/2012 8:06:36 PM |
| dragon_tamer | $25.05 | 9/4/2012 7:09:13 PM |
| jenerationx | $50.00 | 9/4/2012 9:33:11 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:17:55 PM |
| theaterguy | $25.00 | 9/4/2012 10:39:51 PM |
| revenue-statesperson4 | $200.00 | 9/4/2012 8:50:09 PM |
| dough-kitten5 | $25.00 | 9/5/2012 3:41:44 AM |
| wonder3 | $25.00 | 9/5/2012 6:12:08 AM |
| glroark | $50.00 | 9/5/2012 7:14:58 AM |
| tolerant-responsibility051 | $659.82 | 9/5/2012 8:19:47 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
632121
This series of Notes was issued and sold upon the funding of the borrower loan #74128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $398.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1982 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 8y 1m |
|
Amount delinquent:
| $12,262 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,435 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-exchange-swashbuckler |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
other
Purpose of loan:
This loan will be used to...consolidate debt and give me a "cushion" in case of emergency.
My financial situation:
I am a good candidate for this loan because...I have a very good history of credit card payments....timely and responsible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-bid9 | $50.00 | 9/2/2012 12:13:39 PM |
| bowdish1 | $100.00 | 9/2/2012 12:41:34 PM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:38 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:49 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:46 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:02 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:01 AM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:19 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:07 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:41 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:43 PM |
| LeReve | $500.00 | 9/4/2012 5:19:28 PM |
| IP | $25.00 | 9/4/2012 5:34:17 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:39 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:20 PM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:26 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:44 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:40 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:26 PM |
| museic1 | $100.00 | 9/9/2012 9:06:26 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:50 PM |
| blue-laudable-dinero | $25.00 | 9/10/2012 3:54:50 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:47 PM |
| mausolfe | $25.00 | 9/10/2012 2:18:43 PM |
| durability-solstice8 | $50.00 | 9/10/2012 5:06:04 PM |
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:12 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:03 PM |
| topher515 | $25.00 | 9/10/2012 5:03:52 PM |
| magical-credit523 | $25.00 | 9/10/2012 5:07:29 PM |
| riskreward | $175.00 | 9/10/2012 5:11:42 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:20:59 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:54 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:22 PM |
| Alpha-AssistU | $25.00 | 9/10/2012 5:17:44 PM |
| delectable-order532 | $100.00 | 9/10/2012 5:18:04 PM |
| HamachiMan | $50.00 | 9/10/2012 5:18:11 PM |
| iwantmore | $25.00 | 9/10/2012 5:18:13 PM |
| bid-banjo3 | $100.00 | 9/10/2012 5:20:35 PM |
| wdove511 | $25.00 | 9/10/2012 5:29:03 PM |
| BB-ptoploan | $50.00 | 9/10/2012 5:29:22 PM |
| gold-sushi | $50.00 | 9/10/2012 5:20:21 PM |
| the-profit-oracle | $25.00 | 9/10/2012 5:23:40 PM |
| socrates520 | $47.00 | 9/10/2012 5:24:57 PM |
| american6 | $50.00 | 9/10/2012 5:25:18 PM |
| MadHun | $200.00 | 9/10/2012 5:23:08 PM |
| top-courteous-peso | $75.00 | 9/10/2012 5:39:18 PM |
| graceful-durability246 | $40.00 | 9/10/2012 5:24:20 PM |
| finance-kayak30 | $100.00 | 9/10/2012 5:26:07 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:50 PM |
| intrepid-payment7 | $25.00 | 9/10/2012 5:48:22 PM |
| adaboy65 | $100.00 | 9/10/2012 5:50:12 PM |
| Kravcorp | $25.00 | 9/10/2012 5:50:34 PM |
| enthusiastic-cash599 | $50.00 | 9/10/2012 5:29:35 PM |
| ski bum | $88.00 | 9/10/2012 5:55:34 PM |
| TSC | $29.00 | 9/10/2012 5:32:46 PM |
| yukongin | $39.00 | 9/10/2012 5:33:52 PM |
| enticing-note | $25.00 | 9/10/2012 5:35:34 PM |
| Patrician | $25.00 | 9/10/2012 6:05:09 PM |
| cp-family | $224.00 | 9/10/2012 5:52:34 PM |
| honker425 | $100.00 | 9/10/2012 5:55:32 PM |
| wwwUniversal | $25.00 | 9/10/2012 6:09:50 PM |
| empire051 | $25.00 | 9/10/2012 6:00:19 PM |
| commerce-web5 | $25.00 | 9/10/2012 5:58:31 PM |
| wigglesworth4 | $86.00 | 9/10/2012 6:30:39 PM |
| fishintime | $76.00 | 9/10/2012 6:09:33 PM |
| zone6 | $52.00 | 9/10/2012 6:38:22 PM |
| krisran | $47.00 | 9/10/2012 6:10:47 PM |
| RocketSurgeon | $25.00 | 9/10/2012 6:20:33 PM |
| lakshmilila | $25.00 | 9/10/2012 6:29:14 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:38 PM |
| frooogal | $25.00 | 9/10/2012 9:21:12 PM |
| NorthernFunds | $50.00 | 9/10/2012 10:59:02 PM |
| turbobrat | $25.00 | 9/10/2012 8:56:51 PM |
| sgt-schultz | $35.00 | 9/11/2012 5:51:09 AM |
| csakhil | $50.00 | 9/11/2012 9:01:47 AM |
| wam37 | $25.00 | 9/11/2012 6:52:10 AM |
| wtrboy | $25.00 | 9/11/2012 9:04:19 AM |
| unrivaled-silver | $25.00 | 9/11/2012 9:06:41 AM |
| indomitable-coin | $25.00 | 9/11/2012 9:01:03 AM |
| 1redfish | $28.00 | 9/11/2012 9:05:40 AM |
| bold-riveting-social | $50.00 | 9/11/2012 9:05:59 AM |
| Breakfast_Gypsy | $25.00 | 9/11/2012 9:06:21 AM |
| moola-gondola1 | $25.00 | 9/11/2012 9:17:59 AM |
| sensational-yield833 | $25.00 | 9/11/2012 9:07:39 AM |
| finance-explosion6 | $25.00 | 9/11/2012 9:12:41 AM |
| cablenews | $100.00 | 9/11/2012 9:10:34 AM |
| brewman | $25.00 | 9/11/2012 9:11:21 AM |
| diversification-viking | $25.00 | 9/11/2012 9:14:54 AM |
| nosualcneas | $25.00 | 9/11/2012 9:15:39 AM |
| asya | $27.00 | 9/11/2012 9:12:09 AM |
| gold-pudding6 | $60.00 | 9/11/2012 9:16:15 AM |
| happy-asset | $25.00 | 9/11/2012 9:17:04 AM |
| brazilofmux | $100.00 | 9/11/2012 9:18:34 AM |
| loanaranger | $32.00 | 9/11/2012 9:16:26 AM |
| Ivan2007 | $50.00 | 9/11/2012 9:18:29 AM |
| worthy-dinero8 | $25.00 | 9/10/2012 5:33:59 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:16 AM |
| nickel-ferret | $25.00 | 9/4/2012 5:12:47 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:14 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:43 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:57 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:03 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:43 AM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:31 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:38 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:26 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:48 AM |
| pdub | $500.00 | 9/7/2012 12:40:20 PM |
| Cash4U2also | $30.00 | 9/8/2012 6:08:58 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:03 PM |
| Castellan | $50.00 | 9/9/2012 12:39:36 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:14 PM |
| gold-disk | $25.00 | 9/10/2012 1:34:50 PM |
| Koomarbit | $30.00 | 9/10/2012 5:03:04 PM |
| hard-working-rate3 | $25.00 | 9/10/2012 5:06:17 PM |
| justice-motivator9 | $25.00 | 9/10/2012 4:21:57 PM |
| larslfe | $25.00 | 9/10/2012 5:15:07 PM |
| j2ee | $50.00 | 9/10/2012 5:15:44 PM |
| secobarbital | $31.00 | 9/10/2012 5:07:14 PM |
| urbane-deal152 | $50.00 | 9/10/2012 5:08:57 PM |
| peace-banjo518 | $25.00 | 9/10/2012 5:17:25 PM |
| ItsJustMe79 | $25.00 | 9/10/2012 5:14:14 PM |
| economy-molecule3 | $457.00 | 9/10/2012 5:15:27 PM |
| Investoman | $25.00 | 9/10/2012 5:13:17 PM |
| DPH | $29.00 | 9/10/2012 5:13:52 PM |
| delectable-point5 | $50.00 | 9/10/2012 5:16:40 PM |
| pencreek | $25.00 | 9/10/2012 5:15:40 PM |
| wise-virtuous-vigilance | $100.00 | 9/10/2012 5:25:34 PM |
| flexible-value | $50.00 | 9/10/2012 5:21:25 PM |
| hope-percolator8 | $50.00 | 9/10/2012 5:21:34 PM |
| paytonbrigadier | $250.00 | 9/10/2012 5:31:06 PM |
| deal-goliath4 | $500.00 | 9/10/2012 5:24:24 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:39 PM |
| WxChem | $30.00 | 9/10/2012 5:34:20 PM |
| prudent-dough458 | $25.00 | 9/10/2012 5:29:40 PM |
| helpinghand63 | $25.00 | 9/10/2012 5:34:26 PM |
| independent-revenue4 | $34.00 | 9/10/2012 5:46:15 PM |
| hostbank | $73.00 | 9/10/2012 6:04:48 PM |
| brightest-momentous-income | $25.00 | 9/10/2012 6:11:48 PM |
| influential-responsibility9 | $25.00 | 9/10/2012 6:00:01 PM |
| Kame | $25.00 | 9/10/2012 6:09:01 PM |
| fiddlerzvi | $28.00 | 9/10/2012 6:11:23 PM |
| active-reward7 | $50.00 | 9/10/2012 6:28:23 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:37 PM |
| payment-hugger7 | $75.00 | 9/10/2012 6:24:13 PM |
| ianakacg | $25.00 | 9/10/2012 6:51:31 PM |
| clkventures | $100.00 | 9/10/2012 6:28:03 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:54 PM |
| jcyjwj | $100.00 | 9/10/2012 7:52:54 PM |
| Businessincubator | $28.00 | 9/10/2012 8:00:08 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:40 PM |
| versatile-silver3 | $25.00 | 9/10/2012 7:34:52 PM |
| profitable-commerce822 | $25.00 | 9/11/2012 8:41:19 AM |
| Munnie | $50.00 | 9/11/2012 6:09:04 AM |
| the-shrewd-wampum | $25.00 | 9/11/2012 9:01:45 AM |
| NDFIRTH | $50.00 | 9/11/2012 9:03:13 AM |
| economy-tuba7 | $50.00 | 9/11/2012 9:03:32 AM |
| Elbanko | $30.00 | 9/11/2012 9:03:55 AM |
| skuba | $75.00 | 9/11/2012 9:04:02 AM |
| encore02 | $50.00 | 9/11/2012 9:04:50 AM |
| stoopidnoodle | $25.00 | 9/11/2012 9:04:59 AM |
| SacramentoLoaners | $25.00 | 9/11/2012 7:37:00 AM |
| innocent-income4 | $25.00 | 9/11/2012 9:10:20 AM |
| gjh37 | $25.00 | 9/11/2012 9:12:37 AM |
| steiglends | $77.00 | 9/11/2012 9:13:23 AM |
| gracej | $25.00 | 9/11/2012 9:04:05 AM |
| the-bill-gatherer | $25.00 | 9/11/2012 9:15:23 AM |
| Atlanta-Buyer | $25.00 | 9/11/2012 9:06:07 AM |
| cash-sensai2 | $25.00 | 9/11/2012 9:18:07 AM |
| finance_mba | $25.00 | 9/11/2012 9:07:50 AM |
| timbob | $100.00 | 9/11/2012 9:09:18 AM |
| bconn078 | $25.00 | 9/11/2012 9:10:02 AM |
| mvalley | $25.00 | 9/11/2012 9:14:18 AM |
| burgeoning-silver | $25.00 | 9/11/2012 9:14:34 AM |
| firedoctor | $25.00 | 9/11/2012 9:15:47 AM |
| MrVin | $25.00 | 9/11/2012 9:18:27 AM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
632227
This series of Notes was issued and sold upon the funding of the borrower loan #74201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-01-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,149 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-triangulation8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 8/31/2012 5:01:33 PM |
| lowrater | $50.60 | 8/31/2012 5:30:19 PM |
| scholarly-order6 | $25.00 | 8/31/2012 5:46:26 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:16 PM |
| duty-viola | $25.00 | 8/31/2012 5:56:59 PM |
| liberty-tostada7 | $50.00 | 8/31/2012 5:46:20 PM |
| WriteTheLegend | $100.00 | 8/31/2012 6:49:41 PM |
| gotjack-IRA | $25.00 | 8/31/2012 7:11:07 PM |
| let_me_retire | $75.00 | 9/1/2012 4:22:27 AM |
| managedfund | $333.00 | 8/31/2012 6:39:08 PM |
| Requiem | $25.00 | 9/1/2012 6:18:32 AM |
| ethical-truth211 | $27.00 | 9/1/2012 8:12:40 AM |
| bob450-roth | $25.00 | 9/1/2012 8:58:13 AM |
| mrxtravis | $25.00 | 9/1/2012 1:58:50 PM |
| MoneyM | $19.36 | 9/1/2012 2:47:28 PM |
| mad-scientist418 | $25.00 | 9/1/2012 1:56:19 PM |
| return-rocket9 | $50.00 | 9/1/2012 1:59:19 PM |
| natural-affluence6 | $25.00 | 9/1/2012 5:11:02 AM |
| EngineersAlliance | $35.00 | 8/31/2012 5:07:13 PM |
| handy-justice | $50.00 | 8/31/2012 5:07:16 PM |
| Starica | $50.00 | 8/31/2012 5:32:49 PM |
| VirginiaBuckeye | $150.00 | 8/31/2012 5:52:59 PM |
| community-burrito9 | $35.00 | 8/31/2012 5:47:02 PM |
| VirginiaBuckeye | $200.00 | 8/31/2012 5:57:10 PM |
| Zingaro | $25.00 | 8/31/2012 5:31:39 PM |
| cr8on | $100.00 | 8/31/2012 6:38:44 PM |
| open-minded-p2p1 | $25.00 | 8/31/2012 7:02:24 PM |
| EarlyRiser | $150.00 | 8/31/2012 5:42:51 PM |
| lovely-currency3 | $50.00 | 8/31/2012 5:44:24 PM |
| community-burrito9 | $25.00 | 8/31/2012 7:29:18 PM |
| Silver_Rupee | $25.01 | 8/31/2012 6:14:53 PM |
| Bad_Debt | $25.00 | 8/31/2012 10:42:34 PM |
| prudent-loot | $25.00 | 9/1/2012 9:27:37 AM |
| bold-social-widget | $25.00 | 9/1/2012 9:56:14 AM |
| smart-kindness8 | $25.00 | 9/1/2012 5:42:10 AM |
| HomerdohNY | $25.00 | 9/1/2012 5:54:28 AM |
| payout-hammock1 | $40.00 | 9/1/2012 6:25:32 AM |
| Bob450 | $25.00 | 9/1/2012 8:12:33 AM |
| BigHorizon | $50.00 | 9/1/2012 11:27:41 AM |
| worthy-bid8 | $100.00 | 9/1/2012 12:41:45 PM |
| Cambalache | $25.00 | 9/1/2012 1:57:53 PM |
| berniemadeoff | $25.00 | 9/1/2012 2:19:32 PM |
| whitegold24k | $175.00 | 9/1/2012 1:38:11 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
632229
This series of Notes was issued and sold upon the funding of the borrower loan #74507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $592.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,453 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-atlantis0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt (Amex and HSBC)
My financial situation:
I am a good candidate for this loan because I am employed and recently finished repaying USD 70k in debt through an installment plan/debt management service, and am dedicated to getting out of debt sensibly.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| natural-affluence6 | $25.00 | 9/3/2012 8:01:43 AM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:32 PM |
| open-minded-p2p1 | $25.00 | 9/2/2012 12:02:19 PM |
| careful-vigilance4 | $25.00 | 9/2/2012 12:02:55 PM |
| the-silver-blaster | $50.00 | 9/2/2012 12:17:19 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:19 PM |
| revenue-statesperson4 | $200.00 | 9/3/2012 1:00:25 AM |
| Nipper99 | $100.00 | 9/3/2012 7:53:36 AM |
| basis-encourager2 | $25.00 | 9/3/2012 8:08:14 AM |
| roux | $25.00 | 9/3/2012 8:35:18 AM |
| gotjack-IRA | $25.02 | 9/3/2012 11:39:15 AM |
| Otagaini | $50.02 | 9/4/2012 3:25:37 AM |
| tolerant-responsibility051 | $2,000.00 | 9/4/2012 9:17:32 AM |
| klend4 | $25.00 | 9/4/2012 9:27:41 AM |
| the-credit-maker | $100.00 | 9/4/2012 9:28:53 AM |
| reflective-rupee | $25.00 | 9/4/2012 8:22:21 AM |
| Investor_DP | $100.00 | 9/4/2012 9:57:34 AM |
| DreDub | $50.00 | 9/4/2012 10:32:48 AM |
| compatible-deal9 | $25.00 | 9/4/2012 10:22:54 AM |
| bazaar-tulip | $500.00 | 9/4/2012 10:22:57 AM |
| trumpeter391 | $25.00 | 9/4/2012 12:07:57 PM |
| jybank | $50.00 | 9/4/2012 12:11:53 PM |
| tender-ore | $25.00 | 9/4/2012 12:22:56 PM |
| generous-credit | $34.19 | 9/4/2012 11:13:43 AM |
| legend718 | $25.00 | 9/4/2012 11:13:51 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:01 AM |
| kk-gp | $100.00 | 9/4/2012 4:55:01 PM |
| orchestra960 | $300.00 | 9/4/2012 5:05:07 PM |
| dollardave | $50.00 | 9/4/2012 3:03:12 PM |
| income-triangulation1 | $25.00 | 9/4/2012 4:21:19 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:00 PM |
| auction-iris9 | $120.00 | 9/4/2012 5:12:43 PM |
| loan-fate | $50.00 | 9/4/2012 5:13:23 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:20 PM |
| life-is-great | $25.00 | 9/4/2012 5:09:44 PM |
| orange-preeminant-bill | $25.00 | 9/4/2012 5:24:57 PM |
| asset-professor | $25.00 | 9/4/2012 5:26:01 PM |
| stoopidnoodle | $25.00 | 9/4/2012 5:30:30 PM |
| daniel5075 | $100.00 | 9/4/2012 5:34:33 PM |
| CoyoteJack | $25.00 | 9/4/2012 5:28:55 PM |
| money-surge1 | $25.00 | 9/4/2012 5:25:48 PM |
| 1randyp | $25.00 | 9/4/2012 5:42:31 PM |
| handshake5 | $100.00 | 9/4/2012 5:32:12 PM |
| fareast_man | $25.00 | 9/4/2012 5:49:01 PM |
| pedroballgame | $50.00 | 9/4/2012 5:50:36 PM |
| WalnutCreekguy | $50.00 | 9/4/2012 5:56:35 PM |
| Alpha-AssistU | $25.00 | 9/4/2012 5:51:06 PM |
| etraboulay | $50.00 | 9/4/2012 5:59:06 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:58 PM |
| nourishing-interest0 | $25.00 | 9/4/2012 6:38:58 PM |
| green-safe-wampum | $50.00 | 9/4/2012 7:24:55 PM |
| Winged_Inspirations | $25.00 | 9/4/2012 8:37:37 PM |
| transparency-river1 | $500.00 | 9/4/2012 9:11:58 PM |
| generous-deal6 | $25.00 | 9/5/2012 1:03:25 AM |
| compassionate-dedication6 | $100.00 | 9/5/2012 7:07:00 AM |
| FootoftheMountain | $25.00 | 9/5/2012 2:01:05 AM |
| dime-futurist | $50.00 | 9/5/2012 7:59:20 AM |
| pmj453 | $50.00 | 9/5/2012 4:09:21 AM |
| irrelevant | $50.00 | 9/5/2012 5:05:10 AM |
| 111TaxMan | $39.13 | 9/5/2012 5:39:35 AM |
| Ben-Siegelbaum | $150.00 | 9/5/2012 6:25:31 AM |
| investment-comet | $25.00 | 9/5/2012 7:06:35 AM |
| agalt | $75.00 | 9/5/2012 8:57:25 AM |
| dough-bear | $25.00 | 9/5/2012 9:02:35 AM |
| EBITDA | $25.00 | 9/5/2012 9:06:16 AM |
| trajectory8 | $25.00 | 9/5/2012 9:12:15 AM |
| Kaj | $25.00 | 9/5/2012 9:16:37 AM |
| cash-reaction2 | $25.00 | 9/5/2012 9:17:17 AM |
| dedicated-transaction796 | $25.00 | 9/5/2012 9:19:09 AM |
| asiaratt | $50.00 | 9/5/2012 9:20:10 AM |
| a-finance-nirvana | $25.00 | 9/5/2012 9:23:35 AM |
| Wellman | $25.00 | 9/5/2012 9:23:28 AM |
| tkr2 | $25.00 | 9/5/2012 9:47:17 AM |
| deal-contributor8 | $25.00 | 9/5/2012 9:27:38 AM |
| ASR3 | $28.00 | 9/5/2012 9:29:55 AM |
| worldly-community3 | $50.00 | 9/5/2012 9:31:43 AM |
| HamachiMan | $26.00 | 9/5/2012 9:35:15 AM |
| wise-alluring-penny | $40.00 | 9/5/2012 9:39:55 AM |
| nodrivelpls | $25.00 | 9/5/2012 9:38:23 AM |
| NoCal | $25.00 | 9/5/2012 9:40:30 AM |
| delicious-cash | $50.00 | 9/5/2012 10:00:35 AM |
| wealth-builder57 | $25.00 | 9/5/2012 9:43:31 AM |
| deal-banker | $31.00 | 9/5/2012 9:44:02 AM |
| cberthiaume | $25.00 | 9/5/2012 10:04:47 AM |
| fortytwo | $150.00 | 9/5/2012 9:51:54 AM |
| authentic-liberty7 | $25.00 | 9/5/2012 10:10:59 AM |
| loot-geyser1 | $25.00 | 9/5/2012 9:56:10 AM |
| rvfbroker | $25.00 | 9/5/2012 10:12:02 AM |
| Comoparklender | $25.00 | 9/5/2012 9:56:19 AM |
| thelovebug | $100.00 | 9/5/2012 9:58:33 AM |
| gimmeopenroad | $50.00 | 9/5/2012 10:02:36 AM |
| red-power-pecan | $37.00 | 9/5/2012 10:03:28 AM |
| rescue | $100.00 | 9/5/2012 10:07:52 AM |
| bid-czar8 | $63.00 | 9/5/2012 10:08:33 AM |
| principal-cooker2 | $50.00 | 9/5/2012 10:06:54 AM |
| Astyanax | $40.00 | 9/5/2012 10:13:08 AM |
| axl163 | $25.00 | 9/5/2012 11:10:33 AM |
| EndtheFed82 | $31.50 | 9/5/2012 11:13:03 AM |
| social-zebra | $30.00 | 9/5/2012 11:31:30 AM |
| 1stPlace | $50.00 | 9/5/2012 11:58:39 AM |
| pure-note0 | $30.00 | 9/5/2012 10:27:46 AM |
| d2vid | $77.47 | 9/5/2012 10:37:59 AM |
| 907 | $100.00 | 9/5/2012 10:35:27 AM |
| Sunshine2222 | $25.00 | 9/5/2012 10:47:49 AM |
| Skitommyski | $25.00 | 9/5/2012 1:02:44 PM |
| fulfilling-return414 | $25.00 | 9/5/2012 11:25:21 AM |
| youngster50 | $25.00 | 9/5/2012 12:22:35 PM |
| joey1011 | $25.00 | 9/5/2012 1:01:49 PM |
| 113121 | $25.00 | 9/3/2012 7:11:40 AM |
| handy-justice | $50.00 | 9/2/2012 12:16:32 PM |
| CA-Lender | $25.00 | 9/2/2012 12:31:51 PM |
| subtle-bill727 | $25.00 | 9/2/2012 12:49:02 PM |
| toblerone | $25.00 | 9/2/2012 1:07:43 PM |
| heavenly-interest9 | $1,000.00 | 9/2/2012 4:34:59 PM |
| engrossing-community0 | $50.00 | 9/2/2012 5:00:28 PM |
| payment-halo | $25.00 | 9/2/2012 4:57:33 PM |
| wise-charming-reward | $200.00 | 9/3/2012 8:00:24 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:33:56 AM |
| green28 | $100.00 | 9/4/2012 9:31:38 AM |
| P2P4me | $93.76 | 9/4/2012 10:05:04 AM |
| bubb_hans | $25.00 | 9/4/2012 9:24:18 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:49 AM |
| inspiring-payout5 | $25.00 | 9/4/2012 9:57:39 AM |
| green-lively-bill | $25.00 | 9/4/2012 11:10:07 AM |
| collider048 | $25.00 | 9/4/2012 11:45:57 AM |
| CincyTex | $25.00 | 9/4/2012 1:14:24 PM |
| floridass | $25.00 | 9/4/2012 1:55:02 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:08:11 PM |
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:05 PM |
| enriching-dollar1 | $100.00 | 9/4/2012 5:07:12 PM |
| MarxBoo | $25.00 | 9/4/2012 5:17:46 PM |
| Thunderswan | $100.00 | 9/4/2012 5:18:34 PM |
| LeReve | $500.00 | 9/4/2012 5:20:00 PM |
| enthusiastic-cash599 | $50.00 | 9/4/2012 5:19:15 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:43 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:24 PM |
| social-cocktail1 | $35.00 | 9/4/2012 5:31:57 PM |
| diplomatic-wealth7 | $25.00 | 9/4/2012 5:45:48 PM |
| EnglishGeekInNYC | $25.00 | 9/4/2012 5:51:48 PM |
| silver-explorer6 | $25.00 | 9/4/2012 5:56:29 PM |
| best-elevated-social | $25.00 | 9/4/2012 5:37:42 PM |
| the-laudable-peso | $40.00 | 9/4/2012 5:36:23 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:47 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:39 PM |
| chief64 | $200.00 | 9/4/2012 5:41:49 PM |
| capital-renewal | $25.00 | 9/4/2012 5:48:14 PM |
| jebber007 | $40.00 | 9/4/2012 7:19:35 PM |
| unrelenting-auction7 | $25.00 | 9/4/2012 6:11:15 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:17:36 PM |
| dukeiyer | $25.00 | 9/4/2012 11:28:38 PM |
| Lender722 | $25.00 | 9/5/2012 12:04:32 AM |
| best-bonafide-p2p | $25.00 | 9/5/2012 4:59:21 AM |
| repayment-uprising | $40.64 | 9/5/2012 5:10:58 AM |
| Relient-K | $25.00 | 9/4/2012 9:02:15 PM |
| receptive-affluence035 | $25.00 | 9/5/2012 6:51:28 AM |
| quirky1981 | $25.00 | 9/5/2012 7:32:54 AM |
| power-secret-agent | $25.00 | 9/5/2012 3:56:49 AM |
| samurai2 | $25.00 | 9/5/2012 4:42:42 AM |
| ultimate-responsibility0 | $25.00 | 9/5/2012 5:28:38 AM |
| elegant-dinero035 | $25.00 | 9/5/2012 6:22:00 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:34 AM |
| blue-dollar-viking | $50.00 | 9/5/2012 6:16:08 AM |
| commerce-venture1 | $25.00 | 9/5/2012 6:32:58 AM |
| bold-wampum-compadre | $35.00 | 9/5/2012 7:07:25 AM |
| buffalobills | $25.00 | 9/5/2012 7:15:05 AM |
| dollar-wrangler9 | $28.91 | 9/5/2012 7:04:56 AM |
| Bujinkan1 | $25.00 | 9/5/2012 8:12:22 AM |
| payout-guru | $100.00 | 9/5/2012 9:16:44 AM |
| marketplace-cello5 | $25.00 | 9/5/2012 9:04:53 AM |
| investisure | $35.00 | 9/5/2012 9:05:00 AM |
| economy-shrubbery6 | $25.00 | 9/5/2012 9:24:42 AM |
| miked8303 | $50.00 | 9/5/2012 9:30:24 AM |
| CaliforniaSun | $50.00 | 9/5/2012 9:09:07 AM |
| shmb6508 | $42.00 | 9/5/2012 9:32:28 AM |
| melodious-fairness | $25.00 | 9/5/2012 9:32:47 AM |
| Miklot | $30.00 | 9/5/2012 9:13:14 AM |
| EatWiCheese | $28.00 | 9/5/2012 9:17:33 AM |
| musegaze | $50.00 | 9/5/2012 9:18:24 AM |
| wwwUniversal | $25.00 | 9/5/2012 9:41:27 AM |
| priceless-currency090 | $25.00 | 9/5/2012 9:20:55 AM |
| economy-producer | $25.00 | 9/5/2012 9:43:36 AM |
| Katburg | $25.00 | 9/5/2012 9:48:32 AM |
| durability-molecule | $25.00 | 9/5/2012 9:52:10 AM |
| dime-cedar329 | $25.00 | 9/5/2012 9:56:59 AM |
| silver-wonder278 | $25.00 | 9/5/2012 9:37:27 AM |
| best-charming-leverage | $37.00 | 9/5/2012 9:41:03 AM |
| nimble-revenue5 | $100.00 | 9/5/2012 9:43:13 AM |
| simplyonce | $25.00 | 9/5/2012 9:46:01 AM |
| finance-prescription | $100.00 | 9/5/2012 10:04:44 AM |
| svandgts | $25.00 | 9/5/2012 9:47:19 AM |
| authoritative-platinum7 | $50.00 | 9/5/2012 9:49:13 AM |
| greenbacchus | $25.00 | 9/5/2012 10:06:46 AM |
| octoberfresh | $25.00 | 9/5/2012 9:55:15 AM |
| truth-companion | $30.00 | 9/5/2012 9:57:29 AM |
| unassuming-note | $25.00 | 9/5/2012 9:57:46 AM |
| SummitAdvisors | $28.48 | 9/5/2012 10:14:53 AM |
| pure-note0 | $25.74 | 9/5/2012 10:25:59 AM |
| Forlio | $25.00 | 9/5/2012 10:04:43 AM |
| armentdw | $25.00 | 9/5/2012 10:04:58 AM |
| hope-eagle6 | $25.00 | 9/5/2012 10:05:33 AM |
| shrewd-peace7 | $25.00 | 9/5/2012 10:05:19 AM |
| doublediamond | $25.00 | 9/5/2012 10:11:05 AM |
| interstellar | $75.00 | 9/5/2012 10:22:01 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:01 AM |
| Lilybell | $50.07 | 9/5/2012 10:23:25 AM |
| vibraphone3 | $25.00 | 9/5/2012 10:39:08 AM |
| dordee | $33.88 | 9/5/2012 10:37:28 AM |
| camaraderi-orbiter3 | $25.00 | 9/5/2012 10:58:06 AM |
| industrious-currency | $25.00 | 9/5/2012 11:08:40 AM |
| sgt-schultz | $30.81 | 9/5/2012 12:42:55 PM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:12 PM |
| integrity-reactor4 | $93.38 | 9/5/2012 1:04:03 PM |
| 212 Investments
|
Borrower Payment Dependent Notes Series
632241
This series of Notes was issued and sold upon the funding of the borrower loan #74324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 26.47% |
Borrower rate/APR:
| 27.47% / 30.11% |
Monthly payment:
| $61.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.81% | | |
| |
Estimated return*:
| 15.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 12y 4m |
|
Amount delinquent:
| $5,088 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,517 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unassuming-revenue3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
|
|
Principal balance:
| $1,675.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
Consolidate credit-cards to one, fixed, monthly payment.
My financial situation:
I am a good candidate for this loan, because I am a full-time, employed family-man with rising credit score.
Monthly net income: $4000
Housing: $1000
Insurance: $130
Car expenses: $400
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/6/2012 5:02:34 PM |
| receptive-affluence035 | $25.00 | 9/6/2012 5:17:36 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:10 PM |
| adam_rodgers | $25.00 | 9/6/2012 5:14:18 PM |
| worth-blanket2 | $2,000.00 | 9/6/2012 5:17:56 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
632245
This series of Notes was issued and sold upon the funding of the borrower loan #73764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Aug-31-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-01-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1973 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,062 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-electron0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to replace a broken air conditioner
My financial situation: good
I am a good candidate for this loan because...I have a good income and few debt
Monthly net income: $ 9,000.00 after taxes
Monthly expenses: $
Housing: $ 2609.00 property taxes included
Insurance: $ 500.00
Car expenses: 300.00$
Utilities: $ 400.00
Phone, cable, internet: $110.00
Food, entertainment: $ 2000.00
Clothing, household expenses: $ 400.00
Credit cards and other loans: $ 500.00
Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| UstedEsElHombre | $100.00 | 8/31/2012 5:15:50 PM |
| lowrater | $50.50 | 8/31/2012 5:30:36 PM |
| BB-ptoploan | $50.00 | 8/31/2012 5:41:54 PM |
| scholarly-order6 | $50.00 | 8/31/2012 5:46:07 PM |
| durability-ace9 | $30.00 | 8/31/2012 5:49:16 PM |
| BostonCapital | $26.00 | 8/31/2012 5:32:51 PM |
| treasure-bliss | $50.00 | 9/1/2012 6:42:13 AM |
| tolerant-dinero2 | $25.00 | 9/1/2012 10:33:21 AM |
| wise-deal-panda | $100.00 | 9/1/2012 12:03:23 PM |
| Cliffie83 | $25.00 | 9/1/2012 12:07:24 PM |
| _NaLNaBB | $150.00 | 9/1/2012 12:54:56 PM |
| CaptainBL | $25.00 | 9/1/2012 12:29:56 PM |
| subtle-bill727 | $25.00 | 9/1/2012 1:14:11 PM |
| adam_rodgers | $25.00 | 9/1/2012 1:10:59 PM |
| ONECENTATATIME | $30.00 | 9/1/2012 1:08:50 PM |
| mikrolown | $25.00 | 8/31/2012 5:20:58 PM |
| well-rounded-payout0 | $25.00 | 8/31/2012 5:29:19 PM |
| return-pioneer221 | $25.00 | 8/31/2012 6:04:52 PM |
| bellaquito | $500.00 | 8/31/2012 6:09:50 PM |
| vutah | $35.00 | 8/31/2012 8:50:49 PM |
| Empower-personal-responsibility | $25.00 | 9/1/2012 11:37:05 AM |
| terrific-dough6 | $50.00 | 9/1/2012 12:06:31 PM |
| a-finance-nirvana | $25.00 | 9/1/2012 12:09:15 PM |
| ttnk62918 | $25.00 | 9/1/2012 12:31:52 PM |
| jgar_O | $25.00 | 9/1/2012 1:47:09 PM |
| Cambalache | $40.00 | 9/1/2012 1:55:31 PM |
| fantastic-wampum1 | $91.00 | 9/1/2012 1:28:37 PM |
| paradise-foothill | $50.00 | 9/1/2012 1:59:05 PM |
| selector568 | $297.50 | 9/1/2012 2:04:52 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
632271
This series of Notes was issued and sold upon the funding of the borrower loan #74276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $194.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 26y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $139,354 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-charmer6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding expense
Purpose of loan: expenses for childs wedding
This loan will be used to...pay for rehearsal dinner and lodging for out of towners
My financial situation: good
I am a good candidate for this loan because...although times are tough we manage to pay the bills.
Monthly net income: $4500.0
Monthly expenses: $
Housing: $1283.00
Insurance: $355.
Car expenses: $335.
Utilities: $500.0
Phone, cable, internet: $160.
Food, entertainment: $400.0
Clothing, household expenses: $100.
Credit cards and other loans: $1300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scholarly-order6 | $50.00 | 9/2/2012 12:10:21 PM |
| zeeexsixare | $200.00 | 9/2/2012 12:04:39 PM |
| thrifty-capital | $38.00 | 9/2/2012 1:29:23 PM |
| open-minded-p2p1 | $25.00 | 9/2/2012 1:44:11 PM |
| return-pioneer221 | $25.00 | 9/2/2012 12:32:32 PM |
| durability-ace9 | $30.00 | 9/2/2012 12:36:19 PM |
| thankful-nickel2 | $50.00 | 9/2/2012 3:01:58 PM |
| subtle-bill727 | $25.00 | 9/2/2012 12:49:03 PM |
| Starica | $50.00 | 9/2/2012 12:54:19 PM |
| scrappy-diversification7 | $1,099.00 | 9/2/2012 1:22:29 PM |
| WriteTheLegend | $100.00 | 9/2/2012 1:33:40 PM |
| five-star-note | $25.00 | 9/2/2012 1:57:11 PM |
| engrossing-community0 | $25.00 | 9/2/2012 4:06:48 PM |
| Feyenoord | $30.00 | 9/2/2012 10:33:39 PM |
| decisive-income7 | $250.00 | 9/3/2012 12:56:50 PM |
| leverage-monger | $25.00 | 9/3/2012 11:26:53 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:49 AM |
| favorite-commerce | $50.00 | 9/4/2012 9:02:56 AM |
| decisive-income7 | $250.00 | 9/4/2012 2:59:55 PM |
| Eric_Gagne | $25.00 | 9/4/2012 3:26:52 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:43 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:39 PM |
| berniemadeoff | $25.00 | 9/4/2012 5:58:29 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:03 AM |
| money-baron | $50.00 | 9/5/2012 10:24:39 AM |
| chrisb1414 | $25.00 | 9/5/2012 11:29:31 AM |
| dudebrah | $25.00 | 9/5/2012 12:17:59 PM |
| compatible-deal9 | $25.00 | 9/5/2012 1:17:21 PM |
| TruTaing | $25.00 | 9/5/2012 12:53:35 PM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:12 PM |
| WisconsinLiberal | $8.00 | 9/5/2012 4:31:26 PM |
| openness-antioxidant | $75.00 | 9/2/2012 12:01:16 PM |
| duty-viola | $25.00 | 9/2/2012 12:04:46 PM |
| justreturns | $25.00 | 9/2/2012 12:06:33 PM |
| community-burrito9 | $35.00 | 9/2/2012 12:02:35 PM |
| the-silver-blaster | $50.00 | 9/2/2012 12:17:19 PM |
| bullwink27 | $25.00 | 9/2/2012 12:13:54 PM |
| SLN-10 | $50.00 | 9/2/2012 1:22:28 PM |
| julijask | $25.00 | 9/2/2012 1:05:36 PM |
| riveting-credit5 | $25.00 | 9/2/2012 1:07:02 PM |
| squarebob | $25.00 | 9/3/2012 5:22:36 AM |
| terrific-dough6 | $50.00 | 9/3/2012 9:45:51 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:33:57 AM |
| Star_Witness | $25.00 | 9/3/2012 5:52:30 PM |
| leverage-boomer0 | $25.00 | 9/3/2012 6:46:45 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:37 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:01 AM |
| Credit4Talent | $25.00 | 9/4/2012 11:18:45 AM |
| new-transparent-bazaar | $25.00 | 9/4/2012 12:34:03 PM |
| first-integrity-gravity | $50.00 | 9/4/2012 5:23:42 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:04:58 PM |
| pembull | $25.00 | 9/4/2012 6:10:12 PM |
| rockhound84 | $25.00 | 9/4/2012 7:38:10 PM |
| dough-kitten5 | $25.00 | 9/5/2012 3:43:21 AM |
| radiant-dinero2 | $25.00 | 9/5/2012 9:05:34 AM |
| 0_0 | $25.00 | 9/5/2012 9:54:08 AM |
| 1stPlace | $25.00 | 9/5/2012 2:03:02 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:05 PM |
| buffalobills | $25.00 | 9/5/2012 4:09:06 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
632343
This series of Notes was issued and sold upon the funding of the borrower loan #74264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $300.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,247 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enigmallc |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 42 ( 98% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $50,000.00 | < 31 days late:
| 1
( 2% )
| 860-879
(Nov-2011)
820-839
(Jul-2009)
740-759
(Jul-2008)
|
|
Principal balance:
| $11,579.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Expanding our Business
Purpose of loan: Expansion of our Real Estate Business in to Note (Mortgage) Buying and Brokering
This loan will be used to purchase Real Estate backed Non-Performing Mortgages.
Avg price we are able to purchase these notes at is ~$0.35 on the dollar.
Once we get them, we re-work the Mortgage with the home owner so they can afford
their Mortgage and get them re-performing. Once we have worked out a new deal with
the home owner, we re-sell the Mortgage on the Performing Note Secondary Market.
It is just like buying and selling Prosper Loans, but with Real Estate backed mortgages
vs. unsecured personal debt as the investment.
My financial situation:
Current on all Committments
Pre-Paid Personal Home Mortgage for 3 months
Household income including bonuses > $250k / year for last 4 years
I am a good candidate for this loan because consistent Prosper Re-Payment,
including early pay-off of previous loans. Successfully growing our Business
through this consistent source of new income in Notes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| awwaww | $25.00 | 9/3/2012 9:01:04 AM |
| bowdish1 | $81.00 | 9/3/2012 9:18:34 AM |
| calm-platinum957 | $35.00 | 9/3/2012 9:19:51 AM |
| trumpeter391 | $25.00 | 9/3/2012 9:05:22 AM |
| thankful-nickel2 | $50.00 | 9/3/2012 9:08:45 AM |
| julijask | $50.00 | 9/3/2012 10:13:11 AM |
| justreturns | $25.00 | 9/3/2012 9:30:01 AM |
| ready-bid9 | $50.00 | 9/3/2012 9:30:47 AM |
| five-star-note | $25.00 | 9/3/2012 10:57:03 AM |
| compatible-deal9 | $50.00 | 9/3/2012 11:20:53 AM |
| bellaquito | $500.00 | 9/3/2012 10:26:45 AM |
| contract-victor5 | $30.00 | 9/3/2012 12:50:50 PM |
| tolerant-dinero2 | $25.00 | 9/3/2012 1:23:25 PM |
| __A1B2 | $25.07 | 9/3/2012 10:57:43 AM |
| MoneyForNothing | $26.66 | 9/3/2012 11:11:09 AM |
| community-burrito9 | $65.00 | 9/3/2012 11:15:43 AM |
| diazepam | $25.00 | 9/3/2012 12:52:45 PM |
| dynamic-platinum | $25.00 | 9/3/2012 2:15:48 PM |
| calbertrand | $100.00 | 9/3/2012 3:24:28 PM |
| nourishing-wampum7 | $50.00 | 9/3/2012 8:06:01 PM |
| nv | $25.00 | 9/3/2012 5:42:19 PM |
| important-trade094 | $46.50 | 9/4/2012 4:17:40 AM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:25 PM |
| affluence-birdie7 | $25.00 | 9/3/2012 7:33:22 PM |
| benefit-dreams | $25.00 | 9/4/2012 8:20:45 AM |
| investment-comet | $25.00 | 9/4/2012 8:25:55 AM |
| nycgoat | $30.00 | 9/4/2012 8:37:15 AM |
| gmf | $25.00 | 9/3/2012 9:18:32 PM |
| kind-exchange-association | $25.00 | 9/3/2012 9:50:15 PM |
| deal-sitar4 | $25.00 | 9/4/2012 12:23:15 AM |
| ksubd | $250.00 | 9/4/2012 12:18:31 AM |
| contract-student2 | $50.00 | 9/4/2012 4:11:16 AM |
| Mrs-Honeydew | $30.00 | 9/4/2012 4:49:59 AM |
| income-cocktail3 | $25.00 | 9/4/2012 6:13:02 AM |
| spy0 | $25.00 | 9/4/2012 6:41:48 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:51 AM |
| lowrater | $100.60 | 9/4/2012 9:31:53 AM |
| agalt | $100.00 | 9/4/2012 7:44:21 AM |
| anacent | $25.00 | 9/4/2012 9:18:27 AM |
| best-tenacious-revenue | $25.00 | 9/4/2012 9:50:31 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:23 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:49 PM |
| loyalty-czar | $25.00 | 9/4/2012 1:50:04 PM |
| awesome-yield7 | $38.10 | 9/4/2012 2:20:54 PM |
| pxtesta | $50.00 | 9/4/2012 12:09:25 PM |
| Plow_n_Sow | $25.00 | 9/4/2012 2:27:30 PM |
| mwaldo13 | $75.00 | 9/4/2012 2:40:58 PM |
| payment-chief9 | $25.00 | 9/4/2012 3:38:30 PM |
| yield-hut | $25.00 | 9/4/2012 4:53:01 PM |
| hidavehi | $25.01 | 9/4/2012 5:09:53 PM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:26 PM |
| sanjubab | $100.00 | 9/4/2012 5:10:58 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:44 PM |
| IP | $25.00 | 9/4/2012 5:34:20 PM |
| britgsb | $50.00 | 9/4/2012 5:37:31 PM |
| Jerrys1951 | $30.65 | 9/4/2012 6:14:07 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:22 PM |
| luminous-finance9 | $26.00 | 9/4/2012 6:06:37 PM |
| felicity-taxi4 | $25.00 | 9/4/2012 8:31:35 PM |
| mauge35 | $50.00 | 9/4/2012 11:20:39 PM |
| dukeiyer | $25.00 | 9/4/2012 8:36:10 PM |
| AlfinityBank25 | $25.00 | 9/4/2012 9:26:56 PM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:06 AM |
| prudent-bid3 | $41.69 | 9/5/2012 6:50:09 AM |
| Ben-Siegelbaum | $200.00 | 9/5/2012 7:00:32 AM |
| enticing-note | $25.00 | 9/5/2012 9:25:21 AM |
| valiant-money | $65.00 | 9/5/2012 9:06:33 AM |
| BiggestG | $25.00 | 9/5/2012 9:17:19 AM |
| 108lender | $200.00 | 9/5/2012 9:31:31 AM |
| urbane-deal152 | $50.00 | 9/5/2012 9:38:53 AM |
| DreisersFinancier | $50.00 | 9/5/2012 9:59:14 AM |
| first-camaraderi-czar | $25.00 | 9/5/2012 10:00:27 AM |
| kevin314 | $25.00 | 9/5/2012 9:43:23 AM |
| CreditBuilder2 | $25.01 | 9/5/2012 9:56:12 AM |
| kenji4861 | $25.00 | 9/5/2012 10:18:15 AM |
| virtuous-repayment | $25.00 | 9/5/2012 10:02:56 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:47 AM |
| AFairDeal | $25.00 | 9/5/2012 10:09:19 AM |
| dudebrah | $25.00 | 9/5/2012 12:22:06 PM |
| Interloper | $70.00 | 9/5/2012 11:26:43 AM |
| dudebrah | $25.00 | 9/5/2012 12:21:58 PM |
| FL-Lender | $50.00 | 9/5/2012 12:05:33 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:04 PM |
| ponch12 | $50.00 | 9/5/2012 2:29:50 PM |
| enticing-capital6 | $50.00 | 9/5/2012 5:06:21 PM |
| SweetSerenityInvest | $25.50 | 9/5/2012 4:09:36 PM |
| invincible-peso | $25.00 | 9/5/2012 5:12:57 PM |
| investment-artist | $87.10 | 9/5/2012 5:18:52 PM |
| lakshmilila | $25.00 | 9/5/2012 5:43:48 PM |
| magical-credit523 | $25.00 | 9/5/2012 5:42:06 PM |
| aggresive-commerce8 | $50.00 | 9/5/2012 5:47:49 PM |
| empire051 | $25.00 | 9/5/2012 6:01:39 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:46 PM |
| fox798 | $25.00 | 9/5/2012 6:03:25 PM |
| blue-order-comet | $100.00 | 9/5/2012 6:11:05 PM |
| networks4ever | $25.00 | 9/5/2012 6:19:59 PM |
| bid-banjo3 | $100.00 | 9/5/2012 6:24:28 PM |
| vigorous-finance560 | $80.00 | 9/5/2012 7:20:51 PM |
| affluence-hickory | $25.68 | 9/5/2012 8:23:28 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:33 PM |
| invest-in-ed | $125.00 | 9/5/2012 6:59:41 PM |
| income-triangulation1 | $25.00 | 9/6/2012 12:47:29 AM |
| investment-cluster | $50.00 | 9/6/2012 4:55:58 AM |
| sgt-schultz | $45.00 | 9/6/2012 6:08:29 AM |
| melodious-capital3 | $50.00 | 9/5/2012 9:09:57 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:31 PM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:46 PM |
| unbeatable-integrity822 | $35.00 | 9/6/2012 6:20:31 AM |
| remittance-man | $34.47 | 9/6/2012 6:36:37 AM |
| janeybooboo | $74.74 | 9/3/2012 9:02:24 AM |
| green-trade-dolphin2 | $149.01 | 9/3/2012 9:02:19 AM |
| creditjunky | $50.00 | 9/3/2012 9:02:26 AM |
| entertaining-rate9 | $25.00 | 9/3/2012 9:07:57 AM |
| RGlad | $150.00 | 9/3/2012 9:09:09 AM |
| lnuss25 | $25.00 | 9/3/2012 9:19:55 AM |
| keen-credit6 | $25.00 | 9/3/2012 10:10:46 AM |
| booOST | $25.00 | 9/3/2012 10:41:41 AM |
| ready-interest9 | $25.00 | 9/3/2012 9:36:34 AM |
| Kame | $25.00 | 9/3/2012 9:37:33 AM |
| spirit07a | $100.00 | 9/3/2012 9:37:36 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 9:41:49 AM |
| credit-maple | $25.00 | 9/3/2012 9:53:27 AM |
| sweety075 | $25.00 | 9/3/2012 10:00:28 AM |
| Socorro_Capital_Partners | $25.00 | 9/3/2012 10:04:13 AM |
| Mj-orange | $27.00 | 9/3/2012 12:27:54 PM |
| MoneyForNothing | $39.11 | 9/3/2012 1:13:51 PM |
| DadsHaudiService | $100.00 | 9/3/2012 12:15:02 PM |
| fuse136 | $25.00 | 9/3/2012 2:14:18 PM |
| astute-benjamins | $125.00 | 9/3/2012 6:07:57 PM |
| tremendous-yield8 | $25.00 | 9/4/2012 12:41:39 AM |
| leverage-accelerator | $30.00 | 9/3/2012 6:20:12 PM |
| wilkenm | $50.00 | 9/3/2012 7:25:39 PM |
| compassionate-dedication6 | $100.00 | 9/4/2012 5:41:31 AM |
| prossperous01 | $50.00 | 9/4/2012 6:39:02 AM |
| zchickan | $76.97 | 9/4/2012 7:38:29 AM |
| SPB | $50.00 | 9/4/2012 8:24:33 AM |
| crdcteng | $25.00 | 9/4/2012 9:30:18 AM |
| BB-ptoploan | $50.00 | 9/4/2012 9:27:41 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:25 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:06 AM |
| RGlad | $100.00 | 9/4/2012 9:51:18 AM |
| BxRealtor | $25.00 | 9/4/2012 9:55:28 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:12:54 AM |
| Astyanax | $50.00 | 9/4/2012 1:38:32 PM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:07 AM |
| cbivitz | $250.00 | 9/4/2012 3:13:05 PM |
| didibagle | $50.00 | 9/4/2012 3:27:47 PM |
| unbeatable-greenback911 | $25.00 | 9/4/2012 12:29:32 PM |
| courteous-trade229 | $50.00 | 9/4/2012 1:41:00 PM |
| Koomarbit | $30.00 | 9/4/2012 5:04:41 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:23 PM |
| adventurer447 | $63.00 | 9/4/2012 5:04:02 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:20 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:15 PM |
| LeReve | $500.00 | 9/4/2012 5:19:29 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:49 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:48 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:16 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:26 PM |
| p2p-paradise | $25.00 | 9/4/2012 5:41:51 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:47 PM |
| proud-gold9 | $25.00 | 9/4/2012 7:03:33 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:04 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:13 PM |
| scholarly-moola770 | $25.00 | 9/4/2012 6:28:20 PM |
| GalileoBob | $25.00 | 9/4/2012 7:08:23 PM |
| Mat25 | $100.00 | 9/4/2012 10:35:47 PM |
| adaptable-benefit6 | $25.00 | 9/4/2012 7:58:57 PM |
| jenerationx | $50.00 | 9/4/2012 9:24:56 PM |
| McChan | $250.52 | 9/4/2012 10:59:37 PM |
| smart-kindness8 | $50.00 | 9/5/2012 3:46:48 AM |
| order-tweet2 | $25.00 | 9/5/2012 8:10:53 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:35 AM |
| _NaLNaBB | $300.00 | 9/5/2012 9:51:46 AM |
| the-enthralling-coin | $25.00 | 9/5/2012 9:57:49 AM |
| fairness-kayak | $25.00 | 9/5/2012 9:35:45 AM |
| american6 | $50.00 | 9/5/2012 9:37:22 AM |
| WxChem | $30.00 | 9/5/2012 10:02:42 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:12 AM |
| ready-vigilance3 | $39.31 | 9/5/2012 2:30:30 PM |
| blLending | $25.00 | 9/5/2012 1:08:26 PM |
| first-serene-credit | $25.00 | 9/5/2012 2:23:12 PM |
| Plow_n_Sow | $50.00 | 9/5/2012 5:01:18 PM |
| gjm6d | $25.00 | 9/5/2012 5:06:51 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:03 PM |
| TC_12June12 | $25.00 | 9/5/2012 5:37:26 PM |
| indomitable-coin | $25.00 | 9/5/2012 5:32:48 PM |
| UstedEsElHombre | $100.00 | 9/5/2012 5:56:54 PM |
| CougarRoar | $25.00 | 9/5/2012 8:21:32 PM |
| corporatejim | $30.14 | 9/6/2012 4:58:39 AM |
| best-bonafide-p2p | $50.00 | 9/5/2012 8:31:06 PM |
| atlas100 | $25.00 | 9/6/2012 6:27:00 AM |
| treasure-coyote3 | $25.00 | 9/5/2012 9:41:17 PM |
| Iwillhuntyoudown | $25.00 | 9/5/2012 9:44:41 PM |
| khamen | $25.00 | 9/5/2012 10:17:04 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:01 PM |
| funds-rotation1 | $25.00 | 9/6/2012 4:59:14 AM |
| gold-fluffy-bunny4 | $31.16 | 9/6/2012 6:27:44 AM |
| 198 Investments
|
Borrower Payment Dependent Notes Series
632349
This series of Notes was issued and sold upon the funding of the borrower loan #74157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
1 | Length of status: | 8y 1m |
|
Amount delinquent:
| $5,822 |
Total credit lines:
| 20 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassion-gusto7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000.00
Monthly expenses: $1480
Housing: $570.00
Insurance: $155.00
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $205.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reward-adventure | $50.00 | 9/3/2012 9:06:16 AM |
| open-minded-p2p1 | $25.00 | 9/3/2012 10:06:23 AM |
| Rogelio48 | $25.00 | 9/4/2012 8:08:54 AM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:38 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:39 PM |
| frogperson | $250.00 | 9/6/2012 4:26:56 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:21 PM |
| attractive-rate | $25.00 | 9/8/2012 6:28:10 AM |
| bob450-roth | $25.00 | 9/8/2012 8:13:50 AM |
| agreement-merry-maker | $25.00 | 9/8/2012 8:48:28 AM |
| aztec | $25.00 | 9/8/2012 9:16:45 AM |
| kindness-sage | $39.62 | 9/8/2012 1:32:26 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:22:57 PM |
| Batman2u | $25.00 | 9/9/2012 11:18:50 AM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 2:05:33 PM |
| supreme-affluence798 | $25.00 | 9/9/2012 11:39:59 PM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:37 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:51 AM |
| basis-launcher3 | $25.00 | 9/10/2012 11:36:09 AM |
| tolerant-responsibility051 | $500.00 | 9/10/2012 3:35:26 PM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:20 PM |
| kulender | $100.00 | 9/10/2012 8:24:27 PM |
| tolerant-truth2 | $25.00 | 9/11/2012 11:05:45 AM |
| CA-Lender | $25.00 | 9/11/2012 11:42:50 AM |
| rjcoutur2001 | $50.00 | 9/11/2012 12:56:24 PM |
| onaquest66 | $30.38 | 9/11/2012 1:31:31 PM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:44 AM |
| stock106 | $25.00 | 9/4/2012 7:03:27 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:16 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:31 AM |
| pdub | $250.00 | 9/7/2012 12:42:22 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:04 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:54 PM |
| deal-hickory5 | $100.00 | 9/7/2012 6:59:57 PM |
| noble-listing773 | $100.00 | 9/7/2012 11:30:53 PM |
| first-serene-credit | $25.00 | 9/8/2012 9:42:37 AM |
| compatible-deal9 | $25.00 | 9/8/2012 10:05:37 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:54:29 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:04 PM |
| kevin314 | $25.00 | 9/8/2012 12:12:02 PM |
| jiftostada | $25.00 | 9/8/2012 12:37:37 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:57:59 PM |
| CoyoteJack | $25.00 | 9/9/2012 8:39:42 AM |
| PrimeFunding | $25.00 | 9/9/2012 12:30:29 AM |
| coin-trajectory | $25.00 | 9/9/2012 3:47:34 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:03 PM |
| LesPaul1 | $25.00 | 9/10/2012 3:07:54 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:56 PM |
| yield-hut | $25.00 | 9/11/2012 3:57:42 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:29 AM |
| the-credit-maker | $25.00 | 9/11/2012 10:22:03 AM |
| squeebie | $50.00 | 9/11/2012 10:54:31 AM |
| orange-ideal-listing | $25.00 | 9/11/2012 11:31:42 AM |
| martinatime | $25.00 | 9/11/2012 12:31:04 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
632375
This series of Notes was issued and sold upon the funding of the borrower loan #74362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $630.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,924 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| encouraging-order2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit cards and one repayment each month.
My financial situation:
I am a good candidate for this loan because I have steady and stable employment and have paid loans in the past. I am continuing my educational training in the teaching field which will solidify my employment further.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:31 PM |
| kenji4861 | $25.00 | 9/4/2012 5:07:01 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:53 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:06 PM |
| bowdish1 | $100.00 | 9/4/2012 5:24:54 PM |
| neighborly-hope6 | $100.00 | 9/4/2012 5:40:12 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:17 PM |
| RoyFauntleroy | $25.00 | 9/5/2012 7:44:03 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:12 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:51 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:04 AM |
| bxsquad | $25.00 | 9/5/2012 5:24:06 PM |
| britgsb | $50.00 | 9/5/2012 6:06:33 PM |
| prudent-payment316 | $60.00 | 9/5/2012 6:00:50 PM |
| Index_Plus | $7,500.00 | 9/5/2012 6:59:08 PM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:46 PM |
| porter22 | $25.00 | 9/6/2012 8:49:38 AM |
| Investoman | $25.00 | 9/6/2012 9:25:03 AM |
| enticing-note | $25.00 | 9/6/2012 9:18:18 AM |
| UstedEsElHombre | $100.00 | 9/6/2012 9:49:47 AM |
| dharma1 | $25.00 | 9/6/2012 9:50:48 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:55 AM |
| compoundinterest | $25.00 | 9/6/2012 9:58:33 AM |
| BB-ptoploan | $50.00 | 9/6/2012 10:14:40 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:41 AM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:22 PM |
| Castellan | $50.00 | 9/6/2012 5:22:13 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:53 PM |
| porter512S | $200.00 | 9/7/2012 3:24:15 AM |
| JinNing | $50.00 | 9/7/2012 6:29:25 AM |
| tommyb34 | $25.00 | 9/7/2012 6:43:01 AM |
| themoneydoctor | $50.00 | 9/7/2012 8:54:43 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:28 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:19:10 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:04 AM |
| pdub | $500.00 | 9/7/2012 12:40:24 PM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:31 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:24 PM |
| j2ee | $50.00 | 9/7/2012 5:05:19 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:07 PM |
| kevin314 | $25.00 | 9/7/2012 6:06:58 PM |
| blue-laudable-dinero | $50.00 | 9/7/2012 8:00:28 PM |
| power-kin | $50.00 | 9/8/2012 8:04:18 AM |
| market-maximizer472 | $100.00 | 9/8/2012 7:17:21 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:20:46 AM |
| jthomps4 | $25.00 | 9/8/2012 12:38:51 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:33 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:40 PM |
| trade-surge3 | $25.00 | 9/8/2012 8:41:49 PM |
| foldingbenny2 | $50.87 | 9/8/2012 2:26:23 PM |
| magical-fairness4 | $25.00 | 9/8/2012 10:16:20 PM |
| respectful-fairness069 | $27.00 | 9/8/2012 8:09:45 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:32 AM |
| Batman2u | $50.00 | 9/9/2012 11:30:45 AM |
| citizenX | $125.00 | 9/9/2012 11:11:18 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:29 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:17 PM |
| thorough-marketplace441 | $40.00 | 9/9/2012 7:44:58 PM |
| Greg711 | $84.61 | 9/9/2012 11:04:57 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:05 PM |
| elfincove | $78.63 | 9/10/2012 6:44:24 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:39 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:16 AM |
| lionheart722 | $100.00 | 9/10/2012 2:46:51 PM |
| ok | $50.00 | 9/10/2012 2:54:41 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:38 PM |
| moola-man | $25.00 | 9/11/2012 7:57:16 AM |
| Syzygy | $25.00 | 9/11/2012 9:19:22 AM |
| meux99 | $25.00 | 9/11/2012 9:51:59 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:30 AM |
| Aimvest | $25.00 | 9/11/2012 9:58:30 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:05:45 AM |
| chemistry220 | $25.00 | 9/11/2012 10:11:28 AM |
| wigglesworth4 | $100.00 | 9/11/2012 10:21:42 AM |
| shur | $50.00 | 9/11/2012 10:33:14 AM |
| market-honker | $25.00 | 9/11/2012 10:50:43 AM |
| bent300 | $50.00 | 9/11/2012 10:42:16 AM |
| rogue_monster | $50.00 | 9/11/2012 10:43:00 AM |
| theemhdoctor | $25.00 | 9/11/2012 11:00:44 AM |
| gojackgo | $50.00 | 9/11/2012 10:52:53 AM |
| botfolio | $300.00 | 9/11/2012 11:05:33 AM |
| elasermd | $50.00 | 9/11/2012 11:12:57 AM |
| meenan | $25.00 | 9/11/2012 11:14:03 AM |
| privatebanker | $25.00 | 9/11/2012 1:30:26 PM |
| martinnc | $50.00 | 9/11/2012 1:31:09 PM |
| ore-widget7 | $30.00 | 9/11/2012 2:38:40 PM |
| scubakid | $25.00 | 9/11/2012 1:23:34 PM |
| commonsenselending | $50.00 | 9/11/2012 1:30:42 PM |
| K-Capital | $44.98 | 9/11/2012 3:29:02 PM |
| cerebral-integrity395 | $25.00 | 9/11/2012 2:24:50 PM |
| robertd654 | $25.00 | 9/11/2012 2:30:18 PM |
| ardeano | $55.63 | 9/11/2012 3:48:38 PM |
| FlexFunding | $98.28 | 9/11/2012 3:09:09 PM |
| BigSkyMontana | $25.00 | 9/11/2012 4:00:24 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:03 PM |
| martinatime | $50.00 | 9/11/2012 5:13:22 PM |
| LovinMe | $25.00 | 9/11/2012 5:42:17 PM |
| power-trophy7 | $25.00 | 9/11/2012 6:19:01 PM |
| CO80487 | $50.00 | 9/11/2012 6:30:31 PM |
| hope-kingdom | $125.00 | 9/11/2012 6:15:59 PM |
| riproaringrapids | $50.00 | 9/11/2012 6:20:46 PM |
| tuco | $150.00 | 9/11/2012 7:12:43 PM |
| selo80 | $25.00 | 9/11/2012 7:34:58 PM |
| srilm | $25.00 | 9/11/2012 6:21:51 PM |
| BOBCH | $50.00 | 9/11/2012 7:01:39 PM |
| Demigod | $25.00 | 9/11/2012 7:06:20 PM |
| langdonx | $50.00 | 9/11/2012 9:40:39 PM |
| SnakeEater | $50.00 | 9/11/2012 7:11:29 PM |
| credible-benjamins724 | $25.00 | 9/11/2012 7:13:17 PM |
| accord131 | $25.00 | 9/11/2012 8:06:18 PM |
| Bodyboard | $48.13 | 9/11/2012 8:46:19 PM |
| cadiju | $30.00 | 9/12/2012 12:53:56 AM |
| epic-investment9 | $25.00 | 9/11/2012 9:29:00 PM |
| anacent | $25.00 | 9/11/2012 9:40:56 PM |
| fortress767 | $46.00 | 9/12/2012 5:48:54 AM |
| proper-funds8 | $100.00 | 9/12/2012 8:44:34 AM |
| Kame | $25.00 | 9/12/2012 9:06:23 AM |
| preciouschild | $65.00 | 9/12/2012 8:33:47 AM |
| dollar-turtle | $25.00 | 9/12/2012 8:58:15 AM |
| ookete | $25.00 | 9/12/2012 8:09:27 AM |
| MrEks | $50.00 | 9/12/2012 8:12:58 AM |
| masonn | $50.00 | 9/12/2012 9:04:13 AM |
| kanpur63 | $25.00 | 9/12/2012 9:01:47 AM |
| peripatetic | $25.00 | 9/12/2012 9:05:20 AM |
| Strato | $25.02 | 9/12/2012 9:05:52 AM |
| loan-keeper9 | $177.83 | 9/12/2012 9:07:17 AM |
| mcarm66 | $25.00 | 9/12/2012 9:04:54 AM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:40 PM |
| brainy-credit1 | $60.00 | 9/5/2012 8:41:07 AM |
| Sothenwhat | $100.00 | 9/5/2012 5:08:03 PM |
| indomitable-coin | $25.00 | 9/5/2012 5:32:49 PM |
| fox798 | $25.00 | 9/5/2012 6:03:27 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:04 PM |
| Nazbuster | $100.00 | 9/5/2012 8:08:08 PM |
| radforj22 | $50.00 | 9/6/2012 6:24:18 AM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:04 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:33 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/6/2012 6:52:44 AM |
| silver-explorer6 | $25.00 | 9/6/2012 9:41:45 AM |
| wwwUniversal | $25.00 | 9/6/2012 10:25:04 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:35 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:32 AM |
| fairness-boomer6 | $25.00 | 9/7/2012 8:19:26 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:50 AM |
| openness-molecule2 | $25.00 | 9/7/2012 10:31:49 AM |
| KBank | $25.00 | 9/7/2012 3:04:59 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:36 PM |
| CO80487 | $50.00 | 9/7/2012 7:37:08 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:10 PM |
| BOZO88 | $50.00 | 9/8/2012 6:21:21 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:33 AM |
| green28 | $100.00 | 9/8/2012 11:37:56 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:03 AM |
| antlr | $25.00 | 9/8/2012 8:49:09 PM |
| banker34 | $25.00 | 9/8/2012 9:00:12 PM |
| supersarah61 | $25.00 | 9/8/2012 5:46:23 PM |
| Fiimg | $75.00 | 9/8/2012 10:00:14 PM |
| skeptikos | $100.00 | 9/9/2012 12:13:02 PM |
| tranquil-diversification8 | $100.00 | 9/9/2012 10:32:58 AM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:46 AM |
| tenacious-payout | $50.00 | 9/9/2012 8:39:44 PM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:38 AM |
| Vegasjim | $25.00 | 9/10/2012 10:12:28 AM |
| flugbone | $50.00 | 9/10/2012 10:16:30 AM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:48 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:40:57 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:29:49 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:41 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:44 PM |
| minista | $25.00 | 9/11/2012 9:30:45 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:52 AM |
| passbook | $25.00 | 9/11/2012 9:38:20 AM |
| Avala | $51.00 | 9/11/2012 9:43:42 AM |
| american6 | $50.00 | 9/11/2012 9:44:11 AM |
| shaps | $25.00 | 9/11/2012 10:04:21 AM |
| riskadverse44 | $25.00 | 9/11/2012 10:10:12 AM |
| mrmojado | $25.00 | 9/11/2012 10:19:26 AM |
| new-return-faire | $30.00 | 9/11/2012 10:22:01 AM |
| rokdim | $50.00 | 9/11/2012 10:42:04 AM |
| sweet-loan7 | $25.00 | 9/11/2012 10:36:58 AM |
| newyork6264 | $25.00 | 9/11/2012 10:39:11 AM |
| squeebie | $50.00 | 9/11/2012 10:54:32 AM |
| Unclejohn | $25.00 | 9/11/2012 10:44:33 AM |
| loot-prescription3 | $25.00 | 9/11/2012 10:45:45 AM |
| kind-asset-circuit | $50.00 | 9/11/2012 11:01:24 AM |
| ramsbladder | $25.00 | 9/11/2012 11:01:32 AM |
| peace-banjo518 | $25.00 | 9/11/2012 10:38:43 AM |
| first-pragmatic-note | $25.00 | 9/11/2012 10:41:12 AM |
| GMPK_TLAS | $50.00 | 9/11/2012 10:44:00 AM |
| shaker348 | $25.00 | 9/11/2012 10:45:31 AM |
| spqrxxi | $25.00 | 9/11/2012 10:58:44 AM |
| emo13 | $50.00 | 9/11/2012 11:04:32 AM |
| OhMy | $54.00 | 9/11/2012 11:57:42 AM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:12 PM |
| jasonc410 | $25.00 | 9/11/2012 1:51:09 PM |
| AcProb5 | $25.00 | 9/11/2012 12:30:09 PM |
| Ardy123 | $25.00 | 9/11/2012 2:30:03 PM |
| surfcash | $25.00 | 9/11/2012 12:56:36 PM |
| noble-leverage035 | $25.00 | 9/11/2012 1:40:28 PM |
| transparency-cymbal4 | $50.00 | 9/11/2012 2:17:09 PM |
| creature2 | $25.00 | 9/11/2012 2:29:16 PM |
| red-fervent-deal | $50.00 | 9/11/2012 2:52:16 PM |
| Sanford-N-Sons | $25.00 | 9/11/2012 3:01:56 PM |
| KimJongWill | $30.00 | 9/11/2012 3:11:39 PM |
| subtle-leverage4 | $25.00 | 9/11/2012 4:25:31 PM |
| lonix | $25.00 | 9/11/2012 3:33:37 PM |
| RedantFinance | $50.00 | 9/11/2012 3:38:44 PM |
| mjjjrj | $25.00 | 9/11/2012 4:29:57 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:26 PM |
| L-vex | $25.00 | 9/11/2012 6:20:31 PM |
| pbandjb | $25.00 | 9/11/2012 6:21:18 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:27 PM |
| dineroasaurus | $25.00 | 9/11/2012 6:34:08 PM |
| engbusres | $70.00 | 9/11/2012 8:54:13 PM |
| AlexWalex57 | $50.00 | 9/11/2012 7:33:44 PM |
| Jasper | $25.00 | 9/11/2012 8:25:08 PM |
| crafty | $25.00 | 9/11/2012 7:39:41 PM |
| Opptloans | $25.00 | 9/11/2012 9:26:32 PM |
| unique-value266 | $25.00 | 9/12/2012 4:47:12 AM |
| focused-gold442 | $25.00 | 9/12/2012 6:08:20 AM |
| seadogs | $25.00 | 9/12/2012 2:01:36 AM |
| markdental | $25.00 | 9/12/2012 8:25:04 AM |
| soheagle | $25.00 | 9/12/2012 9:02:52 AM |
| joyful-worth486 | $25.00 | 9/12/2012 9:04:04 AM |
| responsive-worth5 | $25.00 | 9/12/2012 7:48:50 AM |
| gorhamics | $63.02 | 9/12/2012 7:10:13 AM |
| gt5149c | $25.00 | 9/12/2012 9:01:21 AM |
| economy-voyage9 | $25.00 | 9/12/2012 9:03:55 AM |
| JohnBanks | $25.00 | 9/12/2012 9:06:36 AM |
| 229 Investments
|
Borrower Payment Dependent Notes Series
632407
This series of Notes was issued and sold upon the funding of the borrower loan #74004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 13.86% |
Borrower rate/APR:
| 14.86% / 17.18% |
Monthly payment:
| $355.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.81% | | |
| |
Estimated return*:
| 10.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,029 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| centermid |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Help with the tax man
I have a solid job and income and good financials, but need a little bit of help paying my taxes. Mostly this is because I'm about to get married and that's tying up my savings that I would normally use for taxes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Milonguero | $100.00 | 9/4/2012 5:06:23 PM |
| hope-kingdom | $125.00 | 9/4/2012 5:02:36 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:06 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:22 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:46 PM |
| qwknick57 | $25.00 | 9/4/2012 5:17:18 PM |
| IP | $25.00 | 9/4/2012 5:34:24 PM |
| compatible-deal9 | $50.00 | 9/4/2012 5:20:39 PM |
| entertaining-rate9 | $25.00 | 9/4/2012 5:19:58 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:18 PM |
| ready-bid9 | $50.00 | 9/4/2012 5:25:27 PM |
| EnglishGeekInNYC | $25.00 | 9/4/2012 5:51:49 PM |
| RGlad | $65.00 | 9/4/2012 6:18:59 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:16 PM |
| availableloan | $25.00 | 9/4/2012 9:08:43 PM |
| lowrater | $200.80 | 9/5/2012 12:31:23 AM |
| golffish2 | $25.00 | 9/5/2012 4:10:14 AM |
| repayment-uprising | $25.00 | 9/5/2012 5:21:55 AM |
| RGlad | $235.00 | 9/4/2012 10:51:00 PM |
| TahoeKid | $50.00 | 9/4/2012 10:59:07 PM |
| helpful-fund7 | $31.14 | 9/5/2012 5:25:43 AM |
| wojo | $25.00 | 9/5/2012 6:06:59 AM |
| blue-dollar-viking | $50.00 | 9/5/2012 6:10:48 AM |
| _SCI_ | $33.35 | 9/5/2012 8:29:00 AM |
| Epiphanic | $25.00 | 9/5/2012 8:46:20 AM |
| thehousewife | $25.00 | 9/5/2012 8:49:43 AM |
| agalt | $100.00 | 9/5/2012 8:56:48 AM |
| BiggestG | $25.00 | 9/5/2012 9:17:19 AM |
| BullTrojan | $25.78 | 9/5/2012 9:47:08 AM |
| Danylostefan | $90.00 | 9/5/2012 9:31:35 AM |
| CreditBuilder2 | $25.01 | 9/5/2012 9:56:13 AM |
| kenji4861 | $25.00 | 9/5/2012 10:18:16 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:12 AM |
| britgsb | $50.00 | 9/5/2012 10:02:19 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:14 AM |
| 907 | $50.00 | 9/5/2012 10:35:10 AM |
| simiray | $30.00 | 9/5/2012 10:15:52 AM |
| gilbrear | $25.00 | 9/5/2012 2:47:18 PM |
| mandolin9 | $198.06 | 9/5/2012 1:13:30 PM |
| well-rounded-benjamins | $25.00 | 9/5/2012 1:40:45 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:06 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 3:02:59 PM |
| order-spy9 | $500.00 | 9/5/2012 4:41:49 PM |
| enticing-note | $25.00 | 9/5/2012 5:15:46 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:04 PM |
| the-profit-oracle | $25.00 | 9/5/2012 5:46:14 PM |
| Koomarbit | $30.00 | 9/5/2012 5:52:10 PM |
| urbane-deal152 | $50.00 | 9/5/2012 6:05:50 PM |
| networks4ever | $25.00 | 9/5/2012 6:19:59 PM |
| Nazbuster | $100.00 | 9/5/2012 8:13:40 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:36 PM |
| compassion-charmer7 | $40.00 | 9/5/2012 7:42:02 PM |
| ResQDoc | $37.99 | 9/6/2012 1:52:23 AM |
| affluence-hickory | $25.00 | 9/5/2012 8:03:33 PM |
| CougarRoar | $25.00 | 9/5/2012 8:23:27 PM |
| Leshan | $50.00 | 9/6/2012 7:43:33 AM |
| moola-gargantuan9 | $50.00 | 9/6/2012 8:03:10 AM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:34 PM |
| 77dowplace | $40.00 | 9/5/2012 11:27:54 PM |
| air55 | $35.00 | 9/6/2012 8:53:34 AM |
| felicity-contributor3 | $35.00 | 9/6/2012 4:55:30 AM |
| funds-rotation1 | $25.00 | 9/6/2012 5:00:51 AM |
| moola-accelerator6 | $35.00 | 9/6/2012 6:03:20 AM |
| marwadi-62 | $600.00 | 9/6/2012 7:06:32 AM |
| El_Scubano | $25.00 | 9/6/2012 7:54:29 AM |
| loan-hawk5 | $25.00 | 9/6/2012 8:30:01 AM |
| gator98 | $83.03 | 9/6/2012 8:36:00 AM |
| GTFreeFlyer | $25.00 | 9/6/2012 9:01:52 AM |
| everythingbagel | $63.00 | 9/6/2012 9:01:54 AM |
| downtownfarm | $25.00 | 9/6/2012 9:02:24 AM |
| gjm6d | $25.00 | 9/6/2012 9:29:04 AM |
| DadWarbucks | $25.00 | 9/6/2012 9:37:38 AM |
| rcm87 | $50.00 | 9/6/2012 10:02:15 AM |
| indomitable-coin | $25.00 | 9/6/2012 9:43:09 AM |
| contract-bopper | $25.00 | 9/6/2012 9:43:35 AM |
| cablenews | $35.00 | 9/6/2012 9:45:32 AM |
| magical-credit523 | $25.00 | 9/6/2012 9:50:28 AM |
| awe-inspiring-commitment972 | $48.00 | 9/6/2012 9:54:55 AM |
| compoundinterest | $25.00 | 9/6/2012 9:58:34 AM |
| wwwUniversal | $25.00 | 9/6/2012 10:25:04 AM |
| laudable-balance568 | $25.00 | 9/6/2012 9:58:54 AM |
| -------supporter | $100.00 | 9/6/2012 10:10:35 AM |
| HenlopenCapital | $25.00 | 9/6/2012 11:18:48 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:40 AM |
| AFairDeal | $25.00 | 9/6/2012 10:26:18 AM |
| atomantic | $102.99 | 9/6/2012 11:52:29 AM |
| Shockem923 | $25.00 | 9/6/2012 1:28:51 PM |
| well-mannered-income3 | $70.00 | 9/6/2012 1:57:57 PM |
| worth-blanket2 | $3,288.00 | 9/6/2012 2:49:11 PM |
| jcornehlsen | $25.00 | 9/4/2012 6:09:52 PM |
| dedicated-diversification5 | $125.00 | 9/6/2012 9:43:05 AM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:16 PM |
| green-trade-dolphin2 | $56.73 | 9/4/2012 5:03:23 PM |
| Borrow2Grow | $54.00 | 9/4/2012 5:12:08 PM |
| LeReve | $500.00 | 9/4/2012 5:19:31 PM |
| bowdish1 | $100.00 | 9/4/2012 5:24:54 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:50 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:55 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:54 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:18 PM |
| marwadi-62 | $400.00 | 9/4/2012 6:19:59 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:24 PM |
| Mat25 | $100.00 | 9/4/2012 10:22:02 PM |
| McChan | $50.00 | 9/4/2012 10:57:54 PM |
| CIC | $25.00 | 9/5/2012 2:40:38 AM |
| lnuss25 | $75.00 | 9/5/2012 2:53:44 AM |
| Tscheddar | $25.00 | 9/5/2012 4:10:55 AM |
| SergRoosterDu | $26.00 | 9/5/2012 5:33:00 AM |
| Silverling6 | $26.12 | 9/5/2012 6:20:19 AM |
| Ben-Siegelbaum | $150.00 | 9/5/2012 6:23:31 AM |
| spirit07a | $79.00 | 9/5/2012 9:00:56 AM |
| investment-comet | $25.00 | 9/5/2012 7:06:10 AM |
| best-tenacious-revenue | $50.00 | 9/5/2012 7:29:56 AM |
| american6 | $35.00 | 9/5/2012 9:37:24 AM |
| position960 | $25.00 | 9/5/2012 11:05:39 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:51 AM |
| frankdelraza | $25.00 | 9/5/2012 10:29:58 AM |
| tolerant-dinero2 | $25.00 | 9/5/2012 10:57:54 AM |
| astute-benjamins | $125.00 | 9/5/2012 12:03:31 PM |
| piano55 | $25.00 | 9/5/2012 12:32:17 PM |
| enriching-dough370 | $250.00 | 9/5/2012 1:00:36 PM |
| darknesscrown | $25.00 | 9/5/2012 1:02:40 PM |
| first-serene-credit | $25.00 | 9/5/2012 2:25:17 PM |
| wadkuzma | $25.00 | 9/5/2012 4:02:09 PM |
| listing-trapper3 | $50.00 | 9/5/2012 5:25:39 PM |
| delectable-point5 | $50.00 | 9/5/2012 5:43:32 PM |
| fox798 | $25.00 | 9/5/2012 6:03:27 PM |
| FutureLenderEC | $50.00 | 9/5/2012 6:20:36 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:19 PM |
| sensible-payment1 | $100.00 | 9/5/2012 10:27:04 PM |
| silver-american2 | $95.00 | 9/5/2012 10:32:04 PM |
| dt_one | $25.00 | 9/5/2012 11:14:31 PM |
| worldly-kindness8 | $25.00 | 9/5/2012 11:19:47 PM |
| yield-hut | $25.00 | 9/6/2012 4:25:19 AM |
| rockerZ71 | $25.00 | 9/6/2012 5:25:15 AM |
| wealth-pizza | $150.00 | 9/5/2012 8:47:52 PM |
| Danylostefan | $35.00 | 9/6/2012 6:06:48 AM |
| Gordon_Gekko1 | $25.00 | 9/6/2012 8:25:53 AM |
| income-triangulation1 | $25.00 | 9/6/2012 12:51:38 AM |
| proud-gold9 | $25.00 | 9/6/2012 4:44:47 AM |
| Dont_Worry_Be_Happy | $25.00 | 9/6/2012 5:20:15 AM |
| income-buffalo1 | $79.56 | 9/6/2012 5:05:35 AM |
| Firescreek | $30.00 | 9/6/2012 6:17:45 AM |
| prudent-bid3 | $25.00 | 9/6/2012 6:18:22 AM |
| YampaQuant | $25.00 | 9/6/2012 7:09:34 AM |
| ets2011 | $25.00 | 9/6/2012 7:13:23 AM |
| treasure-hunter270 | $50.00 | 9/6/2012 8:08:04 AM |
| KryptonWare-com | $25.00 | 9/6/2012 9:03:43 AM |
| Investoman | $25.00 | 9/6/2012 9:25:04 AM |
| w3alter | $50.00 | 9/6/2012 9:13:44 AM |
| cpy911 | $25.00 | 9/6/2012 9:14:11 AM |
| cropdust3r | $25.00 | 9/6/2012 9:49:10 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:42 AM |
| mvalley | $25.00 | 9/6/2012 9:39:02 AM |
| BxRealtor | $25.00 | 9/6/2012 9:47:22 AM |
| lamsabuy | $46.00 | 9/6/2012 9:47:56 AM |
| puifais | $50.00 | 9/6/2012 9:59:03 AM |
| Rick21 | $25.00 | 9/6/2012 10:30:26 AM |
| octoberfresh | $25.00 | 9/6/2012 10:09:04 AM |
| camaraderi-catapult | $25.00 | 9/6/2012 10:51:57 AM |
| minista | $25.00 | 9/6/2012 10:13:22 AM |
| pujols8996 | $25.00 | 9/6/2012 11:00:37 AM |
| RocketSurgeon | $25.00 | 9/6/2012 10:22:56 AM |
| Cai8899 | $25.00 | 9/6/2012 10:25:56 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:32 AM |
| Frosty | $50.00 | 9/6/2012 12:35:00 PM |
| mrbelvue | $25.00 | 9/6/2012 12:51:20 PM |
| order-viking8 | $100.00 | 9/6/2012 2:32:40 PM |
| squarebob | $0.44 | 9/6/2012 2:51:20 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
632433
This series of Notes was issued and sold upon the funding of the borrower loan #74477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,776 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fantastic-dime568 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/4/2012 5:29:08 PM |
| marwadi-62 | $25.00 | 9/4/2012 6:26:51 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:42 PM |
| mrxtravis | $25.00 | 9/5/2012 6:25:21 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:31 PM |
| managedfund | $333.00 | 9/6/2012 10:50:56 AM |
| Something-Corporate | $25.00 | 9/4/2012 5:38:24 PM |
| greencat | $50.00 | 9/5/2012 7:23:52 AM |
| dudebrah | $25.00 | 9/5/2012 12:10:54 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:24:56 PM |
| ethical-truth211 | $112.00 | 9/6/2012 11:00:08 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
632451
This series of Notes was issued and sold upon the funding of the borrower loan #74237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-03-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $311.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1977 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,226 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-violin2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2012)
|
|
Principal balance:
| $0.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| prosha | $25.00 | 9/3/2012 9:02:47 AM |
| mad-scientist0 | $50.00 | 9/3/2012 9:13:51 AM |
| wise-abundant-hope | $25.00 | 9/3/2012 9:19:19 AM |
| helpinghand63 | $25.00 | 9/3/2012 9:20:58 AM |
| punctual-contract256 | $25.00 | 9/3/2012 9:22:40 AM |
| melodious-fairness | $25.00 | 9/3/2012 9:26:40 AM |
| lowrater | $100.40 | 9/3/2012 9:03:11 AM |
| Kame | $25.00 | 9/3/2012 9:37:33 AM |
| one-midas | $36.00 | 9/3/2012 9:05:26 AM |
| influential-peso9 | $25.00 | 9/3/2012 9:03:54 AM |
| LaGrangeLender | $50.00 | 9/3/2012 9:16:44 AM |
| glowing-transparency6 | $100.00 | 9/3/2012 10:03:51 AM |
| allotment464 | $100.00 | 9/3/2012 9:21:41 AM |
| rogue_monster | $50.00 | 9/3/2012 9:24:58 AM |
| mydogissocute | $25.00 | 9/3/2012 9:24:34 AM |
| chief64 | $200.00 | 9/3/2012 9:27:10 AM |
| ready-interest9 | $25.00 | 9/3/2012 9:36:34 AM |
| spirit07a | $100.00 | 9/3/2012 9:37:36 AM |
| gjm6d | $25.00 | 9/3/2012 9:48:33 AM |
| EnglishGeekInNYC | $25.00 | 9/3/2012 9:48:46 AM |
| terrific-dough6 | $50.00 | 9/3/2012 9:45:52 AM |
| rakem777 | $25.00 | 9/3/2012 9:53:58 AM |
| Socorro_Capital_Partners | $25.00 | 9/3/2012 10:02:04 AM |
| managedfund | $1,333.00 | 9/3/2012 10:08:44 AM |
| rce1964 | $25.00 | 9/3/2012 10:11:23 AM |
| ThePretender09 | $100.00 | 9/3/2012 10:13:49 AM |
| marwadi-62 | $100.60 | 9/3/2012 10:22:39 AM |
| entertaining-rate9 | $25.00 | 9/3/2012 9:07:58 AM |
| BainCapital-2point0 | $75.00 | 9/3/2012 9:11:36 AM |
| Perdita_II | $25.00 | 9/3/2012 9:14:26 AM |
| Ducatiman1978 | $25.00 | 9/3/2012 9:25:25 AM |
| sfmdg | $25.00 | 9/3/2012 9:25:50 AM |
| thankful-nickel2 | $50.00 | 9/3/2012 9:34:00 AM |
| gravbox | $25.00 | 9/3/2012 9:08:01 AM |
| AF-Chief | $25.00 | 9/3/2012 9:49:10 AM |
| credit-maple | $25.00 | 9/3/2012 9:53:27 AM |
| Gold-bug | $50.00 | 9/3/2012 9:11:42 AM |
| upbeat-investment9 | $25.00 | 9/3/2012 9:17:48 AM |
| dukeiyer | $25.00 | 9/3/2012 9:15:38 AM |
| boston_mass | $25.00 | 9/3/2012 9:18:36 AM |
| fair-pound5 | $50.00 | 9/3/2012 9:24:17 AM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:45 AM |
| Tradesmanlender | $25.00 | 9/3/2012 9:36:06 AM |
| standanddeliver | $45.00 | 9/3/2012 9:39:14 AM |
| penny-finder | $30.00 | 9/3/2012 9:50:43 AM |
| market-maximizer472 | $100.00 | 9/3/2012 9:55:20 AM |
| opportunity85 | $25.00 | 9/3/2012 9:59:05 AM |
| keen-credit6 | $25.00 | 9/3/2012 10:11:37 AM |
| best-magical-dollar | $25.00 | 9/3/2012 10:17:04 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
632541
This series of Notes was issued and sold upon the funding of the borrower loan #73869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $213.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,487 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supernova439 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $100.00 | 9/3/2012 5:47:51 PM |
| mikrolown | $25.00 | 9/3/2012 5:06:10 PM |
| hopeful_lender | $100.00 | 9/3/2012 5:12:40 PM |
| marwadi-62 | $500.00 | 9/3/2012 6:01:08 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:30 PM |
| _NaLNaBB | $200.00 | 9/3/2012 9:50:27 PM |
| JustMee | $25.00 | 9/3/2012 5:58:58 PM |
| kfrench | $75.00 | 9/3/2012 5:59:35 PM |
| 6_kids_college_fund | $25.00 | 9/3/2012 6:01:28 PM |
| toblerone | $25.00 | 9/3/2012 6:04:14 PM |
| ready-interest9 | $25.00 | 9/3/2012 6:13:15 PM |
| penny-finder | $25.00 | 9/3/2012 7:25:36 PM |
| herbyman | $50.00 | 9/4/2012 7:56:53 AM |
| cattlebaron | $25.00 | 9/3/2012 10:40:34 PM |
| awesome-dollar6 | $202.39 | 9/4/2012 4:21:25 AM |
| bullwink27 | $25.00 | 9/4/2012 7:58:34 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:28 AM |
| durable-investment8 | $30.00 | 9/4/2012 9:12:02 AM |
| deal-kung-fu | $150.00 | 9/4/2012 10:12:59 AM |
| JESPA | $25.25 | 9/4/2012 11:38:02 AM |
| range2 | $25.00 | 9/4/2012 11:42:29 AM |
| wise-charming-reward | $500.00 | 9/4/2012 11:30:38 AM |
| Nazbuster | $100.00 | 9/4/2012 11:40:27 AM |
| Rockymtnhi | $25.00 | 9/4/2012 12:07:23 PM |
| MONEY-1957 | $25.00 | 9/4/2012 4:47:03 PM |
| quickstep | $150.00 | 9/4/2012 1:38:15 PM |
| Astyanax | $40.00 | 9/4/2012 2:33:38 PM |
| awesome-yield7 | $25.00 | 9/4/2012 2:25:33 PM |
| squarebob | $26.00 | 9/4/2012 3:11:35 PM |
| glimmering-return863 | $50.00 | 9/4/2012 4:16:38 PM |
| WxChem | $30.00 | 9/4/2012 5:23:12 PM |
| scholarly-order6 | $100.00 | 9/4/2012 5:24:00 PM |
| superb-funds335 | $25.00 | 9/3/2012 5:23:06 PM |
| cash-mad-scientist3 | $25.00 | 9/3/2012 5:43:50 PM |
| JeremyLinFan | $50.00 | 9/3/2012 6:09:41 PM |
| first-wampum-gazer | $1,000.00 | 9/3/2012 6:17:25 PM |
| prudent-deal662 | $25.00 | 9/3/2012 6:19:18 PM |
| bazaar-elvis | $50.00 | 9/3/2012 5:03:21 PM |
| openness-antioxidant | $75.00 | 9/3/2012 5:18:17 PM |
| houli123 | $225.00 | 9/3/2012 6:57:47 PM |
| lowrater | $100.40 | 9/3/2012 5:25:07 PM |
| goodhearted-basis4 | $25.00 | 9/3/2012 5:40:42 PM |
| tranquil-gain1 | $75.00 | 9/3/2012 5:49:52 PM |
| RGlad | $150.00 | 9/3/2012 10:41:18 PM |
| Ready2Loan | $30.00 | 9/3/2012 5:45:36 PM |
| payment-halo | $25.00 | 9/3/2012 5:54:17 PM |
| Plutis | $25.00 | 9/3/2012 6:19:15 PM |
| one-midas | $51.00 | 9/3/2012 6:52:34 PM |
| thankful-nickel2 | $50.00 | 9/3/2012 7:00:26 PM |
| indomitable-deal0 | $25.00 | 9/3/2012 7:57:09 PM |
| Bank_Of_XL | $25.00 | 9/3/2012 8:22:12 PM |
| radforj22 | $25.00 | 9/4/2012 12:10:06 AM |
| megich06 | $50.00 | 9/4/2012 10:02:42 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:55 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:42 AM |
| shellstar | $25.00 | 9/4/2012 10:17:05 AM |
| Nipper99 | $100.00 | 9/4/2012 11:27:31 AM |
| new-transparent-bazaar | $25.00 | 9/4/2012 12:11:57 PM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:50 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:08 AM |
| sgt-schultz | $40.00 | 9/4/2012 2:02:52 PM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:11 AM |
| BigHorizon | $100.00 | 9/4/2012 11:48:24 AM |
| cybercop45 | $25.00 | 9/4/2012 11:52:26 AM |
| QsDad | $25.00 | 9/4/2012 11:41:32 AM |
| Vegasjim | $25.00 | 9/4/2012 5:00:48 PM |
| artisan369 | $300.00 | 9/4/2012 2:45:15 PM |
| hidavehi | $33.01 | 9/4/2012 5:07:15 PM |
| compatible-deal9 | $31.95 | 9/4/2012 5:25:49 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
632565
This series of Notes was issued and sold upon the funding of the borrower loan #74031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $433.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 2y 5m |
|
Amount delinquent:
| $98 |
Total credit lines:
| 22 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,820 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| courteous-payment238 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home repairs
This loan will be used to...Home repairs to roof and interior
My financial situation: Good
I am a good candidate for this loan because...I am fully employed
Monthly net income: $4300
Monthly expenses: 100
Housing: $930
Insurance: $110
Car expenses: $none
Utilities: $150
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $none
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $10,350.00 | 9/3/2012 5:02:50 PM |
| kila-designer | $100.00 | 9/3/2012 5:19:11 PM |
| EngineersAlliance | $100.00 | 9/3/2012 5:23:30 PM |
| toblerone | $25.00 | 9/3/2012 6:04:15 PM |
| scoobiedoo | $40.00 | 9/3/2012 9:08:43 PM |
| radforj22 | $25.00 | 9/4/2012 12:09:16 AM |
| dough-kitten5 | $25.00 | 9/4/2012 3:50:04 AM |
| euro-eagle1 | $26.00 | 9/4/2012 5:39:27 AM |
| glroark | $50.00 | 9/4/2012 7:38:40 AM |
| malcolmreynolds | $25.00 | 9/4/2012 9:11:18 AM |
| Happyhourcomics | $4.00 | 9/4/2012 12:06:17 PM |
| Nazbuster | $100.00 | 9/4/2012 11:53:04 AM |
| first-class-gold0 | $55.00 | 9/3/2012 5:05:05 PM |
| beans53 | $25.00 | 9/3/2012 5:10:10 PM |
| vutah | $35.00 | 9/3/2012 7:24:36 PM |
| return-pioneer221 | $200.00 | 9/3/2012 5:21:49 PM |
| WxChem | $30.00 | 9/3/2012 5:33:54 PM |
| integrity-doctor | $100.00 | 9/3/2012 7:15:36 PM |
| az2012 | $25.00 | 9/4/2012 8:07:15 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:55 AM |
| important-camaraderi584 | $25.00 | 9/4/2012 9:53:13 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:29 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:11 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
632579
This series of Notes was issued and sold upon the funding of the borrower loan #74026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $188.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $179,183 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-birdie6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WisconsinFinance | $25.00 | 9/3/2012 9:04:02 AM |
| TheSituation | $25.00 | 9/3/2012 9:04:02 AM |
| riveting-credit5 | $25.00 | 9/3/2012 9:05:41 AM |
| RGlad | $300.00 | 9/3/2012 9:11:38 AM |
| one-midas | $51.00 | 9/3/2012 9:14:19 AM |
| duty-viola | $25.00 | 9/3/2012 9:14:54 AM |
| subtle-bill727 | $25.00 | 9/3/2012 9:17:05 AM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:46 AM |
| commerce-gargantuan2 | $100.00 | 9/3/2012 9:31:15 AM |
| toblerone | $25.00 | 9/3/2012 10:10:56 AM |
| leverage-boomer0 | $25.00 | 9/3/2012 6:58:25 PM |
| favorite-commerce | $50.00 | 9/4/2012 9:01:39 AM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:48 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:44 PM |
| Sothenwhat | $100.00 | 9/4/2012 5:52:34 PM |
| CoolPlexer | $25.00 | 9/4/2012 6:31:45 PM |
| credit-maple | $25.00 | 9/3/2012 9:53:28 AM |
| openness-antioxidant | $75.00 | 9/3/2012 9:15:25 AM |
| a- | $35.00 | 9/3/2012 9:28:03 AM |
| tranquil-gain1 | $75.00 | 9/3/2012 9:37:11 AM |
| return-pioneer221 | $25.00 | 9/3/2012 9:40:25 AM |
| kfrench | $75.00 | 9/3/2012 10:11:13 AM |
| Bank_Of_XL | $25.00 | 9/3/2012 11:38:37 AM |
| bullwink27 | $25.00 | 9/4/2012 7:34:12 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:53 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:24 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:08 AM |
| new-transparent-bazaar | $25.00 | 9/4/2012 12:23:17 PM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:49 PM |
| Eric_Gagne | $25.00 | 9/4/2012 3:27:01 PM |
| justreturns | $25.00 | 9/4/2012 6:01:50 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:47 PM |
| Plutis | $24.00 | 9/4/2012 7:00:26 PM |
| best-bonafide-p2p | $25.00 | 9/4/2012 6:03:40 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:05 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
632601
This series of Notes was issued and sold upon the funding of the borrower loan #73893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,219 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-sherpa556 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| julijask | $25.00 | 9/3/2012 5:01:49 PM |
| Silver_Rupee | $25.01 | 9/3/2012 5:56:05 PM |
| handy-justice | $100.00 | 9/3/2012 5:06:07 PM |
| Zingaro | $25.00 | 9/3/2012 5:13:59 PM |
| thankful-nickel2 | $50.00 | 9/3/2012 7:07:17 PM |
| riveting-credit5 | $25.00 | 9/3/2012 5:48:40 PM |
| marwadi-62 | $25.00 | 9/3/2012 6:16:59 PM |
| LuvToLend | $25.00 | 9/4/2012 9:40:28 AM |
| let_me_retire | $49.00 | 9/4/2012 12:29:32 PM |
| refresher211 | $25.00 | 9/4/2012 5:13:19 PM |
| reward-adventure | $50.00 | 9/4/2012 6:00:09 PM |
| first-euro-rapture | $25.00 | 9/4/2012 6:07:20 PM |
| bsmtloan | $39.95 | 9/5/2012 4:08:13 AM |
| lowrater | $50.30 | 9/3/2012 5:22:23 PM |
| stock106 | $50.00 | 9/4/2012 6:58:09 AM |
| Frover | $35.74 | 9/4/2012 6:21:50 AM |
| vutah | $95.00 | 9/4/2012 8:36:44 AM |
| favorite-commerce | $50.00 | 9/4/2012 9:00:45 AM |
| lunareclipse | $50.00 | 9/4/2012 10:38:31 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:26 PM |
| green-rapid-openness | $300.00 | 9/4/2012 5:21:25 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:37 PM |
| MFBank | $50.00 | 9/4/2012 5:45:41 PM |
| Binan | $25.00 | 9/4/2012 10:01:19 PM |
| titancash4u | $25.00 | 9/4/2012 11:22:06 PM |
| bold-pound-statuette | $125.00 | 9/5/2012 3:49:31 AM |
| bold-pound-statuette | $125.00 | 9/5/2012 3:50:05 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
632613
This series of Notes was issued and sold upon the funding of the borrower loan #73698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,572 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-point-cake |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4400
Monthly expenses: $
Housing: $1970
Insurance: $300
Car expenses: $500
Utilities: $330
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/3/2012 5:07:17 PM |
| supreme-exchange547 | $25.00 | 9/3/2012 5:17:32 PM |
| cash-mad-scientist3 | $25.00 | 9/3/2012 5:43:50 PM |
| transparency-position | $27.00 | 9/3/2012 6:24:10 PM |
| real-return | $26.00 | 9/3/2012 6:50:34 PM |
| dariop | $25.01 | 9/3/2012 5:52:27 PM |
| julijask | $25.00 | 9/3/2012 5:55:48 PM |
| thankful-nickel2 | $50.00 | 9/3/2012 7:04:52 PM |
| LendingHelper | $100.00 | 9/4/2012 8:49:19 AM |
| adamdroker | $25.00 | 9/3/2012 8:08:44 PM |
| the-lean-bid | $25.00 | 9/4/2012 9:31:44 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:56 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:42 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:11 AM |
| wkeboarder21 | $50.00 | 9/4/2012 1:15:06 PM |
| dollardave | $50.00 | 9/4/2012 3:03:13 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:27 PM |
| calm-platinum957 | $35.00 | 9/4/2012 5:13:25 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:21 PM |
| green-order-captain | $50.00 | 9/4/2012 5:16:50 PM |
| EnglishGeekInNYC | $25.00 | 9/4/2012 5:51:48 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:51 PM |
| WalnutCreekguy | $50.00 | 9/4/2012 5:56:37 PM |
| bellaquito | $500.00 | 9/4/2012 5:57:33 PM |
| Investor_DP | $100.00 | 9/4/2012 6:23:04 PM |
| SBT | $25.00 | 9/4/2012 6:24:10 PM |
| grnii78 | $125.00 | 9/4/2012 6:43:56 PM |
| Lender722 | $25.00 | 9/5/2012 12:04:32 AM |
| transparency-river1 | $500.00 | 9/4/2012 9:12:00 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:09 AM |
| careful-vigilance4 | $25.00 | 9/5/2012 9:43:00 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:03 AM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:13 PM |
| tolerant-dime2 | $32.00 | 9/5/2012 11:15:43 AM |
| capital-zeus | $25.00 | 9/5/2012 2:16:49 PM |
| joey1011 | $25.00 | 9/5/2012 1:01:50 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:08 PM |
| note-venture | $25.00 | 9/5/2012 3:22:03 PM |
| five-star-euro3 | $25.00 | 9/5/2012 4:34:02 PM |
| BostonCapital | $100.00 | 9/5/2012 5:28:43 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:01 PM |
| wise-deal-panda | $100.00 | 9/5/2012 5:53:57 PM |
| the-silver-blaster | $50.00 | 9/5/2012 6:23:59 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:37:02 PM |
| reflective-rupee | $25.00 | 9/5/2012 8:16:16 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:40 AM |
| esander2 | $25.00 | 9/6/2012 2:55:27 AM |
| blue-subtle-integrity | $25.00 | 9/6/2012 3:23:34 AM |
| contract-amigo7 | $25.00 | 9/6/2012 7:15:53 AM |
| docdekay | $27.00 | 9/6/2012 9:04:39 AM |
| brainy-return234 | $50.00 | 9/6/2012 10:01:21 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:32 AM |
| graceful-investment | $106.00 | 9/6/2012 11:02:48 AM |
| britgsb | $25.00 | 9/6/2012 11:47:06 AM |
| stock106 | $25.00 | 9/6/2012 12:58:30 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:07 PM |
| asset-professor | $25.00 | 9/6/2012 5:44:22 PM |
| octoberfresh | $25.00 | 9/6/2012 5:47:31 PM |
| hellasow | $50.00 | 9/6/2012 6:36:08 PM |
| return-pioneer221 | $200.00 | 9/3/2012 5:21:49 PM |
| lowrater | $50.40 | 9/3/2012 5:22:43 PM |
| community-burrito9 | $35.00 | 9/3/2012 5:16:01 PM |
| RGlad | $100.00 | 9/3/2012 10:43:51 PM |
| CA-Lender | $25.00 | 9/4/2012 2:10:34 PM |
| LeReve | $500.00 | 9/4/2012 5:20:01 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:37 PM |
| missing-link | $25.00 | 9/4/2012 5:34:30 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:49 PM |
| Whipster | $60.00 | 9/4/2012 6:00:04 PM |
| Endeavour | $40.00 | 9/4/2012 6:02:30 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:50 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:13 PM |
| nourishing-interest0 | $25.00 | 9/4/2012 6:38:59 PM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 9:00:41 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:36 AM |
| HeroSupport | $60.00 | 9/5/2012 9:04:10 AM |
| CoyoteJack | $25.00 | 9/5/2012 10:03:31 AM |
| justreturns | $25.00 | 9/5/2012 10:08:45 AM |
| ChoiceInvestments | $25.00 | 9/5/2012 4:56:57 PM |
| enchanted-diversification496 | $50.00 | 9/5/2012 5:05:34 PM |
| rolltide09 | $34.00 | 9/5/2012 5:09:23 PM |
| kulender | $100.00 | 9/5/2012 5:59:19 PM |
| unequaled-truth9 | $100.00 | 9/5/2012 5:45:52 PM |
| loyalty-dragster7 | $125.00 | 9/5/2012 5:48:10 PM |
| loyalty-czar | $60.00 | 9/5/2012 6:38:33 PM |
| income-triangulation1 | $25.00 | 9/6/2012 12:52:29 AM |
| Plutis | $25.00 | 9/5/2012 7:44:16 PM |
| cognizant-transparency519 | $25.00 | 9/6/2012 6:13:06 AM |
| derwiki | $25.00 | 9/5/2012 10:01:49 PM |
| loyalist1 | $100.00 | 9/6/2012 8:17:31 AM |
| jebber007 | $44.42 | 9/5/2012 11:52:27 PM |
| RSV | $25.00 | 9/6/2012 6:32:51 AM |
| receptive-affluence035 | $40.00 | 9/6/2012 6:34:37 AM |
| credible-responsibility022 | $25.00 | 9/6/2012 7:09:43 AM |
| evergreen16 | $50.00 | 9/6/2012 8:04:27 AM |
| porter22 | $25.00 | 9/6/2012 8:49:38 AM |
| evergreen759 | $86.58 | 9/6/2012 9:02:50 AM |
| profit-powerplant | $25.00 | 9/6/2012 9:23:02 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:19 AM |
| thelovebug | $100.00 | 9/6/2012 10:00:38 AM |
| BansirOfBabylon | $25.00 | 9/6/2012 9:44:59 AM |
| Elefunt | $25.00 | 9/6/2012 9:58:28 AM |
| finder072 | $25.00 | 9/6/2012 10:50:41 AM |
| HLender | $40.00 | 9/6/2012 11:27:24 AM |
| platinum-attraction | $25.00 | 9/6/2012 2:05:08 PM |
| yield-trader | $25.00 | 9/6/2012 12:12:29 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:40 PM |
| COCHINOBOY | $25.00 | 9/6/2012 5:04:56 PM |
| kila-designer | $150.00 | 9/6/2012 5:19:02 PM |
| respectful-note5 | $25.00 | 9/6/2012 5:22:05 PM |
| Index_Plus | $4,481.59 | 9/6/2012 7:47:01 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
632627
This series of Notes was issued and sold upon the funding of the borrower loan #73707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 8.24% |
Borrower rate/APR:
| 9.24% / 12.02% |
Monthly payment:
| $207.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.22% | | |
| |
Estimated return*:
| 5.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,563 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-yield-trajectory |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle
Purpose of loan: This loan will be used to purchase a 1987 Harley Davidson FXRT
This loan will be used to...
