Sales Report:Supplement No. 8 dated Sep 04, 2012 to Prospectus dated Jul 19, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 19, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 19, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
612262
This series of Notes was issued and sold upon the funding of the borrower loan #73347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.49% |
Listing Start date:
| Aug-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 16.74% |
Borrower rate/APR:
| 17.74% / 21.43% |
Monthly payment:
| $72.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.36% | | |
| |
Estimated return*:
| 9.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,861 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| established-velocity7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Brown Shoe October
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3000
Monthly expenses: $
Housing: $900
Insurance: $75
Car expenses: $
Utilities: $40
Phone, cable, internet: $55
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
VirginiaBuckeye | $150.00 | 8/29/2012 9:06:13 AM |
EarlyRiser | $150.00 | 8/29/2012 9:08:20 AM |
the-silver-blaster | $50.00 | 8/29/2012 9:04:20 AM |
silver-explorer6 | $25.00 | 8/29/2012 9:09:20 AM |
duty-viola | $25.00 | 8/29/2012 9:20:41 AM |
LeReve | $500.00 | 8/29/2012 9:14:54 AM |
scholarly-order6 | $25.00 | 8/29/2012 9:15:20 AM |
ferocious-kindness8 | $30.00 | 8/29/2012 9:41:19 AM |
toblerone | $25.00 | 8/29/2012 9:42:08 AM |
EnglishGeekInNYC | $25.00 | 8/29/2012 9:12:24 AM |
versatile-dime442 | $250.00 | 8/29/2012 9:13:11 AM |
britgsb | $50.00 | 8/29/2012 9:15:03 AM |
adventurer447 | $300.00 | 8/29/2012 9:41:59 AM |
RocketSurgeon | $14.30 | 8/29/2012 10:22:21 AM |
nickel-ferret | $25.00 | 8/29/2012 9:11:54 AM |
lowrater | $50.70 | 8/29/2012 9:20:17 AM |
oregonusa | $25.00 | 8/29/2012 9:39:26 AM |
invincible-credit459 | $25.00 | 8/29/2012 9:49:34 AM |
SimpleChoice | $25.00 | 8/29/2012 10:06:26 AM |
charming-exchange7 | $25.00 | 8/29/2012 10:14:45 AM |
VirginiaBuckeye | $50.00 | 8/29/2012 10:15:43 AM |
tranquil-gain1 | $75.00 | 8/29/2012 10:03:04 AM |
durability-ace9 | $30.00 | 8/29/2012 10:09:07 AM |
courteous-kindness1 | $25.00 | 8/29/2012 9:43:24 AM |
ttnk62918 | $25.00 | 8/29/2012 10:19:48 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
627074
This series of Notes was issued and sold upon the funding of the borrower loan #73748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Aug-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,012 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-repayment-announcer |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2012)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Vacation
Purpose of loan: vacation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because.I have borrowed money with Prosper before and have a good pay record.
Monthly net income: $4700.00
Monthly expenses: $
Housing: $0
Insurance: $200.00
Car expenses: $435.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Other expenses: $
425.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $50.00 | 8/28/2012 5:05:56 PM |
bubb_hans | $25.00 | 8/28/2012 5:06:06 PM |
handy-justice | $100.00 | 8/28/2012 5:04:54 PM |
GGreg799 | $25.00 | 8/28/2012 5:08:07 PM |
kulender | $50.00 | 8/28/2012 5:07:28 PM |
worth-blanket2 | $3,600.00 | 8/28/2012 5:06:00 PM |
worth-poblano9 | $150.00 | 8/28/2012 5:08:35 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
628280
This series of Notes was issued and sold upon the funding of the borrower loan #73742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.99% |
Listing Start date:
| Aug-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 9.89% |
Borrower rate/APR:
| 10.89% / 13.70% |
Monthly payment:
| $653.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.86% | | |
| |
Estimated return*:
| 6.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,098 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| cntrlwiz |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to combine and eliminate several existing debts, mostly a portion of a promisssary note to a family member that is due October 31.
My financial situation:
I am a good candidate for this loan because I have listed with a realtor a parcel of land in a gated campground. I expect to sell the property for $10,000 before the end of the year. The proceeds will go to this loan. The primary reason for this loan is to acquire the lump sum payment for the promissary note. I will also be eliminating a credit card with a $9000 balance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
five-star-note | $25.00 | 8/27/2012 11:03:33 AM |
loyalty-delight6 | $25.00 | 8/27/2012 9:02:42 AM |
bowdish1 | $100.00 | 8/27/2012 9:03:45 AM |
green-trade-dolphin2 | $45.90 | 8/27/2012 9:02:12 AM |
community-burrito9 | $25.00 | 8/27/2012 9:07:40 AM |
mad-scientist0 | $50.00 | 8/27/2012 9:17:14 AM |
thrifty-transaction578 | $25.00 | 8/27/2012 9:22:25 AM |
adventurer447 | $300.00 | 8/27/2012 9:24:24 AM |
wise-virtuous-vigilance | $100.00 | 8/27/2012 9:33:20 AM |
britgsb | $50.00 | 8/27/2012 9:48:16 AM |
adaboy65 | $50.00 | 8/27/2012 9:51:18 AM |
red-heroic-peace | $30.00 | 8/27/2012 10:00:28 AM |
EnglishGeekInNYC | $25.00 | 8/27/2012 10:02:14 AM |
progressive-economy261 | $500.00 | 8/27/2012 1:19:14 PM |
wise-charming-reward | $500.00 | 8/27/2012 4:22:12 PM |
Jinja | $50.00 | 8/27/2012 3:25:55 PM |
Moe87 | $25.00 | 8/27/2012 4:42:21 PM |
laudable-p2p3 | $50.00 | 8/27/2012 9:23:37 PM |
lnuss25 | $25.00 | 8/28/2012 4:56:42 AM |
heroic-platinum | $25.00 | 8/28/2012 7:00:21 AM |
prudent-dough458 | $25.00 | 8/28/2012 9:06:27 AM |
a-brainy-gain | $25.00 | 8/28/2012 6:30:52 AM |
silver-explorer6 | $25.00 | 8/28/2012 9:10:28 AM |
fox798 | $100.00 | 8/28/2012 8:34:16 AM |
LaGrangeLender | $50.00 | 8/28/2012 9:35:38 AM |
compoundinterest | $25.00 | 8/28/2012 9:42:59 AM |
cordial-bonus | $25.00 | 8/28/2012 10:36:57 AM |
bazaar-tulip | $25.00 | 8/28/2012 10:38:33 AM |
fund-bauble | $50.00 | 8/28/2012 10:05:26 AM |
a-finance-nirvana | $25.00 | 8/28/2012 10:44:16 AM |
indomitable-coin | $25.00 | 8/28/2012 10:23:46 AM |
kind-fairness-quest | $25.00 | 8/28/2012 11:49:42 AM |
durability-solstice8 | $50.00 | 8/28/2012 5:05:31 PM |
pdub | $1,000.00 | 8/28/2012 2:38:29 PM |
versatile-dime442 | $250.00 | 8/28/2012 5:18:00 PM |
magical-credit523 | $25.00 | 8/28/2012 5:46:55 PM |
student17354 | $30.00 | 8/28/2012 6:07:31 PM |
simplelender80 | $500.00 | 8/28/2012 5:39:01 PM |
currency-chihuahua3 | $50.00 | 8/28/2012 6:30:43 PM |
kochan123 | $25.00 | 8/28/2012 8:13:01 PM |
sympathetic-funds818 | $25.00 | 8/28/2012 8:49:06 PM |
graceful-durability246 | $50.00 | 8/29/2012 5:10:43 AM |
reinforced-velocity158 | $100.00 | 8/28/2012 9:26:16 PM |
dough-kitten5 | $50.00 | 8/29/2012 4:23:06 AM |
CPA-CITP-CGMA | $50.00 | 8/29/2012 7:08:05 AM |
Ivan2007 | $50.00 | 8/29/2012 9:10:13 AM |
resolute-payment | $25.00 | 8/29/2012 9:12:02 AM |
deal-pal | $25.00 | 8/29/2012 9:04:57 AM |
JJ9876 | $25.00 | 8/29/2012 9:27:17 AM |
ramsba | $50.00 | 8/29/2012 9:34:04 AM |
igloo268 | $25.00 | 8/29/2012 9:35:11 AM |
Tai | $25.00 | 8/29/2012 9:36:48 AM |
hopethisworks | $25.00 | 8/29/2012 9:38:20 AM |
asya | $27.00 | 8/29/2012 9:01:11 AM |
oracle3 | $25.00 | 8/29/2012 9:01:52 AM |
microfunder | $25.00 | 8/29/2012 9:29:54 AM |
dochelp | $50.00 | 8/29/2012 9:44:06 AM |
helpinghand63 | $25.00 | 8/29/2012 9:32:46 AM |
tripnosis | $25.00 | 8/29/2012 9:46:18 AM |
Robin_Hood | $25.00 | 8/29/2012 9:46:47 AM |
ski bum | $100.00 | 8/29/2012 9:35:58 AM |
KU83 | $25.00 | 8/29/2012 9:54:42 AM |
rcm87 | $50.00 | 8/29/2012 9:55:26 AM |
cashfl0w | $25.00 | 8/29/2012 9:57:48 AM |
downtownfarm | $25.00 | 8/29/2012 9:59:49 AM |
deal-contributor8 | $25.00 | 8/29/2012 9:42:10 AM |
awe-inspiring-commitment972 | $50.00 | 8/29/2012 9:48:31 AM |
peace-flower9 | $25.00 | 8/29/2012 10:06:04 AM |
nri22 | $25.00 | 8/29/2012 9:51:59 AM |
Chervianne | $50.00 | 8/29/2012 9:53:32 AM |
gochargers | $25.00 | 8/29/2012 10:07:21 AM |
AnxiousAirman | $31.00 | 8/29/2012 10:07:26 AM |
responsibility-nebula1 | $25.00 | 8/29/2012 9:54:08 AM |
The_Loan_Ranger | $25.00 | 8/29/2012 9:56:25 AM |
currency-agave | $40.00 | 8/29/2012 9:57:23 AM |
egw | $50.00 | 8/29/2012 10:11:08 AM |
precious-coin3 | $50.00 | 8/29/2012 10:02:32 AM |
commerce-wildebeest2 | $25.00 | 8/29/2012 10:02:50 AM |
loney_mender | $25.00 | 8/29/2012 10:18:01 AM |
Adventurouschef | $25.00 | 8/29/2012 10:18:14 AM |
ualf | $50.00 | 8/29/2012 10:18:28 AM |
dignified-finance | $25.00 | 8/29/2012 10:19:09 AM |
innocent-income4 | $25.00 | 8/29/2012 10:19:27 AM |
Yanwoo | $25.00 | 8/29/2012 9:26:01 AM |
carlover | $25.00 | 8/29/2012 10:06:52 AM |
shortstop21 | $25.00 | 8/29/2012 10:08:21 AM |
dime-explosion | $25.00 | 8/29/2012 10:24:03 AM |
thedoctor | $75.00 | 8/29/2012 10:13:28 AM |
lender987654321 | $50.00 | 8/29/2012 9:32:48 AM |
mathomas3 | $25.00 | 8/29/2012 10:14:44 AM |
4the4ofus | $25.00 | 8/29/2012 9:33:39 AM |
hampa | $25.00 | 8/29/2012 9:34:51 AM |
w3alter | $50.00 | 8/29/2012 10:15:57 AM |
Nikelaos | $25.00 | 8/29/2012 10:16:25 AM |
efficient-marketplace | $25.00 | 8/29/2012 9:35:03 AM |
SRK_FROM_WA | $25.00 | 8/29/2012 9:35:29 AM |
tntbuzz | $28.00 | 8/29/2012 9:36:53 AM |
Shockem923 | $30.00 | 8/29/2012 10:17:44 AM |
keyfig | $25.00 | 8/29/2012 10:18:06 AM |
Tradesmanlender | $25.00 | 8/29/2012 10:18:09 AM |
chief64 | $200.00 | 8/29/2012 9:41:43 AM |
TCayce | $25.00 | 8/29/2012 9:42:59 AM |
platinum-dojo | $25.00 | 8/29/2012 9:43:02 AM |
MI2 | $5,000.00 | 8/29/2012 10:26:24 AM |
transparency-river1 | $1,000.00 | 8/29/2012 9:44:22 AM |
Castellan | $36.00 | 8/29/2012 9:47:30 AM |
unforgettable-wealth4 | $50.00 | 8/29/2012 9:49:42 AM |
resource777 | $50.00 | 8/29/2012 9:50:34 AM |
TomDalonajay | $25.00 | 8/29/2012 9:52:04 AM |
historic-balance5 | $50.00 | 8/29/2012 9:53:20 AM |
locomotive7 | $25.00 | 8/29/2012 9:56:12 AM |
ItsJustMe79 | $25.00 | 8/29/2012 10:03:23 AM |
Aimvest | $25.00 | 8/29/2012 10:04:08 AM |
reinforced-reward | $25.00 | 8/29/2012 10:04:54 AM |
red-refined-loan | $25.00 | 8/29/2012 10:08:26 AM |
Redmond | $25.00 | 8/29/2012 10:11:23 AM |
processor115 | $25.00 | 8/29/2012 10:12:36 AM |
brightest-breathtaking-finance | $100.00 | 8/29/2012 10:21:20 AM |
riproaringrapids | $50.00 | 8/29/2012 10:21:52 AM |
Plutis | $25.00 | 8/29/2012 10:24:33 AM |
otalon | $30.00 | 8/29/2012 10:24:48 AM |
treasure-pipeline | $25.00 | 8/29/2012 10:24:52 AM |
commerce-gargantuan2 | $100.00 | 8/27/2012 9:05:30 AM |
order-tamale | $400.00 | 8/27/2012 9:23:01 AM |
bid-banjo3 | $100.00 | 8/27/2012 9:27:34 AM |
hope-percolator8 | $50.00 | 8/27/2012 9:28:44 AM |
urbane-deal152 | $50.00 | 8/27/2012 9:33:33 AM |
tranquil-gain1 | $75.00 | 8/27/2012 9:00:50 AM |
LeReve | $500.00 | 8/27/2012 9:37:49 AM |
ready-bid9 | $50.00 | 8/27/2012 10:04:14 AM |
nickel-ferret | $25.00 | 8/27/2012 9:32:33 AM |
entertaining-rate9 | $25.00 | 8/27/2012 9:49:16 AM |
Nipper99 | $100.00 | 8/27/2012 4:30:52 PM |
orca6290 | $31.36 | 8/27/2012 9:53:36 PM |
cerebral-dollar773 | $25.00 | 8/28/2012 6:24:45 AM |
marketplace-singularity3 | $25.00 | 8/27/2012 6:21:12 PM |
spikerjack | $25.00 | 8/28/2012 8:49:48 AM |
georgethesir | $50.00 | 8/28/2012 5:27:54 AM |
credit-maple | $25.00 | 8/28/2012 9:22:52 AM |
market-maximizer472 | $100.00 | 8/28/2012 6:46:41 AM |
Koomarbit | $30.00 | 8/28/2012 9:31:27 AM |
enticing-note | $25.00 | 8/28/2012 10:07:14 AM |
jonmars | $25.00 | 8/28/2012 10:10:50 AM |
VBAces | $100.00 | 8/28/2012 10:24:40 AM |
Investoman | $25.00 | 8/28/2012 10:24:51 AM |
AFairDeal | $25.00 | 8/28/2012 10:02:10 AM |
CreditBuilder2 | $25.01 | 8/28/2012 10:16:26 AM |
kenji4861 | $25.00 | 8/28/2012 10:46:04 AM |
Dubbs360 | $500.00 | 8/28/2012 5:32:02 PM |
aggresive-commerce8 | $50.00 | 8/28/2012 5:53:55 PM |
matthart | $100.00 | 8/28/2012 6:13:56 PM |
entertaining-revenue4 | $39.00 | 8/28/2012 6:01:51 PM |
laboheme | $25.00 | 8/28/2012 5:51:36 PM |
redalert99 | $46.00 | 8/28/2012 6:14:14 PM |
community-seahorse0 | $25.00 | 8/29/2012 6:58:46 AM |
revenue-achievement | $25.00 | 8/29/2012 7:12:55 AM |
bixorama | $50.00 | 8/29/2012 7:23:58 AM |
RoyFauntleroy | $25.00 | 8/29/2012 7:49:15 AM |
bid-pioneer3 | $50.00 | 8/29/2012 9:08:12 AM |
dschaaf | $25.00 | 8/29/2012 9:05:04 AM |
colonel165 | $25.00 | 8/29/2012 4:56:42 AM |
enthralling-investment | $25.00 | 8/29/2012 9:08:29 AM |
best-tenacious-revenue | $25.00 | 8/29/2012 9:17:52 AM |
buraky | $43.00 | 8/29/2012 9:23:11 AM |
prossperous01 | $50.00 | 8/29/2012 7:09:10 AM |
Shalidar | $25.00 | 8/29/2012 9:27:52 AM |
gracej | $25.00 | 8/29/2012 9:31:19 AM |
Wilcat77 | $25.00 | 8/29/2012 9:31:59 AM |
Raser | $50.00 | 8/29/2012 9:34:05 AM |
chillware | $25.00 | 8/29/2012 9:37:25 AM |
trade-burrito4 | $35.00 | 8/29/2012 9:23:48 AM |
delectable-point5 | $50.00 | 8/29/2012 9:38:32 AM |
value-microscope | $25.00 | 8/29/2012 9:40:47 AM |
loyalty-sherpa | $25.00 | 8/29/2012 9:41:47 AM |
tolstoy00 | $25.00 | 8/29/2012 9:32:34 AM |
a-unflappable-finance | $66.00 | 8/29/2012 9:32:41 AM |
Winger | $50.00 | 8/29/2012 9:45:50 AM |
MadHun | $200.00 | 8/29/2012 9:33:49 AM |
unrivaled-deal676 | $50.00 | 8/29/2012 9:34:54 AM |
jrbill1998 | $50.00 | 8/29/2012 9:46:57 AM |
DadWarbucks | $25.00 | 8/29/2012 9:35:24 AM |
sturdy-fairness0 | $100.00 | 8/29/2012 9:35:54 AM |
commerce-web5 | $25.00 | 8/29/2012 9:37:05 AM |
platinum-sorcerer6 | $50.00 | 8/29/2012 9:51:19 AM |
superpuppy | $35.00 | 8/29/2012 9:37:35 AM |
ferocious-exchange3 | $25.00 | 8/29/2012 9:37:57 AM |
smithd76 | $25.00 | 8/29/2012 9:53:18 AM |
influential-benjamins0 | $100.00 | 8/29/2012 9:38:59 AM |
established-liberty7 | $25.00 | 8/29/2012 9:56:53 AM |
successful-agreement7 | $100.00 | 8/29/2012 9:57:45 AM |
ivy-league-MBA | $25.00 | 8/29/2012 9:58:08 AM |
dhw1 | $25.00 | 8/29/2012 10:00:43 AM |
Pennywize | $25.00 | 8/29/2012 10:00:49 AM |
TennSquire | $25.00 | 8/29/2012 10:01:20 AM |
worth-web5 | $50.00 | 8/29/2012 9:43:54 AM |
basis-gazer0 | $25.00 | 8/29/2012 9:49:36 AM |
Clambake | $25.00 | 8/29/2012 9:49:55 AM |
Mark090 | $50.00 | 8/29/2012 10:06:13 AM |
flo_rida | $55.00 | 8/29/2012 10:07:51 AM |
Soxxes | $25.00 | 8/29/2012 9:57:07 AM |
KeepOnRunning | $100.00 | 8/29/2012 9:57:18 AM |
hard-working-income0 | $25.00 | 8/29/2012 10:10:32 AM |
Avala | $100.00 | 8/29/2012 9:58:50 AM |
brightstarselc | $25.00 | 8/29/2012 9:59:26 AM |
luminous-marketplace5 | $25.00 | 8/29/2012 10:16:22 AM |
invincible-deal82 | $25.00 | 8/29/2012 10:16:31 AM |
commanding-treasure2 | $75.00 | 8/29/2012 10:02:07 AM |
sappy02 | $50.00 | 8/29/2012 10:03:15 AM |
csakhil | $50.00 | 8/29/2012 10:03:48 AM |
balance-voyager | $32.00 | 8/29/2012 10:20:15 AM |
determined-revenue1 | $35.00 | 8/29/2012 9:26:13 AM |
Alpha-AssistU | $25.00 | 8/29/2012 10:05:10 AM |
Splangy613 | $25.00 | 8/29/2012 10:06:18 AM |
dinero-speaker | $25.00 | 8/29/2012 10:06:54 AM |
secureincome | $1,333.00 | 8/29/2012 10:24:40 AM |
euro-speaker8 | $100.00 | 8/29/2012 9:31:38 AM |
nimble-penny1 | $25.00 | 8/29/2012 10:09:55 AM |
the-profit-oracle | $25.00 | 8/29/2012 9:31:44 AM |
resolute-basis9 | $25.00 | 8/29/2012 9:33:15 AM |
sammyhammy | $25.00 | 8/29/2012 10:14:39 AM |
ijspence | $25.00 | 8/29/2012 10:15:34 AM |
THREE-POINTS-LENDING | $25.00 | 8/29/2012 9:36:17 AM |
yield-hut | $25.00 | 8/29/2012 9:36:50 AM |
spark548 | $25.00 | 8/29/2012 9:38:46 AM |
GMPK_TLAS | $50.00 | 8/29/2012 9:40:20 AM |
mvalley | $25.00 | 8/29/2012 10:23:08 AM |
lamsabuy | $200.00 | 8/29/2012 9:43:22 AM |
cash-sensai2 | $25.00 | 8/29/2012 9:48:48 AM |
vigilance-revolutionary | $50.00 | 8/29/2012 9:50:19 AM |
luckymajor | $25.00 | 8/29/2012 9:52:05 AM |
capital-marsupial3 | $25.00 | 8/29/2012 9:53:24 AM |
top-commitment-champ | $25.00 | 8/29/2012 9:55:54 AM |
tflood1967 | $49.00 | 8/29/2012 9:57:14 AM |
HUNTER599673 | $25.00 | 8/29/2012 9:58:48 AM |
five-star-asset2 | $25.00 | 8/29/2012 9:58:56 AM |
power-kin | $25.00 | 8/29/2012 9:59:28 AM |
LenderOnWheels | $25.00 | 8/29/2012 10:00:08 AM |
exuberant-dime | $25.00 | 8/29/2012 10:01:40 AM |
MGMNT | $25.00 | 8/29/2012 10:11:26 AM |
BrooklynJim | $25.00 | 8/29/2012 10:13:18 AM |
meenan | $25.00 | 8/29/2012 10:13:47 AM |
241 Investments
|
Borrower Payment Dependent Notes Series
628510
This series of Notes was issued and sold upon the funding of the borrower loan #73591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $280.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 29y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,708 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-mighty-dollar |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to...Replace roof and patio door.
My financial situation:
I am a good candidate for this loan because...
Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $40.03 | 8/29/2012 5:02:38 PM |
WisconsinFinance | $25.00 | 8/29/2012 5:04:02 PM |
vutah | $35.01 | 8/29/2012 5:11:15 PM |
worth-blanket2 | $8,100.00 | 8/29/2012 5:05:42 PM |
DreisersFinancier | $50.00 | 8/29/2012 5:18:03 PM |
lowrater | $50.60 | 8/29/2012 5:08:24 PM |
open-minded-p2p1 | $25.00 | 8/29/2012 5:39:29 PM |
first-integrity-gravity | $32.36 | 8/29/2012 5:42:20 PM |
TheSituation | $25.00 | 8/29/2012 5:04:02 PM |
commerce-venture1 | $25.00 | 8/29/2012 5:05:11 PM |
handy-justice | $100.00 | 8/29/2012 5:06:15 PM |
community-burrito9 | $45.00 | 8/29/2012 5:10:49 PM |
capital-investor8 | $25.00 | 8/29/2012 5:11:59 PM |
adventurer447 | $300.00 | 8/29/2012 5:29:36 PM |
first-class-gold0 | $122.00 | 8/29/2012 5:08:36 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
629056
This series of Notes was issued and sold upon the funding of the borrower loan #73703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Aug-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-24-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $149,748 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| decisive-marketplace6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payroll
Purpose of loan:
This loan will be used to cover payroll on a new client account for first 30days.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and my business is growing as well.
Monthly net income: $6000
Monthly expenses: $4000
Housing: $2200
Insurance: $159
Car expenses: $575
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
madisonboy123 | $25.00 | 8/24/2012 5:07:21 PM |
revolutionary082 | $27.27 | 8/24/2012 5:15:39 PM |
handy-justice | $50.00 | 8/24/2012 5:23:34 PM |
worth-blanket2 | $3,600.00 | 8/24/2012 5:09:47 PM |
reordan | $25.00 | 8/24/2012 5:21:28 PM |
durability-ace9 | $30.00 | 8/24/2012 5:13:22 PM |
ASuperJohn | $97.00 | 8/24/2012 5:22:15 PM |
lowrater | $20.73 | 8/24/2012 5:29:26 PM |
dough-museum1 | $25.00 | 8/24/2012 5:16:28 PM |
Threeseventeen | $25.00 | 8/24/2012 5:18:10 PM |
benevolent-moola291 | $50.00 | 8/24/2012 5:20:40 PM |
JauaFlash | $25.00 | 8/24/2012 5:26:43 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
629102
This series of Notes was issued and sold upon the funding of the borrower loan #73718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.25% |
Listing Start date:
| Aug-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-26-2012 |
|
Lender yield:
| 28.09% |
Borrower rate/APR:
| 29.09% / 33.05% |
Monthly payment:
| $167.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.81% | | |
| |
Estimated return*:
| 12.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
11 | Length of status: | 3y 7m |
Amount delinquent:
| $63 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,965 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| justice-meadow7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Mainly to Pay down existing credit card debt.