My financial situation: My credit score is approximately 750 and I have no current personnel loans
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/3/2012 9:41:51 AM |
| lowrater | $50.40 | 9/3/2012 9:11:19 AM |
| market-maximizer472 | $100.00 | 9/3/2012 9:48:55 AM |
| penny-finder | $40.00 | 9/3/2012 10:00:41 AM |
| marwadi-62 | $200.00 | 9/3/2012 10:30:48 AM |
| member_98419 | $25.00 | 9/3/2012 9:42:50 AM |
| EnglishGeekInNYC | $25.00 | 9/3/2012 9:48:47 AM |
| Phryne | $100.00 | 9/3/2012 11:51:05 AM |
| Plutis | $25.00 | 9/3/2012 10:34:44 AM |
| violaetain | $50.00 | 9/3/2012 1:17:31 PM |
| DadsHaudiService | $200.00 | 9/3/2012 12:10:00 PM |
| MathProfessor | $25.00 | 9/3/2012 2:07:01 PM |
| payment-halo | $25.00 | 9/3/2012 6:32:55 PM |
| Tbone49 | $25.00 | 9/3/2012 10:46:03 PM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:07 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:53 AM |
| nickel-ferret | $25.00 | 9/4/2012 5:12:48 PM |
| LeReve | $500.00 | 9/4/2012 5:19:29 PM |
| skillful-finance | $25.00 | 9/4/2012 5:22:19 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:16 PM |
| ForMyFamily | $50.00 | 9/4/2012 5:24:25 PM |
| SBT | $25.00 | 9/4/2012 5:34:54 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:49 PM |
| thickhead | $25.00 | 9/4/2012 7:14:08 PM |
| best-bonafide-p2p | $25.00 | 9/4/2012 7:25:36 PM |
| sgt-schultz | $30.00 | 9/5/2012 5:40:21 AM |
| blindtaxidriver | $25.00 | 9/5/2012 12:03:50 AM |
| dough-kitten5 | $25.00 | 9/5/2012 3:41:09 AM |
| NoFate | $25.00 | 9/5/2012 4:20:42 AM |
| blue-useful-auction | $25.00 | 9/5/2012 6:26:55 AM |
| zwx1997 | $25.00 | 9/5/2012 7:13:50 AM |
| heerzaquestion | $69.00 | 9/5/2012 7:56:21 AM |
| wilchik | $40.00 | 9/5/2012 8:23:03 AM |
| brainy-credit1 | $30.00 | 9/5/2012 8:41:06 AM |
| coin-popcorn | $25.00 | 9/5/2012 9:32:00 AM |
| blue-laudable-dinero | $25.00 | 9/5/2012 9:57:44 AM |
| tranquil-gain1 | $75.00 | 9/3/2012 9:37:12 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 9:41:49 AM |
| ready-bid9 | $50.00 | 9/3/2012 9:30:47 AM |
| commerce-gargantuan2 | $100.00 | 9/3/2012 9:31:16 AM |
| community-burrito9 | $25.00 | 9/3/2012 11:12:56 AM |
| JustMee | $25.00 | 9/3/2012 11:45:19 AM |
| prudent-deal662 | $25.00 | 9/3/2012 9:57:17 AM |
| kfrench | $75.00 | 9/3/2012 10:11:13 AM |
| Dollars4Rent | $25.00 | 9/3/2012 10:11:46 AM |
| lochinvar | $75.00 | 9/3/2012 10:25:10 AM |
| bellaquito | $500.00 | 9/3/2012 10:26:46 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:39 PM |
| loot-baton | $25.00 | 9/3/2012 5:23:46 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:27 PM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:41 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:24 AM |
| availableloan | $25.00 | 9/4/2012 10:20:10 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:08 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:49 PM |
| unforgettable-return6 | $25.00 | 9/4/2012 4:43:40 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:24 PM |
| simiray | $40.00 | 9/4/2012 4:27:23 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:20 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:07 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:41 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:44 PM |
| IP | $25.00 | 9/4/2012 5:34:20 PM |
| _NaLNaBB | $100.00 | 9/4/2012 5:24:58 PM |
| JRS | $25.00 | 9/4/2012 5:32:28 PM |
| engaging-worth | $25.00 | 9/4/2012 5:39:28 PM |
| Ripsaw4U | $50.00 | 9/4/2012 5:53:21 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:48 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:05 PM |
| SCD | $25.00 | 9/4/2012 7:49:02 PM |
| jenerationx | $25.00 | 9/4/2012 8:56:46 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:14 PM |
| Squad51 | $25.00 | 9/4/2012 9:39:10 PM |
| Binan | $25.00 | 9/4/2012 9:58:07 PM |
| BankofPete | $30.00 | 9/5/2012 6:48:52 AM |
| promise2 | $25.00 | 9/5/2012 8:10:45 AM |
| coin-trumpet | $40.00 | 9/5/2012 9:29:22 AM |
| a-finance-nirvana | $25.00 | 9/5/2012 9:23:36 AM |
| adventurer447 | $160.60 | 9/5/2012 9:58:07 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
632717
This series of Notes was issued and sold upon the funding of the borrower loan #74107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $154.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,061 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mighty-fund0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Perdita_II | $25.00 | 9/3/2012 9:14:26 AM |
| EnglishGeekInNYC | $25.00 | 9/3/2012 9:48:47 AM |
| UstedEsElHombre | $100.00 | 9/3/2012 9:51:39 AM |
| bowdish1 | $100.00 | 9/3/2012 9:18:34 AM |
| enterprising-exchange6 | $50.00 | 9/3/2012 9:23:02 AM |
| commerce-gargantuan2 | $100.00 | 9/3/2012 10:10:02 AM |
| bellaquito | $500.00 | 9/3/2012 10:29:37 AM |
| neighborly-hope6 | $100.00 | 9/3/2012 9:33:57 AM |
| community-burrito9 | $25.00 | 9/3/2012 11:12:26 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:45:39 PM |
| Sneezie | $100.00 | 9/3/2012 5:57:46 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:27 PM |
| Syzygy | $25.00 | 9/3/2012 5:30:19 PM |
| radforj22 | $25.00 | 9/3/2012 11:59:40 PM |
| gentle-gain235 | $50.00 | 9/3/2012 6:09:36 PM |
| singletrck | $25.00 | 9/4/2012 8:34:22 AM |
| compassion-burrito | $25.00 | 9/4/2012 5:50:49 AM |
| GoldenKoi | $100.00 | 9/4/2012 6:04:33 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:41 AM |
| lijah10 | $25.00 | 9/4/2012 2:48:10 PM |
| payout-motivator0 | $25.00 | 9/4/2012 5:07:45 PM |
| dumbass | $25.00 | 9/4/2012 5:07:34 PM |
| D911ave | $50.00 | 9/4/2012 5:28:43 PM |
| Drewkeeper | $25.00 | 9/4/2012 5:52:05 PM |
| jazz619 | $25.00 | 9/4/2012 5:42:29 PM |
| RicheyRich | $25.00 | 9/4/2012 5:42:42 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:05 PM |
| undaunted-fairness0 | $25.00 | 9/4/2012 6:00:05 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:14 PM |
| best-bonafide-p2p | $50.00 | 9/4/2012 7:28:14 PM |
| swissbanker | $25.00 | 9/4/2012 11:30:29 PM |
| awesome-dollar6 | $200.00 | 9/5/2012 2:31:42 AM |
| bsmtloan | $192.90 | 9/5/2012 4:09:25 AM |
| payment-halo | $6.10 | 9/5/2012 4:38:40 AM |
| jcornehlsen | $25.00 | 9/3/2012 10:02:45 AM |
| Castellan | $50.00 | 9/3/2012 9:07:39 AM |
| gravbox | $25.00 | 9/3/2012 9:08:01 AM |
| revenue-carnation043 | $25.00 | 9/3/2012 9:08:23 AM |
| kevin314 | $25.00 | 9/3/2012 9:37:08 AM |
| BB-ptoploan | $50.00 | 9/3/2012 9:41:08 AM |
| kfrench | $75.00 | 9/3/2012 10:11:13 AM |
| cashhelp | $30.00 | 9/3/2012 10:34:55 AM |
| Plutis | $25.00 | 9/3/2012 10:34:44 AM |
| CoolPlexer | $50.00 | 9/3/2012 10:41:36 AM |
| violaetain | $50.00 | 9/3/2012 1:16:10 PM |
| dharma1 | $25.00 | 9/3/2012 5:19:28 PM |
| MathProfessor | $25.00 | 9/3/2012 2:07:01 PM |
| kenji4861 | $25.00 | 9/3/2012 5:32:25 PM |
| rmachi | $25.00 | 9/3/2012 5:39:04 PM |
| britgsb | $50.00 | 9/3/2012 5:39:00 PM |
| ingenious-deal6 | $25.00 | 9/3/2012 5:39:39 PM |
| loyalty-delight6 | $25.00 | 9/3/2012 5:39:53 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:25 AM |
| availableloan | $25.00 | 9/4/2012 9:42:43 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:07 AM |
| n036939 | $25.00 | 9/4/2012 11:18:33 AM |
| Theofficer_roth_ira | $176.00 | 9/4/2012 3:04:58 PM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:08 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:25 PM |
| munnu | $25.00 | 9/4/2012 3:35:44 PM |
| giftgold | $25.00 | 9/4/2012 1:31:49 PM |
| Eric_Gagne | $25.00 | 9/4/2012 3:27:10 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:30 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:52 PM |
| emphatic-responsibility | $50.00 | 9/4/2012 5:17:39 PM |
| blue-lively-platinum | $25.00 | 9/4/2012 5:36:11 PM |
| engrossing-community0 | $25.00 | 9/4/2012 8:11:45 PM |
| power-secret-agent | $25.00 | 9/5/2012 4:00:13 AM |
| jenerationx | $25.00 | 9/4/2012 8:55:28 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
632733
This series of Notes was issued and sold upon the funding of the borrower loan #73686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $418.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $308 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enterprising-transparency7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Staring New Business
Purpose of loan:
This loan will be used to...buy equipment and inventory
My financial situation:
I am a good candidate for this loan because...I have a stable job. I also know the business and have been in the business for years.
Monthly net income: $5500, plus yearly bonus of $20,000
Monthly expenses: $200
Housing: $0
Insurance: $140
Car expenses: $20, company car
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 9/4/2012 9:07:33 AM |
| return-pioneer221 | $200.00 | 9/4/2012 9:11:34 AM |
| newest-bid-britches | $100.00 | 9/4/2012 9:43:19 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:58 AM |
| 6_kids_college_fund | $25.00 | 9/4/2012 10:20:26 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:14 AM |
| bazaar-tulip | $500.00 | 9/4/2012 10:22:58 AM |
| green-lively-bill | $25.00 | 9/4/2012 11:10:09 AM |
| legend718 | $25.00 | 9/4/2012 11:13:51 AM |
| dollardave | $50.00 | 9/4/2012 3:03:14 PM |
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:06 PM |
| wonderous-principal083 | $25.00 | 9/4/2012 5:11:34 PM |
| orchestra960 | $88.00 | 9/4/2012 5:05:07 PM |
| the-credit-maker | $100.00 | 9/4/2012 5:06:34 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:52 PM |
| the-laudable-peso | $40.00 | 9/4/2012 5:36:23 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:49 PM |
| diplomatic-wealth7 | $25.00 | 9/4/2012 5:45:49 PM |
| thelovebug | $100.00 | 9/4/2012 5:54:00 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:27 PM |
| open-minded-p2p1 | $25.00 | 9/4/2012 5:46:43 PM |
| etraboulay | $34.00 | 9/4/2012 5:59:07 PM |
| nourishing-interest0 | $25.00 | 9/4/2012 6:38:59 PM |
| miked8303 | $50.00 | 9/5/2012 9:30:24 AM |
| tolerant-responsibility051 | $2,000.00 | 9/4/2012 9:17:34 AM |
| handy-justice | $50.00 | 9/4/2012 9:10:44 AM |
| compatible-deal9 | $25.00 | 9/4/2012 10:32:40 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:43 AM |
| Investor_DP | $100.00 | 9/4/2012 9:57:36 AM |
| simplelender80 | $500.00 | 9/4/2012 3:25:29 PM |
| enriching-dollar1 | $74.00 | 9/4/2012 5:07:13 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:08:12 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:03 PM |
| mmills1220 | $25.00 | 9/4/2012 5:11:45 PM |
| credit-dandelion148 | $200.00 | 9/4/2012 5:29:19 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:21 PM |
| LeReve | $500.00 | 9/4/2012 5:20:02 PM |
| careful-vigilance4 | $25.00 | 9/4/2012 5:20:18 PM |
| selector568 | $300.00 | 9/4/2012 5:18:48 PM |
| collider048 | $25.00 | 9/4/2012 5:22:24 PM |
| BostonCapital | $100.00 | 9/4/2012 5:22:46 PM |
| subtle-bill727 | $25.00 | 9/4/2012 5:20:15 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:41 PM |
| 1randyp | $25.00 | 9/4/2012 5:42:32 PM |
| daniel5075 | $100.00 | 9/4/2012 5:34:34 PM |
| fareast_man | $25.00 | 9/4/2012 5:49:01 PM |
| DreisersFinancier | $50.00 | 9/4/2012 5:38:02 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:52 PM |
| pedroballgame | $50.00 | 9/4/2012 5:50:37 PM |
| WalnutCreekguy | $50.00 | 9/4/2012 5:56:37 PM |
| P2P_Investor | $1,000.00 | 9/4/2012 6:09:32 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:14 PM |
| LuckyMacFunding | $25.00 | 9/4/2012 6:25:25 PM |
| dough-kitten5 | $25.00 | 9/5/2012 3:40:24 AM |
| Winged_Inspirations | $25.00 | 9/4/2012 8:36:37 PM |
| compassion-aspen | $25.00 | 9/5/2012 5:03:25 AM |
| transparency-river1 | $500.00 | 9/4/2012 9:12:00 PM |
| Ben-Siegelbaum | $50.00 | 9/5/2012 6:43:38 AM |
| sgt-schultz | $45.00 | 9/5/2012 5:39:19 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:37 AM |
| receptive-affluence035 | $25.00 | 9/5/2012 6:51:29 AM |
| draggon77 | $25.00 | 9/5/2012 7:22:10 AM |
| top-benefit-sequoia | $50.00 | 9/5/2012 9:06:07 AM |
| MTF | $50.00 | 9/5/2012 7:58:16 AM |
| fantastic-wampum1 | $92.00 | 9/5/2012 9:27:03 AM |
| Kaj | $25.00 | 9/5/2012 9:16:37 AM |
| leverage-monger | $25.00 | 9/5/2012 9:22:37 AM |
| Wellman | $25.00 | 9/5/2012 9:23:28 AM |
| tender-ore | $25.00 | 9/5/2012 9:30:35 AM |
| social-cocktail1 | $162.00 | 9/5/2012 9:38:55 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
632743
This series of Notes was issued and sold upon the funding of the borrower loan #74179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $171.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,437 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-healthy-deal |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
700-719
(Aug-2009)
|
|
Principal balance:
| $736.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some higher rate credit card debt acquired when I transitioned to my new job.
My financial situation:
I am a good candidate for this loan because we are a two income household with increasing income.
Monthly net income: $7,200
Monthly expenses: $6,500
Housing: $1950
Insurance: $200
Car expenses: $450
Utilities: $800
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $1,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $61.83 | 9/3/2012 9:03:52 AM |
| virtuous-repayment | $25.00 | 9/3/2012 9:04:07 AM |
| bullwink27 | $25.00 | 9/3/2012 9:07:19 AM |
| community-burrito9 | $35.00 | 9/3/2012 9:23:55 AM |
| quantum_leap | $25.00 | 9/3/2012 9:02:25 AM |
| trumpeter391 | $75.00 | 9/3/2012 9:04:20 AM |
| john0720 | $25.00 | 9/3/2012 9:07:29 AM |
| gravbox | $25.00 | 9/3/2012 9:08:01 AM |
| LaGrangeLender | $50.00 | 9/3/2012 9:16:45 AM |
| orange-market-amigo | $200.00 | 9/3/2012 9:58:13 AM |
| Perdita_II | $25.00 | 9/3/2012 9:14:26 AM |
| upbeat-investment9 | $250.00 | 9/3/2012 9:15:57 AM |
| fair-pound5 | $50.00 | 9/3/2012 9:24:17 AM |
| Ducatiman1978 | $25.00 | 9/3/2012 9:25:26 AM |
| JeremyLinFan | $50.00 | 9/3/2012 9:26:38 AM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:46 AM |
| active-reward7 | $50.00 | 9/3/2012 10:44:14 AM |
| riproaringrapids | $50.00 | 9/3/2012 9:38:21 AM |
| Kame | $25.00 | 9/3/2012 9:37:34 AM |
| 1stBankAndHal | $25.22 | 9/3/2012 9:43:47 AM |
| Feyenoord | $30.00 | 9/3/2012 10:05:41 AM |
| KMSB | $25.00 | 9/3/2012 12:41:47 PM |
| bellaquito | $500.00 | 9/3/2012 10:12:49 AM |
| unbeatable-credit1 | $50.00 | 9/3/2012 10:13:24 AM |
| deal-banker | $100.00 | 9/3/2012 10:31:13 AM |
| ALANGREANSPAN | $25.00 | 9/3/2012 10:25:40 AM |
| well-rounded-dinero | $25.00 | 9/3/2012 10:32:29 AM |
| BigHorizon | $100.00 | 9/3/2012 1:16:20 PM |
| trade-wildcat2 | $25.29 | 9/3/2012 1:35:52 PM |
| auction-seeker4 | $25.00 | 9/3/2012 1:51:20 PM |
| MoneyForNothing | $25.00 | 9/3/2012 11:01:37 AM |
| 30Engine | $50.00 | 9/3/2012 2:03:15 PM |
| community-burrito9 | $25.00 | 9/3/2012 11:11:43 AM |
| payment-halo | $50.00 | 9/3/2012 11:11:43 AM |
| Rollshaft | $30.00 | 9/3/2012 2:27:03 PM |
| finance-relaxation3 | $25.00 | 9/3/2012 11:23:58 AM |
| YampaQuant | $25.00 | 9/3/2012 11:30:23 AM |
| colonel165 | $25.00 | 9/3/2012 3:30:27 PM |
| super_pickle | $25.00 | 9/3/2012 12:39:50 PM |
| fund-bauble | $50.00 | 9/3/2012 1:18:39 PM |
| mikeleib | $25.00 | 9/3/2012 1:03:54 PM |
| tolerant-dinero2 | $50.00 | 9/3/2012 1:24:07 PM |
| Sixmil | $100.00 | 9/3/2012 1:36:49 PM |
| the-bill-gatherer | $25.00 | 9/3/2012 5:44:51 PM |
| oskizzle | $25.00 | 9/3/2012 4:19:09 PM |
| squarebob | $50.00 | 9/3/2012 4:11:17 PM |
| lions_crown | $25.00 | 9/3/2012 4:15:41 PM |
| organic-treasure | $25.52 | 9/3/2012 4:34:49 PM |
| a-noble-coin | $25.00 | 9/3/2012 4:46:05 PM |
| supreme-exchange547 | $25.00 | 9/3/2012 5:09:29 PM |
| careful-return0 | $25.00 | 9/3/2012 5:11:15 PM |
| JKEnterprises | $25.00 | 9/3/2012 5:10:48 PM |
| bazaar-tulip | $25.00 | 9/3/2012 5:33:23 PM |
| Gordon_Gekko1 | $30.00 | 9/3/2012 9:10:55 PM |
| britgsb | $37.00 | 9/3/2012 5:39:02 PM |
| kind-exchange-association | $25.13 | 9/3/2012 9:47:34 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:27 PM |
| the-respectful-transaction | $25.00 | 9/3/2012 6:31:26 PM |
| affluence-birdie7 | $25.00 | 9/3/2012 7:33:23 PM |
| frooogal | $25.00 | 9/3/2012 9:21:14 PM |
| lnuss25 | $75.00 | 9/3/2012 9:20:47 AM |
| lowrater | $50.40 | 9/3/2012 9:03:47 AM |
| one-midas | $36.00 | 9/3/2012 9:02:59 AM |
| GoGalt | $50.00 | 9/3/2012 9:41:43 AM |
| RGlad | $200.00 | 9/3/2012 9:06:38 AM |
| thankful-nickel2 | $50.00 | 9/3/2012 9:08:46 AM |
| EnglishGeekInNYC | $25.00 | 9/3/2012 9:48:47 AM |
| entertaining-rate9 | $25.00 | 9/3/2012 9:07:58 AM |
| dukeiyer | $25.00 | 9/3/2012 9:16:21 AM |
| keen-credit6 | $25.00 | 9/3/2012 10:15:12 AM |
| toblerone | $25.00 | 9/3/2012 9:28:48 AM |
| member_98419 | $25.00 | 9/3/2012 9:42:51 AM |
| felicity-contributor3 | $35.00 | 9/3/2012 9:40:24 AM |
| janeybooboo | $25.25 | 9/3/2012 9:48:58 AM |
| payout-reaction740 | $25.00 | 9/3/2012 9:49:15 AM |
| RainMakers | $25.00 | 9/3/2012 12:07:32 PM |
| CoolPlexer | $25.00 | 9/3/2012 10:29:02 AM |
| thrifty-capital | $30.00 | 9/3/2012 10:32:00 AM |
| LENDO-CALRISSIAN | $25.00 | 9/3/2012 10:38:32 AM |
| five-star-note | $25.00 | 9/3/2012 10:57:03 AM |
| new-orbital-transaction | $25.00 | 9/3/2012 11:02:35 AM |
| dynrep | $50.00 | 9/3/2012 11:11:59 AM |
| compatible-deal9 | $50.00 | 9/3/2012 11:24:39 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:44:50 PM |
| silver-breeze3 | $25.00 | 9/3/2012 1:38:32 PM |
| cloud8 | $30.00 | 9/3/2012 2:24:50 PM |
| jayk63 | $25.00 | 9/3/2012 2:43:20 PM |
| samurai2 | $25.00 | 9/3/2012 3:29:24 PM |
| bold-sunny-generosity | $25.00 | 9/3/2012 3:58:24 PM |
| Plutis | $25.00 | 9/3/2012 6:05:22 PM |
| spiff666 | $26.66 | 9/3/2012 5:14:28 PM |
| phenomenal-asset4 | $37.99 | 9/3/2012 6:58:53 PM |
| blue-laudable-dinero | $25.00 | 9/3/2012 8:01:07 PM |
| transparency-sapling | $25.00 | 9/3/2012 5:38:24 PM |
| JerryB96 | $100.00 | 9/3/2012 8:43:34 PM |
| openness-wind8 | $50.00 | 9/3/2012 11:34:03 PM |
| mmckune | $25.00 | 9/3/2012 5:57:12 PM |
| fate-amenable-to-change | $35.00 | 9/4/2012 12:27:08 AM |
| Mrs-Honeydew | $11.99 | 9/4/2012 4:46:50 AM |
| ethical-truth211 | $150.00 | 9/3/2012 6:49:05 PM |
| freefly67 | $26.72 | 9/3/2012 7:20:08 PM |
| wilkenm | $50.00 | 9/3/2012 7:56:39 PM |
| nourishing-wampum7 | $25.00 | 9/3/2012 8:06:01 PM |
| capital-blueberry | $25.00 | 9/3/2012 8:38:19 PM |
| radforj22 | $50.00 | 9/4/2012 12:04:43 AM |
| dough-kitten5 | $50.00 | 9/4/2012 3:49:31 AM |
| Ben-Siegelbaum | $50.00 | 9/4/2012 4:18:15 AM |
| Nerdster1 | $25.00 | 9/4/2012 4:38:22 AM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
632747
This series of Notes was issued and sold upon the funding of the borrower loan #74435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $155.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bevmoulse |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off Bank of America, A bill for a plumbing emergency and catch up while my my wife was unemployed. she is employed 30 hours per week now.
My financial situation: I just got behind a couple months while my wife was out of work.
I am a good candidate for this loan because...I work hard and am reliable, I just had a bad few months while my wife was looking for work. We just need a chance to catch up. I tried negoitiating with Bank of America for a lower payment and they refused to work with me. I got my mortgage modified under the government plan and wish to pay my bills, I just need some help right now.
Monthly net income: $2400.$
Housing: $1078.00
Insurance: $94.60
Car expenses: $100
Utilities: $176.00
Phone, cable, internet: $285.00
Food, entertainment: $350
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/4/2012 5:11:04 PM |
| thrilling-fund427 | $50.00 | 9/4/2012 5:04:55 PM |
| tolerant-responsibility051 | $2,000.00 | 9/4/2012 5:13:56 PM |
| worth-blanket2 | $4,500.00 | 9/4/2012 5:14:23 PM |
| capital-investor8 | $25.00 | 9/4/2012 5:03:29 PM |
| orchestra960 | $141.00 | 9/4/2012 5:05:19 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
632881
This series of Notes was issued and sold upon the funding of the borrower loan #74167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,978.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Sep-02-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 13.27% |
Borrower rate/APR:
| 14.27% / 16.58% |
Monthly payment:
| $420.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.22% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $154 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-cleansing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 50 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $18,400.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
740-759
(Nov-2010)
740-759
(Dec-2009)
|
|
Principal balance:
| $7,021.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Debt consolidation
Purpose of loan:
I am consolidating my debts for mortgage refinance. I am currently in an ARM mortgage that originated in late 2004 and it has substantially adjusted up. I can reduce my mortgage payment by over $600 at the current mortgage interest rates.
My financial situation:
I am a good candidate for this loan because I have excellent credit and steady employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dedicated-diversification5 | $125.00 | 9/4/2012 5:07:43 PM |
| justreturns | $25.00 | 9/2/2012 12:06:33 PM |
| cfarther | $50.00 | 9/2/2012 12:07:06 PM |
| calm-platinum957 | $35.00 | 9/2/2012 12:09:01 PM |
| virtuous-repayment | $25.00 | 9/2/2012 12:09:52 PM |
| thankful-nickel2 | $50.00 | 9/2/2012 12:15:01 PM |
| MoneyForNothing | $55.55 | 9/2/2012 12:15:42 PM |
| MoneyForNothing | $44.44 | 9/2/2012 12:01:23 PM |
| AFairDeal | $25.00 | 9/2/2012 12:35:43 PM |
| entertaining-rate9 | $25.00 | 9/2/2012 12:03:33 PM |
| green-trade-dolphin2 | $119.01 | 9/2/2012 12:02:12 PM |
| scholarly-order6 | $150.00 | 9/2/2012 12:13:11 PM |
| RGlad | $101.00 | 9/2/2012 12:11:18 PM |
| ready-bid9 | $50.00 | 9/2/2012 12:13:40 PM |
| janeybooboo | $74.74 | 9/2/2012 12:30:12 PM |
| Aberdeen | $99.00 | 9/2/2012 12:30:38 PM |
| aztec | $50.00 | 9/2/2012 12:31:49 PM |
| bowdish1 | $100.00 | 9/2/2012 12:41:35 PM |
| spirit07a | $100.00 | 9/2/2012 12:45:25 PM |
| GoGalt | $50.00 | 9/2/2012 12:57:21 PM |
| Utonomy | $105.00 | 9/2/2012 3:17:40 PM |
| newest-bid-britches | $100.00 | 9/2/2012 12:56:09 PM |
| BB-ptoploan | $50.00 | 9/2/2012 12:58:13 PM |
| indomitable-benjamins5 | $25.00 | 9/2/2012 4:59:23 PM |
| fair-interest6 | $27.21 | 9/2/2012 1:00:16 PM |
| og5221 | $25.00 | 9/2/2012 1:17:25 PM |
| five-star-note | $25.00 | 9/2/2012 2:00:16 PM |
| grasshopper774 | $27.61 | 9/2/2012 7:22:46 PM |
| theloanteacher | $25.00 | 9/2/2012 2:11:56 PM |
| balance-solo0 | $50.00 | 9/2/2012 6:18:53 PM |
| topher515 | $25.00 | 9/2/2012 5:47:41 PM |
| peace-cell2 | $25.00 | 9/2/2012 6:35:10 PM |
| tough-repayment4 | $50.00 | 9/2/2012 6:57:02 PM |
| lnuss25 | $25.00 | 9/2/2012 7:02:39 PM |
| mrreynol | $25.00 | 9/3/2012 8:08:55 AM |
| basis-spartan922 | $50.00 | 9/3/2012 8:17:54 AM |
| fuse136 | $25.00 | 9/2/2012 8:16:15 PM |
| benevolent-asset | $25.00 | 9/2/2012 11:42:57 PM |
| kind-exchange-association | $25.00 | 9/2/2012 11:48:07 PM |
| serene-capital | $25.00 | 9/3/2012 12:09:32 AM |
| saraven01 | $48.66 | 9/3/2012 4:49:53 AM |
| atlas100 | $25.00 | 9/3/2012 6:19:36 AM |
| astute-benjamins | $125.00 | 9/3/2012 8:00:20 AM |
| Green_Bay_Packers | $98.73 | 9/3/2012 8:46:08 AM |
| treasure-hunter270 | $75.00 | 9/3/2012 9:01:00 AM |
| CreditBuilder2 | $25.01 | 9/3/2012 9:32:16 AM |
| Kame | $25.00 | 9/3/2012 9:37:32 AM |
| riproaringrapids | $50.00 | 9/3/2012 9:38:19 AM |
| market-maximizer472 | $100.00 | 9/3/2012 9:58:40 AM |
| YampaQuant | $25.00 | 9/3/2012 11:29:36 AM |
| FamilyEducationFund | $25.00 | 9/3/2012 12:03:40 PM |
| cash-cymbal3 | $50.00 | 9/3/2012 12:07:26 PM |
| contract-victor5 | $50.00 | 9/3/2012 12:51:11 PM |
| bobb72 | $44.75 | 9/3/2012 3:14:25 PM |
| the-bill-gatherer | $25.00 | 9/3/2012 5:44:51 PM |
| organic-treasure | $25.00 | 9/3/2012 4:31:50 PM |
| ethical-truth211 | $100.00 | 9/3/2012 6:26:02 PM |
| MangoHedge | $25.00 | 9/3/2012 6:55:42 PM |
| Centaur | $25.00 | 9/3/2012 5:20:23 PM |
| nourishing-wampum7 | $25.00 | 9/3/2012 8:06:00 PM |
| qwknick57 | $25.00 | 9/3/2012 6:02:50 PM |
| otherwisedisposed | $100.00 | 9/3/2012 6:03:16 PM |
| Bank-of-Jon | $30.53 | 9/4/2012 7:28:15 AM |
| engineering-wealth | $50.00 | 9/4/2012 7:43:06 AM |
| affluence-birdie7 | $25.00 | 9/3/2012 7:33:22 PM |
| interest-jedi785 | $100.00 | 9/4/2012 7:56:57 AM |
| Schmoootie | $25.00 | 9/3/2012 7:37:09 PM |
| aerobat | $70.56 | 9/4/2012 8:44:42 AM |
| just-loyalty643 | $50.00 | 9/3/2012 8:40:33 PM |
| Mrs-Honeydew | $25.00 | 9/4/2012 4:49:09 AM |
| contract-student2 | $50.00 | 9/4/2012 4:10:03 AM |
| important-trade094 | $40.00 | 9/4/2012 4:18:12 AM |
| tolerant-responsibility051 | $2,000.00 | 9/4/2012 9:18:49 AM |
| bdiddy1268 | $30.00 | 9/4/2012 5:56:49 AM |
| prossperous01 | $50.00 | 9/4/2012 6:38:39 AM |
| agalt | $100.00 | 9/4/2012 7:35:55 AM |
| benefit-dreams | $25.00 | 9/4/2012 8:20:44 AM |
| El_Scubano | $25.00 | 9/4/2012 7:46:57 AM |
| thrilling-dedication4 | $146.48 | 9/4/2012 8:12:34 AM |
| vtrentster | $41.00 | 9/4/2012 8:16:18 AM |
| SPB | $50.00 | 9/4/2012 8:24:32 AM |
| SB94114 | $25.00 | 9/4/2012 8:54:07 AM |
| ready-vigilance3 | $88.17 | 9/4/2012 8:57:47 AM |
| designer_10 | $25.00 | 9/4/2012 10:07:06 AM |
| anacent | $25.00 | 9/4/2012 9:18:27 AM |
| bobby4u3 | $25.00 | 9/4/2012 9:28:49 AM |
| hope-kingdom | $125.00 | 9/4/2012 9:41:23 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:03 AM |
| best-tenacious-revenue | $25.00 | 9/4/2012 9:50:30 AM |
| BxRealtor | $25.00 | 9/4/2012 9:55:27 AM |
| loyalty-voyage | $25.00 | 9/4/2012 10:29:57 AM |
| giftgold | $25.00 | 9/4/2012 1:31:48 PM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:03 AM |
| Asgardian | $25.00 | 9/4/2012 11:44:46 AM |
| lowrater | $50.40 | 9/4/2012 12:16:19 PM |
| Theofficer_roth_ira | $45.00 | 9/4/2012 4:12:16 PM |
| courteous-trade229 | $25.00 | 9/4/2012 1:42:55 PM |
| balance316 | $26.00 | 9/4/2012 2:10:40 PM |
| cbivitz | $300.00 | 9/4/2012 3:11:28 PM |
| didibagle | $50.00 | 9/4/2012 3:28:50 PM |
| payment-chief9 | $50.00 | 9/4/2012 3:37:55 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:19 PM |
| urbane-deal152 | $50.00 | 9/4/2012 5:02:00 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:01 PM |
| the-enthralling-coin | $25.00 | 9/4/2012 5:26:30 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:15:44 PM |
| IP | $25.00 | 9/4/2012 5:34:18 PM |
| LeReve | $500.00 | 9/4/2012 5:19:29 PM |
| britgsb | $50.00 | 9/4/2012 5:37:31 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:44 PM |
| nhm | $30.00 | 9/4/2012 6:51:29 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:00 PM |
| doopers | $25.00 | 9/4/2012 6:36:40 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:21 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:12 PM |
| ChoiceInvestments | $28.50 | 9/4/2012 8:26:05 PM |
| Domgabriel | $25.00 | 9/5/2012 5:18:39 AM |
| donnajoy | $25.00 | 9/5/2012 5:23:30 AM |
| BigBag | $25.00 | 9/5/2012 5:37:04 AM |
| creativename | $25.00 | 9/4/2012 9:48:14 PM |
| aquistoyraul | $25.00 | 9/5/2012 4:40:25 AM |
| promise2 | $54.83 | 9/5/2012 8:14:13 AM |
| Leshan | $100.00 | 9/5/2012 8:49:48 AM |
| JJ-Loans | $60.00 | 9/5/2012 6:36:38 AM |
| well-mannered-power8 | $75.71 | 9/5/2012 7:58:04 AM |
| brainy-credit1 | $160.00 | 9/5/2012 8:35:26 AM |
| dhkny5 | $40.00 | 9/5/2012 9:23:03 AM |
| leverage-monger | $25.00 | 9/5/2012 9:25:56 AM |
| Investoman | $25.00 | 9/5/2012 10:01:56 AM |
| enticing-capital6 | $50.00 | 9/5/2012 10:00:07 AM |
| influential-wampum525 | $25.00 | 9/5/2012 10:11:21 AM |
| phaded | $25.00 | 9/5/2012 10:13:47 AM |
| kenji4861 | $25.00 | 9/5/2012 10:18:14 AM |
| HikeMoab | $25.00 | 9/5/2012 11:54:31 AM |
| Faithful-Steward12 | $32.40 | 9/5/2012 11:14:37 AM |
| quiksilver180 | $25.00 | 9/5/2012 11:22:15 AM |
| FL-Lender | $48.09 | 9/5/2012 11:58:51 AM |
| pound-idol543 | $100.00 | 9/5/2012 5:05:29 PM |
| scarecrow4188 | $37.31 | 9/5/2012 3:52:37 PM |
| creditologist281 | $25.00 | 9/5/2012 3:42:39 PM |
| SweetSerenityInvest | $25.50 | 9/5/2012 4:25:14 PM |
| gain-zeus8 | $25.00 | 9/5/2012 4:11:29 PM |
| RKLFinancial | $25.00 | 9/5/2012 4:41:19 PM |
| Cai8899 | $25.00 | 9/5/2012 5:17:49 PM |
| peace-adventurer3 | $25.00 | 9/2/2012 12:18:21 PM |
| __A1B2 | $25.07 | 9/2/2012 12:25:44 PM |
| indomitable-coin | $25.00 | 9/2/2012 12:28:38 PM |
| one-midas | $50.00 | 9/2/2012 12:05:07 PM |
| sandcrabsailor | $50.00 | 9/2/2012 12:27:44 PM |
| EnglishGeekInNYC | $25.00 | 9/2/2012 12:47:07 PM |
| first-graceful-contract | $30.00 | 9/2/2012 4:29:57 PM |
| evilkats | $50.00 | 9/2/2012 5:20:56 PM |
| genuine-loan0 | $35.00 | 9/2/2012 1:11:53 PM |
| RGlad | $149.00 | 9/2/2012 1:19:07 PM |
| bellaquito | $500.00 | 9/2/2012 1:51:48 PM |
| tolerant-dinero2 | $50.00 | 9/2/2012 1:58:34 PM |
| 111TaxMan | $25.00 | 9/2/2012 7:22:05 PM |
| The-Helper | $25.00 | 9/2/2012 3:55:12 PM |
| LifeRing | $25.00 | 9/2/2012 8:41:59 PM |
| Eminent_Endeavors | $26.00 | 9/2/2012 5:53:07 PM |
| tornado351 | $25.00 | 9/3/2012 4:44:30 AM |
| diversification-medalist | $25.00 | 9/2/2012 6:48:22 PM |
| retirementplan2012 | $35.00 | 9/3/2012 5:40:50 AM |
| elfincove | $25.00 | 9/3/2012 5:51:30 AM |
| Terapin0511 | $25.39 | 9/2/2012 7:36:21 PM |
| Rulea72 | $25.00 | 9/3/2012 8:07:46 AM |
| farchoir | $25.00 | 9/3/2012 8:37:48 AM |
| FWF-kinetic | $25.00 | 9/2/2012 10:24:33 PM |
| quantum_leap | $25.00 | 9/3/2012 9:04:22 AM |
| felicity-contributor3 | $35.00 | 9/3/2012 1:25:44 AM |
| oldrebel | $25.00 | 9/3/2012 12:26:48 AM |
| sympathetic-wampum5 | $50.00 | 9/3/2012 1:37:32 AM |
| JTHarris | $25.00 | 9/3/2012 5:20:26 AM |
| basis-hero8 | $25.00 | 9/3/2012 7:49:49 AM |
| moola-accelerator6 | $52.00 | 9/3/2012 8:25:05 AM |
| dukeiyer | $25.00 | 9/3/2012 8:58:20 AM |
| zenyatta | $25.00 | 9/3/2012 9:21:16 AM |
| rate-banshee0 | $25.00 | 9/3/2012 9:26:57 AM |
| active-reward7 | $50.00 | 9/3/2012 10:44:12 AM |
| compatible-deal9 | $50.00 | 9/3/2012 11:14:16 AM |
| openness-arch | $25.00 | 9/3/2012 2:24:53 PM |
| labate | $25.00 | 9/3/2012 11:36:54 AM |
| social-comet224 | $27.84 | 9/3/2012 2:50:33 PM |
| VitaminFunk | $25.00 | 9/3/2012 6:10:51 PM |
| direct-dollar4 | $25.00 | 9/3/2012 8:05:19 PM |
| rcs2003 | $25.00 | 9/3/2012 10:38:25 PM |
| DoctorJoe | $25.00 | 9/4/2012 5:16:08 AM |
| prainvestment | $25.00 | 9/4/2012 7:14:20 AM |
| herbyman | $50.00 | 9/4/2012 7:48:24 AM |
| wilkenm | $50.00 | 9/3/2012 7:56:38 PM |
| investment-comet | $25.00 | 9/4/2012 8:24:37 AM |
| WeedPatch | $50.00 | 9/4/2012 9:02:45 AM |
| Ben-Siegelbaum | $50.00 | 9/4/2012 3:48:20 AM |
| profitable-commerce822 | $25.00 | 9/4/2012 9:45:34 AM |
| c-gurista-5 | $25.00 | 9/4/2012 8:06:49 AM |
| dime-bigwig4 | $29.00 | 9/4/2012 9:29:04 AM |
| DreDub | $50.00 | 9/4/2012 10:32:14 AM |
| kristof2007 | $25.00 | 9/4/2012 10:58:19 AM |
| chief64 | $189.00 | 9/4/2012 9:51:01 AM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:18 AM |
| kid_dynamite15 | $50.00 | 9/4/2012 9:57:58 AM |
| Nazbuster | $100.00 | 9/4/2012 10:22:37 AM |
| mpatrick | $100.00 | 9/4/2012 11:06:03 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:10:47 AM |
| Rider | $140.16 | 9/4/2012 11:18:53 AM |
| credit-superstar110 | $25.00 | 9/4/2012 11:22:42 AM |
| fearless-loyalty5 | $25.00 | 9/4/2012 12:25:47 PM |
| moola-phase | $50.00 | 9/4/2012 1:49:16 PM |
| nimble-money086 | $25.00 | 9/4/2012 3:00:12 PM |
| peso-trailblazer0 | $50.00 | 9/4/2012 3:02:09 PM |
| jcw3rd | $25.00 | 9/4/2012 2:47:57 PM |
| Empower-personal-responsibility | $25.00 | 9/4/2012 3:19:32 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:20 PM |
| credit-prodigy4 | $40.00 | 9/4/2012 4:42:34 PM |
| yield-hut | $25.00 | 9/4/2012 4:53:01 PM |
| affluence-microscope2 | $200.00 | 9/4/2012 5:10:15 PM |
| Koomarbit | $30.00 | 9/4/2012 5:04:40 PM |
| repayment-pagoda8 | $100.00 | 9/4/2012 5:06:26 PM |
| JC_12 | $50.00 | 9/4/2012 5:11:50 PM |
| radiant-dollar9 | $200.00 | 9/4/2012 5:14:49 PM |
| WxChem | $30.00 | 9/4/2012 5:23:12 PM |
| thrifty-transaction578 | $25.00 | 9/4/2012 5:37:14 PM |
| enticing-note | $25.00 | 9/4/2012 5:57:49 PM |
| delectable-point5 | $50.00 | 9/4/2012 5:37:24 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:40 PM |
| jdragon | $52.08 | 9/4/2012 8:00:42 PM |
| cilynx | $25.00 | 9/4/2012 6:15:00 PM |
| Diversified_Examiner | $25.00 | 9/4/2012 10:27:59 PM |
| adaptable-benefit6 | $25.00 | 9/4/2012 7:58:57 PM |
| felicity-taxi4 | $25.00 | 9/4/2012 8:31:34 PM |
| aquistoyraul | $25.00 | 9/5/2012 4:39:18 AM |
| FWF-kinetic | $25.00 | 9/4/2012 9:00:45 PM |
| 420limo | $50.00 | 9/4/2012 10:08:04 PM |
| Soulphoniks-Holdings | $32.54 | 9/5/2012 6:28:16 AM |
| 1willray | $25.83 | 9/4/2012 10:51:13 PM |
| prudent-bid3 | $50.00 | 9/5/2012 6:46:54 AM |
| Navy_Wife_Retired | $50.00 | 9/5/2012 3:30:49 AM |
| Kattosha | $25.00 | 9/5/2012 7:31:47 AM |
| hidavehi | $25.01 | 9/5/2012 3:50:32 AM |
| mad-scientist0 | $50.00 | 9/5/2012 4:42:27 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:34 AM |
| BiggestG | $25.00 | 9/5/2012 9:17:19 AM |
| magical-credit523 | $25.00 | 9/5/2012 9:34:44 AM |
| american6 | $50.00 | 9/5/2012 9:37:21 AM |
| theaterguy | $25.00 | 9/5/2012 9:38:58 AM |
| processor115 | $25.00 | 9/5/2012 9:40:58 AM |
| ChrisTJ | $25.00 | 9/5/2012 9:42:39 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:11 AM |
| RiderIRA | $351.09 | 9/5/2012 9:54:21 AM |
| peaceful-justice3 | $25.00 | 9/5/2012 10:14:52 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:45 AM |
| dontletmoneyfoolya | $25.00 | 9/5/2012 11:26:40 AM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:03 PM |
| ponch12 | $50.00 | 9/5/2012 2:27:48 PM |
| dudebrah | $50.00 | 9/5/2012 12:23:18 PM |
| themoneydoctor | $45.39 | 9/5/2012 4:30:30 PM |
| Tonusb0 | $25.00 | 9/5/2012 1:47:23 PM |
| ATWLab | $25.00 | 9/5/2012 5:04:05 PM |
| keichi03 | $50.00 | 9/5/2012 4:45:42 PM |
| order-spy9 | $500.00 | 9/5/2012 4:40:36 PM |
| durability-solstice8 | $50.00 | 9/5/2012 5:21:59 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:02 PM |
| innovator10 | $500.00 | 9/5/2012 5:21:20 PM |
| 263 Investments
|
Borrower Payment Dependent Notes Series
632895
This series of Notes was issued and sold upon the funding of the borrower loan #73803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.75% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 25.32% |
Borrower rate/APR:
| 26.32% / 28.93% |
Monthly payment:
| $120.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.69% | | |
| |
Estimated return*:
| 14.94% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 21y 11m |
|
Amount delinquent:
| $11,816 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,734 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-fabulous-greenback |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2011)
|
|
Principal balance:
| $3,406.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off outstanding debt and set a better budget for myself and kids.
My financial situation:
I am a good candidate for this loan because...I have been at my job for 20 years, i pay all my bills on time and want to continue to do so. I have two children and am a single mother if i can considolate i would be able to better manage our budget and provide for my family.
Monthly net income: $3,200.00
Monthly expenses: $
Housing: $ 1,200.00
Insurance: $ 200.00
Car expenses: $ 150.00
Utilities: $ (roommate pays)
Phone, cable, internet: $ 50.00
Food, entertainment: $ 220.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 620.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| professional-vigilance9 | $100.00 | 9/4/2012 5:03:06 PM |
| worth-blanket2 | $3,600.00 | 9/4/2012 5:03:00 PM |
| adventurer447 | $300.00 | 9/4/2012 5:04:04 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
632911
This series of Notes was issued and sold upon the funding of the borrower loan #73902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $381.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,594 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sophisticated-compassion8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to pay off timeshare and Irs back taxes
This loan will be used to...same as above
My financial situation: good
I am a good candidate for this loan because... I am a union driver with stable income .
Monthly net income: $3200
Monthly expenses: $2200
Housing: $650
Insurance: $80
Car expenses: $0
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $90
Other expenses: $
400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| subtle-bill727 | $25.00 | 9/3/2012 9:17:06 AM |
| tranquil-gain1 | $75.00 | 9/3/2012 9:37:12 AM |
| cash-mad-scientist3 | $25.00 | 9/3/2012 9:09:54 AM |
| RGlad | $200.00 | 9/3/2012 9:13:53 AM |
| openness-antioxidant | $75.00 | 9/3/2012 9:15:25 AM |
| commerce-gargantuan2 | $100.00 | 9/3/2012 9:31:16 AM |
| scoobiedoo | $40.00 | 9/3/2012 11:32:25 AM |
| toblerone | $25.00 | 9/3/2012 10:10:56 AM |
| payment-halo | $25.00 | 9/3/2012 11:01:45 AM |
| vutah | $25.00 | 9/3/2012 11:09:36 AM |
| EnglishGeekInNYC | $50.00 | 9/3/2012 2:44:30 PM |
| supreme-exchange547 | $25.00 | 9/3/2012 5:16:02 PM |
| Otagaini | $100.00 | 9/4/2012 3:29:34 AM |
| RLaumeyer | $28.69 | 9/4/2012 8:32:50 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:08 AM |
| Vector | $25.00 | 9/4/2012 1:13:47 PM |
| CA-Lender | $25.00 | 9/4/2012 2:10:23 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:20 PM |
| LeReve | $500.00 | 9/4/2012 5:20:01 PM |
| enriching-trade2 | $25.00 | 9/4/2012 5:56:44 PM |
| reduce_US_govt_debt | $35.00 | 9/4/2012 6:16:09 PM |
| Investor_DP | $100.00 | 9/4/2012 6:23:03 PM |
| exciting-fairness | $200.00 | 9/4/2012 7:33:49 PM |
| Astyanax | $40.00 | 9/5/2012 12:00:40 AM |
| Lender722 | $25.00 | 9/5/2012 12:04:32 AM |
| power-secret-agent | $25.00 | 9/5/2012 3:57:22 AM |
| helpful-loan245 | $25.00 | 9/5/2012 4:57:24 AM |
| receptive-affluence035 | $25.00 | 9/5/2012 6:51:29 AM |
| Tradesmanlender | $25.00 | 9/5/2012 9:02:07 AM |
| radiant-dinero2 | $25.00 | 9/5/2012 9:05:35 AM |
| coin-trumpet | $40.00 | 9/5/2012 9:29:23 AM |
| bubb_hans | $25.00 | 9/5/2012 9:25:31 AM |
| _NaLNaBB | $100.00 | 9/5/2012 9:47:43 AM |
| Elefunt | $25.00 | 9/5/2012 9:32:21 AM |
| CoyoteJack | $25.00 | 9/5/2012 10:03:30 AM |
| hellasow | $50.00 | 9/5/2012 11:23:13 AM |
| TruTaing | $25.00 | 9/5/2012 12:53:48 PM |
| UltimateWill | $50.00 | 9/5/2012 11:27:02 AM |
| buffalobills | $25.00 | 9/5/2012 4:09:26 PM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:13 PM |
| grf1945 | $60.00 | 9/5/2012 5:02:09 PM |
| creditologist281 | $25.00 | 9/5/2012 3:41:24 PM |
| five-star-euro3 | $25.00 | 9/5/2012 4:34:02 PM |
| mercuriant | $25.00 | 9/5/2012 5:10:28 PM |
| fantastic-wampum1 | $34.00 | 9/5/2012 5:26:14 PM |
| nycfinance | $25.00 | 9/5/2012 5:35:40 PM |
| unequaled-truth9 | $100.00 | 9/5/2012 5:45:51 PM |
| loyalty-dragster7 | $17.60 | 9/5/2012 5:48:09 PM |
| enriched-return057 | $100.00 | 9/5/2012 5:34:07 PM |
| creditjunky | $50.00 | 9/3/2012 9:03:19 AM |
| glimmering-liberty616 | $25.00 | 9/3/2012 9:04:16 AM |
| ferocious-kindness8 | $30.00 | 9/3/2012 9:40:21 AM |
| superb-funds335 | $25.00 | 9/3/2012 9:43:20 AM |
| lowrater | $50.50 | 9/3/2012 9:06:56 AM |
| handy-justice | $100.00 | 9/3/2012 9:07:26 AM |
| durability-ace9 | $30.00 | 9/3/2012 9:27:46 AM |
| return-pioneer221 | $25.00 | 9/3/2012 9:40:26 AM |
| julijask | $25.00 | 9/3/2012 9:54:00 AM |
| dynrep | $25.00 | 9/3/2012 11:02:06 AM |
| 30Engine | $35.00 | 9/3/2012 2:03:16 PM |
| oskizzle | $25.00 | 9/3/2012 4:19:50 PM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:53 AM |
| bullwink27 | $25.00 | 9/4/2012 11:56:31 AM |
| Sothenwhat | $100.00 | 9/4/2012 11:13:41 AM |
| new-transparent-bazaar | $25.00 | 9/4/2012 12:34:03 PM |
| selector568 | $300.00 | 9/4/2012 5:18:48 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:49 PM |
| WalnutCreekguy | $50.00 | 9/4/2012 5:56:36 PM |
| bellaquito | $500.00 | 9/4/2012 5:57:33 PM |
| pierrelasvegas | $25.00 | 9/4/2012 5:37:48 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:06 PM |
| nourishing-interest0 | $25.00 | 9/4/2012 6:38:58 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:48 PM |
| jebber007 | $25.00 | 9/4/2012 7:20:18 PM |
| compassionate-asset8 | $26.81 | 9/4/2012 10:03:55 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:15:13 PM |
| transparency-river1 | $500.00 | 9/4/2012 9:11:59 PM |
| LaGrangeLender | $40.00 | 9/5/2012 5:52:28 AM |
| generous-deal6 | $25.00 | 9/5/2012 1:03:27 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:35 AM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 9:00:40 AM |
| asset-professor | $25.00 | 9/5/2012 9:32:00 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:07 AM |
| careful-vigilance4 | $25.00 | 9/5/2012 9:43:00 AM |
| john0720 | $25.00 | 9/5/2012 10:18:19 AM |
| WxChem | $30.00 | 9/5/2012 10:02:42 AM |
| new-gold-wrangler | $543.00 | 9/5/2012 11:07:31 AM |
| joey1011 | $25.00 | 9/5/2012 1:01:49 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:06 PM |
| Scottyd911 | $50.00 | 9/5/2012 11:57:22 AM |
| dudebrah | $25.00 | 9/5/2012 12:18:37 PM |
| capital-zeus | $25.00 | 9/5/2012 2:16:49 PM |
| 1stPlace | $75.00 | 9/5/2012 11:57:32 AM |
| Tonusb0 | $25.00 | 9/5/2012 1:57:58 PM |
| ponch12 | $52.40 | 9/5/2012 2:28:32 PM |
| ThePretender09 | $100.00 | 9/5/2012 3:27:14 PM |
| wadkuzma | $25.00 | 9/5/2012 4:05:32 PM |
| keichi03 | $27.00 | 9/5/2012 4:48:16 PM |
| accruer89 | $100.00 | 9/5/2012 5:20:16 PM |
| BostonCapital | $100.00 | 9/5/2012 5:28:42 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:00 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
632955
This series of Notes was issued and sold upon the funding of the borrower loan #74248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $180.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,431 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| puppy385 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
I will be using this loan to pay of 2 credit cards and 1 line of credit (PayPal's Bill Me Later line of credit).
My financial situation:
I am always on time paying my bills. But I would like to have consolidate these 3 debts into one, and pay them off completely with the loan. Then I will only have to pay this one loan at a fixed rate instead of making minimum payments on the other 3.
Monthly net income: $3000
Monthly expenses: $500
Housing: $950
Car expenses: $120
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $200
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdli_dude | $25.00 | 9/4/2012 5:02:19 PM |
| bullwink27 | $25.00 | 9/4/2012 5:05:14 PM |
| credit-maple | $25.00 | 9/4/2012 5:07:22 PM |
| lowrater | $50.40 | 9/4/2012 5:07:54 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:06 PM |
| scholarly-order6 | $50.00 | 9/4/2012 5:16:32 PM |
| BigHorizon | $159.59 | 9/4/2012 5:24:10 PM |
| worth-blanket2 | $4,500.00 | 9/4/2012 5:01:42 PM |
| commerce-venture1 | $25.00 | 9/4/2012 5:08:04 PM |
| vutah | $35.00 | 9/4/2012 5:11:19 PM |
| cash-mad-scientist3 | $25.00 | 9/4/2012 5:23:47 PM |
| dariop | $25.01 | 9/4/2012 5:14:45 PM |
| WxChem | $30.00 | 9/4/2012 5:23:13 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
632975
This series of Notes was issued and sold upon the funding of the borrower loan #73935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,374 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderous-camaraderi5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest credit cards.
My financial situation:
I am a good candidate for this loan because I have a history of no late payments, and would simply like a fixed payment with lower interest to pay down my revolving credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/4/2012 10:40:20 AM |
| neighborly-hope6 | $100.00 | 9/4/2012 9:08:45 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:10 AM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:15 PM |
| blot44 | $25.00 | 9/5/2012 4:10:14 AM |
| kenji4861 | $25.00 | 9/5/2012 9:16:33 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:11 AM |
| loyalty-delight6 | $25.00 | 9/6/2012 10:13:02 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:34 AM |
| respectful-fairness069 | $27.00 | 9/6/2012 3:01:12 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:34 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:27 AM |
| pdub | $500.00 | 9/7/2012 12:40:24 PM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:31 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:36 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:33 AM |
| djs81 | $75.00 | 9/8/2012 1:03:26 PM |
| samurai2 | $50.00 | 9/9/2012 5:41:37 AM |
| lendersf | $50.00 | 9/8/2012 4:31:11 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:44 PM |
| tenacious-payout | $50.00 | 9/9/2012 8:39:25 PM |
| open-platinum612 | $25.00 | 9/10/2012 4:57:27 PM |
| alaskanone | $25.00 | 9/10/2012 5:01:01 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:50 PM |
| -J | $50.00 | 9/10/2012 5:04:24 PM |
| TheYellowDart | $25.00 | 9/10/2012 5:04:31 PM |
| GMPK_TLAS | $50.00 | 9/10/2012 5:04:53 PM |
| compatible-deal9 | $50.00 | 9/10/2012 12:25:05 PM |
| daisuke | $25.00 | 9/10/2012 5:06:13 PM |
| LoanU | $25.00 | 9/10/2012 5:06:56 PM |
| devoider | $25.00 | 9/10/2012 2:19:21 PM |
| littlemonkey | $25.00 | 9/10/2012 5:09:17 PM |
| student17354 | $35.00 | 9/10/2012 4:40:30 PM |
| Clambake | $25.00 | 9/10/2012 5:10:04 PM |
| gracej | $25.00 | 9/10/2012 5:01:21 PM |
| bill-igloo | $25.00 | 9/10/2012 5:02:18 PM |
| compoundinterest | $25.00 | 9/10/2012 5:12:23 PM |
| loantigger | $25.00 | 9/10/2012 5:02:50 PM |
| DPH | $50.00 | 9/10/2012 5:13:53 PM |
| inspired-investment8 | $100.00 | 9/10/2012 5:14:33 PM |
| jocephus | $25.00 | 9/10/2012 5:14:49 PM |
| nickel-circuitry | $25.00 | 9/10/2012 5:05:14 PM |
| economy-molecule3 | $500.00 | 9/10/2012 5:15:27 PM |
| pencreek | $25.00 | 9/10/2012 5:15:40 PM |
| hard-working-rate3 | $25.00 | 9/10/2012 5:06:17 PM |
| buckeye9 | $25.00 | 9/10/2012 5:06:34 PM |
| wise-alluring-penny | $50.00 | 9/10/2012 5:01:45 PM |
| red-blazing-pound | $25.00 | 9/10/2012 5:06:48 PM |
| marketplace-cello5 | $25.00 | 9/10/2012 5:02:53 PM |
| anyoi | $25.00 | 9/10/2012 5:07:51 PM |
| x27 | $25.00 | 9/10/2012 5:16:50 PM |
| extraordinary-exchange4 | $50.00 | 9/10/2012 5:09:26 PM |
| lifegrowth | $25.00 | 9/10/2012 5:10:21 PM |
| mg6619 | $25.00 | 9/10/2012 5:10:39 PM |
| riskreward | $250.00 | 9/10/2012 5:11:43 PM |
| Wilvara | $25.00 | 9/10/2012 5:05:45 PM |
| Unclejohn | $25.00 | 9/10/2012 5:12:55 PM |
| Investoman | $25.00 | 9/10/2012 5:13:17 PM |
| downtownfarm | $25.00 | 9/10/2012 5:06:59 PM |
| inqbus | $50.00 | 9/10/2012 5:07:13 PM |
| joedeshon | $25.00 | 9/10/2012 5:18:49 PM |
| TrustPlus | $50.00 | 9/10/2012 5:18:53 PM |
| larslfe | $25.00 | 9/10/2012 5:15:07 PM |
| macgeek | $50.00 | 9/10/2012 5:11:09 PM |
| Crewhippie | $25.00 | 9/10/2012 5:20:49 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:20:59 PM |
| dilbert17 | $25.00 | 9/10/2012 5:12:39 PM |
| N_P | $25.00 | 9/10/2012 5:12:58 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:31 PM |
| safe-payment8 | $25.00 | 9/10/2012 5:14:12 PM |
| IndianChief | $25.00 | 9/10/2012 5:15:29 PM |
| tenacious-affluence | $25.00 | 9/10/2012 5:15:59 PM |
| graceful-durability246 | $50.00 | 9/10/2012 5:24:20 PM |
| rulender | $25.00 | 9/10/2012 5:19:02 PM |
| taurusco | $100.00 | 9/10/2012 5:26:52 PM |
| Tradesmanlender | $25.00 | 9/10/2012 5:21:52 PM |
| emphatic-responsibility | $50.00 | 9/10/2012 5:28:39 PM |
| Headhunter14 | $50.00 | 9/10/2012 5:28:45 PM |
| Namrok | $25.00 | 9/10/2012 5:28:49 PM |
| unforgettable-wealth4 | $50.00 | 9/10/2012 5:29:11 PM |
| majestic-dedication | $50.00 | 9/10/2012 5:20:38 PM |
| proud-pound4 | $25.00 | 9/10/2012 5:30:23 PM |
| selfmademan | $25.00 | 9/10/2012 5:23:10 PM |
| worth-web5 | $50.00 | 9/10/2012 5:30:36 PM |
| velocity-javelin8 | $25.00 | 9/10/2012 5:21:22 PM |
| CPDDDS | $50.00 | 9/10/2012 5:21:42 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:04 PM |
| auction-iris9 | $120.00 | 9/10/2012 5:24:09 PM |
| TSC | $50.00 | 9/10/2012 5:32:46 PM |
| unrivaled-silver | $25.00 | 9/10/2012 5:33:31 PM |
| matthart | $100.00 | 9/10/2012 5:25:17 PM |
| famous-ore2 | $50.00 | 9/10/2012 5:37:13 PM |
| cognizant-responsibility9 | $25.00 | 9/10/2012 5:23:19 PM |
| CAPTCASH | $25.00 | 9/10/2012 5:37:42 PM |
| damage | $25.00 | 9/10/2012 5:39:17 PM |
| new-return-faire | $100.00 | 9/10/2012 5:39:35 PM |
| boogles72 | $25.00 | 9/10/2012 5:39:52 PM |
| peso-oyster1 | $25.00 | 9/10/2012 5:40:17 PM |
| kubien | $25.00 | 9/10/2012 5:27:03 PM |
| benefit-judo5 | $50.00 | 9/10/2012 5:24:36 PM |
| trevandtal | $25.00 | 9/10/2012 5:27:07 PM |
| locomotive7 | $25.00 | 9/10/2012 5:24:50 PM |
| skvat | $25.00 | 9/10/2012 5:27:12 PM |
| Pasagam | $50.00 | 9/10/2012 5:41:00 PM |
| kinetic-openness0 | $25.00 | 9/10/2012 5:25:08 PM |
| american6 | $50.00 | 9/10/2012 5:25:18 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:35 PM |
| csakhil | $50.00 | 9/10/2012 5:28:00 PM |
| tidy-generosity | $25.00 | 9/10/2012 5:26:41 PM |
| dinero-jujitsu | $25.00 | 9/10/2012 5:29:13 PM |
| building-america | $25.00 | 9/10/2012 5:47:40 PM |
| Beverly_Hills_Lender | $25.00 | 9/10/2012 5:48:26 PM |
| phillipd48 | $25.00 | 9/10/2012 5:30:11 PM |
| Preteur | $25.00 | 9/10/2012 5:30:14 PM |
| rcr549 | $25.00 | 9/10/2012 5:48:57 PM |
| gallant-economy9 | $50.00 | 9/10/2012 5:49:22 PM |
| MoneyMA | $25.00 | 9/10/2012 5:49:44 PM |
| spenrod | $25.00 | 9/10/2012 5:28:28 PM |
| scholarly-benefit5 | $25.00 | 9/10/2012 5:31:11 PM |
| gcf325 | $25.00 | 9/10/2012 5:28:37 PM |
| iflyforfun | $25.00 | 9/10/2012 5:50:24 PM |
| JCPlending | $25.00 | 9/10/2012 5:29:32 PM |
| ebusinessagent | $25.00 | 9/10/2012 5:33:04 PM |
| logical-economy158 | $25.00 | 9/10/2012 5:52:04 PM |
| yukongin | $50.00 | 9/10/2012 5:33:52 PM |
| cp-family | $250.00 | 9/10/2012 5:52:35 PM |
| important-penny3 | $25.00 | 9/10/2012 5:34:12 PM |
| leeball | $50.00 | 9/10/2012 5:53:24 PM |
| pound-idol543 | $100.00 | 9/10/2012 5:34:38 PM |
| BxRealtor | $25.00 | 9/10/2012 5:34:46 PM |
| Mr_Marcus | $25.00 | 9/10/2012 5:35:39 PM |
| magical-greenback | $25.00 | 9/10/2012 5:55:09 PM |
| greenbacchus | $25.00 | 9/10/2012 5:55:36 PM |
| NR | $25.00 | 9/10/2012 5:36:45 PM |
| fair-funds | $25.00 | 9/10/2012 5:38:22 PM |
| credit-scout7 | $50.00 | 9/10/2012 5:33:33 PM |
| ebgb234 | $25.00 | 9/10/2012 5:42:42 PM |
| enticing-note | $25.00 | 9/10/2012 5:35:34 PM |
| dharma1 | $25.00 | 9/10/2012 5:43:31 PM |
| exchange-pledge | $50.00 | 9/10/2012 5:43:34 PM |
| meux99 | $25.00 | 9/10/2012 5:36:04 PM |
| holesome | $25.00 | 9/10/2012 5:45:26 PM |
| phyx726 | $50.00 | 9/10/2012 5:47:08 PM |
| AFairDeal | $25.00 | 9/10/2012 6:04:51 PM |
| benjamins-utopia | $100.00 | 9/10/2012 5:47:19 PM |
| bid-papyrus | $25.00 | 9/10/2012 6:05:30 PM |
| logical-reward8 | $25.00 | 9/10/2012 6:05:50 PM |
| greenback-bull6 | $50.00 | 9/10/2012 5:45:01 PM |
| independent-revenue4 | $100.00 | 9/10/2012 5:46:17 PM |
| cantsavenuf | $25.00 | 9/10/2012 5:51:46 PM |
| honker425 | $100.00 | 9/10/2012 5:55:32 PM |
| dthompso | $50.00 | 9/10/2012 5:49:35 PM |
| RusRobo | $25.00 | 9/10/2012 5:56:20 PM |
| larrybird | $1,000.00 | 9/10/2012 6:07:28 PM |
| adaboy65 | $100.00 | 9/10/2012 5:50:12 PM |
| orange-dollar-raccoon | $100.00 | 9/10/2012 5:51:20 PM |
| deal-upholder360 | $25.00 | 9/10/2012 5:59:17 PM |
| cebgop | $25.00 | 9/10/2012 5:59:45 PM |
| euro-speaker8 | $100.00 | 9/10/2012 5:53:32 PM |
| empire051 | $25.00 | 9/10/2012 6:00:19 PM |
| sound | $50.00 | 9/10/2012 5:54:20 PM |
| PRGuyinVA | $25.00 | 9/10/2012 5:54:43 PM |
| soldadoz | $25.00 | 9/10/2012 5:57:02 PM |
| jasperpants | $25.00 | 9/10/2012 5:57:18 PM |
| hostbank | $100.00 | 9/10/2012 6:04:48 PM |
| Patrician | $50.00 | 9/10/2012 6:05:10 PM |
| first-favorite-bonus9 | $25.00 | 9/10/2012 6:01:02 PM |
| tedsrfdude | $25.00 | 9/10/2012 6:02:38 PM |
| Rdodson11 | $25.00 | 9/10/2012 6:03:21 PM |
| lenderforyoutoday | $50.00 | 9/10/2012 6:07:19 PM |
| srilm | $25.00 | 9/10/2012 6:05:55 PM |
| worthy-dinero8 | $25.00 | 9/10/2012 5:33:59 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:32 AM |
| Plutis | $25.00 | 9/4/2012 10:25:07 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:14 AM |
| peso-trailblazer0 | $25.00 | 9/4/2012 3:27:45 PM |
| Mat25 | $100.00 | 9/4/2012 10:46:34 PM |
| britgsb | $50.00 | 9/5/2012 6:06:33 PM |
| bowdish1 | $100.00 | 9/6/2012 9:01:46 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:31 AM |
| power-kin | $50.00 | 9/8/2012 8:04:18 AM |
| green28 | $100.00 | 9/8/2012 11:36:39 AM |
| Castellan | $50.00 | 9/9/2012 12:39:37 PM |
| Batman2u | $100.00 | 9/9/2012 11:29:46 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:29 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:16 PM |
| availableloan | $25.00 | 9/9/2012 12:16:25 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:05 PM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:38 AM |
| wrangler034 | $25.00 | 9/10/2012 1:27:48 PM |
| YampaQuant | $25.00 | 9/10/2012 1:37:33 PM |
| Roman_1 | $25.00 | 9/10/2012 2:52:58 PM |
| gold-disk | $25.00 | 9/10/2012 1:34:50 PM |
| blue-laudable-dinero | $50.00 | 9/10/2012 1:43:49 PM |
| yarg | $25.00 | 9/10/2012 5:01:10 PM |
| mason13a | $25.00 | 9/10/2012 5:01:58 PM |
| reaction5 | $25.00 | 9/10/2012 5:02:08 PM |
| investment-network | $50.00 | 9/10/2012 5:02:49 PM |
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:12 PM |
| ash135 | $25.00 | 9/10/2012 5:07:39 PM |
| kyomoon | $50.00 | 9/10/2012 5:08:54 PM |
| TheGrayFox | $25.00 | 9/10/2012 5:09:00 PM |
| skuba | $75.00 | 9/10/2012 5:09:15 PM |
| scott73 | $25.00 | 9/10/2012 5:11:17 PM |
| project07 | $25.00 | 9/10/2012 5:11:58 PM |
| slartibardfast | $25.00 | 9/10/2012 5:12:06 PM |
| responsibility-fortress | $25.00 | 9/10/2012 5:12:18 PM |
| mnbud | $25.00 | 9/10/2012 5:03:24 PM |
| mdf | $50.00 | 9/10/2012 5:03:35 PM |
| hope-kingdom | $125.00 | 9/10/2012 5:03:55 PM |
| investor7257 | $25.00 | 9/10/2012 5:03:57 PM |
| a-unflappable-finance | $100.00 | 9/10/2012 5:04:41 PM |
| efficient-marketplace | $25.00 | 9/10/2012 5:04:58 PM |
| Gabriel02 | $25.00 | 9/10/2012 5:06:09 PM |
| kind-genuine-dough | $25.00 | 9/10/2012 5:06:14 PM |
| Pizza-man | $50.00 | 9/10/2012 5:06:20 PM |
| finance-lion8 | $25.00 | 9/10/2012 5:16:05 PM |
| PeterV | $25.00 | 9/10/2012 5:01:56 PM |
| blue-euro-human | $25.00 | 9/10/2012 5:02:20 PM |
| jps888 | $25.00 | 9/10/2012 5:16:16 PM |
| benjo | $50.00 | 9/10/2012 5:07:24 PM |
| Daneistes | $50.00 | 9/10/2012 5:07:52 PM |
| bonus-fanatic5 | $50.00 | 9/10/2012 5:08:52 PM |
| stuy1998 | $25.00 | 9/10/2012 5:04:16 PM |
| AnxiousAirman | $50.00 | 9/10/2012 5:04:30 PM |
| radforj22 | $50.00 | 9/10/2012 5:17:10 PM |
| Relevance | $25.00 | 9/10/2012 5:10:00 PM |
| virtualbank | $25.00 | 9/10/2012 5:05:06 PM |
| PhalanxBulldog | $50.00 | 9/10/2012 5:10:31 PM |
| peace-banjo518 | $25.00 | 9/10/2012 5:17:25 PM |
| Mr_Kensington | $25.00 | 9/10/2012 5:12:57 PM |
| minista | $25.00 | 9/10/2012 5:13:25 PM |
| ThomasC | $50.00 | 9/10/2012 5:18:02 PM |
| secobarbital | $100.00 | 9/10/2012 5:07:15 PM |
| dpjd | $25.00 | 9/10/2012 5:18:51 PM |
| cmw65 | $25.00 | 9/10/2012 5:09:49 PM |
| currency-agave | $50.00 | 9/10/2012 5:14:59 PM |
| thevogelfamily | $30.00 | 9/10/2012 5:19:36 PM |
| diversification-surge | $25.00 | 9/10/2012 5:20:27 PM |
| octoberfresh | $25.00 | 9/10/2012 5:11:15 PM |
| BrandonW | $25.00 | 9/10/2012 5:11:55 PM |
| power-trophy7 | $25.00 | 9/10/2012 5:15:53 PM |
| moola-gondola1 | $25.00 | 9/10/2012 5:12:25 PM |
| intuitive-integrity9 | $50.00 | 9/10/2012 5:21:50 PM |
| realtormoises | $25.00 | 9/10/2012 5:13:30 PM |
| Granddad | $25.00 | 9/10/2012 5:14:30 PM |
| fox798 | $25.00 | 9/10/2012 5:16:48 PM |
| whistledicksmith | $25.00 | 9/10/2012 5:16:57 PM |
| stensonb | $25.00 | 9/10/2012 5:23:18 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:14 PM |
| j2ee | $50.00 | 9/10/2012 5:16:02 PM |
| GO4NY23 | $25.00 | 9/10/2012 5:24:34 PM |
| socrates520 | $50.00 | 9/10/2012 5:24:57 PM |
| wetlands | $200.00 | 9/10/2012 5:25:56 PM |
| indomitable-coin | $25.00 | 9/10/2012 5:26:15 PM |
| newest-payment-trapper | $62.50 | 9/10/2012 5:18:58 PM |
| millipotski | $25.00 | 9/10/2012 5:26:35 PM |
| jstefans | $25.00 | 9/10/2012 5:26:51 PM |
| platinum-genetics | $25.00 | 9/10/2012 5:19:57 PM |
| invincible-deal82 | $25.00 | 9/10/2012 5:20:09 PM |
| masonn | $50.00 | 9/10/2012 5:20:57 PM |
| best-decisive-peace | $25.00 | 9/10/2012 5:28:12 PM |
| mtquan | $25.00 | 9/10/2012 5:21:49 PM |
| natural-affluence4 | $25.00 | 9/10/2012 5:28:46 PM |
| sharpey | $25.00 | 9/10/2012 5:22:22 PM |
| bonus-tent | $25.00 | 9/10/2012 5:19:48 PM |
| Arg3998 | $50.00 | 9/10/2012 5:20:29 PM |
| bigrpf5 | $25.00 | 9/10/2012 5:23:16 PM |
| soheagle | $25.00 | 9/10/2012 5:23:49 PM |
| EricLender | $25.00 | 9/10/2012 5:24:10 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:40 PM |
| js60l | $25.00 | 9/10/2012 5:33:35 PM |
| responsive-worth5 | $25.00 | 9/10/2012 5:35:25 PM |
| midde551 | $25.00 | 9/10/2012 5:25:05 PM |
| the_winning_ticket | $250.00 | 9/10/2012 5:23:04 PM |
| firewomin | $25.00 | 9/10/2012 5:37:22 PM |
| rewards | $25.00 | 9/10/2012 5:23:57 PM |
| cerebral-value4 | $50.00 | 9/10/2012 5:26:37 PM |
| tlp43 | $25.00 | 9/10/2012 5:40:04 PM |
| reward-walnut | $25.00 | 9/10/2012 5:41:02 PM |
| delivery | $25.00 | 9/10/2012 5:41:52 PM |
| imyorleadr | $25.00 | 9/10/2012 5:42:23 PM |
| abkennedy | $25.00 | 9/10/2012 5:25:36 PM |
| happy-yield | $25.00 | 9/10/2012 5:43:14 PM |
| woodenshoes | $25.00 | 9/10/2012 5:25:59 PM |
| MONEYLENDER101 | $50.00 | 9/10/2012 5:43:56 PM |
| Tylerh | $250.00 | 9/10/2012 5:45:14 PM |
| freesia54 | $50.00 | 9/10/2012 5:29:01 PM |
| transparency-halo | $25.00 | 9/10/2012 5:29:52 PM |
| invincible-dough | $25.00 | 9/10/2012 5:30:13 PM |
| orange-courageous-dedication | $25.00 | 9/10/2012 5:28:01 PM |
| siddman | $25.00 | 9/10/2012 5:31:16 PM |
| red-diversification-paradise | $25.00 | 9/10/2012 5:50:58 PM |
| extraordinary-silver5 | $25.00 | 9/10/2012 5:51:43 PM |
| prudent-dough458 | $25.00 | 9/10/2012 5:29:40 PM |
| green-trade-wildcat | $25.00 | 9/10/2012 5:33:50 PM |
| don8ter | $50.00 | 9/10/2012 5:29:49 PM |
| Flatfoot | $25.00 | 9/10/2012 5:52:24 PM |
| Natronpee | $25.00 | 9/10/2012 5:34:02 PM |
| investment-kingdom | $25.00 | 9/10/2012 5:34:06 PM |
| note-pagoda1 | $100.00 | 9/10/2012 5:34:33 PM |
| Snowflake6515 | $25.00 | 9/10/2012 5:54:07 PM |
| jjb3 | $25.00 | 9/10/2012 5:37:06 PM |
| 1phantom | $25.00 | 9/10/2012 5:32:19 PM |
| platinum-sorcerer6 | $50.00 | 9/10/2012 5:38:42 PM |
| velocity-solo | $25.00 | 9/10/2012 5:32:41 PM |
| mtp | $100.00 | 9/10/2012 5:58:06 PM |
| prescription354 | $50.00 | 9/10/2012 5:33:20 PM |
| finance-explosion6 | $25.00 | 9/10/2012 5:59:12 PM |
| dough-cherry4 | $50.00 | 9/10/2012 5:41:45 PM |
| durability-officer | $200.00 | 9/10/2012 5:34:03 PM |
| kbodendorf | $25.00 | 9/10/2012 6:01:21 PM |
| ronkr | $25.00 | 9/10/2012 5:42:53 PM |
| ecstatic-kindness4 | $50.00 | 9/10/2012 5:35:21 PM |
| tj1683 | $25.00 | 9/10/2012 5:45:56 PM |
| MTLoans | $25.00 | 9/10/2012 5:38:02 PM |
| paymentologist | $50.00 | 9/10/2012 5:38:41 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:51 PM |
| benevolent-moola291 | $50.00 | 9/10/2012 6:04:46 PM |
| truth-explorer | $25.00 | 9/10/2012 5:40:10 PM |
| macotra4 | $36.00 | 9/10/2012 6:05:07 PM |
| TBCapitol | $73.46 | 9/10/2012 5:40:58 PM |
| red-unequivocal-finance | $25.00 | 9/10/2012 5:47:55 PM |
| openness-wind8 | $50.00 | 9/10/2012 5:42:31 PM |
| jbaum | $40.00 | 9/10/2012 5:45:03 PM |
| compassion-pagoda3 | $25.00 | 9/10/2012 5:45:22 PM |
| intrepid-payment7 | $25.00 | 9/10/2012 5:48:22 PM |
| ski bum | $100.00 | 9/10/2012 5:55:34 PM |
| SojournerMobile | $25.00 | 9/10/2012 5:55:54 PM |
| orange-resolute-platinum | $25.00 | 9/10/2012 5:49:37 PM |
| knowledgeable-currency6 | $25.00 | 9/10/2012 6:07:21 PM |
| MrDavid | $75.00 | 9/10/2012 6:07:25 PM |
| ChicoBob | $25.00 | 9/10/2012 5:50:04 PM |
| value-pole | $25.00 | 9/10/2012 5:51:09 PM |
| mr55262 | $25.00 | 9/10/2012 5:57:56 PM |
| Cheburashka | $30.00 | 9/10/2012 5:52:06 PM |
| C_Mark | $50.00 | 9/10/2012 5:58:00 PM |
| Spring342 | $25.00 | 9/10/2012 5:58:42 PM |
| influential-responsibility9 | $25.00 | 9/10/2012 6:00:02 PM |
| enterprising-bazaar2 | $25.00 | 9/10/2012 5:53:58 PM |
| orange-mindful-bazaar | $70.00 | 9/10/2012 5:55:20 PM |
| dbzen | $25.00 | 9/10/2012 5:57:04 PM |
| helpishere777 | $25.00 | 9/10/2012 6:05:12 PM |
| scrappy-pound8 | $25.00 | 9/10/2012 6:00:54 PM |
| camaraderi-popcorn | $25.00 | 9/10/2012 6:01:23 PM |
| YLlama | $25.00 | 9/10/2012 6:06:59 PM |
| impartial-deal | $25.00 | 9/10/2012 6:03:50 PM |
| productive-principal7 | $25.00 | 9/10/2012 6:06:55 PM |
| 348 Investments
|
Borrower Payment Dependent Notes Series
633007
This series of Notes was issued and sold upon the funding of the borrower loan #74330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-03-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 15.79% |
Borrower rate/APR:
| 16.79% / 20.46% |
Monthly payment:
| $465.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.52% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,108 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| immaculate-value1 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to fund pre-corporation startup expenses prior to the filing of articles of Incorporation and to ensure all processes, documents, and policies are designed, finalized, and executed accurately and effeciently once the articles of incorporation is filed.
My financial situation:
I am a good candidate for this loan because I have an outstanding credit score have never welched on any debt or promise, and have historically paid off multiple credit card balances routinely.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/3/2012 9:27:47 AM |
| green-trade-dolphin | $31.14 | 9/3/2012 9:02:24 AM |
| mikrolown | $25.00 | 9/3/2012 9:28:22 AM |
| LoanerPrincipal | $25.00 | 9/3/2012 10:27:17 AM |
| hope-kingdom | $50.00 | 9/4/2012 9:47:54 AM |
| prudent-payment316 | $60.00 | 9/4/2012 11:26:09 AM |
| RoyFauntleroy | $50.00 | 9/4/2012 11:07:07 AM |
| IP | $25.00 | 9/4/2012 5:34:21 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:49 PM |
| ingenious-deal6 | $25.00 | 9/4/2012 5:59:09 PM |
| SBT | $25.00 | 9/4/2012 6:24:10 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:22 PM |
| american6 | $50.00 | 9/5/2012 9:37:23 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:47 AM |
| UltimateWill | $100.00 | 9/5/2012 11:27:02 AM |
| joey1011 | $25.00 | 9/5/2012 1:01:49 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:07 PM |
| community-seahorse0 | $25.00 | 9/5/2012 1:23:04 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:03 PM |
| marketplace-pinnacle964 | $25.00 | 9/5/2012 5:23:35 PM |
| Borrow2Grow | $54.00 | 9/5/2012 5:31:48 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:46 PM |
| delectable-point5 | $50.00 | 9/5/2012 5:43:31 PM |
| kulender | $100.00 | 9/5/2012 5:59:18 PM |
| RMirish | $150.00 | 9/5/2012 6:17:35 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:27 PM |
| enthusiastic-cash599 | $50.00 | 9/5/2012 6:35:22 PM |
| whitegoldira | $250.00 | 9/5/2012 6:16:11 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:17 PM |
| hope-percolator8 | $50.00 | 9/5/2012 6:25:45 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:59 PM |
| prudent-deal662 | $25.00 | 9/3/2012 9:57:17 AM |
| Plutis | $25.00 | 9/3/2012 10:34:45 AM |
| five-star-note | $25.00 | 9/3/2012 10:54:05 AM |
| pleasant-listing712 | $25.00 | 9/3/2012 12:47:52 PM |
| bazaar-tulip | $25.00 | 9/4/2012 9:57:25 AM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:44 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:48 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:06 PM |
| liberty-viola | $35.00 | 9/4/2012 8:24:14 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:08 AM |
| wise-direct-community | $25.00 | 9/5/2012 10:00:50 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:12 AM |
| MI2 | $5,000.00 | 9/5/2012 12:50:33 PM |
| enticing-note | $25.00 | 9/5/2012 5:15:45 PM |
| transparency-sapling | $25.00 | 9/5/2012 5:17:09 PM |
| paladin847 | $50.00 | 9/5/2012 5:22:05 PM |
| Hybodant | $35.00 | 9/5/2012 5:38:33 PM |
| BostonCapital | $100.00 | 9/5/2012 5:28:43 PM |
| WxChem | $30.00 | 9/5/2012 5:31:20 PM |
| loyalty-dragster7 | $125.00 | 9/5/2012 5:48:09 PM |
| unrelenting-auction7 | $25.00 | 9/5/2012 5:50:13 PM |
| wise-deal-panda | $100.00 | 9/5/2012 5:53:56 PM |
| LeReve | $500.00 | 9/5/2012 6:35:59 PM |
| bid-banjo3 | $100.00 | 9/5/2012 6:24:37 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:24 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:43 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:32:03 PM |
| first-careful-currency | $174.86 | 9/5/2012 6:51:33 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
633043
This series of Notes was issued and sold upon the funding of the borrower loan #74041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $126.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $2,269 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agile-social557 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to...
Buy an engagement ring for my girlfriend. I am hoping to have the ring before we go away to Denver Colorado in November so that I can propose at a Denver Broncos game.
My financial situation:
I am a good candidate for this loan because...
The past two years I've worked to get my credit back together and I know that I will be on time with my payments and even pay it off faster if possible. I've had credit issues growing up due to family issues causing me to open credit cards and not be able to make the payments. Right now I am in a time in my life where I'm responsible enough to keep on top of my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/6/2012 5:10:17 PM |
| hopeful_lender | $100.00 | 9/6/2012 6:51:44 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:21 PM |
| RGlad | $100.00 | 9/6/2012 10:45:04 PM |
| radforj22 | $25.00 | 9/7/2012 8:15:21 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:20 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:11 AM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:07 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:57 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:49 PM |
| genuine-asset240 | $25.00 | 9/7/2012 5:11:06 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:47 PM |
| Dan4703 | $25.00 | 9/7/2012 5:39:15 PM |
| economy-popcorn | $25.00 | 9/8/2012 5:56:43 AM |
| powerful-return1 | $633.86 | 9/8/2012 7:20:36 AM |
| dukeiyer | $25.00 | 9/8/2012 8:51:43 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:38:34 AM |
| northern_paddler | $25.00 | 9/8/2012 10:32:15 AM |
| JSCALBco | $34.92 | 9/8/2012 9:01:44 AM |
| Investing-in-you-2 | $25.78 | 9/8/2012 8:44:06 AM |
| currency-persimmon | $25.00 | 9/8/2012 11:11:26 AM |
| p40thawk | $25.00 | 9/8/2012 11:24:48 AM |
| dpa24 | $30.00 | 9/8/2012 11:30:31 AM |
| hl8428 | $27.98 | 9/8/2012 10:33:54 AM |
| kscc183 | $25.00 | 9/8/2012 12:22:38 PM |
| the-enthralling-coin | $25.00 | 9/8/2012 12:12:43 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:41 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:12 PM |
| cimbaman | $50.00 | 9/9/2012 6:53:51 AM |
| hopeful-bonus976 | $100.00 | 9/8/2012 5:17:31 PM |
| finance-piccolo8 | $27.74 | 9/8/2012 10:08:06 PM |
| dhinckley | $55.00 | 9/9/2012 7:42:56 AM |
| museic1 | $48.06 | 9/9/2012 9:06:31 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:50 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:40 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:08 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:17 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:53 PM |
| donenzo | $25.00 | 9/6/2012 6:55:06 PM |
| glenium | $25.00 | 9/7/2012 3:01:38 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:39 AM |
| powerful-return1 | $33.00 | 9/7/2012 8:28:45 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:56 AM |
| aztec | $50.00 | 9/7/2012 10:08:06 AM |
| pdub | $250.00 | 9/7/2012 12:42:37 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:47 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:45 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:47 PM |
| gmoney37 | $50.00 | 9/7/2012 5:51:03 PM |
| LeReve | $500.00 | 9/7/2012 5:25:08 PM |
| hope-pudding0 | $25.00 | 9/8/2012 8:12:03 AM |
| tranquil-loyalty465 | $75.00 | 9/8/2012 8:57:06 AM |
| mammalian4 | $50.00 | 9/8/2012 9:04:20 AM |
| compatible-deal9 | $25.00 | 9/8/2012 10:03:20 AM |
| fantastic-penny9 | $25.00 | 9/8/2012 9:24:54 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:36 PM |
| supersarah61 | $25.00 | 9/8/2012 5:45:55 PM |
| Razor129 | $25.65 | 9/8/2012 3:26:36 PM |
| a-community-aficionado | $50.00 | 9/8/2012 3:54:31 PM |
| Engineer44 | $25.00 | 9/8/2012 9:11:43 PM |
| ore-dojo | $25.00 | 9/8/2012 9:52:39 PM |
| seanambrose | $25.00 | 9/9/2012 8:03:25 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
633053
This series of Notes was issued and sold upon the funding of the borrower loan #74492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,118 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| admirable-platinum941 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay for a medical procedure.
My financial situation:
I am a good candidate for this loan because...this is very important to me and I take pride in paying my debts.
Monthly net income: $3622.00
Monthly expenses: $3100.00
Housing: $1375.00
Insurance: $180.00
Car expenses: $600.00
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.90 | 9/4/2012 9:16:01 AM |
| handy-justice | $50.00 | 9/4/2012 9:07:46 AM |
| Nerdster1 | $25.00 | 9/4/2012 9:20:14 AM |
| lunareclipse | $100.00 | 9/4/2012 10:33:13 AM |
| vutah | $75.00 | 9/4/2012 10:56:42 AM |
| seabassx | $25.00 | 9/4/2012 1:16:16 PM |
| MONEY-1957 | $25.00 | 9/4/2012 5:04:43 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:41 PM |
| mykkai | $25.00 | 9/4/2012 6:48:29 PM |
| skillful-asset5 | $30.00 | 9/4/2012 7:13:15 PM |
| payment-halo | $25.00 | 9/5/2012 6:04:21 AM |
| zenyatta | $25.00 | 9/5/2012 9:35:50 AM |
| Perdita_II | $25.00 | 9/5/2012 11:58:50 AM |
| credit-coach118 | $25.68 | 9/6/2012 8:39:11 AM |
| GoldLetters | $71.72 | 9/6/2012 1:35:21 PM |
| credit-maverick1 | $100.00 | 9/6/2012 5:08:44 PM |
| reflective-rupee | $25.00 | 9/6/2012 7:06:42 PM |
| S2M | $43.43 | 9/6/2012 8:08:20 PM |
| heavenly-interest9 | $1,000.00 | 9/4/2012 9:30:41 AM |
| riveting-credit5 | $25.00 | 9/4/2012 9:31:45 AM |
| Silver_Rupee | $25.01 | 9/4/2012 10:03:37 AM |
| one-midas | $25.00 | 9/4/2012 10:13:46 AM |
| Bad_Debt | $25.00 | 9/4/2012 12:19:27 PM |
| let_me_retire | $50.00 | 9/4/2012 12:32:36 PM |
| Nazbuster | $100.00 | 9/4/2012 1:05:36 PM |
| simplelender80 | $500.00 | 9/4/2012 3:25:30 PM |
| tomdooley12520 | $25.00 | 9/4/2012 4:27:55 PM |
| refresher211 | $25.00 | 9/4/2012 5:13:20 PM |
| dudebrah | $25.00 | 9/4/2012 6:44:37 PM |
| bonafide-yield351 | $25.00 | 9/5/2012 3:59:22 AM |
| marketplace-singularity3 | $25.00 | 9/5/2012 6:12:22 AM |
| Land_on_your_feet | $25.00 | 9/5/2012 7:27:31 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:45:25 AM |
| new-impeccable-coin | $27.00 | 9/5/2012 11:09:36 AM |
| yons88 | $25.00 | 9/5/2012 4:53:36 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:41 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:18 PM |
| enchanted-note | $25.00 | 9/5/2012 6:13:40 PM |
| money-baron | $50.00 | 9/5/2012 6:17:26 PM |
| open-minded-p2p1 | $25.00 | 9/5/2012 6:37:03 PM |
| compassion-charmer7 | $32.85 | 9/5/2012 7:43:02 PM |
| loyalty-czar | $45.00 | 9/5/2012 6:37:46 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:18 PM |
| MrDance123 | $40.00 | 9/6/2012 12:29:24 PM |
| reasonable-loan6 | $103.41 | 9/6/2012 5:00:05 PM |
| kila-designer | $150.00 | 9/6/2012 5:05:54 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:03:07 PM |
| worth-shower8 | $100.00 | 9/6/2012 5:47:41 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
633063
This series of Notes was issued and sold upon the funding of the borrower loan #74114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 31.58% |
Borrower rate/APR:
| 32.58% / 35.37% |
Monthly payment:
| $67.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.13% | | |
| |
Estimated return*:
| 15.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,931 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| juniorschick |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2010)
600-619
(Nov-2007)
540-559
(Sep-2007)
|
|
Principal balance:
| $525.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Household Expenses- New Baby!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/5/2012 9:01:08 AM |
| aaa-action-invest | $700.00 | 9/5/2012 9:01:29 AM |
| tolerant-responsibility051 | $1,864.97 | 9/5/2012 9:01:31 AM |
| school-loan-gambler | $373.98 | 9/5/2012 9:01:27 AM |
| adaptable-return21 | $50.00 | 9/5/2012 9:01:02 AM |
| PLANECRASH | $45.00 | 9/5/2012 9:01:14 AM |
| Kash2010lu | $30.00 | 9/5/2012 9:01:30 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
633073
This series of Notes was issued and sold upon the funding of the borrower loan #74104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $234.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1982 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 16y 3m |
|
Amount delinquent:
| $87 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,380 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-rapid-platinum |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay for medical expenses for my brother and mother. My brother is hospitalized right now and is self employed. He has fought his entire life with cancer and now needs a triple bypass
My financial situation:
I am a good candidate for this loan because...I pay my bill consistently and continue to work hard to ensure all of my expenses are covered.
Monthly net income: $4,500
Monthly expenses: $ 1,400
Housing: $0.00
Insurance: $0.00
Car expenses: $ pay for my company
Utilities: $0.00
Phone, cable, internet: $300.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $1100.00
Other expenses: $2,000 which are reinbursed by my company
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/4/2012 5:04:29 PM |
| pdli_dude | $25.00 | 9/4/2012 5:04:13 PM |
| commerce-venture1 | $25.00 | 9/4/2012 5:07:05 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:07 PM |
| worth-blanket2 | $7,200.00 | 9/4/2012 5:03:31 PM |
| scholarly-order6 | $45.00 | 9/4/2012 5:15:56 PM |
| vutah | $25.00 | 9/4/2012 5:12:01 PM |
| MFBank | $50.00 | 9/4/2012 5:36:53 PM |
| benevolent-marketplace4 | $274.97 | 9/4/2012 5:47:47 PM |
| first-class-gold0 | $155.00 | 9/4/2012 5:08:13 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:20 PM |
| penny-surgeon | $25.00 | 9/4/2012 5:15:11 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:46 PM |
| WxChem | $30.00 | 9/4/2012 5:23:13 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:56 PM |
| houli123 | $25.00 | 9/4/2012 5:46:55 PM |
| intrepid-loot | $25.00 | 9/4/2012 5:45:22 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
633157
This series of Notes was issued and sold upon the funding of the borrower loan #73953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $108.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 4m |
|
Amount delinquent:
| $134 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,324 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-p2ploan-serenity |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off debt with GE Capital (Care Credit) incurred to pay for dental care. The current rate on this loan is 30% and I would like to get it paid off sooner at a lower rate. I am paying down other debt but my interest rates are low enough to not consolidate with this loan request.
My financial situation:
I am a good candidate for this loan because I am extremely diligent in paying my bills timely to build my credit rating as I had a chapter 13 bankrupcty in 2004 which was discharged in 2010.
My work history is extremely stable and I have worked for the same fortune 500 company for over six years. I have lived in the same home for nine years.
Monthly net income: $4,763.00
Monthly expenses: $
Housing: $1,690.00
Insurance: $250.00 (Life & Auto)
Car expenses: $200.00 (Gas & Maintenance)
Utilities: $250.00
Phone, cable, internet: $300.00
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $450.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| velocityasaurus-rex4 | $100.00 | 9/10/2012 9:06:26 AM |
| finder072 | $25.00 | 9/10/2012 9:19:20 AM |
| well-rounded-payout0 | $25.00 | 9/10/2012 9:02:05 AM |
| EngineersAlliance | $100.00 | 9/10/2012 9:05:43 AM |
| Miami | $25.00 | 9/10/2012 9:57:42 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:40 AM |
| adventurer447 | $300.00 | 9/10/2012 9:30:52 AM |
| global-invest-group | $25.00 | 9/10/2012 11:03:28 AM |
| supreme-treasure8 | $100.00 | 9/10/2012 10:01:57 AM |
| first-serene-credit | $25.00 | 9/10/2012 12:24:21 PM |
| compatible-deal9 | $25.00 | 9/10/2012 12:33:12 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:36 AM |
| fairness-carrier | $100.00 | 9/10/2012 2:00:16 PM |
| citytreker | $25.00 | 9/10/2012 10:30:29 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:05 PM |
| payment-halo | $25.00 | 9/10/2012 1:44:35 PM |
| redaddict | $25.00 | 9/10/2012 2:28:35 PM |
| lowrater | $50.40 | 9/10/2012 12:13:39 PM |
| HereToHelp305 | $75.00 | 9/10/2012 3:03:02 PM |
| dudebrah | $25.00 | 9/10/2012 3:07:35 PM |
| order-tamale | $298.60 | 9/10/2012 5:15:13 PM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:17:36 AM |
| toblerone | $25.00 | 9/10/2012 9:49:38 AM |
| dynamic-money271 | $100.00 | 9/10/2012 9:56:30 AM |
| WalnutCreekguy | $50.00 | 9/10/2012 9:55:58 AM |
| SAR-2 | $26.00 | 9/10/2012 10:35:44 AM |
| bonus-demon | $50.00 | 9/10/2012 10:28:03 AM |
| Boiler7777 | $50.00 | 9/10/2012 10:53:34 AM |
| seabass123 | $25.00 | 9/10/2012 11:22:29 AM |
| five-star-order1 | $100.00 | 9/10/2012 3:00:52 PM |
| dynrep | $25.00 | 9/10/2012 1:44:52 PM |
| chris-heretoinvest | $25.00 | 9/10/2012 3:58:22 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:07 PM |
| ethical-truth211 | $150.00 | 9/10/2012 3:22:22 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
633331
This series of Notes was issued and sold upon the funding of the borrower loan #73710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-04-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $194.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,187 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fund-dessert9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to fund a trip for my Mther and I to receive closer after my Father's death.
My financial situation:
I am a good candidate for this loan because...I have a limited amount of debt based on my current salary and expenses. I do not pay mortgage. The mortgage is paid by husband.
Monthly net income: $ 3300.00
Monthly expenses: $1700.00
Housing: $0.00 husband pays
Insurance: $0.00 husband pays
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $ 400.00
Food, entertainment: $300.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,500.00 | 9/4/2012 5:02:28 PM |
| handy-justice | $100.00 | 9/4/2012 5:06:27 PM |
| vutah | $35.00 | 9/4/2012 5:12:57 PM |
| scholarly-order6 | $25.00 | 9/4/2012 5:23:10 PM |
| lowrater | $100.40 | 9/4/2012 5:06:20 PM |
| pdli_dude | $25.00 | 9/4/2012 5:03:06 PM |
| community-burrito9 | $35.00 | 9/4/2012 5:07:08 PM |
| ferocious-kindness8 | $30.00 | 9/4/2012 5:08:41 PM |
| commerce-venture1 | $25.00 | 9/4/2012 5:08:44 PM |
| duty-viola | $25.00 | 9/4/2012 5:21:20 PM |
| BigHorizon | $99.60 | 9/4/2012 5:23:31 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
633347
This series of Notes was issued and sold upon the funding of the borrower loan #73731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 8.79% |
Borrower rate/APR:
| 9.79% / 12.00% |
Monthly payment:
| $222.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.78% | | |
| |
Estimated return*:
| 8.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Tradesman - Carpent... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,493 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-tuba2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate and pay off my current debt. I would like to be able to start putting money into savings consistently for the future of my two sons and also for cases of emergency.
My financial situation:
I am a good candidate for this loan because I am motivated to impove my current financial situation. I have great job that pays well, but had some unfortunate things happen back to back just before my wife gave birth to our youngest son seven weeks ago and have been playing catch up ever since. I wish to do so no longer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/5/2012 6:15:25 PM |
| Aberdeen | $100.00 | 9/5/2012 6:18:26 PM |
| enterprising-exchange6 | $50.00 | 9/5/2012 5:12:55 PM |
| ingenious-deal6 | $25.00 | 9/5/2012 5:04:01 PM |
| decisive-income7 | $3,000.00 | 9/5/2012 5:15:36 PM |
| kenji4861 | $25.00 | 9/5/2012 5:19:18 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:57 PM |
| neighborly-hope6 | $81.00 | 9/5/2012 5:52:43 PM |
| repayment-pagoda8 | $100.00 | 9/5/2012 6:24:03 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:18 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:14 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:21 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:01:59 PM |
| britgsb | $50.00 | 9/5/2012 6:06:37 PM |
| Index_Plus | $6,414.00 | 9/5/2012 6:59:11 PM |
| emphatic-responsibility | $50.00 | 9/5/2012 6:34:41 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
633351
This series of Notes was issued and sold upon the funding of the borrower loan #74249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $450.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,273 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shorty842001 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 56 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2011)
640-659
(Dec-2010)
640-659
(Mar-2010)
600-619
(Aug-2009)
|
|
Principal balance:
| $9,683.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Wedding Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $125.03 | 9/5/2012 5:00:21 PM |
| LittleMingo | $50.00 | 9/5/2012 5:09:58 PM |
| tornandfrayed | $25.00 | 9/5/2012 5:03:19 PM |
| 108-IRA | $121.00 | 9/5/2012 5:04:54 PM |
| Wangchuk | $25.01 | 9/5/2012 5:06:23 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:39 PM |
| bubb_hans | $25.00 | 9/5/2012 5:02:45 PM |
| marwadi-62 | $1,000.00 | 9/5/2012 5:12:11 PM |
| 312-Lender | $150.00 | 9/5/2012 5:03:06 PM |
| DasMula | $50.00 | 9/5/2012 5:12:54 PM |
| asiaratt | $50.00 | 9/5/2012 5:04:16 PM |
| openness-surge0 | $25.00 | 9/5/2012 5:04:41 PM |
| postalwhiz | $25.00 | 9/5/2012 5:15:50 PM |
| money-bauble | $100.00 | 9/5/2012 5:06:41 PM |
| the-respectful-transaction | $25.00 | 9/5/2012 5:07:23 PM |
| witty-openness | $25.00 | 9/5/2012 5:08:01 PM |
| accruer89 | $100.00 | 9/5/2012 5:20:17 PM |
| miamibeachloaner | $25.00 | 9/5/2012 5:09:04 PM |
| nanda | $25.00 | 9/5/2012 5:22:19 PM |
| professional-vigilance9 | $100.00 | 9/5/2012 5:22:34 PM |
| auction-iris9 | $120.00 | 9/5/2012 5:10:33 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:16 PM |
| money-genome84 | $250.00 | 9/5/2012 5:15:38 PM |
| nodrivelpls | $25.00 | 9/5/2012 5:15:34 PM |
| Silver_Rupee | $25.01 | 9/5/2012 5:20:27 PM |
| shawnw2 | $325.00 | 9/5/2012 5:19:23 PM |
| et28 | $75.00 | 9/5/2012 5:22:08 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 5:21:25 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:14 PM |
| rapid-credit428 | $25.00 | 9/5/2012 5:36:53 PM |
| handshake5 | $100.00 | 9/5/2012 5:38:09 PM |
| life-is-great | $25.00 | 9/5/2012 5:40:42 PM |
| benjamins-rumbler | $50.00 | 9/5/2012 5:26:54 PM |
| delectable-point5 | $50.00 | 9/5/2012 5:43:33 PM |
| profit-powerplant | $25.00 | 9/5/2012 5:29:03 PM |
| five-star-note | $200.00 | 9/5/2012 5:30:04 PM |
| the-credit-maker | $100.00 | 9/5/2012 5:32:09 PM |
| kinder-credit-bear | $250.00 | 9/5/2012 5:33:03 PM |
| the-profit-oracle | $25.00 | 9/5/2012 5:46:15 PM |
| best-charming-leverage | $35.00 | 9/5/2012 5:46:39 PM |
| MadHun | $147.00 | 9/5/2012 6:02:19 PM |
| grnii78 | $173.00 | 9/5/2012 6:10:47 PM |
| gallant-economy9 | $50.00 | 9/5/2012 5:56:03 PM |
| reduce_US_govt_debt | $35.00 | 9/5/2012 5:56:24 PM |
| servnyou | $30.00 | 9/5/2012 6:14:49 PM |
| CoyoteJack | $25.00 | 9/5/2012 5:57:05 PM |
| EFS | $84.25 | 9/5/2012 6:17:13 PM |
| pierrelasvegas | $25.00 | 9/5/2012 6:00:09 PM |
| Mathon | $25.00 | 9/5/2012 6:00:38 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:24 PM |
| supertux | $25.00 | 9/5/2012 6:01:22 PM |
| bid-banjo3 | $100.00 | 9/5/2012 6:24:58 PM |
| Money__Tree | $200.00 | 9/5/2012 6:03:55 PM |
| money-baron-Roth401k | $25.00 | 9/5/2012 6:08:22 PM |
| halothane_logic | $25.00 | 9/5/2012 6:09:06 PM |
| DreisersFinancier | $50.00 | 9/5/2012 6:10:24 PM |
| enchanted-note | $25.00 | 9/5/2012 6:13:41 PM |
| RGlad | $65.00 | 9/5/2012 6:16:13 PM |
| compounding21 | $25.00 | 9/5/2012 6:14:12 PM |
| networks4ever | $25.00 | 9/5/2012 6:20:02 PM |
| thrilling-fund427 | $50.00 | 9/5/2012 6:22:47 PM |
| mikeandcat | $247.63 | 9/5/2012 6:24:41 PM |
| cash-delight1 | $50.00 | 9/5/2012 6:21:01 PM |
| orchestra960 | $300.00 | 9/5/2012 6:23:00 PM |
| WalnutCreekguy | $50.00 | 9/5/2012 6:23:39 PM |
| pennies_from_heaven | $25.00 | 9/5/2012 7:19:52 PM |
| best-bonafide-p2p | $50.00 | 9/5/2012 7:20:31 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:33:20 PM |
| loan-master1 | $25.00 | 9/5/2012 6:46:00 PM |
| Rozeekoo | $25.00 | 9/5/2012 9:06:56 PM |
| 01a_MrsUSC | $100.00 | 9/5/2012 7:18:53 PM |
| WriteTheLegend | $100.00 | 9/5/2012 7:27:18 PM |
| Nazbuster | $100.00 | 9/5/2012 9:19:35 PM |
| respectful-dough429 | $25.00 | 9/5/2012 5:00:29 PM |
| hard-working-loot | $32.00 | 9/5/2012 5:05:51 PM |
| trumpeter5 | $25.00 | 9/5/2012 5:08:27 PM |
| handy-justice | $100.00 | 9/5/2012 5:01:09 PM |
| commerce-venture1 | $25.00 | 9/5/2012 5:02:20 PM |
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 5:12:31 PM |
| MoneyForNothing | $50.56 | 9/5/2012 5:03:21 PM |
| money-surge1 | $25.00 | 9/5/2012 5:14:16 PM |
| myutmost | $60.00 | 9/5/2012 5:04:43 PM |
| musegaze | $33.00 | 9/5/2012 5:07:22 PM |
| Forlio | $25.00 | 9/5/2012 5:19:15 PM |
| bellaquito | $500.00 | 9/5/2012 5:10:21 PM |
| ptjg | $36.00 | 9/5/2012 5:27:28 PM |
| MFBank | $50.00 | 9/5/2012 5:15:13 PM |
| Feyenoord | $30.00 | 9/5/2012 5:31:40 PM |
| durability-solstice8 | $50.00 | 9/5/2012 5:22:01 PM |
| lowrater | $100.60 | 9/5/2012 5:22:19 PM |
| Caine1974 | $48.00 | 9/5/2012 5:33:11 PM |
| scholarly-order6 | $200.00 | 9/5/2012 5:24:30 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:04 PM |
| orange-preeminant-bill | $25.00 | 9/5/2012 5:25:35 PM |
| careful-vigilance4 | $25.00 | 9/5/2012 5:38:24 PM |
| credit-dandelion148 | $200.00 | 9/5/2012 5:25:54 PM |
| berniemadeoff | $50.00 | 9/5/2012 5:47:14 PM |
| Cronos | $100.00 | 9/5/2012 5:47:56 PM |
| daniel5075 | $100.00 | 9/5/2012 5:31:53 PM |
| market-jam | $25.00 | 9/5/2012 5:32:52 PM |
| unrelenting-auction7 | $25.00 | 9/5/2012 5:50:14 PM |
| pedroballgame | $50.00 | 9/5/2012 5:37:12 PM |
| income-buddy7 | $50.00 | 9/5/2012 5:36:51 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:02 PM |
| janeybooboo | $74.74 | 9/5/2012 5:44:30 PM |
| aader | $25.00 | 9/5/2012 5:58:45 PM |
| the-laudable-peso | $40.00 | 9/5/2012 5:43:24 PM |
| value-showcase828 | $25.00 | 9/5/2012 5:45:41 PM |
| 1randyp | $25.00 | 9/5/2012 5:45:44 PM |
| fareast_man | $25.00 | 9/5/2012 5:52:22 PM |
| jazzlender | $25.00 | 9/5/2012 5:54:42 PM |
| Investor_DP | $100.00 | 9/5/2012 6:12:03 PM |
| money-vista | $25.00 | 9/5/2012 5:56:45 PM |
| UstedEsElHombre | $100.00 | 9/5/2012 5:56:55 PM |
| kulender | $100.00 | 9/5/2012 5:59:20 PM |
| prescription0 | $25.00 | 9/5/2012 6:00:42 PM |
| Banker2OO7 | $75.00 | 9/5/2012 6:01:34 PM |
| Sibelius2 | $25.00 | 9/5/2012 6:25:05 PM |
| debt-force | $25.00 | 9/5/2012 6:09:35 PM |
| chief64 | $200.00 | 9/5/2012 6:08:14 PM |
| GGreg799 | $25.00 | 9/5/2012 6:08:52 PM |
| Foggy | $25.00 | 9/5/2012 6:15:32 PM |
| Assets-Up | $25.00 | 9/5/2012 6:16:21 PM |
| Kash2010lu | $30.00 | 9/5/2012 6:16:58 PM |
| marketplace-hut9 | $25.00 | 9/5/2012 6:23:01 PM |
| roux | $25.00 | 9/5/2012 6:54:50 PM |
| 01a_MrUSC_IRA | $50.00 | 9/5/2012 7:18:08 PM |
| credit-wheel7 | $25.00 | 9/5/2012 6:29:48 PM |
| LeReve | $500.00 | 9/5/2012 6:36:19 PM |
| thoughtful-bazaar782 | $27.59 | 9/5/2012 8:07:11 PM |
| managedfund | $1,333.00 | 9/5/2012 6:44:23 PM |
| red-ethical-duty6 | $50.00 | 9/5/2012 7:12:15 PM |
| impala6464 | $30.10 | 9/5/2012 7:11:02 PM |
| chameleon125 | $50.00 | 9/5/2012 7:22:52 PM |
| return-grizzly | $100.00 | 9/5/2012 7:54:54 PM |
| first-class-gold0 | $111.00 | 9/5/2012 7:56:11 PM |
| skillful-asset5 | $45.00 | 9/5/2012 7:58:44 PM |
| sensible-fund | $46.45 | 9/5/2012 8:23:04 PM |
| finagler | $25.00 | 9/5/2012 9:14:11 PM |
| Mikale360 | $25.00 | 9/5/2012 9:15:02 PM |
| rate-advocator7 | $209.03 | 9/5/2012 9:20:25 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
633361
This series of Notes was issued and sold upon the funding of the borrower loan #74297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,451 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ringleader351 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off a large credit card debt with a gut wrenching high interest rate that was due to fertility expenses and adoption costs for our children. The credit card company has not been willing to lower the rate.
My financial situation:
I am a good candidate for this loan because I have a high base salary, solid employment and cash flow is not the issue. This loan will help us pay less interest and get our financial house in order more quickly and efficiently.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/4/2012 6:52:42 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:07 PM |
| Bank_Of_XL | $25.00 | 9/4/2012 5:11:03 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:19 PM |
| blot44 | $25.00 | 9/5/2012 4:10:39 AM |
| kenji4861 | $25.00 | 9/5/2012 9:16:33 AM |
| neighborly-hope6 | $100.00 | 9/6/2012 9:26:40 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:32 AM |
| Nummus | $25.00 | 9/6/2012 12:00:56 PM |
| respectful-fairness069 | $27.00 | 9/6/2012 3:01:56 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:22 PM |
| loan-mammal | $100.00 | 9/6/2012 5:01:04 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:29 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:33 PM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:34 PM |
| Castellan | $50.00 | 9/6/2012 5:22:14 PM |
| silver-explorer6 | $25.00 | 9/6/2012 5:24:01 PM |
| dharma1 | $25.00 | 9/6/2012 5:28:18 PM |
| logical-economy158 | $25.00 | 9/6/2012 5:35:25 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:04 PM |
| pwkpwk | $25.00 | 9/6/2012 6:10:42 PM |
| Vegasjim | $25.00 | 9/6/2012 6:35:19 PM |
| bullet-shark | $25.00 | 9/6/2012 6:37:13 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:53 PM |
| commerce-gargantuan2 | $100.00 | 9/6/2012 7:49:40 PM |
| Charmart | $25.00 | 9/7/2012 3:22:21 AM |
| JRELoan | $25.00 | 9/7/2012 7:58:16 AM |
| YellowJacket | $25.00 | 9/7/2012 8:35:47 AM |
| CJMC | $25.00 | 9/7/2012 8:44:58 AM |
| brightest-fund-base | $25.00 | 9/7/2012 8:25:34 AM |
| fortytwo | $150.00 | 9/7/2012 9:15:02 AM |
| Aimvest | $25.00 | 9/7/2012 9:03:52 AM |
| AFairDeal | $25.00 | 9/7/2012 9:13:50 AM |
| Frankieb21 | $25.00 | 9/7/2012 9:10:45 AM |
| x-lender | $25.00 | 9/7/2012 9:11:55 AM |
| SC2TX | $50.00 | 9/7/2012 9:24:38 AM |
| Ben_Graham | $25.00 | 9/7/2012 9:26:07 AM |
| scholarly-benefit5 | $25.00 | 9/7/2012 9:31:35 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:50 AM |
| american6 | $50.00 | 9/7/2012 9:34:18 AM |
| intrepid-payment7 | $25.00 | 9/7/2012 9:37:14 AM |
| commanding-treasure2 | $75.00 | 9/7/2012 9:57:51 AM |
| openness-molecule2 | $25.00 | 9/7/2012 9:48:34 AM |
| jmb_lending | $25.00 | 9/7/2012 10:11:10 AM |
| velocity-solo | $25.00 | 9/7/2012 9:59:55 AM |
| aasx1108 | $25.00 | 9/7/2012 10:00:30 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:08 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:18 AM |
| jazz619 | $25.00 | 9/7/2012 10:44:16 AM |
| bliss6 | $25.00 | 9/7/2012 3:15:42 PM |
| meux99 | $25.00 | 9/7/2012 5:10:25 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:57 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:19:50 PM |
| delectable-order532 | $100.00 | 9/7/2012 5:07:29 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:22 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:36 PM |
| wonderous-principal083 | $25.00 | 9/7/2012 5:34:59 PM |
| kdsmaclean | $25.00 | 9/7/2012 5:15:54 PM |
| fox798 | $25.00 | 9/7/2012 5:44:05 PM |
| minista | $25.00 | 9/7/2012 5:23:03 PM |
| unforgettable-wealth4 | $50.00 | 9/7/2012 5:29:12 PM |
| Unclejohn | $25.00 | 9/7/2012 5:33:07 PM |
| Tradesmanlender | $25.00 | 9/7/2012 6:02:54 PM |
| bb575 | $50.00 | 9/7/2012 11:13:40 PM |
| loyalty-circuitry | $100.00 | 9/8/2012 7:47:30 AM |
| YampaQuant | $25.00 | 9/7/2012 9:16:06 PM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:06 AM |
| Brisket_Bob | $50.00 | 9/8/2012 7:54:42 AM |
| radforj22 | $25.00 | 9/8/2012 6:33:32 AM |
| power-kin | $50.00 | 9/8/2012 8:04:19 AM |
| phenomenal-gain5 | $25.00 | 9/8/2012 6:35:55 AM |
| dinero-jujitsu | $28.00 | 9/8/2012 8:32:51 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/8/2012 8:54:26 AM |
| appastk | $25.00 | 9/8/2012 10:59:10 AM |
| PlatinumBank | $25.00 | 9/8/2012 11:11:24 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:03 AM |
| benjamins-utopia | $100.00 | 9/8/2012 12:02:05 PM |
| Clambake | $25.00 | 9/8/2012 12:03:20 PM |
| keeks | $25.00 | 9/8/2012 12:05:16 PM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:34 AM |
| colorunner | $25.00 | 9/8/2012 12:09:57 PM |
| progressive-asset | $100.00 | 9/8/2012 12:01:09 PM |
| euro-catalyst | $25.00 | 9/8/2012 10:54:22 AM |
| CapeDollars | $25.00 | 9/8/2012 12:02:57 PM |
| chicco | $500.00 | 9/8/2012 12:03:06 PM |
| awwaww | $25.00 | 9/8/2012 12:15:43 PM |
| g314 | $25.00 | 9/8/2012 12:04:12 PM |
| asset-equilibrium0 | $25.00 | 9/8/2012 12:18:00 PM |
| wealthstar | $25.00 | 9/8/2012 12:05:02 PM |
| lending401 | $50.00 | 9/8/2012 12:06:35 PM |
| wdfraser | $25.00 | 9/8/2012 12:06:48 PM |
| jstefans | $25.00 | 9/8/2012 12:21:16 PM |
| bold-yield-rumbler | $25.00 | 9/8/2012 12:23:24 PM |
| mnmcarve | $25.00 | 9/8/2012 12:08:31 PM |
| gracej | $25.00 | 9/8/2012 12:09:04 PM |
| Earl65 | $25.00 | 9/8/2012 12:24:01 PM |
| Jewels | $50.00 | 9/8/2012 12:02:25 PM |
| amsterq | $25.00 | 9/8/2012 12:10:04 PM |
| CPA-CITP-CGMA | $50.00 | 9/8/2012 12:03:39 PM |
| orindalender | $50.00 | 9/8/2012 12:11:00 PM |
| laudable-leverage6 | $100.00 | 9/8/2012 12:25:17 PM |
| bonus-fanatic5 | $50.00 | 9/8/2012 12:04:25 PM |
| elasermd | $50.00 | 9/8/2012 12:26:43 PM |
| exchange-pledge | $50.00 | 9/8/2012 12:04:40 PM |
| psonicl | $100.00 | 9/8/2012 12:12:38 PM |
| transparent-principal679 | $100.00 | 9/8/2012 12:27:09 PM |
| jenkris | $25.00 | 9/8/2012 12:28:02 PM |
| exuberant-dime | $25.00 | 9/8/2012 12:28:56 PM |
| fair-funds | $25.00 | 9/8/2012 12:06:29 PM |
| cebgop | $25.00 | 9/8/2012 12:06:56 PM |
| nerdfactor | $25.00 | 9/8/2012 12:13:37 PM |
| capital-dynamo0 | $25.00 | 9/8/2012 12:08:53 PM |
| zoozka | $25.00 | 9/8/2012 12:37:08 PM |
| impartial-deal | $25.00 | 9/8/2012 12:15:51 PM |
| bigballer105 | $100.00 | 9/8/2012 12:37:34 PM |
| brutusbone | $25.00 | 9/8/2012 12:15:57 PM |
| sail120 | $25.00 | 9/8/2012 12:37:51 PM |
| marketplace-cello5 | $25.00 | 9/8/2012 12:16:04 PM |
| kcole10 | $25.00 | 9/8/2012 12:10:52 PM |
| jbaum | $40.00 | 9/8/2012 12:11:26 PM |
| ceg451 | $25.00 | 9/8/2012 12:11:46 PM |
| Gnube | $25.00 | 9/8/2012 12:40:32 PM |
| yield-aurora | $25.00 | 9/8/2012 12:19:38 PM |
| ManhattanLender | $25.00 | 9/8/2012 12:19:48 PM |
| serene-credit4 | $25.00 | 9/8/2012 12:21:05 PM |
| harty | $50.00 | 9/8/2012 12:43:10 PM |
| syounker | $25.00 | 9/8/2012 12:14:40 PM |
| Raetha | $25.00 | 9/8/2012 12:14:52 PM |
| Chutney | $50.00 | 9/8/2012 12:16:10 PM |
| euro-trumpet | $25.00 | 9/8/2012 12:16:25 PM |
| worth-web5 | $50.00 | 9/8/2012 12:17:40 PM |
| TrustPlus | $50.00 | 9/8/2012 12:18:20 PM |
| systematic-dollar9 | $25.00 | 9/8/2012 12:27:23 PM |
| get30inc | $50.00 | 9/8/2012 12:27:27 PM |
| chilandman | $50.00 | 9/8/2012 12:27:41 PM |
| Gabriel02 | $25.00 | 9/8/2012 12:28:23 PM |
| bonus-poplar2 | $25.00 | 9/8/2012 12:20:56 PM |
| paramjit | $50.00 | 9/8/2012 12:21:11 PM |
| GlowHost | $25.00 | 9/8/2012 12:21:20 PM |
| causr08 | $25.00 | 9/8/2012 12:31:27 PM |
| jakesworld | $25.00 | 9/8/2012 12:25:47 PM |
| thoughtful-fairness2 | $25.00 | 9/8/2012 12:34:49 PM |
| PhalanxBulldog | $50.00 | 9/8/2012 12:27:01 PM |
| fair_rates | $25.00 | 9/8/2012 12:27:34 PM |
| larrybird | $1,000.00 | 9/8/2012 12:27:51 PM |
| slipstock | $25.00 | 9/8/2012 12:37:27 PM |
| TCayce | $25.00 | 9/8/2012 12:38:07 PM |
| RedGranite | $40.00 | 9/8/2012 12:28:42 PM |
| faithey | $50.00 | 9/8/2012 12:38:14 PM |
| blooming-market | $25.00 | 9/8/2012 12:29:47 PM |
| selvamfinance | $25.00 | 9/8/2012 12:32:35 PM |
| dnathe4th | $50.00 | 9/8/2012 12:33:11 PM |
| kind-genuine-dough | $25.00 | 9/8/2012 12:33:34 PM |
| lagnisiruk | $25.00 | 9/8/2012 12:33:37 PM |
| medman | $25.00 | 9/8/2012 12:33:51 PM |
| magical-greenback | $25.00 | 9/8/2012 12:43:39 PM |
| esabzb | $25.00 | 9/8/2012 12:35:38 PM |
| moneynmotion | $25.00 | 9/8/2012 12:43:57 PM |
| point-zebra | $25.00 | 9/8/2012 12:38:44 PM |
| dpfl55 | $25.00 | 9/8/2012 12:39:01 PM |
| multiplex | $50.00 | 9/8/2012 12:39:23 PM |
| DrMoneyBags | $50.00 | 9/8/2012 12:40:52 PM |
| money-bopper3 | $25.00 | 9/8/2012 12:41:48 PM |
| gatorbanker | $25.00 | 9/8/2012 12:43:23 PM |
| Plutis | $25.00 | 9/4/2012 7:06:58 PM |
| ready-interest9 | $25.00 | 9/4/2012 6:11:13 PM |
| kfrench | $75.00 | 9/4/2012 6:18:10 PM |
| Mat25 | $100.00 | 9/4/2012 10:47:20 PM |
| adventurer447 | $300.00 | 9/5/2012 9:58:13 AM |
| EnglishGeekInNYC | $50.00 | 9/5/2012 6:20:31 PM |
| credible-responsibility022 | $25.00 | 9/6/2012 7:13:06 AM |
| bowdish1 | $100.00 | 9/6/2012 9:01:46 AM |
| britgsb | $50.00 | 9/6/2012 9:50:54 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:35 AM |
| BigGuyBank | $27.77 | 9/6/2012 1:19:02 PM |
| green-trade-firestarter | $40.00 | 9/6/2012 1:03:42 PM |
| prudent-payment316 | $60.00 | 9/6/2012 5:22:51 PM |
| aggresive-commerce8 | $50.00 | 9/6/2012 5:12:13 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:10 PM |
| new-return-faire | $100.00 | 9/6/2012 5:12:35 PM |
| Sothenwhat | $100.00 | 9/6/2012 5:22:48 PM |
| octoberfresh | $25.00 | 9/6/2012 5:47:32 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:35 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:56 PM |
| bellaquito | $500.00 | 9/6/2012 6:27:40 PM |
| student17354 | $30.00 | 9/6/2012 6:19:01 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:51:13 PM |
| chorus731 | $25.00 | 9/6/2012 11:40:20 PM |
| porter512S | $200.00 | 9/7/2012 3:24:15 AM |
| Hwornke | $25.00 | 9/7/2012 7:48:13 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:28 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:43 AM |
| bosco44 | $25.00 | 9/7/2012 9:14:56 AM |
| proud-pound4 | $25.00 | 9/7/2012 9:17:19 AM |
| shaps | $25.00 | 9/7/2012 9:16:12 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:20:12 AM |
| SC2TX | $50.00 | 9/7/2012 9:29:59 AM |
| vigorous-payment6 | $25.00 | 9/7/2012 9:23:47 AM |
| TeamN | $25.00 | 9/7/2012 9:25:06 AM |
| bradfid | $25.00 | 9/7/2012 9:38:05 AM |
| laboheme | $25.00 | 9/7/2012 9:32:41 AM |
| mrsasman | $50.00 | 9/7/2012 9:38:59 AM |
| Namrok | $25.00 | 9/7/2012 9:55:31 AM |
| Investoman | $25.00 | 9/7/2012 10:21:12 AM |
| indomitable-coin | $25.00 | 9/7/2012 10:26:54 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:31 AM |
| snowman34 | $25.00 | 9/7/2012 10:05:26 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:04 AM |
| the-bright-velocity | $25.00 | 9/7/2012 10:27:05 AM |
| pdub | $500.00 | 9/7/2012 12:40:24 PM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:31 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:03 AM |
| currency-balancer | $50.00 | 9/7/2012 11:22:23 AM |
| KBank | $25.00 | 9/7/2012 3:04:59 PM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:31 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:24 PM |
| hope-magnitude8 | $25.00 | 9/7/2012 4:00:25 PM |
| mrbelvue | $25.00 | 9/7/2012 4:05:40 PM |
| pound-idol543 | $100.00 | 9/7/2012 5:03:54 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:07 PM |
| j2ee | $50.00 | 9/7/2012 5:05:20 PM |
| enriching-dollar1 | $63.00 | 9/7/2012 5:10:10 PM |
| newest-payment-trapper | $62.50 | 9/7/2012 5:08:39 PM |
| first-favorite-bonus9 | $25.00 | 9/7/2012 5:26:44 PM |
| adaboy65 | $100.00 | 9/7/2012 5:27:33 PM |
| ski bum | $100.00 | 9/7/2012 5:56:08 PM |
| ore-jalapeno4 | $50.00 | 9/7/2012 6:08:10 PM |
| payout-paladin3 | $500.00 | 9/7/2012 6:22:03 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:11 PM |
| kochan123 | $25.00 | 9/7/2012 7:14:25 PM |
| antlr | $25.00 | 9/7/2012 8:04:08 PM |
| floridahelper | $25.00 | 9/7/2012 8:24:48 PM |
| Snoopylover | $25.00 | 9/8/2012 8:10:14 AM |
| bmbanzai | $25.00 | 9/7/2012 10:41:24 PM |
| db0973 | $25.00 | 9/8/2012 4:22:53 AM |
| green28 | $100.00 | 9/8/2012 11:39:34 AM |
| nuclearmoose | $50.00 | 9/8/2012 12:02:12 PM |
| mtp | $100.00 | 9/8/2012 12:03:37 PM |
| bvzm | $25.00 | 9/8/2012 12:03:45 PM |
| outwish | $25.00 | 9/8/2012 12:05:18 PM |
| C_Mark | $50.00 | 9/8/2012 12:06:54 PM |
| KB4UF | $25.00 | 9/8/2012 12:08:07 PM |
| TelegramSam | $25.00 | 9/8/2012 12:08:34 PM |
| HAVEANICEDAY | $25.00 | 9/8/2012 12:09:30 PM |
| hawaiiangirl76 | $25.00 | 9/8/2012 12:09:45 PM |
| GMPK_TLAS | $50.00 | 9/8/2012 12:10:39 PM |
| capital-futurist | $25.00 | 9/8/2012 12:01:04 PM |
| dcfinancial | $25.00 | 9/8/2012 10:48:10 AM |
| Carpetkid | $100.00 | 9/8/2012 12:02:03 PM |
| wtrboy | $25.00 | 9/8/2012 12:02:31 PM |
| benevolent-moola291 | $50.00 | 9/8/2012 12:04:06 PM |
| afotherg | $25.00 | 9/8/2012 12:17:13 PM |
| purdue98 | $100.00 | 9/8/2012 12:05:01 PM |
| spirit07a | $100.00 | 9/8/2012 12:05:05 PM |
| vb3jmg | $50.00 | 9/8/2012 12:05:53 PM |
| orange-resolute-platinum | $25.00 | 9/8/2012 12:19:19 PM |
| lend_to_you | $25.00 | 9/8/2012 12:19:31 PM |
| Duchdad | $25.00 | 9/8/2012 12:20:03 PM |
| credit-vinyl | $25.00 | 9/8/2012 12:06:44 PM |
| Logan7 | $25.00 | 9/8/2012 12:20:35 PM |
| reward-walnut | $25.00 | 9/8/2012 12:21:18 PM |
| asset-porcelain | $35.00 | 9/8/2012 12:07:18 PM |
| platinum-genetics | $25.00 | 9/8/2012 12:07:36 PM |
| brstern2 | $25.00 | 9/8/2012 12:23:09 PM |
| Tylerh | $250.00 | 9/8/2012 12:24:36 PM |
| a-transparency-prodigy | $25.00 | 9/8/2012 12:03:30 PM |
| reaction5 | $25.00 | 9/8/2012 12:04:35 PM |
| tntbuzz | $50.00 | 9/8/2012 12:26:21 PM |
| AnxiousAirman | $50.00 | 9/8/2012 12:04:43 PM |
| Tom579 | $50.00 | 9/8/2012 12:27:05 PM |
| reward-galaxy | $25.00 | 9/8/2012 12:32:44 PM |
| money-floret | $50.00 | 9/8/2012 12:07:59 PM |
| Schuld66 | $25.00 | 9/8/2012 12:13:36 PM |
| payout-harmony4 | $50.00 | 9/8/2012 12:34:32 PM |
| figs4u2 | $100.00 | 9/8/2012 12:34:43 PM |
| g9d | $25.00 | 9/8/2012 12:14:03 PM |
| passbook | $25.00 | 9/8/2012 12:35:53 PM |
| locomotive7 | $25.00 | 9/8/2012 12:09:13 PM |
| bndlending2u | $25.00 | 9/8/2012 12:15:15 PM |
| ms48105 | $25.00 | 9/8/2012 12:10:01 PM |
| cash-merry-maker | $25.00 | 9/8/2012 12:17:01 PM |
| spenrod | $25.00 | 9/8/2012 12:11:38 PM |
| pious-currency875 | $100.00 | 9/8/2012 12:39:06 PM |
| payout-equalizer8 | $25.00 | 9/8/2012 12:18:24 PM |
| kewgdns | $30.00 | 9/8/2012 12:40:10 PM |
| acropiloterau2002 | $25.00 | 9/8/2012 12:20:29 PM |
| financelover | $50.00 | 9/8/2012 12:21:26 PM |
| fairness-palm | $50.00 | 9/8/2012 12:42:30 PM |
| icontender | $50.00 | 9/8/2012 12:23:05 PM |
| cant-dance | $25.00 | 9/8/2012 12:24:29 PM |
| macgeek | $50.00 | 9/8/2012 12:16:15 PM |
| value-investor9 | $50.00 | 9/8/2012 12:16:39 PM |
| don8ter | $50.00 | 9/8/2012 12:25:13 PM |
| mosby | $25.00 | 9/8/2012 12:17:07 PM |
| revmax | $25.00 | 9/8/2012 12:25:57 PM |
| dtrain5 | $50.00 | 9/8/2012 12:18:26 PM |
| tenacious-affluence | $25.00 | 9/8/2012 12:18:50 PM |
| tsui517 | $50.00 | 9/8/2012 12:19:36 PM |
| kinetic-openness0 | $25.00 | 9/8/2012 12:19:58 PM |
| csakhil | $50.00 | 9/8/2012 12:29:21 PM |
| purvike | $25.00 | 9/8/2012 12:24:49 PM |
| justice-disk7 | $25.00 | 9/8/2012 12:34:04 PM |
| brightest-repayment-patriot | $75.00 | 9/8/2012 12:25:11 PM |
| hrubinst | $50.00 | 9/8/2012 12:35:40 PM |
| Mark-O-Polo | $25.00 | 9/8/2012 12:27:25 PM |
| lenderme | $25.00 | 9/8/2012 12:36:00 PM |
| kyomoon | $50.00 | 9/8/2012 12:36:28 PM |
| EvalCrux | $50.00 | 9/8/2012 12:37:03 PM |
| ckatak | $50.00 | 9/8/2012 12:27:42 PM |
| helpishere777 | $25.00 | 9/8/2012 12:28:30 PM |
| consulguru | $99.00 | 9/8/2012 12:28:54 PM |
| income-excellence1 | $25.00 | 9/8/2012 12:29:46 PM |
| jthomps4 | $25.00 | 9/8/2012 12:38:51 PM |
| riproaringrapids | $50.00 | 9/8/2012 12:31:15 PM |
| unrivaled-silver | $25.00 | 9/8/2012 12:40:02 PM |
| Beverly_Hills_Lender | $25.00 | 9/8/2012 12:32:40 PM |
| TrueLending | $50.00 | 9/8/2012 12:34:09 PM |
| downtownfarm | $25.00 | 9/8/2012 12:35:42 PM |
| lounges | $25.00 | 9/8/2012 12:36:30 PM |
| integrity-saver | $25.00 | 9/8/2012 12:39:44 PM |
| smart-penny124 | $25.00 | 9/8/2012 12:40:24 PM |
| KWarrior | $100.00 | 9/8/2012 12:42:42 PM |
| income-cactus0 | $50.00 | 9/8/2012 12:43:56 PM |
| 323 Investments
|
Borrower Payment Dependent Notes Series
633381
This series of Notes was issued and sold upon the funding of the borrower loan #74305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $467.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,713 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-supergiant |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-venture1 | $25.00 | 9/5/2012 5:04:27 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:42 PM |
| MFBank | $50.00 | 9/5/2012 5:13:58 PM |
| pdli_dude | $25.00 | 9/5/2012 5:06:36 PM |
| handy-justice | $100.00 | 9/5/2012 5:08:27 PM |
| MG_Holdings | $50.00 | 9/5/2012 5:10:41 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:16 PM |
| superb-funds335 | $25.00 | 9/5/2012 5:25:41 PM |
| MG_Holdings | $50.00 | 9/5/2012 5:13:45 PM |
| lowrater | $50.40 | 9/5/2012 5:19:10 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:04 PM |
| scholarly-order6 | $25.00 | 9/5/2012 5:28:06 PM |
| a-credit-rotation | $25.00 | 9/5/2012 5:32:27 PM |
| cash-mad-scientist3 | $25.00 | 9/5/2012 5:32:44 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:15 PM |
| orange-liberty-oyster | $69.60 | 9/5/2012 5:50:07 PM |
| DasMula | $25.00 | 9/5/2012 5:11:25 PM |
| justreturns | $25.00 | 9/5/2012 5:12:02 PM |
| worth-blanket2 | $13,500.00 | 9/5/2012 5:06:15 PM |
| Vector | $25.00 | 9/5/2012 5:24:22 PM |
| selector568 | $300.00 | 9/5/2012 5:25:20 PM |
| Hedge-Fund | $50.00 | 9/5/2012 5:15:05 PM |
| first-integrity-gravity | $50.00 | 9/5/2012 5:21:14 PM |
| Emt-James | $25.00 | 9/5/2012 5:31:54 PM |
| penny-surgeon | $25.00 | 9/5/2012 5:33:52 PM |
| intrepid-loot | $25.00 | 9/5/2012 5:40:48 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
633389
This series of Notes was issued and sold upon the funding of the borrower loan #74025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,292 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| refined-economy7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
Roof the house were leasing
My financial situation:
I am a good candidate for this loan because...
I have a good job and I'm current with all my bills and have been for several years
Monthly net income: $4500
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $750
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/10/2012 5:00:51 PM |
| Something-Corporate | $25.00 | 9/10/2012 5:14:39 PM |
| SolarMoonshine | $25.00 | 9/10/2012 6:53:43 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:41 PM |
| DevinHill | $25.00 | 9/11/2012 11:04:59 AM |
| squeebie | $50.00 | 9/11/2012 10:54:46 AM |
| global-invest-group | $25.00 | 9/11/2012 1:27:37 PM |
| celestwarrior | $50.00 | 9/11/2012 2:48:57 PM |
| preventivepestcontrol | $50.00 | 9/11/2012 2:37:56 PM |
| Dano007 | $50.00 | 9/11/2012 3:41:08 PM |
| appetizing-loyalty354 | $100.00 | 9/12/2012 10:25:39 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:33 AM |
| MI2 | $789.74 | 9/12/2012 4:34:21 PM |
| natural-affluence6 | $25.00 | 9/11/2012 5:04:47 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:35 PM |
| handy-justice | $50.00 | 9/10/2012 5:37:55 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:55 PM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:54 AM |
| john0720 | $25.00 | 9/11/2012 11:34:28 AM |
| scrappy-penny6 | $50.00 | 9/11/2012 2:11:47 PM |
| heretohelp1 | $25.23 | 9/11/2012 2:40:30 PM |
| Schlawinzer | $25.00 | 9/11/2012 3:39:22 PM |
| felicity-fertilizer6 | $30.00 | 9/11/2012 10:35:25 PM |
| dudebrah | $25.00 | 9/12/2012 12:53:49 AM |
| Jimthemoo | $50.00 | 9/12/2012 7:11:19 AM |
| rate-advocator7 | $50.00 | 9/12/2012 10:12:09 AM |
| glroark | $150.00 | 9/12/2012 11:40:29 AM |
| versatile-dime442 | $100.00 | 9/12/2012 11:00:22 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:38:27 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:53 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
633417
This series of Notes was issued and sold upon the funding of the borrower loan #74483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $43 |
Total credit lines:
| 40 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,198 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| receptive-integrity112 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... assist with bills and car pymts.
My financial situation: in debt
I am a good candidate for this loan because... I very much need assistance.
Monthly net income: $Unemployed
Monthly expenses: $3K
Housing: $1634.00
Insurance: $110
Car expenses: $392
Utilities: $140
Phone, cable, internet: $270
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pdli_dude | $25.00 | 9/5/2012 5:02:50 PM |
| worth-blanket2 | $3,600.00 | 9/5/2012 5:02:26 PM |
| adventurer447 | $145.00 | 9/5/2012 5:35:15 PM |
| BankofRon_IRA | $100.00 | 9/5/2012 5:04:27 PM |
| professional-vigilance9 | $100.00 | 9/5/2012 5:22:34 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:04 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
633503
This series of Notes was issued and sold upon the funding of the borrower loan #74212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,075.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $278.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,021 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-circuitry |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2012)
|
|
Principal balance:
| $12,923.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off my current Prosper Loan for a new lower payment loan.
My financial situation:
I am a good candidate for this loan because I always make it a priority to pay off my debt. My credit score is considered "good" at 740 and I've worked hard to attain that score over the years. I have a steady job that I have held for almost 11 years and always make my payments on time. When I originally applied for my first Prosper loan I chose the 3-year pay off and it would have been better if I had chosen the 5-year pay off and then paid more each month (if the extra funds were available). That is my intent with my second Prosper loan. I have enjoyed working with Prosper and their loan process is so simple that I did not want to consider any other avenue. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CreditBuilder2 | $25.01 | 9/7/2012 9:03:36 AM |
| lnuss25 | $25.00 | 9/7/2012 9:06:36 AM |
| worth-blanket2 | $12,075.00 | 9/7/2012 9:13:51 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:12 AM |
| Rockymtnhi | $100.00 | 9/7/2012 9:07:48 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
633507
This series of Notes was issued and sold upon the funding of the borrower loan #73920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $78.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| important-payment784 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...help with household finances
My financial situation:
I am a good candidate for this loan because...I have steady employment and like what I am doing
Monthly net income: $1200
Monthly expenses: $
Housing: $0
Insurance: $125
Car expenses: $50
Utilities: $150
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| return-pioneer221 | $200.00 | 9/5/2012 9:08:39 AM |
| well-rounded-payout0 | $25.00 | 9/5/2012 10:09:21 AM |
| mrxtravis | $25.00 | 9/5/2012 10:17:26 AM |
| scrappy-diversification7 | $575.00 | 9/5/2012 10:40:17 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:05 AM |
| compatible-deal9 | $25.00 | 9/5/2012 1:15:56 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 1:04:11 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:02 PM |
| diplomatic-wealth7 | $25.00 | 9/5/2012 5:39:02 PM |
| jgar_O | $30.00 | 9/5/2012 9:30:48 AM |
| Zingaro | $25.00 | 9/5/2012 9:19:43 AM |
| DirtyJenga | $25.00 | 9/5/2012 9:50:33 AM |
| Investor_DP | $100.00 | 9/5/2012 10:10:02 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:16 AM |
| britches613 | $25.00 | 9/5/2012 12:30:57 PM |
| berniemadeoff | $25.00 | 9/5/2012 10:40:05 AM |
| top-responsibility-sage | $50.00 | 9/5/2012 12:55:14 PM |
| capital-zeus | $25.00 | 9/5/2012 2:16:49 PM |
| wise-direct-community | $25.00 | 9/5/2012 5:24:45 PM |
| selector568 | $300.00 | 9/5/2012 5:25:20 PM |
| toblerone | $15.00 | 9/5/2012 5:43:07 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
633537
This series of Notes was issued and sold upon the funding of the borrower loan #74188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,215 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awe-inspiring-reward943 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off medical bills, taxes and pay down credit cards.
My financial situation:
I am a good candidate for this loan because...I am stable with same job for 13 years. Homeowner. No late payments in my history. I work two other jobs to make additional payments on my unsecured debts as my goal is to become debt free within the next 6-9 months.
Monthly net income: $2900 (net) includes jobs, child support
Monthly expenses: $2219
Housing: $810 (includes escrow payment)
Insurance: $90 (auto)
Car expenses: $296
Utilities: $85
Phone, cable, internet: $88
Food, entertainment: $50
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MG_Holdings | $25.00 | 9/5/2012 5:07:25 PM |
| Something-Corporate | $25.00 | 9/5/2012 5:28:38 PM |
| Rogelio48 | $25.00 | 9/5/2012 6:11:50 PM |
| worthy-bid8 | $100.00 | 9/5/2012 5:55:48 PM |
| SolarMoonshine | $25.00 | 9/5/2012 6:34:29 PM |
| lowrater | $100.40 | 9/5/2012 6:51:08 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:36 PM |
| Nipper99 | $100.00 | 9/6/2012 5:42:59 AM |
| ultimate-peace | $250.00 | 9/6/2012 7:23:34 AM |
| Bad_Debt | $25.00 | 9/6/2012 8:00:57 AM |
| treasure-hunter270 | $25.00 | 9/6/2012 8:21:36 AM |
| Investing-in-you-2 | $25.00 | 9/6/2012 1:38:51 PM |
| Zingaro | $25.00 | 9/5/2012 5:22:12 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:06 PM |
| handy-justice | $50.00 | 9/5/2012 5:28:56 PM |
| Rogelio48 | $25.00 | 9/5/2012 6:09:49 PM |
| exciting-fairness | $200.00 | 9/6/2012 7:12:14 AM |
| wise-charming-reward | $200.00 | 9/6/2012 5:33:31 AM |
| Bob450 | $25.00 | 9/6/2012 8:01:47 AM |
| ethical-truth211 | $250.00 | 9/6/2012 10:46:00 AM |
| Dubbs360 | $154.60 | 9/6/2012 1:39:37 PM |
| forthright-trade | $35.00 | 9/6/2012 11:35:15 AM |
| punctual-worth263 | $30.00 | 9/6/2012 11:41:47 AM |
| Astyanax | $25.00 | 9/6/2012 1:31:13 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
633571
This series of Notes was issued and sold upon the funding of the borrower loan #73965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,381 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-fanatic0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...pay bills while out of work a few weeks due to surgery.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and am employed full time.
Monthly net income: $1637.64
Monthly expenses: $1347.88
Housing: $0
Insurance: $75
Car expenses: $357.88
Utilities: $0
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $140
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,800.00 | 9/5/2012 9:06:21 AM |
| scholarly-order6 | $25.00 | 9/5/2012 9:08:27 AM |
| first-class-gold0 | $74.60 | 9/5/2012 9:09:49 AM |
| lowrater | $50.40 | 9/5/2012 9:07:44 AM |
| pdli_dude | $25.00 | 9/5/2012 9:07:10 AM |
| Bob450 | $25.00 | 9/5/2012 9:08:40 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
633603
This series of Notes was issued and sold upon the funding of the borrower loan #74148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $577.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,519 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sensational-dollar6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to...secure a vehicle for travel for business related reasons
My financial situation:
I am a good candidate for this loan because...I have now built a base of clients that i do accounting work for and means to get to certain locations are necessary in the city. Some of my accounts are out of state that i do books for but recently i have built new clients in the city that need to see me weekly. This will allow me to expand my services and take on additional clients in return increased revenue.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DirtyJenga | $25.00 | 9/5/2012 5:01:42 PM |
| scholarly-order6 | $75.00 | 9/5/2012 5:20:28 PM |
| worth-blanket2 | $22,500.00 | 9/5/2012 5:15:22 PM |
| lowrater | $50.40 | 9/5/2012 5:17:32 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:21 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:20 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/5/2012 5:45:44 PM |
| Iwillhuntyoudown | $25.00 | 9/5/2012 9:47:44 PM |
| best-bonafide-p2p | $50.00 | 9/5/2012 7:19:49 PM |
| income-triangulation1 | $25.00 | 9/6/2012 12:49:05 AM |
| awesome-interest8 | $128.97 | 9/6/2012 7:16:30 AM |
| RocketSurgeon | $25.00 | 9/6/2012 9:05:48 AM |
| RGlad | $250.00 | 9/6/2012 9:12:25 AM |
| omegamon1 | $25.00 | 9/6/2012 9:38:26 AM |
| brady830 | $31.78 | 9/6/2012 10:06:20 AM |
| drluong | $25.00 | 9/6/2012 2:25:48 PM |
| dzincolorado | $25.00 | 9/6/2012 3:33:32 PM |
| the-enthralling-coin | $25.00 | 9/6/2012 6:12:34 PM |
| order-banshee3 | $25.00 | 9/6/2012 6:14:10 PM |
| one-midas | $50.00 | 9/6/2012 8:03:45 PM |
| SkyLoan | $25.00 | 9/6/2012 8:46:01 PM |
| orange-liberty-oyster | $20.84 | 9/7/2012 5:19:29 AM |
| jcornehlsen | $25.00 | 9/5/2012 6:43:23 PM |
| ready-bid9 | $50.00 | 9/5/2012 5:02:57 PM |
| pdli_dude | $25.00 | 9/5/2012 5:15:38 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:16 PM |
| EnglishGeekInNYC | $50.00 | 9/5/2012 6:20:32 PM |
| networks4ever | $25.00 | 9/5/2012 6:50:30 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:39 PM |
| squarebob | $25.00 | 9/6/2012 5:17:23 AM |
| golffish2 | $25.00 | 9/6/2012 4:07:30 AM |
| High-flyer | $25.00 | 9/6/2012 5:43:04 AM |
| Leshan | $35.00 | 9/6/2012 7:54:28 AM |
| availableloan | $25.00 | 9/6/2012 9:35:51 AM |
| wise-nourishing-leverage | $25.00 | 9/6/2012 9:38:32 AM |
| LoanerPrincipal | $25.00 | 9/6/2012 9:41:56 AM |
| cash-toro7 | $50.00 | 9/6/2012 3:56:03 PM |
| market-motor6 | $25.00 | 9/6/2012 4:52:02 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:44 PM |
| tremendous-deal8 | $50.00 | 9/6/2012 5:22:59 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:46 PM |
| tomoe | $25.00 | 9/6/2012 6:49:20 PM |
| dough-kitten5 | $25.00 | 9/6/2012 6:02:51 PM |
| first-graceful-contract | $28.00 | 9/6/2012 10:52:34 PM |
| Interloper | $80.00 | 9/6/2012 8:06:33 PM |
| beaufuture | $25.00 | 9/7/2012 3:51:49 AM |
| villagecoconut | $25.00 | 9/6/2012 8:50:03 PM |
| MacHead | $25.00 | 9/6/2012 8:16:41 PM |
| glimmering-credit4 | $25.00 | 9/6/2012 8:59:56 PM |
| Peterman | $25.00 | 9/6/2012 10:05:00 PM |
| blue-laudable-dinero | $50.00 | 9/6/2012 10:12:22 PM |
| commanding-commerce0 | $25.00 | 9/7/2012 5:05:36 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
633625
This series of Notes was issued and sold upon the funding of the borrower loan #73896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $302.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 110% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
9 | Length of status: | 4y 8m |
|
Amount delinquent:
| $283 |
Total credit lines:
| 24 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,970 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| halo684 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 93% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 7% )
| 720-739
(Mar-2011)
|
|
Principal balance:
| $3,382.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate the remainder of my credit card debt.
My financial situation:
I am a good candidate for this loan because...I am currently a student and working full time. I will be graduating in three months, I would like all of my credit cards paid off and have one monthly payment. I currently live with my mother and do not have to pay rent, nor do I have a car payment or care insurance payment, Im trying to clear all my debt before I graduate from college.
Monthly net income: $1230
Monthly expenses: $100-150
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $60
Food, entertainment: $60
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tolerant-responsibility051 | $2,000.00 | 9/5/2012 9:01:33 AM |
| rate-hawk | $25.00 | 9/5/2012 9:03:45 AM |
| worth-blanket2 | $9,000.00 | 9/5/2012 9:03:57 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
633661
This series of Notes was issued and sold upon the funding of the borrower loan #73719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Sep-04-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $890.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| >1000% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,495 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open-minded-bonus217 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan: To pay for my fathers 60th birthday celebration in Nov.2012
This loan will be used to...
rent the hall, pay for the caterer and provide live music
My financial situation: My credit card bills and monthly expenses doesn't allow me to save enough money by Nov. of this year.
I am a good candidate for this loan because...i have a steady income, a good credit and would be able to pay off the loan within a year.
Monthly net income: $4,000
Monthly expenses: $200.00
Housing: $0
Insurance: $220.00
Car expenses: $400.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $400.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hope-kingdom | $125.00 | 9/4/2012 5:02:37 PM |
| benevolent-loot5 | $200.00 | 9/4/2012 5:09:40 PM |
| Gold-bug | $50.00 | 9/4/2012 5:06:40 PM |
| bazaar-tulip | $25.00 | 9/4/2012 5:09:08 PM |
| lowrater | $50.40 | 9/4/2012 5:16:17 PM |
| fmanjoo | $25.00 | 9/4/2012 5:29:14 PM |
| versatile-dime442 | $250.00 | 9/4/2012 5:16:02 PM |
| LeReve | $500.00 | 9/4/2012 5:19:40 PM |
| rakem777 | $25.00 | 9/4/2012 5:17:58 PM |
| money-exchanger4 | $25.00 | 9/4/2012 5:19:12 PM |
| boston_mass | $25.00 | 9/4/2012 5:39:13 PM |
| durability-ace9 | $30.00 | 9/4/2012 5:31:47 PM |
| DirtyJenga | $25.00 | 9/4/2012 5:35:57 PM |
| bonus-animal4 | $25.00 | 9/4/2012 5:43:40 PM |
| transparency-sapling | $25.00 | 9/4/2012 5:44:53 PM |
| funds-gourd4 | $30.00 | 9/4/2012 6:06:59 PM |
| ingenious-deal6 | $25.00 | 9/4/2012 5:59:10 PM |
| progressive-economy261 | $500.00 | 9/4/2012 5:59:55 PM |
| Dubbs360 | $500.00 | 9/4/2012 6:05:19 PM |
| adaptable-benefit6 | $25.00 | 9/4/2012 7:58:58 PM |
| bellaquito | $500.00 | 9/4/2012 6:32:01 PM |
| Reddy_Capital | $25.00 | 9/4/2012 9:02:07 PM |
| felicity-taxi4 | $25.00 | 9/4/2012 8:31:36 PM |
| reinforced-deal8 | $25.00 | 9/4/2012 10:55:19 PM |
| Lender722 | $25.00 | 9/5/2012 12:04:33 AM |
| the-profit-oracle | $25.00 | 9/5/2012 8:53:38 AM |
| american6 | $50.00 | 9/5/2012 9:37:25 AM |
| tech310 | $50.00 | 9/5/2012 9:18:08 AM |
| enticing-note | $25.00 | 9/5/2012 9:25:21 AM |
| Investoman | $25.00 | 9/5/2012 10:01:57 AM |
| rmachi | $25.00 | 9/5/2012 9:56:56 AM |
| MakoF16 | $25.00 | 9/5/2012 9:57:34 AM |
| gethsemane4 | $25.00 | 9/5/2012 10:02:03 AM |
| 907 | $76.90 | 9/5/2012 10:36:05 AM |
| HikeMoab | $25.00 | 9/5/2012 10:36:53 AM |
| UltimateWill | $50.00 | 9/5/2012 11:27:04 AM |
| nourishing-interest0 | $25.00 | 9/4/2012 5:04:36 PM |
| bid-banjo3 | $100.00 | 9/4/2012 5:07:52 PM |
| note-willow8 | $25.00 | 9/4/2012 5:19:08 PM |
| IP | $25.00 | 9/4/2012 5:34:24 PM |
| benevolent-marketplace4 | $2,500.00 | 9/4/2012 5:47:48 PM |
| adventurer447 | $300.00 | 9/4/2012 6:00:59 PM |
| Goodlender42 | $25.00 | 9/4/2012 7:12:25 PM |
| LoanerPrincipal | $25.00 | 9/4/2012 6:13:36 PM |
| majestic-bill8 | $25.00 | 9/4/2012 6:20:44 PM |
| SBT | $25.00 | 9/4/2012 6:24:10 PM |
| hopeful_lender | $100.00 | 9/4/2012 6:24:53 PM |
| liberty-prometheus6 | $25.00 | 9/4/2012 7:31:04 PM |
| D100 | $25.00 | 9/4/2012 8:19:05 PM |
| imdave4me | $25.00 | 9/5/2012 1:05:32 AM |
| liberty-viola | $35.00 | 9/4/2012 8:24:16 PM |
| BigBag | $25.00 | 9/5/2012 5:37:46 AM |
| MicroLender357 | $25.00 | 9/5/2012 9:05:14 AM |
| Tradesmanlender | $25.00 | 9/5/2012 9:02:07 AM |
| marketplace-pinnacle964 | $25.00 | 9/5/2012 9:39:53 AM |
| dukeiyer | $25.00 | 9/5/2012 10:19:27 AM |
| graceful-durability246 | $50.00 | 9/5/2012 10:06:15 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:51 AM |
| compatible-deal9 | $25.00 | 9/5/2012 12:46:19 PM |
| MI2 | $3,002.70 | 9/5/2012 12:50:36 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
633693
This series of Notes was issued and sold upon the funding of the borrower loan #73734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,016 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| witty-greenback329 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Help/A Safe Investment
Purpose of loan:
This loan will be used to pay off high fee/high interest rate debt. With the
reduced monthly expenses that the loan would provide I will be able to have some much needed repairs done to my vehicle.
My financial situation:
I am a good candidate for this loan because I am responsible and I have the income to comfortably pay the loan back on time. If I receive this loan my monthly expenses for Credit Cards/loans will drop by over $350.00 a month.
Monthly net income: $2300 salarly, bonuses in July and December
Monthly expenses: $1900 a month (sum of all categories below)
Housing: $200.00 a month rent
Insurance: $0
Car expenses: $45.00 a month insurance ($270.00 every six months) $0 car payment
$250.00 a month in gas.
Utilities: $0
Phone, cable, internet: $300.00 a month
Food, entertainment: $300.00 a month
Clothing, household expenses: $250.00 a month
Credit cards and other loans: $600.00
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/6/2012 9:20:03 AM |
| elegant-return3 | $25.00 | 9/6/2012 9:26:49 AM |
| duty-viola | $25.00 | 9/6/2012 9:16:40 AM |
| Zingaro | $25.00 | 9/6/2012 10:06:50 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:43 PM |
| green-principal-maniac | $25.00 | 9/6/2012 4:27:42 PM |
| favorite-commerce | $30.00 | 9/6/2012 4:26:03 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:35 PM |
| SolarMoonshine | $25.00 | 9/6/2012 6:56:49 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:41:39 PM |
| whirlingdervish | $50.00 | 9/6/2012 9:22:22 PM |
| Requiem | $25.00 | 9/7/2012 6:39:31 AM |
| let_me_retire | $75.00 | 9/7/2012 3:54:18 AM |
| poetic-money611 | $60.00 | 9/7/2012 8:36:49 AM |
| tidy-greenback2 | $25.00 | 9/7/2012 8:46:17 AM |
| peso-dancer3 | $25.00 | 9/7/2012 9:03:04 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:28:09 AM |
| larslfe | $25.00 | 9/7/2012 10:07:24 AM |
| NolockHolmes | $34.00 | 9/7/2012 10:08:22 AM |
| dedicated-transaction796 | $25.00 | 9/7/2012 9:50:51 AM |
| YeoLenderSource | $25.00 | 9/7/2012 9:57:14 AM |
| historic-nickel | $40.00 | 9/7/2012 10:04:37 AM |
| punctual-worth263 | $30.70 | 9/7/2012 10:03:33 AM |
| LongTail | $40.00 | 9/7/2012 10:14:47 AM |
| sharp-return7 | $25.69 | 9/7/2012 11:00:04 AM |
| tolerant-truth2 | $25.00 | 9/7/2012 11:04:49 AM |
| global-invest-group | $25.00 | 9/7/2012 12:28:37 PM |
| pdub | $250.00 | 9/7/2012 12:42:31 PM |
| handy-justice | $50.00 | 9/6/2012 9:26:41 AM |
| SweatyBalls | $30.00 | 9/6/2012 10:07:13 AM |
| worthy-bid8 | $100.00 | 9/6/2012 10:11:49 AM |
| dudebrah | $25.00 | 9/6/2012 3:20:10 PM |
| money-baron | $50.00 | 9/6/2012 6:01:45 PM |
| Digger85 | $100.00 | 9/7/2012 4:12:14 AM |
| ultimate-peace | $125.00 | 9/7/2012 5:04:08 AM |
| stock106 | $25.00 | 9/7/2012 8:09:39 AM |
| Win_With_P2P | $25.00 | 9/7/2012 8:11:56 AM |
| drb4ever | $25.00 | 9/7/2012 8:36:46 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:36 AM |
| engrossing-responsibility0 | $50.00 | 9/7/2012 9:24:51 AM |
| IIP77 | $25.00 | 9/7/2012 9:43:24 AM |
| intrepid-compassion29 | $25.00 | 9/7/2012 9:45:36 AM |
| trimwork99 | $25.00 | 9/7/2012 10:12:14 AM |
| bubb_hans | $25.00 | 9/7/2012 9:54:02 AM |
| reward-adventure | $50.00 | 9/7/2012 9:53:14 AM |
| capital-commando | $50.00 | 9/7/2012 9:56:58 AM |
| cash-reaction2 | $25.00 | 9/7/2012 10:14:19 AM |
| benefit-javelin | $25.00 | 9/7/2012 11:51:09 AM |
| silver-enlightenment0 | $25.00 | 9/7/2012 10:29:48 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:09 PM |
| simplelender80 | $404.21 | 9/7/2012 1:26:37 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
633713
This series of Notes was issued and sold upon the funding of the borrower loan #74092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $299.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 1m |
|
Amount delinquent:
| $657 |
Total credit lines:
| 23 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,875 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reverent-order1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off medical bills and get caught up on other bills since my breast cancer surgery
My financial situation:
I am a good candidate for this loan because I have a full time, stable job
Monthly net income: $3800
Monthly expenses: $1842
Housing: $
Insurance: $69
Car expenses: $300
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $244
Other expenses: $129
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bullwink27 | $25.00 | 9/5/2012 5:01:15 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:43 PM |
| worth-blanket2 | $6,750.00 | 9/5/2012 5:03:00 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:17 PM |
| pdli_dude | $25.00 | 9/5/2012 5:04:13 PM |
| decisive-income7 | $499.60 | 9/5/2012 5:17:27 PM |
| DasMula | $25.00 | 9/5/2012 5:10:56 PM |
| lowrater | $50.40 | 9/5/2012 5:11:28 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
633741
This series of Notes was issued and sold upon the funding of the borrower loan #74441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 14.28% |
Borrower rate/APR:
| 15.28% / 23.07% |
Monthly payment:
| $632.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.96% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,162 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-maestro6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have good credit and I have a high income.
Monthly net income: $11333.33
Monthly expenses: $
Housing: $2200
Insurance: $200
Car expenses: $700
Utilities: $300
Phone, cable, internet: $85
Food, entertainment: $1200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| houli123 | $25.00 | 9/11/2012 9:06:13 AM |
| missoula | $25.00 | 9/11/2012 9:03:49 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:41 AM |
| WalnutCreekguy | $50.00 | 9/11/2012 9:39:55 AM |
| Ols744 | $50.00 | 9/11/2012 9:48:16 AM |
| supreme-treasure8 | $100.00 | 9/11/2012 9:47:38 AM |
| Cambalache | $40.00 | 9/11/2012 10:00:37 AM |
| boston_mass | $25.00 | 9/11/2012 9:59:32 AM |
| tech310 | $50.00 | 9/11/2012 10:21:56 AM |
| Assets-Up | $25.00 | 9/11/2012 10:07:04 AM |
| blue-lively-platinum | $25.00 | 9/11/2012 10:35:11 AM |
| hidavehi | $41.00 | 9/11/2012 10:26:02 AM |
| gjm6d | $25.00 | 9/11/2012 10:32:32 AM |
| duty-viola | $25.00 | 9/11/2012 10:38:47 AM |
| dynrep | $25.00 | 9/11/2012 10:50:05 AM |
| julijask | $25.00 | 9/11/2012 10:51:34 AM |
| 01a_MrUSC_IRA | $25.00 | 9/11/2012 11:07:06 AM |
| payment-halo | $30.00 | 9/11/2012 10:49:21 AM |
| wildcat173 | $25.00 | 9/11/2012 12:54:04 PM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:12 PM |
| ottog18 | $100.00 | 9/11/2012 12:07:01 PM |
| martinatime | $25.00 | 9/11/2012 12:31:18 PM |
| Bank42 | $25.00 | 9/11/2012 12:11:27 PM |
| new-precious-compassion | $50.00 | 9/11/2012 2:00:43 PM |
| Poker_Grandpa | $25.00 | 9/11/2012 2:02:59 PM |
| sparkling-contract7 | $25.00 | 9/11/2012 12:49:15 PM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:15 PM |
| top-p2p-jubilee | $54.89 | 9/11/2012 1:38:00 PM |
| deal-banker | $50.00 | 9/11/2012 3:03:22 PM |
| BigGuyBank | $27.77 | 9/11/2012 3:25:06 PM |
| Loan_Some_Money | $25.00 | 9/11/2012 3:36:05 PM |
| adorable-dinero9 | $25.00 | 9/11/2012 2:23:43 PM |
| mystical-fairness4 | $25.00 | 9/11/2012 1:55:13 PM |
| payment-radio3 | $25.09 | 9/11/2012 3:39:02 PM |
| friendinmoney | $25.00 | 9/11/2012 3:05:29 PM |
| unbeatable-integrity822 | $25.16 | 9/11/2012 3:41:48 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:56 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:32 PM |
| MateCocido | $40.00 | 9/11/2012 5:20:07 PM |
| zippy-market5 | $25.00 | 9/11/2012 5:22:45 PM |
| Johnab | $25.00 | 9/11/2012 5:25:10 PM |
| loan-escalator3 | $50.00 | 9/11/2012 5:43:15 PM |
| the-silver-blaster | $50.00 | 9/11/2012 5:49:43 PM |
| BigHorizon | $100.00 | 9/11/2012 9:05:08 AM |
| lowrater | $50.40 | 9/11/2012 9:06:57 AM |
| decisive-income7 | $3,000.00 | 9/11/2012 9:20:14 AM |
| ingenious-truth684 | $25.00 | 9/11/2012 9:16:02 AM |
| Plow_n_Sow | $50.00 | 9/11/2012 9:20:09 AM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 9:20:17 AM |
| powerful-return1 | $100.00 | 9/11/2012 9:33:48 AM |
| Relaxo | $250.00 | 9/11/2012 9:49:34 AM |
| theogeer | $25.00 | 9/11/2012 9:48:59 AM |
| Shomee_dmoney | $25.00 | 9/11/2012 10:06:41 AM |
| MicroLender357 | $25.00 | 9/11/2012 10:20:15 AM |
| credit-wheel7 | $25.00 | 9/11/2012 10:03:48 AM |
| Miami | $25.00 | 9/11/2012 10:04:38 AM |
| liberty-magnate | $25.00 | 9/11/2012 10:16:30 AM |
| money-exchanger4 | $25.00 | 9/11/2012 10:23:07 AM |
| squeebie | $50.00 | 9/11/2012 10:54:59 AM |
| kfrench | $75.00 | 9/11/2012 10:40:23 AM |
| mars2024 | $57.77 | 9/11/2012 12:25:41 PM |
| secureincome | $500.00 | 9/11/2012 11:07:07 AM |
| 01a_MrsUSC | $50.00 | 9/11/2012 11:38:47 AM |
| best-bonafide-p2p | $50.00 | 9/11/2012 11:42:04 AM |
| proud-gold9 | $25.00 | 9/11/2012 11:12:40 AM |
| John_Galt | $25.00 | 9/11/2012 1:21:07 PM |
| frankdelraza | $25.00 | 9/11/2012 12:54:42 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:18 PM |
| Tonusb0 | $25.00 | 9/11/2012 2:12:42 PM |
| britches613 | $25.00 | 9/11/2012 1:27:18 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:50 PM |
| RBCCONT | $28.53 | 9/11/2012 4:17:00 PM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:23 PM |
| blue-laudable-dinero | $25.00 | 9/11/2012 4:49:27 PM |
| transparency-universe8 | $25.00 | 9/11/2012 3:11:29 PM |
| principal-star | $50.00 | 9/11/2012 5:01:03 PM |
| Astyanax | $40.00 | 9/11/2012 3:28:19 PM |
| reflective-rupee | $25.00 | 9/11/2012 2:57:39 PM |
| pious-openness | $25.00 | 9/11/2012 3:44:14 PM |
| neodym | $40.00 | 9/11/2012 3:16:14 PM |
| Eminent_Endeavors | $25.00 | 9/11/2012 4:03:44 PM |
| bonus-animal4 | $25.00 | 9/11/2012 5:04:30 PM |
| note-willow8 | $25.00 | 9/11/2012 5:28:50 PM |
| mercuriant | $25.00 | 9/11/2012 5:21:58 PM |
| Hogan55 | $29.39 | 9/11/2012 5:33:43 PM |
| _NaLNaBB | $170.00 | 9/11/2012 5:51:06 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
633803
This series of Notes was issued and sold upon the funding of the borrower loan #74105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 6.24% |
Borrower rate/APR:
| 7.24% / 8.58% |
Monthly payment:
| $495.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.24% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,968 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yeller033 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: to consolidate credit cards bills
This loan will be used to... to pay off credit crds
My financial situation: is good
I am a good candidate for this loan because...
We have been paying 800 or more a month on bills and dont seem to be getting everywhere. I have been calling and cancelling the cards so we can pay them off and not get back into trouble. We have also changed are spending habits. We are not late on the bills either. Just cant get ahead
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kenji4861 | $25.00 | 9/5/2012 5:19:19 PM |
| ForMyFamily | $50.00 | 9/5/2012 6:23:22 PM |
| ready-interest9 | $25.00 | 9/5/2012 6:16:06 PM |
| EnglishGeekInNYC | $50.00 | 9/5/2012 6:20:32 PM |
| Plutis | $25.00 | 9/5/2012 6:48:09 PM |
| GoldenKoi | $100.00 | 9/5/2012 11:25:12 PM |
| hopeful_lender | $200.00 | 9/6/2012 4:57:00 AM |
| wealth-songbird5 | $25.00 | 9/6/2012 10:41:36 AM |
| HikeMoab | $25.00 | 9/6/2012 10:19:41 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:39 AM |
| tommyb34 | $25.00 | 9/6/2012 12:44:26 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:27 PM |
| SCD | $25.00 | 9/6/2012 6:43:29 PM |
| LongTail | $30.00 | 9/7/2012 10:07:25 AM |
| trade-solo | $25.00 | 9/7/2012 10:15:34 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:32 PM |
| hope-magnitude8 | $25.00 | 9/7/2012 3:51:30 PM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 5:00:48 PM |
| subtle-revenue0 | $25.00 | 9/7/2012 5:01:51 PM |
| american6 | $50.00 | 9/7/2012 5:05:15 PM |
| radforj22 | $25.00 | 9/7/2012 4:22:34 PM |
| sajitk | $25.00 | 9/7/2012 3:24:32 PM |
| investment-plasma | $25.00 | 9/7/2012 4:34:31 PM |
| mrbelvue | $25.00 | 9/7/2012 4:02:11 PM |
| engrossing-community0 | $25.00 | 9/7/2012 4:31:56 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:08 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:37 PM |
| enriching-trade2 | $50.00 | 9/7/2012 5:20:28 PM |
| newest-payment-trapper | $62.50 | 9/7/2012 5:08:39 PM |
| aabadabadoo | $25.00 | 9/7/2012 5:22:19 PM |
| enterprising-exchange6 | $50.00 | 9/7/2012 5:31:46 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:57 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:22 PM |
| enticing-note | $25.00 | 9/7/2012 5:47:48 PM |
| commerce-gargantuan2 | $100.00 | 9/7/2012 5:47:51 PM |
| intrepid-payment7 | $25.00 | 9/7/2012 5:54:21 PM |
| jcornehlsen | $25.00 | 9/5/2012 6:15:25 PM |
| Aberdeen | $100.00 | 9/5/2012 6:18:26 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:17 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:22 PM |
| fragonardlives | $25.00 | 9/5/2012 5:32:06 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:57 PM |
| Dollars4Rent | $50.00 | 9/5/2012 5:38:11 PM |
| quantumwellguy | $50.00 | 9/5/2012 5:57:45 PM |
| kfrench | $75.00 | 9/5/2012 6:27:52 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:56 PM |
| blot44 | $25.00 | 9/5/2012 8:39:33 PM |
| newest-return-wind | $25.00 | 9/6/2012 8:22:05 AM |
| market-maximizer472 | $100.00 | 9/6/2012 8:44:04 AM |
| JC_12 | $50.00 | 9/6/2012 9:02:18 AM |
| ingenious-deal6 | $25.00 | 9/6/2012 9:13:36 AM |
| britgsb | $50.00 | 9/6/2012 11:16:50 AM |
| cfarther | $50.00 | 9/6/2012 5:01:28 PM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:38 PM |
| neighborly-hope6 | $100.00 | 9/6/2012 5:22:45 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:30 AM |
| nourishing-order8 | $25.00 | 9/7/2012 1:59:35 PM |
| pdub | $500.00 | 9/7/2012 12:40:27 PM |
| KBank | $25.00 | 9/7/2012 3:05:00 PM |
| loan-oasis4 | $25.00 | 9/7/2012 4:10:42 PM |
| brenda_2_u | $50.00 | 9/7/2012 4:54:22 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:35 PM |
| benjamin67 | $25.00 | 9/7/2012 5:01:55 PM |
| fortytwo | $150.00 | 9/7/2012 5:03:50 PM |
| graceful-durability246 | $50.00 | 9/7/2012 5:00:54 PM |
| availableloan | $25.00 | 9/7/2012 5:06:28 PM |
| j2ee | $50.00 | 9/7/2012 5:05:20 PM |
| new-return-faire | $100.00 | 9/7/2012 5:06:50 PM |
| aggresive-commerce8 | $50.00 | 9/7/2012 5:24:12 PM |
| prudent-dough458 | $25.00 | 9/7/2012 5:14:03 PM |
| indomitable-coin | $25.00 | 9/7/2012 5:14:46 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:19:51 PM |
| porter512S | $200.00 | 9/7/2012 5:21:54 PM |
| octoberfresh | $25.00 | 9/7/2012 5:19:56 PM |
| BB-ptoploan | $50.00 | 9/7/2012 5:31:24 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:38 PM |
| velocity-solo | $25.00 | 9/7/2012 5:28:29 PM |
| rmachi | $25.00 | 9/7/2012 5:38:06 PM |
| fox798 | $25.00 | 9/7/2012 5:44:05 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:51 PM |
| MI2 | $3,052.50 | 9/7/2012 5:56:28 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
633877
This series of Notes was issued and sold upon the funding of the borrower loan #74348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,098 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-active-justice |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a good credit history and I pay my obligations on time.
Monthly net income: $2,925
Monthly expenses: $0
Housing: $785
Insurance: $75
Car expenses: $450
Utilities: $75
Phone, cable, internet: $90
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/5/2012 5:11:57 PM |
| handy-justice | $50.00 | 9/5/2012 5:27:24 PM |
| riveting-credit5 | $25.00 | 9/5/2012 5:15:26 PM |
| dariop | $25.01 | 9/5/2012 5:59:53 PM |
| Kash2010lu | $30.00 | 9/5/2012 6:26:14 PM |
| Silver_Rupee | $25.01 | 9/5/2012 6:14:22 PM |
| blitzen40 | $25.00 | 9/5/2012 7:06:05 PM |
| vutah | $75.01 | 9/5/2012 7:17:35 PM |
| lowrater | $50.60 | 9/5/2012 7:26:04 PM |
| MrDance123 | $25.00 | 9/6/2012 12:28:10 PM |
| dudebrah | $25.00 | 9/6/2012 3:17:52 PM |
| kila-designer | $100.00 | 9/6/2012 5:33:51 PM |
| greencat | $50.00 | 9/7/2012 7:21:11 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:01 AM |
| big-mac-50 | $200.00 | 9/7/2012 8:39:13 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:08 PM |
| Star_Witness | $25.00 | 9/7/2012 5:36:18 PM |
| 168RichCapital | $25.09 | 9/8/2012 6:40:11 AM |
| ethical-truth211 | $27.00 | 9/8/2012 6:38:51 AM |
| Core-Marketing | $25.00 | 9/8/2012 4:40:50 AM |
| euro-network9 | $25.00 | 9/8/2012 8:19:39 AM |
| mammalian4 | $25.00 | 9/8/2012 9:01:16 AM |
| theaterguy | $25.00 | 9/8/2012 9:16:36 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:31:33 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:08 PM |
| Engineer44 | $50.00 | 9/8/2012 9:16:22 PM |
| worldly-income2 | $25.00 | 9/9/2012 2:24:43 AM |
| CA-Lender | $25.00 | 9/8/2012 9:36:09 PM |
| MI2 | $1,250.00 | 9/5/2012 7:08:36 PM |
| skillful-asset5 | $30.00 | 9/5/2012 7:57:28 PM |
| credible-responsibility022 | $25.00 | 9/6/2012 7:06:51 AM |
| RLaumeyer | $28.69 | 9/6/2012 8:49:56 AM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:47 PM |
| money-fort | $25.00 | 9/6/2012 10:39:08 PM |
| let_me_retire | $75.00 | 9/7/2012 3:50:19 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:35 AM |
| global-invest-group | $25.00 | 9/7/2012 10:22:16 AM |
| money-baron | $50.00 | 9/7/2012 10:53:14 AM |
| pdub | $250.00 | 9/7/2012 12:42:28 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:35 PM |
| quickstep | $75.00 | 9/7/2012 2:53:47 PM |
| nerdario | $36.86 | 9/7/2012 8:54:24 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:03 PM |
| Bob450 | $25.00 | 9/8/2012 7:54:52 AM |
| fountain355 | $25.00 | 9/8/2012 4:36:10 AM |
| buffalobills | $25.00 | 9/8/2012 8:47:37 AM |
| realestateinvestor37 | $25.00 | 9/8/2012 10:54:56 AM |
| Astyanax | $30.00 | 9/8/2012 11:14:27 AM |
| Iwillhuntyoudown | $25.00 | 9/8/2012 6:18:55 PM |
| Vote4Conservatives | $25.00 | 9/8/2012 6:12:51 PM |
| dime-umbrella6 | $41.73 | 9/9/2012 5:38:55 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
633901
This series of Notes was issued and sold upon the funding of the borrower loan #74020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $315.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,847 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| knowledgeable-power580 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off debt that I have recently acquired while paying off hospital bills. If I am able to consolidate this debt, I will be able to put more money into savings and investments.
My financial situation:
I am a good candidate for this loan because I have always paid my loan payments, rent and bills on time and in full. I have always held a position of employment and have recently been able to attain a job with an electric utility as an engineer. This job will provide a great amount of stability and enable me to further my career even in tough economic times.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/5/2012 10:40:43 AM |
| Aberdeen | $100.00 | 9/5/2012 10:15:32 AM |
| green-trade-dolphin2 | $29.52 | 9/5/2012 9:04:20 AM |
| zenyatta | $25.00 | 9/5/2012 9:29:16 AM |
| rate-banshee0 | $25.00 | 9/5/2012 9:43:12 AM |
| blot44 | $25.00 | 9/5/2012 10:15:00 AM |
| Science7124 | $25.00 | 9/5/2012 10:26:54 AM |
| one-midas | $35.00 | 9/5/2012 1:43:10 PM |
| gentle-gain235 | $50.00 | 9/5/2012 3:24:55 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:54 PM |
| emphatic-responsibility | $50.00 | 9/5/2012 6:34:41 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:17 PM |
| Leopoldine | $25.00 | 9/5/2012 7:20:01 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/5/2012 8:53:16 PM |
| Plutis | $25.00 | 9/5/2012 6:48:07 PM |
| Index_Plus | $7,500.00 | 9/5/2012 6:59:10 PM |
| Nazbuster | $200.00 | 9/5/2012 8:02:01 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:17:02 PM |
| 9skyrider | $25.00 | 9/5/2012 9:35:52 PM |
| bazaar-tulip | $25.00 | 9/5/2012 9:16:21 AM |
| kenji4861 | $25.00 | 9/5/2012 9:16:34 AM |
| adventurer447 | $300.00 | 9/5/2012 9:58:17 AM |
| bellaquito | $500.00 | 9/5/2012 10:48:57 AM |
| Perdita_II | $50.00 | 9/5/2012 11:44:23 AM |
| bowdish1 | $100.00 | 9/5/2012 5:00:50 PM |
| MathProfessor | $25.00 | 9/5/2012 5:26:21 PM |
| neighborly-hope6 | $100.00 | 9/5/2012 5:52:42 PM |
| prudent-deal662 | $25.00 | 9/5/2012 6:19:55 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:01:58 PM |
| britgsb | $50.00 | 9/5/2012 6:06:34 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:04 PM |
| kfrench | $75.00 | 9/5/2012 6:14:33 PM |
| lowrater | $50.70 | 9/5/2012 7:08:09 PM |
| benefit-banshee | $25.00 | 9/5/2012 7:41:43 PM |
| munnu | $25.00 | 9/5/2012 9:36:40 PM |
| cerebral-dollar773 | $47.66 | 9/5/2012 7:18:18 PM |
| Theofficer | $44.13 | 9/5/2012 8:29:57 PM |
| bold-enriching-capital | $50.00 | 9/5/2012 9:34:43 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
633933
This series of Notes was issued and sold upon the funding of the borrower loan #74182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $424.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 7m |
|
Amount delinquent:
| $3,479 |
Total credit lines:
| 25 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,341 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| successcomeswithhelp |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
640-659
(Feb-2010)
660-679
(Jan-2008)
620-639
(Oct-2007)
|
|
Principal balance:
| $5,106.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Debt consolidation
Purpose of loan:
Pay off last credit card.
My financial situation:
I am blessed to have stable job. Pay bills on time. There might be a couple of medical bills that show outstanding. They are result of issues with insurance paying their part of the bill and they are being handled.
Payments will be auto-withdrawn
I am a good candidate for this loan because...