My financial situation:
I am a good candidate for this loan I have good credit and make a good income
Monthly net income: $6200
Monthly expenses: $600
Housing: $2500
Insurance: $100
Car expenses: $
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
life-is-great | $25.00 | 8/26/2012 12:06:17 PM |
worth-blanket2 | $3,600.00 | 8/26/2012 12:06:54 PM |
lowrater | $50.00 | 8/26/2012 12:11:08 PM |
RGlad | $100.00 | 8/26/2012 12:07:14 PM |
mango_man | $25.00 | 8/26/2012 12:09:38 PM |
deal-galleon | $25.00 | 8/26/2012 12:05:12 PM |
scholarly-order6 | $100.00 | 8/26/2012 12:08:58 PM |
withering-flounder | $75.00 | 8/26/2012 12:00:46 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
629402
This series of Notes was issued and sold upon the funding of the borrower loan #73585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 43% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $755 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-emperor9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-ace9 | $30.00 | 8/27/2012 6:03:04 PM |
kulender | $50.00 | 8/28/2012 5:07:27 PM |
Dubbs360 | $500.00 | 8/28/2012 5:32:07 PM |
simplelender80 | $500.00 | 8/28/2012 5:39:11 PM |
newest-bid-britches | $100.00 | 8/28/2012 6:19:57 PM |
dudebrah | $25.00 | 8/28/2012 6:04:22 PM |
dariop | $25.01 | 8/29/2012 9:14:51 AM |
the-laudable-peso | $40.00 | 8/29/2012 10:00:07 AM |
commerce-wildebeest2 | $25.00 | 8/29/2012 10:02:52 AM |
new-felicity-burger | $50.26 | 8/29/2012 3:09:27 PM |
Lubava | $50.00 | 8/29/2012 8:34:56 PM |
ibano | $25.00 | 8/30/2012 7:00:19 AM |
bob450-roth | $25.00 | 8/30/2012 7:32:34 AM |
s_man1 | $25.00 | 8/29/2012 6:12:58 PM |
point-doughnut | $25.00 | 8/30/2012 7:08:58 AM |
jonnysixgun | $29.47 | 8/29/2012 9:28:27 PM |
loyalty-meadow | $25.00 | 8/30/2012 12:47:29 AM |
dough-kitten5 | $25.00 | 8/30/2012 3:26:34 AM |
Realty24 | $100.00 | 8/30/2012 5:38:16 AM |
draggon77 | $25.00 | 8/30/2012 7:05:57 AM |
168RichCapital | $25.08 | 8/30/2012 7:26:19 AM |
worthy-bid8 | $100.00 | 8/28/2012 10:12:35 AM |
open-minded-p2p1 | $25.00 | 8/28/2012 10:26:35 AM |
pdub | $200.00 | 8/28/2012 2:37:32 PM |
versatile-dime442 | $100.00 | 8/28/2012 5:19:27 PM |
treasure-palace661 | $350.00 | 8/29/2012 3:01:24 PM |
richboy56 | $25.00 | 8/29/2012 2:49:17 PM |
tolerant-responsibility051 | $500.00 | 8/29/2012 3:32:00 PM |
euro-spark | $25.00 | 8/29/2012 3:51:12 PM |
helpful-exchange9 | $25.00 | 8/29/2012 4:40:54 PM |
907 | $25.00 | 8/29/2012 4:53:22 PM |
impala6464 | $25.00 | 8/29/2012 5:11:55 PM |
continental2 | $25.00 | 8/29/2012 4:12:24 PM |
appetizing-loyalty354 | $200.00 | 8/29/2012 6:17:50 PM |
continental2 | $100.00 | 8/29/2012 8:52:57 PM |
booOST | $28.32 | 8/29/2012 11:05:04 PM |
fervent-commerce | $60.54 | 8/30/2012 6:37:40 AM |
Bob450 | $25.00 | 8/30/2012 7:05:48 AM |
rate-advocator7 | $200.00 | 8/29/2012 6:08:31 PM |
Realty24 | $25.00 | 8/30/2012 5:39:31 AM |
majestic-currency3 | $25.00 | 8/29/2012 6:34:38 PM |
open-dough6 | $10.32 | 8/30/2012 7:32:59 AM |
Freedom_Lending | $25.00 | 8/29/2012 8:08:21 PM |
LendingPimp | $26.00 | 8/30/2012 2:23:46 AM |
melodious-openness | $100.00 | 8/30/2012 4:28:18 AM |
revenue-appraiser | $25.00 | 8/30/2012 6:42:49 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
629480
This series of Notes was issued and sold upon the funding of the borrower loan #73570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $176.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,872 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-dedicated-coin |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
New Baby
Purpose of loan:
This loan will be used to purchase new baby supplies and assist in funding day car until my husband graduates law school and begins working as an official lawyer at his law firm. We are first time parents and while this pregnancy happened a little earlier than planned, we are very excited to start this new chapter of our lives!
My financial situation:
I am a good candidate for this loan because I have good credit and I have had another prosper loan before and all payments were made as agreed with no problems. Really, we just need a little jump start to get us through the last few months of law school with a new baby.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
entertaining-rate9 | $25.00 | 8/27/2012 5:04:14 PM |
order-tamale | $400.00 | 8/27/2012 5:56:23 PM |
nickel-ferret | $25.00 | 8/27/2012 6:03:30 PM |
green-lively-bill | $25.00 | 8/27/2012 6:23:02 PM |
LeReve | $500.00 | 8/27/2012 6:07:11 PM |
Fitiwalt7 | $25.00 | 8/27/2012 7:07:53 PM |
Slapshot | $25.00 | 8/27/2012 6:19:26 PM |
bid-banjo3 | $100.00 | 8/27/2012 5:58:52 PM |
thorough-duty641 | $25.00 | 8/27/2012 7:59:28 PM |
hope-percolator8 | $50.00 | 8/27/2012 5:59:57 PM |
ready-bid9 | $50.00 | 8/27/2012 6:14:44 PM |
blue-useful-auction | $25.00 | 8/28/2012 6:11:10 AM |
cerebral-dollar773 | $39.92 | 8/28/2012 6:21:24 AM |
cashhelp | $30.00 | 8/27/2012 7:05:58 PM |
OnePoorDude | $25.00 | 8/28/2012 9:07:41 AM |
munnu | $25.00 | 8/28/2012 9:25:06 AM |
djmgd790 | $50.00 | 8/28/2012 7:18:42 AM |
Koomarbit | $30.00 | 8/28/2012 9:31:28 AM |
CaptainBL | $25.00 | 8/28/2012 9:15:07 AM |
bazaar-tulip | $25.00 | 8/28/2012 10:38:35 AM |
rmachi | $25.00 | 8/28/2012 9:49:47 AM |
charming-return031 | $25.00 | 8/28/2012 11:00:20 AM |
stills | $50.00 | 8/28/2012 11:37:01 AM |
VBAces | $100.00 | 8/28/2012 10:24:41 AM |
kindness-party | $25.00 | 8/28/2012 11:01:47 AM |
Money_Working | $28.66 | 8/28/2012 2:42:26 PM |
thankful-nickel2 | $50.00 | 8/28/2012 11:29:19 AM |
thehousewife | $25.00 | 8/28/2012 1:04:11 PM |
five-star-note | $25.00 | 8/27/2012 7:36:32 PM |
mad-scientist0 | $50.00 | 8/27/2012 5:05:52 PM |
agreement-mesh9 | $35.00 | 8/27/2012 5:26:06 PM |
adventurer447 | $300.00 | 8/27/2012 5:28:32 PM |
urbane-deal152 | $50.00 | 8/27/2012 5:45:17 PM |
thrifty-transaction578 | $25.00 | 8/27/2012 5:07:00 PM |
wise-virtuous-vigilance | $100.00 | 8/27/2012 6:04:16 PM |
prudent-dough458 | $25.00 | 8/27/2012 5:21:50 PM |
community-burrito9 | $25.00 | 8/27/2012 6:10:59 PM |
radforj22 | $75.00 | 8/27/2012 7:56:14 PM |
adaboy65 | $100.00 | 8/27/2012 5:56:00 PM |
dough-kitten5 | $25.00 | 8/28/2012 4:15:58 AM |
a-brainy-gain | $25.00 | 8/28/2012 6:30:30 AM |
red-heroic-peace | $25.00 | 8/27/2012 6:17:11 PM |
djh47a | $25.00 | 8/28/2012 6:41:37 AM |
bowdish1 | $100.00 | 8/27/2012 6:28:02 PM |
transparency-universe8 | $25.00 | 8/28/2012 7:12:55 AM |
devoider | $25.00 | 8/28/2012 7:18:14 AM |
porter22 | $25.00 | 8/28/2012 6:19:01 AM |
rpd1211 | $25.00 | 8/28/2012 6:40:14 AM |
interest-splendor | $30.00 | 8/27/2012 9:36:04 PM |
invest-in-ed | $200.00 | 8/28/2012 9:10:50 AM |
lnuss25 | $25.00 | 8/28/2012 4:53:05 AM |
squarebob | $30.00 | 8/28/2012 6:09:24 AM |
Spooky_Action | $25.00 | 8/28/2012 9:35:49 AM |
DreisersFinancier | $50.00 | 8/28/2012 9:37:42 AM |
fund-bauble | $100.00 | 8/28/2012 10:03:47 AM |
CreditBuilder2 | $25.01 | 8/28/2012 10:16:27 AM |
Plutis | $25.00 | 8/28/2012 10:36:07 AM |
jcornehlsen | $25.00 | 8/28/2012 10:42:39 AM |
commonsenselending | $50.00 | 8/28/2012 12:16:49 PM |
kenji4861 | $25.00 | 8/28/2012 10:46:08 AM |
finance-coyote3 | $1,351.41 | 8/28/2012 3:14:40 PM |
NYCLAIMSGUY | $25.00 | 8/28/2012 12:28:24 PM |
s270 | $25.00 | 8/28/2012 12:39:14 PM |
kind-fairness-quest | $25.00 | 8/28/2012 11:49:47 AM |
fund-booster4 | $500.00 | 8/28/2012 1:18:09 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
629650
This series of Notes was issued and sold upon the funding of the borrower loan #73341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $217.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 31y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,874 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-high-five1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
There are some old discrepancies on my credit report, and I have enlisted the services of The Lexington Law Firm to get corrected and bring my credit score current.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,950.00 | 8/28/2012 9:10:06 AM |
decisive-income7 | $1,500.00 | 8/28/2012 9:04:51 AM |
handy-justice | $50.00 | 8/28/2012 9:09:05 AM |
open-minded-p2p1 | $25.00 | 8/28/2012 9:08:37 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
630354
This series of Notes was issued and sold upon the funding of the borrower loan #73739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.74% |
Listing Start date:
| Aug-31-2012 |
Term:
| 12 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 7.01% |
Borrower rate/APR:
| 8.01% / 11.73% |
Monthly payment:
| $434.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.00% | | |
| |
Estimated return*:
| 4.26% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 58% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,940 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mattwinch13 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 5 |
On-time:
| 30 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $24,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2011)
720-739
(Apr-2010)
600-619
(Apr-2008)
660-679
(Dec-2007)
|
Principal balance:
| $1,797.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Mortgage Payoff
Purpose of loan:
I will pay off the remaining balance of mortgage on my first house.
My financial situation:
I am a good candidate for this loan because I have a solid repayment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CIC | $25.00 | 8/31/2012 9:02:30 AM |
dkjl | $30.00 | 8/31/2012 9:06:27 AM |
influential-peso9 | $25.00 | 8/31/2012 9:10:26 AM |
rakem777 | $25.00 | 8/31/2012 9:11:39 AM |
lakshmilila | $25.00 | 8/31/2012 9:14:41 AM |
Koomarbit | $30.00 | 8/31/2012 9:16:05 AM |
MicroLender357 | $25.00 | 8/31/2012 9:22:43 AM |
jazz619 | $25.00 | 8/31/2012 9:09:37 AM |
pdxKurt | $50.00 | 8/31/2012 9:13:43 AM |
aztec | $50.00 | 8/31/2012 9:18:02 AM |
adventurer447 | $300.00 | 8/31/2012 9:20:34 AM |
theogeer | $25.00 | 8/31/2012 9:21:22 AM |
caring-truth9 | $50.00 | 8/31/2012 9:45:23 AM |
green-trade-dolphin2 | $123.93 | 8/31/2012 9:02:13 AM |
DEZ1721 | $196.67 | 8/31/2012 9:31:54 AM |
loyalty-delight6 | $25.00 | 8/31/2012 9:11:55 AM |
trade-solo | $25.00 | 8/31/2012 10:00:26 AM |
mlpinz | $25.00 | 8/31/2012 10:01:11 AM |
CoolPlexer | $25.00 | 8/31/2012 10:11:46 AM |
winlender | $40.00 | 8/31/2012 10:12:53 AM |
urbane-deal152 | $50.00 | 8/31/2012 9:31:42 AM |
newest-trade-wicket | $25.00 | 8/31/2012 10:05:06 AM |
BainCapital-2point0 | $100.00 | 8/31/2012 10:43:21 AM |
sudeep104 | $25.00 | 8/31/2012 9:37:29 AM |
pleasant-loan7 | $25.00 | 8/31/2012 10:46:49 AM |
USAFVET2010 | $49.59 | 8/31/2012 11:06:02 AM |
satisfying-reward1 | $29.62 | 8/31/2012 11:24:22 AM |
Sniper312 | $25.00 | 8/31/2012 11:52:40 AM |
SuzyQs | $25.00 | 8/31/2012 12:06:39 PM |
palpbert | $25.00 | 8/31/2012 10:38:01 AM |
108lender | $200.00 | 8/31/2012 9:55:16 AM |
orange-liberty-oyster | $17.36 | 8/31/2012 12:11:14 PM |
Feyenoord | $30.00 | 8/31/2012 10:18:08 AM |
secureincome | $500.00 | 8/31/2012 10:21:02 AM |
promise2 | $63.73 | 8/31/2012 10:55:08 AM |
fuse136 | $25.00 | 8/31/2012 11:15:46 AM |
ethicalhumanist | $100.00 | 8/31/2012 11:46:56 AM |
EnglishGeekInNYC | $25.00 | 8/31/2012 9:04:09 AM |
Gold-bug | $50.00 | 8/31/2012 9:07:55 AM |
euro-deployment | $25.00 | 8/31/2012 9:17:26 AM |
CaptainBL | $25.00 | 8/31/2012 9:04:18 AM |
entertaining-rate9 | $25.00 | 8/31/2012 9:20:35 AM |
DEZ1721 | $200.00 | 8/31/2012 9:28:24 AM |
universal71 | $25.00 | 8/31/2012 9:29:08 AM |
helynn | $25.00 | 8/31/2012 9:11:23 AM |
Bendistraw | $25.00 | 8/31/2012 9:15:24 AM |
prudent-dough458 | $25.00 | 8/31/2012 9:38:14 AM |
LaGrangeLender | $50.00 | 8/31/2012 9:18:23 AM |
the-credit-proton | $25.00 | 8/31/2012 9:31:40 AM |
gjm6d | $25.00 | 8/31/2012 9:03:35 AM |
note-willow8 | $25.00 | 8/31/2012 9:33:47 AM |
lowrater | $100.90 | 8/31/2012 9:04:15 AM |
virtuous-bonus559 | $100.00 | 8/31/2012 9:42:59 AM |
thankful-nickel2 | $50.00 | 8/31/2012 9:12:33 AM |
community-burrito9 | $25.00 | 8/31/2012 9:14:40 AM |
burtwald | $25.00 | 8/31/2012 10:02:22 AM |
Napoli_Lending | $120.00 | 8/31/2012 10:07:34 AM |
ready-interest9 | $25.00 | 8/31/2012 9:51:03 AM |
CreditBuilder2 | $25.01 | 8/31/2012 10:09:50 AM |
_NaLNaBB | $600.00 | 8/31/2012 9:29:26 AM |
kenji4861 | $25.00 | 8/31/2012 10:36:47 AM |
influential-responsibility9 | $25.00 | 8/31/2012 9:35:34 AM |
community-seahorse0 | $25.00 | 8/31/2012 10:06:14 AM |
marwadi-62 | $100.00 | 8/31/2012 10:43:20 AM |
ingenious-truth684 | $25.00 | 8/31/2012 10:43:57 AM |
top-p2p-jubilee | $44.33 | 8/31/2012 9:41:21 AM |
MikeMann | $100.00 | 8/31/2012 11:03:07 AM |
vinayski | $25.00 | 8/31/2012 10:22:09 AM |
bigt98 | $40.45 | 8/31/2012 11:26:43 AM |
tolerant-dinero2 | $50.00 | 8/31/2012 10:25:27 AM |
BB-ptoploan | $50.00 | 8/31/2012 9:47:02 AM |
helping-out | $25.00 | 8/31/2012 11:15:34 AM |
bowdish1 | $100.00 | 8/31/2012 9:59:41 AM |
britgsb | $50.00 | 8/31/2012 10:31:02 AM |
wwwUniversal | $25.00 | 8/31/2012 10:31:44 AM |
first-balance-neutron | $25.00 | 8/31/2012 10:48:36 AM |
1stTime2ndChance | $25.00 | 8/31/2012 10:56:56 AM |
attentive-finance672 | $50.00 | 8/31/2012 11:12:12 AM |
bigt98 | $25.00 | 8/31/2012 11:30:16 AM |
TMBank | $33.41 | 8/31/2012 11:34:08 AM |
greenback-drummer9 | $25.00 | 8/31/2012 11:52:21 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
630376
This series of Notes was issued and sold upon the funding of the borrower loan #73582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Aug-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $489.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 47% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
26 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,588 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DebtFree2015 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
I am a great candidate for this loan because I am financially responsible, I pride myself in paying my bills on time. I work for a secure company and love what I do. This loan will cut my bills in more than half, freeing up my money so I can repay this loan with ease.
Monthly net income: $3900.00
Monthly expenses: $3283.00
Housing: $400.00
Insurance: $196.00
Car expenses: $566.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $400.00
Credit cards and other loans: $1321.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $100.00 | 8/28/2012 9:46:01 AM |
first-class-gold0 | $122.00 | 8/28/2012 9:15:28 AM |
crdcteng | $25.00 | 8/28/2012 9:30:08 AM |
income-triangulation1 | $25.00 | 8/28/2012 9:13:49 AM |
janeybooboo | $75.00 | 8/28/2012 9:17:12 AM |
RGlad | $250.00 | 8/28/2012 9:17:24 AM |
qwknick57 | $25.00 | 8/28/2012 9:38:00 AM |
credit-missile | $25.00 | 8/28/2012 9:48:43 AM |
community-burrito9 | $55.00 | 8/28/2012 9:26:51 AM |
commerce-venture1 | $25.00 | 8/28/2012 9:07:42 AM |
worth-blanket2 | $16,200.00 | 8/28/2012 9:08:22 AM |
money-genome84 | $250.00 | 8/28/2012 9:56:38 AM |
scholarly-order6 | $200.00 | 8/28/2012 9:11:48 AM |
the-enthralling-coin | $25.00 | 8/28/2012 9:15:02 AM |
justreturns | $25.00 | 8/28/2012 9:20:57 AM |
community-burrito9 | $25.00 | 8/28/2012 9:27:09 AM |
green-lively-bill | $25.00 | 8/28/2012 9:36:10 AM |
vutah | $35.00 | 8/28/2012 9:39:48 AM |
bewitching-dollar5 | $100.00 | 8/28/2012 9:42:21 AM |
money-bauble | $100.00 | 8/28/2012 9:46:17 AM |
adventurer447 | $300.00 | 8/28/2012 9:55:14 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
630378
This series of Notes was issued and sold upon the funding of the borrower loan #73691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Aug-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $407.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 6m |
Amount delinquent:
| $1,854 |
Total credit lines:
| 50 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,439 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| SometimeBorrowerColorado |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
Principal balance:
| $2,564.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Taxes
Purpose of loan:
This loan will be used to get caught up on taxes for 2011 and 2012.
My financial situation:
I am a good candidate for this loan because I have a reasonably successful solo law practice and income - I don't always manage cash flow very well admittedly, and my wife and I filed for bankruptcy in July 2009, which is still impacting the ability to get "traditional" credit.
Monthly net income: 9,500$
Monthly expenses: 7,500$
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,450.00 | 8/29/2012 5:08:53 PM |
lowrater | $50.60 | 8/29/2012 5:09:20 PM |
unrelenting-auction7 | $25.00 | 8/29/2012 5:10:54 PM |
handy-justice | $50.00 | 8/29/2012 5:04:48 PM |
MoneyForNothing | $25.22 | 8/29/2012 5:10:07 PM |
versatile-dime442 | $250.00 | 8/29/2012 5:14:49 PM |
LeReve | $500.00 | 8/29/2012 5:17:08 PM |
AF-Chief | $25.00 | 8/29/2012 5:06:17 PM |
bid-banjo3 | $100.00 | 8/29/2012 5:08:39 PM |
enthusiastic-cash599 | $50.00 | 8/29/2012 5:16:23 PM |
LittleMingo | $30.00 | 8/29/2012 5:06:50 PM |
compounding21 | $25.00 | 8/29/2012 5:10:24 PM |
first-class-gold0 | $122.00 | 8/29/2012 5:09:19 PM |
postalwhiz | $25.00 | 8/29/2012 5:09:22 PM |
Hedge-Fund | $35.00 | 8/29/2012 5:10:04 PM |
MG_Holdings | $50.00 | 8/29/2012 5:11:26 PM |
vutah | $25.01 | 8/29/2012 5:15:20 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
630390
This series of Notes was issued and sold upon the funding of the borrower loan #73564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,300.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.74% |
Listing Start date:
| Aug-29-2012 |
Term:
| 12 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 11.46% |
Borrower rate/APR:
| 12.46% / 18.19% |
Monthly payment:
| $293.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.27% | | |
| |
Estimated return*:
| 5.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,746 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| LovesToCharm |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
To pay down my 1 credit which has a high interest rate
My financial situation:
I live with my mother and neither pay rent or mortgage payments therefore I have enough disposable income to easily pay this loan. My job has also just recently announced that i will be putting in mandatory overtime for the indefinite future so i will be seeing a significant increase to my paycheck.
Monthly net income: $ 2160 (without overtime)
Monthly expenses: $0
Housing: $ 0
Insurance: $ 167
Car expenses: $250
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $ 360
Clothing, household expenses: $60
Credit cards and other loans: $ 131
Other expenses: $ 10 (gym membership)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
openness-antioxidant | $75.00 | 8/29/2012 5:01:50 PM |
mikrolown | $25.00 | 8/29/2012 5:19:28 PM |
Perdita_II | $25.00 | 8/29/2012 5:32:35 PM |
munnu | $25.00 | 8/29/2012 5:39:18 PM |
rakem777 | $25.00 | 8/29/2012 5:14:09 PM |
GlobalVisionary | $25.00 | 8/29/2012 5:50:50 PM |
breathtaking-funds6 | $50.00 | 8/29/2012 5:24:01 PM |
Gold-bug | $50.00 | 8/29/2012 5:27:01 PM |
toblerone | $25.00 | 8/29/2012 5:31:14 PM |
punctual-contract256 | $25.00 | 8/29/2012 5:36:59 PM |
durability-ace9 | $30.00 | 8/29/2012 5:45:01 PM |
mmckune | $25.00 | 8/29/2012 5:46:34 PM |
stable-euro1 | $25.00 | 8/29/2012 5:18:13 PM |
direct-social3 | $27.00 | 8/29/2012 5:20:48 PM |
MI2 | $1,167.50 | 8/29/2012 6:07:12 PM |
accruer89 | $100.00 | 8/29/2012 5:40:52 PM |
oregonusa | $25.00 | 8/29/2012 5:52:18 PM |
Bendistraw | $25.00 | 8/29/2012 6:05:05 PM |
bid-banjo3 | $100.00 | 8/29/2012 5:08:20 PM |
versatile-dime442 | $250.00 | 8/29/2012 5:14:27 PM |
LeReve | $500.00 | 8/29/2012 5:16:47 PM |
lowrater | $50.50 | 8/29/2012 5:07:33 PM |
Bobyny | $25.00 | 8/29/2012 5:22:20 PM |
adventurer447 | $300.00 | 8/29/2012 5:29:37 PM |
enticing-note | $25.00 | 8/29/2012 5:41:15 PM |
britgsb | $50.00 | 8/29/2012 5:01:43 PM |
inventive-dollar498 | $25.00 | 8/29/2012 6:01:23 PM |
nourishing-interest0 | $25.00 | 8/29/2012 5:41:48 PM |
jazz619 | $25.00 | 8/29/2012 5:43:07 PM |
duty-powerplant0 | $25.00 | 8/29/2012 5:44:30 PM |
silver-explorer6 | $25.00 | 8/29/2012 5:55:31 PM |
velocity-motivator6 | $25.00 | 8/29/2012 5:59:04 PM |
note-willow8 | $25.00 | 8/29/2012 5:19:15 PM |
matthart | $25.00 | 8/29/2012 5:52:59 PM |
transparency-sapling | $25.00 | 8/29/2012 6:04:52 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
630454
This series of Notes was issued and sold upon the funding of the borrower loan #73359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
6 | Length of status: | 8y 3m |
Amount delinquent:
| $486 |
Total credit lines:
| 23 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| brainy-rate180 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan:
This loan will be used to...
Purchase construction equipment to allow me to build my the infrastructure needed to operate my business.
My financial situation:
I am a good candidate for this loan because...
Obtaining this loan is important to building a business I have already invested many hours and dollars into. It is also important for me to increase my credit score, so in the future I will qualify for a larger amount when I need it.
Monthly net income: $3,950
Monthly expenses: $
Housing: $400
Insurance: $
Car expenses: $181 car payment, $150 gas
Utilities: $125
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 8/28/2012 5:13:35 PM |
worth-blanket2 | $3,600.00 | 8/28/2012 5:03:23 PM |
durability-ace9 | $30.00 | 8/28/2012 5:22:41 PM |
worthy-bid8 | $100.00 | 8/28/2012 5:33:55 PM |
first-class-gold0 | $55.00 | 8/28/2012 5:50:01 PM |
repayment-uprising | $25.00 | 8/28/2012 7:14:58 PM |
dough-kitten5 | $25.00 | 8/28/2012 7:26:53 PM |
lowrater | $50.70 | 8/28/2012 5:14:01 PM |
MoneyM | $14.30 | 8/28/2012 7:36:42 PM |
dudebrah | $25.00 | 8/28/2012 6:06:17 PM |
open-minded-p2p1 | $25.00 | 8/28/2012 6:35:51 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
630480
This series of Notes was issued and sold upon the funding of the borrower loan #73715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 12.64% |
Borrower rate/APR:
| 13.64% / 15.94% |
Monthly payment:
| $230.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.59% | | |
| |
Estimated return*:
| 10.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,173 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-leverage-sanctuary |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Oct-2011)
|
Principal balance:
| $4,484.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off credit card ...
My financial situation:
I am a good candidate for this loan because I always pay my bills..