I have used Prosper 2 times and enjoy paying back those who have helped me. One loan I paid just short of 3 years. The second loan and this one will be done the same way.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ready-bid9 | $50.00 | 9/5/2012 5:02:57 PM |
| a-finance-nirvana | $25.00 | 9/5/2012 5:18:50 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:22 PM |
| janeybooboo | $74.74 | 9/5/2012 5:44:30 PM |
| penny-finder | $25.00 | 9/5/2012 5:29:19 PM |
| RGlad | $101.00 | 9/5/2012 5:33:46 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:58 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:17 PM |
| attentive-compassion1 | $50.00 | 9/5/2012 5:51:09 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:21 PM |
| britgsb | $50.00 | 9/5/2012 6:06:37 PM |
| LeReve | $500.00 | 9/5/2012 6:35:51 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:06 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:31:44 PM |
| adventure0 | $100.00 | 9/5/2012 7:38:52 PM |
| derwiki | $25.00 | 9/5/2012 10:01:54 PM |
| affluence-hickory | $25.00 | 9/5/2012 8:14:32 PM |
| fuse136 | $25.00 | 9/6/2012 5:55:36 AM |
| Tscheddar | $25.00 | 9/6/2012 3:29:24 AM |
| compatible-deal9 | $50.00 | 9/6/2012 8:16:59 AM |
| loyalist1 | $200.00 | 9/6/2012 8:19:43 AM |
| systematic-value343 | $50.00 | 9/6/2012 8:49:11 AM |
| currency-persimmon | $25.00 | 9/6/2012 11:23:03 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:37 PM |
| melodious-capital3 | $25.00 | 9/6/2012 11:28:18 AM |
| respectful-fairness069 | $27.00 | 9/6/2012 2:56:57 PM |
| BDL-Roth | $60.00 | 9/6/2012 3:14:24 PM |
| promise2 | $25.00 | 9/6/2012 4:43:44 PM |
| kevin314 | $25.00 | 9/6/2012 5:14:11 PM |
| Castellan | $50.00 | 9/6/2012 5:22:15 PM |
| unrivaled-deal676 | $50.00 | 9/6/2012 5:48:11 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:05 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:34 PM |
| kenji4861 | $25.00 | 9/6/2012 6:11:36 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:12 PM |
| porter512S | $200.00 | 9/7/2012 3:24:18 AM |
| Iamatlast | $50.00 | 9/6/2012 8:14:30 PM |
| Mrs-Honeydew | $40.00 | 9/7/2012 5:34:21 AM |
| fireboss | $74.19 | 9/7/2012 7:34:11 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:56:39 AM |
| JeffHoll | $100.00 | 9/7/2012 8:12:10 AM |
| vibrant-penny7 | $25.00 | 9/7/2012 6:54:50 AM |
| IP | $25.00 | 9/7/2012 9:12:59 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:50 AM |
| lendersf | $50.00 | 9/7/2012 9:30:04 AM |
| BB-ptoploan | $50.00 | 9/7/2012 9:29:58 AM |
| american6 | $50.00 | 9/7/2012 9:34:18 AM |
| bxsquad | $25.00 | 9/7/2012 9:49:49 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:31 AM |
| gold-sushi | $41.00 | 9/7/2012 9:58:53 AM |
| Rashanir | $25.00 | 9/7/2012 10:01:49 AM |
| ChrisTJ | $25.00 | 9/7/2012 10:04:53 AM |
| TennSquire | $25.00 | 9/7/2012 10:12:51 AM |
| Investoman | $25.00 | 9/7/2012 10:21:13 AM |
| secureincome | $1,333.00 | 9/7/2012 10:57:45 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:32 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:35 PM |
| pdub | $500.00 | 9/7/2012 12:40:27 PM |
| dollardave | $100.00 | 9/7/2012 12:26:55 PM |
| charming-return031 | $25.00 | 9/7/2012 2:10:12 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:48 PM |
| lagnisiruk | $25.00 | 9/7/2012 5:41:50 PM |
| payout-fort1 | $25.00 | 9/7/2012 6:19:36 PM |
| spry-p2ploan5 | $30.75 | 9/7/2012 5:56:00 PM |
| manfromMaine | $25.00 | 9/7/2012 6:10:40 PM |
| adaboy65 | $25.00 | 9/7/2012 6:19:23 PM |
| crw1950 | $50.00 | 9/7/2012 6:47:30 PM |
| antlr | $25.00 | 9/7/2012 8:04:08 PM |
| hopeful_lender | $100.00 | 9/8/2012 7:26:41 AM |
| pragmatic-cash316 | $25.00 | 9/8/2012 9:05:23 AM |
| soccer_nut | $25.00 | 9/8/2012 9:20:17 AM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:06 AM |
| Leshan | $100.00 | 9/8/2012 6:54:26 AM |
| ErrantG | $50.00 | 9/8/2012 9:31:10 AM |
| theloanfiller | $57.60 | 9/8/2012 10:39:40 AM |
| p40thawk | $25.00 | 9/8/2012 11:17:32 AM |
| MoneyForNothing | $9.22 | 9/8/2012 11:17:42 AM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:44 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:08 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:02:00 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:17 PM |
| aabadabadoo | $25.00 | 9/5/2012 5:51:51 PM |
| loan-mammal | $100.00 | 9/5/2012 5:57:01 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:34 PM |
| versatile-dime442 | $250.00 | 9/5/2012 6:32:42 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:10 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:11 PM |
| sensible-interest2 | $25.00 | 9/5/2012 7:08:18 PM |
| first-careful-currency | $300.00 | 9/5/2012 6:51:40 PM |
| Nazbuster | $200.00 | 9/5/2012 7:52:23 PM |
| Kunakiku | $25.00 | 9/6/2012 8:05:42 AM |
| XP | $25.00 | 9/6/2012 4:38:57 AM |
| yield-hut | $25.00 | 9/6/2012 4:25:20 AM |
| foofightee | $25.00 | 9/6/2012 7:38:49 AM |
| CreditBuilder2 | $25.01 | 9/6/2012 9:33:21 AM |
| 907 | $50.00 | 9/6/2012 10:38:58 AM |
| finder072 | $25.00 | 9/6/2012 10:50:44 AM |
| HikeMoab | $25.00 | 9/6/2012 10:23:41 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:39 AM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:48 PM |
| sjo1984111 | $25.00 | 9/6/2012 4:11:19 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:44 PM |
| Astyanax | $40.00 | 9/6/2012 1:22:51 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:30 PM |
| spark548 | $25.00 | 9/6/2012 5:08:48 PM |
| melodious-capital3 | $25.00 | 9/6/2012 4:18:55 PM |
| loyalty-delight6 | $25.00 | 9/6/2012 5:18:38 PM |
| logical-economy158 | $25.00 | 9/6/2012 5:35:26 PM |
| alaskanone | $25.00 | 9/6/2012 5:13:31 PM |
| urbane-deal152 | $50.00 | 9/6/2012 5:21:18 PM |
| richboy56 | $25.00 | 9/6/2012 5:27:37 PM |
| Science7124 | $25.00 | 9/6/2012 5:45:19 PM |
| bowdish1 | $100.00 | 9/6/2012 6:02:27 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:53 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:38 PM |
| VitaminFunk | $25.00 | 9/6/2012 7:01:49 PM |
| student17354 | $25.00 | 9/6/2012 6:19:02 PM |
| hl8428 | $25.00 | 9/7/2012 6:02:31 AM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:55 PM |
| shrewd-dedication2 | $40.00 | 9/7/2012 4:15:56 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:30 AM |
| LaGrangeLender | $50.00 | 9/7/2012 6:35:14 AM |
| Earn_money | $25.00 | 9/7/2012 7:04:31 AM |
| AFairDeal | $25.00 | 9/7/2012 9:13:52 AM |
| compoundinterest | $25.00 | 9/7/2012 9:11:43 AM |
| virtuous-repayment | $25.00 | 9/7/2012 9:21:38 AM |
| innovator10 | $500.00 | 9/7/2012 9:36:14 AM |
| crdcteng | $25.00 | 9/7/2012 9:24:41 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:23 AM |
| Oupa-George | $25.00 | 9/7/2012 9:40:39 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:51 AM |
| the-profit-oracle | $25.00 | 9/7/2012 10:02:49 AM |
| trade-burrito4 | $35.00 | 9/7/2012 9:46:55 AM |
| 4est | $25.00 | 9/7/2012 9:49:11 AM |
| chestnut4 | $25.00 | 9/7/2012 9:52:13 AM |
| rhodylend | $25.00 | 9/7/2012 9:54:41 AM |
| ivy-league-MBA | $25.00 | 9/7/2012 9:54:55 AM |
| the-bright-velocity | $25.00 | 9/7/2012 10:27:05 AM |
| magical-credit523 | $25.00 | 9/7/2012 10:08:37 AM |
| trade-solo | $25.00 | 9/7/2012 10:15:35 AM |
| indomitable-coin | $25.00 | 9/7/2012 10:26:54 AM |
| DadWarbucks | $25.00 | 9/7/2012 10:26:22 AM |
| agrosmet | $25.00 | 9/7/2012 11:53:19 AM |
| RocketSurgeon | $25.00 | 9/7/2012 10:36:11 AM |
| spiff666 | $66.69 | 9/7/2012 12:10:54 PM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:22 AM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:05 AM |
| Anamorph | $25.00 | 9/7/2012 11:12:55 AM |
| currency-balancer | $50.00 | 9/7/2012 11:22:24 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:04 AM |
| Great-Mom | $25.00 | 9/7/2012 2:25:42 PM |
| bliss6 | $25.00 | 9/7/2012 3:14:50 PM |
| kind-currency-cargo | $50.00 | 9/7/2012 1:06:32 PM |
| treasure-surge7 | $25.00 | 9/7/2012 1:34:41 PM |
| j2ee | $50.00 | 9/7/2012 5:05:09 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:35 PM |
| WxChem | $30.00 | 9/7/2012 5:58:29 PM |
| hope-kingdom | $50.00 | 9/7/2012 6:05:39 PM |
| rwm684 | $25.00 | 9/7/2012 6:28:29 PM |
| jpac1066 | $50.00 | 9/8/2012 5:27:58 AM |
| finance-coyote3 | $380.00 | 9/7/2012 8:25:34 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:11 PM |
| donnajoy | $25.00 | 9/8/2012 5:39:11 AM |
| jc33148 | $25.00 | 9/8/2012 5:53:28 AM |
| goodhearted-gold3 | $28.05 | 9/8/2012 8:03:31 AM |
| bid-stockpiler1 | $50.00 | 9/8/2012 6:51:30 AM |
| NeketanBank | $25.00 | 9/8/2012 11:09:34 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:35 AM |
| Brisket_Bob | $50.00 | 9/8/2012 8:05:06 AM |
| myduck | $50.00 | 9/8/2012 8:20:22 AM |
| Med-Tech-Here | $68.75 | 9/8/2012 9:27:37 AM |
| euro-catalyst | $35.00 | 9/8/2012 10:48:54 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
634077
This series of Notes was issued and sold upon the funding of the borrower loan #74246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $817 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unrelenting-bazaar8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan: personal/medical
This loan will be used to... health
My financial situation: i am fully employed, i have a good job
I am a good candidate for this loan because...I am a trustworthy, working person.
Monthly net income: $3,600
Monthly expenses: $2,500
Housing: $1248
Insurance: $130.00
Car expenses: $300.00
Utilities: $200.00
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| duty-viola | $25.00 | 9/6/2012 9:16:40 AM |
| Something-Corporate | $25.00 | 9/6/2012 9:59:33 AM |
| vutah | $75.01 | 9/6/2012 11:01:39 AM |
| dudebrah | $25.00 | 9/6/2012 3:20:27 PM |
| MFBank | $50.00 | 9/6/2012 6:04:41 PM |
| ultimate-peace | $250.00 | 9/7/2012 5:03:35 AM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:49 PM |
| let_me_retire | $75.00 | 9/7/2012 3:57:28 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:37 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:38 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:03:39 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:57 PM |
| 52digital | $75.00 | 9/7/2012 6:51:42 PM |
| bellaquito | $500.00 | 9/7/2012 7:12:57 PM |
| bob450-roth | $25.00 | 9/8/2012 8:16:15 AM |
| Christophe | $25.00 | 9/8/2012 9:10:50 AM |
| Legally_Blonde | $25.00 | 9/8/2012 9:07:49 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:52:11 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:10 PM |
| money-fort | $25.00 | 9/8/2012 9:52:50 PM |
| CA-Lender | $25.00 | 9/10/2012 3:15:48 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:07 PM |
| Index_Plus | $148.98 | 9/10/2012 7:36:33 PM |
| handy-justice | $50.00 | 9/6/2012 9:24:37 AM |
| foothillender | $25.00 | 9/6/2012 11:52:11 AM |
| competent-commitment5 | $25.00 | 9/7/2012 7:45:02 AM |
| money-baron | $50.00 | 9/7/2012 10:53:14 AM |
| pdub | $250.00 | 9/7/2012 12:42:31 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:10 PM |
| Silver_Rupee | $25.01 | 9/7/2012 6:23:43 PM |
| LendingPimp | $26.00 | 9/7/2012 6:00:57 PM |
| worthy-bid8 | $100.00 | 9/7/2012 6:01:34 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:05 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:01 PM |
| beakerfish | $50.00 | 9/9/2012 1:54:21 PM |
| whirlingdervish | $25.00 | 9/10/2012 12:59:15 AM |
| big-mac-50 | $200.00 | 9/9/2012 5:10:33 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:09 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:47 AM |
| y2kman9 | $25.00 | 9/10/2012 10:44:00 AM |
| quirky1981 | $25.00 | 9/10/2012 11:37:55 AM |
| enchanted-note | $25.00 | 9/10/2012 6:02:11 PM |
| Bob450 | $25.00 | 9/10/2012 7:26:19 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
634099
This series of Notes was issued and sold upon the funding of the borrower loan #73992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $214.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,557 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-understanding-peace |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2011)
|
|
Principal balance:
| $653.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...pay dental expenses.
My financial situation:
I am a good candidate for this loan because...I am trustworthy and I plan to pay off this loan as fast as I can.
Monthly net income: $2252.00
Monthly expenses: $
Housing: $500.00
Insurance: $88.00
Car expenses: $0.00
Utilities: $180.00
Phone, cable, internet: $104.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 9/6/2012 5:06:59 PM |
| spark548 | $25.00 | 9/6/2012 5:08:59 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:07 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:48 PM |
| lowrater | $50.40 | 9/6/2012 5:07:24 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:10 PM |
| DasMula | $25.00 | 9/6/2012 5:07:06 PM |
| gold-sushi | $25.00 | 9/6/2012 5:05:29 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:18 PM |
| worth-blanket2 | $6,000.00 | 9/6/2012 5:20:38 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
634121
This series of Notes was issued and sold upon the funding of the borrower loan #73830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 20y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,410 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fulfilling-silver315 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan: Household expenses and to pay off two payday loans I took out before I knew what trouble I was getting into. I am paying hundreds of dollars a month on a small amount and I cant catch up.
This loan will be used to...keep my household running while I get back on my feet.
My financial situation: I have a terrific career and good salary but after a recent divorce and expensive surgery I have too many expenses.
I am a good candidate for this loan because...I have never defaulted on any loan or credit amount. My only purpose is to begin to pay off what I owe and stay away from payday loans.
Monthly net income: $3388.00
Monthly expenses: $2500.00
Housing: $550.00
Insurance: $75.00
Car expenses: $200.00
Utilities: $200.00
Phone, cable, internet: $130.00
Food, entertainment: $500.00
Clothing, household expenses: $300.00
Credit cards and other loans: $1300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $100.00 | 9/6/2012 5:36:15 PM |
| let_me_retire | $75.00 | 9/7/2012 4:00:34 AM |
| stock106 | $25.00 | 9/7/2012 8:11:47 AM |
| pdub | $250.00 | 9/7/2012 12:42:37 PM |
| dudebrah | $25.00 | 9/7/2012 1:00:32 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:13 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:48 PM |
| treasure-singularity | $25.00 | 9/7/2012 4:05:18 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:08 PM |
| versatile-dime442 | $100.00 | 9/7/2012 5:21:07 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:41 PM |
| creditologist281 | $25.00 | 9/7/2012 5:33:19 PM |
| the-credit-maker | $61.00 | 9/7/2012 5:20:30 PM |
| MI2 | $474.38 | 9/7/2012 5:58:35 PM |
| MFBank | $50.00 | 9/6/2012 6:00:43 PM |
| gotjack-IRA | $25.00 | 9/6/2012 7:25:13 PM |
| lowrater | $50.60 | 9/6/2012 6:06:12 PM |
| blitzen40 | $25.00 | 9/6/2012 8:07:24 PM |
| ajzwilli | $50.00 | 9/6/2012 8:33:28 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:51 PM |
| foothillender | $25.00 | 9/7/2012 8:22:23 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:40 AM |
| dariop | $25.01 | 9/7/2012 9:42:41 AM |
| Zingaro | $25.00 | 9/7/2012 10:01:05 AM |
| Silver_Rupee | $25.01 | 9/7/2012 10:48:51 AM |
| money-baron | $50.00 | 9/7/2012 10:53:15 AM |
| benefit-javelin | $25.00 | 9/7/2012 11:50:26 AM |
| marketplace-singularity3 | $25.00 | 9/7/2012 12:57:27 PM |
| sensible-interest2 | $25.00 | 9/7/2012 4:11:28 PM |
| 312-Lender | $25.00 | 9/7/2012 5:00:03 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:59 PM |
| marwadi-62 | $25.00 | 9/7/2012 3:58:24 PM |
| merciful-return164 | $25.00 | 9/7/2012 5:21:51 PM |
| progressive-gold6 | $94.00 | 9/7/2012 5:16:00 PM |
| refresher211 | $25.00 | 9/7/2012 5:16:55 PM |
| DreisersFinancier | $50.00 | 9/7/2012 5:16:43 PM |
| Relaxo | $250.00 | 9/7/2012 5:20:59 PM |
| impala6464 | $40.00 | 9/7/2012 5:47:11 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
634143
This series of Notes was issued and sold upon the funding of the borrower loan #74390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $83.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,325 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| discrete-vigilance721 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to... Take care different things around my home from repairs to new furniture.
My financial situation:
I am a good candidate for this loan because...
I will make all payments prompt and on time and pay extra every chance I get.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.70 | 9/8/2012 12:00:53 PM |
| scholarly-order6 | $25.00 | 9/8/2012 12:09:10 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:21 PM |
| mike2246s | $25.00 | 9/8/2012 12:13:38 PM |
| reward-walnut | $25.00 | 9/8/2012 12:21:18 PM |
| power-chihuahua | $25.00 | 9/8/2012 12:07:43 PM |
| DasMula | $25.00 | 9/8/2012 12:12:27 PM |
| houli123 | $25.00 | 9/8/2012 12:07:27 PM |
| IIP77 | $25.00 | 9/8/2012 12:18:55 PM |
| dariop | $25.01 | 9/8/2012 12:19:15 PM |
| durability-ace9 | $30.00 | 9/8/2012 12:43:08 PM |
| bubb_hans | $25.00 | 9/8/2012 12:46:45 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:07 PM |
| economy-shrubbery6 | $25.00 | 9/8/2012 12:32:42 PM |
| finance-prescription | $100.00 | 9/8/2012 12:29:30 PM |
| toblerone | $25.00 | 9/8/2012 12:31:22 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:50 PM |
| fantastic-wampum1 | $54.00 | 9/8/2012 12:42:17 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:57 PM |
| tolerant-responsibility051 | $349.29 | 9/8/2012 1:00:43 PM |
| GRBMALA | $25.00 | 9/8/2012 12:00:44 PM |
| kindness-warmth3 | $38.00 | 9/8/2012 12:30:39 PM |
| RGlad | $150.00 | 9/8/2012 12:06:34 PM |
| TronMedici | $28.00 | 9/8/2012 12:31:25 PM |
| asset-professor | $25.00 | 9/8/2012 12:36:12 PM |
| idastmerchants | $25.00 | 9/8/2012 12:15:25 PM |
| yorcash | $25.00 | 9/8/2012 12:12:53 PM |
| brmar | $25.00 | 9/8/2012 12:13:56 PM |
| principal-cooker2 | $50.00 | 9/8/2012 12:16:07 PM |
| tolerant-dinero2 | $25.00 | 9/8/2012 12:29:49 PM |
| red-power-pecan | $50.00 | 9/8/2012 12:32:01 PM |
| wise-deal-panda | $100.00 | 9/8/2012 12:50:10 PM |
| money-surge1 | $25.00 | 9/8/2012 12:52:10 PM |
| life-is-great | $25.00 | 9/8/2012 12:57:59 PM |
| handshake5 | $100.00 | 9/8/2012 12:56:42 PM |
| economy-producer | $25.00 | 9/8/2012 12:57:06 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
634191
This series of Notes was issued and sold upon the funding of the borrower loan #74422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $428.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 20y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,837 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brevoot7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wonder3 | $25.00 | 9/6/2012 9:06:39 AM |
| Whipster | $40.00 | 9/6/2012 9:02:01 AM |
| duty-viola | $25.00 | 9/6/2012 9:16:41 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:26 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:55 AM |
| brainy-return234 | $25.00 | 9/6/2012 10:01:50 AM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 10:02:32 AM |
| wildanne | $29.00 | 9/6/2012 10:18:09 AM |
| justreturns | $25.00 | 9/6/2012 10:21:16 AM |
| finder072 | $25.00 | 9/6/2012 10:50:47 AM |
| community-burrito9 | $30.00 | 9/6/2012 10:59:52 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:36 AM |
| stollcm | $25.00 | 9/6/2012 3:26:53 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:24 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:33 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:43 PM |
| Christophe | $25.00 | 9/6/2012 2:25:47 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:49 PM |
| Educatedmike | $25.00 | 9/6/2012 5:01:17 PM |
| spark548 | $25.00 | 9/6/2012 5:08:50 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:05 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:36 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:06 PM |
| cash-delight1 | $43.00 | 9/6/2012 6:13:23 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:10 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:56 PM |
| worth-quark7 | $25.00 | 9/7/2012 5:57:59 AM |
| income-triangulation1 | $25.00 | 9/7/2012 12:06:58 AM |
| klend4 | $25.00 | 9/7/2012 3:53:08 AM |
| Tonusb0 | $25.00 | 9/7/2012 7:53:43 AM |
| rockhound84 | $25.00 | 9/7/2012 5:31:05 AM |
| HeroSupport | $60.00 | 9/7/2012 5:11:31 AM |
| chrisb1414 | $25.00 | 9/7/2012 5:48:08 AM |
| LaGrangeLender | $40.00 | 9/7/2012 6:28:46 AM |
| dynamic-money271 | $50.00 | 9/7/2012 9:02:30 AM |
| sosleep | $25.00 | 9/7/2012 8:28:16 AM |
| reordan | $25.00 | 9/7/2012 9:05:29 AM |
| alexander-hamilton | $250.00 | 9/7/2012 9:18:46 AM |
| magnitude787 | $30.00 | 9/7/2012 9:20:15 AM |
| mikbos | $25.00 | 9/7/2012 9:10:02 AM |
| orange-stable-gain | $50.00 | 9/7/2012 9:10:29 AM |
| fortytwo | $150.00 | 9/7/2012 9:15:03 AM |
| silver-trident5 | $494.00 | 9/7/2012 9:25:45 AM |
| 1800porsche | $25.00 | 9/7/2012 9:16:32 AM |
| BostonCapital | $100.00 | 9/7/2012 9:16:05 AM |
| restless-currency | $40.00 | 9/7/2012 9:27:49 AM |
| rate-hawk | $25.00 | 9/7/2012 9:21:20 AM |
| profitable-fairness1 | $48.00 | 9/7/2012 9:26:05 AM |
| principal-cooker2 | $50.00 | 9/7/2012 9:33:01 AM |
| transparency-sapling | $25.00 | 9/7/2012 9:55:45 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:24 AM |
| payout-paradise5 | $25.00 | 9/7/2012 10:02:28 AM |
| shmb6508 | $50.00 | 9/7/2012 10:03:02 AM |
| cnovak | $25.00 | 9/7/2012 10:03:09 AM |
| finance-prescription | $16.92 | 9/7/2012 10:04:38 AM |
| unforgettable-wealth4 | $50.00 | 9/7/2012 9:45:01 AM |
| WalnutCreekguy | $50.00 | 9/7/2012 9:48:50 AM |
| bold-principal-thinker | $25.00 | 9/7/2012 9:54:31 AM |
| WxChem | $30.00 | 9/7/2012 10:01:59 AM |
| abundant-power | $25.00 | 9/7/2012 10:04:23 AM |
| tech310 | $42.00 | 9/6/2012 9:01:18 AM |
| entertaining-revenue4 | $50.00 | 9/6/2012 9:20:50 AM |
| houli123 | $25.00 | 9/6/2012 9:02:59 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:30 AM |
| return-pioneer221 | $200.00 | 9/6/2012 9:40:47 AM |
| orange-preeminant-bill | $25.00 | 9/6/2012 10:21:36 AM |
| missing-link | $25.00 | 9/6/2012 10:22:38 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:36 AM |
| bazaar-tulip | $25.00 | 9/6/2012 10:19:24 AM |
| EnglishGeekInNYC | $25.00 | 9/6/2012 10:20:04 AM |
| bellaquito | $500.00 | 9/6/2012 10:39:00 AM |
| HLender | $40.00 | 9/6/2012 11:27:25 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:44 AM |
| yield-trader | $25.00 | 9/6/2012 12:12:31 PM |
| Reddy_Capital | $36.00 | 9/6/2012 8:53:26 PM |
| scarlet-velvet | $50.08 | 9/6/2012 8:32:36 PM |
| porter512S | $200.00 | 9/7/2012 3:24:19 AM |
| Endeavour | $30.00 | 9/7/2012 5:13:12 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:31 AM |
| tender-commerce8 | $27.00 | 9/7/2012 9:06:30 AM |
| leverage-monger | $25.00 | 9/7/2012 9:22:55 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:06 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:10 AM |
| Kaj | $25.00 | 9/7/2012 9:15:25 AM |
| casserole9 | $25.00 | 9/7/2012 9:28:24 AM |
| life-is-great | $25.00 | 9/7/2012 9:27:12 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:37 AM |
| MadHun | $32.00 | 9/7/2012 9:40:36 AM |
| IIP77 | $25.00 | 9/7/2012 9:43:24 AM |
| 108-IRA | $250.00 | 9/7/2012 9:48:03 AM |
| mercuriant | $25.00 | 9/7/2012 9:56:02 AM |
| Aliso-Viejo | $37.00 | 9/7/2012 10:03:15 AM |
| tolerant-interest4 | $25.00 | 9/7/2012 10:02:38 AM |
| the-profit-oracle | $25.00 | 9/7/2012 10:02:50 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
634235
This series of Notes was issued and sold upon the funding of the borrower loan #73827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,710 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-pursuit5 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2011)
|
|
Principal balance:
| $7,951.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate several credit card bills into 1 monthly payment. All of the current bills are paid on time and never late as indicated on my credit report.
My financial situation:
I am a good candidate for this loan because I am currently employed by the federal government and have a steady income every month.
Monthly net income: $ 12,666
Monthly expenses: $ 2,500
Housing: $ 3,600
Other expenses: $ 2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RGlad | $200.00 | 9/6/2012 9:01:33 AM |
| tech310 | $50.00 | 9/6/2012 9:01:18 AM |
| leeball | $47.00 | 9/6/2012 9:01:13 AM |
| ready-agreement5 | $25.00 | 9/6/2012 9:20:42 AM |
| golffish2 | $50.00 | 9/6/2012 9:02:04 AM |
| InvestorPartners | $25.00 | 9/6/2012 9:04:27 AM |
| community-burrito9 | $35.00 | 9/6/2012 9:24:36 AM |
| the-profit-oracle | $25.00 | 9/6/2012 9:26:10 AM |
| transparency-sapling | $25.00 | 9/6/2012 9:06:16 AM |
| liberty-viola | $30.00 | 9/6/2012 9:07:33 AM |
| loan-mammal | $100.00 | 9/6/2012 9:12:40 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:27 AM |
| a-smart-p2p | $25.00 | 9/6/2012 9:15:14 AM |
| entertaining-rate9 | $25.00 | 9/6/2012 9:21:51 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:26 AM |
| gjm6d | $25.00 | 9/6/2012 9:29:04 AM |
| cnovak | $25.00 | 9/6/2012 9:30:00 AM |
| structure9 | $25.00 | 9/6/2012 9:30:49 AM |
| hard-working-rate3 | $25.00 | 9/6/2012 9:32:43 AM |
| rescue | $75.00 | 9/6/2012 9:34:25 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:31 AM |
| gizzywump | $25.00 | 9/6/2012 9:39:38 AM |
| attentive-compassion1 | $50.00 | 9/6/2012 9:41:51 AM |
| bazaar-festivity | $25.00 | 9/6/2012 10:05:39 AM |
| phaded | $25.00 | 9/6/2012 10:07:57 AM |
| Tradesmanlender | $25.00 | 9/6/2012 9:51:41 AM |
| alexander-hamilton | $250.00 | 9/6/2012 9:51:58 AM |
| 1stTime2ndChance | $25.00 | 9/6/2012 9:53:06 AM |
| openness-antioxidant | $75.00 | 9/6/2012 9:53:53 AM |
| compoundinterest | $25.00 | 9/6/2012 9:58:35 AM |
| RNLEND | $300.00 | 9/6/2012 10:04:00 AM |
| breathtaking-funds6 | $50.00 | 9/6/2012 10:05:58 AM |
| principal-cooker2 | $50.00 | 9/6/2012 10:09:13 AM |
| runner262 | $25.00 | 9/6/2012 10:08:31 AM |
| camaraderi-catapult | $25.00 | 9/6/2012 10:51:58 AM |
| community-burrito9 | $25.00 | 9/6/2012 10:59:31 AM |
| pujols8996 | $25.00 | 9/6/2012 11:00:39 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:37 AM |
| HLender | $40.00 | 9/6/2012 11:27:27 AM |
| revenue-serenity | $25.00 | 9/6/2012 10:22:36 AM |
| Fitiwalt7 | $25.00 | 9/6/2012 10:43:16 AM |
| Shockem923 | $25.00 | 9/6/2012 1:27:49 PM |
| colonel165 | $25.00 | 9/6/2012 11:19:34 AM |
| heroic-platinum | $25.00 | 9/6/2012 12:21:53 PM |
| marketplace-singularity3 | $75.00 | 9/6/2012 12:12:13 PM |
| samurai2 | $25.00 | 9/6/2012 12:26:37 PM |
| Astyanax | $40.00 | 9/6/2012 1:24:38 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:44 PM |
| trade-solo | $25.00 | 9/6/2012 5:05:43 PM |
| Plee-Spaymebak | $25.00 | 9/6/2012 3:30:47 PM |
| GrossBuddha | $200.00 | 9/6/2012 4:21:38 PM |
| aggresive-commerce8 | $50.00 | 9/6/2012 5:12:14 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:07 PM |
| AF-Chief | $25.00 | 9/6/2012 5:18:42 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:55 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:37 PM |
| gold-persimmon2 | $25.00 | 9/6/2012 5:54:00 PM |
| UroDoc | $52.65 | 9/6/2012 5:59:38 PM |
| magical-credit523 | $25.00 | 9/6/2012 5:45:25 PM |
| SANTIAGO1 | $25.00 | 9/6/2012 5:45:39 PM |
| loyalty-dragster7 | $125.00 | 9/6/2012 5:42:04 PM |
| finance-symphony7 | $87.63 | 9/6/2012 6:28:26 PM |
| Plutis | $25.00 | 9/6/2012 6:34:16 PM |
| Theofficer_roth_ira | $125.00 | 9/6/2012 6:08:13 PM |
| ltschetter | $25.00 | 9/6/2012 6:53:52 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:56 PM |
| green-order-captain | $50.00 | 9/6/2012 7:42:35 PM |
| chrisb1414 | $25.00 | 9/7/2012 5:48:25 AM |
| chorus731 | $25.00 | 9/6/2012 11:35:07 PM |
| porter512S | $200.00 | 9/7/2012 3:24:20 AM |
| lnuss25 | $50.00 | 9/7/2012 4:32:07 AM |
| DreDub | $50.00 | 9/7/2012 8:06:59 AM |
| Win_With_P2P | $50.00 | 9/7/2012 8:15:04 AM |
| rockhound84 | $25.00 | 9/7/2012 5:34:49 AM |
| ferdberfel | $25.00 | 9/7/2012 8:21:33 AM |
| turnupside | $50.00 | 9/7/2012 5:42:20 AM |
| BigBag | $25.00 | 9/7/2012 6:34:46 AM |
| prudent-bid3 | $25.00 | 9/7/2012 6:20:16 AM |
| Cambalache | $41.00 | 9/7/2012 6:45:11 AM |
| coin-amigo | $30.17 | 9/7/2012 6:36:27 AM |
| ultimate-wealth7 | $25.00 | 9/7/2012 8:57:50 AM |
| Attract | $25.00 | 9/7/2012 7:35:15 AM |
| Aimvest | $25.00 | 9/7/2012 9:03:53 AM |
| gain-zeus8 | $25.00 | 9/7/2012 8:45:14 AM |
| HermanstadtKid | $25.00 | 9/7/2012 8:48:10 AM |
| figs4u2 | $100.00 | 9/7/2012 9:20:13 AM |
| fcrick | $50.00 | 9/7/2012 9:23:40 AM |
| Cash-Flow | $1,500.00 | 9/7/2012 9:23:57 AM |
| dedication-merman | $25.00 | 9/7/2012 9:24:04 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:10 AM |
| josuae | $25.00 | 9/7/2012 9:24:13 AM |
| HalfDayz | $25.00 | 9/7/2012 9:24:20 AM |
| compatible-deal9 | $50.00 | 9/7/2012 9:29:02 AM |
| -------Loaner | $25.00 | 9/7/2012 9:21:34 AM |
| gallant-economy9 | $50.00 | 9/7/2012 9:31:24 AM |
| durability-high-five | $25.00 | 9/7/2012 9:32:37 AM |
| social-trumpet | $25.00 | 9/7/2012 9:33:04 AM |
| listing-vista | $50.00 | 9/7/2012 9:33:22 AM |
| american6 | $50.00 | 9/7/2012 9:34:19 AM |
| JasmineTrust | $25.00 | 9/7/2012 9:34:54 AM |
| awe-inspiring-commitment972 | $50.00 | 9/7/2012 9:35:57 AM |
| silver-trident5 | $500.00 | 9/7/2012 9:25:45 AM |
| transaction-squirrel734 | $25.00 | 9/7/2012 9:26:54 AM |
| buyrite334 | $25.00 | 9/7/2012 9:38:26 AM |
| ultimate-payment | $25.00 | 9/7/2012 9:27:36 AM |
| slartibardfast | $25.00 | 9/7/2012 9:27:47 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:38 AM |
| active-reward7 | $50.00 | 9/7/2012 9:28:03 AM |
| durability-excellence | $25.00 | 9/7/2012 9:28:22 AM |
| casserole9 | $25.00 | 9/7/2012 9:28:24 AM |
| point-oyster5 | $25.00 | 9/7/2012 9:29:21 AM |
| dinero-speaker | $25.00 | 9/7/2012 9:28:33 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:51 AM |
| MadHun | $200.00 | 9/7/2012 9:40:36 AM |
| bonus-tent | $25.00 | 9/7/2012 9:40:55 AM |
| arkayem | $50.00 | 9/7/2012 9:40:58 AM |
| scholarly-order6 | $25.00 | 9/7/2012 9:31:26 AM |
| transparency-refresher6 | $25.00 | 9/7/2012 9:32:44 AM |
| FishLending | $100.00 | 9/7/2012 9:31:37 AM |
| grabtakeout | $25.00 | 9/7/2012 9:34:15 AM |
| JJYossarian | $50.00 | 9/7/2012 9:35:30 AM |
| hostbank | $28.00 | 9/7/2012 9:35:45 AM |
| Cedm44 | $25.00 | 9/7/2012 9:38:16 AM |
| britgsb | $50.00 | 9/7/2012 9:38:33 AM |
| wildguy | $25.00 | 9/7/2012 9:39:19 AM |
| enchanted-note14 | $25.00 | 9/7/2012 9:40:02 AM |
| heart514 | $25.00 | 9/7/2012 9:41:58 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:24 AM |
| Banker7371 | $25.00 | 9/7/2012 9:43:05 AM |
| HamachiMan | $50.00 | 9/7/2012 9:44:41 AM |
| green-trade-dolphin2 | $42.75 | 9/6/2012 9:02:48 AM |
| impressive-loan | $100.00 | 9/6/2012 9:07:28 AM |
| melodious-fairness | $25.00 | 9/6/2012 9:18:44 AM |
| entertaining-revenue4 | $50.00 | 9/6/2012 9:20:50 AM |
| thankful-nickel2 | $50.00 | 9/6/2012 9:46:14 AM |
| profitable-fairness1 | $50.00 | 9/6/2012 9:26:41 AM |
| JeremyLinFan | $50.00 | 9/6/2012 9:40:35 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:55 AM |
| bid-czar8 | $32.00 | 9/6/2012 9:48:57 AM |
| bazaar-tulip | $25.00 | 9/6/2012 10:19:24 AM |
| EnglishGeekInNYC | $25.00 | 9/6/2012 10:20:04 AM |
| tolerant-dinero2 | $25.00 | 9/6/2012 9:53:38 AM |
| 907 | $50.00 | 9/6/2012 10:36:14 AM |
| LaGrangeLender | $50.00 | 9/6/2012 10:02:38 AM |
| wildanne | $50.00 | 9/6/2012 10:18:09 AM |
| currency-persimmon | $25.00 | 9/6/2012 11:14:25 AM |
| justreturns | $25.00 | 9/6/2012 10:21:16 AM |
| Mailmon | $25.00 | 9/6/2012 10:25:09 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:44 AM |
| kfrench | $75.00 | 9/6/2012 10:34:28 AM |
| payout-paladin3 | $300.00 | 9/6/2012 10:28:03 AM |
| invincible-deal82 | $25.00 | 9/6/2012 10:43:26 AM |
| finder072 | $25.00 | 9/6/2012 10:50:48 AM |
| thrifty-capital | $30.00 | 9/6/2012 10:56:57 AM |
| dsaboo10 | $25.00 | 9/6/2012 11:24:14 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:36 AM |
| Scombs | $85.68 | 9/6/2012 3:17:24 PM |
| Dcrave06 | $25.00 | 9/6/2012 12:05:49 PM |
| dudebrah | $25.00 | 9/6/2012 3:27:41 PM |
| awe-inspiring-basis | $25.00 | 9/6/2012 4:08:24 PM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:34 PM |
| payout-paladin3 | $800.00 | 9/6/2012 2:23:56 PM |
| investmentgeek | $25.00 | 9/6/2012 2:44:25 PM |
| didibagle | $100.00 | 9/6/2012 3:51:38 PM |
| sjo1984111 | $25.00 | 9/6/2012 4:10:40 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:50 PM |
| ammasv | $25.00 | 9/6/2012 4:36:35 PM |
| blue-laudable-dinero | $50.00 | 9/6/2012 4:50:55 PM |
| matt_2006 | $25.00 | 9/6/2012 5:17:17 PM |
| spark548 | $25.00 | 9/6/2012 5:08:50 PM |
| paradigm_shift | $100.00 | 9/6/2012 5:29:16 PM |
| integrity-starter | $25.00 | 9/6/2012 5:29:54 PM |
| whitegold24k | $100.00 | 9/6/2012 5:59:07 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:36 PM |
| breadbroker | $25.00 | 9/6/2012 5:49:38 PM |
| bkm214 | $50.00 | 9/6/2012 6:20:46 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:36 PM |
| seabass123 | $25.00 | 9/6/2012 6:11:59 PM |
| pleasant-listing712 | $25.00 | 9/6/2012 6:34:03 PM |
| gustavholstopus32 | $25.00 | 9/6/2012 11:51:01 PM |
| reflective-rupee | $25.00 | 9/6/2012 7:02:03 PM |
| benefit-awakening9 | $200.00 | 9/6/2012 7:28:46 PM |
| Gobsek | $25.00 | 9/6/2012 8:46:38 PM |
| cerebral-dollar773 | $25.00 | 9/6/2012 7:45:43 PM |
| p2p-mogul | $35.00 | 9/6/2012 7:59:02 PM |
| glimmering-return863 | $50.00 | 9/7/2012 5:06:06 AM |
| payout-thinker7 | $25.00 | 9/7/2012 6:38:36 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:49:52 AM |
| fund-tom-tom6 | $25.00 | 9/7/2012 7:46:38 AM |
| thorough-duty641 | $25.00 | 9/7/2012 7:53:19 AM |
| DackoDenk | $25.00 | 9/7/2012 4:56:54 AM |
| stammyc3 | $27.43 | 9/7/2012 5:10:18 AM |
| PaulW | $25.00 | 9/7/2012 5:13:10 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:40:24 AM |
| hl8428 | $25.00 | 9/7/2012 6:02:33 AM |
| thrftylendr | $25.00 | 9/7/2012 6:09:42 AM |
| vibrant-penny7 | $30.00 | 9/7/2012 6:38:26 AM |
| dinero-wizard9 | $100.00 | 9/7/2012 7:08:33 AM |
| Earn_money | $27.00 | 9/7/2012 7:06:19 AM |
| samo102us | $25.00 | 9/7/2012 9:01:30 AM |
| investment-comet | $25.00 | 9/7/2012 7:12:48 AM |
| dynamic-money271 | $50.00 | 9/7/2012 9:02:30 AM |
| coin-lesson3 | $137.50 | 9/7/2012 8:00:32 AM |
| JeffHoll | $40.00 | 9/7/2012 8:10:46 AM |
| affluence-hickory | $25.00 | 9/7/2012 8:19:32 AM |
| Frankieb21 | $25.00 | 9/7/2012 9:10:47 AM |
| MNJ | $25.00 | 9/7/2012 8:58:44 AM |
| Ruckus888 | $137.74 | 9/7/2012 9:02:58 AM |
| biglender5 | $25.00 | 9/7/2012 9:13:54 AM |
| new-ore-venture | $100.00 | 9/7/2012 9:15:55 AM |
| proud-pound4 | $25.00 | 9/7/2012 9:17:20 AM |
| bnlforever | $25.00 | 9/7/2012 9:08:52 AM |
| epic-ore2 | $184.25 | 9/7/2012 9:11:44 AM |
| wayman | $25.00 | 9/7/2012 9:28:53 AM |
| williemc44 | $25.00 | 9/7/2012 9:29:16 AM |
| gracej | $25.00 | 9/7/2012 9:29:40 AM |
| successful-agreement7 | $100.00 | 9/7/2012 9:30:01 AM |
| resolute-payment | $25.00 | 9/7/2012 9:21:17 AM |
| DL-JL | $25.00 | 9/7/2012 9:22:01 AM |
| prudent-hope7 | $25.00 | 9/7/2012 9:32:34 AM |
| ski bum | $100.00 | 9/7/2012 9:35:59 AM |
| compatible-power8 | $25.00 | 9/7/2012 9:25:17 AM |
| gelidfrank | $25.00 | 9/7/2012 9:26:56 AM |
| commerce-web5 | $25.00 | 9/7/2012 9:38:57 AM |
| the-laudable-peso | $40.00 | 9/7/2012 9:28:31 AM |
| Relevance | $25.00 | 9/7/2012 9:29:08 AM |
| social-zebra | $30.00 | 9/7/2012 9:29:32 AM |
| worth-web5 | $50.00 | 9/7/2012 9:30:43 AM |
| no_agenda_lender | $25.00 | 9/7/2012 9:31:49 AM |
| scholarly-benefit5 | $25.00 | 9/7/2012 9:31:35 AM |
| logical-investment4 | $25.00 | 9/7/2012 9:32:50 AM |
| prohelper | $25.00 | 9/7/2012 9:43:11 AM |
| Goldberry | $25.00 | 9/7/2012 9:44:55 AM |
| orderandprogress | $50.00 | 9/7/2012 9:36:30 AM |
| bold-steady-peso | $82.00 | 9/7/2012 9:37:53 AM |
| Preferred-Lender | $25.00 | 9/7/2012 9:40:18 AM |
| GatorBux | $50.00 | 9/7/2012 9:41:34 AM |
| Herluftrolle | $25.00 | 9/7/2012 9:42:04 AM |
| Ducatiman1978 | $25.00 | 9/7/2012 9:42:33 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:52 AM |
| jpjones86 | $25.00 | 9/7/2012 9:43:17 AM |
| TomDalonajay | $25.00 | 9/7/2012 9:44:27 AM |
| 242 Investments
|
Borrower Payment Dependent Notes Series
634263
This series of Notes was issued and sold upon the funding of the borrower loan #73728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $97.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,334 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yayee |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 86 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $18,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2011)
620-639
(May-2010)
580-599
(Apr-2008)
620-639
(Mar-2007)
|
|
Principal balance:
| $1,788.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 86 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate several small credit accounts into one.
My financial situation:
I am a good candidate for this loan because I have paid other prosper loans back with 100% accuracy. My overhead is low, and I will make payments.
Monthly net income: $3400
Monthly expenses: $
Housing: $300
Insurance: $100
Car expenses: $300
Utilities: $
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $100.00 | 9/6/2012 9:03:28 AM |
| LittleMingo | $50.00 | 9/6/2012 9:02:57 AM |
| green-trade-dolphin | $75.54 | 9/6/2012 9:01:19 AM |
| Whatssofunnybout | $38.43 | 9/6/2012 9:01:32 AM |
| Milonguero | $100.00 | 9/6/2012 9:01:58 AM |
| handy-justice | $100.00 | 9/6/2012 9:06:11 AM |
| Feyenoord | $30.00 | 9/6/2012 9:09:45 AM |
| real-return2 | $40.00 | 9/6/2012 9:13:00 AM |
| pierrelasvegas | $25.00 | 9/6/2012 9:00:54 AM |
| missoula | $25.00 | 9/6/2012 9:01:58 AM |
| RGlad | $300.00 | 9/6/2012 9:02:25 AM |
| janeybooboo | $74.74 | 9/6/2012 9:23:47 AM |
| Military_Money_Wise | $25.00 | 9/6/2012 9:04:26 AM |
| peaceful-wealth0 | $40.71 | 9/6/2012 9:04:58 AM |
| loan-master1 | $50.00 | 9/6/2012 9:06:40 AM |
| DasMula | $250.00 | 9/6/2012 9:07:39 AM |
| felicity-contributor3 | $50.00 | 9/6/2012 9:07:25 AM |
| Wangchuk | $30.01 | 9/6/2012 9:10:19 AM |
| loan-mammal | $100.00 | 9/6/2012 9:12:40 AM |
| money-baron | $50.00 | 9/6/2012 9:13:29 AM |
| Iwillhuntyoudown | $25.00 | 9/6/2012 9:18:03 AM |
| marinbb | $25.00 | 9/6/2012 9:10:43 AM |
| marinbb | $50.00 | 9/6/2012 9:05:57 AM |
| diplomatic-wealth7 | $25.00 | 9/6/2012 9:06:51 AM |
| loan-master1 | $43.00 | 9/6/2012 9:07:26 AM |
| trumpeter5 | $25.00 | 9/6/2012 9:17:39 AM |
| deal-banker | $100.00 | 9/6/2012 9:01:56 AM |
| MoneyForNothing | $99.99 | 9/6/2012 9:01:39 AM |
| adaptable-return21 | $50.00 | 9/6/2012 9:02:40 AM |
| LENDO-CALRISSIAN | $25.00 | 9/6/2012 9:02:52 AM |
| profit-powerplant | $25.00 | 9/6/2012 9:23:02 AM |
| fulfilling-responsibilityOFU | $41.54 | 9/6/2012 9:23:45 AM |
| quantum_leap | $25.00 | 9/6/2012 9:05:27 AM |
| ProsprousLender | $40.00 | 9/6/2012 9:05:48 AM |
| lowrater | $200.70 | 9/6/2012 9:06:50 AM |
| Laxa | $25.00 | 9/6/2012 9:10:37 AM |
| caper945 | $100.00 | 9/6/2012 9:12:38 AM |
| NekHoldings | $25.00 | 9/6/2012 9:19:04 AM |
| ericgassercom | $25.00 | 9/6/2012 9:22:43 AM |
| commerce-venture1 | $42.24 | 9/6/2012 9:23:34 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
634295
This series of Notes was issued and sold upon the funding of the borrower loan #74255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $264.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 20y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,911 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-abundant-loot |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debt with high interest rate
My financial situation:
I am a good candidate for this loan because I have recently had the opportunity to refinance my home loan at just over 2% points less than the original loan
Monthly net income: $2900
Monthly expenses: $2700
Housing: $1400
Insurance: $75
Car expenses: $50
Utilities: $197
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CashFlow13 | $1,000.00 | 9/7/2012 9:02:02 AM |
| handy-justice | $100.00 | 9/7/2012 9:04:22 AM |
| InChicago | $40.03 | 9/7/2012 9:03:47 AM |
| worth-blanket2 | $7,500.00 | 9/7/2012 9:04:30 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
634329
This series of Notes was issued and sold upon the funding of the borrower loan #74423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $461.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,621 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| charless969 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 1
( 3% )
| 780-799
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my bills into a single payment with an overall lower interest rate. I am focused on getting bills paid off quickly to help get closer to becoming debt free.
My financial situation:
I am a good candidate for this loan because this is my second loan with Prosper and I pay my bills on time each month. I have a stable job and been with my current employer for over 13 years. I continue to move up in the company with increasing pay.
As of August 1st I was promoted to a management position leading a team of 19 employees.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/10/2012 5:01:27 PM |
| green-trade-dolphin2 | $41.68 | 9/10/2012 5:02:54 PM |
| john0720 | $25.00 | 9/10/2012 5:08:18 PM |
| calm-platinum957 | $35.00 | 9/10/2012 5:09:02 PM |
| ready-interest9 | $25.00 | 9/10/2012 5:10:50 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:16 PM |
| LeReve | $500.00 | 9/10/2012 5:30:05 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:06 PM |
| Leshan | $100.00 | 9/10/2012 5:39:25 PM |
| RocketSurgeon | $25.00 | 9/10/2012 5:28:34 PM |
| first-class-gold0 | $55.00 | 9/10/2012 5:31:34 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:24 PM |
| wonder3 | $25.00 | 9/10/2012 5:12:25 PM |
| worth-blanket2 | $18,000.00 | 9/10/2012 5:10:26 PM |
| lnuss25 | $25.00 | 9/10/2012 5:14:23 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:23 PM |
| scholarly-order6 | $50.00 | 9/10/2012 5:23:47 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:54 PM |
| repayment-pagoda8 | $100.00 | 9/10/2012 5:19:43 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:18 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:38 PM |
| community-burrito9 | $32.70 | 9/10/2012 5:48:09 PM |
| MoneyTree79 | $85.61 | 9/10/2012 5:29:04 PM |
| best-bonafide-p2p | $50.00 | 9/10/2012 5:33:05 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
634333
This series of Notes was issued and sold upon the funding of the borrower loan #74086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $621.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,881 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-empenada4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off credit cards
My financial situation: is normally very good, but fell behind due to home renovation.
I am a good candidate for this loan because... Once I have a single paymnet, I will be able to manage it. I have 3 credit cards that I want to consolidate into 1 payment with 1 due date.
Monthly net income: $ 2841
Monthly expenses: $ 400
Housing: $ n/a
Insurance: $ 150
Car expenses: $ 355
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $16,000 - outstanding balance on 3 cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:20 PM |
| DirtyJenga | $25.00 | 9/5/2012 5:01:48 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:09 PM |
| mikrolown | $25.00 | 9/5/2012 5:37:49 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:23 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:19 PM |
| return-pioneer221 | $200.00 | 9/5/2012 6:02:28 PM |
| lowrater | $50.30 | 9/5/2012 7:21:38 PM |
| anti-wall-st | $100.00 | 9/5/2012 10:36:37 PM |
| systematic-value343 | $50.00 | 9/6/2012 8:45:50 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:40 AM |
| BDL-Roth | $50.00 | 9/6/2012 3:24:43 PM |
| DJSco | $50.00 | 9/6/2012 3:54:31 PM |
| paytonbrigadier | $250.00 | 9/6/2012 4:17:12 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:04 PM |
| finder072 | $25.00 | 9/6/2012 5:01:53 PM |
| spark548 | $25.00 | 9/6/2012 5:08:48 PM |
| transparency-sapling | $25.00 | 9/6/2012 5:35:33 PM |
| bonus-seahorse | $25.00 | 9/6/2012 5:43:03 PM |
| enticing-note | $25.00 | 9/6/2012 5:31:06 PM |
| wise-direct-community | $25.00 | 9/6/2012 5:37:50 PM |
| EBITDA | $25.00 | 9/6/2012 5:40:00 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:35 PM |
| gold-persimmon2 | $25.00 | 9/6/2012 5:53:59 PM |
| bkm214 | $100.00 | 9/6/2012 6:09:23 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:05:55 PM |
| revenue-statesperson4 | $200.00 | 9/7/2012 2:09:56 AM |
| jc33148 | $25.00 | 9/7/2012 6:46:03 AM |
| enthralling-balance4 | $25.00 | 9/7/2012 7:31:44 AM |
| nourishing-interest0 | $25.00 | 9/7/2012 8:02:08 AM |
| mwl | $25.00 | 9/7/2012 9:05:08 AM |
| mikbos | $25.00 | 9/7/2012 9:10:02 AM |
| BostonCapital | $100.00 | 9/7/2012 9:16:05 AM |
| basis-drummer | $25.00 | 9/7/2012 9:08:36 AM |
| theboat | $30.00 | 9/7/2012 9:23:50 AM |
| stable-euro1 | $25.00 | 9/7/2012 9:26:00 AM |
| breathtaking-funds6 | $44.00 | 9/7/2012 9:14:35 AM |
| restless-currency | $40.00 | 9/7/2012 9:27:48 AM |
| wormdc | $25.00 | 9/7/2012 9:29:14 AM |
| leverage-monger | $25.00 | 9/7/2012 9:21:53 AM |
| MAYBROOK | $50.00 | 9/7/2012 9:31:08 AM |
| P2P_Investor | $602.00 | 9/7/2012 9:34:58 AM |
| paladin847 | $50.00 | 9/7/2012 9:24:14 AM |
| SummitAdvisors | $25.00 | 9/7/2012 9:24:09 AM |
| money-surge1 | $25.00 | 9/7/2012 9:24:54 AM |
| life-is-great | $25.00 | 9/7/2012 9:27:11 AM |
| musegaze | $50.00 | 9/7/2012 9:28:00 AM |
| casserole9 | $25.00 | 9/7/2012 9:28:24 AM |
| bonus-tent | $25.00 | 9/7/2012 9:40:54 AM |
| Beld | $50.00 | 9/7/2012 9:31:04 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:37 AM |
| Track-Layer | $100.00 | 9/7/2012 9:53:34 AM |
| elegant-dinero035 | $25.00 | 9/7/2012 9:42:08 AM |
| resolute-basis9 | $25.00 | 9/7/2012 9:42:23 AM |
| Counselco | $25.00 | 9/7/2012 9:46:58 AM |
| floret596 | $25.00 | 9/7/2012 9:48:20 AM |
| imoutdoorsy | $25.00 | 9/7/2012 9:48:52 AM |
| yield-trader | $25.00 | 9/7/2012 9:51:45 AM |
| indomitable-dedication | $25.00 | 9/7/2012 9:53:03 AM |
| red-eloquent-rupee | $50.00 | 9/7/2012 9:56:43 AM |
| the-dollar-topper | $87.00 | 9/7/2012 9:56:05 AM |
| JeremyLinFan | $50.00 | 9/5/2012 6:26:38 PM |
| MI2 | $5,000.00 | 9/5/2012 7:07:14 PM |
| Nazbuster | $100.00 | 9/5/2012 8:57:29 PM |
| derwiki | $25.00 | 9/5/2012 10:01:55 PM |
| Zane314 | $50.00 | 9/6/2012 9:26:21 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:33 AM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:34 AM |
| Quiza12 | $50.00 | 9/6/2012 4:17:45 PM |
| WalnutCreekguy | $50.00 | 9/6/2012 5:25:14 PM |
| COCHINOBOY | $60.00 | 9/6/2012 5:07:30 PM |
| silver-explorer6 | $25.00 | 9/6/2012 5:24:02 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:54 PM |
| BB-ptoploan | $50.00 | 9/6/2012 5:48:36 PM |
| bellaquito | $500.00 | 9/6/2012 6:00:24 PM |
| important-camaraderi584 | $25.00 | 9/6/2012 6:08:35 PM |
| cash-delight1 | $50.00 | 9/6/2012 6:13:23 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:02 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:09 PM |
| porter512S | $200.00 | 9/7/2012 3:24:18 AM |
| hl8428 | $25.00 | 9/7/2012 6:00:08 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:30 AM |
| Cromag | $25.00 | 9/7/2012 8:54:25 AM |
| accruer89 | $100.00 | 9/7/2012 9:01:41 AM |
| dynamic-money271 | $50.00 | 9/7/2012 9:02:30 AM |
| Kaj | $25.00 | 9/7/2012 9:15:25 AM |
| Gladglide | $25.00 | 9/7/2012 9:06:14 AM |
| tender-commerce8 | $50.00 | 9/7/2012 9:06:30 AM |
| rate-hawk | $25.00 | 9/7/2012 9:21:20 AM |
| micko | $25.00 | 9/7/2012 9:08:01 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:06 AM |
| CAGE-Investments | $25.00 | 9/7/2012 9:11:53 AM |
| magnitude787 | $30.00 | 9/7/2012 9:20:15 AM |
| VesuvianMan | $50.00 | 9/7/2012 9:22:40 AM |
| transparency-refresher6 | $25.00 | 9/7/2012 9:32:44 AM |
| bazaar-festivity | $25.00 | 9/7/2012 9:28:09 AM |
| principal-cooker2 | $50.00 | 9/7/2012 9:33:01 AM |
| yield-lion | $25.00 | 9/7/2012 9:44:02 AM |
| Vreet | $25.00 | 9/7/2012 9:57:47 AM |
| MadHun | $200.00 | 9/7/2012 9:40:36 AM |
| jo2y | $25.00 | 9/7/2012 9:58:38 AM |
| IIP77 | $25.00 | 9/7/2012 9:43:24 AM |
| TomDalonajay | $25.00 | 9/7/2012 9:44:27 AM |
| ambmba | $50.00 | 9/7/2012 9:48:37 AM |
| oldmora | $50.00 | 9/7/2012 9:51:03 AM |
| subtle-bill727 | $25.00 | 9/7/2012 9:49:07 AM |
| loyalty-sherpa | $25.00 | 9/7/2012 9:55:14 AM |
| Tasmir | $25.00 | 9/7/2012 9:53:51 AM |
| 6moonbeams | $50.00 | 9/7/2012 9:58:35 AM |
| rakstar | $25.00 | 9/7/2012 9:56:35 AM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
634341
This series of Notes was issued and sold upon the funding of the borrower loan #73914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,105 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duty-emperor |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off Creditors
My financial situation:
I am a good candidate for this loan because...I am currently not behind on any of my loans and by paying off some of these loans I will be able to have more money available to help pay the balance of my debt
Monthly net income: $6970
Monthly expenses: $5200
Housing: $1823
Insurance: $266
Car expenses: $819
Utilities: $250
Phone, cable, internet: $165
Food, entertainment: $450
Clothing, household expenses: $
Credit cards and other loans: $1433
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $75.00 | 9/6/2012 5:02:32 PM |
| lowrater | $100.50 | 9/6/2012 5:02:13 PM |
| ferocious-kindness8 | $30.00 | 9/6/2012 5:04:43 PM |
| credit-selector954 | $50.00 | 9/6/2012 5:05:26 PM |
| worth-blanket2 | $3,825.00 | 9/6/2012 5:09:01 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
634351
This series of Notes was issued and sold upon the funding of the borrower loan #74071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,552 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thebugdoctor |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expansion: Cargo Van
I own a paintball distribution business, but my ability to take on additional accounts has been limited by the size of the current company vehicle (my car). This loan (along with money saved for this purpose) will be used to purchase a cargo van.
I have owned the business for two years. I also have a full time job. My monthly take home from the job is $4,437, and I have $1700 left after expenses. So the loan payments will not be an issue.
I have been a member of the prosper community since 2005.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/6/2012 9:21:44 AM |
| elegant-return3 | $25.00 | 9/6/2012 9:23:45 AM |
| worthy-bid8 | $100.00 | 9/6/2012 10:11:49 AM |
| melodious-openness | $200.00 | 9/6/2012 10:53:08 AM |
| Hedge-Fund | $25.00 | 9/6/2012 11:07:29 AM |
| bellaquito | $500.00 | 9/6/2012 11:14:17 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:44 PM |
| let_me_retire | $25.00 | 9/7/2012 3:51:07 AM |
| pdub | $250.00 | 9/7/2012 12:42:32 PM |
| dariop | $25.01 | 9/6/2012 9:45:08 AM |
| community-burrito9 | $25.00 | 9/6/2012 10:57:31 AM |
| lowrater | $50.40 | 9/6/2012 11:04:55 AM |
| MG_Holdings | $100.00 | 9/6/2012 11:10:18 AM |
| 52digital | $75.00 | 9/6/2012 4:40:39 PM |
| dudebrah | $25.00 | 9/6/2012 3:21:14 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:36 PM |
| LendingPimp | $26.00 | 9/6/2012 6:09:30 PM |
| balanced-balance6 | $25.00 | 9/6/2012 10:52:44 PM |
| rockhound84 | $25.00 | 9/7/2012 5:37:00 AM |
| ultimate-peace | $62.50 | 9/7/2012 5:03:03 AM |
| reflective-rupee | $25.00 | 9/7/2012 8:04:13 AM |
| decisive-income7 | $1,500.00 | 9/7/2012 9:47:18 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:11 PM |
| simplelender80 | $306.09 | 9/7/2012 1:26:39 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
634369
This series of Notes was issued and sold upon the funding of the borrower loan #74206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 3m |
|
Amount delinquent:
| $111 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,735 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truth-zoo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 50% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 50% )
| 700-719
(May-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-lion2 | $75.00 | 9/11/2012 5:03:51 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:02 PM |
| lucrative-loan | $100.00 | 9/11/2012 5:01:55 PM |
| handy-justice | $50.00 | 9/11/2012 5:01:59 PM |
| Learning2Lend | $25.00 | 9/11/2012 5:17:13 PM |
| deal-galleon | $25.00 | 9/11/2012 5:21:07 PM |
| b7kahuna | $25.00 | 9/11/2012 5:11:01 PM |
| tolerant-responsibility051 | $2,000.00 | 9/11/2012 5:32:26 PM |
| the-credit-maker | $100.00 | 9/11/2012 5:32:59 PM |
| AF-Chief | $25.00 | 9/11/2012 5:35:16 PM |
| return-pioneer221 | $200.00 | 9/11/2012 5:52:42 PM |
| Investor_DP | $200.00 | 9/11/2012 5:57:22 PM |
| fabulous-community4 | $100.00 | 9/11/2012 5:05:12 PM |
| vanklein | $25.00 | 9/11/2012 5:15:34 PM |
| DSFinancial | $25.00 | 9/11/2012 5:04:21 PM |
| power-chihuahua | $25.00 | 9/11/2012 5:06:51 PM |
| 52digital | $75.00 | 9/11/2012 5:09:46 PM |
| adam28 | $25.00 | 9/11/2012 5:22:08 PM |
| bubb_hans | $25.00 | 9/11/2012 5:46:21 PM |
| genius520 | $100.00 | 9/11/2012 5:24:29 PM |
| asiaratt | $50.00 | 9/11/2012 5:24:43 PM |
| careful-vigilance4 | $25.00 | 9/11/2012 5:24:58 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:28:15 PM |
| mikbos | $25.00 | 9/11/2012 5:51:36 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:02 PM |
| FlyBill | $50.00 | 9/11/2012 5:38:22 PM |
| BankofRon_IRA | $100.00 | 9/11/2012 5:39:25 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:09 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:49 PM |
| helpinghand63 | $25.00 | 9/11/2012 5:49:29 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
634377
This series of Notes was issued and sold upon the funding of the borrower loan #74426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $470.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 70% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,123 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| entertaining-transparency068 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off existing debt.
My financial situation:
I am a good candidate for this loan because...I have always tried to pay on time and pay over the minimum requirements.
Monthly net income: $1800
Monthly expenses: $
Housing: $0
Insurance: $
Car expenses: $200
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:12 AM |
| finder072 | $25.00 | 9/7/2012 9:27:58 AM |
| scholarly-benefit5 | $25.00 | 9/7/2012 9:31:35 AM |
| octoberfresh | $25.00 | 9/7/2012 9:35:16 AM |
| porter512S | $200.00 | 9/7/2012 9:36:54 AM |
| formula842 | $25.00 | 9/7/2012 9:44:10 AM |
| metro457 | $52.00 | 9/7/2012 10:06:29 AM |
| red-power-pecan | $50.00 | 9/7/2012 10:06:36 AM |
| kindness-jedi | $25.00 | 9/7/2012 10:07:54 AM |
| loan-fate | $50.00 | 9/7/2012 10:10:37 AM |
| sunny-listing5 | $25.00 | 9/7/2012 10:12:35 AM |
| keynaples | $100.00 | 9/7/2012 10:17:59 AM |
| lakehavasu88 | $25.00 | 9/7/2012 10:22:53 AM |
| payout-paradise5 | $25.00 | 9/7/2012 10:02:28 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 10:02:35 AM |
| special-responsibility | $25.00 | 9/7/2012 10:25:28 AM |
| finance-prescription | $100.00 | 9/7/2012 10:04:41 AM |
| simplyonce | $25.00 | 9/7/2012 10:13:20 AM |
| social-cocktail1 | $200.00 | 9/7/2012 10:07:37 AM |
| Greenbak | $25.00 | 9/7/2012 10:38:15 AM |
| magnitude787 | $25.00 | 9/7/2012 10:40:49 AM |
| respectful-note5 | $25.00 | 9/7/2012 10:14:03 AM |
| financial-frenzy | $50.00 | 9/7/2012 10:16:43 AM |
| Comoparklender | $25.00 | 9/7/2012 10:51:21 AM |
| csakhil | $50.00 | 9/7/2012 10:18:02 AM |
| enthusiastic-point | $25.00 | 9/7/2012 10:13:36 AM |
| rcm87 | $38.00 | 9/7/2012 10:19:23 AM |
| rate-hawk | $25.00 | 9/7/2012 10:24:34 AM |
| credit-adventurer313 | $25.00 | 9/7/2012 10:25:09 AM |
| pound-mushroom3 | $25.00 | 9/7/2012 10:21:58 AM |
| rescue | $100.00 | 9/7/2012 10:28:14 AM |
| bid-czar8 | $100.00 | 9/7/2012 10:25:11 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:33 AM |
| bellaquito | $500.00 | 9/7/2012 10:37:21 AM |
| blazing-capital2 | $250.00 | 9/7/2012 10:30:31 AM |
| Lacimae | $100.00 | 9/7/2012 10:40:22 AM |
| liberty-tostada7 | $50.00 | 9/7/2012 10:49:07 AM |
| wampum-optimization | $25.00 | 9/7/2012 10:38:42 AM |
| pdub | $500.00 | 9/7/2012 12:40:38 PM |
| Palacios | $50.00 | 9/7/2012 10:55:46 AM |
| diversification-taco1 | $25.00 | 9/7/2012 4:38:39 PM |
| jakdwak | $25.00 | 9/7/2012 2:01:36 PM |
| j2ee | $50.00 | 9/7/2012 5:05:36 PM |
| SunnyMoney | $25.00 | 9/7/2012 3:04:54 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:17:34 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:21 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:23 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:16 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:21 PM |
| kila-designer | $50.00 | 9/7/2012 5:24:19 PM |
| loyalty-dragster7 | $125.00 | 9/7/2012 5:29:25 PM |
| kfrench | $75.00 | 9/7/2012 6:18:59 PM |
| Sixmil | $100.00 | 9/7/2012 6:07:08 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:51:29 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:40 PM |
| pythia | $50.00 | 9/8/2012 4:56:21 AM |
| brightest-trade-breeze | $25.00 | 9/7/2012 10:39:54 PM |
| RMI_Babylon | $33.42 | 9/7/2012 10:42:10 PM |
| myduck | $40.00 | 9/8/2012 8:23:48 AM |
| ethical-truth211 | $77.00 | 9/8/2012 6:47:34 AM |
| Digs | $25.00 | 9/8/2012 8:00:23 AM |
| Brisket_Bob | $25.00 | 9/8/2012 8:03:24 AM |
| euro-network9 | $25.00 | 9/8/2012 8:19:59 AM |
| leverage-galleon | $30.00 | 9/8/2012 11:23:24 AM |
| rockhound84 | $25.00 | 9/8/2012 9:00:43 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:31:09 AM |
| Bank_of_the_Galaxy | $25.00 | 9/8/2012 11:02:50 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:17 PM |
| profitable-fairness1 | $39.00 | 9/8/2012 12:23:01 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:35 PM |
| SimpleChoice | $25.00 | 9/8/2012 1:13:23 PM |
| BigBag | $25.00 | 9/8/2012 1:40:06 PM |
| chrisb1414 | $25.00 | 9/8/2012 2:45:24 PM |
| revenue-statesperson4 | $100.00 | 9/9/2012 7:11:37 AM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:55 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:41 PM |
| worldly-income2 | $25.00 | 9/9/2012 2:27:54 AM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:08 AM |
| value-trophy8 | $100.00 | 9/9/2012 6:01:20 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:40 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:24:50 AM |
| museic1 | $100.00 | 9/9/2012 9:05:08 AM |
| citizenX | $125.00 | 9/9/2012 11:11:21 AM |
| theaterguy | $30.00 | 9/9/2012 9:59:55 AM |
| elation074 | $25.00 | 9/9/2012 10:53:25 AM |
| new-gold-wrangler | $838.94 | 9/9/2012 12:30:06 PM |
| return-pioneer221 | $200.00 | 9/7/2012 9:13:31 AM |
| duty-viola | $25.00 | 9/7/2012 9:18:03 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:13 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:55 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:38 AM |
| scholarly-order6 | $25.00 | 9/7/2012 9:24:49 AM |
| principal-cooker2 | $26.00 | 9/7/2012 9:33:02 AM |
| 108-IRA | $250.00 | 9/7/2012 9:48:04 AM |
| missing-link | $25.00 | 9/7/2012 9:51:12 AM |
| tech310 | $50.00 | 9/7/2012 10:05:10 AM |
| handshake5 | $100.00 | 9/7/2012 10:08:51 AM |
| fantastic-wampum1 | $100.00 | 9/7/2012 10:09:23 AM |
| structure9 | $25.00 | 9/7/2012 9:51:54 AM |
| EBITDA | $25.00 | 9/7/2012 10:13:48 AM |
| truth-companion | $25.00 | 9/7/2012 10:15:11 AM |
| spark548 | $25.00 | 9/7/2012 10:15:53 AM |
| kila-designer | $299.99 | 9/7/2012 10:02:57 AM |
| zone6 | $82.00 | 9/7/2012 10:27:17 AM |
| silver-enlightenment0 | $25.00 | 9/7/2012 10:29:49 AM |
| durability-ace9 | $30.00 | 9/7/2012 10:30:39 AM |
| haplender | $50.00 | 9/7/2012 10:10:20 AM |
| orange-preeminant-bill | $25.00 | 9/7/2012 10:31:55 AM |
| gizzywump | $25.00 | 9/7/2012 10:10:40 AM |
| postalwhiz | $25.00 | 9/7/2012 10:35:29 AM |
| pierrelasvegas | $25.00 | 9/7/2012 10:07:31 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:34 AM |
| songbird98 | $25.00 | 9/7/2012 10:08:57 AM |
| authentic-liberty7 | $25.00 | 9/7/2012 10:44:42 AM |
| cognizant-bazaar5 | $25.00 | 9/7/2012 10:17:37 AM |
| Tylerh | $248.00 | 9/7/2012 10:13:56 AM |
| cash-reaction2 | $25.00 | 9/7/2012 10:14:19 AM |
| houli123 | $25.00 | 9/7/2012 10:18:40 AM |
| JeremyLinFan | $40.00 | 9/7/2012 10:21:46 AM |
| g5g | $25.00 | 9/7/2012 10:19:37 AM |
| velocity-solo | $25.00 | 9/7/2012 10:20:10 AM |
| NickelSteamroller | $35.00 | 9/7/2012 10:24:49 AM |
| best-charming-leverage | $50.00 | 9/7/2012 10:23:44 AM |
| sjc224 | $25.00 | 9/7/2012 10:26:08 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:21 AM |
| historic-value7 | $250.00 | 9/7/2012 10:38:15 AM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:50:34 AM |
| money-baron | $50.00 | 9/7/2012 11:04:54 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:56 PM |
| stollcm | $25.00 | 9/7/2012 2:17:49 PM |
| wise-charming-reward | $200.00 | 9/7/2012 2:49:27 PM |
| Nipper99 | $100.00 | 9/7/2012 3:01:51 PM |
| LeReve | $500.00 | 9/7/2012 5:25:35 PM |
| bold-social-widget | $25.00 | 9/7/2012 7:01:06 PM |
| evilkats | $50.00 | 9/7/2012 6:35:04 PM |
| chris-heretoinvest | $25.00 | 9/8/2012 6:02:22 AM |
| eljobe | $45.00 | 9/7/2012 8:32:53 PM |
| treasure-coyote3 | $31.65 | 9/8/2012 1:29:30 AM |
| bonus-seahorse | $25.00 | 9/8/2012 3:12:13 AM |
| mammalian4 | $25.00 | 9/8/2012 9:06:51 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:08 AM |
| samurai2 | $25.00 | 9/8/2012 6:15:54 AM |
| benefit-trident | $25.00 | 9/8/2012 7:35:32 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:36 PM |
| elegant-commerce17 | $50.00 | 9/8/2012 9:19:34 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:08 AM |
| mercuriant | $25.00 | 9/8/2012 12:27:53 PM |
| bold-direct-asset | $50.00 | 9/8/2012 12:45:14 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:55 PM |
| wise-deal-panda | $100.00 | 9/8/2012 12:50:10 PM |
| adorable-asset9 | $200.00 | 9/8/2012 12:50:14 PM |
| TulaneGrad | $25.00 | 9/8/2012 12:57:00 PM |
| cash-delight1 | $28.00 | 9/8/2012 1:56:02 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:11 PM |
| ChoiceInvestments | $26.00 | 9/8/2012 3:05:45 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:43 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:16 PM |
| dime-umbrella6 | $25.00 | 9/9/2012 5:52:35 AM |
| unger | $125.00 | 9/8/2012 7:49:36 PM |
| moola-tulip1 | $45.00 | 9/8/2012 4:36:09 PM |
| gizmo65 | $25.00 | 9/9/2012 9:26:14 AM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:17 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:35 AM |
| whitegold24k | $150.00 | 9/9/2012 10:22:08 AM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
634417
This series of Notes was issued and sold upon the funding of the borrower loan #74504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $276.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1971 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $528 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| PHILIP1943 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2011)
560-579
(Apr-2008)
540-559
(Jan-2008)
520-539
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Taxes
Purpose of loan:
This loan will be used to...pay off my high interest loans and taxes
My financial situation:
I am a good candidate for this loan because...my situation is good my scores have gone up and no late payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DirtyJenga | $25.00 | 9/5/2012 5:01:49 PM |
| aztec | $50.00 | 9/5/2012 5:03:51 PM |
| ready-bid9 | $50.00 | 9/5/2012 5:02:59 PM |
| pdli_dude | $25.00 | 9/5/2012 5:05:19 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:09 PM |
| justreturns | $25.00 | 9/5/2012 5:12:03 PM |
| thankful-nickel2 | $50.00 | 9/5/2012 5:24:29 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:24 PM |
| Borrow2Grow | $54.00 | 9/5/2012 5:31:49 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:02:00 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/5/2012 5:58:03 PM |
| WeedPatch | $50.00 | 9/5/2012 6:03:33 PM |
| orange-liberty-oyster | $25.00 | 9/5/2012 6:08:39 PM |
| MoneyForNothing | $5.60 | 9/5/2012 6:08:45 PM |
| lowrater | $50.40 | 9/5/2012 5:07:52 PM |
| LoanerPrincipal | $25.00 | 9/5/2012 5:11:32 PM |
| worth-blanket2 | $10,800.00 | 9/5/2012 5:04:01 PM |
| calm-platinum957 | $35.00 | 9/5/2012 5:07:18 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:58 PM |
| one-midas | $50.00 | 9/5/2012 5:36:29 PM |
| mad-scientist0 | $50.00 | 9/5/2012 5:25:25 PM |
| wild_carrot | $25.00 | 9/5/2012 5:29:08 PM |
| thrifty-transaction578 | $25.00 | 9/5/2012 5:48:22 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:18 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:19 PM |
| SBT | $25.00 | 9/5/2012 6:00:31 PM |
| orange-liberty-oyster | $100.00 | 9/5/2012 5:51:52 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
634453
This series of Notes was issued and sold upon the funding of the borrower loan #74489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
9 | Length of status: | 4y 8m |
|
Amount delinquent:
| $121 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $222 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| euro-delight4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate leftover debt from medical expenses and credit card expenditures.
My financial situation:
I am a good candidate for this loan because I will be able to pay the monthly payments associated with the loan due to all my expenses being paid by my husband and eldest son, allowing my income to be saved. I am both responsible and independent, attributes I feel make me qualified for this loan.
I do indeed have the money needed to consolidate the debt (saved in a savings account). However, I wish to raise my credit (730) to an "excellent" status.
Note: Many of my expenses below are 0 because they are paid for by my husband and eldest son.
Monthly net income: $ 900
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 100
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.50 | 9/6/2012 9:10:07 AM |
| RGlad | $100.00 | 9/6/2012 9:15:49 AM |
| worth-blanket2 | $3,600.00 | 9/6/2012 9:10:20 AM |
| first-class-gold0 | $99.50 | 9/6/2012 9:30:31 AM |
| handy-justice | $100.00 | 9/6/2012 9:12:49 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:27 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
634459
This series of Notes was issued and sold upon the funding of the borrower loan #74528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 16.94% |
Borrower rate/APR:
| 17.94% / 20.34% |
Monthly payment:
| $380.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.65% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,177 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| irish1970 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement turning garage int
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,000.00 | 9/6/2012 9:02:02 AM |
| tolerant-responsibility051 | $2,000.00 | 9/6/2012 9:21:45 AM |
| community-burrito9 | $35.00 | 9/6/2012 9:24:36 AM |
| liberty-viola | $30.00 | 9/6/2012 9:07:34 AM |
| orange-liberty-oyster | $100.00 | 9/6/2012 9:19:45 AM |
| DirtyJenga | $25.00 | 9/6/2012 9:31:28 AM |
| HikeMoab | $25.00 | 9/6/2012 10:15:37 AM |
| overflowinglife | $25.00 | 9/6/2012 10:37:15 AM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 10:02:32 AM |
| pujols8996 | $25.00 | 9/6/2012 11:00:41 AM |
| Investor_DP | $100.00 | 9/6/2012 10:20:59 AM |
| Cai8899 | $25.00 | 9/6/2012 10:25:57 AM |
| houli123 | $150.00 | 9/6/2012 10:59:19 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:45 PM |
| BDL-Roth | $50.00 | 9/6/2012 3:16:50 PM |
| respectful-fairness069 | $25.00 | 9/6/2012 3:07:09 PM |
| Quiza12 | $50.00 | 9/6/2012 4:17:51 PM |
| 52digital | $75.00 | 9/6/2012 4:30:33 PM |
| enchanted-note | $25.00 | 9/6/2012 5:03:15 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:37 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:12 PM |
| liberty-thinker | $25.00 | 9/6/2012 7:39:19 PM |
| brightest-supreme-dollar | $50.00 | 9/7/2012 6:47:02 AM |
| Rebelrick9 | $25.00 | 9/7/2012 6:51:26 AM |
| ferdberfel | $25.00 | 9/7/2012 8:22:33 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:37 AM |
| orange-stable-gain | $50.00 | 9/7/2012 9:10:29 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:52 AM |
| Investoman | $25.00 | 9/7/2012 10:21:13 AM |
| global-invest-group | $25.00 | 9/7/2012 10:37:58 AM |
| Persuasion | $25.00 | 9/7/2012 10:50:08 AM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:44 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:40 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:06 PM |
| repayment-pagoda8 | $100.00 | 9/7/2012 5:09:58 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:02 PM |
| 100units | $200.00 | 9/7/2012 5:11:44 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:06 PM |
| frooogal | $25.00 | 9/7/2012 7:59:24 PM |
| RGlad | $250.00 | 9/6/2012 9:04:05 AM |
| fund-blackberry6 | $25.00 | 9/6/2012 9:04:12 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:28 AM |
| integrity-reactor4 | $100.00 | 9/6/2012 9:44:56 AM |
| DreisersFinancier | $50.00 | 9/6/2012 9:45:30 AM |
| marine5831 | $50.00 | 9/6/2012 9:49:03 AM |
| profitable-fairness1 | $41.00 | 9/6/2012 9:26:42 AM |
| money-bauble | $100.00 | 9/6/2012 9:30:56 AM |
| puifais | $50.00 | 9/6/2012 9:59:03 AM |
| adventurer447 | $300.00 | 9/6/2012 9:37:32 AM |
| calm-platinum957 | $35.00 | 9/6/2012 9:44:52 AM |
| justreturns | $25.00 | 9/6/2012 10:21:17 AM |
| lowrater | $50.40 | 9/6/2012 9:56:36 AM |
| Sagamore | $200.00 | 9/6/2012 10:47:50 AM |
| top-community-voyage | $50.00 | 9/6/2012 11:32:45 AM |
| bellaquito | $500.00 | 9/6/2012 10:52:14 AM |
| progressive-economy261 | $500.00 | 9/6/2012 1:37:34 PM |
| colonel165 | $25.00 | 9/6/2012 11:19:34 AM |
| Christophe | $25.00 | 9/6/2012 2:23:11 PM |
| RoyFauntleroy | $100.00 | 9/6/2012 11:40:37 AM |
| scholarly-order6 | $25.00 | 9/6/2012 11:44:32 AM |
| income-triangulation1 | $25.00 | 9/6/2012 1:16:48 PM |
| 1stPlace | $75.00 | 9/6/2012 2:03:41 PM |
| spark548 | $25.00 | 9/6/2012 5:08:51 PM |
| auction-fanatic8 | $25.00 | 9/6/2012 5:16:50 PM |
| wwwUniversal | $25.00 | 9/6/2012 5:02:21 PM |
| FinDoc | $25.00 | 9/6/2012 5:03:55 PM |
| InvestorPartners | $25.00 | 9/6/2012 5:29:14 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:07 PM |
| transparency-sapling | $25.00 | 9/6/2012 5:35:34 PM |
| mercuriant | $25.00 | 9/6/2012 5:16:09 PM |
| RocketSurgeon | $25.00 | 9/6/2012 6:18:36 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:49 PM |
| ferpeiks | $200.00 | 9/7/2012 6:20:35 AM |
| credit-adventurer313 | $25.00 | 9/7/2012 2:58:43 AM |
| reflective-greenback1 | $25.00 | 9/7/2012 7:39:48 AM |
| Endeavour | $30.00 | 9/7/2012 5:13:39 AM |
| radforj22 | $50.00 | 9/7/2012 8:17:27 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:32 AM |
| graceful-balance3 | $250.00 | 9/7/2012 7:09:36 AM |
| blue-laudable-dinero | $25.00 | 9/7/2012 7:51:26 AM |
| Plow_n_Sow | $25.00 | 9/7/2012 8:50:49 AM |
| genuine-asset240 | $25.00 | 9/7/2012 9:28:41 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:52 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:33:08 AM |
| tech310 | $50.00 | 9/7/2012 10:05:08 AM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:53:30 AM |
| RLaumeyer | $28.69 | 9/7/2012 10:18:26 AM |
| keynaples | $50.00 | 9/7/2012 10:18:27 AM |
| jybank | $50.00 | 9/7/2012 11:34:50 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:05 AM |
| ddog0224 | $100.00 | 9/7/2012 11:59:27 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:10 AM |
| corndog4000 | $50.00 | 9/7/2012 10:39:34 AM |
| MyPFBlog | $25.00 | 9/7/2012 10:53:55 AM |
| courteous-trade229 | $30.00 | 9/7/2012 11:52:06 AM |
| pdub | $500.00 | 9/7/2012 12:40:29 PM |
| integrity-doctor | $100.00 | 9/7/2012 2:02:57 PM |
| SunnyMoney | $25.77 | 9/7/2012 3:05:33 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:09:55 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:12 PM |
| chris-heretoinvest | $25.00 | 9/7/2012 4:35:22 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:19 PM |
| mmills1220 | $25.00 | 9/7/2012 5:15:14 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:09 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:06 PM |
| LeReve | $500.00 | 9/7/2012 5:25:21 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:18 PM |
| camer069 | $50.81 | 9/7/2012 6:08:49 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:57:56 PM |
| finance-coyote3 | $1,580.33 | 9/7/2012 8:24:20 PM |
| Binan | $25.00 | 9/7/2012 7:21:28 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
634483
This series of Notes was issued and sold upon the funding of the borrower loan #74074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-05-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-05-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $176.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $98,168 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peaceful-community07 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
|
|
Principal balance:
| $19,663.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to move credit card debt to a lower rate.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $15000
Monthly expenses: $6000
Housing: $0 (Company financed)
Insurance: $0 (Company financed)
Car expenses: $0 (Own)
Utilities: $0 (Company financed)
Phone, cable, internet: $0 (Company financed)
Food, entertainment: $1000
Clothing, household expenses: $600
Credit cards and other loans: $100,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DirtyJenga | $25.00 | 9/5/2012 5:01:50 PM |
| matthart | $73.00 | 9/5/2012 5:07:07 PM |
| lamsabuy | $156.00 | 9/5/2012 5:10:56 PM |
| structure9 | $25.00 | 9/5/2012 5:02:43 PM |
| richboy56 | $25.00 | 9/5/2012 5:03:07 PM |
| transparency-sapling | $25.00 | 9/5/2012 5:17:11 PM |
| Sothenwhat | $100.00 | 9/5/2012 5:08:03 PM |
| urbane-income7 | $25.00 | 9/5/2012 5:08:43 PM |
| LaGrangeLender | $50.00 | 9/5/2012 5:09:36 PM |
| Adam_00 | $50.00 | 9/5/2012 5:13:59 PM |
| AF-Chief | $25.00 | 9/5/2012 5:16:57 PM |
| credible-compassion6 | $25.00 | 9/5/2012 5:21:09 PM |
| adventurer447 | $300.00 | 9/5/2012 5:35:20 PM |
| durability-ace9 | $30.00 | 9/5/2012 5:25:10 PM |
| cutter21 | $25.00 | 9/5/2012 5:26:16 PM |
| NoMoreDebt4Me | $25.00 | 9/5/2012 5:42:28 PM |
| the-laudable-peso | $40.00 | 9/5/2012 5:43:25 PM |
| Cheburashka | $30.00 | 9/5/2012 5:28:36 PM |
| aggresive-commerce8 | $50.00 | 9/5/2012 5:47:51 PM |
| compoundinterest | $25.00 | 9/5/2012 5:49:48 PM |
| liberty-viola | $30.00 | 9/5/2012 5:34:59 PM |
| unrivaled-deal676 | $50.00 | 9/5/2012 5:56:33 PM |
| loan-mammal | $100.00 | 9/5/2012 5:57:02 PM |
| magical-credit523 | $25.00 | 9/5/2012 5:42:07 PM |
| delectable-point5 | $50.00 | 9/5/2012 5:43:34 PM |
| Cronos | $70.00 | 9/5/2012 5:47:56 PM |
| Zanch | $25.00 | 9/5/2012 5:48:07 PM |
| jazz619 | $25.00 | 9/5/2012 6:08:05 PM |
| Axium | $50.00 | 9/5/2012 6:13:44 PM |
| kulender | $100.00 | 9/5/2012 5:59:22 PM |
| empire051 | $25.00 | 9/5/2012 6:01:41 PM |
| TeamAmerica | $25.00 | 9/5/2012 6:01:46 PM |
| 100units | $200.00 | 9/5/2012 6:25:09 PM |
| investment-cluster | $25.00 | 9/5/2012 6:04:38 PM |
| nickel-ferret | $25.00 | 9/5/2012 6:29:44 PM |
| finance-kayak30 | $100.00 | 9/5/2012 6:31:03 PM |
| peace-adventurer3 | $25.00 | 9/5/2012 6:26:06 PM |
| benevolent-loot5 | $200.00 | 9/5/2012 6:26:27 PM |
| hope-percolator8 | $50.00 | 9/5/2012 6:25:46 PM |
| affluence-microscope2 | $200.00 | 9/5/2012 6:27:25 PM |
| worthy-compassion878 | $25.00 | 9/5/2012 6:28:11 PM |
| orange-spiritual-contract | $100.00 | 9/5/2012 6:28:41 PM |
| versatile-dime442 | $20.53 | 9/5/2012 6:32:59 PM |
| wise-virtuous-vigilance | $100.00 | 9/5/2012 6:30:41 PM |
| green-trade-dolphin2 | $34.47 | 9/5/2012 5:03:56 PM |
| intelligent-yield | $25.00 | 9/5/2012 5:12:49 PM |
| lender987654321 | $42.00 | 9/5/2012 5:13:40 PM |
| bazaar-festivity | $25.00 | 9/5/2012 5:15:42 PM |
| adaboy65 | $100.00 | 9/5/2012 5:05:10 PM |
| gjm6d | $25.00 | 9/5/2012 5:06:51 PM |
| tech310 | $50.00 | 9/5/2012 5:09:53 PM |
| durability-solstice8 | $50.00 | 9/5/2012 5:22:02 PM |
| integrity-reactor4 | $100.00 | 9/5/2012 5:11:21 PM |
| enticing-note | $25.00 | 9/5/2012 5:15:48 PM |
| breathtaking-funds6 | $50.00 | 9/5/2012 5:16:18 PM |
| credit-maple | $25.00 | 9/5/2012 5:30:11 PM |
| bazaar-tulip | $25.00 | 9/5/2012 5:30:24 PM |
| silver-explorer6 | $25.00 | 9/5/2012 5:31:15 PM |
| entertaining-revenue4 | $50.00 | 9/5/2012 5:24:54 PM |
| honker425 | $100.00 | 9/5/2012 5:36:16 PM |
| CasaDeTomas | $40.00 | 9/5/2012 5:25:52 PM |
| lakshmilila | $25.00 | 9/5/2012 5:43:49 PM |
| value-showcase828 | $25.00 | 9/5/2012 5:45:42 PM |
| the-profit-oracle | $25.00 | 9/5/2012 5:46:15 PM |
| entertaining-rate9 | $25.00 | 9/5/2012 5:49:18 PM |
| influential-benjamins0 | $84.00 | 9/5/2012 5:37:21 PM |
| gold-gazelle | $25.00 | 9/5/2012 5:37:58 PM |
| piter-to-la-investment | $25.00 | 9/5/2012 5:39:21 PM |
| profitable-fairness1 | $50.00 | 9/5/2012 5:40:44 PM |
| Aimvest | $25.00 | 9/5/2012 5:42:59 PM |
| sacramentan | $50.00 | 9/5/2012 5:45:46 PM |
| student17354 | $25.00 | 9/5/2012 5:45:56 PM |
| loyalty-dragster7 | $125.00 | 9/5/2012 5:48:11 PM |
| unrelenting-auction7 | $25.00 | 9/5/2012 5:50:15 PM |
| attentive-compassion1 | $50.00 | 9/5/2012 5:51:09 PM |
| loyalty-paradise1 | $25.00 | 9/5/2012 6:12:03 PM |
| UstedEsElHombre | $100.00 | 9/5/2012 5:56:57 PM |
| EnglishGeekInNYC | $25.00 | 9/5/2012 6:02:00 PM |
| britgsb | $50.00 | 9/5/2012 6:06:37 PM |
| radiant-dollar9 | $200.00 | 9/5/2012 6:32:04 PM |
| order-tamale | $400.00 | 9/5/2012 6:21:18 PM |
| ChrisTJ | $25.00 | 9/5/2012 6:23:07 PM |
| Vegasjim | $25.00 | 9/5/2012 6:21:21 PM |
| bid-banjo3 | $100.00 | 9/5/2012 6:24:37 PM |
| focused-yield4 | $100.00 | 9/5/2012 6:31:23 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
634495
This series of Notes was issued and sold upon the funding of the borrower loan #74414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 19
/
19 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,507 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-hootenanny7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have been at my job for almost 15 years now. I was young and made some mistakes when I was younger... 7 years ago I had to use a debt counselor and I'm still feeling the effects of that today. Finally next year all that comes off my credit report and me and my wife will be able to have great credit again. Despite all of this we were still able to buy our first home and have been here for 2 and a half years now. However because my credit was damaged from my past I had to use high interest cards and that is why I'm looking for a loan.
Monthly net income: $1600-2400
Monthly expenses: $1000-1400
Housing: $630
Insurance: $
Car expenses: $30
Utilities: $90
Phone, cable, internet: $200
Food, entertainment: $75
Clothing, household expenses: $25
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/6/2012 5:16:58 PM |
| decisive-income7 | $500.00 | 9/6/2012 5:10:53 PM |
| selector568 | $300.00 | 9/6/2012 5:18:29 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:10 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:21 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:34 AM |
| pdub | $250.00 | 9/7/2012 12:42:38 PM |
| paradise-foothill | $50.00 | 9/7/2012 4:12:38 PM |
| scrappy-diversification7 | $422.00 | 9/7/2012 6:03:47 PM |
| pythia | $25.00 | 9/8/2012 5:06:32 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:33 PM |
| orearella3 | $25.00 | 9/8/2012 12:10:42 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:14 PM |
| diplomatic-wealth7 | $25.00 | 9/8/2012 1:23:40 PM |
| payment-halo | $25.00 | 9/8/2012 1:43:39 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:13 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:53 PM |
| mammalian4 | $25.00 | 9/9/2012 11:07:51 AM |
| museic1 | $100.00 | 9/9/2012 9:05:07 AM |
| intelligent-yield | $50.00 | 9/9/2012 1:07:11 PM |
| myduck | $40.00 | 9/9/2012 3:54:11 PM |
| loyalist1 | $150.00 | 9/10/2012 6:26:06 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:15 PM |
| glroark | $50.00 | 9/10/2012 7:34:42 AM |
| LaGrangeLender | $40.00 | 9/10/2012 6:20:57 AM |
| bonus-seahorse | $55.00 | 9/6/2012 5:28:52 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:49 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:15 PM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:09 AM |
| 52digital | $75.00 | 9/7/2012 9:40:13 AM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:20:17 PM |
| dudebrah | $25.00 | 9/7/2012 1:06:47 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:13 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:49 PM |
| GS-ROCK | $29.67 | 9/7/2012 1:40:06 PM |
| open-minded-p2p1 | $25.00 | 9/7/2012 5:37:28 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:36 PM |
| first-integrity-gravity | $50.00 | 9/7/2012 6:13:17 PM |
| brainy-return234 | $25.00 | 9/7/2012 5:59:47 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:38 PM |
| ethical-truth211 | $125.00 | 9/8/2012 10:27:54 AM |
| social-cocktail1 | $194.00 | 9/8/2012 10:40:46 AM |
| cr8on | $25.00 | 9/8/2012 10:50:03 AM |
| asset-professor | $25.00 | 9/8/2012 12:36:12 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:55 PM |
| moola-tulip1 | $45.00 | 9/8/2012 4:35:19 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:38 PM |
| Debt-Reduction-Plus | $25.00 | 9/8/2012 10:21:43 PM |
| revenue-statesperson4 | $100.00 | 9/9/2012 7:14:25 AM |
| community-genetics7 | $25.00 | 9/9/2012 4:14:56 PM |
| AVS | $25.00 | 9/9/2012 4:23:56 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:21 PM |
| wdworld | $25.00 | 9/9/2012 10:32:42 PM |
| EretzCapital | $99.33 | 9/10/2012 8:51:27 AM |
| luminous-fund | $25.00 | 9/9/2012 11:11:49 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
634505
This series of Notes was issued and sold upon the funding of the borrower loan #74138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,793 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jktstyle05 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...
My financial situation: to buy things for my new place
I am a good candidate for this loan because I plan to pay the funds back withing 8 months
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/6/2012 9:12:18 AM |
| tolerant-responsibility051 | $199.30 | 9/6/2012 9:21:46 AM |
| handy-justice | $100.00 | 9/6/2012 9:10:26 AM |
| lowrater | $100.70 | 9/6/2012 9:02:04 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
634523
This series of Notes was issued and sold upon the funding of the borrower loan #73806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $351 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bazaar-tuba1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...First of all I will repay you. I am working full time and have sold some homes waiting for them to close. I have one closing this month and 3 next month. I make $3000. to $4000. on each home I close. The reason I need the money is because I didn't close any in August and I will need some money to cover my expenses. I will repay the loan within one year but need the extra time for flexibility. On a slow month I can pay the $87. and on good months I will double and triple up to pay you back. Believe me, if I stay in good standings with you, I know that whenever I need money I can go back to you.
Monthly net income: $ 3000
Monthly expenses: $ 1200
Housing: $0
Insurance: $240
Car expenses: $465
Utilities: $200
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $40
Other expenses: $
My total monthly expenses are around $1200., I'm assuming the breakdown above is not going to be added to the total monthly expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $500.00 | 9/6/2012 9:03:07 AM |
| dariop | $25.01 | 9/6/2012 9:45:09 AM |
| worthy-bid8 | $100.00 | 9/6/2012 10:11:49 AM |
| Zingaro | $25.00 | 9/6/2012 10:06:50 AM |
| bellaquito | $500.00 | 9/6/2012 11:14:17 AM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:45 PM |
| druidpoet | $19.56 | 9/6/2012 2:06:47 PM |
| InChicago | $80.03 | 9/6/2012 9:01:17 AM |
| handy-justice | $50.00 | 9/6/2012 9:09:41 AM |
| lowrater | $50.40 | 9/6/2012 9:16:17 AM |
| Something-Corporate | $25.00 | 9/6/2012 9:59:34 AM |
| scholarly-order6 | $50.00 | 9/6/2012 11:43:56 AM |
| berniemadeoff | $25.00 | 9/6/2012 10:53:29 AM |
| Asgardian | $25.00 | 9/6/2012 12:34:27 PM |
| BARNAPAS | $25.00 | 9/6/2012 1:08:08 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
634559
This series of Notes was issued and sold upon the funding of the borrower loan #74183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.74% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 17.24% |
Borrower rate/APR:
| 18.24% / 21.95% |
Monthly payment:
| $145.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.84% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,942 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-marble659 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Consolidating Debt
My financial situation: Good
I am a good candidate for this loan because... I work and pay my bills, I will use this money to clean up smaller debt to free up money that can pay back this loan faster.