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
phenomenal-gain5 | $30.00 | 8/29/2012 9:04:02 AM |
repayment-pagoda8 | $100.00 | 8/29/2012 9:07:52 AM |
crdcteng | $25.00 | 8/29/2012 9:08:17 AM |
aztec | $50.00 | 8/29/2012 9:12:03 AM |
EnglishGeekInNYC | $25.00 | 8/29/2012 9:12:25 AM |
the-enthralling-coin | $25.00 | 8/29/2012 9:13:42 AM |
LeReve | $200.00 | 8/29/2012 9:14:35 AM |
worth-blanket2 | $9,000.00 | 8/29/2012 9:04:34 AM |
first-class-gold0 | $120.00 | 8/29/2012 9:08:14 AM |
glimmering-liberty616 | $25.00 | 8/29/2012 9:05:11 AM |
versatile-dime442 | $250.00 | 8/29/2012 9:12:43 AM |
orange-liberty-oyster | $100.00 | 8/29/2012 9:09:24 AM |
scholarly-order6 | $25.00 | 8/29/2012 9:09:33 AM |
superb-funds335 | $25.00 | 8/29/2012 9:12:51 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
630494
This series of Notes was issued and sold upon the funding of the borrower loan #73594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.24% |
Listing Start date:
| Aug-29-2012 |
Term:
| 12 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 6.35% |
Borrower rate/APR:
| 7.35% / 11.07% |
Monthly payment:
| $433.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.34% | | |
| |
Estimated return*:
| 4.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,642 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| social-apricot4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
Purpose of loan:
This loan will be used to pay for the final expenses associated with my upcoming wedding on 9/15.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time as scheduled. I have a stable position within my organization that is in solid financial stability. There is no fear of losing my job. The only negative information on my credit report is from a car payment that my ex-wife did not make after our divorce. She did not refinance the car per the divorce decree. I decided to pay off the car loan in full instead of fighting it in courts. I typically have reserve cash flow, unfortunately the wedding expenses have drained my surplus. I should be able to repay this loan within 3-6 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Phryne | $100.00 | 8/29/2012 9:08:19 AM |
loyalty-delight6 | $25.00 | 8/29/2012 9:27:23 AM |
justreturns | $25.00 | 8/29/2012 9:30:14 AM |
urbane-deal152 | $50.00 | 8/29/2012 9:44:34 AM |
lowrater | $50.70 | 8/29/2012 9:07:03 AM |
CIC | $25.00 | 8/29/2012 9:08:23 AM |
Gold-bug | $50.00 | 8/29/2012 9:47:32 AM |
DreisersFinancier | $50.00 | 8/29/2012 10:05:11 AM |
LoanerPrincipal | $25.00 | 8/29/2012 9:15:15 AM |
rakem777 | $25.00 | 8/29/2012 9:25:09 AM |
ready-bid9 | $50.00 | 8/29/2012 10:08:24 AM |
penny-finder | $25.00 | 8/29/2012 12:07:49 PM |
TopHat64 | $82.81 | 8/29/2012 10:41:00 AM |
Ols744 | $30.00 | 8/29/2012 10:06:37 AM |
radforj22 | $50.00 | 8/29/2012 2:59:48 PM |
Plutis | $25.00 | 8/29/2012 10:48:25 AM |
ams294 | $25.00 | 8/29/2012 2:27:39 PM |
versatile-dime442 | $250.00 | 8/29/2012 9:12:43 AM |
Perdita_II | $25.00 | 8/29/2012 9:14:06 AM |
adventurer447 | $300.00 | 8/29/2012 9:42:01 AM |
LeReve | $500.00 | 8/29/2012 9:14:36 AM |
bowdish1 | $100.00 | 8/29/2012 10:06:08 AM |
green-lively-bill | $25.00 | 8/29/2012 9:15:12 AM |
commerce-wildebeest2 | $25.00 | 8/29/2012 9:59:12 AM |
calm-platinum957 | $35.00 | 8/29/2012 9:30:29 AM |
availableloan | $25.00 | 8/29/2012 10:28:09 AM |
britgsb | $50.00 | 8/29/2012 10:29:54 AM |
thrifty-transaction578 | $25.00 | 8/29/2012 10:40:39 AM |
loyalty-dragster7 | $50.00 | 8/29/2012 10:48:17 AM |
ingenious-truth684 | $25.00 | 8/29/2012 11:10:29 AM |
note-willow8 | $25.00 | 8/29/2012 10:03:02 AM |
jcornehlsen | $25.00 | 8/29/2012 10:53:11 AM |
richboy56 | $25.00 | 8/29/2012 2:49:19 PM |
_NaLNaBB | $300.00 | 8/29/2012 12:59:44 PM |
MI2 | $2,490.49 | 8/29/2012 3:09:02 PM |
Reddy_Capital | $36.00 | 8/29/2012 1:10:52 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
630602
This series of Notes was issued and sold upon the funding of the borrower loan #73727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 47% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,686 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| loan-trailblazer6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To payoff higher interest rate department store cards
This loan will be used to...lower monthly payment
My financial situation: good
I am a good candidate for this loan because...dedicated to paying my bills and paying them on time
Monthly net income: $1230.00
Monthly expenses: $206.00
Housing: $
Insurance: $120.00
Car expenses: $261.57
Utilities: $
Phone, cable, internet: $
Food, entertainment: $150.00
Clothing, household expenses: $60.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-ace9 | $30.00 | 8/29/2012 5:45:02 PM |
duty-viola | $25.00 | 8/29/2012 5:08:25 PM |
open-minded-p2p1 | $25.00 | 8/29/2012 6:31:05 PM |
Star_Witness | $25.00 | 8/29/2012 7:24:00 PM |
foothillender | $25.00 | 8/30/2012 6:37:43 AM |
callmebryan | $25.00 | 8/29/2012 6:09:18 PM |
CA-Lender | $25.00 | 8/30/2012 9:09:25 AM |
continental2 | $100.00 | 8/30/2012 2:38:36 PM |
Drager | $27.51 | 8/30/2012 3:48:24 PM |
goffmt | $28.32 | 8/30/2012 2:55:16 PM |
Pakse | $25.00 | 8/30/2012 4:43:11 PM |
money-baron | $50.00 | 8/30/2012 6:02:33 PM |
officer_moneyMaker | $150.00 | 8/30/2012 8:58:44 PM |
officer_moneyMaker | $275.00 | 8/30/2012 9:01:41 PM |
balanced-agreement0 | $25.00 | 8/30/2012 8:30:08 PM |
kinder-credit-bear | $250.00 | 8/30/2012 9:16:08 PM |
awesome-generosity4 | $25.00 | 8/31/2012 5:47:19 AM |
cash-mad-scientist3 | $25.00 | 8/30/2012 6:03:12 PM |
ethical-truth211 | $150.00 | 8/31/2012 6:58:36 AM |
hardatwork1 | $25.00 | 8/31/2012 4:21:16 AM |
autobahn77 | $28.81 | 8/31/2012 5:53:06 AM |
DreDub | $25.00 | 8/31/2012 6:00:57 AM |
Land_on_your_feet | $28.71 | 8/31/2012 6:01:18 AM |
impala6464 | $25.00 | 8/30/2012 7:03:02 PM |
let_me_retire | $30.00 | 8/31/2012 8:59:10 AM |
enriched-return057 | $50.00 | 8/30/2012 7:27:18 PM |
Frover | $31.22 | 8/31/2012 7:10:07 AM |
treasure-hunter270 | $25.00 | 8/31/2012 7:38:54 AM |
gtrplayer | $25.00 | 8/31/2012 7:56:20 AM |
tranquil-capital9 | $25.00 | 8/31/2012 9:10:05 AM |
platinum-eagle2 | $25.00 | 8/31/2012 3:05:49 AM |
millionaireguy | $28.27 | 8/31/2012 9:19:19 AM |
luvnfridayz | $25.00 | 8/31/2012 6:48:05 AM |
djh47a | $25.00 | 8/31/2012 6:54:12 AM |
Bob450 | $25.00 | 8/31/2012 7:47:54 AM |
anarchy1985 | $105.48 | 8/31/2012 8:52:42 AM |
orearella3 | $25.00 | 8/31/2012 9:58:24 AM |
pythia | $25.00 | 8/31/2012 10:45:00 AM |
helping-out | $65.33 | 8/31/2012 11:15:54 AM |
wise-deal-panda | $100.00 | 8/31/2012 9:58:55 AM |
1stTime2ndChance | $25.00 | 8/31/2012 10:55:37 AM |
tolerant-responsibility051 | $203.86 | 8/31/2012 11:34:34 AM |
handy-justice | $50.00 | 8/29/2012 5:26:45 PM |
Something-Corporate | $25.00 | 8/29/2012 5:11:14 PM |
riveting-credit5 | $25.00 | 8/29/2012 5:47:43 PM |
greencat | $50.00 | 8/30/2012 7:35:56 AM |
worthy-bid8 | $100.00 | 8/30/2012 9:23:15 AM |
community-burrito9 | $25.00 | 8/30/2012 9:06:22 AM |
cake7 | $25.00 | 8/30/2012 2:36:32 PM |
rate-advocator7 | $100.00 | 8/30/2012 4:45:35 PM |
Jumping_Jedi | $25.00 | 8/30/2012 2:49:46 PM |
appetizing-loyalty354 | $200.00 | 8/30/2012 4:52:55 PM |
32669 | $26.00 | 8/30/2012 5:43:53 PM |
kind-credit-bear | $79.00 | 8/30/2012 9:17:19 PM |
ectasy683 | $25.00 | 8/30/2012 8:26:34 PM |
intrepid-compassion29 | $25.00 | 8/31/2012 4:39:27 AM |
yield-cougar0 | $25.00 | 8/31/2012 5:12:39 AM |
fairness-coup8 | $25.00 | 8/31/2012 8:38:32 AM |
winmals | $25.00 | 8/31/2012 8:53:23 AM |
integrity-electron9 | $50.00 | 8/30/2012 8:21:29 PM |
Suit | $40.27 | 8/31/2012 8:01:58 AM |
evergreen16 | $60.00 | 8/31/2012 8:51:32 AM |
stock106 | $25.00 | 8/31/2012 6:01:13 AM |
payout-thinker7 | $25.00 | 8/31/2012 6:45:04 AM |
the-money-maker | $25.00 | 8/31/2012 9:42:17 AM |
the-credit-proton | $25.00 | 8/31/2012 9:30:46 AM |
heroic-compassion6 | $100.03 | 8/31/2012 9:43:19 AM |
return-rocket9 | $50.00 | 8/31/2012 9:50:40 AM |
the-credit-maker | $100.00 | 8/31/2012 9:50:41 AM |
compatible-deal9 | $25.00 | 8/31/2012 10:13:53 AM |
jpac1066 | $25.00 | 8/31/2012 11:08:28 AM |
euro-network9 | $42.19 | 8/31/2012 11:15:19 AM |
genuine-money | $70.00 | 8/31/2012 10:36:36 AM |
brenda_2_u | $75.00 | 8/31/2012 9:48:40 AM |
WMY-Investor | $100.00 | 8/31/2012 10:37:28 AM |
75 Investments
|
Borrower Payment Dependent Notes Series
630682
This series of Notes was issued and sold upon the funding of the borrower loan #73712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.25% |
Listing Start date:
| Aug-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.78% |
Monthly payment:
| $152.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 11.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $614 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-paloverde1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debts
My financial situation:
I am a good candidate for this loan because...I make decent money, my credit is good, my child support payments end in March giving me an additional $503 a month
Monthly net income: $1830.00
Monthly expenses: $1665.26
Housing: $300.00
Insurance: $63.19
Car expenses: $50.00
Utilities: $50.00
Phone, cable, internet: $59.95
Food, entertainment: $125.00
Clothing, household expenses: $100.00
Credit cards and other loans: $841.00
Other expenses: $76.12
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-solstice8 | $50.00 | 8/28/2012 5:05:52 PM |
superb-funds335 | $25.00 | 8/28/2012 5:06:19 PM |
britgsb | $25.00 | 8/28/2012 5:11:13 PM |
handy-justice | $50.00 | 8/28/2012 5:20:39 PM |
LeReve | $500.00 | 8/28/2012 5:21:45 PM |
Investor_DP | $100.00 | 8/28/2012 6:27:16 PM |
open-minded-p2p1 | $25.00 | 8/28/2012 6:51:03 PM |
jybank | $50.00 | 8/28/2012 10:43:56 PM |
Educatedmike | $25.00 | 8/28/2012 6:02:23 PM |
jebber007 | $30.00 | 8/28/2012 9:01:18 PM |
fiserve4u | $50.00 | 8/29/2012 5:17:46 AM |
evergreen16 | $50.00 | 8/29/2012 7:42:21 AM |
receptive-affluence035 | $25.00 | 8/29/2012 6:58:59 AM |
pierrelasvegas | $25.00 | 8/29/2012 3:56:31 AM |
transaction-circuit | $75.00 | 8/29/2012 9:56:37 AM |
MI2 | $1,660.00 | 8/29/2012 3:09:01 PM |
richboy56 | $25.00 | 8/29/2012 2:49:18 PM |
loyalty-dragster7 | $50.00 | 8/29/2012 10:48:15 AM |
dukeiyer | $25.00 | 8/29/2012 2:57:26 PM |
bullwink27 | $25.00 | 8/28/2012 5:12:34 PM |
versatile-dime442 | $250.00 | 8/28/2012 5:18:57 PM |
EnglishGeekInNYC | $25.00 | 8/28/2012 5:21:27 PM |
community-burrito9 | $25.00 | 8/28/2012 5:27:33 PM |
durability-ace9 | $30.00 | 8/28/2012 5:22:42 PM |
toblerone | $25.00 | 8/28/2012 5:43:20 PM |
adventurer447 | $300.00 | 8/28/2012 6:28:58 PM |
dudebrah | $25.00 | 8/28/2012 6:10:15 PM |
cr8on | $100.00 | 8/28/2012 7:01:53 PM |
duty-viola | $25.00 | 8/28/2012 5:49:11 PM |
callmebryan | $25.00 | 8/28/2012 11:32:38 PM |
money-baron | $50.00 | 8/28/2012 6:24:59 PM |
dough-kitten5 | $25.00 | 8/28/2012 7:35:37 PM |
courteous-kindness1 | $25.00 | 8/29/2012 9:43:23 AM |
careful-vigilance4 | $25.00 | 8/29/2012 9:43:06 AM |
Shockem923 | $30.00 | 8/29/2012 10:30:20 AM |
john0720 | $25.00 | 8/29/2012 10:44:38 AM |
revolutionary769 | $100.00 | 8/29/2012 12:02:57 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
630702
This series of Notes was issued and sold upon the funding of the borrower loan #73694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,326.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Aug-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 16.34% |
Borrower rate/APR:
| 17.34% / 21.03% |
Monthly payment:
| $154.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.97% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 45% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $133,615 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| slk2000 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
680-699
(Jan-2010)
|
Principal balance:
| $3,645.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
REFINANCE WITH LOWER PAYMENT
Purpose of loan: Refinance Current Prosper Loan for Lower Rate
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Assets-Up | $25.00 | 8/30/2012 5:03:33 PM |
riveting-credit5 | $25.00 | 8/30/2012 5:07:27 PM |
geuvera-capital | $25.00 | 8/30/2012 5:15:01 PM |
silver-enlightenment0 | $25.00 | 8/30/2012 5:08:21 PM |
money-baron | $50.00 | 8/30/2012 5:35:33 PM |
mikbos | $25.00 | 8/30/2012 5:39:02 PM |
justreturns | $25.00 | 8/30/2012 5:49:15 PM |
duty-viola | $25.00 | 8/30/2012 5:29:32 PM |
persist_in_doing | $25.00 | 8/30/2012 6:02:20 PM |
Gandalf0001 | $25.00 | 8/30/2012 6:08:59 PM |
well-rounded-dinero | $25.00 | 8/30/2012 6:13:23 PM |
durability-ace9 | $30.00 | 8/30/2012 6:18:25 PM |
MoneyForNothing | $25.01 | 8/30/2012 5:05:24 PM |
Fitiwalt7 | $25.00 | 8/30/2012 6:51:42 PM |
methodical-interest039 | $38.00 | 8/30/2012 5:07:10 PM |
paradise-foothill | $50.00 | 8/30/2012 7:32:58 PM |
community-burrito9 | $30.00 | 8/30/2012 5:14:27 PM |
907 | $25.00 | 8/30/2012 8:16:45 PM |
entertaining-rate9 | $25.00 | 8/30/2012 5:19:54 PM |
strutter | $25.00 | 8/30/2012 8:57:27 PM |
intrepid-payment7 | $25.00 | 8/30/2012 5:28:32 PM |
enriched-return057 | $50.00 | 8/30/2012 7:28:56 PM |
maj0508 | $100.00 | 8/30/2012 10:58:30 PM |
cash-cymbal3 | $50.00 | 8/30/2012 7:50:10 PM |
justanothersushieater | $25.00 | 8/30/2012 7:52:10 PM |
HLender | $40.00 | 8/31/2012 1:27:35 AM |
myidear | $25.00 | 8/31/2012 2:25:07 AM |
paradigm_shift | $100.00 | 8/31/2012 2:54:34 AM |
Theofficer | $25.00 | 8/30/2012 8:21:36 PM |
five-star-order1 | $50.00 | 8/30/2012 8:50:58 PM |
Felici_Finance | $25.00 | 8/31/2012 3:53:09 AM |
bullwink27 | $25.00 | 8/31/2012 4:04:04 AM |
enchanted-note14 | $25.00 | 8/30/2012 5:47:41 PM |
Hogan55 | $1.87 | 8/31/2012 4:26:21 AM |
DreisersFinancier | $50.00 | 8/30/2012 5:52:35 PM |
one-midas | $50.00 | 8/30/2012 9:41:32 PM |
JeremyLinFan | $50.00 | 8/30/2012 6:10:33 PM |
Bubba-doggie-dog | $25.00 | 8/31/2012 3:47:51 AM |
1willray | $25.00 | 8/31/2012 4:11:41 AM |
sweety075 | $25.00 | 8/30/2012 6:18:39 PM |
cr8on | $100.00 | 8/30/2012 6:37:41 PM |
wwwUniversal | $25.00 | 8/30/2012 6:53:50 PM |
reward-dynamo | $25.00 | 8/30/2012 7:10:53 PM |
DiligentiaLLC | $75.00 | 8/30/2012 7:17:49 PM |
dor | $25.00 | 8/30/2012 10:45:22 PM |
AJaye2006 | $69.50 | 8/31/2012 1:59:43 AM |
five-star-note | $25.00 | 8/30/2012 6:41:39 PM |
scholarly-order6 | $75.00 | 8/30/2012 5:03:42 PM |
susurrus | $100.00 | 8/30/2012 5:06:39 PM |
tender-commerce8 | $50.00 | 8/30/2012 5:11:40 PM |
virtuous-bonus559 | $100.00 | 8/30/2012 5:23:28 PM |
merriewold | $32.00 | 8/30/2012 5:08:55 PM |
lnuss25 | $25.00 | 8/30/2012 5:09:44 PM |
blue-laudable-dinero | $25.00 | 8/30/2012 5:16:08 PM |
rcflick | $25.00 | 8/30/2012 5:41:16 PM |
LaGrangeLender | $50.00 | 8/30/2012 5:40:40 PM |
peaceful-farmer | $35.00 | 8/30/2012 6:28:31 PM |
top-goodhearted-liberty | $25.00 | 8/30/2012 5:07:06 PM |
Foothill-Paradise | $27.12 | 8/30/2012 7:28:36 PM |
bonus-seahorse | $25.00 | 8/30/2012 5:15:25 PM |
officer_moneyMaker | $50.00 | 8/30/2012 8:50:44 PM |
Plutis | $25.00 | 8/30/2012 6:22:21 PM |
Johnab | $25.00 | 8/30/2012 6:37:22 PM |
investment-kazoo | $26.56 | 8/30/2012 9:11:55 PM |
nashibaksi | $30.00 | 8/30/2012 8:04:20 PM |
BorthersKeeper | $25.00 | 8/31/2012 3:05:25 AM |
ectasy683 | $25.00 | 8/30/2012 8:26:36 PM |
compassion-angel4 | $68.16 | 8/31/2012 4:05:49 AM |
Soothsayer | $39.78 | 8/31/2012 4:20:09 AM |
BB-ptoploan | $50.00 | 8/30/2012 8:52:38 PM |
managedfund | $1,333.00 | 8/30/2012 6:09:59 PM |
TigerForce | $50.00 | 8/31/2012 4:03:29 AM |
money-baron-roth-IRA | $50.00 | 8/30/2012 6:21:01 PM |
liberty-tostada7 | $50.00 | 8/30/2012 6:28:00 PM |
fund-bauble | $25.00 | 8/30/2012 8:44:25 PM |
auction-refuge1 | $75.00 | 8/30/2012 10:53:09 PM |
Military_Money_Wise | $25.00 | 8/31/2012 2:56:11 AM |
dough-kitten5 | $25.00 | 8/31/2012 3:44:09 AM |
hardatwork1 | $25.00 | 8/31/2012 4:14:24 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
630712
This series of Notes was issued and sold upon the funding of the borrower loan #73700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
11 | Length of status: | 15y 2m |
Amount delinquent:
| $511 |
Total credit lines:
| 40 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,687 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| TTDreamer |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 8/28/2012 5:33:55 PM |
open-minded-p2p1 | $25.00 | 8/28/2012 6:48:32 PM |
bonus-tsunami916 | $50.00 | 8/30/2012 8:32:38 AM |
appetizing-loyalty354 | $100.00 | 8/30/2012 9:44:04 AM |
MI2 | $812.00 | 8/30/2012 10:00:03 AM |
duty-viola | $25.00 | 8/28/2012 5:49:11 PM |
durability-ace9 | $30.00 | 8/28/2012 5:22:43 PM |
managedfund | $333.00 | 8/28/2012 6:59:57 PM |
money-baron | $50.00 | 8/29/2012 10:32:08 AM |
treasure-palace661 | $350.00 | 8/29/2012 6:39:27 PM |
point-doughnut | $25.00 | 8/30/2012 5:27:49 AM |
versatile-dime442 | $100.00 | 8/30/2012 9:37:43 AM |
Dubbs360 | $500.00 | 8/30/2012 9:49:11 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
630788
This series of Notes was issued and sold upon the funding of the borrower loan #73561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $202.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 10m |
Amount delinquent:
| $7,556 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,113 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-cougar |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1260.
Monthly expenses: $0
Housing: $0
Insurance: $94
Car expenses: $338
Utilities: $0
Phone, cable, internet: $97
Food, entertainment: $50.00
Clothing, household expenses: $20.00
Credit cards and other loans: $150.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-class-gold0 | $122.00 | 8/29/2012 5:08:11 PM |
capital-investor8 | $25.00 | 8/29/2012 5:12:00 PM |
community-burrito9 | $25.00 | 8/29/2012 5:05:42 PM |
open-minded-p2p1 | $25.00 | 8/29/2012 5:39:29 PM |
adventurer447 | $300.00 | 8/29/2012 5:29:39 PM |
worth-blanket2 | $5,850.00 | 8/29/2012 5:06:44 PM |
handy-justice | $100.00 | 8/29/2012 5:07:29 PM |
durability-ace9 | $30.00 | 8/29/2012 5:45:03 PM |
understanding-dollar67 | $23.00 | 8/29/2012 5:45:18 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
630844
This series of Notes was issued and sold upon the funding of the borrower loan #73573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Aug-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 37% |
Credit score:
| 620-639 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 7m |
Amount delinquent:
| $3,114 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,543 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Loanerdude |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
720-739
(Apr-2008)
720-739
(May-2006)
|
Principal balance:
| $7,547.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Debt consolidation
Purpose of loan: Debt Consolidation
My financial situation: I have fair credit and I am paying my bills on time.
I am a good candidate for this loan because...I am working 2 jobs. I will pay this off as promised.
Household Monthly net income: $ 3800
Monthly expenses: $ 3000
Housing: $ 615
Insurance: $ 150
Car expenses: $ 150
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses: $ 300
Credit cards and other loans: $ 500
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
respectful-dough429 | $25.00 | 8/29/2012 9:03:18 AM |
MG_Holdings | $25.00 | 8/29/2012 9:03:46 AM |
CA-Lender | $25.00 | 8/29/2012 9:05:33 AM |
Bad_Debt | $29.26 | 8/29/2012 9:02:58 AM |
worth-blanket2 | $3,600.00 | 8/29/2012 9:03:09 AM |
pierrelasvegas | $25.00 | 8/29/2012 9:02:38 AM |
scholarly-order6 | $25.00 | 8/29/2012 9:04:50 AM |
economy-shrubbery6 | $25.00 | 8/29/2012 9:05:22 AM |
LittleMingo | $30.00 | 8/29/2012 9:04:29 AM |
MG_Holdings | $25.00 | 8/29/2012 9:04:24 AM |
appetizing-loyalty354 | $140.74 | 8/29/2012 9:05:50 AM |
pembull | $25.00 | 8/29/2012 9:03:47 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
630966
This series of Notes was issued and sold upon the funding of the borrower loan #73757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Aug-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 27.39% |
Borrower rate/APR:
| 28.39% / 32.33% |
Monthly payment:
| $145.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.14% | | |
| |
Estimated return*:
| 12.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 3% |
Credit score:
| 640-659 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $459 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| impeccable-loan3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
This loan will be used to pay for needed home improvements
My financial situation:
I am a good candidate for this loan because I have steady income
Monthly net income: $ 6,500
Monthly expenses: $ 75.00
Housing: $1400.00
Insurance: $60.00
Car expenses: $150.00
Utilities: $250.00
Phone, cable, internet: $70.00
Food, entertainment: $400.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lowrater | $50.40 | 8/30/2012 9:04:37 AM |
principal-cooker2 | $50.00 | 8/30/2012 9:12:30 AM |
BankofRon | $25.00 | 8/30/2012 9:36:39 AM |
adventurer447 | $300.00 | 8/30/2012 9:11:35 AM |
greencat | $50.00 | 8/30/2012 9:13:32 AM |
toblerone | $25.00 | 8/30/2012 9:21:03 AM |
ttnk62918 | $25.00 | 8/30/2012 9:41:48 AM |
careful-vigilance4 | $25.00 | 8/30/2012 9:05:02 AM |
calmfunds | $1,200.00 | 8/30/2012 9:03:17 AM |
IIP77 | $25.00 | 8/30/2012 9:17:12 AM |
scholarly-order6 | $25.00 | 8/30/2012 9:14:05 AM |
commerce-venture1 | $25.00 | 8/30/2012 9:15:36 AM |
tolerant-dinero2 | $25.00 | 8/30/2012 9:26:00 AM |
handy-justice | $100.00 | 8/30/2012 9:05:33 AM |
RGlad | $150.00 | 8/30/2012 9:27:29 AM |
versatile-dime442 | $250.00 | 8/30/2012 9:37:33 AM |
durability-ace9 | $30.00 | 8/30/2012 9:10:34 AM |
bubb_hans | $25.00 | 8/30/2012 9:38:09 AM |
intrepid-loot | $25.00 | 8/30/2012 9:39:39 AM |
tolerant-responsibility051 | $1,019.60 | 8/30/2012 9:42:53 AM |
enriching-dollar1 | $100.00 | 8/30/2012 9:30:17 AM |
duty-viola | $25.00 | 8/30/2012 9:41:58 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
631028
This series of Notes was issued and sold upon the funding of the borrower loan #73730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 27.04% |
Borrower rate/APR:
| 28.04% / 30.70% |
Monthly payment:
| $264.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.37% | | |
| |
Estimated return*:
| 15.12% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2008 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,310 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-flower0 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 8/30/2012 9:09:34 AM |
green-inspiring-peace | $25.00 | 8/30/2012 9:25:17 AM |
community-burrito9 | $25.00 | 8/30/2012 9:09:21 AM |
RGlad | $100.00 | 8/30/2012 9:29:23 AM |
adventurer447 | $300.00 | 8/30/2012 9:11:35 AM |
desertoasis | $25.00 | 8/30/2012 9:35:52 AM |
open-minded-p2p1 | $25.00 | 8/30/2012 9:52:54 AM |
thepillowsack | $25.00 | 8/30/2012 9:24:35 AM |
diplomatic-wealth7 | $25.00 | 8/30/2012 9:59:00 AM |
lowink | $25.00 | 8/30/2012 10:01:02 AM |
virtuous-bonus559 | $100.00 | 8/30/2012 10:22:30 AM |
accruer89 | $100.00 | 8/30/2012 10:06:43 AM |
pierrelasvegas | $25.00 | 8/30/2012 10:08:07 AM |
tolerant-responsibility051 | $2,000.00 | 8/30/2012 9:42:54 AM |
Bob450 | $25.00 | 8/30/2012 10:35:18 AM |
orange-liberty-oyster | $100.00 | 8/30/2012 10:36:13 AM |
SLN-10 | $30.00 | 8/30/2012 10:54:28 AM |
DreisersFinancier | $50.00 | 8/30/2012 9:49:58 AM |
green-lively-bill | $25.00 | 8/30/2012 9:58:51 AM |
houli123 | $25.00 | 8/30/2012 10:00:25 AM |
capital-investor8 | $25.00 | 8/30/2012 10:31:09 AM |
selector568 | $300.00 | 8/30/2012 9:07:22 AM |
durability-ace9 | $30.00 | 8/30/2012 9:10:36 AM |
LeReve | $500.00 | 8/30/2012 9:40:04 AM |
duty-viola | $25.00 | 8/30/2012 9:41:58 AM |
octoberfresh | $25.00 | 8/30/2012 9:39:25 AM |
penny-surgeon | $25.00 | 8/30/2012 9:23:01 AM |
thrilling-fund427 | $50.00 | 8/30/2012 9:28:40 AM |
versatile-dime442 | $250.00 | 8/30/2012 9:37:24 AM |
receptive-affluence035 | $25.00 | 8/30/2012 9:48:50 AM |
MI2 | $3,790.00 | 8/30/2012 11:00:54 AM |
orange-stable-gain | $50.00 | 8/30/2012 9:54:24 AM |
postalwhiz | $25.00 | 8/30/2012 10:42:57 AM |
melodious-openness | $100.00 | 8/30/2012 10:50:36 AM |
income-triangulation1 | $25.00 | 8/30/2012 10:27:19 AM |
cr8on | $150.00 | 8/30/2012 10:28:56 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
631116
This series of Notes was issued and sold upon the funding of the borrower loan #73733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Aug-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 22.24% |
Borrower rate/APR:
| 23.24% / 27.06% |
Monthly payment:
| $528.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 21.70% | | |
| |
Estimated return*:
| 11.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 21% |
Credit score:
| 620-639 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,668 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dboid |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2011)
740-759
(Apr-2008)
|
Principal balance:
| $3,180.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600.00
Monthly expenses: $100
Housing: $1600
Insurance: $100
Car expenses: $100
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $50.00 | 8/30/2012 9:05:04 AM |
credit-missile | $25.00 | 8/30/2012 9:06:19 AM |
LittleMingo | $30.00 | 8/30/2012 9:09:32 AM |
lowrater | $50.60 | 8/30/2012 9:04:20 AM |
careful-vigilance4 | $25.00 | 8/30/2012 9:05:02 AM |
worth-blanket2 | $12,240.00 | 8/30/2012 9:03:52 AM |
compatible-deal9 | $25.00 | 8/30/2012 9:15:34 AM |
MoneyForNothing | $25.01 | 8/30/2012 9:07:03 AM |
durability-ace9 | $30.00 | 8/30/2012 9:10:36 AM |
Mountain-Lion-IRA1 | $25.00 | 8/30/2012 9:10:53 AM |
asset-professor | $25.00 | 8/30/2012 9:24:04 AM |
Wellman | $25.00 | 8/30/2012 9:19:40 AM |
handy-justice | $50.00 | 8/30/2012 9:03:58 AM |
fareast_man | $25.00 | 8/30/2012 9:23:36 AM |
shrewd-peace7 | $25.00 | 8/30/2012 9:05:58 AM |
pembull | $25.00 | 8/30/2012 9:09:50 AM |
principal-cooker2 | $50.00 | 8/30/2012 9:12:31 AM |
orange-preeminant-bill | $25.00 | 8/30/2012 9:20:00 AM |
scholarly-order6 | $25.00 | 8/30/2012 9:09:14 AM |
adventurer447 | $300.00 | 8/30/2012 9:11:36 AM |
lnuss25 | $50.00 | 8/30/2012 9:12:58 AM |
brainy-return234 | $25.00 | 8/30/2012 9:14:53 AM |
RGlad | $150.00 | 8/30/2012 9:15:10 AM |
cr8on | $192.39 | 8/30/2012 9:25:54 AM |
asiaratt | $32.00 | 8/30/2012 9:23:47 AM |
bent300 | $50.00 | 8/30/2012 9:20:06 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
619295
This series of Notes was issued and sold upon the funding of the borrower loan #73745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-22-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $533.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,788 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-bluebird921 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Balloon payment on office remodel
Purpose of loan:
This loan will be used to...Pay off the balance of the balloon payment for the office remodel. The purpose of the remodel was to build 2 additional office suites for rental income.
My financial situation:
Unfortunately the recession hit us hard and our 5 year plan for being debt free was seriously affected. We had 3 very tough years by no action of our own. We had prepared with savings and investments and those only last so long. But in the mean time we kept 2 businesses open and several people employed. We are working hard to get back to very good finacial health.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
professional-vigilance9 | $33.00 | 8/22/2012 9:50:03 AM |
poetic-money611 | $60.00 | 8/10/2012 5:25:49 PM |
brainy-return234 | $25.00 | 8/10/2012 5:00:42 PM |
scholarly-order6 | $30.00 | 8/10/2012 6:13:15 PM |
SLN-10 | $50.00 | 8/10/2012 5:52:01 PM |
Plow_n_Sow | $25.00 | 8/12/2012 7:00:54 AM |
cr8on | $100.00 | 8/13/2012 5:51:12 PM |
pedroballgame | $50.00 | 8/14/2012 11:46:52 AM |
BGILlender | $25.00 | 8/14/2012 5:57:22 PM |
VesuvianMan | $25.00 | 8/14/2012 5:53:12 PM |
restless-payment312 | $500.00 | 8/14/2012 6:14:37 PM |
nourishing-interest0 | $25.00 | 8/15/2012 8:59:17 AM |
D100 | $25.00 | 8/14/2012 7:11:20 PM |
special-currency6 | $50.00 | 8/15/2012 4:34:56 AM |
Cronos | $50.00 | 8/15/2012 9:03:55 AM |
careful-vigilance4 | $25.00 | 8/15/2012 9:20:49 AM |
svandgts | $25.00 | 8/15/2012 9:33:32 AM |
green-fairness-caravan | $25.00 | 8/15/2012 10:21:35 AM |
top-responsibility-sage | $100.00 | 8/15/2012 4:07:24 PM |
Weaverville | $25.00 | 8/15/2012 4:42:27 PM |
Thunderswan | $100.00 | 8/15/2012 6:06:09 PM |
focused-yield4 | $100.00 | 8/15/2012 6:04:46 PM |
bazaar-tulip | $500.00 | 8/16/2012 9:47:20 AM |
Comoparklender | $25.00 | 8/16/2012 9:50:30 AM |
truth-companion | $100.00 | 8/16/2012 5:08:04 PM |
dinero-journey9 | $25.00 | 8/16/2012 11:32:41 AM |
DreisersFinancier | $66.00 | 8/16/2012 6:00:36 PM |
thorough-income854 | $50.00 | 8/17/2012 6:40:27 AM |
continental2 | $200.00 | 8/17/2012 11:54:51 AM |
daniel5075 | $100.00 | 8/17/2012 2:57:55 PM |
orchestra960 | $300.00 | 8/17/2012 5:55:36 PM |
shrewd-peace7 | $25.00 | 8/18/2012 12:03:07 PM |
EBITDA | $25.00 | 8/18/2012 12:06:15 PM |
compounding21 | $25.00 | 8/18/2012 12:37:54 PM |
miked8303 | $50.00 | 8/18/2012 12:12:45 PM |
red-luminous-gain | $25.00 | 8/18/2012 12:20:00 PM |
Peacepower | $30.00 | 8/18/2012 12:50:15 PM |
social-aspen097 | $25.00 | 8/18/2012 3:05:32 PM |
mikbos | $25.00 | 8/19/2012 5:45:47 AM |
graceful-investment | $106.00 | 8/19/2012 1:03:11 PM |
shiny-peso1 | $35.00 | 8/20/2012 9:04:38 AM |
psonicl | $100.00 | 8/20/2012 6:11:52 AM |
jamiee73 | $25.00 | 8/20/2012 9:19:08 AM |
dedication-capo7 | $50.00 | 8/20/2012 9:31:58 AM |
chief64 | $200.00 | 8/20/2012 5:11:19 PM |
trajectory8 | $25.00 | 8/20/2012 5:06:02 PM |
LeReve | $500.00 | 8/20/2012 5:22:20 PM |
enriching-dollar1 | $100.00 | 8/20/2012 5:11:18 PM |
helpinghand63 | $25.00 | 8/20/2012 5:34:36 PM |
integrity-arboretum0 | $50.00 | 8/21/2012 3:24:06 AM |
TronMedici | $25.00 | 8/20/2012 6:35:49 PM |
compassion-angel4 | $49.00 | 8/21/2012 4:22:01 AM |
uptygee | $50.00 | 8/20/2012 7:46:32 PM |
magical-credit523 | $25.00 | 8/21/2012 6:07:14 AM |
kidsskipp | $100.00 | 8/21/2012 5:49:28 AM |
tsquared_030 | $25.00 | 8/21/2012 8:12:15 AM |
hope-eagle6 | $25.00 | 8/21/2012 9:50:27 AM |
VA-RedBeast | $75.00 | 8/21/2012 9:29:16 AM |
endogeneity | $25.00 | 8/21/2012 10:00:00 AM |
Miklot | $30.00 | 8/21/2012 9:29:45 AM |
worldly-gold | $32.00 | 8/21/2012 10:11:07 AM |
robust-trade | $25.00 | 8/21/2012 9:55:26 AM |
zone8 | $100.00 | 8/21/2012 10:03:13 AM |
marketplace-hut9 | $25.00 | 8/21/2012 10:19:40 AM |
payout-achievement | $34.00 | 8/21/2012 5:10:59 PM |
handshake5 | $100.00 | 8/21/2012 4:59:17 PM |
best-elevated-social | $25.00 | 8/21/2012 5:39:45 PM |
botfolio | $300.00 | 8/21/2012 5:39:49 PM |
rvfbroker | $25.00 | 8/21/2012 5:27:56 PM |
MADAOO7 | $50.00 | 8/21/2012 5:05:22 PM |
grf1945 | $60.00 | 8/21/2012 5:06:19 PM |
gnar | $25.00 | 8/21/2012 5:31:13 PM |
debt-force | $25.00 | 8/21/2012 5:10:23 PM |
finance-kayak30 | $100.00 | 8/21/2012 5:11:48 PM |
The_Vault | $25.00 | 8/21/2012 5:48:54 PM |
tornandfrayed | $25.00 | 8/21/2012 5:51:14 PM |
Diamond_Jim | $25.00 | 8/21/2012 5:23:25 PM |
ASR3 | $30.00 | 8/21/2012 5:48:20 PM |
idastmerchants | $25.00 | 8/21/2012 5:51:23 PM |
poetic-reward0 | $25.00 | 8/21/2012 5:55:33 PM |
ah-long | $25.00 | 8/21/2012 5:32:08 PM |
prominence8 | $28.00 | 8/21/2012 6:01:14 PM |
orange-preeminant-bill | $25.00 | 8/21/2012 5:38:49 PM |
justice-trajectory7 | $50.00 | 8/21/2012 6:26:21 PM |
compassion-expert | $25.00 | 8/21/2012 5:47:15 PM |
repcool | $25.00 | 8/21/2012 5:47:18 PM |
Radiant_Lion | $150.00 | 8/21/2012 5:51:33 PM |
arsisi | $25.00 | 8/21/2012 6:24:02 PM |
stock106 | $25.00 | 8/22/2012 5:58:48 AM |
the-upbeat-p2p | $25.00 | 8/22/2012 7:12:07 AM |
ChuckieG | $25.00 | 8/22/2012 9:02:59 AM |
prohelper | $25.00 | 8/22/2012 9:08:24 AM |
unassassinable | $25.00 | 8/22/2012 9:32:02 AM |
cash-reaction2 | $25.00 | 8/22/2012 9:29:13 AM |
lcole32 | $25.00 | 8/22/2012 9:29:42 AM |
larslfe | $25.00 | 8/22/2012 9:31:21 AM |
EastBayCapital | $25.00 | 8/22/2012 9:18:36 AM |
tkr2 | $25.00 | 8/22/2012 9:47:23 AM |
lucrative-dollar | $25.00 | 8/22/2012 9:48:38 AM |
principal-cooker2 | $50.00 | 8/22/2012 9:49:04 AM |
unclejay16 | $25.00 | 8/22/2012 9:27:22 AM |
rescue | $100.00 | 8/22/2012 9:34:40 AM |
money-surge1 | $25.00 | 8/22/2012 10:01:29 AM |
exchange-pledge | $47.00 | 8/22/2012 9:46:24 AM |
bnlforever | $25.00 | 8/22/2012 10:20:29 AM |
6moonbeams | $50.00 | 8/22/2012 9:54:11 AM |
rogue_monster | $30.00 | 8/22/2012 10:05:53 AM |
melodious-fairness | $25.00 | 8/22/2012 10:06:01 AM |
market-jam | $25.00 | 8/22/2012 9:55:15 AM |
PsychoWallaby | $50.00 | 8/22/2012 9:55:32 AM |
DrewOdette | $25.00 | 8/22/2012 10:17:03 AM |
Hambone1111 | $25.00 | 8/22/2012 10:19:12 AM |
successful-agreement7 | $57.00 | 8/22/2012 10:02:02 AM |
systematic-basis6 | $25.00 | 8/22/2012 10:28:08 AM |
spry-p2ploan5 | $33.00 | 8/22/2012 10:07:53 AM |
prudent-hope7 | $25.00 | 8/22/2012 10:13:42 AM |
compatible-deal9 | $25.00 | 8/22/2012 11:19:30 AM |
nimble-revenue5 | $86.00 | 8/22/2012 10:26:49 AM |
fareast_man | $25.00 | 8/10/2012 5:32:54 PM |
pierrelasvegas | $25.00 | 8/11/2012 6:25:41 AM |
auction-iris9 | $120.00 | 8/14/2012 1:07:22 PM |
SweetSerenityInvest | $25.00 | 8/14/2012 5:06:59 PM |
benevolent-moola291 | $50.00 | 8/14/2012 5:56:17 PM |
enthusiastic-cash599 | $50.00 | 8/14/2012 6:21:11 PM |
responsibility-butterfly | $25.00 | 8/14/2012 6:30:31 PM |
the-laudable-peso | $40.00 | 8/14/2012 5:33:24 PM |
diplomatic-wealth7 | $25.00 | 8/15/2012 9:39:35 AM |
point653 | $50.00 | 8/15/2012 9:46:40 AM |
the-yield-surfer | $25.00 | 8/15/2012 9:10:17 AM |
Investor_DP | $100.00 | 8/15/2012 12:13:52 PM |
phenomenal-gold9 | $250.00 | 8/15/2012 6:05:06 PM |
silver-explorer6 | $25.00 | 8/15/2012 10:44:37 PM |
value-showcase828 | $25.00 | 8/15/2012 11:21:37 PM |
bkwest01 | $100.00 | 8/16/2012 7:35:49 AM |
Theofficer_roth_ira | $50.00 | 8/15/2012 10:35:07 PM |
capital-renewal | $25.00 | 8/16/2012 9:45:10 AM |
Scrooge_McDuck2 | $100.00 | 8/16/2012 9:10:54 AM |
cksdaddy | $25.00 | 8/16/2012 2:33:23 PM |
berniemadeoff | $25.00 | 8/16/2012 6:03:55 PM |
etraboulay | $50.00 | 8/16/2012 5:21:37 PM |
adventurer447 | $100.00 | 8/16/2012 6:05:41 PM |
proper-exchange8 | $50.00 | 8/17/2012 7:03:48 AM |
life-is-great | $25.00 | 8/17/2012 9:50:25 AM |
WalnutCreekguy | $100.00 | 8/17/2012 10:19:46 AM |
Fitiwalt7 | $25.00 | 8/17/2012 11:37:35 AM |
indomitable-economy8 | $25.00 | 8/17/2012 6:20:41 PM |
balance-handshake7 | $25.00 | 8/18/2012 12:18:01 PM |
worth-beeper | $100.00 | 8/18/2012 9:29:26 AM |
paytonbrigadier | $250.00 | 8/18/2012 10:45:15 AM |
authoritative-platinum7 | $49.00 | 8/18/2012 12:54:03 PM |
social-cocktail1 | $200.00 | 8/18/2012 12:44:54 PM |
Wellman | $25.00 | 8/18/2012 1:15:52 PM |
kulender | $100.00 | 8/18/2012 5:14:39 PM |
payout-paddle1 | $25.00 | 8/19/2012 6:26:13 AM |
the-profit-oracle | $25.00 | 8/19/2012 10:17:43 AM |
KinderGentlerLender | $100.00 | 8/19/2012 10:33:13 AM |
fearless-loyalty5 | $25.00 | 8/20/2012 8:41:56 AM |
heavy_ax | $50.00 | 8/20/2012 12:53:25 PM |
dedicated-transaction796 | $25.00 | 8/20/2012 5:02:05 PM |
musegaze | $50.00 | 8/20/2012 5:52:17 PM |
economy-shrubbery6 | $25.00 | 8/20/2012 5:57:29 PM |
purposeful-credit176 | $25.00 | 8/21/2012 6:29:08 AM |
cotito | $50.00 | 8/20/2012 10:32:07 PM |
cberthiaume | $25.00 | 8/21/2012 7:32:34 AM |
Katburg | $25.00 | 8/21/2012 9:32:03 AM |
silver-enlightenment0 | $25.00 | 8/21/2012 9:18:28 AM |
Sibelius2 | $25.00 | 8/21/2012 9:48:25 AM |
gizzywump | $25.00 | 8/21/2012 9:31:04 AM |
asiaratt | $50.00 | 8/21/2012 9:31:36 AM |
red-power-pecan | $50.00 | 8/21/2012 10:04:27 AM |
Kaj | $25.00 | 8/21/2012 9:56:36 AM |
riveting-community | $45.00 | 8/21/2012 10:45:15 AM |
wise-felicity-blossom | $100.00 | 8/21/2012 5:04:11 PM |
oreyedoc | $26.00 | 8/21/2012 5:16:57 PM |
burrito6 | $50.00 | 8/21/2012 5:30:16 PM |
nodrivelpls | $25.00 | 8/21/2012 5:32:55 PM |
NoCal | $25.00 | 8/21/2012 5:35:15 PM |
miamibeachloaner | $25.00 | 8/21/2012 5:17:35 PM |
symbiosis | $50.00 | 8/21/2012 5:35:39 PM |
DER | $25.00 | 8/21/2012 5:37:09 PM |
FootoftheMountain | $25.00 | 8/21/2012 5:21:52 PM |
SDC | $25.00 | 8/21/2012 5:29:12 PM |
postalwhiz | $25.00 | 8/21/2012 5:31:37 PM |
biz20 | $25.00 | 8/21/2012 5:31:57 PM |
deal-pinnacle7 | $25.00 | 8/21/2012 5:41:07 PM |
airon7 | $25.00 | 8/21/2012 5:44:21 PM |
saffron4 | $25.00 | 8/21/2012 5:37:18 PM |
km007 | $25.00 | 8/21/2012 5:49:41 PM |
green-peso-backer | $28.00 | 8/21/2012 5:39:19 PM |
Frenchynh | $25.00 | 8/21/2012 5:39:47 PM |
Beld | $50.00 | 8/21/2012 6:01:03 PM |
gustavzantanon | $25.00 | 8/21/2012 6:15:00 PM |
silver-wonder278 | $25.00 | 8/21/2012 5:43:02 PM |
vibraphone3 | $25.00 | 8/21/2012 6:22:20 PM |
statuesque-affluence058 | $25.00 | 8/21/2012 5:52:52 PM |
subtle-bill727 | $25.00 | 8/21/2012 5:31:55 PM |
unassuming-note | $25.00 | 8/21/2012 5:37:49 PM |
FASTIZIO_P | $27.00 | 8/21/2012 6:15:33 PM |
openness-surge0 | $25.00 | 8/21/2012 9:15:15 PM |
chkrvrty | $50.00 | 8/21/2012 5:43:20 PM |
tremendous-payment | $25.00 | 8/21/2012 5:47:44 PM |
determined-rupee8 | $80.10 | 8/22/2012 12:28:51 AM |
pureview-pixel | $50.00 | 8/21/2012 10:32:28 PM |
dough-hammock | $25.00 | 8/21/2012 7:52:30 PM |
repayment-uprising | $25.00 | 8/22/2012 6:26:53 AM |
cupcakey | $25.00 | 8/21/2012 7:59:57 PM |
Munnie | $25.00 | 8/22/2012 6:37:47 AM |
1randyp | $25.00 | 8/22/2012 3:59:41 AM |
exciting-loyalty3 | $25.00 | 8/22/2012 9:13:51 AM |
KarlMarx | $25.00 | 8/22/2012 9:05:47 AM |
aader | $25.00 | 8/22/2012 9:07:03 AM |
innocent-income4 | $25.00 | 8/22/2012 7:09:43 AM |
deal-contributor8 | $25.00 | 8/22/2012 9:23:48 AM |
Tylerh | $250.00 | 8/22/2012 9:26:31 AM |
finance-prescription | $100.00 | 8/22/2012 9:20:59 AM |
interest-coyote | $27.00 | 8/22/2012 9:29:55 AM |
jml3482 | $25.00 | 8/22/2012 9:30:25 AM |
shmb6508 | $50.00 | 8/22/2012 9:47:54 AM |
organic-order | $25.00 | 8/22/2012 9:40:06 AM |
bill-mushroom | $50.00 | 8/22/2012 9:56:12 AM |
bid-czar8 | $96.00 | 8/22/2012 9:57:38 AM |
impressive-return173 | $44.00 | 8/22/2012 10:00:38 AM |
g0avs3327 | $25.00 | 8/22/2012 10:06:12 AM |
Bookophile | $44.00 | 8/22/2012 10:25:03 AM |
Track-Layer | $100.00 | 8/22/2012 10:29:06 AM |
dough-bear | $25.00 | 8/22/2012 10:19:48 AM |
italisvital | $25.00 | 8/22/2012 11:35:52 AM |
1LTRN | $25.00 | 8/22/2012 10:26:14 AM |
benevolent-marketplace4 | $897.90 | 8/22/2012 12:59:42 PM |
kind-truth-circuit | $50.00 | 8/22/2012 10:07:49 AM |
benjamins-utopia | $100.00 | 8/22/2012 10:10:50 AM |
hopethisworks | $25.00 | 8/22/2012 10:21:17 AM |
desertoasis | $25.00 | 8/22/2012 10:22:43 AM |
respectful-note5 | $25.00 | 8/22/2012 10:40:06 AM |
234 Investments
|
Borrower Payment Dependent Notes Series
621417
This series of Notes was issued and sold upon the funding of the borrower loan #73335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.25% |
Listing Start date:
| Aug-07-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-19-2012 |
|
Lender yield:
| 25.84% |
Borrower rate/APR:
| 26.84% / 29.46% |
Monthly payment:
| $456.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.20% | | |
| |
Estimated return*:
| 14.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Aug-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $560 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agile-vigilance849 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
thrilling-fund427 | $50.00 | 8/7/2012 5:15:22 PM |
mmills1220 | $25.00 | 8/7/2012 5:19:58 PM |
frogperson | $125.00 | 8/7/2012 9:41:58 PM |
ingenious-deal6 | $25.00 | 8/7/2012 5:37:46 PM |
intrepid-loot | $25.00 | 8/7/2012 6:53:42 PM |
return-enthusiast1 | $25.00 | 8/8/2012 8:43:43 AM |
1NiceLender | $25.00 | 8/8/2012 10:37:38 AM |
simplelender80 | $125.00 | 8/8/2012 5:55:50 PM |
truth-companion | $100.00 | 8/8/2012 6:14:11 PM |
receptive-affluence035 | $40.00 | 8/9/2012 6:30:22 AM |
auction-fanatic8 | $25.00 | 8/10/2012 11:18:16 PM |
SweetSerenityInvest | $25.00 | 8/11/2012 2:52:47 AM |
repayment-uprising | $25.00 | 8/13/2012 11:42:17 AM |
TechnologyGuy | $25.00 | 8/13/2012 5:08:22 PM |
the-laudable-peso | $100.00 | 8/13/2012 5:45:32 PM |
thomas16882004 | $25.00 | 8/13/2012 11:55:50 PM |
pedroballgame | $50.00 | 8/14/2012 11:46:35 AM |
auction-iris9 | $120.00 | 8/14/2012 1:06:59 PM |
Theofficer_roth_ira | $50.00 | 8/15/2012 8:35:07 PM |
Cronos | $100.00 | 8/15/2012 11:43:26 PM |
adventurer447 | $100.00 | 8/16/2012 6:05:35 PM |
loyalty-czar | $32.78 | 8/17/2012 7:52:10 AM |
genuine-asset240 | $25.00 | 8/17/2012 10:28:59 AM |
daniel5075 | $100.00 | 8/17/2012 2:57:51 PM |
Navy_Wife_Retired | $50.00 | 8/19/2012 8:36:48 AM |
sweety075 | $0.22 | 8/19/2012 6:03:29 PM |
worth-blanket2 | $9,367.00 | 8/19/2012 3:20:41 PM |
RothySkynx | $75.00 | 8/7/2012 5:08:12 PM |
calamango | $50.00 | 8/7/2012 5:04:27 PM |
wealth-performer054 | $100.00 | 8/7/2012 5:06:13 PM |
benevolent-moola291 | $50.00 | 8/7/2012 5:07:53 PM |
etraboulay | $50.00 | 8/7/2012 5:29:10 PM |
pierrelasvegas | $25.00 | 8/7/2012 11:43:51 PM |
vutah | $65.00 | 8/7/2012 6:22:33 PM |
enthusiastic-cash599 | $50.00 | 8/8/2012 8:07:21 AM |
Dubbs360 | $200.00 | 8/8/2012 9:15:23 AM |
DreisersFinancier | $100.00 | 8/8/2012 9:53:41 AM |
Ron_Paul_for_President_2012 | $35.00 | 8/9/2012 9:46:14 AM |
fareast_man | $25.00 | 8/10/2012 9:24:48 AM |
bold-autonomous-rupee | $25.00 | 8/11/2012 9:03:42 AM |
useful-cash043 | $750.00 | 8/12/2012 8:00:07 PM |
og5221 | $25.00 | 8/13/2012 6:26:53 PM |
Investor_DP | $100.00 | 8/13/2012 7:05:15 PM |
justreturns | $25.00 | 8/14/2012 4:54:47 AM |
responsibility-butterfly | $25.00 | 8/14/2012 6:11:50 AM |
tolerant-responsibility051 | $2,000.00 | 8/14/2012 12:27:26 PM |
credit-dandelion148 | $100.00 | 8/14/2012 10:26:14 AM |
SBT | $25.00 | 8/15/2012 10:04:45 AM |
top-responsibility-sage | $100.00 | 8/15/2012 4:07:17 PM |
value-showcase828 | $25.00 | 8/15/2012 11:21:11 PM |
WalnutCreekguy | $100.00 | 8/17/2012 10:19:42 AM |
generous-deal6 | $25.00 | 8/18/2012 11:06:41 AM |
HLender | $40.00 | 8/18/2012 9:08:44 AM |
mikbos | $25.00 | 8/19/2012 5:45:43 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
626143
This series of Notes was issued and sold upon the funding of the borrower loan #73760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-25-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $414.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $962 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| openness-lionheart5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TAXES & SURGERY
Purpose of loan:
This loan will be used to pay for 2011 taxes owed ($8,000) and Medical expenses from being diagnosed with Sinus Polyps. Money will be used to full pay for medical expenses and 2011 taxes owed ...
My financial situation:
I am a good candidate for this loan because of my very low debt payout. I have a upper management job with a 50 year old company that I routinely make nearly $100,000 with bonuses. have paid in full 1 mortgage and 2 auto loans since 2004...