Monthly net income: $3200
Monthly expenses: $2000
Housing: $0 - Own my home
Insurance: $275
Car expenses: $325
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/6/2012 6:02:45 PM |
| RJN | $25.00 | 9/7/2012 9:45:49 AM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:49 PM |
| courteous-kindness1 | $25.00 | 9/6/2012 5:03:36 PM |
| houli123 | $25.00 | 9/6/2012 5:26:25 PM |
| bonus-seahorse | $45.00 | 9/6/2012 5:27:53 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:08 PM |
| entertaining-revenue4 | $50.00 | 9/6/2012 5:32:46 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:41 PM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 5:28:41 PM |
| riveting-credit5 | $25.00 | 9/6/2012 5:53:24 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:10 PM |
| money-baron | $50.00 | 9/6/2012 6:01:50 PM |
| taltman | $25.00 | 9/6/2012 8:41:55 PM |
| callmebryan | $25.00 | 9/6/2012 8:47:10 PM |
| DasMula | $25.00 | 9/6/2012 7:02:47 PM |
| JeffHoll | $100.00 | 9/7/2012 8:14:45 AM |
| reflective-rupee | $25.00 | 9/7/2012 8:03:11 AM |
| scholarly-order6 | $35.00 | 9/7/2012 9:29:26 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:34 AM |
| Christophe | $25.00 | 9/7/2012 9:59:02 AM |
| tech310 | $50.00 | 9/7/2012 10:05:10 AM |
| keynaples | $100.00 | 9/7/2012 10:17:59 AM |
| Plutis | $25.00 | 9/7/2012 11:05:07 AM |
| pdub | $250.00 | 9/7/2012 12:42:38 PM |
| dudebrah | $25.00 | 9/7/2012 1:07:25 PM |
| favorite-commerce | $30.00 | 9/7/2012 11:41:09 AM |
| wise-charming-reward | $200.00 | 9/7/2012 2:43:35 PM |
| Foothill-Paradise | $50.00 | 9/7/2012 4:16:57 PM |
| tigercat | $50.00 | 9/7/2012 4:28:32 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:45 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:50 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:24:08 PM |
| bullwink27 | $25.00 | 9/7/2012 2:34:36 PM |
| exciting-fairness | $200.00 | 9/7/2012 3:02:58 PM |
| lunareclipse | $52.00 | 9/7/2012 4:49:27 PM |
| mikrolown | $25.00 | 9/6/2012 5:15:12 PM |
| lowrater | $50.40 | 9/6/2012 5:18:49 PM |
| NickelSteamroller | $35.00 | 9/6/2012 5:49:58 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:49 PM |
| income-triangulation1 | $25.00 | 9/7/2012 12:28:02 AM |
| scarlet-velvet | $50.08 | 9/6/2012 8:30:37 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:15 PM |
| jybank | $49.00 | 9/6/2012 11:16:15 PM |
| Tonusb0 | $25.00 | 9/7/2012 7:52:46 AM |
| blueshound | $25.00 | 9/7/2012 6:04:12 AM |
| LaGrangeLender | $50.00 | 9/7/2012 6:29:14 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:40 AM |
| seineil | $31.00 | 9/7/2012 9:13:44 AM |
| deal-kung-fu | $125.00 | 9/7/2012 9:12:47 AM |
| the-silver-blaster | $50.00 | 9/7/2012 9:17:01 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:10 AM |
| MichaelProsper | $40.00 | 9/7/2012 9:51:14 AM |
| sunny-listing5 | $50.00 | 9/7/2012 10:23:48 AM |
| spiff666 | $26.66 | 9/7/2012 12:20:13 PM |
| benefit-javelin | $25.00 | 9/7/2012 11:51:16 AM |
| global-invest-group | $25.00 | 9/7/2012 12:57:44 PM |
| Nipper99 | $100.00 | 9/7/2012 2:59:43 PM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 3:13:58 PM |
| first-economy-spectacle | $25.00 | 9/7/2012 2:51:46 PM |
| mojii77 | $25.00 | 9/7/2012 4:01:06 PM |
| Abece | $30.86 | 9/7/2012 4:54:39 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
634583
This series of Notes was issued and sold upon the funding of the borrower loan #73881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 71% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 31y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,937 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ghost-general |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 9/6/2012 5:53:25 PM |
| ultimate-peace | $100.00 | 9/7/2012 5:05:55 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:41 AM |
| money-baron | $50.00 | 9/7/2012 10:53:16 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:14 PM |
| NorthernFunds | $25.00 | 9/10/2012 11:00:22 PM |
| groundsquirrel | $25.00 | 9/11/2012 6:40:16 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:52 AM |
| best-bonafide-p2p | $25.00 | 9/11/2012 11:39:52 AM |
| martinatime | $25.00 | 9/11/2012 12:31:09 PM |
| Freedom_Lending | $25.00 | 9/11/2012 2:48:36 PM |
| num1irish | $25.00 | 9/11/2012 2:27:59 PM |
| SecondChanceLendingSERV | $25.00 | 9/11/2012 4:26:57 PM |
| quirky1981 | $25.00 | 9/11/2012 3:46:28 PM |
| ibealion | $25.00 | 9/11/2012 3:58:44 PM |
| droopie1 | $25.00 | 9/11/2012 4:30:10 PM |
| euro-spark | $25.00 | 9/11/2012 4:45:02 PM |
| trimwork99 | $25.00 | 9/11/2012 5:17:18 PM |
| the-credit-maker | $70.00 | 9/11/2012 5:32:43 PM |
| pdub | $250.00 | 9/7/2012 12:42:38 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:08 PM |
| skillful-asset5 | $30.00 | 9/7/2012 7:53:56 PM |
| CA-Lender | $25.00 | 9/8/2012 9:43:31 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:55 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:30 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:22 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:16 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:34 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:50 PM |
| momentous-value | $25.00 | 9/11/2012 10:31:00 AM |
| squeebie | $50.00 | 9/11/2012 10:54:36 AM |
| abundant-power | $25.00 | 9/11/2012 4:31:11 PM |
| sacopt | $25.00 | 9/11/2012 4:48:45 PM |
| Bank42 | $25.00 | 9/11/2012 4:53:08 PM |
| beer-gardener | $25.00 | 9/11/2012 5:01:33 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
634645
This series of Notes was issued and sold upon the funding of the borrower loan #74284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.74% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 11.49% |
Borrower rate/APR:
| 12.49% / 15.32% |
Monthly payment:
| $140.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.45% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,327 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jrm081 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2009)
740-759
(Dec-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to...siding on my house
My financial situation:
I am a good candidate for this loan because.I had a previous Prosper loan and it was paid as agreed..
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $32.05 | 9/11/2012 5:03:19 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:24 PM |
| PXM-Financial | $100.00 | 9/11/2012 5:11:32 PM |
| community-burrito9 | $25.00 | 9/11/2012 5:27:28 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:28:36 PM |
| SRPT | $25.00 | 9/11/2012 6:04:16 PM |
| gravbox | $25.00 | 9/11/2012 5:41:57 PM |
| engaging-worth | $25.00 | 9/11/2012 6:18:32 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:59 PM |
| income-buffalo1 | $50.00 | 9/11/2012 6:26:37 PM |
| thankful-nickel2 | $25.00 | 9/11/2012 6:32:38 PM |
| loan-mammal | $100.00 | 9/11/2012 6:07:22 PM |
| MrAirport | $60.00 | 9/11/2012 6:11:57 PM |
| Feyenoord | $30.00 | 9/11/2012 6:42:47 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:25:33 PM |
| Castellan | $50.00 | 9/11/2012 5:08:40 PM |
| lowrater | $100.70 | 9/11/2012 5:04:52 PM |
| unforgettable-return6 | $25.00 | 9/11/2012 5:18:43 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:44 PM |
| MoneyForNothing | $25.19 | 9/11/2012 5:08:19 PM |
| tranquil-gain1 | $75.00 | 9/11/2012 5:09:31 PM |
| Crisscross | $25.00 | 9/11/2012 5:34:33 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:09 PM |
| Perdita_II | $25.00 | 9/11/2012 5:37:23 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:09 PM |
| capital-blueberry | $25.00 | 9/11/2012 5:54:40 PM |
| thrifty-transaction578 | $25.00 | 9/11/2012 5:59:22 PM |
| CreditBuilder2 | $25.01 | 9/11/2012 5:41:38 PM |
| attentive-compassion1 | $50.00 | 9/11/2012 5:46:59 PM |
| ryan6853 | $25.11 | 9/11/2012 6:10:24 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:14 PM |
| dproxima | $25.00 | 9/11/2012 5:57:29 PM |
| martinatime | $25.00 | 9/11/2012 6:07:16 PM |
| Index_Plus | $2,331.94 | 9/11/2012 6:43:19 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
634709
This series of Notes was issued and sold upon the funding of the borrower loan #74269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1973 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,473 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-treasure-equation |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2011)
720-739
(Jan-2010)
|
|
Principal balance:
| $3,179.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off higher interest rate loans
My financial situation:
I am a good candidate for this loan because..I always pay my bills and will not let my credit be ruined..
Monthly net income: $4828
Monthly expenses: $
Housing: $1682.00
Insurance: $88.00
Car expenses: $295.00
Utilities: $125.00
Phone, cable, internet: $145.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $1048.003733.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:49 PM |
| susurrus | $30.00 | 9/7/2012 5:04:20 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:38 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:47 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:19 PM |
| finder072 | $25.00 | 9/7/2012 5:27:59 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:18 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:25 PM |
| Assets-Up | $25.00 | 9/7/2012 6:01:29 PM |
| adventurer447 | $300.00 | 9/7/2012 6:06:00 PM |
| mikrolown | $25.00 | 9/7/2012 6:09:52 PM |
| LeReve | $500.00 | 9/7/2012 5:25:36 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:54 PM |
| keynaples | $100.00 | 9/7/2012 5:28:26 PM |
| Gandalf0001 | $50.00 | 9/7/2012 6:43:49 PM |
| CO80487 | $50.00 | 9/7/2012 7:41:29 PM |
| peaceful-farmer | $50.00 | 9/8/2012 4:58:39 AM |
| SummitAdvisors | $46.42 | 9/8/2012 4:42:39 AM |
| moola-accelerator6 | $33.00 | 9/8/2012 7:59:45 AM |
| cr8on | $50.00 | 9/8/2012 10:50:29 AM |
| quest0 | $50.00 | 9/8/2012 9:28:10 AM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:00 PM |
| euro-catalyst | $25.00 | 9/8/2012 11:12:47 AM |
| QuoProQuid | $38.17 | 9/8/2012 10:18:40 AM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:50 PM |
| magnitude787 | $30.00 | 9/8/2012 12:23:45 PM |
| Sid-K | $25.00 | 9/8/2012 12:13:28 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:56 PM |
| fcrick | $50.00 | 9/8/2012 12:22:19 PM |
| genius520 | $100.00 | 9/8/2012 12:50:40 PM |
| bazaar-festivity | $25.00 | 9/8/2012 12:29:55 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:42 PM |
| handshake5 | $48.00 | 9/8/2012 12:56:41 PM |
| 1randyp | $25.00 | 9/8/2012 12:30:46 PM |
| Comoparklender | $25.00 | 9/8/2012 12:33:15 PM |
| payout-cello | $25.00 | 9/8/2012 12:35:55 PM |
| AF-Chief | $25.00 | 9/8/2012 1:06:26 PM |
| mikbos | $25.00 | 9/8/2012 12:48:02 PM |
| invincible-deal82 | $25.00 | 9/8/2012 1:11:06 PM |
| brightest-luminous-cash9 | $25.00 | 9/8/2012 1:18:48 PM |
| songbird98 | $25.00 | 9/8/2012 1:22:56 PM |
| rescue | $100.00 | 9/8/2012 1:33:04 PM |
| env | $25.00 | 9/8/2012 1:54:40 PM |
| sgf | $25.00 | 9/8/2012 1:14:46 PM |
| foldingbenny2 | $35.00 | 9/8/2012 2:45:03 PM |
| valiant-liberty4 | $25.00 | 9/8/2012 1:10:55 PM |
| GoBigRed97 | $30.00 | 9/8/2012 1:25:55 PM |
| truth-companion | $25.00 | 9/8/2012 1:27:30 PM |
| Lacimae | $43.00 | 9/8/2012 1:29:05 PM |
| UstedEsElHombre | $100.00 | 9/8/2012 1:19:21 PM |
| Greenbak | $25.00 | 9/8/2012 1:43:48 PM |
| managedfund | $1,333.00 | 9/8/2012 1:44:34 PM |
| authentic-liberty7 | $25.00 | 9/8/2012 1:46:01 PM |
| emergencyMD | $25.00 | 9/8/2012 6:56:48 PM |
| PaulW | $25.00 | 9/8/2012 1:56:01 PM |
| transaction-locomotive183 | $25.00 | 9/8/2012 1:27:59 PM |
| incbx | $99.00 | 9/8/2012 1:30:41 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:58 PM |
| roux | $25.00 | 9/8/2012 1:46:03 PM |
| worldly-income2 | $25.00 | 9/8/2012 2:57:29 PM |
| money-baron-roth-IRA | $50.00 | 9/8/2012 1:55:36 PM |
| promise2 | $25.00 | 9/8/2012 5:27:56 PM |
| just-loyalty643 | $50.00 | 9/8/2012 3:35:55 PM |
| TigerForce | $25.00 | 9/8/2012 4:39:40 PM |
| IOHOVA | $25.00 | 9/8/2012 6:49:34 PM |
| 907 | $56.47 | 9/9/2012 10:30:52 AM |
| be_wise | $25.00 | 9/8/2012 8:33:48 PM |
| cunning-truth6 | $55.00 | 9/9/2012 4:00:01 AM |
| elation074 | $25.00 | 9/9/2012 10:53:26 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:36 AM |
| museic1 | $100.00 | 9/9/2012 9:05:10 AM |
| Batman2u | $25.00 | 9/9/2012 11:17:51 AM |
| lou2012 | $25.00 | 9/9/2012 9:33:57 AM |
| generosity-battalion0 | $25.00 | 9/9/2012 11:30:31 AM |
| Vreet | $25.00 | 9/9/2012 12:04:25 PM |
| top-courageous-payment3 | $28.00 | 9/9/2012 2:24:28 PM |
| carlitos77 | $50.00 | 9/9/2012 2:28:32 PM |
| life-is-great | $25.00 | 9/9/2012 12:24:11 PM |
| economy-producer | $25.00 | 9/9/2012 12:09:21 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:25 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:33 PM |
| practical-expectations | $25.00 | 9/9/2012 6:17:04 PM |
| LoisLoan | $25.00 | 9/9/2012 3:59:39 PM |
| j2ee | $50.00 | 9/7/2012 5:05:38 PM |
| lnuss25 | $25.00 | 9/7/2012 5:07:18 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:23 PM |
| Vegasjim | $25.00 | 9/7/2012 5:22:20 PM |
| jazzlender | $25.00 | 9/7/2012 5:24:48 PM |
| JeremyLinFan | $50.00 | 9/7/2012 5:25:17 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:42 PM |
| Thunderswan | $100.00 | 9/7/2012 5:23:10 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:23 PM |
| community-burrito9 | $35.00 | 9/7/2012 5:38:28 PM |
| enchanted-truth264 | $25.00 | 9/7/2012 8:37:10 PM |
| well-rounded-dinero | $25.00 | 9/7/2012 6:15:20 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:43 PM |
| paradigm_shift | $100.00 | 9/8/2012 4:19:10 AM |
| rokman | $40.00 | 9/7/2012 8:12:48 PM |
| continental2 | $100.00 | 9/8/2012 4:41:51 AM |
| sensible-fund | $25.00 | 9/8/2012 8:17:33 AM |
| RGlad | $300.00 | 9/8/2012 3:52:30 AM |
| DoctorJoe | $25.00 | 9/8/2012 6:49:43 AM |
| Weaverville | $25.00 | 9/8/2012 9:56:11 AM |
| agreement-merry-maker | $100.00 | 9/8/2012 8:49:19 AM |
| 340 | $25.00 | 9/8/2012 9:19:49 AM |
| social-cocktail1 | $200.00 | 9/8/2012 10:40:47 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:10 AM |
| compatible-deal9 | $50.00 | 9/8/2012 10:16:12 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:38 PM |
| currency-persimmon | $25.00 | 9/8/2012 11:08:43 AM |
| evilkats | $50.00 | 9/8/2012 11:41:56 AM |
| phaded | $25.00 | 9/8/2012 12:29:32 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:20 PM |
| pembull | $25.00 | 9/8/2012 12:18:43 PM |
| poetic-money611 | $60.00 | 9/8/2012 12:47:20 PM |
| bazaar-tulip | $25.00 | 9/8/2012 12:24:13 PM |
| Kaj | $25.00 | 9/8/2012 12:42:23 PM |
| income-rocker2 | $50.00 | 9/8/2012 1:09:55 PM |
| repayment-genius7 | $25.00 | 9/8/2012 1:10:16 PM |
| listing-vista | $50.00 | 9/8/2012 1:13:21 PM |
| persist_in_doing | $25.00 | 9/8/2012 1:18:28 PM |
| durability-ace9 | $30.00 | 9/8/2012 12:43:07 PM |
| first-balance-neutron | $50.00 | 9/8/2012 12:56:03 PM |
| Dowanhill | $25.00 | 9/8/2012 1:24:57 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:44 PM |
| tnjohnso | $25.00 | 9/8/2012 1:26:22 PM |
| orange-preeminant-bill | $25.00 | 9/8/2012 1:06:33 PM |
| the-dollar-topper | $25.00 | 9/8/2012 1:12:30 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:36 PM |
| blazing-capital2 | $250.00 | 9/8/2012 1:13:01 PM |
| Tradesmanlender | $25.00 | 9/8/2012 1:20:58 PM |
| CAGE-Investments | $25.00 | 9/8/2012 1:09:52 PM |
| Hutpit | $50.00 | 9/8/2012 1:26:45 PM |
| wigglesworth4 | $500.00 | 9/8/2012 1:23:23 PM |
| velocity-solo | $25.00 | 9/8/2012 1:24:24 PM |
| Smartgrowth40 | $50.00 | 9/8/2012 1:24:32 PM |
| impressive-return173 | $50.00 | 9/8/2012 1:27:18 PM |
| pierrelasvegas | $25.00 | 9/8/2012 1:28:08 PM |
| imoutdoorsy | $25.00 | 9/8/2012 1:29:10 PM |
| indomitable-dedication | $25.00 | 9/8/2012 1:31:34 PM |
| Nazbuster | $100.00 | 9/8/2012 9:26:14 PM |
| ChoiceInvestments | $26.00 | 9/8/2012 3:12:01 PM |
| roi-advantage | $25.00 | 9/8/2012 4:00:26 PM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:13 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:07 AM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:19 PM |
| greenback-loyalist8 | $32.65 | 9/9/2012 6:58:34 AM |
| DiligentiaLLC | $43.98 | 9/9/2012 7:17:12 AM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:18 AM |
| powderbumps | $28.82 | 9/8/2012 3:47:50 PM |
| moola-tulip1 | $45.00 | 9/8/2012 4:34:48 PM |
| Engineer44 | $25.00 | 9/8/2012 9:09:01 PM |
| InvestingEngineer | $25.00 | 9/9/2012 10:05:10 AM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:45 PM |
| thoughtful-benjamins6 | $58.50 | 9/8/2012 9:24:04 PM |
| intelligent-moola1 | $25.00 | 9/9/2012 5:41:37 AM |
| Blue_HorseShoe | $25.00 | 9/9/2012 6:37:33 AM |
| Shockem923 | $25.00 | 9/9/2012 7:44:41 AM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:45 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:41 AM |
| citizenX | $125.00 | 9/9/2012 11:11:22 AM |
| global-invest-group | $25.00 | 9/9/2012 9:21:02 AM |
| whitegold24k | $150.00 | 9/9/2012 10:14:28 AM |
| integrity-american | $27.03 | 9/9/2012 2:04:31 PM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:09 AM |
| num1irish | $50.00 | 9/9/2012 6:17:31 PM |
| detective311 | $25.00 | 9/9/2012 6:15:31 PM |
| vigorous-integrity8 | $25.00 | 9/9/2012 5:44:12 PM |
| Index_Plus | $3,957.96 | 9/9/2012 7:07:21 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
634719
This series of Notes was issued and sold upon the funding of the borrower loan #74022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $543.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 83% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,545 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-symphony1 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/7/2012 9:04:15 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:13 AM |
| worth-blanket2 | $20,000.00 | 9/7/2012 9:07:31 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
634749
This series of Notes was issued and sold upon the funding of the borrower loan #74091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $187.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,348 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dancer386 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to ...
Payoff the Amex. I went on vacation and got engaged and just need a little cushion.
My financial situation:
I'm a good candidate for this loan because ...
I have a good, full time job and will have no problem paying it back in less than a year.
Monthly net income: $6000
Take home: $4250
Monthly expenses: below
Housing: $1175
Car expenses (lease, insurance, gas): $700
Utilities: $75
Phone, cable, internet: $200
Food, entertainment, gym: $1100
Credit cards, other loans, investments: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| courteous-kindness1 | $25.00 | 9/6/2012 5:03:37 PM |
| credit-selector954 | $50.00 | 9/6/2012 5:05:27 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:12 PM |
| fmanjoo | $25.00 | 9/6/2012 5:26:35 PM |
| handy-justice | $100.00 | 9/6/2012 5:09:11 PM |
| the-credit-maker | $80.00 | 9/6/2012 5:38:58 PM |
| deal-galleon | $25.00 | 9/6/2012 5:37:31 PM |
| UstedEsElHombre | $100.00 | 9/6/2012 5:43:37 PM |
| john0720 | $25.00 | 9/6/2012 6:16:20 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:10 PM |
| money-exchanger4 | $25.00 | 9/6/2012 5:06:42 PM |
| nourishing-interest0 | $25.00 | 9/6/2012 5:09:11 PM |
| lowrater | $100.40 | 9/6/2012 5:03:03 PM |
| note-willow8 | $25.00 | 9/6/2012 5:18:40 PM |
| delectable-point5 | $50.00 | 9/6/2012 5:43:56 PM |
| Corlei | $25.00 | 9/6/2012 5:35:26 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:49 PM |
| Zane314 | $50.00 | 9/6/2012 5:44:10 PM |
| asset-professor | $25.00 | 9/6/2012 5:44:23 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:43 PM |
| diamondridge | $50.00 | 9/6/2012 6:08:17 PM |
| missing-link | $25.00 | 9/6/2012 5:55:22 PM |
| bonus-animal4 | $100.00 | 9/6/2012 6:00:57 PM |
| money-baron | $50.00 | 9/6/2012 6:01:50 PM |
| bellaquito | $500.00 | 9/6/2012 6:18:29 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
634757
This series of Notes was issued and sold upon the funding of the borrower loan #74234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 12
/
9 | Length of status: | 7y 0m |
|
Amount delinquent:
| $12 |
Total credit lines:
| 37 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,273 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organic-liberty0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...because I paid back on time and can be put on auto payments.
Monthly net income: $2700
Monthly expenses: $2200
Housing: $1092
Insurance: $0
Car expenses: $0
Utilities: $130
Phone, cable, internet: $250
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 9/7/2012 9:09:11 AM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:32 AM |
| pdub | $250.00 | 9/7/2012 12:42:44 PM |
| mariok | $50.00 | 9/7/2012 3:46:35 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:18 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:57 PM |
| lunareclipse | $50.00 | 9/7/2012 4:45:34 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:09 PM |
| impala6464 | $41.34 | 9/7/2012 5:54:24 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:11 PM |
| ultimate-peace | $62.50 | 9/8/2012 5:44:43 AM |
| ponch12 | $25.00 | 9/8/2012 6:19:22 AM |
| ethical-truth211 | $50.00 | 9/8/2012 6:46:21 AM |
| scoobiedoo | $40.02 | 9/7/2012 10:24:06 PM |
| Bob450 | $25.00 | 9/7/2012 9:36:42 PM |
| wealth-renaissance5 | $25.00 | 9/8/2012 8:49:28 AM |
| mammalian4 | $25.00 | 9/8/2012 9:04:45 AM |
| insrq | $25.00 | 9/8/2012 10:19:06 AM |
| thoughtful-integrity | $25.00 | 9/8/2012 10:16:56 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:18 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:04 PM |
| redhead21 | $88.76 | 9/8/2012 5:00:07 PM |
| Sudoku | $64.46 | 9/9/2012 5:23:32 AM |
| global-invest-group | $25.00 | 9/9/2012 9:23:54 AM |
| handy-justice | $50.00 | 9/7/2012 9:23:47 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:44 AM |
| joey1011 | $25.00 | 9/7/2012 3:03:16 PM |
| dudebrah | $25.00 | 9/7/2012 1:03:55 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:01 PM |
| enriching-dollar1 | $25.00 | 9/7/2012 5:10:41 PM |
| bid-catalyst0 | $100.00 | 9/7/2012 5:32:14 PM |
| versatile-dime442 | $100.00 | 9/7/2012 5:21:08 PM |
| MI2 | $1,250.00 | 9/7/2012 5:58:36 PM |
| SolarMoonshine | $25.00 | 9/7/2012 6:22:54 PM |
| first-aggresive-platinum | $25.00 | 9/8/2012 7:25:50 AM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:46:05 AM |
| p40thawk | $25.00 | 9/8/2012 11:25:26 AM |
| reward-adventure | $50.00 | 9/8/2012 12:08:28 PM |
| promise2 | $30.76 | 9/8/2012 5:30:27 PM |
| CA-Lender | $25.00 | 9/8/2012 9:37:12 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:58:01 PM |
| justasoldier | $75.00 | 9/9/2012 8:44:52 AM |
| weatherman89 | $42.16 | 9/9/2012 10:47:34 AM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:07 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
634761
This series of Notes was issued and sold upon the funding of the borrower loan #74402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 17y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| likeable-credit121 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some existing items and give me a totally fresh start
My financial situation:
I am a good candidate for this loan because I am gainfully employed and have a good credit history. I need this loan because my employer is undergoing severe financial hardship and has been for about 5 years now. At first I was not affected by this hardship but it has increasingly placed a burden on me and my fellow employees.
Monthly net income: $2300 to $2500 (varies depending on the number of workdays in the month)
Monthly expenses: $See below
Housing: $500.00 (utilities included)
Insurance: $81.04
Car expenses: $245.06
Utilities: $See Housing
Phone, cable, internet: $61.04
Food, entertainment: $Don't go out much, maybe once, twice/year
Clothing, household expenses: $Have a fair amount of clothing
Credit cards and other loans: $489.43
Other expenses: $55.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:44 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:57 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:07:02 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:11 PM |
| ethical-truth211 | $72.00 | 9/8/2012 10:40:26 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:18 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:19 PM |
| 168RichCapital | $25.09 | 9/10/2012 7:32:32 AM |
| Caed-Aldwych | $25.00 | 9/10/2012 1:28:07 PM |
| desertoasis | $25.00 | 9/10/2012 2:39:25 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:50 PM |
| big-mac-50 | $200.00 | 9/10/2012 1:31:42 PM |
| tolerant-responsibility051 | $500.00 | 9/10/2012 3:35:28 PM |
| the-credit-maker | $100.00 | 9/10/2012 5:26:30 PM |
| versatile-dime442 | $100.00 | 9/10/2012 5:28:25 PM |
| MakeItPour | $25.00 | 9/10/2012 5:37:34 PM |
| kindest-credit-bear | $250.00 | 9/10/2012 5:52:56 PM |
| reward-adventure | $47.91 | 9/10/2012 6:09:16 PM |
| worthy-bid8 | $100.00 | 9/7/2012 10:13:33 AM |
| pdub | $250.00 | 9/7/2012 12:42:44 PM |
| dudebrah | $25.00 | 9/7/2012 1:04:11 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:19 PM |
| skillful-asset5 | $25.00 | 9/7/2012 7:50:37 PM |
| ultimate-peace | $75.00 | 9/8/2012 5:44:09 AM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:04 PM |
| CA-Lender | $25.00 | 9/8/2012 9:41:31 PM |
| rate-sceptre | $25.00 | 9/9/2012 7:02:49 AM |
| justasoldier | $75.00 | 9/9/2012 8:45:22 AM |
| stock106 | $25.00 | 9/9/2012 3:26:21 PM |
| VegasJay | $25.00 | 9/9/2012 10:06:32 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:01 AM |
| first-serene-credit | $25.00 | 9/10/2012 12:25:15 PM |
| sacopt | $25.00 | 9/10/2012 2:41:04 PM |
| newest-bid-britches | $100.00 | 9/10/2012 5:14:10 PM |
| rate-advocator7 | $200.00 | 9/10/2012 3:50:22 PM |
| durability-ace9 | $30.00 | 9/10/2012 6:07:01 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
634765
This series of Notes was issued and sold upon the funding of the borrower loan #73677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,773 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| upright-funds199 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Purpose of loan:
This loan will be used to help pay for wedding expenses.
My financial situation:
I am a good candidate for this loan because I've never missed a payment in my life, and my credit score reflects that.
Monthly net income: $3500
Monthly expenses: $100
Housing: $950
Insurance: $175
Car expenses: $380
Utilities: $100
Phone, cable, internet: $180
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $100.40 | 9/6/2012 5:02:50 PM |
| ferocious-kindness8 | $30.00 | 9/6/2012 5:04:43 PM |
| credit-selector954 | $50.00 | 9/6/2012 5:05:27 PM |
| worth-blanket2 | $3,900.00 | 9/6/2012 5:10:36 PM |
| handy-justice | $100.00 | 9/6/2012 5:08:22 PM |
| Vector | $25.00 | 9/6/2012 5:08:26 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:09 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
634807
This series of Notes was issued and sold upon the funding of the borrower loan #74434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,702 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| power-venus |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...assist with medical bills from previous surgeries from our family.
My financial situation:
I am a good candidate for this loan because...with direct deposit, and automatic pay the monthly payment will always draft on time.
Monthly net income: $ 2300- 2800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/6/2012 9:01:54 AM |
| worth-blanket2 | $3,600.00 | 9/6/2012 9:06:53 AM |
| decisive-income7 | $500.00 | 9/6/2012 9:03:22 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
634809
This series of Notes was issued and sold upon the funding of the borrower loan #74368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $773 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Highcourt1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 56 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Jun-2011)
680-699
(Jan-2010)
700-719
(Dec-2009)
680-699
(Jul-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Vacation
Purpose of loan: Because my boys did so well in school I am going to take them on a vacation to Africa to climb Kilimanjaro
This loan will be used to... fund the trip and some extras
My financial situation:Excellent
I am a good candidate for this loan because... I bring in $66,000 tax free as a retired lawyer now doing veterans volunteer work at the VA. I have had the same bank account for 30 years and have funded loans from Prosper three times over the years and paid them back. I am in the fortunate position of having a super wife who owns a company and pays all of the household expenses. I owe nothing except my car (my only extravagance) and I pay my credit card balances every month.
Monthly net income: $ 5,500 (tax free)
Monthly expenses: $ 1,500
Housing: $ 00
Insurance: $ 00
Car expenses: $ 1,783.33 (my only vice)
Utilities: $
Phone, cable, internet: $ 00
Food, entertainment: $
Clothing, household expenses: $ 00
Credit cards and other loans: $ 900 (total owed)
Other expenses: $ 00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.56 | 9/7/2012 9:03:40 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:04 AM |
| WeedPatch | $50.00 | 9/7/2012 9:05:14 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:13 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 9:22:58 AM |
| JeremyLinFan | $50.00 | 9/7/2012 9:13:23 AM |
| porter512S | $200.00 | 9/7/2012 9:36:54 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:59 AM |
| innovator10 | $298.00 | 9/7/2012 9:36:16 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:50:46 AM |
| Christophe | $25.00 | 9/7/2012 9:38:03 AM |
| whitegold24k | $200.00 | 9/7/2012 10:10:59 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:31 AM |
| susurrus | $100.00 | 9/7/2012 9:51:28 AM |
| Investoman | $25.00 | 9/7/2012 10:21:14 AM |
| Vegasjim | $25.00 | 9/7/2012 10:03:47 AM |
| hard-working-rate3 | $25.00 | 9/7/2012 10:08:34 AM |
| hidavehi | $33.00 | 9/7/2012 10:37:42 AM |
| mrreynol | $25.00 | 9/7/2012 10:10:36 AM |
| penny-finder | $30.00 | 9/7/2012 10:11:00 AM |
| peaceful-greenback719 | $43.11 | 9/7/2012 10:38:50 AM |
| BullTrojan | $25.00 | 9/7/2012 12:19:51 PM |
| metro457 | $100.00 | 9/7/2012 10:42:27 AM |
| Persuasion | $25.00 | 9/7/2012 10:51:25 AM |
| credit-guard5 | $25.00 | 9/7/2012 12:43:01 PM |
| bellaquito | $500.00 | 9/7/2012 11:00:39 AM |
| ddog0224 | $100.00 | 9/7/2012 11:54:19 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:22 AM |
| houston2077 | $50.00 | 9/7/2012 11:47:06 AM |
| BigHorizon | $752.60 | 9/7/2012 1:39:59 PM |
| BDL-Roth | $40.00 | 9/7/2012 2:21:01 PM |
| pdub | $500.00 | 9/7/2012 12:40:39 PM |
| Kravcorp | $25.00 | 9/7/2012 3:12:21 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:22 PM |
| BigHorizon | $297.40 | 9/7/2012 1:39:09 PM |
| convergentthinker | $50.00 | 9/7/2012 1:49:33 PM |
| ladyjam22 | $25.00 | 9/7/2012 1:51:47 PM |
| promise2 | $50.00 | 9/7/2012 2:10:15 PM |
| j2ee | $50.00 | 9/7/2012 5:05:27 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:13 PM |
| sensible-interest2 | $25.00 | 9/7/2012 4:11:51 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:03 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:38 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:57 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:22 PM |
| hillbilly40 | $30.00 | 9/7/2012 5:16:38 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:58 PM |
| wise-virtuous-vigilance | $100.00 | 9/7/2012 5:17:17 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:02 PM |
| corporatejim | $38.64 | 9/7/2012 9:03:13 AM |
| lnuss25 | $25.00 | 9/7/2012 9:06:06 AM |
| HeMan_Master-of-Universe | $25.00 | 9/7/2012 9:21:56 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:38 AM |
| BostonCapital | $100.00 | 9/7/2012 9:16:06 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:54 AM |
| marwadi-62 | $209.00 | 9/7/2012 9:32:10 AM |
| finder072 | $25.00 | 9/7/2012 9:27:58 AM |
| cash-delight1 | $50.00 | 9/7/2012 9:38:44 AM |
| janeybooboo | $74.74 | 9/7/2012 9:32:16 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:55 AM |
| DreisersFinancier | $50.00 | 9/7/2012 9:37:13 AM |
| attentive-compassion1 | $50.00 | 9/7/2012 9:53:43 AM |
| mikrolown | $25.00 | 9/7/2012 9:41:26 AM |
| thankful-nickel2 | $55.55 | 9/7/2012 9:46:31 AM |
| keynaples | $50.00 | 9/7/2012 10:18:29 AM |
| pound-mushroom3 | $25.00 | 9/7/2012 10:21:59 AM |
| tech310 | $50.00 | 9/7/2012 10:05:11 AM |
| cvlender | $25.00 | 9/7/2012 10:03:45 AM |
| durability-ace9 | $30.00 | 9/7/2012 10:30:39 AM |
| spark548 | $25.00 | 9/7/2012 10:15:54 AM |
| djkaiser | $25.00 | 9/7/2012 10:20:32 AM |
| thrifty-capital | $25.00 | 9/7/2012 10:57:13 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:33 AM |
| prudent-deal662 | $25.00 | 9/7/2012 10:29:15 AM |
| euro-deployment | $25.00 | 9/7/2012 12:03:59 PM |
| peaceful-greenback719 | $25.00 | 9/7/2012 12:18:06 PM |
| preeminant-greenback024 | $25.00 | 9/7/2012 12:30:07 PM |
| liberty-viola | $30.00 | 9/7/2012 10:54:21 AM |
| vigorous-moola0 | $100.00 | 9/7/2012 12:56:30 PM |
| respectful-fairness069 | $27.00 | 9/7/2012 11:41:25 AM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 11:44:08 AM |
| Bank42 | $25.00 | 9/7/2012 11:56:29 AM |
| refined-return922 | $25.00 | 9/7/2012 12:08:22 PM |
| jes5199 | $250.00 | 9/7/2012 1:39:47 PM |
| dollardave | $100.00 | 9/7/2012 12:26:57 PM |
| wise-charming-reward | $500.00 | 9/7/2012 2:51:03 PM |
| Nipper99 | $100.00 | 9/7/2012 3:02:41 PM |
| a-helping-hand | $200.00 | 9/7/2012 1:59:20 PM |
| MI2 | $5,000.00 | 9/7/2012 2:10:35 PM |
| Astyanax | $40.00 | 9/7/2012 2:32:25 PM |
| fuse136 | $25.03 | 9/7/2012 3:06:02 PM |
| The-Helper | $25.00 | 9/7/2012 4:40:36 PM |
| TheHillsAreAlive | $25.00 | 9/7/2012 5:00:02 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:24 PM |
| sweety075 | $25.00 | 9/7/2012 5:04:51 PM |
| num1irish | $50.00 | 9/7/2012 5:22:04 PM |
| LeReve | $500.00 | 9/7/2012 5:25:22 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:37 PM |
| worthy-compassion878 | $25.00 | 9/7/2012 5:14:36 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:07 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:07 PM |
| kingryan | $50.00 | 9/7/2012 5:17:58 PM |
| focused-yield4 | $57.00 | 9/7/2012 5:18:17 PM |
| best-income-fertilizer | $40.00 | 9/7/2012 5:23:42 PM |
| thrilling-listing51 | $100.00 | 9/7/2012 5:21:21 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:37 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
634811
This series of Notes was issued and sold upon the funding of the borrower loan #74065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 32y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $388,942 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unrelenting-benefit2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $11,100
Monthly expenses: $1,000
Housing: $3,400
Insurance: $250
Car expenses: $1,000
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $2,500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/6/2012 5:05:03 PM |
| bazaar-elvis | $50.00 | 9/6/2012 5:07:13 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:09 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:49 PM |
| toblerone | $25.00 | 9/6/2012 6:20:53 PM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:23:22 PM |
| worth-quark7 | $25.00 | 9/7/2012 5:59:09 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:35 AM |
| the-silver-blaster | $50.00 | 9/7/2012 9:17:02 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:10 AM |
| a-helping-hand | $50.00 | 9/7/2012 2:23:16 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:45 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:39 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:15 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:34 PM |
| impeccable-ore3 | $25.00 | 9/8/2012 12:15:09 PM |
| inspire22 | $25.00 | 9/8/2012 12:42:01 PM |
| museic1 | $100.00 | 9/9/2012 9:05:07 AM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:07 AM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:48 PM |
| MI2 | $5,000.00 | 9/9/2012 7:39:58 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:22 PM |
| prescription354 | $50.00 | 9/10/2012 11:26:52 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:53 AM |
| compatible-deal9 | $25.00 | 9/10/2012 12:23:02 PM |
| value-wind0 | $25.00 | 9/10/2012 11:07:57 AM |
| Index_Plus | $5,052.09 | 9/10/2012 1:24:22 PM |
| tranquil-gain1 | $75.00 | 9/6/2012 5:07:54 PM |
| openness-antioxidant | $75.00 | 9/6/2012 5:24:43 PM |
| bonus-seahorse | $25.00 | 9/6/2012 5:26:59 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:11 PM |
| unequaled-truth9 | $100.00 | 9/6/2012 6:02:34 PM |
| justreturns | $25.00 | 9/6/2012 5:53:01 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:41 PM |
| kfrench | $75.00 | 9/6/2012 6:07:57 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:16 PM |
| RGlad | $250.00 | 9/6/2012 10:43:15 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:40 AM |
| keynaples | $100.00 | 9/7/2012 10:17:59 AM |
| money-baron | $50.00 | 9/7/2012 11:04:53 AM |
| BDL-Roth | $40.00 | 9/7/2012 2:23:27 PM |
| pdub | $500.00 | 9/7/2012 12:40:35 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:51 PM |
| a-community-aficionado | $50.00 | 9/8/2012 4:06:32 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:54 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:13 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:38 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:27 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:16 PM |
| global-invest-group | $32.91 | 9/10/2012 11:32:01 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:56 AM |
| first-serene-credit | $25.00 | 9/10/2012 12:22:56 PM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:31 AM |
| extraordinary-velocity6 | $25.00 | 9/10/2012 12:23:39 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:24 AM |
| dukeiyer | $25.00 | 9/10/2012 11:31:14 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
634819
This series of Notes was issued and sold upon the funding of the borrower loan #74106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,171 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| courteous-dinero092 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $50.00 | 9/11/2012 9:09:31 AM |
| lowrater | $50.40 | 9/11/2012 9:02:31 AM |
| worth-blanket2 | $3,600.00 | 9/11/2012 9:04:19 AM |
| RGlad | $100.00 | 9/11/2012 9:08:55 AM |
| houli123 | $25.00 | 9/11/2012 9:06:13 AM |
| pdli_dude | $25.00 | 9/11/2012 9:04:54 AM |
| handy-justice | $50.00 | 9/11/2012 9:08:53 AM |
| finance-prescription | $99.60 | 9/11/2012 9:10:00 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
634831
This series of Notes was issued and sold upon the funding of the borrower loan #74357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1975 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,021 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| atrain40 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/6/2012 10:06:50 AM |
| worthy-bid8 | $66.00 | 9/6/2012 10:11:50 AM |
| bellaquito | $500.00 | 9/6/2012 11:14:17 AM |
| ultimate-peace | $250.00 | 9/7/2012 5:02:28 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:38 AM |
| john0720 | $25.00 | 9/7/2012 10:22:27 AM |
| marwadi-62 | $25.00 | 9/7/2012 3:58:23 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:11 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:06 PM |
| preeminant-greenback3 | $50.00 | 9/8/2012 9:50:13 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:11 PM |
| community-genetics7 | $50.00 | 9/9/2012 4:15:38 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:10 PM |
| Index_Plus | $146.00 | 9/10/2012 7:36:33 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:10 PM |
| Dubbs360 | $500.00 | 9/6/2012 1:39:45 PM |
| 52digital | $75.00 | 9/6/2012 4:40:39 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:38 PM |
| Free-the-usa-1776 | $25.00 | 9/6/2012 8:21:30 PM |
| pdub | $250.00 | 9/7/2012 12:42:33 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:58 PM |
| Bob450 | $25.00 | 9/8/2012 7:58:55 AM |
| managedfund | $333.00 | 9/8/2012 2:08:00 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:01 PM |
| supreme-affluence798 | $25.00 | 9/9/2012 11:40:37 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
634857
This series of Notes was issued and sold upon the funding of the borrower loan #74194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $519.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 18y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,957 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glowing-listing53 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:13 AM |
| CreditBuilder2 | $25.01 | 9/7/2012 9:03:37 AM |
| worth-blanket2 | $22,475.00 | 9/7/2012 9:09:17 AM |
| Rockymtnhi | $50.00 | 9/7/2012 9:08:22 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
634891
This series of Notes was issued and sold upon the funding of the borrower loan #74129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 17y 7m |
|
Amount delinquent:
| $403 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,753 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-cigar |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
|
Principal balance:
| $661.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and are not behind on any of them.
Monthly net income: $2100.00
Monthly expenses: $
Housing: $75.00
Insurance: $300
Car expenses: $300
Utilities: $200
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/6/2012 5:02:37 PM |
| NekHoldings | $25.00 | 9/6/2012 5:16:25 PM |
| handy-justice | $100.00 | 9/6/2012 5:03:14 PM |
| DasMula | $25.00 | 9/6/2012 5:05:43 PM |
| reward-adventure | $28.00 | 9/6/2012 5:38:26 PM |
| kind-credit-bear | $50.00 | 9/6/2012 5:34:20 PM |
| kila-designer | $100.00 | 9/6/2012 5:35:31 PM |
| felicity-contributor3 | $25.00 | 9/6/2012 5:17:23 PM |
| decisive-income7 | $1,500.00 | 9/6/2012 5:08:34 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:09 PM |
| lowrater | $100.60 | 9/6/2012 5:13:20 PM |
| worthy-bid8 | $100.00 | 9/6/2012 5:36:15 PM |
| BigSkyFinancial | $60.22 | 9/6/2012 5:14:04 PM |
| secureincome | $777.00 | 9/6/2012 5:35:39 PM |
| Something-Corporate | $25.00 | 9/6/2012 5:40:43 PM |
| kinder-credit-bear | $250.00 | 9/6/2012 5:50:08 PM |
| impala6464 | $37.33 | 9/6/2012 5:52:20 PM |
| Dcrave06 | $25.00 | 9/6/2012 5:48:10 PM |
| managedfund | $704.15 | 9/6/2012 5:55:30 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
634893
This series of Notes was issued and sold upon the funding of the borrower loan #74058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $166.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,896 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Ktodd |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off Credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7500
Monthly expenses: $ 6000.00
Housing: $3900
Insurance: $100.00
Car expenses: $500.00
Utilities: $175.00
Phone, cable, internet: $150.00
Food, entertainment: $575
Clothing, household expenses: $50.00
Credit cards and other loans: $450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-missile | $50.00 | 9/10/2012 5:02:51 PM |
| terrific-p2p4 | $500.00 | 9/10/2012 5:01:00 PM |
| lowrater | $150.60 | 9/10/2012 5:02:36 PM |
| Starica | $50.00 | 9/10/2012 5:14:52 PM |
| CashFlow13 | $1,250.00 | 9/10/2012 5:01:01 PM |
| Finchy78 | $47.70 | 9/10/2012 5:07:17 PM |
| heavenly-interest9 | $264.00 | 9/10/2012 5:04:28 PM |
| wonder3 | $25.00 | 9/10/2012 5:02:09 PM |
| goffmt | $30.00 | 9/10/2012 5:02:33 PM |
| calmfunds | $1,300.00 | 9/10/2012 5:05:27 PM |
| Plow_n_Sow | $30.00 | 9/10/2012 5:13:03 PM |
| MFBank | $50.00 | 9/10/2012 5:04:00 PM |
| wise-exchange-chooser | $50.00 | 9/10/2012 5:16:20 PM |
| Stalker_Sn | $31.73 | 9/10/2012 5:09:56 PM |
| Lender10 | $50.00 | 9/10/2012 5:10:29 PM |
| scholarly-order6 | $100.00 | 9/10/2012 5:07:54 PM |
| handy-justice | $20.97 | 9/10/2012 5:16:56 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
634939
This series of Notes was issued and sold upon the funding of the borrower loan #74222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $166.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 24y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,527 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sophisticated-p2ploan8 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2011)
|
|
Principal balance:
| $9,015.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation/Vet bill
Purpose of loan:
To consolidate a couple of credit cards and pay off the balance of my dogs' vet bill ... an old coonhound's tooth extraction and my rottweiler's tumor removal. I never pay a bill late and the consolidated payment is more than $100 less per month than I am already paying. Most recent credit score is 714. Thank you for considering my request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| smart-gain | $50.00 | 9/6/2012 9:02:37 AM |
| Endeavour | $35.00 | 9/6/2012 9:05:16 AM |
| Silver_Rupee | $25.01 | 9/6/2012 9:17:52 AM |
| RGlad | $300.00 | 9/6/2012 9:03:33 AM |
| DasMula | $25.00 | 9/6/2012 9:06:30 AM |
| worth-blanket2 | $5,850.00 | 9/6/2012 9:12:48 AM |
| Rockymtnhi | $100.00 | 9/6/2012 9:19:14 AM |
| intrepid-loot | $25.00 | 9/6/2012 9:07:10 AM |
| liberty-viola | $30.00 | 9/6/2012 9:07:34 AM |
| orange-liberty-oyster | $59.99 | 9/6/2012 9:19:45 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
634947
This series of Notes was issued and sold upon the funding of the borrower loan #74221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1979 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,985 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-ideal-deal |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4716
Monthly expenses: $1300
Housing: $1826
Insurance: $25
Car expenses: $25
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon_IRA | $100.00 | 9/7/2012 9:11:34 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:14 AM |
| Bob450 | $25.00 | 9/7/2012 9:10:47 AM |
| worth-blanket2 | $3,900.00 | 9/7/2012 9:13:13 AM |
| handy-justice | $100.00 | 9/7/2012 9:03:19 AM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 9:08:38 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
634951
This series of Notes was issued and sold upon the funding of the borrower loan #74401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $146.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
10 | Length of status: | 19y 2m |
|
Amount delinquent:
| $38,286 |
Total credit lines:
| 34 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 1/ 5 |
Revolving credit balance:
| $6,012 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 60 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| june21 |
Borrower's state:
| Ohio |
Borrower's group:
| Family and Friends of the Military |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2011)
620-639
(Sep-2009)
600-619
(Aug-2008)
600-619
(Jul-2008)
|
|
Principal balance:
| $5,552.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 80 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to... New bed(s) and sofa. Possible roof repairs.
My financial situation:
I am a good candidate for this loan because... The money is always there on the due dates based on my past history.
Monthly net income: $3756
Monthly expenses: $
Housing: $581
Insurance: $100
Car expenses: $500
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| IIP77 | $25.00 | 9/6/2012 9:03:49 AM |
| NekHoldings | $25.00 | 9/6/2012 9:18:48 AM |
| real-return2 | $50.00 | 9/6/2012 9:01:54 AM |
| MoneyForNothing | $45.19 | 9/6/2012 9:02:15 AM |
| DasMula | $50.00 | 9/6/2012 9:05:46 AM |
| JauaFlash | $25.00 | 9/6/2012 9:08:00 AM |
| jhouman | $50.00 | 9/6/2012 9:17:02 AM |
| trumpeter5 | $25.00 | 9/6/2012 9:17:39 AM |
| economy-producer | $25.00 | 9/6/2012 9:19:33 AM |
| green-ore-expert | $25.00 | 9/6/2012 9:22:18 AM |
| Zane314 | $50.00 | 9/6/2012 9:26:29 AM |
| LittleMingo | $40.00 | 9/6/2012 9:03:34 AM |
| ProsprousLender | $40.00 | 9/6/2012 9:05:28 AM |
| handy-justice | $50.00 | 9/6/2012 9:06:47 AM |
| gallant-economy9 | $38.00 | 9/6/2012 9:08:09 AM |
| loan-mammal | $100.00 | 9/6/2012 9:12:41 AM |
| Laxa | $25.00 | 9/6/2012 9:10:37 AM |
| secureincome | $777.00 | 9/6/2012 9:21:04 AM |
| AF-Chief | $25.00 | 9/6/2012 9:20:38 AM |
| tolerant-responsibility051 | $2,000.00 | 9/6/2012 9:21:48 AM |
| first-class-gold0 | $9.81 | 9/6/2012 9:29:50 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
634969
This series of Notes was issued and sold upon the funding of the borrower loan #73977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $324.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,904 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shmt |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business Expansion
This loan will be used to...Improve office furnishings, additional supplies, operating capital
My financial situation:
I am a good candidate for this loan because...I have been a massage therapist since 1993 and I am currently licensed in NC, SC and Florida. I am required by all 3 states to continue education requirements for continued licensing.
Monthly net income: $3000
Monthly expenses: $
Housing: $1000
Insurance: $250
Car expenses: $
Utilities: $125
Phone, cable, internet: $110
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bellaquito | $500.00 | 9/6/2012 5:40:31 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:50 PM |
| durability-ace9 | $30.00 | 9/6/2012 6:01:43 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:22 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:16 PM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:16 PM |
| nourishing-interest0 | $25.00 | 9/7/2012 7:59:32 AM |
| 52digital | $75.00 | 9/7/2012 9:40:14 AM |
| careful-vigilance4 | $25.00 | 9/7/2012 9:41:32 AM |
| dough-bear | $25.00 | 9/7/2012 10:29:31 AM |
| finance-prescription | $100.00 | 9/7/2012 10:04:39 AM |
| Comoparklender | $25.00 | 9/7/2012 10:51:20 AM |
| tmdmf | $25.00 | 9/7/2012 11:59:15 AM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:15 PM |
| orderly-finance6 | $100.00 | 9/7/2012 2:18:04 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:32 PM |
| DrWill | $25.00 | 9/7/2012 4:21:13 PM |
| LeReve | $500.00 | 9/7/2012 5:25:53 PM |
| thelovebug | $88.00 | 9/7/2012 5:31:17 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:11 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:16 PM |
| munnu | $25.00 | 9/6/2012 9:46:21 PM |
| BostonCapital | $100.00 | 9/7/2012 9:16:06 AM |
| wise-deal-panda | $57.00 | 9/7/2012 9:09:06 AM |
| Elefunt | $25.00 | 9/7/2012 9:14:14 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:11 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:35 AM |
| finder072 | $25.00 | 9/7/2012 9:27:53 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:39 AM |
| Tradesmanlender | $25.00 | 9/7/2012 9:28:37 AM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 9:41:55 AM |
| wwwUniversal | $25.00 | 9/7/2012 10:42:24 AM |
| orange-preeminant-bill | $25.00 | 9/7/2012 10:31:55 AM |
| pdub | $250.00 | 9/7/2012 12:42:40 PM |
| dudebrah | $25.00 | 9/7/2012 1:06:32 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:04:07 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:37 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
634975
This series of Notes was issued and sold upon the funding of the borrower loan #73941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $305.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,658 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparent-payout8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5633.
Monthly expenses: $
Housing: $1068.
Insurance: $
Car expenses: $
Utilities: $175.
Phone, cable, internet: $176.
Food, entertainment: $280.
Clothing, household expenses: $75.00
Credit cards and other loans: $400.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.07 | 9/6/2012 5:02:52 PM |
| DasMula | $25.00 | 9/6/2012 5:18:44 PM |
| openness-antioxidant | $75.00 | 9/6/2012 5:24:43 PM |
| community-burrito9 | $35.00 | 9/6/2012 5:51:59 PM |
| cash-mad-scientist3 | $25.00 | 9/6/2012 5:28:41 PM |
| houli123 | $25.00 | 9/6/2012 5:26:25 PM |
| Starica | $50.00 | 9/6/2012 5:43:51 PM |
| VirginiaBuckeye | $150.00 | 9/6/2012 5:50:37 PM |
| SLN-10 | $50.00 | 9/6/2012 6:30:09 PM |
| scholarly-order6 | $30.00 | 9/6/2012 6:21:33 PM |
| thrifty-capital | $38.00 | 9/6/2012 6:36:39 PM |
| SolarMoonshine | $25.00 | 9/6/2012 6:51:00 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:17 PM |
| Fitiwalt7 | $25.00 | 9/6/2012 9:22:43 PM |
| callmebryan | $25.00 | 9/6/2012 8:46:32 PM |
| corndog4000 | $70.00 | 9/7/2012 12:06:52 AM |
| VirginiaBuckeye | $200.00 | 9/7/2012 7:47:06 AM |
| return-enthusiast1 | $25.00 | 9/7/2012 7:32:30 AM |
| thehousewife | $25.00 | 9/7/2012 8:53:17 AM |
| the-silver-blaster | $50.00 | 9/7/2012 9:17:02 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:35 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:11 AM |
| mercuriant | $25.00 | 9/7/2012 9:56:03 AM |
| RLaumeyer | $28.69 | 9/7/2012 10:18:58 AM |
| keynaples | $50.00 | 9/7/2012 10:22:02 AM |
| money-baron | $50.00 | 9/7/2012 11:04:53 AM |
| finance-relaxation3 | $25.00 | 9/7/2012 12:23:13 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:15 PM |
| dudebrah | $25.00 | 9/7/2012 1:06:13 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:47 PM |
| a-helping-hand | $100.00 | 9/7/2012 2:17:01 PM |
| kila-designer | $50.00 | 9/7/2012 5:21:40 PM |
| first-integrity-gravity | $50.00 | 9/7/2012 6:13:17 PM |
| rockhound84 | $25.00 | 9/8/2012 9:01:38 AM |
| samurai2 | $25.00 | 9/8/2012 6:17:02 AM |
| oskizzle | $25.00 | 9/8/2012 9:17:33 AM |
| cr8on | $50.00 | 9/8/2012 10:46:48 AM |
| on_your_side | $25.00 | 9/8/2012 12:33:44 PM |
| careful-vigilance4 | $25.00 | 9/8/2012 12:52:56 PM |
| berniemadeoff | $25.00 | 9/8/2012 1:46:17 PM |
| dynrep | $25.00 | 9/8/2012 1:21:51 PM |
| diplomatic-wealth7 | $25.00 | 9/8/2012 1:23:40 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:14 PM |
| Interloper | $25.00 | 9/8/2012 8:56:18 PM |
| museic1 | $100.00 | 9/9/2012 9:05:07 AM |
| reflective-rupee | $25.00 | 9/9/2012 8:45:07 AM |
| justasoldier | $100.00 | 9/9/2012 8:47:23 AM |
| tolerant-dime2 | $45.00 | 9/9/2012 1:06:28 PM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:07 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:17 PM |
| LaGrangeLender | $25.00 | 9/10/2012 6:23:49 AM |
| Khanbob | $25.00 | 9/10/2012 6:37:15 AM |
| sgt-schultz | $25.67 | 9/10/2012 12:40:58 PM |
| wise-order-czar | $49.71 | 9/10/2012 12:53:10 PM |
| YampaQuant | $25.00 | 9/10/2012 1:41:18 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:24 AM |
| Shockem923 | $25.00 | 9/10/2012 1:16:52 PM |
| EngineersAlliance | $75.00 | 9/6/2012 5:22:05 PM |
| ferocious-kindness8 | $30.00 | 9/6/2012 5:04:44 PM |
| duty-viola | $25.00 | 9/6/2012 5:09:10 PM |
| decisive-income7 | $500.00 | 9/6/2012 5:10:44 PM |
| lowrater | $50.60 | 9/6/2012 5:13:35 PM |
| handy-justice | $100.00 | 9/6/2012 5:12:34 PM |
| kila-designer | $299.99 | 9/6/2012 5:45:31 PM |
| unequaled-truth9 | $100.00 | 9/6/2012 6:02:34 PM |
| marketplace-singularity3 | $75.00 | 9/6/2012 5:49:30 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:50 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:11 PM |
| liberty-tostada7 | $50.00 | 9/6/2012 6:09:50 PM |
| julijask | $25.00 | 9/6/2012 6:33:57 PM |
| RGlad | $200.00 | 9/6/2012 10:46:52 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:22 PM |
| balanced-balance6 | $25.00 | 9/6/2012 10:48:41 PM |
| scoobiedoo | $40.01 | 9/6/2012 9:28:51 PM |
| income-triangulation1 | $25.00 | 9/7/2012 12:08:51 AM |
| bold-social-widget | $25.00 | 9/7/2012 8:11:22 AM |
| global-invest-group | $25.00 | 9/7/2012 8:53:25 AM |
| lovely-currency3 | $50.00 | 9/7/2012 9:12:57 AM |
| EarlyRiser | $250.00 | 9/7/2012 9:29:18 AM |
| selector568 | $300.00 | 9/7/2012 9:47:54 AM |
| Christophe | $25.00 | 9/7/2012 9:38:56 AM |
| 52digital | $75.00 | 9/7/2012 9:40:14 AM |
| justreturns | $25.00 | 9/7/2012 10:01:13 AM |
| gotjack-IRA | $25.00 | 9/7/2012 11:43:51 AM |
| pdub | $250.00 | 9/7/2012 12:42:40 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:51 PM |
| DrWill | $28.92 | 9/7/2012 4:24:47 PM |
| Star_Witness | $25.00 | 9/7/2012 5:37:18 PM |
| miked8303 | $50.00 | 9/7/2012 5:48:37 PM |
| supreme-treasure8 | $100.00 | 9/7/2012 10:29:39 PM |
| irrelevant | $30.00 | 9/8/2012 5:08:39 AM |
| Bank_of_the_Galaxy | $25.00 | 9/8/2012 11:00:42 AM |
| subtle-leverage4 | $25.00 | 9/8/2012 11:36:13 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:35 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:15 PM |
| payment-halo | $25.00 | 9/8/2012 1:21:37 PM |
| chrisb1414 | $25.00 | 9/8/2012 2:45:45 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:54 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:39 PM |
| intelligent-yield | $50.00 | 9/9/2012 1:07:12 PM |
| jamiee73 | $25.00 | 9/9/2012 1:59:22 PM |
| glroark | $50.00 | 9/10/2012 8:04:23 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:31 AM |
| Astyanax | $25.00 | 9/10/2012 11:35:32 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:14:56 AM |
| wrangler034 | $25.00 | 9/10/2012 1:27:49 PM |
| top-commerce-rumbler | $30.00 | 9/10/2012 12:27:43 PM |
| desertoasis | $25.00 | 9/10/2012 2:39:25 PM |
| mikbos | $25.00 | 9/10/2012 2:47:16 PM |
| CA-Lender | $50.00 | 9/10/2012 3:13:38 PM |
| DiligentiaLLC | $43.34 | 9/10/2012 3:14:58 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
635055
This series of Notes was issued and sold upon the funding of the borrower loan #74257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $679.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,754 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-explosion8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to considate credit card and loan debt
My financial situation:
I am a good candidate for this loan because I am already paying more than the monthly payment on the credit cards and loan that I will pay off with the money*. This loan will simplify and save money in the process.
Monthly net income: $ 3100
Monthly expenses: $ 2910
Housing: $ 1480
Insurance: $
Car expenses: $
Utilities: $ 180
Phone, cable, internet: $ 225
Food, entertainment: $ 225
Clothing, household expenses: $
Credit cards and other loans: $ 800*
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:14 AM |
| worth-blanket2 | $25,000.00 | 9/7/2012 9:08:06 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
635121
This series of Notes was issued and sold upon the funding of the borrower loan #74008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 24.24% |
Borrower rate/APR:
| 25.24% / 29.11% |
Monthly payment:
| $446.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 11.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1972 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
10 | Length of status: | 9y 7m |
|
Amount delinquent:
| $228 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,440 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-thoughtful-wealth |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working My Way Back
Purpose of loan: Pay off 2 high interest rate loans and leftover hospital expenses from my daughter's pancreatic cancer surgery. In addition I need some dental work done that my insurance only pays a small portion of.
This loan will be used to... Pay off my 2 high interest loans, payoff hospital and dental expenses and try to have some auto repairs done, i.e. need new tires and an ABS Module.
My financial situation:
I am a good candidate for this loan because... I have worked very hard to get myself into a much better financial situation than I was 3 years ago. It has been a struggle, but it is happening. I'm not completely where I want to be, but I am getting there slowly but surely. I have paid off 10 credit cards and now only have 3 left. I know some of you may still think I am a risk, but I am an honest, hard working individual and promise that you will be repaid and you won't be sorry for taking a chance one me.
Monthly net income: $6,600
Monthly expenses: $
Housing: $1,250
Insurance: $150
Car expenses: $500
Utilities: $190
Phone, cable, internet: $170
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $1370
Other expenses: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/7/2012 9:02:50 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:14 AM |
| decisive-income7 | $1,000.00 | 9/7/2012 9:06:30 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:04 AM |
| elegant-return3 | $25.00 | 9/7/2012 9:21:39 AM |
| open-minded-p2p1 | $25.00 | 9/7/2012 9:15:11 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:38 AM |
| toblerone | $25.00 | 9/7/2012 9:27:37 AM |
| finder072 | $25.00 | 9/7/2012 9:27:58 AM |
| 52digital | $75.00 | 9/7/2012 9:40:16 AM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 9:41:56 AM |
| finance-prescription | $100.00 | 9/7/2012 10:04:41 AM |
| dough-bear | $25.00 | 9/7/2012 10:29:32 AM |
| spiff666 | $26.66 | 9/7/2012 12:21:49 PM |
| preeminant-greenback024 | $25.00 | 9/7/2012 12:28:38 PM |
| sharp-return7 | $25.69 | 9/7/2012 11:05:28 AM |
| deal-banker | $25.00 | 9/7/2012 10:56:43 AM |
| jybank | $50.00 | 9/7/2012 11:34:23 AM |
| BullTrojan | $25.00 | 9/7/2012 12:18:16 PM |
| Astyanax | $50.00 | 9/7/2012 2:41:26 PM |
| pdub | $500.00 | 9/7/2012 12:40:40 PM |
| Rogelio48 | $25.00 | 9/7/2012 3:34:21 PM |
| genius520 | $100.00 | 9/7/2012 5:01:36 PM |
| micah7345 | $50.00 | 9/7/2012 1:46:48 PM |
| gold-miser9 | $50.00 | 9/7/2012 3:09:17 PM |
| brenda_2_u | $50.00 | 9/7/2012 4:52:33 PM |
| mpatrick | $100.00 | 9/7/2012 4:31:28 PM |
| catnip007 | $25.96 | 9/7/2012 4:46:00 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:09 PM |
| authoritative-platinum7 | $50.00 | 9/7/2012 5:08:34 PM |
| DasMula | $25.00 | 9/7/2012 9:05:04 AM |
| handy-justice | $50.00 | 9/7/2012 9:16:51 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:14 AM |
| careful-vigilance4 | $25.00 | 9/7/2012 9:41:33 AM |
| unrelenting-auction7 | $25.00 | 9/7/2012 9:38:40 AM |
| pierrelasvegas | $25.00 | 9/7/2012 10:07:31 AM |
| asset-professor | $25.00 | 9/7/2012 10:11:24 AM |
| EngineersAlliance | $100.00 | 9/7/2012 10:02:14 AM |
| orange-preeminant-bill | $25.00 | 9/7/2012 10:31:56 AM |
| a-finance-nirvana | $25.00 | 9/7/2012 10:13:51 AM |
| Investor_DP | $100.00 | 9/7/2012 10:14:38 AM |
| ddog0224 | $50.00 | 9/7/2012 11:53:15 AM |
| vibraphone3 | $25.00 | 9/7/2012 10:47:04 AM |
| Comoparklender | $25.00 | 9/7/2012 10:51:21 AM |
| WriteTheLegend | $100.00 | 9/7/2012 11:18:55 AM |
| KindCharmingReflective-affluence | $25.00 | 9/7/2012 11:41:45 AM |
| ready-vigilance3 | $57.82 | 9/7/2012 11:09:03 AM |
| dudebrah | $25.00 | 9/7/2012 1:05:01 PM |
| moneytolend72 | $30.00 | 9/7/2012 1:17:02 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:57 PM |
| currency-persimmon | $25.00 | 9/7/2012 11:59:25 AM |
| a-helping-hand | $100.00 | 9/7/2012 1:58:45 PM |
| 1stPlace | $25.00 | 9/7/2012 2:06:02 PM |
| Index_Plus | $5,000.00 | 9/7/2012 12:48:18 PM |
| loan-oasis4 | $25.00 | 9/7/2012 4:11:26 PM |
| kindest-credit-bear | $250.00 | 9/7/2012 4:15:41 PM |
| lunareclipse | $50.00 | 9/7/2012 4:43:09 PM |
| power-chihuahua | $25.00 | 9/7/2012 1:04:19 PM |
| nourishing-order8 | $25.00 | 9/7/2012 1:49:40 PM |
| Wellman | $25.00 | 9/7/2012 5:04:43 PM |
| vutah | $65.00 | 9/7/2012 2:34:38 PM |
| continental2 | $87.71 | 9/7/2012 3:22:58 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:32 PM |
| joey1011 | $25.00 | 9/7/2012 3:03:22 PM |
| draggon77 | $25.00 | 9/7/2012 3:50:25 PM |
| diversification-taco1 | $25.00 | 9/7/2012 4:38:39 PM |
| return-pioneer221 | $150.00 | 9/7/2012 5:07:19 PM |
| Learning2Lend | $25.00 | 9/7/2012 5:01:04 PM |
| Kaj | $25.00 | 9/7/2012 5:02:55 PM |
| social-aspen097 | $300.00 | 9/7/2012 5:04:23 PM |
| MasterTech33 | $35.50 | 9/7/2012 5:04:40 PM |
| orchestra960 | $300.00 | 9/7/2012 5:08:18 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:06 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
635123
This series of Notes was issued and sold upon the funding of the borrower loan #74300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 24y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,527 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| velocity-jam1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Purpose of loan:
This loan will be used to... repair transmission on 2005 Quest
My financial situation: is solid
...
Monthly net income: $4,000.00
Monthly expenses: $
Housing: $2,000.00
Insurance: $115
Car expenses: $100
Utilities: $250
Phone, cable, internet: $104
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sid-K | $25.00 | 9/7/2012 9:03:13 AM |
| DasMula | $25.00 | 9/7/2012 9:04:21 AM |
| gothampark | $25.00 | 9/7/2012 9:03:29 AM |
| handy-justice | $100.00 | 9/7/2012 9:03:53 AM |
| CashFlow13 | $1,000.00 | 9/7/2012 9:02:36 AM |
| nex | $25.00 | 9/7/2012 9:03:45 AM |
| lowrater | $50.60 | 9/7/2012 9:04:31 AM |
| Bad_Debt | $30.00 | 9/7/2012 9:06:58 AM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 9:08:38 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:14 AM |
| worth-blanket2 | $2,825.00 | 9/7/2012 9:08:39 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
635133
This series of Notes was issued and sold upon the funding of the borrower loan #74146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.74% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 9.28% |
Borrower rate/APR:
| 10.28% / 12.50% |
Monthly payment:
| $278.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.27% | | |
| |
Estimated return*:
| 8.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 820-839 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,256 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| steadyborrower |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card payments and pay some monthly expenses.
My financial situation:
I am a good candidate for this loan because I can pay it off on time, I have excellent credit and a history of paying off all loans and credit cards on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/7/2012 9:04:01 AM |
| decisive-income7 | $4,000.00 | 9/7/2012 9:04:48 AM |
| marketplace-singularity3 | $50.00 | 9/7/2012 9:14:18 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:55 AM |
| MarketInvestor | $25.00 | 9/7/2012 9:27:37 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:23 AM |
| BenR | $100.00 | 9/7/2012 9:52:50 AM |
| ATOHokie | $100.00 | 9/7/2012 9:44:08 AM |
| openness-molecule2 | $25.00 | 9/7/2012 10:31:49 AM |
| bazaar-tulip | $25.00 | 9/7/2012 10:27:33 AM |
| Pickmar | $25.00 | 9/7/2012 12:15:08 PM |
| orange-mindful-bazaar | $70.00 | 9/7/2012 10:53:07 AM |
| pdub | $500.00 | 9/7/2012 12:40:40 PM |
| Captain88 | $25.00 | 9/7/2012 11:07:28 AM |
| p2pelstiltskin8 | $25.00 | 9/7/2012 11:22:37 AM |
| primetime | $25.00 | 9/7/2012 12:45:38 PM |
| Index_Plus | $6,320.00 | 9/7/2012 12:52:40 PM |
| jcornehlsen | $25.00 | 9/7/2012 11:08:19 AM |
| Aberdeen | $100.00 | 9/7/2012 10:37:40 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:15 AM |
| rate-banshee0 | $50.00 | 9/7/2012 9:27:09 AM |
| bowdish1 | $100.00 | 9/7/2012 9:29:10 AM |
| enterprising-exchange6 | $50.00 | 9/7/2012 9:33:50 AM |
| Searlzy | $25.00 | 9/7/2012 9:36:35 AM |
| britgsb | $50.00 | 9/7/2012 9:38:35 AM |
| Plow_n_Sow | $75.00 | 9/7/2012 9:44:02 AM |
| nuclearmoose | $50.00 | 9/7/2012 9:44:43 AM |
| HikeMoab | $25.00 | 9/7/2012 10:08:55 AM |
| Investoman | $25.00 | 9/7/2012 10:21:15 AM |
| EnglishGeekInNYC | $25.00 | 9/7/2012 10:02:35 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:13 AM |
| ingenious-deal6 | $25.00 | 9/7/2012 10:09:59 AM |
| back-scratchers | $55.00 | 9/7/2012 11:05:24 AM |
| bellaquito | $500.00 | 9/7/2012 11:19:11 AM |
| axl163 | $25.00 | 9/7/2012 11:29:40 AM |
| one-midas | $50.00 | 9/7/2012 10:36:18 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
635135
This series of Notes was issued and sold upon the funding of the borrower loan #74369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 19.65% |
Monthly payment:
| $246.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 9.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 2m |
|
Amount delinquent:
| $252 |
Total credit lines:
| 21 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,105 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| community-base8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $12,040
Monthly expenses: $
Housing: $1000
Insurance: $250
Car expenses: $550
Utilities: $330
Phone, cable, internet: $90
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/7/2012 9:07:15 AM |
| enriching-trade2 | $50.00 | 9/7/2012 9:08:28 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:39 AM |
| justreturns | $25.00 | 9/7/2012 10:01:14 AM |
| toblerone | $25.00 | 9/7/2012 10:35:23 AM |
| keynaples | $50.00 | 9/7/2012 10:18:29 AM |
| MI2 | $5,000.00 | 9/7/2012 2:10:35 PM |
| a-helping-hand | $200.00 | 9/7/2012 2:11:05 PM |
| pdub | $250.00 | 9/7/2012 12:42:45 PM |
| basis-encourager2 | $25.00 | 9/7/2012 1:17:49 PM |
| BDL-Roth | $40.00 | 9/7/2012 2:20:37 PM |
| global-invest-group | $25.00 | 9/7/2012 2:57:56 PM |
| principal-star | $22.00 | 9/7/2012 3:28:45 PM |
| rate-banshee0 | $50.00 | 9/7/2012 9:26:41 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:23 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:59 AM |
| penny-finder | $30.00 | 9/7/2012 10:26:16 AM |
| loot-baton | $25.00 | 9/7/2012 10:02:20 AM |
| prudent-deal662 | $25.00 | 9/7/2012 10:29:16 AM |
| EnglishGeekInNYC | $50.00 | 9/7/2012 10:41:46 AM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:49:29 AM |
| 6_kids_college_fund | $25.00 | 9/7/2012 10:38:53 AM |
| simplelender80 | $500.00 | 9/7/2012 1:26:58 PM |
| Nipper99 | $100.00 | 9/7/2012 3:03:13 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
635185
This series of Notes was issued and sold upon the funding of the borrower loan #74162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $128.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,768 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| toots1732 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2011)
660-679
(Feb-2010)
700-719
(Mar-2008)
|
|
Principal balance:
| $1,334.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 80 | | |
Description
Taxes
Purpose of loan: Pay off taxes
This loan will be used to... pay taxes
My financial situation:
I am a good candidate for this loan because... I've gone full cycle on 2 Prosper loans. Both had no late payments. One was paid off early. I have another current Prosper loan that will be paid off early as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| spark548 | $25.00 | 9/6/2012 5:09:00 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:19 PM |
| thankful-nickel2 | $55.55 | 9/6/2012 5:14:22 PM |
| cashhelp | $30.00 | 9/6/2012 5:16:29 PM |
| sweet-social2 | $25.00 | 9/6/2012 5:03:13 PM |
| direct-social3 | $50.00 | 9/6/2012 5:03:48 PM |
| LoanerPrincipal | $25.00 | 9/6/2012 5:20:12 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:22 PM |
| RGlad | $65.00 | 9/6/2012 5:53:47 PM |
| CoolPlexer | $25.00 | 9/6/2012 5:55:33 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:40 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:12 PM |
| RainMakers | $30.00 | 9/6/2012 5:38:24 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:58 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:53 PM |
| Plutis | $25.00 | 9/6/2012 6:59:04 PM |
| keen-credit6 | $25.50 | 9/6/2012 7:12:59 PM |
| supertux | $25.00 | 9/6/2012 6:14:49 PM |
| samurai2 | $50.00 | 9/6/2012 7:59:26 PM |
| seabass123 | $25.00 | 9/6/2012 6:12:12 PM |
| hopeful_lender | $100.00 | 9/6/2012 6:49:29 PM |
| kind-clean-community | $25.00 | 9/6/2012 6:27:31 PM |
| JRS | $25.00 | 9/6/2012 6:27:45 PM |
| Solid-Platinum | $25.00 | 9/6/2012 7:49:03 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:15 PM |
| leverage-grove6 | $25.00 | 9/6/2012 7:13:17 PM |
| Gobsek | $25.00 | 9/6/2012 8:47:03 PM |
| details | $43.74 | 9/6/2012 7:48:00 PM |
| pja138 | $75.00 | 9/6/2012 8:01:30 PM |
| abundant-dinero5 | $50.00 | 9/6/2012 8:35:06 PM |
| Mrs-Honeydew | $50.00 | 9/7/2012 5:32:16 AM |
| BBsapphire-2-loan | $100.00 | 9/7/2012 12:06:04 AM |
| zxr | $30.00 | 9/7/2012 6:31:28 AM |
| jc33148 | $25.00 | 9/7/2012 6:35:41 AM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:02 PM |
| KidSicily | $50.00 | 9/7/2012 6:38:31 AM |
| porter512S | $200.00 | 9/7/2012 3:24:26 AM |
| benevolent-asset | $50.00 | 9/7/2012 12:01:15 AM |
| lnuss25 | $75.00 | 9/7/2012 4:34:12 AM |
| proud-deal06 | $28.62 | 9/7/2012 4:50:16 AM |
| bankojerry | $25.00 | 9/7/2012 3:37:39 AM |
| Soothsayer | $39.52 | 9/7/2012 4:26:30 AM |
| gold-mate1 | $30.28 | 9/7/2012 4:34:40 AM |
| JinNing | $75.00 | 9/7/2012 6:26:34 AM |
| blue-useful-auction | $25.00 | 9/7/2012 6:29:52 AM |
| bonus-tsunami916 | $25.00 | 9/7/2012 7:06:00 AM |
| Earn_money | $35.00 | 9/7/2012 7:07:34 AM |
| janeybooboo | $74.74 | 9/6/2012 5:15:03 PM |
| Perdita_II | $25.00 | 9/6/2012 5:03:06 PM |
| sweety075 | $25.00 | 9/6/2012 5:04:32 PM |
| lowrater | $75.60 | 9/6/2012 5:05:15 PM |
| undaunted-fairness0 | $25.00 | 9/6/2012 5:07:51 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:33 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:49 PM |
| fuse136 | $25.00 | 9/6/2012 5:15:41 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:51 PM |
| 1st_Prosper_Lender | $25.00 | 9/6/2012 5:41:46 PM |
| phaded | $25.00 | 9/6/2012 5:47:00 PM |
| ready-interest9 | $25.00 | 9/6/2012 5:46:11 PM |
| newest-forthright-note | $25.00 | 9/6/2012 5:56:01 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:11 PM |
| kfrench | $75.00 | 9/6/2012 6:07:57 PM |
| MONEY-1957 | $25.00 | 9/6/2012 9:52:26 PM |
| swissbanker | $50.00 | 9/6/2012 10:56:42 PM |
| Bubba-doggie-dog | $50.00 | 9/7/2012 4:06:15 AM |
| lnuss25 | $25.00 | 9/7/2012 4:42:19 AM |
| dkjl | $33.36 | 9/6/2012 8:10:05 PM |
| Codextreme07 | $35.54 | 9/7/2012 5:01:02 AM |
| blue-laudable-dinero | $43.15 | 9/6/2012 10:25:30 PM |
| munnu | $25.00 | 9/6/2012 9:46:21 PM |
| cwegert | $25.00 | 9/6/2012 10:04:29 PM |
| roadtruck | $65.00 | 9/7/2012 6:18:23 AM |
| equitable-p2ploan8 | $25.00 | 9/7/2012 6:35:39 AM |
| payout-thinker7 | $25.00 | 9/7/2012 6:38:27 AM |
| rakey | $25.00 | 9/7/2012 6:30:48 AM |
| helpinghand105 | $25.00 | 9/7/2012 6:32:19 AM |
| cerebral-dollar773 | $36.99 | 9/7/2012 6:35:50 AM |
| MKKBucks | $26.00 | 9/7/2012 6:27:28 AM |
| Leshan | $100.00 | 9/7/2012 6:41:17 AM |
| satwarystium | $21.40 | 9/7/2012 7:13:26 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
635191
This series of Notes was issued and sold upon the funding of the borrower loan #74216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $124.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $708 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-maximizer4 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $200
Housing: $697
Insurance: $92
Car expenses: $0
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| toblerone | $25.00 | 9/6/2012 5:21:09 PM |
| selector568 | $300.00 | 9/6/2012 5:18:29 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:16 PM |
| open-minded-p2p1 | $25.00 | 9/6/2012 6:41:41 PM |
| DasMula | $25.00 | 9/6/2012 5:19:21 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:50 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:12 PM |
| Index_Plus | $2,200.00 | 9/6/2012 7:47:16 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:22 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
635209
This series of Notes was issued and sold upon the funding of the borrower loan #74168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-06-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $394.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1951 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,718 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 1068K |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 82% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 8
( 18% )
| 640-659
(Nov-2011)
720-739
(Aug-2007)
|
|
Principal balance:
| $13,604.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: I am trying to consolidate bills to pay lower interest overall. I am an excellent candidate because I have paid off one loan with no issues with Prosper and may all my payments on time and accurately. I am trustworthy and am not a financial risk as I have a good, solid job and strong income.
I
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Icyicicle | $25.00 | 9/6/2012 5:06:35 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:19 PM |
| pierrelasvegas | $25.00 | 9/6/2012 5:13:12 PM |
| mikrolown | $25.00 | 9/6/2012 5:15:12 PM |
| lowrater | $50.70 | 9/6/2012 5:10:47 PM |
| worth-blanket2 | $11,000.00 | 9/6/2012 5:19:00 PM |
| spark548 | $25.00 | 9/6/2012 5:09:00 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
635223
This series of Notes was issued and sold upon the funding of the borrower loan #74077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $540.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 11 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 26y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $3,998 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| handy-order0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2011)
|
|
Principal balance:
| $4,081.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to... Pay off existing Proper loan and replace flooring in home.
My financial situation:
I am a good candidate for this loan because... I have been with the same employer since 1986 and I am current on all my finances.
Monthly net income: $ 7600
Monthly expenses: is aprox. $ 3897
Housing: $ 2400
Insurance: $ 250
Car expenses: $ 0
Utilities: $222
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 75
Credit cards and other loans: $ 400
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bid-banjo3 | $88.00 | 9/7/2012 5:11:19 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:47 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:19 PM |
| j2ee | $50.00 | 9/7/2012 5:05:39 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:23 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:23 PM |
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:49 PM |
| worth-blanket2 | $13,500.00 | 9/7/2012 5:12:39 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:25 PM |
| Thunderswan | $81.00 | 9/7/2012 5:23:11 PM |
| MoneyForNothing | $6.00 | 9/7/2012 5:24:12 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:42 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
635225
This series of Notes was issued and sold upon the funding of the borrower loan #73929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $513.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thankful-deal2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 9/7/2012 10:40:01 AM |
| lnuss25 | $35.00 | 9/7/2012 9:05:33 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:15 AM |
| john0720 | $25.00 | 9/7/2012 9:08:21 AM |
| entertaining-rate9 | $25.00 | 9/7/2012 9:22:59 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:04 AM |
| porter512S | $200.00 | 9/7/2012 9:36:54 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:23 AM |
| britgsb | $50.00 | 9/7/2012 9:38:35 AM |
| graceful-durability246 | $50.00 | 9/7/2012 9:29:55 AM |
| cash-delight1 | $33.00 | 9/7/2012 9:38:45 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:43:00 AM |
| melodious-fairness | $25.00 | 9/7/2012 9:49:31 AM |
| Vegasjim | $25.00 | 9/7/2012 10:03:47 AM |
| pdub | $500.00 | 9/7/2012 12:40:40 PM |
| supreme-exchange547 | $25.00 | 9/7/2012 10:48:49 AM |
| the-credit-proton | $25.00 | 9/7/2012 11:03:38 AM |
| Bank42 | $45.60 | 9/7/2012 11:56:13 AM |
| DoctorJoe | $25.00 | 9/7/2012 12:13:45 PM |
| houston2077 | $50.00 | 9/7/2012 11:47:07 AM |
| BDL-Roth | $40.00 | 9/7/2012 2:20:18 PM |
| wise-charming-reward | $500.00 | 9/7/2012 2:52:43 PM |
| gold-miser9 | $100.00 | 9/7/2012 3:15:19 PM |
| jubilant-benjamins567 | $25.00 | 9/7/2012 3:28:28 PM |
| mrbelvue | $25.00 | 9/7/2012 4:06:42 PM |
| j2ee | $50.00 | 9/7/2012 5:05:27 PM |
| Nipper99 | $100.00 | 9/7/2012 3:03:41 PM |
| treasure-singularity | $25.00 | 9/7/2012 4:03:48 PM |
| alwick | $25.00 | 9/7/2012 4:26:09 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:38 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:09 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:22 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:13 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:37 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:04 PM |
| hope-percolator8 | $50.00 | 9/7/2012 5:12:25 PM |
| casserole9 | $25.00 | 9/7/2012 5:32:38 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:59 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:02 PM |
| bbt210 | $25.05 | 9/7/2012 6:26:30 PM |
| unrivaled-deal676 | $27.00 | 9/7/2012 5:32:48 PM |
| unrelenting-auction7 | $25.00 | 9/7/2012 5:56:53 PM |
| Binan | $33.60 | 9/7/2012 7:22:31 PM |
| finance-coyote3 | $240.00 | 9/7/2012 8:27:09 PM |
| student17354 | $25.00 | 9/7/2012 6:29:24 PM |
| DaGoldenchild | $25.00 | 9/7/2012 7:15:20 PM |
| SweetSerenityInvest | $25.15 | 9/8/2012 4:04:30 AM |
| order-taco-bell | $25.00 | 9/7/2012 8:33:12 PM |
| LOANS-LOANS-LOANS | $25.00 | 9/8/2012 8:43:07 AM |
| burgeoning-greenback0 | $25.00 | 9/8/2012 5:47:08 AM |
| kind-currency-cargo | $50.00 | 9/8/2012 8:43:58 AM |
| radforj22 | $25.00 | 9/8/2012 6:35:19 AM |
| BainCapital-2point0 | $25.00 | 9/8/2012 9:21:50 AM |
| goodhearted-gold3 | $30.00 | 9/8/2012 8:04:56 AM |
| purposeful-gold | $25.00 | 9/8/2012 10:40:07 AM |
| deal-secret-agent | $25.00 | 9/8/2012 12:02:42 PM |
| latestone | $25.00 | 9/8/2012 9:36:08 AM |
| bid-czar8 | $100.00 | 9/8/2012 12:04:56 PM |
| gothampark | $25.00 | 9/8/2012 9:51:03 AM |
| bnlforever | $25.00 | 9/8/2012 12:08:03 PM |
| durability-warmth | $50.00 | 9/8/2012 11:28:08 AM |
| fulfilling-responsibilityOFU | $50.02 | 9/8/2012 10:08:22 AM |
| best-phenomenal-treasure | $25.00 | 9/8/2012 12:09:33 PM |
| sgt-schultz | $35.00 | 9/8/2012 11:52:30 AM |
| lisanate | $25.00 | 9/8/2012 12:02:21 PM |
| wayman | $25.00 | 9/8/2012 12:14:27 PM |
| Maetryx | $25.00 | 9/8/2012 12:06:59 PM |
| bajaruss | $25.00 | 9/8/2012 12:09:59 PM |
| DarthContinent | $25.00 | 9/8/2012 12:11:05 PM |
| mvalley | $25.00 | 9/8/2012 12:06:26 PM |
| TheoProf | $25.00 | 9/8/2012 12:10:28 PM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:39 AM |
| finder072 | $25.00 | 9/7/2012 9:27:59 AM |
| mikrolown | $25.00 | 9/7/2012 9:41:27 AM |
| velocityasaurus-rex4 | $100.00 | 9/7/2012 9:33:56 AM |
| intrepid-compassion29 | $25.00 | 9/7/2012 9:42:17 AM |
| newest-bid-britches | $100.00 | 9/7/2012 9:43:50 AM |
| attentive-compassion1 | $50.00 | 9/7/2012 9:53:43 AM |
| Investoman | $25.00 | 9/7/2012 10:21:15 AM |
| keynaples | $50.00 | 9/7/2012 10:18:29 AM |
| respectful-fairness069 | $27.00 | 9/7/2012 11:41:39 AM |
| dollardave | $100.00 | 9/7/2012 12:26:57 PM |
| thrifty-capital | $30.00 | 9/7/2012 10:55:26 AM |
| compassion-clarinet7 | $25.00 | 9/7/2012 11:13:34 AM |
| ddog0224 | $50.00 | 9/7/2012 11:58:01 AM |
| convergentthinker | $50.00 | 9/7/2012 1:48:24 PM |
| MI2 | $5,000.00 | 9/7/2012 2:10:35 PM |
| cash-cymbal3 | $50.00 | 9/7/2012 2:18:55 PM |
| joey1011 | $25.00 | 9/7/2012 3:03:27 PM |
| Kravcorp | $25.00 | 9/7/2012 3:12:21 PM |
| lunareclipse | $25.00 | 9/7/2012 4:41:58 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:22 PM |
| wwwUniversal | $25.00 | 9/7/2012 5:09:24 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:07 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:57 PM |
| wise-virtuous-vigilance | $80.00 | 9/7/2012 5:17:18 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:07 PM |
| wise-deal-panda | $100.00 | 9/7/2012 5:52:55 PM |
| emphatic-responsibility | $39.00 | 9/7/2012 5:22:37 PM |
| Harry | $50.00 | 9/7/2012 6:04:07 PM |
| managedfund | $1,333.00 | 9/7/2012 6:07:05 PM |
| LeReve | $500.00 | 9/7/2012 5:25:23 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:18 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:20 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:49 PM |
| Cambalache | $39.08 | 9/8/2012 5:58:13 AM |
| Lender1521 | $25.00 | 9/8/2012 6:41:43 AM |
| RGlad | $200.00 | 9/8/2012 3:49:22 AM |
| tolerant-penny159 | $25.00 | 9/7/2012 11:19:53 PM |
| ethical-truth211 | $200.00 | 9/8/2012 6:37:05 AM |
| pythia | $25.00 | 9/8/2012 4:55:14 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:38 AM |
| urbane-income7 | $100.00 | 9/8/2012 7:46:06 AM |
| moola-accelerator6 | $30.00 | 9/8/2012 7:56:11 AM |
| theloanfiller | $25.00 | 9/8/2012 10:40:24 AM |
| pragmatic-cash316 | $25.00 | 9/8/2012 9:05:07 AM |
| loyalty-circuitry | $50.00 | 9/8/2012 7:48:39 AM |
| p40thawk | $25.00 | 9/8/2012 11:18:49 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:28:29 AM |
| cash-reaction2 | $25.00 | 9/8/2012 12:04:53 PM |
| Weaverville | $25.00 | 9/8/2012 9:56:09 AM |
| paladin847 | $50.00 | 9/8/2012 12:11:07 PM |
| gizzywump | $25.00 | 9/8/2012 12:12:49 PM |
| euro-catalyst | $25.00 | 9/8/2012 10:50:20 AM |
| redx | $25.00 | 9/8/2012 12:03:42 PM |
| Sefotonga | $25.00 | 9/8/2012 12:03:43 PM |
| subtle-leverage4 | $25.00 | 9/8/2012 11:33:14 AM |
| studious-bonus7 | $37.00 | 9/8/2012 12:07:16 PM |
| heart514 | $25.00 | 9/8/2012 12:04:39 PM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
635237
This series of Notes was issued and sold upon the funding of the borrower loan #74224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $622.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,259 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vigorous-felicity113 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to... Light renovations in my home carpet, a/c drywall painting due to Hurrican Issac.
My financial situation:
I am a good candidate for this loan because... as you can see from my credit report debit ratio may be on the high side, but I alway pay my bills. Was in the process of selling, hours from closing, the New Orleans property when Huricane Issac came through. Suffered minor damages. Sale fell thru need to restore it and put it back on the market as quickly as possible. Total estimate is at $5000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| superb-integrity531 | $25.00 | 9/10/2012 9:57:05 AM |
| adventurer447 | $300.00 | 9/7/2012 9:07:16 AM |
| BDL-Roth | $50.00 | 9/7/2012 2:19:47 PM |
| AmericanCredit | $100.00 | 9/7/2012 5:07:38 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:52 PM |
| prudent-dough458 | $25.00 | 9/7/2012 5:14:04 PM |
| bazaar-tulip | $25.00 | 9/7/2012 5:40:18 PM |
| porter512S | $200.00 | 9/7/2012 5:21:55 PM |
| attentive-compassion1 | $50.00 | 9/7/2012 6:03:03 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:38 PM |
| DreisersFinancier | $50.00 | 9/7/2012 6:05:16 PM |
| bowdish1 | $100.00 | 9/7/2012 5:30:37 PM |
| neighborly-hope6 | $91.00 | 9/7/2012 5:43:32 PM |
| Castellan | $50.00 | 9/7/2012 5:58:06 PM |
| top-community-voyage | $50.00 | 9/7/2012 5:42:30 PM |
| kfrench | $75.00 | 9/7/2012 6:29:38 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:14 PM |
| blot44 | $25.00 | 9/7/2012 9:06:45 PM |
| power-kin | $50.00 | 9/8/2012 8:04:20 AM |
| bouvierchamp | $75.54 | 9/8/2012 8:08:19 AM |
| bb575 | $50.00 | 9/7/2012 11:13:41 PM |
| samurai2 | $25.00 | 9/8/2012 6:20:46 AM |
| wise-deal-ectasy | $600.00 | 9/8/2012 9:24:44 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:39 AM |
| loyalty-circuitry | $98.00 | 9/8/2012 7:47:30 AM |
| euro-catalyst | $25.00 | 9/8/2012 11:19:08 AM |
| atlacatl | $25.00 | 9/8/2012 11:37:32 AM |
| compatible-deal9 | $25.00 | 9/8/2012 10:06:40 AM |
| YellowJacket | $25.00 | 9/8/2012 8:54:34 AM |
| RankPaid | $25.00 | 9/8/2012 12:07:47 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:03:59 PM |
| Syzygy | $25.00 | 9/8/2012 12:31:17 PM |
| subtle-revenue0 | $25.00 | 9/8/2012 12:11:08 PM |
| proud-pound4 | $25.00 | 9/8/2012 12:41:21 PM |
| Avala | $52.00 | 9/8/2012 12:48:57 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:12 PM |
| the-lean-affluence1 | $25.00 | 9/8/2012 1:02:36 PM |
| djs81 | $75.00 | 9/8/2012 1:03:30 PM |
| x-lender | $25.00 | 9/8/2012 12:44:02 PM |
| american6 | $50.00 | 9/8/2012 12:45:05 PM |
| AFairDeal | $25.00 | 9/8/2012 12:50:33 PM |
| loot-heart | $25.00 | 9/8/2012 1:18:03 PM |
| aabadabadoo | $25.00 | 9/8/2012 12:57:43 PM |
| Kyjamune | $25.00 | 9/8/2012 12:51:29 PM |
| angelinvestor01 | $50.00 | 9/8/2012 12:58:32 PM |
| octoberfresh | $25.00 | 9/8/2012 12:59:59 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:11 PM |
| thedoctor | $82.00 | 9/8/2012 1:24:10 PM |
| lendersf | $50.00 | 9/8/2012 4:31:15 PM |
| supersarah61 | $25.00 | 9/8/2012 5:45:23 PM |
| Investoman | $25.00 | 9/8/2012 1:22:43 PM |
| awesome-generosity4 | $50.00 | 9/8/2012 8:20:56 PM |
| antlr | $25.00 | 9/8/2012 8:49:10 PM |
| prudent-payment316 | $25.00 | 9/8/2012 11:05:13 PM |
| Boxhead | $25.00 | 9/8/2012 2:16:09 PM |
| luminous-finance9 | $26.00 | 9/9/2012 6:54:11 AM |
| dollar-idol7 | $50.00 | 9/8/2012 5:25:47 PM |
| Theofficer | $44.46 | 9/8/2012 6:19:06 PM |
| be_wise | $25.00 | 9/8/2012 8:32:30 PM |
| profitable-commerce822 | $25.00 | 9/9/2012 10:53:49 AM |
| magical-fairness4 | $25.00 | 9/8/2012 10:19:02 PM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:07 AM |
| sjlender | $100.00 | 9/9/2012 12:21:51 PM |
| stanbalwight4 | $25.00 | 9/9/2012 9:52:15 AM |
| Guiren | $94.47 | 9/9/2012 11:01:07 AM |
| skeptikos | $100.00 | 9/9/2012 12:13:05 PM |
| green-merciful-income | $25.00 | 9/9/2012 9:33:54 PM |
| zoozka | $25.00 | 9/9/2012 1:00:50 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:20 PM |
| bold-sensible-basis | $25.00 | 9/10/2012 8:24:14 AM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:40 AM |
| GoldenKoi | $100.00 | 9/9/2012 11:31:27 PM |
| Steveoo1 | $300.00 | 9/9/2012 8:24:19 PM |
| nickel-companion5 | $25.00 | 9/10/2012 9:04:12 AM |
| zenyatta | $25.00 | 9/10/2012 5:51:18 AM |
| dugly2ugly | $25.00 | 9/10/2012 7:39:01 AM |
| BB-ptoploan | $50.00 | 9/10/2012 9:34:29 AM |
| fuzed | $50.00 | 9/10/2012 8:07:36 AM |
| blue-laudable-dinero | $50.00 | 9/10/2012 8:15:49 AM |
| Brain_m | $25.00 | 9/10/2012 9:03:27 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:41 AM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:43 AM |
| JohnBarleycorn | $100.00 | 9/10/2012 11:20:43 AM |
| asset-conqueror6 | $25.00 | 9/10/2012 9:48:04 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:02 AM |
| currency-fan9 | $50.00 | 9/10/2012 10:20:17 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:53 AM |
| reward-galaxy | $25.00 | 9/10/2012 5:05:24 PM |
| BobInWisconsin | $100.00 | 9/10/2012 5:00:29 PM |
| j2ee | $50.00 | 9/10/2012 5:16:03 PM |
| loyalty-delight6 | $25.00 | 9/10/2012 5:19:27 PM |
| RocketSurgeon | $25.00 | 9/10/2012 5:28:33 PM |
| new-return-faire | $100.00 | 9/10/2012 5:39:36 PM |
| intrepid-payment7 | $25.00 | 9/10/2012 6:24:35 PM |
| versatile-silver3 | $25.00 | 9/10/2012 7:34:53 PM |
| nvhm | $100.00 | 9/10/2012 7:40:46 PM |
| jcyjwj | $100.00 | 9/10/2012 7:52:56 PM |
| EJPiper | $50.00 | 9/10/2012 7:12:42 PM |
| sgt-schultz | $30.00 | 9/11/2012 5:50:51 AM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:54:45 PM |
| BaxterEvil | $25.00 | 9/10/2012 8:35:40 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:49:58 AM |
| impartial-economy1 | $25.00 | 9/11/2012 6:03:11 AM |
| blooming-kindness | $25.00 | 9/11/2012 6:48:46 AM |
| treasure-serrano729 | $30.00 | 9/11/2012 8:03:10 AM |
| rmachi | $25.00 | 9/11/2012 9:11:17 AM |
| truth-explorer | $25.00 | 9/11/2012 9:11:39 AM |
| best-deal-banker | $29.00 | 9/11/2012 9:15:58 AM |
| wtrboy | $25.00 | 9/11/2012 9:04:20 AM |
| thoughtful-fairness2 | $25.00 | 9/11/2012 9:04:58 AM |
| Leopoldine | $25.00 | 9/11/2012 9:21:54 AM |
| balance-voyager | $75.00 | 9/11/2012 9:14:14 AM |
| finance-explosion6 | $25.00 | 9/11/2012 9:12:42 AM |
| krisran | $50.00 | 9/11/2012 9:12:53 AM |
| the-sunny-loot | $25.00 | 9/11/2012 9:28:59 AM |
| kwan | $25.00 | 9/11/2012 9:35:07 AM |
| mistertao | $25.00 | 9/11/2012 9:23:12 AM |
| nonukem | $25.00 | 9/11/2012 9:32:47 AM |
| riskreward | $52.00 | 9/11/2012 9:36:22 AM |
| green-tree-shake | $30.00 | 9/11/2012 9:47:50 AM |
| principal-planetarium4 | $100.00 | 9/11/2012 9:49:34 AM |
| durability-seahorse7 | $50.00 | 9/11/2012 9:52:01 AM |
| bornsucka | $25.00 | 9/11/2012 9:39:41 AM |
| lagnisiruk | $25.00 | 9/11/2012 9:49:32 AM |
| figs4u2 | $100.00 | 9/11/2012 9:52:47 AM |
| kalex752 | $25.00 | 9/11/2012 9:53:14 AM |
| Logan7 | $25.00 | 9/11/2012 9:53:59 AM |
| jcornehlsen | $25.00 | 9/7/2012 11:08:20 AM |
| worthy-dinero8 | $25.00 | 9/11/2012 9:18:15 AM |
| Plutis | $25.00 | 9/7/2012 11:12:51 AM |
| Index_Plus | $7,500.00 | 9/7/2012 12:52:40 PM |
| pdub | $500.00 | 9/7/2012 12:40:41 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:10 PM |
| availableloan | $25.00 | 9/7/2012 5:06:28 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 5:30:16 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:58 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:23 PM |
| kenji4861 | $25.00 | 9/7/2012 5:35:58 PM |
| britgsb | $50.00 | 9/7/2012 5:37:52 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:49 PM |
| bellaquito | $500.00 | 9/7/2012 7:10:28 PM |
| radforj22 | $25.00 | 9/7/2012 8:18:59 PM |
| best-commerce-leader | $150.59 | 9/8/2012 3:21:21 AM |
| gentle-gain235 | $50.00 | 9/8/2012 6:43:33 AM |
| community-burrito9 | $25.00 | 9/8/2012 10:28:59 AM |
| cerebral-dollar773 | $26.60 | 9/8/2012 6:43:45 AM |
| LOANS-LOANS-LOANS | $25.00 | 9/8/2012 8:55:16 AM |
| durability-warmth | $50.00 | 9/8/2012 11:28:09 AM |
| meux99 | $25.00 | 9/8/2012 12:03:23 PM |
| unforgettable-wealth4 | $50.00 | 9/8/2012 12:24:55 PM |
| hard-working-rate3 | $25.00 | 9/8/2012 12:26:53 PM |
| Ben_Graham | $25.00 | 9/8/2012 12:07:35 PM |
| dpfl55 | $25.00 | 9/8/2012 12:39:01 PM |
| power-amusement | $25.00 | 9/8/2012 12:51:25 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:10 PM |
| scholarly-benefit5 | $25.00 | 9/8/2012 12:36:48 PM |
| RSB-VA | $46.00 | 9/8/2012 1:03:33 PM |
| first-favorite-bonus9 | $25.00 | 9/8/2012 1:06:31 PM |
| minista | $25.00 | 9/8/2012 12:37:19 PM |
| indomitable-coin | $25.00 | 9/8/2012 12:46:14 PM |
| enticing-note | $25.00 | 9/8/2012 12:46:17 PM |
| fortytwo | $150.00 | 9/8/2012 12:46:33 PM |
| wealth-influencer | $25.00 | 9/8/2012 1:08:47 PM |
| jthomps4 | $25.00 | 9/8/2012 12:38:51 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:35 PM |
| ZeoInvestments | $25.00 | 9/8/2012 12:54:12 PM |
| silver-explorer6 | $25.00 | 9/8/2012 12:56:16 PM |
| vivacious-truth3 | $25.00 | 9/8/2012 1:04:40 PM |
| Vegasjim | $25.00 | 9/8/2012 1:16:32 PM |
| spaldorpv | $100.00 | 9/8/2012 1:16:55 PM |
| velocity-solo | $25.00 | 9/8/2012 1:37:31 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:43 PM |
| foldingbenny2 | $100.00 | 9/8/2012 2:32:32 PM |
| blue-bazaar-implementer | $50.00 | 9/8/2012 2:51:26 PM |
| banker34 | $25.00 | 9/8/2012 9:00:14 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:35 AM |
| wonderful-rupee | $25.00 | 9/9/2012 11:50:30 AM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:45 AM |
| Tradesmanlender | $25.00 | 9/9/2012 12:17:48 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:49 PM |
| Batman2u | $100.00 | 9/9/2012 11:16:41 AM |
| citizenX | $125.00 | 9/9/2012 11:11:22 AM |
| ultimatepaintball | $25.00 | 9/9/2012 12:08:11 PM |
| damage | $25.00 | 9/9/2012 12:37:26 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:30 PM |
| Zuzu | $25.00 | 9/9/2012 12:20:52 PM |
| riproaringrapids | $50.00 | 9/9/2012 12:42:26 PM |
| NR | $25.00 | 9/9/2012 6:55:43 PM |
| SourDoughSteve | $25.00 | 9/10/2012 6:38:10 AM |
| ss2020 | $29.00 | 9/10/2012 9:39:44 AM |
| wampum-taiko4 | $25.00 | 9/10/2012 10:22:14 AM |
| TelegramSam | $25.00 | 9/10/2012 9:58:16 AM |
| enriching-trade2 | $25.00 | 9/10/2012 10:00:13 AM |
| nimcha | $50.00 | 9/10/2012 1:38:04 PM |
| beachbum22 | $25.00 | 9/10/2012 3:58:04 PM |
| giftgold | $25.00 | 9/10/2012 4:17:21 PM |
| wrangler034 | $25.00 | 9/10/2012 1:27:50 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:57 PM |
| misit | $25.00 | 9/10/2012 11:53:21 AM |
| msb-emba | $25.00 | 9/10/2012 4:55:53 PM |
| kd152115 | $50.00 | 9/10/2012 6:31:10 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:24 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:51 PM |
| MissionMicroFinance | $25.00 | 9/10/2012 6:37:51 PM |
| ElDorado-fund | $266.00 | 9/10/2012 8:43:25 PM |
| worldly-marketplace | $26.01 | 9/11/2012 5:35:37 AM |
| moola-man | $25.00 | 9/11/2012 7:57:17 AM |
| dedicated-loan782 | $25.00 | 9/11/2012 8:45:08 AM |
| cash-merry-maker | $25.00 | 9/11/2012 9:04:32 AM |
| dexstjames | $25.00 | 9/11/2012 9:18:59 AM |
| invincible-deal82 | $25.00 | 9/11/2012 9:43:00 AM |
| mpactlender | $25.00 | 9/11/2012 9:33:59 AM |
| surge9 | $200.00 | 9/11/2012 9:36:45 AM |
| passbook | $25.00 | 9/11/2012 9:38:20 AM |
| cebgop | $25.00 | 9/11/2012 9:39:00 AM |
| transparency-baton | $25.00 | 9/11/2012 9:36:02 AM |
| awwaww | $25.00 | 9/11/2012 9:42:21 AM |
| logical-reward8 | $25.00 | 9/11/2012 9:46:40 AM |
| SanJoser | $25.00 | 9/11/2012 9:51:08 AM |
| deadbabyseal | $25.00 | 9/11/2012 9:53:23 AM |
| C_Mark | $50.00 | 9/11/2012 9:53:32 AM |
| 221 Investments
|
Borrower Payment Dependent Notes Series
635257
This series of Notes was issued and sold upon the funding of the borrower loan #74344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $286.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 8m |
|
Amount delinquent:
| $15,987 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,701 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| influential-silver779 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Life Improvement Loan
Purpose of loan:
This loan will be used to.pay off some bills and ease my monthly expenses, and will be needing a new AC for my home soon.