Monthly net income: $5165
Monthly expenses: $3075
Housing: $1200
Insurance: $175
Car expenses: $200
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 8/18/2012 12:05:01 PM |
openness-antioxidant | $100.00 | 8/18/2012 12:47:43 PM |
Vegasjim | $25.00 | 8/18/2012 12:54:54 PM |
adventurer447 | $300.00 | 8/18/2012 1:10:36 PM |
cr8on | $100.00 | 8/18/2012 2:15:30 PM |
mikrolown | $25.00 | 8/18/2012 1:10:12 PM |
Astyanax | $85.00 | 8/18/2012 8:09:41 PM |
RothySkynx | $50.00 | 8/18/2012 8:25:04 PM |
red-dime-solo | $32.91 | 8/19/2012 12:04:01 PM |
pierrelasvegas | $25.00 | 8/19/2012 3:10:15 PM |
bazaar-tulip | $25.00 | 8/20/2012 5:01:38 PM |
nickel-ferret | $25.00 | 8/20/2012 5:16:02 PM |
order-tamale | $400.00 | 8/20/2012 5:09:28 PM |
focused-yield4 | $100.00 | 8/20/2012 5:17:57 PM |
first-resolute-deal | $25.00 | 8/20/2012 5:18:02 PM |
magical-credit523 | $25.00 | 8/21/2012 6:07:41 AM |
KLCRAY | $25.00 | 8/21/2012 6:33:34 AM |
907 | $25.00 | 8/22/2012 9:51:18 AM |
treasure-palace661 | $350.00 | 8/22/2012 1:35:50 PM |
honker425 | $50.00 | 8/22/2012 3:44:17 PM |
transparency-sapling | $25.00 | 8/22/2012 5:20:17 PM |
BigLev | $25.00 | 8/23/2012 3:52:58 PM |
wise-virtuous-vigilance | $100.00 | 8/23/2012 5:48:52 PM |
bid-banjo3 | $100.00 | 8/23/2012 5:43:56 PM |
MI2 | $5,000.00 | 8/23/2012 7:39:09 PM |
hope-percolator8 | $50.00 | 8/23/2012 5:44:32 PM |
bold-sunny-generosity | $25.00 | 8/24/2012 5:08:50 AM |
helpful-payout | $25.00 | 8/23/2012 8:01:47 PM |
Petiza | $40.00 | 8/24/2012 8:55:28 AM |
commerce-venture1 | $25.00 | 8/24/2012 7:22:41 AM |
hope-kingdom | $25.00 | 8/24/2012 8:01:31 AM |
nourishing-interest0 | $25.00 | 8/23/2012 11:28:22 PM |
treasure-bliss | $25.00 | 8/24/2012 6:02:29 AM |
paladin847 | $50.00 | 8/24/2012 9:17:33 AM |
a-finance-nirvana | $25.00 | 8/24/2012 10:06:33 AM |
Cambalache | $36.00 | 8/24/2012 4:42:03 PM |
100units | $200.00 | 8/24/2012 5:45:05 PM |
WalnutCreekguy | $50.00 | 8/24/2012 6:02:15 PM |
jebber007 | $39.43 | 8/24/2012 7:04:06 PM |
helping-out | $150.00 | 8/25/2012 8:09:07 AM |
seabass123 | $25.00 | 8/25/2012 8:09:50 AM |
payment-hugger7 | $100.00 | 8/24/2012 7:28:04 PM |
powderbumps | $26.70 | 8/25/2012 9:12:03 AM |
colonel165 | $25.00 | 8/25/2012 9:32:14 AM |
moltopaolo | $50.00 | 8/25/2012 8:06:03 AM |
credit-bliss8 | $25.00 | 8/25/2012 10:37:27 AM |
antlr | $25.00 | 8/24/2012 10:06:53 PM |
Leshan | $35.00 | 8/25/2012 9:09:39 AM |
tremendous-yield8 | $25.00 | 8/25/2012 7:30:37 AM |
1800porsche | $25.00 | 8/25/2012 12:15:42 PM |
Diversified_Examiner | $25.02 | 8/25/2012 12:00:13 PM |
processor115 | $25.00 | 8/25/2012 12:39:49 PM |
tomoe | $25.00 | 8/25/2012 4:53:55 PM |
compassion-lotus5 | $61.94 | 8/25/2012 5:42:43 PM |
whitegold24k | $150.00 | 8/25/2012 4:50:55 PM |
five-star-note | $25.00 | 8/18/2012 2:11:54 PM |
toblerone | $25.00 | 8/18/2012 1:23:18 PM |
silver-explorer6 | $25.00 | 8/18/2012 1:15:28 PM |
enthusiastic-cash599 | $50.00 | 8/20/2012 5:20:50 PM |
mikbos | $25.00 | 8/20/2012 5:33:09 PM |
enticing-note | $25.00 | 8/21/2012 10:14:14 AM |
handshake5 | $100.00 | 8/21/2012 4:59:33 PM |
Rob717171 | $50.00 | 8/22/2012 7:25:44 PM |
Axium | $50.00 | 8/22/2012 7:42:42 PM |
durability-ace9 | $30.00 | 8/23/2012 9:09:17 AM |
Dubbs360 | $75.00 | 8/23/2012 11:14:01 AM |
Weaverville | $25.00 | 8/23/2012 5:23:18 PM |
orange-preeminant-bill | $25.00 | 8/24/2012 6:05:14 AM |
jaybank | $25.00 | 8/23/2012 8:11:19 PM |
urbane-benjamins4 | $50.00 | 8/24/2012 12:01:05 AM |
gold-phoenix9 | $25.00 | 8/24/2012 9:27:10 AM |
delectable-point5 | $100.00 | 8/24/2012 9:31:06 AM |
brightest-funds-spruce | $100.00 | 8/24/2012 8:53:08 AM |
seabassx | $25.00 | 8/24/2012 10:27:27 AM |
empire051 | $25.00 | 8/24/2012 12:35:54 PM |
mbroadh2o | $100.00 | 8/24/2012 3:57:03 PM |
JASHoldingsLTD1 | $25.00 | 8/24/2012 10:55:47 AM |
rate-hawk | $25.00 | 8/24/2012 3:12:57 PM |
bonus-seahorse | $38.00 | 8/24/2012 5:16:03 PM |
kulender | $100.00 | 8/24/2012 3:17:53 PM |
LeReve | $500.00 | 8/24/2012 5:53:31 PM |
emergencyMD | $25.00 | 8/24/2012 5:12:58 PM |
respectful-note5 | $25.00 | 8/24/2012 5:46:49 PM |
dudebrah | $25.00 | 8/24/2012 5:52:48 PM |
zorg77 | $25.00 | 8/24/2012 7:00:05 PM |
john0720 | $25.00 | 8/25/2012 7:06:50 AM |
courteous-fund9 | $25.00 | 8/25/2012 7:54:25 AM |
wealth-infusion6 | $50.00 | 8/24/2012 7:30:14 PM |
saxaphone6 | $25.00 | 8/24/2012 8:42:15 PM |
systematic-loan | $25.00 | 8/25/2012 10:55:08 AM |
Bubba-doggie-dog | $50.00 | 8/25/2012 9:05:40 AM |
DiligentiaLLC | $75.00 | 8/25/2012 10:32:17 AM |
Byrd24 | $100.00 | 8/25/2012 7:45:49 AM |
finance_mba | $25.00 | 8/25/2012 12:26:02 PM |
Pickmar | $25.00 | 8/25/2012 12:19:03 PM |
iLumberjack | $100.00 | 8/25/2012 1:20:59 PM |
money-surge1 | $25.00 | 8/25/2012 1:24:32 PM |
compatible-deal9 | $25.00 | 8/25/2012 1:35:26 PM |
myduck | $50.00 | 8/25/2012 4:11:04 PM |
compassionate-payment218 | $100.00 | 8/25/2012 1:38:19 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
627363
This series of Notes was issued and sold upon the funding of the borrower loan #73751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-24-2012 |
|
Lender yield:
| 19.99% |
Borrower rate/APR:
| 20.99% / 24.76% |
Monthly payment:
| $207.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.52% | | |
| |
Estimated return*:
| 11.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 25% |
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,408 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| tender-asset0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a Wedding
Purpose of loan:
This loan will be used to...
Fund a few last minute items for my wedding in September
My financial situation:
I am a good candidate for this loan because...
I earn 6 figures per year and have a 700 credit score, I just need some extra cash for some last minute wedding things. I have great credit, no recent late payments and am very reliable.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
five-star-note | $25.00 | 8/22/2012 10:51:20 AM |
RGlad | $400.00 | 8/22/2012 9:03:41 AM |
credit-coach118 | $40.01 | 8/22/2012 9:22:31 AM |
kila-designer | $199.99 | 8/22/2012 9:29:08 AM |
WisconsinFinance | $25.00 | 8/22/2012 9:04:02 AM |
houli123 | $25.00 | 8/22/2012 9:21:53 AM |
enticing-note | $25.00 | 8/22/2012 9:10:39 AM |
aggresive-commerce8 | $50.00 | 8/22/2012 9:46:00 AM |
loanman2007 | $100.00 | 8/22/2012 9:13:35 AM |
mikrolown | $25.00 | 8/22/2012 9:56:00 AM |
Astyanax | $49.45 | 8/22/2012 1:39:34 PM |
cybercop45 | $25.00 | 8/22/2012 2:05:13 PM |
_NaLNaBB | $200.00 | 8/22/2012 2:23:24 PM |
wkeboarder21 | $50.00 | 8/22/2012 1:42:57 PM |
credit-adventurer313 | $25.00 | 8/22/2012 4:05:03 PM |
ingenious-deal6 | $25.00 | 8/22/2012 5:12:12 PM |
Christophe | $25.00 | 8/22/2012 2:55:32 PM |
Lakeland | $25.00 | 8/22/2012 3:06:08 PM |
thankful-nickel2 | $50.00 | 8/22/2012 4:48:06 PM |
dariop | $25.01 | 8/22/2012 5:39:44 PM |
shellstar | $25.00 | 8/22/2012 7:01:56 PM |
RothySkynx | $25.00 | 8/22/2012 9:22:20 PM |
principal-star | $25.00 | 8/22/2012 8:35:18 PM |
Reddy_Capital | $36.00 | 8/22/2012 9:47:02 PM |
scoobiedoo | $50.01 | 8/22/2012 10:21:12 PM |
Abece | $250.00 | 8/23/2012 9:52:26 AM |
radforj22 | $25.00 | 8/23/2012 12:24:40 PM |
community-seahorse0 | $25.00 | 8/23/2012 12:27:26 PM |
Dubbs360 | $75.00 | 8/23/2012 11:14:13 AM |
Astyanax | $35.00 | 8/23/2012 5:38:16 PM |
cajunguy | $25.00 | 8/23/2012 3:58:28 PM |
geechee | $25.00 | 8/23/2012 5:46:05 PM |
goat0 | $100.00 | 8/23/2012 5:49:11 PM |
fantastic-bazaar2 | $100.00 | 8/23/2012 6:18:46 PM |
nvhm | $100.00 | 8/23/2012 8:41:41 PM |
chato2345 | $25.00 | 8/24/2012 6:34:30 AM |
keichi03 | $25.00 | 8/24/2012 6:36:07 AM |
friendinmoney | $25.00 | 8/24/2012 6:28:09 AM |
Leshan | $35.00 | 8/24/2012 9:08:22 AM |
scrappy-rate9 | $54.01 | 8/23/2012 8:15:40 PM |
adventurer447 | $219.04 | 8/24/2012 9:17:46 AM |
Nazbuster | $75.00 | 8/23/2012 8:52:25 PM |
natejx | $25.00 | 8/24/2012 9:12:18 AM |
rockhound84 | $25.00 | 8/24/2012 5:43:56 AM |
heerzaquestion | $50.00 | 8/24/2012 6:19:01 AM |
ChewyZ | $25.00 | 8/24/2012 6:35:18 AM |
burrben | $50.00 | 8/24/2012 9:01:57 AM |
thehousewife | $25.00 | 8/24/2012 9:08:42 AM |
Aberdeen | $100.00 | 8/22/2012 10:39:26 AM |
TheSituation | $25.00 | 8/22/2012 9:04:01 AM |
commerce-venture1 | $25.00 | 8/22/2012 9:04:27 AM |
vutah | $55.00 | 8/22/2012 9:09:36 AM |
glimmering-liberty616 | $25.00 | 8/22/2012 9:07:48 AM |
CA-Lender | $25.00 | 8/22/2012 9:21:14 AM |
janeybooboo | $75.00 | 8/22/2012 9:03:51 AM |
Vegasjim | $25.00 | 8/22/2012 9:16:47 AM |
golffish2 | $25.00 | 8/22/2012 9:04:05 AM |
riveting-credit5 | $25.00 | 8/22/2012 9:32:15 AM |
fabulous-bazaar4 | $25.00 | 8/22/2012 9:17:17 AM |
SolarMoonshine | $25.00 | 8/22/2012 9:44:43 AM |
cr8on | $200.00 | 8/22/2012 9:24:30 AM |
pierrelasvegas | $25.00 | 8/22/2012 9:52:55 AM |
EngineersAlliance | $75.00 | 8/22/2012 9:44:03 AM |
commerce-gargantuan2 | $50.00 | 8/22/2012 10:12:41 AM |
duty-viola | $25.00 | 8/22/2012 10:14:09 AM |
deal-kung-fu | $175.00 | 8/22/2012 11:14:10 AM |
ferocious-kindness8 | $30.00 | 8/22/2012 10:25:34 AM |
tranquil-gain1 | $50.00 | 8/22/2012 10:29:46 AM |
openness-antioxidant | $75.00 | 8/22/2012 10:04:47 AM |
gotjack-IRA | $50.00 | 8/22/2012 11:25:15 AM |
Rockymtnhi | $50.00 | 8/22/2012 11:31:30 AM |
encouraging-fund | $25.00 | 8/22/2012 1:23:26 PM |
Plutis | $25.00 | 8/22/2012 11:40:43 AM |
lowrater | $150.70 | 8/22/2012 3:26:38 PM |
missing-link | $25.00 | 8/22/2012 5:17:59 PM |
munnu | $25.00 | 8/22/2012 5:13:53 PM |
kila-designer | $100.00 | 8/22/2012 7:24:52 PM |
DasMula | $50.00 | 8/22/2012 6:28:13 PM |
serene-capital | $30.00 | 8/22/2012 10:20:58 PM |
prudent-bid3 | $50.00 | 8/23/2012 6:26:35 AM |
durability-ace9 | $30.00 | 8/23/2012 9:09:58 AM |
future-baby-fund | $25.00 | 8/23/2012 9:29:04 AM |
JESPA | $25.25 | 8/23/2012 9:34:04 AM |
elegant-return3 | $25.00 | 8/23/2012 11:19:43 AM |
Jay1064040 | $25.00 | 8/23/2012 1:18:31 PM |
Iwillhuntyoudown | $25.00 | 8/23/2012 2:24:58 PM |
Uylsses | $153.99 | 8/23/2012 10:38:18 AM |
powerspec1610 | $25.00 | 8/23/2012 5:34:59 PM |
hidavehi | $41.00 | 8/23/2012 5:37:40 PM |
wise-direct-community | $25.00 | 8/23/2012 6:05:58 PM |
SamyFromRI | $25.00 | 8/23/2012 8:28:01 PM |
EODLEGS | $25.00 | 8/23/2012 11:07:54 PM |
goodhearted-basis4 | $25.00 | 8/24/2012 12:59:02 AM |
brightest-benjamins-onator | $25.00 | 8/24/2012 4:10:38 AM |
loyalty-czar | $50.00 | 8/23/2012 8:41:54 PM |
KramericaIndustries | $25.54 | 8/24/2012 8:16:24 AM |
PCity-LOA15 | $50.00 | 8/23/2012 8:52:23 PM |
new-dollar-sprout | $100.00 | 8/24/2012 7:19:50 AM |
Cambalache | $40.00 | 8/24/2012 7:57:36 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
627417
This series of Notes was issued and sold upon the funding of the borrower loan #73344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 48% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 17y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,251 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-hercules2 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consilidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I am actively employed and have a good income
Monthly net income: $15000
Monthly expenses: $10000
Housing: $2600
Insurance: $450
Car expenses: $
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RGlad | $100.00 | 8/22/2012 9:08:21 AM |
janeybooboo | $50.00 | 8/22/2012 9:08:31 AM |
WisconsinFinance | $25.00 | 8/22/2012 9:04:32 AM |
refresher211 | $25.00 | 8/22/2012 9:14:00 AM |
duty-viola | $25.00 | 8/22/2012 10:14:10 AM |
let_me_retire | $50.00 | 8/23/2012 4:10:48 AM |
Star_Witness | $25.00 | 8/24/2012 6:31:06 PM |
versatile-dime442 | $100.00 | 8/28/2012 5:19:19 PM |
money-baron | $50.00 | 8/29/2012 10:31:57 AM |
TheSituation | $25.00 | 8/22/2012 9:04:32 AM |
community-burrito9 | $35.00 | 8/22/2012 9:05:02 AM |
CA-Lender | $25.00 | 8/22/2012 9:21:05 AM |
Something-Corporate | $25.00 | 8/22/2012 10:03:33 AM |
cr8on | $100.00 | 8/22/2012 10:47:23 AM |
liberty-tostada7 | $25.00 | 8/22/2012 11:40:20 AM |
WriteTheLegend | $100.00 | 8/22/2012 11:45:31 AM |
ultimate-peace | $250.00 | 8/22/2012 7:11:26 PM |
durability-ace9 | $30.00 | 8/23/2012 9:09:59 AM |
greencat | $50.00 | 8/24/2012 7:16:26 AM |
riveting-credit5 | $25.00 | 8/25/2012 12:45:53 PM |
worthy-bid8 | $100.00 | 8/26/2012 12:46:57 PM |
money-fort | $25.00 | 8/26/2012 8:28:45 PM |
Silver_Rupee | $25.01 | 8/27/2012 6:42:43 AM |
Jabez | $50.00 | 8/27/2012 3:15:59 PM |
open-minded-p2p1 | $25.00 | 8/27/2012 4:33:07 PM |
pdub | $200.00 | 8/28/2012 2:37:09 PM |
worth-blanket2 | $2,434.99 | 8/29/2012 3:30:00 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
628449
This series of Notes was issued and sold upon the funding of the borrower loan #73576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.25% |
Listing Start date:
| Aug-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 58% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,430 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| proud-funds562 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to... Pay off bill
My financial situation: is ok but im trying to make it better
I am a good candidate for this loan because...i am a responsible person and i would use the loan funds wisely
Monthly net income: $2300
Monthly expenses: $1200
Housing: $
Insurance: $40
Car expenses: $418
Utilities: $50
Phone, cable, internet: $30
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $460
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 8/24/2012 5:05:48 PM |
durability-ace9 | $30.00 | 8/24/2012 5:13:25 PM |
lovely-currency3 | $50.00 | 8/24/2012 6:01:17 PM |
community-burrito9 | $45.00 | 8/24/2012 5:25:10 PM |
liberty-tostada7 | $50.00 | 8/24/2012 5:29:49 PM |
Star_Witness | $25.00 | 8/24/2012 6:32:20 PM |
exciting-fairness | $200.00 | 8/25/2012 8:09:23 AM |
CA-Lender | $25.00 | 8/25/2012 12:25:53 PM |
worthy-bid8 | $100.00 | 8/25/2012 12:32:34 PM |
MI2 | $1,801.97 | 8/25/2012 2:02:31 PM |
Zingaro | $25.00 | 8/24/2012 6:12:44 PM |
managedfund | $333.00 | 8/24/2012 6:37:28 PM |
cr8on | $100.00 | 8/24/2012 6:41:57 PM |
courteous-platinum7 | $25.00 | 8/25/2012 6:33:03 AM |
let_me_retire | $35.00 | 8/25/2012 7:22:02 AM |
Free-the-usa-1776 | $25.00 | 8/25/2012 9:58:55 AM |
money-fort | $25.00 | 8/24/2012 9:45:55 PM |
berniemadeoff | $25.00 | 8/25/2012 1:59:43 PM |
YampaQuant | $25.00 | 8/25/2012 2:01:27 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
628589
This series of Notes was issued and sold upon the funding of the borrower loan #73350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.25% |
Listing Start date:
| Aug-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-24-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $197.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 11.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 70 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| orderly-benjamins436 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
durability-ace9 | $30.00 | 8/24/2012 5:13:26 PM |
LeReve | $500.00 | 8/24/2012 5:53:55 PM |
adventurer447 | $300.00 | 8/24/2012 5:57:46 PM |
pierrelasvegas | $25.00 | 8/24/2012 5:54:55 PM |
delectable-point5 | $50.00 | 8/24/2012 6:00:16 PM |
brainy-return234 | $25.00 | 8/24/2012 5:40:25 PM |
MI2 | $4,034.00 | 8/24/2012 6:02:57 PM |
selector568 | $286.00 | 8/24/2012 5:31:23 PM |
bid-banjo3 | $100.00 | 8/24/2012 5:44:26 PM |
silver-explorer6 | $25.00 | 8/24/2012 5:59:27 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
628733
This series of Notes was issued and sold upon the funding of the borrower loan #73353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 54% |
Credit score:
| 660-679 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,529 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| MeetSuite |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
The purpose of this loan is for my husband and I to continue with the development of our mobile app, MeetSuite. MeetSuite was created by my husband and I to be the sophisticated video chat room application that allows customers to host and take part in meetings or casual conversations in an organized, intuitive and fun way. Due to the cost associated with developing the live video streaming portion of our mobile app, we are initially concentrating on putting into place the chat feature with the capability for users to share previously recorded videos and files. We will also implement a community feature in which the customer will be able to create a community within the app where they can gather individuals sharing the same interests which encourages users to continually use the app and spread the word to others.
This loan will be used to complete the initial version of our MeetSuite mobile application which we will launch to the Android market. Also, the loan will be used to assist us in then porting MeetSuite over to the iOS market along with aiding us with marketing materials (promotion graphics, videos, etc.).
Currently my husband and I both work full time in addition to working on our business and have thus far provided sole funding. However, the cost in completing our MeetSuite mobile app has proven to become quite costly.
I am a good candidate for this loan because I truly feel that our mobile application will truly be beneficial to many people regardless of the business area they are in and something that can also be used on a very impersonal level as well. We have shown our business plan and storyboard idea to several individuals in the business arena and all have walked away with the feeling that our app will go very far and that they could personally use the app in their own business/personal use.
Monthly net income: $2879.17
Monthly expenses: $1622.50
Housing: $497.50
Insurance: $105
Car expenses: $0
Utilities: $50
Phone, cable, internet: $20
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
refresher211 | $25.00 | 8/27/2012 6:04:05 PM |
duty-viola | $25.00 | 8/27/2012 6:11:47 PM |
durability-ace9 | $30.00 | 8/27/2012 6:02:57 PM |
jebber007 | $25.00 | 8/27/2012 11:16:35 PM |
WriteTheLegend | $100.00 | 8/28/2012 11:17:45 AM |
ultimate-peace | $250.00 | 8/28/2012 6:13:46 PM |
alaskanbearcub | $25.00 | 8/28/2012 6:31:22 PM |
money-baron | $50.00 | 8/29/2012 10:32:04 AM |
dudebrah | $25.00 | 8/29/2012 11:38:59 AM |
versatile-dime442 | $100.00 | 8/30/2012 9:37:43 AM |
MI2 | $1,592.67 | 8/30/2012 10:00:00 AM |
worthy-bid8 | $100.00 | 8/27/2012 5:41:28 PM |
cr8on | $100.00 | 8/27/2012 6:30:44 PM |
let_me_retire | $25.00 | 8/28/2012 6:05:16 AM |
CalBear08 | $33.33 | 8/27/2012 10:57:32 PM |
decisive-income7 | $500.00 | 8/28/2012 7:25:03 AM |
DreisersFinancier | $50.00 | 8/28/2012 9:37:39 AM |
pdub | $200.00 | 8/28/2012 2:37:31 PM |
neighborly-truth1 | $50.00 | 8/29/2012 9:59:39 AM |
greencat | $50.00 | 8/30/2012 9:16:44 AM |
Dubbs360 | $500.00 | 8/30/2012 9:49:10 AM |
botfolio | $144.00 | 8/30/2012 9:51:53 AM |
treasure-palace661 | $350.00 | 8/30/2012 9:53:35 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
628927
This series of Notes was issued and sold upon the funding of the borrower loan #73356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,700.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-29-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $148.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,392 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| logical-liberty062 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I will be using it to pay a higher interest debt on which I already have a perfect payment record.
Monthly net income: $ 5500
Monthly expenses: $ 3450
Housing: $ 1250
Insurance: $ 100
Car expenses: $ 280
Utilities: $ 350
Phone, cable, internet: $175
Food, entertainment: $100
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bowdish1 | $100.00 | 8/24/2012 5:12:45 PM |
loyalty-delight6 | $25.00 | 8/24/2012 5:29:14 PM |
fabulous-bazaar4 | $25.00 | 8/24/2012 5:45:20 PM |
bazaar-tulip | $25.00 | 8/24/2012 6:10:36 PM |
blot44 | $25.00 | 8/25/2012 7:16:21 AM |
serene-capital | $25.00 | 8/25/2012 11:15:16 AM |
kenji4861 | $25.00 | 8/25/2012 12:22:08 PM |
jazz619 | $25.00 | 8/27/2012 6:21:04 PM |
new-return-faire | $100.00 | 8/28/2012 5:38:49 PM |
CoolPlexer | $50.00 | 8/28/2012 6:43:49 PM |
droryikra | $25.00 | 8/29/2012 3:13:55 AM |
EnglishGeekInNYC | $25.00 | 8/29/2012 9:12:24 AM |
availableloan | $25.00 | 8/29/2012 9:30:20 AM |
msb-emba | $25.00 | 8/29/2012 2:12:41 PM |
income-encore1 | $25.00 | 8/29/2012 12:13:47 PM |
authoritative-commerce2 | $25.00 | 8/29/2012 5:09:57 PM |
D911ave | $50.00 | 8/29/2012 5:28:38 PM |
undaunted-fairness0 | $25.00 | 8/29/2012 5:03:29 PM |
MI2 | $2,308.29 | 8/29/2012 6:06:59 PM |
community-burrito9 | $30.00 | 8/24/2012 5:19:58 PM |
NYCLAIMSGUY | $25.00 | 8/24/2012 6:56:08 PM |
GoldenKoi | $50.00 | 8/25/2012 2:42:10 AM |
adventurer447 | $300.00 | 8/24/2012 5:57:47 PM |
unrelenting-power5 | $50.00 | 8/24/2012 7:29:09 PM |
teamtiny | $25.00 | 8/25/2012 7:36:37 AM |
jcornehlsen | $25.00 | 8/24/2012 6:34:10 PM |
Plutis | $25.00 | 8/24/2012 6:52:41 PM |
commerce-gargantuan2 | $100.00 | 8/25/2012 11:04:29 AM |
britgsb | $50.00 | 8/25/2012 12:28:19 PM |
cello1 | $25.00 | 8/25/2012 11:27:16 AM |
SkynxhuntIRA | $25.00 | 8/25/2012 3:01:42 PM |
blue-useful-auction | $25.00 | 8/27/2012 6:57:49 AM |
zenyatta | $25.00 | 8/27/2012 7:01:53 AM |
rate-banshee0 | $25.00 | 8/27/2012 7:13:43 AM |
sweet-social2 | $25.00 | 8/27/2012 8:53:33 AM |
Arg3998 | $50.00 | 8/27/2012 6:03:04 AM |
adaboy65 | $50.00 | 8/27/2012 9:51:12 AM |
red-heroic-peace | $25.00 | 8/27/2012 11:16:27 AM |
magnificent-income7 | $25.00 | 8/27/2012 11:02:24 PM |
loan-mongoose1 | $25.00 | 8/27/2012 8:45:24 PM |
Sarspatula | $25.00 | 8/28/2012 9:25:52 AM |
Longfellow20011 | $25.00 | 8/28/2012 5:45:26 PM |
revenue-achievement | $25.00 | 8/29/2012 7:12:53 AM |
versatile-dime442 | $250.00 | 8/29/2012 9:12:53 AM |
emphatic-responsibility | $50.00 | 8/29/2012 9:13:49 AM |
Perdita_II | $25.00 | 8/29/2012 9:14:05 AM |
sympathetic-funds818 | $25.00 | 8/29/2012 10:22:05 AM |
gravbox | $25.00 | 8/29/2012 10:30:37 AM |
enticing-note | $25.00 | 8/29/2012 10:17:12 AM |
super_pickle | $50.00 | 8/29/2012 12:45:47 PM |
SPickle | $31.71 | 8/29/2012 12:28:26 PM |
blue-laudable-dinero | $50.00 | 8/29/2012 1:55:41 PM |
exciting-finance288 | $30.00 | 8/29/2012 2:02:39 PM |
richboy56 | $25.00 | 8/29/2012 2:49:13 PM |
octoberfresh | $25.00 | 8/29/2012 5:27:11 PM |
munnu | $25.00 | 8/29/2012 5:39:17 PM |
Guerrilla_Man | $25.00 | 8/29/2012 5:10:33 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
629019
This series of Notes was issued and sold upon the funding of the borrower loan #73706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.24% |
Listing Start date:
| Aug-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 20.81% |
Borrower rate/APR:
| 21.81% / 24.30% |
Monthly payment:
| $412.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.32% | | |
| |
Estimated return*:
| 14.08% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| just-principal2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2011)
|
Principal balance:
| $3,828.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off 2 high interest loans and my current prosper loan.