My financial situation:
I am a good candidate for this loan because. I have lived in this same town for over 40 years, have a solid reputation and I have always paid my debts.. I appreciate your taking a chance on me.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $1,000.00 | 9/6/2012 5:10:34 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:22:23 PM |
| revenue-statesperson4 | $200.00 | 9/7/2012 2:06:32 AM |
| Index_Plus | $5,000.00 | 9/6/2012 7:47:17 PM |
| lokiswolf | $25.00 | 9/7/2012 6:24:33 AM |
| BostonCapital | $73.00 | 9/7/2012 9:16:06 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:36 AM |
| finder072 | $25.00 | 9/7/2012 9:27:54 AM |
| careful-vigilance4 | $25.00 | 9/7/2012 9:41:32 AM |
| WxChem | $30.00 | 9/7/2012 10:02:00 AM |
| brainy-return234 | $25.00 | 9/6/2012 5:23:27 PM |
| return-pioneer221 | $200.00 | 9/6/2012 5:54:51 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:12 PM |
| Investor_DP | $100.00 | 9/6/2012 6:14:16 PM |
| Weaverville | $25.00 | 9/6/2012 8:52:17 PM |
| munnu | $25.00 | 9/6/2012 9:46:21 PM |
| nickel_finder | $25.00 | 9/6/2012 10:04:36 PM |
| nourishing-interest0 | $25.00 | 9/7/2012 7:59:32 AM |
| deal-hickory5 | $100.00 | 9/7/2012 9:23:11 AM |
| 52digital | $75.00 | 9/7/2012 9:40:14 AM |
| diplomatic-wealth7 | $25.00 | 9/7/2012 9:41:55 AM |
| finance-prescription | $72.00 | 9/7/2012 10:04:39 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
635287
This series of Notes was issued and sold upon the funding of the borrower loan #74116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $208.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,297 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unbelievable-economy9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
|
|
Principal balance:
| $5,647.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because I auto pay on time every month and will continue to sign up for auto pay thru Prosper so monthly payments are never late and always paid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/6/2012 6:42:06 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:19 PM |
| entertaining-rate9 | $25.00 | 9/6/2012 5:25:23 PM |
| spark548 | $25.00 | 9/6/2012 5:09:01 PM |
| fabulous-bazaar4 | $25.00 | 9/6/2012 5:09:49 PM |
| entertaining-revenue4 | $50.00 | 9/6/2012 5:32:47 PM |
| Letsboogiedown | $50.00 | 9/6/2012 5:30:19 PM |
| LaGrangeLender | $50.00 | 9/6/2012 5:26:33 PM |
| Income-Scout | $42.00 | 9/6/2012 5:28:23 PM |
| lochinvar | $75.00 | 9/6/2012 5:55:14 PM |
| CreditBuilder2 | $25.01 | 9/6/2012 5:39:51 PM |
| phaded | $25.00 | 9/6/2012 5:47:00 PM |
| elephantparty | $50.00 | 9/6/2012 6:04:36 PM |
| prudent-deal662 | $25.00 | 9/6/2012 6:12:05 PM |
| radforj22 | $50.00 | 9/6/2012 10:18:21 PM |
| commerce-gargantuan2 | $100.00 | 9/6/2012 7:45:59 PM |
| lnuss25 | $25.00 | 9/7/2012 4:33:40 AM |
| abundant-euro0 | $40.00 | 9/7/2012 4:52:52 AM |
| vibrant-penny7 | $25.00 | 9/7/2012 6:40:02 AM |
| gain-expert | $30.00 | 9/7/2012 7:27:55 AM |
| Earn_money | $25.00 | 9/7/2012 7:08:04 AM |
| NYCLAIMSGUY | $25.00 | 9/7/2012 7:58:33 AM |
| pirahna125 | $25.00 | 9/7/2012 9:35:32 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:20 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:56 AM |
| kenji4861 | $25.00 | 9/7/2012 10:33:02 AM |
| sunny-listing5 | $25.00 | 9/7/2012 10:12:34 AM |
| availableloan | $25.00 | 9/7/2012 10:55:41 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:11 AM |
| exciting-finance288 | $30.00 | 9/7/2012 11:55:20 AM |
| spiff666 | $66.69 | 9/7/2012 12:12:05 PM |
| green-trade-firestarter | $30.00 | 9/7/2012 12:06:24 PM |
| Cherrypicker | $50.00 | 9/7/2012 4:02:28 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:51 PM |
| micah7345 | $100.00 | 9/7/2012 1:47:46 PM |
| j2ee | $50.00 | 9/7/2012 5:05:10 PM |
| Great-Mom | $25.00 | 9/7/2012 2:25:45 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:07 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:47 PM |
| order-tamale | $400.00 | 9/7/2012 5:03:28 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:05:58 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:39 PM |
| nickel-ferret | $25.00 | 9/7/2012 5:16:14 PM |
| CaptainBL | $25.00 | 9/7/2012 5:36:08 PM |
| Manta_Rai | $25.00 | 9/7/2012 6:16:33 PM |
| payout-fort1 | $25.00 | 9/7/2012 6:18:41 PM |
| worth-victor6 | $27.00 | 9/7/2012 6:43:08 PM |
| sci_guy | $25.00 | 9/7/2012 7:55:14 PM |
| member_98419 | $25.00 | 9/6/2012 5:13:55 PM |
| attentive-compassion1 | $50.00 | 9/6/2012 5:39:13 PM |
| LoanerPrincipal | $25.00 | 9/6/2012 5:20:12 PM |
| thrifty-transaction578 | $25.00 | 9/6/2012 5:37:41 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:12 PM |
| prudent-dough458 | $25.00 | 9/6/2012 6:00:58 PM |
| EnglishGeekInNYC | $50.00 | 9/6/2012 5:53:42 PM |
| bellaquito | $500.00 | 9/6/2012 6:24:54 PM |
| MissionMicroFinance | $25.00 | 9/6/2012 7:11:15 PM |
| porter512S | $200.00 | 9/7/2012 3:24:26 AM |
| crude | $25.00 | 9/6/2012 8:55:06 PM |
| velocityasaurus-rex4 | $100.00 | 9/6/2012 11:06:02 PM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:41 AM |
| loan-mammal | $100.00 | 9/7/2012 9:09:02 AM |
| BigHorizon | $50.00 | 9/7/2012 9:14:33 AM |
| finder072 | $25.00 | 9/7/2012 9:27:54 AM |
| compatible-deal9 | $25.00 | 9/7/2012 9:41:06 AM |
| ready-bid9 | $50.00 | 9/7/2012 9:48:18 AM |
| tolerant-dinero2 | $25.00 | 9/7/2012 10:28:57 AM |
| a-finance-nirvana | $25.00 | 9/7/2012 10:13:51 AM |
| feiandasun | $25.00 | 9/7/2012 11:30:04 AM |
| hidavehi | $33.00 | 9/7/2012 10:37:41 AM |
| gold-miser9 | $51.14 | 9/7/2012 3:11:52 PM |
| pdub | $250.00 | 9/7/2012 12:42:40 PM |
| hope-magnitude8 | $25.00 | 9/7/2012 3:52:30 PM |
| BDL-Roth | $40.00 | 9/7/2012 2:23:03 PM |
| fantastic-peace5 | $25.00 | 9/7/2012 3:24:56 PM |
| loan-oasis4 | $25.00 | 9/7/2012 4:12:34 PM |
| engrossing-community0 | $25.00 | 9/7/2012 4:30:19 PM |
| LeReve | $500.00 | 9/7/2012 5:25:08 PM |
| Plutis | $25.00 | 9/7/2012 5:09:13 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:41 PM |
| cognizant-rupee7 | $25.00 | 9/7/2012 5:58:58 PM |
| rokman | $70.00 | 9/7/2012 8:00:18 PM |
| finance-coyote3 | $282.16 | 9/7/2012 8:24:51 PM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
635307
This series of Notes was issued and sold upon the funding of the borrower loan #74261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.24% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 22.26% |
Borrower rate/APR:
| 23.26% / 25.79% |
Monthly payment:
| $425.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.73% | | |
| |
Estimated return*:
| 14.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $119,871 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-optimizer142 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off high interest credit card debt.
My financial situation: Is stable and improving. Due to additional household income, I will be able to begin paying off this high interest debt.
I am a good candidate for this loan because...I have good credit with no late or missed payments. I work at a stable and well paying job that I have held for more than 14 years. I am also a longtime homeowner who has always done whatever was needed to meet my financial obligations.
Monthly net income: $5000.00
Monthly expenses: $4500.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| houli123 | $25.00 | 9/7/2012 5:08:01 PM |
| lowrater | $75.90 | 9/7/2012 5:23:16 PM |
| zeeexsixare | $200.00 | 9/7/2012 5:08:55 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:43 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:18 PM |
| community-burrito9 | $35.00 | 9/7/2012 5:38:29 PM |
| EnglishGeekInNYC | $50.00 | 9/7/2012 6:01:08 PM |
| Money__Tree | $154.10 | 9/7/2012 6:06:34 PM |
| worth-blanket2 | $13,500.00 | 9/7/2012 5:11:02 PM |
| money-genome84 | $250.00 | 9/7/2012 5:25:28 PM |
| keynaples | $85.00 | 9/7/2012 5:28:27 PM |
| kila-designer | $200.00 | 9/7/2012 5:28:38 PM |
| adventurer447 | $300.00 | 9/7/2012 6:06:01 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
635327
This series of Notes was issued and sold upon the funding of the borrower loan #73743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $102.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 20y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,225 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exchanger7 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
|
|
Principal balance:
| $1,230.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation Returning member
Purpose of loan: This loan is for Debt Consolidation.
This loan will be used to...This loan will be used to payoff a credit card.
My financial situation: My Financial Situation is in great shape. I am fully employed making over $110,000 per year.
I am a good candidate for this loan because...I am a good candidate for this loan as I have already utilized the Prosper system and have paid my loan on time without exception.
Monthly net income: $9,166
Monthly expenses: $5,500
Housing: $2,000
Insurance: $150
Car expenses: $850
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| entertaining-rate9 | $25.00 | 9/7/2012 5:01:49 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:23 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:16 PM |
| worth-blanket2 | $3,600.00 | 9/7/2012 5:05:41 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:15 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
635351
This series of Notes was issued and sold upon the funding of the borrower loan #74312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 11
/
8 | Length of status: | 15y 11m |
|
Amount delinquent:
| $1,219 |
Total credit lines:
| 51 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,508 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cowboys60 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/7/2012 5:07:04 PM |
| handy-justice | $50.00 | 9/7/2012 5:12:19 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:19 PM |
| deal-hickory5 | $100.00 | 9/7/2012 7:00:14 PM |
| vutah | $45.00 | 9/7/2012 8:06:30 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:20 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:12 AM |
| global-invest-group | $25.00 | 9/10/2012 11:30:43 AM |
| simplelender80 | $500.00 | 9/10/2012 6:06:02 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:29 PM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:25:36 AM |
| KindCharmingReflective-affluence | $25.00 | 9/11/2012 11:41:23 AM |
| botfolio | $300.00 | 9/11/2012 11:06:21 AM |
| social-zebra | $30.00 | 9/11/2012 12:27:37 PM |
| steady-silver6 | $31.19 | 9/11/2012 1:34:32 PM |
| continental2 | $100.00 | 9/11/2012 11:43:00 AM |
| LenderRob07 | $27.44 | 9/11/2012 12:50:14 PM |
| martinatime | $25.00 | 9/11/2012 12:31:10 PM |
| Bank42 | $25.00 | 9/11/2012 4:53:29 PM |
| wealth-multiplier | $25.00 | 9/11/2012 3:29:17 PM |
| bubb_hans | $25.00 | 9/11/2012 5:46:20 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:35:58 PM |
| IIP77 | $25.00 | 9/11/2012 6:01:41 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:52 PM |
| reward-adventure | $50.00 | 9/11/2012 6:16:17 PM |
| green-high-five7 | $25.00 | 9/11/2012 6:51:01 PM |
| KB-IRA | $56.20 | 9/11/2012 10:18:06 PM |
| impala6464 | $40.00 | 9/11/2012 8:42:27 PM |
| social-comet7 | $25.00 | 9/11/2012 9:05:45 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:30 PM |
| xyrn87 | $33.17 | 9/12/2012 12:07:58 AM |
| money-baron | $50.00 | 9/7/2012 6:25:12 PM |
| PrimeFunding | $25.00 | 9/7/2012 10:38:28 PM |
| ultimate-peace | $62.50 | 9/8/2012 5:47:30 AM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:51 PM |
| managedfund | $68.00 | 9/10/2012 10:24:13 AM |
| squeebie | $50.00 | 9/11/2012 10:54:39 AM |
| deal-force0 | $26.50 | 9/11/2012 12:00:09 PM |
| Bank_of_the_Galaxy | $25.00 | 9/11/2012 11:30:52 AM |
| compassion-paladin042 | $25.00 | 9/11/2012 12:54:58 PM |
| mondial4 | $25.00 | 9/11/2012 1:31:41 PM |
| liberty-society5 | $25.00 | 9/11/2012 2:08:09 PM |
| sacopt | $25.00 | 9/11/2012 4:43:23 PM |
| beer-gardener | $25.00 | 9/11/2012 5:05:59 PM |
| Sothenwhat | $100.00 | 9/11/2012 5:32:41 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:01 PM |
| the-credit-maker | $100.00 | 9/11/2012 5:32:48 PM |
| jpollar | $25.00 | 9/11/2012 8:01:06 PM |
| Hardlyskiing01 | $300.00 | 9/11/2012 8:48:19 PM |
| SMF | $25.00 | 9/11/2012 11:59:29 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
635359
This series of Notes was issued and sold upon the funding of the borrower loan #74176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Sep-06-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $407.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,796 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| justice-jujitsu1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2900
Monthly expenses: $2325
Housing: $0
Insurance: $140
Car expenses: $150
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $925
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mikrolown | $25.00 | 9/6/2012 5:15:13 PM |
| spark548 | $25.00 | 9/6/2012 5:09:01 PM |
| bazaar-tulip | $25.00 | 9/6/2012 5:10:20 PM |
| RGlad | $150.00 | 9/6/2012 10:43:59 PM |
| 1stPlace | $100.00 | 9/7/2012 7:10:01 AM |
| well-mannered-power8 | $25.00 | 9/7/2012 8:52:41 AM |
| bob450-roth | $25.00 | 9/7/2012 8:54:17 AM |
| bewitching-dollar5 | $100.00 | 9/7/2012 9:20:42 AM |
| britgsb | $26.00 | 9/7/2012 9:38:35 AM |
| BuzzyBee336 | $50.00 | 9/7/2012 9:32:47 AM |
| geniusj | $25.00 | 9/7/2012 9:40:34 AM |
| Med-Tech-Here | $28.00 | 9/7/2012 9:42:56 AM |
| 52digital | $75.00 | 9/7/2012 10:24:15 AM |
| money-bauble | $100.00 | 9/7/2012 10:02:05 AM |
| mckhbnpc | $50.00 | 9/7/2012 10:25:26 AM |
| peace-flower9 | $25.00 | 9/7/2012 10:30:12 AM |
| integrity-doctor | $100.00 | 9/7/2012 2:04:07 PM |
| casserole9 | $35.00 | 9/7/2012 3:37:15 PM |
| dudebrah | $25.00 | 9/7/2012 1:07:07 PM |
| simplelender80 | $500.00 | 9/7/2012 1:26:52 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:08 PM |
| cash-cymbal3 | $50.00 | 9/7/2012 2:27:19 PM |
| itsmaj | $25.00 | 9/7/2012 2:32:55 PM |
| lovely-order7 | $25.00 | 9/7/2012 3:48:44 PM |
| Bob450 | $25.00 | 9/7/2012 4:36:25 PM |
| MyPFBlog | $25.00 | 9/7/2012 5:03:58 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:13 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:09 PM |
| LeReve | $500.00 | 9/7/2012 5:25:22 PM |
| Zane314 | $50.00 | 9/7/2012 5:27:50 PM |
| 100units | $200.00 | 9/7/2012 5:11:44 PM |
| mmills1220 | $25.00 | 9/7/2012 5:15:15 PM |
| kingryan | $250.00 | 9/7/2012 5:17:57 PM |
| focused-yield4 | $100.00 | 9/7/2012 5:18:17 PM |
| durability-solstice8 | $50.00 | 9/7/2012 5:51:51 PM |
| gizzywump | $25.00 | 9/7/2012 5:56:21 PM |
| enthusiastic-cash599 | $50.00 | 9/7/2012 5:24:18 PM |
| investisure | $50.00 | 9/7/2012 5:21:46 PM |
| adaboy65 | $100.00 | 9/7/2012 5:27:36 PM |
| metro457 | $100.00 | 9/7/2012 5:28:35 PM |
| compoundinterest | $25.00 | 9/7/2012 6:08:08 PM |
| unrelenting-auction7 | $25.00 | 9/7/2012 5:56:53 PM |
| enticing-note | $25.00 | 9/7/2012 5:47:50 PM |
| DaGoldenchild | $25.00 | 9/7/2012 7:34:08 PM |
| urbane-income7 | $25.00 | 9/7/2012 6:07:22 PM |
| finance-coyote3 | $411.30 | 9/7/2012 8:26:46 PM |
| availableloan | $25.00 | 9/7/2012 6:02:46 PM |
| worthy-dinero8 | $25.00 | 9/7/2012 5:33:22 PM |
| Investor_DP | $100.00 | 9/6/2012 5:06:53 PM |
| penny-surgeon | $25.00 | 9/6/2012 5:10:55 PM |
| Law_Gator | $25.00 | 9/6/2012 5:14:42 PM |
| lowrater | $50.70 | 9/6/2012 5:19:36 PM |
| toblerone | $25.00 | 9/6/2012 5:21:10 PM |
| bellaquito | $500.00 | 9/6/2012 6:11:16 PM |
| receptive-affluence035 | $25.00 | 9/6/2012 5:56:09 PM |
| adventurer447 | $300.00 | 9/6/2012 5:57:12 PM |
| tolerant-responsibility051 | $2,000.00 | 9/6/2012 6:05:20 PM |
| networks4ever | $25.00 | 9/6/2012 6:10:19 PM |
| orange-liberty-oyster | $100.00 | 9/6/2012 6:32:37 PM |
| PrimeFunding | $25.00 | 9/6/2012 11:54:52 PM |
| natural-point1 | $25.00 | 9/6/2012 10:43:45 PM |
| credit-adventurer313 | $25.00 | 9/7/2012 2:58:44 AM |
| brightest-supreme-dollar | $50.00 | 9/7/2012 6:47:03 AM |
| integrity-reactor4 | $100.00 | 9/7/2012 9:23:36 AM |
| liberty-viola | $30.00 | 9/7/2012 9:38:20 AM |
| keynaples | $50.00 | 9/7/2012 10:18:29 AM |
| pdub | $500.00 | 9/7/2012 12:40:36 PM |
| MI2 | $5,000.00 | 9/7/2012 2:10:34 PM |
| joey1011 | $25.00 | 9/7/2012 3:03:06 PM |
| Kravcorp | $25.00 | 9/7/2012 3:12:21 PM |
| truth-seeker8 | $49.00 | 9/7/2012 5:07:12 PM |
| Unclejohn | $35.00 | 9/7/2012 5:11:36 PM |
| bazaar-festivity | $25.00 | 9/7/2012 5:03:59 PM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:21 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:06 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:07 PM |
| bid-banjo3 | $100.00 | 9/7/2012 5:11:03 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:07 PM |
| emphatic-responsibility | $50.00 | 9/7/2012 5:22:36 PM |
| transparency-sapling | $25.00 | 9/7/2012 5:19:22 PM |
| UstedEsElHombre | $100.00 | 9/7/2012 6:00:49 PM |
| accruer89 | $100.00 | 9/7/2012 6:04:01 PM |
| the-laudable-peso | $40.00 | 9/7/2012 5:26:02 PM |
| fair-pound5 | $50.00 | 9/7/2012 5:28:18 PM |
| BB-ptoploan | $50.00 | 9/7/2012 5:31:25 PM |
| lakshmilila | $25.00 | 9/7/2012 5:33:45 PM |
| cutter21 | $25.00 | 9/7/2012 6:11:32 PM |
| profitable-benefit952 | $100.00 | 9/7/2012 6:03:53 PM |
| rate-advocator7 | $50.00 | 9/7/2012 6:56:12 PM |
| Incredible_Bob | $25.00 | 9/7/2012 6:30:50 PM |
| appetizing-loyalty354 | $50.00 | 9/7/2012 7:07:01 PM |
| eljobe | $40.00 | 9/7/2012 8:24:42 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
635445
This series of Notes was issued and sold upon the funding of the borrower loan #74115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,185 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Gore55 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt consolidation. One managed payment with a competitive rate will be a plan out of debt.
My financial situation: With a paid-off vehicle, non-deferred student loan, and a never-late mortgage, this consolidated loan offers an ideal option to manage a plan out of debt.
Monthly net income: $2500
Housing: $900/mo mortgage, $260/mo condo assessment (includes gas & water)
Insurance: $20/mo life, $20/mo condo, health on wife's employer plan.
Car expenses: $350/bi-annual insurance
Utilities: $50/mo electricity
Phone, cable, internet: $85/mo home phone & internet, $8/mo Netflix (no cable)
Food, entertainment: $200/mo groceries
Credit cards and other loans: 5 CC cards total: $12,000
Other expenses: $190/mo student loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Plow_n_Sow | $25.00 | 9/12/2012 9:03:04 AM |
| worth-blanket2 | $13,500.00 | 9/12/2012 9:05:20 AM |
| decisive-income7 | $2,500.00 | 9/12/2012 9:02:32 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
635447
This series of Notes was issued and sold upon the funding of the borrower loan #74164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,769 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sekomen0128 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $100.00 | 9/7/2012 5:04:07 PM |
| MFBank | $50.00 | 9/7/2012 5:07:37 PM |
| BankofRon_IRA | $100.00 | 9/7/2012 5:09:52 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:32 PM |
| lowrater | $100.70 | 9/7/2012 5:04:49 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:45 PM |
| houli123 | $25.00 | 9/7/2012 5:08:02 PM |
| worth-blanket2 | $3,600.00 | 9/7/2012 5:11:34 PM |
| income-triangulation1 | $25.00 | 9/7/2012 5:11:03 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
635455
This series of Notes was issued and sold upon the funding of the borrower loan #73779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $400.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,448 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| FlexManInvest |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2012)
720-739
(Aug-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 9/9/2012 6:23:27 AM |
| lnuss25 | $50.00 | 9/7/2012 5:06:51 PM |
| tolerant-responsibility051 | $2,000.00 | 9/7/2012 5:11:15 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:18:50 PM |
| Med-Tech-Here | $28.00 | 9/7/2012 5:06:43 PM |
| thrifty-transaction578 | $25.00 | 9/7/2012 5:18:44 PM |
| LeReve | $500.00 | 9/7/2012 5:25:10 PM |
| qwknick57 | $25.00 | 9/7/2012 5:30:54 PM |
| FredHead3 | $46.89 | 9/7/2012 5:37:41 PM |
| felicity-contributor3 | $25.00 | 9/7/2012 7:09:12 PM |
| houli123 | $55.00 | 9/7/2012 6:14:13 PM |
| a-brainy-gain | $25.00 | 9/8/2012 5:09:13 AM |
| bellaquito | $500.00 | 9/7/2012 7:07:32 PM |
| CO80487 | $50.00 | 9/7/2012 7:33:13 PM |
| attractive-rate | $25.00 | 9/8/2012 6:28:38 AM |
| Dont_Worry_Be_Happy | $25.00 | 9/8/2012 6:34:43 AM |
| Navy_Wife_Retired | $76.36 | 9/7/2012 9:12:13 PM |
| moola-accelerator6 | $40.00 | 9/8/2012 7:59:18 AM |
| intuitive-worth7 | $25.00 | 9/8/2012 5:39:06 AM |
| MilitaryAV8R | $25.00 | 9/8/2012 9:51:37 AM |
| economy-popcorn | $25.00 | 9/8/2012 5:52:06 AM |
| corporatejim | $36.72 | 9/8/2012 6:06:40 AM |
| income-buffalo1 | $50.00 | 9/8/2012 8:43:14 AM |
| quantum_leap | $25.00 | 9/8/2012 9:18:52 AM |
| travels536 | $25.00 | 9/8/2012 8:19:55 AM |
| evilkats | $50.00 | 9/8/2012 11:42:56 AM |
| healthy-bonus6 | $25.00 | 9/8/2012 8:46:14 AM |
| ethical-income2 | $25.00 | 9/8/2012 10:42:08 AM |
| dcfinancial | $42.29 | 9/8/2012 10:55:12 AM |
| CreditBuilder2 | $25.01 | 9/8/2012 12:05:42 PM |
| leverage-galleon | $30.00 | 9/8/2012 11:25:25 AM |
| tolerant-dinero2 | $25.00 | 9/8/2012 12:27:35 PM |
| bazaar-tulip | $25.00 | 9/8/2012 12:24:13 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:48 PM |
| adorable-asset9 | $50.00 | 9/8/2012 12:53:24 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:30 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:19 PM |
| Peacepower | $30.00 | 9/8/2012 1:22:21 PM |
| Razor129 | $25.65 | 9/8/2012 3:22:51 PM |
| kenji4861 | $25.00 | 9/8/2012 1:45:43 PM |
| Bob450 | $30.00 | 9/8/2012 10:01:40 PM |
| peaceful-greenback719 | $25.00 | 9/8/2012 2:13:53 PM |
| worldly-income2 | $25.00 | 9/9/2012 2:20:28 AM |
| intelligent-moola1 | $50.00 | 9/9/2012 5:42:51 AM |
| peopletrust | $133.43 | 9/8/2012 6:25:54 PM |
| MonkeyB | $25.00 | 9/8/2012 7:04:16 PM |
| Lender3G | $35.06 | 9/8/2012 7:45:15 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:14:43 PM |
| Earnest_Money | $25.00 | 9/8/2012 8:48:19 PM |
| Watersports | $50.00 | 9/9/2012 10:55:50 AM |
| new-progressive-cash | $75.00 | 9/8/2012 11:17:40 PM |
| loan-lionheart6 | $25.00 | 9/9/2012 8:15:26 AM |
| Goodnotlucky | $100.00 | 9/9/2012 12:30:51 AM |
| rick4734 | $55.00 | 9/9/2012 6:38:26 AM |
| 10jwbajore | $40.00 | 9/9/2012 7:43:56 AM |
| citizenX | $125.00 | 9/9/2012 11:11:22 AM |
| museic1 | $100.00 | 9/9/2012 9:06:34 AM |
| goldenskye | $90.00 | 9/9/2012 9:36:35 AM |
| MyPFBlog | $25.00 | 9/9/2012 1:07:10 PM |
| well-mannered-income3 | $100.00 | 9/9/2012 2:06:46 PM |
| ReddInc | $250.00 | 9/9/2012 11:27:13 AM |
| generosity-battalion0 | $25.00 | 9/9/2012 11:31:18 AM |
| adam28 | $25.00 | 9/9/2012 4:23:59 PM |
| Castellan | $50.00 | 9/9/2012 12:39:48 PM |
| thorough-marketplace441 | $50.00 | 9/9/2012 7:43:34 PM |
| jybank | $50.00 | 9/9/2012 9:37:45 PM |
| integrity-reactor4 | $100.00 | 9/9/2012 1:02:35 PM |
| treasure-coyote3 | $25.34 | 9/9/2012 10:31:58 PM |
| vito9999 | $200.00 | 9/9/2012 1:14:42 PM |
| compassion-paladin042 | $25.00 | 9/9/2012 1:15:23 PM |
| katnmouse | $35.00 | 9/9/2012 2:29:24 PM |
| credit-high-five8 | $25.00 | 9/9/2012 6:34:53 PM |
| revenue-appraiser | $40.00 | 9/10/2012 6:04:36 AM |
| tough-repayment4 | $50.00 | 9/9/2012 6:56:19 PM |
| bridgedoctor | $47.94 | 9/10/2012 6:40:04 AM |
| mansim | $25.00 | 9/9/2012 7:40:38 PM |
| Kaliafx | $223.30 | 9/10/2012 7:55:31 AM |
| grammaspurse | $25.00 | 9/9/2012 9:50:00 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:28:36 AM |
| blue-dollar-viking | $50.00 | 9/10/2012 6:08:41 AM |
| PrimeFunding | $25.00 | 9/9/2012 11:32:06 PM |
| planetibet | $25.01 | 9/10/2012 6:09:11 AM |
| benefit-position | $25.00 | 9/10/2012 6:43:02 AM |
| TheDorito | $100.00 | 9/10/2012 6:48:55 AM |
| ferpeiks | $100.00 | 9/10/2012 6:50:31 AM |
| upbeat-investment9 | $25.00 | 9/10/2012 9:10:14 AM |
| mrladybug101 | $25.00 | 9/10/2012 9:22:43 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:13 AM |
| wampum-taiko4 | $25.00 | 9/10/2012 10:21:33 AM |
| fairness-carrier | $50.00 | 9/10/2012 2:05:36 PM |
| ddog0224 | $36.80 | 9/10/2012 2:42:34 PM |
| MyPFBlog | $25.00 | 9/10/2012 11:04:02 AM |
| dordee | $60.00 | 9/10/2012 11:14:56 AM |
| adam28 | $25.00 | 9/10/2012 12:15:49 PM |
| wealth-pipeline | $25.00 | 9/10/2012 1:06:04 PM |
| Tensleep | $74.48 | 9/10/2012 4:12:12 PM |
| the_spook | $25.01 | 9/10/2012 4:33:13 PM |
| repayment-pagoda8 | $100.00 | 9/10/2012 5:19:43 PM |
| auction-fanatic8 | $25.00 | 9/10/2012 5:43:40 PM |
| deal-pioneer1 | $25.00 | 9/10/2012 5:31:37 PM |
| BigHorizon | $250.00 | 9/10/2012 10:37:11 AM |
| BigHorizon | $250.00 | 9/10/2012 10:37:52 AM |
| first-careful-currency | $300.00 | 9/7/2012 5:03:10 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:01 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:25 PM |
| peace-flower9 | $50.00 | 9/7/2012 5:26:39 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:12:51 PM |
| networks4ever | $25.00 | 9/7/2012 5:33:47 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:13:48 PM |
| DreisersFinancier | $40.00 | 9/7/2012 5:16:44 PM |
| SBT | $25.00 | 9/7/2012 5:55:46 PM |
| liberty-viola | $30.00 | 9/7/2012 5:25:44 PM |
| bid-catalyst0 | $100.00 | 9/7/2012 5:28:45 PM |
| transparency-position | $35.00 | 9/7/2012 7:20:09 PM |
| Silver_Rupee | $25.01 | 9/7/2012 5:45:04 PM |
| PrimeFunding | $25.00 | 9/8/2012 1:02:39 AM |
| blackstar | $25.00 | 9/8/2012 3:00:56 AM |
| sodems | $100.00 | 9/7/2012 6:56:32 PM |
| YosemiteSam | $25.00 | 9/8/2012 5:45:25 AM |
| bluehen00 | $25.00 | 9/8/2012 7:37:47 AM |
| peaceful-farmer | $45.00 | 9/8/2012 5:00:01 AM |
| RGlad | $300.00 | 9/8/2012 3:49:56 AM |
| lagunabeachguy | $25.70 | 9/8/2012 9:20:04 AM |
| credit-adventurer313 | $29.09 | 9/8/2012 5:18:08 AM |
| Jerrys1951 | $40.00 | 9/8/2012 8:00:12 AM |
| FinanceEngine | $60.00 | 9/8/2012 6:58:50 AM |
| first-serene-credit | $25.00 | 9/8/2012 9:35:11 AM |
| gold-igniter372 | $50.00 | 9/8/2012 9:44:40 AM |
| lowrater | $75.70 | 9/8/2012 11:17:39 AM |
| compatible-deal9 | $50.00 | 9/8/2012 10:14:24 AM |
| ready-bid9 | $50.00 | 9/8/2012 12:12:21 PM |
| chererat | $25.00 | 9/8/2012 12:30:38 PM |
| Plow_n_Sow | $50.00 | 9/8/2012 2:07:15 PM |
| zorg77 | $25.00 | 9/8/2012 4:38:52 PM |
| cash-cymbal3 | $50.00 | 9/8/2012 5:58:32 PM |
| cognizant-rupee7 | $25.00 | 9/8/2012 1:28:53 PM |
| cashasaurus0 | $400.00 | 9/8/2012 2:16:24 PM |
| revenue-candy | $25.00 | 9/8/2012 2:41:14 PM |
| magical-fairness4 | $25.00 | 9/8/2012 10:14:17 PM |
| commerce-venture1 | $25.00 | 9/9/2012 4:59:46 AM |
| supersarah61 | $45.00 | 9/8/2012 5:36:48 PM |
| 1stPlace | $25.00 | 9/8/2012 2:37:05 PM |
| top-payout-enclave | $34.92 | 9/8/2012 8:32:35 PM |
| mammalian4 | $25.00 | 9/9/2012 11:05:59 AM |
| bob450-roth | $30.00 | 9/8/2012 9:59:53 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:46 PM |
| benefit-banshee | $25.00 | 9/9/2012 9:46:50 AM |
| KindCharmingReflective-affluence | $25.00 | 9/9/2012 2:04:33 PM |
| oceanside | $25.00 | 9/9/2012 2:23:17 PM |
| hickeyjosp | $50.00 | 9/9/2012 12:12:24 PM |
| kind-currency-cargo | $25.00 | 9/9/2012 3:28:28 PM |
| msh345 | $25.00 | 9/9/2012 12:01:53 PM |
| community-genetics7 | $50.00 | 9/9/2012 4:05:04 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:33 PM |
| jmeasn | $25.00 | 9/9/2012 8:28:45 PM |
| villagecoconut | $26.05 | 9/10/2012 4:01:30 AM |
| hope-hickory8 | $25.00 | 9/10/2012 5:46:02 AM |
| barchibald | $50.00 | 9/10/2012 5:48:56 AM |
| prainvestment | $25.00 | 9/10/2012 5:49:16 AM |
| CheapDolo22 | $25.00 | 9/10/2012 6:32:28 AM |
| principal-capo8 | $32.36 | 9/9/2012 8:00:20 PM |
| friendship9 | $37.50 | 9/9/2012 5:48:30 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:03 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:22 PM |
| Freestyled | $31.64 | 9/9/2012 9:44:33 PM |
| top-visionary-truth | $25.00 | 9/10/2012 5:45:14 AM |
| dukeiyer | $25.00 | 9/10/2012 7:15:28 AM |
| aldeed | $100.00 | 9/10/2012 7:25:37 AM |
| loan-upholder4 | $25.00 | 9/10/2012 6:14:30 AM |
| dinero-launcher | $29.27 | 9/10/2012 6:39:56 AM |
| joey1011 | $25.00 | 9/10/2012 7:22:48 AM |
| Danylostefan | $250.00 | 9/10/2012 7:42:59 AM |
| papaloha | $333.00 | 9/10/2012 9:33:59 AM |
| astute-benjamins | $125.00 | 9/10/2012 9:37:49 AM |
| 6_kids_college_fund | $25.00 | 9/10/2012 10:50:12 AM |
| s270 | $75.00 | 9/10/2012 11:31:05 AM |
| PrettyLights | $50.00 | 9/10/2012 12:30:11 PM |
| GreedyLawyer | $38.75 | 9/10/2012 12:59:57 PM |
| LuckyMacFunding | $40.00 | 9/10/2012 1:41:16 PM |
| duty-awakening3 | $25.00 | 9/10/2012 2:21:55 PM |
| global-invest-group | $25.00 | 9/10/2012 11:01:48 AM |
| sacopt | $25.00 | 9/10/2012 10:23:23 AM |
| WillandHelen | $26.30 | 9/10/2012 11:40:32 AM |
| tomdooley12520 | $25.00 | 9/10/2012 11:50:55 AM |
| jcw3rd | $25.00 | 9/10/2012 4:22:26 PM |
| soshau | $119.88 | 9/10/2012 10:42:33 AM |
| proud-deal06 | $26.52 | 9/10/2012 1:59:31 PM |
| Mindful7 | $25.00 | 9/10/2012 11:54:16 AM |
| CalBear08 | $33.33 | 9/10/2012 3:16:26 PM |
| Green_Bay_Packers | $50.00 | 9/10/2012 4:01:33 PM |
| bartb | $25.00 | 9/10/2012 4:20:11 PM |
| Theofficer_roth_ira | $86.38 | 9/10/2012 4:49:39 PM |
| giftgold | $25.00 | 9/10/2012 4:17:21 PM |
| Johnab | $25.00 | 9/10/2012 4:22:04 PM |
| well-mannered-power8 | $25.00 | 9/10/2012 5:25:57 PM |
| versatile-dime442 | $40.00 | 9/10/2012 5:27:29 PM |
| new-dedication-travels | $25.00 | 9/10/2012 5:51:47 PM |
| lovely-order7 | $25.00 | 9/10/2012 5:52:24 PM |
| value-wind0 | $25.00 | 9/10/2012 5:41:19 PM |
| dontletmoneyfoolya | $50.00 | 9/10/2012 5:35:00 PM |
| Leshan | $100.00 | 9/10/2012 5:37:19 PM |
| reverent-finance79 | $27.00 | 9/10/2012 5:47:54 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:03 PM |
| first-genuine-bid | $69.31 | 9/10/2012 6:27:41 PM |
| brittany | $100.00 | 9/10/2012 6:12:18 PM |
| 205 Investments
|
Borrower Payment Dependent Notes Series
635457
This series of Notes was issued and sold upon the funding of the borrower loan #74336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,750.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $403.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 780-799 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,501 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspired-commerce7 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,560
Monthly expenses: $944.00
Housing: $0.00
Insurance: $88.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/7/2012 5:06:24 PM |
| worth-blanket2 | $12,375.00 | 9/7/2012 5:06:43 PM |
| MFBank | $50.00 | 9/7/2012 5:07:17 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:07:56 PM |
| zeeexsixare | $200.00 | 9/7/2012 5:08:56 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:25 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:08:19 PM |
| LeReve | $75.00 | 9/7/2012 5:25:37 PM |
| affluence-microscope2 | $200.00 | 9/7/2012 5:14:26 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:44 PM |
| radiant-dollar9 | $200.00 | 9/7/2012 5:19:31 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:23 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
635465
This series of Notes was issued and sold upon the funding of the borrower loan #73986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 6.89% |
Borrower rate/APR:
| 7.89% / 9.23% |
Monthly payment:
| $438.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.89% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,176 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smokinguitars |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to payoff $7,000 of credit card debit and a divorce settlement loan in the amount of $7,000 in a joint Capital 1 card
My financial situation:
I am a good candidate for this loan because I have had steady employement for 11 years with my current employeer and have always been responsible for my debit payments. Consolidating my current debits at minimum payments will save me Approx $124 a month and pay off my debit faster. Makes sense.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jcornehlsen | $25.00 | 9/11/2012 10:55:10 AM |
| kenji4861 | $25.00 | 9/11/2012 9:29:41 AM |
| Plutis | $25.00 | 9/11/2012 9:43:30 AM |
| Castellan | $50.00 | 9/11/2012 9:36:19 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:47 AM |
| kfrench | $75.00 | 9/11/2012 10:40:23 AM |
| ready-interest9 | $25.00 | 9/11/2012 10:55:12 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:16 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:32 PM |
| martinatime | $50.00 | 9/11/2012 5:13:50 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:19 PM |
| blot44 | $25.00 | 9/11/2012 8:59:23 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:21 AM |
| darknesscrown | $25.00 | 9/12/2012 2:20:29 PM |
| bankojerry | $25.00 | 9/12/2012 4:11:51 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:01 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:22 PM |
| loan-mammal | $100.00 | 9/12/2012 5:45:52 PM |
| Dubbs360 | $500.00 | 9/12/2012 6:10:51 PM |
| payout-paladin3 | $500.00 | 9/12/2012 6:28:19 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:53 PM |
| Index_Plus | $5,605.00 | 9/12/2012 6:52:07 PM |
| bellaquito | $500.00 | 9/12/2012 6:30:03 PM |
| lionheart722 | $100.00 | 9/11/2012 9:35:41 AM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 10:47:59 AM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:47 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:42:35 PM |
| banker334 | $40.00 | 9/11/2012 8:15:38 PM |
| auction-sage | $50.00 | 9/12/2012 10:34:09 AM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:47 PM |
| pleasant-listing712 | $25.00 | 9/12/2012 3:59:52 PM |
| enterprising-exchange6 | $50.00 | 9/12/2012 5:14:49 PM |
| attentive-compassion1 | $50.00 | 9/12/2012 5:29:19 PM |
| liberty-viola | $30.00 | 9/12/2012 5:21:03 PM |
| MI2 | $5,000.00 | 9/12/2012 6:02:01 PM |
| peso-trailblazer0 | $25.00 | 9/12/2012 6:48:41 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
635495
This series of Notes was issued and sold upon the funding of the borrower loan #74543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $104.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 600-619 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 33y 1m |
|
Amount delinquent:
| $355 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,812 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 104% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| KINGLY |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 14 ( 52% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 13
( 48% )
| 640-659
(Nov-2011)
600-619
(Apr-2010)
600-619
(Dec-2009)
620-639
(Sep-2009)
|
|
Principal balance:
| $1,728.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to combine a couple of smaller bills into one.
My financial situation: Very good and improving each month.
I am a good candidate for this loan because I have been with Prosper for some time. My abliity to repay has been and is very good.
Monthly net income: $1500.00
Monthly expenses: $1044.00
Housing: $200.00
Insurance: $45.00
Car expenses: $100.00
Utilities: $0.00
Phone, cable, internet: $69.00
Food, entertainment: $350.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $80.00(Prosper)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durability-ace9 | $30.00 | 9/7/2012 5:04:17 PM |
| BankofRon_IRA | $100.00 | 9/7/2012 5:09:52 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:02:58 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:32 PM |
| credit-selector954 | $50.00 | 9/7/2012 5:12:53 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:45 PM |
| the-credit-maker | $100.00 | 9/7/2012 5:20:32 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:15 PM |
| managedfund | $535.00 | 9/7/2012 5:42:52 PM |
| duty-viola | $25.00 | 9/7/2012 5:19:20 PM |
| versatile-dime442 | $250.00 | 9/7/2012 5:20:52 PM |
| DasMula | $100.00 | 9/7/2012 5:31:39 PM |
| AF-Chief | $25.00 | 9/7/2012 5:34:23 PM |
| Tonusb0 | $25.00 | 9/7/2012 5:32:13 PM |
| MrBailey | $25.00 | 9/7/2012 5:33:03 PM |
| poetic-money611 | $60.00 | 9/7/2012 5:07:08 PM |
| handy-justice | $50.00 | 9/7/2012 5:02:05 PM |
| 312-Lender | $200.00 | 9/7/2012 5:02:16 PM |
| sweety075 | $25.00 | 9/7/2012 5:04:24 PM |
| trumpeter5 | $25.00 | 9/7/2012 5:06:05 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:25 PM |
| pierrelasvegas | $25.00 | 9/7/2012 5:27:11 PM |
| bid-catalyst0 | $100.00 | 9/7/2012 5:27:41 PM |
| toblerone | $25.00 | 9/7/2012 5:28:47 PM |
| loan-mammal | $100.00 | 9/7/2012 5:35:55 PM |
| jazzlender | $25.00 | 9/7/2012 5:24:48 PM |
| loyalty-meadow | $25.00 | 9/7/2012 5:33:49 PM |
| jiftostada | $25.00 | 9/7/2012 5:28:53 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
635499
This series of Notes was issued and sold upon the funding of the borrower loan #73695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $152.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 15
/
15 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,112 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-deal |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $13,323.44 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2011)
|
|
Principal balance:
| $11,408.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt consolidation
Purpose of loan:
Is to consolidate credit card payment into a lower monthly payment.
My financial situation:
I am a good candidate for this loan because I've been working hard to maintain employment and my finance stability. This will help me continue that trend.
Monthly net income: $2960
Housing: $550
Utilities: $75
Phone, cable, internet: $95
Food, entertainment: $500
Clothing, household expenses:
Credit cards and other loans: $690
Other expenses: $180
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/7/2012 5:02:05 PM |
| Hippo-IRA1 | $25.00 | 9/7/2012 5:04:41 PM |
| deal-hickory5 | $100.00 | 9/7/2012 5:14:45 PM |
| lnuss25 | $25.00 | 9/7/2012 5:06:32 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:35 PM |
| thrilling-fund427 | $50.00 | 9/7/2012 5:08:10 PM |
| scholarly-order6 | $50.00 | 9/7/2012 5:12:33 PM |
| worth-blanket2 | $4,500.00 | 9/7/2012 5:07:47 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:26 PM |
| lnuss25 | $25.00 | 9/7/2012 5:10:07 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
635511
This series of Notes was issued and sold upon the funding of the borrower loan #74555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $187.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 22y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $477 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-adventurous-rupee |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Alternate Transportation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| magical-kindness888888 | $50.00 | 9/10/2012 5:08:20 PM |
| first-class-gold0 | $20.00 | 9/10/2012 5:08:46 PM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 5:05:10 PM |
| Plow_n_Sow | $80.00 | 9/10/2012 5:02:03 PM |
| decisive-income7 | $1,800.00 | 9/10/2012 5:05:10 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:19 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
635545
This series of Notes was issued and sold upon the funding of the borrower loan #74546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $558.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1981 |
Debt/Income ratio:
| 83% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,623 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| methodical-gold233 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card
My financial situation:
I am a good candidate for this loan because...I an honest and pay my bills
Monthly net income: $4375.00
Monthly expenses: $250.00
Housing: $343.00
Insurance: $30.00
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $300.00
Food, entertainment: $300.00
Clothing, household expenses: $25.00
Credit cards and other loans: $1000.00
Other expenses: $25.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:40 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:52 PM |
| NickelSteamroller | $35.00 | 9/8/2012 12:02:06 PM |
| lowrater | $50.60 | 9/8/2012 12:11:56 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:01 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:21 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:56 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:07 PM |
| tech310 | $50.00 | 9/8/2012 12:59:13 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:50 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:54:17 PM |
| octoberfresh | $25.00 | 9/8/2012 1:00:00 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:02 PM |
| pierrelasvegas | $25.00 | 9/8/2012 1:28:08 PM |
| finder072 | $25.00 | 9/8/2012 1:05:21 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:44 PM |
| samurai2 | $25.00 | 9/9/2012 5:51:12 AM |
| powderbumps | $25.00 | 9/8/2012 3:51:32 PM |
| museic1 | $100.00 | 9/9/2012 9:05:11 AM |
| Weaverville | $25.00 | 9/9/2012 9:43:26 AM |
| jamiee73 | $25.00 | 9/9/2012 1:59:25 PM |
| MI2 | $5,000.00 | 9/9/2012 7:40:01 PM |
| Ganadai | $25.00 | 9/10/2012 12:13:50 AM |
| compassionenstein0 | $25.00 | 9/10/2012 7:45:30 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:23 PM |
| transparency-river1 | $500.00 | 9/10/2012 8:13:04 AM |
| standanddeliver | $32.00 | 9/10/2012 9:00:44 AM |
| Palacios | $50.00 | 9/10/2012 10:13:39 AM |
| Grandmahoneybee | $40.00 | 9/10/2012 9:41:49 AM |
| desertoasis | $25.00 | 9/10/2012 9:42:54 AM |
| orange-preeminant-bill | $25.00 | 9/10/2012 10:02:03 AM |
| value-wind0 | $25.00 | 9/10/2012 11:07:57 AM |
| Comoparklender | $25.00 | 9/10/2012 10:01:08 AM |
| MAYBROOK | $25.00 | 9/10/2012 10:15:54 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:35 AM |
| rate-hawk | $25.00 | 9/10/2012 2:25:44 PM |
| SkepticalBen | $50.00 | 9/10/2012 10:36:43 AM |
| dukeiyer | $25.00 | 9/10/2012 10:39:53 AM |
| ore-genius2 | $200.00 | 9/10/2012 11:40:53 AM |
| plentiful-note6 | $25.00 | 9/10/2012 10:40:29 AM |
| redaddict | $25.00 | 9/10/2012 2:28:33 PM |
| lionheart722 | $100.00 | 9/10/2012 2:46:59 PM |
| library849 | $4,000.00 | 9/10/2012 3:49:25 PM |
| needtheloan | $26.21 | 9/10/2012 4:02:57 PM |
| loan-fate | $50.00 | 9/8/2012 12:18:46 PM |
| houli123 | $25.00 | 9/8/2012 12:07:28 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:12 PM |
| kfrench | $75.00 | 9/8/2012 1:48:48 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:21 PM |
| bellaquito | $500.00 | 9/8/2012 1:20:39 PM |
| money-baron | $50.00 | 9/8/2012 1:53:17 PM |
| liberty-tostada7 | $50.00 | 9/8/2012 2:16:32 PM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:59 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:47 PM |
| unrelenting-power5 | $25.00 | 9/9/2012 11:32:09 AM |
| KramericaIndustries | $25.40 | 9/9/2012 7:18:22 AM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:18 AM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:41 AM |
| elation074 | $25.00 | 9/9/2012 10:53:26 AM |
| whitegold24k | $100.00 | 9/9/2012 10:32:35 AM |
| new-gold-wrangler | $161.00 | 9/9/2012 12:30:07 PM |
| vigorous-market5 | $200.00 | 9/10/2012 12:42:03 AM |
| myidear | $25.00 | 9/10/2012 2:20:41 AM |
| NR | $25.00 | 9/9/2012 6:55:43 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:34 PM |
| hope-candy1 | $25.00 | 9/10/2012 7:41:01 AM |
| green-glowing-gain | $25.00 | 9/9/2012 8:16:09 PM |
| sunnyboy_7478 | $50.00 | 9/9/2012 10:28:39 PM |
| Felici_Finance | $25.00 | 9/10/2012 3:33:11 AM |
| TheDorito | $50.00 | 9/10/2012 6:52:01 AM |
| DreDub | $50.00 | 9/10/2012 9:08:26 AM |
| finance-prescription | $100.00 | 9/10/2012 10:02:36 AM |
| missing-link | $25.00 | 9/10/2012 10:09:01 AM |
| rogue_monster | $47.00 | 9/10/2012 10:23:58 AM |
| blue-thoughtful-generosity | $25.00 | 9/10/2012 10:00:36 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:25 AM |
| truth-companion | $25.00 | 9/10/2012 10:14:22 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:16 AM |
| dordee | $44.47 | 9/10/2012 11:16:21 AM |
| gold-disk | $25.00 | 9/10/2012 1:34:51 PM |
| mpatrick | $50.00 | 9/10/2012 11:35:20 AM |
| wrangler034 | $25.00 | 9/10/2012 1:27:50 PM |
| p2p-mover0 | $13.32 | 9/10/2012 4:30:15 PM |
| HereToHelp305 | $75.00 | 9/10/2012 3:03:01 PM |
| thorough-income854 | $50.00 | 9/10/2012 4:04:15 PM |
| Kodak-Midas | $25.00 | 9/10/2012 4:24:05 PM |
| jonn834 | $25.00 | 9/10/2012 4:27:46 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
635583
This series of Notes was issued and sold upon the funding of the borrower loan #74359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,517 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-statue7 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt
My financial situation: Good
I am a good candidate for this loan because... I can repay with no problem
Monthly net income: $6000
Monthly expenses: $3400
Housing: $1200
Insurance: $100
Car expenses: $600
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $160.03 | 9/10/2012 9:00:56 AM |
| handy-justice | $50.00 | 9/10/2012 9:17:12 AM |
| vutah | $65.00 | 9/10/2012 9:44:56 AM |
| lowrater | $50.70 | 9/10/2012 9:27:30 AM |
| Something-Corporate | $25.00 | 9/10/2012 9:43:38 AM |
| 52digital | $75.00 | 9/10/2012 10:26:32 AM |
| bellaquito | $500.00 | 9/10/2012 10:44:44 AM |
| knowledgeable-silver6 | $25.00 | 9/10/2012 9:40:04 AM |
| let_me_retire | $75.00 | 9/10/2012 11:23:42 AM |
| dudebrah | $25.00 | 9/10/2012 3:01:42 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:32 PM |
| best-bonafide-p2p | $25.00 | 9/10/2012 5:42:26 PM |
| john0720 | $25.00 | 9/10/2012 6:20:40 PM |
| hopeful_lender | $100.00 | 9/10/2012 6:29:15 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:43 PM |
| Index_Plus | $404.27 | 9/10/2012 7:36:38 PM |
| community-burrito9 | $35.00 | 9/10/2012 9:22:52 AM |
| HeroSupport | $40.00 | 9/10/2012 9:02:33 AM |
| income-triangulation1 | $25.00 | 9/10/2012 9:33:27 AM |
| global-invest-group | $25.00 | 9/10/2012 9:34:03 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:36 AM |
| thankful-nickel2 | $50.00 | 9/10/2012 10:38:45 AM |
| calmfunds | $1,300.00 | 9/10/2012 5:02:45 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:23 PM |
| kila-designer | $150.00 | 9/10/2012 5:51:59 PM |
| Whipster | $40.00 | 9/10/2012 6:17:25 PM |
| Endeavour | $30.00 | 9/10/2012 6:20:57 PM |
| payment-halo | $25.00 | 9/10/2012 7:18:26 PM |
| Bob450 | $25.00 | 9/10/2012 7:27:06 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
635613
This series of Notes was issued and sold upon the funding of the borrower loan #73854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $205.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,175 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| moneyguy2012 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan is to jumpstart my online businesses. i will be able to use the funds to provide advertising solutions and start an sustainable online business
My financial situation:
I am a good candidate for the loan because my ability to pay this loan back is already there i just need a little more capital to start the business. I will be able to make make on time payments with current job status and income
Monthly net income: $3000
Monthly expenses: $1400
Housing: $500
Insurance: $100
Car expenses: $60/wk gas
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $25/month
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EL_Papin | $25.00 | 9/8/2012 12:13:30 PM |
| dariop | $25.01 | 9/8/2012 12:19:15 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:52 PM |
| drg6289 | $25.00 | 9/8/2012 12:26:23 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:50 PM |
| mikrolown | $25.00 | 9/8/2012 1:24:07 PM |
| SLN-10 | $30.00 | 9/8/2012 1:53:21 PM |
| networks4ever | $25.00 | 9/8/2012 1:40:49 PM |
| vutah | $65.01 | 9/8/2012 1:56:47 PM |
| CalBear08 | $33.33 | 9/9/2012 1:08:55 AM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:59 PM |
| PrimeFunding | $25.00 | 9/9/2012 12:17:39 AM |
| luminous-finance9 | $26.00 | 9/9/2012 7:30:09 AM |
| Weaverville | $25.00 | 9/9/2012 9:43:26 AM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:34 PM |
| compassion-burrito | $25.00 | 9/10/2012 7:09:52 AM |
| dudebrah | $25.00 | 9/9/2012 8:58:08 PM |
| scoobiedoo | $40.00 | 9/10/2012 6:53:33 AM |
| bold-direct-asset | $50.00 | 9/10/2012 10:06:34 AM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:40 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:12 PM |
| money-bauble | $100.00 | 9/8/2012 12:53:55 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:21 PM |
| mckhbnpc | $50.00 | 9/8/2012 1:27:00 PM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:47 PM |
| 1stPlace | $100.00 | 9/8/2012 2:31:51 PM |
| awesome-benefit1 | $25.00 | 9/9/2012 10:12:43 PM |
| MI2 | $5,000.00 | 9/9/2012 7:40:01 PM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:23 PM |
| receptive-affluence035 | $40.00 | 9/10/2012 6:27:53 AM |
| Kqwik | $25.00 | 9/10/2012 12:22:42 AM |
| MyPFBlog | $25.00 | 9/10/2012 7:44:12 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:47:36 AM |
| benefit-javelin | $25.00 | 9/10/2012 7:57:26 AM |
| treasure-palace661 | $290.65 | 9/10/2012 10:11:35 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
635619
This series of Notes was issued and sold upon the funding of the borrower loan #74471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $263.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,612 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-fixer1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| houli123 | $25.00 | 9/8/2012 12:07:28 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:41 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:52 PM |
| prudent-dough458 | $25.00 | 9/8/2012 12:13:32 PM |
| dariop | $25.01 | 9/8/2012 12:19:15 PM |
| profitable-fairness1 | $50.00 | 9/8/2012 12:23:01 PM |
| 1randyp | $25.00 | 9/8/2012 12:30:46 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:22 PM |
| bazaar-elvis | $50.00 | 9/8/2012 12:14:57 PM |
| lowrater | $50.70 | 9/8/2012 12:20:24 PM |
| jazzlender | $25.00 | 9/8/2012 12:51:56 PM |
| magnitude787 | $30.00 | 9/8/2012 12:23:45 PM |
| ready-agreement5 | $25.00 | 9/8/2012 12:37:25 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:56 PM |
| finder072 | $25.00 | 9/8/2012 1:05:22 PM |
| cash-mad-scientist3 | $25.00 | 9/8/2012 12:38:17 PM |
| CAGE-Investments | $25.00 | 9/8/2012 1:09:52 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:50 PM |
| kindest-credit-bear | $250.00 | 9/8/2012 12:51:58 PM |
| Gladglide | $25.00 | 9/8/2012 12:52:51 PM |
| selector568 | $300.00 | 9/8/2012 1:21:11 PM |
| tech310 | $50.00 | 9/8/2012 12:59:14 PM |
| nex | $25.00 | 9/8/2012 1:55:33 PM |
| terrific-dough6 | $29.00 | 9/8/2012 1:07:49 PM |
| real-return2 | $26.00 | 9/8/2012 2:02:21 PM |
| equitable-capital758 | $394.00 | 9/8/2012 1:11:35 PM |
| liberty-tostada7 | $50.00 | 9/8/2012 2:16:33 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:36 PM |
| JeremyLinFan | $40.00 | 9/8/2012 1:19:54 PM |
| pound-mushroom3 | $25.00 | 9/8/2012 1:09:40 PM |
| mikrolown | $25.00 | 9/8/2012 1:24:07 PM |
| scarlet-velvet | $50.08 | 9/8/2012 3:41:52 PM |
| woodman61 | $25.00 | 9/8/2012 1:26:11 PM |
| cognizant-rupee7 | $25.00 | 9/8/2012 1:28:53 PM |
| bellaquito | $500.00 | 9/8/2012 1:20:39 PM |
| money-baron | $50.00 | 9/8/2012 1:53:17 PM |
| pierrelasvegas | $25.00 | 9/8/2012 1:28:09 PM |
| wonder3 | $30.00 | 9/8/2012 2:27:28 PM |
| interstellar | $75.00 | 9/8/2012 1:44:12 PM |
| powderbumps | $25.00 | 9/8/2012 3:50:24 PM |
| ideal-platinum1 | $25.00 | 9/9/2012 8:02:41 AM |
| social-zebra | $31.16 | 9/9/2012 8:33:37 AM |
| kinder-credit-bear | $250.00 | 9/8/2012 8:54:27 PM |
| kind-important-liberty9 | $25.00 | 9/9/2012 8:57:49 AM |
| the-brilliant-currency | $50.00 | 9/8/2012 9:18:59 PM |
| favorite-commerce | $30.00 | 9/8/2012 8:58:27 PM |
| ReddInc | $100.00 | 9/9/2012 11:30:37 AM |
| leverage-sensai6 | $25.00 | 9/9/2012 7:27:18 AM |
| pious-payment3 | $25.00 | 9/9/2012 4:51:07 AM |
| commerce-venture1 | $25.00 | 9/9/2012 5:02:20 AM |
| global-invest-group | $25.00 | 9/9/2012 9:25:55 AM |
| RockAngelHair | $25.00 | 9/9/2012 10:17:14 AM |
| affluence-birdie7 | $25.00 | 9/9/2012 7:53:45 AM |
| elation074 | $25.00 | 9/9/2012 10:53:26 AM |
| citizenX | $125.00 | 9/9/2012 11:11:23 AM |
| casserole9 | $25.00 | 9/9/2012 12:41:32 PM |
| riproaringrapids | $50.00 | 9/9/2012 12:42:26 PM |
| intelligent-yield | $23.05 | 9/9/2012 1:07:12 PM |
| NickelSteamroller | $35.00 | 9/8/2012 12:02:07 PM |
| the-silver-blaster | $50.00 | 9/8/2012 12:13:58 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:07 PM |
| transaction-hugger4 | $100.00 | 9/8/2012 12:23:55 PM |
| missing-link | $25.00 | 9/8/2012 12:10:47 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:01 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:34 PM |
| DasMula | $25.00 | 9/8/2012 12:13:41 PM |
| supreme-treasure8 | $100.00 | 9/8/2012 12:50:12 PM |
| genius520 | $100.00 | 9/8/2012 12:50:40 PM |
| justreturns | $25.00 | 9/8/2012 12:20:52 PM |
| cahjoon | $25.00 | 9/8/2012 12:36:14 PM |
| silver-trident5 | $86.00 | 9/8/2012 12:38:10 PM |
| new-gold-wrangler | $1,000.00 | 9/8/2012 12:41:40 PM |
| Kaj | $25.00 | 9/8/2012 12:42:23 PM |
| p2pelstiltskin8 | $25.00 | 9/8/2012 12:43:59 PM |
| fortytwo | $150.00 | 9/8/2012 12:46:34 PM |
| investment-visionary | $25.00 | 9/8/2012 12:55:40 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:03 PM |
| dsnybnd | $25.00 | 9/8/2012 1:31:45 PM |
| Whipster | $60.00 | 9/8/2012 12:56:04 PM |
| HeroSupport | $60.00 | 9/8/2012 12:56:51 PM |
| fabulous-bazaar4 | $25.00 | 9/8/2012 1:10:09 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:11 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:45 PM |
| investorguy3000 | $25.00 | 9/8/2012 1:26:14 PM |
| JTHarris | $25.00 | 9/8/2012 1:46:49 PM |
| cash-delight1 | $50.00 | 9/8/2012 1:56:03 PM |
| PaulW | $25.00 | 9/8/2012 1:56:38 PM |
| john0720 | $25.00 | 9/8/2012 1:31:32 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:21 PM |
| income-triangulation1 | $25.00 | 9/8/2012 4:28:01 PM |
| poplar045 | $25.00 | 9/8/2012 3:09:27 PM |
| blueshound | $25.00 | 9/8/2012 4:07:29 PM |
| winmals | $25.00 | 9/9/2012 8:32:13 AM |
| Christophe | $25.00 | 9/9/2012 9:04:53 AM |
| Weaverville | $25.00 | 9/9/2012 9:43:27 AM |
| paradise-foothill | $50.00 | 9/8/2012 7:11:00 PM |
| first-restless-payout | $50.00 | 9/9/2012 11:33:47 AM |
| suave-durability1 | $25.00 | 9/8/2012 10:15:48 PM |
| justasoldier | $50.00 | 9/9/2012 8:42:14 AM |
| benefit-banshee | $25.00 | 9/9/2012 9:45:49 AM |
| refined-return922 | $25.00 | 9/9/2012 12:41:52 PM |
| marcomnzs | $25.00 | 9/9/2012 12:44:23 PM |
| generosity-battalion0 | $50.00 | 9/9/2012 11:29:33 AM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:36 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
635633
This series of Notes was issued and sold upon the funding of the borrower loan #74037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 39 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-spark1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Purpose of loan:
This loan will be used to... consilidate my medical bills
My financial situation: First United Bank & Trust
I am a good candidate for this loan because... I earn enough money to pay payments and I always make sure to pay my bills on time
Monthly net income: $850.00-$1,000.00
Monthly expenses: $550.00
Housing: $ 0
Insurance: $60.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $50.00
Food, entertainment: $125.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| elegant-hope578 | $50.00 | 9/8/2012 12:13:22 PM |
| Zingaro | $25.00 | 9/8/2012 1:02:40 PM |
| rate-sceptre | $25.00 | 9/9/2012 7:17:36 AM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:31 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:05 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:37 PM |
| ChasSpiral | $45.00 | 9/10/2012 8:18:06 PM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:52 PM |
| handy-justice | $50.00 | 9/8/2012 1:29:07 PM |
| marwadi-62 | $25.00 | 9/8/2012 2:05:56 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:16 AM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:32 PM |
| new-mystical-dime | $25.00 | 9/10/2012 11:26:04 PM |
| economy-prophesy0 | $30.00 | 9/10/2012 11:52:51 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
635653
This series of Notes was issued and sold upon the funding of the borrower loan #74103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.49% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.82% |
Monthly payment:
| $581.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.95% | | |
| |
Estimated return*:
| 7.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,588 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CaliforniaIP |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because (a) I have a stable, well paid position as an in-house senior patent counsel with Oracle Corp, and (b) have a long history of always making all my payments on time (credit cards, rent, utilities, etc.).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adventurer447 | $300.00 | 9/9/2012 12:06:40 PM |
| Castellan | $50.00 | 9/9/2012 12:39:54 PM |
| EnglishGeekInNYC | $50.00 | 9/9/2012 1:15:06 PM |
| thrifty-transaction578 | $25.00 | 9/9/2012 12:11:42 PM |
| prudent-deal662 | $25.00 | 9/9/2012 1:24:21 PM |
| knowledgeable-silver6 | $25.00 | 9/9/2012 12:47:55 PM |
| hopeful_lender | $100.00 | 9/9/2012 3:35:00 PM |
| Nipper99 | $100.00 | 9/9/2012 4:48:23 PM |
| commerce-venture1 | $25.00 | 9/9/2012 5:04:40 PM |
| global-invest-group | $25.00 | 9/10/2012 9:35:51 AM |
| lionheart722 | $100.00 | 9/10/2012 2:47:03 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:10 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:39 PM |
| spartacusiam | $25.00 | 9/11/2012 9:57:38 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:16:11 AM |
| Cherrypicker | $30.00 | 9/11/2012 12:55:18 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:20 PM |
| banker334 | $40.00 | 9/11/2012 8:15:30 PM |
| anacent | $25.00 | 9/11/2012 9:41:05 PM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:11 AM |
| auction-sage | $50.00 | 9/12/2012 10:34:00 AM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:00 PM |
| restless-currency | $40.00 | 9/12/2012 6:42:40 PM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:32:45 AM |
| vutah | $25.00 | 9/13/2012 8:41:11 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:30 AM |
| Glory_Honor_Orange | $152.20 | 9/13/2012 11:30:02 AM |
| cash-cymbal3 | $61.00 | 9/13/2012 11:33:42 AM |
| pdub | $750.00 | 9/13/2012 10:33:05 AM |
| help4u | $25.00 | 9/13/2012 11:58:31 AM |
| new-goodhearted-economy | $100.00 | 9/13/2012 1:10:12 PM |
| RoccoLoan | $25.00 | 9/13/2012 11:10:23 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:23:24 AM |
| skifamily1992 | $27.06 | 9/13/2012 2:06:25 PM |
| flyfisherman99 | $25.00 | 9/13/2012 11:48:21 AM |
| misit | $25.00 | 9/13/2012 11:48:58 AM |
| gold-maestro6 | $50.00 | 9/13/2012 4:09:18 PM |
| benevolent-ore329 | $50.00 | 9/13/2012 1:14:24 PM |
| admirable-return6 | $100.00 | 9/13/2012 3:53:53 PM |
| Abetterinvestor | $41.67 | 9/13/2012 3:51:19 PM |
| gain-keeper9 | $25.00 | 9/13/2012 4:27:58 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:06 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:32 PM |
| j2ee | $50.00 | 9/13/2012 5:21:52 PM |
| coin-trumpet | $40.00 | 9/13/2012 5:19:53 PM |
| a-finance-nirvana | $25.00 | 9/13/2012 5:35:29 PM |
| alaskanone | $25.00 | 9/13/2012 5:20:59 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:27:56 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:38 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:10 PM |
| LeReve | $500.00 | 9/13/2012 5:35:33 PM |
| fearless-wampum2 | $25.00 | 9/13/2012 5:57:07 PM |
| top-community-voyage | $50.00 | 9/13/2012 5:48:10 PM |
| chlebie | $50.00 | 9/13/2012 5:49:05 PM |
| BxRealtor | $25.00 | 9/13/2012 6:09:15 PM |
| first-reward-bliss | $500.00 | 9/13/2012 8:00:50 PM |
| finance-coyote3 | $761.30 | 9/13/2012 8:50:07 PM |
| SudianX | $25.94 | 9/13/2012 6:36:37 PM |
| cloud8 | $55.00 | 9/13/2012 8:04:07 PM |
| antlr | $25.00 | 9/13/2012 7:14:12 PM |
| liberty-viola | $30.00 | 9/9/2012 12:33:01 PM |
| superb-funds335 | $25.00 | 9/9/2012 12:28:49 PM |
| wise-charming-reward | $200.00 | 9/9/2012 4:52:09 PM |
| HikeMoab | $25.00 | 9/10/2012 6:27:06 AM |
| respectful-fairness069 | $27.00 | 9/10/2012 8:53:57 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:32 AM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:21 PM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:03 AM |
| UOweMe | $25.00 | 9/11/2012 2:39:17 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:40 PM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:56 AM |
| unrivaled-deal676 | $50.00 | 9/12/2012 9:45:54 AM |
| courteous-trade229 | $40.00 | 9/12/2012 10:54:32 AM |
| URBANCAPITAL | $50.00 | 9/12/2012 5:32:13 PM |
| Darts | $50.00 | 9/12/2012 7:45:55 PM |
| mariah8641 | $30.00 | 9/13/2012 8:43:34 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:48 AM |
| rich329 | $25.00 | 9/13/2012 12:07:43 PM |
| KCEnterprises | $25.00 | 9/13/2012 1:02:02 PM |
| lender-1 | $50.00 | 9/13/2012 4:17:32 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:19 AM |
| Castelj | $30.00 | 9/13/2012 3:38:02 PM |
| admirable-return6 | $100.00 | 9/13/2012 3:50:00 PM |
| promise2 | $27.75 | 9/13/2012 3:35:08 PM |
| sacopt | $25.00 | 9/13/2012 4:00:47 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:53:56 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:07 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:12:58 PM |
| important-ore | $150.00 | 9/13/2012 5:27:00 PM |
| ready-bid9 | $50.00 | 9/13/2012 5:30:34 PM |
| wetlands | $200.00 | 9/13/2012 5:30:57 PM |
| IP | $25.00 | 9/13/2012 5:29:11 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:00 PM |
| versatile-dime442 | $217.00 | 9/13/2012 5:32:54 PM |
| Science7124 | $25.00 | 9/13/2012 5:36:23 PM |
| bowdish1 | $100.00 | 9/13/2012 5:45:36 PM |
| nbah123 | $50.00 | 9/13/2012 6:12:52 PM |
| attentive-compassion1 | $50.00 | 9/13/2012 5:38:10 PM |
| derwiki | $25.00 | 9/13/2012 5:38:33 PM |
| MI2 | $5,000.00 | 9/13/2012 6:22:17 PM |
| Kunakiku | $25.00 | 9/13/2012 5:41:52 PM |
| open-dough6 | $25.00 | 9/13/2012 6:01:34 PM |
| hope-kingdom | $78.00 | 9/13/2012 6:02:36 PM |
| MrJDL1971 | $107.07 | 9/13/2012 6:15:21 PM |
| sentimental-cash0 | $25.00 | 9/13/2012 7:18:52 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:47 PM |
| magnetic-integrity7 | $25.00 | 9/13/2012 8:15:37 PM |
| VikingInvestments | $25.00 | 9/13/2012 6:51:41 PM |
| slimof37 | $25.00 | 9/13/2012 7:27:01 PM |
| LODenterprises | $25.00 | 9/13/2012 7:41:18 PM |
| worth-victor6 | $47.00 | 9/13/2012 7:42:31 PM |
| Ilyav | $142.00 | 9/13/2012 8:27:36 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
635733
This series of Notes was issued and sold upon the funding of the borrower loan #74240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 11y 5m |
|
Amount delinquent:
| $2,175 |
Total credit lines:
| 27 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,381 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fund-grove7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Start a small online business
This loan will be used to...purchase supplies, merchandise and registration fees
My financial situation: extremely good
I am a good candidate for this loan because...I plan to repay loan prior to the 3 year obligation.
Monthly net income: $6,000
Monthly expenses: $3,000
Housing: $2,175/mon
Insurance: $140
Car expenses: $0
Utilities: $500
Phone, cable, internet: $250
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $15,800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/8/2012 12:03:43 PM |
| RGlad | $200.00 | 9/8/2012 12:04:21 PM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:22 PM |
| vutah | $25.00 | 9/8/2012 12:19:15 PM |
| scholarly-order6 | $50.00 | 9/8/2012 12:06:40 PM |
| worthy-bid8 | $50.00 | 9/8/2012 12:25:53 PM |
| moneyforthehoney | $25.00 | 9/8/2012 12:14:29 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
635739
This series of Notes was issued and sold upon the funding of the borrower loan #74035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,229 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| felicity-beast |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: home improvement
This loan will be used to...fix bathroom
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3355.00
Monthly expenses: $2543
Housing: $1112
Insurance: $140
Car expenses: $335
Utilities: $170
Phone, cable, internet: $136
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/8/2012 12:01:07 PM |
| durability-ace9 | $30.00 | 9/8/2012 12:43:08 PM |
| kinetic-generosity766 | $37.78 | 9/8/2012 12:33:33 PM |
| bewitching-dollar5 | $100.00 | 9/8/2012 1:22:07 PM |
| handy-justice | $50.00 | 9/8/2012 1:23:32 PM |
| MBBinthBK | $31.25 | 9/8/2012 6:25:56 PM |
| DevinHill | $25.00 | 9/8/2012 11:15:37 PM |
| majestic-currency3 | $25.00 | 9/8/2012 2:21:40 PM |
| the-inspired-justice | $25.00 | 9/9/2012 6:40:55 AM |
| Whatssofunnybout | $25.00 | 9/9/2012 7:36:53 AM |
| CoyoteJack | $25.00 | 9/9/2012 8:38:35 AM |
| diplomatic-justice6 | $25.00 | 9/9/2012 9:21:09 AM |
| Thoth_88 | $25.00 | 9/8/2012 8:13:35 PM |
| the-brilliant-currency | $100.00 | 9/8/2012 9:23:05 PM |
| 1LTRN | $25.00 | 9/8/2012 10:17:04 PM |
| patriot0 | $50.00 | 9/9/2012 5:48:25 AM |
| rate-advocator7 | $200.00 | 9/9/2012 4:20:59 PM |
| integrity-reactor4 | $50.00 | 9/9/2012 1:05:30 PM |
| stock106 | $25.00 | 9/9/2012 3:18:43 PM |
| supreme-affluence798 | $25.00 | 9/9/2012 11:39:25 PM |
| WMY-Investor | $100.00 | 9/9/2012 3:46:10 PM |
| community-genetics7 | $25.00 | 9/9/2012 4:02:06 PM |
| dudebrah | $25.00 | 9/9/2012 8:55:24 PM |
| proud-dollar1 | $25.00 | 9/10/2012 7:51:53 AM |
| zenyatta | $25.00 | 9/10/2012 9:29:36 AM |
| djh47a | $25.00 | 9/10/2012 8:34:40 AM |
| global-invest-group | $25.00 | 9/10/2012 9:38:49 AM |
| bubb_hans | $25.00 | 9/10/2012 9:47:52 AM |
| Miami | $25.00 | 9/10/2012 9:57:41 AM |
| elegant-hope578 | $50.00 | 9/8/2012 12:13:22 PM |
| reward-adventure | $50.00 | 9/8/2012 12:08:28 PM |
| productive-note2 | $29.00 | 9/8/2012 12:12:34 PM |
| worthy-bid8 | $100.00 | 9/8/2012 12:25:53 PM |
| invincible-deal82 | $25.00 | 9/8/2012 1:11:06 PM |
| community-burrito9 | $25.00 | 9/8/2012 1:23:18 PM |
| powderbumps | $25.00 | 9/8/2012 3:48:39 PM |
| top-responsibility-sage | $50.00 | 9/8/2012 5:58:01 PM |
| peopletrust | $50.00 | 9/8/2012 6:24:41 PM |
| 52digital | $75.00 | 9/8/2012 1:46:48 PM |
| Razor129 | $25.65 | 9/8/2012 3:21:19 PM |
| bellaquito | $500.00 | 9/8/2012 1:56:28 PM |
| PrimeFunding | $25.00 | 9/9/2012 12:20:42 AM |
| felicity-contributor3 | $25.00 | 9/8/2012 5:06:16 PM |
| hopeful-bonus976 | $50.00 | 9/8/2012 5:22:32 PM |
| Steveo64 | $30.00 | 9/8/2012 5:36:11 PM |
| money-fort | $25.00 | 9/8/2012 9:50:24 PM |
| 111TaxMan | $25.00 | 9/8/2012 8:56:40 PM |
| payout-harmony4 | $50.00 | 9/9/2012 11:05:37 AM |
| alluring-order2 | $29.09 | 9/8/2012 11:13:36 PM |
| CA-Lender | $25.00 | 9/8/2012 9:46:45 PM |
| rate-sceptre | $25.00 | 9/9/2012 6:47:33 AM |
| debt_helper | $25.00 | 9/9/2012 1:10:51 AM |
| RockAngelHair | $25.00 | 9/9/2012 10:17:44 AM |
| mammalian4 | $25.00 | 9/9/2012 11:05:40 AM |
| payout-mongoose | $50.00 | 9/9/2012 3:38:41 PM |
| 1313mark1313 | $25.07 | 9/9/2012 12:07:12 PM |
| Anamorph | $25.00 | 9/9/2012 2:27:52 PM |
| supreme-affluence798 | $25.00 | 9/9/2012 11:26:56 PM |
| appetizing-loyalty354 | $200.00 | 9/9/2012 4:25:36 PM |
| big-mac-50 | $200.00 | 9/9/2012 5:04:16 PM |
| Kentrader14 | $300.00 | 9/9/2012 4:21:24 PM |
| BainCapital-2point0 | $25.00 | 9/9/2012 4:23:05 PM |
| joey1011 | $25.00 | 9/10/2012 7:22:05 AM |
| Felici_Finance | $25.00 | 9/10/2012 3:54:49 AM |
| proper-exchange8 | $100.00 | 9/9/2012 11:31:24 PM |
| funds-harbor6 | $25.00 | 9/10/2012 6:59:32 AM |
| glroark | $50.00 | 9/10/2012 7:35:18 AM |
| MyPFBlog | $25.00 | 9/10/2012 7:48:24 AM |
| dollar-fighter1 | $25.00 | 9/10/2012 8:34:40 AM |
| pureview-pixel | $25.00 | 9/10/2012 8:52:41 AM |
| 168RichCapital | $25.09 | 9/10/2012 6:42:29 AM |
| greencat | $50.00 | 9/10/2012 7:59:08 AM |
| trophy112 | $25.00 | 9/10/2012 9:44:35 AM |
| HenryS | $30.00 | 9/10/2012 9:18:38 AM |
| worthy-bid4 | $34.28 | 9/10/2012 9:10:30 AM |
| Dubbs360 | $17.76 | 9/10/2012 10:15:17 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
635751
This series of Notes was issued and sold upon the funding of the borrower loan #74258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $376.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 28y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,373 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-buster |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 59 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $39,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
700-719
(Oct-2010)
700-719
(Dec-2009)
680-699
(Feb-2008)
|
|
Principal balance:
| $8,730.61 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
Debt consolidation
Purpose of loan: consolidate credit
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time always.
Monthly net income: $4780
Monthly expenses: $3650
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NickelSteamroller | $35.00 | 9/8/2012 12:02:07 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:02 PM |
| lnuss25 | $100.00 | 9/8/2012 12:08:49 PM |
| structure9 | $25.00 | 9/8/2012 12:02:14 PM |
| MoneyForNothing | $39.59 | 9/8/2012 12:01:57 PM |
| fcrick | $50.00 | 9/8/2012 12:22:20 PM |
| heavenly-bazaar3 | $100.00 | 9/8/2012 12:22:36 PM |
| GoGalt | $50.00 | 9/8/2012 12:02:10 PM |
| helpinghand63 | $25.00 | 9/8/2012 12:24:19 PM |
| unforgettable-wealth4 | $50.00 | 9/8/2012 12:24:55 PM |
| tolerant-dinero2 | $50.00 | 9/8/2012 12:28:26 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:42 PM |
| TheCount | $25.00 | 9/8/2012 12:34:59 PM |
| ready-agreement5 | $25.00 | 9/8/2012 12:37:25 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:34 PM |
| cutter21 | $25.00 | 9/8/2012 12:38:37 PM |
| unassassinable | $25.00 | 9/8/2012 12:18:05 PM |
| thaddeuscm | $25.00 | 9/8/2012 12:40:59 PM |
| sweety075 | $25.00 | 9/8/2012 12:20:53 PM |
| serene-credit4 | $25.00 | 9/8/2012 12:21:05 PM |
| loan-wasp | $50.00 | 9/8/2012 12:43:00 PM |
| Dubbly | $25.00 | 9/8/2012 12:22:52 PM |
| Harry | $50.00 | 9/8/2012 12:45:59 PM |
| salandstef | $25.00 | 9/8/2012 12:16:56 PM |
| PRGuyinVA | $25.00 | 9/8/2012 12:52:42 PM |
| flexible-return297 | $25.00 | 9/8/2012 12:24:11 PM |
| bazaar-tulip | $25.00 | 9/8/2012 12:24:14 PM |
| mennleo | $28.00 | 9/8/2012 12:34:14 PM |
| enticing-capital6 | $50.00 | 9/8/2012 12:56:18 PM |
| bill-mushroom | $50.00 | 9/8/2012 12:34:45 PM |
| financial-frenzy | $50.00 | 9/8/2012 12:35:18 PM |
| elasermd | $49.00 | 9/8/2012 12:26:44 PM |
| hard-working-rate3 | $25.00 | 9/8/2012 12:26:54 PM |
| payout-cello | $25.00 | 9/8/2012 12:35:55 PM |
| thankful-nickel2 | $55.55 | 9/8/2012 12:27:31 PM |
| prohelper | $25.00 | 9/8/2012 12:58:09 PM |
| plentiful-gain3 | $50.00 | 9/8/2012 12:59:09 PM |
| larrybird | $1,000.00 | 9/8/2012 12:27:52 PM |
| aggresive-truth179 | $25.00 | 9/8/2012 12:28:13 PM |
| silver-trident5 | $500.00 | 9/8/2012 12:38:10 PM |
| IP | $25.00 | 9/8/2012 12:28:58 PM |
| DcUnited | $25.00 | 9/8/2012 12:38:30 PM |
| logical-investment4 | $25.00 | 9/8/2012 1:00:18 PM |
| LendGuy | $25.00 | 9/8/2012 12:42:52 PM |
| durability-ace9 | $30.00 | 9/8/2012 12:43:08 PM |
| faithfulhearttoday | $25.00 | 9/8/2012 12:35:35 PM |
| cnovak | $25.00 | 9/8/2012 12:44:50 PM |
| gulch | $25.00 | 9/8/2012 1:10:27 PM |
| cognizant-liberty4 | $50.00 | 9/8/2012 12:39:13 PM |
| invincible-deal82 | $25.00 | 9/8/2012 1:11:06 PM |
| skuba | $57.00 | 9/8/2012 1:11:44 PM |
| Attainable | $65.00 | 9/8/2012 12:40:56 PM |
| listing-vista | $50.00 | 9/8/2012 1:13:21 PM |
| american6 | $50.00 | 9/8/2012 12:45:05 PM |
| 6moonbeams | $32.00 | 9/8/2012 12:55:11 PM |
| Nascar1 | $49.00 | 9/8/2012 12:46:37 PM |
| Investoman | $25.00 | 9/8/2012 1:22:44 PM |
| NoMoreDebt4Me | $25.00 | 9/8/2012 12:56:39 PM |
| 02408575 | $25.00 | 9/8/2012 12:49:23 PM |
| MadHun | $200.00 | 9/8/2012 12:50:21 PM |
| bill-artisan7 | $25.00 | 9/8/2012 12:51:32 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:31 PM |
| urbane-income7 | $25.00 | 9/8/2012 12:55:08 PM |
| purposeful-durability8 | $100.00 | 9/8/2012 1:02:07 PM |
| RSB-VA | $50.00 | 9/8/2012 1:03:33 PM |
| the-profit-oracle | $25.00 | 9/8/2012 12:58:15 PM |
| jscope | $25.00 | 9/8/2012 12:58:54 PM |
| EnglishGeekInNYC | $25.00 | 9/8/2012 1:00:03 PM |
| terrific-dough6 | $50.00 | 9/8/2012 1:07:50 PM |
| openness-antioxidant | $75.00 | 9/8/2012 1:00:26 PM |
| gold-gazelle | $25.00 | 9/8/2012 1:00:46 PM |
| organized-integrity8 | $50.00 | 9/8/2012 1:00:57 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:45 PM |
| brightest-dynamic-liberty | $25.00 | 9/8/2012 1:13:32 PM |
| tylerfd | $50.00 | 9/8/2012 1:14:19 PM |
| spaldorpv | $47.00 | 9/8/2012 1:16:55 PM |
| finder072 | $25.00 | 9/8/2012 1:05:23 PM |
| active-market | $50.00 | 9/8/2012 1:23:07 PM |
| attentive-compassion1 | $50.00 | 9/8/2012 1:10:36 PM |
| wwwUniversal | $25.00 | 9/8/2012 1:13:12 PM |
| Vegasjim | $25.00 | 9/8/2012 1:16:33 PM |
| metro457 | $31.00 | 9/8/2012 1:19:45 PM |
| newest-peace-surgeon | $51.00 | 9/8/2012 1:20:31 PM |
| lowrater | $75.60 | 9/8/2012 12:03:37 PM |
| mvalley | $25.00 | 9/8/2012 12:06:27 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:53 PM |
| green-trade-dolphin2 | $68.02 | 9/8/2012 12:02:13 PM |
| RGlad | $400.00 | 9/8/2012 12:02:42 PM |
| treasure-gazer | $25.00 | 9/8/2012 12:19:18 PM |
| community-burrito9 | $35.00 | 9/8/2012 12:22:27 PM |
| Tylerh | $250.00 | 9/8/2012 12:24:37 PM |
| gethsemane4 | $25.00 | 9/8/2012 12:26:04 PM |
| alexander-hamilton | $250.00 | 9/8/2012 12:04:45 PM |
| no_agenda_lender | $25.00 | 9/8/2012 12:27:44 PM |
| spirit07a | $45.00 | 9/8/2012 12:05:05 PM |
| bazaar-festivity | $25.00 | 9/8/2012 12:29:55 PM |
| XP | $50.00 | 9/8/2012 12:06:13 PM |
| riproaringrapids | $42.00 | 9/8/2012 12:31:16 PM |
| rate-mogul | $50.00 | 9/8/2012 12:35:22 PM |
| JeremyLinFan | $50.00 | 9/8/2012 12:09:42 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:51 PM |
| ptjg | $51.00 | 9/8/2012 12:19:04 PM |
| kindness-jedi | $25.00 | 9/8/2012 12:14:17 PM |
| piter-to-la-investment | $25.00 | 9/8/2012 12:23:10 PM |
| flexible-value | $44.00 | 9/8/2012 12:15:55 PM |
| kind-lovely-marketplace | $25.00 | 9/8/2012 12:25:07 PM |
| enchanted-note14 | $25.00 | 9/8/2012 12:16:59 PM |
| felicity-czar6 | $25.00 | 9/8/2012 12:17:49 PM |
| marwadi-62 | $1,000.00 | 9/8/2012 12:48:32 PM |
| Preferred-Lender | $25.00 | 9/8/2012 12:49:02 PM |
| Railbird | $50.00 | 9/8/2012 12:50:03 PM |
| matt_2006 | $25.00 | 9/8/2012 12:29:05 PM |
| justreturns | $25.00 | 9/8/2012 12:20:53 PM |
| csakhil | $50.00 | 9/8/2012 12:29:21 PM |
| chlebie | $35.00 | 9/8/2012 12:22:43 PM |
| deal-vibrato | $25.00 | 9/8/2012 12:30:42 PM |
| profitable-fairness1 | $50.00 | 9/8/2012 12:23:01 PM |
| casserole9 | $25.00 | 9/8/2012 12:53:19 PM |
| investment-artist | $87.10 | 9/8/2012 12:24:07 PM |
| tranquil-gain1 | $75.00 | 9/8/2012 12:32:29 PM |
| durability-goat644 | $25.00 | 9/8/2012 12:54:32 PM |
| SummitAdvisors | $25.00 | 9/8/2012 12:55:07 PM |
| adorable-asset9 | $100.00 | 9/8/2012 12:55:31 PM |
| theshef | $25.00 | 9/8/2012 12:56:49 PM |
| janeybooboo | $74.74 | 9/8/2012 1:01:08 PM |
| truth-silo | $50.00 | 9/8/2012 12:30:51 PM |
| commerce-viking1 | $50.00 | 9/8/2012 12:40:51 PM |
| wise-rupee-sanctuary | $50.00 | 9/8/2012 1:02:46 PM |
| SMU_ponies | $25.00 | 9/8/2012 1:03:03 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:57 PM |
| magical-credit523 | $25.00 | 9/8/2012 12:42:54 PM |
| downtownfarm | $25.00 | 9/8/2012 12:35:42 PM |
| richboy56 | $25.00 | 9/8/2012 12:35:58 PM |
| haplender | $50.00 | 9/8/2012 1:05:38 PM |
| Cash-Flow | $460.00 | 9/8/2012 12:44:45 PM |
| AF-Chief | $25.00 | 9/8/2012 1:06:26 PM |
| orange-market-amigo | $200.00 | 9/8/2012 12:36:56 PM |
| EIRA | $28.00 | 9/8/2012 12:37:29 PM |
| venture30 | $25.00 | 9/8/2012 1:07:38 PM |
| forthright-cash596 | $25.00 | 9/8/2012 1:08:26 PM |
| sqdrew | $25.00 | 9/8/2012 12:47:28 PM |
| math1973 | $39.00 | 9/8/2012 1:10:32 PM |
| knowledgeable-currency6 | $25.00 | 9/8/2012 12:48:13 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:36 PM |
| Feyenoord | $30.00 | 9/8/2012 12:50:54 PM |
| the-laudable-peso | $40.00 | 9/8/2012 12:42:39 PM |
| UstedEsElHombre | $100.00 | 9/8/2012 1:19:21 PM |
| naya50 | $25.00 | 9/8/2012 1:19:38 PM |
| income-buddy7 | $50.00 | 9/8/2012 12:54:37 PM |
| CaptainBlueberry | $25.00 | 9/8/2012 12:45:42 PM |
| enticing-note | $25.00 | 9/8/2012 12:46:17 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:11 PM |
| innovator10 | $48.00 | 9/8/2012 12:58:27 PM |
| roland1 | $25.00 | 9/8/2012 12:51:31 PM |
| tech310 | $50.00 | 9/8/2012 12:59:14 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:12 PM |
| transparency-sapling | $25.00 | 9/8/2012 12:54:01 PM |
| reflective-cash0 | $50.00 | 9/8/2012 12:55:33 PM |
| Sutpen55 | $25.00 | 9/8/2012 12:56:12 PM |
| inspired-investment8 | $68.00 | 9/8/2012 12:56:31 PM |
| BXA | $50.00 | 9/8/2012 1:05:29 PM |
| brightest-affluence-motivator | $50.00 | 9/8/2012 1:08:06 PM |
| ItsJustMe79 | $25.00 | 9/8/2012 1:11:00 PM |
| useful-p2ploan | $25.00 | 9/8/2012 1:14:01 PM |
| momentous-velocity5 | $50.00 | 9/8/2012 1:18:30 PM |
| dinero-speaker | $25.00 | 9/8/2012 1:06:13 PM |
| fuse136 | $25.00 | 9/8/2012 1:21:27 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:29 PM |
| urbane-duty560 | $25.00 | 9/8/2012 1:07:36 PM |
| the-dollar-topper | $150.00 | 9/8/2012 1:12:31 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
635753
This series of Notes was issued and sold upon the funding of the borrower loan #74117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $147.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $185,392 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| virtuous-revenue3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $5,119.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to...
Payoff medical bills.
My financial situation:
I am a good candidate for this loan because...
I have a current prosper loan that has been paid on time for over a year.
Monthly net income: $6906
Monthly expenses: $
Housing: $1550
Insurance: $75
Car expenses: $265
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $2600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,150.00 | 9/8/2012 12:01:24 PM |
| silver-enlightenment0 | $25.00 | 9/8/2012 12:05:30 PM |
| XP | $40.00 | 9/8/2012 12:06:38 PM |
| lnuss25 | $35.00 | 9/8/2012 12:07:13 PM |
| RGlad | $61.44 | 9/8/2012 12:08:13 PM |
| LittleMingo | $30.00 | 9/8/2012 12:07:58 PM |
| green-trade-dolphin | $32.96 | 9/8/2012 12:00:48 PM |
| cash-reaction2 | $25.00 | 9/8/2012 12:04:54 PM |
| lowrater | $75.60 | 9/8/2012 12:01:23 PM |
| power-chihuahua | $25.00 | 9/8/2012 12:07:44 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
635783
This series of Notes was issued and sold upon the funding of the borrower loan #74270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 13.14% |
Borrower rate/APR:
| 14.14% / 17.75% |
Monthly payment:
| $171.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.92% | | |
| |
Estimated return*:
| 8.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
15 | Length of status: | 0y 5m |
|
Amount delinquent:
| $223 |
Total credit lines:
| 70 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,157 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sincere-euro7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2011)
680-699
(Oct-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Home improvement
Purpose of loan:
This loan will be used to repair apartment, new kitchen and bathroom...
My financial situation:
I am a good candidate for this loan because I have had two other Prosper Loans and these were paid before their due date...
Monthly net income: $8667
Monthly expenses: $ (see below - total: 4720)
Housing: $1200
Insurance: $150
Car expenses: $1200
Utilities: $70
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $1200
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investmentgroup | $50.00 | 9/8/2012 1:17:31 PM |
| RGlad | $250.00 | 9/8/2012 12:07:02 PM |
| JeremyLinFan | $50.00 | 9/8/2012 12:09:43 PM |
| lowrater | $100.70 | 9/8/2012 12:15:26 PM |
| DcUnited | $25.00 | 9/8/2012 12:38:30 PM |
| loan-mammal | $100.00 | 9/8/2012 12:38:35 PM |
| thaddeuscm | $25.00 | 9/8/2012 12:40:59 PM |
| dkjl | $25.00 | 9/8/2012 12:22:52 PM |
| kind-lovely-marketplace | $25.00 | 9/8/2012 12:25:07 PM |
| compoundinterest | $25.00 | 9/8/2012 1:00:12 PM |
| adventurer447 | $300.00 | 9/8/2012 12:39:51 PM |
| cash-delight1 | $50.00 | 9/8/2012 12:40:03 PM |
| durability-ace9 | $30.00 | 9/8/2012 12:43:08 PM |
| finder072 | $25.00 | 9/8/2012 1:05:24 PM |
| Peacepower | $30.00 | 9/8/2012 1:21:29 PM |
| american6 | $50.00 | 9/8/2012 12:45:05 PM |
| thankful-nickel2 | $50.00 | 9/8/2012 12:47:14 PM |
| Sutpen55 | $25.00 | 9/8/2012 12:56:12 PM |
| orange-stable-gain | $50.00 | 9/8/2012 12:53:44 PM |
| entertaining-rate9 | $25.00 | 9/8/2012 1:01:31 PM |
| principal-kung-fu | $25.00 | 9/8/2012 1:32:38 PM |
| Hokie83 | $50.00 | 9/8/2012 1:37:08 PM |
| authentic-liberty7 | $25.00 | 9/8/2012 1:46:01 PM |
| unforgettable-order9 | $50.00 | 9/8/2012 1:47:48 PM |
| Perdita_II | $25.00 | 9/8/2012 12:59:02 PM |
| attentive-compassion1 | $50.00 | 9/8/2012 1:10:36 PM |
| riskadverse44 | $25.00 | 9/8/2012 1:12:37 PM |
| community-burrito9 | $30.00 | 9/8/2012 1:22:50 PM |
| investorguy3000 | $25.00 | 9/8/2012 1:25:23 PM |
| jazzlender | $50.00 | 9/8/2012 1:25:49 PM |
| peace-adventurer3 | $25.00 | 9/8/2012 1:19:23 PM |
| Investoman | $25.00 | 9/8/2012 1:22:44 PM |
| managedfund | $1,333.00 | 9/8/2012 1:44:34 PM |
| hope-motor1 | $25.00 | 9/8/2012 1:26:25 PM |
| squarebob | $30.00 | 9/8/2012 1:51:23 PM |
| DaddyBill | $35.59 | 9/8/2012 1:59:45 PM |
| thrifty-capital | $25.00 | 9/8/2012 2:43:01 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:53 PM |
| MoneyForNothing | $25.19 | 9/8/2012 12:03:42 PM |
| velocityasaurus-rex4 | $100.00 | 9/8/2012 12:04:02 PM |
| bazaar-festivity | $25.00 | 9/8/2012 12:29:56 PM |
| Feyenoord | $30.00 | 9/8/2012 12:50:54 PM |
| toblerone | $25.00 | 9/8/2012 12:31:22 PM |
| melodious-fairness | $25.00 | 9/8/2012 12:31:42 PM |
| dynamic-money271 | $100.00 | 9/8/2012 12:41:57 PM |
| john0720 | $25.00 | 9/8/2012 1:22:25 PM |
| urbane-income7 | $25.00 | 9/8/2012 12:55:08 PM |
| Lam0nt | $25.00 | 9/8/2012 1:24:45 PM |
| Pasagam | $50.00 | 9/8/2012 12:57:11 PM |
| proud-gold9 | $25.00 | 9/8/2012 1:30:22 PM |
| indomitable-dedication | $25.00 | 9/8/2012 1:31:34 PM |
| liberty-viola | $30.00 | 9/8/2012 1:32:06 PM |
| famous-bid9 | $50.00 | 9/8/2012 1:01:45 PM |
| BostonCapital | $100.00 | 9/8/2012 12:55:28 PM |
| AF-Chief | $25.00 | 9/8/2012 1:06:26 PM |
| jsnryn | $102.52 | 9/8/2012 2:47:05 PM |
| miked8303 | $50.00 | 9/8/2012 1:25:45 PM |
| secureincome | $538.00 | 9/8/2012 1:30:06 PM |
| rescue | $100.00 | 9/8/2012 1:33:04 PM |
| sunku_setty | $25.00 | 9/8/2012 1:29:23 PM |
| rce1964 | $25.00 | 9/8/2012 1:29:44 PM |
| Headhunter14 | $30.00 | 9/8/2012 1:39:43 PM |
| hidavehi | $30.00 | 9/8/2012 1:43:27 PM |
| ericgassercom | $25.00 | 9/8/2012 1:45:13 PM |
| aznboi | $25.00 | 9/8/2012 2:00:30 PM |
| bonafide-economy | $75.00 | 9/8/2012 2:28:21 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
635797
This series of Notes was issued and sold upon the funding of the borrower loan #74040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $83.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2009 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,310 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-durability-uprising |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to invest on a small business. It's a hooka bar that will provide the money to pay back the loan. Its pretty succesful right now.
My financial situation:
I am a good candidate for this loan because I can manage the monthly payments and pay the loan off in a much shorter period. I currently live with my parents I have few household expenses. I give them about $100 monthly to stay with them. All of my credit card lines are in a great standing. I havent missed any payments for any of them. I can easily manage the $83 a month, in fact I will be able to pay more on it every month.
Monthly net income: $1700
Monthly expenses: $700
Housing: $100
Insurance: $60
Car expenses: $100
Utilities: $40
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $70
Credit cards and other loans: $140
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:33 PM |
| worth-blanket2 | $1,800.00 | 9/7/2012 5:16:33 PM |
| lowrater | $50.80 | 9/7/2012 5:04:04 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:46 PM |
| BankofRon_IRA | $100.00 | 9/7/2012 5:09:53 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:16 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
635859
This series of Notes was issued and sold upon the funding of the borrower loan #73968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 17.97% |
Borrower rate/APR:
| 18.97% / 21.39% |
Monthly payment:
| $453.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.66% | | |
| |
Estimated return*:
| 12.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,862 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| calm-power6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $65.00 | 9/10/2012 5:03:25 PM |
| scholarly-order6 | $75.00 | 9/10/2012 5:07:00 PM |
| worth-blanket2 | $15,750.00 | 9/10/2012 5:03:04 PM |
| decisive-income7 | $1,480.00 | 9/10/2012 5:09:16 PM |
| Bank_Of_XL | $25.00 | 9/10/2012 5:07:41 PM |
| commerce-venture1 | $25.00 | 9/10/2012 5:08:34 PM |
| wonder3 | $25.00 | 9/10/2012 5:04:33 PM |
| first-class-gold0 | $55.00 | 9/10/2012 5:08:03 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
635893
This series of Notes was issued and sold upon the funding of the borrower loan #74425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-07-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 620-639 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,442 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Reliable-win-win |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
|
Principal balance:
| $3,182.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Repeat Borrower Debt consolidation
Purpose of loan:
This loan will be used to...
Further pay down my higher interest Credit Card Debt therefore freeing up more monthly cash flow.
My financial situation: I have a solid stable income and will have no problem paying this loan.
I am a good candidate for this loan because...
I am a repeat borrower and have made all of my Prosper payments on time as well as all of my other financial obligations on time and this will be no exception. I respect and appreciate all of the lenders who contributed to my first loan and understand the importance of paying back this loan for both my sake and the Lender's sake. Thank you for your consideration.
Monthly net income: $4500
Monthly expenses: $2800
Housing: $1000
Insurance: $200
Car expenses: $0
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| withering-flounder | $50.00 | 9/7/2012 5:02:01 PM |
| scholarly-order6 | $100.00 | 9/7/2012 5:04:30 PM |
| XP | $35.00 | 9/7/2012 5:03:43 PM |
| worth-blanket2 | $3,600.00 | 9/7/2012 5:13:50 PM |
| commerce-venture1 | $25.00 | 9/7/2012 5:06:53 PM |
| moneyforthehoney | $30.00 | 9/7/2012 5:05:47 PM |
| bewitching-dollar5 | $100.00 | 9/7/2012 5:07:26 PM |
| enriching-dollar1 | $100.00 | 9/7/2012 5:10:33 PM |
| credit-selector954 | $28.00 | 9/7/2012 5:12:54 PM |
| 312-Lender | $200.00 | 9/7/2012 5:02:21 PM |
| lowrater | $100.60 | 9/7/2012 5:03:13 PM |
| lnuss25 | $50.00 | 9/7/2012 5:06:15 PM |
| handy-justice | $50.00 | 9/7/2012 5:02:05 PM |
| durability-ace9 | $30.00 | 9/7/2012 5:04:17 PM |
| trade-boots1 | $100.00 | 9/7/2012 5:06:46 PM |
| BankofRon_IRA | $100.00 | 9/7/2012 5:09:53 PM |
| benevolent-loot5 | $200.00 | 9/7/2012 5:13:17 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
635941
This series of Notes was issued and sold upon the funding of the borrower loan #74151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 19.39% |
Borrower rate/APR:
| 20.39% / 22.85% |
Monthly payment:
| $267.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.05% | | |
| |
Estimated return*:
| 13.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,444 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| statuesque-gain3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4-5K
Monthly expenses: $ 200
Housing: $ 2200
Insurance: $ 150
Car expenses: $ 230
Utilities: $ 150
Phone, cable, internet: $ 120
Food, entertainment: $ 100
Clothing, household expenses: $ 0
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wonder3 | $30.00 | 9/12/2012 5:03:18 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:08:36 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:28 PM |
| Bank_Of_XL | $25.00 | 9/12/2012 5:06:20 PM |
| lowrater | $50.70 | 9/12/2012 5:09:46 PM |
| dedicated-contract755 | $25.00 | 9/12/2012 5:05:40 PM |
| worth-blanket2 | $9,000.00 | 9/12/2012 5:10:26 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
636109
This series of Notes was issued and sold upon the funding of the borrower loan #73818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-07-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 16y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kisses6962 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to...catch up on rent and utilities after moving in
My financial situation:
I am a good candidate for this loan because...I can make repayments twice a month if needed
Monthly net income: $1300.00
Monthly expenses: $300.00
Housing: $ 575.00
Insurance: $458.00
Car expenses: $120.00
Utilities: $385
Phone, cable, internet: $114.24
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/7/2012 5:06:07 PM |
| money-baron | $50.00 | 9/7/2012 6:25:14 PM |
| payout-hammock1 | $50.00 | 9/8/2012 1:12:32 AM |
| Rogelio48 | $25.00 | 9/8/2012 7:58:06 AM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:15 AM |
| rate-advocator7 | $200.00 | 9/10/2012 3:51:20 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:30 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:04 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:31 PM |
| favorite-commerce | $30.00 | 9/11/2012 7:01:12 AM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:53 AM |
| wise-deal-panda | $72.00 | 9/11/2012 9:34:45 AM |
| loan-hawk9 | $25.00 | 9/11/2012 9:44:40 AM |
| JGB | $500.00 | 9/11/2012 10:31:57 AM |
| squeebie | $50.00 | 9/11/2012 10:54:40 AM |
| duty-viola | $25.00 | 9/7/2012 5:19:20 PM |
| blue111 | $25.00 | 9/7/2012 5:32:56 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:36 PM |
| Leshan | $50.00 | 9/11/2012 7:33:01 AM |
| LendingPimp | $26.00 | 9/11/2012 10:55:53 AM |
| Crie | $47.00 | 9/11/2012 11:42:31 AM |
| best-friendly-fairness | $50.00 | 9/11/2012 11:30:43 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
636115
This series of Notes was issued and sold upon the funding of the borrower loan #74252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,783 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-natural-euro |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to.pay off several credit cards, mostly high interest department store cards which I accumulated over the years, giving to discounts and teaser rates when opening them.
My financial situation: stable
I am a good candidate for this loan because.I realize that paying off these department store cards would take forever and now I am looking beyond the discount and freebies when i hear an offer..
Monthly net income: $ 3600
Monthly expenses: $ 1838
Housing: $ 333
Insurance: $ 50
Car expenses: $ 150 for gas + $300 car payment
Utilities: $ 100
Phone, cable, internet: $ 110
Food, entertainment: $ 50, not really eating out
Clothing, household expenses: $ 45
Credit cards and other loans: $ 650 monthly payments which I'd like to consolidate
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $100.80 | 9/8/2012 12:01:51 PM |
| moneyforthehoney | $29.00 | 9/8/2012 12:16:14 PM |
| finance-prescription | $68.20 | 9/8/2012 12:29:30 PM |
| power-chihuahua | $25.00 | 9/8/2012 12:07:44 PM |
| vutah | $25.00 | 9/8/2012 12:18:06 PM |
| scholarly-order6 | $50.00 | 9/8/2012 12:01:50 PM |
| NickelSteamroller | $35.00 | 9/8/2012 12:02:07 PM |
| worth-blanket2 | $3,600.00 | 9/8/2012 12:10:04 PM |
| duty-viola | $25.00 | 9/8/2012 12:19:08 PM |
| cattlebaron | $25.00 | 9/8/2012 12:20:58 PM |
| worldly-gold | $42.00 | 9/8/2012 12:18:04 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
636209
This series of Notes was issued and sold upon the funding of the borrower loan #74564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 23y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Flight Attendant |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,249 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fervent-openness1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...Pay off medical/household bills
My financial situation:
I am a good candidate for this loan because...although my credit is fair, I have been with the same company for 24 years, currently own my home, and diligently pay my debts despite a couple of minor medical setbacks that have kept my credit score from being higher.
Monthly net income: $5200
Monthly expenses: $
Housing: $1471
Insurance: $441
Car expenses: $150
Utilities: $200
Phone, cable, internet: $350
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/12/2012 9:03:07 AM |
| handy-justice | $50.00 | 9/12/2012 9:10:37 AM |
| DasMula | $25.00 | 9/12/2012 9:15:43 AM |
| green-high-five7 | $25.00 | 9/12/2012 10:25:39 AM |
| dudebrah | $25.00 | 9/12/2012 10:49:35 AM |
| bold-social-widget | $25.00 | 9/12/2012 11:38:30 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:09 PM |
| Bob450 | $25.00 | 9/12/2012 5:17:54 PM |
| melodious-openness | $200.00 | 9/12/2012 6:38:13 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:55 PM |
| unassuming-market7 | $39.74 | 9/12/2012 11:45:40 PM |
| Contra_Capital_LLC | $25.00 | 9/12/2012 9:37:57 PM |
| Pitufo | $25.00 | 9/12/2012 10:14:41 PM |
| Nazbuster | $200.00 | 9/12/2012 9:42:47 PM |
| decisive-income7 | $500.00 | 9/12/2012 9:05:49 AM |
| vutah | $75.00 | 9/12/2012 9:05:37 AM |
| econgineer | $100.00 | 9/12/2012 11:58:38 AM |
| let_me_retire | $25.23 | 9/12/2012 12:03:23 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:13 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:30 PM |
| pembull | $25.00 | 9/12/2012 6:30:56 PM |
| justasoldier | $75.00 | 9/12/2012 7:54:26 PM |
| HawaiianHelper | $200.00 | 9/12/2012 7:26:28 PM |
| benevolent1 | $25.00 | 9/12/2012 10:23:56 PM |
| matthewa | $25.00 | 9/12/2012 10:34:11 PM |
| azazle | $25.00 | 9/12/2012 8:20:39 PM |
| Astyanax | $30.00 | 9/12/2012 11:26:00 PM |
| the-money-maker | $25.00 | 9/12/2012 11:00:18 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
636217
This series of Notes was issued and sold upon the funding of the borrower loan #74053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-08-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-08-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $68.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
11 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,666 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inventive-deal4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
|
|
Principal balance:
| $3,716.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $35.00 | 9/8/2012 12:06:01 PM |
| 312-Lender | $100.00 | 9/8/2012 12:01:30 PM |
| WalnutCreekguy | $50.00 | 9/8/2012 12:01:42 PM |
| worth-blanket2 | $2,250.00 | 9/8/2012 12:09:34 PM |
| lnuss25 | $25.00 | 9/8/2012 12:09:11 PM |
| jetavana | $25.00 | 9/8/2012 12:03:33 PM |
| integrity-reactor4 | $100.00 | 9/8/2012 12:01:54 PM |
| DreisersFinancier | $50.00 | 9/8/2012 12:09:32 PM |
| lowrater | $50.60 | 9/8/2012 12:05:13 PM |
| RGlad | $200.00 | 9/8/2012 12:08:48 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
636255
This series of Notes was issued and sold upon the funding of the borrower loan #74396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 12.59% |
Borrower rate/APR:
| 13.59% / 17.19% |
Monthly payment:
| $67.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.38% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,916 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TheGiant |
Borrower's state:
| Florida |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2011)
(Mar-2006)
|
|
Principal balance:
| $1,356.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
Refinance loan and Education
Thank you for considering my listing. This is my third Prosper loan. I plan to use this loan, to refinance the remainder of my second Prosper loan I borrowed a year ago, so that I may lower the interest rate, and lower the payments. Also, some of the remainder, will be used towards some certification testing for my career.
I have two sources of income, totaling about $1200 a month. I have a roommate who is employed and he covers half of the bills.
I recently cut out, all unnecessary entertainment expenses.
My current Prosper loan has $1,368.28 remaining of a $2000 loan @ 23.99% which is $78.46 per month.
Our rent is low, $500 total ($250 each per month)
I just negotiated a lower cable and Internet bill $89 (about $44.50 each per month)
Electric bill varies of course, but it's around $200 ($100 each per month)
My total for rent, utilities, and cable/Internet is $394.50
Add to that, my other Prosper loan $472.96 for my half of bills, and that was before I renegotiated my cable bill, it was almost $70 dollars more.
Now you can see, given the opportunity, why I would want to refinance the remainder of my loan,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:14 PM |
| entertaining-rate9 | $25.00 | 9/10/2012 5:01:28 PM |
| point-doughnut | $25.00 | 9/10/2012 5:05:28 PM |
| sweety075 | $25.00 | 9/10/2012 5:18:14 PM |
| truth-seeker8 | $35.00 | 9/10/2012 5:17:50 PM |
| j2ee | $50.00 | 9/10/2012 5:16:09 PM |
| orange-market-amigo | $200.00 | 9/10/2012 5:04:19 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:19 PM |
| gravbox | $25.00 | 9/10/2012 5:14:19 PM |
| first-careful-currency | $300.00 | 9/10/2012 5:14:45 PM |
| pencreek | $25.00 | 9/10/2012 5:15:42 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:45 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:17 PM |
| managedfund | $1,065.00 | 9/10/2012 5:19:34 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
636305
This series of Notes was issued and sold upon the funding of the borrower loan #74121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.74% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 13.59% |
Borrower rate/APR:
| 14.59% / 18.21% |
Monthly payment:
| $448.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.36% | | |
| |
Estimated return*:
| 8.62% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 24y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,445 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reflective-justice866 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Eliminate high interest credit cards
My financial situation:
Same employer for 24 years, Same residence for 16 years, Excellent payment history.
Monthly net income: $6500
Monthly expenses: $4500
Housing: $1835
Insurance: $170
Car expenses: $300
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $345
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FORESTCITYCAPITAL | $50.00 | 9/13/2012 9:02:35 AM |
| golffish2 | $25.00 | 9/13/2012 9:03:01 AM |
| bazaar-elvis | $50.00 | 9/13/2012 9:09:02 AM |
| community-burrito9 | $35.00 | 9/13/2012 9:09:45 AM |
| vutah | $25.00 | 9/13/2012 9:07:11 AM |
| openness-antioxidant | $75.00 | 9/13/2012 9:41:54 AM |
| commerce-gargantuan2 | $50.00 | 9/13/2012 9:44:31 AM |
| bazaar-tulip | $25.00 | 9/13/2012 9:44:34 AM |
| elegant-income3 | $29.00 | 9/13/2012 9:59:20 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:21 AM |
| Nipper99 | $100.00 | 9/13/2012 10:46:36 AM |
| toblerone | $25.00 | 9/13/2012 10:13:19 AM |
| pdub | $500.00 | 9/13/2012 10:35:20 AM |
| wise-charming-reward | $500.00 | 9/13/2012 10:40:28 AM |
| enriched-return057 | $50.00 | 9/13/2012 2:49:41 PM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:58 AM |
| squarebob | $40.00 | 9/13/2012 3:24:27 PM |
| new-reward-sequoia | $25.00 | 9/13/2012 12:45:27 PM |
| green-lively-bill | $25.00 | 9/13/2012 11:57:25 AM |
| justreturns | $25.00 | 9/13/2012 5:03:15 PM |
| heartpounding-loyalty7 | $25.00 | 9/13/2012 4:54:00 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:14 PM |
| liberty-viola | $30.00 | 9/13/2012 6:00:01 PM |
| brazzier-cluster | $25.00 | 9/13/2012 5:40:21 PM |
| historic-value7 | $250.00 | 9/13/2012 5:39:51 PM |
| adventurer447 | $300.00 | 9/13/2012 6:12:18 PM |
| spartacusiam | $25.00 | 9/13/2012 9:04:22 AM |
| tranquil-gain1 | $75.00 | 9/13/2012 9:18:30 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:44 AM |
| EnglishGeekInNYC | $50.00 | 9/13/2012 10:05:09 AM |
| tranquil-note5 | $50.00 | 9/13/2012 9:55:19 AM |
| OregonDane | $25.00 | 9/13/2012 10:12:55 AM |
| restless-currency | $40.00 | 9/13/2012 10:14:08 AM |
| tech310 | $50.00 | 9/13/2012 10:06:06 AM |
| urbane-income7 | $25.00 | 9/13/2012 9:57:40 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:38 AM |
| buddy486 | $25.00 | 9/13/2012 11:23:23 AM |
| KCEnterprises | $25.00 | 9/13/2012 12:38:24 PM |
| Johnab | $25.00 | 9/13/2012 1:30:38 PM |
| first-serene-credit | $25.00 | 9/13/2012 11:26:13 AM |
| Moneypenny6 | $25.00 | 9/13/2012 1:52:27 PM |
| value-finder1 | $50.00 | 9/13/2012 1:56:46 PM |
| gold-maestro6 | $50.00 | 9/13/2012 11:54:56 AM |
| bonus-seahorse | $75.00 | 9/13/2012 4:08:31 PM |
| fairness-symphony2 | $55.00 | 9/13/2012 11:23:24 AM |
| MonkeyHero | $30.00 | 9/13/2012 1:55:52 PM |
| kulender | $100.00 | 9/13/2012 12:12:39 PM |
| RoyFauntleroy | $50.00 | 9/13/2012 2:59:25 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:10 PM |
| UncleSafety | $25.81 | 9/13/2012 4:16:29 PM |
| brightest-dignified-penny | $25.00 | 9/13/2012 4:45:25 PM |
| first-careful-currency | $300.00 | 9/13/2012 5:20:16 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:33 PM |
| payment-halo | $25.00 | 9/13/2012 5:32:18 PM |
| Zane314 | $50.00 | 9/13/2012 5:59:33 PM |
| DirtyJenga | $25.00 | 9/13/2012 6:08:48 PM |
| hopeful_lender | $200.00 | 9/13/2012 6:37:32 PM |
| chlebie | $50.00 | 9/13/2012 5:49:11 PM |
| simplelender80 | $485.19 | 9/13/2012 6:41:07 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
636411
This series of Notes was issued and sold upon the funding of the borrower loan #74314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,686 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| promiser458 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money To Catch Up and a Trip
Purpose of loan:
This loan will be used to catch up on some of my bills and pay for a school trip for my son.
My financial situation:
I am a good candidate for this loan because I have a good credit rating and I pay my bills on time. I have a good job. The money from my job helps pay for extras around our house, like vacations, dinners out, clothes, etc. My total household income is close to $90,000 a year.
Monthly net income: $1500-2000
Monthly expenses: $1500
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/10/2012 5:07:35 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:25 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:35 PM |
| hopeful_lender | $100.00 | 9/10/2012 6:34:53 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:50 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:42 AM |
| let_me_retire | $25.00 | 9/11/2012 4:31:28 AM |
| olin5 | $19.95 | 9/11/2012 5:21:36 AM |
| Something-Corporate | $25.00 | 9/10/2012 5:14:39 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:36 PM |
| duty-viola | $25.00 | 9/10/2012 6:16:21 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:59 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:42 PM |
| thepilot | $29.65 | 9/11/2012 2:46:20 AM |
| BullTrojan | $25.00 | 9/11/2012 5:18:18 AM |
| lowrater | $50.40 | 9/11/2012 4:29:46 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
636547
This series of Notes was issued and sold upon the funding of the borrower loan #74282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,787 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| charming-vigilance974 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Business
This loan will be used to...to buy a stove and things that I need
My financial situation: is good
I am a good candidate for this loan because... I am very responsible with my obligations /payments
Monthly net income: $4230
Monthly expenses: $
Housing: $
Insurance: $700 a year
Car expenses: $165 a month gas
Utilities: $0
Phone, cable, internet: $25 a month
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $640 a month
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dariop | $25.01 | 9/9/2012 12:01:42 PM |
| lowrater | $100.70 | 9/9/2012 12:09:12 PM |
| houli123 | $25.00 | 9/9/2012 12:11:18 PM |
| julijask | $25.00 | 9/9/2012 1:32:37 PM |
| income-triangulation1 | $25.00 | 9/9/2012 1:55:53 PM |
| openness-antioxidant | $75.00 | 9/9/2012 12:08:10 PM |
| penny-kahuna0 | $25.00 | 9/9/2012 4:43:39 PM |
| WalnutCreekguy | $50.00 | 9/9/2012 12:28:56 PM |
| ready-interest9 | $25.00 | 9/9/2012 1:26:29 PM |
| MI2 | $5,000.00 | 9/9/2012 7:40:03 PM |
| dudebrah | $25.00 | 9/9/2012 9:01:06 PM |
| payment-halo | $55.00 | 9/9/2012 8:00:27 PM |
| fund-medalist171 | $35.00 | 9/10/2012 4:14:23 AM |
| credible-responsibility022 | $25.00 | 9/10/2012 4:25:42 AM |
| treasure-palace661 | $350.00 | 9/10/2012 10:11:38 AM |
| wkeboarder21 | $50.00 | 9/10/2012 12:24:50 PM |
| lionheart722 | $100.00 | 9/10/2012 2:47:04 PM |
| luminous-finance9 | $26.00 | 9/10/2012 6:53:11 PM |
| _NaLNaBB | $150.00 | 9/10/2012 9:49:50 PM |
| kulender | $100.00 | 9/10/2012 8:24:31 PM |
| rockhound84 | $25.00 | 9/11/2012 4:49:53 AM |
| chris-heretoinvest | $25.00 | 9/11/2012 5:26:43 AM |
| chrisb1414 | $25.00 | 9/11/2012 5:31:28 AM |
| gimincorp | $25.00 | 9/11/2012 4:15:39 AM |
| worth-quark7 | $25.00 | 9/11/2012 5:59:32 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:56:39 AM |
| blue-laudable-dinero | $50.00 | 9/11/2012 7:12:50 AM |
| Iwillhuntyoudown | $25.00 | 9/11/2012 9:18:23 AM |
| whitegold24k | $50.00 | 9/11/2012 9:38:57 AM |
| Harry | $33.00 | 9/11/2012 9:50:32 AM |
| missing-link | $25.00 | 9/11/2012 9:56:29 AM |
| A4 | $25.00 | 9/11/2012 10:02:27 AM |
| bold-direct-asset | $50.00 | 9/11/2012 9:57:23 AM |
| nimble-revenue5 | $41.30 | 9/11/2012 10:10:57 AM |
| orange-stable-gain | $50.00 | 9/11/2012 10:04:02 AM |
| simplyonce | $25.00 | 9/11/2012 10:09:54 AM |
| Assets-Up | $25.00 | 9/11/2012 10:07:04 AM |
| mala54 | $25.00 | 9/11/2012 10:08:01 AM |
| adventurer447 | $300.00 | 9/9/2012 12:06:43 PM |
| kila-designer | $299.99 | 9/9/2012 12:35:47 PM |
| integrity-reactor4 | $100.00 | 9/9/2012 12:37:24 PM |
| new-impeccable-coin | $37.00 | 9/9/2012 12:30:06 PM |
| supreme-treasure8 | $100.00 | 9/9/2012 12:31:15 PM |
| duty-viola | $25.00 | 9/9/2012 12:17:03 PM |
| Plutis | $25.00 | 9/9/2012 12:40:03 PM |
| cash-mad-scientist3 | $25.00 | 9/9/2012 12:40:24 PM |
| dynrep | $55.00 | 9/9/2012 8:01:32 PM |
| kfrench | $75.00 | 9/9/2012 1:12:40 PM |
| Dubbs360 | $500.00 | 9/10/2012 10:15:34 AM |
| LoanerPrincipal | $25.00 | 9/10/2012 11:06:26 AM |
| reflective-rupee | $25.00 | 9/10/2012 3:42:56 PM |
| credit-adventurer313 | $25.00 | 9/10/2012 5:38:31 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:17 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:41:41 PM |
| Index_Plus | $5,000.00 | 9/10/2012 7:35:22 PM |
| seabassx | $25.00 | 9/10/2012 7:40:14 PM |
| NorthernFunds | $100.00 | 9/10/2012 10:58:17 PM |
| helpful-fund7 | $50.00 | 9/11/2012 6:52:01 AM |
| Midwestvalues | $40.00 | 9/11/2012 9:19:20 AM |
| crdcteng | $25.00 | 9/11/2012 9:34:15 AM |
| Sid-K | $25.00 | 9/11/2012 9:38:24 AM |
| social-cocktail1 | $200.00 | 9/11/2012 9:59:00 AM |
| life-is-great | $25.00 | 9/11/2012 9:48:35 AM |
| loan-fate | $45.00 | 9/11/2012 9:55:11 AM |
| profitable-fairness1 | $50.00 | 9/11/2012 9:59:21 AM |
| handshake5 | $57.00 | 9/11/2012 10:03:17 AM |
| alexander-hamilton | $250.00 | 9/11/2012 10:07:13 AM |
| the-silver-blaster | $50.00 | 9/11/2012 10:10:14 AM |
| kindness-jedi | $25.00 | 9/11/2012 10:05:24 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
636711
This series of Notes was issued and sold upon the funding of the borrower loan #74186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $165.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,052 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| museum3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
|
Principal balance:
| $2,282.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Household Expenses/Auto
Purpose of loan: Household expenses/Auto
I have a home that I rent out to tenants. This home needs repairs including painting, ceiling repair, and repair of one of the bathtubs. Additionally, my car needs new tires and brake repair.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.
Monthly net income: $3400
Monthly expenses: $ 2500
Housing: $900
Insurance: $100
Car expenses: $50
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $1000
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/10/2012 9:01:53 AM |
| supersdf | $25.00 | 9/10/2012 9:02:46 AM |
| scholarly-order6 | $50.00 | 9/10/2012 9:04:25 AM |
| MoneyForNothing | $25.19 | 9/10/2012 9:02:12 AM |
| entertaining-rate9 | $25.00 | 9/10/2012 9:04:55 AM |
| EFS | $200.00 | 9/10/2012 9:12:53 AM |
| Nerdster1 | $25.00 | 9/10/2012 9:06:29 AM |
| LittleMingo | $30.00 | 9/10/2012 9:03:42 AM |
| worth-blanket2 | $5,400.00 | 9/10/2012 9:12:31 AM |
| Whipster | $45.00 | 9/10/2012 9:01:54 AM |
| mikeandcat | $250.00 | 9/10/2012 9:06:28 AM |
| lnuss25 | $40.00 | 9/10/2012 9:11:18 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
636781
This series of Notes was issued and sold upon the funding of the borrower loan #74062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-09-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-09-2012 |
|
|
Lender yield:
| 29.57% |
Borrower rate/APR:
| 30.57% / 33.30% |
Monthly payment:
| $130.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 15.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 9m |
|
Amount delinquent:
| $3,038 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,128 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mrwildman |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2011)
|
|
Principal balance:
| $2,828.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,600.00 | 9/9/2012 12:07:36 PM |
| DasMula | $25.00 | 9/9/2012 12:01:31 PM |
| networks4ever | $25.00 | 9/9/2012 12:06:19 PM |
| power-chihuahua | $25.00 | 9/9/2012 12:02:18 PM |
| DSFinancial | $25.00 | 9/9/2012 12:05:23 PM |
| adventurer447 | $300.00 | 9/9/2012 12:06:44 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
636795
This series of Notes was issued and sold upon the funding of the borrower loan #74381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $225.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,399 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-proton1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
|
|
Principal balance:
| $1,538.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Medical/Dental
Purpose of loan:
This loan will be used to pay off my medical bills acquired due to extensive back surgery earlier in the year. Having 13 different bills coming in from everyone associated with the surgery, and then with my stay in a convalescent home is just overwhelming. I wish to consolidate it all with my friends at Prosper.
My financial situation:
I am a good candidate for this loan because I WANT to pay what I owe. I have shown I am a good candidate for a loan because I took one out to cover the cost of my roof and have never been late with a payment. I always honor my commitments!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $38.08 | 9/10/2012 5:03:56 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:18 PM |
| order-tamale | $400.00 | 9/10/2012 5:14:56 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:24:45 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:55 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:42 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:22:59 PM |
| determined-revenue1 | $28.00 | 9/10/2012 5:28:20 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:25 PM |
| LeReve | $500.00 | 9/10/2012 5:30:06 PM |
| dukeiyer | $25.00 | 9/10/2012 5:31:31 PM |
| dontletmoneyfoolya | $50.00 | 9/10/2012 5:39:25 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:28 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:29 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:49 PM |
| phenomenal-gain5 | $30.00 | 9/10/2012 5:46:46 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:20 PM |
| thankful-nickel2 | $25.00 | 9/10/2012 6:24:47 PM |
| jubilant-agreement0 | $25.00 | 9/10/2012 6:23:49 PM |
| Feyenoord | $30.00 | 9/10/2012 6:42:34 PM |
| kfrench | $75.00 | 9/10/2012 6:21:07 PM |
| prudent-deal662 | $25.00 | 9/10/2012 6:48:34 PM |
| Castellan | $50.00 | 9/10/2012 6:35:33 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:00 PM |
| Global_Lender | $25.00 | 9/10/2012 8:49:29 PM |
| lendersf | $100.00 | 9/10/2012 7:40:27 PM |
| economy-prophesy0 | $100.00 | 9/10/2012 11:51:12 PM |
| samurai2 | $25.00 | 9/10/2012 7:48:30 PM |
| drk | $25.00 | 9/11/2012 2:43:21 AM |
| triumphant-point5 | $50.00 | 9/11/2012 3:02:49 AM |
| yield-hut | $25.00 | 9/11/2012 3:52:34 AM |
| radforj22 | $25.00 | 9/11/2012 5:13:24 AM |
| Immunologist | $25.00 | 9/11/2012 8:54:47 AM |
| treasure-serrano729 | $28.94 | 9/11/2012 8:03:33 AM |
| payout-motivator0 | $25.00 | 9/11/2012 9:01:54 AM |
| Jassi | $25.00 | 9/11/2012 9:01:36 AM |
| Pickmar | $25.00 | 9/11/2012 9:19:43 AM |
| britgsb | $46.00 | 9/11/2012 9:22:20 AM |
| Vegasjim | $25.00 | 9/11/2012 9:32:09 AM |
| powerful-return1 | $33.00 | 9/11/2012 9:33:29 AM |
| entertaining-rate9 | $25.00 | 9/11/2012 9:50:00 AM |
| lagnisiruk | $25.00 | 9/11/2012 9:49:32 AM |
| HammerKnuckleLending | $25.00 | 9/11/2012 10:07:08 AM |
| finder072 | $25.00 | 9/11/2012 10:01:07 AM |
| loyalty-delight6 | $25.00 | 9/11/2012 10:10:30 AM |
| payout-reaction740 | $25.00 | 9/11/2012 10:05:28 AM |
| RGlad | $65.00 | 9/11/2012 10:25:39 AM |
| durability-seahorse7 | $50.00 | 9/11/2012 10:08:28 AM |
| gjm6d | $25.00 | 9/11/2012 10:32:32 AM |
| DreisersFinancier | $50.00 | 9/11/2012 10:35:33 AM |
| doomsday18 | $25.00 | 9/11/2012 10:13:52 AM |
| CoolPlexer | $25.00 | 9/11/2012 10:26:55 AM |
| blue-lively-platinum | $25.00 | 9/11/2012 10:35:11 AM |
| YampaQuant | $25.00 | 9/11/2012 10:49:37 AM |
| 1800porsche | $25.00 | 9/11/2012 10:45:47 AM |
| squeebie | $50.00 | 9/11/2012 10:54:49 AM |
| botfolio | $300.00 | 9/11/2012 11:05:37 AM |
| Aberdeen | $99.00 | 9/10/2012 5:03:20 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:41 PM |
| calm-platinum957 | $35.00 | 9/10/2012 5:09:03 PM |
| tranquil-gain1 | $75.00 | 9/10/2012 5:05:01 PM |
| attentive-compassion1 | $50.00 | 9/10/2012 5:03:14 PM |
| baroo | $25.00 | 9/10/2012 5:03:30 PM |
| john0720 | $25.00 | 9/10/2012 5:08:18 PM |
| ready-interest9 | $25.00 | 9/10/2012 5:10:50 PM |
| j2ee | $50.00 | 9/10/2012 5:15:49 PM |
| GoGalt | $50.00 | 9/10/2012 5:20:16 PM |
| lnuss25 | $25.00 | 9/10/2012 5:19:29 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:27 PM |
| loan-mammal | $100.00 | 9/10/2012 5:46:53 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:19 PM |
| LoanerPrincipal | $25.00 | 9/10/2012 6:02:08 PM |
| Plutis | $25.00 | 9/10/2012 5:43:08 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:35 PM |
| betterthanstock | $35.58 | 9/10/2012 6:33:30 PM |
| janeybooboo | $25.25 | 9/10/2012 6:07:58 PM |
| cordial-bonus | $25.00 | 9/10/2012 6:05:26 PM |
| availableloan | $25.00 | 9/10/2012 6:21:10 PM |
| northwesttlr | $25.00 | 9/10/2012 6:52:23 PM |
| exciting-finance288 | $30.00 | 9/10/2012 7:21:52 PM |
| bellaquito | $500.00 | 9/10/2012 6:49:18 PM |
| hopeful_lender | $100.00 | 9/10/2012 7:56:21 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:42 PM |
| scrappy-fairness639 | $25.00 | 9/10/2012 8:17:33 PM |
| duty-monger | $50.00 | 9/11/2012 7:09:11 AM |
| Leshan | $100.00 | 9/11/2012 7:36:34 AM |
| dblaz5 | $200.00 | 9/11/2012 7:46:45 AM |
| blue-useful-auction | $25.00 | 9/11/2012 6:40:34 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:09 AM |
| prudent-dough458 | $25.00 | 9/11/2012 9:46:55 AM |
| Investoman | $25.00 | 9/11/2012 9:52:22 AM |
| djs81 | $63.00 | 9/11/2012 9:50:06 AM |
| virtuous-repayment | $25.00 | 9/11/2012 9:50:28 AM |
| tolerant-dinero2 | $25.00 | 9/11/2012 9:57:45 AM |
| ready-bid9 | $50.00 | 9/11/2012 9:54:36 AM |
| enriching-trade2 | $50.00 | 9/11/2012 10:03:21 AM |
| worth-philosopher9 | $40.51 | 9/11/2012 10:40:46 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:31 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:01 AM |
| justreturns | $25.00 | 9/11/2012 10:33:32 AM |
| CaptainBL | $25.00 | 9/11/2012 10:25:05 AM |
| ScionAltera | $25.00 | 9/11/2012 10:51:23 AM |
| brightest-credit-engine | $25.00 | 9/11/2012 11:23:41 AM |
| famous-bill | $97.63 | 9/11/2012 11:35:25 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
636827
This series of Notes was issued and sold upon the funding of the borrower loan #74073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $126.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Bus Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $99 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassuming-peso8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Multi-purpose loan
Purpose of loan:
This loan will be used to...
Pay back taxes, buy a good used cash car, and hopefully have a little left for a cushion
My financial situation:
I am a good candidate for this loan because...
I intend on paying it back.
Monthly net income: $1400 approximately
Monthly expenses: $625
Housing: $300
Insurance: $40 approximate amount for auto liabilty if I get the loan
Car expenses: $not sure yet
Utilities: $0 included in rent
Phone, cable, internet: $50
Food, entertainment: $200 approximately
Clothing, household expenses: $10
Credit cards and other loans: $25
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| toblerone | $25.00 | 9/10/2012 5:19:24 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:27:05 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:56 PM |
| dynamic-money271 | $100.00 | 9/10/2012 5:40:51 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:49 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:25 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:29 PM |
| bellaquito | $500.00 | 9/10/2012 6:26:00 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:20 PM |
| order-tamale | $400.00 | 9/10/2012 5:15:14 PM |
| j2ee | $50.00 | 9/10/2012 5:16:12 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:52 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:42 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:25:02 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:32 PM |
| LeReve | $500.00 | 9/10/2012 5:30:25 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:42 PM |
| mikrolown | $25.00 | 9/10/2012 6:17:01 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:42 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:01 PM |
| Index_Plus | $350.00 | 9/10/2012 7:35:26 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
636899
This series of Notes was issued and sold upon the funding of the borrower loan #74317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,992 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| calm-greenback148 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trade-boots1 | $100.00 | 9/10/2012 5:17:36 PM |
| refresher211 | $25.00 | 9/10/2012 5:25:25 PM |
| Index_Plus | $1,500.00 | 9/10/2012 7:36:42 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:01 PM |
| bellaquito | $500.00 | 9/10/2012 6:54:50 PM |
| worthy-bid8 | $100.00 | 9/11/2012 9:17:55 AM |
| CA-Lender | $25.00 | 9/11/2012 11:47:17 AM |
| celestwarrior | $50.00 | 9/11/2012 2:49:51 PM |
| mclilpaws | $25.00 | 9/11/2012 4:20:40 PM |
| reflective-rupee | $25.00 | 9/11/2012 2:58:59 PM |
| n2fitns | $50.00 | 9/11/2012 3:05:36 PM |
| Leshan | $50.00 | 9/11/2012 5:18:03 PM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:34 AM |
| MI2 | $713.88 | 9/12/2012 4:34:22 PM |
| riveting-credit5 | $25.00 | 9/10/2012 5:36:00 PM |
| 52digital | $75.00 | 9/10/2012 6:32:34 PM |
| enchanted-note | $25.00 | 9/11/2012 9:24:55 AM |
| dissector56958 | $25.00 | 9/11/2012 9:58:35 AM |
| compatible-deal9 | $25.00 | 9/11/2012 10:41:25 AM |
| squeebie | $50.00 | 9/11/2012 10:54:49 AM |
| versatile-benefit933 | $111.12 | 9/11/2012 2:04:14 PM |
| prominence8 | $25.00 | 9/11/2012 4:26:49 PM |
| all_of_that_one | $25.00 | 9/11/2012 7:11:53 PM |
| Bob450 | $25.00 | 9/12/2012 9:36:12 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:30 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:00:54 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
636947
This series of Notes was issued and sold upon the funding of the borrower loan #74371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $75.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,774 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-trident |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| structure9 | $25.00 | 9/11/2012 9:05:47 AM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 9:20:18 AM |
| principal-cooker2 | $45.00 | 9/11/2012 9:10:25 AM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 9:23:45 AM |
| powerful-return1 | $25.00 | 9/11/2012 9:27:41 AM |
| well-rounded-payout0 | $25.00 | 9/11/2012 9:32:04 AM |
| Gladglide | $25.00 | 9/11/2012 9:33:07 AM |
| wise-deal-panda | $100.00 | 9/11/2012 9:34:46 AM |
| lionheart722 | $100.00 | 9/11/2012 9:35:42 AM |
| Cliffie83 | $25.00 | 9/11/2012 9:38:18 AM |
| transaction-animal8 | $25.00 | 9/11/2012 9:38:35 AM |
| respectful-note5 | $25.00 | 9/11/2012 9:38:57 AM |
| fortytwo | $150.00 | 9/11/2012 9:29:21 AM |
| Vegasjim | $25.00 | 9/11/2012 9:32:10 AM |
| dukeiyer | $25.00 | 9/11/2012 9:42:03 AM |
| IIP77 | $25.00 | 9/11/2012 9:31:16 AM |
| superb-funds335 | $25.00 | 9/11/2012 9:31:21 AM |
| top-payout-fixer | $25.00 | 9/11/2012 9:43:05 AM |
| yield-trader | $25.00 | 9/11/2012 9:31:59 AM |
| crdcteng | $25.00 | 9/11/2012 9:32:55 AM |
| jamiee73 | $25.00 | 9/11/2012 9:38:46 AM |
| svandgts | $25.00 | 9/11/2012 9:37:10 AM |
| durability-ace9 | $29.24 | 9/11/2012 9:46:05 AM |
| the-profit-oracle | $25.00 | 9/11/2012 9:41:40 AM |
| SamuelChee | $70.76 | 9/11/2012 9:43:56 AM |
| forceful-wealth244 | $25.00 | 9/11/2012 9:06:59 AM |
| Bank_Of_XL | $25.00 | 9/11/2012 9:03:23 AM |
| commerce-venture1 | $25.00 | 9/11/2012 9:03:38 AM |
| payout-paradise5 | $25.00 | 9/11/2012 9:04:23 AM |
| fabulous-bazaar4 | $25.00 | 9/11/2012 9:14:39 AM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 9:18:50 AM |
| gokart83 | $25.00 | 9/11/2012 9:20:13 AM |
| Rockymtnhi | $25.00 | 9/11/2012 9:10:41 AM |
| bullwink27 | $25.00 | 9/11/2012 9:28:57 AM |
| 108-IRA | $250.00 | 9/11/2012 9:32:53 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:57 AM |
| compassionate-auction6 | $150.00 | 9/11/2012 9:36:15 AM |
| Kaj | $25.00 | 9/11/2012 9:36:36 AM |
| terrific-dough6 | $50.00 | 9/11/2012 9:36:58 AM |
| P2P_Investor | $109.00 | 9/11/2012 9:24:15 AM |
| Ripsaw4U | $46.00 | 9/11/2012 9:25:03 AM |
| joey1011 | $25.00 | 9/11/2012 9:37:01 AM |
| WalnutCreekguy | $50.00 | 9/11/2012 9:39:55 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
636975
This series of Notes was issued and sold upon the funding of the borrower loan #74363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 19.19% |
Borrower rate/APR:
| 20.19% / 23.94% |
Monthly payment:
| $149.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.74% | | |
| |
Estimated return*:
| 10.75% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,920 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-sherpa7 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| order-tamale | $400.00 | 9/10/2012 5:15:14 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:42 PM |
| lowrater | $50.60 | 9/10/2012 5:18:28 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:16:53 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:27:05 PM |
| velocityasaurus-rex4 | $100.00 | 9/10/2012 5:22:43 PM |
| dukeiyer | $25.00 | 9/10/2012 5:31:54 PM |
| community-burrito9 | $35.00 | 9/10/2012 5:31:19 PM |
| LeReve | $500.00 | 9/10/2012 5:30:26 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:31 PM |
| dynamic-money271 | $100.00 | 9/10/2012 5:40:52 PM |
| WalnutCreekguy | $50.00 | 9/10/2012 5:57:26 PM |
| best-bonafide-p2p | $25.00 | 9/10/2012 6:15:53 PM |
| fabulous-bazaar4 | $25.00 | 9/10/2012 6:03:29 PM |
| gokart83 | $25.00 | 9/10/2012 6:10:42 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:36 PM |
| first-genuine-bid | $50.00 | 9/10/2012 6:31:12 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:03 PM |
| miked8303 | $14.40 | 9/10/2012 6:45:43 PM |
| j2ee | $50.00 | 9/10/2012 5:16:12 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:33 PM |
| nickel-ferret | $25.00 | 9/10/2012 5:25:02 PM |
| cash-mad-scientist3 | $25.00 | 9/10/2012 5:42:18 PM |
| versatile-dime442 | $250.00 | 9/10/2012 5:27:56 PM |
| supreme-treasure8 | $100.00 | 9/10/2012 5:57:42 PM |
| lionheart722 | $100.00 | 9/10/2012 5:49:51 PM |
| commerce-gargantuan2 | $100.00 | 9/10/2012 6:07:15 PM |
| payment-hugger7 | $50.00 | 9/10/2012 6:24:21 PM |
| bellaquito | $500.00 | 9/10/2012 6:26:00 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 6:29:06 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
637047
This series of Notes was issued and sold upon the funding of the borrower loan #74154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $753.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,926 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| phenomenal-dinero917 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt and cover licensing fees to open and operate a tavern.
My financial situation: solid financial position
I am a good candidate for this loan because...my credit is in good standing and I am employed full-time which will allow me to be able to cover the monthly payment even as I await the licensing for the tavern to come through. Once open my initial estimated added income will be $500-1000 per month for the initial months of operation. To be followed by $1500-2000 per month.
Monthly net income: $2400.00
Monthly expenses: $1727.00
Housing: $400.00
Insurance: $75.00/month
Car expenses: $265.00
Utilities: $120.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $317.00
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Rockymtnhi | $50.00 | 9/11/2012 9:12:25 AM |
| Plutis | $25.00 | 9/11/2012 9:43:30 AM |
| dissector56958 | $25.00 | 9/11/2012 10:19:12 AM |
| member_98419 | $25.00 | 9/11/2012 10:03:53 AM |
| income-triangulation1 | $25.00 | 9/11/2012 10:16:57 AM |
| EnglishGeekInNYC | $50.00 | 9/11/2012 10:47:59 AM |
| julijask | $25.00 | 9/11/2012 10:51:34 AM |
| greenback-sage433 | $25.00 | 9/11/2012 10:33:34 AM |
| green-lively-bill | $25.00 | 9/11/2012 12:13:13 PM |
| fund-medalist171 | $25.00 | 9/11/2012 11:30:41 AM |
| mondial4 | $100.00 | 9/11/2012 1:34:51 PM |
| martinatime | $25.00 | 9/11/2012 12:31:18 PM |
| return-enthusiast1 | $25.00 | 9/11/2012 12:51:09 PM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:17 PM |
| bold-wampum-compadre | $25.00 | 9/11/2012 1:17:30 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:34 PM |
| LiveNow | $25.00 | 9/11/2012 4:54:11 PM |
| compassion-expert | $25.00 | 9/11/2012 5:07:56 PM |
| all_of_that_one | $40.00 | 9/11/2012 7:05:49 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:49 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:01 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:51 PM |
| vigorous-market5 | $200.00 | 9/11/2012 10:40:04 PM |
| Win_With_P2P | $25.00 | 9/12/2012 5:29:01 AM |
| Agonbiew | $50.00 | 9/12/2012 8:47:05 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:58 AM |
| transparency-silo2 | $25.00 | 9/12/2012 9:21:21 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:51 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:45 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:37 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:23 PM |
| leverage-boomer0 | $25.00 | 9/12/2012 4:31:15 PM |
| Marssoft | $25.00 | 9/12/2012 4:32:25 PM |
| simplelender80 | $500.00 | 9/12/2012 7:30:43 PM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:29:19 AM |
| order-bee1 | $100.00 | 9/13/2012 12:29:17 AM |
| contract-amigo7 | $25.00 | 9/13/2012 7:25:26 AM |
| funds-juniper | $25.00 | 9/13/2012 6:57:11 AM |
| restless-currency | $40.00 | 9/13/2012 9:16:32 AM |
| imdave4me | $25.00 | 9/13/2012 9:18:09 AM |
| tech310 | $50.00 | 9/13/2012 10:06:05 AM |
| BankofRon_IRA | $100.00 | 9/13/2012 10:27:06 AM |
| Soulphoniks-Holdings | $25.68 | 9/13/2012 10:34:02 AM |
| wise-direct-community | $25.00 | 9/13/2012 5:07:38 PM |
| WxChem | $30.00 | 9/13/2012 5:26:01 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:54 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:31 PM |
| CA-Lender | $25.00 | 9/13/2012 5:53:12 PM |
| integrity-reactor4 | $100.00 | 9/13/2012 5:45:31 PM |
| money-baron | $50.00 | 9/13/2012 6:36:28 PM |
| adventurer447 | $300.00 | 9/13/2012 6:12:18 PM |
| Kumasan | $104.00 | 9/13/2012 7:02:42 PM |
| Quid-Pro-Quo | $30.00 | 9/13/2012 7:04:33 PM |
| lionheart722 | $100.00 | 9/11/2012 9:35:42 AM |
| supreme-treasure8 | $100.00 | 9/11/2012 9:47:39 AM |
| mikrolown | $25.00 | 9/11/2012 9:50:50 AM |
| WalnutCreekguy | $50.00 | 9/11/2012 9:39:56 AM |
| missing-link | $25.00 | 9/11/2012 9:56:31 AM |
| JeremyLinFan | $40.00 | 9/11/2012 10:46:10 AM |
| ferocious-kindness8 | $30.00 | 9/11/2012 10:25:50 AM |
| ingenious-deal6 | $25.00 | 9/11/2012 10:41:35 AM |
| bizlending | $100.00 | 9/11/2012 11:07:38 AM |
| squeebie | $50.00 | 9/11/2012 10:55:00 AM |
| resolute-worth4 | $50.00 | 9/11/2012 2:48:23 PM |
| wealth-infusion6 | $50.00 | 9/11/2012 2:12:19 PM |
| poolshark72 | $25.00 | 9/11/2012 1:57:16 PM |
| credit-adventurer313 | $25.00 | 9/11/2012 2:23:52 PM |
| myidear | $25.00 | 9/12/2012 2:44:43 AM |
| langdonx | $50.00 | 9/11/2012 9:41:29 PM |
| I_Like_to_Invest | $25.00 | 9/12/2012 6:44:48 AM |
| heerzaquestion | $30.00 | 9/12/2012 4:40:38 AM |
| Investor509 | $25.00 | 9/12/2012 10:04:56 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:14 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:50:39 AM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:16 AM |
| bonus-seahorse | $26.00 | 9/12/2012 1:47:57 PM |
| bonafide-economy | $25.00 | 9/12/2012 4:55:06 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:19 PM |
| dariop | $25.01 | 9/12/2012 5:28:40 PM |
| wkeboarder21 | $50.00 | 9/12/2012 6:19:38 PM |
| best-bonafide-p2p | $100.00 | 9/12/2012 6:30:45 PM |
| azazle | $25.00 | 9/12/2012 10:57:24 PM |
| MoneyBadger | $25.00 | 9/13/2012 6:09:46 AM |
| BankofRon | $25.00 | 9/13/2012 7:16:40 AM |
| terrific-dough6 | $34.00 | 9/13/2012 9:33:46 AM |
| azazle | $25.00 | 9/13/2012 9:39:17 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:02 AM |
| benevolent-marketplace4 | $2,500.00 | 9/13/2012 10:50:53 AM |
| buddy486 | $35.00 | 9/13/2012 11:13:43 AM |
| pdub | $750.00 | 9/13/2012 10:33:09 AM |
| progressive-economy261 | $500.00 | 9/13/2012 10:45:34 AM |
| KCEnterprises | $25.00 | 9/13/2012 12:50:03 PM |
| seabassx | $30.00 | 9/13/2012 1:34:34 PM |
| kulender | $100.00 | 9/13/2012 12:12:31 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:06 PM |
| enriched-return057 | $200.00 | 9/13/2012 2:46:03 PM |
| eoppy | $50.00 | 9/13/2012 5:29:23 PM |
| Vegasjim | $25.00 | 9/13/2012 5:30:40 PM |
| chlebie | $50.00 | 9/13/2012 5:49:08 PM |
| worth-game-changer8 | $25.00 | 9/13/2012 5:30:12 PM |
| bold-direct-asset | $50.00 | 9/13/2012 6:00:56 PM |
| historic-value7 | $200.00 | 9/13/2012 5:38:54 PM |
| unequaled-truth9 | $100.00 | 9/13/2012 5:42:47 PM |
| deal-marauder6 | $25.00 | 9/13/2012 6:54:51 PM |
| reinforced-gain7 | $92.17 | 9/13/2012 7:41:27 PM |
| All_Wins | $48.14 | 9/13/2012 6:41:06 PM |
| prudent-bid3 | $25.00 | 9/13/2012 7:00:17 PM |
| COCHINOBOY | $35.00 | 9/13/2012 7:10:42 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
637075
This series of Notes was issued and sold upon the funding of the borrower loan #74384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-10-2012 |
|
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $375.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,100 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caelyn |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
640-659
(Mar-2010)
540-559
(Jul-2008)
540-559
(May-2008)
|
|
Principal balance:
| $2,964.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Vacation
Purpose of loan:
This loan will be used to...take my family on a well deserved vacation. Last January my husband was diagnosed with cancer, now nine months later he just got a clean bill of health! I have a seven and five year old that would love to go to Disney and with all we have been thru in the last nine months I am trying to find a way to make it happen.
My financial situation:
I am a good candidate for this loan because...I have had two other loans with Prosper and have never had a late or missed payment. I have worked really hard to rebuild my credit from when I started my own business five years ago and had some financial set backs.
Monthly net income: $4000
Monthly expenses: $1050
Housing: $0
Insurance: $159
Car expenses: $100
Utilities: $0
Phone, cable, internet: $165
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $376
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/10/2012 5:02:03 PM |
| kinetic-loot436 | $25.00 | 9/10/2012 5:05:20 PM |
| Plow_n_Sow | $70.00 | 9/10/2012 5:02:57 PM |
| five-star-note | $200.00 | 9/10/2012 5:09:58 PM |
| 52digital | $75.00 | 9/10/2012 5:17:54 PM |
| point-doughnut | $25.00 | 9/10/2012 5:06:26 PM |
| lnuss25 | $25.00 | 9/10/2012 5:18:47 PM |
| enriching-dollar1 | $100.00 | 9/10/2012 5:20:24 PM |
| UstedEsElHombre | $100.00 | 9/10/2012 5:21:02 PM |
| pencreek | $25.00 | 9/10/2012 5:15:42 PM |
| trade-boots1 | $100.00 | 9/10/2012 5:17:23 PM |
| DreisersFinancier | $50.00 | 9/10/2012 5:18:32 PM |
| exchange-squirrel | $100.00 | 9/10/2012 5:22:37 PM |
| money-surge1 | $25.00 | 9/10/2012 5:22:00 PM |
| decisive-income7 | $2,500.00 | 9/10/2012 5:06:43 PM |
| ItsJustMe79 | $25.00 | 9/10/2012 5:14:15 PM |
| lowrater | $200.70 | 9/10/2012 5:02:59 PM |
| MoneyForNothing | $36.36 | 9/10/2012 5:03:04 PM |
| handy-justice | $50.00 | 9/10/2012 5:03:12 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:22:24 PM |
| return-pioneer221 | $42.94 | 9/10/2012 5:22:55 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
637253
This series of Notes was issued and sold upon the funding of the borrower loan #74019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 26.70% |
Borrower rate/APR:
| 27.70% / 31.63% |
Monthly payment:
| $164.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.48% | | |
| |
Estimated return*:
| 12.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,888 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magical-dollar251 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,781.88
Monthly expenses: $2850
Housing: $1150
Insurance: $200
Car expenses: $200
Utilities: $250
Phone, cable, internet: $60
Food, entertainment: $645
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/11/2012 9:08:26 AM |
| lowrater | $75.40 | 9/11/2012 9:04:25 AM |
| decisive-income7 | $1,000.00 | 9/11/2012 9:22:12 AM |
| VirginiaBuckeye | $150.00 | 9/11/2012 9:27:53 AM |
| deal-galleon | $25.00 | 9/11/2012 9:33:27 AM |
| Starica | $50.00 | 9/11/2012 9:26:49 AM |
| brainy-return234 | $25.00 | 9/11/2012 9:31:47 AM |
| careful-vigilance4 | $25.00 | 9/11/2012 9:11:08 AM |
| vutah | $55.00 | 9/11/2012 9:05:32 AM |
| fervent-repayment | $100.00 | 9/11/2012 9:16:35 AM |
| EarlyRiser | $250.00 | 9/11/2012 9:19:07 AM |
| 52digital | $75.00 | 9/11/2012 9:31:13 AM |
| felicity-contributor3 | $25.00 | 9/11/2012 9:22:00 AM |
| Bob450 | $25.00 | 9/11/2012 9:29:59 AM |
| tolerant-responsibility051 | $2,000.00 | 9/11/2012 9:30:12 AM |
| BankofRon_IRA | $100.00 | 9/11/2012 9:33:44 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
637323
This series of Notes was issued and sold upon the funding of the borrower loan #74172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $110.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,640 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wil7cat |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Household Expenses
Purpose of loan:
This loan will be used to... Cover moving / rent expenses / First, Last and Security Deposit
My financial situation: Stable, but need help during the two slow months of September through October
I am a good candidate for this loan because... I previously paid off a prosper loan earlier than the due date. I am also getting a promotion at work at the end of October / beginning of November... (when the high season starts at the resort)
Monthly net income: $3000
Monthly expenses: $2000
Housing: $725
Insurance: $100
Car expenses: $400
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $100.00 | 9/11/2012 9:04:32 AM |
| ALANGREANSPAN | $25.00 | 9/11/2012 9:02:42 AM |
| janeybooboo | $50.00 | 9/11/2012 9:03:37 AM |
| lnuss25 | $40.00 | 9/11/2012 9:04:02 AM |
| trumpeter5 | $25.00 | 9/11/2012 9:03:00 AM |
| cash-delight1 | $50.00 | 9/11/2012 9:06:44 AM |
| turbolozano | $25.00 | 9/11/2012 9:06:55 AM |
| 340IRA | $25.00 | 9/11/2012 9:18:52 AM |
| brondero | $80.00 | 9/11/2012 9:08:12 AM |
| money-surge1 | $25.00 | 9/11/2012 9:20:01 AM |
| wampum-optimization | $25.00 | 9/11/2012 9:21:59 AM |
| networks4ever | $25.00 | 9/11/2012 9:11:41 AM |
| 1randyp | $25.00 | 9/11/2012 9:26:12 AM |
| zeelender | $25.00 | 9/11/2012 9:26:32 AM |
| rjleves | $49.00 | 9/11/2012 9:12:26 AM |
| kind-lovely-marketplace | $25.00 | 9/11/2012 9:29:23 AM |
| listing-vista | $26.00 | 9/11/2012 9:16:10 AM |
| hard-working-rate3 | $25.00 | 9/11/2012 9:21:57 AM |
| astute-wealth8 | $25.00 | 9/11/2012 9:27:23 AM |
| dbmurch | $25.00 | 9/11/2012 9:26:44 AM |
| Investor_DP | $100.00 | 9/11/2012 9:29:59 AM |
| jo2y | $25.00 | 9/11/2012 9:30:41 AM |
| yield-lion2 | $100.00 | 9/11/2012 9:26:20 AM |
| RGlad | $150.00 | 9/11/2012 9:03:47 AM |
| lucrative-loan | $100.00 | 9/11/2012 9:04:07 AM |
| MoneyForNothing | $29.29 | 9/11/2012 9:06:24 AM |
| finance-prescription | $100.00 | 9/11/2012 9:10:01 AM |
| nex | $25.00 | 9/11/2012 9:14:08 AM |
| felicity-contributor3 | $25.00 | 9/11/2012 9:04:27 AM |
| Beld | $50.00 | 9/11/2012 9:05:19 AM |
| vutah | $25.00 | 9/11/2012 9:08:17 AM |
| papaloha | $222.00 | 9/11/2012 9:07:31 AM |
| halothane_logic | $26.00 | 9/11/2012 9:11:37 AM |
| pound-ace | $25.00 | 9/11/2012 9:25:33 AM |
| tolerant-responsibility051 | $2,000.00 | 9/11/2012 9:30:12 AM |
| pierrelasvegas | $25.00 | 9/11/2012 9:20:47 AM |
| NekHoldings | $25.00 | 9/11/2012 9:23:58 AM |
| unassuming-note | $25.00 | 9/11/2012 9:27:42 AM |
| money-bauble | $100.00 | 9/11/2012 9:24:49 AM |
| treasure-widget | $25.00 | 9/11/2012 9:28:56 AM |
| washboard1 | $25.00 | 9/11/2012 9:30:55 AM |
| moviedaze | $25.00 | 9/11/2012 9:27:35 AM |
| IIP77 | $25.00 | 9/11/2012 9:31:17 AM |
| powerful-return1 | $25.00 | 9/11/2012 9:30:35 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
637327
This series of Notes was issued and sold upon the funding of the borrower loan #74480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,645 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| euro-nest0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit cards and consolidate my bills into one payement that will elimanate my debt in the coming years
My financial situation:
it's good. As of now I pay out about 500 a month so the lower payments will help me to pay it off quicker and with less expected interest.
Monthly net income: $2600
Monthly expenses: $200
Housing: $500
Insurance: $60
Car expenses: $380
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $325
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/11/2012 5:02:34 PM |
| lowrater | $50.30 | 9/11/2012 5:11:40 PM |
| handy-justice | $50.00 | 9/11/2012 5:12:55 PM |
| community-burrito9 | $25.00 | 9/11/2012 5:26:03 PM |
| bellaquito | $500.00 | 9/11/2012 7:25:30 PM |
| KB-IRA | $100.00 | 9/11/2012 10:16:10 PM |
| let_me_retire | $50.00 | 9/11/2012 11:30:58 PM |
| deepinvegas | $100.00 | 9/11/2012 8:19:51 PM |
| nalaari | $25.97 | 9/12/2012 4:02:32 AM |
| Bad_Debt | $26.89 | 9/11/2012 9:38:21 PM |
| graceful-investment | $106.00 | 9/12/2012 6:32:44 AM |
| greencat | $50.00 | 9/12/2012 7:09:03 AM |
| Rogelio48 | $30.00 | 9/12/2012 6:29:43 AM |
| green-high-five7 | $25.00 | 9/12/2012 7:01:34 AM |
| 111TaxMan | $25.00 | 9/12/2012 9:04:17 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:18 AM |
| bsmtloan | $45.35 | 9/12/2012 10:37:53 AM |
| LuvToLend | $25.00 | 9/12/2012 10:34:14 AM |
| MFBank | $50.00 | 9/11/2012 5:06:23 PM |
| NickelSteamroller | $35.00 | 9/11/2012 5:43:20 PM |
| SolarMoonshine | $25.00 | 9/11/2012 6:40:09 PM |
| Something-Corporate | $25.00 | 9/11/2012 6:17:18 PM |
| calmfunds | $1,300.00 | 9/11/2012 6:52:55 PM |
| dudebrah | $25.00 | 9/12/2012 1:00:39 AM |
| sturdy-note5 | $25.00 | 9/12/2012 6:07:47 AM |
| felicity-fertilizer6 | $30.00 | 9/11/2012 10:33:30 PM |
| DeepThinker | $25.00 | 9/12/2012 12:06:03 AM |
| first-peace-buddy | $25.00 | 9/11/2012 11:22:56 PM |
| enriched-return057 | $100.00 | 9/11/2012 11:35:49 PM |
| tpleus | $25.00 | 9/12/2012 7:20:59 AM |
| PrimeFunding | $25.00 | 9/12/2012 3:38:44 AM |
| klend4 | $25.00 | 9/12/2012 3:49:15 AM |
| 29801 | $25.00 | 9/12/2012 5:37:02 AM |
| enticing-finance758 | $25.00 | 9/12/2012 5:39:56 AM |
| SummitAdvisors | $45.39 | 9/12/2012 6:20:12 AM |
| decisive-income7 | $500.00 | 9/12/2012 9:00:37 AM |
| ethical-truth211 | $200.00 | 9/12/2012 11:25:57 AM |
| unrelenting-euro7 | $25.00 | 9/12/2012 10:58:30 AM |
| john0720 | $25.00 | 9/12/2012 11:09:35 AM |
| EretzCapital | $75.07 | 9/12/2012 11:31:49 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
637457
This series of Notes was issued and sold upon the funding of the borrower loan #74016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 22y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $186 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-marble6 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
Had unexpected medical bills for son, will use to ofset those expences
My financial situation: average
I am a good candidate for this loan because...
I have not missed a load payment in many years
Monthly net income: $3100.00
Monthly expenses: $
Housing: $881.00
Insurance: $155.00
Car expenses: $50.00
Utilities: $120.00
Phone, cable, internet: $100.00
Food, entertainment: $250.00
Clothing, household expenses: $20.00
Credit cards and other loans: $279.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/11/2012 5:01:53 PM |
| Zingaro | $25.00 | 9/11/2012 5:19:39 PM |
| decisive-income7 | $1,000.00 | 9/11/2012 5:08:37 PM |
| handy-justice | $50.00 | 9/11/2012 5:11:03 PM |
| lowrater | $100.70 | 9/11/2012 5:14:48 PM |
| Lesterthelender | $47.52 | 9/11/2012 5:47:12 PM |
| thankful-nickel2 | $25.00 | 9/11/2012 6:47:45 PM |
| FundMaker | $27.00 | 9/11/2012 6:10:27 PM |
| janeybooboo | $50.00 | 9/11/2012 6:45:02 PM |
| SolarMoonshine | $25.00 | 9/11/2012 6:38:36 PM |
| MFBank | $50.00 | 9/11/2012 5:05:49 PM |
| vutah | $75.00 | 9/11/2012 5:02:32 PM |
| commerce-venture1 | $25.00 | 9/11/2012 5:12:59 PM |
| scholarly-order6 | $50.00 | 9/11/2012 5:11:08 PM |
| alliancecapital1 | $25.00 | 9/11/2012 5:44:51 PM |
| mrxtravis | $25.00 | 9/11/2012 6:01:52 PM |
| Something-Corporate | $25.00 | 9/11/2012 6:17:19 PM |
| stock106 | $25.00 | 9/11/2012 6:20:32 PM |
| berniemadeoff | $25.00 | 9/11/2012 6:33:34 PM |
| evilkats | $50.00 | 9/11/2012 6:48:56 PM |
| LendingPimp | $26.00 | 9/11/2012 6:30:00 PM |
| john0720 | $25.00 | 9/11/2012 6:33:12 PM |
| 01a_MrUSC_IRA | $25.00 | 9/11/2012 6:40:54 PM |
| RGlad | $100.00 | 9/11/2012 6:44:38 PM |
| prudent-bid3 | $18.75 | 9/11/2012 6:49:34 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
637487
This series of Notes was issued and sold upon the funding of the borrower loan #74447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 21.18% |
Borrower rate/APR:
| 22.18% / 24.68% |
Monthly payment:
| $138.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.68% | | |
| |
Estimated return*:
| 14.19% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,332 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-pragmatic-market |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to help pay my parents back, who covered my expenses while I was unemployed last year for a couple of months. This includes bills for my COBRA payments, cell phone bills, rent and student loans that they covered. I'd like to pay them back in a lump sum and take this on as a personal loan.
My financial situation:
I am a good candidate for this loan because I have fair credit, a steady source of income and am conscientious about paying things back.
Monthly net income: $4000
Monthly expenses: ~$3245
Housing: $1650
Utilities: ~$150
Phone, cable, internet: $95
Food, entertainment: $300/mo
Clothing, household expenses: $200
Credit cards and other loans: Student Loans $850/mo
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| decisive-income7 | $2,500.00 | 9/12/2012 9:03:09 AM |
| InChicago | $80.03 | 9/12/2012 9:04:55 AM |
| vutah | $25.00 | 9/12/2012 9:04:56 AM |
| worth-blanket2 | $4,500.00 | 9/12/2012 9:05:54 AM |
| commerce-venture1 | $25.00 | 9/12/2012 9:04:39 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
637503
This series of Notes was issued and sold upon the funding of the borrower loan #74365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $582.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,026 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awe-inspiring-point511 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay down/off credit card used for son's wedding. Running up the balances has caused soome lenders to decreaqse the limits to the current balances. They are claiming this need as the ratio of available credit to balance decreased, but is now worse because they lowered the lines.
My financial situation:
Slightly overextended due to these unexpected expenses I took on. Can still make all payments and have not been late on anything, but want to pay some down.
I am a good candidate for this loan because...
I pay all of my committments and always have.
Monthly net income: $10,183
Monthly expenses: $
Housing: $4600
Insurance: $320
Car expenses: $200
Utilities: $250
Phone, cable, internet: $500
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-triangulation1 | $25.00 | 9/11/2012 5:05:11 PM |
| compassion-expert | $25.00 | 9/11/2012 5:08:02 PM |
| community-burrito9 | $35.00 | 9/11/2012 5:08:13 PM |
| tranquil-gain1 | $75.00 | 9/11/2012 5:09:31 PM |
| scholarly-order6 | $50.00 | 9/11/2012 5:10:30 PM |
| bazaar-tulip | $500.00 | 9/11/2012 5:57:07 PM |
| best-bonafide-p2p | $50.00 | 9/11/2012 5:35:51 PM |
| commerce-gargantuan2 | $100.00 | 9/11/2012 5:59:20 PM |
| vontuse | $25.00 | 9/11/2012 6:00:31 PM |
| the-silver-blaster | $50.00 | 9/11/2012 5:49:44 PM |
| open-minded-p2p1 | $25.00 | 9/11/2012 5:58:57 PM |
| first-integrity-gravity | $14.60 | 9/11/2012 6:00:53 PM |
| lowrater | $75.40 | 9/11/2012 5:10:21 PM |
| worth-blanket2 | $13,500.00 | 9/11/2012 5:08:54 PM |
| pdli_dude | $25.00 | 9/11/2012 5:09:20 PM |
| 52digital | $75.00 | 9/11/2012 5:09:48 PM |
| handy-justice | $50.00 | 9/11/2012 5:10:24 PM |
| CA-Lender | $50.00 | 9/11/2012 5:10:39 PM |
| vutah | $65.00 | 9/11/2012 5:11:54 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:51 PM |
| openness-antioxidant | $75.00 | 9/11/2012 5:33:36 PM |
| thrifty-capital | $35.00 | 9/11/2012 5:14:26 PM |
| toblerone | $25.00 | 9/11/2012 6:00:17 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
637509
This series of Notes was issued and sold upon the funding of the borrower loan #74013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,655 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| igloo569 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/12/2012 2:34:06 PM |
| lowrater | $50.70 | 9/11/2012 5:10:38 PM |
| riveting-credit5 | $25.00 | 9/11/2012 5:29:43 PM |
| gotjack-IRA | $25.00 | 9/11/2012 7:06:42 PM |
| scoobiedoo | $25.02 | 9/11/2012 6:44:41 PM |
| dudebrah | $25.00 | 9/12/2012 1:02:11 AM |
| ultimate-peace | $250.00 | 9/12/2012 8:21:30 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:18 AM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:06 PM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:03 PM |
| open-minded-p2p1 | $25.00 | 9/12/2012 6:42:55 PM |
| zydeco337 | $25.00 | 9/12/2012 7:09:38 PM |
| historic-value7 | $17.93 | 9/12/2012 7:27:18 PM |
| 52digital | $75.00 | 9/11/2012 6:07:28 PM |
| bellaquito | $500.00 | 9/11/2012 7:25:31 PM |
| money-fort | $25.00 | 9/11/2012 9:48:10 PM |
| pietro_torna_indietro | $50.00 | 9/12/2012 7:03:28 AM |
| let_me_retire | $50.00 | 9/11/2012 11:39:34 PM |
| refresher211 | $25.00 | 9/12/2012 10:57:52 AM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:41 PM |
| favorite-commerce | $30.00 | 9/12/2012 3:18:37 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:29 PM |
| Bob450 | $25.00 | 9/12/2012 5:19:18 PM |
| impala6464 | $26.35 | 9/12/2012 5:58:48 PM |
| cattlebaron | $50.00 | 9/12/2012 6:56:12 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
637565
This series of Notes was issued and sold upon the funding of the borrower loan #74366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 14.28% |
Borrower rate/APR:
| 15.28% / 23.07% |
Monthly payment:
| $451.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.96% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2009 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,101 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credible-agreement887 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1676
Monthly expenses: $300
Housing: $0
Insurance: $310
Car expenses: $0
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $20
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-truth684 | $25.00 | 9/11/2012 5:02:00 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:46 PM |
| heerzaquestion | $30.00 | 9/11/2012 5:20:05 PM |
| nourishing-interest0 | $25.00 | 9/11/2012 5:20:11 PM |
| ingenious-deal6 | $25.00 | 9/11/2012 5:09:37 PM |
| Plutis | $25.00 | 9/11/2012 5:22:30 PM |
| boston_mass | $25.00 | 9/11/2012 5:16:37 PM |
| cash-mad-scientist3 | $25.00 | 9/11/2012 5:16:48 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:35 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:09 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:26 PM |
| martinatime | $25.00 | 9/11/2012 6:07:17 PM |
| mondial4 | $100.00 | 9/11/2012 5:47:59 PM |
| influential-peso9 | $25.00 | 9/11/2012 5:48:38 PM |
| ThePretender09 | $100.00 | 9/11/2012 6:30:08 PM |
| ethicalhumanist | $100.00 | 9/11/2012 6:34:00 PM |
| whitegold24k | $200.00 | 9/11/2012 6:13:32 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:22 PM |
| reflective-rupee | $25.00 | 9/11/2012 6:18:55 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:33 PM |
| whitegoldira | $150.00 | 9/11/2012 6:46:10 PM |
| bankojerry | $25.00 | 9/11/2012 9:06:16 PM |
| Blue_Devil | $25.00 | 9/11/2012 9:08:58 PM |
| langdonx | $50.00 | 9/11/2012 9:41:30 PM |
| Reddy_Capital | $25.00 | 9/11/2012 8:19:04 PM |
| newest-generous-income | $25.00 | 9/12/2012 1:35:26 AM |
| velocity-motivator6 | $25.00 | 9/12/2012 3:25:22 AM |
| Mocaba | $80.00 | 9/12/2012 4:29:39 AM |
| pietro_torna_indietro | $25.00 | 9/12/2012 7:03:46 AM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:39 AM |
| punctual-kindness3 | $25.00 | 9/12/2012 7:26:08 AM |
| seadogs | $25.00 | 9/12/2012 2:04:42 AM |
| chief_wo | $50.00 | 9/12/2012 7:57:22 AM |
| Bank42 | $25.00 | 9/12/2012 3:18:52 AM |
| China-man | $200.00 | 9/12/2012 6:27:11 AM |
| sophisticated-economy2 | $25.00 | 9/12/2012 8:53:23 AM |
| I_Like_to_Invest | $25.00 | 9/12/2012 6:44:49 AM |
| compassionate-dedication6 | $100.00 | 9/12/2012 6:34:54 AM |
| special-dime5 | $25.00 | 9/12/2012 8:15:50 AM |
| nourishing-wampum7 | $25.00 | 9/12/2012 8:42:18 AM |
| social-sanctuary2 | $50.00 | 9/12/2012 8:02:25 AM |
| ericgassercom | $25.00 | 9/12/2012 9:19:54 AM |
| red-power-pecan | $50.00 | 9/12/2012 9:13:54 AM |
| brilliant-market680 | $25.00 | 9/12/2012 9:13:59 AM |
| commitment-tom-tom | $25.00 | 9/12/2012 9:13:10 AM |
| sjc224 | $25.00 | 9/12/2012 9:18:13 AM |
| thrifty-greenback5 | $25.00 | 9/12/2012 9:23:12 AM |
| JonDough | $25.00 | 9/12/2012 9:27:43 AM |
| shmb6508 | $42.00 | 9/12/2012 9:33:56 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:18 AM |
| enthusiastic-point | $7.46 | 9/12/2012 9:39:43 AM |
| dariop | $25.01 | 9/11/2012 5:07:48 PM |
| lowrater | $50.40 | 9/11/2012 5:05:18 PM |
| compassion-expert | $25.00 | 9/11/2012 5:08:02 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:07 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:51 PM |
| note-willow8 | $25.00 | 9/11/2012 5:28:50 PM |
| p2pelstiltskin8 | $25.00 | 9/11/2012 5:59:24 PM |
| velocityasaurus-rex4 | $100.00 | 9/11/2012 5:33:09 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:02 PM |
| dynamic-money271 | $100.00 | 9/11/2012 6:12:37 PM |
| money-baron | $50.00 | 9/11/2012 6:22:26 PM |
| red-rate-whistle | $35.00 | 9/11/2012 6:01:13 PM |
| missing-link | $25.00 | 9/11/2012 5:49:23 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:05:52 PM |
| julijask | $25.00 | 9/11/2012 7:19:33 PM |
| help4u | $25.00 | 9/11/2012 6:36:27 PM |
| income-investor3 | $25.00 | 9/11/2012 7:25:09 PM |
| lionheart722 | $100.00 | 9/11/2012 6:20:15 PM |
| SoldiersMom | $60.00 | 9/11/2012 7:01:05 PM |
| coin-sphinx4 | $44.57 | 9/11/2012 7:04:38 PM |
| bellaquito | $500.00 | 9/11/2012 6:27:05 PM |
| Image68 | $26.00 | 9/11/2012 8:34:16 PM |
| CreditBuilder2 | $25.02 | 9/11/2012 6:40:46 PM |
| lbv0r41 | $25.00 | 9/11/2012 7:17:40 PM |
| social-comet7 | $25.00 | 9/11/2012 9:00:45 PM |
| hardatwork1 | $25.00 | 9/11/2012 6:55:02 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:54 PM |
| atmjosh | $40.00 | 9/11/2012 9:07:55 PM |
| Mailmon | $25.00 | 9/12/2012 2:16:12 AM |
| red-capital-harmonica | $25.00 | 9/11/2012 9:39:19 PM |
| pious-openness | $25.00 | 9/12/2012 4:26:50 AM |
| logical-p2ploan | $27.47 | 9/12/2012 5:32:43 AM |
| vigorous-market5 | $200.00 | 9/11/2012 10:40:21 PM |
| rakey | $25.00 | 9/12/2012 6:34:26 AM |
| Good-times | $25.00 | 9/11/2012 9:42:04 PM |
| a-currency-magnate | $25.00 | 9/11/2012 10:30:21 PM |
| wealth-renaissance5 | $25.00 | 9/12/2012 4:38:45 AM |
| shellstar | $25.00 | 9/12/2012 8:47:34 AM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:02 AM |
| polka2002 | $32.07 | 9/12/2012 5:49:51 AM |
| orange-preeminant-bill | $50.00 | 9/12/2012 6:32:27 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:04 AM |
| green-brainy-liberty | $50.00 | 9/12/2012 9:10:48 AM |
| radiant-return | $25.00 | 9/12/2012 7:51:52 AM |
| bold-direct-asset | $50.00 | 9/12/2012 9:04:15 AM |
| trade-beeper4 | $25.00 | 9/12/2012 9:21:34 AM |
| rescue | $100.00 | 9/12/2012 9:20:38 AM |
| entertaining-revenue4 | $50.00 | 9/12/2012 9:26:59 AM |
| mercuriant | $25.00 | 9/12/2012 9:33:49 AM |
| Sardineface | $25.00 | 9/12/2012 9:34:24 AM |
| tender-commerce8 | $35.00 | 9/12/2012 9:29:10 AM |
| credit-wheel7 | $25.00 | 9/12/2012 9:35:44 AM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
637569
This series of Notes was issued and sold upon the funding of the borrower loan #74070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $243.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 41y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $1,308 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nmperkins |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental/Credit Cards
Purpose of loan:
This loan will be used to...pay wife's dental & medical expenses & credit card debt
My financial situation:
I am a good candidate for this loan because.I have a good credit score.. My wife needs a dental crown..
Monthly net income: $4200.00
Monthly expenses: $3170.00
Housing: $604.00
Insurance: $796,00
Car expenses: $405.00
Utilities: $150.00
Phone, cable, internet: $215.00
Food, entertainment: $800.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $40.03 | 9/12/2012 5:05:57 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:29 PM |
| 52digital | $75.00 | 9/12/2012 5:05:04 PM |
| Bob450 | $25.00 | 9/12/2012 5:03:24 PM |
| handy-justice | $50.00 | 9/12/2012 5:09:32 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:50 PM |
| tolerant-responsibility051 | $2,000.00 | 9/12/2012 5:15:42 PM |
| money-bauble | $100.00 | 9/12/2012 5:28:12 PM |
| abundant-power | $25.00 | 9/12/2012 5:39:18 PM |
| sentimental-commerce1 | $50.00 | 9/12/2012 5:37:31 PM |
| vontuse | $25.00 | 9/12/2012 5:12:55 PM |
| bellaquito | $500.00 | 9/12/2012 5:24:10 PM |
| duty-viola | $25.00 | 9/12/2012 5:09:00 PM |
| houli123 | $4.97 | 9/12/2012 5:41:03 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:50 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
637597
This series of Notes was issued and sold upon the funding of the borrower loan #74254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $355.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 17 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 3m |
|
Amount delinquent:
| $3,606 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $764 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pledge229 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
I am requesting a loan to cover some household expenses. The funds will be used to repair two vehicles, make much needed repairs on my home, help with covering daycare tuition, and to pay off a few bills. The remaining funds will be placed in reserve to improve my financial stability moving forward.
I had a few setbacks in previous years, but am moving forward successfully. I think I am a good candidate for a loan, because I have a secure job as the Director of Online Learning for a college (a promotion I received this year). My salary will likely increase each year with performance reviews. Additionally, my income is a part of a larger household income ($95+ annually).
My documents (W-2s/paystubs) have already been vetted, but I can provide any additional information needed to attest to my creditworthiness.