Loan 1 - $8,500
Loan 2 - $3,900 (prosper)
Loan 3 - $450
The remaining money will be used towards car repairs and other miscellaneous expenses.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time. As you can see, I've never been a day late on my current prosper loan. If you assist me in getting this loan, it will greatly help reduce my monthly expenses and allow me to deal with only one company, rather than three.
Monthly net income: $2,250
Monthly expenses: $1,350 before this loan
$1,000 after this loan
Thank you in advance for your consideration. I extend to you my deepest gratitude!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
entertaining-rate9 | $25.00 | 8/27/2012 5:04:08 PM |
pierrelasvegas | $25.00 | 8/27/2012 5:09:39 PM |
mikrolown | $25.00 | 8/27/2012 5:32:07 PM |
moneylender25 | $25.00 | 8/27/2012 5:35:06 PM |
RGlad | $250.00 | 8/27/2012 5:03:43 PM |
knee_caps | $26.00 | 8/27/2012 5:53:25 PM |
bazaar-tulip | $25.00 | 8/27/2012 5:05:43 PM |
Silver_Rupee | $25.01 | 8/27/2012 5:46:07 PM |
113121 | $25.00 | 8/27/2012 6:01:43 PM |
thrilling-fund427 | $50.00 | 8/27/2012 5:57:22 PM |
bid-banjo3 | $100.00 | 8/27/2012 5:59:11 PM |
john0720 | $25.00 | 8/27/2012 5:23:10 PM |
adventurer447 | $300.00 | 8/27/2012 5:28:22 PM |
LeReve | $500.00 | 8/27/2012 6:07:30 PM |
EnglishGeekInNYC | $25.00 | 8/27/2012 5:31:12 PM |
duty-viola | $25.00 | 8/27/2012 6:11:47 PM |
EFS | $63.03 | 8/27/2012 6:57:21 PM |
britgsb | $50.00 | 8/27/2012 5:42:24 PM |
five-star-note | $25.00 | 8/27/2012 7:36:28 PM |
managedfund | $1,333.00 | 8/27/2012 6:32:52 PM |
fate-amenable-to-change | $50.00 | 8/27/2012 8:05:57 PM |
durability-ace9 | $30.00 | 8/27/2012 6:02:57 PM |
Ubiquinone | $25.00 | 8/27/2012 9:07:01 PM |
red-ethical-duty6 | $50.00 | 8/27/2012 9:42:53 PM |
irrelevant | $50.00 | 8/28/2012 5:05:09 AM |
income-triangulation1 | $25.00 | 8/28/2012 1:31:45 AM |
LittleMingo | $30.00 | 8/28/2012 2:35:46 AM |
melodious-openness | $100.00 | 8/27/2012 6:20:01 PM |
mikeandcat | $100.00 | 8/28/2012 4:46:52 AM |
lnuss25 | $25.00 | 8/28/2012 4:51:53 AM |
gotjack-IRA | $25.03 | 8/27/2012 6:54:20 PM |
Leshan | $75.00 | 8/28/2012 7:44:15 AM |
skillful-asset5 | $30.00 | 8/27/2012 7:07:27 PM |
transparency-position | $29.00 | 8/27/2012 7:08:34 PM |
dollar-authority | $59.29 | 8/28/2012 7:38:29 AM |
majestic-currency3 | $50.00 | 8/27/2012 8:02:54 PM |
Rulea72 | $25.00 | 8/28/2012 8:07:10 AM |
graceful-investment | $47.71 | 8/27/2012 8:57:59 PM |
Astyanax | $50.00 | 8/27/2012 10:18:26 PM |
fox798 | $100.00 | 8/28/2012 8:34:17 AM |
merriewold | $40.00 | 8/28/2012 9:12:35 AM |
real-return2 | $26.00 | 8/28/2012 9:01:14 AM |
nimble-revenue5 | $69.00 | 8/28/2012 9:23:51 AM |
quantum_leap | $50.00 | 8/28/2012 9:11:21 AM |
compounding21 | $25.00 | 8/28/2012 9:30:27 AM |
open-dough6 | $25.00 | 8/28/2012 9:34:21 AM |
dime-sprout | $25.00 | 8/28/2012 9:19:22 AM |
fortytwo | $150.00 | 8/28/2012 9:30:06 AM |
asset-professor | $25.00 | 8/28/2012 9:49:01 AM |
tnjohnso | $25.00 | 8/28/2012 9:38:12 AM |
handshake5 | $100.00 | 8/28/2012 9:53:47 AM |
jetavana | $25.00 | 8/28/2012 9:54:26 AM |
jazzlender | $25.00 | 8/28/2012 9:54:44 AM |
enchanted-note | $25.00 | 8/28/2012 9:10:05 AM |
Cronos | $27.00 | 8/28/2012 9:42:23 AM |
dedicated-diversification5 | $63.00 | 8/28/2012 10:12:22 AM |
treasure-bliss | $25.00 | 8/28/2012 9:31:21 AM |
lawyervon | $25.00 | 8/28/2012 10:04:49 AM |
AF-Chief | $25.00 | 8/28/2012 10:08:35 AM |
skillful-market6 | $25.00 | 8/28/2012 10:08:54 AM |
processor115 | $25.00 | 8/28/2012 10:14:11 AM |
Comoparklender | $25.00 | 8/28/2012 10:40:15 AM |
musegaze | $50.00 | 8/28/2012 9:42:04 AM |
fcrick | $38.00 | 8/28/2012 10:18:18 AM |
hard-working-rate3 | $25.00 | 8/28/2012 9:51:54 AM |
nex | $25.00 | 8/28/2012 10:02:34 AM |
sinner_c5 | $25.00 | 8/28/2012 10:09:44 AM |
ImNotSoDumb | $33.01 | 8/28/2012 10:58:44 AM |
social-hunter5 | $25.00 | 8/28/2012 2:22:11 PM |
kind-credit-bear | $50.00 | 8/28/2012 10:21:59 AM |
Mathon | $25.00 | 8/28/2012 10:24:25 AM |
tooflets | $25.00 | 8/28/2012 3:35:34 PM |
artisan369 | $221.60 | 8/28/2012 3:51:06 PM |
thehousewife | $25.00 | 8/28/2012 1:02:08 PM |
108lender | $200.00 | 8/28/2012 10:42:07 AM |
HLender | $40.00 | 8/28/2012 11:01:00 AM |
receptive-affluence035 | $40.00 | 8/28/2012 11:21:02 AM |
DoctorJoe | $25.00 | 8/28/2012 3:33:03 PM |
ideal-platinum1 | $25.00 | 8/28/2012 12:04:02 PM |
stollcm | $25.00 | 8/28/2012 2:55:00 PM |
newest-bid-britches | $25.00 | 8/27/2012 5:06:44 PM |
et28 | $75.00 | 8/27/2012 5:12:02 PM |
rate-hawk | $25.00 | 8/27/2012 5:19:49 PM |
626457 | $25.00 | 8/27/2012 5:24:56 PM |
Assets-Up | $25.00 | 8/27/2012 5:47:57 PM |
Aberdeen | $99.00 | 8/27/2012 6:01:44 PM |
tolerant-responsibility051 | $2,000.00 | 8/27/2012 5:54:43 PM |
100units | $200.00 | 8/27/2012 5:59:48 PM |
auction-seeker | $25.00 | 8/27/2012 5:29:26 PM |
shawnw2 | $150.00 | 8/27/2012 6:34:40 PM |
Fitiwalt7 | $25.00 | 8/27/2012 7:06:37 PM |
fuse136 | $25.00 | 8/27/2012 7:10:26 PM |
green-lively-bill | $25.00 | 8/27/2012 6:22:58 PM |
pragmatic-auction8 | $50.00 | 8/27/2012 7:37:13 PM |
Investor_DP | $100.00 | 8/27/2012 5:46:42 PM |
transparency-sapling | $25.00 | 8/27/2012 5:48:46 PM |
adaboy65 | $100.00 | 8/27/2012 5:55:54 PM |
bewitching-dollar5 | $100.00 | 8/27/2012 5:57:19 PM |
graceful-D4Sinvestment | $60.00 | 8/27/2012 9:06:32 PM |
justice-allocator3 | $28.96 | 8/27/2012 7:36:56 PM |
elegant-loot | $200.00 | 8/27/2012 5:59:39 PM |
CalBear08 | $133.32 | 8/27/2012 10:43:15 PM |
orange-liberty-oyster | $100.00 | 8/27/2012 6:00:50 PM |
valiant-note129 | $91.43 | 8/27/2012 8:45:43 PM |
ingenious-deal6 | $25.00 | 8/27/2012 6:05:52 PM |
Feyenoord | $30.00 | 8/27/2012 6:10:17 PM |
scholarly-order6 | $125.00 | 8/28/2012 6:03:11 AM |
corporatejim | $44.36 | 8/28/2012 3:14:56 AM |
ethical-truth211 | $200.00 | 8/28/2012 3:43:34 AM |
DasMula | $100.00 | 8/28/2012 7:13:31 AM |
1stPlace | $50.00 | 8/28/2012 6:14:55 AM |
cerebral-dollar773 | $25.00 | 8/28/2012 6:25:38 AM |
trumpeter391 | $40.00 | 8/27/2012 7:15:08 PM |
tech310 | $50.00 | 8/28/2012 9:02:33 AM |
enthusiastic-balance5 | $100.00 | 8/28/2012 9:03:52 AM |
deal-banker | $37.00 | 8/28/2012 9:20:43 AM |
tender-commerce8 | $50.00 | 8/28/2012 9:07:07 AM |
compatible-deal9 | $50.00 | 8/28/2012 9:16:33 AM |
crdcteng | $25.00 | 8/28/2012 9:23:12 AM |
Bob450 | $25.00 | 8/28/2012 7:55:05 AM |
IIP77 | $25.00 | 8/28/2012 9:25:32 AM |
bob450-roth | $25.00 | 8/28/2012 8:20:45 AM |
life-is-great | $25.00 | 8/28/2012 9:31:05 AM |
social-cocktail1 | $200.00 | 8/28/2012 9:35:32 AM |
money-bauble | $100.00 | 8/28/2012 9:46:17 AM |
jamiee73 | $25.00 | 8/28/2012 9:47:45 AM |
orearella3 | $25.00 | 8/28/2012 9:52:39 AM |
melodious-fairness | $25.00 | 8/28/2012 9:39:01 AM |
Kaj | $25.00 | 8/28/2012 9:39:04 AM |
pedroballgame | $50.00 | 8/28/2012 9:39:59 AM |
Track-Layer | $100.00 | 8/28/2012 9:12:47 AM |
87Marc | $25.00 | 8/28/2012 9:42:38 AM |
dublin063 | $25.00 | 8/28/2012 9:45:15 AM |
money-surge1 | $25.00 | 8/28/2012 10:04:06 AM |
orange-preeminant-bill | $25.00 | 8/28/2012 9:19:13 AM |
enticing-note | $25.00 | 8/28/2012 10:07:14 AM |
mikbos | $25.00 | 8/28/2012 9:49:09 AM |
listing-vista | $50.00 | 8/28/2012 9:21:56 AM |
wwwUniversal | $25.00 | 8/28/2012 9:27:11 AM |
treasure-generator | $25.00 | 8/28/2012 10:15:11 AM |
pujols8996 | $50.00 | 8/28/2012 9:28:45 AM |
velocity-solo | $25.00 | 8/28/2012 9:28:55 AM |
907 | $100.00 | 8/28/2012 10:01:10 AM |
the-silver-blaster | $50.00 | 8/28/2012 9:34:25 AM |
durability-mad-scientist4 | $26.00 | 8/28/2012 9:35:41 AM |
genius520 | $100.00 | 8/28/2012 9:36:52 AM |
dukeiyer | $25.00 | 8/28/2012 10:36:36 AM |
pembull | $25.00 | 8/28/2012 10:40:25 AM |
unrelenting-auction7 | $25.00 | 8/28/2012 10:19:07 AM |
WalnutCreekguy | $50.00 | 8/28/2012 9:44:59 AM |
openness-surge0 | $25.00 | 8/28/2012 10:19:50 AM |
MrBailey | $25.00 | 8/28/2012 10:22:01 AM |
MilitaryAV8R | $25.00 | 8/28/2012 10:22:16 AM |
finance-prescription | $100.00 | 8/28/2012 10:23:51 AM |
delectable-point5 | $50.00 | 8/28/2012 9:48:25 AM |
mercuriant | $25.00 | 8/28/2012 9:49:06 AM |
SLN-10 | $30.00 | 8/28/2012 11:07:13 AM |
stills | $25.00 | 8/28/2012 11:13:55 AM |
principal-laser | $74.47 | 8/28/2012 11:49:36 AM |
kind-fairness-quest | $25.00 | 8/28/2012 11:49:44 AM |
designer_10 | $25.00 | 8/28/2012 10:05:45 AM |
moneytolend72 | $30.00 | 8/28/2012 12:40:39 PM |
rich329 | $25.00 | 8/28/2012 12:50:10 PM |
integrity-doctor | $100.00 | 8/28/2012 12:19:52 PM |
goodhearted-gold3 | $54.08 | 8/28/2012 12:51:31 PM |
EL_Papin | $25.00 | 8/28/2012 10:38:39 AM |
worth-sanctuary9 | $25.00 | 8/28/2012 10:41:30 AM |
MyPFBlog | $25.00 | 8/28/2012 3:37:36 PM |
pdub | $500.00 | 8/28/2012 2:42:25 PM |
euro-eagle1 | $25.70 | 8/28/2012 3:00:53 PM |
finance-coyote3 | $2,000.00 | 8/28/2012 3:16:27 PM |
171 Investments
|
Borrower Payment Dependent Notes Series
629983
This series of Notes was issued and sold upon the funding of the borrower loan #73709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.74% |
Listing Start date:
| Aug-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 7.39% |
Borrower rate/APR:
| 8.39% / 9.74% |
Monthly payment:
| $787.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.39% | | |
| |
Estimated return*:
| 5.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,866 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-justice918 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... consolidate debt from cards with a high rate.
My financial situation:
I am a good candidate for this loan because... I am fully employed at a great company making $87k/yr with a 10% bonus, and I do additional consulting work on the side.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loyalty-delight6 | $25.00 | 8/27/2012 5:25:31 PM |
adventurer447 | $300.00 | 8/27/2012 5:28:29 PM |
blot44 | $25.00 | 8/28/2012 6:17:24 AM |
jcornehlsen | $25.00 | 8/28/2012 10:13:38 AM |
versatile-dime442 | $250.00 | 8/28/2012 5:18:15 PM |
simplelender80 | $500.00 | 8/28/2012 5:39:10 PM |
prudent-dough458 | $25.00 | 8/28/2012 5:40:07 PM |
Dubbs360 | $500.00 | 8/28/2012 5:32:06 PM |
revenue-achievement | $25.00 | 8/29/2012 7:12:57 AM |
MI2 | $5,000.00 | 8/29/2012 10:26:28 AM |
FlexFunding | $50.00 | 8/29/2012 12:32:42 PM |
commerce-wildebeest2 | $25.00 | 8/29/2012 10:02:51 AM |
exciting-finance288 | $30.00 | 8/29/2012 2:02:40 PM |
compoundinterest | $25.00 | 8/29/2012 5:01:46 PM |
honker425 | $100.00 | 8/29/2012 5:07:38 PM |
silver-explorer6 | $25.00 | 8/29/2012 5:55:29 PM |
octoberfresh | $25.00 | 8/29/2012 5:27:12 PM |
finance-symphony7 | $200.00 | 8/29/2012 7:02:06 PM |
student17354 | $35.00 | 8/29/2012 7:36:44 PM |
compatible-deal9 | $50.00 | 8/30/2012 8:59:19 AM |
rmachi | $25.00 | 8/30/2012 9:02:09 AM |
awesome-compassion5 | $25.00 | 8/30/2012 8:58:32 AM |
Darts | $50.00 | 8/29/2012 10:27:03 PM |
radforj22 | $75.00 | 8/30/2012 5:44:13 AM |
BDL-Roth | $25.00 | 8/30/2012 9:02:40 AM |
debt-legend | $25.00 | 8/30/2012 9:04:12 AM |
indomitable-coin | $25.00 | 8/30/2012 9:05:32 AM |
AFairDeal | $25.00 | 8/30/2012 9:35:23 AM |
benevolent-marketplace4 | $2,500.00 | 8/30/2012 9:48:19 AM |
Clambake | $25.00 | 8/30/2012 10:17:12 AM |
treasure-implementer | $25.00 | 8/30/2012 9:52:23 AM |
enriched-return057 | $25.00 | 8/30/2012 11:07:59 AM |
euro-melody896 | $500.00 | 8/30/2012 2:53:34 PM |
profitable-commerce822 | $25.00 | 8/30/2012 12:59:56 PM |
LongTail | $40.00 | 8/30/2012 4:32:56 PM |
responsive-worth5 | $25.00 | 8/30/2012 1:39:34 PM |
bradomino | $25.00 | 8/30/2012 10:23:06 AM |
velocity-javelin8 | $25.00 | 8/30/2012 5:06:43 PM |
otter | $50.00 | 8/30/2012 5:09:30 PM |
jstefans | $25.00 | 8/30/2012 5:17:11 PM |
PsychoWallaby | $50.00 | 8/30/2012 5:18:39 PM |
p1k4blu | $25.00 | 8/30/2012 5:20:00 PM |
velocity-solo | $25.00 | 8/30/2012 5:23:49 PM |
the-lean-affluence1 | $25.00 | 8/30/2012 5:24:23 PM |
bold-organic-yield | $500.00 | 8/30/2012 5:24:50 PM |
AdamClemSC | $25.00 | 8/30/2012 5:26:27 PM |
csakhil | $50.00 | 8/30/2012 5:06:16 PM |
efficient-marketplace | $25.00 | 8/30/2012 5:06:53 PM |
mistertao | $25.00 | 8/30/2012 5:08:06 PM |
BuffetRocks | $50.00 | 8/30/2012 5:10:01 PM |
Aimvest | $25.00 | 8/30/2012 5:33:33 PM |
dharma1 | $25.00 | 8/30/2012 5:13:30 PM |
moola-computer | $50.00 | 8/30/2012 5:39:26 PM |
prudent-deal662 | $25.00 | 8/30/2012 5:16:01 PM |
wealth-influencer | $25.00 | 8/30/2012 5:16:27 PM |
GMOD026 | $25.00 | 8/30/2012 5:42:27 PM |
brazilofmux | $100.00 | 8/30/2012 5:21:05 PM |
China0813 | $25.00 | 8/30/2012 5:46:20 PM |
kriegs | $75.00 | 8/30/2012 5:46:57 PM |
PRGuyinVA | $25.00 | 8/30/2012 5:48:04 PM |
PeterV | $25.00 | 8/30/2012 5:57:43 PM |
abundant-velocity5 | $100.00 | 8/30/2012 6:06:33 PM |
LogicalCC | $25.00 | 8/30/2012 5:33:02 PM |
ianakacg | $25.00 | 8/30/2012 5:34:59 PM |
emprestador | $25.00 | 8/30/2012 5:36:52 PM |
nerdfactor | $25.00 | 8/30/2012 5:37:30 PM |
selfmademan | $25.00 | 8/30/2012 6:15:30 PM |
currency-chihuahua3 | $50.00 | 8/30/2012 5:41:14 PM |
MrDavid | $75.00 | 8/30/2012 5:00:57 PM |
sanjubab | $50.00 | 8/30/2012 6:24:42 PM |
investment-kingdom | $25.00 | 8/30/2012 5:01:11 PM |
joseapg | $25.00 | 8/30/2012 5:45:35 PM |
income-excellence1 | $25.00 | 8/30/2012 5:48:41 PM |
compassionate-fairness6 | $25.00 | 8/30/2012 5:02:59 PM |
american6 | $50.00 | 8/30/2012 5:03:47 PM |
important-penny3 | $25.00 | 8/30/2012 5:04:18 PM |
TSC | $50.00 | 8/30/2012 5:52:49 PM |
charming-dime | $50.00 | 8/30/2012 5:55:47 PM |
benevolent-moola291 | $50.00 | 8/30/2012 5:07:30 PM |
availableloan | $25.00 | 8/30/2012 6:03:08 PM |
gold-disk | $25.00 | 8/30/2012 5:09:26 PM |
dollar-runner534 | $25.00 | 8/30/2012 7:36:50 PM |
lgs83 | $30.00 | 8/30/2012 5:11:29 PM |
blukestrel | $25.00 | 8/30/2012 5:12:50 PM |
proud-pound4 | $25.00 | 8/30/2012 5:13:41 PM |
balance-voyager | $75.00 | 8/30/2012 5:14:38 PM |
geekguy | $25.00 | 8/30/2012 6:11:42 PM |
larslfe | $25.00 | 8/30/2012 5:15:40 PM |
mnmcarve | $25.00 | 8/30/2012 5:20:43 PM |
payout-paladin0 | $25.00 | 8/30/2012 5:23:35 PM |
silverloan | $50.00 | 8/30/2012 5:25:47 PM |
capital-dynamo0 | $25.00 | 8/30/2012 5:27:55 PM |
NObama | $25.00 | 8/30/2012 5:36:04 PM |
trucklawyer | $25.00 | 8/30/2012 5:41:00 PM |
trade-watcher | $25.00 | 8/30/2012 5:42:52 PM |
auction-iris9 | $120.00 | 8/30/2012 5:43:53 PM |
hardtofind | $50.00 | 8/30/2012 5:46:08 PM |
BGILlender | $50.00 | 8/31/2012 5:32:48 AM |
value-wind0 | $50.00 | 8/30/2012 5:53:14 PM |
DarkInvestor | $27.00 | 8/30/2012 9:39:53 PM |
greenback-drummer9 | $25.00 | 8/31/2012 5:45:20 AM |
Heatguy | $50.00 | 8/30/2012 5:53:53 PM |
tlp43 | $25.00 | 8/30/2012 5:57:05 PM |
powdrsnow | $25.00 | 8/30/2012 6:01:52 PM |
LimaGuy | $26.81 | 8/31/2012 6:11:46 AM |
responsibility-magnate | $40.00 | 8/31/2012 6:24:46 AM |
rokdim | $50.00 | 8/30/2012 6:06:31 PM |
Felici_Finance | $25.00 | 8/31/2012 3:54:07 AM |
Use_It_Wisely | $25.00 | 8/31/2012 8:23:52 AM |
reward-dynamo | $25.00 | 8/30/2012 7:16:37 PM |
fairness-boomer6 | $50.00 | 8/31/2012 8:58:38 AM |
anonymousAE | $25.00 | 8/31/2012 7:06:57 AM |
order-pony8 | $41.91 | 8/31/2012 7:12:49 AM |
asset-guitar5 | $33.16 | 8/31/2012 7:37:38 AM |
magical-greenback | $25.00 | 8/31/2012 9:04:06 AM |
BeansMan02 | $25.00 | 8/31/2012 9:05:02 AM |
BB-ptoploan | $50.00 | 8/30/2012 8:52:23 PM |
visionary-dedication5 | $50.00 | 8/31/2012 7:54:28 AM |
realtormoises | $25.00 | 8/31/2012 9:05:59 AM |
Tylerh | $250.00 | 8/31/2012 9:08:46 AM |
capital_gains | $50.00 | 8/31/2012 8:35:38 AM |
currency-scientist7 | $25.00 | 8/31/2012 9:10:59 AM |
adamnash | $25.00 | 8/31/2012 9:11:37 AM |
onlyinchicago | $50.00 | 8/31/2012 9:00:49 AM |
mrsasman | $50.00 | 8/31/2012 9:01:13 AM |
Nickle-Back | $30.00 | 8/31/2012 9:13:17 AM |
dough-kitten5 | $25.00 | 8/31/2012 3:44:24 AM |
asset-equilibrium0 | $25.00 | 8/31/2012 9:18:09 AM |
benefit-ruler | $25.00 | 8/31/2012 5:30:02 AM |
the_winning_ticket | $250.00 | 8/31/2012 9:05:05 AM |
treasure-serrano729 | $44.67 | 8/31/2012 9:05:46 AM |
James_and_Tracy | $25.00 | 8/31/2012 9:06:32 AM |
TheYellowDart | $25.00 | 8/31/2012 9:20:49 AM |
Culebra1930 | $75.00 | 8/31/2012 9:21:19 AM |
intuitive-integrity9 | $50.00 | 8/31/2012 9:22:18 AM |
jfd287 | $25.00 | 8/31/2012 9:06:59 AM |
Ben-Siegelbaum | $100.00 | 8/31/2012 9:23:36 AM |
marketplace-achievement | $25.00 | 8/31/2012 9:07:56 AM |
the-brainy-power | $25.00 | 8/31/2012 6:32:22 AM |
BigBag | $25.00 | 8/31/2012 6:37:16 AM |
ebusinessagent | $25.00 | 8/31/2012 9:25:48 AM |
SourDoughSteve | $25.00 | 8/31/2012 6:44:32 AM |
murren | $25.00 | 8/31/2012 9:26:25 AM |
shabufa | $25.00 | 8/31/2012 9:08:59 AM |
shaps | $25.00 | 8/31/2012 9:09:14 AM |
kevin314 | $25.00 | 8/31/2012 9:31:23 AM |
kind-genuine-dough | $25.00 | 8/31/2012 9:32:32 AM |
meux99 | $25.00 | 8/31/2012 9:12:48 AM |
holstj | $25.00 | 8/31/2012 9:12:57 AM |
justice-disk7 | $25.00 | 8/31/2012 9:13:15 AM |
Geldmeister | $50.00 | 8/31/2012 9:34:24 AM |
blooming-market | $25.00 | 8/31/2012 9:15:14 AM |
pawsitive | $30.00 | 8/31/2012 9:16:11 AM |
rutzebach1 | $94.27 | 8/31/2012 8:30:54 AM |
pennyologist | $25.00 | 8/31/2012 8:37:36 AM |
brilliant-revenue | $50.00 | 8/31/2012 9:22:53 AM |
Poohcho | $25.00 | 8/31/2012 9:25:54 AM |
gatorbanker | $25.00 | 8/31/2012 9:02:03 AM |
gallant-economy9 | $50.00 | 8/31/2012 9:02:20 AM |
wise-repayment-kayak | $50.00 | 8/31/2012 9:30:35 AM |
investment-pro4 | $100.00 | 8/31/2012 9:31:13 AM |
nimble-money0 | $25.00 | 8/31/2012 9:31:16 AM |
jbaum | $40.00 | 8/31/2012 9:34:33 AM |
kewgdns | $30.00 | 8/31/2012 9:04:47 AM |
tenacious-peace954 | $100.00 | 8/31/2012 9:05:29 AM |
wealthstar | $25.00 | 8/31/2012 9:35:38 AM |
leeball | $50.00 | 8/31/2012 9:35:49 AM |
gsand11 | $50.00 | 8/31/2012 9:06:53 AM |
euro-speaker8 | $100.00 | 8/31/2012 9:08:17 AM |
the-magnificent-loan | $100.00 | 8/31/2012 9:08:35 AM |
foxworthy77 | $25.00 | 8/31/2012 9:11:50 AM |
sabre79 | $25.00 | 8/31/2012 9:12:41 AM |
tj1683 | $25.00 | 8/31/2012 9:12:56 AM |
liberty-viola | $25.00 | 8/31/2012 9:13:45 AM |