Thank you for investing in me!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/11/2012 5:09:49 PM |
| careful-vigilance4 | $25.00 | 9/11/2012 5:24:59 PM |
| open-minded-p2p1 | $25.00 | 9/11/2012 5:12:51 PM |
| handy-justice | $50.00 | 9/11/2012 5:21:04 PM |
| adventurer447 | $300.00 | 9/11/2012 5:36:09 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:09 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:09 PM |
| UstedEsElHombre | $100.00 | 9/11/2012 5:47:49 PM |
| green-high-five7 | $25.00 | 9/11/2012 7:01:49 PM |
| all_of_that_one | $35.00 | 9/11/2012 7:11:55 PM |
| polish00 | $84.97 | 9/11/2012 7:27:00 PM |
| benefit-persimmon6 | $100.00 | 9/11/2012 7:18:46 PM |
| forthright-loot7 | $50.00 | 9/11/2012 7:35:01 PM |
| interest-pudding4 | $25.00 | 9/11/2012 8:21:33 PM |
| dudebrah | $25.00 | 9/12/2012 1:04:09 AM |
| drb4ever | $25.00 | 9/11/2012 8:25:59 PM |
| the-platinum-entrepreneur | $146.41 | 9/11/2012 10:59:34 PM |
| dieseljuvy | $25.00 | 9/12/2012 7:05:36 AM |
| revenue-statesperson4 | $100.00 | 9/11/2012 10:57:48 PM |
| ingenious-truth0 | $100.00 | 9/12/2012 7:15:39 AM |
| Located | $25.00 | 9/12/2012 7:34:32 AM |
| smoothmoniker | $25.00 | 9/12/2012 9:01:49 AM |
| market-jam | $25.00 | 9/12/2012 9:03:27 AM |
| independent-listing796 | $25.00 | 9/12/2012 6:04:40 AM |
| nimble-revenue5 | $100.00 | 9/12/2012 9:05:16 AM |
| bonus-poplar2 | $25.00 | 9/12/2012 7:50:17 AM |
| chief_wo | $50.00 | 9/12/2012 7:57:22 AM |
| TheWombat | $27.00 | 9/12/2012 7:02:54 AM |
| kind-magnificent-bid | $41.00 | 9/12/2012 9:08:33 AM |
| saffron4 | $25.00 | 9/12/2012 9:11:52 AM |
| djh47a | $25.00 | 9/12/2012 7:43:29 AM |
| successful-agreement7 | $31.00 | 9/12/2012 9:12:57 AM |
| miked8303 | $50.00 | 9/12/2012 9:16:17 AM |
| bid-czar8 | $100.00 | 9/12/2012 9:16:35 AM |
| mikbos | $25.00 | 9/12/2012 9:16:54 AM |
| principal-cooker2 | $50.00 | 9/12/2012 9:01:15 AM |
| exciting-loyalty3 | $25.00 | 9/12/2012 9:05:51 AM |
| TheFamilyFund | $25.00 | 9/12/2012 9:21:59 AM |
| lucrative-dollar | $25.00 | 9/12/2012 9:22:19 AM |
| red-power-pecan | $50.00 | 9/12/2012 9:13:54 AM |
| gimmeopenroad | $50.00 | 9/12/2012 9:08:28 AM |
| brilliant-market680 | $25.00 | 9/12/2012 9:13:59 AM |
| aader | $25.00 | 9/12/2012 9:27:31 AM |
| tremendous-payment | $25.00 | 9/12/2012 9:28:35 AM |
| michaelray703 | $25.00 | 9/12/2012 9:29:36 AM |
| hope-eagle6 | $25.00 | 9/12/2012 9:33:29 AM |
| oreyedoc | $50.00 | 9/12/2012 9:33:32 AM |
| Wellman | $25.00 | 9/12/2012 9:16:57 AM |
| Catalina_Enterprises | $100.00 | 9/12/2012 9:19:27 AM |
| washboard1 | $25.00 | 9/12/2012 9:38:13 AM |
| musegaze | $50.00 | 9/12/2012 9:24:24 AM |
| top-historic-peso | $25.00 | 9/12/2012 9:24:37 AM |
| DeltaGambler | $50.00 | 9/12/2012 9:21:31 AM |
| miamibeachloaner | $25.00 | 9/12/2012 9:44:15 AM |
| silver-enlightenment0 | $25.00 | 9/12/2012 9:24:20 AM |
| Katburg | $25.00 | 9/12/2012 9:31:21 AM |
| dedicated-transaction796 | $25.00 | 9/12/2012 9:32:21 AM |
| Canidae | $25.00 | 9/12/2012 9:26:02 AM |
| stoopidnoodle | $25.00 | 9/12/2012 9:33:03 AM |
| NoCal | $25.00 | 9/12/2012 9:46:01 AM |
| economy-shrubbery6 | $25.00 | 9/12/2012 9:46:11 AM |
| shmb6508 | $50.00 | 9/12/2012 9:33:57 AM |
| debt-force | $25.00 | 9/12/2012 9:32:48 AM |
| Miklot | $30.00 | 9/12/2012 9:51:08 AM |
| nodrivelpls | $25.00 | 9/12/2012 9:44:41 AM |
| economy-producer | $25.00 | 9/12/2012 9:45:16 AM |
| riskadverse44 | $25.00 | 9/12/2012 9:42:58 AM |
| Beld | $50.00 | 9/12/2012 9:44:01 AM |
| haplender | $25.00 | 9/12/2012 9:49:22 AM |
| social-cocktail1 | $200.00 | 9/12/2012 10:10:47 AM |
| money-surge1 | $25.00 | 9/12/2012 9:51:29 AM |
| finance-prescription | $100.00 | 9/12/2012 9:48:44 AM |
| FASTIZIO_P | $27.00 | 9/12/2012 9:49:17 AM |
| morpholog | $50.00 | 9/12/2012 10:15:35 AM |
| NekoTabemasu | $25.00 | 9/12/2012 10:18:48 AM |
| valiant-liberty4 | $25.00 | 9/12/2012 10:20:32 AM |
| orearella3 | $25.00 | 9/12/2012 9:55:22 AM |
| fareast_man | $25.00 | 9/12/2012 10:22:53 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:58 AM |
| organic-order | $25.00 | 9/12/2012 9:56:10 AM |
| SkepticalBen | $25.00 | 9/12/2012 9:58:20 AM |
| Ducatiman1978 | $25.00 | 9/12/2012 9:59:30 AM |
| Archaeologist | $25.00 | 9/12/2012 10:01:36 AM |
| EBITDA | $25.00 | 9/12/2012 9:57:41 AM |
| prescription0 | $25.00 | 9/12/2012 9:57:43 AM |
| the-healthy-commitment | $25.00 | 9/12/2012 9:57:57 AM |
| webappersn | $25.00 | 9/12/2012 9:58:36 AM |
| DER | $25.00 | 9/12/2012 10:06:35 AM |
| svandgts | $25.00 | 9/12/2012 10:04:04 AM |
| interstellar | $75.00 | 9/12/2012 10:18:44 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:01 AM |
| hildo99 | $25.00 | 9/12/2012 10:50:17 AM |
| poetic-reward0 | $25.00 | 9/12/2012 10:20:24 AM |
| lagnisiruk | $25.00 | 9/12/2012 10:23:22 AM |
| worth-poblano9 | $200.00 | 9/12/2012 10:50:45 AM |
| compassion-expert | $25.00 | 9/11/2012 5:08:03 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:03 PM |
| the-credit-maker | $100.00 | 9/11/2012 5:33:00 PM |
| genius520 | $100.00 | 9/11/2012 5:24:29 PM |
| Ballybay | $100.00 | 9/11/2012 5:27:14 PM |
| shrewd-peace7 | $25.00 | 9/11/2012 5:41:10 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:52 PM |
| trajectory8 | $25.00 | 9/11/2012 5:28:00 PM |
| durability-ace9 | $30.00 | 9/11/2012 5:36:02 PM |
| return-pioneer221 | $200.00 | 9/11/2012 5:52:43 PM |
| Investor_DP | $200.00 | 9/11/2012 5:57:26 PM |
| vontuse | $25.00 | 9/11/2012 6:00:32 PM |
| melodious-fairness | $25.00 | 9/11/2012 5:50:31 PM |
| diplomatic-wealth7 | $25.00 | 9/11/2012 6:06:15 PM |
| bazaar-tulip | $500.00 | 9/11/2012 5:57:07 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:22 PM |
| loan-mammal | $100.00 | 9/11/2012 6:07:22 PM |
| trader-joe | $25.00 | 9/11/2012 7:18:44 PM |
| help4u | $25.00 | 9/11/2012 6:36:27 PM |
| Hardlyskiing01 | $50.00 | 9/11/2012 8:35:04 PM |
| jybank | $50.00 | 9/11/2012 7:56:47 PM |
| d2vid | $83.86 | 9/11/2012 7:25:14 PM |
| enriched-return057 | $150.00 | 9/11/2012 11:37:27 PM |
| DeepThinker | $25.00 | 9/12/2012 12:05:36 AM |
| Mocaba | $100.00 | 9/12/2012 4:34:21 AM |
| Fecund-ent | $25.00 | 9/12/2012 8:11:19 AM |
| benefit-thunder0 | $25.00 | 9/12/2012 8:23:54 AM |
| 907 | $33.41 | 9/12/2012 8:44:21 AM |
| KarlMarx | $25.00 | 9/12/2012 9:01:51 AM |
| just-finance2 | $25.00 | 9/12/2012 5:25:16 AM |
| hope-base | $25.00 | 9/12/2012 9:04:39 AM |
| global-invest-group | $25.00 | 9/12/2012 7:19:24 AM |
| best-charming-leverage | $50.00 | 9/12/2012 9:09:54 AM |
| AoP | $25.00 | 9/12/2012 8:48:04 AM |
| BigBroJake | $25.00 | 9/12/2012 8:32:23 AM |
| handshake5 | $100.00 | 9/12/2012 9:04:26 AM |
| compassionate-auction6 | $150.00 | 9/12/2012 9:04:49 AM |
| Diamond_Jim | $25.00 | 9/12/2012 9:07:28 AM |
| postalwhiz | $25.00 | 9/12/2012 9:08:26 AM |
| bdkjr | $25.00 | 9/12/2012 9:04:34 AM |
| jiggaman7 | $100.00 | 9/12/2012 9:05:28 AM |
| jamiee73 | $25.00 | 9/12/2012 9:06:44 AM |
| ah-long | $25.00 | 9/12/2012 9:07:21 AM |
| diversification-taco1 | $25.00 | 9/12/2012 9:12:54 AM |
| leverage-hawk | $50.00 | 9/12/2012 9:26:41 AM |
| asiaratt | $50.00 | 9/12/2012 9:29:03 AM |
| HamachiMan | $37.00 | 9/12/2012 9:29:34 AM |
| capital-renewal | $25.00 | 9/12/2012 9:11:36 AM |
| 6moonbeams | $25.00 | 9/12/2012 9:17:56 AM |
| rescue | $100.00 | 9/12/2012 9:20:39 AM |
| first-pragmatic-power | $25.00 | 9/12/2012 9:35:51 AM |
| point | $50.00 | 9/12/2012 9:22:14 AM |
| tkr2 | $25.00 | 9/12/2012 9:19:20 AM |
| Kaj | $25.00 | 9/12/2012 9:41:35 AM |
| trade-beeper4 | $25.00 | 9/12/2012 9:21:34 AM |
| iLend-weGrow | $26.00 | 9/12/2012 9:21:54 AM |
| Maetryx | $25.00 | 9/12/2012 9:30:49 AM |
| income-rocker2 | $38.00 | 9/12/2012 9:25:05 AM |
| chkrvrty | $50.00 | 9/12/2012 9:32:14 AM |
| deal-contributor8 | $25.00 | 9/12/2012 9:34:06 AM |
| brainy-return234 | $25.00 | 9/12/2012 9:36:04 AM |
| bubb_hans | $25.00 | 9/12/2012 9:37:02 AM |
| SKOAL | $25.00 | 9/12/2012 9:34:44 AM |
| whatknows | $25.00 | 9/12/2012 9:56:16 AM |
| roman2008 | $25.00 | 9/12/2012 9:40:58 AM |
| elegant-hope578 | $41.00 | 9/12/2012 9:46:39 AM |
| impressive-return173 | $28.00 | 9/12/2012 9:47:17 AM |
| tornandfrayed | $25.00 | 9/12/2012 9:42:15 AM |
| authoritative-platinum7 | $50.00 | 9/12/2012 10:02:12 AM |
| GGreg799 | $25.00 | 9/12/2012 10:07:49 AM |
| Pookie22 | $25.00 | 9/12/2012 9:52:13 AM |
| fighter122 | $25.00 | 9/12/2012 9:56:19 AM |
| CPAMAN | $25.00 | 9/12/2012 9:56:38 AM |
| 1800porsche | $25.00 | 9/12/2012 9:57:19 AM |
| the-profit-oracle | $25.00 | 9/12/2012 9:52:56 AM |
| life-is-great | $25.00 | 9/12/2012 9:52:59 AM |
| rapid-credit428 | $25.00 | 9/12/2012 9:58:14 AM |
| LakeProfit | $214.74 | 9/12/2012 10:37:40 AM |
| master648 | $35.00 | 9/12/2012 10:08:25 AM |
| ore-healer6 | $100.00 | 9/12/2012 10:02:37 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:57 AM |
| payout-achievement | $50.00 | 9/12/2012 10:12:54 AM |
| orchestra960 | $300.00 | 9/12/2012 10:51:11 AM |
| dime-sprout | $25.00 | 9/12/2012 10:22:10 AM |
| wwwUniversal | $25.00 | 9/12/2012 10:38:01 AM |
| delectable-order532 | $100.00 | 9/12/2012 10:50:42 AM |
| 181 Investments
|
Borrower Payment Dependent Notes Series
637621
This series of Notes was issued and sold upon the funding of the borrower loan #74537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.99% |
Listing Start date:
| Sep-10-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 16.28% |
Borrower rate/APR:
| 17.28% / 19.66% |
Monthly payment:
| $462.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.21% | | |
| |
Estimated return*:
| 12.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,677 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| noble-pound8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2012)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit payments
My financial situation:
I am a good candidate for this loan because I pay my bills on time and will have this paid back early
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 113121 | $25.00 | 9/10/2012 7:51:24 PM |
| EnglishGeekInNYC | $25.00 | 9/10/2012 5:06:42 PM |
| bewitching-dollar5 | $100.00 | 9/10/2012 5:21:31 PM |
| CreditBuilder2 | $25.01 | 9/10/2012 5:32:26 PM |
| tolerant-responsibility051 | $2,000.00 | 9/10/2012 5:29:38 PM |
| LeReve | $500.00 | 9/10/2012 5:30:07 PM |
| networks4ever | $25.00 | 9/10/2012 6:03:08 PM |
| thrifty-transaction578 | $25.00 | 9/10/2012 5:37:19 PM |
| RGlad | $200.00 | 9/10/2012 6:06:20 PM |
| SergRoosterDu | $26.00 | 9/10/2012 6:19:25 PM |
| thankful-nickel2 | $50.00 | 9/10/2012 6:23:54 PM |
| Photoman42 | $25.00 | 9/10/2012 7:29:11 PM |
| powerlifter275 | $25.00 | 9/10/2012 7:40:00 PM |
| marketplace-singularity3 | $35.00 | 9/10/2012 7:43:53 PM |
| helpful-loan245 | $25.00 | 9/10/2012 7:45:34 PM |
| passivesf | $25.00 | 9/10/2012 7:47:05 PM |
| miked8303 | $50.00 | 9/10/2012 6:45:44 PM |
| PrimeFunding | $25.00 | 9/11/2012 1:11:42 AM |
| kind-exchange-association | $30.00 | 9/10/2012 10:07:41 PM |
| capital-zeus | $25.00 | 9/10/2012 8:45:17 PM |
| income-triangulation1 | $25.00 | 9/11/2012 1:30:03 AM |
| peso-dancer3 | $25.00 | 9/11/2012 6:38:14 AM |
| dpa24 | $35.00 | 9/11/2012 3:13:11 AM |
| Ambassador | $44.00 | 9/11/2012 3:57:02 AM |
| money-matrix | $29.45 | 9/11/2012 7:12:28 AM |
| revenue-appraiser | $25.00 | 9/11/2012 4:53:43 AM |
| cash-spinner | $25.00 | 9/11/2012 5:40:11 AM |
| DoctorJoe | $25.00 | 9/11/2012 4:25:55 AM |
| blue-dollar-viking | $50.00 | 9/11/2012 6:13:27 AM |
| moola-monger9 | $75.00 | 9/11/2012 8:40:16 AM |
| helpful-fund7 | $50.00 | 9/11/2012 6:53:15 AM |
| dano1965 | $50.00 | 9/11/2012 6:20:38 AM |
| loan-lionheart6 | $25.00 | 9/11/2012 7:35:10 AM |
| buddy486 | $25.00 | 9/11/2012 6:42:11 AM |
| RoyFauntleroy | $50.00 | 9/11/2012 7:50:11 AM |
| 1willray | $25.00 | 9/11/2012 7:09:35 AM |
| RedmondMan | $25.00 | 9/11/2012 8:21:14 AM |
| DonaldColorado | $100.00 | 9/11/2012 8:35:14 AM |
| Robin_Hood | $25.00 | 9/11/2012 8:46:09 AM |
| worldly-income2 | $25.00 | 9/11/2012 7:59:56 AM |
| peaceful-greenback719 | $25.00 | 9/11/2012 9:12:23 AM |
| 340IRA | $29.63 | 9/11/2012 9:19:05 AM |
| vigilance-spinner3 | $25.00 | 9/11/2012 9:36:44 AM |
| 1stPlace | $100.00 | 9/11/2012 9:25:41 AM |
| green-tree-shake | $30.00 | 9/11/2012 9:44:23 AM |
| quarkyuzu | $50.00 | 9/11/2012 9:55:46 AM |
| spartacusiam | $25.00 | 9/11/2012 9:57:43 AM |
| auction-fanatic8 | $25.00 | 9/11/2012 9:53:34 AM |
| diggingupward | $25.00 | 9/11/2012 10:17:49 AM |
| WeAlNe | $25.00 | 9/11/2012 10:02:45 AM |
| punctual-worth263 | $40.00 | 9/11/2012 10:13:22 AM |
| ptjg | $43.00 | 9/11/2012 10:30:40 AM |
| compatible-deal9 | $50.00 | 9/11/2012 10:43:05 AM |
| bazaar-tulip | $25.00 | 9/11/2012 10:27:02 AM |
| squeebie | $50.00 | 9/11/2012 10:54:50 AM |
| botfolio | $300.00 | 9/11/2012 11:05:38 AM |
| mpatrick | $75.00 | 9/11/2012 10:41:29 AM |
| Jcardone33 | $40.00 | 9/11/2012 12:28:11 PM |
| GrooveBiz | $25.00 | 9/11/2012 12:52:11 PM |
| compassion-paladin042 | $25.00 | 9/11/2012 12:55:49 PM |
| pnqiad | $25.00 | 9/11/2012 1:30:46 PM |
| mondial4 | $100.00 | 9/11/2012 1:34:45 PM |
| responsive-wampum8 | $25.00 | 9/11/2012 2:03:05 PM |
| run26miles | $25.00 | 9/11/2012 12:55:10 PM |
| contract-festival7 | $50.00 | 9/11/2012 1:24:44 PM |
| fervent-rupee9 | $50.00 | 9/11/2012 2:20:32 PM |
| credit-maple5 | $25.00 | 9/11/2012 12:42:18 PM |
| profde | $25.00 | 9/11/2012 2:30:49 PM |
| astute-benjamins | $125.00 | 9/11/2012 1:02:39 PM |
| dough-rumbler | $25.00 | 9/11/2012 1:32:27 PM |
| ansset | $50.00 | 9/11/2012 3:12:47 PM |
| GlobalVisionary | $50.00 | 9/11/2012 3:56:24 PM |
| liberty-society5 | $25.00 | 9/11/2012 2:08:27 PM |
| well-mannered-income3 | $90.00 | 9/11/2012 4:34:43 PM |
| sfd | $50.00 | 9/11/2012 2:23:18 PM |
| fox479 | $25.00 | 9/11/2012 4:51:11 PM |
| ddog0224 | $50.00 | 9/11/2012 3:17:18 PM |
| twister738 | $25.00 | 9/11/2012 3:18:50 PM |
| uptygee | $1,000.00 | 9/11/2012 3:20:34 PM |
| StLME | $28.42 | 9/11/2012 2:47:32 PM |
| neumarcx | $100.00 | 9/11/2012 3:29:52 PM |
| RedantFinance | $25.00 | 9/11/2012 3:41:26 PM |
| a-revenue-protector | $34.74 | 9/11/2012 2:59:29 PM |
| sacopt | $25.00 | 9/11/2012 4:47:45 PM |
| herbyman | $50.00 | 9/11/2012 4:53:51 PM |
| beer-gardener | $25.00 | 9/11/2012 5:04:41 PM |
| historic-reward468 | $100.00 | 9/11/2012 5:07:17 PM |
| scholarly-order6 | $100.00 | 9/11/2012 5:13:42 PM |
| FlyBill | $50.00 | 9/11/2012 5:29:13 PM |
| L-Dogg | $28.98 | 9/11/2012 5:19:10 PM |
| best-bonafide-p2p | $25.00 | 9/11/2012 5:37:14 PM |
| KEOLEND | $25.00 | 9/11/2012 6:18:34 PM |
| martinatime | $25.00 | 9/11/2012 6:07:06 PM |
| britgsb | $50.00 | 9/11/2012 5:56:55 PM |
| waverunner088 | $33.92 | 9/11/2012 6:39:08 PM |
| MrAirport | $50.00 | 9/11/2012 6:08:07 PM |
| Bank_Of_XL | $25.00 | 9/10/2012 5:04:14 PM |
| affluence-microscope2 | $200.00 | 9/10/2012 5:23:06 PM |
| peace-flower9 | $50.00 | 9/10/2012 5:17:19 PM |
| benevolent-loot5 | $200.00 | 9/10/2012 5:21:56 PM |
| mad-scientist0 | $50.00 | 9/10/2012 5:36:31 PM |
| radiant-dollar9 | $200.00 | 9/10/2012 5:26:39 PM |
| community-burrito9 | $45.00 | 9/10/2012 5:37:47 PM |
| DasMula | $61.10 | 9/10/2012 5:53:53 PM |
| adventurer447 | $300.00 | 9/10/2012 6:04:36 PM |
| Castellan | $50.00 | 9/10/2012 6:35:35 PM |
| simplelender80 | $500.00 | 9/10/2012 6:06:40 PM |
| responsibility-butterfly | $25.00 | 9/10/2012 6:42:06 PM |
| lendersf | $100.00 | 9/10/2012 7:40:28 PM |
| Pogo5 | $25.00 | 9/10/2012 8:02:01 PM |
| EJPiper | $100.00 | 9/10/2012 7:10:01 PM |
| Loan_shark718 | $25.00 | 9/10/2012 7:18:39 PM |
| principal-bull | $25.00 | 9/10/2012 6:54:10 PM |
| Astyanax | $50.00 | 9/11/2012 3:14:56 AM |
| principal-laser | $110.46 | 9/11/2012 3:35:18 AM |
| wendyhop | $50.00 | 9/10/2012 7:30:37 PM |
| yield-hut | $25.00 | 9/11/2012 3:52:35 AM |
| Feyenoord | $30.00 | 9/11/2012 4:28:42 AM |
| New-Truck-Savings | $25.00 | 9/11/2012 4:37:43 AM |
| first-serene-credit | $25.00 | 9/10/2012 9:20:53 PM |
| DreDub | $50.00 | 9/11/2012 5:12:13 AM |
| hope-pudding0 | $34.23 | 9/11/2012 5:13:45 AM |
| 6_kids_college_fund | $25.00 | 9/11/2012 4:22:39 AM |
| awesome-generosity4 | $50.00 | 9/11/2012 7:09:52 AM |
| Hidalgo2004 | $33.43 | 9/11/2012 7:19:31 AM |
| Navy-Retired | $171.41 | 9/11/2012 4:22:50 AM |
| Aurumdraco | $25.00 | 9/11/2012 8:18:11 AM |
| blackstar | $66.00 | 9/11/2012 6:46:15 AM |
| Machiavelli1 | $25.00 | 9/11/2012 8:47:38 AM |
| duty-monger | $50.00 | 9/11/2012 7:16:20 AM |
| MBBinthBK | $31.21 | 9/11/2012 6:49:23 AM |
| goat361 | $40.00 | 9/11/2012 7:07:52 AM |
| investment-comet | $25.00 | 9/11/2012 7:25:47 AM |
| greenback-loyalist8 | $25.00 | 9/11/2012 8:31:54 AM |
| DonaldColorado | $100.00 | 9/11/2012 8:36:13 AM |
| quantum_leap | $25.00 | 9/11/2012 9:07:23 AM |
| papaloha | $333.00 | 9/11/2012 9:08:16 AM |
| bid-stockpiler1 | $50.00 | 9/11/2012 8:21:59 AM |
| 340 | $26.00 | 9/11/2012 9:16:05 AM |
| btrfly11 | $25.00 | 9/11/2012 9:06:15 AM |
| peaceful-greenback719 | $25.00 | 9/11/2012 9:13:45 AM |
| Abece | $253.20 | 9/11/2012 9:31:49 AM |
| global-invest-group | $25.00 | 9/11/2012 9:46:50 AM |
| octoberfresh | $25.00 | 9/11/2012 10:08:50 AM |
| thoughtful-contract984 | $50.00 | 9/11/2012 10:28:15 AM |
| justreturns | $25.00 | 9/11/2012 10:33:32 AM |
| new-justice-entrepreneur | $25.00 | 9/11/2012 10:21:14 AM |
| kenji4861 | $25.00 | 9/11/2012 10:23:32 AM |
| spy0 | $25.00 | 9/11/2012 10:32:07 AM |
| malomar66 | $60.00 | 9/11/2012 11:01:41 AM |
| fair-peace7 | $25.00 | 9/11/2012 12:16:45 PM |
| tonpa | $50.00 | 9/11/2012 11:04:06 AM |
| helpful-fund8 | $99.03 | 9/11/2012 1:04:07 PM |
| topterp | $125.00 | 9/11/2012 11:50:27 AM |
| enticing-marketplace4 | $29.00 | 9/11/2012 11:52:46 AM |
| Infowriter | $1,000.00 | 9/11/2012 12:01:21 PM |
| deal-trader8 | $50.00 | 9/11/2012 11:31:53 AM |
| bold-deal-ringleader | $25.00 | 9/11/2012 12:17:00 PM |
| rlaboy | $25.00 | 9/11/2012 1:51:37 PM |
| crowdetc | $40.00 | 9/11/2012 12:19:05 PM |
| producer455 | $31.00 | 9/11/2012 2:03:47 PM |
| social-zebra | $30.00 | 9/11/2012 12:25:59 PM |
| justice-mussel2 | $35.00 | 9/11/2012 1:27:53 PM |
| fairness-symphony2 | $34.44 | 9/11/2012 1:02:42 PM |
| RKLFinancial | $25.00 | 9/11/2012 2:47:00 PM |
| affluence-vault2 | $100.00 | 9/11/2012 1:36:15 PM |
| brightest-systematic-commitment | $40.00 | 9/11/2012 3:01:40 PM |
| zasonsasu1 | $61.25 | 9/11/2012 1:55:48 PM |
| poolshark72 | $25.00 | 9/11/2012 1:56:18 PM |
| Joyflyer | $1,004.65 | 9/11/2012 2:14:11 PM |
| marinezeke | $25.00 | 9/11/2012 2:12:47 PM |
| bonus-caravan | $100.00 | 9/11/2012 2:23:16 PM |
| awesome-rate640 | $50.00 | 9/11/2012 2:25:18 PM |
| diligent-kindness9 | $25.00 | 9/11/2012 2:42:35 PM |
| kragilan | $100.00 | 9/11/2012 3:19:39 PM |
| Vector | $25.00 | 9/11/2012 3:25:33 PM |
| bonus-seahorse | $100.00 | 9/11/2012 4:30:08 PM |
| generous-deal6 | $25.00 | 9/11/2012 4:04:43 PM |
| treasure-hunter270 | $50.00 | 9/11/2012 5:26:42 PM |
| Ninjago | $100.00 | 9/11/2012 5:28:28 PM |
| entertaining-rate9 | $25.00 | 9/11/2012 6:07:40 PM |
| Index_Plus | $3,272.44 | 9/11/2012 6:43:14 PM |
| squarebob | $30.00 | 9/11/2012 6:20:35 PM |
| BuzzyBee336 | $50.00 | 9/11/2012 6:42:59 PM |
| 184 Investments
|
Borrower Payment Dependent Notes Series
637651
This series of Notes was issued and sold upon the funding of the borrower loan #74437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,041 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-burgeoning-p2ploan |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-euro-rapture | $25.00 | 9/13/2012 5:12:02 PM |
| duty-viola | $25.00 | 9/13/2012 5:06:05 PM |
| Zingaro | $25.00 | 9/13/2012 5:33:17 PM |
| money-baron | $50.00 | 9/13/2012 6:23:45 PM |
| mrxtravis | $25.00 | 9/13/2012 6:28:33 PM |
| CA-Lender | $25.00 | 9/13/2012 5:57:11 PM |
| 52digital | $75.00 | 9/13/2012 6:34:43 PM |
| moneyrun7 | $25.00 | 9/13/2012 10:58:45 PM |
| RainyDayCash | $50.00 | 9/13/2012 11:40:33 PM |
| JohnWS | $25.34 | 9/13/2012 8:14:45 PM |
| integrity-electron9 | $50.00 | 9/13/2012 8:29:07 PM |
| sparkling-funds | $25.00 | 9/13/2012 10:04:50 PM |
| moneyrun7 | $25.00 | 9/13/2012 10:56:46 PM |
| ingenious-gold842 | $29.47 | 9/13/2012 11:20:56 PM |
| liberty-tostada7 | $50.00 | 9/13/2012 5:57:10 PM |
| simplelender80 | $500.00 | 9/13/2012 6:41:13 PM |
| skillful-asset5 | $25.00 | 9/13/2012 6:56:12 PM |
| riveting-credit5 | $25.00 | 9/13/2012 6:20:06 PM |
| bellaquito | $500.00 | 9/13/2012 6:42:40 PM |
| azazle | $50.00 | 9/13/2012 10:16:14 PM |
| favorite-commerce | $30.00 | 9/13/2012 8:42:01 PM |
| PrimeFunding | $25.00 | 9/14/2012 2:31:38 AM |
| geophreigh | $25.00 | 9/14/2012 4:17:51 AM |
| mebowl300 | $75.00 | 9/13/2012 9:54:11 PM |
| 907 | $25.00 | 9/13/2012 10:07:45 PM |
| let_me_retire | $75.00 | 9/14/2012 4:21:58 AM |
| bsmtloan | $115.19 | 9/14/2012 4:27:52 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
637677
This series of Notes was issued and sold upon the funding of the borrower loan #73995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $352.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,948 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| deal-baker6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Pay off my credit cards
My financial situation: Is good but I need to pay off the credit cards and pay a loan at a lower rate
I am a good candidate for this loan because...I have a great work ethic and I always pay my debts
Monthly net income: $2100
Monthly expenses: $600
Housing: $500
Insurance: $145
Car expenses: $150
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $45
Clothing, household expenses: $25
Credit cards and other loans: $9000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compassion-expert | $25.00 | 9/11/2012 5:08:03 PM |
| Investor_DP | $200.00 | 9/11/2012 5:08:06 PM |
| houli123 | $25.00 | 9/11/2012 5:11:43 PM |
| credit-adventurer313 | $25.00 | 9/11/2012 5:18:13 PM |
| bazaar-tulip | $25.00 | 9/11/2012 5:06:46 PM |
| worth-sanctuary9 | $25.00 | 9/11/2012 5:26:43 PM |
| Money__Tree | $200.00 | 9/11/2012 5:33:49 PM |
| community-burrito9 | $25.00 | 9/11/2012 5:22:13 PM |
| mikrolown | $25.00 | 9/11/2012 5:34:26 PM |
| Ninjago | $50.00 | 9/11/2012 5:29:35 PM |
| 52digital | $75.00 | 9/11/2012 5:55:11 PM |
| WalnutCreekguy | $50.00 | 9/11/2012 5:31:52 PM |
| tolerant-responsibility051 | $2,000.00 | 9/11/2012 5:32:28 PM |
| mondial4 | $100.00 | 9/11/2012 5:48:00 PM |
| subtle-bill727 | $25.00 | 9/11/2012 6:10:23 PM |
| reflective-rupee | $25.00 | 9/11/2012 6:18:34 PM |
| EnglishGeekInNYC | $25.00 | 9/11/2012 6:00:26 PM |
| supreme-treasure8 | $100.00 | 9/11/2012 6:05:09 PM |
| thankful-nickel2 | $50.00 | 9/11/2012 6:39:22 PM |
| help4u | $25.00 | 9/11/2012 6:36:28 PM |
| melodious-openness | $200.00 | 9/11/2012 6:12:27 PM |
| MrsBroccoli | $25.00 | 9/11/2012 8:43:02 PM |
| RGlad | $200.00 | 9/11/2012 6:45:55 PM |
| intrepid-loot | $25.00 | 9/11/2012 7:29:49 PM |
| scarlet-velvet | $50.08 | 9/11/2012 7:32:23 PM |
| Wyatte | $25.00 | 9/11/2012 7:41:26 PM |
| langdonx | $50.00 | 9/11/2012 9:41:30 PM |
| silver-metronome2 | $50.00 | 9/11/2012 7:28:07 PM |
| Polonius | $25.00 | 9/11/2012 7:43:51 PM |
| return-phase9 | $25.00 | 9/12/2012 5:43:28 AM |
| felicity-fertilizer6 | $32.70 | 9/11/2012 10:36:12 PM |
| dudebrah | $25.00 | 9/12/2012 1:03:42 AM |
| enriched-return057 | $150.00 | 9/11/2012 11:38:38 PM |
| BBsapphire-2-loan | $100.00 | 9/12/2012 12:18:29 AM |
| Navy-Retired | $42.04 | 9/12/2012 4:22:06 AM |
| heerzaquestion | $35.00 | 9/12/2012 4:40:04 AM |
| chief_wo | $48.00 | 9/12/2012 7:57:22 AM |
| wale-ld | $88.08 | 9/12/2012 2:41:05 AM |
| s2k4ojobr | $25.00 | 9/12/2012 3:05:52 AM |
| rolltide09 | $50.00 | 9/12/2012 9:01:33 AM |
| Rulea72 | $25.00 | 9/12/2012 6:39:28 AM |
| orange-liberty-oyster | $100.00 | 9/12/2012 9:06:24 AM |
| BigBroJake | $50.00 | 9/12/2012 8:31:37 AM |
| sophisticated-economy2 | $25.00 | 9/12/2012 8:53:23 AM |
| ingenious-deal6 | $25.00 | 9/12/2012 9:24:56 AM |
| Shawn95187 | $25.00 | 9/12/2012 9:14:57 AM |
| jazzlender | $25.00 | 9/12/2012 9:44:58 AM |
| karpman3 | $50.00 | 9/12/2012 9:37:16 AM |
| Kaj | $25.00 | 9/12/2012 9:41:36 AM |
| MrBailey | $25.00 | 9/12/2012 9:41:27 AM |
| finance-prescription | $100.00 | 9/12/2012 9:48:44 AM |
| Dave0 | $25.00 | 9/12/2012 9:50:58 AM |
| pierrelasvegas | $25.00 | 9/12/2012 10:23:48 AM |
| turlocks | $30.00 | 9/12/2012 10:08:41 AM |
| rate-advocator7 | $100.00 | 9/12/2012 10:09:03 AM |
| velocity-tom-tom2 | $25.00 | 9/12/2012 10:44:43 AM |
| LeReve | $500.00 | 9/12/2012 11:02:10 AM |
| Jloaner | $100.00 | 9/12/2012 10:43:15 AM |
| trade-boots1 | $100.00 | 9/12/2012 10:49:47 AM |
| 100units | $200.00 | 9/12/2012 10:54:45 AM |
| radiant-dollar9 | $200.00 | 9/12/2012 10:59:33 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:04 PM |
| affluence-microscope2 | $200.00 | 9/12/2012 10:56:13 AM |
| leverage-monger | $25.00 | 9/12/2012 12:27:45 PM |
| Dream-Maker06 | $29.10 | 9/12/2012 3:42:47 PM |
| responsive-principal8 | $25.00 | 9/12/2012 12:49:41 PM |
| bold-phenomenal-funds | $30.00 | 9/12/2012 1:32:27 PM |
| lovely-order7 | $25.00 | 9/12/2012 2:36:21 PM |
| credible-benjamins724 | $25.00 | 9/12/2012 2:53:36 PM |
| zorg77 | $25.00 | 9/12/2012 3:31:04 PM |
| fervent-power | $25.00 | 9/12/2012 4:30:33 PM |
| InChicago | $40.03 | 9/11/2012 5:03:54 PM |
| MFBank | $50.00 | 9/11/2012 5:04:41 PM |
| lowrater | $50.70 | 9/11/2012 5:17:56 PM |
| kila-designer | $299.99 | 9/11/2012 5:33:15 PM |
| reduce_US_govt_debt | $35.00 | 9/11/2012 5:22:14 PM |
| prudent-payment316 | $25.00 | 9/11/2012 5:44:10 PM |
| money-genome84 | $250.00 | 9/11/2012 5:26:02 PM |
| nex | $25.00 | 9/11/2012 6:08:56 PM |
| networks4ever | $25.00 | 9/11/2012 6:14:16 PM |
| bellaquito | $500.00 | 9/11/2012 6:27:05 PM |
| martinatime | $25.00 | 9/11/2012 6:07:17 PM |
| Myrick | $25.00 | 9/11/2012 6:41:47 PM |
| janeybooboo | $100.00 | 9/11/2012 6:46:19 PM |
| SoldiersMom | $50.00 | 9/11/2012 7:01:44 PM |
| newest-phenomenal-dinero | $45.00 | 9/11/2012 6:25:04 PM |
| BuzzyBee336 | $50.00 | 9/11/2012 6:52:35 PM |
| agreement-oracle0 | $100.00 | 9/11/2012 7:07:55 PM |
| top-courageous-payment3 | $45.00 | 9/11/2012 7:13:04 PM |
| green-high-five7 | $25.00 | 9/11/2012 10:27:19 PM |
| vigorous-market5 | $200.00 | 9/11/2012 10:40:27 PM |
| revenue-statesperson4 | $100.00 | 9/11/2012 10:59:48 PM |
| anarchy1985 | $54.19 | 9/11/2012 9:28:16 PM |
| community-seahorse0 | $25.00 | 9/12/2012 5:20:02 AM |
| helpful-fund7 | $50.00 | 9/12/2012 5:36:03 AM |
| eljobe | $40.00 | 9/12/2012 6:14:05 AM |
| SonomaHills | $35.00 | 9/11/2012 11:29:46 PM |
| CalBear08 | $33.33 | 9/11/2012 11:39:53 PM |
| Bob450 | $25.00 | 9/12/2012 7:22:11 AM |
| revenue-youngster | $25.00 | 9/12/2012 3:29:48 AM |
| industrious-currency | $25.00 | 9/12/2012 5:58:41 AM |
| AoP | $25.00 | 9/12/2012 8:49:09 AM |
| newest-thrilling-income | $25.00 | 9/12/2012 6:36:39 AM |
| vutah | $25.00 | 9/12/2012 9:03:39 AM |
| orange-preeminant-bill | $50.00 | 9/12/2012 6:32:28 AM |
| bob450-roth | $25.00 | 9/12/2012 7:25:35 AM |
| Located | $26.79 | 9/12/2012 7:38:22 AM |
| patriot897 | $25.00 | 9/12/2012 7:41:06 AM |
| tpleus | $38.81 | 9/12/2012 7:01:36 AM |
| pietro_torna_indietro | $50.93 | 9/12/2012 7:02:53 AM |
| MKKBucks | $25.00 | 9/12/2012 7:03:11 AM |
| leverage-accelerator | $46.82 | 9/12/2012 7:47:54 AM |
| euro-eagle1 | $25.00 | 9/12/2012 8:46:45 AM |
| point | $50.00 | 9/12/2012 9:22:14 AM |
| money-bauble | $64.00 | 9/12/2012 9:08:53 AM |
| enchanted-note | $25.00 | 9/12/2012 9:30:40 AM |
| brilliant-market680 | $25.00 | 9/12/2012 9:14:00 AM |
| wwwUniversal | $25.00 | 9/12/2012 9:42:27 AM |
| magnitude787 | $30.00 | 9/12/2012 9:44:45 AM |
| genius520 | $100.00 | 9/12/2012 9:46:19 AM |
| duty-viola | $25.00 | 9/12/2012 9:34:19 AM |
| benevolent1 | $25.00 | 9/12/2012 9:33:37 AM |
| fortytwo | $150.00 | 9/12/2012 9:51:14 AM |
| master648 | $50.00 | 9/12/2012 10:09:23 AM |
| money-surge1 | $25.00 | 9/12/2012 9:51:29 AM |
| life-is-great | $25.00 | 9/12/2012 9:52:59 AM |
| Comoparklender | $25.00 | 9/12/2012 9:49:26 AM |
| orearella3 | $25.00 | 9/12/2012 9:55:22 AM |
| tech310 | $50.00 | 9/12/2012 10:26:46 AM |
| IIP77 | $25.00 | 9/12/2012 9:59:24 AM |
| EBITDA | $25.00 | 9/12/2012 9:57:41 AM |
| vigilance-spinner3 | $25.00 | 9/12/2012 10:49:01 AM |
| RoyFauntleroy | $50.00 | 9/12/2012 11:42:18 AM |
| social-aspen097 | $300.00 | 9/12/2012 10:48:06 AM |
| thrilling-fund427 | $50.00 | 9/12/2012 10:50:56 AM |
| versatile-dime442 | $250.00 | 9/12/2012 10:59:50 AM |
| Thunderswan | $100.00 | 9/12/2012 11:01:13 AM |
| best-bonafide-p2p | $25.00 | 9/12/2012 11:04:48 AM |
| receptive-affluence035 | $25.00 | 9/12/2012 2:18:22 PM |
| intelligent-asset8 | $61.43 | 9/12/2012 11:36:20 AM |
| lostontheedge | $25.00 | 9/12/2012 11:15:33 AM |
| CA-Lender | $25.00 | 9/12/2012 3:13:55 PM |
| progressive-economy261 | $500.00 | 9/12/2012 4:03:08 PM |
| yamahaRider | $42.98 | 9/12/2012 4:52:31 PM |
| PropertyInvest | $25.00 | 9/12/2012 3:09:22 PM |
| top-investment-american | $25.00 | 9/12/2012 3:35:19 PM |
| treasure-palace661 | $350.00 | 9/12/2012 3:59:25 PM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
637711
This series of Notes was issued and sold upon the funding of the borrower loan #74323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2010 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,104 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tough-justice4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/11/2012 9:06:00 AM |
| 52digital | $75.00 | 9/11/2012 10:35:18 AM |
| responsibility-butterfly | $25.00 | 9/11/2012 1:05:21 PM |
| lowrater | $50.40 | 9/11/2012 4:52:39 PM |
| MFBank | $50.00 | 9/11/2012 5:09:13 PM |
| unforgettable-return6 | $25.00 | 9/11/2012 5:20:48 PM |
| favorite-commerce | $30.00 | 9/11/2012 7:03:26 PM |
| 77scout | $75.00 | 9/12/2012 8:15:02 AM |
| worthy-bid8 | $100.00 | 9/12/2012 10:00:24 AM |
| MI2 | $1,250.00 | 9/12/2012 4:34:28 PM |
| reward-adventure | $50.00 | 9/12/2012 5:25:35 PM |
| kindest-credit-bear | $250.00 | 9/12/2012 5:33:06 PM |
| bid-stockpiler1 | $150.00 | 9/12/2012 5:35:36 PM |
| the-credit-maker | $100.00 | 9/12/2012 5:44:27 PM |
| dariop | $25.01 | 9/11/2012 9:09:54 AM |
| commerce-venture1 | $25.00 | 9/11/2012 9:25:18 AM |
| income-triangulation1 | $25.00 | 9/11/2012 10:18:44 AM |
| duty-viola | $25.00 | 9/11/2012 10:38:48 AM |
| Gregger | $25.00 | 9/11/2012 10:41:22 AM |
| kindness-warmth3 | $50.00 | 9/11/2012 10:27:36 AM |
| CreditBuilder2 | $25.02 | 9/11/2012 10:53:29 AM |
| berniemadeoff | $25.00 | 9/11/2012 11:09:38 AM |
| bellaquito | $500.00 | 9/11/2012 11:28:34 AM |
| transformer855 | $25.00 | 9/11/2012 1:55:36 PM |
| bold-wampum-compadre | $35.00 | 9/11/2012 1:11:09 PM |
| let_me_retire | $50.00 | 9/11/2012 3:10:21 PM |
| whitegold24k | $100.00 | 9/11/2012 6:13:32 PM |
| scoobiedoo | $25.02 | 9/11/2012 6:44:28 PM |
| natural-point1 | $25.00 | 9/12/2012 12:17:47 AM |
| dudebrah | $25.00 | 9/12/2012 12:58:56 AM |
| Jimthemoo | $25.00 | 9/12/2012 7:15:22 AM |
| compatible-deal9 | $25.00 | 9/12/2012 1:11:46 PM |
| courteous-platinum7 | $30.00 | 9/12/2012 1:37:28 PM |
| refresher211 | $25.00 | 9/12/2012 10:57:51 AM |
| bold-pound-statuette | $100.00 | 9/12/2012 12:09:37 PM |
| stock106 | $25.00 | 9/12/2012 4:51:48 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:04 PM |
| euro-spark | $25.00 | 9/12/2012 4:48:12 PM |
| DreisersFinancier | $50.00 | 9/12/2012 5:02:34 PM |
| Freedom_Lending | $25.00 | 9/12/2012 5:33:15 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:48 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
637797
This series of Notes was issued and sold upon the funding of the borrower loan #74290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $126.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,284 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impressive-rate5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
|
|
Principal balance:
| $3,745.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home improvement Loan
Purpose of loan: Home improvement
This loan will be used to..home improvements
My financial situation: Excellent
I am a good candidate for this loan because...
, I earn close to $100,000 a year which is all ready been documented. I have a current Prosper loan that is paid on time. I don't like credit cards and would rather just get a loan and pay off the amount in the set time period.
Monthly net income: $ 8000
Monthly expenses: $
Housing: $1566
Insurance: $80
Car expenses: $500
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bazaar-tulip | $25.00 | 9/11/2012 5:06:47 PM |
| Gladglide | $25.00 | 9/11/2012 5:16:05 PM |
| tcpfan | $25.00 | 9/11/2012 5:09:06 PM |
| worth-blanket2 | $3,150.00 | 9/11/2012 5:09:57 PM |
| ekmendenhall | $25.00 | 9/11/2012 5:18:47 PM |
| Leshan | $75.00 | 9/11/2012 5:19:50 PM |
| scholarly-order6 | $50.00 | 9/11/2012 5:05:54 PM |
| PXM-Financial | $50.00 | 9/11/2012 5:07:50 PM |
| compassion-expert | $25.00 | 9/11/2012 5:08:03 PM |
| bullwink27 | $25.00 | 9/11/2012 5:07:41 PM |
| pierrelasvegas | $25.00 | 9/11/2012 5:12:04 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
637839
This series of Notes was issued and sold upon the funding of the borrower loan #74465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smart-deal7 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $75.00 | 9/12/2012 9:05:53 AM |
| CA-Lender | $25.00 | 9/12/2012 9:06:01 AM |
| DasMula | $25.00 | 9/12/2012 9:17:39 AM |
| Hedge-Fund | $50.00 | 9/12/2012 9:08:30 AM |
| commerce-venture1 | $25.00 | 9/12/2012 9:14:33 AM |
| spartacusiam | $25.00 | 9/12/2012 9:43:41 AM |
| goat0 | $100.00 | 9/12/2012 9:56:27 AM |
| DevinHill | $30.00 | 9/12/2012 10:49:33 AM |
| dudebrah | $25.00 | 9/12/2012 10:50:36 AM |
| Fitiwalt7 | $25.00 | 9/12/2012 2:07:42 PM |
| stock106 | $25.00 | 9/12/2012 4:53:35 PM |
| MI2 | $1,250.00 | 9/12/2012 4:34:30 PM |
| cattlebaron | $200.00 | 9/12/2012 6:33:16 PM |
| global-invest-group | $48.12 | 9/12/2012 5:57:13 PM |
| credit-socrates648 | $670.88 | 9/12/2012 7:24:14 PM |
| SolarMoonshine | $25.00 | 9/12/2012 6:35:26 PM |
| LendingPimp | $26.00 | 9/12/2012 6:19:48 PM |
| CACO_Lender | $25.00 | 9/12/2012 7:11:33 PM |
| MG_Holdings | $50.00 | 9/12/2012 9:07:23 AM |
| handy-justice | $50.00 | 9/12/2012 9:08:07 AM |
| first-class-gold0 | $100.00 | 9/12/2012 9:16:29 AM |
| green-high-five7 | $25.00 | 9/12/2012 9:48:26 AM |
| Gregger | $25.00 | 9/12/2012 10:36:03 AM |
| responsibility-butterfly | $25.00 | 9/12/2012 1:52:17 PM |
| let_me_retire | $25.00 | 9/12/2012 12:11:04 PM |
| treasure-palace661 | $350.00 | 9/12/2012 4:01:09 PM |
| john0720 | $25.00 | 9/12/2012 6:16:55 PM |
| melodious-openness | $500.00 | 9/12/2012 6:38:49 PM |
| RGlad | $100.00 | 9/12/2012 6:57:15 PM |
| janeybooboo | $50.00 | 9/12/2012 6:57:28 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
637867
This series of Notes was issued and sold upon the funding of the borrower loan #74531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 12.75% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 26.10% |
Borrower rate/APR:
| 27.10% / 31.01% |
Monthly payment:
| $163.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.91% | | |
| |
Estimated return*:
| 12.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 13y 8m |
|
Amount delinquent:
| $4,468 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,530 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| open-minded-penny847 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MFBank | $50.00 | 9/11/2012 5:04:06 PM |
| pdli_dude | $25.00 | 9/11/2012 5:08:09 PM |
| careful-vigilance4 | $25.00 | 9/11/2012 5:24:59 PM |
| vutah | $65.00 | 9/11/2012 5:08:33 PM |
| tolerant-responsibility051 | $85.00 | 9/11/2012 5:32:28 PM |
| worth-blanket2 | $3,600.00 | 9/11/2012 5:07:48 PM |
| community-burrito9 | $25.00 | 9/11/2012 5:19:44 PM |
| power-chihuahua | $25.00 | 9/11/2012 5:06:52 PM |
| CA-Lender | $25.00 | 9/11/2012 5:09:01 PM |
| 52digital | $75.00 | 9/11/2012 5:09:49 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
637917
This series of Notes was issued and sold upon the funding of the borrower loan #74082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $565.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,412 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| furniturebizfrisco |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup Business in Growing City
Purpose of loan:
The loan will be used for start-up funds such as rent and some home theater chair showroom pieces.
Here is a little background information on my store and experience:
My store is a small boutique-style furniture store specializing in home theater chairs and leather sofa sets and sectionals. The store will consist of showroom pieces where the customer can sit and ?test out? the furniture and then place their order within the store. When purchased, the furniture will ship directly from the manufacturer to the customer?s home.
My store's target customer will be the typical Frisco resident; (men and women) between 30 and 50 years old, with an average income of $100,000+, and educated. Many of our customers will be new home-owners who are decorating their new media room/theater and want quality furnishings.
I have been in the furniture business for several years now and have been fortunate enough to do business with some of the most well-known vendors in the furniture world. My father grew up in the furniture business as well. He worked for his father, my grandfather, until he ventured out and opened up his own store in 1997. My family name is very well known in the furniture business as we have all been around in the retail furniture world for close to 40 years. I have multiple connections to various vendors throughout the U.S.A and have worked retail, ecommerce, and phone sales, making me well versed in every perspective of selling quality furniture. I studied Merchandising and Marketing at Texas Woman?s University where retail methods were engraved in my brain for 2 years. I have the potential, patience, and knowledge to operate my own store at a customer-friendly level, and I also possess a keen business sense for the furniture industry. Given my expertise, the management of my store will be in very good hands. Owning and operating a retail website selling furniture over the past two years has further sharpened my skills. This website, which I built personally, has had moderate success over the past 2 years and has fueled my excitement to open a furniture store. I found on many occasions that customers were asking, ?where can I see the furniture in person?? which sparked the idea in me to open a store. Now when my online customers ask me about seeing the merchandise before buying it, I can proudly answer that, ?yes, I am now open for business!"
My financial situation: I am a college graduate who has wanted to own a business for a long time but don't have the funds or capital to back up a loan from a bank. I live with my parents and don't pay maybe $100 in "rent" to pitch in for groceries.
I am a good candidate for this loan because I have an extensive background in the furniture business, I'm organized, and I'm a leader. I have paid off 3 credit cards in the past few months and I'm working to pay off another. Most of my credit card debt is tuition from college. I'm working on pay this off as well! I don't live above my means and I don't spend my money on things that aren't necessities if I know I can't afford it.
Monthly net income: $2000
Monthly expenses: $1060 (total of everything calculated below)
Housing: $100
Insurance: $70 (car and life)
Car expenses: $240
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MI2 | $5,000.00 | 9/12/2012 5:02:30 PM |
| bazaar-tulip | $25.00 | 9/12/2012 5:12:49 PM |
| ingenious-deal6 | $25.00 | 9/12/2012 5:05:48 PM |
| BB-ptoploan | $50.00 | 9/12/2012 5:29:40 PM |
| Sothenwhat | $100.00 | 9/12/2012 5:47:07 PM |
| hope-kingdom | $125.00 | 9/12/2012 5:48:55 PM |
| prudent-payment316 | $25.00 | 9/12/2012 5:56:59 PM |
| WalnutCreekguy | $50.00 | 9/12/2012 5:30:50 PM |
| UstedEsElHombre | $100.00 | 9/12/2012 5:33:42 PM |
| supreme-treasure8 | $100.00 | 9/12/2012 5:42:35 PM |
| fair-pound5 | $50.00 | 9/12/2012 5:57:03 PM |
| help4u | $25.00 | 9/12/2012 6:51:31 PM |
| bellaquito | $500.00 | 9/12/2012 5:59:23 PM |
| dynamic-money271 | $100.00 | 9/12/2012 6:02:30 PM |
| cattlebaron | $25.00 | 9/12/2012 6:25:13 PM |
| axp2000 | $34.00 | 9/12/2012 6:41:59 PM |
| missing-link | $25.00 | 9/12/2012 6:18:18 PM |
| goodcents | $29.39 | 9/12/2012 8:45:51 PM |
| durability-seahorse7 | $50.00 | 9/13/2012 1:13:13 AM |
| Pitufo | $25.00 | 9/12/2012 10:09:19 PM |
| stocker | $27.56 | 9/12/2012 8:07:09 PM |
| hml | $25.00 | 9/12/2012 11:40:22 PM |
| rate-hawk | $25.00 | 9/12/2012 11:53:55 PM |
| worldly-income2 | $25.00 | 9/13/2012 6:40:19 AM |
| fenderxes | $25.00 | 9/13/2012 6:40:51 AM |
| Pitufo | $25.00 | 9/12/2012 10:00:02 PM |
| heerzaquestion | $25.00 | 9/13/2012 4:26:07 AM |
| the-fund-mussel | $100.00 | 9/13/2012 8:49:09 AM |
| chris-heretoinvest | $25.00 | 9/13/2012 8:56:01 AM |
| mwl | $25.00 | 9/13/2012 9:00:56 AM |
| compassionate-dedication6 | $150.00 | 9/13/2012 6:47:21 AM |
| zorg77 | $25.00 | 9/13/2012 5:52:02 AM |
| goodhearted-gold3 | $25.00 | 9/13/2012 6:26:31 AM |
| SummitAdvisors | $25.00 | 9/13/2012 9:01:15 AM |
| investment-comet | $25.00 | 9/13/2012 7:13:46 AM |
| ASR3 | $50.00 | 9/13/2012 9:08:57 AM |
| frooogal | $25.00 | 9/13/2012 7:19:05 AM |
| treasure-generator | $25.00 | 9/13/2012 9:11:26 AM |
| peaceful-greenback719 | $25.00 | 9/13/2012 8:34:09 AM |
| social-cocktail1 | $58.00 | 9/13/2012 9:08:50 AM |
| bonus-seahorse | $45.00 | 9/13/2012 9:04:07 AM |
| genuine-asset240 | $25.00 | 9/13/2012 9:21:05 AM |
| wwwUniversal | $25.00 | 9/13/2012 9:13:22 AM |
| important-ore | $150.00 | 9/13/2012 9:05:41 AM |
| money-surge1 | $25.00 | 9/13/2012 9:15:10 AM |
| truth-haven5 | $25.00 | 9/13/2012 9:26:45 AM |
| nimble-revenue5 | $100.00 | 9/13/2012 9:15:39 AM |
| jazzlender | $25.00 | 9/13/2012 9:16:11 AM |
| rescue | $100.00 | 9/13/2012 9:32:57 AM |
| brilliant-market680 | $25.00 | 9/13/2012 9:11:01 AM |
| unassuming-note | $25.00 | 9/13/2012 9:11:43 AM |
| tender-commerce8 | $50.00 | 9/13/2012 9:19:58 AM |
| kind-bill-supporter | $25.00 | 9/13/2012 9:39:57 AM |
| restless-currency | $40.00 | 9/13/2012 9:16:34 AM |
| life-is-great | $25.00 | 9/13/2012 9:26:07 AM |
| loot-pursuit5 | $50.00 | 9/13/2012 9:29:23 AM |
| MrBailey | $25.00 | 9/13/2012 9:31:25 AM |
| NR | $25.00 | 9/13/2012 9:44:27 AM |
| IIP77 | $25.00 | 9/13/2012 9:20:18 AM |
| AnthonyPierreFund | $25.00 | 9/13/2012 9:20:43 AM |
| merriewold | $40.00 | 9/13/2012 9:36:10 AM |
| BostonCapital | $100.00 | 9/13/2012 9:39:04 AM |
| successful-agreement7 | $100.00 | 9/13/2012 9:24:51 AM |
| seeyouontv | $33.00 | 9/13/2012 9:44:38 AM |
| first-resolute-deal | $25.00 | 9/13/2012 9:34:47 AM |
| ore-holly | $25.00 | 9/13/2012 9:50:11 AM |
| valiant-liberty4 | $25.00 | 9/13/2012 9:51:44 AM |
| wise-deal-panda | $49.00 | 9/13/2012 9:54:26 AM |
| shrewd-truth1 | $25.00 | 9/13/2012 9:55:07 AM |
| economy-producer | $25.00 | 9/13/2012 9:55:25 AM |
| Dowanhill | $25.00 | 9/13/2012 9:41:27 AM |
| handshake5 | $100.00 | 9/13/2012 9:56:44 AM |
| TrekTune | $25.00 | 9/13/2012 9:43:57 AM |
| sgf | $25.00 | 9/13/2012 9:44:03 AM |
| gold-maestro6 | $50.00 | 9/13/2012 9:48:27 AM |
| 108-IRA | $250.00 | 9/13/2012 9:51:00 AM |
| 1randyp | $25.00 | 9/13/2012 9:54:12 AM |
| adventurer447 | $300.00 | 9/12/2012 5:13:27 PM |
| velocityasaurus-rex4 | $100.00 | 9/12/2012 5:01:51 PM |
| subtle-bill727 | $25.00 | 9/12/2012 5:12:31 PM |
| Jloaner | $100.00 | 9/12/2012 5:08:21 PM |
| lionheart722 | $100.00 | 9/12/2012 5:20:59 PM |
| mikrolown | $25.00 | 9/12/2012 5:42:41 PM |
| bid-stockpiler1 | $132.05 | 9/12/2012 5:46:30 PM |
| durability-ace9 | $30.00 | 9/12/2012 5:34:50 PM |
| red-rate-whistle | $35.00 | 9/12/2012 5:42:11 PM |
| DirtyJenga | $25.00 | 9/12/2012 5:36:18 PM |
| unrelenting-auction7 | $25.00 | 9/12/2012 6:14:42 PM |
| pierrelasvegas | $25.00 | 9/12/2012 5:46:54 PM |
| cladius67 | $25.00 | 9/12/2012 8:24:18 PM |
| kegs | $150.00 | 9/12/2012 7:27:54 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:01 PM |
| real-return2 | $26.00 | 9/12/2012 7:14:22 PM |
| ccclaireee333 | $25.00 | 9/12/2012 11:28:21 PM |
| og5221 | $25.00 | 9/12/2012 7:28:00 PM |
| luminous-finance9 | $26.00 | 9/12/2012 7:28:56 PM |
| bkm214 | $50.00 | 9/12/2012 8:40:45 PM |
| helpful-fund7 | $55.44 | 9/13/2012 5:16:57 AM |
| Digs | $25.00 | 9/13/2012 5:21:13 AM |
| receptive-affluence035 | $25.00 | 9/13/2012 6:34:02 AM |
| TFAD72 | $25.00 | 9/13/2012 7:18:34 AM |
| azazle | $50.00 | 9/12/2012 10:20:14 PM |
| paperbuyers | $30.00 | 9/13/2012 3:48:15 AM |
| wendyhop | $25.00 | 9/13/2012 7:33:26 AM |
| spry-p2ploan5 | $30.00 | 9/13/2012 8:45:11 AM |
| fearless-loyalty5 | $25.00 | 9/13/2012 6:29:20 AM |
| green28 | $100.00 | 9/13/2012 5:05:31 AM |
| treasure-bliss | $50.00 | 9/13/2012 7:51:00 AM |
| income-buffalo1 | $75.30 | 9/13/2012 5:45:59 AM |
| kain11286 | $50.00 | 9/13/2012 8:45:45 AM |
| mercuriant | $25.00 | 9/13/2012 9:08:31 AM |
| P2P_Investor | $1,000.00 | 9/13/2012 9:10:04 AM |
| forceful-diversification0 | $25.00 | 9/13/2012 7:23:22 AM |
| HenryS | $30.00 | 9/13/2012 9:11:11 AM |
| schlepper | $25.00 | 9/13/2012 9:16:27 AM |
| yield-trader | $25.00 | 9/13/2012 9:09:00 AM |
| bid-czar8 | $100.00 | 9/13/2012 9:22:44 AM |
| SimpleChoice | $25.00 | 9/13/2012 9:25:21 AM |
| Tylerh | $93.00 | 9/13/2012 9:31:07 AM |
| principal-cooker2 | $50.00 | 9/13/2012 9:09:58 AM |
| new-gold-wrangler | $1,000.00 | 9/13/2012 9:32:52 AM |
| rlf0350 | $25.00 | 9/13/2012 9:36:37 AM |
| Kaj | $25.00 | 9/13/2012 9:13:47 AM |
| ferris2484 | $25.00 | 9/13/2012 9:36:58 AM |
| circuitfive | $25.00 | 9/13/2012 9:39:14 AM |
| bold-direct-asset | $50.00 | 9/13/2012 9:25:37 AM |
| jamiee73 | $25.00 | 9/13/2012 9:16:42 AM |
| blazing-capital2 | $250.00 | 9/13/2012 9:26:39 AM |
| svandgts | $25.00 | 9/13/2012 9:28:34 AM |
| musegaze | $50.00 | 9/13/2012 9:18:01 AM |
| silver-enlightenment0 | $25.00 | 9/13/2012 9:29:25 AM |
| fortytwo | $150.00 | 9/13/2012 9:42:47 AM |
| wampum-optimization | $25.00 | 9/13/2012 9:44:29 AM |
| the-profit-oracle | $25.00 | 9/13/2012 9:19:46 AM |
| sjc224 | $25.00 | 9/13/2012 9:20:20 AM |
| enthusiastic-point | $25.00 | 9/13/2012 9:47:03 AM |
| new-sharp-leverage | $25.00 | 9/13/2012 9:36:30 AM |
| loan-fate | $50.00 | 9/13/2012 9:48:14 AM |
| topper480 | $50.00 | 9/13/2012 9:52:40 AM |
| mad4wknds | $25.00 | 9/13/2012 9:27:20 AM |
| obfuscatedsn | $100.00 | 9/13/2012 9:42:58 AM |
| genius520 | $100.00 | 9/13/2012 9:31:02 AM |
| return-enforcer5 | $25.00 | 9/13/2012 9:51:50 AM |
| simplyonce | $25.00 | 9/13/2012 9:55:01 AM |
| elegant-hope578 | $50.00 | 9/13/2012 9:42:08 AM |
| rogue_monster | $50.00 | 9/13/2012 9:56:38 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
638133
This series of Notes was issued and sold upon the funding of the borrower loan #74136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,750.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.49% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 17.52% |
Borrower rate/APR:
| 18.52% / 20.93% |
Monthly payment:
| $378.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.21% | | |
| |
Estimated return*:
| 12.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 740-759 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-clarinet5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,767.29 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Boat
Purpose of loan:
This loan will be used to...
Buy a boat
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3750
Monthly expenses: $ 150
Housing: $ 500
Insurance: $ work pays for
Car expenses: $ 400
Utilities: $ 100
Phone, cable, internet: $100
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bob450 | $25.00 | 9/12/2012 5:02:23 PM |
| DreisersFinancier | $50.00 | 9/12/2012 5:02:35 PM |
| MoneyForNothing | $25.12 | 9/12/2012 5:04:09 PM |
| thepillowsack | $25.00 | 9/12/2012 5:05:18 PM |
| enchanted-note14 | $25.00 | 9/12/2012 5:10:05 PM |
| MI2 | $5,000.00 | 9/12/2012 5:02:30 PM |
| Silver_Rupee | $25.01 | 9/12/2012 5:05:24 PM |
| scholarly-order6 | $125.00 | 9/12/2012 5:04:25 PM |
| worth-blanket2 | $13,275.00 | 9/12/2012 5:11:32 PM |
| commerce-venture1 | $25.00 | 9/12/2012 5:03:31 PM |
| DasMula | $250.00 | 9/12/2012 5:06:57 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:08:50 PM |
| ingenious-deal6 | $25.00 | 9/12/2012 5:05:48 PM |
| lowrater | $50.40 | 9/12/2012 5:06:47 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
638173
This series of Notes was issued and sold upon the funding of the borrower loan #74452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $124.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 640-659 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $166 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sturdy-dime783 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat
Purpose of loan: Purchase
This loan will be used to...Make a purchase
My financial situation: Good
I am a good candidate for this loan because...I will make my payments on time!
Monthly net income: $ 2880
Monthly expenses: $ 300
Housing: $ 700
Insurance: $ 150
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handy-justice | $50.00 | 9/13/2012 9:06:17 AM |
| nourishing-interest0 | $25.00 | 9/13/2012 9:10:03 AM |
| toblerone | $25.00 | 9/13/2012 9:31:27 AM |
| pierrelasvegas | $25.00 | 9/13/2012 9:19:06 AM |
| finance-prescription | $100.00 | 9/13/2012 9:12:12 AM |
| dedicated-transaction796 | $25.00 | 9/13/2012 9:22:22 AM |
| Learning2Lend | $25.00 | 9/13/2012 9:16:51 AM |
| agreement-mesh9 | $35.00 | 9/13/2012 9:33:09 AM |
| asset-professor | $25.00 | 9/13/2012 9:35:23 AM |
| paradise-foothill | $50.00 | 9/13/2012 9:25:54 AM |
| worldly-community3 | $8.00 | 9/13/2012 9:37:03 AM |
| finance-investor3 | $25.00 | 9/13/2012 9:01:36 AM |
| social-cocktail1 | $200.00 | 9/13/2012 9:08:50 AM |
| nimble-revenue5 | $57.00 | 9/13/2012 9:15:39 AM |
| dollardave | $50.00 | 9/13/2012 9:08:16 AM |
| xantex | $25.00 | 9/13/2012 9:19:44 AM |
| DSFinancial | $25.00 | 9/13/2012 9:10:20 AM |
| Bendan | $100.00 | 9/13/2012 9:20:47 AM |
| greencat | $50.00 | 9/13/2012 9:05:17 AM |
| IIP77 | $25.00 | 9/13/2012 9:20:18 AM |
| power-chihuahua | $25.00 | 9/13/2012 9:20:38 AM |
| life-is-great | $25.00 | 9/13/2012 9:26:07 AM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 9:35:34 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
638211
This series of Notes was issued and sold upon the funding of the borrower loan #74510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 36
/
35 | Length of status: | 40y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,342 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| undaunted-penny659 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| WisconsinFinance | $25.00 | 9/12/2012 5:04:02 PM |
| bid-stockpiler1 | $50.00 | 9/12/2012 5:38:44 PM |
| vutah | $25.00 | 9/12/2012 9:17:28 PM |
| kendigme | $25.00 | 9/12/2012 9:20:50 PM |
| thankful-nickel2 | $25.00 | 9/12/2012 7:44:48 PM |
| scoobiedoo | $25.00 | 9/13/2012 8:45:27 AM |
| let_me_retire | $50.00 | 9/13/2012 4:57:15 AM |
| lowrater | $50.70 | 9/13/2012 7:27:19 AM |
| greencat | $50.00 | 9/13/2012 8:11:51 AM |
| bob450-roth | $25.00 | 9/13/2012 8:27:28 AM |
| favorite-commerce | $30.00 | 9/13/2012 6:06:10 AM |
| kain11286 | $25.00 | 9/13/2012 9:01:49 AM |
| steven3333 | $25.00 | 9/13/2012 8:16:12 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:18 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:36:59 AM |
| unforgettable-market7 | $200.00 | 9/13/2012 2:53:21 PM |
| twister738 | $25.00 | 9/13/2012 3:02:21 PM |
| chitownguy27 | $29.08 | 9/13/2012 1:42:49 PM |
| enriched-return057 | $300.00 | 9/13/2012 2:51:19 PM |
| moola-monger9 | $75.00 | 9/13/2012 1:18:31 PM |
| sensible-fund | $25.00 | 9/13/2012 4:00:03 PM |
| blue-laudable-dinero | $25.00 | 9/13/2012 2:02:56 PM |
| cash-turbine1 | $26.00 | 9/13/2012 2:36:14 PM |
| lean-dedication | $25.00 | 9/13/2012 2:48:06 PM |
| URBANCAPITAL | $25.00 | 9/13/2012 2:57:52 PM |
| davetrupp | $43.81 | 9/13/2012 3:10:06 PM |
| deal-hickory5 | $100.00 | 9/13/2012 5:06:22 PM |
| enriching-dollar1 | $100.00 | 9/13/2012 5:25:48 PM |
| historic-value7 | $50.00 | 9/13/2012 5:42:20 PM |
| jbloans | $25.00 | 9/13/2012 5:25:11 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:32 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:28 PM |
| Cory79 | $48.00 | 9/13/2012 6:09:16 PM |
| john0720 | $25.00 | 9/13/2012 6:09:38 PM |
| open-minded-p2p1 | $25.00 | 9/13/2012 6:18:42 PM |
| the-credit-maker | $19.08 | 9/13/2012 6:24:03 PM |
| TheSituation | $25.00 | 9/12/2012 5:04:02 PM |
| duty-viola | $25.00 | 9/12/2012 5:09:01 PM |
| riveting-credit5 | $25.00 | 9/12/2012 6:05:41 PM |
| bellaquito | $500.00 | 9/12/2012 6:32:44 PM |
| WriteTheLegend | $100.00 | 9/12/2012 6:48:32 PM |
| jmvingeorgia | $35.00 | 9/13/2012 5:17:50 AM |
| ultimate-peace | $150.00 | 9/13/2012 5:33:56 AM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:35 PM |
| painterflipper | $25.00 | 9/13/2012 2:58:44 AM |
| reflective-rupee | $25.00 | 9/12/2012 10:40:13 PM |
| CA-Lender | $25.00 | 9/13/2012 9:55:37 AM |
| pdub | $250.00 | 9/13/2012 10:39:31 AM |
| CalBear08 | $33.33 | 9/13/2012 2:58:10 PM |
| Feyenoord | $30.00 | 9/13/2012 1:30:45 PM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:45 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:33 PM |
| DreisersFinancier | $50.00 | 9/13/2012 5:31:54 PM |
| versatile-dime442 | $100.00 | 9/13/2012 5:33:54 PM |
| reward-adventure | $50.00 | 9/13/2012 5:36:50 PM |
| worthy-bid8 | $100.00 | 9/13/2012 5:34:21 PM |
| integrity-reactor4 | $50.00 | 9/13/2012 6:12:08 PM |
| productive-note2 | $50.00 | 9/13/2012 6:10:09 PM |
| dough-souffle | $25.00 | 9/13/2012 6:21:09 PM |
| money-baron | $50.00 | 9/13/2012 6:23:42 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
638227
This series of Notes was issued and sold upon the funding of the borrower loan #74444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Sep-11-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-11-2012 |
|
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $349.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,891 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| excellent-nickel759 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
deit concadated
Purpose of loan: deit concadation
This loan will be used to...concadated deit
My financial situation: umb
I am a good candidate for this loan because... i have the income to pay back lone
Monthly net income: $5400
Monthly expenses: $4000
Housing: $1500
Insurance: $127
Car expenses: $700
Utilities: $415
Phone, cable, internet: $268
Food, entertainment: $200.00
Clothing, household expenses: $500.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $1,000.00 | 9/11/2012 5:03:09 PM |
| worth-blanket2 | $8,100.00 | 9/11/2012 5:05:41 PM |
| handy-justice | $50.00 | 9/11/2012 5:03:52 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
638297
This series of Notes was issued and sold upon the funding of the borrower loan #74464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $530.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 31y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,428 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| footballfan45 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 87 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $24,450.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
620-639
(Feb-2008)
620-639
(Oct-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 87 | | |
Description
Debt consolidation..87 on time pays
I am a good candidate for this loan because I have had 3 prior Prosper loans
with 87 on time payments. I want to get this loan to consolidate my higher interest
debts as I continue to improve my finances.
Monthly net income: $ 3740
Housing: $ 0(husband pays)
Insurance: $0 (husband pays)
Car expenses: $ 454.00
Utilities: $ 250
Phone, cable, internet: $ 270
Clothing, household expenses: $ 150
Credit cards and other loans: $ 500
Other expenses: $ 200 (Ga Revenue)
I want to pay off the following debts with this loan:
Creditor????????????..Payoff????????Payment
Auto Acceptance????.??5382.00???????..438.00(int rate is 31.99)
Ga Revenue????????.3145.00???????..200.00
Sears???????????1451.00????????.55.00
Chase??????????.2686.00????????..89.00
Macys???????????987.00?????????.42.00
NY& CO?????????.1172.00?????????75.00
Totals?????$ 14,823??????.Total $ 899.00
This will save me around 400 per month in addition to the savings on interest and allow me to get closer to my goal of retiring in 6 years(at 62).
Will leave me with only American Express to continue to pay down.
I assure you I will maintain my payment record. Thank you for your consideration and for bidding!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| trumpeter5 | $25.00 | 9/13/2012 5:01:43 PM |
| Kaj | $25.00 | 9/13/2012 5:01:22 PM |
| tcpfan | $25.00 | 9/13/2012 5:09:07 PM |
| enticing-note | $25.00 | 9/13/2012 5:14:22 PM |
| prudent-payment316 | $25.00 | 9/13/2012 5:14:36 PM |
| janeybooboo | $74.74 | 9/13/2012 5:18:13 PM |
| lnuss25 | $85.00 | 9/13/2012 5:19:30 PM |
| Beld | $50.00 | 9/13/2012 5:06:45 PM |
| susurrus | $32.00 | 9/13/2012 5:23:44 PM |
| cozy-truth6 | $25.00 | 9/13/2012 5:12:39 PM |
| felicity-contributor3 | $50.00 | 9/13/2012 5:05:31 PM |
| professional-vigilance9 | $100.00 | 9/13/2012 5:06:17 PM |
| affluence-promise | $25.00 | 9/13/2012 5:06:26 PM |
| moola-accelerator6 | $90.00 | 9/13/2012 5:14:40 PM |
| AF-Chief | $25.00 | 9/13/2012 5:15:51 PM |
| BB-ptoploan | $50.00 | 9/13/2012 5:17:37 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:03 PM |
| thankful-nickel2 | $55.55 | 9/13/2012 5:19:36 PM |
| thrifty-capital | $35.00 | 9/13/2012 5:21:50 PM |
| commerce-viking1 | $30.00 | 9/13/2012 5:22:24 PM |
| cash-delight1 | $50.00 | 9/13/2012 5:16:26 PM |
| brazzier-cluster | $25.00 | 9/13/2012 5:33:08 PM |
| lionheart722 | $100.00 | 9/13/2012 5:16:57 PM |
| bid-banjo3 | $100.00 | 9/13/2012 5:26:14 PM |
| lnuss25 | $25.00 | 9/13/2012 5:21:40 PM |
| credit-meteor7 | $250.00 | 9/13/2012 5:37:26 PM |
| subtle-bill727 | $25.00 | 9/13/2012 5:29:34 PM |
| nickel-ferret | $25.00 | 9/13/2012 5:29:58 PM |
| WolRab | $27.00 | 9/13/2012 5:40:34 PM |
| melodious-fairness | $25.00 | 9/13/2012 5:31:16 PM |
| focused-yield4 | $100.00 | 9/13/2012 5:31:50 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:24 PM |
| responsibility-magnate | $30.00 | 9/13/2012 5:36:13 PM |
| RainyDayFunds | $25.00 | 9/13/2012 5:37:22 PM |
| economy-producer | $25.00 | 9/13/2012 5:39:57 PM |
| Thunderswan | $100.00 | 9/13/2012 5:34:49 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:35 PM |
| gustavholstopus32 | $25.00 | 9/13/2012 5:43:55 PM |
| HenryS | $30.00 | 9/13/2012 5:46:49 PM |
| top-community-voyage | $50.00 | 9/13/2012 5:48:10 PM |
| proper-exchange8 | $50.00 | 9/13/2012 5:37:08 PM |
| top-goodhearted-liberty | $25.00 | 9/13/2012 5:38:06 PM |
| UstedEsElHombre | $100.00 | 9/13/2012 5:49:49 PM |
| capital-blueberry | $25.00 | 9/13/2012 5:07:07 PM |
| MoneyForNothing | $67.87 | 9/13/2012 5:01:55 PM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 5:13:05 PM |
| the-profit-oracle | $25.00 | 9/13/2012 5:13:10 PM |
| Index_Plus | $5,000.00 | 9/13/2012 5:04:18 PM |
| cvlender | $25.00 | 9/13/2012 5:14:50 PM |
| unrelenting-auction7 | $25.00 | 9/13/2012 5:15:35 PM |
| vegibenz | $25.00 | 9/13/2012 5:19:26 PM |
| dime-sprout | $25.00 | 9/13/2012 5:19:38 PM |
| order-tamale | $400.00 | 9/13/2012 5:20:46 PM |
| compassion-expert | $25.00 | 9/13/2012 5:03:31 PM |
| restless-currency | $40.00 | 9/13/2012 5:03:51 PM |
| tnjohnso | $25.00 | 9/13/2012 5:08:27 PM |
| Dont_Worry_Be_Happy | $25.00 | 9/13/2012 5:08:59 PM |
| j2ee | $50.00 | 9/13/2012 5:22:18 PM |
| Fire2 | $25.00 | 9/13/2012 5:10:15 PM |
| return-pioneer221 | $200.00 | 9/13/2012 5:24:29 PM |
| fcrick | $50.00 | 9/13/2012 5:05:10 PM |
| the-dollar-topper | $150.00 | 9/13/2012 5:25:53 PM |
| important-ore | $150.00 | 9/13/2012 5:27:04 PM |
| adventurer447 | $300.00 | 9/13/2012 5:08:23 PM |
| lowrater | $75.70 | 9/13/2012 5:10:41 PM |
| MoneyForNothing | $44.00 | 9/13/2012 5:19:35 PM |
| worth-game-changer8 | $50.00 | 9/13/2012 5:30:17 PM |
| fuse136 | $25.67 | 9/13/2012 5:13:11 PM |
| WalnutCreekguy | $50.00 | 9/13/2012 5:13:16 PM |
| Star_Witness | $85.00 | 9/13/2012 5:20:44 PM |
| valiant-liberty4 | $25.00 | 9/13/2012 5:22:12 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:22:50 PM |
| radiant-dollar9 | $200.00 | 9/13/2012 5:32:37 PM |
| stylish-revenue4 | $25.00 | 9/13/2012 5:16:55 PM |
| historic-value7 | $250.00 | 9/13/2012 5:33:21 PM |
| terrific-dough6 | $50.00 | 9/13/2012 5:33:42 PM |
| JeremyLinFan | $47.00 | 9/13/2012 5:17:19 PM |
| elegant-hope578 | $50.00 | 9/13/2012 5:18:37 PM |
| gizzywump | $25.00 | 9/13/2012 5:19:12 PM |
| principal-cooker2 | $50.00 | 9/13/2012 5:25:40 PM |
| Jloaner | $100.00 | 9/13/2012 5:20:09 PM |
| Mathon | $25.00 | 9/13/2012 5:21:16 PM |
| jojofrankie | $25.00 | 9/13/2012 5:37:01 PM |
| XP | $75.00 | 9/13/2012 5:22:33 PM |
| wwwUniversal | $25.00 | 9/13/2012 5:38:37 PM |
| jazzlender | $25.00 | 9/13/2012 5:24:42 PM |
| wise-virtuous-vigilance | $100.00 | 9/13/2012 5:30:44 PM |
| wetlands | $200.00 | 9/13/2012 5:31:25 PM |
| panther757 | $25.00 | 9/13/2012 5:31:29 PM |
| affluence-microscope2 | $200.00 | 9/13/2012 5:28:33 PM |
| paytonbrigadier | $250.00 | 9/13/2012 5:48:23 PM |
| loan-master1 | $25.00 | 9/13/2012 5:49:37 PM |
| finder072 | $25.00 | 9/13/2012 5:31:43 PM |
| community-burrito9 | $45.00 | 9/13/2012 5:37:23 PM |
| Sothenwhat | $100.00 | 9/13/2012 5:34:07 PM |
| CAGE-Investments | $25.00 | 9/13/2012 5:39:39 PM |
| LeReve | $500.00 | 9/13/2012 5:35:51 PM |
| AmericanCowboy | $1,500.00 | 9/13/2012 5:36:39 PM |
| first-pragmatic-power | $25.00 | 9/13/2012 5:36:56 PM |
| soleowner | $25.00 | 9/13/2012 5:37:29 PM |
| mikrolown | $25.00 | 9/13/2012 5:38:14 PM |
| derwiki | $25.00 | 9/13/2012 5:38:34 PM |
| first-clean-silver | $25.00 | 9/13/2012 5:40:06 PM |
| marwadi-62 | $1,000.00 | 9/13/2012 5:40:42 PM |
| Cronos | $47.00 | 9/13/2012 5:44:22 PM |
| eoppy | $50.00 | 9/13/2012 5:47:18 PM |
| chlebie | $50.00 | 9/13/2012 5:49:14 PM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
638325
This series of Notes was issued and sold upon the funding of the borrower loan #74498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankful-bid87 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off pay day loans and catch up on some bills.
My financial situation: Is good. I am employed with a company that has a strong future and I am a part of that future.
I am a good candidate for this loan because...I always pay my debts. I acquired some medical expenses and had to use payday loans to cover them - now I need to get out from under the high payments. Please Help!
Monthly net income: $3500.
Monthly expenses: $
Housing: $555.71
Insurance: $80.
Car expenses: $250.
Utilities: $125.
Phone, cable, internet: $200.
Food, entertainment: $500.
Clothing, household expenses: $0
Credit cards and other loans: $630.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zingaro | $25.00 | 9/12/2012 5:23:09 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:28:58 PM |
| jebber007 | $35.00 | 9/12/2012 7:50:11 PM |
| simplelender80 | $500.00 | 9/12/2012 7:31:03 PM |
| let_me_retire | $40.00 | 9/13/2012 4:56:24 AM |
| greencat | $50.00 | 9/13/2012 8:13:05 AM |
| foothillender | $25.00 | 9/13/2012 8:37:02 AM |
| pdub | $250.00 | 9/13/2012 10:39:31 AM |
| first-serene-credit | $25.00 | 9/13/2012 11:35:35 AM |
| Bob450 | $25.00 | 9/13/2012 10:46:31 AM |
| repayment-uprising | $25.00 | 9/13/2012 1:36:19 PM |
| dynrep | $25.00 | 9/13/2012 11:04:24 AM |
| myduck | $30.00 | 9/13/2012 4:19:36 PM |
| a-successful-credit | $25.00 | 9/13/2012 4:29:45 PM |
| indomitable-dedication790 | $50.00 | 9/13/2012 1:53:39 PM |
| deal-hickory5 | $100.00 | 9/13/2012 5:06:22 PM |
| druidpoet | $27.70 | 9/13/2012 2:10:09 PM |
| commitment-galaxy | $25.00 | 9/13/2012 2:32:08 PM |
| URBANCAPITAL | $25.00 | 9/13/2012 2:57:15 PM |
| ethical-truth211 | $300.00 | 9/13/2012 4:13:39 PM |
| KwonEnterprises | $41.81 | 9/13/2012 4:19:55 PM |
| Rogelio48 | $30.00 | 9/12/2012 5:36:45 PM |
| spartacusiam | $25.00 | 9/12/2012 5:53:14 PM |
| SolarMoonshine | $25.00 | 9/12/2012 6:30:51 PM |
| PrimeFunding | $25.00 | 9/12/2012 8:57:35 PM |
| Land_on_your_feet | $25.00 | 9/13/2012 5:49:47 AM |
| ChoiceInvestments | $25.00 | 9/12/2012 10:46:28 PM |
| ultimate-peace | $25.00 | 9/13/2012 5:32:51 AM |
| freedomlender | $25.00 | 9/13/2012 6:07:12 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:26:26 AM |
| Valley-of-the-Dollar | $25.00 | 9/13/2012 11:01:08 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:20 AM |
| unforgettable-market7 | $200.00 | 9/13/2012 2:49:24 PM |
| enriched-return057 | $200.00 | 9/13/2012 2:50:48 PM |
| payment-halo | $25.00 | 9/13/2012 11:03:44 AM |
| coin-planet | $32.00 | 9/13/2012 4:37:13 PM |
| fairness-atmosphere | $25.00 | 9/13/2012 2:42:06 PM |
| lean-dedication | $25.00 | 9/13/2012 2:47:42 PM |
| compatible-return120 | $25.00 | 9/13/2012 2:53:16 PM |
| sacopt | $25.00 | 9/13/2012 3:58:54 PM |
| hidavehi | $13.49 | 9/13/2012 5:10:52 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
638373
This series of Notes was issued and sold upon the funding of the borrower loan #74320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-12-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-12-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $84.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2012) |
Inquiries last 6m:
| 7 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $74 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| famous-loot1 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2012)
|
|
Principal balance:
| $3,485.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Other
Purpose of loan:
This loan will be used to...travel
My financial situation:
I am a good candidate for this loan because...I have a regular monthly income from state retirement and social security
Monthly net income: $2300
Monthly expenses: $1500
Housing: $889
Insurance: $100
Car expenses: $50
Utilities: $100
Phone, cable, internet: $70
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $137
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowrater | $50.40 | 9/12/2012 5:02:51 PM |
| intelligent-yield | $50.00 | 9/12/2012 5:12:36 PM |
| green-high-five7 | $25.00 | 9/12/2012 5:13:35 PM |
| handy-justice | $50.00 | 9/12/2012 5:04:08 PM |
| DreisersFinancier | $50.00 | 9/12/2012 5:02:36 PM |
| income-triangulation1 | $25.00 | 9/12/2012 5:07:04 PM |
| 52digital | $75.00 | 9/12/2012 5:05:08 PM |
| BankofRon_IRA | $100.00 | 9/12/2012 5:07:07 PM |
| tolerant-responsibility051 | $1,249.60 | 9/12/2012 5:15:42 PM |
| adventurer447 | $300.00 | 9/12/2012 5:13:28 PM |
| DasMula | $25.00 | 9/12/2012 5:02:57 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
638427
This series of Notes was issued and sold upon the funding of the borrower loan #74513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 0.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 8.83% |
Monthly payment:
| $311.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.50% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 800-819 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,652 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-serenity |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment
Purpose of loan:
This loan will be used as an investment with yield exceeding that of the loan cost.
My financial situation:
I am a good candidate for this loan because I have been a prosper lender for several years and have demonstrated consistent returns on prosper and other investments. I also have an excellent personal credit rating and am a home owner since 2003. My only regular expenses consist of a mortgage and one car payment which I look to pay off later this year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| robot777 | $72.00 | 9/13/2012 9:01:36 AM |
| GTFreeFlyer | $25.00 | 9/13/2012 9:05:08 AM |
| adventurer447 | $300.00 | 9/13/2012 9:10:00 AM |
| jpskylar187 | $25.00 | 9/13/2012 9:13:39 AM |
| cebgop | $25.00 | 9/13/2012 9:14:09 AM |
| attentive-compassion1 | $50.00 | 9/13/2012 9:15:20 AM |
| trade-solo | $25.00 | 9/13/2012 9:08:07 AM |
| lionheart722 | $100.00 | 9/13/2012 9:16:46 AM |
| integrity-saver | $25.00 | 9/13/2012 9:31:42 AM |
| Sothenwhat | $100.00 | 9/13/2012 9:39:09 AM |
| betaoption | $25.00 | 9/13/2012 9:26:09 AM |
| missgina | $25.00 | 9/13/2012 9:28:00 AM |
| truth-explorer | $25.00 | 9/13/2012 9:28:54 AM |
| Woodworker57 | $25.00 | 9/13/2012 9:29:14 AM |
| shaps | $25.00 | 9/13/2012 9:41:34 AM |
| martinatime | $50.00 | 9/13/2012 9:29:40 AM |
| Tylerh | $250.00 | 9/13/2012 9:31:07 AM |
| Plutis | $25.00 | 9/13/2012 9:31:18 AM |
| Zolton | $300.00 | 9/13/2012 9:32:14 AM |
| yukongin | $50.00 | 9/13/2012 9:32:55 AM |
| vigorous-payment6 | $25.00 | 9/13/2012 9:46:15 AM |
| aabadabadoo | $25.00 | 9/13/2012 9:21:51 AM |
| Syzygy | $25.00 | 9/13/2012 9:47:04 AM |
| hopeful-bill540 | $29.00 | 9/13/2012 9:48:24 AM |
| Castellan | $50.00 | 9/13/2012 9:23:13 AM |
| bowdish1 | $37.00 | 9/13/2012 9:40:01 AM |
| scholarly-benefit5 | $25.00 | 9/13/2012 9:51:09 AM |
| refined-peso9 | $80.00 | 9/13/2012 9:53:02 AM |
| enterprising-bazaar2 | $25.00 | 9/13/2012 9:54:10 AM |
| bonus-tent | $25.00 | 9/13/2012 9:29:00 AM |
| AFairDeal | $25.00 | 9/13/2012 9:43:17 AM |
| gallant-economy9 | $50.00 | 9/13/2012 9:30:03 AM |
| loan-mammal | $100.00 | 9/13/2012 9:55:30 AM |
| Aldebtaran | $25.00 | 9/13/2012 9:58:02 AM |
| EvalCrux | $50.00 | 9/13/2012 9:59:24 AM |
| JohnW12 | $25.00 | 9/13/2012 10:01:33 AM |
| awwaww | $25.00 | 9/13/2012 10:03:49 AM |
| azazle | $50.00 | 9/13/2012 9:55:16 AM |
| american6 | $50.00 | 9/13/2012 9:56:03 AM |
| Yaj | $25.00 | 9/13/2012 9:56:09 AM |
| icontender | $50.00 | 9/13/2012 9:57:03 AM |
| rce1964 | $25.00 | 9/13/2012 9:57:20 AM |
| invincible-deal82 | $25.00 | 9/13/2012 9:57:44 AM |
| pawsitive | $30.00 | 9/13/2012 9:47:53 AM |
| brutusbone | $25.00 | 9/13/2012 10:00:08 AM |
| mrmojado | $25.00 | 9/13/2012 9:48:10 AM |
| 1phantom | $25.00 | 9/13/2012 10:01:46 AM |
| timbob | $100.00 | 9/13/2012 10:02:56 AM |
| worth-web5 | $50.00 | 9/13/2012 9:53:06 AM |
| nerdfactor | $25.00 | 9/13/2012 9:53:19 AM |
| economy-acrobat4 | $25.00 | 9/13/2012 9:59:43 AM |
| figs4u2 | $100.00 | 9/13/2012 10:01:43 AM |
| objective-investor | $250.00 | 9/13/2012 10:01:52 AM |
| flshdaskll | $25.00 | 9/13/2012 9:03:32 AM |
| dbs | $25.00 | 9/13/2012 9:06:55 AM |
| Dollars4Rent | $50.00 | 9/13/2012 9:06:00 AM |
| Rockymtnhi | $100.00 | 9/13/2012 9:17:02 AM |
| green-trade-dolphin2 | $29.75 | 9/13/2012 9:02:41 AM |
| first-favorite-bonus9 | $25.00 | 9/13/2012 9:19:16 AM |
| gold-position | $25.00 | 9/13/2012 9:11:06 AM |
| Mark-O-Polo | $25.00 | 9/13/2012 9:29:37 AM |
| enriching-trade2 | $50.00 | 9/13/2012 9:08:21 AM |
| Kyjamune | $25.00 | 9/13/2012 9:30:35 AM |
| Aimvest | $25.00 | 9/13/2012 9:30:39 AM |
| compoundinterest | $25.00 | 9/13/2012 9:32:50 AM |
| mason13a | $25.00 | 9/13/2012 9:32:53 AM |
| budyzr | $25.00 | 9/13/2012 9:21:28 AM |
| decisive-income7 | $4,500.00 | 9/13/2012 9:13:55 AM |
| jmb_lending | $25.00 | 9/13/2012 9:40:15 AM |
| aasx1108 | $25.00 | 9/13/2012 9:40:29 AM |
| velocityasaurus-rex4 | $100.00 | 9/13/2012 9:27:39 AM |
| djs81 | $75.00 | 9/13/2012 9:40:46 AM |
| subtle-revenue0 | $25.00 | 9/13/2012 9:29:44 AM |
| availableloan | $25.00 | 9/13/2012 9:18:50 AM |
| Sneezie | $100.00 | 9/13/2012 9:18:58 AM |
| transparency-silo2 | $25.00 | 9/13/2012 9:43:06 AM |
| bazaar-tulip | $25.00 | 9/13/2012 9:44:35 AM |
| economy-voyage9 | $25.00 | 9/13/2012 9:45:19 AM |
| prudent-payment316 | $25.00 | 9/13/2012 9:36:01 AM |
| bold-yield-rumbler | $25.00 | 9/13/2012 9:49:15 AM |
| damage | $25.00 | 9/13/2012 9:50:29 AM |
| prudent-deal662 | $25.00 | 9/13/2012 9:53:23 AM |
| reward-tamale1 | $25.00 | 9/13/2012 9:27:01 AM |
| RodBlizz42 | $29.00 | 9/13/2012 9:53:51 AM |
| blukestrel | $25.00 | 9/13/2012 9:54:21 AM |
| Unclejohn | $25.00 | 9/13/2012 9:28:04 AM |
| economy-tuba7 | $50.00 | 9/13/2012 9:43:29 AM |
| special-wealth2 | $50.00 | 9/13/2012 9:55:23 AM |
| bill-igloo | $25.00 | 9/13/2012 9:56:49 AM |
| ikaika1 | $25.00 | 9/13/2012 9:44:41 AM |
| brilliant-revenue | $50.00 | 9/13/2012 9:32:25 AM |
| BoscoH247 | $25.00 | 9/13/2012 9:58:51 AM |
| Phryne | $100.00 | 9/13/2012 9:33:43 AM |
| rmachi | $25.00 | 9/13/2012 9:46:27 AM |
| top-community-voyage | $50.00 | 9/13/2012 10:00:30 AM |
| my401K | $50.00 | 9/13/2012 10:01:08 AM |
| Clambake | $25.00 | 9/13/2012 9:35:41 AM |
| larrybird | $663.25 | 9/13/2012 10:03:55 AM |
| benjamin67 | $25.00 | 9/13/2012 9:51:15 AM |
| kenji4861 | $25.00 | 9/13/2012 9:52:30 AM |
| whistledicksmith | $25.00 | 9/13/2012 9:54:47 AM |
| BadgerWI | $30.00 | 9/13/2012 9:55:10 AM |
| robot81 | $25.00 | 9/13/2012 9:57:53 AM |
| Rdodson11 | $25.00 | 9/13/2012 9:48:17 AM |
| Yogidog | $25.00 | 9/13/2012 10:01:48 AM |
| jey6941 | $25.00 | 9/13/2012 9:52:04 AM |
| Investoman | $25.00 | 9/13/2012 10:03:31 AM |
| ingenious-deal6 | $25.00 | 9/13/2012 9:54:32 AM |
| woodenshoes | $25.00 | 9/13/2012 9:54:49 AM |
| Goat | $25.00 | 9/13/2012 9:55:37 AM |
| kevin314 | $25.00 | 9/13/2012 9:55:47 AM |
| meux99 | $25.00 | 9/13/2012 9:58:38 AM |
| auction-sage | $50.00 | 9/13/2012 9:59:23 AM |
| credit-statuette8 | $25.00 | 9/13/2012 10:00:23 AM |
| flo_rida | $100.00 | 9/13/2012 10:01:25 AM |
| intrepid-payment7 | $25.00 | 9/13/2012 10:01:27 AM |
| HammerKnuckleLending | $25.00 | 9/13/2012 10:01:46 AM |
| groovy-watanabe | $25.00 | 9/13/2012 10:01:55 AM |
| jlgreen | $25.00 | 9/13/2012 10:02:53 AM |
| mizon291 | $30.00 | 9/13/2012 10:03:05 AM |
| TWISBWM | $50.00 | 9/13/2012 10:03:10 AM |
| djc314 | $100.00 | 9/13/2012 10:03:37 AM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
638851
This series of Notes was issued and sold upon the funding of the borrower loan #74461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.99% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 23.33% |
Borrower rate/APR:
| 24.33% / 26.89% |
Monthly payment:
| $434.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.78% | | |
| |
Estimated return*:
| 14.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,042 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-merry-maker7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate 4 credit cards
This loan will be used to.Consolidate 4 credit cards.
My financial situation: Good
I am a good candidate for this loan because.I have been earning money as an author since 2005. I have 8 books already published and a 9th one coming out next year. I am not self-published. My publisher is Orbit Hachette Book Group, which is a large publishing company. I have never late on my bills now and the laon will reduce my credit card payments form a minimum of $900 a month to $430 a month.
Monthly net income: $7500
Monthly expenses: $
Housing: $1000
Insurance: $300
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $900
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| InChicago | $80.03 | 9/13/2012 9:02:13 AM |
| green-high-five7 | $25.00 | 9/13/2012 9:05:57 AM |
| WalnutCreekguy | $50.00 | 9/13/2012 9:08:39 AM |
| vutah | $65.00 | 9/13/2012 9:02:25 AM |
| worth-blanket2 | $13,500.00 | 9/13/2012 9:05:16 AM |
| restless-currency | $40.00 | 9/13/2012 9:16:36 AM |
| scholarly-order6 | $100.00 | 9/13/2012 9:09:19 AM |
| scholarly-order6 | $50.00 | 9/13/2012 9:09:31 AM |
| adventurer447 | $300.00 | 9/13/2012 9:10:01 AM |
| Money__Tree | $186.97 | 9/13/2012 9:16:53 AM |
| P2P_Investor | $390.00 | 9/13/2012 9:10:04 AM |
| Jloaner | $100.00 | 9/13/2012 9:02:15 AM |
| Future-Await21 | $50.00 | 9/13/2012 9:12:16 AM |
| pdli_dude | $25.00 | 9/13/2012 9:05:55 AM |
| orange-stable-gain | $38.00 | 9/13/2012 9:13:45 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
639109
This series of Notes was issued and sold upon the funding of the borrower loan #74130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,320.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $100.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,186 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RMull |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/ Exam Payments
Purpose of loan: Debt Consolidation
This loan will be used to... Consolidate all debts and pay for certification/actuarial exams
My financial situation: Strong
I am a good candidate for this loan because...This loan will consolidate all of my payments into one loan and also jump start my future by allowing me to take Actuarial and Teacher Certification exams which will increase my pay scale as well. I am also supported financially by other family members.
Monthly net income: $1000
Monthly expenses: $100
Housing: $250
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-credit5 | $25.00 | 9/13/2012 9:25:53 AM |
| duty-viola | $25.00 | 9/13/2012 10:12:57 AM |
| compatible-deal9 | $25.00 | 9/13/2012 11:29:04 AM |
| bellaquito | $500.00 | 9/13/2012 11:17:21 AM |
| Bob450 | $25.00 | 9/13/2012 10:44:59 AM |
| myduck | $30.00 | 9/13/2012 4:20:31 PM |
| sensible-fund | $25.00 | 9/13/2012 4:00:55 PM |
| URBANCAPITAL | $25.00 | 9/13/2012 3:04:39 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:29 PM |
| AmericanCowboy | $481.65 | 9/13/2012 5:34:11 PM |
| Zingaro | $25.00 | 9/13/2012 9:41:31 AM |
| pdub | $250.00 | 9/13/2012 10:39:34 AM |
| mrxtravis | $25.00 | 9/13/2012 10:06:51 AM |
| 52digital | $75.00 | 9/13/2012 10:59:15 AM |
| CreditBuilder2 | $25.02 | 9/13/2012 10:17:39 AM |
| Dubbs360 | $500.00 | 9/13/2012 10:43:25 AM |
| rich329 | $25.00 | 9/13/2012 12:17:08 PM |
| CalBear08 | $33.33 | 9/13/2012 2:58:44 PM |
| moola-monger9 | $75.00 | 9/13/2012 1:17:03 PM |
| ethical-truth211 | $25.00 | 9/13/2012 4:22:20 PM |
| Boiler7777 | $50.00 | 9/13/2012 4:36:47 PM |
| lean-dedication | $25.00 | 9/13/2012 2:53:24 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
639207
This series of Notes was issued and sold upon the funding of the borrower loan #74519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Sep-14-2012 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-14-2012 |
|
|
Lender yield:
| 24.73% |
Borrower rate/APR:
| 25.73% / 28.32% |
Monthly payment:
| $446.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.12% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wampum-lotus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2012)
740-759
(Dec-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off some short term debts
My financial situation: good
I am a good candidate for this loan because...i have a good income from my bussniess
Monthly net income: $5000
Monthly expenses: $2500
Housing: $n/a
Insurance: $300
Car expenses: $130
Utilities: $80
Phone, cable, internet: $260
Food, entertainment: $800
Clothing, household expenses: $150
Credit cards and other loans: $645
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| et28 | $75.00 | 9/14/2012 9:02:10 AM |
| CA-Lender | $25.00 | 9/14/2012 9:02:52 AM |
| first-serene-credit | $25.00 | 9/14/2012 9:06:41 AM |
| green-trade-dolphin | $39.05 | 9/14/2012 9:02:54 AM |
| Assets-Up | $25.00 | 9/14/2012 9:03:43 AM |
| trade-boots1 | $100.00 | 9/14/2012 9:04:16 AM |
| enchanted-diversification496 | $50.00 | 9/14/2012 9:04:21 AM |
| historic-value7 | $100.00 | 9/14/2012 9:04:35 AM |
| thrilling-fund427 | $50.00 | 9/14/2012 9:05:00 AM |
| lowrater | $50.70 | 9/14/2012 9:05:50 AM |
| scholarly-order6 | $175.00 | 9/14/2012 9:06:33 AM |
| Bob450 | $25.00 | 9/14/2012 9:09:58 AM |
| worth-blanket2 | $13,500.00 | 9/14/2012 9:10:10 AM |
| financial-frenzy | $50.00 | 9/14/2012 9:11:20 AM |
| melodious-capital3 | $50.00 | 9/14/2012 9:07:45 AM |
| pierrelasvegas | $25.00 | 9/14/2012 9:10:58 AM |
| MoneyForNothing | $25.08 | 9/14/2012 9:12:38 AM |
| papaloha | $310.17 | 9/14/2012 9:15:02 AM |
| Katburg | $25.00 | 9/14/2012 9:02:43 AM |
| DasMula | $50.00 | 9/14/2012 9:03:22 AM |
| handy-justice | $50.00 | 9/14/2012 9:03:50 AM |
| zone8 | $100.00 | 9/14/2012 9:10:15 AM |
| miamibeachloaner | $25.00 | 9/14/2012 9:14:44 AM |
| deal-pal | $25.00 | 9/14/2012 9:12:57 AM |
| ah-long | $25.00 | 9/14/2012 9:12:07 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
639535
This series of Notes was issued and sold upon the funding of the borrower loan #74458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Sep-13-2012 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-13-2012 |
|
|
Lender yield:
| 28.69% |
Borrower rate/APR:
| 29.69% / 33.67% |
Monthly payment:
| $169.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.38% | | |
| |
Estimated return*:
| 12.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 257% |
|
Credit score:
| 760-779 (Sep-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,273 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-engine5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 52digital | $75.00 | 9/13/2012 5:04:01 PM |
| benevolent-loot5 | $200.00 | 9/13/2012 5:27:38 PM |
| adventurer447 | $205.00 | 9/13/2012 5:08:26 PM |
| joyous-peace443 | $25.00 | 9/13/2012 5:33:47 PM |
| tolerant-responsibility051 | $2,000.00 | 9/13/2012 5:24:49 PM |
| pierrelasvegas | $25.00 | 9/13/2012 5:30:05 PM |
| versatile-dime442 | $250.00 | 9/13/2012 5:33:44 PM |
| AmericanCowboy | $587.00 | 9/13/2012 5:43:11 PM |
| power-chihuahua | $25.00 | 9/13/2012 5:15:56 PM |
| enriching-dollar1 | $100.00 | 9/13/2012 5:25:37 PM |
| trade-boots1 | $100.00 | 9/13/2012 5:23:09 PM |
| return-pioneer221 | $200.00 | 9/13/2012 5:24:29 PM |
| refresher211 | $25.00 | 9/13/2012 5:30:23 PM |
| bold-pound-statuette | $125.00 | 9/13/2012 5:34:17 PM |
| intelligent-yield | $28.00 | 9/13/2012 5:40:52 PM |
| durability-ace9 | $30.00 | 9/13/2012 5:42:36 PM |
| 16 Investments
|