intrepid-credit5 | $25.00 | 8/31/2012 9:14:32 AM |
MCDXLIV | $25.00 | 8/31/2012 9:15:57 AM |
KWarrior | $100.00 | 8/31/2012 9:17:06 AM |
peso-oyster1 | $25.00 | 8/31/2012 9:19:47 AM |
ski bum | $100.00 | 8/31/2012 9:22:06 AM |
KAROAD | $50.00 | 8/31/2012 9:23:03 AM |
determined-bill5 | $100.00 | 8/31/2012 9:23:33 AM |
masonn | $50.00 | 8/31/2012 9:24:50 AM |
wjf60 | $50.00 | 8/31/2012 9:29:10 AM |
noble-moola0 | $30.00 | 8/31/2012 9:29:46 AM |
influential-responsibility9 | $25.00 | 8/31/2012 9:35:28 AM |
SMU_ponies | $25.00 | 8/31/2012 9:35:40 AM |
britgsb | $50.00 | 8/27/2012 5:42:27 PM |
kenji4861 | $25.00 | 8/27/2012 5:13:35 PM |
adaboy65 | $100.00 | 8/27/2012 5:55:58 PM |
red-heroic-peace | $25.00 | 8/27/2012 6:17:11 PM |
bowdish1 | $100.00 | 8/27/2012 6:28:01 PM |
bazaar-tulip | $25.00 | 8/28/2012 10:38:34 AM |
pdub | $1,000.00 | 8/28/2012 2:38:29 PM |
Plutis | $25.00 | 8/28/2012 11:05:18 AM |
emphatic-responsibility | $50.00 | 8/28/2012 5:20:02 PM |
new-return-faire | $100.00 | 8/28/2012 5:38:51 PM |
enticing-note | $25.00 | 8/29/2012 10:17:16 AM |
trump9 | $25.00 | 8/29/2012 12:19:19 PM |
treasure-palace661 | $350.00 | 8/29/2012 3:01:23 PM |
continental2 | $50.00 | 8/29/2012 4:11:16 PM |
richboy56 | $25.00 | 8/29/2012 2:49:16 PM |
Vegasjim | $25.00 | 8/29/2012 6:01:35 PM |
director877 | $25.00 | 8/29/2012 8:22:45 PM |
antlr | $25.00 | 8/29/2012 9:17:21 PM |
neighborly-hope6 | $52.00 | 8/29/2012 5:37:09 PM |
elfincove | $25.00 | 8/30/2012 6:08:48 AM |
atmosphere750 | $50.00 | 8/30/2012 9:09:44 AM |
Castellan | $50.00 | 8/30/2012 9:25:36 AM |
enriching-trade2 | $50.00 | 8/30/2012 9:25:48 AM |
pound-idol543 | $100.00 | 8/30/2012 10:04:23 AM |
fotep-financial | $25.00 | 8/30/2012 10:13:32 AM |
loot-heart | $25.00 | 8/30/2012 10:09:59 AM |
Investoman | $25.00 | 8/30/2012 10:10:58 AM |
RocketSurgeon | $25.00 | 8/30/2012 10:22:35 AM |
promise2 | $39.31 | 8/30/2012 9:52:09 AM |
riskreward | $171.00 | 8/30/2012 10:29:22 AM |
fuzed | $50.00 | 8/30/2012 10:53:43 AM |
Jofga | $50.00 | 8/30/2012 1:05:50 PM |
agalt | $100.00 | 8/30/2012 11:34:34 AM |
compassion-paladin042 | $25.00 | 8/30/2012 12:46:40 PM |
blue-laudable-dinero | $50.00 | 8/30/2012 3:14:16 PM |
virtuous-bonus559 | $100.00 | 8/30/2012 10:22:06 AM |
revenue-handshake6 | $29.62 | 8/30/2012 4:56:00 PM |
powerful-return1 | $100.00 | 8/30/2012 10:28:02 AM |
exchange-pledge | $50.00 | 8/30/2012 5:05:06 PM |
SojournerMobile | $25.00 | 8/30/2012 5:07:42 PM |
BicyclePostLendingDivision | $35.00 | 8/30/2012 5:09:21 PM |
platinum-genetics | $25.00 | 8/30/2012 5:09:32 PM |
Arg3998 | $50.00 | 8/30/2012 5:16:20 PM |
ManhattanLender | $25.00 | 8/30/2012 5:21:19 PM |
sharpey | $25.00 | 8/30/2012 5:21:31 PM |
applepie1 | $25.00 | 8/30/2012 5:03:20 PM |
Cheburashka | $30.00 | 8/30/2012 5:05:21 PM |
Prairie-MN | $30.00 | 8/30/2012 5:39:17 PM |
BxRealtor | $25.00 | 8/30/2012 5:39:42 PM |
ktfritz | $25.00 | 8/30/2012 5:39:53 PM |
kaykarun | $50.00 | 8/30/2012 5:17:05 PM |
slartibardfast | $25.00 | 8/30/2012 5:46:03 PM |
atlacatl | $25.00 | 8/30/2012 5:26:17 PM |
unrivaled-silver | $25.00 | 8/30/2012 5:51:29 PM |
MrEville | $25.00 | 8/30/2012 2:20:53 PM |
Syzygy | $25.00 | 8/30/2012 5:54:58 PM |
dpjd | $25.00 | 8/30/2012 5:57:59 PM |
JebkaClan | $25.00 | 8/30/2012 5:58:41 PM |
bvzm | $25.00 | 8/30/2012 6:02:54 PM |
kbodendorf | $25.00 | 8/30/2012 6:03:51 PM |
ChicoBob | $25.00 | 8/30/2012 5:33:49 PM |
riskadverse44 | $25.00 | 8/30/2012 6:12:05 PM |
visionary-commerce | $25.00 | 8/30/2012 5:36:17 PM |
receptive-gold6 | $50.00 | 8/30/2012 5:38:49 PM |
credit-serenity8 | $30.00 | 8/30/2012 5:42:11 PM |
logical-reward8 | $25.00 | 8/30/2012 5:43:51 PM |
natural-affluence4 | $25.00 | 8/30/2012 5:46:55 PM |
subtle-revenue0 | $25.00 | 8/30/2012 5:48:03 PM |
TrustPlus | $50.00 | 8/30/2012 5:50:22 PM |
worth-victor6 | $33.00 | 8/30/2012 5:02:55 PM |
downtownfarm | $25.00 | 8/30/2012 5:06:00 PM |
wwwUniversal | $25.00 | 8/30/2012 6:53:48 PM |
empire051 | $25.00 | 8/30/2012 5:54:38 PM |
transparency-baton | $25.00 | 8/30/2012 5:57:57 PM |
hrubinst | $50.00 | 8/30/2012 5:09:36 PM |
walkerp | $25.00 | 8/30/2012 5:11:17 PM |
emo13 | $50.00 | 8/30/2012 6:10:49 PM |
evilkats | $50.00 | 8/30/2012 8:22:45 PM |
houston2077 | $50.00 | 8/30/2012 5:25:33 PM |
intrepid-payment7 | $25.00 | 8/30/2012 5:28:22 PM |
newest-orbital-justice | $25.00 | 8/30/2012 5:30:01 PM |
talang | $25.00 | 8/30/2012 5:31:25 PM |
ferocious-exchange3 | $25.00 | 8/30/2012 5:37:17 PM |
platinum-eagle2 | $25.00 | 8/31/2012 3:05:48 AM |
virtualbank | $25.00 | 8/30/2012 5:44:36 PM |
cerebral-dollar773 | $25.00 | 8/31/2012 3:56:23 AM |
mulberry4 | $50.00 | 8/30/2012 5:49:17 PM |
Woodworker57 | $25.00 | 8/30/2012 5:53:05 PM |
first-class-yield9 | $25.00 | 8/31/2012 5:45:02 AM |
radareye2 | $25.00 | 8/31/2012 6:31:25 AM |
spencer14883 | $25.00 | 8/30/2012 6:06:18 PM |
hardwareman | $50.00 | 8/30/2012 6:06:46 PM |
bb575 | $50.00 | 8/30/2012 6:07:50 PM |
hardatwork1 | $25.00 | 8/31/2012 4:17:44 AM |
northphoto | $25.00 | 8/31/2012 7:15:21 AM |
UnknownSuperhero | $25.00 | 8/30/2012 6:20:29 PM |
BobRand | $25.00 | 8/31/2012 7:47:46 AM |
wise-precious-credit | $50.00 | 8/31/2012 8:27:04 AM |
benefit-thunder0 | $25.00 | 8/31/2012 8:46:23 AM |
heerzaquestion | $48.00 | 8/31/2012 6:41:01 AM |
balanced-social242 | $30.00 | 8/31/2012 9:00:45 AM |
StarLink50 | $40.00 | 8/31/2012 6:58:39 AM |
kwan | $25.00 | 8/31/2012 9:03:39 AM |
income-fortress | $25.00 | 8/31/2012 9:04:35 AM |
CAPTCASH | $25.00 | 8/31/2012 9:05:10 AM |
9boag | $25.00 | 8/31/2012 9:05:37 AM |
Mindful7 | $25.00 | 8/31/2012 7:51:37 AM |
lendsalot | $25.00 | 8/31/2012 9:05:39 AM |
Stamp79 | $25.00 | 8/31/2012 9:05:44 AM |
transaction-squirrel734 | $25.00 | 8/31/2012 7:54:12 AM |
dunox | $25.00 | 8/31/2012 9:07:09 AM |
rutzebach | $110.18 | 8/31/2012 8:22:01 AM |
lounges | $25.00 | 8/31/2012 9:10:44 AM |
dime-sycamore3 | $50.00 | 8/31/2012 9:11:32 AM |
firewomin | $25.00 | 8/31/2012 9:01:11 AM |
marketplace-cello5 | $25.00 | 8/31/2012 9:02:40 AM |
icontender | $50.00 | 8/31/2012 9:03:05 AM |
bosco44 | $25.00 | 8/31/2012 9:17:03 AM |
L-vex | $25.00 | 8/31/2012 9:17:21 AM |
beaufuture | $25.00 | 8/31/2012 4:27:22 AM |
reaction5 | $25.00 | 8/31/2012 9:04:51 AM |
Natronpee | $25.00 | 8/31/2012 9:05:57 AM |
orange-dollar-raccoon | $100.00 | 8/31/2012 9:07:17 AM |
helpishere777 | $25.00 | 8/31/2012 9:07:22 AM |
syounker | $25.00 | 8/31/2012 9:23:54 AM |
bid-papyrus | $25.00 | 8/31/2012 9:24:48 AM |
sjlender | $100.00 | 8/31/2012 9:08:01 AM |
Ben_Graham | $25.00 | 8/31/2012 9:08:15 AM |
payout-thinker7 | $25.00 | 8/31/2012 6:44:49 AM |
dfealk | $25.00 | 8/31/2012 9:08:49 AM |
a-truth-upholder | $25.00 | 8/31/2012 9:28:17 AM |
whistledicksmith | $25.00 | 8/31/2012 9:09:48 AM |
Doc23 | $25.00 | 8/31/2012 9:30:23 AM |
benjo | $50.00 | 8/31/2012 9:11:06 AM |
Svigel | $26.41 | 8/31/2012 7:18:08 AM |
iolaire | $25.00 | 8/31/2012 9:12:03 AM |
peripatetic | $25.00 | 8/31/2012 9:35:56 AM |
fireboss | $26.93 | 8/31/2012 8:07:11 AM |
unafraid-loan5 | $25.00 | 8/31/2012 8:12:11 AM |
subtle-leverage4 | $25.00 | 8/31/2012 8:18:50 AM |
exuberant-dime | $25.00 | 8/31/2012 9:19:19 AM |
Wilvara | $25.00 | 8/31/2012 9:20:01 AM |
red-enthralling-justice | $25.00 | 8/31/2012 9:20:53 AM |
C_Mark | $50.00 | 8/31/2012 9:23:12 AM |
g314 | $25.00 | 8/31/2012 9:25:07 AM |
coin-lesson3 | $27.76 | 8/31/2012 9:25:37 AM |
br4444 | $50.00 | 8/31/2012 9:30:06 AM |
platinum-sorcerer6 | $50.00 | 8/31/2012 9:30:53 AM |
afotherg | $25.00 | 8/31/2012 9:31:14 AM |
jmb_lending | $25.00 | 8/31/2012 9:34:28 AM |
Emgolda | $25.00 | 8/31/2012 9:04:23 AM |
Daneistes | $50.00 | 8/31/2012 9:06:12 AM |
hope-amigo | $0.09 | 8/31/2012 9:36:28 AM |
1phantom | $25.00 | 8/31/2012 9:07:33 AM |
Svendolyn80 | $50.00 | 8/31/2012 9:07:40 AM |
cebgop | $25.00 | 8/31/2012 9:09:04 AM |
finance-coyote3 | $362.88 | 8/31/2012 9:09:40 AM |
hard-working-rate3 | $25.00 | 8/31/2012 9:13:40 AM |
Taxman44 | $25.00 | 8/31/2012 9:14:11 AM |
x-lender | $25.00 | 8/31/2012 9:15:43 AM |
mac-triskele | $25.00 | 8/31/2012 9:21:03 AM |
SkiNZ | $25.00 | 8/31/2012 9:23:32 AM |
Inquisitor06 | $25.00 | 8/31/2012 9:23:37 AM |
HibbyD | $30.00 | 8/31/2012 9:27:09 AM |
IlliniActuary | $25.00 | 8/31/2012 9:29:12 AM |
worklessmakemore | $50.00 | 8/31/2012 9:32:37 AM |
Spring342 | $25.00 | 8/31/2012 9:33:03 AM |
353 Investments
|
Borrower Payment Dependent Notes Series
630511
This series of Notes was issued and sold upon the funding of the borrower loan #73588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-28-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $220.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,021 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-thunder5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off debts
My financial situation:
I am a good candidate for this loan because...I have always and will always pay on time and my income will be increasing at the beginning of the year. I now have a company car so my car is being sold and I will have even less debt.
Monthly net income: $5967
Monthly expenses: $2100
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 8/28/2012 5:04:01 PM |
worth-blanket2 | $6,750.00 | 8/28/2012 5:10:40 PM |
community-burrito9 | $35.00 | 8/28/2012 5:11:50 PM |
commerce-venture1 | $25.00 | 8/28/2012 5:13:41 PM |
durability-ace9 | $30.00 | 8/28/2012 5:22:49 PM |
deal-kung-fu | $175.00 | 8/28/2012 5:07:31 PM |
houli123 | $25.00 | 8/28/2012 5:23:01 PM |
new-impeccable-coin | $34.00 | 8/28/2012 5:30:34 PM |
order-maestro | $30.97 | 8/28/2012 5:42:04 PM |
community-burrito9 | $65.00 | 8/28/2012 5:11:25 PM |
Bank_Of_XL | $25.00 | 8/28/2012 5:09:53 PM |
britgsb | $50.00 | 8/28/2012 5:10:14 PM |
84928429 | $50.00 | 8/28/2012 5:31:11 PM |
scholarly-order6 | $75.00 | 8/28/2012 5:14:18 PM |
green-lively-bill | $25.00 | 8/28/2012 5:38:24 PM |
intrepid-loot | $25.00 | 8/28/2012 5:41:30 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
630633
This series of Notes was issued and sold upon the funding of the borrower loan #73724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.99% |
Listing Start date:
| Aug-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 20.24% |
Borrower rate/APR:
| 21.24% / 23.72% |
Monthly payment:
| $217.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.88% | | |
| |
Estimated return*:
| 13.89% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $510 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| rate-boss470 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $
Housing: $0 live with family
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hickeyjosp | $25.00 | 8/29/2012 5:16:11 PM |
1stPlace | $75.00 | 8/29/2012 5:08:03 PM |
stable-euro1 | $25.00 | 8/29/2012 5:20:08 PM |
britgsb | $50.00 | 8/29/2012 5:01:40 PM |
matthart | $25.00 | 8/29/2012 5:52:58 PM |
green-lively-bill | $25.00 | 8/29/2012 5:06:30 PM |
receptive-affluence035 | $25.00 | 8/29/2012 6:10:38 PM |
money-bauble | $100.00 | 8/29/2012 5:09:36 PM |
toblerone | $25.00 | 8/29/2012 6:00:07 PM |
enriching-trade2 | $50.00 | 8/29/2012 5:41:55 PM |
orange-liberty-oyster | $100.00 | 8/29/2012 8:36:11 PM |
metro457 | $100.00 | 8/29/2012 9:51:55 PM |
Darts | $50.00 | 8/29/2012 10:27:09 PM |
transparency-sapling | $25.00 | 8/29/2012 6:04:51 PM |
houli123 | $55.00 | 8/29/2012 6:15:31 PM |
bazaar-tulip | $25.00 | 8/29/2012 6:33:05 PM |
Munnie | $75.00 | 8/30/2012 6:13:57 AM |
Ready2Loan | $25.00 | 8/30/2012 8:36:01 AM |
platinum-attraction | $25.00 | 8/29/2012 11:25:53 PM |
matt_2006 | $25.00 | 8/30/2012 9:04:08 AM |
pound-mushroom3 | $25.00 | 8/30/2012 10:04:52 AM |
virtuous-bonus559 | $100.00 | 8/30/2012 10:22:15 AM |
unforgettable-wealth4 | $50.00 | 8/30/2012 10:31:14 AM |
mosby | $25.00 | 8/30/2012 10:47:52 AM |
profitable-commerce822 | $25.00 | 8/30/2012 12:57:04 PM |
Moneypenny6 | $25.00 | 8/30/2012 12:19:24 PM |
flexible-return297 | $25.00 | 8/30/2012 5:11:51 PM |
JanLal | $50.00 | 8/30/2012 4:53:52 PM |
american6 | $50.00 | 8/30/2012 5:03:47 PM |
piter-to-la-investment | $25.00 | 8/30/2012 5:12:04 PM |
Zipline | $25.00 | 8/30/2012 5:15:19 PM |
affluence-hickory | $25.00 | 8/30/2012 5:40:56 PM |
boss653 | $25.00 | 8/30/2012 5:45:52 PM |
cash-mad-scientist3 | $50.00 | 8/30/2012 5:47:12 PM |
RainMakers | $25.00 | 8/30/2012 1:32:20 PM |
red-luminous-gain | $25.00 | 8/30/2012 5:54:10 PM |
JasmineTrust | $25.00 | 8/30/2012 5:28:52 PM |
thrftylendr | $50.00 | 8/30/2012 5:29:24 PM |
the-inspired-justice | $25.00 | 8/30/2012 3:41:57 PM |
hope-equation | $25.00 | 8/30/2012 5:36:54 PM |
mennleo | $50.00 | 8/30/2012 5:41:56 PM |
whitegoldira | $250.00 | 8/30/2012 6:27:20 PM |
Investor_DP | $100.00 | 8/30/2012 5:49:30 PM |
BXA | $50.00 | 8/30/2012 5:51:58 PM |
blivet1970 | $25.00 | 8/30/2012 5:52:47 PM |
5kids5 | $37.15 | 8/30/2012 7:10:38 PM |
RocketSurgeon | $25.00 | 8/30/2012 5:59:33 PM |
907 | $50.00 | 8/30/2012 8:17:46 PM |
rakstar | $25.00 | 8/30/2012 5:18:02 PM |
magical-credit523 | $25.00 | 8/30/2012 5:18:59 PM |
Cronos | $50.00 | 8/30/2012 6:30:13 PM |
cutter21 | $25.00 | 8/30/2012 5:28:35 PM |
samdog079 | $100.00 | 8/30/2012 5:33:26 PM |
velocity-haven3 | $25.00 | 8/31/2012 12:56:43 AM |
Huck007 | $25.00 | 8/30/2012 5:44:11 PM |
BB-ptoploan | $50.00 | 8/30/2012 8:52:29 PM |
yield-cougar0 | $25.00 | 8/31/2012 5:06:46 AM |
empire051 | $25.00 | 8/30/2012 5:54:38 PM |
responsibility-magnate | $30.00 | 8/31/2012 6:24:47 AM |
bonafide-yield351 | $25.00 | 8/31/2012 1:53:20 AM |
supersam | $50.00 | 8/31/2012 5:43:57 AM |
111TaxMan | $30.62 | 8/30/2012 6:50:22 PM |
prudent-bid3 | $25.00 | 8/31/2012 6:09:17 AM |
svjeller | $123.80 | 8/31/2012 6:26:21 AM |
quest0 | $50.00 | 8/30/2012 7:24:16 PM |
officer_moneyMaker | $50.00 | 8/30/2012 8:51:36 PM |
rutzebach | $94.24 | 8/30/2012 10:12:20 PM |
jodilee31 | $30.44 | 8/30/2012 10:29:25 PM |
HLender | $40.00 | 8/31/2012 1:27:33 AM |
BorthersKeeper | $25.00 | 8/31/2012 3:03:26 AM |
note-mad-scientist | $50.00 | 8/31/2012 3:55:56 AM |
reward-excellency1 | $25.00 | 8/31/2012 6:20:32 AM |
laudable-balance568 | $25.00 | 8/31/2012 6:21:22 AM |
JC_12 | $50.00 | 8/29/2012 5:07:07 PM |
durability-ace9 | $30.00 | 8/29/2012 5:44:54 PM |
LoanerPrincipal | $25.00 | 8/29/2012 6:40:29 PM |
qwknick57 | $25.00 | 8/29/2012 5:13:29 PM |
superb-funds335 | $25.00 | 8/29/2012 5:15:10 PM |
mikrolown | $25.00 | 8/29/2012 5:19:27 PM |
Watersports | $50.00 | 8/29/2012 8:35:31 PM |
adventurer447 | $300.00 | 8/29/2012 5:29:32 PM |
scarlet-velvet | $25.08 | 8/29/2012 10:56:46 PM |
glenium | $25.00 | 8/30/2012 2:57:33 AM |
bonus-seahorse | $25.00 | 8/30/2012 3:04:03 AM |
GlobalVisionary | $25.00 | 8/29/2012 5:50:49 PM |
adaptable-benefit6 | $25.00 | 8/30/2012 8:31:35 AM |
marala4285 | $33.00 | 8/30/2012 6:21:23 AM |
transparency-gondola5 | $25.00 | 8/30/2012 8:32:37 AM |
penny-surgeon | $25.00 | 8/30/2012 9:38:06 AM |
reward-optimization9 | $25.00 | 8/30/2012 10:03:18 AM |
enriched-return057 | $25.00 | 8/30/2012 11:18:02 AM |
tolerant-responsibility051 | $2,000.00 | 8/30/2012 5:04:07 PM |
EnglishGeekInNYC | $25.00 | 8/30/2012 5:08:02 PM |
intrepid-payment7 | $25.00 | 8/30/2012 5:28:26 PM |
gizzywump | $25.00 | 8/30/2012 5:29:00 PM |
enticing-note | $25.00 | 8/30/2012 5:34:07 PM |
honker425 | $50.00 | 8/30/2012 5:14:40 PM |
CaptainBlueberry | $25.00 | 8/30/2012 5:14:55 PM |
newest-bid-britches | $100.00 | 8/30/2012 5:15:43 PM |
accruer89 | $100.00 | 8/30/2012 5:39:48 PM |
Erikdbp | $25.00 | 8/30/2012 5:16:44 PM |
jstefans | $25.00 | 8/30/2012 5:17:12 PM |
lakshmilila | $25.00 | 8/30/2012 5:19:12 PM |
auction-iris9 | $120.00 | 8/30/2012 5:43:53 PM |
down-with-big-banks1 | $25.00 | 8/30/2012 5:45:13 PM |
new-bid-boomarang | $25.00 | 8/30/2012 1:42:05 PM |
tender-commerce8 | $50.00 | 8/30/2012 6:10:42 PM |
unrelenting-auction7 | $25.00 | 8/30/2012 5:35:00 PM |
the-dollar-topper | $150.00 | 8/30/2012 5:51:10 PM |
peso-trailblazer0 | $25.00 | 8/30/2012 7:01:26 PM |
wwwUniversal | $25.00 | 8/30/2012 5:59:30 PM |
profitable-benefit952 | $100.00 | 8/30/2012 6:03:34 PM |
blue-laudable-dinero | $25.00 | 8/30/2012 5:10:09 PM |
ChoiceInvestments | $26.00 | 8/30/2012 7:39:34 PM |
KCEnterprises | $25.00 | 8/30/2012 9:29:37 PM |
DarkInvestor | $50.00 | 8/30/2012 9:44:45 PM |
reward-dynamo | $25.00 | 8/30/2012 7:13:35 PM |
tylerfd | $50.00 | 8/30/2012 5:28:37 PM |
Cory79 | $27.46 | 8/30/2012 7:41:38 PM |
bewitching-dollar5 | $100.00 | 8/30/2012 5:37:14 PM |
jybank | $50.00 | 8/30/2012 8:16:21 PM |
melodious-fairness | $25.00 | 8/30/2012 5:49:34 PM |
value-trophy8 | $100.00 | 8/31/2012 4:42:51 AM |
cablenews | $50.00 | 8/30/2012 5:52:10 PM |
tirelighter778552 | $25.00 | 8/31/2012 5:51:50 AM |
prohelper | $25.00 | 8/30/2012 5:55:20 PM |
Photoman42 | $25.00 | 8/30/2012 9:54:36 PM |
jodilee31 | $50.00 | 8/30/2012 10:40:03 PM |
True_Believer | $41.52 | 8/30/2012 11:09:43 PM |
the-enthralling-coin | $25.00 | 8/30/2012 6:11:49 PM |
wowlender | $25.00 | 8/30/2012 6:18:47 PM |
first-class-yield9 | $25.00 | 8/31/2012 5:43:22 AM |
Johnab | $25.00 | 8/30/2012 6:40:44 PM |
social-zebra | $30.69 | 8/30/2012 6:49:06 PM |
Kravcorp | $25.00 | 8/30/2012 11:06:15 PM |
glenium | $25.00 | 8/31/2012 3:04:19 AM |
dough-kitten5 | $25.00 | 8/31/2012 3:45:03 AM |
newest-tough-contract | $25.00 | 8/31/2012 6:16:17 AM |
138 Investments
|
Borrower Payment Dependent Notes Series
630871
This series of Notes was issued and sold upon the funding of the borrower loan #73736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,609 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-sleuth896 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Big Dreams
Purpose of loan: Minor Medical Expenses, Home Repair, and financial cushion
This loan will be used to...This loan will be used to repair my Garage door that just broke a spring, pay for an ER visit for my daughter, and to create a small cushion for unexpected financial needs. I do realize taking out a high interest loan may not be the best to create a cushion, but it does help mentally knowing the money is there IF needed.
My financial situation:
I am a good candidate for this loan because...I have a pretty good steady job as a seasoned MRI Tech at a large hospital. My is employment is long term, having been there over 6 years, and plan on being there much longer. Getting through school many years ago created a bad perception of my credit, but I have worked hard to begin pulling my situation in a much different direction. I have a reasonable desire to pay off everything and get out of debt, but sometimes a small step back can lead to a huge step forward. My financial situation is very consistent and I pride myself on staying on top of things. I would have no problems paying a reasonable monthly payment to meet the urgent need that I have.
Monthly net income: $6500
Monthly expenses: $5300
Housing: $ 1500
Insurance: $ 100
Car expenses: $ 450
Utilities: $ 400
Phone, cable, internet: $ 100
Food, entertainment: $ 500
Clothing, household expenses: $ 300
Credit cards and other loans: $ 200
Other expenses: $ 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $80.03 | 8/30/2012 1:30:16 PM |
heavenly-interest9 | $300.00 | 8/30/2012 5:05:23 PM |
five-star-note | $25.00 | 8/30/2012 6:36:32 PM |
MFBank | $50.00 | 8/30/2012 1:46:55 PM |
priceless-capital0 | $25.00 | 8/30/2012 4:24:32 PM |
calmfunds | $1,200.00 | 8/30/2012 5:02:39 PM |
vutah | $75.00 | 8/30/2012 5:12:34 PM |
tranquil-gain1 | $75.00 | 8/30/2012 5:19:42 PM |
lowrater | $150.70 | 8/30/2012 5:07:50 PM |
blue-laudable-dinero | $25.00 | 8/30/2012 5:24:09 PM |
leverage-tsunami | $25.00 | 8/30/2012 9:32:20 PM |
dudebrah | $25.00 | 8/30/2012 10:22:28 PM |
enriched-return057 | $50.00 | 8/30/2012 7:30:39 PM |
big-mac-50 | $200.00 | 8/30/2012 7:51:25 PM |
Ghyll | $33.51 | 8/30/2012 11:34:42 PM |
3cinvesting | $40.00 | 8/31/2012 2:38:48 AM |
Bubba-doggie-dog | $31.88 | 8/31/2012 3:44:09 AM |
RobRe | $50.00 | 8/30/2012 11:44:53 PM |
deal-seagull7 | $63.25 | 8/30/2012 6:10:16 PM |
forthright-trade | $35.00 | 8/30/2012 6:24:24 PM |
enriched-return057 | $50.00 | 8/30/2012 7:25:51 PM |
heavenly-interest9 | $716.64 | 8/30/2012 5:04:51 PM |
favorite-commerce | $50.00 | 8/30/2012 5:21:36 PM |
MG_Holdings | $25.00 | 8/30/2012 5:06:34 PM |
bonus-seahorse | $25.00 | 8/30/2012 5:18:49 PM |
crab-e-bill | $118.98 | 8/30/2012 1:54:29 PM |
payment-halo | $35.00 | 8/30/2012 5:49:31 PM |
Silver_Rupee | $25.01 | 8/30/2012 6:39:34 PM |
commerce-venture1 | $25.00 | 8/30/2012 5:04:52 PM |
dough-kitten5 | $25.00 | 8/30/2012 7:08:45 PM |
Rogelio48 | $25.00 | 8/30/2012 7:21:08 PM |
gotjack-IRA | $25.00 | 8/30/2012 6:57:58 PM |
Feyenoord | $30.00 | 8/30/2012 10:51:37 PM |
dynrep | $35.00 | 8/30/2012 5:49:45 PM |
openness-antioxidant | $75.00 | 8/30/2012 5:53:39 PM |
durability-ace9 | $30.00 | 8/30/2012 6:18:22 PM |
cr8on | $100.00 | 8/30/2012 6:37:40 PM |
ibano | $25.00 | 8/30/2012 7:29:33 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
631029
This series of Notes was issued and sold upon the funding of the borrower loan #73721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.75% |
Listing Start date:
| Aug-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,599 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| bull39 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off an existing loan and allow me to borrow money from 401k to consolidate my debt into one payment.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2600
Monthly expenses: $
Housing: $450
Insurance: $100
Car expenses: $400
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lowrater | $100.60 | 8/30/2012 9:03:40 AM |
CashFlow13 | $1,000.00 | 8/30/2012 9:00:48 AM |
community-burrito9 | $25.00 | 8/30/2012 9:02:17 AM |
worth-blanket2 | $500.00 | 8/30/2012 9:05:12 AM |
InChicago | $80.03 | 8/30/2012 9:01:09 AM |
terrific-p2p4 | $500.00 | 8/30/2012 9:00:51 AM |
handy-justice | $100.00 | 8/30/2012 9:01:22 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
631079
This series of Notes was issued and sold upon the funding of the borrower loan #73338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $369.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 14y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $120,119 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| valiant-pound3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
|
Principal balance:
| $7,065.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Wedding Loans
Purpose of loan:
This loan will be used to make the initial down payments on an upcoming wedding.
My financial situation:
I am a good candidate for this loan because I have a steady income and a regular bonus.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
five-star-note | $25.00 | 8/29/2012 6:51:07 PM |
XP | $38.00 | 8/29/2012 5:02:43 PM |
order-tamale | $400.00 | 8/29/2012 5:06:03 PM |
green-lively-bill | $25.00 | 8/29/2012 5:06:33 PM |
versatile-dime442 | $250.00 | 8/29/2012 5:14:07 PM |
enterprising-exchange6 | $50.00 | 8/29/2012 5:18:32 PM |
payout-reaction740 | $25.00 | 8/29/2012 5:23:59 PM |
entertaining-rate9 | $25.00 | 8/29/2012 5:26:34 PM |
thrifty-transaction578 | $25.00 | 8/29/2012 5:32:48 PM |
stable-euro1 | $25.00 | 8/29/2012 5:19:32 PM |
MattLic | $25.00 | 8/29/2012 5:21:17 PM |
top-courteous-peso | $75.00 | 8/29/2012 5:22:39 PM |
britgsb | $50.00 | 8/29/2012 5:01:42 PM |
green-trade-dolphin2 | $58.35 | 8/29/2012 5:03:53 PM |
RGlad | $65.00 | 8/29/2012 5:59:25 PM |
Feyenoord | $30.00 | 8/29/2012 6:17:29 PM |
justreturns | $25.00 | 8/29/2012 5:47:15 PM |
ready-bid9 | $50.00 | 8/29/2012 5:11:49 PM |
nickel-ferret | $25.00 | 8/29/2012 5:11:55 PM |
MI2 | $5,000.00 | 8/29/2012 6:42:45 PM |
richboy56 | $25.00 | 8/29/2012 5:57:10 PM |
LeReve | $500.00 | 8/29/2012 5:16:41 PM |
LoanerPrincipal | $25.00 | 8/29/2012 5:59:16 PM |
Gobsek | $25.00 | 8/29/2012 8:02:32 PM |
red-heroic-peace | $30.00 | 8/29/2012 5:26:16 PM |
progressive-economy261 | $500.00 | 8/29/2012 6:28:21 PM |
adventurer447 | $300.00 | 8/29/2012 5:29:34 PM |
Dubbs360 | $500.00 | 8/29/2012 6:29:52 PM |
jdwillcox | $50.00 | 8/29/2012 9:45:24 PM |
simplelender80 | $500.00 | 8/29/2012 6:31:55 PM |
pdub | $500.00 | 8/29/2012 6:35:59 PM |
Mowine4me | $35.00 | 8/29/2012 7:02:23 PM |
TigerForce | $25.00 | 8/30/2012 4:20:16 AM |
aggresive-commerce8 | $50.00 | 8/29/2012 5:49:16 PM |
investment-artist | $47.05 | 8/29/2012 6:02:15 PM |
finance-piccolo8 | $27.00 | 8/30/2012 1:07:06 AM |
propertytransformer | $40.00 | 8/30/2012 2:23:11 AM |
bazaar-tulip | $25.00 | 8/29/2012 6:33:06 PM |
cashman100 | $87.05 | 8/30/2012 6:05:28 AM |
Plutis | $25.00 | 8/29/2012 6:41:44 PM |
Munnie | $25.00 | 8/30/2012 6:14:50 AM |
Lubava | $50.00 | 8/29/2012 8:34:44 PM |
cash-cymbal3 | $50.00 | 8/29/2012 8:38:13 PM |
BigBag | $25.00 | 8/30/2012 5:32:50 AM |
Koomarbit | $30.00 | 8/29/2012 5:11:38 PM |
tranquil-gain1 | $75.00 | 8/29/2012 5:11:16 PM |
bowdish1 | $100.00 | 8/29/2012 5:31:02 PM |
commerce-gargantuan2 | $100.00 | 8/29/2012 5:39:01 PM |
DreisersFinancier | $50.00 | 8/29/2012 5:18:03 PM |
BenR | $37.00 | 8/29/2012 5:00:53 PM |
LarWit1512 | $25.00 | 8/29/2012 5:03:38 PM |
lnuss25 | $50.00 | 8/29/2012 5:05:15 PM |
urbane-deal152 | $50.00 | 8/29/2012 5:06:59 PM |
ready-interest9 | $25.00 | 8/29/2012 5:12:22 PM |
wise-virtuous-vigilance | $100.00 | 8/29/2012 5:12:47 PM |
metro457 | $100.00 | 8/29/2012 9:51:55 PM |
enticing-note | $25.00 | 8/29/2012 5:41:15 PM |
point-doughnut | $35.00 | 8/29/2012 7:40:38 PM |
foxy-gold5 | $100.00 | 8/30/2012 5:01:18 AM |
Realty24 | $30.00 | 8/30/2012 5:41:25 AM |
antlr | $25.00 | 8/29/2012 9:17:23 PM |
inventive-dollar498 | $25.00 | 8/29/2012 6:01:23 PM |
loyalty-delight6 | $25.00 | 8/29/2012 6:02:19 PM |
jcornehlsen | $25.00 | 8/29/2012 6:17:26 PM |
dough-kitten5 | $50.00 | 8/30/2012 3:26:17 AM |
prudent-dough458 | $25.00 | 8/29/2012 6:39:07 PM |
treasure-palace661 | $350.00 | 8/29/2012 6:39:28 PM |
sgt-schultz | $30.55 | 8/30/2012 6:43:19 AM |
dhkny5 | $25.00 | 8/30/2012 6:48:10 AM |
camaraderi-daydream3 | $25.00 | 8/29/2012 9:57:30 PM |
Darts | $50.00 | 8/29/2012 10:27:10 PM |
basis-sycamore7 | $25.00 | 8/29/2012 10:45:34 PM |
bb575 | $50.00 | 8/30/2012 12:07:26 AM |
JustOneVoice | $25.00 | 8/30/2012 2:08:09 AM |
BorthersKeeper | $25.00 | 8/30/2012 4:00:19 AM |
exciting-finance288 | $30.00 | 8/30/2012 6:24:04 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
631155
This series of Notes was issued and sold upon the funding of the borrower loan #73579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.49% |
Listing Start date:
| Aug-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 23.98% |
Borrower rate/APR:
| 24.98% / 27.55% |
Monthly payment:
| $440.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.41% | | |
| |
Estimated return*:
| 14.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 37% |
Credit score:
| 740-759 (Aug-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,340 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-yield-comet |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
adventurer447 | $300.00 | 8/30/2012 9:11:32 AM |
commerce-venture1 | $25.00 | 8/30/2012 9:05:10 AM |
thrilling-fund427 | $50.00 | 8/30/2012 9:28:30 AM |
community-burrito9 | $25.00 | 8/30/2012 9:01:41 AM |
Money__Tree | $200.00 | 8/30/2012 9:38:13 AM |
money-genome84 | $250.00 | 8/30/2012 9:49:51 AM |
duty-viola | $25.00 | 8/30/2012 9:41:55 AM |
tolerant-responsibility051 | $2,000.00 | 8/30/2012 9:42:51 AM |
mikrolown | $25.00 | 8/30/2012 9:44:43 AM |
green-lively-bill | $25.00 | 8/30/2012 9:58:46 AM |
enticing-note | $25.00 | 8/30/2012 10:00:47 AM |
RLaumeyer | $28.69 | 8/30/2012 10:01:20 AM |
orange-liberty-oyster | $100.00 | 8/30/2012 9:32:46 AM |
credit-adventurer313 | $25.00 | 8/30/2012 9:54:26 AM |
cash-delight1 | $50.00 | 8/30/2012 10:09:27 AM |
rate-hawk | $25.00 | 8/30/2012 9:59:22 AM |
elegant-loot | $50.00 | 8/30/2012 9:37:07 AM |
houli123 | $25.00 | 8/30/2012 10:00:24 AM |
octoberfresh | $25.00 | 8/30/2012 9:39:23 AM |
metro457 | $25.00 | 8/30/2012 10:04:58 AM |
EL_Papin | $25.00 | 8/30/2012 10:28:34 AM |
tech310 | $50.00 | 8/30/2012 9:47:09 AM |
fairness-symphony2 | $36.46 | 8/30/2012 10:40:01 AM |
helpful-fund7 | $50.00 | 8/30/2012 11:16:54 AM |
accruer89 | $100.00 | 8/30/2012 10:06:42 AM |
bonus-seahorse | $40.00 | 8/30/2012 11:28:20 AM |
pierrelasvegas | $25.00 | 8/30/2012 10:08:05 AM |
cr8on | $100.00 | 8/30/2012 10:44:46 AM |
melodious-openness | $100.00 | 8/30/2012 10:50:36 AM |
peaceful-greenback719 | $25.00 | 8/30/2012 12:03:34 PM |
real-return2 | $26.00 | 8/30/2012 9:02:45 AM |
p2pelstiltskin8 | $25.00 | 8/30/2012 9:08:51 AM |
durability-ace9 | $30.00 | 8/30/2012 9:10:26 AM |
kila-designer | $199.99 | 8/30/2012 9:23:20 AM |
1NiceLender | $25.00 | 8/30/2012 9:13:51 AM |
justreturns | $25.00 | 8/30/2012 9:18:13 AM |
versatile-dime442 | $250.00 | 8/30/2012 9:37:13 AM |
Investor_DP | $100.00 | 8/30/2012 9:41:35 AM |
bazaar-tulip | $25.00 | 8/30/2012 9:46:54 AM |
dariop | $25.01 | 8/30/2012 9:40:46 AM |
asset-professor | $25.00 | 8/30/2012 9:24:03 AM |
EnglishGeekInNYC | $25.00 | 8/30/2012 9:47:39 AM |
Ron_Paul_for_President_2012 | $35.00 | 8/30/2012 9:33:53 AM |
lowink | $25.00 | 8/30/2012 9:57:30 AM |
ready-interest9 | $25.00 | 8/30/2012 10:19:59 AM |
CAGE-Investments | $25.00 | 8/30/2012 10:02:22 AM |
virtuous-bonus559 | $100.00 | 8/30/2012 10:22:26 AM |
LeReve | $500.00 | 8/30/2012 9:39:52 AM |
nex | $25.00 | 8/30/2012 10:10:17 AM |
ingenious-deal6 | $25.00 | 8/30/2012 10:12:18 AM |
generous-aloha2 | $25.00 | 8/30/2012 11:14:46 AM |
moneyforthehoney | $25.50 | 8/30/2012 10:23:02 AM |
Bob450 | $25.00 | 8/30/2012 10:50:02 AM |
SLN-10 | $30.00 | 8/30/2012 10:54:27 AM |
samdog079 | $96.00 | 8/30/2012 10:02:42 AM |
enriched-return057 | $50.00 | 8/30/2012 11:16:46 AM |
enthusiastic-point | $25.00 | 8/30/2012 10:05:49 AM |
Malkial | $25.00 | 8/30/2012 11:51:35 AM |
one-midas | $50.00 | 8/30/2012 12:01:08 PM |
MI2 | $5,000.00 | 8/30/2012 11:00:50 AM |
agalt | $100.00 | 8/30/2012 11:38:20 AM |
bob450-roth | $25.00 | 8/30/2012 11:45:55 AM |
1stPlace | $100.00 | 8/30/2012 11:46:49 AM |
Index_Plus | $4,027.35 | 8/30/2012 12:04:54 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
631409
This series of Notes was issued and sold upon the funding of the borrower loan #73697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.49% |
Listing Start date:
| Aug-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $64.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.23% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,810 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dramaqueen124 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2012)
|
Principal balance:
| $2,094.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
Help pay off my overdraft accounts so that we can start saving again.
My financial situation:
I am a good candidate for this loan because our credit it good with no delinquent accounts. I am in school and hoping to increase my income potential.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
noodles932 | $33.03 | 8/30/2012 5:04:45 PM |
community-burrito9 | $25.00 | 8/30/2012 5:10:20 PM |
jstefans | $25.00 | 8/30/2012 5:17:14 PM |
first-genuine-bid | $75.00 | 8/30/2012 5:19:27 PM |
entertaining-rate9 | $25.00 | 8/30/2012 5:19:55 PM |
Perdita_II | $25.00 | 8/30/2012 5:53:58 PM |
1800porsche | $25.00 | 8/30/2012 6:29:35 PM |
Johnab | $25.00 | 8/30/2012 6:39:34 PM |
preeminant-greenback024 | $50.00 | 8/30/2012 6:21:25 PM |
psteveo | $35.41 | 8/30/2012 7:09:06 PM |
titancash4u | $25.00 | 8/30/2012 10:47:02 PM |
IPG1 | $25.00 | 8/30/2012 5:40:45 PM |
TryingToHelpUsBoth | $25.00 | 8/30/2012 8:21:23 PM |
BB-ptoploan | $50.00 | 8/30/2012 8:52:39 PM |
Nich | $25.00 | 8/31/2012 12:36:15 AM |
kenji4861 | $25.00 | 8/30/2012 6:09:09 PM |
Felici_Finance | $25.00 | 8/31/2012 3:53:49 AM |
CFOGO | $25.00 | 8/31/2012 5:03:24 AM |
availableloan | $25.00 | 8/30/2012 6:27:06 PM |
dough-kitten5 | $25.00 | 8/30/2012 7:09:31 PM |
pilot1723 | $25.00 | 8/30/2012 7:16:43 PM |
fuse136 | $25.00 | 8/30/2012 7:29:30 PM |
enriched-return057 | $50.00 | 8/30/2012 9:38:34 PM |
spirit07a | $195.00 | 8/31/2012 5:12:17 AM |
five-star-note | $25.00 | 8/30/2012 6:41:40 PM |
Koomarbit | $30.00 | 8/30/2012 5:11:42 PM |
Arg3998 | $50.00 | 8/30/2012 5:16:21 PM |
intrepid-payment7 | $25.00 | 8/30/2012 5:28:34 PM |
LaGrangeLender | $50.00 | 8/30/2012 5:40:41 PM |
Castellan | $50.00 | 8/30/2012 5:45:31 PM |
virtuous-bonus559 | $100.00 | 8/30/2012 5:23:31 PM |
britgsb | $50.00 | 8/30/2012 6:05:59 PM |
commerce-gargantuan2 | $100.00 | 8/30/2012 6:09:54 PM |
Bank42 | $25.00 | 8/30/2012 5:42:01 PM |
superb-funds335 | $25.00 | 8/30/2012 5:02:15 PM |
ready-bid9 | $50.00 | 8/30/2012 5:06:03 PM |
bowdish1 | $100.00 | 8/30/2012 5:06:28 PM |
cash-cymbal3 | $50.00 | 8/30/2012 7:53:45 PM |
Theofficer | $25.00 | 8/30/2012 8:22:46 PM |
magical-credit523 | $25.00 | 8/30/2012 5:19:00 PM |
Badgworth | $25.00 | 8/30/2012 6:32:57 PM |
wwwUniversal | $25.00 | 8/30/2012 6:53:50 PM |
prudent-dough458 | $25.00 | 8/30/2012 5:29:45 PM |
StanTheMan | $28.71 | 8/30/2012 11:19:38 PM |
Hogan55 | $27.85 | 8/31/2012 4:29:03 AM |
Druidsoft | $25.00 | 8/31/2012 1:14:12 AM |
Tscheddar | $25.00 | 8/31/2012 4:38:32 AM |
fund-bauble | $25.00 | 8/30/2012 8:48:21 PM |
auction-refuge1 | $50.00 | 8/30/2012 10:57:37 PM |
BorthersKeeper | $25.00 | 8/31/2012 3:07:48 AM |
transparency-universe8 | $25.00 | 8/31/2012 5:11:14 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
631571
This series of Notes was issued and sold upon the funding of the borrower loan #73754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.75% |
Listing Start date:
| Aug-30-2012 |
Term:
| 12 months | | |
Listing End date:
| Aug-30-2012 |
|
Lender yield:
| 21.54% |
Borrower rate/APR:
| 22.54% / 30.46% |
Monthly payment:
| $375.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.57% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,414 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| professional-payout |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit cards.
My financial situation: Good
I am a good candidate for this loan because I want to pay off the balance in a year or less.
Monthly net income: $2800
Monthly expenses: $0
Housing: $
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $650
Credit cards and other loans: $1165
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lovely-currency3 | $50.00 | 8/30/2012 5:07:59 PM |
silver-enlightenment0 | $25.00 | 8/30/2012 5:08:22 PM |
houli123 | $25.00 | 8/30/2012 5:19:47 PM |
lowrater | $50.60 | 8/30/2012 5:06:24 PM |
adventurer447 | $300.00 | 8/30/2012 5:32:42 PM |
durability-ace9 | $30.00 | 8/30/2012 6:18:29 PM |
octoberfresh | $25.00 | 8/30/2012 5:02:04 PM |
SLN-10 | $50.00 | 8/30/2012 6:33:29 PM |
credit-coach118 | $25.02 | 8/30/2012 6:09:24 PM |
DSFinancial | $25.00 | 8/30/2012 5:14:18 PM |
rakem777 | $25.00 | 8/30/2012 5:16:23 PM |
ectasy683 | $25.00 | 8/30/2012 8:26:36 PM |
ottog18 | $75.00 | 8/30/2012 6:44:49 PM |
marketplace-singularity3 | $25.00 | 8/30/2012 7:25:31 PM |
Bank42 | $25.00 | 8/30/2012 5:43:35 PM |
value-allocator1 | $100.00 | 8/30/2012 5:47:40 PM |
scrappy-diversification7 | $2,000.00 | 8/30/2012 5:50:41 PM |
hillbilly40 | $25.00 | 8/30/2012 8:52:39 PM |
sweetsassymolassy | $25.00 | 8/30/2012 6:18:41 PM |
InvestorJunkie | $25.00 | 8/30/2012 6:40:55 PM |
wwwUniversal | $25.00 | 8/30/2012 6:53:51 PM |
enriched-return057 | $50.00 | 8/30/2012 7:36:15 PM |
community-burrito9 | $25.00 | 8/30/2012 5:09:57 PM |
money-exchanger4 | $25.00 | 8/30/2012 5:13:03 PM |
hopeful-deal7 | $25.00 | 8/30/2012 5:19:22 PM |
handy-justice | $50.00 | 8/30/2012 5:03:02 PM |
credit-selector954 | $50.00 | 8/30/2012 5:22:06 PM |
boston_mass | $100.00 | 8/30/2012 5:54:09 PM |
duty-viola | $25.00 | 8/30/2012 5:29:34 PM |
108-IRA | $50.00 | 8/30/2012 6:04:59 PM |
transparency-mad-scientist7 | $25.00 | 8/30/2012 7:18:17 PM |
money-baron | $50.00 | 8/30/2012 6:02:34 PM |
note-willow8 | $25.00 | 8/30/2012 6:03:53 PM |
DrKillsh0t | $26.95 | 8/30/2012 8:39:22 PM |
scholarly-order6 | $30.00 | 8/30/2012 6:19:33 PM |
spry-p2ploan5 | $30.00 | 8/30/2012 6:20:05 PM |
BankofRon | $25.00 | 8/30/2012 5:20:29 PM |
EngineersAlliance | $25.00 | 8/30/2012 6:27:33 PM |
virtuous-bonus559 | $100.00 | 8/30/2012 5:23:32 PM |
KramericaIndustries | $7.43 | 8/30/2012 9:11:31 PM |
dough-kitten5 | $25.00 | 8/30/2012 7:08:00 PM |
DiligentiaLLC | $75.00 | 8/30/2012 7:19:21 PM |
evilkats | $50.00 | 8/30/2012 8:20:49 PM |
john0720 | $25.00 | 8/30/2012 6:51:59 PM |
paradise-foothill | $50.00 | 8/30/2012 7:33:36 PM |
magical-kindness888888 | $50.00 | 8/30/2012 8:08:52 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
632017
This series of Notes was issued and sold upon the funding of the borrower loan #73567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.75% |
Listing Start date:
| Aug-31-2012 |
Term:
| 60 months | | |
Listing End date:
| Aug-31-2012 |
|
Lender yield:
| 32.04% |
Borrower rate/APR:
| 33.04% / 35.84% |
Monthly payment:
| $136.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 30.57% | | |
| |
Estimated return*:
| 15.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 42% |
Credit score:
| 680-699 (Aug-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,632 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| refined-loot0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2012)
820-839
(Oct-2011)
|
Principal balance:
| $3,562.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Wedding
Purpose of loan:
This loan will be used to...
Help me prepare for wedding.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8000
Monthly expenses: $
Housing: $2300
Insurance: $60
Car expenses: $280
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: 800
Clothing, household expenses: $
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $35.00 | 8/31/2012 9:05:10 AM |
NekHoldings | $25.00 | 8/31/2012 9:02:24 AM |
handy-justice | $100.00 | 8/31/2012 9:03:04 AM |
TheSituation | $25.00 | 8/31/2012 9:04:33 AM |
blue-order-comet | $25.00 | 8/31/2012 9:02:55 AM |
RGlad | $200.00 | 8/31/2012 9:06:08 AM |
WisconsinFinance | $25.00 | 8/31/2012 9:04:33 AM |
lowrater | $50.60 | 8/31/2012 9:03:59 AM |
worth-blanket2 | $3,600.00 | 8/31/2012 9:06:04 AM |
9 Investments
|